Sample letter requesting to borrow money
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2019.01.29 04:04 Too_MuchWhiskey RandomActOfOmelette
Did you awaken in a strange place to the smell of breakfast?
2024.05.16 14:21 Mountain_Bluejay4383 Help guys, Please Read
I can send all the documents and proofs for verification in pm... Please help guys
(Already posted on few subs and got help of 14,000 rs)
Last year, during my late father's treatment for Terminal HCC disease, I borrowed a significant amount of money from various online apps.
Unfortunately, he passed away, but nearly a year later, I find myself still ensnared in this debt trap.l earn a monthly income of 12 thousand rupees from my job, supplemented by an additional 2 thousand rupees from home tuition. Despite this, it remains insufficient.
As the sole earner in my family, I am struggling to repay the debt, exacerbated by the fact that all the EMI dates from different apps coincide. The total amount I owe is 1 lakh 50 thousand rupees, a sum that seems insurmountable given my current salary and tuition fees. Over the past year, I've attempted various tactics to avoid defaulting on loans, including taking out new loans to repay older ones and considering selling assets, but I've now exhausted all options.
I feel mentally drained and hopeless.I am at a loss and see no light at the end of the tunnel. I implore you all to offer guidance on what steps I can take. Unfortunately, I cannot turn to relatives for further financial assistance, as many have already supported my family during my father's treatment, and they too have modest incomes like mine.
This is my fundraiser https://m-lp.co/anuragmi-4?utm _medium=native_message&utm_source=app
I can provide all the documents and proofs for verification in dm
PLEASE HELP DOSTO
submitted by Mountain_Bluejay4383 to IndiaTech [link] [comments]
(Already posted on few subs and got help of 14,000 rs)
Last year, during my late father's treatment for Terminal HCC disease, I borrowed a significant amount of money from various online apps.
Unfortunately, he passed away, but nearly a year later, I find myself still ensnared in this debt trap.l earn a monthly income of 12 thousand rupees from my job, supplemented by an additional 2 thousand rupees from home tuition. Despite this, it remains insufficient.
As the sole earner in my family, I am struggling to repay the debt, exacerbated by the fact that all the EMI dates from different apps coincide. The total amount I owe is 1 lakh 50 thousand rupees, a sum that seems insurmountable given my current salary and tuition fees. Over the past year, I've attempted various tactics to avoid defaulting on loans, including taking out new loans to repay older ones and considering selling assets, but I've now exhausted all options.
I feel mentally drained and hopeless.I am at a loss and see no light at the end of the tunnel. I implore you all to offer guidance on what steps I can take. Unfortunately, I cannot turn to relatives for further financial assistance, as many have already supported my family during my father's treatment, and they too have modest incomes like mine.
This is my fundraiser https://m-lp.co/anuragmi-4?utm _medium=native_message&utm_source=app
I can provide all the documents and proofs for verification in dm
PLEASE HELP DOSTO
2024.05.16 14:20 giugix She always has to be the victim
My ngrandmother is always the victim. It doesn’t matter what’s the situation, she’s always the victim and no one understands her.
When my father was in rehab and I couldn’t see him, she was the victim, she said it was my fault my father was using and to not upset him with my letter (a.k.a do not upset him telling him how she was abusing me).
When my grandfather died, my mother travelled to see me, but she has to take care of her. (Also, she did the wow it’s me scene she always does, fainting, loud crying, when she abused my grandfather until he died). I couldn’t process my grief as a 14 year old girl, I didn’t have no one looking out for me because everyone was looking out for her. She was practically useless afterwards, neglecting me to the point I ran away. She played the victim saying I was leaving her alone.
My father was not only an drug addict, but also he had HIV. I was there taking him out of the trap houses, motels, taking him to the hospitals, trying to get him to rehab. I did everything in my power to keep him alive. He passed away in front of me of a heart attack in the hospital after having a stroke. Where was my ngrandmother in all this? In her house doing absolutely nothing. I plan the funeral, cremations, everything with my money. She did not help, she repeated the same process as with my grandfather, fainted, cried and made everything about her. She also blamed me for his death. Everything is always about her. Now every time someone passes I try to be ok with it as fast as I can because in her words “I dont deserve to cry because I’m not as sad as her”. I’m not ok. My father passed away and I’m sad. He missed my wedding and I’m currently pregnant and he’s not here. I miss him terribly.
I wish and pray that I’ll be the parent I deserved to have for my kids. I hope I’m going to be a better parent figure that my ngrandmother. I’m NC with her but I hope she doesn’t come to the birth or anything because as always, she will make everything about her.
submitted by giugix to raisedbynarcissists [link] [comments]
When my father was in rehab and I couldn’t see him, she was the victim, she said it was my fault my father was using and to not upset him with my letter (a.k.a do not upset him telling him how she was abusing me).
When my grandfather died, my mother travelled to see me, but she has to take care of her. (Also, she did the wow it’s me scene she always does, fainting, loud crying, when she abused my grandfather until he died). I couldn’t process my grief as a 14 year old girl, I didn’t have no one looking out for me because everyone was looking out for her. She was practically useless afterwards, neglecting me to the point I ran away. She played the victim saying I was leaving her alone.
My father was not only an drug addict, but also he had HIV. I was there taking him out of the trap houses, motels, taking him to the hospitals, trying to get him to rehab. I did everything in my power to keep him alive. He passed away in front of me of a heart attack in the hospital after having a stroke. Where was my ngrandmother in all this? In her house doing absolutely nothing. I plan the funeral, cremations, everything with my money. She did not help, she repeated the same process as with my grandfather, fainted, cried and made everything about her. She also blamed me for his death. Everything is always about her. Now every time someone passes I try to be ok with it as fast as I can because in her words “I dont deserve to cry because I’m not as sad as her”. I’m not ok. My father passed away and I’m sad. He missed my wedding and I’m currently pregnant and he’s not here. I miss him terribly.
I wish and pray that I’ll be the parent I deserved to have for my kids. I hope I’m going to be a better parent figure that my ngrandmother. I’m NC with her but I hope she doesn’t come to the birth or anything because as always, she will make everything about her.
2024.05.16 14:20 OrlonDogger A Witch at Midnight - Chapter 14
[First] [Previous] [Next]
I was at a disadvantage before, looking around in unknown territory, but here? This is my house. My country. My library! I have walked around these halls so many times that I have a pretty good mental map of where everything is. Considering the most requested academic tomes are under the protection of the Librarian, I go investigate the shelves on the first floor, where you find mostly reference books.
All this confidence I managed to build up disappears the instant I notice there’s a group of students in the lodges to the side of the hall, just minding their own business. My throat dries up, my knees shake a little bit.
Saints damn it, why aren’t you all on vacation!?
And they are sitting right on my way, between me and the shelves. I am sure the symbol has to be on the shelves…
“Time to turn tail and run, like always.”
“You can do it. Take a deep breath, look straight onwards and walk!”
Taking her advice, I do my best to not look at ANYTHING and just go straight as an ant to the shelves.
“Wait. What if any of them say hi? Oh no. Uhm. Take a quick look! But make it super, super quick!”
Damn it.
My eyes slowly turn to the left as I am walking. Are they looking at me? Did they look at me? WILL they look at me? They don’t seem to even notice me. Should I call for their attention? Should I say hi? I don’t even know them, that would be weird. But what if I do know them and I just don’t remember? There’s lots of law students around, maybe they are law students? I can’t see their books from this distance, maybe I need glasses. Would glasses make me look unassuming? I wish people didn’t look at me…
Eventually I reach the shelves without exchanging a single word with these people. I really, really hope I didn’t look like a nervous wreck while walking by, but I guess there isn’t much I can do about that now, can I? Ugh, I can barely focus as I start looking on the shelf itself, trying to find anything out of the ordinary…
“You’re nervous when there’s a lot of people, and you’re nervous when there’s few people. What will it take for you to be happy about something, huh!? Tiresome bitch…”
I sigh loudly. I left my S.O.S. at home, so I can’t really get rid of these voices tonight… I’ll have to brave them.
“It will be a hard time… but you can do it.”
Taking a deep breath, I continue trying to focus on finding that damn ‘golden symbol’ around the shelves, even taking out a few suspiciously out of place books, just to check if the symbol could be carved on the back of the shelf or something…
Nothing.
I spend a good long hour checking each shelf on the first floor as methodically as my body allows… before I know it, I have given up on everything and am sitting on a bean couch at the main hall, letting my eyes close slowly…
… When I open them again, I practically jump out of my chair.
Did I just fall asleep!?
“Oh boy.”
I pick up my phone to check… It's 2 in the morning.
“Oh boy! Who could have guessed things would go wrong, huh?”
I can still feel the sleepiness in my limbs, my eyelids feel so heavy. Saints, help your poor servant!
The lights feel so vibrant here, so annoying and white. I can practically hear them buzz… but then, I notice something else. The smell of decent coffee, recently brewed. I look around, quickly finding the librarian at her desk, serving cups of coffee to the group I saw… I think of going over and taking one but that would probably imply conversation. And I am not ready for conversation! I—
“Oi! You finally woke up!” The librarian catches me instantly with a knowing smirk. “Want a cuppa?”
I freeze. For a moment I think: ‘hey, let’s pretend I didn’t hear her!’, but I don’t have my headphones on and I made eye contact. I am trapped, TRAPPED.
“M-Mhm.” I manage to whimper, nodding my head quickly.
“Then come over, don’t be shy. We’re all night owls here.”
There is a sense of community there that’s quite alluring, but the curious looks of that group of students really feel like cold daggers on my chest. Still, I gather all my courage and robotically walk over to the group, taking a styrofoam cup, and then watching the woman fill it up slowly with coffee as black as my soul. Just like I like it… just with a hint of sugar, though.
“So you finally came around again. I was wondering what happened to you.” The old lady looked at me, knowingly.
“You… you recognize me?” I can’t help but feel a mixture of happiness and abject horror mounting on my back.
“My child, I recognize every single person who comes to my library! I know them all, believe it or not! Including these rascals over here.”
The others laughed. I just looked at my coffee while mixing a teaspoon of sugar in it. She’s probably joking, right? I mean… there’s no way she actually memorizes every visitor, right?
“Maybe she’s a witch.”
Knowing what I know now? I wouldn’t be surprised. I just take a sip of my coffee.
“You’re not here to study for the special tests, are you?” The lady again read me like a saints’ damned book. “You’re looking for something special.”
“It’s nothing that ominous.” I quickly cover. “I am just looking for a particular book, but I am not sure where I could find it in the library.”
“Why not ask for help? I am right here, precisely for that!” The Librarian puffed up her chest. “If I don’t get anything to do, I get bored.”
“Ah, well, you see…” I start getting nervous again. I can’t just tell her the truth! What if I slip and this woman turns out to be a cloak testing me? Or worse, a sleeper! I am quite sure the whole ‘Secret of magic’ is a very serious matter! I could get her and myself in a big pickle!
The woman seems to notice my distress… and instead of trying to reassure me, the damn crone just goes and says:
“Is it poooorn you’re after, boy?~”
Saints help me.
The others are laughing and looking at me all smiley, why!? Why must this lady put me in a situation like this!?
“T-There’s the internet for stuff like that!” I blurt without thinking. “I mean! Ah! Damn it!”
More laughs. At this point my face must be lighting up red and radiating hotter than active uranium.
“I. Can’t. It’s a symbol!”
“A symbol?” One of the other students tilted his head with curiosity. “What kind of symbol? Are we talking chemical or arcane?”
“Nerd spotted. You’re among comrades here, breathe easy.”
It’s hard to breathe easy when people are actively laughing at me, saints damn it!
“It… symbolizes gold.” I finally relented. “I am not sure which one of the many, many interpretations it could be. I thought of the alchemical symbol for gold, or a Sun, who knows…”
“That’s a little vague.” The student said, frowning a little bit and rubbing the back of his neck. “The symbol is in the book? Like, on the cover?”
What am I even supposed to answer to that!?
“I. Think?”
“Well.” The Librarian recovers the reigns of the conversation with a grin. “If that thing you are looking for isn’t here? It may be a literature tome. You know, on the second floor.”
“Y-Yeah…” I sigh. This whole conversation has just been so stressful.
“Well! It could be the Golden Ratio!” One of the girls says. “You know the Golden Ratio?”
“Isn’t that the whole shell inside a rectangle thing?” I blink.
“Yeah! They use the helenian letter ‘phi’ to represent it.”
The girl is nice enough to draw it for me…
Phi
I stare at the symbol on the paper for a moment. That’s… actually useful. And it does make sense! It could be this! Suddenly inspired, I stand right up and finish what’s left from my coffee in one gulp, not even caring that it burns my damn throat as I do so.
“Okay, this works. Thank you!” Without even feeling the anxiety attack me again, I bow my head and turn around to go right for the stairs!
When Tav had turned around and moved out, the Leader of the Coven looked at her young apprentice with a frown, shaking her finger slowly at the girl.
“You shouldn’t be so obvious with your hints, young girl.” The woman shook her head softly. “We could have had fun with her for at least another hour!”
“I didn’t feel like being cruel today.” The apprentice said with a sleepy grin, while some of the others ruffled her hair and called her a ‘softie’. “The Bastard needs a way to learn! And it would be sad to see the Overseer waiting for another night…”
I rush past the empty reception desk on the second floor, joging without even caring about the ‘No Running’ rule as I go head first into the wooden shelves of the literature section. And it doesn’t even take me that many attempts to finally see something: a symbol carved on the wooden side of one of the shelves.
Phi. Lower case. Small enough to not be disruptive, but big enough to be noticeable.
My eyes widen, and I immediately approach the symbol with awe invading my body. I don’t even dare to touch it at first, that’s how big my excitement is! Whatever does this mean!? Is this whole building the Elysium? Or just the second floor? Isn’t this place way too public for what they mean to do?
Finally giving up on trying to be cautious, I just touch the symbol. For a moment nothing happens, and I feel the panic starting to take over again.
“Trust the process, maybe it takes a moment!”
I keep my finger pressed on the carved symbol for a moment, taking slow, deep breaths as I try to keep myself from going into a saints damned anxiety attack. But then, something does happen. Octarine, that strange colour, starts filtering from my very veins and into the symbol, filling in the carving before flowing on the air like a river of vibrant purple-green. It advances in front of my eyes, dancing and spiraling before flowing deeper into the library.
“What…?”
“What are you waiting for!?”
“Follow it!”
I don’t have to tell myself twice! My legs don’t have the energy to keep running, but the colour is not flowing super fast, so I can just walk behind it until it reaches an empty wall on the deepest side of the second floor. I put my hand against it and push slightly, this time trying to cause the flow myself! My excitement knows no bounds when the colours flow from my forearm to my palm, and then spread on the wall like vines growing in all directions.
“Idiot! What if someone can see you!?”
Biting my lower lip, I quickly turn around. No one followed me, good! I can focus again on the wall, or in this case the lack of it: where there was a wall now there’s an entrance, a black hole just waiting for me to jump in. With a sigh, I decide to ignore my anxieties and just go into the darkness, being quickly surrounded by it as the wall quickly appears again behind me.
It takes a moment for my eyes to get used to the room, but when they do the way is clear: a spiral stairway going up.
“More stairs… why do people here love their stairs!?”
With a frustrated grumble, I take a step on the stairs, only for them to start moving on their own. Huh. Now that’s convenient! I just let them take me higher and higher, without even questioning how they move without mechanisms or electricity. Magic is just Like That™.
It doesn’t take long until the light hits me: a faint, gentle blue light, like a beautiful night sky. My observation proves right on the money, for what I find on top of the stairway is a tremendous planetarium: a dome of darkness with distant white lights showing the spectacle of the stars right above us.
There are some tables and chairs around, some bookshelves too… and sitting on one of them, was the specter of someone I know. The figure of a certain book vendor.
Miss Pelafina gently brushed some of her dyed black hair behind her ear to look at me with a mocking grin.
“Took you long enough, didn’t it? Kid.”
submitted by OrlonDogger to HFY [link] [comments]
I was at a disadvantage before, looking around in unknown territory, but here? This is my house. My country. My library! I have walked around these halls so many times that I have a pretty good mental map of where everything is. Considering the most requested academic tomes are under the protection of the Librarian, I go investigate the shelves on the first floor, where you find mostly reference books.
All this confidence I managed to build up disappears the instant I notice there’s a group of students in the lodges to the side of the hall, just minding their own business. My throat dries up, my knees shake a little bit.
Saints damn it, why aren’t you all on vacation!?
And they are sitting right on my way, between me and the shelves. I am sure the symbol has to be on the shelves…
“Time to turn tail and run, like always.”
“You can do it. Take a deep breath, look straight onwards and walk!”
Taking her advice, I do my best to not look at ANYTHING and just go straight as an ant to the shelves.
“Wait. What if any of them say hi? Oh no. Uhm. Take a quick look! But make it super, super quick!”
Damn it.
My eyes slowly turn to the left as I am walking. Are they looking at me? Did they look at me? WILL they look at me? They don’t seem to even notice me. Should I call for their attention? Should I say hi? I don’t even know them, that would be weird. But what if I do know them and I just don’t remember? There’s lots of law students around, maybe they are law students? I can’t see their books from this distance, maybe I need glasses. Would glasses make me look unassuming? I wish people didn’t look at me…
Eventually I reach the shelves without exchanging a single word with these people. I really, really hope I didn’t look like a nervous wreck while walking by, but I guess there isn’t much I can do about that now, can I? Ugh, I can barely focus as I start looking on the shelf itself, trying to find anything out of the ordinary…
“You’re nervous when there’s a lot of people, and you’re nervous when there’s few people. What will it take for you to be happy about something, huh!? Tiresome bitch…”
I sigh loudly. I left my S.O.S. at home, so I can’t really get rid of these voices tonight… I’ll have to brave them.
“It will be a hard time… but you can do it.”
Taking a deep breath, I continue trying to focus on finding that damn ‘golden symbol’ around the shelves, even taking out a few suspiciously out of place books, just to check if the symbol could be carved on the back of the shelf or something…
Nothing.
I spend a good long hour checking each shelf on the first floor as methodically as my body allows… before I know it, I have given up on everything and am sitting on a bean couch at the main hall, letting my eyes close slowly…
… When I open them again, I practically jump out of my chair.
Did I just fall asleep!?
“Oh boy.”
I pick up my phone to check… It's 2 in the morning.
“Oh boy! Who could have guessed things would go wrong, huh?”
I can still feel the sleepiness in my limbs, my eyelids feel so heavy. Saints, help your poor servant!
The lights feel so vibrant here, so annoying and white. I can practically hear them buzz… but then, I notice something else. The smell of decent coffee, recently brewed. I look around, quickly finding the librarian at her desk, serving cups of coffee to the group I saw… I think of going over and taking one but that would probably imply conversation. And I am not ready for conversation! I—
“Oi! You finally woke up!” The librarian catches me instantly with a knowing smirk. “Want a cuppa?”
I freeze. For a moment I think: ‘hey, let’s pretend I didn’t hear her!’, but I don’t have my headphones on and I made eye contact. I am trapped, TRAPPED.
“M-Mhm.” I manage to whimper, nodding my head quickly.
“Then come over, don’t be shy. We’re all night owls here.”
There is a sense of community there that’s quite alluring, but the curious looks of that group of students really feel like cold daggers on my chest. Still, I gather all my courage and robotically walk over to the group, taking a styrofoam cup, and then watching the woman fill it up slowly with coffee as black as my soul. Just like I like it… just with a hint of sugar, though.
“So you finally came around again. I was wondering what happened to you.” The old lady looked at me, knowingly.
“You… you recognize me?” I can’t help but feel a mixture of happiness and abject horror mounting on my back.
“My child, I recognize every single person who comes to my library! I know them all, believe it or not! Including these rascals over here.”
The others laughed. I just looked at my coffee while mixing a teaspoon of sugar in it. She’s probably joking, right? I mean… there’s no way she actually memorizes every visitor, right?
“Maybe she’s a witch.”
Knowing what I know now? I wouldn’t be surprised. I just take a sip of my coffee.
“You’re not here to study for the special tests, are you?” The lady again read me like a saints’ damned book. “You’re looking for something special.”
“It’s nothing that ominous.” I quickly cover. “I am just looking for a particular book, but I am not sure where I could find it in the library.”
“Why not ask for help? I am right here, precisely for that!” The Librarian puffed up her chest. “If I don’t get anything to do, I get bored.”
“Ah, well, you see…” I start getting nervous again. I can’t just tell her the truth! What if I slip and this woman turns out to be a cloak testing me? Or worse, a sleeper! I am quite sure the whole ‘Secret of magic’ is a very serious matter! I could get her and myself in a big pickle!
The woman seems to notice my distress… and instead of trying to reassure me, the damn crone just goes and says:
“Is it poooorn you’re after, boy?~”
Saints help me.
The others are laughing and looking at me all smiley, why!? Why must this lady put me in a situation like this!?
“T-There’s the internet for stuff like that!” I blurt without thinking. “I mean! Ah! Damn it!”
More laughs. At this point my face must be lighting up red and radiating hotter than active uranium.
“I. Can’t. It’s a symbol!”
“A symbol?” One of the other students tilted his head with curiosity. “What kind of symbol? Are we talking chemical or arcane?”
“Nerd spotted. You’re among comrades here, breathe easy.”
It’s hard to breathe easy when people are actively laughing at me, saints damn it!
“It… symbolizes gold.” I finally relented. “I am not sure which one of the many, many interpretations it could be. I thought of the alchemical symbol for gold, or a Sun, who knows…”
“That’s a little vague.” The student said, frowning a little bit and rubbing the back of his neck. “The symbol is in the book? Like, on the cover?”
What am I even supposed to answer to that!?
“I. Think?”
“Well.” The Librarian recovers the reigns of the conversation with a grin. “If that thing you are looking for isn’t here? It may be a literature tome. You know, on the second floor.”
“Y-Yeah…” I sigh. This whole conversation has just been so stressful.
“Well! It could be the Golden Ratio!” One of the girls says. “You know the Golden Ratio?”
“Isn’t that the whole shell inside a rectangle thing?” I blink.
“Yeah! They use the helenian letter ‘phi’ to represent it.”
The girl is nice enough to draw it for me…
Phi
I stare at the symbol on the paper for a moment. That’s… actually useful. And it does make sense! It could be this! Suddenly inspired, I stand right up and finish what’s left from my coffee in one gulp, not even caring that it burns my damn throat as I do so.
“Okay, this works. Thank you!” Without even feeling the anxiety attack me again, I bow my head and turn around to go right for the stairs!
When Tav had turned around and moved out, the Leader of the Coven looked at her young apprentice with a frown, shaking her finger slowly at the girl.
“You shouldn’t be so obvious with your hints, young girl.” The woman shook her head softly. “We could have had fun with her for at least another hour!”
“I didn’t feel like being cruel today.” The apprentice said with a sleepy grin, while some of the others ruffled her hair and called her a ‘softie’. “The Bastard needs a way to learn! And it would be sad to see the Overseer waiting for another night…”
I rush past the empty reception desk on the second floor, joging without even caring about the ‘No Running’ rule as I go head first into the wooden shelves of the literature section. And it doesn’t even take me that many attempts to finally see something: a symbol carved on the wooden side of one of the shelves.
Phi. Lower case. Small enough to not be disruptive, but big enough to be noticeable.
My eyes widen, and I immediately approach the symbol with awe invading my body. I don’t even dare to touch it at first, that’s how big my excitement is! Whatever does this mean!? Is this whole building the Elysium? Or just the second floor? Isn’t this place way too public for what they mean to do?
Finally giving up on trying to be cautious, I just touch the symbol. For a moment nothing happens, and I feel the panic starting to take over again.
“Trust the process, maybe it takes a moment!”
I keep my finger pressed on the carved symbol for a moment, taking slow, deep breaths as I try to keep myself from going into a saints damned anxiety attack. But then, something does happen. Octarine, that strange colour, starts filtering from my very veins and into the symbol, filling in the carving before flowing on the air like a river of vibrant purple-green. It advances in front of my eyes, dancing and spiraling before flowing deeper into the library.
“What…?”
“What are you waiting for!?”
“Follow it!”
I don’t have to tell myself twice! My legs don’t have the energy to keep running, but the colour is not flowing super fast, so I can just walk behind it until it reaches an empty wall on the deepest side of the second floor. I put my hand against it and push slightly, this time trying to cause the flow myself! My excitement knows no bounds when the colours flow from my forearm to my palm, and then spread on the wall like vines growing in all directions.
“Idiot! What if someone can see you!?”
Biting my lower lip, I quickly turn around. No one followed me, good! I can focus again on the wall, or in this case the lack of it: where there was a wall now there’s an entrance, a black hole just waiting for me to jump in. With a sigh, I decide to ignore my anxieties and just go into the darkness, being quickly surrounded by it as the wall quickly appears again behind me.
It takes a moment for my eyes to get used to the room, but when they do the way is clear: a spiral stairway going up.
“More stairs… why do people here love their stairs!?”
With a frustrated grumble, I take a step on the stairs, only for them to start moving on their own. Huh. Now that’s convenient! I just let them take me higher and higher, without even questioning how they move without mechanisms or electricity. Magic is just Like That™.
It doesn’t take long until the light hits me: a faint, gentle blue light, like a beautiful night sky. My observation proves right on the money, for what I find on top of the stairway is a tremendous planetarium: a dome of darkness with distant white lights showing the spectacle of the stars right above us.
There are some tables and chairs around, some bookshelves too… and sitting on one of them, was the specter of someone I know. The figure of a certain book vendor.
Miss Pelafina gently brushed some of her dyed black hair behind her ear to look at me with a mocking grin.
“Took you long enough, didn’t it? Kid.”
2024.05.16 14:19 MartianMaterial Unstable Alice - backup Ai Disclosure Party template writer - Joshua’s unhinged sister
 | When we ran into the great Turnerbot Assault of 2024, we opted to make redundancies across-the-board including a somewhat unhinged artificial intelligence platform called Alice. submitted by MartianMaterial to disclosureparty [link] [comments] While Alice is not as efficient or elegant as Joshua (our primary artificial intelligence), Alice can still help create templates for contacting Congress about UFO Disclosure. Alice is always being upgraded, and we are proud of the work she can do with minimal effort from the user. However, it does take more effort than it does with Joshua. How to Use Unstable Alice:
|
2024.05.16 14:17 Intelligent-Ad9443 Cancelled flight, booking.com
I used booking.com to book a round-trip from Helsinki to Amman. First a layover in Zurich on the way to Amman and then a layover in Stockholm on the way back to Helsinki, so 4 flights in total, all in the same booking.
The flights are operated by three different airlines and only one of the four flights (Zurich-Amman by Royal Jordanian) was cancelled. I then got an email from Booking.com saying that the whole booking has been cancelled and the only option they gave was to request for a refund, so that's what I did.
I'm confused why we weren't offered another flight or route to compensate for the cancelled flight, because I looked up flights from Helsinki to Amman and there's multiple options with the same schedule and same airline, just with different layovers (for example Paris, Frankfurt and London). Just seems off that they cancelled the whole booking when only one flight out of four was actually cancelled...
So all in all, my question is: Can I trust that we will get a full refund for the whole booking even though the other 3 flights (two of those are by different airlines) weren't originally cancelled? Basically what I am scared of is that the other airlines won't agree to a refund because their flights were still scheduled to take off. Even though I didn't cancel anything, the third party/Royal Jordanian cancelled the whole booking because of one cancelled flight. Pretty tight on money and we're scared to buy new tickets if for some reason we don't get a full refund so I'm hoping someone has some experience and knowledge on the topic.
And yes, I have called and contacted booking.com multiple times and they told me the refund process has begun and they've sent refund requests to the airlines on our behalf. And I read that the EU law says that if an outbound flight operated by a different airline gets cancelled, we have the right to a full refund as long as the flights are in the same booking. BUT I just want to be 100% sure before getting new tickets. Hope this was explained well enough.
submitted by Intelligent-Ad9443 to travel [link] [comments]
The flights are operated by three different airlines and only one of the four flights (Zurich-Amman by Royal Jordanian) was cancelled. I then got an email from Booking.com saying that the whole booking has been cancelled and the only option they gave was to request for a refund, so that's what I did.
I'm confused why we weren't offered another flight or route to compensate for the cancelled flight, because I looked up flights from Helsinki to Amman and there's multiple options with the same schedule and same airline, just with different layovers (for example Paris, Frankfurt and London). Just seems off that they cancelled the whole booking when only one flight out of four was actually cancelled...
So all in all, my question is: Can I trust that we will get a full refund for the whole booking even though the other 3 flights (two of those are by different airlines) weren't originally cancelled? Basically what I am scared of is that the other airlines won't agree to a refund because their flights were still scheduled to take off. Even though I didn't cancel anything, the third party/Royal Jordanian cancelled the whole booking because of one cancelled flight. Pretty tight on money and we're scared to buy new tickets if for some reason we don't get a full refund so I'm hoping someone has some experience and knowledge on the topic.
And yes, I have called and contacted booking.com multiple times and they told me the refund process has begun and they've sent refund requests to the airlines on our behalf. And I read that the EU law says that if an outbound flight operated by a different airline gets cancelled, we have the right to a full refund as long as the flights are in the same booking. BUT I just want to be 100% sure before getting new tickets. Hope this was explained well enough.
2024.05.16 14:15 Mountain_Bluejay4383 Help guys, Please Read
I can send all the documents and proofs for verification in pm... Please help guys
(Already posted on few subs and got help of 14000 rs)
Last year, during my late father's treatment for Terminal HCC disease, I borrowed a significant amount of money from various online apps.
Unfortunately, he passed away, but nearly a year later, I find myself still ensnared in this debt trap.l earn a monthly income of 12 thousand rupees from my job, supplemented by an additional 2 thousand rupees from home tuition. Despite this, it remains insufficient.
As the sole earner in my family, I am struggling to repay the debt, exacerbated by the fact that all the EMI dates from different apps coincide. The total amount I owe is 1 lakh 50 thousand rupees, a sum that seems insurmountable given my current salary and tuition fees. Over the past year, I've attempted various tactics to avoid defaulting on loans, including taking out new loans to repay older ones and considering selling assets, but I've now exhausted all options.
I feel mentally drained and hopeless.I am at a loss and see no light at the end of the tunnel. I implore you all to offer guidance on what steps I can take. Unfortunately, I cannot turn to relatives for further financial assistance, as many have already supported my family during my father's treatment, and they too have modest incomes like mine.
This is my fundraiser https://m-lp.co/anuragmi-4?utm _medium=native_message&utm_source=app
I can provide all the documents and proofs for verification in dm
PLEASE HELP DOSTO
submitted by Mountain_Bluejay4383 to IndianFood [link] [comments]
(Already posted on few subs and got help of 14000 rs)
Last year, during my late father's treatment for Terminal HCC disease, I borrowed a significant amount of money from various online apps.
Unfortunately, he passed away, but nearly a year later, I find myself still ensnared in this debt trap.l earn a monthly income of 12 thousand rupees from my job, supplemented by an additional 2 thousand rupees from home tuition. Despite this, it remains insufficient.
As the sole earner in my family, I am struggling to repay the debt, exacerbated by the fact that all the EMI dates from different apps coincide. The total amount I owe is 1 lakh 50 thousand rupees, a sum that seems insurmountable given my current salary and tuition fees. Over the past year, I've attempted various tactics to avoid defaulting on loans, including taking out new loans to repay older ones and considering selling assets, but I've now exhausted all options.
I feel mentally drained and hopeless.I am at a loss and see no light at the end of the tunnel. I implore you all to offer guidance on what steps I can take. Unfortunately, I cannot turn to relatives for further financial assistance, as many have already supported my family during my father's treatment, and they too have modest incomes like mine.
This is my fundraiser https://m-lp.co/anuragmi-4?utm _medium=native_message&utm_source=app
I can provide all the documents and proofs for verification in dm
PLEASE HELP DOSTO
2024.05.16 14:14 Mountain_Bluejay4383 Help guys, Please Read
I can send all the documents and proofs for verification in pm... Please help guys
(Already posted on few subs and got help of 14000 rs)
Last year, during my late father's treatment for Terminal HCC disease, I borrowed a significant amount of money from various online apps.
Unfortunately, he passed away, but nearly a year later, I find myself still ensnared in this debt trap.l earn a monthly income of 12 thousand rupees from my job, supplemented by an additional 2 thousand rupees from home tuition. Despite this, it remains insufficient.
As the sole earner in my family, I am struggling to repay the debt, exacerbated by the fact that all the EMI dates from different apps coincide. The total amount I owe is 1 lakh 50 thousand rupees, a sum that seems insurmountable given my current salary and tuition fees. Over the past year, I've attempted various tactics to avoid defaulting on loans, including taking out new loans to repay older ones and considering selling assets, but I've now exhausted all options.
I feel mentally drained and hopeless.I am at a loss and see no light at the end of the tunnel. I implore you all to offer guidance on what steps I can take. Unfortunately, I cannot turn to relatives for further financial assistance, as many have already supported my family during my father's treatment, and they too have modest incomes like mine.
This is my fundraiser https://m-lp.co/anuragmi-4?utm _medium=native_message&utm_source=app
I can provide all the documents and proofs for verification in dm
PLEASE HELP DOSTO
submitted by Mountain_Bluejay4383 to TotalKalesh [link] [comments]
(Already posted on few subs and got help of 14000 rs)
Last year, during my late father's treatment for Terminal HCC disease, I borrowed a significant amount of money from various online apps.
Unfortunately, he passed away, but nearly a year later, I find myself still ensnared in this debt trap.l earn a monthly income of 12 thousand rupees from my job, supplemented by an additional 2 thousand rupees from home tuition. Despite this, it remains insufficient.
As the sole earner in my family, I am struggling to repay the debt, exacerbated by the fact that all the EMI dates from different apps coincide. The total amount I owe is 1 lakh 50 thousand rupees, a sum that seems insurmountable given my current salary and tuition fees. Over the past year, I've attempted various tactics to avoid defaulting on loans, including taking out new loans to repay older ones and considering selling assets, but I've now exhausted all options.
I feel mentally drained and hopeless.I am at a loss and see no light at the end of the tunnel. I implore you all to offer guidance on what steps I can take. Unfortunately, I cannot turn to relatives for further financial assistance, as many have already supported my family during my father's treatment, and they too have modest incomes like mine.
This is my fundraiser https://m-lp.co/anuragmi-4?utm _medium=native_message&utm_source=app
I can provide all the documents and proofs for verification in dm
PLEASE HELP DOSTO
2024.05.16 14:13 Mammoth-Read7172 best way to invest ~$60k?
i'm getting a settlement from a personal injury case. I'm basically disabled and unable to work. I need at least two more surgeries and another 2 years of rehab after that to MAYBE make a full recovery. I'm in college and borrowing a lot of money to survive in the hopes that I'll be able to get a desk job but I'm not having any luck with that. I've applied to probably 50 remote/WFH jobs. Nobody wants to hire people in NY for remote jobs because the minimum wage is too high. I'm $50k in student debt from two years of borrowing due to my injuries. I have been planning on pursing grad school to borrow even more money while I figure out wtf to do. If I do that, I'll probably be close to $100k in debt. I am stuck living with my dad which is a nightmare. I need to move away because I ruined my reputation some years back. I also have $5k in credit card debt that needs paid off asap. If I am to move away, I need a reliable vehicle. Also, if my ex finds out that I have money, she will probably try to sue me and might succeed. So, as soon as this settlement hits my bank account(s), this whole town will know I have a hefty chunk of cash. How can I keep this a secret, move away safely while recovering from surgery, AND get out of debt? I need to turn this ~$60k into like $100k or more in a short period of time.
submitted by Mammoth-Read7172 to personalfinance [link] [comments]
2024.05.16 14:13 Jpacampara21 AITA for not accepting the friendship of this girl who has rejected me and quitting the job since her close friends plotted against me?
AITA the asshole if I don't accept the LJBF offer of this girl who rejected me a year ago? She is really insisting we become friends again.
We became really close friends after three years of working for a social media giant as content moderators. Since I was her senior, I helped her out a lot with the policies, and she also in turn helped me become more sociable as I am a high functioning autistic person, and she has social anxiety disorder, since she doesn't have money, I supported her by paying for her acidity therapies and SAD therapies, where she borrowed some money from me.
I thought our feelings are mutual and I confessed she said no, and I moved away from her for about a week, and she left messages saying a LJBF spiel, which I said no to a lot, because she likes this new guy.
She has called me multiple times to try and become friends again after this bad rejection and falling out because she spoke badly of me to her friends and when I heard that they were laughing at me, calling me names like stalker, maniac, and ugly, I blocked her from all of my social media pages.
I found out that our close friends were influencing her decision to date that other fellow, who was applying for the position I had and they made up stories of me harassing her, She even said she vomits at the sight of me, and gets sick when she hears my name seriously. I never talked to them again, and when our boss chose the guy she likes for promotion, I left the job in disgust because I was actually the one contributing to our account with awards and insights for four years.
Then today, She then became really apologetic and wanted to repair the damage, but I don't want to be friends and develop any feelings for her again. The company also gave me another job offer but I don't want to return there anymore due to bad memories, and people backstabbing me.
I gave her an e-book of the poems she asked me for her birthday and blocked her again and all our mutual friends, because she contacts me through them. I also made mention that this would be the last time I'm ever speaking with her.
She made a new insta and initiated a follow but i blocked it. She left a voicemail crying about this and she wants to see me now, but I don't want to be reminded of her because I feel that she's plotting something again and I trust my instincts. I felt used, but I can't stand the sight of a loved one crying over the phone, since it triggers me and it has never happened before. So WIBTA if I told her to kick rocks and never contact this time because of what they did?
submitted by Jpacampara21 to AmItheAsshole [link] [comments]
We became really close friends after three years of working for a social media giant as content moderators. Since I was her senior, I helped her out a lot with the policies, and she also in turn helped me become more sociable as I am a high functioning autistic person, and she has social anxiety disorder, since she doesn't have money, I supported her by paying for her acidity therapies and SAD therapies, where she borrowed some money from me.
I thought our feelings are mutual and I confessed she said no, and I moved away from her for about a week, and she left messages saying a LJBF spiel, which I said no to a lot, because she likes this new guy.
She has called me multiple times to try and become friends again after this bad rejection and falling out because she spoke badly of me to her friends and when I heard that they were laughing at me, calling me names like stalker, maniac, and ugly, I blocked her from all of my social media pages.
I found out that our close friends were influencing her decision to date that other fellow, who was applying for the position I had and they made up stories of me harassing her, She even said she vomits at the sight of me, and gets sick when she hears my name seriously. I never talked to them again, and when our boss chose the guy she likes for promotion, I left the job in disgust because I was actually the one contributing to our account with awards and insights for four years.
Then today, She then became really apologetic and wanted to repair the damage, but I don't want to be friends and develop any feelings for her again. The company also gave me another job offer but I don't want to return there anymore due to bad memories, and people backstabbing me.
I gave her an e-book of the poems she asked me for her birthday and blocked her again and all our mutual friends, because she contacts me through them. I also made mention that this would be the last time I'm ever speaking with her.
She made a new insta and initiated a follow but i blocked it. She left a voicemail crying about this and she wants to see me now, but I don't want to be reminded of her because I feel that she's plotting something again and I trust my instincts. I felt used, but I can't stand the sight of a loved one crying over the phone, since it triggers me and it has never happened before. So WIBTA if I told her to kick rocks and never contact this time because of what they did?
2024.05.16 14:11 Penguin-Pete Example of a bot-written help wanted ad
Greetings! Since the subject came up recently about AI-written job posts, I twiddled by MS-Copilot and asked it to write a help-wanted ad for hiring a freelance writer.
Here's what it spat: (down to the ### )
🔍 The Role: We’re on the hunt for a creative and self-motivated Freelance Writer to join our team. If you have a passion for words and a knack for crafting engaging narratives, we want you!
Responsibilities:
We can’t wait to read your submissions and welcome a new voice to our team!
Feel free to customize this template to better fit the specific needs and brand voice of your platform!
It includes that last line in the output, so it might be fun to scan your FrankenSPAM for tell-tale filler text at the end like that.
What have we learned? AI-text is basically easy to spot, and is really not that different from the years of fill-in-the-blank templates and business mail that commerce has deployed for decades. It sounds canned and trite, because it's the "elevator music" of text.
I have seen a lot of work posts on UpWork just like this, and indeed on dozens of other job-board sites. I love the emphasis on "story-teller" and "narrative," which do ring true as the hot content-creator buzzwords of 2024.
submitted by Penguin-Pete to Upwork [link] [comments]
Here's what it spat: (down to the ### )
Help Wanted: Talented Freelance Writer
📝 About Us: We are a dynamic and growing online platform dedicated to delivering high-quality content across various industries. Our mission is to inform, engage, and inspire our audience with fresh perspectives and compelling storytelling.🔍 The Role: We’re on the hunt for a creative and self-motivated Freelance Writer to join our team. If you have a passion for words and a knack for crafting engaging narratives, we want you!
Responsibilities:
• Produce original content on assigned topics. • Research and fact-check information to ensure accuracy. • Collaborate with our editorial team to refine articles. • Meet deadlines with consistency and reliability.Requirements:
• Excellent writing and editing skills in English. • Ability to write in a variety of tones and styles. • Strong research skills and attention to detail. • A portfolio showcasing your writing abilities.Perks:
• Competitive pay rates. • Flexible work hours. • Opportunities for growth and development. • A supportive and collaborative remote work environment.How to Apply: Send your resume, a cover letter, and two writing samples to email\@domain.com. Use “Freelance Writer Application” as the subject line.
We can’t wait to read your submissions and welcome a new voice to our team!
Feel free to customize this template to better fit the specific needs and brand voice of your platform!
###
What have we learned? AI-text is basically easy to spot, and is really not that different from the years of fill-in-the-blank templates and business mail that commerce has deployed for decades. It sounds canned and trite, because it's the "elevator music" of text.
I have seen a lot of work posts on UpWork just like this, and indeed on dozens of other job-board sites. I love the emphasis on "story-teller" and "narrative," which do ring true as the hot content-creator buzzwords of 2024.
2024.05.16 14:11 Killuminati696 Automatic lead advancement system in the Pentel Orenz Nero vs Kuru Toga Dive. What's your opinion?
For writing in Latin letters. Style when the tip going up almost after each letter.
I would like to buy Kuru Toga Dive, but I am afraid that it won't be as effective as Pentel Orenz Nero for writing and the money won't be worth it.
submitted by Killuminati696 to mechanicalpencils [link] [comments]
I would like to buy Kuru Toga Dive, but I am afraid that it won't be as effective as Pentel Orenz Nero for writing and the money won't be worth it.
2024.05.16 14:09 dumcooki smart-locked phone
Hi! So may bibigay sana na phone sa'kin but smart-locked siya, naka postpaid kasi ako sa globe and matagal pa before matapos contract. However, yung phone na yun is bigay kasi ng work niya but fully paid na. Di ako sure if pprovide-an siya ng letter of request kasi baka mahirap din. Hingi ng tips on what to do pls huhu
submitted by dumcooki to Tech_Philippines [link] [comments]
2024.05.16 14:07 Unidentifiedjs Should I ask for a raise?
So in April along with getting a bonus for a good business year I was also given a 2% raise, which I'm not complaining about!
However, I've since found out that with the increased living wage I'm only earning 23 pence over the minimum amount (25500 PA, 42hrs PW). I am basically performing two jobs as I'm transitioning to a QA role/career, but also handle sending out samples, usually its a few small orders a week but sometimes it will be several a day or a huge order e.g 250 bottles, or 4000 plastic pot lids that I have to count individually alongside smaller orders, which can get rather hectic with my primary role.
I am also in the process of asking to be put on a ISO training course that could end up costing ~£1500 of company money. So with all that considered, would it be worth asking for my salary to be reviewed again or do I not have a leg to stand on?
submitted by Unidentifiedjs to AskUK [link] [comments]
However, I've since found out that with the increased living wage I'm only earning 23 pence over the minimum amount (25500 PA, 42hrs PW). I am basically performing two jobs as I'm transitioning to a QA role/career, but also handle sending out samples, usually its a few small orders a week but sometimes it will be several a day or a huge order e.g 250 bottles, or 4000 plastic pot lids that I have to count individually alongside smaller orders, which can get rather hectic with my primary role.
I am also in the process of asking to be put on a ISO training course that could end up costing ~£1500 of company money. So with all that considered, would it be worth asking for my salary to be reviewed again or do I not have a leg to stand on?
2024.05.16 14:04 Nopal-frente-2459 New Jersey pass violation notice
New Jersey EZPass violation notice/scam
Has anyone had any problems with New Jersey Turnpike sending a violation notice despite having an Ipass transponder from out of state? We are from Chicago, and decided to take a road trip to Niagra, New York and Washington DC for spring break. When we returned home to Chicago a couple weeks later recieved 1 violation notice from New Jersey Service center EZ pass. I have a transponder through Ipass Illinois and so responded with a letter of dispute to protest the notice. I even sent proof of transaction from my transponder and funds to the toll. Fast forward 2 weeks later, I recieved a determination of rejection to my dispute.
I clearly went through many tolls through my travel to New York, DC, and Niagra, but I cant explain how New Jersey Service Center determines this violation.
Their letter of determination to reject my protest was detailed with 3 reasons.
submitted by Nopal-frente-2459 to newjersey [link] [comments]
Has anyone had any problems with New Jersey Turnpike sending a violation notice despite having an Ipass transponder from out of state? We are from Chicago, and decided to take a road trip to Niagra, New York and Washington DC for spring break. When we returned home to Chicago a couple weeks later recieved 1 violation notice from New Jersey Service center EZ pass. I have a transponder through Ipass Illinois and so responded with a letter of dispute to protest the notice. I even sent proof of transaction from my transponder and funds to the toll. Fast forward 2 weeks later, I recieved a determination of rejection to my dispute.
I clearly went through many tolls through my travel to New York, DC, and Niagra, but I cant explain how New Jersey Service Center determines this violation.
Their letter of determination to reject my protest was detailed with 3 reasons.
- The dispute was not submitted within 50 days of the Recorded transaction. (That is a lie because I responded with in 20 days). As a matter of fact their letter to reject my protest is 36 days of the date in question.
- The Vehicle license plate number and license plate state associated with the recorded transaction was not updated to your EZ pass account with in 3 days from the date and time the dispute was submitted for processing. (My license, license plate number has never changed, I passed through multiple tolls through out the trip and never had an issue). I fail to understand how this even applies when my Ipass has been associate with me for ever.
- The E-Z pass account was not sufficiently funded on the day the dispute was processed. (That makes no sense because I have proof that the money was taken out of my account by the toll on the date and time in question).
2024.05.16 14:03 BOOTLEGTOYCO 401(k)
I’m trying to take money out of my 401k and my employer said I had to call the company that manages the funds..I call up there and they said my employer has power of the funds..I check my email and my contributions have been changed to 0% “per my request” I never said anything of the sort.. is this legal to change without my permission? Also my company puts in 3% and they said I’m not allowed to take that either..is it my money? Is it their money? How do I get my money? Super struggling right now just like the rest of the world and need a little financial security..unfortunately I have to resort to touching my 401k.
submitted by BOOTLEGTOYCO to legaladvice [link] [comments]
2024.05.16 14:03 dumbassname45 What is affordable housing? If you can’t define it how can you achieve it?
If you say it’s 25% of your income then you are going to have quite a range of prices.. would that be 25% of a cashier working at Loblaws or 25% of the CEO of Loblaws?
Are you borrowing money based on a 25% down payment or a 5%? What interest rate is the mortgage at and for what amortization period.
Or is it based on a dollar amount? So for example affordable houses in Toronto are below $800,000 and anything above that amount are not?
Just asking out of curiosity. Not to start a down vote flame war.
submitted by dumbassname45 to canadahousing [link] [comments]
Are you borrowing money based on a 25% down payment or a 5%? What interest rate is the mortgage at and for what amortization period.
Or is it based on a dollar amount? So for example affordable houses in Toronto are below $800,000 and anything above that amount are not?
Just asking out of curiosity. Not to start a down vote flame war.
2024.05.16 14:00 SavingsRelative8621 Need Advice on Legal Steps to Report a Friend Who Won't Return Borrowed Money
Hi everyone,
A friend of mine borrowed 14,000 AED from me and now refuses to return it. I have proof of the loan through our WhatsApp conversations and bank transactions.
What are the legal steps I should take to report this and hopefully get my money back?
submitted by SavingsRelative8621 to dubai [link] [comments]
A friend of mine borrowed 14,000 AED from me and now refuses to return it. I have proof of the loan through our WhatsApp conversations and bank transactions.
What are the legal steps I should take to report this and hopefully get my money back?
2024.05.16 14:00 dom_eladio Easy Job for Lower Pay or Stinky Job for Higher Pay?
A question as old as a job market has existed. Long context warning, because it's all ... prudent to consider.
I am a registration clerk at a women's imaging clinic at a state university in NY (nowhere near NYC; middle-to-LCOL area). I'm civil service, and the institution I work for is solid, unionized, and an overall great employer. By the grace of God I'm presented with two opportunities that I'd never really thought I'd have, honestly.
I've been invited to work a role doing registration and insurance for an outpatient women's imaging clinic (same building as the main hospital, different "tower"). I can not reiterate enough that this is my dream job: extremely low stress/responsibilities, I don't even have a phone to answer (or make calls on). It's like the President's phone; it only goes straight to my boss when we need to reach other urgently. Notice how I said that?... I am the only registrar in this office, effectively making me autonomous. Only issue is it makes just enough to squeeze by. I occasionally run negative in my checking account (getting better though), but for the first time since the middle of COVID I have a stable life. I work the exact same hours as my boyfriend, and as we share a vehicle, it's been phenomenal mental-health and life-balance wise. I am M-F, no matter what, I am guaranteed to leave at 1530 everyday (no matter what), all NYS holidays off and paid (I think this aligns with federal holidays, fyi).
A position I'm on the cusp of being offered is a medical records assistant position. Health Info Mgmt. Same building, but other tower than I'm in now. It would entail processing Release of Info requests, answering the phones, scanning; it's not really a stinky job, but obviously it would be a lot more demanding than this. I've worked in medical records before and while it was no cake-walk, it wasn't by any means a tough job lol. More stressful than this but I think that was more about my boss and the unclear responsibilities I was assigned. Anyway, the hours of this new position would slightly un-align with my boyfriend, so that would be an inconvenience. I might be giving up my coveted, guaranteed weekends off; and the position was promised, originally, as hybrid-remote, but now that seems out of the question. I'd definitely have the crappy, reception side of the dept. However, it would be an 18% increase from where I am, and I wouldn't achieve that in my current position for several years. For reference, both positions are less than $50k, for now.
No brainer right? Take money! Well, consider the following: despite the allure of more money, the stability and support provided by my current state job, with its insurance, benefits, and low-stress environment, have been crucial in managing severe bipolar and a panic disorder. Previous experiences, including a severe manic episode during military training, personal tragedies, and unstable employment, led to significant mental health struggles until finding stability in their current job, where they now enjoy a content and stress-free life with a loving partner and pets. I understand I'm not supposed to address mental health here but it's necessary for context.
Of course I have sky-high goals. I don't want to be president one day, but long term, I want to eventually emigrate; see the world and have some benefit to society. I would live a meager (but very stable and happy) life in my current job. It's not the new responsibilities I'm worried about - it's gambling this ever-elusive fucking concept called stability. I don't want to dig my heels in the ground and live in a bubble, but I'd be foolish to give up this position.... right? The economy is what it is, and I'm extremely lucky to have a wonderful job and apartment at a cheap + sustainable cost. More money is UNEQUIVOCALLY important but it won't mean much if I lose my mental stability.
TL;Dr - Easiest civil service job in the world that pays little Or crappy civil service job (transfer) that pays better than I'd achieve otherwise at the moment?
This was long-winded but I'm genuinely at such a crossroads, I'd rather ask Reddit than flip a coin.
submitted by dom_eladio to careerguidance [link] [comments]
I am a registration clerk at a women's imaging clinic at a state university in NY (nowhere near NYC; middle-to-LCOL area). I'm civil service, and the institution I work for is solid, unionized, and an overall great employer. By the grace of God I'm presented with two opportunities that I'd never really thought I'd have, honestly.
I've been invited to work a role doing registration and insurance for an outpatient women's imaging clinic (same building as the main hospital, different "tower"). I can not reiterate enough that this is my dream job: extremely low stress/responsibilities, I don't even have a phone to answer (or make calls on). It's like the President's phone; it only goes straight to my boss when we need to reach other urgently. Notice how I said that?... I am the only registrar in this office, effectively making me autonomous. Only issue is it makes just enough to squeeze by. I occasionally run negative in my checking account (getting better though), but for the first time since the middle of COVID I have a stable life. I work the exact same hours as my boyfriend, and as we share a vehicle, it's been phenomenal mental-health and life-balance wise. I am M-F, no matter what, I am guaranteed to leave at 1530 everyday (no matter what), all NYS holidays off and paid (I think this aligns with federal holidays, fyi).
A position I'm on the cusp of being offered is a medical records assistant position. Health Info Mgmt. Same building, but other tower than I'm in now. It would entail processing Release of Info requests, answering the phones, scanning; it's not really a stinky job, but obviously it would be a lot more demanding than this. I've worked in medical records before and while it was no cake-walk, it wasn't by any means a tough job lol. More stressful than this but I think that was more about my boss and the unclear responsibilities I was assigned. Anyway, the hours of this new position would slightly un-align with my boyfriend, so that would be an inconvenience. I might be giving up my coveted, guaranteed weekends off; and the position was promised, originally, as hybrid-remote, but now that seems out of the question. I'd definitely have the crappy, reception side of the dept. However, it would be an 18% increase from where I am, and I wouldn't achieve that in my current position for several years. For reference, both positions are less than $50k, for now.
No brainer right? Take money! Well, consider the following: despite the allure of more money, the stability and support provided by my current state job, with its insurance, benefits, and low-stress environment, have been crucial in managing severe bipolar and a panic disorder. Previous experiences, including a severe manic episode during military training, personal tragedies, and unstable employment, led to significant mental health struggles until finding stability in their current job, where they now enjoy a content and stress-free life with a loving partner and pets. I understand I'm not supposed to address mental health here but it's necessary for context.
Of course I have sky-high goals. I don't want to be president one day, but long term, I want to eventually emigrate; see the world and have some benefit to society. I would live a meager (but very stable and happy) life in my current job. It's not the new responsibilities I'm worried about - it's gambling this ever-elusive fucking concept called stability. I don't want to dig my heels in the ground and live in a bubble, but I'd be foolish to give up this position.... right? The economy is what it is, and I'm extremely lucky to have a wonderful job and apartment at a cheap + sustainable cost. More money is UNEQUIVOCALLY important but it won't mean much if I lose my mental stability.
TL;Dr - Easiest civil service job in the world that pays little Or crappy civil service job (transfer) that pays better than I'd achieve otherwise at the moment?
This was long-winded but I'm genuinely at such a crossroads, I'd rather ask Reddit than flip a coin.
2024.05.16 13:54 Squirll Head Canon: Helldivers reinforcements are clones of themselves
You are Helldiver of the Super Destroyer
With the death rate of Helldivers the ship would have to change hands to new ownership multiple times throughout the course of a mission. But we see the same 4 Super destroyers in orbit for the whole mission.
In addition the upgrades, equipment, money, inventories of the ship stay consistent to each helldiver as they complete missions.
My head canon is that each Super Destroyer is equipped with the DNA and uploaded mind of the helldiver as well as a processor that creates human bodies, spitting out a new one when needed. I think thats part of what makes Helldivers specialty troops over normal troops:
Helldivers never die.
If one of them falls, a carbon copy of it is spit out of the clone processor and shot at the planet wearing the same armor, same equipment, same name, albeit maybe with a different voice. This is why reinforcements work as they do, the ship has a set number of bodies stored on standy. This number can be upgraded with a booster, but when the numbers are depleted it takes time for them to be able to produce more for a mission.
By some weird science though, clones dont really work in duplicate. If multiple are awake at a time only one of them functions aside from basic brainstem functions like breathing. Only one of them can have your mind inside it, otherwise they might just have armies of all clones. Unfortunately thats not how the tech works, so helldivers are the solution.
Its also even questionable if the HellDivers are aware that this is how the process works. They may wake up from the pods each time with their last memory being the tutorial. When a helldiver lands it could think that its their first mission.
Or the opposite could be true. Maybe theres a livestream of their mind to the ship and they keep a consistent memory. Maybe their memory uploads to a fellow helldivers armomind for storage while they await a new body which is what spectator mode is. They can't do anything but watch from the drivers eyes.
In reality each helldiver may have died thousands of deaths, mind completely filled with vivid memories of the many times theyve been ripped apart, burned alive, thrown into rocks, or left behind to be eaten alive on a planet... only to come back to life and shoved into the frey once more.
Realistically the "Battlefield Injury Simulator" could actually have also been a DNA harvester taking the deep tissue sample needed to create more of you. The cardboard cutout bit in training was just them "hand waving" away why theres always replacements of you. You dont need to know how this works, your job is to spread democracy. Just dont get too attached because there will always be replacements.
This may also be why when we join a fellow helldiver we emerge from the pods of that ship. Our clone data is simply transmitted to the host ship and a copy is made and popped out aboard ready for launch. Reinforcements come from the individual ship of course, but the initial assault is led from whoevers leading the squadron.
Works for me why all my helldiver reinforcements are identical and why it takes time to get new ones past your initial inventory, your ship has to produce more clones of you to shoot at the planet. Were immortal helldivers firing volley after volley of cheaply produced, armed to the teeth, human bodies to spread democracy.
Fear not death Helldiver for you are immortal and belong to Super Earth... Forever!
submitted by Squirll to helldivers2 [link] [comments]
With the death rate of Helldivers the ship would have to change hands to new ownership multiple times throughout the course of a mission. But we see the same 4 Super destroyers in orbit for the whole mission.
In addition the upgrades, equipment, money, inventories of the ship stay consistent to each helldiver as they complete missions.
My head canon is that each Super Destroyer is equipped with the DNA and uploaded mind of the helldiver as well as a processor that creates human bodies, spitting out a new one when needed. I think thats part of what makes Helldivers specialty troops over normal troops:
Helldivers never die.
If one of them falls, a carbon copy of it is spit out of the clone processor and shot at the planet wearing the same armor, same equipment, same name, albeit maybe with a different voice. This is why reinforcements work as they do, the ship has a set number of bodies stored on standy. This number can be upgraded with a booster, but when the numbers are depleted it takes time for them to be able to produce more for a mission.
By some weird science though, clones dont really work in duplicate. If multiple are awake at a time only one of them functions aside from basic brainstem functions like breathing. Only one of them can have your mind inside it, otherwise they might just have armies of all clones. Unfortunately thats not how the tech works, so helldivers are the solution.
Its also even questionable if the HellDivers are aware that this is how the process works. They may wake up from the pods each time with their last memory being the tutorial. When a helldiver lands it could think that its their first mission.
Or the opposite could be true. Maybe theres a livestream of their mind to the ship and they keep a consistent memory. Maybe their memory uploads to a fellow helldivers armomind for storage while they await a new body which is what spectator mode is. They can't do anything but watch from the drivers eyes.
In reality each helldiver may have died thousands of deaths, mind completely filled with vivid memories of the many times theyve been ripped apart, burned alive, thrown into rocks, or left behind to be eaten alive on a planet... only to come back to life and shoved into the frey once more.
Realistically the "Battlefield Injury Simulator" could actually have also been a DNA harvester taking the deep tissue sample needed to create more of you. The cardboard cutout bit in training was just them "hand waving" away why theres always replacements of you. You dont need to know how this works, your job is to spread democracy. Just dont get too attached because there will always be replacements.
This may also be why when we join a fellow helldiver we emerge from the pods of that ship. Our clone data is simply transmitted to the host ship and a copy is made and popped out aboard ready for launch. Reinforcements come from the individual ship of course, but the initial assault is led from whoevers leading the squadron.
Works for me why all my helldiver reinforcements are identical and why it takes time to get new ones past your initial inventory, your ship has to produce more clones of you to shoot at the planet. Were immortal helldivers firing volley after volley of cheaply produced, armed to the teeth, human bodies to spread democracy.
Fear not death Helldiver for you are immortal and belong to Super Earth... Forever!
2024.05.16 13:50 PaleSpray7901 AITAH for refusing to lend my friend money for her vacation?
I'm a 22-year-old woman, and I recently faced a dilemma when my friend asked to borrow money for her upcoming vacation. She's been talking about this trip for months and seemed really excited about it. However, when she asked me for a loan to cover some of her expenses, I hesitated.
On one hand, I understand the importance of supporting friends, especially when they're in need. But on the other hand, I've been saving up for my own goals and expenses, and I'm not in a position to lend out money right now.
When I politely declined her request, she became upset and accused me of being selfish and unsupportive. She argued that if I were a true friend, I would help her out in her time of need. However, I couldn't shake the feeling that she was being irresponsible with her finances and expecting me to bail her out.
In the end, I stood my ground and stuck to my decision not to lend her money. But now I'm questioning whether I should have been more generous and supportive. Am I the asshole for refusing to lend my friend money for her vacation?
submitted by PaleSpray7901 to AITAH [link] [comments]
On one hand, I understand the importance of supporting friends, especially when they're in need. But on the other hand, I've been saving up for my own goals and expenses, and I'm not in a position to lend out money right now.
When I politely declined her request, she became upset and accused me of being selfish and unsupportive. She argued that if I were a true friend, I would help her out in her time of need. However, I couldn't shake the feeling that she was being irresponsible with her finances and expecting me to bail her out.
In the end, I stood my ground and stuck to my decision not to lend her money. But now I'm questioning whether I should have been more generous and supportive. Am I the asshole for refusing to lend my friend money for her vacation?
2024.05.16 13:46 therealmarcywu1 my narcissistic mother left me 14k in debt :)
just hear to vent, because this has been eating at me for about a week now. my mom and i(25F) got an apartment together a little over four years ago. i won't even really say it was together, i just legally had to have my name on the lease because i was over the age 18. so anyways, the rent kept going up at our apartment. it started off at 1300 and went up to 2k a month. late last year, my mom stopped paying rent and i was completely unaware. she handled all the bills there and i just kept groceries in the house. i didn't find out until january when they put an eviction notice on our door. when i confronted her about it, she was like "yeah the rent was too expensive so i just stopped paying." ??? like what! and i was like well u could've said something i would've removed my name off the lease or something. so i ended up moving out and away with my boyfriend. i got a letter in the mail from a debt collector basically stating that we owe them 14k. i told my mom about it and she literally does not care. she was all like "oh it's no big deal it'll fall off after seven years. i've been evicted three times" which is insane to me that this isn't the first time this has happened. i was a lot younger the first few times she's been evicted so clearly i didn't understand what was going on at the time. she said she's not paying them any money and that it can go on her credit. she doesn't care. but i do. i worked so hard to get my credit where it is and my boyfriend and i have plans to move to another place in the future but she's totally messing up my renter's history and my credit. it's just really frustrating, because she knew she was going to stop paying rent. she could've told me. my mom's done a lot of terrible things to me, but this by far has been the worst thing she's could've ever done. it's just really upsetting.
submitted by therealmarcywu1 to offmychest [link] [comments]
2024.05.16 13:46 reader_of_fates How much does GPA matter for masters programs? Questions about retaking a class.
I’m a recent grad from a big ten undergraduate school with a degree in neuroscience and minors in epidemiology and economics. In the last year or two during to some adverse events and mental health issues my GPA fell to a 3.366.
Part of that was a 1.0 I got in a class, which is the lowest grade on my transcript. Retaking it and getting a 4.0 would replace the 1.0 and push my GPA to a 3.47, and getting a 3.5 would push it to a 3.45.
However, my university was out of state, and retaking it would cost ~$5,900. That is a lot of money, however I have triple that in savings right now, and am living at home with basically no expenses.
I want to apply for masters programs as I’m quickly realizing bachelors only is difficult in this job market, but also I may apply for a masters after a year or two of working if I can find anything. That job may involve moving out and having all of the expenses, so I’d prefer to have a good buffer in my savings.
I do think I can 3.5 or 4.0 the class if I take it again, but is that amount of money worth it for the GPA boost to get into a good masters program?
I am a good test taker, I think studying for the GRE and getting a good score could help.
It’s a lot of money but I don’t want to later realize that my GPA is too low to get into good schools. I don’t mean Ivy League, though that would be great, but other reputable schools so I can get good internships and connections from the program. I’m also thinking about law school (practice LSAT w/o any prep was a 169) or PhD programs after some work experience.
I have 4 years of research experience, and in two types of labs, no publications but good rec letters. I also worked an internship in life sciences consulting and worked as an EMT. Currently looking for a job in biotech to make money and boost my application.
Should I bite the bullet and spend the money to retake the class? Or is it really not worth it?
submitted by reader_of_fates to biotech [link] [comments]
Part of that was a 1.0 I got in a class, which is the lowest grade on my transcript. Retaking it and getting a 4.0 would replace the 1.0 and push my GPA to a 3.47, and getting a 3.5 would push it to a 3.45.
However, my university was out of state, and retaking it would cost ~$5,900. That is a lot of money, however I have triple that in savings right now, and am living at home with basically no expenses.
I want to apply for masters programs as I’m quickly realizing bachelors only is difficult in this job market, but also I may apply for a masters after a year or two of working if I can find anything. That job may involve moving out and having all of the expenses, so I’d prefer to have a good buffer in my savings.
I do think I can 3.5 or 4.0 the class if I take it again, but is that amount of money worth it for the GPA boost to get into a good masters program?
I am a good test taker, I think studying for the GRE and getting a good score could help.
It’s a lot of money but I don’t want to later realize that my GPA is too low to get into good schools. I don’t mean Ivy League, though that would be great, but other reputable schools so I can get good internships and connections from the program. I’m also thinking about law school (practice LSAT w/o any prep was a 169) or PhD programs after some work experience.
I have 4 years of research experience, and in two types of labs, no publications but good rec letters. I also worked an internship in life sciences consulting and worked as an EMT. Currently looking for a job in biotech to make money and boost my application.
Should I bite the bullet and spend the money to retake the class? Or is it really not worth it?