Profit loss template for partnership

Grief

2010.08.31 02:42 frantk Grief

Support following loss of a loved one
[link]


2012.08.24 05:51 lifelesslies The show must go on.

Join us on Discord: https://discord.gg/robinhood
[link]


2010.01.12 22:53 777kog LoseWeight - A Supportive Community for Weight Loss

Welcome to /loseweight! This is your go-to community for all things weight loss. Dive into discussions on diet, nutrition, exercise, lifestyle changes, and the challenges that come with the journey. Whether you're seeking tips, tricks, or simply a supportive space to share your story, you've found the right place. Let's embark on this journey together!
[link]


2024.05.15 08:03 TerribleSell2997 ASEAN e-commerce logistics Market is Dazzling Worldwide and Forecast to 2030

~ASEAN e-commerce market~ is growing at a considerable CAGR of 20.6% during the forecast period (2023-2029). ASEAN e-commerce logistics Market report provides us with a complete outlook on thorough assessment of thorough data about vital feature of the global industry related to market size, revenue, development and market sales. This study report captures regulatory concerns and entry barriers that greatly affect the market growth. This report emphasizes on how industries get benefit from strategies offered here and achieve ample revenue other than also flashes light on constraints which can become great obstruction. It further helps to predict revenue increasing opportunities available in the marketplace. In addition, it then goes on to talk about volume trends, values and historical pricing structure. This ASEAN e-commerce logistics Market study report also helps to predict growth and opportunities in the market. Furthermore, it also guides on how to increase product demand, growth rate and gain huge profits through changing consumption technologies.
Get Free Sample link @ https://www.omrglobal.com/request-sample/asean-e-commerce-logistics-market
For instance, In February 2021, Rakuten Payment, Inc., and crypto asset (virtual currency) exchange business operator Rakuten Wallet, Inc. The Rakuten Group started Bitcoin and Other Crypto Currencies used to charge e-money for its e-commerce business. The users will be able to safekeeping their Rakuten Cash balance, and online e-currency provided by the Rakuten Group, with Bitcoin. By doing so, the user will be able to use crypto assets to shop at Rakuten Pay and Rakuten Point Card-affiliated businesses across Japan. In January 2018, DHL and the Panama Ministry of Commerce and Industry jointly launched a Global Center of Excellence (GCOE) that aims to fulfill the central objectives of the “National Logistics Strategy of Panama by 2030”. Such strategy goals set by the country and the company’s partnership further increase the market share. GCOE was launched to increase international investment in Panama in the areas of logistics and transport.
full report of ASEAN e-commerce logistics Market available @ https://www.omrglobal.com/industry-reports/asean-e-commerce-logistics-market
· Market Coverage
· Market number available for – 2024-2031
· Base year- 2024
· Forecast period- 2024-2031
· Segment Covered- By Source, By Product Type, By Applications
· Competitive Landscape- Archer Daniels Midland Co., Ingredion Inc., Kerry Group Plc, Cargill
· Inc., and others
Global ASEAN E-commerce Logistics Market
By Services
By Product
By Location
Global ASEAN E-Commerce Logistics Market by Geography
The Report Covers
For More Customized Data, Request for Report Customization @ https://www.omrglobal.com/report-customization/asean-e-commerce-logistics-market
About Orion Market Research Orion Market Research (OMR) is a market research and consulting company known for its crisp and concise reports. The company is equipped with an experienced team of analysts and consultants. OMR offers quality syndicated research reports, customized research reports, consulting and other research-based services. The company also offer Digital Marketing services through its subsidiary OMR Digital and Software development and Consulting Services through another subsidiary Encanto Technologies.
Media Contact:
Company Name: Orion Market Research
Contact Person: Mr. Anurag Tiwari
Email: [info@omrglobal.com](mailto:info@omrglobal.com)
Contact no: +91 780-304-0404
submitted by TerribleSell2997 to Nim2908 [link] [comments]


2024.05.15 08:00 sandeepmetslab Investing in Safety: The Economic Benefits of Migration Testing Labs in Qatar

Investing in Safety: The Economic Benefits of Migration Testing Labs in Qatar
Ensuring the safety of food products is paramount for both public health and economic prosperity. In Qatar, migration testing labs play a crucial role in safeguarding consumers by analyzing the transfer of harmful substances from packaging materials to food. Beyond protecting health, these labs also contribute significantly to the economy. This blog explores the economic benefits of investing in migration testing labs in Qatar and their role in fostering sustainable growth.
https://preview.redd.it/4ns20h1w5j0d1.jpg?width=1600&format=pjpg&auto=webp&s=bef3ed50b84de1c2608094702790d153436d9474
Economic Impact of Migration Testing Labs
Migration testing lab in Qatar have a substantial economic impact, both directly and indirectly. Direct contributions include revenue generated from testing services, equipment sales, and research contracts. Additionally, these labs create employment opportunities and support the development of skilled personnel, contributing to human capital formation. Indirectly, migration testing labs attract foreign investment and enhance Qatar's reputation as a hub for food safety, bolstering the country's overall economic competitiveness.
Cost Savings and Risk Mitigation
Investing in migration testing labs results in significant cost savings and risk mitigation for Qatar's economy. By preventing product recalls and losses associated with contaminated food products, these labs help businesses avoid financial setbacks and maintain consumer trust. Furthermore, reduced healthcare costs resulting from fewer incidences of foodborne illnesses contribute to overall economic well-being. Additionally, migration testing labs enhance market access and export opportunities by ensuring compliance with international food safety standards, opening doors to new markets and increasing export revenues.
Long-term Economic Growth and Sustainability
Migration testing labs play a vital role in promoting long-term economic growth and sustainability in Qatar. By supporting diverse industries and supply chains, including food and beverage, packaging, and manufacturing, these labs contribute to economic diversification and resilience. Moreover, migration testing labs promote innovation and technological advancements, driving productivity gains and fostering competitiveness. Additionally, their alignment with Qatar's Vision 2030 goals, particularly in promoting sustainable development and enhancing the country's global standing, ensures that their economic benefits are sustainable and enduring.
Government Initiatives and Policies
The Qatari government plays a pivotal role in supporting the growth of migration testing labs and maximizing their economic benefits. Investment incentives and support programs encourage private sector participation in the establishment and expansion of these labs, fostering entrepreneurship and innovation. Regulatory frameworks and compliance standards ensure that migration testing labs adhere to high-quality standards, enhancing their credibility and trustworthiness. Moreover, public-private partnerships play a crucial role in promoting food safety and driving economic development, demonstrating the government's commitment to leveraging collaboration for mutual benefit.
Conclusion
Investing in migration testing lab in Qatar yields significant economic benefits that extend far beyond their immediate operational impact. These labs contribute to economic growth by generating revenue, creating jobs, and attracting investment. Moreover, they play a critical role in cost savings and risk mitigation, protecting businesses and consumers from financial losses and health hazards. Additionally, migration testing labs support long-term economic sustainability by promoting innovation, supporting diverse industries, and aligning with Qatar's strategic development goals. As Qatar continues to prioritize food safety and economic diversification, investing in migration testing labs remains a strategic imperative for driving sustainable growth and prosperity.
submitted by sandeepmetslab to u/sandeepmetslab [link] [comments]


2024.05.15 07:49 TerribleSell2997 Automotive HVAC Market is Dazzling Worldwide and Forecast to 2030

~Heating, ventilation and air conditioning (HVAC)~ systems enable indoor and vehicular environmental comfort to provide thermal comfort and acceptable indoor air quality. Automotive HVAC Market research report reveals important insights into market scenario to enable key players in taking calculated decision making. Basically, one of the major purposes of market research reports is to maximize the business growth opportunities. It also helps key players to turn business into a successful business by increasing the profit level. The overall business goal can be accomplished through this Automotive HVAC Market study report as it consists of all the current happenings and major innovations of the marketplace. Depending on the overall business objective, it is important to reduce business risks to generate larger revenues in the business. Several regions are captured in this Market report which includes North America, Europe, Middle East, Africa, Latin America and Asia Pacific.
Get Free Sample link @ https://www.omrglobal.com/request-sample/automotive-hvac-market
Geographically, the market has been segmented into North America, Europe, Asia-Pacific and Rest of the World. Asia-Pacific is expected to dominate the market in 2018 and is further expected to do so over the forecast period. This is due to the presence of key automobile manufacturers, large scale production of vehicles and soaring vehicle demand in emerging economies such as India, China, and South Korea. Moreover, North America and Europe are expected to register significant growth over the forecast period. Furthermore, the market consists of several players which are adopting various strategies such as mergers and acquisitions, product launch, geographical expansion, partnerships and collaborations among others. Some of the market players of the global automotive HVAC market include Denso Corp., Mitsubishi Heavy Industries Ltd., MAHLE GmbH, Johnson Electric Holdings Ltd., and Calsonic Kansei Corp.
full report of Automotive HVAC Market available @ https://www.omrglobal.com/industry-reports/automotive-hvac-market
· Market Coverage
· Market number available for – 2024-2031
· Base year- 2024
· Forecast period- 2024-2031
· Segment Covered- By Source, By Product Type, By Applications
· Competitive Landscape- Archer Daniels Midland Co., Ingredion Inc., Kerry Group Plc, Cargill
· Inc., and others
Automotive HVAC Market Segmentation
By Type
By Vehicle Type
Automotive HVAC Market – Segment by Region
North America
Europe
Asia-Pacific
Rest of the World
The Report Covers:
For More Customized Data, Request for Report Customization @ https://www.omrglobal.com/report-customization/automotive-hvac-market
About Orion Market Research Orion Market Research (OMR) is a market research and consulting company known for its crisp and concise reports. The company is equipped with an experienced team of analysts and consultants. OMR offers quality syndicated research reports, customized research reports, consulting and other research-based services. The company also offer Digital Marketing services through its subsidiary OMR Digital and Software development and Consulting Services through another subsidiary Encanto Technologies.
Media Contact:
Company Name: Orion Market Research
Contact Person: Mr. Anurag Tiwari
Email: [info@omrglobal.com](mailto:info@omrglobal.com)
Contact no: +91 780-304-0404
submitted by TerribleSell2997 to Nim2908 [link] [comments]


2024.05.15 07:39 clark_k3nt Alibaba Group (BABA): The Good, the Bad, and the Ugly from BABA's Earnings Call

- May 14, 2024

The Good:

  1. Double-digit growth in GMV: The Taobao and Tmall Group achieved double-digit year-over-year growth in GMV, indicating a healthy growth in their core business.
  2. Strong growth in Alibaba International Digital Commerce: AIDC revenue increased by 45%, driven by continued focus on expanding cross-border retail operations and enhancing the consumer experience.
  3. Focus on user-first strategy: Alibaba Group is committed to enhancing the overall user experience and driving growth through investments in product supply, competitive pricing, and quality service.
  4. Strong growth in AI-related revenue: Alibaba Cloud's AI-related revenue recorded triple-digit growth year-over-year, reflecting the increasing demand for AI and technological innovation.
  5. Return of healthy growth expected: The company expects TTG's GMV to gradually return to healthy growth as the overall shopping experience improves, and plans to introduce new monetization mechanisms aligned with new platform algorithms and product features.

The Bad:

  1. Increased losses in AIDC: AIDC's adjusted EBITDA was a loss of RMB 4.1 billion, compared to a loss of RMB 2.2 billion in the same quarter last year, primarily due to increased investments in businesses including AliExpress Choice and Trendyol's cross-border business.
  2. Decrease in non-GAAP net income: Non-GAAP net income decreased by 11% to RMB 24.4 billion, reflecting challenges in certain segments and the impact of market competition.
  3. Decline in free cash flow: Free cash flow decreased by RMB 16.9 billion compared to the same quarter last year, mainly due to increased capital expenditure and a special dividend from Ant Group in the previous year.

The Ugly:

  1. Mark-to-market changes: The company experienced a decline in GAAP net income primarily due to mark-to-market changes of RMB 19.9 billion from equity investments in publicly traded companies, resulting in a loss of RMB 0.9 billion.
  2. Losses in Cainiao: Cainiao's adjusted EBITDA was a loss of RMB 1.3 billion, compared to a loss of RMB 319 million in the same quarter last year, primarily due to additional retention incentives granted to Cainiao employees recognized during the quarter.
  3. Continued losses in Local Service Group: Local Service Group's adjusted EBITDA was a loss of RMB 3.2 billion, compared to a loss of RMB 4.1 billion in the same quarter last year, indicating ongoing challenges in certain businesses within the group.
  4. Uncertainty in macro environment: While the company has seen positive signals in terms of consumer spending and confidence, there are still uncertainties in the macro environment, particularly related to the property sector downturn and broader market conditions.
  5. Impact of intense market competition: The company acknowledges the intense competition in the Chinese domestic e-commerce market, which could impact market share and require ongoing investments to remain competitive.

Earnings Breakdown:

Financial Metrics:

Product Metrics:

Source: Decode Investing AI Assistant
submitted by clark_k3nt to EarningsCalls [link] [comments]


2024.05.15 07:38 CutUnique6673 For Beginners who want to start their journey in Stock Market Trading :

For Beginners who want to start their journey in Stock Market Trading :
If you are clueless about markets start with SIP in nifty 50 Index funds or ETF for at least 6 months, observe how your profits are fluctuating with the Nifty 50 index.
During this 6 months time , Do the following :
1.. A lot of YouTube Tutorials are available where they gave overview how's stock market works, Stocks works etc. One of the best Videos I suggest is Stocks Market basic by CA RACHNA. Those two videos must watch.
2.Once you understood the basic, start trading with a nominal amount of 10K to 25K , I suggest starting paper trade in a site like Front Page for a week to understand how buying and selling works. Don't go for high-end brokers get a Demat account from Zerodha or upstox or Angelone or Grow reputed brokers.
3.Started the Price action Tutorials available in YouTube and start swing trade or Position trade. Learn at least 2 indicators, candle stick Patterns and drawing Support and resistance.
4.Once you are Comfortable with swing trade you can move to Intraday Trading and scalping. I Suggest starting this after you completed at least 8 to 12 months in market. This trade required high technical skills and a bit Stress full too .
5.If you want to still explore the Market then go for F& O. These should learn and practiced carefully as F&O trading is the fast and easiest way to lose money in Market.
6.Also don't forget to invest stocks for long term , Keep investing in Markets during corrections and keep booking partial profits in them .if you have patience good money can be made in this style also .
Important things to remember while trading :
1.Trading is a Marathon not a sprint. So, give it time, concentrate on learning more during the first 6 months rather than Profit and loss.
2.If you are making 20 to 30 % Profit on u r capital per year, You are good trader. Money cannot double all the time.
3.When entering the trade always be sure of the Entry price, exit price, Target and Stop loss.
4.Always keep a Tap on number of trades u are taking per day, Max loss u can take per day. Overtrading is biggest problem for a lot of beginners.
5.Respect your stoploss, stop loss is your friend.
6.Control your fear and Greed. Trading is 50% Skill and 50% Trading mindset.
7.Never run behind paid channels for tips and lose your valuable money. Your money will be safe in your hands concentrate on learning rather running behind paid channels.
8Follow this path Swing trade → Intraday → Options Selling → options buying. A lot of beginners are starting in reverse and losing money .
Covered most of the things I felt that will be helpful for a beginner .If you have further questions please let me know .
submitted by CutUnique6673 to IndianStockMarket [link] [comments]


2024.05.15 07:17 lopezomg DAY 5: Register Your Business

Registering your business is a crucial step. It’s necessary for paying taxes, raising capital, opening a bank account, and more. Plus, it makes your business official!
1. Choose Where to Register: Your business location affects taxes, legal requirements, and revenue. Most people register in their home state, but some states offer benefits for IV therapy businesses. If you're open to moving, you could maximize your business benefits. Remember, you can transfer your business to another state later.
2. Choose Your Business Structure: The legal structure you choose affects your taxes, personal liability, and registration requirements. Here are your options:
For new business owners, an LLC is often recommended. It offers liability protection and pass-through taxation, and it’s easier to form than a corporation. You can form an LLC quickly using an online service. They’ll ensure your business name is available, file your Articles of Organization, and answer any questions you have.
submitted by lopezomg to mobileivtherapy [link] [comments]


2024.05.15 07:16 thyannoyingartist Godigit IPO

The company has booked losses in 2021 and 2022 but booked profits in 2023, also the company is growing really fast so in my opinion the financials looks good.
Are you guys going for it?
submitted by thyannoyingartist to IndianStockMarket [link] [comments]


2024.05.15 07:16 lopezomg DAY 4: Create an IV Hydration Business Plan

Sorry all, here we go though!
1. Executive Summary: Summarize your mobile IV hydration business. Highlight its main goal: to offer intravenous hydration and wellness services to clients.
2. Business Overview: Introduce your business briefly. Mention the types of IV treatments and wellness services you offer.
3. Products and Services: Describe the IV hydration and wellness treatments you provide. This could include hydration therapy, vitamin infusions, hangover recovery, and athletic performance enhancement.
4. Market Analysis: Analyze the market for IV hydration services. Look at who your target clients are, the demand for wellness treatments, and potential growth opportunities in the industry.
5. Competitive Analysis: Identify your main competitors. Assess their services, pricing, and customer base. Explain how your business will stand out from the competition.
6. Sales and Marketing: Outline your marketing strategies to attract clients. This could involve online advertising, partnerships with local wellness providers, and social media campaigns.
7. Management Team: Highlight the qualifications of your team, including medical professionals, nurses, and any relevant certifications or licenses.
8. Operations Plan: Explain how your services will run, from client consultations and treatment administration to clinic locations and scheduling.
9. Financial Plan: Provide financial projections, including startup costs, pricing for services, revenue forecasts, and expected profitability.
10. Appendix: Include additional documents like medical certifications, testimonials from satisfied clients, treatment menus, and regulatory compliance documentation to build trust and credibility with potential clients and investors.
Note/Advice: Creating a business plan can be challenging. Consider hiring a business plan specialist to help you develop a professional and comprehensive plan.
submitted by lopezomg to mobileivtherapy [link] [comments]


2024.05.15 07:07 funeraltemplate FUNERAL MEMORIAL PROGRAM TEMPLATE

FUNERAL MEMORIAL PROGRAM TEMPLATE
https://preview.redd.it/72rju0qpri0d1.png?width=1920&format=png&auto=webp&s=edd7e6e24401586caaf998c2d67d1a2bde3ac79a
In times of loss, creating a meaningful tribute is essential to honoring the life of a departed loved one. A funeral memorial program template serves as a heartfelt keepsake, guiding attendees through the service while commemorating the legacy of the deceased. With the right template, crafting a personalized program becomes a cherished part of the grieving process.
Choosing the Perfect Template
Selecting a funeral memorial program template is the first step in creating a fitting tribute. Consider the personality and preferences of the departed when choosing a design. Whether opting for a classic design with timeless elegance or a modern layout that reflects individuality, the template should resonate with the spirit of the one being remembered.

Customizing the Tribute

Once the template is chosen, customization allows for personal touches that celebrate the life of the departed. Include biographical details, photographs, favorite quotes, and special memories to capture the essence of their journey. Customizing the program ensures that each aspect reflects the unique personality and impact of the loved one being honored.

Ease of Use and Accessibility

Funeral memorial program templates offer convenience and accessibility during a time of emotional upheaval. With user-friendly editing tools, customization becomes straightforward, allowing grieving families to focus on the tribute rather than technical complexities. Accessible from the comfort of home, these templates simplify the process of creating a meaningful program.
submitted by funeraltemplate to u/funeraltemplate [link] [comments]


2024.05.15 07:00 AutoModerator Unleash Your Weight Loss Journey with Puravive Pills! 💪

Hey Reddit fam! 👋
Are you tired of fad diets and endless workout routines that promise the world but deliver little results? Well, we've got something exciting for you! Introducing "1 puravive pills," a groundbreaking product that's not just a weight loss solution but a game-changer in your fitness journey.
🚀 Why Choose Puravive Pills?
✅ Natural Ingredients: Packed with a powerful blend of natural ingredients, Puravive Pills are designed to support your weight loss goals without compromising your health.
✅ Proven Results: Say goodbye to the frustration of not seeing results. Many users have reported significant weight loss and improved well-being after incorporating Puravive Pills into their daily routine.
✅ Easy to Use: No complicated routines or meal plans. Simply incorporate Puravive Pills into your daily life, and let the magic happen.
🌐 Learn More: Ready to transform your body and life? Check out the official Puravive Pills website here for more information, success stories, and to place your order.
💰 Profit Potential: But that's not all! Besides achieving your weight loss goals, did you know that you can also earn a substantial profit by promoting this incredible product? Visit the website to learn about the exciting affiliate program and discover how you can turn your weight loss success into a lucrative opportunity!
👉 Get Started: Ready to take the first step towards a healthier, happier you? Visit the Puravive Pills website now and kickstart your weight loss journey!
Remember, the journey to a better you starts with one positive decision. Let's make it happen together with Puravive Pills!
(Note: Always consult with a healthcare professional before starting any new dietary supplement.)
submitted by AutoModerator to Puravive_review [link] [comments]


2024.05.15 06:37 Gyanbng123 Today’s Headlines

“Education can never exist in our certificates and confirm we are educated, it's only when we implement our education for upliftment of every human will make us educated.”
Good Morning 🌲🪴
Today's Headlines from :
Economic Times
📝 Wholesale inflation rises to a 13-month high of 1.3% in April
📝 Cipla promoters to sell up to 2.53% for Rs 2,637 crore
📝 India's April palm oil imports jump 34 pc on lower global prices
📝 Bharti Hexacom Q4 Results: Net profit rises 10% YoY to Rs 222.6 crore . 📝 Quant MF gets RBI nod to hike stake in RBL Bank
📝 Devyani, PVR Inox form JV to develop food courts in malls
📝 100Unicorns launches second fund, eyes $200-million target
📝 Cold-chain solutions startup Celcius Logistics raises $4.8 million led by IvyCap Ventures
Business Standard
📝 Patanjali Foods Q4 results: PAT falls 22% to Rs 206 cr on higher expenses
📝 Bharti Airtel Q4FY24 results: Net profit drops 31% to Rs 2,071 crore
📝 Tata Motors overtakes TCS as group's most profitable firm after 10 years
📝 Ecommerce company Amazon infuses Rs 1,600 crore into India entity
📝 PE firm ChrysCapital to invest up to Rs 830 crore in Centre For Sight
📝 Highway Ministry hits 20% of capital expenditure target in April 2024
📝 India seeking fair market access ahead of the India-ASEAN FTA review
📝 Non-life insurance premium up nearly 16% at Rs 29,561.82 cr in April
📝 Novelis files registration statement with US SEC for proposed IPO
📝 Passenger vehicle, 2W exports rose by over 20% in April: Siam monthly data
Financial Express
📝 Nayara Energy to invest Rs 600 crore to set up two ethanol plants
📝 Ikea India ties up with Rhenus for warehouse in Gurugram
📝 Bajaj Electricals Q4 Results: Profit down by 43.5% to Rs 29.31 crore, revenue at Rs 1188.08 crore
📝 Hexaware picks five i-banks for $1-bn IPO
Mint
📝 Argentina reports its first single-digit inflation in 6 months as markets swoon and costs hit home
📝 Oil drops after US macro data, OPEC forecast weighs on sentiment; Brent at $82
📝 Siemens to demerge and list its energy business
📝 Fed rate cuts delayed, US inflation may not drop significantly in 2024: Powell
📝 Chinese EV maker Leapmotor aims to enter India in partnership with Stellantis
📝 London’s Pantheon Ventures to ramp up investments in India
📝 Mutual funds go on a shopping spree, pumping $35 billion into top companies
📝 Allied Blenders and Distillers Limited gets SEBI nod for ₹1,500 crore IPO.
submitted by Gyanbng123 to IndianStockMarket [link] [comments]


2024.05.15 06:03 GrandMaize4888 NYCB Sells Off $5B Loans to JPMorgan

NYCB tonight reported that they have agreed to sell $5B of warehouse mortgages to JPMorgan.
This company is shorted HEAVILY and it could squeeze soon.
The disposal of these so-called mortgage warehouse loans will bolster NYCB’s capital and improve its liquidity, with proceeds to be held in cash and securities, the company said Tuesday in a statement that didn’t disclose the terms. NYCB had told investors about two weeks ago that it was poised to do a deal of that size at par, minus a transaction fee.
Reasons why they are looking to shed these mortgages:
New York Community Bank Faces Headwinds: Heavy Loans and Short Sellers
New York Community Bank (NYCB) has found itself in rough waters recently. The bank's stock price has plummeted, and analysts point to a confluence of factors behind the struggles.
Commercial Real Estate Exposure: A significant contributor to NYCB's woes is its heavy concentration on commercial real estate loans. This vulnerability stems in part from its 2023 acquisition of Signature Bank, which significantly increased its commercial real estate portfolio. The pandemic's work-from-home shift has dampened demand for office space, putting a strain on borrowers and raising the risk of defaults.
Rent-Regulated Multifamily Woes: Adding to the commercial real estate woes is NYCB's sizeable portfolio of loans tied to rent-regulated multifamily buildings in New York City. Rising interest rates and inflation are squeezing these landlords, making it difficult to refinance loans or raise rents to cover increased expenses. New York's strict rent stabilization laws further limit their ability to recoup costs.
Internal Control Issues: Further complicating matters, NYCB identified weaknesses in its internal loan review processes. This raises concerns about the bank's ability to properly assess risk and manage its loan portfolio effectively. These issues led to a credit rating downgrade, further eroding investor confidence.
Short Sellers Circle In: With these vulnerabilities exposed, short sellers have piled on. Short sellers aim to profit by betting a stock price will fall. The factors mentioned above provide them with ammunition, as they believe NYCB's loan portfolio will lead to significant losses. A declining stock price can then trigger a self-fulfilling prophecy, as negative press and investor panic accelerate the fall.
NYCB has taken steps to shore itself up, securing a capital infusion from outside investors. However, the bank faces an uphill battle. The health of the commercial real estate market and its ability to navigate the challenges of its rent-regulated loan portfolio will be crucial in determining its future.
submitted by GrandMaize4888 to wallstreetbets [link] [comments]


2024.05.15 05:38 magicsanchez HELP!!! $15k in Penalties for my Rock Band

HELP!!! $15k in Penalties for my Rock Band
TLDR: I was in a band in college and we started an LLC but didn't do much with it. Now, I'm dealing with IRS penalties and feeling frustrated. I'm considering withdrawing $15k from my retirement to pay them off, but I'm worried about facing more penalties in the future. I've been researching how to get the penalties waived and I'm open to any advice or insights from others who have faced similar issues.
————————————————————————
So I was in a band in college with three friends and had the bright idea to start an LLC with the four of us because my music business professor recommended I form one. We started it in 2020 right before everything shutdown due to the pandemic. We were a multi-member LLC, elected as an S-corp, and always operated at a loss. We were college kids so even the loss was just a few hundred dollars but the point is that we basically didn’t do anything with the business, let alone turn a profit. It was an administrative drain and complete waste of time. We broke up in 2021 so I closed down the business with my state since I was told LLCs are with the state but the federal EIN lasts forever. (still not sure how that works it's so confusing)
Anyways, last spring I got letter from the IRS demanding $5k in penalties (CP162B) for allegedly missing Schedule K-1 forms for 2020, which I really thought I had submitted. It turns out I submitted the 1065 K1s instead of the 1120s K1s. So I hired a professional from HR Block to submit the correct forms and amend the 2020 return. The IRS got them and is reviewing. They are considering abatement which is good news but wait…
I asked the tax pro why the IRS is contacting me if I already closed the business. They explained that I only closed it with the state and needed to file the 2021 return before I could close the business with the IRS…..Im obviously an idiot and didnt want to mess things up further so I paid to have them file the 2021 return. We didn't have any income or expenses that year so it took the pro nothing to spin it up. A week after they submitted it, I received another penalty notice (CP162A), this time for $10k, for filing late. That penalty is not under review for abatement as far as I can tell.
I've currently managed to put holds on the penalties every 9 weeks while trying to resolve this, but the process has been so draining and confusing. And it's already been going on for over a year now. I just want it to be over.
I'm considering pulling the $15k from my retirement and just biting the bullet. I'm only 27 so thats a huge hit to my IRA (plus a penalty for early withdrawal) but I keep rationalizing it because I can make up for the loss in the long run. I'm just terrified that I'll pay this off only to receive another penalty for something I didn't even know about. Is that fear rational?
I'm also just pissed because the IRS didn't even lose out on revenue because we didn't make anything. But I know the IRS couldn't care less that there was “no harm no foul.”
Anyways, rant over. I've been reading posts on here and almost everyone is really helpful and knowledgeable so I figure maybe someone sees my story or has faced similar issues and has advice on how to ensure these penalties are waived. I've researched reasonable cause and first-time abatement due to compliance history. Those seem the most promising routes but I know it's like one in a billion chance.
For what it's worth, I've never been penalized before and have been very steadfast in maintaining compliance as best I can. Including hiring that tax pro to rectify the basis for the penalties. I'm a good person and want to do the right thing I just feel this situation is incredibly unfair.
Is there a better route I should be taking? Someone mentioned in another thread that you can “abandon the corp with no personal liability.” I don't know if that's real but if you're seeing this any insight is greatly appreciated.
Also, any tips on ensuring the IRS closes the EIN properly would be hugely appreciated.
Thanks in advance for your help!
submitted by magicsanchez to tax [link] [comments]


2024.05.15 05:38 adrenaline681 Marketplace commission tax for transaction where marketplace loses money

Let's say an e-commerce marketplace charges 15% commission for every product sold through the marketplace. This 15% commission is tax inclusive (already includes a commission sales tax of 5%)
Example 1:
On a regular $100 purchase the marketplace will charge the seller $14.29 + $0.71 (tax) = $15 fee. It will remit that $0.71 to government and send the vendor their revenue of $85 which leaves the $14.29 as profit.
Okay that's great and pretty straight forward!
Example 2:
Let's imagine the marketplace wants to bring in more customers and decides to offer 50% off any product.
So a $100 purchase becomes a $50 purchase for the customer, but the vendor still expects their $85 as they didn't offer this discount. So in this case the marketplace didn't receive any commission, infact it suffered a loss of $35 for that transaction.
In this second example, do you think that the marketplace is still required to remit that same $0.71 of tax to the government, or not in this case because the marketplace didn't earn any commission from that transaction?
submitted by adrenaline681 to Accounting [link] [comments]


2024.05.15 05:35 Dull_Assistant_7464 Tie for the win?

I’ve been testing out a betting system based on just going after the tie. It’s a 5x system based on your bankroll and table limit.
For example I bet $10 on tie for 10 deals if no hit. $50 for next 10 and $250 for next 10.
Reset after each hit. Stop after $300+ win on the session and quit if no hit in 30 hands.
So far I’ve had 92.99% success rate with an average $378 session win.
It’s obviously not a sure thing and is not going to make you rich but with 9.5% hit rate on the tie and the increased bets it’s so far been a success. If you have the bankroll to take a few losses and are disciplined enough to step away at the set amount I think it’s viable to be profitable over time.
submitted by Dull_Assistant_7464 to baccarat [link] [comments]


2024.05.15 05:33 FeliciaPaynter [Get] Clare Le Roy – Business Short Course Bundle Download

[Get] Clare Le Roy – Business Short Course Bundle Download
https://preview.redd.it/g0najglpfi0d1.jpg?width=640&format=pjpg&auto=webp&s=6455848ee4240c3a887b8d534fd8bb084da46dcc

WHAT YOU GET?

This course bundle is designed to transform your business systems, upgrade your client experiences and help you generate a consistent flow of paying clients.

With the bundle you’ll gain access to the following courses:

The Pricing System for Designers: Master the art of pricing your services with confidence. Stop undercharging and embrace a strategic approach that aligns with your revenue goals and desired work-life balance.
Upgrade Your Client Experience: Upgrade every touchpoint of your client journey, from initial inquiry to project completion. Learn proven strategies to impress, engage and exceed client expectations, turning them into loyal clients who can’t wait to refer your services to others.
Lead Generation Strategies for Designers: Discover the secrets to attracting a steady stream of high quality leads. With 12 proven lead generation strategies you will learn how to expand your client base, increase visibility and develop mutually beneficial partnerships.
Instagram for Designers: Discover the strategies and techniques needed to make the most of Instagram as a powerful marketing tool for your interior design business. From understanding the algorithm to writing better captions plus using features like reels and live video, this course will help you elevate your presence on Instagram and attract your ideal clients.

Here’s why you’ll love this course bundle:

Enjoy substantial savings with this bundled package of courses.
Transform your business and position yourself for growth.
Develop a seamless and cohesive client journey that delights your clients at every step. The courses are designed to complement each other, enabling you to implement a consistent and professional approach that sets you apart from the competition.
Streamline your business operations.
Transform your workflow, minimise errors and free up valuable time to focus on what matters – designing and delivering results for your clients.
Build a robust business with tools, strategies and mindset to attract more clients and foster sustainable growth.

Good to know:

Each course is short and highly actionable.
Each course comes with a training video, workbook, and where required, templates, PDF downloads, links, and other valuable resources!
Once you have purchased the bundle you can get started right away (self-paced learning).
Lifetime access and you can rewatch them as many times as you like.
These courses will upgrade your professionalism and profitability by providing you with actionable trainings that will improve the way you work with clients, how you run your business and where you spend your time.
When your business improves, you will win back the time and freedom to spend doing the things you LOVE (like actually working on your client designs or simply spending more time with your family!).
https://coursesup.co/download/get-clare-le-roy-business-short-course-bundle-download/
submitted by FeliciaPaynter to u/FeliciaPaynter [link] [comments]


2024.05.15 04:08 RobertD3277 Trading Results for LemonMeringue/EURUSD

Trading Results for LemonMeringue/EURUSD
LemonMeringue EUUSD
configuration:
"Account":"LemonMeringue","Asset":"EUUSD","PipProfit":"4/3","Deviation":"Spread","UnitStart":"Optimize","UnitStep":"1","MarginLimit":"7%","Direction":"Short","Style":"Defensive","Volatility":"No","StopLoss":"43","ReduceBy":"1"
Profits:
2023-12 13.8747 2024-01 114.7983 2024-02 77.7595 2024-03 25.2113 2024-04 92.7744 2024-05 -24.9849
Total Profits/StopLosses/Trades: 299.4333/14/4003 Average/Trade: 0.0748 Average Trades/Month: 667 Average Profit/Month: 49.8916
Legend for trades chart: Green lines are take profit Yellow lines are breakeven Orange lines are take profit that lossed due to slippage/reduction Red lines are stop losses Cyan lines are reductions
Trades:
https://preview.redd.it/6sbr7l8l0i0d1.png?width=1920&format=png&auto=webp&s=1d1f54f9eeae82e8977137a89148cedb4f0e46db
Equity:
https://preview.redd.it/fpdy0jal0i0d1.png?width=1920&format=png&auto=webp&s=e8b5f7d355c9c15d890114bb935af93927a34755
https://preview.redd.it/15ju0obl0i0d1.png?width=1920&format=png&auto=webp&s=315e75478a9b5a3e63c1185edddbc146be8edfa0
https://preview.redd.it/8vhsk0dl0i0d1.png?width=1920&format=png&auto=webp&s=06ad2c8f4cd149e3655630139a23a3069391172a
submitted by RobertD3277 to u/RobertD3277 [link] [comments]


2024.05.15 04:04 Alphanso-AI Roaring Kitty's Return Sparks GameStop Surge, Alphanso Rates GME as Sell

Roaring Kitty's Return Sparks GameStop Surge, Alphanso Rates GME as Sell
Trader Roaring Kitty's surprise social media return after a 3-year hiatus sent GameStop shares skyrocketing 74% on Monday. The surge was driven by a meme he shared, not company fundamentals.
Alphanso rates GME a SELL with a poor overall rating of 0.9/10.
https://preview.redd.it/8mrx6k9xzh0d1.jpg?width=1140&format=pjpg&auto=webp&s=447e467455c6ca8871f93b4dc4e2534dbd554f2f
GameStop GME shares surged after Roaring Kitty's account, run by Keith Gill, shared a meme on X, marking its first post in 3 years. The shares skyrocketed by over 110% earlier and were halted multiple times for volatility on Monday morning. Short sellers have seen 1 billion in mark-to-market losses betting against GameStop GME on Monday, according to data company S3 Partners. Short-sellers aim to profit by borrowing shares, selling them and buying them back at a lower price. Shares of AMC Entertainment AMC, another meme stock, popped 78%. Reddit shares climbed roughly 9%. Robinhood Markets, which suspended meme stock purchases in 2021, rose 4%. The meme Gill posted conveys "when things get serious." Gill, known as "Deepf---ingvalue" on Reddit, was one of the leading forces on the WallStreetBets subreddit that drove GameStop's eye-popping returns in 2021, targeting short sellers. The retail investors sent other meme stocks like AMC and Bed Bath & Beyond soaring. In 2021 testimony, Gill said he did not set out to promote GameStop to unwitting investors and instead believed the stock was an attractive investment opportunity. He first purchased shares in 2019 around 5 and added through 2020, but didn't expect it to hit 483. Don't get caught up in hype or trends - invest wisely with data-backed insights from Alphanso. Our tailored advice helps you navigate market shifts with clarity. Stay ahead of the game, make smart moves.
Try Alphanso for free: https://alphanso.app.link/tw
submitted by Alphanso-AI to AlphansoAI [link] [comments]


2024.05.15 04:00 AutoModerator Unleash Your Weight Loss Journey with Puravive Pills! 💪🌿

Hey Reddit fam! 👋
Are you tired of fad diets and endless workout routines that promise the world but deliver little results? Well, we've got something exciting for you! Introducing "1 puravive pills," a groundbreaking product that's not just a weight loss solution but a game-changer in your fitness journey.
🚀 Why Choose Puravive Pills?
✅ Natural Ingredients: Packed with a powerful blend of natural ingredients, Puravive Pills are designed to support your weight loss goals without compromising your health.
✅ Proven Results: Say goodbye to the frustration of not seeing results. Many users have reported significant weight loss and improved well-being after incorporating Puravive Pills into their daily routine.
✅ Easy to Use: No complicated routines or meal plans. Simply incorporate Puravive Pills into your daily life, and let the magic happen.
🌐 Learn More: Ready to transform your body and life? Check out the official Puravive Pills website here for more information, success stories, and to place your order.
💰 Profit Potential: But that's not all! Besides achieving your weight loss goals, did you know that you can also earn a substantial profit by promoting this incredible product? Visit the website to learn about the exciting affiliate program and discover how you can turn your weight loss success into a lucrative opportunity!
👉 Get Started: Ready to take the first step towards a healthier, happier you? Visit the Puravive Pills website now and kickstart your weight loss journey!
Remember, the journey to a better you starts with one positive decision. Let's make it happen together with Puravive Pills!
(Note: Always consult with a healthcare professional before starting any new dietary supplement.)
submitted by AutoModerator to Puravive_review [link] [comments]


2024.05.15 03:55 PlayerREDvPlayerBLUE The New Eden Conflict

Chapter Two - Part One
First Half
__________________
Outposts sprang up on Mercury and the moons of the Kuiper Belt, each a testament to human ingenuity and perseverance. The harsh landscapes of these worlds posed new challenges, but they also offered new resources and opportunities. The ability to leap across the galaxy using faster-than-light travel encapsulated the dark, relentless drive of the human spirit to explore, expand, and survive.
The network of colonies became interconnected, serving as launch pads for further exploration. The new FTL technologies transformed the galaxy into a neighborhood rather than an infinite wilderness. Each jump through space brought humanity closer to its neighbors in the cosmos, for better or worse.
The universe, once a vast, lonely place, was now a landscape of potential new homes and new challenges. As humanity spread out from the Solar System to the stars, the stage was set for new conflicts and new stories, written not in the light of the Sun but in the starlight of distant worlds.
__________________
Humanity's march to the stars was driven by necessity and survival, stark against the backdrop of Earth's dwindling resources and rising conflicts. After World War I, the foundational theories of rocketry emerged, setting the stage for the later technological leaps that would propel humans into space. The brutal rivalry of the Cold War accelerated these advancements, pushing the Soviet Union and the United States to compete in the space race, a silent war fought with satellites and lunar landings.
The practical applications of these early missions were not just about planting flags but also about testing human limits and technologies in the harsh environment of space. The moon landings of 1969 were a global spectacle. Yet, they also underscored the sheer isolation and vulnerability of human life suspended in the cosmic void.
As the decades rolled on, the international focus shifted from competition to cooperation. The space shuttle program symbolized this new era, with nations coming together to build the International Space Station and to send joint missions to Mars. These efforts turned sci-fi dreams into reality—establishing bases on the moon and sending manned missions to Mars laid the groundwork for future colonization.
The drive to inhabit Mars and the moon grew out of a blend of fear and fascination. Habitats expanded into fully functioning colonies, tapping into local resources to create self-sustaining environments. Technologies developed for extracting water and producing air on these barren worlds were critical for long-term survival.
In the shadows of these achievements, the Alcubierre Warp drive emerged as a revolutionary breakthrough, allowing humanity to leapfrog across vast stellar distances in a blink. The UNV Pathfinder and its sister ship, the UNV Exploration, were equipped with this technology to reconnect with colony ships sent out decades earlier in the Great Exodus. These vessels carried not just new drives but also vital updates in agriculture, medicine, and communications to ensure the colonies could thrive.
Each successful mission with the warp drives was a lifeline, not only physically connecting distant colonies to Earth but also weaving a web of interstellar human culture. Resources and knowledge flowed freely, bolstering each colony's chance of success. These ships were built to endure the extremes of space. They were equipped with advanced life-support systems and autonomous navigation, and they were fortresses navigating the unknown.
Meanwhile, Earth and its solar system colonies were pushed further into space. Massive construction projects like O'Neal Cylinders and space elevators dotted the celestial landscape, marking human progress in the cosmos. Each colony, from Mars's rugged plains to the cloud tops of Venus, developed its distinct culture and identity, united by their shared heritage and mutual challenges.
Space travel was fraught with hazards. Asteroids and solar flares were just the beginning; the cosmos was a place of deep unpredictability and danger. Despite these risks, during this era, not just hundreds of thousands but hundreds of millions of people chose to leave Earth. They embarked on journeys aboard new colony ships. These immense vessels were comparable in size to or even surpassed the O'Neal Cylinder habitats in scale. These ships were behemoths, carrying the very essence of Earth and the seeds of future colonies.
The exodus reached systems like Alpha Centauri A and B, Proxima Centauri, Sirius A and B, Barnard's Star, Luyten 726-8 (BL Ceti and UV Ceti), Ross 154 (V1216 Sagittarii), and Wolf 359. These stars became the bedrock of the United Nations of Sol, the precursor to what would be known as the "Human Sphere." It was a time of unprecedented growth and prosperity for humanity, expanding further than ever before in its history.
As humans settled in these new worlds, they faced not only the physical challenges of new environments but also profound isolation and the psychological burden of being light-years away from Earth. Each colony developed its own way of life, adapting to the unique conditions of their new worlds. The challenges of establishing a foothold in these alien places were immense. Local resources were harvested, and technologies were adapted to create habitable atmospheres and viable ecosystems.
Communication between the colonies and Earth was sparse, limited by the vast distances. Each message took years to travel, even at the speed of light, making each colony effectively isolated in its own right. This isolation led to a variety of cultural evolutions and deviations from Earth's norms, which in turn led to a tapestry of diverse human experiences spread across the stars.
The technologies that allowed these pioneers to travel to and settle new worlds were monumental. Fusion drives, quantum computers, and terraforming equipment were standard on these ships. Life aboard the colony ships was a mix of awe at the cosmic vistas and the mundanity of daily life in confined spaces. Generations were born and died in transit, with only stories of Earth as their legacy.
Each new home was a gamble against the cosmos, and not all were successful. Some colonies failed tragically, and their populations were lost to space or were unable to survive in harsh new environments. But for every failure, there was a story of remarkable success and resilience. The human spirit, driven by a need to explore and expand, thrived in adversity. Humanity never gave up and, over the next century, continued to send colonists to each of these star systems and began the process of colonizing each system.
In the stark expanses of space, every new settlement humanity attempted was a stark challenge against the cosmos, and the failures were as common as the successes. Many colonies were lost—whole populations vanished into the void or succumbed to the inhospitable climes of unfamiliar planets. Despite these setbacks, for every outpost that fell, others sprang up in defiance of the odds, showcases of human resilience and determination.
This relentless push into the unknown was not powered by naïve optimism but rather a hardened will to forge a path, wherever possible, to lay claim to the stars themselves. Humanity's spirit, unbroken by repeated failures, continued to drive its expansion across galaxies. Over the decades, this resolve only hardened as each failed colony became a lesson in survival, a step towards mastering life in the cosmos.
The stark realities of space tested human resolve to its limits. Beyond the safety of the Solar System, the universe emerged not just as a vast place of exploration but as a harsh environment of extreme conditions and existential threats. The initial failures taught valuable lessons in logistics, life support, and sustainable living on alien soil, which were crucial for future endeavors.
Colonization efforts became more sophisticated over time. Humans developed technologies that could convert inhospitable terrains into somewhat livable habitats. Advanced terraforming equipment and life-support systems became standard in new colonies. These tools represented more than mere survival mechanisms; they were symbols of humanity's unyielding quest to inhabit the stars.
As colonies spread further into the galaxy, each new venture was underpinned by an increasingly detailed understanding of interstellar travel and survival. The experiences gathered from every failed settlement informed the next, creating a cumulative body of knowledge that bolstered human persistence. The drive to expand took on a rhythm of its own, a cycle of trial, error, and success that slowly but surely extended the reach of human civilization.
This cycle was reflected in the evolution of colonial policies and technologies. From the early days of rudimentary habitats to the development of massive, self-sustaining complexes that could house thousands, the growth was palpable. Each successful colony served as a proof of concept for the next. With each launch, humanity's footprint in the galaxy grew larger.
The colonies themselves varied wildly—a testament to human ingenuity and the diverse environments encountered. Some were burrowed into asteroids, others sprawled across red Martian sands or nestled in the volatile cloud tops of Venus. Each presented unique challenges and required bespoke solutions to make them habitable.
Interstellar ships, equipped with the latest in warp drive technology, ferried resources between these colonies. They were lifelines essential for maintaining the flow of essential supplies and personnel. These vessels were also carriers of culture and connection, linking distant humans across the void of space.
Despite the vast distances and slow communications, a network of human presence began to stitch together disparate points of light into a coherent tapestry of colonies. This network was more than a mere chain of outposts; it was the backbone of a burgeoning interstellar society—a network that held potential not only for survival but for a new era of human prosperity.
However, this expansion was not without its darker aspects. The harsh conditions of space required strict governance and often harsh penalties for breaches of colony protocol. Life in these new worlds was rigidly structured, a necessity to maintain order in environments where even a small mistake could be fatal.
Each new settlement was a dice roll against the vast uncertainties of space, and many did not survive. Failures were frequent; entire colonies vanished into the void or succumbed to the inhospitable conditions of their newfound planets. The loss of life was substantial, casting a shadow over the ambitious interstellar expansion efforts. However, each disaster also hardened the resolve of those who remained. The cumulative knowledge gained from these failures informed future endeavors, refining the protocols and technologies needed to endure and thrive in alien environments.
Despite the high stakes and frequent setbacks, human resolve remained unshaken. The determination to push forward, to establish a foothold in the cosmos, was fueled by necessity and the innate human drive to explore. As each failed colony became a lesson learned, the strategies for survival evolved. More robust life support systems were developed, and habitats were designed to be more adaptable to the unpredictable conditions of new worlds.
The stark reality of these endeavors was that many who left Earth would never return. They journeyed knowing the risks—trading the safety of their home planet for the promise of a new start on distant, uncharted worlds. This was the cost of progress, paid willingly by those driven by a vision of humanity's future among the stars.
With each new wave of colonists, technology and experience accumulated, reducing the risks and increasing the chances of success. Ships became more advanced, equipped with better navigation systems and life-support capabilities. Colonization techniques also improved, with genetic engineering playing a crucial role in adapting human physiology to extraterrestrial environments.
The harshness of space demanded a relentless pursuit of efficiency and sustainability. Resources were scarce, and logistical challenges were immense. The vast distances between colonies meant that each had to be largely self-sufficient. Communication lags, sometimes spanning years, forced these communities to develop a high degree of autonomy.
Over the centuries, this relentless expansion forged a new breed of human. These spacefarers were tough, adaptable, and fiercely independent. Their lives, spent on the frontier of human existence, were a testament to the species' tenacity. They cultivated their new worlds, turning barren landscapes into bustling colonies. These settlements eventually grew into hubs of culture and technology, distinct yet still connected to their ancestral home by shared history and common humanity.
Yet, the expansion was not without its darker aspects. The isolation of distant colonies often led to psychological strain and societal breakdown. In some cases, governance structures collapsed under the weight of external pressures and internal conflicts. Pirates and marauders, drawn by the wealth of fledgling colonies, became a significant threat, leading to the establishment of militarized zones and the deployment of defense forces.
As humans adapted to life in space, they also had to contend with the presence of other sentient species. Initial interactions were cautious and fraught with tension and misunderstandings. Some encounters led to conflict, others to alliances. These relationships were complex, shaped by a mix of diplomacy, trade, and, occasionally, warfare.
Humanity's venture into interstellar space fundamentally transformed its cultural and identity landscapes. As humans spread across the stars, encountering diverse environments and nurturing colonies on planets ranging from Mars to far-flung systems, the challenges of survival and the ethical dimensions of expansion pressed hard on their collective psyche.
Values long held sacred on Earth were reevaluated in the face of new realities. The discovery of life—fauna and flora—on other planets during these colonization efforts marked a pivotal shift. While no sentient alien species were encountered, the existence of alien ecosystems was profound. It highlighted not only humanity's isolation in the cosmos but also its responsibilities.
On Alpha Centauri, the first successful integration of Earth's lifeforms with alien biomes set a precedent. Genetic manipulation technologies were refined, allowing Earth's organisms to coexist with and enhance these extraterrestrial habitats. Conservation efforts were paramount; preserving the integrity and diversity of alien ecosystems became a moral imperative as much as a scientific endeavor.
Each colony, from the red dust of Mars to the lush jungles of distant exoplanets, became a testbed for these principles. They were microcosms where human ingenuity, ethical considerations, and ecological stewardship intersected. Through these experiences, humanity did not just spread through space; it grew, evolved, and redefined what it meant to be human in the vast expanse of the universe.
Through all these trials, the human spirit's resilience shone brightly. Never deterred by the enormity of their challenges, humans continued to push the boundaries of their known universe. Each colony, each ship, and each life represented a thread in the vast tapestry of human endeavor in space—a relentless march toward an uncertain but ceaselessly pursued future.
Chapter Two
Beginning of Entry…
StarDate: Redacted
Perspective: Noah Stark
Species: Human, Humanoid Mammalian Species, no tail.
Description: 5 feet 2 inches [1.6 meters] to 6 feet 9 inches [2.1 meters] average height. 185 lbs [84 kilograms] average weight.
Longevity: 70 to 500-year life expectancy with life extension medical tech.
Unique Trait: Resilience and Indomitable Will.
Vessel: ICV The Argonaut
Location: New Eden Star Cluster
Noah, his gaze locked on the viewport, watched the ancient ship float aimlessly among the asteroids. The ICV The Argonaut, under his skilled control, edged closer, enabling the deployment of EVA suits for inspection. Behind him, his mother, Gwendolyn Stark, and his sisters, Jane and Joan, prepared for the walk, their movements a blend of anticipation and professionalism. The ship, a silent relic of a bygone era, revealed no signs of life, a fact confirmed by both Shinra Hinaba and Serenity, the Argonaut's AI.
This discovery, hidden among the celestial debris, was a treasure. It wasn't just a ship; it was a gateway to unparalleled recognition for the Shinra-Stark-Daiwa Mining Group. While the Argonaut and its crew focused on this historical artifact, the rest of the fleet mined the surrounding asteroids, harvesting resources critical for the survival of distant colonies.
Hinaba's voice, laced with a mix of excitement and concern, snapped Noah back to the present. "Focus, Noah!" she said, her fist-bumping Noah's shoulder in a friendly gesture. "We've got a lot riding on bringing this ship in intact."
"I know, I know! Just relax, Hinaba! I've got this," Noah assured her, his attention riveted to the controls. His reputation as the fleet's top pilot wasn't unfounded, a fact even the skeptical private military contractors had come to acknowledge. Almost as if summoned by their conversation, the Director's face appeared on the communications screen next to Hinaba, an uncanny timing that suggested he was closely monitoring their progress.
It was then that Director Shinra Senzo's image flickered onto the communications screen, his timing almost too perfect. "What's your status, Noah?" he asked, a brief glance toward his daughter betraying his deeper concerns. Despite his reservations about Noah's closeness with Hinaba, he was willing to see where their partnership might lead, a stance influenced by discussions with Noah's father.
"We're in!" Gwendolyn's voice crackled through the comms, marking their successful approach. But their moment of triumph was shattered by a distress signal, a desperate call cutting through the static. Elaine and Beth Frost, Noah's cousins, scrambled to decipher it, their faces etched with growing alarm.
After a tense moment, Beth's face drained of color, but it was Eliane who eventually shared the grim news, which was dire: "An unknown force has attacked New Eden. Their defenses are falling…" The weight of their words hung heavy in the bridge. An unseen adversary had breached the colony's defenses, leaving them vulnerable. The realization that any hope of immediate assistance from the USSA or SFR was weeks or even a full stellar month away if at all, underscored the gravity of their situation. With the defense fleet in ruins, their only hope lay with the ICV Ishimura, and the hired PMC mercenary group onboard, initially engaged to fend off pirates, might now be their only hope against this new and formidable threat.
Silence enveloped the bridge as the magnitude of the crisis dawned on them. They were alone, far from help, facing a threat of unknown proportions. Noah felt a tightness in his jaw, anger and resolve mixing in equal measure. The prospect of what lay ahead was daunting, yet there was no room for doubt. They had to act swiftly.
Gwendolyn's voice broke the silence, her command clear. "We need to act, and quickly. Our priority is the safety of this crew and ensuring we can lend aid to New Eden. Noah, plot a course back. We have to prepare for what's to come."
Hinaba, her usual levity gone, nodded. "We have the Ishimura, and we're not defenseless. Let's make sure we're ready for whatever's out there."
As Noah adjusted the ship's course, a sense of determined urgency took hold. They were heading back, not just to confront a threat, but to defend their home, their people.
Director Senzo's voice crackled through the communication channel, his tone tinged with impatience yet seeking reassurance. "It would be great to know what the status of your progress is, Noah," he pressed, his words carrying a sense of urgency.
Noah could sense the weight of expectation in Director Senzo's inquiry. Despite the pressure, Noah remained composed, and his years of experience in the field allowed him to maintain a calm demeanor even in the face of such scrutiny. With a steady voice, he replied, "We're making steady progress, Director. I'll provide you with a detailed update shortly."
He paused as he focused on the holo-Feed in front of him and analyzed the available data in real-time thanks to his military-grade holo-NeuralSyne Implant. "We're adjusting course," Noah replied, his tone firm yet marked by an undercurrent of urgency. "Heading back to New Eden. We'll be ready." 
In the silence that followed, a collective resolve fortified them. They were facing the unknown, as the derelict ship could bring untold bounty from within its hull.
Director Senzo's command carved through the static a clear mandate that reset their priorities. "Noah, before you depart the asteroid belt, I am dispatching a Porter Tug to commandeer the derelict ship. It's our top priority... Get that ship secure before you Skip Jump back to the ICV Argos-1. That is a Prime Directive!" His voice, a blend of authority and urgency, left no room for debate.
Noah, hands steady on the controls, glanced briefly at the communications panel. The weight of the directive pressed into him, a stark reminder of the stakes involved. He turned, catching the gaze of his crew, a silent signal that it was time to adapt their plan. The crew exchanged quick, significant glances, each understanding the gravity of the order. The derelict ship, an ancient relic floating among the asteroids, was not just another find—it was a piece of history, potentially holding untold knowledge and value. The directive from Director Shinra Senzo underscored its importance, not just to their mission but to the broader ambitions of the Shinra-Stark-Daiwa Mining Group.
Noah's mind went back over the meaning of what such an order entailed. Refusing to follow the directive would most certainly spell the end of his career. On one hand, he wanted to help those in need and who were under siege by an unknown force. The New Eden Star Cluster was not just a single system but a series of star systems in close proximity to one another. Noah and the rest of the ICV Argos-1 collective fleet were mining ore around Eden-159; currently, the planets were still being colonized, but in ten years, that would change. Our job was to mine ore to return to Eden-109, one of the 1,119 star systems in the New Eden Cluster.
The directive was clear: any new discovery in the outer rims of human space takes top priority above all other mandates, and the crew of The Argonaut was ready. Despite the risks, the potential rewards were too significant to ignore. As preparations for the operation began in earnest, the sense of unity and purpose among the crew was palpable. Each member knew their role and was prepared to execute it with precision. Noah Stark, standing firm at the helm, nodded sharply. "Understood, Director. We'll secure the derelict and rendezvous with the Argos-1 as planned." His voice was calm, a stark contrast to the racing thoughts behind his composed exterior. The task was daunting, yet his confidence in his crew's abilities was unshakeable.
Shinra Hinaba, her eyes reflecting a mix of determination and concern, shifted in her search. Her fingers were already dancing across the console, setting up communication channels. Her role as the ship's specialist meant she was well-versed in the technicalities of such operations, and her confidence was discernible. "We'll need to coordinate with the tug. I can set up a direct comms link and guide their approach." Her voice, usually light and teasing in their private moments, now carried the professional edge of her role.
Gwendolyn Stark, the matriarch and seasoned explorer, nodded in agreement. "Time is of the essence. Let's secure that ship and make sure it's safe for the tug. We can't afford any delays." Her experience shone through, her demeanor calm yet commanding, rallying her children and the crew with a few choice words. "Everything is by the book. This ship could be a significant find for us," she stated, her voice firm.
Elaine, renowned for her cool demeanor under pressure, exchanged a glance of shared determination with Beth. With a nod, they moved to their stations, their movements precise and efficient, a testament to years of seamless coordination in the face of adversity.
Beth, known for her unwavering focus and quick thinking, shared a silent understanding with Elaine. Together, they pivoted to their respective stations, their synchronization seamless and instinctual. In the heart of chaos, their unity forged a stronghold of resolve, a beacon of stability amid the storm.
"We're on it, Mom," Elaine stated, her hands flying over her console, prepping the EVA suits for another walk.
Beth said decisively, "We'll be ready to assist the Tug team with anything they need." Beth nodded in agreement, both sisters moving to gather the necessary gear. Their well-honed skills in extravehicular activities made them indispensable for the task at hand.
Elaine intonated as she focused on the external sensors: "I'll keep an eye out for any debris or potential hazards for the tug. We don't want any surprises."
Grace Frost, the voice of strategy and foresight, considered the logistics. "Once the ship is secure, we'll need to plot a careful course back. The extra mass will affect our jump calculations."
Jennifer Stark, my youngest sister, a blend of youth and sharp intellect, nodded. Jennifer's hands moved to assist Shinra with the communications setup. Meanwhile, Jamie reviewed the ship's specs, ensuring they had all the data needed for a smooth operation. "Let's ensure we have all the data we need for a smooth operation," she said, her tone serious, betraying the gravity of their task.
Jamie Stark, also my youngest sister, focused on the ship's specs. Her hands moved deftly over the controls as she reviewed the data. "Absolutely," she chimed in, her voice steady as she continued her meticulous review. "We can't afford any oversights if we want this mission to succeed." Her words echoed Jennifer's sentiment, highlighting the importance of thorough preparation.
Jamie added, "I'll run a diagnostic on the derelict's structural integrity. We need to know it can withstand the jump."
Director Senzo's image flickered on the screen once more, a stern reminder of the urgency. "Even if you return now, the fleet can't make the FTL jump until all ships have returned to their hangars and docking bays. You have time to tug the derelict ship back to the ICV Argos-1."
Noah, absorbing every detail, finally responded. "Understood, Director. We'll secure the ship and ensure it's ready for the tug. Argonaut out." His voice, firm and confident, belied the racing thoughts of potential complications and the precision required for their new task.
The directive was clear, and the crew of the Argonaut was ready. Despite the risks, the potential rewards were too significant to ignore. As preparations for the operation began in earnest, the sense of unity and purpose among the crew was palpable. The bridge buzzed with activity, each member of the crew moving with purposeful speed. The Argonaut, once a silent observer among the stars, was now a hive of focused energy, ready to execute a directive that could very well shift the balance of their task. Each member knew their role and was prepared to execute it with precision. The arduous task of securing the derelict ship was directive from above; it was a challenge they were all eager to meet head-on.
"Let's get to work," Noah said, his gaze sweeping over his crew and his family. "We have a ship to secure." His statement, simple yet laden with unspoken responsibility, set them into motion, each person aware of the part they played in the intricate dance of space exploration and survival. Aboard the Argonaut, there was no room for doubt. Only action, determination, and the collective will to succeed in the face of the unknown. Then, they would make the FTL jump to Eden-109 to aid the colonists under siege.
[First] [Previous] [Next] [YouTube]
submitted by PlayerREDvPlayerBLUE to HFY [link] [comments]


2024.05.15 03:48 Weak-Feedback-8379 A message to Master's opposers, IN song!

Negatron: You've probably all heard the rumors...
Hookbeard: ...About this plucky little fella named Stan N.
Scaraba: He's daring to pick a fight with master...
Yuffo: ...And it's almost time to stop him!
Now for the actual song
Negatron: Hey, he's coming this way, so beware!
Desperaino: Say, let's shoot him right out of the air! Ah ha ha!
Candius Cornicus: I, could put him on icing myself!
Medicon: And this here doctor won't be so good for his health!
Fearog: Ha ha! Let's just smash him!
Hookbeard: Or whack him with a trout! Ahg!
Punch-A-Bunch: I could thrash him!
Kaptain Kraken: And pour his insides out!
All: We're gonna kill off Stan N! We're gonna make him die! We're gonna kill off Stan N With a big goodbye!
We're gonna kill off Stan N! We're gonna make him pay! His loss to Master Is comin' due today!
Shearfear: I'll see that his life is CUT short!
Scumlaw: While I call the cops to come be support!
Railtron: Why not give him the ride of his life?
Jagged: Then shank that shnook with nothing less sharp than a knife!
Yuffo: Let's use science!
Creepox: And arm ourselves for war!
Chunky chicken: Sky-high violence,
Dogfight: Is what that fool has in store!
All: We're gonna kill off Stan N! We're gonna make him die!
Kaptain Kraken: We're gonna make him fish food!
Torch Tiger: And then we'll make him fry!
All: We're gonna kill off Stan N! We're gonna make him pay! His loss to Master Is comin' due today!
Wish star: One shift of the stars and the tide is sure to turn!
Game Face: Too bad Stan N's about to loose big!
Doubletone and Grabbag: Three heads will hunt him till that fool finally learns!
Ackshun: For the rest of his headlining gig!
Professor Strickler: They call me Strickler, as that's who I am! A learning pain who's diabolical plan, to up our kill count needs a sucker or two, so come on, Stan N! Kid, I'm talking to you! Come shake my hand! We got a deal? Good! 'Cause now it gets real!
Master: You, agreed to fight me and you lost! You, accepted the odds, now you'll cough up the cost! Don't screw with me, kid, or I swear I'll take my tea from your skull, like cheap chinaware!
Nightmare: Scare him!
Spinferno: Scorch him!
Cosmo: Let's profit off his brain!
Voltipede: Tase him!
Burnertron: Torch him!
Lockjaw: And then bury what remains!
All: We're gonna kill off Stan N! We're gonna make him die!
Ackshun: It's his final curtain!
Cat o'Clock: And the time is right!
All: We're gonna kill off Stan N! We're gonna make him pay! His loss to Master
Professor Strickler: Is comin' due today!
All: Is comin' due today! Is comin' due today! Is comin' due today!
Master: Is comin' due today... Ahhahah!
(If it's not painfully obvious who Stan N is, he's a stand-in for all of Masters enemies)
submitted by Weak-Feedback-8379 to Dbmlore [link] [comments]


2024.05.15 03:19 Goooooooooose_ Hey All! Looking for an App/Software/Website that can help me simply calculate/visualize my Income and Expense for the Week.

Like the Title says, my wife and I would love to look at a Financial Snapshot every Friday for the following week.
We simply want to see Money In (Income), and Money Out (Expenses).

Weekly would be great, but Monthly would also work. (Or Month-to-date)

I just downloaded Copilot and I really like everything it has to offer, but I can't seem to generate/find a simple Profit-and-loss (PNL) type sheet.
I'd love something like this:

Last Week's Income: $5555
Last Week's Expenses: $555
Last Week's Total: +$5000

Anyone have anything they recommend?

Thanks!
submitted by Goooooooooose_ to FinancialPlanning [link] [comments]


http://rodzice.org/