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2017.01.28 22:44 markbillo Roblox Gift Card Codes - Free Robux Codes
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2024.05.14 05:00 Monthemod AVOID GETTING SCAMMED
- Avoid paying through Cash App, Venmo, Western Union, or Bitcoin/Crypto unless you ABSOLUTELY trust your hired writer!
- Send payments through PayPal and select payments to be sent for "Goods And Services"
Some have mentioned that Venmo is backed by PayPal. While this may be true, their platform doesn't allow senders to protect their payments.
- Pay as you go!
- Check all links sent to your email to ensure they're coming from the correct website!
Many scammers may send you a payment invoice to your email. Usually the email is formatted in a way to look like a legit prompt from PayPal, Stripe, etc. This is done so that you click the fake email and enter personal or credit/debit card info that they can steal. Check the email to ensure it's coming from the correct site! - Do NOT reveal any personal information!
2024.05.14 04:58 Steel__Pulse Trying to close/abandon frozen account
I need help with my frozen account. According to the support team, it was frozen because it didn't like when I attempted to add my direct deposit information for transfer to my bank account. When I got the e-mail it asked for a bank statement, which isn't a problem, but it also asked for a photo ID, which I do not have. This is seemingly the only way to unfreeze my account, so I attempted to close the account and start over, which it won't let me do with a frozen account. I attempted to change all the info so I could make a new account with the same info, but it won't let me change the phone number. It's possible that this is because I'm trying to use an online burner number, but the error message is just "something went wrong, try again" which is really vague and I don't know what it's talking about. I really need a venmo account asap because I'm about to start a side hustle and I already tried making a paypal account and I screwed it up by trying to make it a business account which I can't change now, and I can't use the @ I need anymore, and besides that, I also need my payment QR code on a card since I don't carry a smartphone. Thanks in advance for your help!
submitted by Steel__Pulse to venmo [link] [comments]
2024.05.14 04:55 thetable123 Personal Nicks small leather good collection.
 | Slate double stuffed belt. Just wow, this leather is stout! Takes a little extra effort to get it through my belt loops (Carhartt B11.) Once it's in, it's set, locked in, and feels very supportive even if it's not over tightened. Only a few days old. I love the contrast between the slate and the natural base leather. Looking forward to seeing how the patina develops. PS: Please know what WC DS leather smells like, because it doesn't smell like chrome tan. submitted by thetable123 to NicksHandmadeBoots [link] [comments] Delta arch half inserts, (used in Nicks Traveler.) I still believe my boots were too broken in to start with them, but last week I rotated with and without, and while the bottom of my foot doesn't appreciate them, my remanufactured ankle definitely does. The arch support is a little uncomfortable in the middle of my foot, but apparently affects my gait enough that I can go without limping to having to warm my ankle up to walk without a distinct limp. It's hard to describe, but on days going without the delta insert, it can take me 10 minutes of walking and stretching before I can walk without a heavy limp. (I have half an erector set in my ankle.) I'm a convert, trying to decide between keeping the insert, and sending the boots in for a rebuild since they are due for a resole anyway. Bifold wallet, natural double stuffed, six(ish) months. Still a pain to fit bills in. Bills love to crease in the middle or fold up at the ends. Two cards in every slot, they've taken a set, may add a couple more cards. Previous wallet had three slots per side, and the under slot. I used every space and had hidden cash. New wallet had forced me to eliminate a few cards while hunting ATMs that drop $100 bills. I'd definitely buy it again, but I'd probably re-buy it if it dropped in a traditional three slot bifold design. (It's not that the current design sucks, it's just that the traditional design works better for me; but not better enough for me to go shopping other brands. Also in incomplete reviews: Nicks Insole, non delta, relieved some pressure points in my moto specific boots. Probably wouldn't have replaced the boots, but the insoles made me stop looking for replacements. (Sidi Adventure 2) Nick's full delta insole, they saved my Danner Bull Runs from the local thrift store. The boots still suck, but I don't have to dedicate a good pair of boots at work because it might rain. Sorry, but yes, I'm a fanboy!!! |
2024.05.14 04:51 Outrageous-Emu-4874 Problems @ Walgreens?
 | Is anything having issues paying cash with the Eli Lilly discount card? They had some Zepbound in stock and I sent my script over to them. But for some reason they are having trouble getting my insurance “discount” (of a whopping $85) off and putting my Eli Lilly discount card on. Which would take it from $1250 to $600. This would be the second time I’ve used this Walgreens and they didn’t have this problem last time. submitted by Outrageous-Emu-4874 to Mounjaro [link] [comments] Pic of my puppy (daughter) for attention. 🥰 |
2024.05.14 04:51 42aross West Coast Swing: Intro Lesson and Social Dance
https://preview.redd.it/dmnn398u2b0d1.jpg?width=1080&format=pjpg&auto=webp&s=2159edbf4416cea2f64d67fd26876abc6c7994eb
The Rideau Swing Collective is hosting another lesson and social night! Our intro lesson is super beginner friendly and first timers are welcome! Join us at The Bridge Public House.
Intro lesson at 7:30pm Social dancing at 8:15pm
Entry fee is $15 and includes the lesson. You can pay by cash or card at the door!
This is a great chance to try out west coast swing for the first time or bring some friends who want to try it out! Everyone is welcome
submitted by 42aross to ottawa [link] [comments]
The Rideau Swing Collective is hosting another lesson and social night! Our intro lesson is super beginner friendly and first timers are welcome! Join us at The Bridge Public House.
Intro lesson at 7:30pm Social dancing at 8:15pm
Entry fee is $15 and includes the lesson. You can pay by cash or card at the door!
This is a great chance to try out west coast swing for the first time or bring some friends who want to try it out! Everyone is welcome
2024.05.14 04:41 Mossymushroomman ISO necessities for living in car, free or for small jobs!
I hate to ask for things but my mother and I had to move to Lethbridge with our 3 small dogs on emergency short notice due to abuse and are now living in our car as we don't have any money since we're both unemployed and disabled. We discovered we could move our stuff into the front at night so we could sleep properly (horizontally) in the back, however it is extremely painful (I have bruises on my ribs and Hips from how hard the folded seats are) and we don't have enough blankets so we are cold at night. We have tried local shelters but we dont fit their criteria, especially with our dogs. I'm adding a list of chores/jobs i could do and things we could use, if anybody has these items and are willing to part with them for free or for the completion of a task or chore, please comment or message me!
Suggestions for jobs I can do: - mow lawns or pick up dog Poop - vacuum/sweep/dust - wash windows - walk/wash/lightly groom dogs/cats/other pets (I'm very good with animals) - wash cars - babysit (my mother ran a day care most of my life and I grew up naturally learning how to care for kids as well as babysat most of middle/high school) - Help move furniture - And more! If you have a job I didnt list, let me know and if I'm capable I will do it!
Things we need: - Air mattress or mattress topper. This is a big need for us, absolutely high priority item. We are both in a lot of pain from the hard, uncomfortable seat backs of the car, but it's still better for our disabilities than to sleep in the front seats, even reclined. - Air pump (if we recieve an air mattress) - Portable charger batteries to charge our phones when the car is off at night - camping gear, such as a tent, heater, tarp, camping stove, cooler, etc. - sleeping bags or blankets, believe it or not, it gets quite cold still at night when you don't have indoor heating haha - car chargeplugs with USB ports - sun reflectowindshield and/or window covers, to keep the sun out so we and the dogs can stay cool - 2 peoples worth of plates, mugs/cups, and cutlery. We can't keep a lot of dishes but a couple plates and cups would make eating a lot less messy, 1 dish and mug for each of us is perfect - Cash or gift cards especially for gas or dollarama (you'd be surprised what we can find there) - in exchange for helping you with a task
submitted by Mossymushroomman to Lethbridge [link] [comments]
Suggestions for jobs I can do: - mow lawns or pick up dog Poop - vacuum/sweep/dust - wash windows - walk/wash/lightly groom dogs/cats/other pets (I'm very good with animals) - wash cars - babysit (my mother ran a day care most of my life and I grew up naturally learning how to care for kids as well as babysat most of middle/high school) - Help move furniture - And more! If you have a job I didnt list, let me know and if I'm capable I will do it!
Things we need: - Air mattress or mattress topper. This is a big need for us, absolutely high priority item. We are both in a lot of pain from the hard, uncomfortable seat backs of the car, but it's still better for our disabilities than to sleep in the front seats, even reclined. - Air pump (if we recieve an air mattress) - Portable charger batteries to charge our phones when the car is off at night - camping gear, such as a tent, heater, tarp, camping stove, cooler, etc. - sleeping bags or blankets, believe it or not, it gets quite cold still at night when you don't have indoor heating haha - car chargeplugs with USB ports - sun reflectowindshield and/or window covers, to keep the sun out so we and the dogs can stay cool - 2 peoples worth of plates, mugs/cups, and cutlery. We can't keep a lot of dishes but a couple plates and cups would make eating a lot less messy, 1 dish and mug for each of us is perfect - Cash or gift cards especially for gas or dollarama (you'd be surprised what we can find there) - in exchange for helping you with a task
2024.05.14 04:38 creditthrowaway12321 When to Cash Out Cash Back Rewards
How often do you cash out your cash back rewards? I currently have 2 cards for cash back. My Discover It card allows to cash out as little as a penny. I am still building my rewards on my other card as it requires cash out in multiples of $25. I usually wait until the end of the year to cash my rewards out from Discover, but saw a recent post of someone’s account getting closed and loosing their cash back rewards. I don’t think this person had a Discover, but it kinda got me scared as I regularly building up a couple hundred a year from Discover. I don’t see any harm cashing out monthly or quarterly- other than self discipline not to spend it. Thoughts?
submitted by creditthrowaway12321 to CreditCards [link] [comments]
2024.05.14 04:38 sjbeats TIFU on McKnight Road
Went to the bank this morning and took out $1k in cash (i NEVER carry cash) to take to Las Vegas for vacation this weekend. I’m off work monday/tuesday so i ran all my errands after, and stopped at the 7/11 by Best Buy otw home for gas. Realizing after i got out that I didn’t have the credit card that I use for gas and groceries (which i gave to my partner), i set my wallet on top of my car (?????) and used my card that’s in my iphone wallet, got in the car, and drove away. Pulling out i heard a sound and immediately felt for my wallet and phone (BOTH of which were on the car)… fuck. I made an immediate U-Turn, and quickly got to the left hand turn lane into the best buy plaza. Looking around, i could see my wallet on the road but i was behind a bus so I couldn’t see what was happening with oncoming traffic. In hindsight, maybe i could’ve gotten out and ran across the median and grabbed it - i honestly don’t know if i sat there for 10 seconds or 45 seconds. But i do know that after the second car drove over it, i watched all $1000+ explode into the air in the middle of McKnight road. By the time i made a U-Turn and parked at the 7/11, traffic was already un-stopping from the people who stopped and were grabbing all the cash.
I paced the side of the road looking for my wallet and saw a couple running toward me. I asked what they were looking for - got ignored - then the girl lunged at a $50 blowing on the ground. I asked if they saw a wallet and the guy said “is that your money? hey babe!! it’s his money!” she said “so?” and ran back to the car. He followed, and they drove off… lol.
I found my tattered wallet and a whopping $22 Congratulations to anyone who got a little richer on their drive home from work tonight. Maybe i will be so lucky in Las Vegas this weekend…
submitted by sjbeats to pittsburgh [link] [comments]
I paced the side of the road looking for my wallet and saw a couple running toward me. I asked what they were looking for - got ignored - then the girl lunged at a $50 blowing on the ground. I asked if they saw a wallet and the guy said “is that your money? hey babe!! it’s his money!” she said “so?” and ran back to the car. He followed, and they drove off… lol.
I found my tattered wallet and a whopping $22 Congratulations to anyone who got a little richer on their drive home from work tonight. Maybe i will be so lucky in Las Vegas this weekend…
2024.05.14 04:37 Juansirdudefam No Credit Score from TransUnion?
For some context, I'm 18 and I opened a secured credit card from Discover about 5 months ago. I got my score up to 696 yesterday. I also got an offer in the mail for the quicksilver Capital One card that would give me a $300 one-time cash bonus. I thought that it would be a good card for me to open another line of credit and earn rewards. I applied for the card today and I was denied. Capital One sent an email explaining why I was denied and it said "Credit score information from one or more bureaus was missing or unavailable." Farther down it said that I have a zero credit score from TransUnion. When I log into my TransUnion account it also says that a credit score will not be included with my credit report? The hard pull also dropped my credit score by 15 points. Is there anything I can do to fix this and get approved? I have had a line of credit open for 5 months so I have no idea why TransUnion says I have a score of 0 when my Credit Karma app says that TransUnion and Equifax had a VantageScore of 696 for me?
submitted by Juansirdudefam to CreditCards [link] [comments]
2024.05.14 04:36 HarbingerDread Using one card to pay down another.
I had to take a cash advance from a line of credit to put a new roof on my house. The interest on the cash advance is pretty steep and I'm not making the progress I want to.
Would it eliminate the high cash advance interest charges if I used a different credit card to pay off the cash advance, then used the line of credit to pay off the second credit card? Is that considered the same as a cash advance or is that a lower interest payment?
submitted by HarbingerDread to CreditCards [link] [comments]
Would it eliminate the high cash advance interest charges if I used a different credit card to pay off the cash advance, then used the line of credit to pay off the second credit card? Is that considered the same as a cash advance or is that a lower interest payment?
2024.05.14 04:36 confusedrxtech Patients really don’t get how bad our system is
I mean for real though. It’s one thing for the people to come through for pickup saying, “I’m picking up for Josh,” and not knowing that the entirety of the healthcare industry is run by last name, first name basis. Not only that, they don’t realize that this software was around before the dinosaurs and that breathing in its direction crashes it. They don’t realize how slow it is. When I’m on the phone with a patient asking for refills, they don’t realize it takes 3-5 minutes to refill 5 rxs because you can’t select more rxs than appear on a a screen at a time, it takes minutes to communicate with insurance, and if you go in for a refill without hitting alt+C on every screen open on your screen then you can’t refill. You literally have to back out of the program in its entirety, if you don’t remember their dob you have to ask again just to get to the second list of rxs needing refills. It crashes processing COBs, you can’t refill more than five patients rxs without getting a screen saying “maximum number of patients open” and by god you cannot do a single thing to a patients rx without closing out and hitting refresh 97 times before you’re able to update the rx again. Even if it goes from reviewed to printed or printed to filled, you have to refresh each time it does that. If you update insurance half the time the rx stores itself or goes back to printed. If I’m changing a TPR rx from brand to generic I have to put in the brand two to three times before I can switch it to no substitution, and as I’m doing that I have another screen pop up saying generic not covered, or to override with 9991, or it does it over and over until I have to cash it out, get it F4’d and then ctrl+M to change the manufacturer or from brand to generic. Yes, I know the generic isn’t covered that is why I’m changing it to brand. It shouldn’t be this time consuming. Without the trick that works 75% of the time, if I’m working on a ready status rx and putting a secondary on there, I’ll have to delete the rx, put it back in, run it as a cob, and get the rx ready all over again wasting everyone’s time. If I have 30 F1’s, 20 of those are “rx cancellation notice, rx transfer request, patient adding photo of insurance card” etc before I get to actual prescriptions needing to type. Those should automatically print out. If the computer can make an entire profile for a patient based off the info on the rx, it should be able to differentiate between rxs and scam faxes we get and automatically print them. Also, we have a dedicated screen just for TPRs. Why on earth do they appear in the F1’s as well. Among the litany of other issues I can think of these are just a few. We are fighting an uphill battle. Never worked in another pharmacy so I don’t know how prevalent these issues are throughout other retailers, but Jesus Christ it’s terrible.
Patients if yall are on here please cut us some slack. As much as I wish I could get this phone call over with our software is shit and we can’t do anything about it but let it run its course. And for the love of god, give us your DOB and last name. Not your first name.
submitted by confusedrxtech to WalgreensRx [link] [comments]
Patients if yall are on here please cut us some slack. As much as I wish I could get this phone call over with our software is shit and we can’t do anything about it but let it run its course. And for the love of god, give us your DOB and last name. Not your first name.
2024.05.14 04:36 ModernMaroon Caribbean Diaspora Survey
Hello!
I am doing a research project on the Caribbean diaspora. I am looking to see what would entice diasporans to return to the region, what would entice people to remain in the region, and what makes people stay in the region. There is a USD $25 cash prize in the form of a virtual gift card for four participants which will be chosen at random.
The survey takes approximately five to ten minutes to complete depending on how in depth your answers are.
Thank you for taking the time to do the survey!
Link to Survey
submitted by ModernMaroon to Caribbean [link] [comments]
I am doing a research project on the Caribbean diaspora. I am looking to see what would entice diasporans to return to the region, what would entice people to remain in the region, and what makes people stay in the region. There is a USD $25 cash prize in the form of a virtual gift card for four participants which will be chosen at random.
The survey takes approximately five to ten minutes to complete depending on how in depth your answers are.
Thank you for taking the time to do the survey!
Link to Survey
2024.05.14 04:35 rivvinsavitar Wells Fargo Credit Card Advice
I have a current Wells Fargo Visa Signature care and have had it for 10+ years. I was thinking of changing to the active cash card for the 2% back. Is it better to change my current card to active cash or apply for a second credit card and keep the original? I didn't know how each option would affect my credit score (~800-820). I am terrible at all of this.
Thanks for any advice
Nick
submitted by rivvinsavitar to CreditCards [link] [comments]
Thanks for any advice
Nick
2024.05.14 04:33 ModernMaroon Caribbean Diaspora Survey
Hello!
I am doing a research project on the Caribbean diaspora. I am looking to see what would entice diasporans to return to the region, what would entice people to remain in the region, and what makes people stay in the region. There is a USD $25 cash prize in the form of a virtual gift card for four participants which will be chosen at random.
The survey takes approximately five to ten minutes to complete depending on how in depth your answers are.
Thank you for taking the time to do the survey!
Link to Survey
submitted by ModernMaroon to AskTheCaribbean [link] [comments]
I am doing a research project on the Caribbean diaspora. I am looking to see what would entice diasporans to return to the region, what would entice people to remain in the region, and what makes people stay in the region. There is a USD $25 cash prize in the form of a virtual gift card for four participants which will be chosen at random.
The survey takes approximately five to ten minutes to complete depending on how in depth your answers are.
Thank you for taking the time to do the survey!
Link to Survey
2024.05.14 04:32 shaneka69 Get A Tarot Reading Today! ALL READINGS SENT SAME DAY THEY ARE BOOKED
Tarot Reader since 2017 who has fully mastered in depth readings to bring true insight to the energies and circumstances you are dealing with, with the use of Oracle and Astrology as well. Shaneka's Services And Contact Linktree
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submitted by shaneka69 to mytarotreadings [link] [comments]
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2024.05.14 04:31 Dakottle 4VLVBO1QZW - Referral for an extra $50 + $100 from me via Venmo, Zelle, or Chime
After your fifth donation on top of the donation fee you’ll get 5,000 iGive points you can cash out for $50 and I’ll send you $100 on Venmo, Zelle, or Chime out of the $150 I will receive. Preferably Venmo for ease of sending directly from the CSL card.
I was blocked by the person who’s referral I used as soon as I finished my fifth donation so just know there are people here just looking to string you along until they get what they want, as a matter of fact the guy that burned me still posts here and spams his referral on everyone else’s posts too.
If you use my referral just shoot me a DM or at least comment here and I’ll check the CSL app to make sure you’re under my referrals. I mainly use the mobile browser so stick with DMs or a comment here as I rarely check chats.
4VLVBO1QZW
https://rewards.cslplasma.com/referral/referral-unique-code/eyJkb25vcklEIjoiMTM2OTU0NjciLCJjb2RlIjoiNFZMVkJPMVFaVyJ9
submitted by Dakottle to CSLPlasmaReferrals [link] [comments]
I was blocked by the person who’s referral I used as soon as I finished my fifth donation so just know there are people here just looking to string you along until they get what they want, as a matter of fact the guy that burned me still posts here and spams his referral on everyone else’s posts too.
If you use my referral just shoot me a DM or at least comment here and I’ll check the CSL app to make sure you’re under my referrals. I mainly use the mobile browser so stick with DMs or a comment here as I rarely check chats.
4VLVBO1QZW
https://rewards.cslplasma.com/referral/referral-unique-code/eyJkb25vcklEIjoiMTM2OTU0NjciLCJjb2RlIjoiNFZMVkJPMVFaVyJ9
2024.05.14 04:27 cheinyeanlim Abu Dhabi's Technology Innovation Institute releases Falcon 2 11B, an open-source LLM to compete with Llama and Gemini that supports five European languages
 | Abu Dhabi's Technology Innovation Institute Unveils Falcon 2 11B: Open-Source LLM Competing with Llama and Gemini. Supports Five European Languages. A Game-Changer in Language Technology! Falcon2 #LLM #LanguageTechnology #Innovation submitted by cheinyeanlim to martechnewser [link] [comments] Stay ahead of the curve with the latest trends in tech and marketing – join our subreddit community martechnewser today for instant notifications! https://preview.redd.it/9fae3re5za0d1.jpg?width=1024&format=pjpg&auto=webp&s=411d3395f9eea7ba3d846ccc12abcc7288c073a3
"Falcon is a large language model like OpenAI’s GPT and Google’s Gemini — computing systems that power chatbots, image generators and other generative AI tools." Despite being relatively new to the AI scene, Abu Dhabi's Falcon model has rapidly positioned itself as a significant challenger to established players. Its performance outstripping Meta's latest open-source model and equalling Google's Gemini on certain metrics has set a new precedent for what emerging players can achieve in the AI domain. This not only shakes up the competitive landscape but also highlights the potential for rapid innovation and progress in AI technology from new corners of the globe. |
2024.05.14 04:25 vucanes [US-CA] [H] Brand New Keycult No. 2 2/65 Raw/Unfinished [W] Paypal.
Time Stamp
Brand new Keycult No. 2/65 Raw/Unfinished. Only open for inspection and taking pictures (time stamp link). Come with raw aluminum plate, Wilba Tech solder pcb, gaskets, feet, screws, and alignment pins. Price is $1350 shipped CONUS via Paypal invoice. Local to Southern California for in person cash deal. Not interested in any trade. Thanks.
Keycult description:
At your suggestion, we are trying a small run of raw kits for those of you who are looking to send parts to custom finishers, or like the look of raw aluminum.
This run will be of 25 kits. A DIY kit for hardcore DIY'ers. Raw aluminum kit ready to be used as-is or custom-finished at a later time.
IMPORTANT INFORMATION:
submitted by vucanes to mechmarket [link] [comments]
Brand new Keycult No. 2/65 Raw/Unfinished. Only open for inspection and taking pictures (time stamp link). Come with raw aluminum plate, Wilba Tech solder pcb, gaskets, feet, screws, and alignment pins. Price is $1350 shipped CONUS via Paypal invoice. Local to Southern California for in person cash deal. Not interested in any trade. Thanks.
Keycult description:
At your suggestion, we are trying a small run of raw kits for those of you who are looking to send parts to custom finishers, or like the look of raw aluminum.
This run will be of 25 kits. A DIY kit for hardcore DIY'ers. Raw aluminum kit ready to be used as-is or custom-finished at a later time.
IMPORTANT INFORMATION:
- This kit is machined for cerakote or anodizing tolerances. Thicker coatings will be hard to assemble or not fit.
- This is raw aluminum. While it will hold up well to normal use, it is softer and more prone to scratches than finished aluminum.
- These kits will not come with a serial number, and "Raw" will be indicated on both the box tag and the QC card
- Lead time is 3-4 weeks.
- FAQ for raw kits
- 65% form-factor
- 8.5° typing angle
- 6061 aluminum
- Top piece tumbled for a stone washed look
- Middle piece will be hand scotchbrite brushed
- Bottom piece will be an unfinished waves pattern
- Plate will be raw aluminum.
- Isolated gasket sandwich mount
- Leaf-spring plate for added flex
- Custom-molded silicone feet
- PTFE Alignment pins
- VIA-compatible PCB and USB-C daughterboard designed by Wilba
- Kit includes chassis, plate, solder PCB, vibration-damping gaskets, bumpon feet, case screws, and drivers
2024.05.14 04:23 Menlisan 50% OFF Square Coupon
 | When you sign up at Square, you will receive a free reader which supports chip cards and NFC payments. With Square Stand, an iPad can be turned into a point of sale. In addition, all-in-one Square Terminal serves as an intelligent and efficient credit card machine to take payments and print receipts. submitted by Menlisan to Hotdealscoupon [link] [comments] Now you can use the following coupons to save money.
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2024.05.14 04:20 faekarmamella Can I report to DTI anonymously on establishments adding terminal fees?
I live in a small town and some businesses don't offer credit card payments as much. But I encountered 2 businesses here asking for surcharges
First was with a dental clinic asking for a terminal fee. I paid cash since I don't want fo pay for it.
Another is a resto and they charged us a terminal fee disguised as a service charge on the receipt. I didn't fight it as I wasn't confrontational and it was mother's day and don't wanna bother at that moment.
I really don't want to confront any of these business owners but is there a way to report them to DTI anonymously?
submitted by faekarmamella to PHCreditCards [link] [comments]
First was with a dental clinic asking for a terminal fee. I paid cash since I don't want fo pay for it.
Another is a resto and they charged us a terminal fee disguised as a service charge on the receipt. I didn't fight it as I wasn't confrontational and it was mother's day and don't wanna bother at that moment.
I really don't want to confront any of these business owners but is there a way to report them to DTI anonymously?
2024.05.14 04:20 No-Examination8822 college kid with no knowledge on credit cards
I am a 22 year old college student looking to boost my knowledge more on diversifying my credit cards and how to maximize the benefits from them (points, cash back etc). I am currently using the discover it cash back credit card as well as the apple card. I find myself not really using the full benefits of the discover it cash back when the 5% cash back changes per quarter as I tend to forget to look at it. I currently have a part-time job making roughly 700-800 every two weeks and I live at home with my parents because the commute to school is only 10 minutes. I have received offers mainly from chase regarding the chase sapphire preferred and the chase freedom unlimited. Both sound tempting to apply for haha but again I don't want to make any hasty decisions without knowing how to use these cards to their fullest potential
submitted by No-Examination8822 to CreditCards [link] [comments]
2024.05.14 04:20 CubsFanCraig Debt help needed - HELOC, Home Refi, or BK
I was laid off in October '23 and have severance through August. I have $13k in credit card debt and my wife has $7k. I was also hit head on in an accident at the start of April, which totaled my car. I used the settlement from that accident to make a substantial down payment on a new car and refinanced our other car to cut the payments on that in half. My biggest concern is not just our credit card debt, but also repairs needed for our house.
We're paying approx. $1200 for our mortgage and another $700 in minimums for our credit cards. I'm worried that if I can't find a job then we'll have too much to pay for, not to mention a house that is going to need some repairs. So I started looking into a personal loan to consolidate our credit card debt to get a lower rate and lower monthly payment. Despite having a good credit score, I've been denied on those because the amount of the loan exceeds my debt.
Then I was approached by another company offering a HELOC to cover the $20k of debt, plus an additional $15k for our home, with a monthly payment of $550 if we take the whole thing, If we roll the $15k back in to use for later, then the monthly payment is just over $300. My concern and my wife's concern is if we do that, I can't find a job, and we can't afford that extra payment then we wouldn't even be able to fall back on a BK because we would lose our house.
Then my mortgage company calls right after I talk to the other company about the HELOC. My mortgage company offers a refi to cover our $20k in debt, plus a $19,500 cash out, and our mortgage payment would be $1750. So essentially the same situation payment wise as the other option, but with a larger cash out for the house. The concern there is that we could pay off our debt in 5 years or less with the other option, if I find a new job soon, but with the refi option, we're stuck with this mortgage payment that's $550 more. Even with another refi should interest rates drop, our monthly payment isn't going to go down that much. The only upside is that we'd be able to replace our roof, windows, and have enough for some other repairs.
My wife is extremely concerned with both options and thinks I should lean towards a BK. With a BK though, we're going to be stuck in this house and despite all of my history here, I really don't like the house. I'm 43. I would be looking at this thing staying on my record until I'm in my 50s. That feels...awful. I really don't want to do that unless it's a last resort.
Does anyone have any input or feedback on these options? I feel so stuck.
submitted by CubsFanCraig to Debt [link] [comments]
We're paying approx. $1200 for our mortgage and another $700 in minimums for our credit cards. I'm worried that if I can't find a job then we'll have too much to pay for, not to mention a house that is going to need some repairs. So I started looking into a personal loan to consolidate our credit card debt to get a lower rate and lower monthly payment. Despite having a good credit score, I've been denied on those because the amount of the loan exceeds my debt.
Then I was approached by another company offering a HELOC to cover the $20k of debt, plus an additional $15k for our home, with a monthly payment of $550 if we take the whole thing, If we roll the $15k back in to use for later, then the monthly payment is just over $300. My concern and my wife's concern is if we do that, I can't find a job, and we can't afford that extra payment then we wouldn't even be able to fall back on a BK because we would lose our house.
Then my mortgage company calls right after I talk to the other company about the HELOC. My mortgage company offers a refi to cover our $20k in debt, plus a $19,500 cash out, and our mortgage payment would be $1750. So essentially the same situation payment wise as the other option, but with a larger cash out for the house. The concern there is that we could pay off our debt in 5 years or less with the other option, if I find a new job soon, but with the refi option, we're stuck with this mortgage payment that's $550 more. Even with another refi should interest rates drop, our monthly payment isn't going to go down that much. The only upside is that we'd be able to replace our roof, windows, and have enough for some other repairs.
My wife is extremely concerned with both options and thinks I should lean towards a BK. With a BK though, we're going to be stuck in this house and despite all of my history here, I really don't like the house. I'm 43. I would be looking at this thing staying on my record until I'm in my 50s. That feels...awful. I really don't want to do that unless it's a last resort.
Does anyone have any input or feedback on these options? I feel so stuck.