Thank you letter for interview medical billing
Unsent Letters
2011.03.30 16:39 HotDinnerBatman Unsent Letters
A place for the letter you never sent.
2008.01.25 07:47 insomnia
Posts and discussion about insomnia and sleep disorders.
2012.07.30 01:04 So many numbers, so little time
Many physicians, mid-level providers, practice managers, administrators, billers and front desk staff members have questions about coding. Today's demand for certified professional coders (CPCs) is growing as many jobs in the coding and billing field now require certification. Health care professionals involved in coding, compliance, billing, administration and reimbursement aspects of medicine should be certified as part of a compliance program.
2024.05.15 08:08 Pleasant_Try1057 I applied for a new CC and they ask me for my other CC number, is it okay?
Hello po, I got a call earlier from someone na accredited daw sila ng several banks. They offered me na mag apply ng new credit card which nice since 0 annual fee yung offer.
Patapos na yung interview and then they ask me to send them my other credit card number (16 digit card number) for reference ata.
I'm just a bit concerned po since credit card number kasi yung hinihingi, I mean, is it okay to give them my credit card number po? so far yung 16 digit lang naman yung hinihingi.
Thank you so much!
submitted by Pleasant_Try1057 to PHCreditCards [link] [comments]
Patapos na yung interview and then they ask me to send them my other credit card number (16 digit card number) for reference ata.
I'm just a bit concerned po since credit card number kasi yung hinihingi, I mean, is it okay to give them my credit card number po? so far yung 16 digit lang naman yung hinihingi.
Thank you so much!
2024.05.15 08:08 saif2357 potential employer asking me for 3-4 days of unpaid training.
hello, I'm new in Winnipeg/Manitoba and for a while I've been looking for a job, I got an interview with a restaurant owner for a general team member position, and when I got there he said it's normal for employers here in canada to request an unpaid couple of days of training and evaluation to see if the employee is good at what he do and to decide after that whether he wants to employ him or not. I didn't believe him so I searched online to make sure, I understood that he is laying and if the skill you are training to do is gonna be used in your job he have to bay you for the training hours. but still didn't understand all of the law and wanted to make sure what I understood is correct, please inform me what is the correct answer. Thank you for your time.
submitted by saif2357 to legaladvicecanada [link] [comments]
2024.05.15 08:07 mochiosh Adulting sucks (Specially pag walang pera)
Hello, guys. I just wanna ask some advice kasi it's been stressing me out at hindi ko alam kung tama ba ang ginagawa ko. Sobrang open ko na sa family ko na nahihirapan na ako i-manage yung pera pero laging no-comment lang. Ask ko lang kung hindi ba rude na bigla mong tanungin ang papa mo about sa expenses at gusto mo magpahati sa expenses? Considering na student palang nanaman ako.
Here's the context
Okay naman ang family ko financially before. Maganda ang sahod ng papa ko (good provider) at nagbubusiness din ang mama ko. Things started to fall apart when my mom got sick. Nagkaroon siya ng cancer, late stage na. Sa sobrang mahal ng gastusin sa gamot at hospital bills nawalan kami ng ipon. Umuwi rin ang ofw kong papa kasi natakot siya na baka di niya na makita ang mama since malala na yung cancer niya kaya nawalan kami ng source of income. We were able to survive (partly) dahil maraming tumulong samin pero sadly hindi kinaya ng mama ko. She died after battling with cancer for almost 2 years. Halos gumuho ang mundo ko nun, namin. My mom is like the glue to the family, she's what keeping our family stick together since mayroong internal issues between the family members that I will not go into detail na. Basically nung nawala siya, I was afraid na baka hindi lang si mama ang mawala sakin kundi buong pamilya ko kasi I was aware na hindi okay.
To make things short and to keep things somewhat peaceful sa bahay, sa ʼkin pinahawak ang pera na iniwan samin ni Mama. Medyo malaki yun kaya nakaya namin mabuhay within our lifestyle kahit na walang may work samin. At dahil nga walang pumapasok na pera samin at puro lang kami labas naubos ‘yun.
Since sanay na sila na ako ang nag mamanage ng pera, parang na sakin na yung burden kung paano mababayaran yung bills every month, saan kukunin yung pangkain, grocery etc. Since I am still studying I reach out to my Lolo and he's financing us. I talked to my papa too na he needs to find a job na rin since hindi na nga kaya but since sanay siya sa high paying jobs, halos tinatanggihan niya yung mga offer sakanya na mababa ang sweldo.
I keep saying na okay lang yun ang mahalaga meron kasi sa allowance ko sa Lolo ko ay wala nang natitira sakin. At hindi ko na kinakaya yung stress since nag aaral ako. (Graduating pa so 3x stress talaga) Fast-forward to today, na nakakuha siya ng low paying job parang ewan ko. Nararamdaman ko na di na siya sanay na nag gigive or baka iniooverthink ko lang kasi super stressed ako? Pag kasi nag oopen up ako sakanya na na sstress na ko sa gastusin namin di naman nag sasalita. Sinabi ko na rin na wala na talagang tira sa pera ni Mama pero wala rin. At kapag humihingi siya sakin, kahut pinapakita ko na last money ko na yun, di man lang nagthathank you. (I feel like he's thinking na expected na namagbigay ako ganun). So going back to the first question, ang rude ba na itanong yun? Dapat ba naghintay ako na mag initiate siya? Ang sama ba kasi kung iisipin sila naman ang bumuhay sakin dati nung kumikita pa sila so ngayon wala na siya pera ganito ako? ewan ko na pls help so stress can't focus sa studies na. Last sem ko pa naman din.
/might delete this rin. thank u
submitted by mochiosh to adultingph [link] [comments]
Here's the context
Okay naman ang family ko financially before. Maganda ang sahod ng papa ko (good provider) at nagbubusiness din ang mama ko. Things started to fall apart when my mom got sick. Nagkaroon siya ng cancer, late stage na. Sa sobrang mahal ng gastusin sa gamot at hospital bills nawalan kami ng ipon. Umuwi rin ang ofw kong papa kasi natakot siya na baka di niya na makita ang mama since malala na yung cancer niya kaya nawalan kami ng source of income. We were able to survive (partly) dahil maraming tumulong samin pero sadly hindi kinaya ng mama ko. She died after battling with cancer for almost 2 years. Halos gumuho ang mundo ko nun, namin. My mom is like the glue to the family, she's what keeping our family stick together since mayroong internal issues between the family members that I will not go into detail na. Basically nung nawala siya, I was afraid na baka hindi lang si mama ang mawala sakin kundi buong pamilya ko kasi I was aware na hindi okay.
To make things short and to keep things somewhat peaceful sa bahay, sa ʼkin pinahawak ang pera na iniwan samin ni Mama. Medyo malaki yun kaya nakaya namin mabuhay within our lifestyle kahit na walang may work samin. At dahil nga walang pumapasok na pera samin at puro lang kami labas naubos ‘yun.
Since sanay na sila na ako ang nag mamanage ng pera, parang na sakin na yung burden kung paano mababayaran yung bills every month, saan kukunin yung pangkain, grocery etc. Since I am still studying I reach out to my Lolo and he's financing us. I talked to my papa too na he needs to find a job na rin since hindi na nga kaya but since sanay siya sa high paying jobs, halos tinatanggihan niya yung mga offer sakanya na mababa ang sweldo.
I keep saying na okay lang yun ang mahalaga meron kasi sa allowance ko sa Lolo ko ay wala nang natitira sakin. At hindi ko na kinakaya yung stress since nag aaral ako. (Graduating pa so 3x stress talaga) Fast-forward to today, na nakakuha siya ng low paying job parang ewan ko. Nararamdaman ko na di na siya sanay na nag gigive or baka iniooverthink ko lang kasi super stressed ako? Pag kasi nag oopen up ako sakanya na na sstress na ko sa gastusin namin di naman nag sasalita. Sinabi ko na rin na wala na talagang tira sa pera ni Mama pero wala rin. At kapag humihingi siya sakin, kahut pinapakita ko na last money ko na yun, di man lang nagthathank you. (I feel like he's thinking na expected na namagbigay ako ganun). So going back to the first question, ang rude ba na itanong yun? Dapat ba naghintay ako na mag initiate siya? Ang sama ba kasi kung iisipin sila naman ang bumuhay sakin dati nung kumikita pa sila so ngayon wala na siya pera ganito ako? ewan ko na pls help so stress can't focus sa studies na. Last sem ko pa naman din.
/might delete this rin. thank u
2024.05.15 08:05 Quirky-swaggurl-420 I have no idea where to work and my appearance doesn’t help, any advice??
Kind of long, but any advice or input would be greatly appreciated :)
I (22F) have been working in fast food/ retail since I was 17 and I’m finally ready to take that leap to leave my current job and find one that will help advance my career and give me at least some financial stability. I also live in NorCal for context (not sure if I’d be willing to move quite yet.) I’ve been at my current retail job since 2021 and was honestly just going to stay there until I was completely finished with college but I just received my AA and the current management im under is so difficult to work with and extremely offensive I can barely take it not to mention I’ve been in management for about 2 years now and have gone from at least 20hr a week (part time) to less than 10hr a week, less than some associates and they’re all 3 hour shifts so I’m not even allowed to take a 10min break though im not even sure if that’s legal??
I am very fortunate to not have to pay rent as I live with my parents and I only have to worry about paying for my car, gas, phone, school, necessity’s etc. So no rent is a life saver in this economy. With that being said I don’t necessarily need the highest paying job quite yet (willing to work my way up or gain helpful experience) though that would be ideal for anyone. I just want to be able to find something that fits with my personality/ needs and also doesn’t care the way I look. I know sometimes you have to do what u gotta do but I cannot take working somewhere I’m miserable at and I understand that is a privilege within itself so I’m just trying to use the time I do have to really find what I’m passionate about and not be scared to try new things.
I still want to go back to school to get my bachelors degree since it’s always been a dream of mine, but since I pretty much pay for everything out of pocket besides some degree of financial aide, I don’t want to just aimlessly transfer somewhere with no clue on what to study which has been my issues for some time. I feel like my interest haven’t changed much and neither have my dreams to further my education so I’ve pretty much been saying the same things since probably before high school and I still have no clue what exactly the direction is I should go. I would love to gain some first hang experience to know if getting my B.A. is even worth it for the field I want to go into or what major would benefit me the best.
I have many interests and ideas as to what I could possibly do but I feel like as much as I say them out loud no one really relates so I always feel alone or like there’s no possible job for me that I’ll feel happy in. I mean I think majority of people would rather not work and focus their lives on their hobbies and passions but unfortunately that’s not in the cards for most people and though I sometimes live in that dreamland that doesn’t change the fact that I’m extremely dedicated, hard-working and really want to make a difference in whatever field I end up in. So I guess I’ll leave a list of the things I’m interested in, in case anybody has some advice or input on any occupations I’ve listed or have experience in anything I’ve listed.
I guess another thing to mention is that I was recently applying to a lot of jobs in childcare and pretty much every interview I went to turn me down on the spot because of my appearance. Of course I hear the stories of looking less professional due to your tattoos, piercings, etc., which I never understand. I don’t even have a single tattoo or piercing, not even my ears, but I have bright pink hair and that has been such a downside for the interviewing processes, even some retail jobs like Box Lunch for example doesn’t accept colored hair when they’re literally a pop culture store and share the same company as Hot Topic. I don’t want to have to change my appearance for a job. I know it’s just hair but I was never able to express myself the way I wanted to and the amount of money and maintenance that goes with having colored hair would not be worth it to me to color black just to get a job. It would feel like I’m altering myself and changing something that makes me feel good about myself is unfair and already puts a bad taste in my mouth about the company because they are willing to look over my qualifications and work ethic due to one minor detail in my appearance. One of these jobs I even had two on the phone interviews that went amazing and was going to my final in person interview and was literally meeting with a family for a behavioral technician job and the first thing they (the company) told me was I would need to change my hair to even be considered and I had to eventually politely end the interview because they still wanted to me to meet a kid despite straight up telling me they will not hire me if I didn’t immediately change my hair… and I’d be working with a family, not even in a ‘ public setting.’ I would just love to be able to work in a community that embraces people for their differences for the way they express themselves, and encourages self expression.
Anyways, here are some of my interests and I’d be eternally grateful to hear any feedback! Maybe you’ve worked in some of these environments and have advice or horror stories, if you have similar interests to me let me know what kind of job you have because I’m sure I don’t even know the formal titles to half of these jobs, or even have other ideas that match my interests. Thank you thank you thank you!
My schooling/ experience so far: * 5 years of theatre under my belt (onstage/backstage/management) * Just graduated with my AA in Social & Behavioral Sciences (Random but was recommended to do so based on all of the same interest I told my counselor some odd years ago) * Most of my college classes were focused in sociology, psychology, and child development, which has been super interesting so I am willing to branch out from my interest because I did find a lot of interest in the classes I’ve taken previously. * Have worked in retail for four years; Pretty well received by people * A nanny to 4 kids (ages 4-16) for about 3.5 years as well
My personality: (not sure if this will help with knowing if I would be a good fit for any of the jobs listed )
i’m extremely bubbly and can have my extroverted moments, but I can also be introverted at times and when work needs to get done, I will figure out the best way to do it and get to work. I work pretty well with a team and always have ideas flowing and bouncing around, but I can also excel working on my own/have no issues being independent with my work. I don’t have a huge preference on a fast versus slow paced work environment. I would like something flexible, but I have no issue with getting into a routine. I feel like I am truly pretty flexible when it comes to my work environment, I just really want a place that I can express myself and be surrounded by a community of people similar to me. I love to be innovative and creative.
My interests/ ideas: (sorry kinda random and jumps around)
Thank you so much to anyone who responds with advice and kind words :)
submitted by Quirky-swaggurl-420 to careeradvice [link] [comments]
I (22F) have been working in fast food/ retail since I was 17 and I’m finally ready to take that leap to leave my current job and find one that will help advance my career and give me at least some financial stability. I also live in NorCal for context (not sure if I’d be willing to move quite yet.) I’ve been at my current retail job since 2021 and was honestly just going to stay there until I was completely finished with college but I just received my AA and the current management im under is so difficult to work with and extremely offensive I can barely take it not to mention I’ve been in management for about 2 years now and have gone from at least 20hr a week (part time) to less than 10hr a week, less than some associates and they’re all 3 hour shifts so I’m not even allowed to take a 10min break though im not even sure if that’s legal??
I am very fortunate to not have to pay rent as I live with my parents and I only have to worry about paying for my car, gas, phone, school, necessity’s etc. So no rent is a life saver in this economy. With that being said I don’t necessarily need the highest paying job quite yet (willing to work my way up or gain helpful experience) though that would be ideal for anyone. I just want to be able to find something that fits with my personality/ needs and also doesn’t care the way I look. I know sometimes you have to do what u gotta do but I cannot take working somewhere I’m miserable at and I understand that is a privilege within itself so I’m just trying to use the time I do have to really find what I’m passionate about and not be scared to try new things.
I still want to go back to school to get my bachelors degree since it’s always been a dream of mine, but since I pretty much pay for everything out of pocket besides some degree of financial aide, I don’t want to just aimlessly transfer somewhere with no clue on what to study which has been my issues for some time. I feel like my interest haven’t changed much and neither have my dreams to further my education so I’ve pretty much been saying the same things since probably before high school and I still have no clue what exactly the direction is I should go. I would love to gain some first hang experience to know if getting my B.A. is even worth it for the field I want to go into or what major would benefit me the best.
I have many interests and ideas as to what I could possibly do but I feel like as much as I say them out loud no one really relates so I always feel alone or like there’s no possible job for me that I’ll feel happy in. I mean I think majority of people would rather not work and focus their lives on their hobbies and passions but unfortunately that’s not in the cards for most people and though I sometimes live in that dreamland that doesn’t change the fact that I’m extremely dedicated, hard-working and really want to make a difference in whatever field I end up in. So I guess I’ll leave a list of the things I’m interested in, in case anybody has some advice or input on any occupations I’ve listed or have experience in anything I’ve listed.
I guess another thing to mention is that I was recently applying to a lot of jobs in childcare and pretty much every interview I went to turn me down on the spot because of my appearance. Of course I hear the stories of looking less professional due to your tattoos, piercings, etc., which I never understand. I don’t even have a single tattoo or piercing, not even my ears, but I have bright pink hair and that has been such a downside for the interviewing processes, even some retail jobs like Box Lunch for example doesn’t accept colored hair when they’re literally a pop culture store and share the same company as Hot Topic. I don’t want to have to change my appearance for a job. I know it’s just hair but I was never able to express myself the way I wanted to and the amount of money and maintenance that goes with having colored hair would not be worth it to me to color black just to get a job. It would feel like I’m altering myself and changing something that makes me feel good about myself is unfair and already puts a bad taste in my mouth about the company because they are willing to look over my qualifications and work ethic due to one minor detail in my appearance. One of these jobs I even had two on the phone interviews that went amazing and was going to my final in person interview and was literally meeting with a family for a behavioral technician job and the first thing they (the company) told me was I would need to change my hair to even be considered and I had to eventually politely end the interview because they still wanted to me to meet a kid despite straight up telling me they will not hire me if I didn’t immediately change my hair… and I’d be working with a family, not even in a ‘ public setting.’ I would just love to be able to work in a community that embraces people for their differences for the way they express themselves, and encourages self expression.
Anyways, here are some of my interests and I’d be eternally grateful to hear any feedback! Maybe you’ve worked in some of these environments and have advice or horror stories, if you have similar interests to me let me know what kind of job you have because I’m sure I don’t even know the formal titles to half of these jobs, or even have other ideas that match my interests. Thank you thank you thank you!
- A lost 22 year old just trying to find her way
My schooling/ experience so far: * 5 years of theatre under my belt (onstage/backstage/management) * Just graduated with my AA in Social & Behavioral Sciences (Random but was recommended to do so based on all of the same interest I told my counselor some odd years ago) * Most of my college classes were focused in sociology, psychology, and child development, which has been super interesting so I am willing to branch out from my interest because I did find a lot of interest in the classes I’ve taken previously. * Have worked in retail for four years; Pretty well received by people * A nanny to 4 kids (ages 4-16) for about 3.5 years as well
My personality: (not sure if this will help with knowing if I would be a good fit for any of the jobs listed )
i’m extremely bubbly and can have my extroverted moments, but I can also be introverted at times and when work needs to get done, I will figure out the best way to do it and get to work. I work pretty well with a team and always have ideas flowing and bouncing around, but I can also excel working on my own/have no issues being independent with my work. I don’t have a huge preference on a fast versus slow paced work environment. I would like something flexible, but I have no issue with getting into a routine. I feel like I am truly pretty flexible when it comes to my work environment, I just really want a place that I can express myself and be surrounded by a community of people similar to me. I love to be innovative and creative.
My interests/ ideas: (sorry kinda random and jumps around)
- always wanted to be a nanny or travel nanny; to work with one specific family and grow with them
- Pre-k - 1st grade teacher; I find teaching younger kids really fulfilling, love crafts/ activities/planning, extremely patient
- Art teacher (i love ceramics, but pretty much any type of art would be so cool to incorporate creativity with teaching)
- Child advocate (possibly on movie and tv sets)
- Teacher on movie and television sets
- Directing or any sort of behind the scenes job for movies and television (I love to write and create concepts, costuming, sets, music, casting)
- Set designer for movies, television, or theater
- Costume designer for movies, television, or theater
- Possibly work with an acting company backstage (I don’t even know if that’s a job but possibly a permanent backstage role somewhere)
- Open my own curated thrift shop or a shop in general that is really creative or theme oriented
- Have a small bakery business or just a business in general, I love the idea of being able to run a company or brand that’s inclusive and creative
- I do love to bake and Decorate desserts
- Creative Director; photographer, videographer; I just love the thought of creating things and bringing concepts together, planning, etc.
- Magazine company?
- Wedding planning/party and event planning; again, I just like bringing things together I feel like I have an eye for aesthetics
- Something with marketing or managing
Thank you so much to anyone who responds with advice and kind words :)
2024.05.15 08:04 PrimitiveGeorge Any recommendations for cost-effective online studies?
Hey all! I'm currently unemployed due to reasons beyond my control and now find myself stuck in a never-ending job hunt. I did project management in media/film, but my role within the film production pipeline seems to be niche compared to other media streams. The feedback I have received from several interviews is that I need a broader skills and program knowledge (Adobe, use of marketing analytics programs, understanding of print media etc...).
Could anyone recommend cheap online courses relating to these? Primarily marketing/advertising/graphic design. Anything that has a certificate at the end would be ideal to make it feel more legitimate.
I have tried free online courses and looked at things on YouTube but I can't keep focused. My brain HAS to be motivated by cost, it is the only way I keep myself accountable to do the work.
I would be grateful for any help, thank you!
submitted by PrimitiveGeorge to adhdwomen [link] [comments]
Could anyone recommend cheap online courses relating to these? Primarily marketing/advertising/graphic design. Anything that has a certificate at the end would be ideal to make it feel more legitimate.
I have tried free online courses and looked at things on YouTube but I can't keep focused. My brain HAS to be motivated by cost, it is the only way I keep myself accountable to do the work.
I would be grateful for any help, thank you!
2024.05.15 08:04 alittlebitweird__ Raised liver results - Due to gallbladder, or sore throat?
38 Female.
Bit of a boring question but hopefully a quick answer for you :) would really appreciate your opinions.
Recent medical history: gallbladder-like attacks under investigation.
I’ve been having gallbladder like attacks for the last 1-2 years.These are increasing in frequency and severity particularly since January. Normal HIDA scan, normal CT, ultrasound only shows multiple polyps up to 9mm. No stones seen to date. Being reviewed for SOD. So basically, loads of attacks and no medical explanation for what’s causing the pain episodes.
I had a really severe attack on Sunday night. I can handle a fair amount of pain, but this was an easy 10/10 on the pain scale. I took myself to the after-hours doctors and asked them to run bloods. They gave me a form and I did the tests the following day (so, around 18 hours later I guess).
The liver enzymes have come back very mildly raised (my usual for many years has been between 10-16, my result this time was 50. The cut off of normal here is 43). My CRP is also extremely mildly elevated at about 8. More than my usual 0-1, but I know that’s still very low for CRP (I’ve had sepsis and seen massive numbers for CRP before).
Is it more likely the liver result is due to the attack I had the night prior? OR - At the time I was also on day 6 of a virus (sore throat and sinus), is it more likely due to that? I should add I get my bloods taken on a frequent basis and my liver is never elevated even when I’ve been sick in the past. I have little kids so I’m often struggling with a cold of some sort when having my bloods regularly done.
Anyway. I’d appreciate opinions. This has been ongoing for soo long, and it’s getting so bad and I just want some answers of what’s going on. I’d feel a lot better, and relieved, if the liver result was a clear indicator of a gallbladder issue so I have something more concrete to discuss with the doctors.
Thank you
submitted by alittlebitweird__ to AskDocs [link] [comments]
Bit of a boring question but hopefully a quick answer for you :) would really appreciate your opinions.
Recent medical history: gallbladder-like attacks under investigation.
I’ve been having gallbladder like attacks for the last 1-2 years.These are increasing in frequency and severity particularly since January. Normal HIDA scan, normal CT, ultrasound only shows multiple polyps up to 9mm. No stones seen to date. Being reviewed for SOD. So basically, loads of attacks and no medical explanation for what’s causing the pain episodes.
I had a really severe attack on Sunday night. I can handle a fair amount of pain, but this was an easy 10/10 on the pain scale. I took myself to the after-hours doctors and asked them to run bloods. They gave me a form and I did the tests the following day (so, around 18 hours later I guess).
The liver enzymes have come back very mildly raised (my usual for many years has been between 10-16, my result this time was 50. The cut off of normal here is 43). My CRP is also extremely mildly elevated at about 8. More than my usual 0-1, but I know that’s still very low for CRP (I’ve had sepsis and seen massive numbers for CRP before).
Is it more likely the liver result is due to the attack I had the night prior? OR - At the time I was also on day 6 of a virus (sore throat and sinus), is it more likely due to that? I should add I get my bloods taken on a frequent basis and my liver is never elevated even when I’ve been sick in the past. I have little kids so I’m often struggling with a cold of some sort when having my bloods regularly done.
Anyway. I’d appreciate opinions. This has been ongoing for soo long, and it’s getting so bad and I just want some answers of what’s going on. I’d feel a lot better, and relieved, if the liver result was a clear indicator of a gallbladder issue so I have something more concrete to discuss with the doctors.
Thank you
2024.05.15 08:03 QuarterNo6177 Request for help
Can somebody please help a poor student get Helldivers 2?
Hello gamers! I hope you're all doing well. I wanted to reach out with a request for help. There's Helldivers 2 that's on Steam, and it's something I've been eager to try out for quite some time now. Unfortunately, I find myself short on funds to purchase it at the moment. After paying my B2 exam in English I'm totally broke.
While I understand if this request might not be feasible for everyone, I would be immensely grateful if anyone could consider helping me out with this purchase. I have only 8 euros in PayPal, and any assistance would mean a lot to me.
I'm currently trying to balance work and my studies. I'm busy at leat 14 hours every day and for my remaining hours I want to do something that i will enjoy. Most of my income goes to essential expenses like bills, medicine, and food. Treating myself to something like a new game is a luxury I haven't been able to afford for quite some time now.
Your consideration means a lot to me. Thank you in advance for any assistance you may be able to provide.
submitted by QuarterNo6177 to helldivers2 [link] [comments]
Hello gamers! I hope you're all doing well. I wanted to reach out with a request for help. There's Helldivers 2 that's on Steam, and it's something I've been eager to try out for quite some time now. Unfortunately, I find myself short on funds to purchase it at the moment. After paying my B2 exam in English I'm totally broke.
While I understand if this request might not be feasible for everyone, I would be immensely grateful if anyone could consider helping me out with this purchase. I have only 8 euros in PayPal, and any assistance would mean a lot to me.
I'm currently trying to balance work and my studies. I'm busy at leat 14 hours every day and for my remaining hours I want to do something that i will enjoy. Most of my income goes to essential expenses like bills, medicine, and food. Treating myself to something like a new game is a luxury I haven't been able to afford for quite some time now.
Your consideration means a lot to me. Thank you in advance for any assistance you may be able to provide.
2024.05.15 08:00 Bulky-Use165 My contract got extended so I'm thankful but super fearful at the same time
I thought my contract was going to end at the end of this month and be jobless but the company wants to extend it through the end of December so I now have about 7.5 months of leeway.
I was getting very worried that I'd be without a job. What concerns me is that I've been looking for a new job for MONTHS thinking this contract would end. My background is sort of all over the place and not niche enough to get a job with consistency. I have to really rely on luck on my side and everything falling into correct pieces to land a job. I've been actively looking and you know how many interviews I got? 0. The 0 interviews terrify me.
Again, I'm thankful that I have 7.5 months of leeway now but I'm still scared that I'd be without a job at the end and I am not confident at all that I can find something. I just want to find a FT permanent job next, hopefully at a good firm and good pay, and I just stay there until retirement. I'm so sick of job searching and all that.
submitted by Bulky-Use165 to Layoffs [link] [comments]
I was getting very worried that I'd be without a job. What concerns me is that I've been looking for a new job for MONTHS thinking this contract would end. My background is sort of all over the place and not niche enough to get a job with consistency. I have to really rely on luck on my side and everything falling into correct pieces to land a job. I've been actively looking and you know how many interviews I got? 0. The 0 interviews terrify me.
Again, I'm thankful that I have 7.5 months of leeway now but I'm still scared that I'd be without a job at the end and I am not confident at all that I can find something. I just want to find a FT permanent job next, hopefully at a good firm and good pay, and I just stay there until retirement. I'm so sick of job searching and all that.
2024.05.15 07:58 Brief-Maize5348 Spouse visa Application successful 🎉
This process has been the most stressful since last year November. Previous refusal but managed to apply before 11th April.
Priority: yes Solicitor: no Submitted: 2/04/24 Bio: 15/04/24 Paid inquiry on the 13th April with decision has been made
Few minutes later email from TLScontact that decision has been made. Now waiting for email to pick up passport. 14/4/24 successful letter from home office.
Just want to say a massive thank you to everyone that answered my questions and good luck to everyone still waiting
submitted by Brief-Maize5348 to SpouseVisaUk [link] [comments]
Priority: yes Solicitor: no Submitted: 2/04/24 Bio: 15/04/24 Paid inquiry on the 13th April with decision has been made
Few minutes later email from TLScontact that decision has been made. Now waiting for email to pick up passport. 14/4/24 successful letter from home office.
Just want to say a massive thank you to everyone that answered my questions and good luck to everyone still waiting
2024.05.15 07:58 PreparationFamous205 how do i get a job?
like obviously i know, apply to places, interviews and all that. but i’ve been applying literally everywhere for the past three months and i haven’t gotten even a call back.
for context, im 18 and i’ve had one job in the past. i don’t think i have terrible interviewing skills but i could be wrong idk. i have a firm handshake i think that matters. i can’t drive (working on it) and don’t have a car so something like doordash is out of the question for now.
and while i’m here, are there any online money opportunities that aren’t super over saturated yet? is it hard to get into freelancing and all that? idk dude i just need a reliable source of income asap. any help/advice at all is welcome. thank you 🙏
submitted by PreparationFamous205 to NoStupidQuestions [link] [comments]
for context, im 18 and i’ve had one job in the past. i don’t think i have terrible interviewing skills but i could be wrong idk. i have a firm handshake i think that matters. i can’t drive (working on it) and don’t have a car so something like doordash is out of the question for now.
and while i’m here, are there any online money opportunities that aren’t super over saturated yet? is it hard to get into freelancing and all that? idk dude i just need a reliable source of income asap. any help/advice at all is welcome. thank you 🙏
2024.05.15 07:58 nowhereiris Housing Accommodations
Hi ppl, I am a new ‘28 there. I’m checking the ada policies and trying to apply for housing accommodation (basically single room and quiet place) for my mental problems.
Is it hard to get accommodations (especially housing stuff like single room)? I’m an intl and the medical system is quite different in my country. My psychiatrist can’t give me a letter saying why I need accommodations, and it’s illegal for therapists to give diagnosis… Are there any intls who have registered housing accommodations? I need some tips from you guys plzplz
submitted by nowhereiris to middlebury [link] [comments]
Is it hard to get accommodations (especially housing stuff like single room)? I’m an intl and the medical system is quite different in my country. My psychiatrist can’t give me a letter saying why I need accommodations, and it’s illegal for therapists to give diagnosis… Are there any intls who have registered housing accommodations? I need some tips from you guys plzplz
2024.05.15 07:57 mbowishkah Please help: new medications - what worked for you?
Hi all, new here. I'm struggling really bad with severe intrusive thoughts. It's putting so much strain on my relationships. I can't take it anymore. If I could rip my brain out, I would.
I've tried many antidepressants/anxiety medication, and they don't fully help. A psychiatrist wanted me on antipsychotics because I also have CPTSD. I never went back because I was too scared to go on them.
I'm now thinking I might seriously need them, and am seeing the doctor tomorrow. I've been doing research and can't find one that specifically helps with intrusive thoughts and obsessions. It mentioned Seroquel, Respiradone, Abilify, and Olanzapine. They all sound terrifying and like they'll turn me into a zombie.
Can anyone tell me please what has worked for them and what they would suggest I discuss with my doctor?
Thank you
submitted by mbowishkah to OCD [link] [comments]
I've tried many antidepressants/anxiety medication, and they don't fully help. A psychiatrist wanted me on antipsychotics because I also have CPTSD. I never went back because I was too scared to go on them.
I'm now thinking I might seriously need them, and am seeing the doctor tomorrow. I've been doing research and can't find one that specifically helps with intrusive thoughts and obsessions. It mentioned Seroquel, Respiradone, Abilify, and Olanzapine. They all sound terrifying and like they'll turn me into a zombie.
Can anyone tell me please what has worked for them and what they would suggest I discuss with my doctor?
Thank you
2024.05.15 07:54 Quirky-swaggurl-420 I have no idea where to work and my appearance doesn’t help, any advice???
Kind of long, but any advice or input would be greatly appreciated :)
I (22F) have been working in fast food/ retail since I was 17 and I’m finally ready to take that leap to leave my current job and find one that will help advance my career and give me at least some financial stability. I also live in NorCal for context (not sure if I’d be willing to move quite yet.) I’ve been at my current retail job since 2021 and was honestly just going to stay there until I was completely finished with college but I just received my AA and the current management im under is so difficult to work with and extremely offensive I can barely take it not to mention I’ve been in management for about 2 years now and have gone from at least 20hr a week (part time) to less than 10hr a week, less than some associates and they’re all 3 hour shifts so I’m not even allowed to take a 10min break though im not even sure if that’s legal??
I am very fortunate to not have to pay rent as I live with my parents and I only have to worry about paying for my car, gas, phone, school, necessity’s etc. So no rent is a life saver in this economy. With that being said I don’t necessarily need the highest paying job quite yet (willing to work my way up or gain helpful experience) though that would be ideal for anyone. I just want to be able to find something that fits with my personality/ needs and also doesn’t care the way I look. I know sometimes you have to do what u gotta do but I cannot take working somewhere I’m miserable at and I understand that is a privilege within itself so I’m just trying to use the time I do have to really find what I’m passionate about and not be scared to try new things.
I still want to go back to school to get my bachelors degree since it’s always been a dream of mine, but since I pretty much pay for everything out of pocket besides some degree of financial aide, I don’t want to just aimlessly transfer somewhere with no clue on what to study which has been my issues for some time. I feel like my interest haven’t changed much and neither have my dreams to further my education so I’ve pretty much been saying the same things since probably before high school and I still have no clue what exactly the direction is I should go. I would love to gain some first hang experience to know if getting my B.A. is even worth it for the field I want to go into or what major would benefit me the best.
I have many interests and ideas as to what I could possibly do but I feel like as much as I say them out loud no one really relates so I always feel alone or like there’s no possible job for me that I’ll feel happy in. I mean I think majority of people would rather not work and focus their lives on their hobbies and passions but unfortunately that’s not in the cards for most people and though I sometimes live in that dreamland that doesn’t change the fact that I’m extremely dedicated, hard-working and really want to make a difference in whatever field I end up in. So I guess I’ll leave a list of the things I’m interested in, in case anybody has some advice or input on any occupations I’ve listed or have experience in anything I’ve listed.
I guess another thing to mention is that I was recently applying to a lot of jobs in childcare and pretty much every interview I went to turn me down on the spot because of my appearance. Of course I hear the stories of looking less professional due to your tattoos, piercings, etc., which I never understand. I don’t even have a single tattoo or piercing, not even my ears, but I have bright pink hair and that has been such a downside for the interviewing processes, even some retail jobs like Box Lunch for example doesn’t accept colored hair when they’re literally a pop culture store and share the same company as Hot Topic. I don’t want to have to change my appearance for a job. I know it’s just hair but I was never able to express myself the way I wanted to and the amount of money and maintenance that goes with having colored hair would not be worth it to me to color black just to get a job. It would feel like I’m altering myself and changing something that makes me feel good about myself is unfair and already puts a bad taste in my mouth about the company because they are willing to look over my qualifications and work ethic due to one minor detail in my appearance. One of these jobs I even had two on the phone interviews that went amazing and was going to my final in person interview and was literally meeting with a family for a behavioral technician job and the first thing they (the company) told me was I would need to change my hair to even be considered and I had to eventually politely end the interview because they still wanted to me to meet a kid despite straight up telling me they will not hire me if I didn’t immediately change my hair… and I’d be working with a family, not even in a ‘ public setting.’ I would just love to be able to work in a community that embraces people for their differences for the way they express themselves, and encourages self expression.
Anyways, here are some of my interests and I’d be eternally grateful to hear any feedback! Maybe you’ve worked in some of these environments and have advice or horror stories, if you have similar interests to me let me know what kind of job you have because I’m sure I don’t even know the formal titles to half of these jobs, or even have other ideas that match my interests. Thank you thank you thank you!
My schooling/ experience so far: * 5 years of theatre under my belt (onstage/backstage/management) * Just graduated with my AA in Social & Behavioral Sciences (Random but was recommended to do so based on all of the same interest I told my counselor some odd years ago) * Most of my college classes were focused in sociology, psychology, and child development, which has been super interesting so I am willing to branch out from my interest because I did find a lot of interest in the classes I’ve taken previously. * Have worked in retail for four years; Pretty well received by people * A nanny to 4 kids (ages 4-16) for about 3.5 years as well
My personality: (not sure if this will help with knowing if I would be a good fit for any of the jobs listed )
i’m extremely bubbly and can have my extroverted moments, but I can also be introverted at times and when work needs to get done, I will figure out the best way to do it and get to work. I work pretty well with a team and always have ideas flowing and bouncing around, but I can also excel working on my own/have no issues being independent with my work. I don’t have a huge preference on a fast versus slow paced work environment. I would like something flexible, but I have no issue with getting into a routine. I feel like I am truly pretty flexible when it comes to my work environment, I just really want a place that I can express myself and be surrounded by a community of people similar to me. I love to be innovative and creative.
My interests/ ideas: (sorry kinda random and jumps around)
Thank you so much to anyone who responds with advice and kind words :)
submitted by Quirky-swaggurl-420 to careerguidance [link] [comments]
I (22F) have been working in fast food/ retail since I was 17 and I’m finally ready to take that leap to leave my current job and find one that will help advance my career and give me at least some financial stability. I also live in NorCal for context (not sure if I’d be willing to move quite yet.) I’ve been at my current retail job since 2021 and was honestly just going to stay there until I was completely finished with college but I just received my AA and the current management im under is so difficult to work with and extremely offensive I can barely take it not to mention I’ve been in management for about 2 years now and have gone from at least 20hr a week (part time) to less than 10hr a week, less than some associates and they’re all 3 hour shifts so I’m not even allowed to take a 10min break though im not even sure if that’s legal??
I am very fortunate to not have to pay rent as I live with my parents and I only have to worry about paying for my car, gas, phone, school, necessity’s etc. So no rent is a life saver in this economy. With that being said I don’t necessarily need the highest paying job quite yet (willing to work my way up or gain helpful experience) though that would be ideal for anyone. I just want to be able to find something that fits with my personality/ needs and also doesn’t care the way I look. I know sometimes you have to do what u gotta do but I cannot take working somewhere I’m miserable at and I understand that is a privilege within itself so I’m just trying to use the time I do have to really find what I’m passionate about and not be scared to try new things.
I still want to go back to school to get my bachelors degree since it’s always been a dream of mine, but since I pretty much pay for everything out of pocket besides some degree of financial aide, I don’t want to just aimlessly transfer somewhere with no clue on what to study which has been my issues for some time. I feel like my interest haven’t changed much and neither have my dreams to further my education so I’ve pretty much been saying the same things since probably before high school and I still have no clue what exactly the direction is I should go. I would love to gain some first hang experience to know if getting my B.A. is even worth it for the field I want to go into or what major would benefit me the best.
I have many interests and ideas as to what I could possibly do but I feel like as much as I say them out loud no one really relates so I always feel alone or like there’s no possible job for me that I’ll feel happy in. I mean I think majority of people would rather not work and focus their lives on their hobbies and passions but unfortunately that’s not in the cards for most people and though I sometimes live in that dreamland that doesn’t change the fact that I’m extremely dedicated, hard-working and really want to make a difference in whatever field I end up in. So I guess I’ll leave a list of the things I’m interested in, in case anybody has some advice or input on any occupations I’ve listed or have experience in anything I’ve listed.
I guess another thing to mention is that I was recently applying to a lot of jobs in childcare and pretty much every interview I went to turn me down on the spot because of my appearance. Of course I hear the stories of looking less professional due to your tattoos, piercings, etc., which I never understand. I don’t even have a single tattoo or piercing, not even my ears, but I have bright pink hair and that has been such a downside for the interviewing processes, even some retail jobs like Box Lunch for example doesn’t accept colored hair when they’re literally a pop culture store and share the same company as Hot Topic. I don’t want to have to change my appearance for a job. I know it’s just hair but I was never able to express myself the way I wanted to and the amount of money and maintenance that goes with having colored hair would not be worth it to me to color black just to get a job. It would feel like I’m altering myself and changing something that makes me feel good about myself is unfair and already puts a bad taste in my mouth about the company because they are willing to look over my qualifications and work ethic due to one minor detail in my appearance. One of these jobs I even had two on the phone interviews that went amazing and was going to my final in person interview and was literally meeting with a family for a behavioral technician job and the first thing they (the company) told me was I would need to change my hair to even be considered and I had to eventually politely end the interview because they still wanted to me to meet a kid despite straight up telling me they will not hire me if I didn’t immediately change my hair… and I’d be working with a family, not even in a ‘ public setting.’ I would just love to be able to work in a community that embraces people for their differences for the way they express themselves, and encourages self expression.
Anyways, here are some of my interests and I’d be eternally grateful to hear any feedback! Maybe you’ve worked in some of these environments and have advice or horror stories, if you have similar interests to me let me know what kind of job you have because I’m sure I don’t even know the formal titles to half of these jobs, or even have other ideas that match my interests. Thank you thank you thank you!
- A lost 22 year old just trying to find her way
My schooling/ experience so far: * 5 years of theatre under my belt (onstage/backstage/management) * Just graduated with my AA in Social & Behavioral Sciences (Random but was recommended to do so based on all of the same interest I told my counselor some odd years ago) * Most of my college classes were focused in sociology, psychology, and child development, which has been super interesting so I am willing to branch out from my interest because I did find a lot of interest in the classes I’ve taken previously. * Have worked in retail for four years; Pretty well received by people * A nanny to 4 kids (ages 4-16) for about 3.5 years as well
My personality: (not sure if this will help with knowing if I would be a good fit for any of the jobs listed )
i’m extremely bubbly and can have my extroverted moments, but I can also be introverted at times and when work needs to get done, I will figure out the best way to do it and get to work. I work pretty well with a team and always have ideas flowing and bouncing around, but I can also excel working on my own/have no issues being independent with my work. I don’t have a huge preference on a fast versus slow paced work environment. I would like something flexible, but I have no issue with getting into a routine. I feel like I am truly pretty flexible when it comes to my work environment, I just really want a place that I can express myself and be surrounded by a community of people similar to me. I love to be innovative and creative.
My interests/ ideas: (sorry kinda random and jumps around)
- always wanted to be a nanny or travel nanny; to work with one specific family and grow with them
- Pre-k - 1st grade teacher; I find teaching younger kids really fulfilling, love crafts/ activities/planning, extremely patient
- Art teacher (i love ceramics, but pretty much any type of art would be so cool to incorporate creativity with teaching)
- Child advocate (possibly on movie and tv sets)
- Teacher on movie and television sets
- Directing or any sort of behind the scenes job for movies and television (I love to write and create concepts, costuming, sets, music, casting)
- Set designer for movies, television, or theater
- Costume designer for movies, television, or theater
- Possibly work with an acting company backstage (I don’t even know if that’s a job but possibly a permanent backstage role somewhere)
- Open my own curated thrift shop or a shop in general that is really creative or theme oriented
- Have a small bakery business or just a business in general, I love the idea of being able to run a company or brand that’s inclusive and creative
- I do love to bake and Decorate desserts
- Creative Director; photographer, videographer; I just love the thought of creating things and bringing concepts together, planning, etc.
- Magazine company?
- Wedding planning/party and event planning; again, I just like bringing things together I feel like I have an eye for aesthetics
- Something with marketing or managing
Thank you so much to anyone who responds with advice and kind words :)
2024.05.15 07:51 ItsStoryTime99 I feel wrong
I (25F) feel stuck, paralyzed. I'm not sure why. I don't know what is "wrong" with me. I do have depression and PTSD, I've been diagnosed with anxiety as well. However, I've been in therapy since I was 11 because of said depression and anxiety. My anxiety no longer affects me much. Depression hasn't stopped and the PTSD is 2 years fresh.
I can't seem to consistently go to work or get out of bed every day. Maybe it's my depression, I'm not sure. I'm medicated for it so I'd expect it to have gotten easier but it hasn't. For the past year, I've REALLY been struggling getting up and going to work. I used to have an amazing work ethic. I would show up early and leave late. I never got written up, never got scolded. I did what I was told and more (within reason). I never missed a day of work. Now, I'm missing weeks. I'm having to go on a leave to deal with it. I don't know what is wrong with me?? (That's the only reason I get written up, thankfully. I'm kind of a suck up lol.)
It just seemed to happen. Once I'm at my work, I'd like to think I'm excelling. I'm focused, I'm not upset, angry or anything. I'm usually pretty excited to be there because I'm a social butterfly and I love my job. I have zero complaints. I just can't seem to GET there. It started in 2020. I have no idea what switched in me. I miss that part of myself. I had an insane amount of energy all day, every day. Now, it takes so much energy just for basic hygiene/necessities. I will say, these last two years it's gotten worse because of my PTSD. I think. That's the only reason I can think of. I was raped and stalked by someone who was once close to me, unfortunately. So people that look like him, smell like him, have the same mannerisms, etc... give me flashbacks. I am currently trying to get a leave approved because I cannot function right now. I want to keep my job. I love it so much. Again, you'd think that would make me go! I have been having panic attacks in my sleep, waking my boyfriend up from how intense they are. Anxiety attacks during the day and suicidal ideation. Im safe, my brain is just really rude and likes to throw "death seems lovely" at the slightest inconvenience. Which is another reason this is so frustrating.
This time last year, I lost my job because I was suicidal and at home for about a month (I missed too many days). I won't complain though, losing that job was a blessing in disguise. Anyway, this also feels like a cycle. I'll be okay for a few months. Then I crash face first and basically self sabotage. I'll recover for a bit. Go back to work. Rinse and repeat. I don't know why.
I seriously don't know what's wrong with me though. I do not have energy. I no longer care about what happens to me. I'm not sure how to articulate this to my therapist. I feel so stuck and frustrated because I know how trivial this sounds but I am genuinely struggling. I just don't know why. I'm bringing my partner down with me. He is picking up a lot of the finances and the like and I feel so unbelievably guilty. You'd think that would light a fire under my ass. It's not though. I'm not sure what happened to turn me into this type of person. I'm not a fan. I don't know how to turn things around or get that 'umph' back. I really miss myself.
If you have ever experienced this and "recovered" please tell me how you did it. I'm so tired of this. I am exhausted and just want to do better, be better. Please help, I'm grasping at straws. Am I just lazy, am I making excuses or what??? How do I help myself?????
submitted by ItsStoryTime99 to Advice [link] [comments]
I can't seem to consistently go to work or get out of bed every day. Maybe it's my depression, I'm not sure. I'm medicated for it so I'd expect it to have gotten easier but it hasn't. For the past year, I've REALLY been struggling getting up and going to work. I used to have an amazing work ethic. I would show up early and leave late. I never got written up, never got scolded. I did what I was told and more (within reason). I never missed a day of work. Now, I'm missing weeks. I'm having to go on a leave to deal with it. I don't know what is wrong with me?? (That's the only reason I get written up, thankfully. I'm kind of a suck up lol.)
It just seemed to happen. Once I'm at my work, I'd like to think I'm excelling. I'm focused, I'm not upset, angry or anything. I'm usually pretty excited to be there because I'm a social butterfly and I love my job. I have zero complaints. I just can't seem to GET there. It started in 2020. I have no idea what switched in me. I miss that part of myself. I had an insane amount of energy all day, every day. Now, it takes so much energy just for basic hygiene/necessities. I will say, these last two years it's gotten worse because of my PTSD. I think. That's the only reason I can think of. I was raped and stalked by someone who was once close to me, unfortunately. So people that look like him, smell like him, have the same mannerisms, etc... give me flashbacks. I am currently trying to get a leave approved because I cannot function right now. I want to keep my job. I love it so much. Again, you'd think that would make me go! I have been having panic attacks in my sleep, waking my boyfriend up from how intense they are. Anxiety attacks during the day and suicidal ideation. Im safe, my brain is just really rude and likes to throw "death seems lovely" at the slightest inconvenience. Which is another reason this is so frustrating.
This time last year, I lost my job because I was suicidal and at home for about a month (I missed too many days). I won't complain though, losing that job was a blessing in disguise. Anyway, this also feels like a cycle. I'll be okay for a few months. Then I crash face first and basically self sabotage. I'll recover for a bit. Go back to work. Rinse and repeat. I don't know why.
I seriously don't know what's wrong with me though. I do not have energy. I no longer care about what happens to me. I'm not sure how to articulate this to my therapist. I feel so stuck and frustrated because I know how trivial this sounds but I am genuinely struggling. I just don't know why. I'm bringing my partner down with me. He is picking up a lot of the finances and the like and I feel so unbelievably guilty. You'd think that would light a fire under my ass. It's not though. I'm not sure what happened to turn me into this type of person. I'm not a fan. I don't know how to turn things around or get that 'umph' back. I really miss myself.
If you have ever experienced this and "recovered" please tell me how you did it. I'm so tired of this. I am exhausted and just want to do better, be better. Please help, I'm grasping at straws. Am I just lazy, am I making excuses or what??? How do I help myself?????
2024.05.15 07:48 Chance-Strawberry-20 26M Nasopharyngeal Mass
Hello, I (26M) recently noticed a small, painless, immobile lump on the right side of my neck. During my company’s annual medical exam, the doctor suggested it might be my body fighting an infection, although I had no symptoms like a cough, sore throat, fever, or colds at the time. The doctor advised me to observe the lump for two weeks to see if it would go away. Two weeks later, my AME results came back normal (chest x-ray, blood test, and urine test), and I had also tested negative for HIV, Hepatitis, and Syphilis two days before my AME schedule. During my AME interpretation with a different doctor, I mentioned the lump again, and this time I was referred to a specialist since it hadn’t gone away.
I visited an ENT specialist right after that and during the consultation, the specialist asked if I smoked (I don’t, but I drink occasionally) and then he performed a nasal endoscopy. The procedure revealed a Nasopharyngeal mass at the back of my nose, and I was advised to get a CT scan, ultrasound, additional blood tests, and a biopsy. I haven’t done these procedures yet, but I’m anxious about the possibility of it being something serious. And I know googling is not best thing to do but I couldn’t help it and now it increased my anxiety, making me fear it could be the c word.
What are the chances that this mass is not serious? I’m really scared and experiencing intense anxiety right now. Sorry for the long post, but I wanted to provide as much detail as possible.
Thank you.
submitted by Chance-Strawberry-20 to AskDocs [link] [comments]
I visited an ENT specialist right after that and during the consultation, the specialist asked if I smoked (I don’t, but I drink occasionally) and then he performed a nasal endoscopy. The procedure revealed a Nasopharyngeal mass at the back of my nose, and I was advised to get a CT scan, ultrasound, additional blood tests, and a biopsy. I haven’t done these procedures yet, but I’m anxious about the possibility of it being something serious. And I know googling is not best thing to do but I couldn’t help it and now it increased my anxiety, making me fear it could be the c word.
What are the chances that this mass is not serious? I’m really scared and experiencing intense anxiety right now. Sorry for the long post, but I wanted to provide as much detail as possible.
Thank you.
2024.05.15 07:46 HighStrungHabitat I feel like my therapist made this entire session about herself so idu why she thinks I don’t understand boundaries?
So I’ve been seeing my therapist for two years now, and we haven’t had many issues for the most part. But I have noticed a pattern of my therapist bringing up the topic of power struggles/imbalances, and it always leaves me feeling very confused. For example, a while back after my first dog passed away, I tried to explain to her that it was hard for me to navigate our sessions bc I was so drained, and I asked her if she could help guide me through it by asking direct questions, etc, so it would be less overwhelming. Her response really caught me off guard bc she was acting very defensively and kept talking about power struggles, I felt like she was accusing me of questioning her ability to treat me, all bc i said it was too overwhelming to have the ball thrown entirely in my court every session, and it made me really angry, I felt so invalidated/degraded. That conversation definitely affected my trust in her and overall comfortability in therapy, I didnt feel like it was safe to keep bringing up so I tried to just move on, but as time went on I noticed that since it was never resolved, it was bleeding into the present, bc I stopped feeling like I could be completely honest but never addressed it again. I made the decision recently to bite the bullet and talk to her about it…. it didnt go well.
I am now even more confused and hurt than before bc I don’t understand what I did to warrant my therapist to respond so out of charecter, she is usually such an amazing listener, but today when I was trying to explain the situation, she became extremely defensive before I could even finish what I was saying. She thought I was accusing her of lacking empathy when my dog passed away, and that wasn’t at all what I even said, but she jumped in and snapped at me before I even finished what I was saying. I tried to clarify things, but it became increasingly harder to do so without crying, bc I didn’t understand why she was so frustrated with me. I never once raised my voice, or anything of the short but she just kept saying she didn’t understand and she was confused, no matter how many times I tried to clarify things. She then, once again kept bringing up power struggles, and mentioned that I apparently have this pattern of challenging/questioning her, in a way that isn’t helpful every couple of weeks, and she mentioned this was in her notes.
I seriously don’t get it, how does questioning a therapist automatically mean you are trying to engage in a power struggle? And how is anything I said even questioning her? She also, mentioned feeling devalued, and said that bringing up things from the past is passive agressive even if i don’t feel like it is. I felt like she wasn’t allowing me to have my own thoughts/feelings about any of this, bc even though I tried to clarify what I meant/my intentions, she was still defensive. I feel completely defeated, like no matter what I do it’s just going to lead to what is actually an argument, even though it’s not technically. My therapist always tells me any feedback is good feedback and that no emotions are bad, she won’t personalize anything, etc. But doesn’t her behavior kind of seem like she is taking it personally? bc if she wasn’t, then why is she getting so defensive?
Also, not to mention my therapist knows that I have a hard time confronting something in the moment, due to issues in my family/social life, I’ve sort of been programmed to feel like it’s unsafe to say something in the moment, and it’s better to bring it up later. So to be told it’s passive agressive when she knows why I do it, makes it even more hurtful.
My therapist also randomly brought up the fact that I have resentment issues with healthcare providers bc of past medical neglect, and experience with doctors dismissing me, etc. (I’m chronically ill) and she said it in a way where it was like she was trying to blame my feelings on that, instead of accepting that she had hurt me personally, I felt like I was being gaslit.
But What really struck me, was the fact that she accused me of being passive aggressive and then wouldn’t accept that it wasn’t my intention, but then proceeded to make a passive aggressive comment at the end of our session, about how she wasn’t going to say what she had been thinking bc it “would sound nasty” like exuse me??
I just don’t understand how she could be so frustrated with me for apparently making therapy about her, but then proceeded to make the entire session about how she felt. That’s extremely hypocritical to me and imo comes off like she’s developed a superiority complex, like she can talk about herself when she’s offended and she needs clarification, but when I’m offended and I need clarification, I’m not allowed to ask for it bc then I’m trying to be the therapist. How does that make sense?
I just feel so hurt and invalidated, I’ve been through hell this past year and I’m currently going through the most difficult time in my life, bc I lost my grandpa recently, This definitely didn’t help.
Anyway, thanks in advance for any insight y’all might provide lol, but I just want to say before anyone suggests finding a different therapist, that isn’t going to be helpful. My therapist has been with me through hell and back and she genuinely knows everything about me, things I’ve never even told anyone about. This isn’t the normal at all, I’ve thanked god for her every night bc she’s helped me so much, so her behavior was very out charecter and I want to be able to work things out and talk through it with her. Having to start over when I am in hardcore grief right now, would be a disaster, I don’t have the mental capacity for it, I’ve been considered inpatient treatment bc of how crippling my depression has been, it wouldn’t be a good idea to start over .
submitted by HighStrungHabitat to askatherapist [link] [comments]
I am now even more confused and hurt than before bc I don’t understand what I did to warrant my therapist to respond so out of charecter, she is usually such an amazing listener, but today when I was trying to explain the situation, she became extremely defensive before I could even finish what I was saying. She thought I was accusing her of lacking empathy when my dog passed away, and that wasn’t at all what I even said, but she jumped in and snapped at me before I even finished what I was saying. I tried to clarify things, but it became increasingly harder to do so without crying, bc I didn’t understand why she was so frustrated with me. I never once raised my voice, or anything of the short but she just kept saying she didn’t understand and she was confused, no matter how many times I tried to clarify things. She then, once again kept bringing up power struggles, and mentioned that I apparently have this pattern of challenging/questioning her, in a way that isn’t helpful every couple of weeks, and she mentioned this was in her notes.
I seriously don’t get it, how does questioning a therapist automatically mean you are trying to engage in a power struggle? And how is anything I said even questioning her? She also, mentioned feeling devalued, and said that bringing up things from the past is passive agressive even if i don’t feel like it is. I felt like she wasn’t allowing me to have my own thoughts/feelings about any of this, bc even though I tried to clarify what I meant/my intentions, she was still defensive. I feel completely defeated, like no matter what I do it’s just going to lead to what is actually an argument, even though it’s not technically. My therapist always tells me any feedback is good feedback and that no emotions are bad, she won’t personalize anything, etc. But doesn’t her behavior kind of seem like she is taking it personally? bc if she wasn’t, then why is she getting so defensive?
Also, not to mention my therapist knows that I have a hard time confronting something in the moment, due to issues in my family/social life, I’ve sort of been programmed to feel like it’s unsafe to say something in the moment, and it’s better to bring it up later. So to be told it’s passive agressive when she knows why I do it, makes it even more hurtful.
My therapist also randomly brought up the fact that I have resentment issues with healthcare providers bc of past medical neglect, and experience with doctors dismissing me, etc. (I’m chronically ill) and she said it in a way where it was like she was trying to blame my feelings on that, instead of accepting that she had hurt me personally, I felt like I was being gaslit.
But What really struck me, was the fact that she accused me of being passive aggressive and then wouldn’t accept that it wasn’t my intention, but then proceeded to make a passive aggressive comment at the end of our session, about how she wasn’t going to say what she had been thinking bc it “would sound nasty” like exuse me??
I just don’t understand how she could be so frustrated with me for apparently making therapy about her, but then proceeded to make the entire session about how she felt. That’s extremely hypocritical to me and imo comes off like she’s developed a superiority complex, like she can talk about herself when she’s offended and she needs clarification, but when I’m offended and I need clarification, I’m not allowed to ask for it bc then I’m trying to be the therapist. How does that make sense?
I just feel so hurt and invalidated, I’ve been through hell this past year and I’m currently going through the most difficult time in my life, bc I lost my grandpa recently, This definitely didn’t help.
Anyway, thanks in advance for any insight y’all might provide lol, but I just want to say before anyone suggests finding a different therapist, that isn’t going to be helpful. My therapist has been with me through hell and back and she genuinely knows everything about me, things I’ve never even told anyone about. This isn’t the normal at all, I’ve thanked god for her every night bc she’s helped me so much, so her behavior was very out charecter and I want to be able to work things out and talk through it with her. Having to start over when I am in hardcore grief right now, would be a disaster, I don’t have the mental capacity for it, I’ve been considered inpatient treatment bc of how crippling my depression has been, it wouldn’t be a good idea to start over .
2024.05.15 07:45 skoooooba Back pain on and off for 30+ years. What else could I try?
Hi folks. I (M 40+) have suffered from chronic low back pain on and off since my teen years, but really got worse in the last 10 years.
Have done tons of physical therapy which helps for the most part. I maintain exercises and stretches at home as well.
I go snowboarding hard, and have no issues. I recently started a new circuit based strength training class (only free weights and body weight), and no issues (at least nothing that I felt in class or right after).
I am making sandwich for the kids and suddenly I feel the back. Gets inflamed and I know it will be bad. A couple of days with a lot of pain, starts improving, and a week or 2 to feel better. This is just the most recent case. Usually happens with the most mundane activities. I get acute pain a few times a year and have to nurse it (OTC pain medication, stretches, heat) back over the course of a few weeks.
From an MRI a few years ago: L4-L5: Mild disc bulge, facet arthropathy. Mild bilateral neuroforaminal stenosis. No central canal stenosis. L5-S1: Facet arthropathy. No neuroforaminal or central canal stenosis.
There is gotta be something else I can try. I am desperate. Not only hurts a lot each time, but I can't help much around the house, be productive at work, it's depressing.
Has anyone seen success with cortisone shots or stem cell treatment?
I used to have chronic knee problems, tons of PT over several years and it would always come back. One day, one cortisone shot, some more PT, and never had the problem again.
Any advice?
Thank you very much
submitted by skoooooba to backpain [link] [comments]
Have done tons of physical therapy which helps for the most part. I maintain exercises and stretches at home as well.
I go snowboarding hard, and have no issues. I recently started a new circuit based strength training class (only free weights and body weight), and no issues (at least nothing that I felt in class or right after).
I am making sandwich for the kids and suddenly I feel the back. Gets inflamed and I know it will be bad. A couple of days with a lot of pain, starts improving, and a week or 2 to feel better. This is just the most recent case. Usually happens with the most mundane activities. I get acute pain a few times a year and have to nurse it (OTC pain medication, stretches, heat) back over the course of a few weeks.
From an MRI a few years ago: L4-L5: Mild disc bulge, facet arthropathy. Mild bilateral neuroforaminal stenosis. No central canal stenosis. L5-S1: Facet arthropathy. No neuroforaminal or central canal stenosis.
There is gotta be something else I can try. I am desperate. Not only hurts a lot each time, but I can't help much around the house, be productive at work, it's depressing.
Has anyone seen success with cortisone shots or stem cell treatment?
I used to have chronic knee problems, tons of PT over several years and it would always come back. One day, one cortisone shot, some more PT, and never had the problem again.
Any advice?
Thank you very much
2024.05.15 07:45 HighStrungHabitat I feel like my therapist made the entire session about herself so idu why she kept accusing me of not understanding boundaries?
So I’ve been seeing my therapist for two years now, and we haven’t had many issues for the most part. But I have noticed a pattern of my therapist bringing up the topic of power struggles/imbalances, and it always leaves me feeling very confused. For example, a while back after my first dog passed away, I tried to explain to her that it was hard for me to navigate our sessions bc I was so drained, and I asked her if she could help guide me through it by asking direct questions, etc, so it would be less overwhelming. Her response really caught me off guard bc she was acting very defensively and kept talking about power struggles, I felt like she was accusing me of questioning her ability to treat me, all bc i said it was too overwhelming to have the ball thrown entirely in my court every session, and it made me really angry, I felt so invalidated/degraded. That conversation definitely affected my trust in her and overall comfortability in therapy, I didnt feel like it was safe to keep bringing up so I tried to just move on, but as time went on I noticed that since it was never resolved, it was bleeding into the present, bc I stopped feeling like I could be completely honest but never addressed it again. I made the decision recently to bite the bullet and talk to her about it…. it didnt go well.
I am now even more confused and hurt than before bc I don’t understand what I did to warrant my therapist to respond so out of charecter, she is usually such an amazing listener, but today when I was trying to explain the situation, she became extremely defensive before I could even finish what I was saying. She thought I was accusing her of lacking empathy when my dog passed away, and that wasn’t at all what I even said, but she jumped in and snapped at me before I even finished what I was saying. I tried to clarify things, but it became increasingly harder to do so without crying, bc I didn’t understand why she was so frustrated with me. I never once raised my voice, or anything of the short but she just kept saying she didn’t understand and she was confused, no matter how many times I tried to clarify things. She then, once again kept bringing up power struggles, and mentioned that I apparently have this pattern of challenging/questioning her, in a way that isn’t helpful every couple of weeks, and she mentioned this was in her notes.
I seriously don’t get it, how does questioning a therapist automatically mean you are trying to engage in a power struggle? And how is anything I said even questioning her? She also, mentioned feeling devalued, and said that bringing up things from the past is passive agressive even if i don’t feel like it is. I felt like she wasn’t allowing me to have my own thoughts/feelings about any of this, bc even though I tried to clarify what I meant/my intentions, she was still defensive. I feel completely defeated, like no matter what I do it’s just going to lead to what is actually an argument, even though it’s not technically. My therapist always tells me any feedback is good feedback and that no emotions are bad, she won’t personalize anything, etc. But doesn’t her behavior kind of seem like she is taking it personally? bc if she wasn’t, then why is she getting so defensive?
Also, not to mention my therapist knows that I have a hard time confronting something in the moment, due to issues in my family/social life, I’ve sort of been programmed to feel like it’s unsafe to say something in the moment, and it’s better to bring it up later. So to be told it’s passive agressive when she knows why I do it, makes it even more hurtful.
My therapist also randomly brought up the fact that I have resentment issues with healthcare providers bc of past medical neglect, and experience with doctors dismissing me, etc. (I’m chronically ill) and she said it in a way where it was like she was trying to blame my feelings on that, instead of accepting that she had hurt me personally, I felt like I was being gaslit.
But What really struck me, was the fact that she accused me of being passive aggressive and then wouldn’t accept that it wasn’t my intention, but then proceeded to make a passive aggressive comment at the end of our session, about how she wasn’t going to say what she had been thinking bc it “would sound nasty” like exuse me??
I just don’t understand how she could be so frustrated with me for apparently making therapy about her, but then proceeded to make the entire session about how she felt. That’s extremely hypocritical to me and imo comes off like she’s developed a superiority complex, like she can talk about herself when she’s offended and she needs clarification, but when I’m offended and I need clarification, I’m not allowed to ask for it bc then I’m trying to be the therapist. How does that make sense?
I just feel so hurt and invalidated, I’ve been through hell this past year and I’m currently going through the most difficult time in my life, bc I lost my grandpa recently, This definitely didn’t help.
Anyway, thanks in advance for any insight y’all might provide lol, but I just want to say before anyone suggests finding a different therapist, that isn’t going to be helpful. My therapist has been with me through hell and back and she genuinely knows everything about me, things I’ve never even told anyone about. This isn’t the normal at all, I’ve thanked god for her every night bc she’s helped me so much, so her behavior was very out charecter and I want to be able to work things out and talk through it with her. Having to start over when I am in hardcore grief right now, would be a disaster, I don’t have the mental capacity for it, I’ve been considered inpatient treatment bc of how crippling my depression has been, it wouldn’t be a good idea to start over
submitted by HighStrungHabitat to TalkTherapy [link] [comments]
I am now even more confused and hurt than before bc I don’t understand what I did to warrant my therapist to respond so out of charecter, she is usually such an amazing listener, but today when I was trying to explain the situation, she became extremely defensive before I could even finish what I was saying. She thought I was accusing her of lacking empathy when my dog passed away, and that wasn’t at all what I even said, but she jumped in and snapped at me before I even finished what I was saying. I tried to clarify things, but it became increasingly harder to do so without crying, bc I didn’t understand why she was so frustrated with me. I never once raised my voice, or anything of the short but she just kept saying she didn’t understand and she was confused, no matter how many times I tried to clarify things. She then, once again kept bringing up power struggles, and mentioned that I apparently have this pattern of challenging/questioning her, in a way that isn’t helpful every couple of weeks, and she mentioned this was in her notes.
I seriously don’t get it, how does questioning a therapist automatically mean you are trying to engage in a power struggle? And how is anything I said even questioning her? She also, mentioned feeling devalued, and said that bringing up things from the past is passive agressive even if i don’t feel like it is. I felt like she wasn’t allowing me to have my own thoughts/feelings about any of this, bc even though I tried to clarify what I meant/my intentions, she was still defensive. I feel completely defeated, like no matter what I do it’s just going to lead to what is actually an argument, even though it’s not technically. My therapist always tells me any feedback is good feedback and that no emotions are bad, she won’t personalize anything, etc. But doesn’t her behavior kind of seem like she is taking it personally? bc if she wasn’t, then why is she getting so defensive?
Also, not to mention my therapist knows that I have a hard time confronting something in the moment, due to issues in my family/social life, I’ve sort of been programmed to feel like it’s unsafe to say something in the moment, and it’s better to bring it up later. So to be told it’s passive agressive when she knows why I do it, makes it even more hurtful.
My therapist also randomly brought up the fact that I have resentment issues with healthcare providers bc of past medical neglect, and experience with doctors dismissing me, etc. (I’m chronically ill) and she said it in a way where it was like she was trying to blame my feelings on that, instead of accepting that she had hurt me personally, I felt like I was being gaslit.
But What really struck me, was the fact that she accused me of being passive aggressive and then wouldn’t accept that it wasn’t my intention, but then proceeded to make a passive aggressive comment at the end of our session, about how she wasn’t going to say what she had been thinking bc it “would sound nasty” like exuse me??
I just don’t understand how she could be so frustrated with me for apparently making therapy about her, but then proceeded to make the entire session about how she felt. That’s extremely hypocritical to me and imo comes off like she’s developed a superiority complex, like she can talk about herself when she’s offended and she needs clarification, but when I’m offended and I need clarification, I’m not allowed to ask for it bc then I’m trying to be the therapist. How does that make sense?
I just feel so hurt and invalidated, I’ve been through hell this past year and I’m currently going through the most difficult time in my life, bc I lost my grandpa recently, This definitely didn’t help.
Anyway, thanks in advance for any insight y’all might provide lol, but I just want to say before anyone suggests finding a different therapist, that isn’t going to be helpful. My therapist has been with me through hell and back and she genuinely knows everything about me, things I’ve never even told anyone about. This isn’t the normal at all, I’ve thanked god for her every night bc she’s helped me so much, so her behavior was very out charecter and I want to be able to work things out and talk through it with her. Having to start over when I am in hardcore grief right now, would be a disaster, I don’t have the mental capacity for it, I’ve been considered inpatient treatment bc of how crippling my depression has been, it wouldn’t be a good idea to start over
2024.05.15 07:45 Bane0fExistence How do companies with auto crash detection not have a duty to act?
Hey guys, first time posting here and I’m not quite sure if this is the right place for such a discussion, I just remembered something from my EMT-B class and I haven’t found any answers.
So when we were going through the whole duty to act section about how/when we were obligated to provide care for someone based on the situation, the law compelled people with trained medical expertise to render aid in most cases, even off duty. This seems like a pretty common sense law, if you can help someone/save a life without risk to yourself, you should, right?
So then why does that not apply to companies like OnStar, who‘ve gone to the trouble of equipping a vast majority of modern vehicles with automatic crash detection/location tracking and then locking those capabilities behind a $30/month paywall? Are they not obligated to help when all they would really have to do is recognize a crash has been occurred and send a call to EMS?
How is this legal under the scope of current duty to act laws?
Thanks in advance!
submitted by Bane0fExistence to ems [link] [comments]
So when we were going through the whole duty to act section about how/when we were obligated to provide care for someone based on the situation, the law compelled people with trained medical expertise to render aid in most cases, even off duty. This seems like a pretty common sense law, if you can help someone/save a life without risk to yourself, you should, right?
So then why does that not apply to companies like OnStar, who‘ve gone to the trouble of equipping a vast majority of modern vehicles with automatic crash detection/location tracking and then locking those capabilities behind a $30/month paywall? Are they not obligated to help when all they would really have to do is recognize a crash has been occurred and send a call to EMS?
How is this legal under the scope of current duty to act laws?
Thanks in advance!
2024.05.15 07:45 ElectricalCheck9155 Need advice for my financial analyst position Interview
Hi! Does anyone have tips and advice for my interview in a couple of days. I am meeting with a couple of people in the asset management team and then the vice president after. Does anyone have an idea of the types of questions I’ll be asked? This is for a financial analyst position. Thank you!
submitted by ElectricalCheck9155 to CommercialRealEstate [link] [comments]
2024.05.15 07:45 Zealousideal_Card326 Help Interpreting Recent Blood Test Results
I recently received the results of some new blood work from my doctor, and I'm feeling a bit overwhelmed by the information. Unfortunately, I won't be able to see my doctor for a few weeks, so I'm turning to this community for some guidance.
Here's a bit of background: Following COVID-19 in 2020, I've been dealing with several health issues, including subclinical hyperthyroidism, insulin resistance, and PCOS with high testosterone levels. I've been experiencing constant symptoms like hair thinning, goiter, weight gain, hirsutism, rashes, flushing, and frequent illness. To manage these conditions, I've been prescribed Contrave and self treat with supplements like myo-inositol, spearmint tea, berberine, and a multi-vitamin. I see an endocrinologist who is reluctant to medicate and a holistic doctor who cannot prescribe.
Now, onto the recent blood test results. While my thyroid levels are finally optimal, there are several markers that are elevated and out of range, leaving me concerned:
WBC, Hematocrit, MCV, Platelets, Neutrophils Abs, Lymphs Abs, Monocytes Abs, EOS Abs, Immature Granulocytes (0%), Immature Grans Abs (0%), EGFR, Chloride
As usual, my insulin, glucose, and A1C levels are also elevated, along with my testosterone levels.
I'm reaching out to see if anyone here can offer some insight into what these results might indicate.
Or even just an idea of my doctor was looking for with these new tests.
I'd appreciate any advice or guidance you can provide. Thank you so much for taking the time to read this.
submitted by Zealousideal_Card326 to AskDocs [link] [comments]
Here's a bit of background: Following COVID-19 in 2020, I've been dealing with several health issues, including subclinical hyperthyroidism, insulin resistance, and PCOS with high testosterone levels. I've been experiencing constant symptoms like hair thinning, goiter, weight gain, hirsutism, rashes, flushing, and frequent illness. To manage these conditions, I've been prescribed Contrave and self treat with supplements like myo-inositol, spearmint tea, berberine, and a multi-vitamin. I see an endocrinologist who is reluctant to medicate and a holistic doctor who cannot prescribe.
Now, onto the recent blood test results. While my thyroid levels are finally optimal, there are several markers that are elevated and out of range, leaving me concerned:
WBC, Hematocrit, MCV, Platelets, Neutrophils Abs, Lymphs Abs, Monocytes Abs, EOS Abs, Immature Granulocytes (0%), Immature Grans Abs (0%), EGFR, Chloride
As usual, my insulin, glucose, and A1C levels are also elevated, along with my testosterone levels.
I'm reaching out to see if anyone here can offer some insight into what these results might indicate.
Or even just an idea of my doctor was looking for with these new tests.
I'd appreciate any advice or guidance you can provide. Thank you so much for taking the time to read this.
2024.05.15 07:42 kapone3047 Decent income but little wealth, what should I do with a possible small windfall?
Health crises and other unexpected life events that forced long breaks from paid work, have meant my wife and I are far financially behind where we hoped to have been by the time we reached our 40s.
I'm not salty about this. I know many stories of people who went through similar and didn't make it through as well as we did. We've got a secure housing situation, improving health, and putting food on the table is never concern (even if sometimes bills can hit hard). That wasn't the case for many years, so we're thankful for that. Saying that, we're definitely not hardcore frugalists with milkcrates for furniture and a house full of Facebook marketplace finds.
We've got a household income of ~$160k (most of that is my income), weekly mortgage repayments of ~$900 on a $585k loan against a $620k 1960s home that we expect to be our forever home. We have no other debt, but also no other significant assets (other than super, which isn't huge).
There is a good possibility that in the near future, I could receive a one-off windfall. Nothing huge, somewhere around $50K-80K. This would be subject to CGT.
Given the amount of stress caused by defaulting on our first home, I'm very keen to get our mortgage balance low as soon as possible, and plan to refinance once our equity in the home is great enough that we wouldn't be looking at LMI. For this reason, I'm tempted to put all, or most, of this windfall money onto the loan, but I'm not sure if that's really the smartest thing to do.
Note, while I have a good income now, I would like to make a career change within the next few years, possibly with study beginning as soon as next year. With this change will come a significant wage decrease (but I'll be doing something I love, as opposed to a job where the stress is affecting my mental health significantly). I'm hoping that over that same time my wife will grow her wage, but that won't happen without her making a significant job change either.
So, do I throw the money all at the loan? Some of it? Throw it all in an offset? Invest it in something? Or use it to help ease the transition with a career change? What would you do?
submitted by kapone3047 to AusFinance [link] [comments]
I'm not salty about this. I know many stories of people who went through similar and didn't make it through as well as we did. We've got a secure housing situation, improving health, and putting food on the table is never concern (even if sometimes bills can hit hard). That wasn't the case for many years, so we're thankful for that. Saying that, we're definitely not hardcore frugalists with milkcrates for furniture and a house full of Facebook marketplace finds.
We've got a household income of ~$160k (most of that is my income), weekly mortgage repayments of ~$900 on a $585k loan against a $620k 1960s home that we expect to be our forever home. We have no other debt, but also no other significant assets (other than super, which isn't huge).
There is a good possibility that in the near future, I could receive a one-off windfall. Nothing huge, somewhere around $50K-80K. This would be subject to CGT.
Given the amount of stress caused by defaulting on our first home, I'm very keen to get our mortgage balance low as soon as possible, and plan to refinance once our equity in the home is great enough that we wouldn't be looking at LMI. For this reason, I'm tempted to put all, or most, of this windfall money onto the loan, but I'm not sure if that's really the smartest thing to do.
Note, while I have a good income now, I would like to make a career change within the next few years, possibly with study beginning as soon as next year. With this change will come a significant wage decrease (but I'll be doing something I love, as opposed to a job where the stress is affecting my mental health significantly). I'm hoping that over that same time my wife will grow her wage, but that won't happen without her making a significant job change either.
So, do I throw the money all at the loan? Some of it? Throw it all in an offset? Invest it in something? Or use it to help ease the transition with a career change? What would you do?