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1508 N Pavillion Lane, Horseshoe Bend, AR 72512

2024.05.15 19:00 TheLotStore 1508 N Pavillion Lane, Horseshoe Bend, AR 72512

1508 N Pavillion Lane, Horseshoe Bend, AR 72512
1508 N Pavillion Lane, Horseshoe Bend, AR 72512
Nice spacious lot in an excellent location in the Ozarks!
GPS Coordinates are 36.250553309658414, -91.74904549148481.
Plenty of privacy on this lot and when you're ready for nearby some recreation, swing by either Diamond Lake or Crown Lake!
Priced way below area comparable sales in the area!
Debit/Credit Cards Accepted No Closing Costs Cash Price: $1,300 Finance with $200 Down and 12 Payments of $120 Per Month No Credit Check, No Income Documentation, No Prepayment Penalty 
Property Address: 1508 N Pavillion Lane, Horseshoe Bend, AR 72512 (Map location is approximate)
County: Izard
Assessor Parcel Number: 800-02818-000
Legal Description: Lot 10, Block 3, Horseshoe Bend Tract E
Zoning: Residential
Annual Property Taxes: $9.74
About Horseshoe Bend:
The best kept secret in north Arkansas is Horseshoe Bend. Nestled in the Ozark Mountains on the Strawberry River, this quaint town is the perfect place to find rest, relaxation, and recreation.
The crown jewel of the town is the 640-acre Crown Lake. On Crown Lake, water lovers can participate in a variety of activities, including swimming, kayaking, paddle boarding, water skiing, and tubing. Crown Lake is best known for good fishing, but it is not the only sought-after fishing hole in the area. Besides Crown Lake and the Strawberry River, fishing enthusiasts can also visit one of the smaller fishing lakes – Diamond, Pioneer, and North.
There are plenty of activities for young and old alike! Golfers have their choice between two par 3, 18-hole golf courses. Citizens and guests can also bowl, pitch horseshoes, and play miniature golf. The town has several stores, a library, three resorts, a community theater, a spa, and several restaurants.
The citizens of Horseshoe Bend take pride in the community spirit and the ability to offer a memorable experience for all who come to visit. The Music in the Mountains show occurs every third Saturday of the month, and during summer, the Farmers’ Market occurs every Wednesday. Every year, the town celebrates Dogwood Days on the second Saturday of May, and Independence Day is celebrated every 4th of July with a parade and fireworks. The annual Christmas parade occurs on the first Saturday in December. There are many more events that happen throughout the year, thanks to the numerous civic groups which are active in Horseshoe Bend. All of these events embrace the unique Ozark culture of small-town pride and fellowship.
The largest town in Izard County with 2,180 residents, Horseshoe Bend is accessible to the state’s most scenic highways. The town is centrally located and just a 3-hour drive to Little Rock, Memphis, and Springfield. With its gorgeous views, slower pace of life, and laid-back charm, Horseshoe Bend is the perfect place to stay a week or a lifetime.
More Information on Horseshoe Bend can be found at http://ozarklandstore.com/.
View our amazing property deals at TheLotStore.Com.
Additional Information: https://thelotstore.com/property/1508-n-pavillion-lane-horseshoe-bend-ar-72512/?feed_id=10396
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2024.05.15 18:30 ughmandy Hanap Client 2024

As you guys know, walang kasiguraduhan sa freelancing so eto nanaman ako ngayon naghahanap ng bagong client/agency/company. For context, I used to have one client earlier this year (from Upwork) and we had a very easy partnership but nagkaron siya ng personal issues so I was offboarded ng April 30. Right after the I found out nagstart agad ako maghanap ng clients and companies I could apply to and so far ito ang breakdown ng mga application na pinagdaanan ko.
  1. Upwork - Since dito ko nahanap young last client ko, dito rin ako nagstart ulit maghanap. I have a Top Rated badge in upwork so naisip ko why not use it as much as I can. I sent out 12 proposals and bought 200 connects (around 100 lang nagamit ko) which got me 2 interviews and 1 contract after a week.
  2. CoconutVA - I've heard lots of good things about this agency so I sent in my application along with a video recording of myself through loom. Di naman mahirap yung application process, medyo time consuming lang kasi kailangan maligo (lol) and mag-ayos for the recording. Di naman required, pero syempre best foot forward. I asked ChatGPT to give me a sample script and used it as an outline for the one that I actually used. After three days (I think) I got an email back saying they included me in their potential talent pool but no guarantees pa that I'll get matched so they encourage entertaining other offers for the meantime - which is a great sign na di sila nangggatekeep ng opportunities.
  3. FlexJobs - I found a Remote Office Assistant role from a US-based digital marketing agency na yung rate is around $2k/month. May exam din silang pinagawa and excel skill test na medj mahirap. Haven't heard from them so far pero if you guys want to apply rin (I think they're still pooling) send me a DM for the link haha.
  4. FreeUp - The thing with FreeUp is it's like a cross between an agency and a freelancing platform. Medyo lengthy rin ang application process nila kasi maraming questions na need sagutan in paragraph form. And then I was sent an email with a module and a super easy short quiz, tapos nung pasado na they sent me an interview invite with one of their reps. After pumasa, proceed na sa account creation (just received this email an hour ago and di ko pa ginagawa so mag update ako after)
  5. VirtualElves - I sent in an initial application and I got an email back after a few days asking me to fill out a Candidate Profile Form pero I don't think I'll be proceeding with the application at this time kasi parang di ko siya priority right now and ang dami ko pang hinihintay to hear back from.
  6. Athena - This was one of the most grueling application process I've ever experienced, but everything was quite quick after I passed the exam last week. The interview was scheduled kaninang umaga then a few hours later I received another invitation for a training offer at 10PM tapos this coming Monday start na daw ng training. Medyo surprising lang kasi form what I've seen and heard, this process usually takes weeks prior to training.
Special mentions: OLJ - First time kong icheck tong platform na to just to see kung magkano ang usual rates na inooffer nila doon, tapos nanlumo ako sa nakita ko so di na ko nagaksaya pa ng oras sa site na to.
This pinned thread dito sa BuhayDigital subreddit. Pakiramdam ko ang daming nagooverlook into pero is a to as mga una kong chineck na resource when I started looking for jobs. Jan ko nahanap yung FreeUp and FlexJobs. Very useful!
One thing that I like to do is to use ChatGPT as much as I can, but I do heavy editing to not make it sound like it's written by an AI because I'm always deathly afraid that the recruiters might find out - because THEY WILL and bestie that's going to be embarassing.
The biggest tip I can give to anyone who is looking for clients right now is learn how to OPTIMIZE EVERYTHING. Optimize your resume, optimize your cover letters, optimize your online profiles, and most importantly, optimize your skills. Check mo kung among pinaka in-demand na skills and industries, then pivot accordingly.
Good luck sa mga kasabay kong naghahanap ng clients, wag tayo papa-lowball!
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2024.05.15 18:17 odgrew Future of a cook

hello! I may have asked something similar before but I lost it.
So, I’m 22, going on 23, no culinary school. (I’ve thought about doing it as an accolade, nothing more, I know how it can look on a resume to some people) but I’ve been working around kitchens since about 14-15 - so I absolutely love to cook, but I fully understand what this field has in store for me. I’m already working the relentless 60-65 hour weeks, the social life suffered its death, etcetera. The pay is nice, but fuck. I certainly know I’d like to do something cooking related as a career, but what did you guys do to elevate your situation? The people who travel around the world cooking,(do they work for themselves and market themselves, or does a contractor send them?) or who own their own bakeries, restaurants? I know it’s a VERY broad question, but how do you cook for a good living and not kill yourself over it?
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Presale will be live when this post will be 5 hours old here : https://app.fjordfoundry.com/pools/0x815C866Edc4BefA46CEAeb8d053838A1f18c3307
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Tokenomics – Initial Supply 30 million

Tokens for Sale – 12,000,000
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The remaining 120 million (locked) tokens will slowly be released out as/for: staking, rewards, airdrops, and incentives for the >community. After the course of 6 months, whatever isn’t in circulation will be burned.
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submitted by SSFspartan117 to SolarDexOfficial [link] [comments]


2024.05.15 15:48 karenvideoeditor The Zoo - [Part 2]

Previous

So, if you’re just joining us, I work at a haunted zoo now. Since I’ve gotten some rest, it feels like I’ve got my head on straight, at least, so I’d like to continue where I left off.
I sat on the floor in the office after meeting the ghost until I’d settled my rattled mind (and realized I’d forgotten to ask her name, how rude is that?). I took a deep breath and got up off the floor. Walking over and falling into the rolling chair in front of the large screen of camera views, when I brought up the camera that covered the area in which I’d spotted her, she was still there, and it seemed she hadn’t moved an inch.
Sitting there, at a loss, I continued to watch her. The ghost hung around for another five minutes or so, appearing to look at a few things off-screen, though I’m not sure what. Then she walked off into the forest and left the view of the cameras. I wasn’t sure if she vanished into the ether or if she’d gone looking into the trees to look for something.
But that wasn’t the end of the job interview, so let me jump back there. It continued into what kind of animals the zoo had, with Andrew asking me how much experience I had with dangerous animals.
I took a moment to consider the question. “So, ah…I’ve been going hunting and fishing with a neighbor since I was sixteen,” I told him. “We always have to keep an eye out for gators, bears, and hogs. Then there’s snakes, of course…snapping turtles… Since I’ve lived here my whole life and been aiming for a job with wildlife for a long time, I know a lot about the animals in Arkansas in general. But good advice for all of the above is avoid them, so I’ve had encounters, but I don’t know if you’d say I have experience with them.”
“That’s fine,” Andrew said, nodding. “That’s an answer I’m satisfied with. Now, the ghost was the appetizer, Ripley; here’s the main course. To start with, the pay isn’t twenty-five an hour. It’s fifty.”
Staring in shock for a moment, I asked, “Are you serious?”
“Yeah. But that’d be weird to post online considering what applicants think we need, so I halved it.”
“That’s… Okay, why?”
“The animals are already here. You just can’t see them.”
I stared at him for a long moment, some disbelief worming its way into my expression, before saying, “Sorry, what?”
“There’s a chance you’d naturally never see them, or at least some of them,” he continued casually. “It depends on both your genetics and how long you stay on the job. I can naturally see six of them, but that’s it. Suzanne can see all of them, and more. Some are what people would label demons or ghosts. Or magic. Mostly you’d call them cryptids. The ghost was just a warm-up; I mentioned her first because it never takes more than a week to see her if you work the night shift. If you manage to handle her okay, soon you’ll be able to see the animals too. The more time you spend on the grounds, for weird reasons,” he said, wiggling his fingers in the direction of the back door, “the more you’ll be able to see.”
“So, this…this is a zoo for cryptids,” I echoed slowly. He nodded once, waiting to find out what kind of reaction I would have. I gestured vaguely around the room. “If this is a hidden camera show, will you cut me a check for showing up and participating?”
Andrew coughed out a chuckle and shook his head. “No joke. There are a ton of stories out there that have been written to death, pulverized until they’re not the Grimm stories of old and instead they’re Disney films. A lot of those stories come from what some humans have seen. There are dozens of other worlds pressed up against ours, and occasionally things come through by accident. If they’re smart, they’ll lay low and then make their way back when they can. If not, they become local folklore until someone helps them back. I’m just from London, but Suzanne is from somewhere else. She hires people like us for this zoo. Humans.”
Sighing, I shook my head. “That makes no sense. Why would she hire a muggle for a magic zoo?”
Andrew burst out laughing at that, and then waited to gather himself before he continued. “Fair point, but this is less about magic and more about animals, and you’re missing some information that will explain it. First of all, if I misjudge an employee, and they think they can make bank by outing the endangered and valuable animals we have, it’s easy to relocate the zoo.”
“Because magic?” I asked.
“Exactly,” he replied, ignoring the thread of skepticism in my tone. “That means it isn’t the end of the world if that happened, though it is a pain in the arse. But second…let me ask you a question. Speaking of reality shows, say the Discovery Channel put out a call to replace Steve Irwin when he passed. Imagine they had a line out the door,” he said with a gesture, “of people who thought they had the skill and natural talent to replace him, to take on everything he’d been doing his whole life. How many do you reckon would lose an arm, a leg, or their life, by the end of the day?”
My lips parted in surprise and I narrowed my eyes at him. “You’re saying people from…wherever…they’re just as dumb as humans, but they’re worse, because they actually think they can handle these things.”
Andrew pointed the pen at me. “Things. Exactly. You called them things. Suzanne and her friends grew up with them and would call them animals. These animals have dispositions and temperaments that we’ve studied for as long as there have been scientists. Where Suzanne’s from, they know the weaknesses of these animals, and also they’re in enclosures here, even if you and I can’t see the walls because they’re invisible things called ‘wards’. If I hire someone who’s got magic on top of all that, they’ll have almost no instinctive fear.
“Everything here is nocturnal, and every one of them is a hunter. Some of these things? Humans see them and they pass out. Not that I want you passing out, but I need someone who is scared of these things, who knows to stay out of the enclosures no matter what. Not someone who thinks they can train them to do tricks, who gets close enough for them to grab a mouthful of hair and drown them. Once, we had a night shift manager injured, and once killed, because they didn’t take these animals seriously enough.”
Thinking back to the Sea World orca incident I knew he’d been referencing, I remembered wondering how someone at that level of her profession could be so careless as I watched the video on YouTube. It made sense when he explained it like that. I hesitated before mentally throwing my hands up and going all in. “So, why put this place here, then? If they’re endangered and also dangerous, why have a zoo at all instead of just a small reserve?”
He pursed his lips, looking disappointed in me. “Ripley. You know that already. You already said as much.”
Thinking back through our conversation, I said, “The rich humans who pay top dollar to see supernatural animals.”
“Not humans,” he told me. “But people, yes, and they are rich, and they’re making donations and spending their money on a ticket here because everything we have is endangered.”
“So…”
I just let my voice trail off and my mind started to drift. Andrew remained silent, letting me do so. There’s that thing people say, ‘I believe that you believe it,’ which is just a kinder way of saying, ‘Bullshit.’ Parents say it about closet monsters. Psychologists say it to people who say they’ve been abducted and probed by aliens. I wanted to say it to Andrew.
But I also wanted a job. If it meant working overnight at an empty zoo, that was fine. When it came down to it, especially when I took the tone of our conversation into account, this was a zoo specifically focused on preserving endangered ‘animals’, and it was allegedly doing important work. Also, if this turned out to be the real deal and I started seeing the animals, I would deal with it, just like I would deal with an enclosure that had a lion or tiger or gorilla. If it came with a ghost and invisible creatures, I really didn’t see what the difference was, if I couldn’t go in the enclosures either way.
On that note, I’d like you to imagine a kid who looks at a roller coaster, watching everyone screaming and grinning as they go up and down and all around and they’re like, ‘Heck, I could do that! That looks like a blast!’
Then they get on, the first drop hits, and they realize they’ve made a terrible mistake.
“All right,” I sighed. “I can’t say I’m going to turn down a job just because it’s going to be scary. Especially not one with this paycheck.”
Andrew smiled. “Awesome. There’s an adjustment process for anyone working here, similar to a dog that gets adopted, actually. I know the general guidelines of, ‘three days, three weeks, three months’ in terms of milestones, until they finally feel they’re where they’re supposed to be,” he told me, “and you can think of your time here along those lines. I really think you’re a great fit, and once you reach the milestone of working here for three months, I’ll officially consider you our new night shift guard. And I hope you’ll stay with us for many years.”
I nodded and smiled at the flattery of an employer wanting me to work a great job for them for a long time. I’d never had a dog, but those milestones were well-known among anyone who knew animals, especially dogs. The first three days, the dog is getting to know its new digs, exploring, and decompressing. At three weeks, they’ve gotten used to their environment and are starting to get comfortable with their surroundings and the routines of the humans they live with. By three months, they know the rules and follow them, they trust you, and they feel they are where they’re meant to be. I could only hope to be so lucky.
I saw the ghost two days ago and she has yet to make another appearance (for those who are curious, I asked, and her name is Leila), and I still hadn’t seen any animals. I did hear one, though, I feel compelled to note. A growling roar sounded from the lake on occasion, echoing across the vast zoo, sending a shiver down my spine. Whatever that animal was, it sounded gigantic.
Andrew said there was apparently a group that wanted to visit for a birthday and they were offering a huge donation, so he let me know they were making an exception and that this group would be walking through the park that night. That meant I’d be watching people watching animals that, as far as I could tell, weren’t there.
It was anticlimactic. Even the three people who came for the tour just looked like people, not like aliens or something eldritch from another dimension, and I stayed in the security office the whole time. Andrew was the one giving the tour. I watched them spend about five minutes at each enclosure, the hour or so that they were there passing without incident. It was clear that they were able to see all the animals, though, since they motioned excitedly at each enclosure and spoke to Andrew, who presumably answered any questions they had.
If they could see the animals, that was that. There was still that niggle in the back of my head, from my twenty-three years of life never encountering anything like ghosts or cryptids, telling me that this was ridiculous. Waiting for someone to knock on the door, a camera mounted on their shoulder, to tell me that it was a big joke and they wanted to see how long I’d play along. But from all I saw, this was a real place with real, invisible animals.
I do carry a taser and pepper spray in my capacity as a security guard. Though it isn’t for the animals, since they’re in the enclosures; they’re actually for the rare instance of a break-in. Andrew mentioned that it had happened several times it the past, someone trying to steal an animal in the hopes of selling it on the black market. They’d been successful before, but apparently my predecessor Roger was good at his job, and mostly they left in handcuffs.
I’ll be honest, I’m not a huge fan of confrontation, but my job was to call Andrew and then confront the person, not kick their ass. That’s what the police were for, or rather, the people Andrew would call in lieu of police in certain situations.
Fifty bucks an hour. That’s the key here.
Andrew hadn’t set up direct deposit, since he was sticking with a strategy of waiting to see if I’d continue to work there once I found out myself dealing with the animals (I’ve decided I am going to just call them animals). Instead, I got an old-fashioned check after my shift every Friday. The number on the first check was delightful. I went out that evening and had a big dinner at the local diner, order my most expensive favorites on the menu and a big slice of pie for dessert.
When it came to the paychecks in general, though, I had this weird feeling of not wanting to tell my dad and brother about the fact that it was actually $50/hr. I previously mentioned that my dad, his name’s Nathan if you’re curious, works at a local grocery store. Our town has a couple food franchises, but I think its size is just short of whatever threshold Walmart uses to decide where to open. He earns $14/hr. and that’s after the tiny raises he’s gotten over the past thirteen years.
That’s not to say he’d feel bad about not making as much as me. On the contrary, he would be ecstatic for me and really proud. But, like me, he’d be suspicious. That hourly rate was the biggest hint that this was more than just a private zoo for cryptids. And as soon as that fat check cleared without problems, my dad wouldn’t be satisfied with reassurances; he’d want to come visit the zoo and look around.
I’d told him it’s a private preservation with scheduled (expensive) visits only and that it had only eleven animals, so he’d been appeased by me brushing off the idea of a visit. Also, I took a few photos of my workplace; one of the security room, one of me sitting in my chair, one photo of the many screens I watched, and a selfie where I was feigning sleep out of boredom, slouched in my chair with my mouth open in a faux snore. That let him feel like he knew where I was and what I was doing, and that I was safe.
But if I told him I was making double what he thought, my father would practically order me to quit. No job was worth my safety, he’d tell me. I was quite of the opposite opinion, however, considering how crucial any and all conservation efforts were these days. Especially with the steep extinction levels due to humans competing with other animals for space, not to mention climate change. Working in any job that helped preserve species and keep ecosystems in balance, or put them back in balance, was so important.
Then again, my father would also point out something I had realized right away: the fact was that I was working with endangered species that were not from Earth. I wasn’t helping my planet. To be honest, though…that didn’t matter to me. Especially after that talk with Andrew about why he hired a human for this job, I figured whichever dimension these animals came from had the equivalent of us, razing forests to the ground, clouding the planet with pollution, and leaving the animals with no avenue of recourse when yet more land was taken from them.
I really do hope to keep working here for a long time, though, and not just because of the money. I can’t help it; I want to know what these things were, and I want to work with them, to do the job of a zookeeper. The same way you go up to the chain-link fence to get close to a carnivore on the other side who thinks you’d make a nice afternoon snack. You just want to be closer to them, to experience that incredible, daunting feeling of being in their presence.
Unsurprisingly, it wasn’t long before I got what I wanted.
The day after we had the tour go through, I was doing my sweep when I saw the ghost again. She was sitting on a small boulder in the same area I’d seen her the first time, looking identical, blood covering the front of her slashed shirt, the wounds visible underneath. I stopped and stood there for a moment before I decided to raise my hand in a small wave.
The young woman cocked her head at me and raised a hand in the air in an imitation of my gesture, her expression showing a bit of curiosity.
She was low-key, seemingly not concerned with my presence, looking at me as a novel phenomenon in her world. I wondered what that world consisted of. Was she always here, sometimes visible and sometimes not? Or did she have another world next to ours, in the ether, where she left everything in this world behind and floated in her disembodied form? Did she still feel emotions? Was that really curiosity on her face, or was I projecting? Did she feel happiness? Fear? Did she have the option of moving on, or was she stuck here?
Many questions that I might never get the answers to. And that was assuming Andrew knew the answers, since I’d never met Suzanne Cooper and he hadn’t even mentioned that possibility. This place was clearly her baby, but I’m sure running it was a lot of work. Plus, if she was rich enough to own it, she was rich enough to have other businesses and charities to run.
When it comes to the enclosures, they’re all wrapped by a barrier of some kind, though never one that seems adequate. There was not a single place with the ugly metal weavings of a chain-link fence, and no stretches of circular razor wire. Instead, there are nice fences. Black iron, or wrought steel fencing in a similar style to the one circling the perimeter of the zoo, just shorter and with different patterns. Or a spaced picket fence, the wood stained in some tone of brown, or a split two-rail fence. As if to say, ‘This is the border of your enclosure, but we’re just letting you know out of courtesy.’
When I started to pass enclosure number seven last night, a young woman’s voice spoke, “Hello.”
I startled, unaware that I hadn’t been alone. “Oh. Hi,” I said, staring at her standing a few yards in.
She had been next to a large tree and I hadn’t seen her. This enclosure was behind a picket fence, and she walked through the large area of wild grasses and flowers that stretched across the other side of the fence. There were fewer tall grasses closer to the fence, which I guessed was because it had been tromped down by her regular pacing along it when there were visitors, or if she wanted to see the various enclosures of the zoo. Her sudden appearance was a bit weird, considering I had been expecting to see a cryptid and instead I was looking at, it seemed, an attractive Asian woman.
She wore a black kimono, the soft silk robe draped gently over her body, with beautiful patterns of cherry blossoms, more so over her left side, and red and blue birds with their wings spread. A sash wrapped around her abdomen, she wore socks and sandals on her feet, and her hair was up in those rolls that gave volume to the style.
I was no expert on any fashion, much less that of another country, so I just assumed it was all traditional Japanese clothing. Most likely, the visitors who came liked to see a certain time-honored style and that’s what she stuck with. Or maybe she played on stereotypes. That would be amusing.
“I’m Yui. It’s nice to meet you,” she spoke, arriving at the border of the fence and holding out a hand for me to shake.
I’d been standing about three yards away from her, and I’ll be honest, muscle memory tried to kick in. But I only made it two steps, my hand starting to rise, before I froze, the hand falling limply at my side. “Nice to meet you, too,” I answered, my voice quiet.
Damn. I wonder how many times that honey trap works back where she comes from.
The pleasant look on her face faded, and she lowered her hand. “You won’t shake hands with me? Isn’t that rude?”
“I mean, I kind of like my hand where it is. You know, attached to me.”
Her demure smile widened into something more amused. “I would never do something so revolting.”
Looking her up and down, as if more visual information would give me more knowledge of what she was, I asked her, “What would you do?”
“I would be less wasteful,” she said softly.
A finger of ice trailed down my spine, and I had the sudden image in my head of her grabbing my outstretched hand in an iron grip and yanking me over the fence, leaving me to sprawl on the ground. Then killing and consuming me efficiently, without a single careless step, the same way humans slaughtered pigs, using everything from the hog but the squeal. I was struck with a shiver at the idea of her consuming everything from me but my screams.
Slowly, I took one step further down the path, then another. Just as I got to a walking pace, though, I realized the woman had started walking too, in the same direction. I’d have eventually gotten to the end of her enclosure and keep going, leaving her behind, but she spoke up. “Are you leaving?”
I came to a stop, meeting her gaze again. “My job is to walk the zoo every hour. Then I’ll get back to the security room and stay there until my next walk.”
“Have you met the others yet?”
I hesitated before saying, “Just Leila.”
She blinked languidly. “That means nobody welcomed you here.”
“Andrew did.”
She didn’t reply to that. Instead, she slowly started to lean forward, and I flinched backward a few steps further as I saw insect legs start curling out from her back.
No. Not insect. Arachnid.
The eight legs ended in small ‘paws’ with tiny claws, a layer of hairs covering the leg from top to bottom, like any typical tarantula. I took two more slow steps back and my mouth went dry as the jointed legs just kept lengthening, until they were large enough to lever her off the ground.
My gaze had been on the spider legs, but my heart skipped a beat as I realized her human legs had melded together and turned into a bulging abdomen. Her skin was shifting to a carapace, eventually all the way up to her shoulders and down her arms, her fingers elongating and her nails stretching to claws. From there down, her body was that of a pale tarantula with pedipalps the size of my arms and piercing fangs in her jaws that looked like they could take my head off.
There was a moment, my vision blurring, where I was worried that I might piss myself. The part of my brain that still had its humor intact in that moment told me that I should keep an emergency set of clothes in my car, or at the very least, start wearing Depends to work.
“I show you my true form,” she said softly, her voice now raspy like an eighty-year-old after a lifelong smoking habit. “Welcome to Suzanne Cooper’s zoo. The night shift guard for many years was Roger, before he retired and the zoo moved, and I miss him dearly. What should I call you?”
I choked on my words. There was no way my throat was going to cooperate enough for me to clearly get a sentence out. Instead, I realized my legs had taken control of the situation themselves, unsatisfied with my conscious brain’s decision to stand and stare, taking steps backward. I backed up a yard, then five yards, then ten.
My mind focused on the fact that spiders don’t waste anything, and pictured my demise. I’d be wrapped in a cocoon, killed, and made nice and mushy before she had me for dinner.
The whole time, my brain was a frenzied mess, my pupils were probably the size of dimes, and I was staring at that tiny, pathetic fence between her and me. There was so much adrenaline pumping through my body that I felt like my bones were vibrating. The fence was, to my eyes, the only thing between us. The only thing keeping her from tackling and killing me. My only hope was that she’d do it quickly.
But she didn’t move. As I absorbed her innocent, polite words, the look on her face was calm, and I wondered if this was typically the way a conversation went before she devoured her prey. I wondered how many people she’d eaten. Not humans, not people from Earth, but the ones from where she came from. The fact that she doesn’t scare the shit out of those people means they’re staggeringly dumber than humans.
Finally, I rounded a corner, both relieved at having her out of my sight and worried that she would take that moment to come find me. When she’d been within eyeshot, I had at least known where she was and could run in the other direction. But I didn’t hear the sound of faint footsteps moving rapidly toward me. All was quiet, in that deep, smothering way that only an empty business in the middle of the night in small town America could be.
My hands trembling, I barely paid attention to anything but the confirmation that my surroundings were free of the colossal spider as I finally got back to the door. Grabbing the handle and letting my eyes dart around for about ten seconds and my ears prick for the slightest sound, I finally swiped my key card across the pad and went inside, shutting the door behind me and engaging the backup deadbolt.
Maybe that was why they had decided on keycards. If I was running from something and panicking, using an actual key or inserting the card like at a hotel would keep me from getting to safety considering my hands were shaking enough to mix a margarita.
Walking over to my chair, I fell into it, letting my body flush itself of terror as I looked up at the cameras. There she was, still in arachnid form, exactly where I’d left her behind that rinky-dink fence, casually looking around and slowly pacing back and forth. I stared at her as my racing heart gradually slowed, and a minute or so later she turned on her eight legs and walked back into the trees.
Whatever invisible fences the enclosures have apparently work, which is nice, because I wasn’t keen on getting killed by one of the creatures here. And that’s what brings me here, spilling out everything that’s happened so far. Because nearly passing out from terror isn’t something I wanted to deal with at work, obviously, but I keep going over what she did in my head again and again, and I feel like I reacted like a child who spotted a wolf spider on their bed. I started to worry for my overactive sense of self-preservation, at least in my capacity as an employee here.
The spider didn’t even try to hurt me, and so I was feeling a bit foolish. Even annoyed, actually, at the fact that I’d freaked out so hard and took off instead of trying to engage in at least basic conversation. I got the sense that she wasn’t at human-level intelligence, but I was never going to be able to hold any level of conversation with an alligator.
Sure, she did mention that she wouldn’t be so crass as to yank off my hand because she’d rather just have my entire corpse, but wouldn’t a wolf do the same if it was hungry? Wouldn’t any carnivore? Actually, they probably would’ve been satisfied with one of my hands. The fear here was from the fact that she turned into a giant spider. If she’d turned into Clifford, I would’ve reacted the same way, if not better than, meeting Leila.
With that, I decided I’m staying on the job. Considering how frustrated I can get with foolish people, it’s a bit hypocritical, and I’m being a bit of an idiot. But…there are definitely wards keeping them in their enclosures. Also, I signed up for creatures for another dimension, whether or not I believed in them at the time, and I will not let encountering my first one in an objectively boring way be the reason I quit.
The money is a factor, I’ll grant you. Of course it is. And I can’t spend it if I’m dead, but all signs point to surviving as long as I don’t do anything dumb. Also, yes, I’ll admit there’s a not-so-little voice in the back of my head that’s desperate to know what else is here. I never thought I’d do something like this, but finding out these things are real, I honestly do want to learn more about them.
Still, though, I decided to call Andrew at the end of my shift to ask if the pepper spray and taser I carried worked on a certain spider, as well as the other animals I’d yet to meet.

Previous
***
/storiesbykaren
submitted by karenvideoeditor to redditserials [link] [comments]


2024.05.15 15:00 aznpersuazion A Review Of GoldBelly in 2023. Is it Safe to Use?

This is not sponsored by Goldbelly. This review is solely written from my own experiences with the company. Goldbelly is a delivery service that pairs customers with popular restaurants across the United States. You can order from thousands of restaurants, markets, and stores across the nation.
Food safety and regulations..
After numerous orders with Goldbelly, it is safe to say that their product works as intended. I know there are a lot of negative complaints about Goldbelly online about food arriving spoiled, but I can assure you that after dozens of orders, food has always arrived on time and safely refrigerated. The complaints that you see online are likely the minority.
When delivering food via popular mailing services, companies like Goldbelly don't have a ton of control as to if the food arrives on time. But from my experience, the regulation around the amount of insulation and dry ice/ice packs the company makes restaurants has gotten a lot better in recent years. This makes it so food generally can last at last 24 hours after their intended arrival date.
If you're considering giving Goldbelly a chance, the product is trustworthy.
Overall review..
Goldbelly is definitely expensive. You're paying 2-3 times more sometimes, and some of the food won't be as fresh as having the option to dine in. Goldbelly is useful if you're really trying to splurge, or send someone the gift of some food they normally don't get to eat.
I would stay away from shops that have a 4.2 review or lower.
If you're interested in using it. American Express cards often have offers and credits for the service, where you can save 40-50%. Rakuten also has additional cash back for the service.

**If you found any of this helpful, please consider using a referral link. You get additional sign up and welcome bonuses. Signing up and using Rakuten for cash back is free!*\*
Rakuten: www.rakuten.com/QIANTE3?eeid=44971
Amex Gold: https://americanexpress.com/en-us/referral/PARRYC8P8N?XLINK=MYCP
**Additional Tips*\*
You can also substitute the Amex Gold with the Capital One Venture X. AMEX Gold gives you 4X points for dining and groceries, but 1X points of other categories. Venture X gives you 2X points on all purchases, which can be used to get more points on retail, cell phone bill, and other purchases.
Capital One Venture X: https://i.capitalone.com/J8Jn8yE0u
If you want to travel with more luxury, the Amex Plat lets you gives you access to great travel benefits like AMEX Centurion and Delta Skyclub airport lounge access, and other perks like elite status at hotels, which make you eligible for complimentary room upgrades.
Amex Plat: https://americanexpress.com/en-us/referral/HUIQITJbcu?XLINK=MYCP
submitted by aznpersuazion to travelfooddiaries [link] [comments]


2024.05.15 14:59 Constant-Staff9800 TOP Trending everywhere! 200k MC - 90k Liquidity - 48h old - Utility IS LIVE! - Online Retail & Payment gateway - GreenWAVES - GRWV

Introducing a hugely undervalued gem, GreenWAVES ($GRWV) – Your Gateway to the Future of E-commerce! Powered by the Binance Smart Chain , GreenWAVES revolutionizes online retail with its cutting-edge web3 shop and ecommerce payment gateway by allowing users to setup their shop for free and start selling right away! With GreenWAVES, anyone can effortlessly create their own online store and kickstart their entrepreneurial journey with a generous $125 free budget for selling. Say goodbye to upfront costs – all shops are free to set up! And with a nominal fee of just $1 upon reaching $125 in sales, you can keep the momentum going with ease. Enjoy the benefits of zero taxes and a user-friendly interface, making selling a breeze. As a low marketcap gem, GreenWAVES is KYC'd, audited, and launched just one month ago with zero fees. Join the movement and embrace the future of online retail with GreenWAVES today!
Website: https://greenwav.es App: https://grwv.app
Contract Address: 0x8DE4228d54FC86D4607c8425e8bECEfB93888fe4 Marketcap: 200.000 Chain: Binance Smart Chain - BEP20 Launched: 48 hours ago Token Type: Utility Security: Owner KYC'd, Token audited with a perfect audit score of 0 issues Contract Renounced: YES Listings: Bitgert, CoinGecko DONE, CoinMarketCap Soon Marketing: Press Release and News sites (including Digital Journal, MarketWatch, Bloomberg, Benzinga, Yahoo News, Yahoo Finance, Google News) , Twitter Shillings & AMA's, Reddit Shilling, Telegram Shilling, Call Channels, AMA's. Token build: 0% Fees, Contract renounced Goals: Populating the alerady existing GreenWAVES dAPP, Tier 1-2 CEX listings, Utility wide spread, mainstream media pick up, short term plans are to be as much known as possible & Top 100 Crypto by Marketcap
Learn more about GreenWAVES and join the ecosystem. 100x done, another 100x to come.
Twitter: https://x.com/greenwav_es
submitted by Constant-Staff9800 to CryptoMoonShots [link] [comments]


2024.05.15 14:33 doofus-philosophicus Which downtown panhandler do you think has the best pitch?

Back when I was struggling I could collect 20 - 40 dollars in an hour, no problem.
I really haven’t seen anyone downtown with any real game, but the most successful panhandler I’ve seen is a woman who looks to be in her forties that hovers around the City Market parking lot. She paces back & forth and vectors straight at people after they exit their vehicle or exits the store. She’s non-hostile, non-threatening and doesn’t get offended if people turn her down. She does really well with that strategy.
submitted by doofus-philosophicus to burlington [link] [comments]


2024.05.15 13:42 HBomb_98 Some general improvements that I(as in ME and probably not you) would love to see in RPGs

EDIT: this ended up so long almost no one will read and address it point by point lol. Sorry.
I realize that games are extremely hard and expensive to make so I don’t necessarily expect or demand changes, but I want to share some of my thoughts and read the replies.
  1. Please let’s get rid of XP systems and points. Oh my god I am so sick of games that reward you not only with equipment and getting to experience the consequences of your actions, but with a fun and immersion killing currency.
If I don’t want to do a quest or I pick evil/neutral/simply not interested for rp reasons choices I shouldn’t be punished by not getting xp. If I don’t want to kill everyone I shouldn’t be published by not getting xp. I shouldn’t be getting extra xp for playing the game in a specific way. Everything else is fine, but no xp.
Your character can improve by training, getting better equipment, meeting and befriending/hiring more companions and by the player simply getting more competent.
One notable example that pissed me off was Deus Ex Human Revolution. If you want to sneak past everyone(which is what a solo operator would do realistically) you don’t get the headshot/merciful/stealth etc bonuses which irks me to no end.
  1. I am so sick of games giving you a ton of companions and not giving them a role outside of being available as party members. Especially because so many games also have bases and large words with a lot of lore. I can’t bring more than 3 of them with me or whatever. And chances are I am not going to switch my party often because I have found a balance that I enjoy and I want to hear all of the dialogue from those characters during the main quest. Instead of using the rest of the characters to presumably encourage replayability(I can’t imagine that a lot of people are eager to replay 50+h games because of work and new games to play) you should always make sure that they have a role to play in your mission regardless. Send them on misc side missions from a menu or have them operate separately while you are in a region to gather money or renown or whatever. Hide as much of the artificiality of the experience as much as possible.
  2. Inventory systems. Who enjoys picking up all of that crap? Who enjoys managing weight limits and having to find a store that will buy any junk and then often have to wait for the store to reset its money supply to sell what you couldn’t the first time. Maybe streamline that part of the game? Have people that operate behind your frontline to loot everything you kill to collect, swords, meat, plants so you feel as a main character imo should and get to the meat of the game faster. I know that not every game makes this process annoying, but I think that I have mindlessly sold junk items and equipment too damn much.
  3. Please focus on the main quest. Faction, companion and side content can be done well, but a main quest can incorporate factions, companions and optional content while giving you a lot more context and thus fun. Everytime I hear that a long and meaty rpg doesn’t have a great main quest I get disheartened. I honestly can’t fathom why this “problem”(Its not a con for everyone) exists because you’d think that developers would want to make sure that the content that every player is bound to experience is as fleshed out as possible. Doing side quests that exist to inform the player about the lore, give them books to read, or get them closer to a character can all be made better if it figures into the main story somehow. Admittedly games that focus on the main quest end up shorter, but in terms of marketability 40 hours > 100 hours. Even CDPR said that they had to shorten the main quest of Cyberpunk because W3 was too long for a large chink of players to finish. Please let me know if there is something I am missing, but to make content with confidence that people who buy the game will probably experience it from start to finish you need to lean more on the quality rather than quantity.
submitted by HBomb_98 to rpg_gamers [link] [comments]


2024.05.15 11:06 _kuzzmich Stop listening to losers

Before taking anyone's advice, ask them what they've achieved. If their results aren't impressive, everything they tell you is bullcrap.
I'll introduce you to digital selling stars who are worth following. They're amazing creators, entrepreneurs, and influencers.
First up in the spotlight is IAmPascio aka creatorpascal (I'm not pasting the links to his profiles here, but you can easily find him on X). He helps people be more productive with Notion templates. Check out his stats:
What are his main features?

Nurturing the X community

Consistency and value are key, as always. There are daily experiments in his content:
And looooooads of value. Plus, constant engagement with followers, along with reflection on content results, gets him an X account that converts.

A storefront that sells

You won’t earn a dime if your product looks like crap. Here's what you have to do with every single product:
When your products are ready, build upsells. Combine your products into bundles. Your customers get more value for less money, you get a higher average purchase—win-win.
And use lead magnets—free but decent products that attract more potential customers to your store.

Mastering marketing tools

Smart diversification does the job. Choose platforms with different types of content, like X and YouTube. Think about their potential and don’t try to grab them all at once, you probably won't make it.
A hidden gem idea from Pascio is to launch on Product Hunt. A decent launch can bring you a few thousand visitors and $10k in 24 hours.
Additional free/paid communities on Skool or Heartbeat might also give you a bigger audience.
submitted by _kuzzmich to passive_income [link] [comments]


2024.05.15 11:00 TheLotStore 1311 Dewberry Lane, Horseshoe Bend, AR 72512

1311 Dewberry Lane, Horseshoe Bend, AR 72512
1311 Dewberry Lane, Horseshoe Bend, AR 72512
Nice 1/4 acre lot in an excellent location in the Ozarks!
GPS Coordinates are 36.24696798148773, -91.73865383805693.
Plenty of privacy on this lot and when you're ready for nearby some recreation, swing by either Diamond Lake or Crown Lake!
Priced way below area comparable sales in the area!
Debit/Credit Cards Accepted No Closing Costs Cash Price: $1,175 Finance with $200 Down and 12 Payments of $105 Per Month No Credit Check, No Income Documentation, No Prepayment Penalty 
Property Address: 1311 Dewberry Lane, Horseshoe Bend, AR 72512 (Map location is approximate)
County: Izard
Assessor Parcel Number: 800-0066-000
Legal Description: Lot 6, Block 3, Horseshoe Bend Tract A
Zoning: Residential
Annual Property Taxes: $4.87
About Horseshoe Bend:
The best kept secret in north Arkansas is Horseshoe Bend. Nestled in the Ozark Mountains on the Strawberry River, this quaint town is the perfect place to find rest, relaxation, and recreation.
The crown jewel of the town is the 640-acre Crown Lake. On Crown Lake, water lovers can participate in a variety of activities, including swimming, kayaking, paddle boarding, water skiing, and tubing. Crown Lake is best known for good fishing, but it is not the only sought-after fishing hole in the area. Besides Crown Lake and the Strawberry River, fishing enthusiasts can also visit one of the smaller fishing lakes – Diamond, Pioneer, and North.
There are plenty of activities for young and old alike! Golfers have their choice between two par 3, 18-hole golf courses. Citizens and guests can also bowl, pitch horseshoes, and play miniature golf. The town has several stores, a library, three resorts, a community theater, a spa, and several restaurants.
The citizens of Horseshoe Bend take pride in the community spirit and the ability to offer a memorable experience for all who come to visit. The Music in the Mountains show occurs every third Saturday of the month, and during summer, the Farmers’ Market occurs every Wednesday. Every year, the town celebrates Dogwood Days on the second Saturday of May, and Independence Day is celebrated every 4th of July with a parade and fireworks. The annual Christmas parade occurs on the first Saturday in December. There are many more events that happen throughout the year, thanks to the numerous civic groups which are active in Horseshoe Bend. All of these events embrace the unique Ozark culture of small-town pride and fellowship.
The largest town in Izard County with 2,180 residents, Horseshoe Bend is accessible to the state’s most scenic highways. The town is centrally located and just a 3-hour drive to Little Rock, Memphis, and Springfield. With its gorgeous views, slower pace of life, and laid-back charm, Horseshoe Bend is the perfect place to stay a week or a lifetime.
More Information on Horseshoe Bend can be found at http://ozarklandstore.com/.
View our amazing property deals at TheLotStore.Com.
Additional Information: https://thelotstore.com/property/1311-dewberry-lane-horseshoe-bend-ar-72512/?feed_id=10349
submitted by TheLotStore to u/TheLotStore [link] [comments]


2024.05.15 10:02 Lint6 Any confirmed stores open in the Central/Eastern PA or Northern MD area?

As a former Boston Market AGM, I'm softly clapping as the company falls apart. I feel terrible for the people losing their jobs, but if you ever payed attention, the company was complete shit and circling the drain for years.
But the company collapsing has made me oddly nostalgic for it. I haven't eaten the food in over 10 years, but I would love to have it one last time before the company dies .
I currently live in Franklin County in PA, so I'm looking for stores that are confirmed open within an hour or so drive to just have the food again
submitted by Lint6 to BostonMarket [link] [comments]


2024.05.15 09:27 LieDue2550 A Freelancer’s Toolkit: 9 Must-Have Tools

Freelancing can be an incredibly rewarding career path, offering flexibility, independence, and the opportunity to work on a variety of projects. However, to succeed as a freelancer, you need the right tools to manage your business efficiently. Whether you are a seasoned freelancer or just starting out, having a well-stocked toolkit is essential. In this blog post, we will explore some must-have tools that every freelancer should consider incorporating into their workflow. At the forefront of our list is Feedcoyote, a comprehensive tool designed to streamline and enhance your freelancing experience.

1. Feedcoyote: The Ultimate Freelancing Companion

Feedcoyote is a powerful platform tailored specifically for freelancers. It offers a range of features that help you manage your projects, clients, and finances seamlessly. Here’s why Feedcoyote should be your go-to tool:
Sign-Up on Feedcoyote - https://feedcoyote.com/

Project Management

Feedcoyote allows you to keep track of all your projects in one place. You can create project timelines, set milestones, and track progress effortlessly. The intuitive interface makes it easy to manage multiple projects simultaneously without feeling overwhelmed.

Client Communication

Effective communication is key to freelancing success. Feedcoyote provides a centralized hub for all your client interactions. You can send messages, share files, and receive feedback directly through the platform, ensuring that nothing gets lost in the shuffle.

Invoicing and Payments

One of the most challenging aspects of freelancing is managing invoices and payments. Feedcoyote simplifies this process by allowing you to create and send professional invoices, track payment statuses, and even set up automated reminders for overdue payments. This feature helps you maintain a steady cash flow and reduces the time spent on administrative tasks.

Time Tracking

Accurate time tracking is crucial for billing clients and managing your workload. Feedcoyote includes a built-in time tracking tool that lets you log hours spent on each project. This data can be easily integrated into your invoices, ensuring transparency and accuracy.

Financial Insights

Feedcoyote provides insightful financial reports that help you understand your earnings, expenses, and overall financial health. This information is invaluable for budgeting, tax preparation, and long-term planning.

2. Trello: Visual Project Management

Trello is a popular project management tool that uses a card-based system to help you organize tasks and projects visually. Each project can be broken down into boards, lists, and cards, making it easy to see what needs to be done and when. Trello’s flexibility and user-friendly interface make it a favorite among freelancers for managing both personal and professional tasks.

3. Slack: Communication and Collaboration

For freelancers working with remote teams or multiple clients, Slack is an essential communication tool. It allows you to create channels for different projects, teams, or topics, making it easy to keep conversations organized. Slack also integrates with many other tools, such as Google Drive, Trello, and Feedcoyote, streamlining your workflow.

4. Grammarly: Writing Assistant

Good communication is crucial for freelancers, whether you’re drafting emails, creating content, or writing reports. Grammarly is an AI-powered writing assistant that helps you improve your writing by checking for grammar, punctuation, and style errors. It also offers suggestions for clarity and conciseness, ensuring that your writing is polished and professional.

5. Canva: Design Made Easy

As a freelancer, you often need to create visually appealing content, whether it’s for social media, presentations, or marketing materials. Canva is a versatile design tool that allows you to create stunning graphics with ease. It offers a wide range of templates, images, and fonts, making it accessible even if you have no prior design experience.

6. Toggl: Simple Time Tracking

Toggl is a straightforward time tracking tool that helps you monitor how much time you spend on different tasks. It’s perfect for freelancers who need to track billable hours or simply want to understand how they’re spending their time. Toggl’s reports provide valuable insights that can help you optimize your productivity.

7. Zoom: Virtual Meetings

Virtual meetings have become a staple of modern freelancing. Zoom is a reliable video conferencing tool that allows you to host meetings, webinars, and virtual events with ease. Its features include screen sharing, recording, and breakout rooms, making it ideal for client consultations and team collaborations.

8. Google Workspace: Productivity Suite

Google Workspace (formerly G Suite) includes a suite of productivity tools such as Gmail, Google Drive, Google Docs, Sheets, and Slides. These tools are essential for document creation, storage, and collaboration. The seamless integration between these apps enhances your ability to work efficiently and share information with clients and collaborators.

9. LastPass: Password Management

As a freelancer, you likely use numerous online tools and services, each requiring a secure password. LastPass is a password manager that stores and encrypts your passwords, allowing you to access them easily and securely. This tool helps you maintain strong, unique passwords for all your accounts, reducing the risk of security breaches.

10. Wave: Free Accounting Software

Keeping your finances in order is crucial for freelancing success. Wave offers free accounting software that helps you manage your income, expenses, and invoices. It also provides features for bank reconciliation, receipt scanning, and financial reporting. Wave’s user-friendly interface makes it accessible even if you have limited accounting experience.

Conclusion

Equipping yourself with the right tools can make a significant difference in your freelancing journey. Feedcoyote stands out as a comprehensive solution that addresses many of the challenges freelancers face, from project management to invoicing. Alongside other essential tools like Trello, Slack, and Grammarly, Feedcoyote can help you streamline your workflow, improve communication, and enhance your overall productivity. By investing in these tools, you can focus more on what you do best and less on administrative tasks, paving the way for a successful freelancing career.
submitted by LieDue2550 to EntrepreneurHQ [link] [comments]


2024.05.15 09:11 Sweet-Count2557 15 Things to Do on a New Paltz Family Day Trip

15 Things to Do on a New Paltz Family Day Trip
15 Things to Do on a New Paltz Family Day Trip Are you looking for a perfect family day trip destination near New York City? Well, you might be surprised to learn that New Paltz, located just 90 miles north of the bustling city, offers a plethora of activities for the whole family to enjoy.From picturesque hiking trails to fascinating museums, this charming town has something for everyone.So, whether you're an outdoor enthusiast, history buff, or simply looking to indulge in delicious food, join us as we uncover the 15 things you can do on a New Paltz family day trip.Trust us, you won't want to miss out on the exciting options that await you!Key TakeawaysOutdoor activities in New Paltz include hiking, rock climbing, biking, and canoeing/kayaking.There are various indoor activities such as visiting museums, attending performances, and playing at indoor parks.Educational activities include visiting art museums, learning about history, and exploring science centers.Families can enjoy dining at family-friendly restaurants, visiting parks and playgrounds, and exploring farms in the area.Outdoor ActivitiesWhen it comes to outdoor activities in New Paltz, there's no shortage of options for adventure and exploration. The town is surrounded by beautiful natural landscapes, making it the perfect destination for hiking and rock climbing enthusiasts.New Paltz is home to numerous hiking trails that cater to all skill levels, offering breathtaking views and the opportunity to connect with nature. One popular hiking destination is the Mohonk Preserve, which boasts over 8,000 acres of stunning scenery. Here, you can choose from a variety of trails that wind through forests, meadows, and along the Shawangunk Ridge. Whether you're a beginner or an experienced hiker, there's a trail for everyone to enjoy.For those seeking a more adrenaline-fueled adventure, rock climbing at The Gunks is a must. The Shawangunk Mountains are renowned for their world-class rock climbing routes, attracting climbers from all over the world. With its challenging cliffs and unique rock formations, The Gunks offer an exhilarating experience for climbers of all levels.Whether you're a nature lover or an adrenaline junkie, New Paltz has something to offer for everyone. The hiking trails and rock climbing opportunities in the area are unparalleled, providing endless possibilities for outdoor exploration. So, grab your hiking boots and harness, and get ready to embark on an unforgettable adventure in the heart of New Paltz.Indoor ActivitiesIndoor activities in New Paltz offer a diverse range of options for families looking to escape the elements and enjoy some quality time together. Whether you're looking for a little friendly competition or a chance to unleash your creativity, there's something for everyone.For those who love a good challenge, there are plenty of indoor games to keep you entertained. Head to the local arcade and try your hand at classic games like skee-ball and air hockey. Or, if you're feeling a bit more adventurous, check out the escape room where you can put your problem-solving skills to the test. With a variety of themes and difficulty levels, it's sure to be a thrilling experience for the whole family.If you're in the mood for something a bit more hands-on, why not try a creative workshop? There are several places in New Paltz where you can learn a new skill or craft. From pottery classes to painting workshops, there's no shortage of opportunities to let your imagination run wild. Not only will you have a blast creating something unique, but you'll also have a special keepsake to take home with you.No matter what your interests may be, New Paltz has plenty of indoor activities to keep you entertained. So, why not gather the family and escape the elements for a day of fun and adventure? Whether you're competing in indoor games or getting creative in a workshop, you're sure to make memories that will last a lifetime.Educational ActivitiesNew Paltz offers a wide range of educational activities that will engage and inspire the whole family. Here are three hands-on workshops and interactive exhibits that are sure to captivate your curiosity and expand your knowledge:The Dorsky Museum of Art: Step into a world of artistic expression as you explore the thought-provoking exhibits at the Dorsky Museum. From contemporary installations to classic masterpieces, this museum showcases a diverse collection that will ignite your imagination. Engage in interactive workshops where you can create your own artwork and experiment with different mediums.The Samuel Dorsky Museum of Art: Located on the SUNY New Paltz campus, the Samuel Dorsky Museum of Art offers a unique opportunity to delve into the world of contemporary art. Immerse yourself in thought-provoking exhibits that challenge societal norms and spark conversations. Participate in hands-on workshops led by professional artists, where you can learn new techniques and unleash your creative potential.The Science Discovery Center: Embark on a journey of scientific exploration at the Science Discovery Center. Engage with interactive exhibits that bring the wonders of science to life. From experimenting with electricity to exploring the mysteries of the natural world, this center offers a captivating experience for all ages. Participate in hands-on workshops where you can conduct experiments and discover the scientific principles that shape our world.As you embark on your New Paltz family day trip, these educational activities won't only provide valuable learning experiences but also foster a sense of wonder and curiosity. So, embrace the freedom to explore, discover, and expand your knowledge as you engage with these immersive hands-on workshops and interactive exhibits.Family-Friendly RestaurantsLet's dive into the delicious world of family-friendly restaurants in New Paltz, where you can indulge in mouthwatering meals that cater to all tastes and preferences. New Paltz is home to some of the best family-friendly restaurants, offering a wide range of cuisines that will satisfy even the pickiest eaters. Whether you're craving Italian, Mexican, or just a good old-fashioned burger, the restaurants in New Paltz have got you covered. Here are some of the top places to eat with kids in New Paltz:RestaurantCuisineHighlightsMain Course Catering & RestaurantAmericanOffers a kids' menu with options for all agesP&G's RestaurantItalianWood-fired pizza that will leave you craving for moreMexicali BlueMexicanColorful and flavorful dishes that kids will loveMoriello's GelatoDessertsHomemade gelato that will satisfy your sweet toothMain Course Catering & Restaurant is a popular choice for families, with its diverse menu that includes everything from burgers and sandwiches to pasta and seafood. They even have a kids' menu with options that will please even the pickiest eaters.If you're in the mood for some authentic Italian cuisine, P&G's Restaurant is the place to be. Their wood-fired pizza is a favorite among locals, and their pasta dishes are cooked to perfection.For a taste of Mexico, head to Mexicali Blue. Their colorful and flavorful dishes will transport you straight to Mexico, and they offer a variety of options for kids.And of course, no family day trip is complete without dessert. Stop by Moriello's Gelato for some homemade gelato that will satisfy your sweet tooth. With a wide range of flavors to choose from, there's something for everyone.These are just a few of the best family-friendly restaurants in New Paltz. Whether you're looking for a quick bite or a sit-down meal, you're sure to find something that the whole family will enjoy.Parks and PlaygroundsAs we continue our exploration of family-friendly activities in New Paltz, let's venture into the world of outdoor fun and discover the parks and playgrounds that offer endless adventures for kids of all ages. New Paltz is home to some of the best parks for picnics and family-friendly playgrounds. Here are three must-visit outdoor destinations that will provide a sense of freedom and joy for the whole family:Hasbrouck Park: This park is a perfect spot for a family picnic. Spread out your blanket on the lush green grass and enjoy a delicious meal while surrounded by the beauty of nature. The playground in Hasbrouck Park offers a variety of equipment for kids to climb, slide, and swing, ensuring hours of fun and excitement.Sojourner Truth Park: With its basketball court and picnic area, Sojourner Truth Park is a fantastic place for families to gather and enjoy outdoor activities. Let the kids shoot some hoops while you relax and soak up the sun. Pack some snacks and have a delightful picnic in the shaded picnic area, creating lasting memories together.Nyquist-Harcourt Wildlife Sanctuary: For a peaceful and serene picnic experience, head to the Nyquist-Harcourt Wildlife Sanctuary. This hidden gem is a haven for nature lovers and families alike. With its beautiful trails, lush greenery, and abundant wildlife, it offers the perfect backdrop for a relaxing picnic. Let the kids explore the surroundings and discover the wonders of the natural world.New Paltz's parks and playgrounds provide a sense of freedom and adventure for families seeking outdoor fun. Whether you're enjoying a picnic, playing on the playground, or simply exploring the beauty of nature, these destinations offer endless opportunities for family bonding and creating cherished memories. So grab your picnic basket, gather the family, and embark on an exciting day of outdoor exploration in New Paltz.Family-Friendly FarmsFamily-Friendly Farms in New Paltz offer a unique and educational experience for families looking to connect with nature and learn about farm life. These farms provide a variety of family-friendly farm activities that are both fun and educational.One popular activity is visiting farm petting zoos, where children can interact with and learn about different farm animals. At Kelder's Farm, families can enjoy a petting zoo experience like no other. You can pet and feed a wide range of animals, including goats, sheep, pigs, and even llamas. Kids will love getting up close and personal with these friendly animals, and it's a great opportunity for them to learn about animal care and farm life.Saunderskill Farms is another great option for families looking for a farm experience. In addition to their fresh produce and baked goods, they also have a petting zoo where kids can meet and greet farm animals. From chickens and ducks to rabbits and goats, children can learn about different animal species and their roles on the farm.Apple Hill Farm is a must-visit for families interested in learning about farm animals. They offer guided tours where kids can see cows, horses, pigs, and more. The knowledgeable staff will explain the importance of each animal and how they contribute to the farm's operations.Family-friendly farms in New Paltz provide a hands-on experience that allows children to learn about farm life in a fun and engaging way. Whether it's petting and feeding animals at a farm petting zoo or taking a guided tour to learn about different farm animals, these activities are sure to create lasting memories for the whole family.Family-Friendly EventsAfter exploring the family-friendly farms in New Paltz and learning about farm life, it's time to discover the exciting and entertaining world of family-friendly events in this vibrant town. New Paltz offers a variety of events that are perfect for the whole family. Here are three events that are sure to evoke joy and create lasting memories:New Paltz Regatta and Rubber Duck Race: Join in the fun at the annual New Paltz Regatta and Rubber Duck Race. Watch as colorful rubber ducks race down the Wallkill River, and cheer for your favorite as they compete for the finish line. This event is filled with laughter, excitement, and friendly competition.New Paltz Winter Carnival: Embrace the winter season at the New Paltz Winter Carnival. This event features a range of activities for all ages, including ice skating, sledding, snowman building, and even a snowball fight. Warm up with hot cocoa and enjoy the festive atmosphere as you make memories with your loved ones.New Paltz Halloween Parade: Get into the spirit of Halloween at the New Paltz Halloween Parade. Dress up in your favorite costume and join the community in a lively parade filled with music, dancing, and plenty of candy. This event is perfect for families who love the thrill of Halloween and want to celebrate together.These family-friendly events in New Paltz provide an opportunity to bond with loved ones, embrace the joy of community, and create cherished memories. Whether it's cheering on rubber ducks, enjoying winter activities, or celebrating Halloween, these events offer something for everyone.Historical SitesNew Paltz is home to a rich tapestry of historical sites that offer a glimpse into the town's fascinating past. From the Huguenot Street Historic District to the Deyo House Historic Site, there are many places to explore and learn about the town's history. Take a step back in time with historical walking tours and immerse yourself in the past with historical reenactments.Here is a table showcasing some of the historical sites in New Paltz:Historical SitesDescriptionHuguenot Street Historic DistrictA National Historic Landmark that preserves the unique history and culture of the Huguenots who settled in New Paltz in the 17th century.Deyo House Historic SiteExplore this historic house museum that showcases the lifestyle of a wealthy 19th-century family in New Paltz.Historic Huguenot Street CemeteryDiscover the final resting place of the Huguenot settlers and learn about their lives and contributions.Historical walking tours provide a great opportunity to explore these sites and gain a deeper understanding of New Paltz's history. Knowledgeable guides will lead you through the streets, sharing interesting anecdotes and stories along the way. You'll feel as if you've traveled back in time as you walk in the footsteps of those who came before.For an even more immersive experience, don't miss the chance to witness historical reenactments. These events bring history to life as actors dress in period costumes and recreate significant moments from New Paltz's past. Whether it's a battle reenactment or a colonial market, you'll be transported to a different time and gain a newfound appreciation for the town's history.New Paltz's historical sites offer a window into the past and provide a unique and educational experience for the whole family. So, grab your walking shoes and prepare to be captivated by the rich history that awaits you in this charming town.Nature CentersAs we continue our exploration of New Paltz, let's now turn our attention to the fascinating world of nature centers. These centers offer a unique opportunity to connect with nature, learn about wildlife, and engage in hands-on activities.Here are three exciting nature center activities that are sure to captivate the whole family:Wildlife Education Programs: Immerse yourself in the wonders of the natural world through engaging wildlife education programs. From interactive exhibits to live animal presentations, these programs provide a chance to learn about local ecosystems, animal behavior, and conservation efforts. Get up close and personal with fascinating creatures and gain a deeper appreciation for the delicate balance of our planet's biodiversity.Guided Nature Walks: Embark on a guided nature walk led by knowledgeable naturalists who'll introduce you to the diverse flora and fauna of the region. Explore scenic trails while learning about the unique features of the local ecosystem. Observe birds in their natural habitats, identify different plant species, and discover the hidden wonders of the natural world. These walks offer a chance to reconnect with nature and experience the serenity of the great outdoors.Nature-themed Workshops: Participate in nature-themed workshops that foster creativity and appreciation for the environment. From art classes inspired by the beauty of nature to hands-on activities focused on sustainability, these workshops provide an opportunity to learn new skills while deepening your connection with the natural world. Engage in eco-friendly crafts, explore nature-inspired photography, or try your hand at creating nature journals. These workshops are a perfect blend of education and fun.Nature centers offer a wealth of opportunities to learn, explore, and connect with the natural world. Engage in wildlife education programs, join guided nature walks, and participate in nature-themed workshops to create lasting memories and foster a sense of wonder and appreciation for our planet's incredible biodiversity.Water ActivitiesTo make the most of your family trip to New Paltz, immerse yourselves in a world of water activities that offer fun and adventure for everyone.New Paltz is surrounded by beautiful bodies of water, providing plenty of opportunities for water sports and boat tours.If you're looking for some excitement, try your hand at water sports on the Hudson River. You can rent paddleboards or kayaks and explore the scenic river at your own pace. Feel the rush as you paddle through the gentle currents and take in the breathtaking views of the surrounding mountains.For a more relaxing experience, consider taking a boat tour on the Hudson River. Hop aboard a comfortable vessel and let the knowledgeable guides show you the sights. Cruise along the river while learning about the history and wildlife of the area. Keep your eyes peeled for bald eagles soaring above and maybe even catch a glimpse of a playful seal.No matter which water activity you choose, be sure to pack sunscreen, towels, and a sense of adventure. Remember to stay hydrated and respect the environment by practicing responsible water sports and leaving no trace behind.Arts and CraftsLooking to unleash your creativity and explore the world of arts and crafts in New Paltz? You're in luck! This vibrant town offers a variety of opportunities for art workshops and handmade crafts that will inspire and delight. Here are three exciting options to consider:Mud and Fire Pottery Studio: Step into the world of pottery and get your hands dirty at Mud and Fire Pottery Studio. Whether you're a beginner or an experienced artist, their pottery classes cater to all skill levels. Learn the art of throwing clay on a wheel, hand-building techniques, or glazing and firing your creations. The studio provides a supportive and encouraging environment where you can let your imagination run wild and create unique, one-of-a-kind pieces.Fiber Flame Studio: If textile arts are more your style, then Fiber Flame Studio is the place to be. This cozy and inviting studio offers a wide range of classes and workshops, including fiber arts, mixed media, and collage. Dive into the world of fabric, yarn, and paper as you explore various techniques such as weaving, knitting, and needle felting. Let your creativity flow as you create beautiful and intricate pieces that reflect your personal style.Wallkill River School of Art: Immerse yourself in the world of painting at the Wallkill River School of Art. This art school and gallery offers a variety of painting classes for all ages and skill levels. From acrylics to watercolors, landscapes to portraits, there's something for everyone. Learn from experienced instructors who'll guide you through the process, helping you develop your skills and unleash your artistic potential. Whether you're a seasoned painter or just starting out, the Wallkill River School of Art is the perfect place to express yourself and create masterpieces.With these art workshops and handmade crafts, New Paltz provides the perfect opportunity to explore your creative side. Let your imagination soar as you engage in these artistic endeavors and discover the freedom of self-expression. Whether you choose pottery, textile arts, or painting, you're sure to have an unforgettable experience that will leave you inspired and fulfilled.Sports and RecreationNew Paltz offers a wide range of exciting sports and recreational activities that are sure to keep the whole family entertained and active. Whether you're looking for outdoor adventures or indoor fun, there's something for everyone in this vibrant town.For those who enjoy outdoor activities, New Paltz is a paradise. You can explore the numerous hiking trails in Mohonk Preserve, where breathtaking views and serene nature await. If rock climbing is your thing, head to The Gunks, a world-renowned climbing destination. Biking enthusiasts can pedal along the Wallkill Valley Rail Trail, while water lovers can canoe or kayak on the Hudson River.If you prefer indoor activities, there are plenty of options as well. Visit the Children's Museum of the Hudson Valley, where kids can learn and play at the same time. Explore the Historic Huguenot Street, a living museum that takes you back in time. You can also catch a performance at the McKenna Theatre or bounce around at the indoor trampoline park, Bounce!New Paltz is also home to family-friendly sports facilities. Play a round of mini-golf at the Apple Greens Golf Course or try horseback riding at the Payne Farm Too. The SUNY New Paltz Tennis Courts are perfect for a friendly game of tennis, and the New Paltz Golf Course offers a beautiful setting for a round of golf. If you're visiting during the colder months, don't miss the opportunity to go ice skating at the Kiwanis Ice Arena.No matter what your interests are, New Paltz has something for everyone. So gather your family and get ready for a day filled with excitement and adventure in this charming town.Day TripsEmbark on a day trip from New Paltz and immerse yourself in the beauty and culture of the surrounding areas. There are plenty of nearby towns to explore, each offering its own unique attractions and landmarks. Here are three options that are sure to evoke a sense of adventure and freedom:Visit the Walkway Over the Hudson in Poughkeepsie: Take a stroll across the longest elevated pedestrian bridge in the world and soak in breathtaking views of the Hudson River and surrounding landscapes. Feel the wind in your hair as you walk along the expansive bridge, enjoying the freedom of being suspended high above the water.Explore the Mohonk Mountain House in New Paltz: Step back in time as you explore this historic Victorian castle nestled in the heart of the Shawangunk Mountains. Wander through lush gardens, hike scenic trails, or relax by the lake. Immerse yourself in the natural beauty of the area and revel in the freedom of being surrounded by nature.Discover the Storm King Art Center in New Windsor: Lose yourself in the vast outdoor sculpture park that spans over 500 acres of rolling hills and fields. Marvel at the impressive collection of large-scale sculptures by renowned artists. As you wander through the expansive landscape, you'll feel a sense of freedom and liberation as you explore the intersection of art and nature.These day trips offer the perfect opportunity to escape the hustle and bustle of everyday life and indulge in the freedom of exploration. So pack your bags, hit the road, and let the adventure begin!ShoppingWhen it comes to shopping in New Paltz, there's no shortage of unique and charming stores to explore. Whether you're looking for local boutiques or artisan markets, this town has it all.One of the must-visit places for shopping in New Paltz is the Water Street Market. This picturesque market is home to a variety of shops that offer everything from handmade jewelry to vintage clothing. You can spend hours browsing through the quaint stores and discovering one-of-a-kind treasures.Another great shopping destination in New Paltz is the New Paltz Plaza. This shopping center offers a wide range of stores, including popular retail chains and local businesses. You can find everything you need, from clothing and accessories to home decor and electronics. The plaza also has plenty of dining options, so you can grab a bite to eat after a day of shopping.If you're looking for unique and handmade crafts, the Unframed Artists Gallery is the place to go. This gallery features the work of local artists and artisans, offering a wide range of handmade items such as pottery, paintings, and sculptures. It's the perfect place to find a special gift or a piece of artwork to decorate your home.For fresh and local produce, don't miss the New Paltz Farmers Market. This market is held every Sunday and features a variety of vendors selling fruits, vegetables, dairy products, and more. It's a great place to support local farmers and enjoy the flavors of the Hudson Valley.In addition to these shopping destinations, Main Street in New Paltz is lined with charming antique shops. You can browse through a wide selection of vintage furniture, clothing, and collectibles, and maybe even find a hidden gem.With its local boutiques, artisan markets, and charming antique shops, New Paltz is a shopper's paradise. Whether you're searching for unique gifts, handmade crafts, or fresh produce, you're sure to find it in this vibrant town. So grab your wallet and get ready to explore the wonderful world of shopping in New Paltz.Seasonal ActivitiesAs the seasons change in New Paltz, there are a variety of activities that offer something for everyone to enjoy. From winter wonderlands to festive markets, here are three seasonal activities that will ignite your sense of adventure and create lasting memories:Christmas Tree Farms: Immerse yourself in the spirit of the holiday season by visiting one of the charming Christmas tree farms in New Paltz. Bring your family along and wander through rows of beautifully decorated trees, breathing in the crisp winter air as you search for the perfect centerpiece for your home. The joy of finding and cutting down your own Christmas tree is an experience that will bring smiles to faces of all ages.New Paltz Winter Farmers Market: Embrace the cozy atmosphere of the winter season by visiting the New Paltz Winter Farmers Market. This vibrant market showcases an array of local vendors offering fresh produce, artisanal goods, and homemade treats. Stroll through the market, savoring the scents of warm apple cider and freshly baked bread. Engage with the friendly vendors, supporting their small businesses and discovering unique treasures that will delight your taste buds and nourish your body.New Paltz Spring Clean-Up Day: As the winter months transition into spring, join the community in a day of rejuvenation and restoration. Participate in the New Paltz Spring Clean-Up Day, where families come together to beautify their town by cleaning up parks, streets, and public spaces. This hands-on activity not only promotes a sense of civic pride and environmental stewardship but also fosters a deeper connection with the community. Pitch in with your loved ones, rolling up your sleeves and making a tangible difference in the place you call home.Celebrate the changing seasons in New Paltz with these engaging and family-friendly activities. Whether you're searching for the perfect Christmas tree, exploring a winter farmers market, or giving back to your community, there's always something special to do in this vibrant town. So, embrace the freedom of the seasons and create unforgettable memories with your loved ones.Frequently Asked QuestionsAre There Any Nearby Wineries or Vineyards to Visit During a New Paltz Family Day Trip?Yes, there are nearby wineries and family-friendly vineyards to visit during a New Paltz family day trip. You can explore the Robibero Family Vineyards, where you can enjoy wine tastings and beautiful views of the vineyards.Another option is the Whitecliff Vineyard & Winery, which offers a variety of award-winning wines and a picnic area for families to relax and enjoy.These wineries provide a perfect opportunity to unwind and experience the local wine culture while spending quality time with your loved ones.What Are Some Family-Friendly Hiking Trails in the New Paltz Area?When it comes to family-friendly hiking trails in the New Paltz area, there are plenty of options to choose from.Take a leisurely stroll through the beautiful Mohonk Preserve, where you can enjoy scenic views and picnic spots along the way.Or, explore the trails at Minnewaska State Park, which offer a mix of easy and moderate hikes suitable for all ages.These local attractions for kids are the perfect way to connect with nature and create lasting memories as a family.Are There Any Family-Friendly Museums or Art Galleries in New Paltz?Yes, there are family-friendly museums and art galleries in New Paltz.The Dorsky Museum of Art is a great place to explore various art exhibits and learn about different artistic styles.The Samuel Dorsky Museum of Art is another museum that showcases contemporary art and offers educational programs for families.These museums provide a fun and educational experience for all ages, making them perfect destinations for a family day trip in New Paltz.Where Can Families Go for Swimming or Water Activities in New Paltz?For families looking for swimming spots or water activities in New Paltz, there are some great options to choose from.You can swim in the beautiful Lake Minnewaska, go fishing in the Wallkill River, or even try paddleboarding on the Wallkill River.Additionally, you can enjoy a boat tour on the Hudson River or have a picnic at the scenic Rosendale Trestle, which overlooks the Rondout Creek.There are plenty of opportunities for water fun in New Paltz!What Are Some Options for Family-Friendly Lodging in New Paltz for an Overnight Stay?When it comes to family-friendly lodging in New Paltz for an overnight stay, there are plenty of options to choose from. From cozy bed and breakfasts to spacious vacation rentals, there's something for every family's needs and preferences.These accommodations offer comfortable amenities and a welcoming atmosphere, ensuring a memorable and enjoyable stay for both parents and kids.With a range of kid-friendly activities in New Paltz, families can explore the outdoors, visit museums, and indulge in delicious meals, creating lasting memories together.ConclusionAs the sun sets on our family day trip to New Paltz, we carry with us memories that sparkle like the stars in the night sky.From soaring high on hiking trails to immersing ourselves in art and history, we discovered the beauty and wonder of this charming town.With bellies full of delicious meals and hearts full of joy, we bid farewell to New Paltz, knowing that our adventure will forever be etched in the tapestry of our family's story.
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2024.05.15 08:05 Quirky-swaggurl-420 I have no idea where to work and my appearance doesn’t help, any advice??

Kind of long, but any advice or input would be greatly appreciated :)
I (22F) have been working in fast food/ retail since I was 17 and I’m finally ready to take that leap to leave my current job and find one that will help advance my career and give me at least some financial stability. I also live in NorCal for context (not sure if I’d be willing to move quite yet.) I’ve been at my current retail job since 2021 and was honestly just going to stay there until I was completely finished with college but I just received my AA and the current management im under is so difficult to work with and extremely offensive I can barely take it not to mention I’ve been in management for about 2 years now and have gone from at least 20hr a week (part time) to less than 10hr a week, less than some associates and they’re all 3 hour shifts so I’m not even allowed to take a 10min break though im not even sure if that’s legal??
I am very fortunate to not have to pay rent as I live with my parents and I only have to worry about paying for my car, gas, phone, school, necessity’s etc. So no rent is a life saver in this economy. With that being said I don’t necessarily need the highest paying job quite yet (willing to work my way up or gain helpful experience) though that would be ideal for anyone. I just want to be able to find something that fits with my personality/ needs and also doesn’t care the way I look. I know sometimes you have to do what u gotta do but I cannot take working somewhere I’m miserable at and I understand that is a privilege within itself so I’m just trying to use the time I do have to really find what I’m passionate about and not be scared to try new things.
I still want to go back to school to get my bachelors degree since it’s always been a dream of mine, but since I pretty much pay for everything out of pocket besides some degree of financial aide, I don’t want to just aimlessly transfer somewhere with no clue on what to study which has been my issues for some time. I feel like my interest haven’t changed much and neither have my dreams to further my education so I’ve pretty much been saying the same things since probably before high school and I still have no clue what exactly the direction is I should go. I would love to gain some first hang experience to know if getting my B.A. is even worth it for the field I want to go into or what major would benefit me the best.
I have many interests and ideas as to what I could possibly do but I feel like as much as I say them out loud no one really relates so I always feel alone or like there’s no possible job for me that I’ll feel happy in. I mean I think majority of people would rather not work and focus their lives on their hobbies and passions but unfortunately that’s not in the cards for most people and though I sometimes live in that dreamland that doesn’t change the fact that I’m extremely dedicated, hard-working and really want to make a difference in whatever field I end up in. So I guess I’ll leave a list of the things I’m interested in, in case anybody has some advice or input on any occupations I’ve listed or have experience in anything I’ve listed.
I guess another thing to mention is that I was recently applying to a lot of jobs in childcare and pretty much every interview I went to turn me down on the spot because of my appearance. Of course I hear the stories of looking less professional due to your tattoos, piercings, etc., which I never understand. I don’t even have a single tattoo or piercing, not even my ears, but I have bright pink hair and that has been such a downside for the interviewing processes, even some retail jobs like Box Lunch for example doesn’t accept colored hair when they’re literally a pop culture store and share the same company as Hot Topic. I don’t want to have to change my appearance for a job. I know it’s just hair but I was never able to express myself the way I wanted to and the amount of money and maintenance that goes with having colored hair would not be worth it to me to color black just to get a job. It would feel like I’m altering myself and changing something that makes me feel good about myself is unfair and already puts a bad taste in my mouth about the company because they are willing to look over my qualifications and work ethic due to one minor detail in my appearance. One of these jobs I even had two on the phone interviews that went amazing and was going to my final in person interview and was literally meeting with a family for a behavioral technician job and the first thing they (the company) told me was I would need to change my hair to even be considered and I had to eventually politely end the interview because they still wanted to me to meet a kid despite straight up telling me they will not hire me if I didn’t immediately change my hair… and I’d be working with a family, not even in a ‘ public setting.’ I would just love to be able to work in a community that embraces people for their differences for the way they express themselves, and encourages self expression.
Anyways, here are some of my interests and I’d be eternally grateful to hear any feedback! Maybe you’ve worked in some of these environments and have advice or horror stories, if you have similar interests to me let me know what kind of job you have because I’m sure I don’t even know the formal titles to half of these jobs, or even have other ideas that match my interests. Thank you thank you thank you!
TLDR: I have so many interests and have no idea where to go with my next steps in my career and schooling, and would love some advice based off of my interest and experience. My unnaturally colored hair gets me nowhere. My experience and interests are listed below.
My schooling/ experience so far: * 5 years of theatre under my belt (onstage/backstage/management) * Just graduated with my AA in Social & Behavioral Sciences (Random but was recommended to do so based on all of the same interest I told my counselor some odd years ago) * Most of my college classes were focused in sociology, psychology, and child development, which has been super interesting so I am willing to branch out from my interest because I did find a lot of interest in the classes I’ve taken previously. * Have worked in retail for four years; Pretty well received by people * A nanny to 4 kids (ages 4-16) for about 3.5 years as well
My personality: (not sure if this will help with knowing if I would be a good fit for any of the jobs listed )
i’m extremely bubbly and can have my extroverted moments, but I can also be introverted at times and when work needs to get done, I will figure out the best way to do it and get to work. I work pretty well with a team and always have ideas flowing and bouncing around, but I can also excel working on my own/have no issues being independent with my work. I don’t have a huge preference on a fast versus slow paced work environment. I would like something flexible, but I have no issue with getting into a routine. I feel like I am truly pretty flexible when it comes to my work environment, I just really want a place that I can express myself and be surrounded by a community of people similar to me. I love to be innovative and creative.
My interests/ ideas: (sorry kinda random and jumps around)
As you can see, most of my interest have to do with childcare and the arts, which are some of the lowest paying jobs/difficult fields to get into, but it’s what I most passionate about and what I can actually see myself being happy doing for a long time. i’m also not opposed to working in one certain field for a while and then branching out to something different or related further down the line, I just want to know what step I should take next so I’m not just floating around doing nothing and being/fill, I just want to know what step I should take next so I’m not just floating around doing nothing and being/feeling useless.
Thank you so much to anyone who responds with advice and kind words :)
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2024.05.15 08:05 spunchy M&B 2024 Warsaw 2: History of Money and Finance

M&B 2024 Warsaw 2: History of Money and Finance
For our schedule and links to other discussions, see the Money and Banking 2024 master post.
This is the discussion thread for Economics of Money and Banking Warsaw Lecture 2: History of Money and Finance?
This lecture provides historical context for how people have thought about money and banking over time, and, in particular, how the Money View approach evolved. This material is largely absent from the original 2012 lectures, but the historical context can give us an intellectual starting point to build on.
NOTE 1: As with Warsaw Lecture 1, the audio in this lecture only plays over the left channel. I recommend downmixing to mono in your computer's audio settings, so it doesn't distract you.
NOTE 2: The recording doesn't start until a few minutes in, toward the end of Slide 2.
The slides are not always visible in the recording. I've included their content below.

Slide 2: Two traditions (0:00 – 0:18)

“There were, at the least, two strands in classical economics. There was one (represented, roughly speaking, by Ricardo and his followers) which maintained that all would be well if by some device credit money could be made to behave like metallic money; there was another (represented, so far as I have taken the story, by Thornton and Mill) which held that credit money must be managed, even though (as was admitted) it is difficult to manage it. This is a major difference, and it has outlasted Keynes.” Hicks 1967, “Monetary Theory and History”

Slide 3: Drivers (0:18 – 5:18)

  • World Wars, World Depression, Rise of Welfare State, Stabilization Policy
  • Rise of the United States (1913 Fed, 1944 Bretton Woods), from sterling to dollar reserve
  • Professionalization of Economics, Formal Turn in Economics, Econometric Movement
  • De-colonization, Independence, Financial Crisis
  • Emerging Markets, Financial Globalization, Global Financial Crisis

Slide 4: The Money View (5:18 – 6:41)

  • Banking as a Payments System
    • Copeland (1952): A Moneyflow Economy
    • Minsky (1957): The Survival Constraint
  • Banking as a Market Making System
    • Hawtrey (1919): Hierarchy of Money and Credit
    • Hicks (1989): Centrality of the Dealer Function
    • Bagehot (1873): Dealer of Last Resort

Slide 5: The Economics/Finance View (6:41 – 8:12)

  • MV=PT, money as means of exchange
  • IS-LM (nominal interest rate), money as store of value
  • Purchasing Power Parity, P=sP* (FX), money as measure of value
  • DSGE with Taylor Rule (inflation targeting)

Slide 6: Finance and Macroeconomics (8:12 – 10:36)

https://preview.redd.it/t4z4qlr26j0d1.png?width=600&format=png&auto=webp&s=b14d3883e9c8f957f3b27aa588e68358cbf568e1
Finance: “consumption CAPM” Economics: “Real Business Cycles”

Slide 7: Fatal Abstractions (10:36 – 13:06)

  • No “Banking as a Payment System”
    • No Money Flow, NIPA
    • No Survival Constraint, Budget Constraint
  • No “Banking as a Market-Making System”
    • No Hierarchy, Money as n+1th market
    • No Dealers, Price equilibrates, supply and demand
    • No Dealer of Last Resort, Central Bank operates on inflation expectations

Slide 8: Monetary Thought, 1913 (13:06 – 18:15)

https://preview.redd.it/7vznevo56j0d1.png?width=800&format=png&auto=webp&s=219585488495b9f82c93add7418e07dc7cd7f253

Slide 9: Political Thought, 1913 (18:15 – 21:53)

  • Three Bogeymen
    • Big Finance Memory of 1907 Crisis (JP Morgan)
      • And 1910 (Jekyll Island)
    • Big Government Memory of 1862 (Greenbacks)
    • Big Wide World Actuality of Sterling System
  • Political Solution
    • Real Bills Language (vs. Finance and Government)
    • Gold Convertibility (vs. Wide World)
    • Board of Governors, democratic oversight
  • Funding Liquidity vs. Market Liquidity

Slide 10: Language vs. Reality (21:53 – 26:21)

  • Funding liquidity versus market liquidity
    • Real bills doctrine, self-liquidating bills
    • Shiftability doctrine, Moulton 1918
      • Primitive repo, Primitive shadow banking!
  • Wartime transformation
    • Centrality of government debt (Bogey #2)
    • Centrality of government debt dealers (Bogey #1)
  • Tenth Annual Report (1923)
    • Invention of open market operations

Slide 11: Great Depression Transformation (26:21 – 28:21)

  • Federal Reserve failure
    • 1931 lender of last resort but not dealer of last resort (funding liquidity, not market liquidity)
  • Federal Reserve transformation
    • Banking Act of 1935, “apotheosis of shiftability”
    • Banking Act of 1937, “orderly conditions” tantamount to dealer of last resort, essential hybridity

Slide 12: Emerging Norms of Management (28:21 – 33:53)

  • Keynes 1930 Treatise, normal backwardation
    • Keynes 1936 GT, liquidity preference
    • Hicks 1939, V&C, forward rate bias
  • Wartime hiatus, and more transformation
    • From war finance to Bretton Woods 1944 (Bogey #3)
    • From war finance to Fed-Treasury Accord 1951
  • FOMC “Report of the Ad Hoc Subcommittee on the Government Securities Market” (1952)
    • Level of interest rates
    • “Tone” of the money market, centrality of private dealers

Slide 13: Capital Finance, indirect (33:53 – 36:04)

https://preview.redd.it/rqh7e1496j0d1.png?width=900&format=png&auto=webp&s=4502b6e1689eaa8b6a5d2eacaf612d6bbf7b3fd7

Slide 14: International Dollar, indirect (36:04 – 37:16)

https://preview.redd.it/0q2v81496j0d1.png?width=900&format=png&auto=webp&s=b241df9de8df583d9adbfccd5c493b00dd6ae983

Slide 15: Origins of Macroeconomics? (37:16 – 38:28)

  • Alvin Hansen
    • Continental Business Cycles (Schumpeter) + American Institutionalism (Burns/Mitchell)
  • John Maynard Keynes
    • English Banking Traditions (Tooke, Bagehot, Marshall, Hawtrey)
  • James Tobin: neoclassical synthesis
    • Irving Fisher (Walrasianism) + Cambridge Quantity equation

Slide 16: Evolution of Macro? (38:28 – 40:11)

  • Internal Inconsistency, Monetarist Challenge
    • Phelps (1968), Friedman (1968), Muth (1961)
  • New Classical Theory (Lucas 1975, 1976, 1977)
    • “Equilibrium Model of the Business Cycle”
    • “Econometric Policy Evaluation”
    • “Understanding Business Cycles”
  • Real Business Cycles
    • Kydland and Prescott (1982)
    • Long and Plosser (1983)

Slide 17: The Lucas Link: Macro vs. Finance (40:11 – 42:52)

“On the one hand, it is easy to postulate agents and market institutions which ignore or foolishly waste information: the result is a theory which seriously understates agents’ abilities to vary their decision rules with changes in the environment (such as, for example, the theory underlying the major econometric forecasting models). It is equally easy to postulate ‘efficient’ securities markets which rapidly transmit all information to all traders: the result is a static general equilibrium model. To observe that one must avoid both extremes to understand the business cycle does not take one very far in discovering the correct ‘centrist’ model, but it seems nonetheless an essential point of departure.” (Lucas 1975, 1138).

Slide 18: Rise of the Academics (42:52 – 46:34)

https://preview.redd.it/6m93v5496j0d1.png?width=600&format=png&auto=webp&s=1b7fdfc7c92458d2db765ce4404c1fff51f142c4

Slide 19: Modigliani (46:34 – 47:22)

  • “Liquidity Preference and the Theory of Interest and Money” (1944)
https://preview.redd.it/74sbv1496j0d1.png?width=500&format=png&auto=webp&s=b2f822f2cbd0020c8ab13421f5cac0d92ee02fd0

Slide 20: Samuelson (1947 [1937]) (47:22 – 50:04)

  • Robertson’s Money (1922)
  • Monetary Walrasianism
    • Hicks 1935 “A suggestion for simplifying…”
    • Marschak 1938 “Money and the theory of assets”
  • M = M(p1,….,pn,pm,I,r)
    • Monetary theory of the rate of interest? NO
    • Liquidity preference theory of term structure? NO
  • Neoclassical Synthesis (1955, 1967)

Slide 21: An Aside on Hicks (50:04 – 51:20)

  • Repudiation of 1937 “Keynes and the Classics”, but not 1935 “Simplifying”
  • 1962 Presidential Address “Liquidity” restarts his monetary inquiry, culminating in 1989 Market Theory of Money
  • Not monetary Walrasianism, rather completion of Keynes Treatise on Money
  • Hicks and the money view

Slide 22: Emerging Norms of Management (51:20 – 53:09)

https://preview.redd.it/helge1496j0d1.png?width=960&format=png&auto=webp&s=6481164d169ffdeec18fb53600aa123362913bb1

Slide 23: State of Debate circa 1975 (53:09 – 55:12)

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Slide 24: Can Monetary Policy Work? (55:12 – 56:52)

“If the interest rate on money, as well as the rates on all other financial assets, were flexible and endogenous, then ….there would be no room for monetary policy to affect aggregate demand.” Tobin (1969, 26)

Slide 25: Monetarism Mark I (56:52 – 57:14)

  • “One can see why the initial monetarist tide was so successful – no one had thought of building any dykes.”
    • Hahn on neoclassical “synthesis” (1983, 51) in Paul Samuelson and Modern Economic Theory

Slide 26: The "Hahn Problem" (57:14 – 58:15)

https://preview.redd.it/8jcfp2496j0d1.png?width=800&format=png&auto=webp&s=73cc39b78482d8e1428eed53e2efe2dee13b5ddb

Slide 27: The Problem of Time (58:15 – 1:00:25)

https://preview.redd.it/ggtdt1496j0d1.png?width=750&format=png&auto=webp&s=1699ba1cac58bf1cc6e6e36599c969868ce45043

Slide 28: Rise of Finance (1:00:25 – 1:01:00)

  • CAPM Origins [Marschak 1938]
    • Markowitz (1956) to Sharpe (1964)
    • Modigliani-Miller (1958) to Treynor (1962)
  • Options Pricing Origins
    • Treynor to Black-Scholes (1973)
    • Samuelson to Merton (1973)

Slide 29: "Monetarism" Mark II (1:01:00 – 1:01:35)

  • Black (1970) “Banking in a World Without Money”
  • Real Business Cycles
    • Kydland and Prescott (1982)
    • Long and Plosser (1983)
  • Dynamic Stochastic General Equilibrium Model
    • No banks, no money, liquidity as a free good
    • Price level formed by “expectations” and Central Bank Taylor Rule

Slide 30: Risk control in efficient markets (1:01:35 – 1:03:17)

https://preview.redd.it/5sywj2496j0d1.png?width=750&format=png&auto=webp&s=a688cb774c8e87ed709b29f2f4c9d9f5cf3b0437

Slide 31: Special Theories of "Liquidity" (1:03:17 – 1:04:18)

https://preview.redd.it/2bjav2496j0d1.png?width=850&format=png&auto=webp&s=cfaca1cd483baa49a8e19856fb18a11ad6406089

Slide 32: The Problem of time, Redux (1:04:18 – 1:05:05)

https://preview.redd.it/kfc033496j0d1.png?width=750&format=png&auto=webp&s=0899df4bf3463ed5cb26d8954890fcd9c9d1eb2f

Slide 33: The Money View (1:05:05 – 1:05:10)

  • Banking as a Payments System
    • Copeland (1952): A Moneyflow Economy
    • Minsky (1957): The Survival Constraint
  • Banking as a Market Making System
    • Hawtrey (1919): Hierarchy of Money and Credit
    • Hicks (1989): Centrality of the Dealer Function
    • Bagehot (1873): Dealer of Last Resort

Slide 34: "Capitalism is essentially a financial system" (1967) (1:05:10 – 1:05:31)

https://preview.redd.it/purce3496j0d1.png?width=480&format=png&auto=webp&s=4ec53b8c3d1560cf7fff9077ae264bc45671e0ef

Slide 35: The Vision of Minsky (1999) (1:05:31 – 1:08:12)

“By his own reckoning, Minsky was an institutionalist economist in the sense that he viewed the structure of the economic world not as immanent in some set of underlying data—such as endowments, technology, and preferences—but rather as constituted by a set of key economic institutions. He was institutionalist too in his insistence that our economy is essentially, not incidentally, monetary in character. His way of fleshing out that idea was to look at every economic unit—firms, households, governments, even countries—as though it were a bank daily balancing cash inflow against cash outflow. From that point of view, the categories that most economists, and most people, take to be solid simply melt into air. Production, consumption, and trade, are nothing more than flows of money in and out and between different economic units. The most real thing is money, but money is nothing more than a form of debt, which is to say a commitment to pay money at some time in the future. The whole system is therefore fundamentally circular and self-referential. There is nothing underneath, as it were, holding it up. In Minsky’s hyper-modern institutionalism, institutions do not merely organize the stuff of some pre-existing real world; there are the only real world there is. Financial relationships are not about mediating something else on the ‘real’ side of the economy; they are the constitutive relationships of the whole system. The veil of money is the very fabric of the modern economy.
Please post any questions and comments below. We will have a one-hour live discussion of Warsaw Lecture 2 on Wednesday, May 13th, at 2:00pm EDT.
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2024.05.15 07:54 Quirky-swaggurl-420 I have no idea where to work and my appearance doesn’t help, any advice???

Kind of long, but any advice or input would be greatly appreciated :)
I (22F) have been working in fast food/ retail since I was 17 and I’m finally ready to take that leap to leave my current job and find one that will help advance my career and give me at least some financial stability. I also live in NorCal for context (not sure if I’d be willing to move quite yet.) I’ve been at my current retail job since 2021 and was honestly just going to stay there until I was completely finished with college but I just received my AA and the current management im under is so difficult to work with and extremely offensive I can barely take it not to mention I’ve been in management for about 2 years now and have gone from at least 20hr a week (part time) to less than 10hr a week, less than some associates and they’re all 3 hour shifts so I’m not even allowed to take a 10min break though im not even sure if that’s legal??
I am very fortunate to not have to pay rent as I live with my parents and I only have to worry about paying for my car, gas, phone, school, necessity’s etc. So no rent is a life saver in this economy. With that being said I don’t necessarily need the highest paying job quite yet (willing to work my way up or gain helpful experience) though that would be ideal for anyone. I just want to be able to find something that fits with my personality/ needs and also doesn’t care the way I look. I know sometimes you have to do what u gotta do but I cannot take working somewhere I’m miserable at and I understand that is a privilege within itself so I’m just trying to use the time I do have to really find what I’m passionate about and not be scared to try new things.
I still want to go back to school to get my bachelors degree since it’s always been a dream of mine, but since I pretty much pay for everything out of pocket besides some degree of financial aide, I don’t want to just aimlessly transfer somewhere with no clue on what to study which has been my issues for some time. I feel like my interest haven’t changed much and neither have my dreams to further my education so I’ve pretty much been saying the same things since probably before high school and I still have no clue what exactly the direction is I should go. I would love to gain some first hang experience to know if getting my B.A. is even worth it for the field I want to go into or what major would benefit me the best.
I have many interests and ideas as to what I could possibly do but I feel like as much as I say them out loud no one really relates so I always feel alone or like there’s no possible job for me that I’ll feel happy in. I mean I think majority of people would rather not work and focus their lives on their hobbies and passions but unfortunately that’s not in the cards for most people and though I sometimes live in that dreamland that doesn’t change the fact that I’m extremely dedicated, hard-working and really want to make a difference in whatever field I end up in. So I guess I’ll leave a list of the things I’m interested in, in case anybody has some advice or input on any occupations I’ve listed or have experience in anything I’ve listed.
I guess another thing to mention is that I was recently applying to a lot of jobs in childcare and pretty much every interview I went to turn me down on the spot because of my appearance. Of course I hear the stories of looking less professional due to your tattoos, piercings, etc., which I never understand. I don’t even have a single tattoo or piercing, not even my ears, but I have bright pink hair and that has been such a downside for the interviewing processes, even some retail jobs like Box Lunch for example doesn’t accept colored hair when they’re literally a pop culture store and share the same company as Hot Topic. I don’t want to have to change my appearance for a job. I know it’s just hair but I was never able to express myself the way I wanted to and the amount of money and maintenance that goes with having colored hair would not be worth it to me to color black just to get a job. It would feel like I’m altering myself and changing something that makes me feel good about myself is unfair and already puts a bad taste in my mouth about the company because they are willing to look over my qualifications and work ethic due to one minor detail in my appearance. One of these jobs I even had two on the phone interviews that went amazing and was going to my final in person interview and was literally meeting with a family for a behavioral technician job and the first thing they (the company) told me was I would need to change my hair to even be considered and I had to eventually politely end the interview because they still wanted to me to meet a kid despite straight up telling me they will not hire me if I didn’t immediately change my hair… and I’d be working with a family, not even in a ‘ public setting.’ I would just love to be able to work in a community that embraces people for their differences for the way they express themselves, and encourages self expression.
Anyways, here are some of my interests and I’d be eternally grateful to hear any feedback! Maybe you’ve worked in some of these environments and have advice or horror stories, if you have similar interests to me let me know what kind of job you have because I’m sure I don’t even know the formal titles to half of these jobs, or even have other ideas that match my interests. Thank you thank you thank you!
TLDR: I have so many interests and have no idea where to go with my next steps in my career and schooling, and would love some advice based off of my interest and experience. My unnaturally colored hair gets me nowhere. My experience and interests are listed below.
My schooling/ experience so far: * 5 years of theatre under my belt (onstage/backstage/management) * Just graduated with my AA in Social & Behavioral Sciences (Random but was recommended to do so based on all of the same interest I told my counselor some odd years ago) * Most of my college classes were focused in sociology, psychology, and child development, which has been super interesting so I am willing to branch out from my interest because I did find a lot of interest in the classes I’ve taken previously. * Have worked in retail for four years; Pretty well received by people * A nanny to 4 kids (ages 4-16) for about 3.5 years as well
My personality: (not sure if this will help with knowing if I would be a good fit for any of the jobs listed )
i’m extremely bubbly and can have my extroverted moments, but I can also be introverted at times and when work needs to get done, I will figure out the best way to do it and get to work. I work pretty well with a team and always have ideas flowing and bouncing around, but I can also excel working on my own/have no issues being independent with my work. I don’t have a huge preference on a fast versus slow paced work environment. I would like something flexible, but I have no issue with getting into a routine. I feel like I am truly pretty flexible when it comes to my work environment, I just really want a place that I can express myself and be surrounded by a community of people similar to me. I love to be innovative and creative.
My interests/ ideas: (sorry kinda random and jumps around)
As you can see, most of my interest have to do with childcare and the arts, which are some of the lowest paying jobs/difficult fields to get into, but it’s what I most passionate about and what I can actually see myself being happy doing for a long time. i’m also not opposed to working in one certain field for a while and then branching out to something different or related further down the line, I just want to know what step I should take next so I’m not just floating around doing nothing and being/fill, I just want to know what step I should take next so I’m not just floating around doing nothing and being/feeling useless.
Thank you so much to anyone who responds with advice and kind words :)
submitted by Quirky-swaggurl-420 to careerguidance [link] [comments]


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2024.05.15 05:12 Moocao123 Clover vs AMC vs GME -- Moocao version

Clover vs AMC vs GME -- Moocao version
Good evening Clover Health investors
As the markets are now closed, and after hours markets are closed, I thought I would take some time to discuss some of the discussions that have occurred throughout the day. I would like to assure all of you that what GME and AMC experienced is definitely a meme rally, but what Clover has experienced is most definitely not. For Clover, it is a reversal to the actual bankruptcy peg of 1:1, which is an astonishing improvement and tells you the power of maniac retail short sellers. I will explain below, but first, our disclaimers:
We strongly recommend against investing into Clover Health on the basis of a meme rally.
*** Both RainyFriedTofu and Moocao123 has positions in Clover Health. The information provided is not meant as financial advice, please be advised of the potential bias and decide whether the information provided is within your risk consideration. **
*** This is not financial advice, nor is there any financial advice within. Shout-out to the AMC/GME apes for having me to write this ***
*** Please do not utilize this content without author authorization ***
Clover Health - stock price reflected for 05/14/24
https://preview.redd.it/kzfc3tos4i0d1.png?width=1709&format=png&auto=webp&s=9c638191da51282eae80784e72312fea1e72e621
I have previously already released this chart within my Clover health DD, I have included now an updated price per share, and highlighted the important section in RED. As you can see we are finally at exactly market cap 1.13 to cash on hand ratio, or in another way of saying it - we are priced slightly better than bankruptcy, similar to Dec 31 2023. If you instead listened to someone else/another subreddit, you would have thought we had a meme rally. We most assuredly did not. Let me show you what the meme rally did to AMC and GME. I have constructed the following Excel, but since they are not my target DD I skipped over some parts:
AMC:
https://preview.redd.it/yepocbae5i0d1.png?width=1528&format=png&auto=webp&s=b93611a7ce9866bd7686f9bdfbfaa10c707ff05d
I have taken the liberty to highlight the relevant parts in red, however if you look at the financials, AMC has an overall worse economics in FY 2024. The market didn't care though on 05/14/24, and pushed AMC from bankruptcy pricing of Market Cap to Cash on hand ratio of 1.16 to 2.89 within a single day. It also never had a positive shareholder equity, in fact in the 10K they are all called "Shareholder deficits". Never mind AMC has a big bomb strapped to its chest:
https://preview.redd.it/ijegq9up5i0d1.png?width=1140&format=png&auto=webp&s=d83791f9470105645bd7bfaca1116537857ab395
Yes you are reading this correctly. 2.9 BILLION dollars is due on 2026. In addition, 118.3 million dollars is due in 2025 and 25.1 million in 2024. Guess what? Aaron Adam sold $250 million dollars worth of equity this past Monday! Are you an AMC ape holding a bag? https://www.cnbc.com/2024/05/14/amc-raises-250-million-in-stock-sale-during-mondays-meme-rally.html. Hooray! AMC can extinguish that 2024 and 2025 debt immediately. Now Aaron will have to roll out AMC Preferred Equity #2 for 2026... How many shares do you think he needs to sell?
GME:
Did you know if you held GME when it was in the lowest of lows and rode Roaring Kitty/Keith Gill's GME wave, you would make better returns than the S&P 500 index? It's amazing really. Personally I haven't set foot in a Gamestop store in decades, and last I remember I stood in a Gamestop store it had smelly carpets and teenagers who didn't want to be working there. "He likes the stock" he says, but probably not the company itself. But hey, the stock is doing great!
https://preview.redd.it/m45dqw7r6i0d1.png?width=944&format=png&auto=webp&s=8ca574fe4207c75eb24adf0d73574e45890608d4
Did you see 2021? Holy shit. Anyways, shall we look at their finances?
https://preview.redd.it/5jy7hmva7i0d1.png?width=1199&format=png&auto=webp&s=52d445819bb3d736047004a468a2f677e6895ebf
I heard they pulled a profit in 2023, but you wouldn't see it by looking at their store operations. In fact GME got into profitability by cutting SG&A and will continuously cut to make their earnings look good. Did you see their revenue per store? It dropped. Did you see its profit margin per store YoY? it is negative or zero, choose which is less worse. Meaning any store they have remaining would be negligible in moving the profit per store needle. They already cut the under performing stores, and they are now cutting into useful ones.
On 05/14/24 though, GME pulled a rabbit out of its hat. It's Market cap to cash on hand ratio jumped from a static ~ 3.25 - 3.50 to a whopping 12.40. Congratulations Keith Gill.
As a conclusion, both Rainy and I have used different methods to come to the same conclusion:
Clover health is still being shorted to bankruptcy ratio, but the boot is less tight at the neck, now at 1.16. That being said, Clover still has ways to go before they can state they are no longer BK pegged. Again, Clover has plenty of room to grow and re-invigorate itself (Clover Home Care, Clover Assistant, and Clover Medicare Advantage), has adequate cash on hand, is cash flow positive, and is $100 million away from profitability (CA SaaS anyone?). This is why Rainy and I choose to invest into Clover. This is why the shorts are afraid of DD - it blows up their nonsense and makes their actions seem foolish. I am sure the shorts will keep mentioning that Clover is riding a meme wave, and once Clover gets under $1 the FUDs doom train will start. It is predictable and comical.
AMC definitely is heading towards BK by 2026 (almost guaranteed), unless someone does another Antara capital and exchanges the lien note as a rollover in exchange for AMC Preferred Equity units 2.0 (since retail likes holding bags). Despite this, Market has pegged AMC temporarily to a ratio of 3. AMC cannot reinvent itself, it is still losing money per screen, but someone still is trying to meme it to viability.
GME is not heading to BK, but it is definitely very very richly valued at ratio of 12.40 on 05/14/24. I do not consider GME a good investment, as it still needs to re-brand itself and re-invigorate itself (say, what happened to the NFT marketplace?). GME is memed up in value, but we do not foresee immediate bankruptcy concerns.
I would also like to reiterate again what our subreddit stands for: We do not provide financial advice, nor do we intend to do so. Do not invest into Clover Health based on meme stock valuation, and we will be the first to tell you to stay away from Clover Health stock if you do not understand the financials of this company, its goals, and the obstacles facing this small cap company.
Thank you for taking the time to read through this. I hope this provides you with a better perspective on what happened today.
Sincerely
Moocao

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2024.05.15 04:00 TheLotStore 506 N Kings Road, Horseshoe Bend, AR 72512

506 N Kings Road, Horseshoe Bend, AR 72512
506 N Kings Road, Horseshoe Bend, AR 72512
Nice and spacious lot in a great Ozarks location!
GPS Coordinates are 36.23315576910511, -91.70527505657797.
Plenty of privacy on this lot and when you're ready for nearby some recreation, swing by either Diamond Lake or Crown Lake!
Click here for the building restrictions in this section of Horseshoe Bend.
Priced way below area comparable sales in the area!
Debit/Credit Cards Accepted No Closing Costs Cash Price: $1,175 Finance with $200 Down and 12 Payments of $105 Per Month No Credit Check, No Income Documentation, No Prepayment Penalty 
Property Address: 506 N Kings Road, Horseshoe Bend, AR 72512 (Map location is approximate)
County: Izard
Assessor Parcel Number: 800-04397-000
Legal Description: Lot 312, Forrest Heights Addition
Zoning: Residential
Annual Property Taxes: $4.87
About Horseshoe Bend:
The best kept secret in north Arkansas is Horseshoe Bend. Nestled in the Ozark Mountains on the Strawberry River, this quaint town is the perfect place to find rest, relaxation, and recreation.
The crown jewel of the town is the 640-acre Crown Lake. On Crown Lake, water lovers can participate in a variety of activities, including swimming, kayaking, paddle boarding, water skiing, and tubing. Crown Lake is best known for good fishing, but it is not the only sought-after fishing hole in the area. Besides Crown Lake and the Strawberry River, fishing enthusiasts can also visit one of the smaller fishing lakes – Diamond, Pioneer, and North.
There are plenty of activities for young and old alike! Golfers have their choice between two par 3, 18-hole golf courses. Citizens and guests can also bowl, pitch horseshoes, and play miniature golf. The town has several stores, a library, three resorts, a community theater, a spa, and several restaurants.
The citizens of Horseshoe Bend take pride in the community spirit and the ability to offer a memorable experience for all who come to visit. The Music in the Mountains show occurs every third Saturday of the month, and during summer, the Farmers’ Market occurs every Wednesday. Every year, the town celebrates Dogwood Days on the second Saturday of May, and Independence Day is celebrated every 4th of July with a parade and fireworks. The annual Christmas parade occurs on the first Saturday in December. There are many more events that happen throughout the year, thanks to the numerous civic groups which are active in Horseshoe Bend. All of these events embrace the unique Ozark culture of small-town pride and fellowship.
The largest town in Izard County with 2,180 residents, Horseshoe Bend is accessible to the state’s most scenic highways. The town is centrally located and just a 3-hour drive to Little Rock, Memphis, and Springfield. With its gorgeous views, slower pace of life, and laid-back charm, Horseshoe Bend is the perfect place to stay a week or a lifetime.
More Information on Horseshoe Bend can be found at http://ozarklandstore.com/.
View our amazing property deals at TheLotStore.Com.
Additional Information: https://thelotstore.com/property/506-n-kings-road-horseshoe-bend-ar-72512/?feed_id=10308
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2024.05.15 01:00 TheLotStore 1508 Strawberry Lane, Horseshoe Bend, AR 72512

1508 Strawberry Lane, Horseshoe Bend, AR 72512
1508 Strawberry Lane, Horseshoe Bend, AR 72512
Nice 1/4 acre mobile home friendly lot in an excellent location in the Ozarks!
GPS Coordinates are 36.250368475253254, -91.73966429209858.
Plenty of privacy on this lot and when you're ready for nearby some recreation, swing by either Diamond Lake or Crown Lake!
Priced way below area comparable sales in the area!
Debit/Credit Cards Accepted No Closing Costs Cash Price: $1,175 Finance with $200 Down and 12 Payments of $105 Per Month No Credit Check, No Income Documentation, No Prepayment Penalty 
Property Address: 1508 Strawberry Lane, Horseshoe Bend, AR 72512 (Map location is approximate)
County: Izard
Assessor Parcel Number: 800-00406-000
Legal Description: Lot 40, Block 3, Horseshoe Bend Tract B
Zoning: Residential
Annual Property Taxes: $4.87
About Horseshoe Bend:
The best kept secret in north Arkansas is Horseshoe Bend. Nestled in the Ozark Mountains on the Strawberry River, this quaint town is the perfect place to find rest, relaxation, and recreation.
The crown jewel of the town is the 640-acre Crown Lake. On Crown Lake, water lovers can participate in a variety of activities, including swimming, kayaking, paddle boarding, water skiing, and tubing. Crown Lake is best known for good fishing, but it is not the only sought-after fishing hole in the area. Besides Crown Lake and the Strawberry River, fishing enthusiasts can also visit one of the smaller fishing lakes – Diamond, Pioneer, and North.
There are plenty of activities for young and old alike! Golfers have their choice between two par 3, 18-hole golf courses. Citizens and guests can also bowl, pitch horseshoes, and play miniature golf. The town has several stores, a library, three resorts, a community theater, a spa, and several restaurants.
The citizens of Horseshoe Bend take pride in the community spirit and the ability to offer a memorable experience for all who come to visit. The Music in the Mountains show occurs every third Saturday of the month, and during summer, the Farmers’ Market occurs every Wednesday. Every year, the town celebrates Dogwood Days on the second Saturday of May, and Independence Day is celebrated every 4th of July with a parade and fireworks. The annual Christmas parade occurs on the first Saturday in December. There are many more events that happen throughout the year, thanks to the numerous civic groups which are active in Horseshoe Bend. All of these events embrace the unique Ozark culture of small-town pride and fellowship.
The largest town in Izard County with 2,180 residents, Horseshoe Bend is accessible to the state’s most scenic highways. The town is centrally located and just a 3-hour drive to Little Rock, Memphis, and Springfield. With its gorgeous views, slower pace of life, and laid-back charm, Horseshoe Bend is the perfect place to stay a week or a lifetime.
More Information on Horseshoe Bend can be found at http://ozarklandstore.com/.
View our amazing property deals at TheLotStore.Com.
Additional Information: https://thelotstore.com/property/1508-strawberry-lane-horseshoe-bend-ar-72512/?feed_id=10291
submitted by TheLotStore to u/TheLotStore [link] [comments]


2024.05.15 00:56 cyberbae_ Is data analysis the right path?

I’m planning to go back to school in the fall. I want to work towards being a data analyst. I’m also doing a Coursera course to get a certificate as well in the mean time. I really like the analyzing aspect, pattern finding, picking thing out and having to figure out what it means and why. (I’m peer reviewed autistic so this is not a shocker😂)
My question is, would this be the right path for me?
I have 6 years of retail management experience. I hate retail. I hate standing on my feet 40+ hours a week. I hate dealing with rude customers multiple times every day. I’m getting tested for EDS this month, it’s physically killing me. BUT I am really really good at what I do. I’m great with customers. I’m great at managing people. I’m great at resolving conflicts. I’m pretty good at multitasking. I get so many corporate compliments that my DM email responds on every one, and I was put in charge of customer survey/responses. I moved my store from being mid/low level in responses to battling it out for #1 in the district. My yearly review put me .3 points away from “exceeding expectations.”
I completed half of my bachelors for marketing so I’m not starting from scratch. I’m about to finish up my general education associates just so I can put something on my resume. I don’t have a lot of “business/corporate” experience to know all of the job opportunities out there since I grew up only surrounded my military. Am I on the right track with business analyst or is there a career path that better suits my strengths while not making me hate my life every shift?
TLDR- Is a business analyst the right path when all my soft skills are from successfully managing retail environments?
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http://rodzice.org/