Toronto hydro webmail

I just started renting an apartment in downtown Toronto. the lease, outlines I'm responsible for Heat and Hydro, Water and Waste and Hot water heater rental. I've been doing research on the right way to set up and pay these bills but still as confused as ever.

So I need to move out of my parents home. Things had been good until the last couple of years where I feel like I really don't enjoy life anymore. I can't enjoy some of my hobbies because of lack of space, can't have friends over for the same reason, I can't really be around my father's high strungness, and overall I just feel unhappy at home now. However, I've managed to save a very nice sum (most of which is in a GIC inside a TSFA) and have a nice emergency fund set aside so I'm thankful for that.
My income is around $58k gross, $42k net.
Apartments are $1800-1900 + utilities where I live. The place I am looking at that would check off all my wants (including rent control) is $2000 + $50~ for hydro (water and heat are included in rent).
Estimated expenses:
$50 - phone $90 - bus pass $30 - renters insurance $200-250 - food (I buy on sale, don't eat out & don't drink coffee/alcohol) $200~ - for toiletries, misc. $70 - internet
$50 - fun with friends
I don't drive so no car payments/gas/insurance. I have good credit and no debts. My hobbies are fairly cheap and I'm not one to go on vacations or do a lot of extras (like concerts, ect). I do something small with friends (day trip to Toronto, bowling, ect) maybe once every couple of months but I live what some would call a boring life otherwise. haha. I live cheap so I don't see me spending a ton after paying bills.
With all of this in mind, I see my expenses + rent being around $2740 per month. Leaving me with around $800 after paying bills. Does this seem reasonable in these times? I don't want to live with roommates and am okay with paying more to live alone.

Hey guys so i currently live in hamilton and im moving to north york next month (Jun 1st) and i was just wondering what you guys think about the rental i got and let me know if its a good deal.
Rent: $2070
1 bedroom apartment. 650 sqft
Rent controlled building - built in 1964 (newly renovated in 2018)
The person living there before me lived there for 47 years.
My personal unit is also newly renovated (infact it was still being renovated when i went to view it) so all new appliances, floors, balcony, Ac and bathroom
Comes with free parking for me and visitors
4 storey rental unit and my place is on the 4th floor.
the unit is 2 mins walk away from the park
No ensuite laundry - laundry in unit for $3 wash & $3 dry.
So heres what im paying:
BillAmount Rent$2070 Hydro$50 - estimate Renters Insurance$16 Wifi$40 Total$2176
i make $8333/mo (gross) - $5668 (net)
The place is in amesbury
is this a good deal or i should look else where?
Dont really know toronto like that. Thanks

Hello,
I am thinking of getting solar. I am in Toronto, Ontario.
I am getting a quote of 7.6 kw system which would produce 7800 kWh in a year. My yearly consumption (2 families + EV), is around 11,000 kWh. Tiered rate of ¢10.3/kwh.
I am contemplating switching to ultra low tier and hoping that would help offset the cost of excess consumption. (I am under the impression that production kWh would be credited based on peak rates of hydro which then I can use it during off peak hours)
Anybody knows if it would be upto me what tier I would choose or Toronto Hydro will decide that?
Is anyone willing to share a copy of their bill? I want to understand how delivery and transmission charges are applied?

Hi guys, I just turned 25(M) 2 months ago and, its like a switch just turned on in my head that i need to do better and am currently failing at life, so im seeking external help / suggestions / advice. I paid for my self through school (undergrad & masters) - no debt & paid around $89k out of pocket.
i had a business making me $17k per month at 21 - 22 years of age and i blew it all on chicks, cars and life. the business is dead now with no chance of recovery
current salary Income: $100k/yr - $5668/mo
Savings: $500 - (roast me)
Rent & utilities (wifi / phone / rent / hydro): $2210
i live in North york / Toronto ON
Car (loan / gas/ insurance): $850/mo - 2017 BMW 320i - ($26k left on loan)
im an introvert now and barley go out to party and have "fun". im mostly ever inside my house playing video games and smoking (dont judge me)
i did have a girl - spent quite a bit on her new bags, sandals, shoes, hair - she didnt ask im just a lover boy
however i broke up with her yesterday when the realization hit me too hard that i need to get my life together.
Knowing all this, how could i set my self up to be in a better position?
im thinking of buying a house in alberta and moving there but that isn't till 3 years from now.
Any older person there can give me advice on what im doing wrong, what to do next or how to make more money??
I am thinking of leaving software engineering and restarting a career in tech sales. 100k in gta feels like 50k to be honest.
for the mean time im thinking of getting a second full time factory job (gonna be hell to find in this economy) that pays around 40k and use the income from there to save up for a house.
but i feel like a house is the bare minimum and i want more from life (not trying to put anyone down).
I see people my age either married / have houses / have kids (i dont want any) / making 200k+ and anytime they ask me to come hangout i feel like i dont deserve to be around them.
from the people who have gotten more from live please advice me on how to go on, as i feel like a huge failure. Please help me IM REALLY STRESSING

Joe Warmington is a person everyone should spit on in passing. He’s a horrible person. He writes pieces to mock the dead but only does it for black youth. Never white hells angels or Italian mafia with worse histories. I’d write about Drake but he’s fine. His last tour did $105,685,713 USD he even made $5M USD in one night. For us still earning the Canadian peso that’s $6.8M in one night alone. He’s still not even done the tour with J Cole which is selling out everywhere. Drake is the king of Toronto who showed everyone love. He’s like hydro one he keeps the lights in this city running. Goodluck to the shooter and their friends. Don’t get your TV turned off. Your entire neighbourhood may be experiencing a blackout shortly.

So I need to move out of my parents home. Things had been good until the last couple of years where I feel like I really don't enjoy life anymore. I can't enjoy some of my hobbies because of lack of space, can't have friends over for the same reason, I can't really be around my father's high strungness, and overall I just feel unhappy at home now. However, I've managed to save a very nice sum (most of which is in a GIC inside a TSFA) and have a nice emergency fund set aside so I'm thankful for that.
My income is around $58k gross, $42k net. I earn another $200+ passively through my savings so I estimate I take home around $3700 or so per month if you count that.
Apartments are $1800-1900 + utilities where I live. The place I am looking at that would check off all my wants (including rent control) is $2000 + $50-70 for hydro (water and heat are included in rent).
Estimated expenses:
$50 - phone $90 - bus pass $30 - renters insurance $200-250 - food (I buy on sale, don't eat out & don't drink coffee/alcohol) $100~ - for toiletries, misc. $70 - internet
I don't drive so no car payments/gas/insurance. I have good credit and no debts. My hobbies are fairly cheap and I'm not one to go on vacations or do a lot of extras (like concerts, ect). I do something small with friends (day trip to Toronto, bowling, ect) maybe once every couple of months but I live what some would call a boring life otherwise. haha. I live cheap so I don't see me spending a ton after paying bills.
With all of this in mind, I see my expenses + rent being around $2650 per month. Leaving me with around $800-1,000 after paying bills. Does this seem reasonable in these times? I don't want to live with roommates and am okay with paying more to live alone.

My roommate and I are looking to sublet a 1+1 bed, 1 bath unit available at Bay and St. Joseph (spacious den, used as a bedroom).Right by University of Toronto, spacious and convenient. Near Wellesley Station.
Details:
Unit availability: May to end of August
Additions/Amenities: Internet included, hydro included, laundry on site. Building includes a gym and an outdoor swimming pool with various other amenities.
Parking available to rent June onwards upon request.
Rent: $2 800 for entire unit or can rent a specific room.
Message me for more information!

I make $4800 - $5500 per month take home. Thinking about renting a 1 bed for $1875 plus hydro in Toronto.
Is that pushing it from your perspective or an ok ratio. Thanks
EDIT: Other expenses are probably around $600 / month as a safe estimate. Certainly not over $1000 / month. I have a car, also have a lot of savings (~200k), I am 31.
EDIT: Seems like some people think yes, some people think it depends on the rest of my expenses. I think both are right. Thanks!

Been waiting for a precon to deliver for the past 3 years, but it looks like Toronto Hydro is the new blocker.
A new high voltage bank needs to be built to replace an older one.
Already been 1 year since they started acting on this issue, but little to no progress has been made.
Anyone here can help explain what this means and how long does the city usually take to such projects?
Here’s an excerpt from the lawyer’s email:
… A week after the issuance of the April 4th, 2023 notice, we were able to make contact with Toronto Hydro and they informed us that the project cannot be energized until such time as the Kingston Road High Voltage issues are addressed.
After much discussion, and in concert with Toronto Hydro, a solution to the problem was determined, however, the time frame for the work is based solely on Toronto Hydro’s crew availability and scheduling. Further, while resolving the Kingston Road issue, Toronto Hydro realized that the previously approved and now constructed High Voltage Duct bank on the property must be abandoned, and a new duct bank will be needed. As such, the external work/landscaping efforts have been further delayed while the new duct bank is being constructed.
Taking the foregoing into account, Toronto Hydro has tentatively suggested that the last week of July 2023 or early August 2023 might be a viable time frame for addressing the work on Kingston Road. The energizing of the project will then follow immediately thereafter. With this in mind, the earliest that the development can be powered and commissioned would be late September 2023. …

My roommate and I are looking to sublet a 1+1 bed, 1 bath unit available at Bay and St. Joseph (spacious den, used as a bedroom).Right by University of Toronto, spacious and convenient. Near Wellesley Station.
Details:
Unit availability: May to end of August
Additions/Amenities: Internet included, hydro included, laundry on site. Building includes a gym and an outdoor swimming pool with various other amenities.
Parking available to rent June onwards upon request.
Rent: $2 800 for entire unit or can rent a specific room.
Message me for more information!

Hey guys, just needed you guys opinion on what i should do in my current situation. im a (25M) making 100k/yr, but my work place moved from 2 days in the office to 4 days in the office. my commute is from Hamilton - Etobicoke takes around 160kms (to & fro) but this is only if there is no traffic. USUALLY it takes about 2 hours give or take to get to work while driving and its starting to get unbearable. been doing this for about 3 months now.
However on a brighter note my current lease in hamilton ends next month so i can move closer to work, thinking of moving to North York area.
Below are my current rent payments in hamilton and the new place i found in north yorks payments, would you make the move in my situation?

Bill	Current place (Hamilton)	Moving to (North york) Brookhaven-amesbury
Rent	$2141	$2070
Parking	$100	$0
Hydro	$60	$60 (Estimate)
Tenant Insurance	$35	$35 (probably)
Laundry	$5 / wash & dry	$6 / wash & dry

Both places are 1 bed room apartments. I'm a big guy i need some space else i would have gotten a studio. but never the less
I pay around $55 every day for gas to do the commute from Hamilton to Etobicoke ( i Drive a genesis 3.8t)
Also i know moving to Toronto is considered "Dumb" for many but i cannot find any jobs in my space for more than (60-70k) in Hamilton and the opportunities I'm looking for ($130k+) mostly exists in Toronto (at least from my searches) since all companies are moving away from completely remote work, i unfortunately have to move to where the money is.
The move to North York will reduce my commute from 2 hours to 17 mins per trip so from 4 hours to 35mins/day
would you move to North York? would you find a cheaper place to stay in Hamilton and just bear the commute? would you try to find a remote job? (been trying for 7 months now).
Do you know anything about the brookhaven-amesbury community? im a black single male
Please I'm looking for opinions on how to proceed or what you would do

Looking for a student to sublet my room in my downtown Toronto 2 bedroom apartment from may-aug. Located at Dundas and Bathurst for CAD1,119. Rent includes wifi, hydro, heat, electricity, renters insurance, and, it's fully furnished. The apartment also comes with a cozy backyard/patio. 5 min walk from Dundas streetcar. 10 min walk to Kensington market. Walking distance from Ryerson and UofT. Looking for students only.
https://www.kijiji.ca/v-view-details.html?adId=1691802419

Looking for a student to sublet my room in my downtown Toronto 2 bedroom apartment from may-aug. Located at Dundas and Bathurst for CAD 1,119. Rent includes wifi, hydro, heat, electricity, renters insurance, and, it's fully furnished. The apartment also comes with a cozy backyard/patio. 5 min walk from Dundas streetcar. 10 min walk to Kensington market. Walking distance from Ryerson and UofT. Looking for students only.

Hello, I'm currently at a crossroads and could really use some advice regarding whether it's better to buy or rent a condo in downtown Toronto. Here are the details of my financial situation:

• Cash: $130K (earning 5% interest)
• TFSA: $45K (invested in S&P 500)

Scenario A (Buying): I am willing to put $80K towards the down payment and closing costs, and the maximum mortgage I can qualify for is about $510K. So, the maximum affordability is around $580K for a 1/1+1 condo. After running some numbers with the mortgage broker for the condo I am interested in, here are the details:

• Mortgage payments: $3050
• Property taxes: $186/month
• Maintenance: $432/month
• Internet: $60/month
• Water + Hydro: $120/month
• Condo insurance: $50/month

Total Estimated Monthly Expenses: ~$3900
Scenario B (Renting): If I were to rent a similar condo, it would cost about $2700. Here are the costs for renting:

• Rent: $2700
• Internet: $60/month
• Water + Hydro: $120/month
• Tenant insurance: $35/month

Total Estimated Monthly Expenses: ~$2900
Given these numbers, I'm torn between the advantages of owning versus the flexibility of renting. Any insights, personal experiences, or advice you can offer would be greatly appreciated. Thanks in advance!

Ex and I have been coliving well for 3 months and he plans to move in with a new partner after the summer.
He spends half his time there and we have a dog we adopted and want to keep things friendly and amicable. We are best friends still and I like his partner and not really looking for personal advice, just financial.
We bought a condo (1bdr, $530K, split down payment equally) 3 years ago (now valued at 620K) out mortgage is 1.7% for another 2 years. Our payments (including property tax) are $2,100 a month + $450 in condo fees + $80 condo insurance.
We both make $75K annually and I CANNOT afford to buy him out and won’t get approved for even a bachelor in the downtown core. I work at Yonge and Queen in Toronto and don’t drive and living walking distance to work is important + his new partner lives nearby and we want to be close to one another as we will co parent the dog.
We’ve talked and both agree that I should stay living here, while he moves in with his new partner.
I will be saving on gas, car insurance, and parking ($150 a month split in 2) when he moves out as I hate driving and never wanted a car.
I will also be saving on groceries and general lifestyle as my partner enjoys more expensive things than I do. (Eating out or ordering in a lot) I know my expenses will go up (paying for internet and living alone in general is more expensive)
We’ve talked about how we plan to divide things and we’ve both said if I stay living here, I should pay 75/25 of the mortgage. He pays 25% and maintains 50% ownership but when we sell (in 2 years I can afford a down payment and when we see what mortgage rates are doing) I would get the 75% back I paid + the $ amount adjusted for the price the condo has gone up, he would get his 25% also adjusted for increase in condo, and then we’d split 50/50 from when he moved out.
Others have said we should split the mortgage 50/50, figure out what fair rental value is, and then I pay half the mortgage + half the rent to him as he’s 1/2 landlord and I’m 1/2 renter.
The rental rate is about the same as the mortgage at $2,100 a month. I’m ok to pay more as I like the condo and don’t want the hassle or expense of moving and don’t want him to force a sale.
I think condo fees and insurance should be split 50/50 as he’s the “landlord” and owns half. It doesn’t amount to much ($530 a month split in half) while I continue to pay all the consumables like internet and hydro
We would 100% get a lawyer to get everything in writing and set a date for when 1 of us can force a sale or if expenses become X amount or if the condo is worth X amount, etc.
I have access to free legal counselling through work so will discuss with a family lawyer but want to what this sub thought a reasonable arrangement would be in this situation.
I know this has potential to get messy but selling the condo and being a lifelong renter is also messy to me so this is the path we are planning to go.
Other info: I’ve been at my job for 3 years and make 75K with a 5% annual increase and in 2-3 years there’s potential for me to jump 20K to the more senior role. Another 2-3 years after that and I could jump an additional $20K. There’s further growth potential too. My current take home pay is $4,200 a month which is after 6.9% of my net pay is taken off for my pension.
Ex and I are common law technically. I have a HOOPP pension plan and most of my savings are there but trying to build my chequing account back up. My partner is happy in his role but won’t have to pay rent or much else as his new partner is very well off (I don’t think that means I should pay any less - but my partner is pretty flexible and we both want to stay owners with me living here and coparent the dog)
Can I afford to stay living here? Other expenses are internet ($70 a month, phone $40 a month, groceries - I’m not sure because my partner spends more than I would but I can eat simple and cheap and be happy, dog insurance $80 divided in 2, and dog food and treats $120 a month split in 2). I have good insurance so no medical expenses. My hobbies are running so I spend $50 a month on shoes or clothes for that, $200-$250 a month on haircut/botox/toiletries. I know I will be house-poor but I have my DB pension and owning a home gives me peace of mind (even if we’re coowning for a while). I have $2,000 I owe the CRA but no other debt.
TLDR; ex is moving out, we both want to stay on as owners with me living here, looking for advice on what’s fair arrangement and not personal advice please :) and we will get a lawyer

My main takeaways so far are:
- KWh fed to the grid are credited at the TOU price active at that time. Good because peak is usually in daytime, in spring and summer.
- Delivery is a fixed cost, nor proportional to KWh consumed or fed.
- If credits are bigger than consumption charges, the leftover credit is applied to Delivery
- If credits wipe out consumption charges and Delivery, any remaining credit is carried forward (I was told, so far never got to this point)
- On low production days, it's good to feed the house from battery at peak times, and recharge it after 7pm (off-peak)
Considering all together, it's cheaper to charge my car at night from the grid, than from solar at peak/mid times.