Ibew credit cards

Hi guys,
So I applied sa eastwest gamit through ESTA. Ang gusto ko talaga na CC to get is EW visa platinum. But sa application, di naman pinapili kung alin yung cc na interested ako. Merin bang way to ensure that I get the visa platinum? Can I call them ba after getting approved and mag request?
Thank you po sa makakasagot!

Just putting this out there in case anyone is looking at getting a Citi Credit Card - They have had the least effective method of dealing with fraud that I have ever encountered.
I had a fraudulent charge on my account. Did the usual steps of disputing the charge and requesting a new card number.

1. Unlike with other banks, you cannot dispute the charge until after it posts fully to your account. It doesn't even leave your dispute as pending until that time. You have to fully go back and re-do it from scratch.
   
2. If you cancel your card due to fraud, BEWARE - Citi will automatically update all merchants who either have been or could be on autopay. If you cancel online, you have no option on this. They tell you they are doing it. So if the fraudulent/disputed charge is on autopay, they will get your new card number and you can't stop it.
   
3. If you don't want the above to happen, but you already cancelled the card via the app, you must now wait for the new card to arrive, then call to cancel that card and have them remove autopay for your 2nd new card. (This learned after being transferred through 4 departments on the phone)
   

And in case you were concerned that some fraudulent charges may be stopped in the meantime, don't worry! Because you'll get an alert that says "This card is being replaced. All transactions will be carried forward to the new card" So cancelling your card essentially does nothing, as all charges to the old one will still go through under the new number.

I have a Wells Fargo card that I haven't used in a while. I just received this offer - here's the basic terms:

• Transfer balances with higher interest rates to your Wells Fargo credit card.
• Enjoy 0% APR for 15 months and 25.24% variable APR after that (current as of 04/23/2024). This APR varies with the market based on U.S. Prime Rate.
• The fee for balance transfers with this offer will be 0% ($0 minimum). After this offer expires, the fee for balance transfers will be up to 0%, with a minimum of $0.

This seems too good to be true - 0% interest for 15 months and no fee charged to transfer. Are they just trying to play the long game in hopes that people aren't able to pay in 15 months, or is there a catch I'm not seeing?
For context, I have another card that I used as a zero-interest loan for house repairs, but the 0% is running out in a few months. I have the money to pay it off, but it's sitting in a high yield savings account, so I'd love to transfer the CC balance and keep collecting the interest!
Thank you!

Let's start with the basics. I'm 30 and feel stuck in my career and life in general. I have a WONDERFUL fiancée and I have a decent/good paying job.
Now for the heavy stuff trigger warning my dad commited suicide a few years ago and it's something that does not escape me - it's an extremely heavy bag that I can't see to put down and just carry on my back every single day. I was in therapy for a good year about this and stopped. I'm in credit card debt for about $10,000, I don't consider that debt to be the end of the world but it just bothers me.
I consider myself to be damaged. I wasn't always like this, my dad's suicide really beat me up bad. For the longest time I acted like it didn't bother me and then one day I was tired of pretending and broke down and I would say I've been broken down ever since.
I'm at a stage in my life where I'm actually frustrated/ sad because I desperately want to just move on and start living again. But I don't understand why it's so hard for me, I look at my colleagues or friends and they seem to not let anything bother them and they just seem to be advancing at hyper speed through life while I'm not strong enough to even crack a smile on some days - I'm incredibly jealous of this and wish I could be the man I once was mentally 5 - 6 years ago?
I've been in the same role at work for 3 years now, I've had opportunities to move up but have always come up with excuses to not do it and remain in the role I'm in now. What's wrong with me? 5-6 years ago someone could have offered me any type of role and I would have dived right in???
On top of all of this I have the most amazing fiancée, most days I feel incredibly bad for her because I wonder how life could have been different for her if my life wasn't so messed up. I'm thankful she's stuck by my through it all but just wish I could be stronger like how I was when we first met.
I seemed to have lost my way quite a bit and don't know how to get back on track.
If I were to condense everything down and ask for help on three things it would be this.
1) How do I move past my dads suicide and leave it in the past?
2) How do you regain the drive you once had when it comes to your career?
3) Should $10,000 of debt really bother someone?
If you've made it this far, thanks for letting my vent. If you have any advice I'd appreciate it.

Debit/Credit Cards Accepted No Closing Costs Cash Price: $950 Finance with $150 Down and 9 Payments of $115 Per Month No Credit Check, No Income Documentation, No Prepayment Penalty 

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Am vazut oferta aceasta de la brd (stiu ca in trecut aveau in 36 rate fara dobanda) si m-ar interesa sa beneficiez de ea.
As fi curios daca mai este cineva de aici care a aplicat si are mai multe detalii si experienta cu acest produs.
Am citit aici conditiile si mai exact partea asta m-a facut atent: "Campania “REFINANTARE IN 24 DE RATE CU DOBANDA 0%” este valabila pentru orice persoana fizica: 1) detinatoare de carduri de credit, overdraft-uri sau credite detinute la alte banci/IFN-uri" , deci s-ar aplica pentru orice credit de nevoi personale desi in reclama nu mentioneaza aceste credite.
Si-a refinantat cineva un astfel de credit?
Aveti idee daca exista o limita maxima a sumei de refinantat? Poate ceva suma corelata cu salariul lunar (ex: 5 salarii)
Pot aparea probleme/comisioane daca vreau sa inchid cardul de credit mai repede sau achit in avans x rate?
Alte comisioane ascunse ce nu sunt mentionate?
Mersi.

I have been married for 6 years now,with three kids and my husband is in jail. He has been in Jail for two years,and my husband is in so much debit. He’s parents are so entitled that they tried to blame my family for their sons debits,saying that since he’s their only SIL they should pay off their son debits,and that went on and off for sometime,demanding to talk to my family or ask my father to loan me 50k or sell my jewelry to my father and get him to give me at least 25k(my jewelry doesn’t reach 25k) or to open a business with my name and credit card or take a loan……and this list go off a lot !!!’ After some fighting and cornering me,I decided to sell my jewelry except a bracelet my father bought me. However, they found out about the bracelet,and my phone started ringing demanding I sell everything I own,including the bracelet. And I got a call from my SIL calling me all sort of name saying that I’m hiding my jewelry and didn’t sell everything… After some fighting and yelling,I decided to sell it……. After I sold it my father knew and he blow off on my In-laws,calling them all sort of name and he talked trash about them,LIKE A LOT!!!! But after that each time a have a fight or disagreements with my SIL she would tell this::
OH!!! WE KNOW WHAt YOUR FATHER SAID ABOUT THE US SELLING THE JEWELRY,AND MY BROTHER ALREADY KNOWS!!!
I said yes he knows because he called my father and they had a talk!!! In this two years my mom was responsible for my necessities and would drive everywhere(i don’t have a car) they never took my to an appointment or elsewhere,even my kids are in The same pre school as my SIL and she never picked the kids to take them to school or take them home back from pre school!!!
Now my dear father bought me car,not that fancy but it does take me places,and guess what!??!? My SIL feels entitled to it…
(My dad put the car under his name so they can’t try to pressure me to sell it or not to ask me to take them places)
First time my father took the car at Friday,my husband had a visit in jail planned on Sunday,but my SIL calls me Saturday night demanding I tell my father to take the car back so I can go visit her brother!!!
(Since he got jailed I was the only one visiting him,my in-laws visited him once and the rest was me alone)
At the phone call with my SIL I told her that my father needs the car in the meantime and he can’t give it to me ,she started yelling saying I never loved her brother and never visited him while he’s in jail..I fought back and called my
Other BIL (he’s decent unlike my SIL) he said that it’s not a problem and he can assure I have a car in the morning to go to see my husband. Which he DID!! He brought me his wife’s car but I didn’t use it because my young SIL was home and she was happy to drive me their (she’s young like 20 years old ) And we went and visited my husband.
Second story my two kids were at my parents and my mom called to come pick them up,I went!!!and when I reached home my SIL was standing at the porch fuming demanding to know if they gave me the car forever or for sometime…
What do I do with this peace of S$&@??!

My gf is moving in this month and we're looking to get a joint credit card to cover our house-related expenses: furniture, appliances, yardwork equipment etc
We both have excellent credit (probably both around 800)
I already own:

• Amex Blue Preferred for groceries
• Chase Sapphire for dining/travel
• Chase Freedom for everybody expenses and sometimes hit the rotations

I've owned all of these for years and I think they're all probably sitting around $10-15K credit limits. I pay them off every month.
The ones jumping out at me seem to be the Citi Custom Cash or maybe the BoA Customized Cash Rewards.
But it also seems like most of these cards stop giving high cashback after you've earned a pretty paltry monthly sum.
We both make a pretty decent salary and are likely to spend significant chunks yearly on these home improvements.

I have tried looking online for a minimum payment calculator, but all im finding is how long it would take to payoff. I am currently in a 0% intro and just trying to see a worst case scenario of what the minimum payment would be.. Any help would be appreciated.
Details:
APR: 28.24%
Balance: 15,000
Per Chase Min is Calculated by: 1% + Interest

Hi! I am trying to be able to view the second season. I WAS able to watch the first on AMC+, but now they will no longer accept my non-American credit card. Haven’t been able to have my Apple TV work with VPN yet (if that even will work since I still don’t have an American card, like I said).
Help?

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Due to my complete lack of financial planning (this is my first big solo trip) I have a month in Thailand, and all I have on me is a discover secured credit card. An ATM ate my debit card, and by the time I got to the bank to collect it, they had in their words, “deleted it”. Anyways I canceled the card, I have a new one being sent to my parents so they can at least activate it and send me the info so I can book stuff online. Shipping the new card out here seems iffy considering I’m not staying in the same place for more than a few days at a time and Im not sure how solid their mailing infrastructure is here. I’m also staying in hostels and good at making friends, so I have been able to Venmo people to pull money out for me. I’m American, I spent the last couple days in Bangkok, but I am headed up to Chang Mai right now if that’s relevant at all to the situation.
What I want to ask y’all is does anyone know how widely discover is accepted out here? Am I able to use it to pull money out of ATMs without getting hit with all of the hidden fees? And would anyone recommend trying to open some sort of international bank account out here to transfer money into?
Anyways if you read this thank you so much for taking the time to hear me out. Appreciate y’all!

Long story short, migrant, few debts a car loan and credit cards over 30k defaulted due to work injury. work cover claim rejected , ended up depression, suicidal, gambling, speed fines, more defaults, mum died due to cancer you name it. I getting back to my life in last two years, still, all the defaults seems to be gone out of my except one. Its with Pioneercredit , they had sent me paperwork around 2013/14 for a court if I recall I never went because I was sick, called the national debt line, lady on the line wasn't helpful she said it's a judgment, you need to pay and discuss with Pioneercredit. I went through my spam emails and I found out they had a lawyer sent me over 40k bill for collection. I am no position to pay it full or half not even quarter. But I do want to fix my credit score. It's at 360 . I see they access my file all the time. Is there any hope? Please!

Please don't judge me or be harsh or trolling. I can't handle it at this point in time right now.... I am just moments close to ending everything because I just can't handle it anymore. please if you judge me just keep it to yourself please..
I am on ssi and ssd getting 158 on the first and 805 on the 3rd. the ssd is after both my parents passed they put me on my dads disability drawing off what he earned working but I was originally on ssi to begin with.
I get about 963 a month total to live on. Right now I am in major debt with credit cards since covid broke out. I had to use them to live on.
I moved in with my aunt who is living in apartments based on income but they are not section 8 but they accept section 8. When i moved in, i was told by the manager i didn't need to put my income since i was a cotenant. that was 10 yrs ago. come to find out. i had to put my income now i am being sued by the housing authority for 10k, i owe two more years. my aunt and i pay 220 a month to them. they don't care what happened they just want their money.
i owe one credit card company 4.5k, another 1.8k another 600 and another 700. when i applied for them, it was 3 plus years ago. i put that i made around 700k a year when i applied to them but i was on ssdi at the time making around 11k a year. i went on the websites 3 months ago fixed the right info.
I live in a small town where nothing is available for the next 20 plus miles and have no transport. my aunt won't take me anywhere. her son who si in his late 30's lives with us and works. my aunt is on disability. I get food stamps right now worth a 130 a month which goes to my aunt even though its for me. i pay her 450 a month rent incl internet lights and 130 in food. if i don't give her the food stamps then i have to pay her another 130 a month i can't afford since all my stuff is going to her and credit cards. i legit have nothing left each month right now with having to buy myself instant mashed potatoes, oatmeal top ramen soup, noodles and spaghetti sauce. i live on that through the month.
when she buys food with the food stamps it feeds her son, me and her. but it is only enough to last a week, then for the next 3 weeks i am starving barely eating because i can't afford much when i do buy stuff that i can put in my bedroom to eat on.
past week now, there has been no food, her son has been taking his mom and him out to eat all week not bringing anything home for me. im so hungry. the nearest food bank is 4 miles away one way, but i have no way to get there my aunt won't take me they don't deliver and when i tried getting medicaid transport to take me they said they don't schedule rides except to and from the dr's.
I have no other family, I have no friends. I have no vehicle. been trying to get a minivan so I could live in it. I am sometimes bed ridden due to my bad joints/back/knees/feet/right leg nerve damage. I also struggle from morbid obesity I am around 500 lbs and funny thing is, with how little i eat. i should be losing weight but its the complete opposite.
I will be 47 yrs old when I am out of debt with the credit card companies, I tried filing bankruptcy no one will touch me being under 10k in debt with the credit card companies. i contacted legal aid, the attorney who called me back said he can't help me because its under 10k. but told me how to file but chances of me filing and getting it are slim to none esp without legal help he said.
im thinking of ending my life next month when my aunt and her son leave for a week. I just can't keep living like this. if i had a minivan I could stay in it, do door dash for extra money, I could get around trying to find an aparment based on income. I bene accepted a few times to low income places but had no way to get there and now with all the debt I wouldn't be able to afford having my own place with the credit card debt.
if i stop paying the cards, and the debt collectors come after me, they could take me to court and if they do, they could show the judge i said i made 700k a year and i didn't make that much and was on disability at the time and making only 11k a year. i found out while looking into bankruptcy that it is fraud and i could face prison time.
i just don't know what to do anymore. i really don't know what to do anymore other than ending things next month to get out of this situation i put myself in with my aunt, debt, etc. I just can't do it anymore esp without a vehicle. esp since I am bed ridden half of the day here and there due to my bad joints and weight that i have carried around for 30 yrs destroying my joints and causing nerve damage to my right leg. I can't just get up and go on the streets and live on the streets not with how badly im in pain every day esp just walking to the corner store. just a simple walk to the corner store and back and i am bed rested for an entire day barely able to move.
i can't do it anymore...

Please don't judge me or be harsh or trolling. I can't handle it at this point in time right now.... I am just moments close to ending everything because I just can't handle it anymore. please if you judge me just keep it to yourself please..
I am on ssi and ssd getting 158 on the first and 805 on the 3rd. the ssd is after both my parents passed they put me on my dads disability drawing off what he earned working but I was originally on ssi to begin with.
I get about 963 a month total to live on. Right now I am in major debt with credit cards since covid broke out. I had to use them to live on.
I moved in with my aunt who is living in apartments based on income but they are not section 8 but they accept section 8. When i moved in, i was told by the manager i didn't need to put my income since i was a cotenant. that was 10 yrs ago. come to find out. i had to put my income now i am being sued by the housing authority for 10k, i owe two more years. my aunt and i pay 220 a month to them. they don't care what happened they just want their money.
i owe one credit card company 4.5k, another 1.8k another 600 and another 700. when i applied for them, it was 3 plus years ago. i put that i made around 700k a year when i applied to them but i was on ssdi at the time making around 11k a year. i went on the websites 3 months ago fixed the right info.
I live in a small town where nothing is available for the next 20 plus miles and have no transport. my aunt won't take me anywhere. her son who si in his late 30's lives with us and works. my aunt is on disability. I get food stamps right now worth a 130 a month which goes to my aunt even though its for me. i pay her 450 a month rent incl internet lights and 130 in food. if i don't give her the food stamps then i have to pay her another 130 a month i can't afford since all my stuff is going to her and credit cards. i legit have nothing left each month right now with having to buy myself instant mashed potatoes, oatmeal top ramen soup, noodles and spaghetti sauce. i live on that through the month.
when she buys food with the food stamps it feeds her son, me and her. but it is only enough to last a week, then for the next 3 weeks i am starving barely eating because i can't afford much when i do buy stuff that i can put in my bedroom to eat on.
past week now, there has been no food, her son has been taking his mom and him out to eat all week not bringing anything home for me. im so hungry. the nearest food bank is 4 miles away one way, but i have no way to get there my aunt won't take me they don't deliver and when i tried getting medicaid transport to take me they said they don't schedule rides except to and from the dr's.
I have no other family, I have no friends. I have no vehicle. been trying to get a minivan so I could live in it. I am sometimes bed ridden due to my bad joints/back/knees/feet/right leg nerve damage. I also struggle from morbid obesity I am around 500 lbs and funny thing is, with how little i eat. i should be losing weight but its the complete opposite.
I will be 47 yrs old when I am out of debt with the credit card companies, I tried filing bankruptcy no one will touch me being under 10k in debt with the credit card companies. i contacted legal aid, the attorney who called me back said he can't help me because its under 10k. but told me how to file but chances of me filing and getting it are slim to none esp without legal help he said.
im thinking of ending my life next month when my aunt and her son leave for a week. I just can't keep living like this. if i had a minivan I could stay in it, do door dash for extra money, I could get around trying to find an aparment based on income. I bene accepted a few times to low income places but had no way to get there and now with all the debt I wouldn't be able to afford having my own place with the credit card debt.
if i stop paying the cards, and the debt collectors come after me, they could take me to court and if they do, they could show the judge i said i made 700k a year and i didn't make that much and was on disability at the time and making only 11k a year. i found out while looking into bankruptcy that it is fraud and i could face prison time.
i just don't know what to do anymore. i really don't know what to do anymore other than ending things next month to get out of this situation i put myself in with my aunt, debt, etc. I just can't do it anymore esp without a vehicle. esp since I am bed ridden half of the day here and there due to my bad joints and weight that i have carried around for 30 yrs destroying my joints and causing nerve damage to my right leg. I can't just get up and go on the streets and live on the streets not with how badly im in pain every day esp just walking to the corner store. just a simple walk to the corner store and back and i am bed rested for an entire day barely able to move.
i can't do it anymore...

So I've never had a credit card, I've not even had a debit card - used to pay cash back in the day and then upi straight from bank accounts.
I want to build my credit score - but company I'm working at is based outside India and I wfh.
Please give some recommendations on the best credit card to start building my credit score.

Hello everyone. To those who have traveled to the UK by plane and have flown with Virgin Atlantic, I'm hoping someone can answer some questions for me because the airline never responded to my inquiry.
1). How strict is the airline when it comes to matching up the passengers' names with what is typed on the ticket verses how their name appears on their passport and travel visa? If the passport has a middle name, should the middle name be included on the ticket as well?
2). Can multiple credit cards be used on their website to purchase tickets? If multiple credit cards can be used, do they all have to have the same name listed on the cards? What's the maximum number of cards allowed for one transaction? I need to make it one transaction so everyone traveling with me can sit together.