Hey Docs,
If any of you are specialists and are looking for an additional income stream that requires about an hour or two a day, have you considered working in a clinical event / endpoint committee?
If you’re interested, I work for a Pharmacovigilence software company that specializes in facilitation of adjudication of clinical safety and endpoint determinations, and am referring doctors like you to Contract Research Organizations (CROs) and drug / device trial sponsors.
If it’s of interest, feel free to message me, I’m looking to build our network.
All the best.

Book Your Free Consultation Today! > Discord @ shelbion

About Me

My name is Shelbion and I've been an avid League of Legends player for over a decade. In Season 4, I reached Challenger for the first time and even considered pursuing a professional career. However, after much reflection, I decided to pursue other challenges within the game.
Some of my notable achievements as a player include:

• Reaching Challenger on multiple positions.
• Participating and winning in numerous SR and 1v1 tournaments.
• Playing for various teams(Amateur and Semi-Professional).

Coaching

With over 7.000 hours of coaching experience, I fall into the category of one of the most experienced individuals in the field. My experience, passion, and ability to identify your flaws and tailor each session to your needs make me stand out as a Coach.
I've studied the techniques of renowned coaches, such as LS, MagiFelix, and others, and I've developed my unique coaching approach. So far, my approach has helped countless individuals, and over 20 teams advance their competitive play, across 5 different continents, including members of various College and University eSport Teams.
Some of my notable achievements include:

• Assisting a Diamond 2 player reach Challenger in just five weeks.
• Helping a Silver 2 player climb to Platinum in three weeks.
• Guiding a Diamond 3 player to Grandmaster in six weeks.

I am dedicated to continuously honing my skills and providing the best coaching experience possible to all of my clients, regardless of their rank or location.

Subscription Based Coaching

• One Individual Session (Monthly)
• Group Sessions (Weekly) x2
• Priority Coaching - Price: 99.99 > 49.99$.

Verifications & Certifications

• Certified IFOEC (International Federation of eSport Coaches) Educator & Coach.
• Certified EHPI (eSports Health & Performance) Professional.
• University of Irvine eSport Specialization
• Verified Coachify & Metafy Partner.

Community

In addition to my experience as a Player, I am also the Founder of Noxus Coaching - a rapidly growing, educational community on Discord. Our community is a great place to find new friends to play with, have a good time, and most importantly, improve your skills.
We hold various events on a weekly basis, including 1v1 & 5v5 tournaments, meme contests, and more. There are plenty of rewards to be won, including free coaching sessions with me. To join our community, visit https://discord.gg/RHW9BMxRd5 and message me upon joining to receive your role.

Podcast

• Podcast Appearance > https://youtu.be/4jn4FXOaOlE?si=98POLUJdJeSNnbiW

How Does it Work?

We will schedule an initial Interview during which we can discuss your goals and I can provide a more detailed explanation of my coaching services. This interview will typically last for 3-5 minutes.
The First Session is designed to assess your current level of gameplay and identify areas for improvement. After conducting an analysis, I will create a Personalized Coaching Plan tailored to your specific needs. This plan will outline a series of sessions designed to maximize your improvement.
The Coaching Plan may include various session types, such as:

• Theory sessions: These sessions will cover key concepts such as wave management, vision, decision making, and more.
• Practical sessions: These sessions will either be VOD reviews or live games, and will be used to put theoretical knowledge into practice and analyze gameplay.
• Reviews: These sessions will occur periodically and will be used as checkpoints to track your progress and identify any additional areas for improvement.

All sessions will be personalized and created specifically for each student's needs. By following this plan, you can feel confident that you are taking the most effective steps to achieve your goals.

Personalized Support (Available 24/7)

In addition to the structured coaching sessions, I offer personalized support to my clients on a 24/7 basis. Whether you have a specific question or just want to debrief after a tough game, I am always available to help. Simply message me and I will respond as quickly as possible.

AvailabilityPricesPayments

I am able to cover any server and any timezone! Rates for both Private and Team coaching are negotiable. We will easily get the sessions to fit your budget and your needs.
Payments are usually done through PayPal, however other forms of Payment such as Direct Transfer can be discussed.

Contact

Main form of contact is Discord on which you can find me at shelbion (Or Shelbion#8832)
Feel free to message me either on Discord or through a Direct Message on Reddit and I will come back to you as quickly as possible.

Book Your Free Consultation Today! > Discord @ shelbion

About Me

My name is Shelbion and I've been an avid League of Legends player for over a decade. In Season 4, I reached Challenger for the first time and even considered pursuing a professional career. However, after much reflection, I decided to pursue other challenges within the game.
Some of my notable achievements as a player include:

• Reaching Challenger on multiple positions.
• Participating and winning in numerous SR and 1v1 tournaments.
• Playing for various teams(Amateur and Semi-Professional).

Coaching

With over 7.000 hours of coaching experience, I fall into the category of one of the most experienced individuals in the field. My experience, passion, and ability to identify your flaws and tailor each session to your needs make me stand out as a Coach.
I've studied the techniques of renowned coaches, such as LS, MagiFelix, and others, and I've developed my unique coaching approach. So far, my approach has helped countless individuals, and over 20 teams advance their competitive play, across 5 different continents, including members of various College and University eSport Teams.
Some of my notable achievements include:

• Assisting a Diamond 2 player reach Challenger in just five weeks.
• Helping a Silver 2 player climb to Platinum in three weeks.
• Guiding a Diamond 3 player to Grandmaster in six weeks.

I am dedicated to continuously honing my skills and providing the best coaching experience possible to all of my clients, regardless of their rank or location.

Subscription Based Coaching

• One Individual Session (Monthly)
• Group Sessions (Weekly) x2
• Priority Coaching - Price: 99.99 > 49.99$.

Verifications & Certifications

• Certified IFOEC (International Federation of eSport Coaches) Educator & Coach.
• Certified EHPI (eSports Health & Performance) Professional.
• University of Irvine eSport Specialization
• Verified Coachify & Metafy Partner.

Community

In addition to my experience as a Player, I am also the Founder of Noxus Coaching - a rapidly growing, educational community on Discord. Our community is a great place to find new friends to play with, have a good time, and most importantly, improve your skills.
We hold various events on a weekly basis, including 1v1 & 5v5 tournaments, meme contests, and more. There are plenty of rewards to be won, including free coaching sessions with me. To join our community, visit https://discord.gg/RHW9BMxRd5 and message me upon joining to receive your role.

Podcast

• Podcast Appearance > https://youtu.be/4jn4FXOaOlE?si=98POLUJdJeSNnbiW

How Does it Work?

We will schedule an initial Interview during which we can discuss your goals and I can provide a more detailed explanation of my coaching services. This interview will typically last for 3-5 minutes.
The First Session is designed to assess your current level of gameplay and identify areas for improvement. After conducting an analysis, I will create a Personalized Coaching Plan tailored to your specific needs. This plan will outline a series of sessions designed to maximize your improvement.
The Coaching Plan may include various session types, such as:

• Theory sessions: These sessions will cover key concepts such as wave management, vision, decision making, and more.
• Practical sessions: These sessions will either be VOD reviews or live games, and will be used to put theoretical knowledge into practice and analyze gameplay.
• Reviews: These sessions will occur periodically and will be used as checkpoints to track your progress and identify any additional areas for improvement.

All sessions will be personalized and created specifically for each student's needs. By following this plan, you can feel confident that you are taking the most effective steps to achieve your goals.

Personalized Support (Available 24/7)

In addition to the structured coaching sessions, I offer personalized support to my clients on a 24/7 basis. Whether you have a specific question or just want to debrief after a tough game, I am always available to help. Simply message me and I will respond as quickly as possible.

AvailabilityPricesPayments

I am able to cover any server and any timezone! Rates for both Private and Team coaching are negotiable. We will easily get the sessions to fit your budget and your needs.
Payments are usually done through PayPal, however other forms of Payment such as Direct Transfer can be discussed.

Contact

Main form of contact is Discord on which you can find me at shelbion (Or Shelbion#8832)
Feel free to message me either on Discord or through a Direct Message on Reddit and I will come back to you as quickly as possible.

Link to earlier post.
Before getting into the meat of this post, it needs to be remembered that the ex-Scientologists named here are actual victims of the Church of Scientology. Nothing in this post is meant to deny that fact.
However, let's remember too, those being attacked by Aaron Smith-Levin and their new brand of Scientology-style attacks, are also victims of Scientology.
The cruelty directed at Mike Rinder, Claire Headley, Tony Ortega, Chris Shelton, Leah Remini, Stefani Hutchinson, the Aftermath Foundation and those who speak out against SPTV's excesses are not justified. There has been a strain of "both sides" about this. Defending oneself against slander is not the same thing as initiating slander, which is how this all started. Telling the truth in response to SPTV creator attacks is not the same thing as a Fair Game campaign against them.
It doesn't bring me any joy to write these posts, but these things need to be known because the number of distortions and fabrications coming out of the SPTV creators is reaching a fever pitch and it needs to stop.
My earlier two posts focused mainly on Chrissie Bixler, Jane Doe 1 (from the Masterson trials) and Aaron Smith-Levin, all of whom have been working together in a tight, hidden conspiracy to attack anyone who could expose them or their agendas, and/or anyone who opposes their slanderous and vicious attacks. They are in fact acting as Scientology does, following L. Ron's directions to hunt those people down and attempt to ruin them.
Unfortunately, the SPTV cabal is not just these three mentioned above. There are others who have also jumped on this bandwagon of Scientology-like attacks. From the outside, none of these people's "content" is any different from what the Church of Scientology produces through its STAND League and other OSA-front group social media accounts. If OSA had a video channel, it would look almost exactly like SPTV.
So let's take a look at Serge Del Mar, formerly known as Serge Gil. If you Google "Serge Gil" you will find photos of him hanging around with the Mastersons and other VIP Scientologists as recently as November of 2014 at an art exhibit Serge participated in. This was while he was still in the cult, of course, but it sure is odd that he never mentions this.
Funny too that this group of "innocents" all have taken to going after whistle blowers who are out, and not admitting to anything they did while they were Scientologists and Sea Organisation members. Serge becomes visibly and loudly unhinged over the idea that Mike Rinder was once the head of OSA and therefore "must know" every single secret and crime ever perpetrated in Scientology. Yet he claims perfect innocence when it comes to his Scientology history. But how is that possible when he perpetuated Scientology's abuse on children in a much more direct and forceful way than Mike Rinder ever could: Serge audited children and was apparently paid handsomely for it. Auditing is, of course, Scientology's warped and twisted idea of counselling.
In this article from Tony Ortega, it reads: "In his Facebook post, Serge talked about the horror of having men admit to having sex with children, and being instructed to get even more information from such confessors, who were then simply charged even more [money] to 'handle' their paedophilia.
"We were made to sit in that Fort Harrison hotel day in and day out interrogating people to see what they had done. Our interviews were always closely watched [and] monitored by several ‘terminals.’ All the CSes [case supervisors] and tech ‘executives’ became willing in colluding and becoming 100 percent complicit with this sexually inappropriate environment for any one under the age of 18."
"Self-confessed paedophiles could just magically ‘address’ this behavior with auditing — all the while you were looking at ways to monetize at every opportunity' he says, accusing Scientology executives of looking for ways to turn confessions into more auditing and more money."
So who were these paedophiles and why aren't they being reported to the police? Why is Serge not talking about them? Why is he instead negating what he did and laughing about it in live streams with Nora, where they forgive and forget easily when it comes to their own bad behaviour in the cult. How come they get a free pass but no one else outside of SPTV does?
Serge engages in hypocrisy at a level that would put politicians and cult leaders to shame.
Recently, Serge added Leah Remini's name to his hit list by claiming Remini told him that she wanted nothing to do with helping children of the Sea Organisation. He actually said that about the woman who produced an the documentary series which gave Serge and the other "Scientology children" a voice on an international stage, something none of them were able to accomplish on their own.
Some facts from the past need to be brought forward.
First, it was Leah Remini who was trying to help all of the ex-Scientology "kids" to help find legal representation. This was the group Serge Del MaSerge Gil proclaimed he was the leader of, saying he was the "voice of many." He claimed he would be bringing the clients and the documentation to Kent's law firm.
Remini was introduced to Brian Kent by A&E. Right after the end of the Aftermath's finale, Kent's law firm was the only one willing to take on this massive case. Is A&E now going to be attacked by this group? Where are the tweets directed at A&E? Not that I am suggesting that. It is just to prove the facts here are consistently twisted to suit this group’s goal and it has nothing to do with exposing the crimes committed by Scientologists and Scientology.
This is about getting anyone who isn’t them.
Second and more importantly, it was Serge who then ran with this and gathered claimants for this case, and it was Serge that then introduced them all to Kent's firm. Christi Gordon was also working on this case. It was a noble effort. Leah, Serge and Christi did not do anything wrong,but somehow now Leah is a bad person for having tried to help.
Obviously, no one was aware at that time of what the future would hold for Jane Doe and Kent. No one still knows what happened with these cases - because Serge Del Mar was the ringleader. No mention of this from Alex the silly Wabbit. No mention of this from anyone. And obviously once Kent's law firm was hired, Leah and Mike would not have been privy to any privileged information about the cases.
Then Aaron and crew claim they uncovered this alleged crime committed by Kent? Kent isn’t being accused of crimes of child molestation, or of rape. He is being accused of unethical behaviour with an adult victim - and yes, that is bad enough. But it was Jane Doe in this case that had to summon the courage to file a confidential complaint. Aaron and his gang didn’t uncover and report anything. What they did do was compromise a bar investigation; they took credit for something they had nothing to do with. This is simply despicable behaviour. How this group has completely fabricated the facts of the investigation is beyond me.
They didn't even talk to the person who filed the complaint against Brian Kent. They were too busy stabbing her in the back, compromising her identity and forwarding a confidential document. Aaron conveniently didn’t mention this was a confidential investigation and document when he read it out to his audience. That's how Aaron makes a living.
Anyone continuing this story and celebrating these people are only doing so for other reasons that have nothing to do with the Jane Doe in this case. It is not only unfortunate that Jane Doe in this case had been harmed by Kent, but now these SPTV creators are harming her and her investigation too.
As a Scientology "activist," every action Serge claims he has taken against Scientology has been a major failure. If you step back and look at his track record, Serge has not accomplished a single thing against his former “church” of any significance, unless you count minutes of time shouting into a microphone at highest-ever decibels as 'activism.' It's not. It's just shouting into a microphone. He constantly claims that he has receipts, lawsuits are imminent, but with nothing forthcoming it sure seems as though Serge Del MaSerge Gil is nothing more than a con man looking for clicks for which he can profit.
Even more strangely, Serge's first attempt at fame was spending many years attacking former high-ranking Sea Organisation member Debbie Cook. Remember her? She was the one who got more people out of Scientology with her blistering 2011 New Year email than any former member before her. Debbie Cook was a whistle blower. And Serge seems to be going after those who did/do the work and are OUT of Scientology - excluding himself of course. Why not expose the crimes they covered up while they were in the cult? Aaron tearfully admitted to committing his own heinous crimes once, but somehow he is instantly forgiven.
Serge's criminal complaint against Scientology in Florida went nowhere and the investigation was dropped due to a lack of evidence. In fact, Serge told lies in his police filing, such as claiming that there are tunnels underneath The Fort Harrison Hotel (Scientology’s Clearwater Florida location) which are used to traffic Scientology children.
These days he goes on and on about "the hotels" where supposedly children are kept as sex slaves, a claim so preposterous even ex-Scientologists are fed up with hearing it.
Serge Del MaSerge Gil has promised to bring lawsuits against Scientology and continues to disseminate that he "has receipts" but again, not once has he ever been able to produce a shred of evidence or anything real. His incompetence and ineffectiveness are obvious, which is why the only way he can remain in the spotlight is to attack inwardly against the people who are getting the real work done.
For Serge (and the rest), it's the spotlight that is important, not the actual work.
Serge, Aaron, Chrissie Bixler, Jane Doe 1, Mike Brown, Miriam Francis, Nora Aames and the following are on a campaign to destroy their own credibility in the real world. One can only wonder if they are also getting a kick-back from Scientology.
Liz Gale has seemingly banished herself after being exposed and has all but disappeared, which of course is being blamed on RindeRemini/Hutchinson.
Christie Gordon too has disappeared from the SPTV Foundation board. Why hasn't she spoken up? Isn't she part of the crew demanding others own what they did? Why hasn't she done so when it comes to her own group's activities?
Joey Chait who was on board for the SPTV fake foundation, is now off too and no one knows why.
What has the Aftermath done? Helped people to get out of Scientology. That is the work.
What has SPTV Inc. done to help victims of Scientology? How about showing it? I have previously asked for evidence of any effective work and have yet to receive a response.
It's time for Serge (and the rest) to put up or shut up. If he or anyone in this group has real evidence of Scientology crimes, he has a solicitor and he can file a lawsuit in civil court or he can go back to the Clearwater Police and show them evidence of the crimes committed against him.
I'm not saying that crimes were not committed against Serge by others when he was in the Sea Org. But screaming into a microphone for hours isn't how to bring Scientology to justice. Screaming at law enforcement who have no idea what he is talking about with Flag and children is not helping anyone, nor is stalking and harassing Scientology's attorneys while Leah Remini's hearings are going on.
It looks an awful lot like the SPTV crew are trapped in some kind of victim complex and are high-conflict personalities.
So instead of more name calling, if Serge (or anyone in this group), "has receipts" that show that Mike Rinder is a criminal who is knowingly covering up his crimes in Scientology, produce them or shut up already. Rinder handed over his OSA documents. Aaron, by the way, took those documents under false pretenses, promised not to forward them and then did with the intent to harm Rinder and others. So instead of attacking Mike Rinder (the whistleblower here), where are the questions to the FBI for not acting on them? Where is the outrage for the documents that are authored by OSA personnel that are still in Scientology?
Personally, I'm sick of watching this crazy train go on and on without end just so some former Scientologists can try to appear altruist and inflate their egos for profit. Aren’t you all sick of the noise?
More to come.

Bundle deals available! There are mostly samples, but there are some full-sizes as well. I priced to sell, but am open to reasonable offers. More details are on my spreadsheet. New items have been added recently.

• Most perfumes were received direct from the original store. If you want me to double-check, just let me know!
• All perfumes are kept in a cool, dark place. I live in a non-smoking and pet-free house.
• Payment via PayPal G&S. I will send an invoice. Prices are in USD.
• If buying multiple items that aren't already bundled, make me a reasonable offer for a discount :)
• I will ship within 7 days of payment, though I am often much quicker and will ship same/next day!
• Shipping is $13 tracked to Canada unless you're only getting a few samples, in which case it's $3 without tracking. Shipping to the US is typically around $13 tracked (I will provide a quote based on zip code).
• If purchasing >$50, I'll offer a 50% discount on shipping. If >$125, shipping will be free regardless of location!
• I'm mostly looking to sell, but will consider swaps for scents listed on my ISO tab. However, I'm looking to get multiple items (at least three) from one seller.

Fantome:

• Ivan the Fool: Golden figs, oakmoss, Siberian fir, well-worn Russian leather, cedar, warm wolf fur, juniper berries, sparkling bergamot
  
• Vasilia (FS): Clover honey, neroli, rich tonka, chamomile, dry hay, a flower crown of marigolds & sunflowers
  

Stereoplasm:

• Clemency (2 samples are available): Myrrh, clementine teak, thyme, photographic fixer, tobacco, suede
  
• Disco Stardust (both a FS and sample are available): Winter Mai Tais, roll-on lip gloss, expensive sunglasses, tanning bed oil and new car smell
  
• Excitation: Frothed Irish cream with rye whiskey, evaporated milk, wild honey and chocolate covered coffee beans
  
• Flowers in the Rain: Warm rain, carnation corsage, pink musk and passion fruit
  
• Gone Gnome: Top notes of cilantro and key lime rooted in fresh garden basil, english cucumber and melon blossom
  
• Kindling: Sweet jasmine incense, sunset musk, fresh sativa and strawberry wine
  
• Opaline: Iridescent and heavy stones of opalized amber, birds of paradise, frozen yucca and lacquered teak
  
• Perdotmint (both a FS and sample are available): Gems of concorde pear, crushed spearmint, iced green tea and classic jade accord
  
• Reverie: Frozen pollen, prickly gooseberry vine, raw cashmere wool and midnight blooming primrose
  
• Rickey: Old Tom Gin and muddled cilantro impress upon star wedges of Mary Ellen Sweet Lime in bubbly soda
  
• The Presents: A jar of homemade apricot jam, the worn pages of a favourite book, a golden yellow beeswax candle, a soft cashmere scarf to keep you cozy all year long.
  
• Toasted Matchimellow (FS): Bright green ice cream baked inside marshmallow meringue (usually found during summer months in cafe midi)
  
• Yellownog: Intoxicating bourbon-vanilla, cigar-smoked cinnamon, clementine stars, shredded coconut and Chantilly cream
  

CocoaPink:

• Black Voodoo: Rich amber resins, spiritueuse double vanilla, butterscotch, bourbon vanilla, hot butter rum & coconut crème
  
• Fear of Ghosts: Glowing marshmallow orbs and smoky vanilla spectral mists swirl aimlessly around an old bonfire in the Crisp October night air – Fresh vanilla puffed marshmallows, toasted marshmallows, hints of bonfire smoke among scattered sharp grains of white rice
  
• Full Moon: Blackberry, Coconut Milk, Marshmallows, White Chocolate
  
• Gooey Caramel: Real, old fashioned caramel, the gooey, salty kind made with real butter
  
• Handbook for the Recently Deceased: Wedding cake accord; sticky strawberries and raspberries; a shock of green melon and vibrant lime; an electric hint of mint and cilantro; grave soil; and a puff of smoke
  
• Pumpkin Kiss: Pumpkin flesh, soft bourbon vanilla, white and brown sugars kissed softly with pure cocoa absolute
  
• Warm Mittens: This fragrance evokes the memory of sitting around a campfire, holding a steamy mug of hot cocoa with marshmallows while wearing the woolliest, warmest pair of mittens.
  
• You'll Never Grow Old: The irresistible mingling of cotton candy, waffle cones, caramel popcorn, and candy apple is stalked by the tang of an oncoming storm, sea salt, freshly-dug dirt, and a primal, seductive musk
  

Possets:

• Mrs. Rabbit's Carrot Cake (FS): The most moist and vanilla drenched melting cake shot through with sugar encrusted rum kissed currents and golden raisins and crowned with the richest butter filled sour cream and ricotta frosting and trimmed with tiny spun sugar carrots, and grass
  
• Silver Narcissus: A stunning fragrance that combines the luxurious Possets' Silver Base with the iconic Narcissus flower, evoking the essence of a warm and vibrant spring morning
  
• Solis Anima: Blood Orange, Lychee Tea, Screwpine Flower, Tamarind, Cucumber, and Ginger, Tomato, Vetiver, Kadamba Flowers, and Sandalwood
  

Pulp Fragrances:

• An Accidental Interloper: Green tea, clary sage, rose geranium, evergreen boughs, white patchouli, vetiver and sweet amber musk
  
• Embrace: A kindly kitchen witch invites you in from the cold, feeds you pumpkin shortbread with butter, apricot preserves, and brown sugar & then sends you safely on your way.
  
• The Phantom Room: Cherry tobacco, honeyed almonds, red currants, cocoa butter, & vanilla balsam.
  
• Women In Dresses Running From Houses 2021: This year's version is smokier and sweeter: Caramellized sugar, a roaring bonfire, heliotrope, aged patchouli, and a hint of violet
  

Nui Cobalt:

• Hell Freezes Over: Decadent devil’s food cake, still warm from the oven, fluffy marshmallow frosting and the lightest dusting of crushed candy cane
  
• Little Brown Rabbit: Nutmeg and tonka bean nuzzle up against fluffy marshmallow, cottonflower, pink pepper, and a trace of carrot seed.
  
• Mendacity: Horchata: Classic horchata made from jasmine rice, demerara sugar, and true Ceylon cinnamon.
  
• Roll Initiative: Egyptian cotton, pale driftwood, white pepper, green cardamom, and a slender wisp of copal smoke.
  

Arcana Craves:

• Blueberries Crave Sunshine: Lemonade, watermelon, lime zest, golden gardenia, pearl musk, tiny blueberries, Black Dragon tea leaf, and blood red cedar

Sucreabeille:

• Alembic (FS): Sweet pumpkin souffle dotted with marshmallows and drizzled with buttery maple syrup. Tuberose wafts through the open front door

Arcana Wildcraft

• Witches Cavort with Cupcakes (FS): Pumpkin spice cupcakes are smothered in gobs of cream cheese frosting

Hexennacht

• I ♥ the 80’s: A Lisa Frank-esque powerhouse: tuberose, orange blossom, white amber, bubblegum, suntan oil, Aquanet hairspray, gummy worms, & fruit-scented erasers

Andromeda's Curse

• Strength: Coffee, Marshmallow, Milk Chocolate, Coumarin, Brown Sugar, Whipped Vanilla Frosting
  
• The Call of the Void: French Lavender, Nag Champa, Egyptian Amber, Sandalwood, Cedarwood, and Vanilla
  

Black Hearted Tart

• Autumn Sweater: Warm cedar, sweet vanilla musk, fallen leaves, crunchy acorns, pine cones, nutmeg, clove, and cinnamon
  
• Electric Feel: Sparkling lime, lychee fruit, rose, melon, grape, citrus glazed bundt cake, golden amber and sweet musk.
  
• Fade Into You: Bergamot, orange, lime, lemon, white and chocolate orchids, cocoa butter, sandalwood, and ambergris.
  
• Girlfriend In A Coma: Herbaceous blend of lavender leaves, flowers, vanilla musk, tonka bean, cedar, and sandalwood.
  
• Glory Box: Deep purple violets, brown sugar, juicy plum, fresh ozone, lily, heliotrope, dark musk, saffron, tonka bean and amber.
  
• Head Over Heels: Fresh apple, apricots, plum, citrus, pink magnolia, heliotrope, vanilla orchid, honeyed amber, marzipan, and sandalwood.
  
• Heart Shaped Box: Chocolate truffles made with cocoa powder, sweet cream, and a hint of vanilla bean.
  
• Honeybee: Buttery toffee, swirls of honey, and warm vanilla are brightened up with cheery bergamot and tart Brazilian orange.
  
• Melt With You: Scented in cocoa butter, raw honey, and chocolate notes.
  
• My Velouria: Red rose, peony, violet, amber, white musk, sandalwood, and woodsy cedar.
  
• Only In Dreams: White gardenia, calla lily petals, fluffy marshmallow clouds, and vanilla orchid musk.
  
• Piece Of My Heart: Lemony floral magnolia blossoms, waxy green tree leaves, sugar cane, cardamom pink pepper, vanilla bean, sandalwood and bitter almond.
  
• Pink Moon: Sun ripened raspberries, honeysuckles, pulps of juicy oranges, farm fresh peaches, and sugared pink grapefruit.
  

Poesie

• Nectar: These golden trumpet-shaped blossoms herald the arrival of summer. Nectar is the sweet scent of honeysuckle blossoms — honeyed, intoxicating, irresistible

Astrid

• Ensoleille: Orange blossom, bamboo, vanilla musk, lemon, sugar, palo santo, and litsea
  
• Whisper: Cherry blossom, a pair of patchoulis, sugar, and vanilla
  

Alkemia

• Vanille Armour (FS): Vanilla Infused with Warm Spices

Link again: https://docs.google.com/spreadsheets/d/19URt2wyxl2xQd8XN2CPKzqBv0ZANl65yUTx9Gx_u0a4/edit?usp=drive_link
Thanks for checking out my destash!

Book Your Free Consultation Today! > Discord @ shelbion

About Me

My name is Shelbion and I've been an avid League of Legends player for over a decade. In Season 4, I reached Challenger for the first time and even considered pursuing a professional career. However, after much reflection, I decided to pursue other challenges within the game.
Some of my notable achievements as a player include:

• Reaching Challenger on multiple positions.
• Participating and winning in numerous SR and 1v1 tournaments.
• Playing for various teams(Amateur and Semi-Professional).

Coaching

With over 7.000 hours of coaching experience, I fall into the category of one of the most experienced individuals in the field. My experience, passion, and ability to identify your flaws and tailor each session to your needs make me stand out as a Coach.
I've studied the techniques of renowned coaches, such as LS, MagiFelix, and others, and I've developed my unique coaching approach. So far, my approach has helped countless individuals, and over 20 teams advance their competitive play, across 5 different continents, including members of various College and University eSport Teams.
Some of my notable achievements include:

• Assisting a Diamond 2 player reach Challenger in just five weeks.
• Helping a Silver 2 player climb to Platinum in three weeks.
• Guiding a Diamond 3 player to Grandmaster in six weeks.

I am dedicated to continuously honing my skills and providing the best coaching experience possible to all of my clients, regardless of their rank or location.

Subscription Based Coaching

• One Individual Session (Monthly)
• Group Sessions (Weekly) x2
• Priority Coaching - Price: 99.99 > 49.99$.

Verifications & Certifications

• Certified IFOEC (International Federation of eSport Coaches) Educator & Coach.
• Certified EHPI (eSports Health & Performance) Professional.
• University of Irvine eSport Specialization
• Verified Coachify & Metafy Partner.

Community

In addition to my experience as a Player, I am also the Founder of Noxus Coaching - a rapidly growing, educational community on Discord. Our community is a great place to find new friends to play with, have a good time, and most importantly, improve your skills.
We hold various events on a weekly basis, including 1v1 & 5v5 tournaments, meme contests, and more. There are plenty of rewards to be won, including free coaching sessions with me. To join our community, visit https://discord.gg/RHW9BMxRd5 and message me upon joining to receive your role.

Podcast

• Podcast Appearance > https://youtu.be/4jn4FXOaOlE?si=98POLUJdJeSNnbiW

How Does it Work?

We will schedule an initial Interview during which we can discuss your goals and I can provide a more detailed explanation of my coaching services. This interview will typically last for 3-5 minutes.
The First Session is designed to assess your current level of gameplay and identify areas for improvement. After conducting an analysis, I will create a Personalized Coaching Plan tailored to your specific needs. This plan will outline a series of sessions designed to maximize your improvement.
The Coaching Plan may include various session types, such as:

• Theory sessions: These sessions will cover key concepts such as wave management, vision, decision making, and more.
• Practical sessions: These sessions will either be VOD reviews or live games, and will be used to put theoretical knowledge into practice and analyze gameplay.
• Reviews: These sessions will occur periodically and will be used as checkpoints to track your progress and identify any additional areas for improvement.

All sessions will be personalized and created specifically for each student's needs. By following this plan, you can feel confident that you are taking the most effective steps to achieve your goals.

Personalized Support (Available 24/7)

In addition to the structured coaching sessions, I offer personalized support to my clients on a 24/7 basis. Whether you have a specific question or just want to debrief after a tough game, I am always available to help. Simply message me and I will respond as quickly as possible.

AvailabilityPricesPayments

I am able to cover any server and any timezone! Rates for both Private and Team coaching are negotiable. We will easily get the sessions to fit your budget and your needs.
Payments are usually done through PayPal, however other forms of Payment such as Direct Transfer can be discussed.

Contact

Main form of contact is Discord on which you can find me at shelbion (Or Shelbion#8832)
Feel free to message me either on Discord or through a Direct Message on Reddit and I will come back to you as quickly as possible.

Are you in need of a YouTube thumbnail, stream layout, channel banner, or a compilation video? Allow me to make them for you!
YouTube Thumbnails ($5 each, max is 10 at one time)
Channel Banners ($10)
Stream Compilation Video ($15)
Stream Layouts ($20)
Portfolio: https://bcking.carrd.co/
Payment accepted UPFRONT!
Guaranteed 5-Star Service!
Full refund policy!
Please do NOT ask for free trials or to have anything made for free.
Contact Me:
bckinggames@gmail.com
Discord: bckinggames

Happy Friday, Barkada --

The PSE gained 70 points to 6628 ▲1.1%

Shout-out to Shehana Jean for the positive feedback on the AREIT div card, to Miguel Camus for fighting the good fight with his new startup (InsiderPH), to financial freedom for even more great design advice for the div cards, to daddyew for getting out (of APL) at the right time, to Dividend Pinoy for (like me) growing impatient for a warehouse REIT, to echAir for the positive feedback on my weird "building of buyers" analogy that I used to try and explain how inflows/outflows work with index rebals, to Satorun in for the tl;dr (too long; didn't read) of the DDMPR saga, to Jing for the sad boat meme appreciation, to Rod Leaf for mentioning APL's stinky FOO as the last time he saw the MB Siphon 1 ("siphoning off people's money"), to Jr Martin for warmly congratulating Ely and Gladys on their 1-year anniversary, to VodkaMartini_007 for spilling the beans on the location of the MB Siphon 1 ("the Port of Irene in Cagayan"), and to arkitrader for the pathetic boat vibes haha.
US April inflation came out and surprised to the downside, meaning that (at least in the US) domestic demand has cooled and consumer inflation has resumed its downward trend. US markets immediately pumped, with the Dow Jones average crossing the 40,000 mark for the first time. Will the PSE get any of that shine?

▌In today's MB:

• BSP holds rates steady
• DDMPR declares falling Q1 div
• Jollibee Q1 profit: P2.6-B (up 27%)
• PSE puts ANI, INFRA, C, and PNX on suspension notice

▌Daily meme Subscribe (it's free) Today's email

▌Main stories covered:

• [NEWS] BSP keeps interest rates steady... The Bangko Sentral ng Pilipinas (BSP) [link] said yesterday that its Monetary Board decided to keep rates steady. In doing so, the BSP said that inflationary risks “continue to lean toward the upside”, but that its latest forecasts showed that “inflation would settle close tot he upper-end of the target range.” As for inflation expectations, the BSP said that those “remain well-anchored”. The Monetary Board said that it “deems it appropriate to ensure tight monetary policy settings until inflation settles firmly within the target range”, and indicated that such a stance would also “help keep inflation expectations anchored”.
  
  • MB: At least the BSP stopped talking about wage increases as a potential inflationary risk. That said, does anyone else detect an air of contradiction in what the BSP is saying? Perhaps contradiction is too strong of a term, but I get the growing sense that the BSP’s reasons for keeping rates high are somewhat diverging from its own analysis. The BSP says that it’s primary objective is price stability, so we can infer that it’s keeping rates high as a means of trying to suppress price increases, and yet the BSP has again and again told us that the driver for price increases is a problem on the supply side of the equation, not the demand side. Interest rate adjustments don’t impact supply-side problems, because interest rate increases are meant to suppress demand. We don’t have a demand problem. Adding to this is the BSP’s concern about maintaining a tight policy to keep inflation expectations anchored, despite noting just a paragraph earlier that inflation expectations were already “well-anchored”. This implies that there is psychological space for the BSP to lower rates within the framework of current expectations. This is picky stuff, I know, there are simply too many people and companies struggling under high rates to ignore the rapidly decreasing marginal utility of yet another cycle of the BSP’s conservative observation of the situation. Just my personal opinion.
• [DIVS] DDMPR declares falling Q1 div at 116% payout ratio... DDMP [DDMPR 1.17 ▲0.9%; 37% avgVol] [link] declared a Q1/24 dividend of ₱0.023476, payable on July 15 to shareholders of record as of June 19. The dividend has an annualized yield of 8.03% based on the previous closing price. The total amount of the dividend is ₱419 million, which is 116% of the ₱362 million in distributable income that DDMPR reported for the quarter. Relative to DDMPR’s IPO price, the dividend increased DDMPR’s total stock and dividend return to -32.29%, up from its pre-dividend total return of -32.33%. DDMP REIT Fund Managers reported that DDMPR’s occupancy as of March 31 was just 76%, with occupancy at its main building (DoubleDragon Plaza) listed at just 70.8%.
  
  • MB: The dividend amount is up 1.4% from DDMPR’s disastrous Q4/23 dividend, but it’s down 7.5% y/y and down 15.8% from Q1/22. DDMPR is the second-oldest REIT on the PSE. It issued its first dividend to shareholders in Q4/20. Its sponsor,DoubleDragon* [DD 10.48 ▲10.0%; 581% avgVol], is bursting at the seams with potential assets that could be downloaded to DDMPR to diversify the REIT’s portfolio and breathe some much-needed life into this stagnating afterthought. DDMPR’s assets are fine, but their strategy in how to monetize those assets is outdated. Gone are the days when high commercial rents from POGOs could excuse the growing issue of collections from those POGOs. Now we have DDMPR suffering from high (and going higher) rates of delinquency. Gone are the days when investors were lapping up the chance to get in on the commercial office space game. Now we have the threat of a POGO ban and the existential threat of AI putting all of the “easy” BPO leasing opportunities at risk. Gone are the days when DDMPR’s inactivity could be explained away by its newness. Now we’re left picking through the rubble of yet another disappointing Quarterly Report, yet another y/y dividend reduction, and bagholders have heard no plan from management on what they’ll do to right the ship.*
• [EARNINGS] Jollibee Q1 profit: ₱2.6-B (up 27%)... Jollibee [JFC 224.00 ▲0.9%; 300% avgVol] [link] posted a Q1 net income attributable of ₱2.6 billion, up 27% from its Q1/23 net income attributable of ₱2.1 billion. JFC said it was able to grow profit margins and exceed its Q1 performance outlook thanks to “healthy top line growth combined with further operational efficiencies and effective management of expenses”. JFC’s system-wide sales were up 10.4% to ₱86.8 billion due to new store additions and same-store sales growth was up 5.5%, which JFC said was due to increased volume. Across all of JFC’s segmented business units, “Europe, Middle East, Asia” had the largest same-store sales growth (+14.7%) and system-wide sales growth (+25.5%). The “People’s Republic of China” and “Highlands Coffee” were negative in terms of same-store sales growth (-3.7% and -9.0%, respectively), and only the People’s Republic of China business unit was negative in terms of system-wide sales growth (-3.7%). JFC said that its difficulties in China are partly due to a high bar effect from last year’s success, and a slowdown in the quick service restaurant industry in that country more generally. JFC said that while Highlands Coffee saw its same-store sales growth fall 9.0%, it did “better than industry” and managed to gain 4% market share during that period.
  
  • MB: The bee perseveres. It has made massive bets in “coffee” and “China” that could pay off handsomely in the future, and all of this activity has likely bought the management team some more time with its shareholder base to deliver on the delicious fruits of these bets. JFC’s stock price is up almost 150% from its COVID low, but it’s somewhat rangebound between about ₱200/share and ₱270/share. The stock hit ₱273/share in late February, only to rapidly retreat back to the ₱215/share level over the next six weeks in a pattern that the share price has repeated two or three times already this year. Generally speaking, the highs are higher and the lows are higher, but maybe with all the segments firing this busy season the stock will finally be able to push out of that range.
• [NEWS] Several notable firms placed on suspension notice for failure to report... The PSE [link] notified four high-profile companies that their shares would be suspended at 9 AM today if 2023 Annual Reports were not posted. The companies that were put on notice are Tony Tiu’s AgriNurture [ANI 0.57 ▼1.7%; 102% avgVol], Philippine Infradev [INFRA 0.53 ▲1.9%; 262% avgVol] and two from pseudo-tycoon Dennis Uy, Chelsea Logistics [C 1.30 ▲4.0%; 526% avgVol] and Phoenix Petroleum [PNX 4.17 ▼0.2%; 78% avgVol]. Should any of these companies fail to submit their Annual Reports before 9 AM, they will remain suspended for up to three months until such report is submitted. If nothing has changed after three months, the PSE must begin involuntary delisting proceedings.
  
  • MB: These companies are not a random sample, and they’re not representative of the PSE as a whole. Will ANI, INFRA, C, and PNX push their luck right up to the deadline, or will any of these companies slip into a suspended state for failure to complete one of the most basic components of public corporate life? As usual, retail bagholders will just have to wait and see what the owners decide to do.

MB is written and distributed every trading day. The newsletter is 100% free and I never upsell you to some "iNnEr cIrClE" of paid-membership perks. Everyone gets the same! Join the barkada by signing up for the newsletter, or follow me on Twitter. You can also read my daily Morning Halo-halo content on Philstar.com in the Stock Commentary section.

Subscribe here

Read today's full newsletter here

• Help the mods control spam with the report button. This removes spam quicker.
• Please comment on link quality, and upvote good links!
• Start looking for streams on these sites: CricFree.sc, CrickFree.io, VipBox.live, Vipbox.lc. Link directly to good streams.
• iPlayer, ITV, SuperSport or Sky blocked? Geo Unblock with a VPN

• Thanks for helping your fellow rugby fans to follow rugby!

• Help the mods control spam with the report button. This removes spam quicker.
• Please comment on link quality, and upvote good links!
• Start looking for streams on these sites: CricFree.sc, CrickFree.io, VipBox.live, Vipbox.lc. Link directly to good streams.
• iPlayer, ITV, SuperSport or Sky blocked? Geo Unblock with a VPN

• Thanks for helping your fellow rugby fans to follow rugby!

• Help the mods control spam with the report button. This removes spam quicker.
• Please comment on link quality, and upvote good links!
• Start looking for streams on these sites: CricFree.sc, CrickFree.io, VipBox.live, Vipbox.lc. Link directly to good streams.
• iPlayer, ITV, SuperSport or Sky blocked? Geo Unblock with a VPN

• Thanks for helping your fellow rugby fans to follow rugby!

• Help the mods control spam with the report button. This removes spam quicker.
• Please comment on link quality, and upvote good links!
• Start looking for streams on these sites: CricFree.sc, CrickFree.io, VipBox.live, Vipbox.lc. Link directly to good streams.
• iPlayer, ITV, SuperSport or Sky blocked? Geo Unblock with a VPN

• Thanks for helping your fellow rugby fans to follow rugby!

• Help the mods control spam with the report button. This removes spam quicker.
• Please comment on link quality, and upvote good links!
• Start looking for streams on these sites: CricFree.sc, CrickFree.io, VipBox.live, Vipbox.lc. Link directly to good streams.
• iPlayer, ITV, SuperSport or Sky blocked? Geo Unblock with a VPN

• Thanks for helping your fellow rugby fans to follow rugby!

• Help the mods control spam with the report button. This removes spam quicker.
• Please comment on link quality, and upvote good links!
• Start looking for streams on these sites: CricFree.sc, CrickFree.io, VipBox.live, Vipbox.lc. Link directly to good streams.
• iPlayer, ITV, SuperSport or Sky blocked? Geo Unblock with a VPN

• Thanks for helping your fellow rugby fans to follow rugby!

Had great reviews on Amazon but curious if anyone has experience with it. I need to take more zinc anyways so thought it would be a win win!

ESPN+ will be streaming the college D1 championships this weekend. The camera is at court level so you can get a better sense for positioning and speed of the game. Lots of things people can pick up and would help their doubles games especially. The coaches will give interviews as well so you can get some strategy that they're using. For instance general tips that anyone at any skill level can incorporate into their doubles game I've heard called out:
1) When asked about a doubles pair getting passed down the line twice in one game and what he would tell his team if that happened to him the reply was "If you're not getting beat down the line you're not playing doubles correctly". Notice how much they cheat to the center and how rarely teams try to go down the line since it's such a low percentage shot.
2) Communication between partners. Both players are lifting each other up and talking after each point.
3) Signals on second serve. The net person will be active on both the first and second serve. An easy way to put more pressure on returners is to be active on your partners second serve so they feel like they have to go for me to keep it away from you.
4) Even the net person on the returning team is active. Kinda the opposite of 3 where if you're returning and you want to put more pressure on the serving team being active at net on 2nd serves will make them feel like they need to get more 1st serves in and go for bigger second serves.

1. Cosculluela “El Principe Ghost Edition” (2010) – Some may get mad at seeing this “El Principe” #1 when “Odisea” is at #8 especially because Coscu’s 200 thousand units sold is 10x less the amount of Ozuna’s “Odisea”. But unless you were there, you cannot fathom the fact that “El Principe” was the equivalent to “El Abayarde” during the “Back To The Underground Era” (2009-2014). Major labels dissed Rap & Reggaeton and most of it went back to the underground. And even if it did receive a release from a major like “El Principe”, unless you were Yankee or Don or signed a 360, you were not getting any promotional dollars invested in you. This album remained “underground” outside of Puerto Rico, but it became the hottest thing in the culture thus it did phenomenal numbers with no mainstream exposure. But the most important facet is the music. And this album is full of classics from beginning to end with much variety yet Cosculluela does not abandon his underground lyricism at any moment for commercial success. You have ballads with Zion & De La Ghetto, but hardcore songs like “Plaka Plaka” and “Un Pesito”. There is no doubt that when this album came out Cosculluela was the #1 Latin MC on planet earth and his career is now legendary thanks to “El Principe” in which every single song was good and a hit!

Listen on Spotify: https://open.spotify.com/album/6A6eSLDcS2r7qT9ZFYSJlL?si=-YBA4YGST0OIXn23ZU-XtQ

1. Jowell & Randy “El Momento” (2010) – Wisin & Yandel’s “WY Records” joined forces with the legendary “White Lion Records” to present this masterpiece. Half the album is produced by Wisin & Yandel’s superstar team of Nesty, Victor & Gomez while the other half is done by Live Music (DJ Giann, Dexter, Mr. Greenz & DJ Blass). It is Jowell & Randy’s best album to date and their most successful one to date. People remember hits like “Un Booty Nuevo” feat. Yaviah, “Loco”, & “Solo Por Ti” but songs like “Amanece” and “Chica de Novela” are all time classics within the Reggaeton community. If you missed this one, do yourself a favor and save your life by hearing it.

Listen On Spotify: https://open.spotify.com/album/6JUteqYW61MphFHmJe5AAU?si=FPqrD5hmSpqvpHknPvmVzw

3. Ñengo Flow “Real G 4 Life” (2010) - Ñengo Flow became a superstar in Colombia with this album and later the rest of the world. “Real G 4 Life” has now become a mantra for Latinos raised in the barrio across the globe. The album was the best of both worlds. Half of it is Ñengo’s gritty, dark and violent tone with help of ultra underrated MC John Jay. The second half is club bangers with all tracks becoming hits in the Reggaeton world. This album is now one of the most influential in the history of Latin Music, not just Rap & Reggaeton.
Listen on YOUTUBE: https://youtube.com/playlist?list=OLAK5uy_lyv_kcReUgQuIS_13uattK3TJKVK8Dhsc&si=W7rdpwG7vj5QyeiH

4. Anuel AA “Real Hasta La Muerte mixtape version” (2016) – Anuel’s debut 13 track mixtape is a tour de force. Every song is either an underground hit or a commercial radio/club smash. He was just untouchable at this point. Lyrically he was also at his peak here as his lyrics kinda made more sense in their angst while recently he sounds kinda pointless. His punchlines were also much more clever in this era and he became a legend in the culture with this work alone which is much superior to the album version of 2018. Please don’t get them confused, one is much better than the other.
Listen Here: Anuel AA - Real Hasta La Muerte (The Mixtape) (2016) : Free Download, Borrow, and Streaming : Internet Archive

5. Kase.O “El Círculo” (2016) – “El Ciculo” by Kase.O is definitely the most sophisticated album on this list. For those not “in the know” Kase.O has been widely considered the undisputed best lyricist alive since Canserbero passed away. He was a member of the legendary Hip Hop group ‘Violadores Del Verso’ and presented a masterclass of a product with “El Círculo” in 2016. Apart from his supreme battle rap skills, we have songs with social content, R&B romance, and a variety of underground Rap sounds from R de Rhumba. If we were to rate on pure skill alone, this album may be #1.
Listen on Apple Music: https://music.apple.com/us/album/el-c%C3%ADrculo/1152540356

6. Yandel “Dangerous” (2015) - Yandel’s most commercially successful album as a solo artist is just a tour de force from beginning to end. This is Yandel translating his hitmaking abilities from “Quien Contra Mi” to the modern era. It is very commercial without losing the essence of the true Reggaeton sound. Most people remember “Encantadora” but even deep cuts like “Riversa” feat. De La Ghetto, “Loba”, “Dejame Explorar” feat. French Montana & “No Sales De Mi Mente” feat. Nicky Jam were among the best Reggaeton songs that decade.
Listen on Apple Music: https://music.apple.com/us/album/dangerous/1046026029

7. Los De La Nazza “Orion” (2015) - This is the finest produced Reggaeton album of the 2010’s and the one that launched today’s #1 label ‘RIMAS’. It has an all star list of participants including Farruko, Nicky Jam, De La Ghetto, Ozuna, Kendo Kaponi, Pusho, Angel & Khriz, Luigi 21 Plus, Alexio (RIP) Juanka & many more… It is a very street album and not recommended for all audiences. The beats still sound impressive almost a decade later.
Listen on Spotify: https://open.spotify.com/album/1qA8Q6vn2oYXBwiMb55HTu?si=jFgI2oecQNKTj_uB3UZU-w

8. Ozuna “Odisea” (2017) – Ozuna’s debut album is chock full of hits and the most successful album on the list. He had already about 5 or 6 international hits before the album’s release and added another 5 or 6 more after it. Super catchy and well produced album.
Listen on YOUTUBE: https://youtube.com/playlist?list=OLAK5uy_ncFovAV-r37ILWMjp65C285WwN3-5CSbw&si=ofFXc57ZnREL52nv

9. Baby Rasta & Gringo “Los Cotizados” (2015) – After a career that spanned over 20 years by the time of “Los Cotizados” release date, this is Baby Rasta & Gringo’s most successful album to date. The album is full of catchy songs and impressive features including Tito El Bambino, Nicky Jam & Farruko. Jumbo “El Que Produce Solo” does a fantastic job on the production end.
Listen on Apple Music: https://music.apple.com/us/album/los-cotizados/1361900453

10. Nico Canada “A Lo Under vol. 1 & 2” (2012) – Nico Canada brought an all star double album to the game in 2012. You have exclusive tracks from Plan B, Cosculluela, Nicky Jam, J Alvarez, Ñengo Flow, Maicol & Manuel, Alberto Style, Ivy Queen, Mexicano, Yomo, Tito El Bambino, J-King & Maximan, Voltio, Jowell & Randy and more… All produced by Nico Canada alongside Kronix Magical mostly with an old school 90’s feel translated to the modern era. Sadly, this album was not known outside the underground but is worth the listen as it is full of classic tracks.
Listen on Spotify: Vol. 1 https://open.spotify.com/album/6v6ie2iVsqY5HU0nYn9rgb?si=g6wVyDH-Qp6ZB98eLSbzhg
& Vol. 2 https://open.spotify.com/album/36McUo1zCJNAzHu7gmqfTG?si=ppYXTewfQiGWBqW4OPS-5Q

Honorable Mention: Shotta – Para Mi Gente/Flowesia (2014/2016), Plan B – House of Pleasure (2010), Cosculluela – Blanco Perla (2016), Alcolirykoz - Servicios Ambulatorioz (2017), Nicky Jam – Fenix (2017), Wisin & Yandel – Los Vaqueros El Regreso (2011), Daddy Yankee – King Daddy (2013) & Tito El Bambino – El Patron La Victoria Edition.
My personal Top 5: 1. King Daddy 2. Real Hasta La Muerte mixtape version 3. El Momento 4. Los Vaqueros El Regreso 5. El Principe

It's The NFT DIVIDEND WU-TANG WOMBO COMBO
That's why Snoop Dogg was so mad at that kid. HE SOLD THE PARTIAL RIGHTS TO THE WU-TANG ALBUM FOR $3000.
Why would he know this? He did a feature on the album.
The whole point of the album is to bring value back to music:
Inspired by musical patronage in the Renaissance,[7] Wu-Tang producer Cilvaringz decided to create Once Upon a Time in Shaolin as an art object.[5] Feeling the value of music had been cheapened by streaming and online piracy, he and co-producer RZA hoped to return music to the value of fine art.
Also,
Once Upon A Time In Shaolin was auctioned through Paddle8 in 2015,[9] which had previously sold works by artists including Jeff Koons, Julian Schnabel, and Damien Hirst.[3] Legal agreements stipulated that the album could not be commercially exploited for 88 years, although it could be released free or played at listening parties.[10]
According to RZA, the number eight was symbolic as there were eight original members of the Wu-Tang Clan, the numbers of the year 2015 add up to eight, Paddle8 has eight in its name, and a rotated eight is the symbol for infinity, used on their second album, Wu-Tang Forever.
What fucking year is it???

Hey all, I am relatively still relatively early in my current career (5 years in the industry) I’m doing some number crunching since I am eyeing on a standalone townhouse that is in a HCOL area. Bank estimates the total monthly payment (as of last week) is 4650/months (principal, interest, PMI, insurance, and taxes). My net income monthly is 7200. For the property, I expect there are some things that need to be done within the next couple of year, like replacing the roof (it looks worn), water heater replacement, and changing out the carpet. There are some moisture damage near the doors/sliding doors and the thermals in the skylight need replacing, but those shouldn't be deal breakers and are easily fixable. My rent is currently very low, which is why I am able to save so much.
Finances -
125k cash (I plan on using all of this for down payment)
110k in taxable brokerages (most are long term securities , roughly 50% in company stocks from RSUs)
Debt obligations:
I have a car loan-$431/mo. 42 payments remaining. 5% interest. Payoff quote is 16k, which I can totally pay off right now, but probably not best because of taxes — money is tied up in taxable brokerage accounts (see above). My parents have graciously offered to help me pay this monthly amount in the interim until I have more cash on hand to pay them back (like from yearly bonuses). They think I shouldn’t liquidate some of the brokerage accounts because stock will go up
Expenses (per month)

• Gas -> roughly $120. Gas is fairly expensive here. Summer time is here so I expect to do a lot more driving. Maybe maximum 150. My car’s fuel efficiency is insanely good for the vehicle type
  
• Groceries -> $250-300. I care a lot about what I eat. Nutrition is very important to me and I am not willing to skimp out on this unless it’s the last resort
  
• Car Insurance -> $115. I’m due to renew the policy and I was quoted $691/6 mo.
  
• Utilities (watesewage, garbage, gas, electricity, internet) -> probably $350. I currently pay about $170 a month, already split with a roommate. So I just doubled that to get a rough estimate
  
• Car tab renewal $60 -> I have no idea?? - I think renewal would be $600-700 per year. It’s a new vehicle so I’ll find out when the time comes.
  

Please let me know if I have forgotten anything major here.
Total bare minimum expenses: $945/mo
So on top of the total payment for the property and the bare minimum expenses, that leaves me with $7200-$4700-$945 = $1555.
Take $1000 for general savings, leaving me with $555 to enjoy life. I can probably pull this off if I prioritize things that are important to me rather than being somewhat free for all currently haha
Questions for you fellow redditors:

• Do you think my math checks out here? Am I overextending? I’m not sure if I will be “house poor”. Feels like the debt to income ratio is high here, but this would mean owning a property in a very lucrative area
  
• I’m tempted to liquidate my most of the brokerage accounts. Since the securities I’m selling are long-term investments, I should be taxed at 0% rate, right? Research shows that it is 0% for up to 47,025. So I will liquidate that amount and move it over to a savings fund (essentially converting it to emergency fund - money market at 5%). Will likely do the rest in 2025. Is this smart idea? If I do that, then I plan on upping the down payment to 20% and avoid PMI
  
• What’s the thought on decreasing 401k contribution to help with liquidity? My company has a generous match which is $0.50 for every $1 contributed, up to the maximum for traditional 401k. So when I decrease my contribution here, I’m essentially leaving out “free money” on the table here. It’s don’t know what’s better - build equity with property, or maybe miss out on the potential (compounded) gains with the decreased contribution?
  

Thanks all