I accidentally posted this to my username instead of my subreddit so here is is:
The Mortgage, Part 3
“Fuck,” I said as I drove to work in the old beater that only started on the fourth try because it could tell that I was pissed off. Ray’s case started at two o’clock, and I was heading to the office to get ready. “Fuck fuck fuckity fucking fuck. Fuck.” I’d wanted to tell Angela about Ray’s case, and how I was sorry that I hadn’t wanted to help him, but now I would, I would help him, and I would win, but then I’d gotten her all riled up on something else, something totally different, something way more serious.
My wife had given me a triple ultimatum: fix things up with her father, save idiot Ray from Sy-Co Corp., and somehow find a downpayment for the place she wanted to buy, in the little townhouse infill project in Bixity. It was like demanding I do a double bank shot, and then run over to the baseball diamond and hit a home run after first pointing to where it would land, Babe Ruth style.
Angela was mad at me, seriously mad. She’d slipped out that morning before I was even awake, sliding quietly past me on the couch. I didn’t realize she was gone until I heard the faint click of the front door closing. I jumped up, tripped over a blanket, and by the time I got up and my robe on, the elevator down the hall dinged, and Angela was gone before I opened the apartment door.
I swore at myself some more and pounded the steering wheel, “I fucked up,” I said, several times as I hit the wheel over and over again, until I accidentally honked it, and then looked all sheepish when the guy in front of me gave me the finger. I reached my office without further incident, but instead of walking in the front door, I went further down the hall, and into the office of Mark Cecil-Rowe, Barrister, LL.D, the man with the finest speaking voice I ever heard. When I entered his office I forgot for a minute about Angela and her father and sleeping on the couch the night before. I forget about everything, except the reason that I had come to Cecil-Rowe’s office: to stump him with a legal problem that I had solved, but which I was pretty sure he could not. In other words, I had come to preen and to brag and to boast. No one likes a showoff, and I had come to show off. I put my hand on the door and turned the knob. After a brief pause, I flung open the door.
“I’m a goddamn genius,” I said as I strolled into the older man’s office.
I noticed the echo of a hastily closed desk drawer hanging in the air. In Aaron’s office, where I rented space, a sudden act of concealment implied cocaine, but with Cecil-Rowe, the item in question was probably a mickey of vodka. I had the sense that he’d been drinking a bit before I arrived, but his powers of observation were unimpaired, and when he looked into my face, his expression showed sympathy, and actual pain.
“What have you done now?” he said, as set the papers before him to one side, and readied himself to hear my latest tale of legal brilliance.
“I’m a genius,” I said.
“Oh dear. Have a seat.”
“No really, I am. I’m a genius. I got this case that everyone says you can’t win, but I’m gonna win it, and when I do, I’m gonna look like a genius.” Cecil-Rowe gave me a sad indulgent smile.
“Whenever you tell me you’re a genius, I am always concerned about what is to follow. When you get wrapped up in what you call your genius, you tend to ignore the more mundane things we lawyers have to do to win a case. You think you’re going to win by genius alone.”
“Let me tell you why I’m a goddamn genius.” With effort I wiped the smug, self-satisfied expression that was on my face.
“Tell me why you’re a genius,” Cecil-Rowe said, “while I pour us a coffee.” He heaved his bulky body up from his chair and shuffled over to a counter. He picked up a carafe of hot coffee sitting on a hot plate, and poured two cups. “Speak,” he said, handing me one. I took a sip of the coffee, and told Cecil-Rowe the tale of Cousin Ray: his purchase of a franchise from Sy-Co Corp, its swift demise, the crash and burn in Commercial Court, the Minutes of Settlement, the seventy-one kilometer limit, and lastly, Sy-Co’s motion scheduled for two p.m. that very day, seeking an interim injunction shutting down Ray’s place.
Cecil-Rowe absorbed all this without the need to take notes. Instead, he sat back while he eyed me, taking the occasional sip of coffee, and smiling at the extravagant flourishes and details that brought out Ray’s story to full effect.
“Obviously Ray is dead on arrival,” he said, “but I guess this is the part where you tell me how you’re going to win.”
So I told him how I was going to win, but it didn’t have the desired effect. “I told ya I’m a genius, Mr. C,” cueing him to applaud, to admit what a brilliant lawyer I was. But there was no applause from Mark Cecil-Rowe. He looked at me without so much as a smile.
“You can cling to that genius notion as a consolation prize, after you get whipped this afternoon in court.”
“No way,” I said, “not a chance. I got this thing won hands down. I’m gonna kick ass in court today and--”
“And how exactly do you plan to do that, if you don’t have evidence?”
“What?”
“Evidence, Calledinthe9os. It’s what lawyers like me use to beat geniuses like you.”
“But I’m gonna win without proof. I don’t need proof. The argument I’m gonna make, relies on simple facts that are totally obvious, so the judge is gonna--” Cecil-Rowe stuck up his hand.
“Stop right there. I know what’s coming. You’re going to ask the judge to take *judicial notice.”
And he was right. That was exactly what I was going to do.
There are some things so obvious that you didn’t have to prove them, things that everyone knew. You didn’t have to prove that water froze at zero degrees and boiled at a hundred, or that Bixity was between West Bay and East Bay.
“You got it,” I said, “judicial notice all the way.”
“You’re going to tell the judge that the centerpiece of your argument, the lynchpin of your case is a fact known to pretty well everyone, and so you don’t need proof.”
“Exactly,” I said. Cecil-Rowe took another sip of his coffee, and left me hanging in the silence for a while before he spoke.
“If that’s true, then why does coming up with that argument make you a genius?”
“Oh, I said,”I didn’t think of that.”
“It is acceptable to rely on judicial notice for minor, ancillary points. But you never should walk into court thinking that the court will take judicial notice of your entire defence. It’s just too risky.”
“But how am I going to rustle up a witness in time for this afternoon?”
“Worry about that after you leave my office. I can’t help you with that. What I want to know, is why you’re doing this at the last minute.”
“What makes you think I’m doing this at the last minute?”
“Because you never would have resorted to judicial notice if you were properly prepared. If you’d opened this case a bit earlier, you’ve have everything lined up. But you got to work on it late, and so you want to rely on judicial notice. You’ve messed up, Calledinthe90s, and you know what my rule is when you mess up.” Cecil-Rowe didn’t extend aid to me, until I admitted the error of my ways. It was infuriating, but he was inflexible. So I fessed up.
“My idiot cousin Ray’s been trying to retain me for almost two weeks, but I was putting him off because I was mad at him. So now my wife’s mad at me, and if I don’t win this case, I’m dead. Plus her dad’s mad at me too and --” My brain roared into overdrive, a mess of family and law and fear, and at the centre of it, thoughts of Angela’s anger and her father. My mind took off, and then came to an instant halt at a helpful destination.
“Yes?” Cecil-Rowe said.
“Sorry. I just realized how to solve the evidence problem. Look, can I ask you about the thing I actually came here to ask you about?”
“You have a problem that’s worse than having no evidence? What could be worse than -- oh. You don’t have a retainer. Your client doesn't have any money.”
“Exactly. How do I get paid? That’s the problem.” I explained that Ray had no money, as in none, and that if he did have money, he wouldn’t spend it on me. Instead, he’d go back downtown and throw his cash at some big firm, who would take on his case, and proceed to lose it in a calm, careful, sober manner, ending in a reporting letter to Ray telling him that he’d lost.
“Now that’s a problem I can solve,” Cecil-Rowe said.
“Really? ‘Cause I can’t see a way around it. I think I’m gonna have to do this for free, and that really pisses me off.” Cecil-Rowe shook his head.
“You may or may not get paid, but you can set things up so that if you win, you’ll win pretty good.”
“How? Ray’s a deadbeat. Tapped out.”
“But is he desperate?”
“Totally. The first time he failed, he lost his own money, but if he goes under this time, he’s taking family money with him, and he’ll be the black sheep forever.”
“And he’s using family to emotionally blackmail you into helping him?’
“Like no shit. That’s the part that pisses me off the most. I’m like a goddamn slave, being forced to work for free.”
“Never fear, young apprentice. I have just the thing in mind.” He reached into a drawer, and pulled out a form. “Fill in the blanks, and have him sign.”
I looked it over, and saw that the document was a retainer agreement. I whistled. “Holy shit. If he signs this, he’s almost my slave.”
“Close, but not quite” Cecil-Rowe said, “the Latin term for this is "contractus pro venditione animae"”. It’s the ultimate retainer agreement. Once Ray signs that, you own any cause of action he has against the person suing him. You can settle the case on any terms you like, and you get to keep whatever proceeds there are.” Cecil-Rowe placed the folder back in a drawer, and from his manner you could tell that the interview was over.
“Awesome, Mr. C. I’ll call you from Commercial Court when we’re done.”
“Commercial Court?” he said.
“Yeah, Commercial Court.”
“This just keeps getting worse. Take notes, Calledinthe90s, while I school you on Commercial Court. Commercial Court is a jungle, and without preparation, you’ll get savaged.”
“That’s what happened to Ray when--”
“Take notes, young apprentice,” he said, tossing me a pad and a pen. He started to lecture, and I took notes that I have with me to this day, in a safe deposit box downstairs in the vault at Mega Bank Main Branch.
* * *
By the time Cecil-Rowe finished schooling me, it was close to ten, and the case started at two. I didn’t have much time. I ran down the hall to my office, and called Ray’s restaurant. No answer. Then I called Ray’s house. I expected to get Ray’s wife, but the man himself answered.
“You’re not at work. Why aren’t you at work?”
“Sy-Co Corp served all my employees with a cease and desist letter. They all got scared and took off. The place is shut down.”
“You gotta fax machine at home?” He did, and asked why.
“I’m taking your case, but only if you sign the paper I’m about to send and fax it back.” I sent the fax, and five minutes later it came back signed, and it was official: Ray had sold me his legal soul.
I went out to the parking lot, got into my beater and drove fast. In less than thirty minutes I reached my destination. I knocked on the door, and when it opened, my diminutive mother-in-law poked out her head. “What a pleasant surprise,” she said.
“Sorry, Mrs. M, but I’m in a super hurry. I gotta rush to get to court to help Ray. But first, I gotta speak to Dr. M.”
“He’s not here,” she said.
“Not here?”
“He’s on his way to his bridge game. He left just a few minutes ago.”
“Where’s the club?”
“He’s walking there,” she said, and pointed down the street.
“Thanks.” I got into my car and headed where Mrs. M had pointed, passing big houses and new project with an “Opening Soon” sign. And walking past it was the figure of Dr. M.
“Hey, Dr. M,” I called out the window. He stopped and looked around, startled. But he didn’t see me, not at first.
“It’s me, Dr. M. Me, Calledin90s.” He leaned forward as if to see me better. I got out of the car.
“Is something wrong with Angela? Or the baby?”
“No, no not at all, sorry to scare you, it’s nothing like that. I need your help.”
“Oh.” He started walking again, and now it was my turn to be a bit stunned, watching my father-in-law walk away from me. I caught up with him in a few quick strides.
“Listen, I really need your help.”
“And I really need to get to a bridge game.”
“This isn’t about me. It’s about Ray.” That brought him to a halt. He turned to me, angrier even than he’d been the night before.
“Did you drive all the way out here just to make fun of me? To remind me of how you won, distracting me with nonsense about Ray’s case?”
“I mean it,” I said, “I can win Ray’s case. I can prove it in a few words.”
“Prove it, then.” So I did. I spoke words, only a few words, but they were the right words to speak to Dr. M, for the words I spoke were in his language, words that he understood perfectly.
“I understand,” he said, “you’ve come to boast some more, to prove that you were right after all.”
“I want to win Ray’s case, but I don’t have any proof of what I’m saying.”
“You don’t need to prove that two plus two is four.”
“This, I gotta prove, and I need you to help me prove it. I need you to come to court with me, as my witness.”
“I can’t do that. I didn’t witness anything.”
“As my witness. My expert witness.” Unlike a normal witness, an expert witness can give an opinion. An expert is there not to advocate, I explained to Dr. M but to instruct, to teach.
“My bridge partner won’t be very happy,” he said.
“But Ray will, and so will Mrs. M and Angela and--”
“Very well. Do you have a cell phone? We can call the bridge club from my car.”
* * *
We were on the highway getting close to the downtown exit, when my wife called my cell phone. Back then cell phone service was super expensive and my wife only used it for emergencies. Or when she was really angry. I picked up the phone, wondering which it would be.
“I’m so happy that you made things up with my father,” she said.
“How did you know?”
“My mother called. She says you took him with you, that you went out together.”
“He’s with me right now,” I said.
“Where are you going?”
“To court. Going to court to win Ray’s case for him.”
“And you brought my father with you to watch?” She was so happy, I could hear in her voice that she was smiling. “That’s a great way to bond with him, Calledinthe90s. Look, I’m sorry I got so mad at you earlier, I really am. My dad’s a bit too sensitive and--”
“Sorry, Angela, your dad’s not coming to watch me.”
“Why is he with you, then?”
“He’s my witness,” I said.
“What?”
“His expert witness,” Dr. M said, loudly enough for Angela to hear.
My wife’s anger exploded into the phone. She wanted to know how I could expose her elderly, vulnerable father to the stress of a court case. I tried to tell her how I needed him, how there was literally no one else I could turn to, that her father was an expert, a true expert, and the judge was legally bound to believe him, but Angela heard none of this.
“Look,’ I said, “I promise you that--” And then I lowered the phone and pushed the red button, terminating the call. I’d learned that the best way to hang up on someone, was to do it when I was doing the talking. That way it looked like the call had dropped.
“I’m going to steal that move,” Dr. M said.
We rolled into the parking lot. I grabbed the cloth bag out of the back of my car, the bag that held my law robes and shirt and tabs, plus the other stuff I needed for court. It was one-thirty, still thirty minutes to go, not a lot of time to get robed and ready for court. It was just past one-forty five when I, with Dr. M in tow, opened the door to a courtroom on the eighth floor of an old insurance building that had been converted into a courthouse, the home of Commercial Court.
“Commercial Court is an exclusive club,” Cecil-Rowe had explained to me earlier that day, “the legal playground of the rich and powerful. They’ll know instantly that you’re not one of them.” And he was right. It was clear from the moment I walked in that I did not belong, for I was the only lawyer in robes. Everyone else was wearing a suit, and not some cheap thing off the rack like I wore.
There were a half-dozen lawyers present, and after they saw me, they exchanged knowing looks about the stranger amongst them. I ignored them, and walked up to the Registrar. I told him the case I was on, and he signed me in.
“First time in Commercial Court?” he said, eyeing my robes. “You know you don’t have to be robed in Commercial Court.” In other Superior Courts, you always had to bring your robes and get all dressed up. But Commercial Court had its own set of rules, and in the court for rich people, their lawyers did not have to wear robes.
“You’re here on the Sy-Co case?” a young woman asked. She was a junior like me, give a year or two either way. She was dressed in the finest downtown counsel fashion, some designer thing that Angela would know if she saw it.
“Just got retained,” I said.
“You know there’s no adjournments, right? We don’t do adjournments in Commercial Court. I’m just trying to be helpful, because I don’t think you've been here before. You know you don’t have to be robed, right?
“So I heard.”
“So where’s your material? You haven’t served anything, so how do you plan to argue your case?”
“I gotta witness,” I said.
She smiled. “There’s no viva voce evidence, either. Affidavit only.”
“We’ll see what the judge says.” There was a knock from the other side of the door to the judge’s chambers, and then the man himself entered.
I was amazed to see that even the judge wasn’t wearing a robe; instead, he was wearing a light coloured suit and a bright blue bow tie. He was dressed as good as the lawyers, all part of the downtown Commercial Court club, the playground of the richest and most powerful corporations in the City.
“Commercial Court’s not like other courts,” Cecil-Rowe told me earlier that day, explaining that most cases were over in fifteen minutes or less. A plaintiff showed up with some papers, and had a short consultation with the judge. The judge signed an order granting an injunction, or taking away a man’s business, or freezing his money. Commercial Court is where you went to get quick and simple court orders that eviscerated your opponent before the case even got going.
Defendants would appear sometimes in Commercial Court, Cecil-Rowe explained, but it was usually their last time up. Defendants always died a quick death in Commercial Court.
The judge took his seat, and then looked over the lawyers before him. His eyes moved along, and then stopped when they reached me, the one lawyer who was not like the others.
“You don’t need robes in Commercial Court,” the judge said to me.
“I’ll remember that for next time,” I said.
“What case are you on?”
I told him.
“He’s filed no responding materials,” my opponent said, “nothing at all.”
“I’m just vetting the list,” the judge said, “I’ll circle back to you two in a few minutes.” I listend while the judge vetted the rest of the afternoon list: a Mareva, plus a Norwich order, with counsel on those cases sent away in a matter of minutes.
Now the courtroom was almost empty, just the judge, two lawyers, the registrar and my star witness and father-in-law, Dr. M, who sat in the back of the courtroom dressed in an old business suit, put on hastily at his place two hours earlier, when I urged him to hurry it up, to not waste so much time on picking a suit.
“Back to you,” the judge said, addressing my opponent, “I thought this was an uncontested matter. That’s what your confirmation sheet said.”
“I’m sorry, Your Honour, but I didn’t know until I got here that the case was defended.”
“I got retained at the last minute,” I said, “barely three hours ago, the day after I read the papers. But I’m ready to go, ready to argue the case on the merits, so long as you grant me an indulgence, and let me call my witness, to let him testify in person instead of by affidavit, there being no time for me to draft anything.”
Opposing counsel was on her feet. “That’s not how things are done in Commercial Court,” she said, “or any court that I know of, for that matter. My friend (that’s what they make lawyers call each other in court, ‘my friend,’ even though you might hate the other guy’s guts),” the lawyer said, “my friend should have served his responding materials and filed them with the court. Instead, he’s taken us totally by surprise.”
“I’m sorry my friend is surprised by opposition,” I said, “but then consider, it’s my client’s livelihood that’s at stake. If my friend gets her injunction, Ray Telewu’s business is dead, and he loses everything. So yes, my client opposes the injunction, and yes, I’d like to call evidence.”
The judge didn’t consult the papers before him nor the books, but instead, he looked up at the big white clock on the courtroom wall. Its hands said two-fifteen.
“How long will your witness take, counsel?”
“In chief, ten minutes.” I’d practiced with Dr. M on the way in, and I was pretty sure he could do it in five, but I gave him a bit of extra time, just in case.
“We’ve got about two hours,” the judge said, “but I want to be fair to you and your client. Let’s take a fifteen minute recess so you can get instructions. Either we go ahead today with viva voce evidence, or we adjourn, and that will give Calledinthe90s time to file responding materials.”
When everyone came back, the junior’s boss was there, Senior Counsel, a heavy weight, one of those big guys downtown. Plus they brought this guy from Sy-Co Corp, the head of some bullshit division, with some bullshit title, Head of whatever, so that’s the title I’ll give him here. He was The Head. He was the man, the big cheese, the signer of the affidavit on which Sy-Co relied that day.
“What’s he doing here?” I asked Senior Counsel.
He stared at me, all lean and steel grey, looking every inch the hard hitting lawyer that commanded the biggest fees. “If you’re calling a live witness, then so can we. The Head will give evidence today, in advance of your client, so that the judge hears it from him first.” His junior smirked at me, and the two of them sat down, delighted that they’d thought of a way to one up me.
Except that they’d done it by exposing their client to cross-examination. The judge came in, allowed the Head to testify, and when he was done, I stood up.
“Just a few questions,” I said. Senior Counsel was stunned for an instant, and then he stood.
“This serves no purpose, Your Honour. The witness has confirmed the simple facts of his affidavit, and there’s no disputing it. Ray Telewu opened a restaurant less than seventy-one kilometres from Bixity City Hall, and that’s in breach of the Minutes of Settlement he signed.”
I did not bother to respond. Instead, I just stood, and I started to ask questions.
“Have a look at that map in your affidavit,” I said, and he did. I picked up my copy, and tore the map out of it. I passed it up to him.
“What do you notice about this map?”
“That it’s accurate,” the Head said, repeating his evidence in chief, amplifying it, talking about how the map contained perfect measurement.
“You will notice that the map is flat,” I said, laying it on the witness box before him.
“Of course it’s flat. That’s what maps are. Maps are flat.”
“But the earth is round,” I said, “or more properly, a sphere.” Senior Counsel was on his feet in an instant.
“What difference does that make?” he said.
“What you’ll hear from my expert witness, is that a flat map cannot accurately show Earth’s curves. A flat map distorts distances, and in this case, reduces them.”
“But that can’t be by very much.”
“In this case, by just over twenty meters,” Dr. M said from the back of the court.
“That’s my expert witness, the esteemed Dr. M.” I didn’t actually say Dr. M. Instead, I said his real name. But I’m not going to use the real names of my family here, so I’ll just keep calling him Dr. M. “Dr. M was a professor of Physics at the University of Bixity for almost thirty years. He has published numerous papers on particle physics, and is the first Canadian winner of the Wolf Prize for physics.”

• * * *

It went downhill after that for Sy-Co Corp. My father-in-law testified, explaining in simple language, language that even a child could understand, that the Earth was a sphere, that the shortest distance between two points on Earth was a curve, not a straight line. He summarized his calculations in plain English, dumbing down the math, so that everyone present imagined, if only for the moment, that they shared his understanding of a difficult mathematical equation.
Senior Counsel tried to cross-examine Dr. M, but it did not go well, my father-in-law indulging him, gently chiding him, continuing his explanations until the lawyer sat down, defeated by Dr. M’s mastery of the subject,his own lack of preparation and his inability to improvise. When counsel said that he had no further questions, the judge addressed us all.
“I’m not going to reserve, and I don’t think I need to tell everyone why. I think it will take about a minute for me to write a decision saying that the Earth is not flat. I’ll give you some more time after that, but after fifteen minutes, I”ll be back to render my decision.” He rose, everyone bowed, and he disappeared behind the door to judge’s chambers.
I pulled a piece of paper out of my file, and slammed it on the desk before Senior Counsel and his junior. “Fill in the blanks, and sign,” I said.
Dr. M’s head shot up at the commotion, and he shuffled over to see what was going on.
“What’s this?” Senior Counsel said, picking up the paper I gave him..
“Minutes of Settlement. You fill in a number, a big number, for the costs you gotta pay me. Your client signs, and then we’re done.” Senior Counsel opened his mouth to bargain, but I overrode him.
“You know your client’s going to lose; the judge made that obvious. Hurry up if you want to settle; we don’t have much time.”
At the end of most Canadian court cases, the loser has to pay at least part of the winner’s legal fees. That’s the way it’s been since forever, and I think it’s a good rule. Sy-Co Corp had lost, so it had to pay a good chunk of Ray’s costs, and Ray’s costs were somewhere between whatever bullshit figure I claimed they were, and where they actually ought to be. Senior Counsel took the paper over to his client. There was a brief discussion, and then they came back, with the form signed, and a number written in the blank space.
I’ll give it to Sy-Co Corp and their lawyer. It wasn’t a bullshit number, a low ball number. They gave me a real number, a number more like something I’d actually accept, a number that made sense to pay me in costs, in light of the success I’d had, and how I got it. It was a respectful number, a common sense number, and I appreciated it an awful lot.
I tossed the paper back at them.
“Add a zero,” I said, continuing on when Senior Counsel blanched, and his junior retreated a step. “I know what’s going on here. Your client sold mine a bullshit franchise, one with a history of failing.” The franchise had opened up again under a new owner not long after Ray had lost it and then it promptly failed again. Like I said at the start of this story, it’s an old story. It’s how some franchise companies make money. “Your client makes more money selling bullshit franchises doomed to fail, then it does from the honest ones that make money. So add a zero to that number, or Ray’s gonna sue you, class action and all that, for all the people you’ve fucked.”
The Head stepped forward from the benches and spoke to me.
“We get threats like that all the time, but no one follows through. They don’t have the money to fight us, and neither does your client. So go ahead and sue.”
“It’s true that Ray doesn’t have jack shit,” I said, “not a pot to piss in, but he’s my cousin, Ray is, and even if he doesn’t have money, he’s got me. Ray’s family, and for Ray, I’ll sue you guys for free. Hell, I’ll even pay the expenses. Plus I’m gonna put a jury notice in, too, come to think of it, ‘cause juries--”
Senior Counsel cut me off, and moved his client to the back of the courtroom. There was a brief discussion, and then they came back. I watched as Senior Counsel wrote a single digit on the Minutes, a zero, written right where I wanted it.
“You’ll have to initial the change,” I said to the Head of Sy-C0, and it gave me great satisfaction to watch him sign.
“Don’t forget,” I said the moment his pen stopped moving, “for the settlement to be valid, I need to get the money today. Right now.”
“Can’t it wait until tomorrow?” the Head said.
“Not if you want the settlement to stay in place. I’ll follow you back to your office, and you can put a cheque in my hands.”

• * * *

“What’s this?” my wife said when I entered the apartment later that day, after I’d driven Dr. M home, stopping first at a local pub for beers.
“It’s an absurdly expensive bunch of flowers,” I said, “although no flowers, however beautiful, however expensive, could expiate my--”
She took the flowers, and gave a kiss.
“My mom called. She told me what happened. You fixed things with my dad.”
“Yup,” I said. I had certainly done that. I’d made Dr. M a professor again, if only for a few minutes. Not only a professor, but an expert witness. The judge had declared him an expert in plain terms and Dr.M had beamed when he’d heard those words.
“And you won Ray’s case, too. But my mom didn’t know how, and I don’t know how you did it either.”
“I’ll tell you over dinner tonight,” I said.
“But we agreed no more dinners out; we have to save money, now that a baby’s coming.”
I passed her the envelope that I’d received a few hours before. She opened it, and took out a cheque, a cheque drawn up for an amount I specified, made payable to Mr. and Mrs. Calledinthe90s.
The moment I got that cheque, all I could think about was how my wife would react when I put it into her hands. I could not wait to see her eyes bulge, to hear her voice say “oh my god,” to hear her laugh.
She did none of these things. Instead, she cried.
“Does this mean we can buy a house?” The money wouldn’t be enough to buy a house, not nowadays, with prices being so crazy. But things were different back then in the 90s. Sure, the internet was barely a thing and cell phones were super expensive and a lot of things sucked, but I’ll give the nineties one thing: houses were cheap.
“I think so,” I said.

And to be honest I'm not too sure how to feel. I did a lot of prep and took a couple of prep courses, including iprep. I felt good about my performance on the practice tests but I felt like the actual aptitude test was substantially harder than the prep, specifically the math portion. Just like the prep, it was 33 questions and I had 46 minutes. Listening to the chatter during the break it seems like most people felt the same way.
The test seemed to follow a certain pattern, like a number of questions in a row that were all a certain kind of topic. First there were a number of series questions. Some of them I could identify the series but some I couldn't figure where to begin, so I skipped those couple hoping to come back to them. The iprep practice tests had a number of series questions as well. Most of those series questions were quite straightforward, with one or two on the practice tests being quite tricky, but I learned what the series was and kept them in mind to expect them. I recall one of the series questions on the practice tests being a series of prime numbers, which I thought was pretty creative. However, I don't know if it was nerves or if they really were that tricky, but some of the series questions on the actual test I just had no idea were to start. Those were the first set of questions, no doubt intended to waste some time. The next series of questions were some logic questions, like given a certain formula you're given the options of y increases as x decreases or y remains constant and so on. I feel like I spent a lot of time of the test on these questions. There definitely were these sorts of questions in the iprep, but on the actual test they did seem quite more complicated and couldn't simplify as easily as the questions on the practice tests. The next series of questions were formulas with given variables. I feel confident about these, except for one where I didn't get one of the available answers and told myself I would go back to it. The next sets of questions were not too hard. There was some factoring and a question or two asking "given this equation, when x > -1 then y is negative" sort of questions. Then the last couple questions were giving a table and choices that best describe the table, at which point I looked up at the time remaining and I had about 45 seconds left. I went through the last couple and tried to read and put some sort of guess down. There were a number of questions that I left blank. I do feel pretty good about the questions I answered but I am very worried about the questions that I didn't answer.
I do feel pretty good about the reading comprehension, even though I was a little rattled from the math section. A good tip I've learned about reading comprehension sections is to read the questions and choices first before reading the passage. The answers come a lot more easily that way.
This is my first year applying and taking the test and while I would love to get in on my first try, it sounds like that trying again another year is far from an uncommon experience. I know that I'll be able to try the aptitude test again in 3 months but my local wouldn't be taking applications again until January. I was apparently in the first testing group and there will be groups testing throughout May and into June, so I won't hear anything about my status until mid June. I just hope for the best and hope that everything works out eventually. Just definitely wanted to give the warning those preparing for the test, the test is much harder than iprep.

In case you don't know, the Sun Princess is Princess Cruises' latest behemoth ship, carrying around 3,000 guests and 1,000 crew at full capacity. I just got back from a 2-week sailing and took meticulous notes on this epic new vessel. Here's my extremely detailed, no-BS review:

The Sheer Size is Nuts

When I say this ship is massive, I mean it's absolutely nuts how big this floating city is. Especially when you get off in ports and have to walk back down the dock to reboard - that's when the sheer scale of the Sun Princess really hits you. Even though it carries a ton of people, the only time it really felt crowded was during breakfast. The Eatery fills up quick and the International Cafe, which sits outside The Eatery doesn't lend itself well for crowds of people wiaint for their coffees. You kind of end up waiting in the middle of where the walking traffic moves.

The Medallion Life

Your entire cruise experience revolves around the new Medallion wearable device and app, for better or worse. I'll admit it has some creepy "Big Brother" vibes with how much it tracks your every movement and purchase. But the convenience it provides is undeniable.
The medallion is your modern day "cruise card" that you tap everywhere to make payments, order drinks, unlock your stateroom, get on/off the ship, and more. But what's crazy is the app can use the medallion to detect your location anywhere on board. Order a drink or meal through the app and the server will manage to find you anywhere on the ship to deliver it, usually within 15 minutes. Caveat: there were times when it took longer and other times when our order was marked "delivered" and it never arrived.
The medallion definitely feels like getting on/off the ship is way faster. The only time we ever waiting in line was for the few minutes it took people to run through security.
This made getting food/drinks almost too easy. On port days when we needed to get off the ship early for excursions, setting up a scheduled delivery of my Egg McMuffin, fruit plate in coffee was really convenient.
Fair warning though - if you're anti-tracking and value privacy over convenience, the ubiquitous Medallion system may not be for you.
Story: we were sitting by the Crooners bar having our nightly pre-dinner cocktail. The bar was packed on this night for some reason. A staff member in a suit started wandering the room, made eye contact with me from 40-feet away and then made a b-line for us. He wanted to sign us up for a wine/food pairing event they were having. I have to believe this is because of the tracking being done via the meddalion. They could see we drink our share of wine. It definitely felt like targeted marketing.

Premium Package Was Best for Us

We opted for the Premium beverage package at $80 per day and I'm glad we did for a few reasons:

1. If you need to have more than one device connected to the internet at a time, Premium makes sense just based on that (you can have four devices). The cheaper Plus package only allows one device, which was a non-starter for me needing both my phone and laptop to be online. I'm unfortunately not able to just live off the grid for almost three weeks and need to periodically check in with my clients.
2. The wine selection is way better with Premium vs Plus. As a wine drinker, the upgrade was 100% worth it.
3. Two free speciality dining meals are included, which was clutch on our 2-week cruise to break up the repetition of the main dining rotation.
4. Unlimited premium desserts and ice creams - a nice perk for those with a sweet tooth.

Basically, Premium removed almost any need to think about or worry over costs on board. For $80 per day, the premium drinks, speciality dining, better wines, desserts and internet made it an easy choice for our group's needs.
And for those wondering about the 15 drink per day limit (since there's almost a weekly post asking about it) - it was never an issue for me. I'm a scrotch drinker and to get a decent pour, you basically have to order a double. Even drinking doubles, I never got to 15 drinks/day. This even includes sea days where we'd typically have a mimosa or two with breakfast, a few cocktails/beers at the pool, an cocktail or two before dinner and then wine at dinner.

Staff & Service

I can't say enough about how incredible and friendly the service was across the board on the Sun Princess. Our room steward, waiters, bartenders - everyone went so above and beyond daily, it really elevated the experience. I'm always amazed how they remember everyone's names.
However, we did notice a clear slip in the quality of service in the second week compared to the first, likely due to a crew changeover partway through our sailing. Simple things like forgetting drink orders or getting meals wrong became more frequent from our new set of MDR servers.

Suites & Staterooms

We originally booked a balcony room. When the bid offer came in I followed some old advice and just placed bids on upgrades because "you don't have to take the offer if you don't like it." Well guess what, that's not the case anymore. My offer was accepted and we automatically became the proud recipients of a Reserve Mini-Suite for an additional $500. In hindsight, I'm glad it worked out. The room has noticably more space than a standard balcony room. These mini-suites are spacious, basically a separate living room and bedroom divided by a curtain you can close off. Having two TVs and an extra closet was great.
As mini-suite guests we also received a nice amenity of free premium wines in our room - on the second week they even topped us up with two more complementary bottles! I guess each week is looked at as a new sailing -- so you get two more bottles! Some older posts complained about the wine quality. It looks like it's been upgraded because we received a Pinot Noir and Chard from La Crema. Being California wine people, La Crema works great for us. If you can swing it, I'd highly recommend going for a mini-suite over a regular balcony.
That being said, I'd avoid the "Cabana" balcony suites. The layout is really bizarre and in my opinion a downgrade. When you walk out onto your balcony, it's not really a balcony. There's another area in front of your balcony that connects a few other cabana suites. The idea is that a few rooms share a private balcony with jacuzzi. However, it also means that walking out onto your balcony doesn't give you a private ocean view because there's this 20-30 feet of additional patio in front of you and everyone above you just looks down into your balcony area.

Dining Highs & Lows

Main Dining Rooms

It can be confusing because there are three floors (Decks 6, 7 and 8). We reserved dining in the MDR prior to the trip via the app for the first few days just so we knew there was a guaranteed place to eat. On night one, the dining room manager introduced himself to us and said he went ahead and booked our table for us every night of the trip. If we didn't show, it was fine.
Food quality in the main dining rooms (MDRs) was consistently good across breakfast and dinner. On port days, it's an "express breakfast" which just means a shorter list of options. Nothing mind-blowing, but solid and tasty. My biggest gripe here is the operating hours. On sea days, the MDR closes for breakfast at 9:00am. You basically have to choose between sleeping in a little, hitting the gym, or getting a decent breakfast.
Pro-Tip: Biggest breakfast tip is stay away from the scrammbled eggs -- they're gross. We figured out that the scrambled eggs come from a bag. If you want real, cracked eggs, either get an omelett or over easy/medium/hard/etc.

Reserve Suite Dining Access

The Reserve mini-suite gives you access to the Reserve Restaurant. It's a little bit more elevated of a dining experience and reservations aren't needed -- you just show up. We dined her a few times and it did feel more elevated. Unlike the MDR, the server in the Reserve Restaurant feels more personal because they're handling smaller groups.

Lido Deck

For more casual fare, the Lido deck had some surprises like an awesome made-to-order salad bar station that became my go-to for healthier meals between all the indulgent dining. The burger grill, taco station and pizza areas were pretty standard, but that salad bar slapped.

Lackluster Buffet

On the flip side, The Eatery buffet left a lot to be desired. Despite different themed stations, the quality was mid at best. We largely avoided eating at the buffet outside of quick breakfast grabs. The Eatery closes for breakfast around 10:00 AM. At which point if you move further into the ship, the restaurants that are normall Catch and Butcherblock become a buffet extension that's opened later -- it's kind of funky.
The layout of the buffet is weird and leaves people wondering if they're cutting in line especially when you go to the extended buffet at Catch/Butcherblock.
What's odd to me is you can go grab a million cheese plates, fruit plates or hummus/veggie plates at the buffet. But if you order those things through the Medallion app, it's not "complimentary." You have to pay like $4.99-$5.99 for those items. We still can't figure out why it costs $5 to order a tiny cheese plate but ordering a cheeseburger is free.

Specialty Dining Winners

We used our two speciality dining credits at Crown Grill and Butcher's Block. I was a little worried because I had read mixed reviews on here about both of these restaurants. However, both meals were really good and before you come at me, I'm a foodie guy -- I'd tell you if they sucked.
We chose Crown for my parent's anniversay dinner. The service was awesome and they made us all feel really special. The setup here is like a steakhouse, where you order your beef and then the sides are a la carte family style. We had a group of seven -- the manager just said "we'll bring you out all the sides, enough for your whole party" which was great.
The next week, we hit up Butcher's Block by Dario. I've never left a meal more full on a cruise ship than at this place. It's family style dining and they just bring out everything for you -- almost like a brazilian barbecue place. We started with a bread appetizer and a glass of wine while you wait for them to get the dining room setup. Then there's more bread on the table + veggies. Then the food starts coming out: beef tartar; beef carpaccio; etc. The main event is the massive tomahawks and porterhouse steaks they carve up tableside. They'll just keep putting beef on your plate until you beg them to stop. Finally, there's desert and a grappa digestif.
Both restaurants were great experiences and a very welcomed change from the MDR after a week of repetition. The food, service and overall vibe were a noticeable step up.

Spellbound

We also splurged one night for the Spellbound immersive magic/dinner experience and it was easily a cruise highlight despite the $150/pp price tag. After an elevated multi-course meal, you get ushered by a guy in a top hat into an exclusive hidden club. While waiting for the magic show, you hang out in their bar which is reminiscent of the Dinseyland Haunted Mansion. While enjoying your drink, there's a magician perorming more intement magic for everyone at the bar. Once they're ready for the show, you're brought into the room where the actual magic show takes place. Afterwards, you're welcome to hang out in the Spellbound bar and continue drinking.
If you're from LA, you probably know about the Magic Castle in Hollywood. Spellbound is an extension of the Magic Castle. Just like with the Magic Castle, you show up in formal wear. This means a coat and tie for the men and an evening gown/dress for the woman.
Overall, we really enjoyed it.

Room Service

This was hit or miss for us. You fill out the paper door hangar and place it on your doorknob before heading to bed. Then you hope and pray that it will actually arrive -- which in two of our instances, it never did. Your options are also super limited. You also may or may not receive what you actually ordered. With coffee for instance, you have a choice of ordering it to-go (paper cup) or stay (actual coffe cup). We always seemed to get the opposite of what we ordered to the point where it became a running joke for us.

International Cafe

This became our goto for a lot of things: coffee, snacks, quick breakfast food (pastries, coffee cake, avodcado toast, Egg McMuffins). Werid fact though: if you order the Egg McMuffin through the app, it comes as an egg patty just like McDonalds and with cheese. When you get the one at International Cafe, it's just an over easy egg and no cheese. Why they can't just be the same is odd.

Night Owl Needs

My main dining gripe was the lack of solid late night food options for us night owls. The Eatery buffet closed at an absurd 10:30pm, leaving only spotty room service or mobile ordering as the choices if you worked up an appetite after evening activities. More robust late-night casual dining would be appreciated.

Bars & Alcohol

Overall, great selection of cocktails. All of the bars have their own little theme and different menus. The ladies I was with were consitently impressed at the quality and thought of the cocktails at each bar. They were also super impressed with the quality of the glassware being used. I must admit, everything from the rocks glasses to the martini glasses really were beautiful.
If you just want straight spirits, you have to order a double to get a normal pour (they're actually measuring out the pours). That being said, with either Plus or Premium, you'll get a good selection of top quality booze.
You gotta try really hard to hit the 15-drink max. Some days I had drinks at breakfast, during the day, lunch, before dinner, during dinner and after dinner. I never hit my max.
One thing that impressed me was staff actually being concerned about drink quality. We were having drinks at one of the bars on the Lido deck. The supervisor was upset with the bartenders because they ran out of premium liquor and hadn't requested more. He made sure to remind them that when someone orders a premium drink they get a premium liquor -- no exceptions.
You also must checkout the Good Spirits bar. There's a few times throughout the night where you watch a live cocktail demonstration. The bartenders at GS are so fun and playful -- really makes for a great vibe.

Amenities - Hits & Misses

The gym facilities on board were a bit of a disappointment, especially for a new ship. While they had a nice assortment of cardio machines, the actual weight room was laughably small with only a few pieces of strength equipment that were always monopolized. Not a deal-breaker, but an area that could be improved.
The pool areas were nicely spread out across different sections of the Lido deck. On sailing days, there was typically a band, the DJ and then a random movie on the jumbotron. The random blasting of action movies at 3pm really ruined the pool vibe and it's typically when the deck would thin out. One minute you're relaxing in the jacuzzi, the next an action movie with explosions is shaking the pool area. It made no sense and seemed tailored for a much younger crowd despite this sailing's passengers being mostly older adults.

Technology & Support

In addition to the Medallion app, the overall internet speeds on board were fast and reliable enough for me to easily stay connected for basic work needs.
The technology support via the app's live chat feature, however, was utterly useless. Any time we had issues properly being charged for drink packages or had to modify reservations, the live chat was a time-wasting nightmare. You're clearly just talking to an outsourced rep with zero actual knowledge of Princess' systems or operations. Your best bet is to go in-person to the guest services desk.

Other Notes & Quibbles

• Dress codes weren't enforced at all. We did the whole suite/gown routine for formal nights only to see plenty of people still rocking jeans and t-shirts in the MDR. Same lack of enforcement for the "formal attire required" Spellbound event. Either lose the formal nights or enforce them.
• Our drink package tallies often had errors, with our group's drinks randomly getting combined onto one person's account. Always double check and ask for corrections.
• The "Cabana" balcony suite layout is bizarre - your balcony is just a shared landing in front of other suites, rather than a private space. We avoided these after hearing the lack of privacy.

Hello everyone! I was wondering if anyone can help me with this: I'm starting my first intro classes for Computer Science and my calculator is pretty outdated (it's called "Cifra SC-820" for any curious minds) so i'm looking to upgrade to a new one that'll hopefully get me through the rest of uni :) I've been told several times Casio is kind of unbeatable, so given that some of them are in my budget + available in my country, i'm leaning towards that brand. As far as i'm aware, the only limitations in my class/tests are graphing calculators, which are forbidden, but most other things are allowed (as long as I can also explain the process, but that's 100% on me)
If it helps, the models i've been looking into are the following: fx-570la Plus 2, fx-570la CW, or similar ones
For starters I'm mostly looking for a durable option that contains natural textbook layout, manipulating fractions, solving quadratic/cubic/etc equations... hopefully a table function, maybe calculating limits, working with complex numbers, maybe vectors, matrices, and similar algebra and calculus stuff :,) Something that'll give me a nice hand with all of that and anything that may come my way in the rest of advanced calculus, algebra and computing classes. I don' really care for solar charging ones to be honest, unless they drastically affect the calculator's lifespan. Regarding the CW, I'm mostly worried it'll be extremely complex to use in comparison to the other one!
I tried narrowing it down as much as possible, but most calculators, specifically these ones, look really similar to each other, so i'm having a hard time finishing my decision, any help is extremely appreciated!
TLDR; Which would you reccomend for a CS student that'll face advanced calculus, algebra and computing classes?

• fx-570la Plus 2
• fx-570la CW
• Other

Hi everybody. I’m new here, but I wanted to tell you a story regarding how I left my toxic work environment.
I recently graduated with a PhD in a field that I love. I greatly enjoyed the process (not everyone likes their time in graduate school, but I was an exception because of a tremendous adviser). Upon graduating, due to a slump in the industry, there were not many positions available. So, I interviewed at a small contract research firm (family-owned business with less than 20 employees), and accepted a position there. Even before I took the job, there was something shady about it. As soon as I walked up to introduce myself, one of the managers unenthusiastically introduced themself, and I just felt that this person had a bad attitude in general. This is a family-owned business, so this manager got into an argument with the parents right in front of me, which was something I hadn’t seen before in an interview. After the multi-day interview, they offered me a job, and I accepted because I really wanted a job in my field. The thing is, the organization found me on a recruiting website, which requires them to pay a certain percentage of my salary for finding me. They elected to tell the recruiter that my salary was significantly less than what it was, and slipped me some money under the table in the form of different stipends. Because I was trying to make myself look good in front of my new bosses, I accepted this offer, and tried to justify it because I needed the job. I realize now that this was a mistake.
As I started, I realized that this was going to be a rough environment. There were lots of family working there, which isn’t inherently a bad thing, but there was definitely favoritism shown to said relatives. I was hired to do a specific role, but was not allowed to do the things necessary to make sure the job was done right (i.e. I couldn’t even send an email to a client without checking with the manager, which produced a lot of anxiety because I had to manage a lot of clients and constantly feared retribution from “management”). And then came the butt-chewings. I would get yelled at for the tiniest mistake. There were comments about how “if you do/don’t do such-and-such, I’m gonna be p*ssed” and “you had better do it right the first time, because we cannot afford to do things over again. If things start going badly, we’re gonna get pissy.” So that added to the anxiety and stress, which did not make work fun at all. Add to that the many times where I would do exactly what my manager told me to do, and get disciplined by the owners for not doing it differently.
If things were not done EXACTLY like we were instructed to do them, we would all get ripped. For instance, one of the owners wanted a couple of the employees to get some vehicles cleaned. She said that she wanted everybody to clean a vehicle (despite assigning two employees to lead this task). Well, the owner who said this left later in the day, and the people cleaning the trucks decided that not everybody needed to help because it wouldn’t take long. When the owner found out that not everyone had helped clean the trucks (even though the trucks were spotless), she blew a gasket and was NOT happy. There’s another example for you.
The final straw was when I made a mistake that took 15-20 minutes to fix (due to a miscommunication on my manager’s part), and got cussed at and severely chewed out by one of the owners: “I’m about to blow a gasket. I pay you to get this right. You’re the analyst (real position hidden for anonymity). We cannot afford to be doing sh*t over.” There were more abusive things said, but that’s mainly it. The kicker was that this person said later in the day during a staff meeting that “mistakes are no big deal; we can correct them and it will be fine.” To which I completely disagreed with.
I struggle with anxiety and OCD, so in order to try not to get yelled at, I found myself obsessing over the smallest details. For the past six weeks, I would dry heave and sometimes throw up before work. I found myself in that same time frame down 20 lbs from my start weight due to stress and unclear expectations, and I don’t have that much to lose.
So, ultimately, I made the decision to step down, effective immediately. Since that day, I have been healing mentally, my weight has improved, and I no longer dread the day. I may have to take a job driving for a package delivery service short-term, but there’s no shame in doing what you have to do in order to provide for your family!!
I learned that I will watch out for the warning signs before taking a position, and I will not let myself be yelled at by a boss anymore.

Hi All, first time on Reddit. A friend of mine suggested this subreddit for advice, thanks in advance for any help. I recently inherited some large sum of cash, would like to have some advice on how to use it to purchase a house in or around London. Thanks!
A bit about my wife (30F) and I (28M): We both work in tech, my wife (EU national) has a masters degree from a major EU university on AI/data science and currently works as a software engineer with a data engineering lean, in a scale up based in London, she earns £80k with about £5000 worth of equity per year on top, no bonuses. She does have to commute to the office in central London twice to three times a week. I (non UK/EU national) am a research scientist in another start-up, I have a Physics PhD from OxBridge. Currently earning about £85k, with almost £50k in EMI options per year. I work almost 100% remote, office attendances once a month.
Finances: - £45k each in S&S ISAs. - £15k each in savings accounts. - £335k from inheritance - saving close to £5000 per month in total. - rent is £2500 atm, we are quite frugal and don’t spend much.
Unfortunately, neither of us ever had a credit card, not sure how that will affect our ability to borrow. Additionally, we are due to acquire ILR in 2026-2028 or so. We also have 2 very large dogs (one Great Dane).
Some help would be really appreciated: 1) I would love to know what is an appropriate budget we should aim for in terms of a property. We would like to live in a low crime area, transport is not the top priority and ideally a house with a garden (for the dogs). 2) What should I do with the money I have acquired right now? Sorry, really financially illiterate here, spent all my early 20s chasing 1/2 in obscure equations. 3) Any other career advice to maximise lifetime earnings?
Thanks! Any other advice would be great too!

Conspiracy theories involving “elite” pedophile rings have recently been dominating social media in a disorienting frenzy. They have been around for some time but in this century rose back to popularity during the 2016 Election cycle. This crop, at least, took root with what became known as “Pizzagate.”
Promoters of that conspiracy theory in 2016 used social media platforms to make unfounded but viral allegations that Hillary Clinton and other prominent Democrats were running a pedophile ring out of the basement of a pizzeria even though that restaurant had no basement, or any ties to known politicians other than the typical flesh pressing (Phrasing I know) moments fit for a picture hung on the wall.
Since then, the dark theme of Pizzagate has found new life with permutations forming part of the #Qanon conspiracy theory, incorporated under the umbrella term “pedogate.” The gist of the #pedogate conspiracy theory is that global elites (politicians, celebrities, and wealthy businesspersons) are covertly involved in a far-reaching ring that uses young children for sexual purposes.
“What most of these conspiracy theories involve in one way or another is laying accusations of pedophilia or involvement in pedophile rings at the feet of people that they despise or hate, and during the 16’ election cycle, Democrats were a wide target for an opposing political movement that had hijacked the rival Republican party. Pizzagate originated with the “alt right” and “alt lite,” far right extremists who range from outright white supremacists to those who publicly shun racists but otherwise fall in step with their belief systems.
Pizzagate jumped from the fringes to the mainstream because as it denigrated Hillary Clinton, it sucked in supporters of then-candidate Donald Trump.
After the election all mention of pedogate seemed to be put on a simmer while other National outrages boiled over (#Covid #RussiaGate #BLM) and just like clockwork (heading into our next election cycle has been turned back up.
The pedogate conspiracy and all associated stories employ a centuries-old tactic: playing on deep-seated human anxieties by conjuring images of imperiled children, the purest and defenseless victim of any manner of injustice.
An example in the modern era of weaponized conspiracy was the satanic panic of the 1980s, in which a wave of hysteria over alleged child molestation at daycare centers swept the nation. But while that phenomenon was a moral panic attributable, at least in part, to social anxiety over white middle class women entering the work force en masse for the first time and entrusting their children to others, the current conspiracy theories about pedophile rings equate to similar propaganda. They carry a danger for stirring up violence.
If you want to elicit violent action the way to do it is through hate and fear. Once you target and label a population as pedophiles, you can do anything you like to that population with full excuse being given to the myth you’ve wrapped around it.
That’s not to say fears of child abuse or sex trafficking are unfounded. There are many as pedophilia has ancient roots and in many cases was encourage by many world cultures and religions a lot later into Civilization than we’d like to admit. The International Labor Organization reports that 25 percent of the world’s 40.3 million victims of human trafficking are children.
The most vulnerable, according to the National Human Trafficking Hotline, are migrants, runaways, the homeless, and youngsters who have been victims of violence. Despite their obsession over the topic, conspiracy followers aren’t worked up about those children who are in true harm’s way.
In the world of propaganda, it’s never about real children. Instead, it’s about what children represent. The children imperiled by conspiracy theories, in other words, are only metaphors.
Children carry a vast amount of weight in any society, but especially modern ones when they’re expected to survive past the age of five. It wasn’t as intense before the 18th century when child mortality rates were really high. They represent the future, and all that is beautiful and decent and honest in a society, because they are innocent.
For most people also, the meaning of their existence is rooted in their children. Children are eschatological, they represent death for us, and what is coming behind us after we are gone. They also represent the threat of loss, if they disappear, if they die, that is the death of society. That’s why they became so crucial and central to Cold War propaganda. The real terror of the nuclear holocaust would be the death of the children, because that’s the death of everyone.
A recent example of this is in a recent police investigation into conspiracy claims of PizzaGate style accusation of Portland’s Voodoo Doughnuts. Detectives attempted to contact the person accusing Voodoo Doughnuts on social media of running a pedophile ring. The accuser did not cooperate with investigators and it’s been documented in other coverage online that they had become agitated and accused the Police with complicity when tracked down in person, even though they were attempting to investigate.
The pendulum of conspiracy theories about systematic child abuse has swung back and forth for centuries. Examples such as blood libel, when Jewish communities were attacked over false allegations of murdering and consuming Christian children in the Middle Ages.
In Europe, During the Thirty Years War, entire villages were put to the sword because it was believed they were abusing children of the other religions.
One characteristic that helps Pizzagate-style conspiracy theories gain popularity is that they function like a puzzle game and give its audience a large level of involvement through social media.
A lot of conspiracy theories are oracular, where the information comes from one source an oracle. Then there are others where there are a few people who promote the notions, almost like gurus or a conspiracy priesthood.
With Pizzagate, it’s more of what one would call a participatory conspiracy theory. Participatory conspiracy theories lay out a scenario or situation and then they ask their audience, ‘what more can you find out about this, what more can you add?’ It turns the audience into willing participants, some knowing they are creating a destructive madlib and other (potential real victims) caking on mystical distraction to issues that have been unreported or scars that have not bee properly treated.
The thing about participatory conspiracy theories is it can really create a devoted following because it gives people something to do, it makes them feel they can solve the whole thing or uncover new aspects to it. Once you get that energy going it’s almost self-sustaining. Followers of the Qanon conspiracy theory, call themselves “bakers” because their protagonist “Q” pops up on Internet message boards and leaves “crumbs” (i.e., clues), and they are tasked with picking up the crumbs in order to solve the puzzle. (“Q” is supposed to reference the character’s government security clearance level).
*#Q followers believe an even more incoherent version of Pizzagate. This is largely a right-wing fantasy that originated in a series of incoherent posts on #4chan in 2017 by someone calling themselves #QAnon. Following on the heels of similar idiocy such as Pizzagate, it advances a fantastic web of deceit that wraps up Trumpism, deep state fearmongering, evil, satanic pedophilia rings controlled by the Democratic Party, investigations into Russian meddling in the 2016 US election, the Las Vegas shooting, and New World Order paranoia into a package easily and wholeheartedly promoted by internet cesspools and far-right personalities such as Alex Jones.
The premise is that President Trump is secretly working to take down a global ring of elite, cannibalistic, satanic pedophiles. And the investigation into Russian meddling into the 2016 election, led by former FBI director Robert Mueller, is actually an investigation into the so-called “deep state”, where a cabal of evil, globalists, including Hillary Clinton and Barack Obama, are responsible for everything from a global pedophile ring to the mass shooting in Las Vegas in 2017.
According to the enlightened, when Trump awkwardly took a drink from a bottle of Fiji water at a press conference in November 2017, it wasn’t because he was thirsty; it was actually a secret signal to those in the know that the annihilation of deep state pedophiles had begun (or was about to begin). Because as everyone knows, Fiji is a hot spot for child trafficking.* ( I could go on and on with this poorly thought-out shit, I will spare you )
The role the Internet and social media play in helping to spread such insanity can’t be underestimated. Just a few decades earlier, conspiracy theorists would identify each other using letters to the editor printed in newspapers and magazines. It was a lot harder to identify your fellow conspiracy theorists. You would have to physically meet to swap your stories or send letters or call. They would set up these groups that would communicate by newsletter. They would meet in a physical space, like someone’s living room.
I personally witnessed people from my childhood, dutifully photocopying newsletters they had received in the mail to give to others (Primarily at my #JW congregation, how ironic). Now obviously it can go much more quickly, because you can identity people immediately. You can quickly share ideas and the data you’ve collected.
The Internet allows such people to exist in bubbles where they rarely have their beliefs challenged. The extraordinarily polarized society we’re in right now has made people less willing to seek out other view points. Because of the internet you have less chance of doing this.
There’s very little incentive to look outside one’s own bubble once they have become invested in a conspiracy theory. Once you start to act out on those behaviors you are forced to double down by repeating the act to prove it was a just act. Eventually you get caught up in a movement that totally defines your conscious and you can’t get out of it. The second you step out of that world view your actions go back to being reprehensible.
Now the question becomes, “What’s the harm? If it sheds light on child abuse, then isn’t it still productive?” The answer in this case is a resounding NO. In my opinion and PAINFUL experience, the root cause and sustaining factors of institutionalized child sex abuse are all things that would counter your typical Conspiracy Nut’s world view, thus causing a complete blackout to the problems.
The entity taking part in the harming of children on a local and tangible level aren’t some suit and tie wearing global elitist. It’s a guidance counselor, youth pastor, unvetted young substitute teacher, aunt/uncle/cousin/neighbor.
It’s anyone who has been given routine private access to a child’s mind and body because of the social conventions that have been protected for generations by our relatives whether they themselves are guilty of abuse or not.
In all the Qanon madness I also kept very close tabs on the pending prosecution of the Boy scouts of America and never saw any widely shared memes about their involvement in the abuse syndicate.
Why is this? How is this so? Aren’t these people watching the news, seeing the court records and hearing the individual cases being brought against Scout Leaders (SOME OF WHO RAN THEIR OWN NETWORKS!!)?
When I would find mention of accusation it was met with the ever scarce “skepticism” because if the media is covering it, it must be a plot to destroy the organization. There are now non-for profit organizations setting up victim funds and protections for people to come out with their stories and somehow THIS is the fake ruse.
Some that know me know that I was a Jehovah’s Witness as a youth/teen/young adult. That chapter of my life could fill many chapters and the research on the organization, the real true black and white history of the religion would honestly surprise you. I saw what I now know was abuse, I personally experienced abuse in many forms. The perpetrators involved are either still Witnesses or are dead or have moved “away from the organization”.
One thing that was left intact in each situation was the secret that they prey on children. The parents, these organizations and the collective promise to keep up appearances are directly to blame for the suffering untold thousands, millions of children and broken adults.
All for what? Pride and Vanity and a commitment to all involved to protect them from the “mean old world” despite allowing predators to eat their children from within.
Being a #JW was a very interesting experience. It provides a very efficient form of insulation from outside society and allows people involved to view the chaos from afar. There is this persistent (albeit false) sense of shared peace that members have. It’s as though for three days a week you go to this meeting where no matter what, everyone has a smile and feels about things EXACTLY how you do. There is no cursing, there are no politics, there surely isn’t any destructive influences that would tarnish your chances of salvation. For a parent this is a refuge when raising a child in a world that is dangerously unpredictable.
A Child that you are unable (or unwilling) to teach coping skills to get along by societal standards, A child you want to protect by hiding. This is problem #1.
As an adult the congregation presents an avenue for which you can act and behave in a way that allows you to reconcile your past, a way to have less of those nights awake because you think about past wrongs you’ve committed against people. It’s the proverbial band-aid for a guilty, bruised, destroyed conscious of any size. Coming into the organization takes nothing more than the desire to change, publicly declaring your willingness to hand over your life to God (The organization). Bam, You’re in! No credit check, no background check. This is problem #2.
A JW is taught that “every facet is an asset” (Ministerial Servants know what I’m talking about). What this means is that every facet of your life is an asset to the organization to spread its word. If the world see’s their product’s application into your life and thereby how much better it is than a normal person’s, then they’ve made an “Effective Witness” to the world. This causes Witnesses of any age to allow almost every facet of their life to be a tool by the organization. For a parent this includes their children. This is problem #3.
When you get a culture that insulates itself from the real world, that allows you to enter without any coherent vetting, give access to children whose parents feel obligated to present as a “witness” to the lifestyle. You get a twisted corridor in which victims can get lost for a lifetime and predators can hide in plain sight.
For any proponents of the “Save-The-Children” movement to not take a step back and really analyze their local community and lifestyle through these lenses only illustrates that child abuse is being weaponized politically at the expense of others whom you aren’t willing to save because it would look bad for ‘your side’. If you truly care, you wouldn’t be sharing email forwards about what evil unverified unmentionable thing you read some celebrity or politician did. Instead, you’d be drawing back on your experiences as a child.
Even if nothing happened directly to you, I’m sure you know some one that had an experience that forever harmed their life. Who did it? Was there a pattern or social condition that allowed for this as was laid out in the JW example?
How could it have been avoided? Would you have stopped it if you saw the signs? Are you willing to stop it in the future, knowing what you know now?
If you can answer any of those questions with a yes, then you have all you need to WRITE your own material to reach real victims and their families. Does your action cause problems for your ‘side’? It shouldn’t matter and you know that. If it does make a difference to you then you are no better than the shadowy pedophilic cabal that you are so obsessed with.

Can someone that understands credit please explain how this works. My coworker says that she has an 800 credit score but she doesn’t even use her credit card. The 3 of mine toggle between 770 and 806, but never consistently stay over 800. Some back ground info:
My coworker and I each make 175k.
They have - 350k student loans - 30k left on a car loan - Do not own a home - 1 credit card which is barely used, they always use their debit card.
Me - 49k student loans - no car loan - 586k mortgage loan (I would like to add that my credit was the same before I owned a home, it did not change when I added this debt) - 4 credit cards equating about 90k credit line. Every bill I have goes on the credit cards. I spend max about 5k a month, but I pay them off completely when I get paid biweekly. So, depending on when the credit bureau pulls my balance, I could owe between $0 a $5k. Which is still below 10% of the credit available me!!!
How come they consistently stay at 800 and I am sometimes below? I understand this doesn’t really matter, but I would like to understand for the future when I need it. How do they have good credit when they are literally not using credit? I’ve heard that paying your credit cards 15 days before it’s due and 3 days before due date makes your credit higher. Is this true?? Is this what I’m missing?

Contact Details for Hiraedu Helper:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: [info@hiraedu](mailto:info@hiraedu). com
ACADEMIC TASKS MY TEAM AND I CAN COMPLETE:

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• Math: Advanced Functions Algebra Calculus 1, 2, 3 (and 4 in some schools) Vector Calculus Differential Calculus Integral Calculus Multivariable Calculus Differential Equations Discrete Math Discrete Structures Finite Mathematics Functions Geometry Linear Algebra Precalculus Probability Real Analysis Statistics Trigonometry Quantitative Methods & Reasoning
• Science: Anatomy & Physiology Astronomy Biochemistry Biology Chemistry (General, Inorganic & Organic) Dental / Pre-Dental Earth Science Engineering (Almost All Types) Environmental Science Epidemiology Fluid & Mechanics Geology Geophysics Medicine / Pre-Med Microbiology Neuroscience Physics Physical Science
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• English: Business Writing Creative Writing Critical Reading Digital Media Eastern Literature English Literature Essays Expository & Persuasive Writing Fiction Writing Greek and Roman Philosophy Grammar Poetry
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• Computer Science & Programming: Android AWS Azure Blockchain Cryptocurrency Smart Contracts C C# C++ Cloud Computer Organization and Assembly Languages CSS Data Science Data Structures and Algorithms Deep Learning Design Patterns Game Design and Development iOS Java Javascript Machine Learning MATLAB MySQL Networking NoSQL Object Oriented Programming Operating Systems PHP Principles of Computer Science Programming for Virtual Reality Programming Languages Python R Robotics Ruby Software Engineering SQL Swift Web Development

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11. Calculators & Math Software: I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
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15. Money Back Guarantee: I have won multiple academic awards for my exceptional skills & expertise in math. I guarantee overall A & B grades for all coursework completed. Plus. I also offer a 50% refund for C+, C, and C- scores, and a full 100% refund for D+, D, D-, and F scores.

HOW I CALCULATE FINAL RATES:

• Exams & Quizzes: Final rates for exams and quizzes depend on various factors including: whether or not there is proctoring, how many hours the exam is, total number of questions including sub-parts, preferred method of me delivering solutions, whether it's show all work or just the answer only, and whether the assessment has a flexible window of time to complete or a fixed & rigid start and end time.
• Full Courses: Final rates for full class help depend all the foregoing plus: total number of hw, quizzes, exams, discussion posts, and other academic tasks left that need to be completed, total number of weeks or modules left in the class to complete, and whether there is required multi factor authentication for logging in like Duo Push or text passcode.
• Essays Papers Discussion Posts: Final rates for writing tasks depend on the required number of words or pages. topic of interest, type of citations, required number and type of sources & bibliography style , level of research required, and type of additional software required to complete the essay like: Excel, R, or Minitab.

ABOUT MY RATES & PAYMENT OPTIONS:

• Rationale for My Rates: I sincerely believe my rates are more than fair considering my education, skills, native born U.S. resident status, legitimacy, and the substantial amount of value, stress relief, and saved time & energy I’d be providing you in exchange for my valuable, irretrievable time, energy, and effort.
• Disclaimer About Rates: Completing someone else's exam, essay, or homework assignment is obviously NOT something you can just freely ask anyone to do, especially on the internet. Therefore, such help should be well-compensated. Services that are reliable and deliver high-quality results are difficult to find and are very high in demand. Thus, I expect to be compensated fairly for all the value, stress relief, and saved time & energy my services provide. However, I may be willing to negotiate rates if necessary.
• Payment Methods: I accept PayPal (required for all Canadian students), Venmo, Zelle, Cash App, and anonymous credit & debit card payments via online invoice.
• Payment Plans: I offer the following payment plans for my services: weekly (most expensive), monthly, half-now / half-later, and all upfront (least expensive).
• Money Back Guarantee: I guarantee the following grades for coursework completed: A+. A, A-, B+, B. and B-. However, I offer a 50% refund for C+, C, and C- grades, and a full 100% refund for D+, D, D-, and F grades.

CURRENT RATES -- AS OF SUMMER / FALL 2022 -- SUBJECT TO CHANGE:

• Full Class Help Rates: $595 – $2495 USD
• Exam & Test Help Rates: $150 – $350 USD
• Quiz Help Rates: $60 – $180 USD
• HW Assignment Help Rates: $60 – $420 USD
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THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• Engage in a Telephone interview: Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, and accent. I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
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At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• Not Worth the Money: I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• Most Students are Broke: I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes.
• Waste of Time & Energy: Communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine.
• All My Payment Apps are Still Active: If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now.

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Contact Details for Hiraedu Helper:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: [info@hiraedu](mailto:info@hiraedu). com
CONCLUSION:

• My Mission: Thank you for taking the time to read my Reddit post. I take what I do very seriously and I always strive to get the highest possible grades for all students who entrust me with their coursework.
• Closing Words: Please feel free to reach out to me if you're sincerely interested in having help you with your school work. I am available via text, email, and call almost 24/7/365.

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ASSESSMENTS I CAN COMPLETE:

• Online Courses (1 - 20 Weeks Long)
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MY MATH SUBJECTS OF EXPERTISE:
I am very knowledgeable and proficient in assisting students in a wide range of mathematics classes. I can help students complete their homework assignments and other projects get an A on quizzes, tests, and exams (including proctored assessments) answer online discussion posts write essays & papers in MLA APA Chicago format and provide general overall academic help in each math course listed below:

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STATISTICS HELP (MY BEST SUBJECT):

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• I am well-versed in helping students do well in Calculus I, II & III, Calculus 1, 2 & 3, Business Calculus, Multivariable Calculus, Vector Calculus and I am very knowledgeable and proficient in the following calculus topics in alphabetical order:
• Absolute & Local Maximum and Minimum Antiderivative Area & Volume Chain Rule Concavity Continuity Convergence Test Critical Points Curvature Curve of Rotation Curve Sketching Derivatives Divergence Test First & Second Derivative Test Fourier Series Implicit Differentiation Increasing / Decreasing Functions Infinite Series Integrals Integration by Parts Jacobian Matrix Limits L’Hopital’s Rule Maclaurin Series Mean Value Theorem Partial Derivative Product & Quotient Rule Reiman Sum Related Rates Simpson’s Rule Solid of Revolution Substitution Rule Taylor Series

Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ATTRIBUTES THAT SET ME APART FROM OTHER TUTORS:

• I firmly believe that I have many attributes and skills that set me apart from other tutors. Below is a list of qualities that makes me an ideal fit to help you master your coursework:

I CAN AID STUDENTS TAKING PROCTORED ASSESSMENTS:

• Proficient in CollegeBoard AP Calculus AB, AP Calculus BC & AP Statistics exams.
• Skilled with International Baccalaureate Math Exams: IB Maths HL & IB Maths SL
• Can intentionally answer a few problems incorrectly at the student's request.
• Can text solutions to the student while they are taking a proctored exam.
• Upon request, can purposely obtain grades below an A (ex: B+, B, C+, C-).
• I can stretch out the time to a plausible length for timed exams and assignments before submitting them.
• Have reliable software that can change my IP address to match the closest major city near the student.
• I have exceptional multiple-choice exam-taking skills. I have mastered the various techniques to make calculated guesses for the correct option in standardized exams such as the SAT & GRE.

I CAN VERIFY MY ACADEMIC KNOWLEDGE & SKILLS:

• I have no problem with requests to solve sample problems upfront to prove my knowledge & proficiency of the course concepts.
• I can provide glowing references & strong examples of work done for past clients to verify my academic skills.
• I can also provide, upon request, complete detailed calculations with explanations for solutions to the problems worked on.
• I am quite skilled and adept in using multiple modernized educational platforms and software, including but not limited to: Brightspace MyStatLab D2L WebAssign Canvas MyMathLab Blackboard ALEKS
• Can format term papers and discussion posts in APA MLA Harvard Chicago Vancouver OSCOLA IEEE format.

I HAVE PAID ACCESS TO OVER 15 STUDY-HELP WEBSITES AND MATHEMATICAL SOFTWARE:

• I have multiple paid subscriptions to a wide range of academic tutoring resources, including Chegg, Quizlet, CourseHero, Brainly, Grammarly, Study. com, Bartleby, Slader, Transtutors, Slideshare, StudocU, Turnitin, Academia, SymboLab, WolframAlpha, and Scribd to help guide to solve exam & homework questions that I may not immediately know.
• However, I am smart enough not to blatantly plagiarize solutions online but instead write them in my own unique words, formatting, & mathematical terminology.
• I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
• I have impeccable handwriting and a high-quality mobile scanner app that allows me to scan written solutions in very legible high-definition JPG, PNG, or PDF formats.

MY AVAILABILITY & RELIABILITY:

• Depending on my availability, I can accommodate immediate tutoring requests, 1-24 hour, and 1-30-day deadlines.
• I can schedule live real-time online sessions and meet deadlines in an impressively timely fashion.
• I can provide quick notifications and updates of progress made in the student's class via email text phone calls.
• I can also be available to tutor students for Fall 2021 Spring 2022 Summer 2022 semesters.

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• I am very knowledgeable and well-versed in a wide range of educational software to tutor students in including but not limited to: Acellus ALEKS APEX Learning Aplia Blackboard Brightspace Canvas Cengage CengageNow Connect ConnectMath Connexus CPM D2L Discord Edmentum Eviews Examity Excel Hawkes Learning Honorlock Khan Academy Knewton LimeSpring Lumen Maple MasteringChemistry MasteringPhysics MathXL (XL) MATLAB McGraw-Hill Microsoft Word Minitab Moodle MyAccountingLab MyEconLab MyITLab MyLab My Lab MyMathLab My Math Lab MyOpenMath MyPsychLab MySocLab MyStatLab My Stat Lab NCSS Open Source Software Pearson PERT PlatoWeb PowerPoint Prezi R Respondus Lockdown Browser with Webcam Sapling SPSS Stata StraighterLine Straighter Line WebAssign Web Assign Webex (Cisco) WebWork Wiley WileyPlus Wonderlic Zoom

SCHOOLS FROM WHICH I'VE HELPED STUDENTS IN :
As of 2021, I have tutored and helped students enrolled at the following U.S. universities community colleges county & city colleges schools for-profit institutions listed below in alphabetical order:

• A - C: American Public University System (APUS) Arizona State Ashford Brigham Young Brown Broward California State (Fullerton) Capella Chamberlain (Illinois) Colorado Technical Columbia Columbia Southern Cornell
• D - K: Dallas College Dartmouth DeVry Excelsior College Florida International Florida State Full Sail Georgia State Grand Canyon Harvard Houston Community College Ivy Tech Community College Kaplan Kennesaw State Kent State
• L - T: Liberty Lone Star College System Kaplan Miami Dade Michigan State CUNY State University of New York (SUNY) Northern Virginia Ohio State University of Phoenix (UOP) Penn State Princeton Purdue (Davenport) San Diego State San Francisco State San Jose State Southern New Hampshire Southern Nevada Stanford St. Petersburg Strayer Texas Tech
• UNIVERSITY OF: Alabama Arizona California (UC) Central Florida Chicago Cincinnati Florida Houston Illinois (Urbana-Champaign) Iowa Maryland Minnesota Michigan North Texas Pennsylvania Southern Florida Texas Toronto
• U - Z: UCLA Extension Utah State Utah Valley Valencia Walden U Wake Technical Western Governors Wilmington Yale

Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
I OFFER FLEXIBLE PAYMENT PLANS:

• I offer several unique payment plans, including a weekly plan, a discounted monthly plan, a discounted half-now / half-later plan, and highly discounted up-front rates.
• I can accept the following payment methods for my services: PayPal Debit Cards Square Cash Credit Cards Cash App Venmo.
• Only people located in North America have access to Venmo Cash App Zelle.
• This is an excellent way to determine if the person you're dealing with is from the United States.
• Within reason, I offer a partial or full money-Back guarantee if the student is very unsatisfied with my academic services.

TUTORING AVAILABLE FOR OTHER SUBJECTS:

• For other subjects, you can reach out to me, and I can connect you with one of my tutoring partners who can provide general academic assistance for the following subjects:
• Art & Design: Art History Design Film Studies
• Business: Accounting (Acc) Biz Courses Business Administration (Biz Admn) Business Calculus Business Law Business Statistics Corporate Finance Economics (Econ) Finance (Fin) Financial Accounting Intermediate Accounting Intermediate Microeconomics (Micro) Macroeconomics (Macro) Management (Mgmt) Managerial Accounting Marketing MBA
• Computer Science: C C++ Computer Programming (Comp) Java Python R (Introduction & Intermediate Level Only)
• Humanities: Communications (Comm) English Literature Essay & Term Paper Writing, Editing, Proofreading Essays History Papers Philosophy (Phil) Religious Studies Theology (Theo)
• Mathematics: A.P. Calculus AB & BC Psychology Statistics AP Statistics Bio statistics Calculus I (1) Calculus II (2) Calculus III (3) College Algebra Differential Equations Discrete Math Finite Math Functions General Math Geometry Liberal Arts Math Linear Algebra Multi-variable Calculus Partial Differential Equations Precalculus Probability Quantitative Reasoning Real Analysis Statistics Trigonometry (Trig) Vector Calculus
• Science & Medicine: Anatomy & Physiology (A & P) Biochemistry Biology (Bio) Biostatistics Earth Science Environmental Science General Chemistry (Chem) Healthcare Medicine Nursing Nutrition Organic Chemistry Physics (Phys)
• Social Sciences: Anthropology Economics (Econ) Geology Law & Justice Liberal Arts Liberal Studies Political Science Psychology Sociology

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• 1) Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, accent, diction, dialect, regionalisms, pitch, vocabulary, word choice, intonations, and inflections.
• NOTE: I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• 2) Agree to do some homework questions of yours upfront with the work fully shown in real-time to prove my mastery of the course content.
• 3) Send you screenshots of at least five past scores I attained from completing exams & homework assignments for other students in the same type of class you need help with.
• 4) Send you full screenshots of written exam solutions I wrote up by hand for students in the past in the same course that you need help with so that you can see my neat handwriting.
• 5) Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes. Why choose low-income victims when it would be much more profitable to target high-income, high-net-worth individuals earning at least six figures a year? I have knowledge in business consulting, and I promise you that a business owner would be a MUCH more lucrative mark than a low-income college student.
• I wouldn’t choose such a time & energy-draining method of scamming people. Also, communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine. This means that 90% of my time communicating with potential clients ultimately proves to be a colossal waste of my irretrievable time & energy.
• If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now. And I would have been permanently banned from opening new accounts. Therefore, the fact that all my payment apps have been fully active for years should be sufficient proof that I haven’t had people consistently disputing payments sent to me.

HOW TO CONTACT ME:
Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641

• I take my work as a tutor very seriously, and I always aim to do my best to help my students excel in school. I have a solid and sincere passion for academic achievement, and with my help, I am positive that I can help students obtain very high grades with minimal stress and effort.
• Please feel free to contact me if you're interested in my services and would like to learn more. I'm available 24/7 via phone call, email, and text. Again, thank you for taking the time to read my Reddit tutoring ad, and I hope to hear from you soon!

My contact details:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: [info@hiraedu](mailto:info@hiraedu). com
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Hello all. Seeking some advice/opinions/perspective from the wise women here. Long post coming! I (35F) have been dating my boyfriend (40M) for about 15 months. He has a daughter (7 yo) who up until approximately 5 months ago was living with her mother in another state. Five months ago, the mother got into some trouble with the law (drug use issues), resulting in him now having his daughter full time in the state we live in.
The first ~12 months of our relationship, I grew accustomed to it just being him and I (we live separately but ~15 minutes away from each other) - going to dinner, happy hour, concerts, plan trips, etc. Doing whatever we want/whenever we want. Having his daughter around full time obviously has changed the dynamic. Although the three of us spend time together often, I can't help but start to have doubts about the relationship moving forward. It is an evolving situation but his plan is to fight for full legal custody of his daughter, but he has not started the process yet so not sure what it will look like in the future if/how the mother will have more involvement. He is great guy, I love him and we get along well and I was enjoying the trajectory of our relationship, but I can't help but miss the way things were for the first year of our relationship. He has no immediate family nearby to help out so I know this has been an adjustment for him as well - taking care of her, balancing work, and his relationship with me. His daughter is a great kid and we have fun together, but just not sure if I "fit" into the equation. I do not have any children of my own and have never really envisioned myself having children or becoming a stepmom. I was hopeful of a future together - moving in together, marriage, etc. but feel now that the new situation will cause a delay in these plans and not sure I am the right person to take on a full 'step mom' role. I am not opposed to dating men with children, I think it's just the fact that right now he is caretaker 100% of the time has made it difficult for us to have solo dates (maybe 4 in the last 5 months) and even intimate time. It's a tough situation due to the mother's history of drug use and I think he is absolutely doing the right thing for his daughter to keep her safe. He is doing his best - I think it is just up to me to decide if I fit in.
Anyone ever been in a similar situation? How did you navigate it? I feel hesitant to "discard" this relationship prematurely without knowing how the future situation with the two parents/custody will evolve. But also feel torn that I don't want to waste time in a situation that isn't 'ideal' for me. Any input/guidance/words of wisdom are appreciated!

First of all, these are the contact details to reach us for help any type of academic task of any subject:
MY CONTACT INFO:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: [info@hiraedu](mailto:info@hiraedu). com
ASSESSMENTS I CAN COMPLETE:

• Online Courses (1 - 20 Weeks Long)
• Homework Assignments
• Exams Quizzes Tests
• Excel Projects
• Discussion Forum Posts
• Research Papers Term Papers Essays
• Employment Assessments

MY MATH SUBJECTS OF EXPERTISE:
I am very knowledgeable and proficient in assisting students in a wide range of mathematics classes. I can help students complete their homework assignments and other projects get an A on quizzes, tests, and exams (including proctored assessments) answer online discussion posts write essays & papers in MLA APA Chicago format and provide general overall academic help in each math course listed below:

• Advanced Placement Honors High School Level Math
• AP Calculus AB A.P. Calculus BC
• AP Statistics
• Biostatistics Bio-Statistics
• College Algebra Intermediate Algebra
• Business Calculus
• Business Statistics
• Business Math
• Calculus I Calculus II Calculus III (Calc)
• Geometry
• International Baccalaureate (IB) Maths
• Liberal Arts Math
• Logic & Reasoning
• Multivariable Calculus Multi variable Calculus
• Precalculus Pre-calculus
• Probability & Statistics
• Psychology Statistics Psych Stats
• Quantitative Reasoning Quantitative Methods Quantitative Literacy (Quant)
• Statistics (Stats)
• Statistics for Social Sciences
• Trigonometry (Trig)

STATISTICS HELP (MY BEST SUBJECT):

• I have a master's degree in Applied Statistics from a university in New Jersey, USA. As a result, I am very proficient in helping students with various types of Statistics courses including Biostatistics Business Statistics Elementary Statistics Probability & Statistics Psychology Statistics.
• I have extensive knowledge and skill with helping students get through various statistical concepts including all of the following in alphabetical order:
• ANOVA Bar Graph, Boxplot, Dot Plot, Histogram, Pie Chart Bias Binomial, Exponential, Poisson, Gamma, Uniform Distribution Central Limit Theorem Chi-Square Test Coefficient of Determination (R^2) Conditional & Relative Probability Confidence Interval Correlation Coefficient (r) Critical Region Critical Value Descriptive & Inferential Statistics Effect Size Expected Value Experiment vs Observation Goodness of Fit Test Hypothesis Testing Interpolation & Extrapolation Interquartile Range (IQR) Kurtosis Left, Negative, Right, Positive Skewed Distribution Logistic Regression Mean, Median, Mode, Midrange Multiple Regression Nominal, Ordinal, Interval, Ratio I Population Parameter Normal, Symmetric & Bell Shaped Distribution Null & Alternate Hypothesis One & Two Sample T-Test One & Two Sample Z-Test Ordinary Least Squares Outliers P-Value Pooled Variance (Equal Variances) Proportion R^2 Range Regression Regression Line Reject & Fail to Reject Ho Relative & Cumulative Frequency Distributions Relativity & Reliability Right, Left, One, Two Tailed Tailed Hypothesis Test Sample Statistics Sampling Methods (Convenience, Stratified, Simple, Cluster, Systematic) Significance Level (1%, 5%, 10%) Skewness Standard Deviation& Variance T-Score Test Statistic Time Series Type I & Type II Errors Unbiased Estimators Z-Score

ALGEBRA HELP:

• I am well-versed in helping students do well in Algebra 1 & 2 College Algebra Intermediate Algebra Pre-Algebra and I am very knowledgeable and proficient in the following algebra topics in alphabetical order:
• Absolute Values Circle Equation Domain Exponents Graphing Horizontal & Vertical Asymptotes Inequalities, Equations & Functions Inverse Functions Linear, Exponential, Logarithmic, Quadratic Equations Logarithms Maximum & Minimum Values of a Graph Number Lines One-to-One Functions Parallel & Perpendicular Lines Plotting Points & Ordered Pairs Point-Slope Form Polynomial Division Polynomials Radicals Range Rational & Irrational Expressions Rational Functions Real Roots Real Zeros Relations & Functions Slope Slope-Intercept Form Square Roots Standard Form of a Line System of Equations System of Inequalities Variables X and Y Intercepts

CALCULUS HELP:

• I am well-versed in helping students do well in Calculus I, II & III, Calculus 1, 2 & 3, Business Calculus, Multivariable Calculus, Vector Calculus and I am very knowledgeable and proficient in the following calculus topics in alphabetical order:
• Absolute & Local Maximum and Minimum Antiderivative Area & Volume Chain Rule Concavity Continuity Convergence Test Critical Points Curvature Curve of Rotation Curve Sketching Derivatives Divergence Test First & Second Derivative Test Fourier Series Implicit Differentiation Increasing / Decreasing Functions Infinite Series Integrals Integration by Parts Jacobian Matrix Limits L’Hopital’s Rule Maclaurin Series Mean Value Theorem Partial Derivative Product & Quotient Rule Reiman Sum Related Rates Simpson’s Rule Solid of Revolution Substitution Rule Taylor Series

ATTRIBUTES THAT SET ME APART FROM OTHER TUTORS:

• I firmly believe that I have many attributes and skills that set me apart from other tutors. Below is a list of qualities that makes me an ideal fit to help you master your coursework:

I CAN AID STUDENTS TAKING PROCTORED ASSESSMENTS:

• Proficient in CollegeBoard AP Calculus AB, AP Calculus BC & AP Statistics exams.
• Skilled with International Baccalaureate Math Exams: IB Maths HL & IB Maths SL
• Can intentionally answer a few problems incorrectly at the student's request.
• Can text solutions to the student while they are taking a proctored exam.
• Upon request, can purposely obtain grades below an A (ex: B+, B, C+, C-).
• I can stretch out the time to a plausible length for timed exams and assignments before submitting them.
• Have reliable software that can change my IP address to match the closest major city near the student.
• I have exceptional multiple-choice exam-taking skills. I have mastered the various techniques to make calculated guesses for the correct option in standardized exams such as the SAT & GRE.

I CAN VERIFY MY ACADEMIC KNOWLEDGE & SKILLS:

• I have no problem with requests to solve sample problems upfront to prove my knowledge & proficiency of the course concepts.
• I can provide glowing references & strong examples of work done for past clients to verify my academic skills.
• I can also provide, upon request, complete detailed calculations with explanations for solutions to the problems worked on.
• I am quite skilled and adept in using multiple modernized educational platforms and software, including but not limited to: Brightspace MyStatLab D2L WebAssign Canvas MyMathLab Blackboard ALEKS
• Can format term papers and discussion posts in APA MLA Harvard Chicago Vancouver OSCOLA IEEE format.

I HAVE PAID ACCESS TO OVER 15 STUDY-HELP WEBSITES AND MATHEMATICAL SOFTWARE:

• I have multiple paid subscriptions to a wide range of academic tutoring resources, including Chegg, Quizlet, CourseHero, Brainly, Grammarly, Study. com, Bartleby, Slader, Transtutors, Slideshare, StudocU, Turnitin, Academia, SymboLab, WolframAlpha, and Scribd to help guide to solve exam & homework questions that I may not immediately know.
• However, I am smart enough not to blatantly plagiarize solutions online but instead write them in my own unique words, formatting, & mathematical terminology.
• I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
• I have impeccable handwriting and a high-quality mobile scanner app that allows me to scan written solutions in very legible high-definition JPG, PNG, or PDF formats.

I ALWAYS ACCEPT CALLS:

• I have no problem speaking with potential clients on the phone.
• I have an authentic suburban upper-middle-class American accent, similar to the actor: Ben Stein.
• However, be wary of so-called “tutors” who refuse to accept any phone calls or have a strict “text / email only” policy.
• These “text-only” / “email-only” tutors are usually located outside the U.S. and are afraid their foreign accent will expose their true nationality.

I WRITE LIKE A PROFESSIONAL:

• Approximately 98% of the time, I write all my texts & emails in grammatically correct U.S. English with proper punctuation and occasional typo.
• Unlike some alleged “U.S.-based tutors,” I do NOT write using broken English or grammatically incorrect texting shorthand (example: "wut u need help wit??").
• I write my ad in proper American English, the same way I always text and email people.
• I can guide students on formatting & writing term papers, essays, and discussion posts in APA MLA Chicago Harvard format.
• If the tutor you’re checking out consistently writes using egregiously horrendous grammar, do you honestly think it’s a good idea to trust them to help you do well in your class?

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• I am very knowledgeable and well-versed in a wide range of educational software to tutor students in including but not limited to: Acellus ALEKS APEX Learning Aplia Blackboard Brightspace Canvas Cengage CengageNow Connect ConnectMath Connexus CPM D2L Discord Edmentum Eviews Examity Excel Hawkes Learning Honorlock Khan Academy Knewton LimeSpring Lumen Maple MasteringChemistry MasteringPhysics MathXL (XL) MATLAB McGraw-Hill Microsoft Word Minitab Moodle MyAccountingLab MyEconLab MyITLab MyLab My Lab MyMathLab My Math Lab MyOpenMath MyPsychLab MySocLab MyStatLab My Stat Lab NCSS Open Source Software Pearson PERT PlatoWeb PowerPoint Prezi R Respondus Lockdown Browser with Webcam Sapling SPSS Stata StraighterLine Straighter Line WebAssign Web Assign Webex (Cisco) WebWork Wiley WileyPlus Wonderlic Zoom

SCHOOLS FROM WHICH I'VE HELPED STUDENTS IN :
As of 2021, I have tutored and helped students enrolled at the following U.S. universities community colleges county & city colleges schools for-profit institutions listed below in alphabetical order:

• A - C: American Public University System (APUS) Arizona State Ashford Brigham Young Brown Broward California State (Fullerton) Capella Chamberlain (Illinois) Colorado Technical Columbia Columbia Southern Cornell
• D - K: Dallas College Dartmouth DeVry Excelsior College Florida International Florida State Full Sail Georgia State Grand Canyon Harvard Houston Community College Ivy Tech Community College Kaplan Kennesaw State Kent State
• L - T: Liberty Lone Star College System Kaplan Miami Dade Michigan State CUNY State University of New York (SUNY) Northern Virginia Ohio State University of Phoenix (UOP) Penn State Princeton Purdue (Davenport) San Diego State San Francisco State San Jose State Southern New Hampshire Southern Nevada Stanford St. Petersburg Strayer Texas Tech
• UNIVERSITY OF: Alabama Arizona California (UC) Central Florida Chicago Cincinnati Florida Houston Illinois (Urbana-Champaign) Iowa Maryland Minnesota Michigan North Texas Pennsylvania Southern Florida Texas Toronto
• U - Z: UCLA Extension Utah State Utah Valley Valencia Walden U Wake Technical Western Governors Wilmington Yale

I OFFER FLEXIBLE PAYMENT PLANS:

• I offer several unique payment plans, including a weekly plan, a discounted monthly plan, a discounted half-now / half-later plan, and highly discounted up-front rates.
• I can accept the following payment methods for my services: PayPal Debit Cards Square Cash Credit Cards Cash App Venmo.
• Only people located in North America have access to Venmo Cash App Zelle.
• This is an excellent way to determine if the person you're dealing with is from the United States.
• Within reason, I offer a partial or full money-Back guarantee if the student is very unsatisfied with my academic services.

HELP AVAILABLE FOR OTHER SUBJECTS:

• For other subjects, you can reach out to me, and I can connect you with one of my tutoring partners who can provide general academic assistance for the following subjects:
• Art & Design: Art History Design Film Studies
• Business: Accounting (Acc) Biz Courses Business Administration (Biz Admn) Business Calculus Business Law Business Statistics Corporate Finance Economics (Econ) Finance (Fin) Financial Accounting Intermediate Accounting Intermediate Microeconomics (Micro) Macroeconomics (Macro) Management (Mgmt) Managerial Accounting Marketing MBA
• Computer Science: C C++ Computer Programming (Comp) Java Python R (Introduction & Intermediate Level Only)
• Humanities: Communications (Comm) English Literature Essay & Term Paper Writing, Editing, Proofreading Essays History Papers Philosophy (Phil) Religious Studies Theology (Theo)
• Mathematics: A.P. Calculus AB & BC Psychology Statistics AP Statistics Bio statistics Calculus I (1) Calculus II (2) Calculus III (3) College Algebra Differential Equations Discrete Math Finite Math Functions General Math Geometry Liberal Arts Math Linear Algebra Multi-variable Calculus Partial Differential Equations Precalculus Probability Quantitative Reasoning Real Analysis Statistics Trigonometry (Trig) Vector Calculus
• Science & Medicine: Anatomy & Physiology (A & P) Biochemistry Biology (Bio) Biostatistics Earth Science Environmental Science General Chemistry (Chem) Healthcare Medicine Nursing Nutrition Organic Chemistry Physics (Phys)
• Social Sciences: Anthropology Economics (Econ) Geology Law & Justice Liberal Arts Liberal Studies Political Science Psychology Sociology

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• 1) Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, accent, diction, dialect, regionalisms, pitch, vocabulary, word choice, intonations, and inflections.
• NOTE: I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• 2) Agree to do some homework questions of yours upfront with the work fully shown in real-time to prove my mastery of the course content.
• 3) Send you screenshots of at least five past scores I attained from completing exams & homework assignments for other students in the same type of class you need help with.
• 4) Send you full screenshots of written exam solutions I wrote up by hand for students in the past in the same course that you need help with so that you can see my neat handwriting.
• 5) Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

HOW TO CONTACT ME:

• If you are interested in my services and would like to learn more info, please feel free to reach out to me.
• Text messages and email are the fastest and easiest ways to get in touch with me. However, I gladly accept phone calls.
• If I don't respond right away, I am most likely helping a student at the time and not currently available to speak on the phone. But I always make a solid effort to reply to texts, emails, and phone calls within an hour.

CONCLUSION:

• I take my work as a tutor very seriously, and I always aim to do my best to help my students excel in school. I have a solid and sincere passion for academic achievement, and with my help, I am positive that I can help students obtain very high grades with minimal stress and effort.
• Please feel free to contact me if you're interested in my services and would like to learn more. I'm available 24/7 via phone call, email, and text. Again, thank you for taking the time to read my Reddit tutoring ad, and I hope to hear from you soon!

OCT 2021 UPDATE: I am currently offering discount deals for requests for assistance with completing a student's entire course for the Fall 2024 semester (14 - 20 week courses acceptable), as well as discounts for students seeking help with multiple exams and/or multiple classes for Fall 2024. My availability for the Autumn 2024 / Fall 2024 semester will likely become limited very quickly as I receive more and more academic requests. Therefore it would be very advantageous to reach out to me for academic assistance before my schedule becomes too full.
MY CONTACT INFO:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: [info@hiraedu](mailto:info@hiraedu). com

As a seasoned real estate investor, I’ve learned that managing risks is just as important as identifying opportunities. Let me share with you some wisdom I’ve gathered from my experiences, inspired by a homeowner’s ordeal at Cedar Creek Lake (CCL).

1. Do Your Homework

Big names don’t always equate to big results. Just like the homeowner who hired a well-known construction company only to face damages, you must do your due diligence. Research the track record of everyone involved in your investment, from the General Partners (GPs) to the property managers and contractors.

2. Demand Transparency

The homeowner’s trust was eroded by the lack of itemized bids and cost breakdowns. As an investor, you should expect nothing less than complete transparency from your GPs. This includes detailed reports on costs, timelines, and progress.

3. Insist on Quality

The homeowner’s experience with substandard work leading to significant damages is a stark reminder of the importance of quality control. Regular inspections and audits should be a non-negotiable part of your investment strategy.

4. Diversify Your Portfolio

Relying on a single contractor is risky, and so is putting all your money in one investment. Diversify your portfolio across different properties, regions, and property types to spread the risk.

5. Protect Your Interests

If disputes arise, a clear contract outlining roles, responsibilities, and legal recourse is invaluable. Always consult with a legal expert to ensure your interests are protected.

6. Get Insured

Insurance is your safety net. Make sure you have adequate coverage for potential damages or losses.
Remember, while multifamily investing can yield attractive returns, it’s not without risks. But with these strategies, you can navigate these risks and set yourself up for success. As the homeowner wished for a hint of professionalism, let’s bring that professionalism into our investment journey. Happy investing!
As a seasoned real estate investor, I’ve learned that managing risks is just as important as identifying opportunities. Let me share with you some wisdom I’ve gathered from my experiences, inspired by a homeowner’s ordeal at Cedar Creek Lake (CCL).

1. Do Your Homework

Big names don’t always equate to big results. Just like the homeowner who hired a well-known construction company only to face damages, you must do your due diligence. Research the track record of everyone involved in your investment, from the General Partners (GPs) to the property managers and contractors.

2. Demand Transparency

The homeowner’s trust was eroded by the lack of itemized bids and cost breakdowns. As an investor, you should expect nothing less than complete transparency from your GPs. This includes detailed reports on costs, timelines, and progress.

3. Insist on Quality

The homeowner’s experience with substandard work leading to significant damages is a stark reminder of the importance of quality control. Regular inspections and audits should be a non-negotiable part of your investment strategy.

4. Diversify Your Portfolio

Relying on a single contractor is risky, and so is putting all your money in one investment. Diversify your portfolio across different properties, regions, and property types to spread the risk.

5. Protect Your Interests

If disputes arise, a clear contract outlining roles, responsibilities, and legal recourse is invaluable. Always consult with a legal expert to ensure your interests are protected.

6. Get Insured

Insurance is your safety net. Make sure you have adequate coverage for potential damages or losses.
Remember, while multifamily investing can yield attractive returns, it’s not without risks. But with these strategies, you can navigate these risks and set yourself up for success. As the homeowner wished for a hint of professionalism, let’s bring that professionalism into our investment journey. Happy investing!

Round 1, Pick 21 - Chop Robinson, DE, Penn State:
NFL: I see Miami using Robinson as a rotational player early on. An A+ athlete, Robinson is a developmental prospect with first-step quickness and explosiveness but needs more consistency.
CBS Sports: A. I love this pick for Miami. He has the best first step in this draft. With a little coaching, he will become a dominant pass rusher. They can also move him around as a joker on their front. Love it.
ESPN: At some point, the Dolphins may have a lot of money tied up in their outside linebackers room. But until then, this could end up being one of the better pass-rush rotations in the NFL. Robinson recorded fewer than 12 sacks in three collegiate seasons, but his physical traits jump off the tape. He has a powerful first step and will ideally fill the rotational role left by Andrew Van Ginkel's departure. Coach Mike McDaniel loves his pass-rushers and he gets an exciting one in Robinson.
NFL Absolutely Not Fake News: Wants his face mask to be one solid piece like Master Shredder.
Round 2, Pick 55 - Patrick Paul, OT, Houston:
NFL: With the offensive tackle ranks significantly thinned, the Dolphins jumped in on Paul after going defense in Round 1. He wasn't my favorite OT prospect this year, with Paul giving me some Josh Jones vibes. His mass and reach are impressive, and he has 44 college starts at left tackle. But if Paul is Terron Armstead's eventual replacement, getting a year to develop his craft, this pick might work out.
CBS Sports: C-. Strange fit because this is one of the least mobile blockers in the class. Mike McDaniel typically prioritizes athleticism along his offensive line. Absolutely enormous with supreme length. Hand placement is very inconsistent. Gets outside the shoulder pads. Very experienced. Hits on a need.
ESPN: Offensive tackle is not an immediate need with Terron Armstead and Austin Jackson set to reprise their roles at left and right tackle, respectively. But Armstead is expected to retire after this season, and Miami had no immediate successor on its roster -- until Friday night. Paul has enviable size for the position at 6-foot-7, 330 pounds and made 44 starts for Houston at left tackle. He also registered the longest arm length of any tackle at the combine -- a trait which the Dolphins' staff loves. He's not a finished product but the opportunity to develop behind Armstead for at least a year should prove invaluable for a player the Dolphins couldn't hide their excitement about when speaking to the media after the pick.
NFL Absolutely Not Fake News: Did not manage to escape being drafted by the Browns. Oof.
Round 4, Pick 120 - Jaylen Wright, RB, Tennessee:
NFL: The Dolphins love speed, and Wright has plenty of it. He might be able to develop into Raheem Mostert's eventual replacement and a good complement to De'Von Achane. Wright has a lot of tread left on his tires but must prove he can exercise better ball security to earn that role.
CBS Sports: B-. More speed to Miami’s offense. Weight ran through some gaping holes at Tennessee but has high-end acceleration once he’s in the open field. Elusiveness is good, not amazing. Slashing style as opposed to jump-cut back. Would’ve liked to see another position addressed here, but Mike McDaniel will be happy.
ESPN: The Dolphins love speed, and Wright ran the 40-yard dash in 4.38 seconds. He also averaged 7.4 yards per carry last season for the Volunteers. He is yet another home-run hitter on an offense that already features De’Von Achane, Tyreek Hill, Jaylen Waddle and Raheem Mostert. Wright also caught 22 passes for 141 yards last season, teasing potential as a pass-catcher at the next level.
NFL Absolutely Not Fake News: Is excited for the re-release of the 1999 classic, THE MUMMY.
Round 5, Pick 158 - Mohamed Kamara, DE, Colorado State:
NFL: The final player in my last top 100 list, Kamara will have to make it in spite of his poor length, but his hell-on-wheels style and ball-hunting ability make him a fun guy to root for. Watch the Colorado game for a sneak peek of how disruptive he can be.
CBS Sports: B. Smaller EDGE who converts speed to power consistently because of low center of gravity. Burst is there as is his dip/bend around the corner. Nice collection of pass-rush moves. Gets overwhelmed a lot because of his lack of size and length. Turns 25 in his rookie season.
ESPN: Kamara was highly productive in college with 29.5 career sacks, including 13 in his final season at Colorado State. He also recorded 45.5 tackles for a loss, proving he can be a disruptive presence in the front seven. The Dolphins needed to rebuild their depth at pass rusher and may have found a steal with Kamara in the fifth round.
NFL Absolutely Not Fake News: Has a large collection of mini farm animals made of cheese in his dorm.
Round 6, Pick 184 - Malik Washington, WR, Virginia:
NFL: He wasn't going to be for every team because of his smaller frame, but in my opinion, Washington should have been drafted prior to this. His speed makes him a perfect fit in Miami, as Washington could be an ideal fourth or fifth receiver and return threat.
CBS Sports: A+. Electric, short not small wideout who was the heartbeat of the Virginia offense after transferring from Northwestern. Wins underneath with explosion and powerful lower half gives him high-end contact balance. Won’t be huge separator on full route tree. Leaper who can find it in the air. Good, not great speed. Niche type but a lot of fun.
ESPN: Washington led the nation in catches last season with 110, turning them into 1,426 yards and nine touchdowns as the focal point of Virginia's offense. He won't quite play the same role in Miami, but he's a dynamic receiver who could earn reps with a strong summer. The Dolphins' third receiver job is up for the taking.
NFL Absolutely Not Fake News: He’s convinced he could play in the league today with a leather helmet.
Round 6, Pick 198 - Patrick McMorris, S, California:
NFL: McMorris opened eyes a few years ago with a four-INT season at San Diego State and finished with a solid final year at Cal, but his average traits could always hold him back from starting duty.
CBS Sports: C. Checks size and physicality boxes but doesn’t met normal athleticism or tackling-reliability requirements. Multi-positional usage in college will help him learn the playbook in the NFL. Surprising selection.
ESPN: The Dolphins signed Jordan Poyer this offseason after losing Brandon Jones to free agency, but McMorris adds depth to the position and a potential running mate for Jevon Holland in the future. McMorris recorded 90 tackles in two separate seasons at San Diego and Cal, and is a versatile defensive back who can play multiple positions.
NFL Absolutely Not Fake News: Shocked at how much it costs to rent a jet ski nowadays.
Round 7, Pick 241 - Tahj Washington, WR, USC:
NFL: Washington's small frame likely took him off some boards, especially after he ran in the 4.5 range in the 40. But his big-play production on offense and special teams value cannot be overlooked. Washington might be the type who finds a way to hang around in the league.
CBS Sports: B+. Another springy slot option for Tua Tagovailoa. Nifty after the catch and plays with fun lateral bounce although he doesn’t appear to be top-level athlete. Can uncover underneath and has solid hands. Tiny frame and little catch radius.
ESPN: The Dolphins doubled up on wide receivers and took Washington, who recorded at least 600 receiving yards in four straight seasons. He has a similar physical build as Dolphins wide receiver Jaylen Waddle at 5-foot-10, 175 pounds, and is a solid route runner. His best bet to make the team is likely by establishing himself of special teams.
NFL Absolutely Not Fake News: Thinks sneaker heads are crazy when you can get shoes at Target for like $15.

Some added information: This hypothetical arc 4 takes place around 7 years after flames of hope, contact between pantala and pyhria has been cut off somehow, and the seawings sent out to contact pantala have instead found polreca, filled with new dragons, and a war
New continent: Polreca
Polreca is a third continent in the wings of fire world, the largest out of the three, with five tribes to inhabit it
Geography:
At the center of Polreca, we have the active volcano Flaming Peak, and the palace of the Cavewings, nearby in the surrounding area charred by the volcano's eruptions, we have the Flamewing palace, and on a mountain rivaling the size of jade mountain, (or agate mountain before the landslide in legends darkstalker) we see the Thunderwing palace, placed by the northern shore of Polreca is the coastal redwoods forest you see the Sizzlewing palace, and dotted around we have some of the few cave openings with direct paths to the areas where Protowings make their homes.
New tribes:
Thunderwings
Thunderwings are dragons with instead of four legs and two wings they have two legs and two wings, They also breathe lightning, they live in the tallest mountains in Polrecah, they are very intelligent dragons, smarter than the nightwings ever will be, this would lead to some beef between the two tribes, they often fly into storms for fun, with them having scales that have direct nerve connections with a lightning pouch in their throat, they can gain electricity from being struck by lightning, but they also have another organ that allows them to breathe electricity without being struck by lightning first, it is common for the queen and her challenger before a battle for the throne to go into a large lightning storm to charge up, this is also where the challenge takes place. However, thunderwings must be careful, because if they aren’t, they may be inflicted with “storm sickness” an affliction that is caused by overcharging in a lightning storm, leading to less energy, weak lightning breath, and fatigue, storm sickness can last anywhere from 2-3 days, to 3-10 years, and can even be permanent
They are named after different storms, cloud formations, etc.
Queen: Queen Thunderclap
Princess: Cumulonimbus
Prince: Typhoon
Characters of note: Stratus (a pale thunderwing with a keen mind for innovation, and if he gets angry enough, you don’t want to be in his way)
Flamewings
Flamewings, are the most Phyrria and Pantala esc dragons on Polreca, they are similar to skywings with flamescales, except that’s their entire population, though instead of breathing fire, they breath ice oddly enough, this works by gathering all of their cold into a sac in their throat, and allowing it to be expelled along with their liquid nitrogen like saliva, creating ice cold enough to induce frostbite in even icewings, however this equates to normal frost breath effects on other Flamewings due to their scales being super heated, they live near Flaming Peak, the active volcano at the center of Polreca, they are capable of living here due to their scales being able to withstand the heat of the lava.
Their names often follow along the lines of wildfire, ash, charcoal, etc.
Queen: Queen Ash
Princess: Wildfire
Characters of note: Princess wildfire (A somewhat shy dragon, with a burning desire to be a strong and reliable leader for her people, and during the first few books she butts heads with Echo often)
Protowings
Protowings are ancient dragons, from long before the scorching, living fossils so to speak, they have no fire breath, no venom, no gills, no camouflage, no silk, no frost breath, and their wings don't allow for self powered flight, but do allow for short glides, their scales/skin is thin and almost salamander like, they are an assorted amount of colors from black to white to red to blue and everything in between, they require water to lay their shelless eggs in, oh yeah they have eggs similar to amphibians, their lifespan is up to 500 years old and they are considered adults at 200, they live in small communities, of about 15 adult individuals maybe more that aren't adults, living in deep caves underground, where even seawings have trouble seeing, this darkness has never bothered the protowings, they are not that big, the oldest being about the size of clay in book 1, and they feed off of moss that grows in the caves and small bugs that also make the caves their home, their claws are dull, and their fangs small and useless, leading to then making rudimentary tools out of assorted rocks, with obsidian being commonly used, they have perfected hoard mentality, when one is threatened they release a call that can echo through the caves easily, this alerts the rest of their community, allowing them to swarm the threat and bring it down, they also commonly have severe photo phobia, fear of the light, meaning that if you want to see them you need to catch one while its hunting or foraging nearby, they are masters of their caves, easily being able to navigate thanks in no small part to their echolocation and gecko-like feet.
How they are named differs from community to community, in one, they might be named after cave formations like the Cavewings, in others they may be named similar to the cats from the warriors series(which Sutherland also worked on) with a prefix and a suffix.
Queen: they have no queen as they have no main kingdom
Characters of note: beetle’s leg, bug’s jaw
Cavewings
Cavewings are underground living dragons with no wings and stone like scales with different colored scales dotting their hide like gems, they live in the caves all across Polreca, not as deep as the protowings, but pretty deep, they have night vision, echolocation (like the protowings), and they are the greediest of all dragons, they also have scales that are near impenetrable, to the point that even things like flamesilk and rainwing venom have a hard time getting through, they are also effective burrowers and capable of launching themselves high into the air with no ceiling obstructing them high enough to snatch flying Flameings out of the air when the try to cross the border, making them near impossible to attack which is bad because the Flamewings and Cavewings are at war, they also do not eat like other dragons, they use lava they find by their main palace in Flaming Peak to cook their prey alive, dunking it in the lava and holding it there until it is thoroughly charred, and eat it like that, but certain groups use Flamewings to cook their meals, this has been announced to the flamewings that it was made illegal by the queen but this practice is unfortunately getting used more and more, with “rumors” stating that the queen has only said that she made it illegal but has in fact encouraged it, even going as far to say that she has three Flamewings at all times to cook her meals, hence why they are at war with the Flamewings.
They are often named after cave formations and minerals
Queen: Queen Stalagmite
Princess(s): Echo, Stalactite, and Cavern
Prince(s): Ravine, Drip, and Bat
Characters of note: Prince Ravine (a large cavewing who has no real friends outside of the other protagonists, his attacks have been described as “feeling like being hit by a mountain”)
Princess Echo (A smart cavewing with what her mother and sisters call “a weird obsession with the flamewings” Saying “They are nothing but tools for us to use” Echo is of course disgusted by the fact her family thinks like that)
Sizzlewings
Sizzlewings are effectively snakes with wings, and masters of venom, poison, etc, they have the unique ability to synthesize venom of things they eat, able to eat say, a dragonbite viper and create a venom that mixes their Rainwing esc venom with it, you see, by “default” their venom is similar to a rainwing, but their venom is slow acting, meaning if it gets on any other dragon, (aside from Flamewings and Cavewings) they will be slowly burnt and horribly scarred, but when they hatch they have venom that is no worse than a bee sting, but when they turn 14 their venom glands are fully developed and their venom would make a rainwing blush, they have full immunity their own venom and how they fight is that they wrap their enemy in their body, and bite them, shooting venom directly into their body and watching them squirm and perish, slowly, and painfully, this actually leads into their most common profession: Assassins and mercenaries, the sizzlewings are widely known to be a tribe who will side with whoever pays the most, at one time often splitting to become defense squadrons for different tribes and fighting each other, but ever since their “great tusked one” arrived they have lived by three rules: #1, always listen to the tusked ones descendents, the royal family, #2 never splinter off into their own factions, #3 most importantly of all, no killing other Sizzlewings outside of succession battles,
This “Great tusked one” came at a time when the tribe was splintered into three factions, called Toxin, Poison, and fang, The “tusked one” as he is known by in the royal family was an old male Sizzlewing, he was huge and had massive tusks, instead of fangs, his descendents, also have these tusks, but they still have fangs, the tusked one has long since died, nobody knows for certain where he came from, or even how old he was, but that he was strong, yet kind, he was the one who forced the three factions to sit together and decide on the three rules, and he helped them merge together. However, Queen toxin has had a queen coral situation, where there were no princess’ until slither, where the only times eggs would survive, would be when the assassin was caught with a band over their face, until toxin herself slept by her egg, nearly starving herself, and now she allows her daughter to play, but under supervision.
They are often named along the lines of toxin, venom, stinger, etc. baby Sizzlewings are called “acidlings” until they turn 15
Queen: Queen toxin
Princess: Slither
Prince(s): Stinger, Viper, Venom, and about 12 or so more
Characters of note: Princess Slither (a small sizzlewing with a cold demeanor and will not hesitate to leave you behind if you can’t keep up, she uses her nonthreatening appearance to her advantage, luring her targets into a false sense of confidence, only to suddenly be writhing on the ground, begging for death,)
protagonists* for this hypothetical arc 4:
Bone (one of my OC’s, a sandwing Pronouns: He/Him)
Bloodcrest (an OC of a friend of mine, a nightwing, pronouns:She/Her, was hatched under two full moons, with the crescent third moon being a blood moon)
Princess Wildfire
Princess Echo
Stratus
Beetle’s leg, his friends call him Beetle, or they would if he had any, as he says so himself. (a large protowing with piercing eyes that can unsettle even the bravest warriors, he has gray scales with black speckles dotting his face, he also has golden wings that he has been told by the other protagonists [friends?] make him look very beautiful, and a total goofball, has a scar on his eye from fighting the protowing that killed his mother)
Other protagonists:
Prince Ravine (has a crush on wildfire)
Princess Slither
Antagonists for this hypothetical arc 4:
Queen Stalagmite
Princess Stalactite
Bug’s jaw (beetle’s leg’s father and leader of his community, a gray protowing with red spots around his eyes and green stripes down his back)
Hybrids: The dragons native to Polreca cannot hybridize with each other, however the Cavewings and Flamewings can. The Polreca tribes can hybridize with other dragons from the other continents, although most of them are flamewing hybrids.
Flamewing-cavewing: I call them magmawings, they look like cavewings with a sort of heatblast from ben 10 look (god that reboot looks awful.)
Sizzlewing-rainwing: long protruding fangs and serrated teeth, sizzlewing like body with color changing abilities.
Flamewing-skywing: very similar to a skywing with firescales, but they breathe steam due to their heritage.
Flamewing-mudwing: leads to a big wings big enough to swallow a human whole, also breathes boiling steam.
*characters that have a book told from their POV.

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I live in the Midwest, in a smallish town. I can't drive due to a health issue, and since becoming single a couple of years ago I have been increasingly lonely. I go to events, neighborhood meetings, that sort of thing, but most everyone around here is either much older or married with kids. It puts a barrier up where I can't get very close to people... just don't have much in common with them, and it's hard to drag anyone out to do anything.
Dating is miserable. The dating pool here, at my age, is heavily skewed toward people who have messy (sometimes ugly...) child custody situations with an ex. A real part of this is that I just want to meet someone. Doing that here will be hard, if not impossible. I did the math on my dating pool, and statistically there are probably about 50 women in this town who even might date me.
I've spent some time in Brooklyn recently, and absolutely loved being there - it takes all of the "can't drive" problems out of the equation and makes me feel like I have agency. I have some friends there, which is also reassuring. I've also looked at places like DC, but so far Brooklyn feels the most like a place I could really thrive.
What I'm afraid of, though, is that I'm going to get there and find out that the problem all along was me, and people just don't care for me, as a person. Materially, I have it good here - nice house in a nice neighborhood, plenty of space, acquaintances if not friends per se... But I feel like I'm wasting my life just working, walking the dogs, then sitting down for dinner alone at the end of the day.
Money is an issue, but it's not the issue here. I can comfortably afford a decent place by myself, and I like having roommates.

Disclaimer: This is another one of my epic novels. Consider yourself warned.
Rule #1: Don't tell anyone at work. Rule #2: Don't write about work.
Somehow the boss and I got onto the topic of protein the other day... one thing lead to another... and before I could stop my lips, they spilled the tea. I at least managed to leave the MJ part out. Admittedly, it felt a bit like lying to the priest in the confessional (wouldn't be the first time that's happened)... except, this was on Zoom and we could see each other's faces.
Fortunately, I've lost enough weight now that the revelation was met with a raised eyebrow and a "WOW!" rather than the more typical.. "Really? Again? Until when? Lunchtime?". He's seen this rodeo before - more than a few times - so I really couldn't have blamed him if that would've been his response.
So far, he's been right EVERY. TIME.
And then he asked what my goal weight was. I should've known better.
"What? No! That's too much. You're such a big girl!"
Yes... Yes I am... but recent discoveries would indicate otherwise. (see my post EVERYDAY IS AN ADVENTURE for more information)
My goal weight is... ambitious.
While I would be the first to admit that my goal weight seems rather far fetched, based on my current weight. I didn't just pull it out of thin air. It was important to me that I set a goal that was anchored to something tangible - even if it seemed ambitious.
So, just before I started MJ in January 2024, I had a DEXA scan done. If you're not familiar with what a DEXA scan is, in the most simplest of terms, it's essentially a low radiation x-ray that scans your entire body and will calculate your body composition. You're provided with a report that will outline for you how much bone you have, how much lean mass you have (meaning muscle, connective tissue, organs, etc.), and how much fat you have. It takes it even one step further and provide a reasonable estimate of how much subaqueous fat you have (the annoying but tolerable fat) versus the amount of visceral fat you have (the evil fat twin you'd gladly give up for adoption).
So, knowing what my CURRENT lean body mass is under this fluffy quilt I walk around in, I could use that information to figure out what my "ideal" weight should be. How did I do that? Well, LEAN BODY MASS + 24% BODY FAT. Why 24%? Well, based on what I could estimate from guidelines online, 24% seemed to fit the mid-range of what would be considered 'healthy' for a woman of my age and height. So with a little basic math, I came to a number that is now my goal weight.
And yes, I'm perfectly prepared to settle on a much higher weight if, somewhere along this journey I discover a point where I'm actually comfortable in my own skin <-- Ha! Ha! That would be a first!
Plus, thanks to this subreddit, there is at least one person out there that started at a similar weight to me, same height as me, and is maintaining her weight within a range I had calculate. And she has the pictures to prove it! So, there is evidence that my end game is not entirely a made up fantasy. Thankfully, Cautious-Freedom-199 has been very open in sharing her personal journey, and it is her willingness and courage to share this part of herself that has made it possible for me to even imagine the possibilities.
So why am I having to defend myself?
Well, it's human nature.... and I have to keep reminding myself of that. Everyone will always have an opinion about something. We all do it. But what is important, is to recognize the intent. The intention, in this case, was not to harm me or ill will. Clearly, he has a point of reference, that he can relate to. And the number I stated, didn't align with his point of reference. And that's okay.
But still... suddenly I found myself having to justify my goal weight to him. A number, I'm not even convinced myself is based in reality. While I'm cautiously optimistic about the future, there's still a big part of me that has seated herself on the sidelines with her giant bowl of popcorn and strawberry twizzlers, keeping herself entertained with all of the replays of past colossal failures, while she waits, with eager anticipation, for the latest feature failure to premier.
My saving grace is that I'm a little bit of a nerd. I research the most mundane random curiosities, just for entertainment purposes - and also to help inform myself. Health, nutrition, weight loss all happen to be some of the mundane random curiosities I've obsessed over - for MANY YEARS. All in an effort to try and understand where all these little f*** fat cells came from, why they picked MY BODY of all places, and why every other cell in my body knows to DIE - skin cells die... brain cells die... muscle cells die... but for some reason, these fat little f*** fat cells convinced God to grant them eternal life. And with my luck, these little f*** will end up following me into the afterlife and I'll be fat there too - for eternity. My point is, when I find myself in situations like this, talking to someone who knows less about the topic at hand than I do... my super power is to literally bury them with information. More than they ever would want to know. And I don't stop, until they BEG me to.
Credibility is King!
If you're going to put any part of yourself out there, it pays to arm yourself with a few fun facts and have some tangible evidence to back up your rationalization, AND present in a way that is relatable to the personal your talking to. Nothing lends more credibility to what you're saying than sounding like the leading authority. In other words, it's hard to argue with someone who knows their shit. So when I explained how I came up with my goal weight, whether he agreed with it or not, it didn't matter. He could see that there was a methodology behind it, it was based on facts, and presented in a way that allowed him to understand there was strong logical evidence to support that number.
While this won't work in every situation - some people are just an ignorant stick in the mud - and you can't fix stupid, so don't waste your time even trying. Usually, if your audience is of reasonable intelligence and reasonably open-minded, and capable of having a respectful and rational discussion, then you at least have a fighting chance that they'll recognize that whatever your perspective is, has merit and isn't just complete bullshit. They may still chose to disagree - and that's okay. It's not your job to convince anyone that you're right and they're wrong. And so long as everyone agrees to respectfully disagree and leave it at that - there's nothing wrong with it.
Only time will tell....
He could actually be right.
I certainly don't know if I'm right.
And it doesn't matter.
But there are boundaries.
I did leave a key detail out of my discussion with him. Mounjaro. That was not by accident. And that's because I know there is a public perception of GLP-1 medications that is very misguided and misinformed and it is not a mountain I'm prepared to die on anytime soon. I don't know if he's even heard of these medications. It's quite possible he knows nothing about them. But it doesn't matter. This is a small detail I choose to keep close to my chest. Maybe, once I've reached my goal weight, I'll be more open about it. But no sooner than that, and it may well remain something that is on a 'need to know basis only' and most people won't ever need to know.
One thing I know for sure, and has proven itself time and time again, is that someone who has never had a significant weight problem their entire life CANNOT possibly relate to someone who has. They cannot process the distinction. They equate their struggles to lose 10-20-30 lbs to be the same as someone trying to lose 100-200-300 lbs. It's NOT the same. It's a different war on a different battle field with different rules. And I've learned that it's a losing battle to try and convince anyone just how different it is.
There was a podcast I recently watched on YouTube on PeterAttiaMD 's channel talking with Layne Norton. Layne explains why two people - one who has been lean their whole life - the other, fat their whole life - can both try to lose 20lbs and how the deck is stacked against the fat person vs. the lean person. I don't recall the specifics off hand and don't want misquote - but if this is of interest then maybe hunt through those interviews. If I can find it - I'll post it in the comments. But it was definitely an Aha! moment for me when he explained it. Sometimes, you hear someone explain the science and you suddenly feel vindicated.
So how did my conversation end with the boss?
Well, it ended with him asking me how many calories he should be eating per day, how much protein he should have, and then me calculating out his TDEE, caloric target, and macro ratios so that he can start on his own weight loss journey tomorrow. 😉
THE END.
< scroll credits >

From this interview here (at 14:37).
So I've been reading some Jung trying to get a handle my place in Christianity and the idea of faith. I came across this chapter in one of Jung's Works "Collected Works - 18 The Symbolic Life" in the section "XII Psychology and Religion: Why Am I Not A Catholic."
Jung writes:

Firstly: Because I am a practical Christian to whom love and justice to his brother mean more than dogmatic speculations about whose ultimate truth or untruth no human being can ever have certain knowledge. The relation to my brother and the unity of the true “catholic” Christendom is to me infinitely more important than “justification by fide sola.” As a Christian I have to share the burden of my brother’s wrongness, and that is most heavy when I do not know whether in the end he is not more right than I. I hold it to be immoral, in any case entirely unchristian, to put my brother in the wrong (i.e., to call him fool, ass, spiteful, obdurate, etc.) simply because I suppose myself to be in possession of the absolute truth. Every totalitarian claim gradually isolates itself because it excludes so many people as “defectors, lost, fallen, apostate, heretic,” and so forth. The totalitarian maneuvers himself into a corner, no matter how large his original following. I hold all confessionalism to be completely unchristian.
Secondly: Because I am a doctor. If I possessed the absolute truth I could do nothing further than to press into my patient’s hand a book of devotion or confessional guidance, just what is no longer of any help to him. When, on the other hand, I discover in his untruth a truth, in his confusion an order, in his lostness something that has been found, then I have helped him. This requires an incomparably greater self-abnegation and self-surrender for my brother’s sake than if I assessed, correctly from the standpoint of one confession, the motivations of another.
You underestimate the immense number of those of goodwill, but to whom confessionalism blocks the doors. A Christian has to concern himself, especially if he is a physician of souls, with the spirituality of the reputedly unspiritual (spirit = confessionalism!) and he can do this only if he speaks their language and certainly not if, in the deterrent way of confessionalism, he sounds the kerygmatic trumpet, hoarse with age. Whoever talks in today’s world of an absolute and single truth is speaking in an obsolete dialect and not in any way in the language of mankind. Christianity possesses a , good tidings from God, but no textbook of a dogma with claim to totality. Therefore it is hard to understand why God should never have sent more than one message. Christian modesty in any case strictly forbids assuming that God did not send in other languages, not just in Greek, to other nations. If we think otherwise our thinking is in the deepest sense unchristian. The Christian—my idea of Christian—knows no curse formulas; indeed he does not even sanction the curse put on the innocent fig-tree by the rabbi Jesus, nor does he lend his ear to the missionary Paul of Tarsus when he forbids cursing to the Christian and then he himself curses the next moment.
Thirdly: Because I am a man of science. The Catholic doctrine, as you present it to me so splendidly, is familiar to me to that extent. I am convinced of its “truth” in so far as it formulates determinable psychological facts, and thus far I accept this truth without further ado. But where I lack such empirical psychological foundations it does not help me in the least to believe in anything beyond them, for that would not compensate for my missing knowledge; nor could I ever surrender to the self-delusion of knowing something where I merely believe. I am now nearly seventy years old, but the charisma of belief has never arisen in me. Perhaps I am too overweening, too conceited; perhaps you are right in thinking that the cosmos circles around the God Jung. But in any case I have never succeeded in thinking that what I believe, feel, think, and understand is the only and final truth and that I enjoy the unspeakable privilege of God-likeness by being the possessor of the sole truth. You see that, although I can estimate the charisma of faith and its blessedness, the acceptance of “faith” is impossible for me because it says nothing to me.
You will naturally remonstrate that, after all, I talk about “God.” I do this with the same right as humanity has from the beginning equated the numinous effects of certain psychological facts with an unknown primal cause called God. This cause is beyond my understanding, and therefore I can say nothing further about it except that I am convinced of the existence of such a cause, and indeed with the same logic by which one may conclude from the disturbance of a planet’s course the existence of a yet unknown heavenly body. To be sure, I do not believe in the absolute validity of the law of causality, which is why I guard against “positing” God as cause, for by this I would have given him a precise definition. Such restraint is surely an offense to confessors of the Faith. But according to the fundamental Christian commandment I must not only bear with and understand my schismatic Protestant brother, but also my brothers in Arabia and India. They, too, have received strange but no less notable tidings which it is my obligation to understand. As a European, I am burdened most heavily by my unexpectedly dark brother, who confronts me with his antichristian Neo-Paganism. This extends far beyond the borders of Germany as the most pernicious schism that has ever beset Christianity. And though I deny it a thousand times, it is also in me. One cannot come to terms with this conflict by imputing wrong to someone else and the undoubted right to onself. This conflict I can solve first of all only within myself and not in another.

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Hi, everyone. I've been on this sub for a while and would greatly appreciate some advice from the community on whether I should apply this cycle and on a good school list for my stats. I am dead set on becoming a physician-scientist. Open to MD-PhD programs in addition to MSTP's
Bio Data: URM Not low-ses CA CC T20 (non-trad) Junior Undergraduate Physical Science Major & Minor
MCAT: 505
GPA: 3.2 Cumulative (post-bac not needed transfer institution GPA is 4.0) 3.7 sGPA
Research Stats: 5,000 Hours (Across four laboratories) Field - Organic Chemistry & Biological Chemistry I'm at the level of a second or third-year chemistry graduate student; my letters reflect that. My bio work is 500 hours of that total and reflects that difference in ability.
Publications: 2 in review at Nature/Tetrahedron for roughly 4 and 2 months respectively.
Presentations Oral/Poster: 12 in a mix of school and national conferences. Always the only presenter.
Volunteering/Community Service: 1,000 hours in one org I plan to stay in for the foreseeable future
Leadership: 300 Hours—I am President of my school's chapter of a national URM STEM organization. This organization is active and community service-oriented.
Work Experience: Medical Clinic Receptionist 4 Years Tutor 600 hours (all the math through differential equations/Linear and all the chemistry/physics)
Clinical Experience: 500 hours in a program for premed students meant to give undergrads clinical experience. It's hands-on, lots of vitals, abulating, feeding, bathing, bonding with patients. Note: This was during the pandemic and shortly after. For the past year, I have not participated.
Shadowing: 40 hours across 4 Specialties Note: This is all within the past four months
Honors/Awards: Transfer College awards for Outreach and Research/Academic Excellence Presenter awards for posters from transfer college and national conferences NIH Maximizing Access to Research Careers (MARC) recipient 3 REUs (2 are MSTP specific, if that matters)
Letters: STEM/Non-STEM professors who I know very well (strong letters) I was thinking of 2 STEM 2 Non-STEM, but would that be too many? Should this just be 1:1?
1 letter from the Coordinator of org I volunteer with (strong letter) 3 letters from PI's (strong letters) 1 letter from a Physician (Only known me for a month) 2 letters from formecurrent MSTP directors who know me well (strong letters, but not sure how much weight these have)
Other stuff: Academic probation due to low GPA from years ago at community college for several semesters.