Letters for late rent payments for florida

Hey there! I've been diligently tackling my credit card debt lately. I'm tired of getting buried under high interest rates, especially with the current economy. As a result, I haven't been able to save anything; every penny goes towards paying off debt. Most of it stems from emergencies like car repairs, hospital trips, and helping with my grandma's and father's funerals. I'm seeking advice on how to reduce my debt payments slightly so I can start building up savings without being overwhelmed by interest. Any suggestions?
Bank of America CC debt - $18,304 APR 26.24% Minimum: $568 Target CC - $700 Minimum:$35 Rent - $2116
Credit score: 650 Monthly income : $3,416 Monthly Debt : $ 2,719 Take home : $697 😔
I also have the option to sell around $7,000 worth of stock. I had been saving that for emergencies or potentially as a down payment for a house (though that's unlikely to happen). However, I'm considering taking out a $20,000 loan at 9.5% interest. The bi-weekly payment would be $232.08, facilitated through my 401k partner at work. Realistically, I wouldn't even notice the $230 deducted from my paycheck before I receive it. Is this a risky move, or does anyone have any other insights? I'm open to suggestions. Apologies in advance, as I'm not very savvy with finances. I used to rely on my dad for this, but he’s the one that passed.
Thanks in advance!

Hi guys, I’m renting and late last year I got quite a high water bill compared to my usual ($100 is normal and it was $322)
I called the property manager instantly and said there is a water leak because there is no way I used 3x my water usage. They called a plumber eventually and it was fixed. It took a while for the bill to get to me but it seemed they fixed it right. It got changed to $111. I then noticed the next bill was $174 but I haven’t used any more or less water. I then looked closer and could see I was in tier 2 because of the previous leak months ago.
Is it something i need to cop? It feels wrong that the tenant should cop it.

Throwaway account because I’m pretty sure my exes friend stalks my socials
TLDR; My ex dumped me, we went no contact and I haven’t contacted them for months until I sent one letter expressing my feelings that was absolutely not threatening and not ill-willed whatsoever and had no expectations from it, and they decided to file a DV restraining order despite there being no DV at any point — not even stalking, because seeing them sends me into panic attacks. Now I’m confused and don’t know what to do or what to expect.
So basically, my ex (we’ll call them B) dumped me back in January and kicked me out. My ex from before them (we’ll call them P) reached out to them after the breakup. Now, a little context: P and I were together for four years. It was a terrible relationship and should have ended far earlier than it did. We were both very manipulative, toxic, and abusive. While the abuse was almost completely emotional, there were a couple instances that it wasn’t. I, at one point, grabbed their wrist to make them stop yelling at me and to actually look at me because they were berating me during an argument. Doesn’t excuse my action, of course. They hit me multiple times throughout our relationship, and would apologize later over message, claiming that they hit me because whatever I’d been saying or whatever we’d been arguing about reminded them of some trauma from their childhood. There was also a substantial age difference that I am in no way justifying. P was 17, I was 23, when we started dating. I was in a very bad point of life and spent my days drunk and on a med that made me zombie like, so these days are not easy to recall in the first place. I genuinely do not believe there was ever a point where one of us asked the other out, I think P just assumed and I felt too bad to break it off. I do not forgive myself for this either way. During our relationship, P began to coerce me into sex because I refused to have sex with them for a multitude of reasons. They coerced me into a threesome, and when I told them day of that I was not comfortable with it and did not want to, P told me to drink more alcohol or smoke more weed and I’d “be fine”. I was r*ped that night. After we broke up, we remained roommates (in separate rooms) because neither of us had money to move out and we had a third roommate. We stayed friends because we’re idiots. I started dating B and P hated B profusely. At one point early into B’s and my relationship, P and I went out to the stores and I bought some clothes and left the bag in the living room couch and told P I needed to recharge before I hung out more. They did not take this lightly because they didn’t ever like when people didn’t want to do the same thing as them. They texted me alluding to destroying my clothes, and lo and behold, my clothes were no longer in the living room. After begging them to give me my clothes back, they finally opened their door and pushed the clothes into me hard enough that I hit the wall. So I hit their shoulder. I did not punch them or slap them or anything like that. I hit them in the shoulder with the same pressure that they pushed me. They had in fact shredded my clothes. My biggest mistake was never taking pictures when they did things like this. I eventually moved in with B and P moved out of state. B and I did have financial issues, mostly due to my own financial immaturity as I have never been good with money, but B never really communicated the issues with me so I didn’t even realize most of the time. I would pay large chunks of bills when I could, such as a full month’s rent, their $3000 credit card bill, our $1000 PGE bill, etc. P and I seemed to have a good friendship, but when B broke up with me and P found out, they reached out to B and essentially decided to tell them all kinds of things that were wrong about our relationship, but specifically only from their side. Screenshots lacked what they were saying, stories lacked what they were doing. So I absolutely sounded like a monster. B kicked me out even sooner than planned, and left me homeless for a week and a half while I searched for a place to live. After a month, B went completely no contact and blocked me almost everywhere. I should note that I have BPD, it is a recent diagnosis. They also do, but have been aware and in treatment for many years. I responded negatively to this and began calling and leaving voicemails on their blocked VM inbox. I was not calling from a private number, I called from my own because I knew they wouldn’t be dealing with a bunch of missed calls. I went overboard and left a lot of depressing voicemails. Never, ever threatening. Just sad, often crying, and asking why they hate me or why they would listen to someone who they experienced first hand would harass me for hours on end for not responding to their texts. I realized I was being psycho and stopped, apologized and told them I had realized I had made them my favorite person (in the BPD way), and that wasn’t fair to them. I have not contacted them since then, except for about three weeks ago when I sent a letter. The letter was simply telling them that I am sorry, I love them and miss them, and I am working really hard on myself. I told them that I truly do believe we’ll come back together someday, but that we both obviously have to live our own stories before that’s possible. There was not a single ounce of threat or ill-will in this letter. Literally not even the smallest bit, and I’m happy to share that letter with anyone to prove such. I also very clearly stated that I do not expect a response from them, but if they would like an apology someday, I’m here and ready.
Now that you have quite the context to the background of this situation, here’s the issue at hand: After I sent this letter, they decided to file for a restraining order. But not just any. They filed for a DV one, which everyone finds wild because there was never a single bit of DV between the two of us. B and I were honestly wonderful together, loved each other so much (or so I thought), and never laid a hand on one another. Even our arguments weren’t bad. I’d have splits from being triggered and I could say mean things, but it was never physical and always discussed afterwards, either that day or the next. Their friend has been watching all of my social media stories despite neither of us following each other, which has felt weird until I realized why.
I haven’t been served yet because they come to my place when I’m at school so I can’t be there. I’ll likely just go into the station to be served at this point.
But my questions are the following: - What does RO court even look like? I’ve never had to deal with this. Is it a big thing? Or is it two people at a table across from a judge? Like I genuinely don’t understand what it would look like. - How likely is it that this would even be approved? I truly don’t believe the letter could be used as evidence into something like this because it was not negative or threatening. The voicemails were crazy but never threatening and ended quickly months ago. They could absolutely use the stuff from P, but that relationship has been over for 2.5 years, and the clothes incident happened just about 2 years ago. I have proof of what the letter said, I have proof of P admitting to hitting me and to the coercion and r*pe. I have been in therapy for two years and with the same psych for about the same amount of time, so I have character witnesses. I am not a stalker, I’m actually genuinely terrified of seeing them around town because I know it will break my heart all over again. I’ve had to see them drive by twice, once in their work vehicle and the next in the car I used to drive that is in their name, and both times I ended up in a full blown panic attack. So I am obviously not seeking them out or anything of the sort. They also know what this would do to me. They know that it will not only destroy me mentally, but that it could hurt me career wise due to the field I am going to school for. So how likely is it for this to be granted?
I am honestly shocked and hurt by all of this from them, because this is not the person I fell in love with. They have gone completely cold-hearted and have had no issue hurting me over and over again since the breakup.

I moved into an apartment in Brooklyn with my partner at the time in the fall. We broke up in March. I moved out in April. He has agreed to stay in the apartment through the remainder of the lease and pay the full rent. He does not plan on getting a roommate.
Anyone know if you can break a lease with no issues if the existing co-tenant is staying and paying full rent? Landlord is a management company that isn't easy to deal with.
I don't think this will happen, but part of me worries that he may be late or miss rent, and I won't know since we don't talk anymore. I don't want to be responsible for whatever happens from here on out.
Are there any risks to letting management know?

Back story: i (early 30s F) used to be my father’s (mid-50s M) favorite daughter until i’m not. On going divorce processing sila ng mother ko and may ka LDR si papa sa ibang bansa na bagong relationship lang din. Safe to say nasa honeymoon stage sila. Side note: for some while na, me and my other adult sibs have diminished our respect sakanya for multiple reasons.
I have kids of my own and may kapatid akong around the same age lang ng eldest kong anak. So, pag may kailangan for school, groceries and others dinadamay ko na. I earn more naman kasi compared sa ‘rents ko so i don’t really mind. Since separated na parents namin, i and my kids live with my mom’s fam with my youngest kapatid. So lahat ng kailangan ng mga bata andito na samin. And no, walang child support binibigay tatay ko since wala din siyang source of stable income. Me and my two grown sibs no longer depend on our father’s assistance. Ang sabi na lang namin kahit wag na kami, yung bunso na lang. now, his sole role or ambag na lang is maghahatid in the morning sa mga bata to school. My youngest kapatid and my kids. Hindi niya pa magampanan yang simple role na yan kesyo wala daw gas, sira daw sasakyan and kung ano pa. Mind you, may dalawa siyang sasakyan - isa galing sa kapatid niya, isa galing sa gf niya. Both overused cars so nagkaka problema din. Of all the reasons na di siya makakasundo and hatid sa mga bata is because he wakes up late, ending either pinapasolo namin mga bata papuntang school or hinahatid ko. Btw, i work graveshift.
Eto na ang exciting part: what’s worse than him waking up late is magdamag silang magka video call ng ldr gf niya. Literally magdamag kahit tulog sila. So i cant call him via messenger, dapat phone call. Eh di naman ako nagloload kasi wherever i go, i have wifi. So this morning, after work ko since naprepare naman na ni mama bfast ng anak ko for school, and she said na nagusap na sila ni papa na magsusundo si papa umidlip na muna ako. Yung kapatid ko di makakapasok since may sinat daw.
I get off work at 5am. Tapos around 7am nakita ko di pa nasusundo anak ko. Tried calling my father via messenger kahit alam kong di uubra, desperately, nakiusap ako sa mga friends kong online na maki call pero wala din pantawag sa phone. At this point bwisit na bwisit na ako kasi naalimpungatan, puyat, and gigil na ako. Also, before today, couple of times ko na nabanggit sakanya na ang hirap niya contactin pag uumaga para gisingin siya para magsundo. The most recent one was not even a week ago. I guess he took it lightly kaya magdamag pa rin silang nakababad mag vc.
Balik tayo sa ganap this morning. When he eventually woke up, tinanong niya ako kung nasa bahay pa daw mga bata. Obvs yes. And dito na ako naglash out. Sabi ko sa chat sakanya yet again, ang hirap niya contactin. Nakikisuyo pa ako sa iba para lang matawagan siya. And napamura ako with matching exclamation points. Nagmura ako, di ko siya minura. There’s a difference. So syempre, bilang naalimpungatan din siya, natrigger siya dun sa sinabi ko, nagalit din siya. Ofc. Nasabi ko na lang na wag na siya magsundo, salamt na lang in a furious way.
So ayun, ang ending ako na naghatid sa anak ko sa school and while walking papuntang sakayan ng jeep, eto na siya, pinapalipad na sasakyan. Galit niyang sinabi sakin na siya na daw maghahatid. Nung nakita niyang wala yung kapatid ko, dumeretcho siya sa bahay kasi di niya alam na may sinat so di niya alam na di rin papasok. Few mins later, nadaanan niya ulet kami pabalik, siya na daw maghahatid. Sabi ko, no. Not anymore. Cut off na siya. And he drove away. I blocked him na. I feel so g4g() while composing this and i guess AYG.

I am transfem and I turn 21 in a few days and I'm at my wits end when it comes to not being on HRT. I've had 2 plans on when to start HRT according to my situation: living with my transphobic family and wanting to stay in community college and transfer.
Plan A:

• Start HRT now.
• Save up all my money.
• Look into renting rooms in other states/cities.
• See if I can transfer to another CC.
• Wait and see how long it'll take for shit to hit the fan.

Plan B:

• I will start taking a low dosage of HRT when school begins in August (my sister is having a wedding, so I can't start it beforehand)
• Save my money
• I want to make sure I get great grades and good letters of recommendation to help me get into a great university afterward.
• I will start taking a higher dose around February because, at that point, I would've been accepted into a university, and what happens after that doesn't matter all that much.

I am leaning more towards Plan B, but not being on HRT now really sucks, and it's been causing me to become depressed, but I am willing to wait for a lil longer if it means I can continue my studies.

I am transfem and I turn 21 in a few days and I'm at my wits end when it comes to not being on HRT. I've had 2 plans on when to start HRT according to my situation: living with my transphobic family and wanting to stay in community college and transfer. I just need some input and advice if any.
Plan A:

• Start HRT now.
• Save up all my money.
• Look into renting rooms in other states/cities.
• See if I can transfer to another CC.
• Wait and see how long it'll take for shit to hit the fan.

Plan B:

• I will start taking a low dosage of HRT when school begins in August (my sister is having a wedding, so I can't start it beforehand)
• Save my money
• I want to make sure I get great grades and good letters of recommendation to help me get into a great university afterward.
• I will start taking a higher dose around February because, at that point, I would've been accepted into a university, and what happens after that doesn't matter all that much.

I am leaning more towards Plan B, but not being on HRT now really sucks, and it's been causing me to become depressed, but I am willing to wait for a lil longer if it means I can continue my studies.

To start things off, I was always aware of our age gap and problems it may cause in our relationship.
My husband and I didn't meet until I was well into being eighteen, and he was twenty-eight. It didn't bother me much, as he doesn't act much older than me and I'd always felt older than I was due to having a ton of younger siblings, step siblings, and foster kids in and out of my mother's house growing up.
We got engaged when I was nineteen at a yungblood concert, and we originally planned to wait to marry until I was at least twenty. Plans changed when I decided to go into the air force, and we had to push up the wedding in order for him to eventually stay with me on base after basic training.
Fast forward a few months after we were married and I had left for Texas for training, I was injured during PT training and sent home. It was during the craziest parts of covid, so everything was on lockdown and they had strict rules about not keeping anyone on base for a long period of time if injured. I was medically discharged and sent home to heal and have potential surgery.
At the time, my husband was staying with his friend in the city we planned to move to. We already put down a deposit on an apartment when we found out I was going home, but due to Covid restrictions and eviction restrictions, it was returned to us and we were told we could no longer move in.
The first issue I was seeing when I got home was his disattention to me. I was gone for over a month and missed celebrating my twentieth birthday with anyone but the girls in medhold with me, so I was looking forward to spending quality time with my husband.
We went out to eat with his friend, his friend's girlfriend, and one of her friends. I felt like a fifth wheel during the meal, as I was sat at the end of the table instead of being at my husband's side where her friend was sitting. Most of the conversations didn't include me, and I ended up going back to his friend's place feeling let down.
The rest of the time we were staying with his friend, they wanted all of us to go mountain climbing, cliff jumping, and trekking through the woods as they lived in a nature-centered part of the area. (Keep in mind, I was just sent home for being injured, and I had both a knee and ankle brace on my right leg that prevented much movement other than some hobbled walking that was slower than a normal pace).
When I expressed that I wasn't comfortable doing those things and that I wouldn't be jumping thirty feet into a freezing lake when I could barely walk as it is, my husband got upset with me and eventually just left me there alone while they all went to hang out together.
Flash forward four years, it is now 2024 and we have a two-year-old toddler. I didn't end up getting surgery, and I spent nine months being sicker than I'd ever been in my life.
It was a really rough pregnancy for me, and I'd ended up in the hospital multiple times because I couldn't even smell food or step foot into our kitchen without throwing up.
That all went on until the beginning of my third trimester. We decided to travel back to his friend's place, and I was somehow roped into climbing cliffs, wading through treacherous water to climb another cliff on an island out in the middle of a lake, and sleep at the top of sand dunes in a tent on the ground a couple weeks before my due date.
I was then on antibiotics during birth, because my water broke and the hospital sent me home instead of keeping me. My son was born sick, and transferred to a children's hospital to be treated and receive a spinal tap. I ended up sleeping a week in a hard hospital chair in a leaking basement of the hospital because they didn't have enough space for us.
After we were home and everything was settled, my husband would brag about how difficult the whole situation was for him. He had to sleep on a futon during my labour, and he had to have food doordashed to the hospital because, due to covid restrictions, noone else was allowed in with us and he wasn't allowed to leave to get anything.
He ended up having steak, potatoes, and these other elaborate meals delivered to eat in front of me while I wasn't allowed to eat anything until the baby came out. He even thought about bringing his playstation into the hospital room, but I shut that down quickly.
The first year of my son's life, I went back and forth between staying home with him and working in the factory my husband currently works at while my grandma watched our son.
I won't get into too much detail, but at one point when my grandma moved back out of state (she lives in her camper and was only there for the summer), I had to switch to the afternoon shift.
There is a factory supervisor on that shift that is a male and close to my husband's age. Other than the other person in my same position and two maintenance workers, they only had migrant workers that didn't speak english. This limited the people I could talk to while working my twelve hour shifts (husband worked 3:30 am to 3:30 pm and I would work 3:30 pm to 3:30 am).
My husband got very jealous and territorial at this time. He would expect me to return nearly thirty minutes late from all my breaks, threaten to go up there if anyone told me I couldn't do that, and even punched a hole in the wall when I told him I had to get back to work.
Up until that point, my husband had shown no signs of aggression toward me.
Somehow, a rumour started to spread around the factory that I was sleeping with the production lead. This definitely wasn't true as a) how and where would I have done that? and b) I loved my husband and would have never done something like that.
My husband heard about it, and came home to confront me. He got in my face, screaming and calling me a cheater. He threatened to take our son and move back in with his mom without even letting me offer an explanation or defend myself.
To this day, it still bothers me that he is still so convinced that I cheated on him and that he has no trust in me whatsoever to not do something like that.
I ended up leaving that job and working at mcdonalds for a little while. I had worked there in high school, so it wasn't a big adjustment.
I only ended up staying there a few months to help us catch up on bills before we agreed it would be better for me to stay home with our son for a while.
Our son is two now, and it seems like our relationship has only become more strained. We used to be able to communicate most of our smaller issues and come up with ways to maneuver whatever issues we had. However, in June of last year, my husband's friend that we were staying with in the beginning moved across the state to be near us.
It was all fine and good in the beginning. He had proposed to his girlfriend, and they even asked the both of us to be in their wedding that has yet to happen.
However, once they got engaged, he'd began acting very sexist. Even though both he and his fiance work full time (he works down the road at the factory with my fiance, and she works forty minutes away at a hardware store and has to drive a long way at three in the morning to get there), he expects her to come home and clean up after him, also cook his meals before she goes to bed early to get up really early in the morning for work the next day.
My husband, now hanging out with him more often, started having some of these things wearing off on him.
At first, it wasn't a big deal and I brushed it off. However, I'd gotten a job as a property manager for an apartment complex and also work now. Instead of things changing to adapt our new lifestyle, my husband expects me to continue keeping up with all the chores and cooking.
He'd made a comment that, because he feeds our dogs, he expects me just to do everything that involves our toddler from feeding him, to changing his butt, to putting him to bed at night. It's like pulling teeth sometimes to get him to change his butt or even get pants on him.
We'd gotten into an argument over this, and I told him that it wasn't fair that he expected me to do everything. His response was that he made more money and worked more hours, so it was only fair that I covered everything else.
Sure, I don't work as much or make as much money, and my paychecks mainly cover our son's daycare and our car payments, but I feel like working doesn't excuse him from helping with the son we both decided to have.
It's gotten to the point where I told my husband that if any sexist remark is made, like I should be in the kitchen helping get dinner ready whenever we're at his friend's house, I will be leaving and going back home, and I won't be going back until it is resolved.
The friend's fiance and I have had private conversations about this, and we both agree that it has gotten out of hand, and we both believe they are feeding off each other as they'd never been that bad before.
Everything has only seemed to get worse from there.
We decided to go as a group, along with my brother and his girlfriend, to the draft in Detroit this year.
The whole point was to see players get drafted in person, and we'd managed to get into the crowd in front of the stage before the area was shut down and they weren't allowing anyone else in.
My brother is an avid football fan. He played in high school, and was even offered multiple scholarships to play in college. This was a once in a lifetime experience for the both of us.
At one point, my husband and his friend decided that they would rather stand at one of the screens out of the crowd and watch it instead of trying to get into the sea of people to see it live.
I was frustrated, and expressed that if we wanted to watch it on television that we should have just stayed home. After a heated argument, I thought we'd come to the agreement that we'd go back to the stage and watch it there.
My brother lead us through the crowd, and at the beginning my husband and his friend were following us. Somehow, we'd gotten separated and when I looked back once we found a spot to stand, they were gone.
My phone rang in my pocket, and when I picked it up it was my husband calling. As soon as I picked it up, he proceeded to scream at me for disappearing and called me a "stupid bitch" when I tried to explain that I thought they were following us.
He hung up, and I told my brother I was going to go look for them alone. I spent a good twenty minutes wandering the area that was barricaded, but they were nowhere to be found. I no longer had signal to get ahold of him, so I ended up just going back and watching the beginning of the draft with my brother.
By the eighth pick, texts started to come in from my husband. He had informed me that they all left, leaving the three of us alone. Luckily, I'd driven separate as I left work early to get there.
By that point, I was done with him. I felt disrespected and that hanging out with his friend was more important than making sure his wife was okay or even with him. After all, I was wandering downtown Detroit alone when it was starting to get dark out.
When the three of us inevitably got back to the car, I got ahold of my husband just to let him know we were on our way home. He tried to apologise and ask how everything was, but I was too exhausted and mad at him to try and hold a conversation. He was asleep by the time I got home, and I ended up sleeping in our spare bedroom on a futon.
The next day, my husband tried to act like nothing happened. When I expressed that I felt ignored and pretty much useless to him, he tried to play it off like his anger was warranted and completely ignored the fact that he was calling me names.
I told him that I was no longer going to any big events with him and his friend, and he just rolled his eyes like he didn't believe me.
A day later, I saw a message pop up on his phone from his friend. I guess he had told him what I said about not going anywhere anymore, and his friend said "women" with an eyeroll emoji and "she'll get over it eventually". I screenshotted these messages and sent them to myself, filing them away in a folder in my phone to keep for later.
I slept in our spare bedroom for a week after that.
After the draft, I've also kept notes in my phone with time and date stamps of all the times he went off on me since then. Whenever we get into arguments, my mind goes blank and I forget exact things like this so he likes to say it never happened if I can't remember it.
April 27th, we were sitting watching videos together on tiktok. When someone popular came on that he had been watching a lot recently, I exclaimed that I didn't understand how he got popular all of a sudden. He proceeded to get really agitated and yell at me for not understanding how the internet works. When I stood up to walk away because I was upset, this angered him more. He then expressed that my emotions were overrated and that he was sick of them.
May 2nd, I had gotten home from work and tried to show my husband an outdoor jungle gym on amazon that I thought would be cool to get our son. He claimed it was a waste of money and that we should just take him to the park. When I tried to explain that it was a better idea to get something like this, as realistically we wouldn't take him to the park every day, he freaked out and asked what was wrong with me. He then said "oh my god" when I tried to explain that it would be easier to watch him outside while getting stuff done around the house and decided to just go to bed without dinner and end the conversation completely.
May 5th, we went with his friend and fiance to a cinco de may party in the city. He was drinking most of the day, and on the way home he wanted us to stop some place and get ice cream. When he got out of the car, he hit it against the car next to us. When I told him he'd hit the car, he proceeded to yell at me in the crowd that I was crazy and acting like my mother. He then kept trying to go to the woman in the car and ask if he had, in fact, hit her car. After, he said he was done with me and I was on my own, that I would have to start paying my own bills from now on.
There's been many other entries in my notes similar to this, and I feel like I'm at the end of what I can handle. Divorce has crossed my mind, but I had divorced parents growing up and know how hard it would be on my son. I also don't think I'm in a well off financial position to go out on my own with our son and still provide the things he needs.
I also worry that, if we were to separate, he would push to take our son from me as he'd threatened in the past to do so.
Any advice would be helpful, as I don't know what else to do. Even getting this all off my chest online makes me feel a little better, but there's still the lingering thought in the back of my mind that I'm unhappy and don't know how much longer I can put up with this.
Thank you.

Hi just need to vent and here others thoughts. I’m a 21 yr old guy who has been grappling with my sissy and cuck identity lot’s lately. I love everything about inferiority and humility so when I saw a domme on Grindr I decided to reach out. She started to talk about all she expected and I began to think I could finally have it. Being someone’s sissy and feeling like a slut. But then she started talking about money and asked for one payment after the next soon enough I was down 800 dollars waiting at her front door to get in. She kept telling me to pay her an additional 100 dollars but at this point I was out of money. She was so hot and demanding and it’s hard not to want to be her bitch but she wasn’t actually interested in my submission. I walked home feeling like a loser but honestly I’m still turned on by how pathetic I feel. Don’t want this to consume my life and finances and want to be acknowledged and appreciated by a mistress but it’s driving me crazy that this is hot

My house had a ton of damage from a windstorm. A remediation company packed up the whole house of furniture and put it in storage. When we moved from the hotel into a rent house, we asked for some of our furniture, to supplement what the furniture rental company had brought that our insurance company contracted with. Everything was badly damaged. It took a lot of time and their communication was terrible, but after months, we got those things back from being repaired. Several months later, we had the rest of our furniture brought back when it was time to move back into our house. So much of our furniture was just, “missing”. A French door refrigerator, a full size sofa, 3 large living room chairs, a queen size bed was missing the rails and the mattress/boxspring, and the footboard was badly broken, an armoire, 4 dressers, an antique loveseat/setee, a lot of peices were missing for our kids bunk bed(full over 2 twins) and all of those mattresses. The fireplace screen, some end tables, the base to an enormous library unit (they brought only the shelves that go on top). For weeks we got put off with no plan or resolution. They sent people back to pick up damaged pieces but nothing about the lost items. At 23 days I was told that the top pets at this location (Peter) would be taking over on handling our problem. At 25 days I asked for his contact info and reached out to him because he had not. He basically said that the insurance company issued a payment for $11k for storage and pack in, and that he wouldn’t seek further payment from me. I sent him a list that I had already sent Edwin of everything that was missing and that replacement cost would be around $23k. That was a Friday. Today, the person who told me that he wouldn’t be handling it anymore (Edwin) texted me that he found my lost furniture and wants to schedule bringing it to my house. I have of course had to buy beds to replace what was missing. My kids are school age and couldn’t sleep on the floor for a month. The other bedroom furniture was replaced too. After the assurance from Peter that the last $11k was to be kept for our problem, we spent the weekend getting more replacements. Today is Monday and now they think they have found all of our missing items and want to deliver with no money kept for damages. I think this is wrong. I need help knowing what my rights are. What kind of lawyer deals with this? Any help is appreciated

Hello, like the title says, my apartment complex is no longer going to accept my cashier checks from the bank as a form of payment. as they do not accept payment in the office. Now, i am having to pay rent with paynearme, their online source and the rentcafe app, yet all required fees. and from what i know of, there needs to be a fee’less form i can use? don’t know much about payment laws here in michigan and would like some assistance. Thank you!

His ex sent me this message. Sorry it’s so long! Has anybody else gotten a similar message in the past? How did you react?
Message below: “It’s been over a year of me wondering whether I should just come out and ask you or message you… but being afraid that if I do, and I’m wrong, it’ll be a the biggest mistake of my life. I have begged and begged him to tell me what you are to him, and he denies having anything more than a platonic friendship with you.
I want to preface this message with, I have no ill will towards you, I just want some answers… answers I don’t believe I’m going to get from Jared. I don’t know if he’s mentioned anything about me. So here goes…
November 2022, I sent Jared an email, telling him I loved him, missed him, and though I didn’t require a response back, I wanted him to know how sorry I was for everything that had happened and things had ended. He responded with a lengthy email telling me he still fervently loved me and how he too was sorry for how things had ended. That email lead to the last year and a half of events.
December 2022, I drove down to Roanoke and surprised him at the Carilion garage. He left the hospital as fast as he could that night, and we spent the rest of that evening together, catching up, and he left for Key West two days later. Two weeks later, he came up to DC and we had a late birthday celebration for him at Clyde’s in Georgetown and went to see A Christmas Carol at the Ford Theater. A few weeks later we drove to Jersey to see Matchbox20, by now it was the end of January 2023. Almost every week off, for the last year, he would come up and see me, if even for only two days, or I would drive down to Roanoke and spend the week with him. We spoke about our past, the hurt, and future, he told me numerous times that when he pictured marriage and children, it was only with me, but he needed time. This part is important, and I’ll come back to it later. We celebrated my birthday at a restaurant in Navy Yard, two weeks before you guys left for London. Chris video chatted with that night while we were at the restaurant eating Wagyu, and they discussed the new shipment of sunglasses Chris had gotten for Miggieswear.
The weekend of the Super Bowl, he had come seen me earlier that week, the day after he left I came to Roanoke and left the day of the Super Bowl. He told me his parents were having a viewing party and he had to go home and cook. I’m now assuming he left my Airbnb and came to your place.
That February he planned a trip to London, with Nicole, Ryan and Chris, and what he told me were, Nicole’s “friends.” Nicole happened to post a picture of you guys sitting on the plane and I was shocked, why would Nicole’s friend be sitting between him and Ryan. I sent him a message while you were on that 6 hour flight, telling him that if he had been seeing somebody, then why didn’t he tell me? There was no point in us spending time together if he had moved on. His response to me was “do you even know what you’re looking at? I’m surprised you don’t recognize her, that’s Nicole’s friend. You’re jumping to a lot of conclusions right now and don’t know what you’re talking about.” Something in my gut didn’t believe it but I wanted to trust that, so I did. I put you out of sight, out of mind. When he got back, he told me how he wished I’d been there with him, we both love history and old buildings, it’s a place we would have found magical together. I don’t know who came up with the idea of going to London, but part of me always thinks I’m the one who put it there when I shared the pictures i had taken when I went there the year we had been no contact.
We went to a Kenny Chesney concert in Charlottesville that March when I got back from my family trip to India, and he got back from London. Between work, us both traveling with our families, we were excited to see one another. We were going to go to St Augustine, but because of the weather, we stayed in Roanoke and saw Kenny Chesney in Charlottesville. The original plan had been to spend the night in Charlottesville at a hotel, but we couldn’t get one last minute so we ended up driving back to Roanoke and sneaking into the basement at his parents house and sleeping in his bed at 3am.
A few months later, we went to Richmond, and stayed the weekend, exploring the city, and watched Hamilton at the Altria Theater. A few months after that, we went to Savannah and Atlanta, where he got a flat tire driving into the garage, and spent the rest of the weekend at a yoga retreat. July, he asked me to go to Boston with him and his brother, for 4th or July weekend, but I couldn’t because my siblings were in town. Every single week, he came down and either stayed with me, or made a quick trip to spend time with me…
This past September, I found out he took you to Justin’s wedding, and I broke. I needed more from him. I have known him, been intimate with him, shared my every fear, worry, I have brought him home cooked meals from DC and surprised him at work with dinner, I’ve made him care packages. I’ve made Ryan Easter baskets and sent him birthday presents and encouraged Jared to put him in academic classes, I’ve helped Jared look into private schools for Ryan, and weighed the pros and cons of the options. I had no expectations in return from him other than, at the very least, a mutual respect and HONESTY.
I’ve seen him quite a few times since September and I last saw him in Roanoke at the beginning of March 2024. We sat in front of each other, in his car before he went into work that Monday night, and he told me, again, that when he thinks of marriage and a future, I’m the only one he pictures a marriage and children with. I’m not saying this to hurt you, or to make a point, I’m saying it because i don’t know what to believe anymore.
I became suspicious of his relationship with you, when he mentioned going to Macchu Picchu and hiking through the mountains. As all women have the ability to find out details they might later regret, I did the same thing. Except I didn’t believe he had actually gone to Macchu Picchu. I knew his passport had been long expired since around or before COVID, and I knew he had renewed it before he went to London. But that was when I realized you were the girl in the photo that Nicole posted. When I confronted him about Macchu Picchu, he told me he had been joking and he had also already told me he’d been joking. He had NEVER told me it was a joke, he had actually refused to show me photos when I asked him for pictures from the trip… he had then proceeded to change the topic, which is what had even raised red flags in my head.
My point is, I have asked him point blank so many times whether you two have a relationship. You tell me you still love me, that you picture marriage and a family with me, but this girl is a part of your life, and you took her to a wedding with you, while I was on a trip with my siblings, you took her to London with you, and you continue to tell me she’s just a friend. I asked him again on Tuesday night/Wednesday Morning after he left work, if you two are dating, and he said no. He asked me why I’m so hyper-fixated on somebody who’s just a friend when he has a million other female friends.
In September, he told me he needed a month to clear his head, that he wanted to commit to me, but he was afraid and that he needed to get over the fear and roadblock of our past break up. I gave him grace and understood. So we took a 4 week break. Some time during that time period, he sent me a snap of doves, and said “doves, and swans mate for life.” He sent me Ed Sheeran songs telling me he wants to find his way back to me. “No Strings Attached… you are the one I love”
In November, he messaged me and told me he had a surprise for me and to look for something in the mail. He loves the Count of Monte Carlo, it’s one of his favorite movies, and he told me it was in reference to that. A few weeks later I got a candle, a silver 400 dollar Buddha candle from Thomson Ferrier. I didn’t understand the reference to the Count of Monte Carlo, but it was a beautiful gesture and present… especially because he knew how much little gestures from him mean to me.
Fast forward to January, I got another 350 dollar black skull candle from him, from Thomson Ferrier. At this point I was upset, angry and livid. I called my sister in tears that evening. I had come back to him because he told me he loved me, that he “has a fire that burns so deeply” when he thinks of me. If i had known that wasn’t true, i would have closed the chapter a year and a half ago. I don’t want $700 worth of gifts and candles, I want more. I want marriage, I want children, I want our lives to move forward, I want communication. Out of anger, I packed up the candle, his sweatshirts and clothes that he had left at my place this past year, and mailed them back to his house. I’m sure it’s sitting somewhere in his basement closet/ bedroom… along with his white Huq sweatshirt, a picture of us I had up in my house, and various articles of clothing.
What upsets me is that he didn’t just involve me this year, he involved my family. He sent my mom presents, my parents in return sent him gifts. My sister, parents and cousins messaged him asking him to come around more. There was no point in involving my family, if he was going to involve himself with you. There was no point in involving himself with me, if he was going to involve himself with you. Those leather Indian shoes sitting in his room, my dad bought those for him. That blue sweater, those green pants and that maroon shirt, my parents bought those for him just this last year.
I don’t know what he’s told you about me, but I will say this. I was your age when we started dating. I was 29 years old. He was single, that’s what everyone in our residency program thought. He would tell everyone how Shari left him one day, all of a sudden just got up and left. “I saw the look behind her eyes just change when she looked at me.” He would tell everyone his horrific dating stories. When i started dating him, there was no doubt in my mind he was single… but I was wrong. He wasn’t single, he was dating Devon, one of the nurses from Carilion, and he had been for the past 4 years prior to that. At one point when he moved to Norfolk, she had even moved in with him. Even Shari was visiting him in Norfolk during this time period. I would have never suspected it, nobody in our residency program did. It wasn’t until one day, when he told me his friends were visiting from home, and they were all going to a concert together, that I found out. Her profile picture was of the two of them together, and her Facebook relationship status said “in a relationship.” Out of my own naivety, i believed him when he told me she was crazy and obsessed with him. He told me, to him, they were just friends but she wanted more. Women do a lot of things, but no woman is dumb enough to think she’s your girlfriend when she’s not. When we moved back to our hometowns, Devon was there waiting for him. He disappeared one day for 24 hours, told me that he was helping his dad’s friend who was stranded in NC. A year and a half later, i would find out that was a lie and that he had been at a concert Florida Georgia Line concert with her. She had been visiting his grandmother with him, staying at his parents home. The irony is that a few weeks after he took her, he took me to the same concert in Scranton. Him and his family didn’t bat an eye when a month later, I showed up and was the “new girlfriend.”
Eventually Devon found out about his lies and left him, but again, stupid me thought she was a crazy girl who just wanted so badly to be with him, that she built their relationship up in her head.
Dignity, respect for humans, empathy, are the most important qualities in a human being.
What I don’t wish is for you to be in my spot in 5 years. He will paint you in his colors, make you fall in love with MB20, and take you to Augustana concerts, he’ll tell you that you understand him, and his heart in a way that nobody else does. He’ll bond with you over music, and send you songs that make you feel he’s talking about you. He is so good at making you feel seen, and involving you with his family. He’ll say he had a vision of a girl that looks like you, coming into his life, and here you are, his soul mate. And one day, the same way that Shari, Devon and I got lost in him, the reality of everything will come pouring down on you. Be careful, there are signs between the lines, and the smiles, and good times. Make sure you don’t miss those, whatever you decide.
My relationship with him, started off just like yours. Another girl on the periphery, and teetering the line of inappropriate. Everything you call him out on, will always have an excuse, and you will believe him because he’s the “good guy” who goes above and beyond for people.
I don’t wish for any woman to go through the pain I’ve gone through, the manipulation, the lies and the emotional abuse. I can’t tell you what to do, but I will say, be careful and don’t be blind to the small things that will one day become huge. The novelty will fade, and though Jared isn’t the devil, he has a lot of growing up to do at 40. It was not okay to toy with me and drag me through the mud this year. It wasn’t okay to minimize his relationship with you and lie to me about it. It’s not okay to, to this day claim to see a life with me and not commit to it. I deserve better, and you deserve better.
How men talk about their ex’s and other women is an indication about how they will one day talk about and treat you. That is the worst and best lesson i have learned. I’m 34, years of my life wasted, and he took another year of my life knowing full well, this is how it would end. He’s sat on the phone with me for hours talking about how stupid PA’s are and if you were going to not be a doctor, at least become an NP, who has better bedside knowledge. Why would he say that, because i suppose you’re a PA and it minimizes the significance of even having a relationship with somebody who isn’t as intelligent as he is. The lack of respect will always be there, you just have to look for it.
Dishonesty, and manipulation are a plague, and if that’s who you are at 40, it is who you will always be unless you recognize that something needs to change. Where there is no accountability, there can be no change. I’m not the exception, I’m the same as the two girls before me. He’ll show you text messages where he never responded to me, even though he replies on Snapchat where every thing is erased. I cannot believe i didn’t see the signs. He will make me look crazy and laugh at me, the same way he showed me messages from Jen, and Elisabeth, and Devon, and made them sound crazy to me. I guess that’s his MO. The same way he told me you were nothing to him.
I was going to send you this message, two months ago… i then decided not to because he convinced me he wasn’t dating you… I saw him less than a month ago in Roanoke, i begged him to tell me that he was in a relationship with you. He said he wasn’t, again, he told me he was going to a wedding alone with only Ryan and that he wasn’t taking you. I then begged him to tell me that we were done and that he didn’t love me anymore. His response was idk what’s going to happen a year from now, i know I’ll see you again. His response every time has been when im ready for a relationship, emotionally, do you want me to finally let you know? I don’t care to be with him anymore. I’m so over it but i really think you should know the type of person you’re dealing with.
He has put me through so much hell for a year and a half of my life, stringing me along acting like he’s doing me a favor while he works on his own mental health and claims to still love me when we are together.”
TLDR: my SO’s ex messaged me saying he’s been seeing both of us for the past year and a half. Has anybody experienced this before. She sent me pictures from the past year of them and their text exchanges

I'm in SA, renting in small apartment complex of 5 Townhouses and is under Strata Management. Each apartment owned by seperate entities. Rental is private through Agency
I've been here 6 years and maintenance has been attended to somewhat promptly in the past However Strata have been dragging their feet to get the gutters/roofing repaired for over a year now, to the point where I'm seeing small patches appearing in my ceiling both upstairs and downstairs, and I've recently discovered orange fungi growing in one of my windowsills. The apartments were built late 70s
Last year my back step and door frame was replaced due to severe rotting and was deemed a hazard. The rotting back door was not replaced and has a gaping hole which has allowed vermin to come in (sorted myself) My balcony is rotting and I'm unable to enjoy it.
A number of times Strata have been out to take a look but nothing further has been communicated to us
My rent increased 10% last year, and I've just received another renewal for this year with another 10% increase. Landlord states it's to cover repairs, but they haven't been done despite asking for it to be completed for some time. Bear in mind after talking to my neighbours they have the same issue and apparently Strata are dragging their feet as they have no funds. One of my neighbours who has been here around the same duration as me is paying considerably less than I am. Apartment next to me was rented late last year for the same price as mine but has had considerable refurbishment
Should I be expected to pay for an increase of rent because essential structural repairs are needed? Isn't that the responsibility of the Owner to cover..not me?
I am in no way complaining about the increase itself, I can somewhat afford it, but on the other hand I'm also not in a place where I'm able to move if it all goes to s*it. I have 2 weeks today to make up my mind
The REA has been great otherwise

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This is my last attempt for awhile. *Do Not message or add me just to unfriend me or ghost me. * Greetings future partner ❤️ I'm still searching for you. I have to be honest and say that I am losing hope trying to find you.Please be somewhere. I want my search for a partner to be over. I'm seeking adventure in my life with someone I can call a forever partner. I'm tired of the loneliness and the sheltered lifestyle that I've lived. It would mean a lot of you could read through this post so that I could make sure we are compatible. Even if we start off as friends that would be fine.
Here's to new beginnings and new connections. PLEASE make sure you READ through the WHOLE POST also please be respectful when messaging me * *If you're the type to be impatient, block, or ghost easily, then save both of us the trouble and DO NOT message me! I'm not trying to come off as mean but I'd much rather you not message me if you're the type of person to do that. If something isn't working just let me know. We're all adults.
Greetings, I am seeking a long term relationship monogamous with the end goal being matrimony. I am not one for playing around and being used casually as it doesn’t suit me personally. Ideally I'd prefer a man that has his life already in place so that I can be able to share life with him and for him to take care of me. I would expect my future man to have a fiscally stable job and be able to support me and our future family. I wouldn’t be opposed to being a housewife. There are few reasons why I would like to work or work part time: 1) Being abandoned with nothing, 2) I want to feel fulfilled and not bored. Happy to discuss possible dynamics, I'm flexible. I would love a synergistic partnership where we are both able to mold our minds and fill our hearts with warm affection. I will be there to support you throughout your journey and celebrate every moment with you. I want you to be proud of you just as you are with me. I want to show you that you are truly cared for and appreciated by gestures of love such as massages and other forms of entertainment. I would expect the same from you as well. Even if we are both working adults we can still make our relationship work in the best way possible. I have seen this come out well for people who are dedicated and willing to make their relationships work. For a strong relationship to occur I would expect effective (transparent) communication from you. If you are going to be busy just be honest and let me know you won’t be able to talk to me.Also, if you need your space both mentally and physically let me know. I understand that we all have our lives to attend to but it is incredibly important for people in a relationship to be transparent when circumstances arise in a timely manner in order to avoid future conflict. If this relationship isn’t going to work I would expect you to tell me and not ghost or block me before giving me a reason why. We are all adults so I would expect nothing but maturity. Starting out I don’t want the pressure of sex to be pushed onto me. I’d rather let time tell in all of its glory.
Now onto my true introduction
My name is Angie and I'm from Georgia in the United States. I've been lonely for quite some time and find it hard to find a soulmate in IRL. What I'm looking for is someone who I can connect with and have wholesome conversations with. I want to be able to treat my future soulmate well just as much as they do me. The biggest part of a long lasting relationship is the ability to communicate openly without worry. I'd love it if my significant other has a dark sense of humor and continues to crack me up non-stop. As cheesy as it may sound I long for those late night calls and cute texts. I want for us to drive out the very best in each other; become our support system. A little bit about me is that I grew up in Florida and not too long ago moved to Georgia. I'm currently in college to become an RN but I'm also passionate about cosmetic chemistry and nutrition so I may seek to build my own business in the future. I'm passionate about science and theoretical applications especially within the medical field. I'd appreciate it if my partner is open minded about varying topics and welcomes healthy conversations. Appearance wise I'm open to seeing if we have a connection and feel as long as you are well groomed and practice basic hygiene you are good. Although, I must say that attraction is key in a relationship so I will have to go off on that as well. To add on, I enjoy playing video games, exercising (I've been slacking off lately), cooking and baking (vegan), playing board games, reading, exploring nature, playing sports (basketball and soccer) for fun, and trying new experiences. I hope to save up and travel someday. It would be nice for my partner to be able to set up our travel itinerary.
My Physical Description:
I am a black woman who’s twenty five years old (almost 26 in December) with Afro-Carribean, Japanese and Swedish ancestry. I’d still consider myself black presenting since that’s more along the lines of what I appear as phenotypically. I have dark brown curly hair (Mainly 3c type curls) and brown eyes. I am 5 '4 on the thicker spectrum (not at all obese but thick boned and have thunder thighs). I am trying to exercise more to become fit. I used to weight lift when I was younger but since then have lost lean muscle mass. Having a partner that is willing to work out together sometimes is rather rewarding. A man who has drive and appeal is incredibly sexy. I would also like to point out that I am curvy and noticeable in certain aspects (I’ll leave it up to you to decide).
*You have to be MINIMUM 21 to date me *
If distance will be a problem and you aren't willing to make it work then DON'T MESSAGE ME!!
If you will be too busy to pursue a relationship then DO NOT contact me!! * *Again, No ghosters or blockers!! Seeking a person who seeks a relationship with God and/or is open to one Must be free from venerial diseases and must be willing to get tested(will discuss) Bonus points if you're vegan Ideally I would like someone that is taller than me (I’m 5’4) I prefer a man that is fit or trying to be. I'd prefer someone who is fiscally stable and able to support the both of us* A big red flag for me is smokers. It isn't good for your health nor is it sexy to me.* It's important for me to point out that I want children in the future and need someone who may want that as well. If you're interested in how I look and want to know more about me, message me. Although I don’t make it a huge deal, I do prefer White and East Asian men. But I do love all types of men and welcome them. As stated before I emphasize communication and would prefer you to be honest and say if something is wrong instead of ghosting or blocking without stating the reason. Fair warning if I can be socially awkward sometimes and don't know what to talk about so please be patient with me as I'm learning to be better conversation wise

This will mostl likely be my last attempt in trying to find someone for awhile. * Do Not message me just to ghost or block me! Think it through before you message me!! I don't want to get emotionally hurt again.*
Greetings future partner ❤️ I'm still searching for you. I have to be honest and say that I am losing hope trying to find you.Please be somewhere. I want my search for a partner to be over. I'm seeking adventure in my life with someone I can call a forever partner. I'm tired of the loneliness and the sheltered lifestyle that I've lived. It would mean a lot of you could read through this post so that I could make sure we are compatible. Even if we start off as friends that would be fine.
Here's to new beginnings and new connections. PLEASE make sure you READ through the WHOLE POST also please be respectful when messaging me * *If you're the type to be impatient, block, or ghost easily, then save both of us the trouble and DO NOT message me! I'm not trying to come off as mean but I'd much rather you not message me if you're the type of person to do that. If something isn't working just let me know. We're all adults.
Greetings, I am seeking a long term relationship monogamous with the end goal being matrimony. I am not one for playing around and being used casually as it doesn’t suit me personally. Ideally I'd prefer a man that has his life already in place so that I can be able to share life with him and for him to take care of me. I would expect my future man to have a fiscally stable job and be able to support me and our future family. I wouldn’t be opposed to being a housewife. There are few reasons why I would like to work or work part time: 1) Being abandoned with nothing, 2) I want to feel fulfilled and not bored. Happy to discuss possible dynamics, I'm flexible. I would love a synergistic partnership where we are both able to mold our minds and fill our hearts with warm affection. I will be there to support you throughout your journey and celebrate every moment with you. I want you to be proud of you just as you are with me. I want to show you that you are truly cared for and appreciated by gestures of love such as massages and other forms of entertainment. I would expect the same from you as well. Even if we are both working adults we can still make our relationship work in the best way possible. I have seen this come out well for people who are dedicated and willing to make their relationships work. For a strong relationship to occur I would expect effective (transparent) communication from you. If you are going to be busy just be honest and let me know you won’t be able to talk to me.Also, if you need your space both mentally and physically let me know. I understand that we all have our lives to attend to but it is incredibly important for people in a relationship to be transparent when circumstances arise in a timely manner in order to avoid future conflict. If this relationship isn’t going to work I would expect you to tell me and not ghost or block me before giving me a reason why. We are all adults so I would expect nothing but maturity. Starting out I don’t want the pressure of sex to be pushed onto me. I’d rather let time tell in all of its glory.
Now onto my true introduction
My name is Angie and I'm from Georgia in the United States. I've been lonely for quite some time and find it hard to find a soulmate in IRL. What I'm looking for is someone who I can connect with and have wholesome conversations with. I want to be able to treat my future soulmate well just as much as they do me. The biggest part of a long lasting relationship is the ability to communicate openly without worry. I'd love it if my significant other has a dark sense of humor and continues to crack me up non-stop. As cheesy as it may sound I long for those late night calls and cute texts. I want for us to drive out the very best in each other; become our support system. A little bit about me is that I grew up in Florida and not too long ago moved to Georgia. I'm currently in college to become an RN but I'm also passionate about cosmetic chemistry and nutrition so I may seek to build my own business in the future. I'm passionate about science and theoretical applications especially within the medical field. I'd appreciate it if my partner is open minded about varying topics and welcomes healthy conversations. Appearance wise I'm open to seeing if we have a connection and feel as long as you are well groomed and practice basic hygiene you are good. Although, I must say that attraction is key in a relationship so I will have to go off on that as well. To add on, I enjoy playing video games, exercising (I've been slacking off lately), cooking and baking (vegan), playing board games, reading, exploring nature, playing sports (basketball and soccer) for fun, and trying new experiences. I hope to save up and travel someday. It would be nice for my partner to be able to set up our travel itinerary.
My Physical Description:
I am a black woman who’s twenty five years old (almost 26 in December) with Afro-Carribean, Japanese and Swedish ancestry. I’d still consider myself black presenting since that’s more along the lines of what I appear as phenotypically. I have dark brown curly hair (Mainly 3c type curls) and brown eyes. I am 5 '4 on the thicker spectrum (not at all obese but thick boned and have thunder thighs). I am trying to exercise more to become fit. I used to weight lift when I was younger but since then have lost lean muscle mass. Having a partner that is willing to work out together sometimes is rather rewarding. A man who has drive and appeal is incredibly sexy. I would also like to point out that I am curvy and noticeable in certain aspects (I’ll leave it up to you to decide).
*You have to be MINIMUM 21 to date me *
If distance is an issue and you aren't willing to commit then DON'T MESSAGE ME!!
If you will be too busy to pursue a relationship then DO NOT contact me!! * *Again, No ghosters or blockers!! Seeking a person who seeks a relationship with God and/or is open to one MUST be free from venerial diseases (must be willing to get tested) Bonus points if you're vegan Ideally I would like someone that is taller than me (I’m 5’4) I prefer a man that is fit or trying to be. I'd prefer someone who is fiscally stable and able to support the both of us* A big red flag for me is smokers. It isn't good for your health nor is it sexy to me.* It's important for me to point out that I want children in the future and need someone who may want that as well. If you're interested in how I look and want to know more about me, message me. Although I don’t make it a huge deal, I do prefer White and East Asian men. But I do love all types of men and welcome them. As stated before I emphasize communication and would prefer you to be honest and say if something is wrong instead of ghosting or blocking without stating the reason. Fair warning if I can be socially awkward sometimes and don't know what to talk about so please be patient with me as I'm learning to be better conversation wise

Previously I had been paying these taxes through my bank, lumped in with my mortgage payments. They stopped doing that for some reason, so this is my first year paying them on my own.
I just got my first statement. I owe a couple grand, damn, but oh look, there's a Tax Instalment Payment Plan!...
Except the TIPP started in January, before anyone has even received their tax statement for the year. And if you want to join part way through the year you have to pay a 2% fee.
Oh and they have to receive a paper document (can't submit online) by the 15th (in 2 days) in order to start the TIPP for the next month, which is when the taxes are due.
So I have to either drain my chequing account to pay the lump sum, or hope by some miracle a letter gets to the city and processed in 2 days to start my TIPP by next month.
Sure seems like this system is designed to funnel people towards lump sum payments and/or additional fees. I for one am not a fan.

I have an NCAT meeting coming up regarding tenants who just stopped paying rent and now owe me over $8K. They advise they will be asking NCAT for a payment plan. I'm 65, retired, but don't qualify for a pension as I own this rental property. I'm now massively in debt as the rent was what I lived on. Two questions please. Does NCAT offer ridiculously low payment plans to delinquent tenants? I'' never get out from under if they only have to pay, say, $50 per week. Can I ask for interest on the unpaid balance owed?

long story short, my commercial term, was three years. decided to break my lease, roughly eight months early, after serving the landlord my thirty day notice, he text me. obviously, quite upset, to which was followed by a letter of demand, for payment. the guy’s seeking OVER fifteen thousand, and the math, quite simply, doesn’t math. how do i respond to said letter, and do i need to seek legal council, and/or aid? what are my rights as a commercial tenant, might i add, both individuals named on said letter, seem to be of a debt collector, and a corporate insurance defense lawyer, i’m confused, and need direction.

Hello, I’m having a hard time waiting for the pending paperwork. I was on student visa when I came to USA on december 2019 due to Covid I was unable to fund my schooling so I didn’t go to the school. I moved with a friend in Portland OR and met my current husband through mutual friend. We got married on late 2020 and filed for I-130 in early 2021 and filed i-1485 in mid of 2021. I got my work permit on June 2022 and later had my interview around August 2022. Later they send a I-601 waiver for more proof of evidence for the marriage and we did send it on January 2023. Since then there is no new about the process. I filed for out of processing time for I-130 and they gave me 6 month wait and it had been more than 8 months I called them again and they issued a ) more month wait. It’s been more than 3 years for the I-130 approval. And my I-485 is also outside processing time and the 3 month wait for that will be over on may. I’m currently studying for nursing school I’m done with my pre requisite and I have offer letter from one of the best nursing school from the state but I’m afraid the opportunity might be missed since I’m not eligible for many scholarships. Is there anyone who can help me or guide through.
I filed for expedite as my case has been pending for so long with any answers.
Can anyone please leave a message or share their struggle. I don’t know why it is taking so long.

We moved into a new house a couple of months ago. Closing date March 15th 2024. Our roof passed inspection but there were indications we'd need to replace it in the next 1-2 years.
Our insurance sent out their inspectors 2 weeks after close.
19 days LATER, on April 17th (to be clear, 19 days after the insurance company did their own inspection) we were informed by our agent that we'd need to get a new roof and be under contract by May 13th. I clarified "do we need a new roof by May 13th?" I was assured that no, we did not need a new roof by that date, just a plan in place.
Last week we were informed that agent is not with the company anymore, and that she was wrong. Our roof needed to be installed, inspected, and approved by underwriting prior to May 13th. We are scheduled to have our new roof installed this week.
Then late last week (Friday May 10th), we got a check in the mail. Our insurance company issued a refund check for our premium, dated April 16th, the day before we got the call from our insurance that we would need a new roof.
We NEVER received a notice in writing from our insurance company that our policy was being terminated. In our state (NC), I believe the law states notice must be given 15+ days prior to termination.
Our insurance company stated that they sent a letter, but I have USPS informed delivery, and we have had three pieces of mail from the insurance company since moving in, and I can account for all three of them. There is no written notice. They did not send it to our old address. I have an email from the insurance company stating they issued a notice in writing, to our new address, but the timeline does not work out. They sent our refund check the day before we got a call that we needed a new roof.
It seems like maybe the national and local office miscommunicated, and their representative who was working with us got the details wrong, but the worst part to me is that we did not receive written notice and I believe they are being dishonest in stating they sent written notice. That seems to be the most clear breach of the law, to me.
We do not have an attorney, but I think we need legal help for this matter. Thanks for any assistance.