Can you switch your whole life insurance for rerm

All Things Insurance

2009.01.28 09:24 All Things Insurance

All Things Insurance!
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2013.11.20 22:18 IAMmojo DiWHY

Ever try fixing things on your own? Didn't come out the way they were supposed to? Do you stand there questioning your whole life? If so, post your results here to DiWHY (Pronounced: Dee Eye WHY). Where shitty projects from DIY live prosperously. If at any time you feel that a specific post isn't living up to the sub (be gentle as this is a humor sub, not meant to be taken seriously), please feel free to report (give exact reason) and let your voice be heard with downvotes and comments.
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2012.07.04 17:36 thedazzler Discover Food Freedom in 30 Days!

The Whole30 is a 30-day elimination program co-founded by Melissa Urban in 2009. This subreddit brings together redditors that are taking on the Whole30 program, those that have completed one, and those that are considering it. Detailed information and program rules can be found on whole30.com.
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2024.05.15 17:08 flomnivore long distance break up

Hello, I’m a PhD student up in indiana. I had to leave my home in NC to go pursue this excellent opportunity. My relationship of nearly 4 years was to be put under stress, but we had been bulletproof that whole time so I wasn’t worried in the slightest. A semester in she called me sayin she couldn’t do it anymore. I saw signs of strain but I was confident we’d acclimate in time. From what I’ve read, it’s rather typical for gals to mentally prime before and the man is left crestfallen. It’s been nearly 5 months now, she’s now in the I can post every single day era despite me not being one to limit that. I’m going to therapy, going to the gym, even got myself a cool truck to work on, but my mind is completely shattered. I have no doubt she is the love of my life, and now I am isolated in a state I don’t want to live in doing fucking homework while she is living her best life without me.
In futility, I did so many gestures to try and fix things-
Made her a painting Made her a cassette of songs I covered Picked up some stuff while thrifting that reminded me of her as she loves that
I’ve heard “the love of your life wouldn’t do that to you” and “it all works out they way it is supposed to” but I have never been so certain about something in my life- and I don’t believe it was unrequited. One of us was just able to cope with the distance. I’m 26, and probably won’t finish this PhD til i’m 30. I don’t want to start anything here as I don’t want to be tied to Indiana after this program is done, and I also don’t want to be asking someone what their favorite fucking color is when I’m 30. It is entirely accurate to say I am hopeless for the future.
She says things like she still loves me and still sees a future with me despite behaving in a totally opposite manner. I’ve been having regular panic attacks and I sob every single day.
Any advice or resources would be appreciated.
submitted by flomnivore to BreakUp [link] [comments]


2024.05.15 17:07 xXmetalman695Xx Mac Studio Advice?

Tl;dr: I am in need of a new computer and I’m looking at the Mac Studio, specifically the M2 Max with 1TB storage and 64GB memory. Is this going to be enough to keep up with the demands of Logic Pro 11 and all the new plug-ins for the next +/-decade?
Full story: about six years ago, I purchased a refurbished 2014 MacBook Pro. At the time, I wasn’t doing a whole lot of production - I just needed an all-around machine to carry me through my various workflows. Since that time, my home studio has taken off and I’ve been working with a lot more clients. It was on my radar to purchase a nicer desktop that would help me future proof a little better, because LPX (and a few other pieces of my workflow) had begun to start seriously chugging.
Then I met with a client last week, and my nightmare occurred: they spilled water on my MacBook Pro. It’s so old that it’s basically beyond repair, and because of this, I don’t think the client is going to compensate me for the full value of replacing the broken device with one that will do everything I need to. They have agreed to chip in some, but I don’t think it’s going to be a whole lot. With that in mind, my timeline for getting a new device has moved up. I haven’t had the chance to sit down and do a bunch of research on it, so I’m hoping you guys can weigh in.
I’ve been looking at several different options and evaluating my needs, and I think the best-case scenario (albeit one of the more expensive ones) for me in the long run is to switch over from a MacBook to a Mac Studio, and then snag one of the new iPads so I can stay mobile. I wouldn’t have a fully portable workhorse of a computer, but since the majority of my work takes place in the studio, I think this is probably fine, especially if I supplement it with an iPad for the rare instances of offsite recording (it does happen from time to time)z
I have a few questions about this, though; if you guys have answers for any of them, please feel free to share!
  1. Mac Studios currently available have the M2 Pro and M2 Ultra available, whereas the MacBook Pros available now have a base-level M3. It seems that the maxed out M2 might have a higher ceiling than the base model M3? But I’m having a hard time discerning a clear answer. Can anyone speak to the efficiency differences?
  2. I think it’s reasonable to expect about a decade’s worth of use out of a computer? So I’m aiming to purchase a machine that will be somewhat future-proof until the next major advancement. Given the age of the M2 chip, is there any reason to expect that it will date itself more quickly than a device with an M3? Is that something I need to be concerned about?
  3. I’m still undecided on how much unified memory I want, but given my hopes of running many complex projects for multiple clients at once, combined with the other workflows I have for my personal life and my other job, I’ve been looking at picking up 64GB of memory, rather than the 32GN that the Studio has on its base level. Is this a fair amount? I don’t want to overkill, but I want to be set up to have this machine last a long time with (hopefully) little to no issues.
  4. Storage is always a factor to consider. I make it a habit to purchase external drives pretty regularly and back up my projects often, but it’s always nice to be able to operate without having to shuffle files around too much. If I’m honest, I think the 512GB of storage that comes with the base model of the Mac Studio is probably fine, but as my business continues to grow, I don’t want to have as much worry about storing things as much as I do right now. I’ve also read that the 1TB SSD split its file storage between four quadrants of the SSD, whereas the 512GB can only split it between two. It seems that splitting it four ways would help make certain workflows operate a bit more efficiently and that only having two might have the inverse effect. I’ve read a few articles on this, but this isn’t my area of expertise. Does anyone have any experience here?
  5. Finally, the age-old tech question: if I purchase this computer now, well, I regret it in a few months if the new model drops? It seems that Apple’s desktops are due for an upgrade, especially with the M4 chip dropping with the new iPad while the Mac Studio continues to run on M2s. Obviously, nothing has been confirmed about a new generation of Macs being slated for release, but can’t help but wonder if a release is right around the corner. I know it’s a longshot and it might not even change my scenario because I need a device quickly, but I’m curious if anyone has heard any information on this.
If you made it this far, thank you so much for reading, I know I ask a lot of questions and might be overthinking this, but I want to make a wise decision about how I spend my money, especially with how much these new devices will cost. TIA for your input!
submitted by xXmetalman695Xx to LogicPro [link] [comments]


2024.05.15 17:07 Mysterious_Singer811 "60% in PCM is harder than 90% in arts" debate.

Never in my life, have I ever heard an actually good student say that. Those of my friends who took pcm/b because that's what they were genuinely good at, thrived in what they did.
Its not so much streams as it is the difference between board exams and competitive exams. Here, we can all agree one is tougher.
But when I hear someone repeatedly and unwaveringly insist that "trust me bro pcm is so hard", "humanities/commerce wale nahi samjoge", it makes me wonder, if you find it so damn difficult then did you ever ask yourself, "maybe it isn't for me?"
Rather than demeaning others, ask yourself why you're doing something you hate. And I have actually heard jokers say that taking pcm in itself is an achievement (While they are failing). Now is it really?
Look if you are doing something under social pressure or because you are so narrow minded that you think picking something that actually interests you will make you less worthy of respect, then that is your lack.
I have scored 96% in humanities and my friends in PCM/PCB streams have done equally well. Because we actually worked. I'm sick of hearing lazy folks, who sit around complaining all day like this, tell me that my hard work was less worthy. Those who don't put in the work will fail everywhere.
There were people failing in my class in humanities, and a surprising number. Even though they were all very bright kids. But what seemed like a bunch of jargon to them, made sense to some others.
So it all depends on your interest and aptitude. If putting others down is the only thing in your life that makes you worth anything, you are pathetic. Those who are actually working hard will never feel the need to spend time demeaning others. Comparing two completely different things just to make excuses for yourself is redundant.
Its even more sad to hear 17-18 year old teenagers have such a backward mindset. Its a failure of society as a whole that it continues create generations of parents who will pressurise and belittle their own kids the same way their parents treated them.
submitted by Mysterious_Singer811 to CBSE [link] [comments]


2024.05.15 17:04 okiwent1 25M, Self Service Developer

25M, Self Service Developer
25M, Self Service Developer
2017 - Worked at a local hospital, went to school. Had to leave due to onset of seizures. 2018 - Went back working at the hospital, moved to a different department, make $15.50 an hour. 2019 - Got EMT-B license, moved onto a local company, went full time at a community college while still living at home. 2020 - Transferred to a state college, 3 months in COVID happened. Lived in my grandparents home while I finished up my semester. Worked on a COVID response team then some testing centers with my EMS company. Was PERDIEM and could p/u whatever hours as long as I fulfilled 32-hours a month. I would work 32 hours in one week at the ending of one month, then the beginning of the other. Then I would have 5 weeks off. No bills, responsibilities. Spent my time playing World of Warcraft 16+ hours a day. Most depressed I'd ever been in my life. 2021 - Was able to move back to school and work in the testing center. By doing this, I received free housing (a 1B1Bath townhouse) along with 3 free meals a day as well as free parking. I did not have a roommate. The only thing I needed to do was take a minimum of 6 credits during the regular semester. This lasted until the summer of 2022. Met a lot of great people and made some connections that would help me out later on. I also started working in the ER at a local hospital as well as a local EMS company. 2022 - Didn't continue taking college classes. Continued working at a local hospital, this time they were offering bonus ($25/hr) on top of my regular pay for any shifts that you picked up. The thing is, I was per-diem, so every shift I worked was a p/u shift. I HATED this job. I was so miserable. I would start work at 0300 and end at 1900 4 days a week. I would then (once a week) work my overnight shift at the local EMS company. I started looking for another job, and eventually found and landed one at a medical startup in the summer of 2022. It was originally a hybrid position but if you worked overtime ( I always worked overtime) you could work from home. Left the hospital in the fall and the EMS company in the winter of 2022. 2023 - Continued working at the startup, I was promoted within 6 months, switched to a different shift, and became fully remote. Worked on countless projects and helped provide a unique perspective from my past experiences. Also worked very closely with our customers and their clinical teams and grew my relationships with them significantly. 2024 - I landed a job (developer with low code/ no code application) in our product division. Switched from an hourly to salary position. I'm on track to make about $90,000 this year. I didn't really enjoy working all of those hours to make what I did in 2023 and wanted a change. This new position has opened me up to a whole new world. I'm learning so many valuable lessons within product development, coding/programming, development, IT, etc. I really hope this new position helps me learn as much as possible and be able to work on more intense projects, and hopefully help me land a higher position. I now live with my girlfriend in a MCOL area. I haven’t gone back to college. I was almost a Junior with the amount of credits I had, but I needed to get out of my living situation after I moved from the free housing the school offered. I don't really know what my plan is but I really would like to hold a degree one day. Currently, I am focused on learning everything I possible can within this new position and am trying to be part of as many different projects as possible. I have a great support system now, amazing mentors, new friends and a better outlook on life. I will never forget how miserable I was back in 2021, and will always use that as a reason to keep trying and moving forward. It's amazing to look back and see just how far I've come even without a degree.
submitted by okiwent1 to Salary [link] [comments]


2024.05.15 17:03 felixerikaa I (22F) found out I’m not related to my dad (57M)

I’ve never been the best storyteller, so bare with. TLDR is at the bottom for people who want to get it over with.
I (22F) had a decent upbringing, both parents (57M and 52F) present, a roof over my head, food on the table, private education, etc etc those things can be ticked off. But inside the house those family dynamics were always pretty strained from my earliest memories. With both parents having their fair share of trauma, it had to carry into their kids’ lives somehow. The untreated mental health from a young age, lack of self-awareness/accountability, both parents turning a blind eye to the easy signs that your kid’s a little fucked in the head definitely wasn’t on the agenda of family things to discuss at the dinner table.
My parents were and are very much in love, you’d see the unity between them instantly. And they got together quite late for their generation, generally speaking - late 20s and early 30s. And so, it’s always been the story that I’ve been told and as far as anyone else in our extended family was concerned: my parents met, fell in love hard and fast, had me, my mum moved countries for my dad when he got a new job, and shortly got married after. Ironic given I grew up catholic so the whole ‘having a child out of wedlock is forbidden and a gateway to hell’ was confusing when you know this their story for me off by heart.
Growing up, I never looked like my dad. I need to preface I’m mixed - mum’s Asian and dad’s stereotypical white man from the UK. I know how genetics work, had a pretty good grasp of the concept when I was younger. Now it’s things like, I don’t have my dad’s nose, his hair, his face shape, I just looked like my mum and some distorted other features I could never see my dad when I looked in the mirror. As a kid, they just explained as genes and that my mum’s was stronger so I just ended up looking exactly like her and I just ended up with my dad’s small ears (Please, I cannot believe I was so gullible to think that the only thing I got from my dad was his goddamn ears). I just never questioned the lack of my dad in me when I looked at myself, why would my parents lie about that? Also, I never had a reason growing up to care about whether I looked like my dad. There were a lot of mixed kids like me in my area so it was a similar boat and I had somewhat (and I say this lightly) of a support system to reassure me that this is all normal.
But there gets to an age where you feel things shift, and society is perceiving you a type of way now, the mixed kids identity crisis, the lack of belonging and blah blah blach. But my parents wouldn’t lie to me? Sure, they’ve fucked up in a few areas of parenting and let me down as an individual, but it’s fine because therapy, because life lessons of knowing that parents fuck up and you can forgive them or not. But back to the point, this is my parentage - they wouldn’t lie, right?
When this came about, I was on pretty okay terms with my parents. I had left a family holiday that I was on with them a bit earlier due to work, so they were still on holiday when I got the message. A few days after landing, I was in the gym minding my business and doom-scrolling. Alas, I’ll check LinkedIn. Check the requests from non-connections. And here this mother-bald headed-fucker was - this massive spiel of ‘I miss you’, ‘I haven’t stopped trying to see you’ and one fucking Darth Vader move later, “felixerikaa, I’m your father”.
There it is, asked the guy a few questions. Security questions like he’s at a fucking bank, if you will. And everything checks out, what he knows, how he knows, and what the guy looks like. Here I thought I was my mother’s daughter, but I am my bio dad’s daughter through and through - in appearance only personality, we’ll never know. My parents are none the wiser of this guy reaching out, so imagine their surprise when I’m sat on FaceTime with them when they’re 3000miles away and I’m trying to find out if this guy is legit. And after being iced out for the rest of their holiday, I get a “Yes, he is! But he isn’t your dad, he’s not the one that raised you so it doesn’t matter”.
And she’s right. It doesn’t matter.
I don’t know how to end this but to the curious folks that want to know what happened after, not much, I blocked bio dad. And I’ve been slowly working on a fruitful relationship with my parents, the ones that have been there since day 1.
TLDR: Had a late night gym sesh with my bestie, got a few messages from some bald guy on LinkedIn claiming he knows me, misses me and he’s my dad. Ask my parents, to confirm it’s real. It is. Blocked.
Thanks for reading if you made it this far.
submitted by felixerikaa to TrueOffMyChest [link] [comments]


2024.05.15 17:03 SituationContent5338 My dad is very concerned over my future with my partner.

My partner and I have been together for over eight years. We are both 30.
We were initially supposed to get married back in 2020, but with the pandemic and all, we postponed it and life happened. I ended up focusing more on my career and wanted to save more money. My fiancé had three long term jobs in between, and then two seasonal jobs more recently. At first my dad constantly vocalized how he could do so much better because he does find him to be very smart and capable. My fiancé on the other hand doesn't care about going to school, not even for a trade. He's more on the artistic side of things and is more somebody who will get whatever job and try to do his creative stuff on the side. The other issue is how he didn't have a license, but he has worked up to that despite not having a car of his own (can't afford insurance right now which is understandable)
I understand where they are both coming from and I've tried to reason with them both for so long. At this point I am desensitized but a part of me just wants nothing to do with either of them. No matter how much I try to put up a boundary with my father I'll get a lecture once a month, or every other month, about how I shouldn't give my time to someone who doesn't have a stable job. When I talk to my fiancé about this we've come to the conclusion that even when he did have his previous jobs and moved up in management, my father still complained and regardless of it all, my dad will have something to complain about. I also find that the "internet" or the traditional way of things is what tends to convince my mind that my fiancé is supposed to do more. This whole "your partner should never go 50/50, you deserve to be treated like a princess, etc" can cloud my judgment over my fiancé a bit. Obviously it would be nice if he is the one that can pick me up and take us places sometimes, or have him cover the bill because he does have a job and can afford to do so.
Right now he got laid off and has been applying for jobs ever since with constant rejections, assuming because of the job market. I hope this is a lesson for him to start taking things into more consideration when stuff like this happens, but I also know that this is a man who doesn't like Western culture, doesn't really care about how much money he brings to the table or what kind of job he gets. My fiancé CAN work hard, but doesn't have the hustle mentality. My man wants a career doing what he loves, not the typical 9-5 career, but he understand that he needs money to survive.
Yes, I am admitting it would be easier if he saw things in a slightly more different lens, but it isn't who he is and I am no longer trying to worry about a grown man. I am over here still trying to work on myself and get into Nursing school. That will be the main thing I'll be thinking about and nothing else. I literally can't pour my energy into this but here I am, stressed and angry because I am over this back and forth. Has anyone ever dealt with something like this and have any advice for me?
submitted by SituationContent5338 to u/SituationContent5338 [link] [comments]


2024.05.15 17:01 AmphibianFluid6425 video idea for hbomber guy (triggerwarning nazi propaganda, racism and lies)

video idea for hbomber guy (triggerwarning nazi propaganda, racism and lies)
tldr: Robert sepehr a fake anthropologist but real nazi (not an actual anthropologist just a undergrade diploma but he pretend he is ) lies and spread misinformation on on human anthropology to spread nazi racist propaganda. He is getting massive amount of engagement and influence on youtube and X , much more than any real anthropologist on these platforms. all of it for money.
First of all sorry for the lingustic mistakes i'm not an english native and i'm still learning, it may be a little difficult but it's worth the shot i promise.
I hope Hbomberguy see this, because it's actual fucking scary what's happening right now, and I belive it need coverage, It would be for the public good and it is really fitting for Hbomb type of video. This make me think a lot about a mix between the the Tommy tallarico case, and the vaxin lying guy, but you had nazi and racism in it.
It spreading a lot, I see all the time people on linking his videos taking it as face values, under scientific posts. Making racist memes with tens of thousands of likes from his "researches" (he never conducted any scientific research in his life, made it up by twisting other people studies to fit his eurocentrist narrative; and every single anthropologist think he is a clown)
https://preview.redd.it/99mkwmatvl0d1.png?width=1440&format=png&auto=webp&s=fcb4a2ebe576290ce2a642b78fdcfc727a9ace67
All these people take their sources directly from sepehr, these "studies do not exist anywhere" You can find why it's an obvious lie, because homo erectus and habilis didnt even coexist with what is today consider as the subsarian african group. 'black people" only apeared 55K years ago when human groups (white black asian, arab etc) diverged, before that every human race were the same group. and homo abilis and erectus respectively disapeared 120k years and 1.6 millions years ago. matematically black people and these species didnt even possibly live together. No studies worldwide ever said that. if there was breeding it's likely with an nehandertal and denisovans equivalent just like how europeans asian and middle east did.
https://preview.redd.it/ag2dh2tnsl0d1.png?width=714&format=png&auto=webp&s=c1fe4c0804e2501f9bfc36ff1829505c9f4ec1fd
I will explain all I know.
Robert sepehr is a far right neo nazi youtuber, making content which sole purpose is to promote a certain white supremacy agenda, and denigrate non white and particularly african people.
https://preview.redd.it/io1xg9cx4l0d1.png?width=1822&format=png&auto=webp&s=4907ee9bb31acaf1a31b63acaa3e78dd1a17bbd5
don't belive me on the neo-nazi part? just a regular racist?
he also have a book company,
here is his book company logo and comparision to something else, he also use the term aryan a lot in either his book and videos, and have a lot of respect and talk about nazis a lot.
https://preview.redd.it/mj5qhmj66l0d1.png?width=1440&format=png&auto=webp&s=32fb6edc24875d34acf92b508539d6c875e8c76b
His business model is pretty simple, he start a video with a certain goal, and he use documentaries, books, researches papers, and butcher it, lies and use fake evidences to fit a racist narrative he premaid.
The most notorious exemple of him, is his videos on the out of africa model,
The out of africa theory state that all current human life came from africa, and we all descent from a group of individual residing there around 100k years ago, and spread trough the planet afterward trough migrations.
https://preview.redd.it/d43kdkmt7l0d1.png?width=2493&format=png&auto=webp&s=3e75c6c210dfa917b039ade5f2b6ac30f3602b2a
In the scientifical world there is no debat around this, this is an evidence. If we retrace our earliest common ancestor trough basically any means (dna, mithocondry, humanoid fossiles) it's pretty clear, and obvious, it's the bases of basically anything anthropology related. studied in universities, every single map, researchs papers use it. It's like the pytaghore theorem for math but in anthropology.
The neo nazis AND sepehr despise this theory. It would mean that africa is the mother continent, and 100k years ago we were all "black" with dark skin and kinky hair, white skin is a mutation that happenned later on. I can't exactly comprehend why but cognitively they can't accept it, if you say to a 4chan chud that we all came from africa and are all brothers he will freak out try to kill you, and link you to a sepehr video.
Robert has made many videos on the subject which are all filled with lies.
His theory, is that humans all came from a superior aryan race with blond hair and blue eyes from atlantis, (atlantis dont exist) 40k years ago, and spread trough the world to share their aryan dna, a section of them spreaded in africa and breeded with primitive archaic monkey like species like homo erectus and habilis creating an hybrid specy which are now current sub saharian people. (which he consider to be a primitive inferior race), and stayed relatively pure for europe and had a little nehandertal admixture.
I barely exagerated. this is what he belive resumated, this sound ridiculous, but his strategy is to spread it out on an hour long video, filling it with modified sources and lies to convince you. none of it is true, and his following are loving it.
https://preview.redd.it/1cgr7evccl0d1.png?width=1644&format=png&auto=webp&s=1b09d1c62f1972d84ab7ee4b81b8864e6aa2aea4
https://preview.redd.it/mw4qw2nicl0d1.png?width=1660&format=png&auto=webp&s=b0b6081ad1bee019596150781656e7630b0b839a
To make it clear this is all bullshit, it's not based on anything, there isnt a single scientific proof, fossils, research paper backing him up, and there is overwhelming amount of evidence disproving him. he made it all up. and you say this to an actual antropologist he will laugh to your face. But to a neo nazi and insecure white people this is a goldmine.
And real antropologists knows it, he is a scammer. there is Tons of videos debunking him online from real proffesionals, i encourage you to go watch them.
https://preview.redd.it/1f4aehlehl0d1.png?width=1292&format=png&auto=webp&s=c1afb0a65a50a7a325002870d02deee1690acaf1
First thing first, Atlantis doesnt exist.
second
white skin, blue eyes and blond hair are a human mutations that all happenned les than 20k years ago
https://preview.redd.it/x3qii5pjdl0d1.png?width=775&format=png&auto=webp&s=54d7fb06dde80a57251fdf1fd37ccae63b04e534
It's just phisically impossible for an aryan race to exist and spread their genes trough the planet. hundred of thousands of years ago if these features happenned 50k years later.
Third even if his "superior aryan" race existed It's impossible for them to breed with the monkey like specy like he said homo erectus, and homo habilis because these species didnt coexist with black people, they were extinct way before the black and white "race" diverged either in his fictional scenario, or in real life.
https://preview.redd.it/a2pq94agil0d1.png?width=723&format=png&auto=webp&s=5038f3b5fe7373454d83fafe5454a777df434dfc
https://preview.redd.it/gz3a5rt7il0d1.png?width=803&format=png&auto=webp&s=16b76c2b03ee69e776a7e792eb4e7812eb7ab55e
https://preview.redd.it/1vflalkyhl0d1.png?width=1217&format=png&auto=webp&s=e8ea79319b6d9cd7d2b28fbe79c270d1ac3e404a
What's making this even funnier is that the real archeologist which he based his whole argumentary about saw his video, and the "source" completely disagree and thinks his videos are awful. So even his sources think he is a liar and retweet videos debunking him and calling him a scammer grifter. .NO anthropologists even right wing in the world belive this white nationalist crap.
https://preview.redd.it/xa1dotucjl0d1.png?width=1642&format=png&auto=webp&s=62bff7dd40650c772f22b2cff10e7cd029acef96
https://preview.redd.it/vt1gtvqijl0d1.png?width=515&format=png&auto=webp&s=43535892780697bae428d8eccd20ff297b09cd2e
He also run away from debate, he refuse to talk about his findings with any other antropologist, he jsut block them and run away. He litterallty blocked every single anthropologist on twitter, i'm not even jokinh. he have never ever had a debate with anyone. which should be normal if you tHInk you have made some great discovery on humanity.
https://preview.redd.it/oyvmf2ksol0d1.png?width=610&format=png&auto=webp&s=c9f196bfd847c94a8376869dff7dee5a817a14c7
He also lie about history white washing it, the famous mansa musa richest man in existence at the head of the great mali empire, a black malian man, famous worldwide, described as a dark skin man from every books on him. along Sepehr, he is white european with blue eyes. because only white people can do good things., and blacks are inferior EVERYONE Knows it right. the jews have modified history to promote white erasure and afrocentrism and anti white racism.
https://preview.redd.it/gndz9zxzjl0d1.png?width=1671&format=png&auto=webp&s=ad404d2350780fba7fdf136269dd4a913fa38b91
The king of axum, in ancient ethiopia who was the first to convert to christianism, and home to the oldest bible in the world, described as an ethiopian man phenotipically and in art. Along Sepehr he is an aryan white european man with blue eyes. the jews have modified history to promote white erasure and afrocentrism and anti white racism.
https://preview.redd.it/blxskvefkl0d1.png?width=1825&format=png&auto=webp&s=d3a4d3ac823dee7c4ba592b0b3810bba8734715e
The egyptians, recognized worldwide for their great contribution to history and humanity, along robert sepehr they werent black, they werent even egyptian but they were all white europeans with blue eyes, the slaves and servants were brown and black people. and the rulling cast were aryan with blond hair and blue eyes. the jews have modified history to promote white erasure and afrocentrism and anti white racism.
https://preview.redd.it/fl6uiiprkl0d1.png?width=1764&format=png&auto=webp&s=2bc134b31a781e072cc8e1c733ade8fb6a8ce8d7
Ghengis kans, and all the other asian empires, you think they were asians? absolutely not,
Along robert speehr they were white aryan with blue eyes, the jews have modified history to promote white erasure and afrocentrism and anti white racism.
https://preview.redd.it/n3l6e2jbll0d1.png?width=1661&format=png&auto=webp&s=1c423a71c3c3da8a567baa0c6014a892a789ea4c
And i can go on and on and on, all his videos are like that.
Also he is not a real antropologist. he has no antropolgy degree whatsoever, he is a narcissist and if he had one he would flex it everyday
Also, he is not a real anthropologist. He only holds a Bachelor of Arts. that's an undergraduate degree, he is no expert at all, this degreeprovides a broad, liberal arts education with a focus on, but it does not signify expertise or extensive research in the field. He has never conducted or published any legitimate studies in anthropology just lied on previously done studies, and his claims are not supported by a single scientific community in fact they laughing at him and criticising him, many have rejected his "work" due to its lack of credibility and scientific rigor. A true anthropologist engages in rigorous research, peer-reviewed publications, and contributes to the academic community, none of which he has done. Therefore, his degree does not qualify him to make authoritative statements on anthropology, nor claim to be an "anthropologist" especially when used to promote white supremacist views. His misuse of this degree to spread misinformation highlights his lack of qualifications and credibility in the field.
https://preview.redd.it/5zrd00b9pl0d1.png?width=1332&format=png&auto=webp&s=c8a3cf64d3a54a384f9199cb93c1567db3138814
Also this business make him a lot of money, like tens of thousands a months and he is deliberately lying, for money, he know he is a liar he is . I'm tired of typing maybe i will elaborate on that further if someone ask me.
I'm not as good for investigation as hbomberguy, he is a really smart and ingeniuous dude, I litterally googled stuffs and it was enough to debunk him, i'm sure HBOMB will find much much more than i do if he wants to. This man isnt alright.
submitted by AmphibianFluid6425 to hbomberguy [link] [comments]


2024.05.15 17:01 Slippery_Williams Easy to use mindgame bloodlust Freddy build

Addons are the block for killer instinct on teleport and dream pallets with aura reads
Chase survivors into loops, never respecting pallets and either get the hit or take the bonk. Only replace pallets that get dropped to keep things simple
Run survivors into dead zones or loops, preferably where you left a pallet and using bamboozle when needed, basically you can just switch your brain off and keep building that bloodlust until they drop the pallet, real or fake or get trapped by a bamboozled vault
Logically you might think dream pallets are usesless against swfs, but I’ve downed multiple level 100s doing this as the best loopers screw up and drop one eventually if you keep replacing the reals and fakes in the same spot and not spamming them. Even if they drop it on purpose you get an aura read on them which helps later
Also you want to chase them towards generators so you can teleport and immediately carry on the chase with killer instinct. If you time it right they are still looking behind them and you get a feee hit
When you hook someone, start teleporting and walking towards the gen they are working on thanks to thrilling tremors
Only commit to the teleport if DMS doesn’t pop or only pops at the last second. This means they stayed on or didn’t run soon enough to make distance (mindbreaker might be good insurance to stop a sprint burst)
If dms pops early, stop the teleport and walk over. You hopefully can ambush them as they run from the gen and if you don’t see them you at least slowed the game down
If you can’t find anyone just patrol gens like a normal killer. Maybe teleport to a far away one until you find someone
This is a really fun playstyle and is very autopilot friendly. It punishes textbook looping and takes all the guesswork out of mindgames, plus, tricking them with fake pallets and trapping them with blocked vaults is so on brand for Freddy and really amusing
submitted by Slippery_Williams to deadbydaylight [link] [comments]


2024.05.15 17:01 qrzychu69 Is it really worth it part 2

So, some time ago I made this post: https://www.reddit.com/vim/comments/1abf0uc/is_it_really_worth_it/
I am happy to report back that I kept vim mode in Rider, and now I kind of cannot imagine living without it.
TLDR: It's awesome, some quirks can be configured away, but it's mostly worth it.
I made a lot of progres, which also includes plugins for the vim mode - yes, there are plugins :D
For anybody wondering, once you move past the stage where you have to think about which mode you are in, what key is optimal to go to this place etc - you just think it and it just happens.
Cannot live without the kjump plugin, which is inspired by easymotion - leader leader w and every word on the screed gets an id you can jump to. It's awesome. It also has go to line mode, where every line gets a label instead of words, VERY usefull.
I still get frustrated by how the registers work at times, but I just learned to do "ad or "das and then "ap to paste. It's serves as a named clipboard history.
However, I have the following in my .vimrc:
 nnoremap d "_d nnoremap x "_x nnoremap r "_r 
It means that the small deletes don't overwrite my default buffer, and to "cut" instead of delete I have to specify a register. This made my flow a lot less worrysome.
I am still salty that if use line visual mode to copy a full line, it pastes as a new line. So you have to this funny dance with breaking the line you are in, pasting, line up, and ctrl+j to merge them together if you want to paste it in the middle of something.
I also have the following:
map  (MoveLineDown) map  (MoveLineUp) map db (ActivateDatabaseToolWindow) map  ....... 
It's self explanatory, but VERY useful. Actualy, I find .vimrc to be my favourite way to use a shortcut to the IDE function that I cannot remember for some reason. Just add it here and the which-key plugin shows you all the options. It kinda sucks on an ultrawide screen, but works good enough.
I also tested out Harpooner, which is vim-mode plugin trying to emulate Harpoon, but I discovered that bookmarks which always go to the same place fit my flow way better. I also use "Recent files" function a lot in Rider, which has a fuzzy finder, and changes the order of the files like it's reading my mind. I don't neeed Harpoon.
Now, things to master next are macros - few days ago I had to edit 54 files and do one of 3 refactorings in each, which could be done by 3 macros quite easy in like 90% of cases. Still, with vim-mode and some Rider shortcuts I was able to do the whole thing without even moving my wrists! It felt awesome.
Also, why most tutorial skip the f/F and t/T movement?! This is the best thing! I sometimes find myself counting dots or commas, and undoing and retrying until I get it right. It's even kind of fun.
I still kept using ctrl+c and ctrl+v, and Rider makes sure to paste the text even in normal mode, which is just great.
I tried also switching fully to Neovim for our frontend, but it's just not good enough. The LSP for Vue is just meh compared to what Rider has to offer (which also uses the LSP, but adds WAY more). And the clipboard situation is still weird to me, plus, I don't really know how to make a new file from a template, so I will just stay in Rider.
However, to sum up, I am glad I stayed with vim-mode. It didn't make me a better programmer, but surely took away one hindrance between thinking about something and having it happen in the editor. It became natural to switch modes, use the different movements etc.
To anybody wondering - try it in your favourite IDE/editor. Map some IDE functions to vim commands, figure out the clipboard so it's less annoying and go for it.
At least try to use as many keyboard shortcuts as you can from your IDE.
If you can make for two months, it will stick and you will be happy.
I mean, as happy as programming can make you :D
submitted by qrzychu69 to vim [link] [comments]


2024.05.15 16:54 Suhland Helix Original - STL modular scenery Kickstarter

Hi everyone, a quick post to announce that a brand new decor system is in pre-launch. The Helix System is modular and can adapt to many games and styles: wargames, RPGs, outdoor and indoor scenery.
It's an all-in-one concept dedicated to FDM printing, allowing you to play most of your favorite games with the same elements. This Kickstarter marks the beginning of a whole range. If it succeeds, many add-ons and variations are already planned for the months to come. It's a one-man army project that needs your support.
Find the pre-launch link below to be notified when it starts (before the end of May). Also, check out our Instagram for a sneak peek at what it looks like in real life.
Thank you all, and see you soon!
https://preview.redd.it/dbfps6cvsl0d1.jpg?width=1920&format=pjpg&auto=webp&s=bcac6db59f742882160454e3300e9d8df08e9662
https://www.kickstarter.com/projects/suhland-workshop/helix-original
https://www.instagram.com/suhland_workshop/
submitted by Suhland to DnD [link] [comments]


2024.05.15 16:50 danniparanormal My mom makes me super anxious

This is something I've been dealing with for awhile now, and it is only getting worse as my mom gets older. I'll have to give you a little bit of background information so you get the full context of the situation. In no way is the post bashing religion or any individual's personal beliefs.
My mom is a very religious woman who has been a Christian her whole life. She went to Catholic school for a time when she was younger, and she even had some problems there because Catholicism and Christianity don't line up exactly. I don't recall her ever mentioning going to church with her family when she was younger, but their family was a Christian family. When my mom married my dad, she became Presbyterian and from a young age, I recall going to the Presbyterian church with my family, a church I had no problems with. When my parents divorced, we stopped going to that church and my uncle got my mom to come to the Baptist church. Here's where the problems begin.
For one thing, I was terrified of this church from the first time we went. This was so different from the Presbyterian church. The Baptist preacher screamed and yelled at the pulpit, said you were going to hell for this thing and that, talked about how the devil had a hand in our lives that we didn't even realize (like telling lies, not going to church, being late to church, working too much etc). I was still really young and impressionable, and I was also young enough that I could get away with staying in the nursery for most of the sermons. So any chance I got, I was in the nursery because I was afraid. But sometimes, the nursery wasn't available, or the nursery lady wasn't there, or my mom would make me come in with her or the pastor would have all the kids come to the sermons anyway.
My mom went any time she could to this church, but since the divorce, she had to work a lot more, so we couldn't always make it. She had 2 kids to support. But that didn't stop the pastor from having conversations with her about how the devil was making her work when she should be at church. And my mom took this pretty seriously. So she tried to be there as much as possible. I won't get into how bad the church actually got, because this is about how my mom makes me anxious.
My mom would often reference things the pastor said in church. And she'd often be talking to me when she did so. And soon it would evolve into talking about the rapture or 'end of times. ' As she's gotten older is gotten worse and this is a topic that makes me especially anxious. She says she just wants me to 'be prepared' and stuff. Since her diagnosis of kidney disease, it's escalated even more. Every event, every storm is a sign of the end times now and she tells me all about it. I've tried over and over to tell her how much anxiety it causes me to talk about the end of the world, but she gets mad at me for either saying 'she's not allowed to talk about what's on her mind' or that I'm 'burying my head in the sand.' We can never agree on a neutral topic to talk about, because the only other thing she wants to talk about is politics, which I hate. I'm 32 years old now and she's still trying to tell me what to do; go to church, read my Bible, get rid of your Halloween decorations (i love Halloween and have them up year round, they make me happy) become a nurse, go back to school, etc. I know some of it is just regular mom shit, but why is my mom obsessed with the end of the world? How do I tell her to stop this one and for all? I love her and I need her in my life, but I need my actual mom, not this fearmongerer.
submitted by danniparanormal to Anxiety [link] [comments]


2024.05.15 16:48 sohurt102938 How do you grieve someone who isn’t dead?

My sister has what we think is onset schizophrenia, or some mental disorder. She started having delusions and hallucinations since 2019 since her relationship with her extremely abusive boyfriend. It seemed to click a light switch in her. Some of the current delusions have to do with my family and how we are evil pedophiles and evil demonic people. Her delusions and coherency got better during her pregnancies but a year after her last pregnancy she ran away from our house last year with my niece and nephew.
She lived with us with her babies for two years where we helped raise them because she was struggling. I have a lot of sympathy for my sister because I know a good amount of what she went through with the guy but feel a lot of anger at this point. I am angry she never decided to go into treatment and let it get this bad, I am angry the courts think it’s safe for her kids to stay with her even though it constantly feels like she’s having some sort of break and on the edge of doing something stupid, I am angry my relationship with my niece and nephew are severed and being replaced with a fake memory of what is actually was.
But most of all it hurts me how it feels like I will never get my little sister back and the relationship we had. She was bright, witty, smart, and one of my favorite people. I love my sister. I always envisioned us accomplishing our big dreams and growing old together and causing mischief. She would have been the bridesmaid at my wedding and I wanted all of those stupid experiences with her.
It seems, up to now, she truly believes everything she deludes and it just becomes part of her fake memories. So I just have to live with the fact that my niece and nephew will grow up thinking that I am a evil pedophile and that our family is evil when it couldn’t be further from the truth.
It hurts because I truly feel confident in saying that I tried my best to be the best sister and auntie to those kids and those experiences seem like they disappeared into the abyss and feel like just a dream to me. I want to just shake my sister and tell her to wake up and come back. I’m angry at mental illness, I’m angry that she continued doing weed because it made everything worse for her, I’m angry at myself that I stopped living my life the past years to help her in any way, I’m angry at the kids father for hurting her that bad that she felt she needed to numb herself to that extent.
At this point my entire family has to move on and continue living their lives. How do you move on knowing your sibling is still alive and they believe you are evil? Also with the fear that anything could happen and she could kill herself or her kids and there’s absolutely nothing you can do about it?
My fiancé thinks it’s extreme in a way but my brain has started to think of them as deceased at this point. I want to grieve this in a healthy way and I don’t know how. It’s such a wild, complicated situation. I just need to put this aside, being as we’ve been told there is nothing we can do, and start living my life for myself again.
I also wanted to know if there was anyone out there who dealt with anything similar with the mental health of a family member and what your journey was with processing all of it. I’ll talk to my therapist tomorrow about all of this but just wanted to vent and maybe talk to people in a similar situation in the meantime. Life is freaking hard and I can’t stop crying.
submitted by sohurt102938 to GriefSupport [link] [comments]


2024.05.15 16:44 FockCucker Most accurate BITSAT 2024 Prediction + much more [OC]

Most accurate BITSAT 2024 Prediction + much more [OC]
pre-writing opinions: Reddit's markdown support sucks ass, no LaTeX and no mermaid support, fuck u/spez

Disclaimer:

LONG READ. These are predicted and the opinions and results may vary for every individual, gaali mat bakna, mai thoda weak ho rakha hu abhi. Although I am pretty confident about what I found, but still, DO NOT BLINDLY BELIEVE EVERYTHING YOU SEE , you are only allowed to take notes of what could happen.

Table of Contents

  1. 5 Year score v/s cutoff v/s no. of applicants v/s seats available comparison
  2. Projected scores required for 2024
  3. Fee details broken down w/ projected costs of living, hostels and mess charges and miscellaneous
  4. Should you join it?
  5. Toughness of the courses offered
  6. What courses to take <-- needs personal introspection
  7. My remarks and need for amateur developers.

5 Years' scores detailed review

BITSAT has always seen large number of candidates giving their exams. I used 3 different regression methods for finding the projected number of candidates scoring 88% and above in BITSAT.
Here's the catch, BITSAT was of 450 marks before 2021, but I noticed a linear relation whatsoever for which some blogs claim was due to the ease of solving paper which was higher as of then.[1]
Projected number of candidates scoring >= 316 marks
Don't worry about how I plotted the graph, for the ease of viewing I used a calculative exaggeration method, while all the calculations being done on the raw data only.
Here, all the regressions have too much difference between them which throws off the ease of just averaging the three. Instead I used what is called the R-squared value to find an accurate follow-up projection for the number of candidates.
The R-squared value for the three are as follows:
R-squared values: Linear Regression: 0.8401621913740709 Polynomial Regression: 0.9161966003792115 Exponential Regression: 0.922505755755209 Projected next outcome using damped Exponential Regression: 15916.26589649187 

Cutoff Prediction

Now, the best part, cutoff prediction. Here, you need to know one more thing that all the campuses have a record of increasing the number of seats for their programs every year which has somehow worked a little to adjust to the 'population inflation' and has kept the numbers steady.
AAAAAANNNND, here comes the second issue, while looking at the seat matrices for BITS, the seats in all branches has remained the same since 2017 (increase in seats for CSE). (2018 for Goa campus).
ALTHOUGH, due to the addition of the new Mathematics and Computing course, it can have significant impact on the No. of seats v/s Cutoff debate
Seeing with the lowest marks required for joining B.Pharm at three campuses of BITS:
Cutoff v/s Candidates remained consistent till 2020
[2][3][4][5]
NOTE: some of you jhaatus will be paranoid about how the cutoff decreased with much higher candidates. It's due to increase in the number of seats due to the new MnC branch
NOTE 2: I am speculating about the predicted number of candidates, since, the popularity has seemingly exponentially increased due to youtuber bhaiyya didis.
Notice that I used a simple polynomial regression here due to having much simpler values for predicting the consecutive iterations.

Why I couldn't correctly predict for CSE

See, the choices of students during counselling is really complicated and after reviewing some previous year details and cutoff scores, I couldn't have a perfect idea about how the relationship is maintained. That's why I will need someone else with more free time to help me polish my code for predictions.
Anyways, here's the predicted cutoff for some branches using exponential regression:
Branch Pilani Campus Goa Campus Hyderabad Campus
CSE ~356 ~312 ~299
MnC* ~310-ish ~290-ish ~280-ish
ECE ~300 ~279 ~272
* no regression, only compared ratios with the cutoffs of IIT Roorkee (JoSSA 2023)

Broken Down Fee details and Costs of Living

With inflation and the enduring lust for money, the hostel charges are continuously being increased since a few years, here's the detailed breakdown for what I have observed.
Academic Year Semester fees (per sem) Hostel + mess + elec (per sem) + advance Summer term fee (whole) costs of living (projected and adjusted for inflation)
2019-20 1,78,000 22,900 + 15,000 62,300 ~10,000 (covid)
2020-21 1,99,000 24,150 + 15,000 69,900 ~27,000 (covid)
2021-22 2,18,500 25,550 + 15,000 78,000 <~50,000 (post-covid inflation)
2022-23 2,31,500 27,100 + 15,000 83,700 <~50,000
2023-24 (CURRENT) 2,51,000* 28,800 + 15,000* 87,900* <~55,000
* The fees are as per the archive since their webpage went down -> 2023-24 fee structure
The projected 4 year B.E. course price you have to pay would not exceed ~INR 27,55,000 /-
I am too lazy for finding projected for other courses.

Should you join it?

as a disclaimer, I am in no position to judge as I have lost hopes getting into BITS this year, since I have wasted a lot of money and seeing our house put of collateral for securing my admission into VIT I am in no way entitled to ask more money for second attempt from parents, but I can give you suggestions from what I've researched when I used to daydream about getting into BITS.
Overall Culture: when it comes to projects and teams, the students get highly competent, and after finding a good partner, you could go for numerous competitions like the Mars Rover Challenge (personal favourite), which needs skills from almost all branches inclusive of chemical and materials department. Which in turn also leads to better communicative skills and a top tier social life.
Imagine your parents get to see you with bunch of smart ass people just discussing about different stuff ranging from algorithms to spatial modelling of biological molecules, they will feel on top of the world.
Student life: I will not talk about the zero attendance policy nor about the strictness inside campus. Here, you NEED to have a control over yourself, drug peddling is quite common although no one talks about it, even at VIT Vellore, kids find a way to get that mind numbing puff. You will have an urge to just try it for once to find what is it for real, but DON'T. I guess I don't need to elaborate more.
Second, remember:
Darshane Punyam, Sparshane Paapam 
Look at all the chics, maybe even flirt with them under limits, but don't indulge in bad stuff since you already know how horny you really are.
Now, for a better part BITS hosts numerous fests varying from cultural to tech clubs, some of the highlighted as follows:
Type of Event Pilani Goa Hyderabad
Cultural Annual Oasis Waves Fervour, PEARLS(?)
MUNs BITSMUN ----- -----
Tech Annual APOGEE Quark ATMOS
Sports BITS Open Sports Meet (BOSM) Spree Arena
Entrepreneurial ----- Coalescence -----
Social Service ----- ----- IGNITE
Click on the campus names for detailed info about all the events.

Toughness @ BITS

doesn't need much of a warning, it's tough. Although, the first year will go on a cakewalk, same stuff for everyone to learn, you might have problems with the engineering physics and drawing classes** so be prepared. Maintaining 9+ GPA is really hard, you have work your arse off more than what you are doing right now.
Getting scholarships is on the tougher side too, you can manage to get 10% off by little work, but getting those sweet 80% waivers can be tough, you have to ace your quizzes and assignments.
By the 3rd year, you will start getting tensed about internships, their interviews, your GPA and finally your courses. You have to be ready and try to complete all the side courses (if any) by the end of the third year so you can focus more on placements the next year (only for low pointers).
That's all of what I've learnt and understood from the students, there are easier aspects too but only if you are actually smart and can do more work in much less of a timeframe.

What course should I take?

You need to introspect yourself before asking this question, many people say to follow your interest but it's not always practical.
You see, I have a friend who wants to become a physicist, and yet he isn't able to solve measly problems in physics which might need more brainpower, and even shitting himself on questions of nuclear physics when he wants to do research in that specific field. Not only about questions, he doesn't even properly know about how the Hadron Collider works, just spurts out some random Fission and Fusion chickenshit when asked about.
OK, you should totally give your interests a higher ground during the counselling but ask yourself if you are actually ready for what you have to learn for the next four years, probably even your whole life. Since, it's BITS you'll be able to adapt yourself, but always take caution before every choice you're going to fill in during choice filling. Don't embarrass yourself afterwards.
Here are few courses your might be interested in anyways:
Interests Skills Course recommendation
Computers, Maths, Hardware (JOB BIASED) Little bit of OOP, good statistical knowledge, knows how shit works Computer Science, Mathematics and Computing, Electronics and Communication, Electrical and Electronics
Physics, Building stuff, Likes to experiment (JOBS OR RESEARCH) Classical physics, mechanics, civil engineering stuff Mechanical, Electronics and Instrumentation, MSc Physics, Civil
chemistry chemistry chemistry
Maths, economics, next harshad mehta Maths (a little bit advanced is good), statistics, Economical and current affairs MSc Economics, MSc Mathematics
Biology, chemistry Biology, chemistry, (teeny weeny bit of Physics) B.Pharm, MSc Chemistry

My rants, remarks and opinions

Honestly, this was a ride and an escape for me to relieve a little bit of stress about how I was fcked this year. Denied EWS certificate, filed for an appeal, and no progress. Gave JEE as an OPEN candidate. Somehow got 10k rank in VITEEE, got cat 3 CSE, dad told me to leave no opportunities, now have to pay 4 lakhs tuition fee per annum, dad's income is 4 lakhs per annum. Took an educational loan from Indian Bank (13% interest + our house on collateral).
Called VIT, told me they will give a full refund if withdrawn before 11th September, but have to pay a cut of interest for the loan taken (did not specify how much). I am pretty sure they will be asking easily at 2-3 lakhs, unprepared for BITS after Nanu's death on 22nd April, (my VITEEE was on 24th), went with my mom to Kerala and back the next day and then again back to Kerala with dad and my 24 year old brother who has cerebral palsy. spent about 50k on the flight tickets alone. Wouldn't get BITS in the first attempt, afraid to register for 2nd.
Can't even commit suicide thinking about my brother, entitled school topper yesterday after results, teachers saying that I am not getting of what I am capable upto, really disappointed about me joining VIT instead of IITs (for god's sake).
Cousin sister told me to join her in Germany, (I've learnt german from her) but the living costs so high and the amount of stress my parents would have to take for this year has concerned me enough already. No one asks for this but please dm me, tell me your stories, it's nice to have someone around to talk shit.
Enough of rants, best of lucks to everyone
FOR AMATEUR DEVELOPERS OR INTERESTED IN DEVELOPING/RESEARCH
Since, this June and July are going to be an empty and un-exciting month for most of you, I need some amateur developers who can help me in building a college recommendation portal, which will help ease out the stresses students have to take while counselling and choice filling, I mean if not interested in joining some random dude and working your arse off, just take it as a recommendation for your next project :)
[1] Find the blog here for detailed scores from 2012
[2] BITSAT 2020 Cutoff scores
[3] BITSAT 2021 Cutoff Scores
[4] BITSAT 2022 Cutoff scores
[5] BITSAT 2023 Cutoff scores
This was a high effort post btw :) Thank you to the readers who read the whole thing
submitted by FockCucker to JEENEETards [link] [comments]


2024.05.15 16:44 Effective-Pumpkin-71 Controversial but I truly think this

I’m a 22F and have been extremely active and healthy my whole life. In order to go to college I needed the Covid shot. After that all my problems started. Within a month I got eczema on my eyes. Never have I ever had eczema before this. Within a couple months I got ibsd. I’ve lost 25 pounds without trying and I’m now underweight. My stomach always hurts and I don’t have health insurance so I’ve yet to go to the doctor. I think I maybe have uc. I plan on going to the doctor in a couple months (if I get approved for health insurance) if not I’ll still go accepting my fate of life long medical debt lol. But anyways I just hate this world sorry but I NEEDED TO INJECT MY BODY WITH A BRAND NEW BARELY TESTED SUBSTANCE IN ORDER TO ATTEND COLLEGE. you can’t tell me that’s not fucked up. Anyways gtg shit for the 6th time today. Thank you government:)
submitted by Effective-Pumpkin-71 to ibs [link] [comments]


2024.05.15 16:43 Jonathan-Zaleta 19[M4F] Germany/Europe Looking for LOML

Alright I get it, LOML? Is this guy insane at 19 really? Yes Hopefully my first relationship will be my only. So without further a due, here we go...
Introduction
Hi, my name is Jonathan. Nice too meet you. Im 19 originally from the US and my interest and what I am passionate about is running, gym, traveling, gaming, and anime. My goals and priorities in life are to gain experience with managing money and how it works and starting a business of my own, creating a family and watch as our kids grow up(cheesy I know), and having enough free time to enjoy it with the fam such as traveling and also pursueing passions of mine. This is the general gist about me.
Looks:
I will send you a picture and saying high just so you are aware of what I look like because I think both of the physical and mental aspects of attraction are equally important. I will describe myself here so you get a general idea of what your getting into I guess lol. Im a 6ft 1(185cm for Europeans), 142 lbs hispanic guy with glasses. Im a tall lanky dude is the gist of it.
Interests and Passions:
Loved running as a kid, loved it as a highschooler, and still love it now as an adult. Longistance is my favorite but hey I can do walks if youd like. Gym is good for me in the long run and I love the progression. Shred for summer am I right. I picked up a love for traveling when I first visited NYC when I was 18 and loved the though of exploring new places, recently picked up a side passion of traveling in the form of unplanned spontanious trips(sometimes). Now being in Europe I have the option to go to a whole different country in just a couple hours like what???? I always loved video games as a kid and still now although I have less and less time to play them. Some of my favorites are SQUAD, WARFRAME,LEAGUE OF LEGENDS and ESCAPE FROM TARKOV just to name some but games Ive loved in the past are APEX LEGENDS, ROCKET LEAGUE, RUST, COD BO, FORTNITE, and DAYZ. Love games :). Anime is definetly a big one for me. Been getting into manga more recently but some of my favorite anime have to be action like MHA, Death Note, AOT, Naruto, Demon Slayer but favorite one is by far ONE PIECE. I also like some other animes that arent action like Dr. Stone.
Goals in Life:
I want to be financially stable is the main gist and free up a lot of time for adventures like traveling with my family or my passions like anime running and video games. Learning about money is by far the best way to achieve that goal. I want to start a family eventually maybe in the late or mid 20s depending on my partner. Just something about being a father and experiencing that joy of having another little you running around and watching and mentoring them as they grow up and become successful is just something else really. To reiterate what I said in the first sentance about financial stability goal I would like to do so to free up time and focus more on fun things with the family and enjoying the short life we've got to the fullest experiencing as much as we can.
What Im looking for in terms of looks and personality:
Have at least some mutal interest. Preferably be at a healthy or normal BMI, so really no overweight(sounds fatphobic I know but its just what I prefer) ladies, dealbreaker. Be 18+ (I say this for the Europeans mostly cause US knows its 18+ or a case). Thats really it, dont really care about the size of your butt or chest. Some preferences that are not dealbreakers but bonus or brown ie points are short haired, short, gamer, or asian. Again not dealbreakers or anything but it is prefered. Dont be rude as well.
Alright thats the end thanks for reading this, care more about having a special someone that cares about me and is eager to talk to me or be romantic. Hopefully if you are in europe we can meet up after getting to know each other. Have a great day. PS. if you did come this far us this emoji🗣️ and DM me if you found me interesting or would like to talk.
submitted by Jonathan-Zaleta to ForeverAloneDating [link] [comments]


2024.05.15 16:43 radondude My Bladder Cancer Experience

I get a lot of messages asking about my cancer, so before I get to my story: I highly recommend visiting BCAN.org and asking to be paired up in their survivor to survivor program. Every diagnosis is different and the survivor to survivor program pairs you with someone with similar age, gender, and diagnosis, so you can ask all about their experience. I have enjoyed volunteering with the program and the newly diagnosed that I speak to seem to as well.
My story:
In March of 2020, I was diagnosed with Stage III muscle-invasive bladder cancer. Leading up to that diagnosis I had recurring episodes of extremely painful urination for nearly two years. Not a drop of blood in my urine. The episodes were becoming longer and more frequent. I had urgency and an extreme pain that had me calling out sick from work. It was pure misery and by the time I was diagnosed it was actually a relief.
The test I urge anyone reading this to get is a urine cytology. I am not a doctor and this is not medical advice. In my experience the urine cytology saved my life. It's a cheap "pee cup" test you can get at any urologist's office. More info here. My easy to remember rhyme is: if it burns when you pee, get a urine cytology.
Up until that test, doctors had been meandering down a path that was not focused on cancer. I was 33 years old (37M now) and due to my young age they didn't consider cancer. I had been in some mountain bike accidents with pelvic trauma so I was misdiagnosed with Pudendal Neuralgia. Symptoms matched but the treatment offered no relief.
I did my urine cytology. 15 minutes later "Atypical cells" led to a bladder scope and I was looking at my tumors in the urologist's office. The tumors were biopsied and I was scheduled for TURBT. This is where my stage III diagnosis was given. I felt immediate relief from the painful urination after tumor removal. The tumors were pressing on my ureters so it felt like kidney stones all the time. We immediately started chemo and my doctors began telling me I would lose my bladder. I did MVAC chemo for four rounds over the summer. This was very intense: what you think about when people say chemo. Lost my hair--gained weight which is not uncommon--and overall felt like shit. After that I was given a few weeks to recover and then had a radical cystectomy with neobladder diversion in August of 2020. This was not an easy decision but the prognosis was best. I tend to trust the data.
SHOUTOUT to my medical team: Dr. Bupathi & Dr. Monticelli of Rocky Mountain Cancer Centers; as well as Dr. Shandra Wilson my urologist and surgeon. Their skills and expertise assuaged all my concerns and made me feel so confident. THANK YOU SO MUCH. For those reading: get a good team; ask lots of questions; and don't be afraid to get multiple opinions. I keep several journals, which help a lot and I'll detail that at the bottom of this post*
Recovery from the neobladder surgery was the hardest part. I had a foley catheter and "grenade" for six weeks or so. My cath bag looked like a bag of red wine due to blood. They walk you around a lot to recover faster. It involved a lot of bed-rest intermixed with short walks. I think I was out of the office for at least a month. I am in generally very good physical shape and even several weeks after this procedure it was hard to walk more than 1/4 mile.
From there I thought I was cancer free. I lead my life with my family**. Here is what saved my life again: Signaterra testing. Dr. Bupathi had these tests scheduled every six weeks. It tracks genetic cancer markers in your blood. The test results look like the stock market except you want it to go down. After several months we noticed it was rising again. We ordered a PET scan, found enlarged lymph nodes, and determined my cancer had returned (or never left). I began a second chemo regiment followed by immunotheraphy (that I just completed yesterday!!!). CisGem chemo was quite difficult. The C in MVAC stands for cisplatin and it's generally one of the hardest drugs to tolerate. After a few difficult rounds we switched to carboplatin and it became much more tolerable. After that I did two years of Bavencio/Avelumab. My Natera test results showed that my cancer had dropped to untraceable levels during chemo, so I effectively beat it before starting the PDL1 inhibitor therapy. However, my team strongly encouraged me to complete the immuno. To me, it felt like putting out a campfire: add water, stir, add water, stir. You gotta make sure it's really gone!
The bavencio PDL1 therapy caused me a lot of mood swings and sometimes caused immune system flare ups (i.e. "immuno flu"). For the physical flare ups I used prednisone, as needed. I tried to do so sparingly as it basically cancels out your treatment. The mood swings were the worst. I would often be despondent and depressed for a few days after treatment. Other times, I'd feel no mood alterations. Most often, I'd be extremely irritable for about a week after treatment (treatments were every two weeks so it was very difficult).
I'm now two years cancer free and beginning my recovery from the immunotherapy treatments. I am so happy to live in an age of modern medicine. Within my lifetime many cancers will become manageable diseases--it appears to me that bladder cancer already has. Reach out to BCAN support groups and DM me if my post didn't answer a question of yours. Good luck! You got this!
*Journaling helped me tremendously. I had three journals (google docs). The first was an overall journal detailing my doctor visits. The second was a symptom journal. The third was an insurance journal/spreadsheet. The first journal served almost as a blog, which I shared with close friends and family. That way I didn't have to have the same conversation over and over. It's nice to have family and friends interested, but it does wear at you when you have to tell the same doctor visit over and over to people. This cut down on those discussions and allowed me to have more enjoyable calls with well-wishers. The second journal I would write down daily side effects and 1-10 pain scales. This was extremely important because I could bring it up with doctors and I wouldn't have to remember how I felt, I could look it up. It also helped me understand insidious side effects that take months to reveal themselves. This was the most important journal and kept me sane. There are soooo many side effects and when you start a cancer treatment program you often have no choice-- so why read them? Well this journal would help me understand when something was a side effect. Often just knowing that it wasn't you it was the drug would have a calming effect. The third journal was so I could fight insurance and get what I deserve. Insurance companies try to reduce payouts through exhaustion. They want you to give up. By documenting your experience you give yourself ammunition when you have to escalate a claim or file an appeal. You have everything laid out in an organized manner. You can get it out of your head and onto a spreadsheet so that you don't think about it when you go to bed at night. I had to file appeals several times, sometimes with Colorado Division of Insurance and my record-keeping was a tremendous boon to my case. Don't pay a bill as soon as you get it! Wait until you get the claim record from your insurance company and make sure the number on the bill matches what the insurance company told you to pay. If you cut that check wrong, you'll seldom get that money back!
**Neobladders do not have musculature like your normal bladder. I had several very severe bladder infections--a few that led to hospitalization. During the first 18 months or so, I was not catheterizing becuase I was under the impression that my new bladder worked. I peed constantly; however, I was retaining over one liter of urine at all times. This urine kept becoming infected and putting me in miserable situations. Under my urologists advice, I began cathing and immediately felt great. I lost nearly 10 lbs in "water weight" and no longer have any urgency issues. I can sleep through the night, but often will cath around five hours into the night just so I can sleep in later. On average I cath about once every three hours. It's not painful when done correctly. It's honestly just tedious. However, after all of this the only way my life is abnormal now is my cathing. I can swim, climb, play with my son and do any physical activity; it just takes longer to pee now. I'll take that win!
submitted by radondude to u/radondude [link] [comments]


2024.05.15 16:43 MightBeneficial3302 The Benefits of Investing in Gold: Why It’s a Good Decision $GLDR

The Benefits of Investing in Gold: Why It’s a Good Decision $GLDR
In the vast universe of investment opportunities, gold stands out not just for its glitter but for its enduring value and historical significance. The allure of gold has not diminished over the centuries; instead, it has woven itself into the fabric of financial stability and wealth preservation. Herein, we delve into why investing in gold is not only a prudent decision but one that could safeguard your financial future in ways that other assets cannot.
Why Investing in Gold is a Good Decision
The decision to include gold in one’s investment portfolio is driven by several compelling factors. First and foremost, gold is universally recognized for its intrinsic value. Unlike paper currency, whose value can be eroded by inflation or government policies, gold’s worth is not tied to the performance of a particular economy. This unique characteristic makes it a sought-after asset for those looking to preserve their wealth over time.
Moreover, the resilience of gold becomes particularly evident during periods of market volatility. When stocks and bonds are buffeted by the storms of financial markets, gold often remains a beacon of stability. Its price movements are not directly correlated with those of other assets, making it an excellent tool for diversification. This uncorrelated behavior is a testament to gold’s standing as a safe haven in times of economic uncertainty.
Lastly, the liquidity of gold is another factor that contributes to its attractiveness as an investment. Gold can be easily bought or sold in various forms, from physical bars and coins to gold-backed exchange-traded funds (ETFs). This ease of transaction ensures that investors can quickly adjust their positions in response to changing economic conditions, enhancing gold’s appeal as a versatile asset.
https://preview.redd.it/f54z74v0ql0d1.jpg?width=988&format=pjpg&auto=webp&s=664f0172e4db3dc2e7c69028f07354b8c6860d04
Historical Performance of Gold as an Investment
The historical performance of gold is a testament to its enduring value and appeal as an investment. Over the centuries, gold has not only preserved wealth but, in many instances, has significantly appreciated in value. This long-term appreciation is particularly notable when compared to other assets that may depreciate due to technological advancements or changes in consumer preferences.
During periods of high inflation, gold has historically outperformed other investments. Its value tends to rise when the purchasing power of fiat currencies declines, thereby providing a hedge against inflation. This characteristic was notably evident during the 1970s, a decade marked by high inflation, during which gold prices surged.
Furthermore, gold’s performance during economic downturns has reinforced its reputation as a safe haven. In the aftermath of the 2008 financial crisis, for example, investors flocked to gold, driving up its price. This flight to safety highlighted gold’s role as a stabilizing force amidst economic turmoil.
Hedge Against Inflation and Economic Downturns
One of the most compelling reasons to invest in gold is its ability to act as a hedge against inflation and economic downturns. Inflation erodes the purchasing power of money, diminishing the real value of cash holdings and fixed-income investments such as bonds. Gold, however, maintains its purchasing power over the long term. As the cost of goods and services increases, so does the price of gold, thereby preserving the value of investors’ holdings.
In addition to its inflation-hedging properties, gold offers protection during economic downturns. During such times, investors often lose confidence in traditional assets like stocks and bonds. The uncertainty that pervades financial markets during recessions drives investors toward safer assets, and gold is frequently the beneficiary of this shift in sentiment. Its ability to maintain value when other assets are declining is a crucial reason why gold is considered a cornerstone of a well-diversified portfolio.
https://preview.redd.it/hyw65m33rl0d1.jpg?width=988&format=pjpg&auto=webp&s=f53130b142f59318c4b91175451b2b5b07a58f6e
Diversification in Your Investment Portfolio
Diversification is a fundamental principle of investing aimed at reducing risk. By spreading investments across different asset classes, investors can mitigate the impact of a poor performance by any single asset. Gold plays a vital role in this diversification strategy due to its low correlation with other financial assets.
Including gold in a portfolio can reduce volatility and improve returns over the long term. Studies have shown that portfolios containing a mix of stocks, bonds, and gold have outperformed those without gold, particularly during times of market stress. This diversification benefit is a key reason why financial advisors often recommend allocating a portion of an investment portfolio to gold.
Tangible Value and Stability of Gold
Gold’s tangible nature is another factor that contributes to its appeal as an investment. Unlike digital assets or paper money, gold is a physical substance that has been valued by human societies for millennia. This tangible value provides a sense of security and permanence that is unmatched by many other investments.
The stability of gold is also reflected in its supply. Gold cannot be produced at the same pace as paper money or digital currencies, which central banks can create at will. The limited supply of gold, combined with its enduring demand, underpins its value and makes it a stable investment over the long term.
Protection Against Currency Devaluation
Currency devaluation is a risk that affects all investors, regardless of the currency in which they hold their assets. When a currency loses value, it takes more units of that currency to purchase the same amount of goods or services. Gold offers protection against this risk because it is priced in currency terms. As the value of a currency declines, the price of gold in that currency tends to rise, preserving the purchasing power of investors’ holdings.
This protection is especially valuable in countries with volatile currencies or those prone to inflationary pressures. For investors in such environments, gold can serve as a safe haven, protecting against the adverse effects of currency devaluation.
Tax Advantages of Investing in Gold
Investing in gold can offer certain tax advantages, depending on the jurisdiction and the form of gold investment. For example, some countries do not levy capital gains tax on gold investments, or they may offer favorable tax treatment compared to other assets. These tax benefits can enhance the overall return on gold investments, making it an even more attractive option for investors.
It’s important for investors to consult with a tax advisor to understand the specific tax implications of investing in gold in their country. Taking advantage of these tax benefits can maximize the returns from gold investments and contribute to a more efficient investment strategy.
https://preview.redd.it/nlm0q226rl0d1.jpg?width=988&format=pjpg&auto=webp&s=844c2ffbd8f8607903bc8c235e931023ef9c0ed0
Different Ways to Invest in Gold
There are several ways to invest in gold, each with its own set of advantages and considerations. Physical gold, in the form of bars or coins, is a popular option for its tangible value and direct ownership. However, it requires secure storage and insurance, which can incur additional costs.
Gold ETFs and mutual funds offer a more convenient way to invest in gold without the need for physical storage. These financial instruments are traded on stock exchanges and are backed by physical gold or gold futures contracts. They provide liquidity and ease of trading but may come with management fees.
Gold mining stocks and mutual funds are another avenue for gold investment. These options involve investing in companies that mine gold, offering potential for dividends and capital appreciation. However, they also carry risks related to the performance of individual companies and the mining sector as a whole.
Risks and Considerations of Investing in Gold
While gold offers many benefits as an investment, there are also risks and considerations that investors should be aware of. The price of gold can be volatile in the short term, driven by factors such as currency fluctuations, interest rates, and geopolitical events. This volatility requires a long-term perspective and a tolerance for price fluctuations.
Additionally, investing in physical gold involves costs for storage and insurance, which can erode returns. Investors should carefully consider these costs and weigh them against the benefits of holding physical gold.
Finally, it’s important to recognize that gold does not produce income, such as dividends or interest, which some investors may seek from their investments. This lack of income should be considered in the context of an overall investment strategy and financial goals.
Conclusion: Is Investing in Gold Right for You?
Investing in gold offers a range of benefits, including diversification, protection against inflation and currency devaluation, and stability in times of economic uncertainty. However, like any investment, it also comes with risks and considerations that must be carefully evaluated.
For those seeking to preserve wealth and reduce risk in their investment portfolio, gold can be an excellent choice. Its historical performance, tangible value, and role as a hedge against economic downturns make it a compelling option for many investors.
Ultimately, whether investing in gold is right for you depends on your financial goals, risk tolerance, and investment strategy. By carefully considering these factors, you can make an informed decision about including gold in your investment portfolio.
submitted by MightBeneficial3302 to wallstreetbetsHIGH [link] [comments]


2024.05.15 16:43 Pingu1990 ADHD or OCD

I’ll keep it breif as no one here wants to read an essay lol! I have both conditions, both diagnosed I question EVERYTHING but not in a curious way in an obsessive way. I know some of my themes are ocd related , But could any of it also be the adhd ? I’m medicated for the ocd but not the adhd as there’s a whole back story there and I will be medicated this year sometime. Couple of examples would be; are you happy right now, is your sex life normal or abnormal. But they are obsessive to the point I can’t focus on anything else: so really I just wondered is there a way to distinguish which condition is causing the overthinking
submitted by Pingu1990 to adhdwomen [link] [comments]


2024.05.15 16:42 MightBeneficial3302 The Benefits of Investing in Gold: Why It’s a Good Decision $GLDR

The Benefits of Investing in Gold: Why It’s a Good Decision $GLDR
In the vast universe of investment opportunities, gold stands out not just for its glitter but for its enduring value and historical significance. The allure of gold has not diminished over the centuries; instead, it has woven itself into the fabric of financial stability and wealth preservation. Herein, we delve into why investing in gold is not only a prudent decision but one that could safeguard your financial future in ways that other assets cannot.
Why Investing in Gold is a Good Decision
The decision to include gold in one’s investment portfolio is driven by several compelling factors. First and foremost, gold is universally recognized for its intrinsic value. Unlike paper currency, whose value can be eroded by inflation or government policies, gold’s worth is not tied to the performance of a particular economy. This unique characteristic makes it a sought-after asset for those looking to preserve their wealth over time.
Moreover, the resilience of gold becomes particularly evident during periods of market volatility. When stocks and bonds are buffeted by the storms of financial markets, gold often remains a beacon of stability. Its price movements are not directly correlated with those of other assets, making it an excellent tool for diversification. This uncorrelated behavior is a testament to gold’s standing as a safe haven in times of economic uncertainty.
Lastly, the liquidity of gold is another factor that contributes to its attractiveness as an investment. Gold can be easily bought or sold in various forms, from physical bars and coins to gold-backed exchange-traded funds (ETFs). This ease of transaction ensures that investors can quickly adjust their positions in response to changing economic conditions, enhancing gold’s appeal as a versatile asset.
https://preview.redd.it/ez8mkx50ql0d1.jpg?width=988&format=pjpg&auto=webp&s=5fd4cf149168abaf3422646916b966d7350e8f53
Historical Performance of Gold as an Investment
The historical performance of gold is a testament to its enduring value and appeal as an investment. Over the centuries, gold has not only preserved wealth but, in many instances, has significantly appreciated in value. This long-term appreciation is particularly notable when compared to other assets that may depreciate due to technological advancements or changes in consumer preferences.
During periods of high inflation, gold has historically outperformed other investments. Its value tends to rise when the purchasing power of fiat currencies declines, thereby providing a hedge against inflation. This characteristic was notably evident during the 1970s, a decade marked by high inflation, during which gold prices surged.
Furthermore, gold’s performance during economic downturns has reinforced its reputation as a safe haven. In the aftermath of the 2008 financial crisis, for example, investors flocked to gold, driving up its price. This flight to safety highlighted gold’s role as a stabilizing force amidst economic turmoil.
Hedge Against Inflation and Economic Downturns
One of the most compelling reasons to invest in gold is its ability to act as a hedge against inflation and economic downturns. Inflation erodes the purchasing power of money, diminishing the real value of cash holdings and fixed-income investments such as bonds. Gold, however, maintains its purchasing power over the long term. As the cost of goods and services increases, so does the price of gold, thereby preserving the value of investors’ holdings.
In addition to its inflation-hedging properties, gold offers protection during economic downturns. During such times, investors often lose confidence in traditional assets like stocks and bonds. The uncertainty that pervades financial markets during recessions drives investors toward safer assets, and gold is frequently the beneficiary of this shift in sentiment. Its ability to maintain value when other assets are declining is a crucial reason why gold is considered a cornerstone of a well-diversified portfolio.
https://preview.redd.it/axd5xwn3rl0d1.jpg?width=988&format=pjpg&auto=webp&s=daf36b3d4977dc5f3026b149148ced1ccdc0bacd
Diversification in Your Investment Portfolio
Diversification is a fundamental principle of investing aimed at reducing risk. By spreading investments across different asset classes, investors can mitigate the impact of a poor performance by any single asset. Gold plays a vital role in this diversification strategy due to its low correlation with other financial assets.
Including gold in a portfolio can reduce volatility and improve returns over the long term. Studies have shown that portfolios containing a mix of stocks, bonds, and gold have outperformed those without gold, particularly during times of market stress. This diversification benefit is a key reason why financial advisors often recommend allocating a portion of an investment portfolio to gold.
Tangible Value and Stability of Gold
Gold’s tangible nature is another factor that contributes to its appeal as an investment. Unlike digital assets or paper money, gold is a physical substance that has been valued by human societies for millennia. This tangible value provides a sense of security and permanence that is unmatched by many other investments.
The stability of gold is also reflected in its supply. Gold cannot be produced at the same pace as paper money or digital currencies, which central banks can create at will. The limited supply of gold, combined with its enduring demand, underpins its value and makes it a stable investment over the long term.
Protection Against Currency Devaluation
Currency devaluation is a risk that affects all investors, regardless of the currency in which they hold their assets. When a currency loses value, it takes more units of that currency to purchase the same amount of goods or services. Gold offers protection against this risk because it is priced in currency terms. As the value of a currency declines, the price of gold in that currency tends to rise, preserving the purchasing power of investors’ holdings.
This protection is especially valuable in countries with volatile currencies or those prone to inflationary pressures. For investors in such environments, gold can serve as a safe haven, protecting against the adverse effects of currency devaluation.
Tax Advantages of Investing in Gold
Investing in gold can offer certain tax advantages, depending on the jurisdiction and the form of gold investment. For example, some countries do not levy capital gains tax on gold investments, or they may offer favorable tax treatment compared to other assets. These tax benefits can enhance the overall return on gold investments, making it an even more attractive option for investors.
It’s important for investors to consult with a tax advisor to understand the specific tax implications of investing in gold in their country. Taking advantage of these tax benefits can maximize the returns from gold investments and contribute to a more efficient investment strategy.
https://preview.redd.it/skv01qg5rl0d1.jpg?width=988&format=pjpg&auto=webp&s=839dad49d167abab36dda5edc2cae1f3a7cb9978
Different Ways to Invest in Gold
There are several ways to invest in gold, each with its own set of advantages and considerations. Physical gold, in the form of bars or coins, is a popular option for its tangible value and direct ownership. However, it requires secure storage and insurance, which can incur additional costs.
Gold ETFs and mutual funds offer a more convenient way to invest in gold without the need for physical storage. These financial instruments are traded on stock exchanges and are backed by physical gold or gold futures contracts. They provide liquidity and ease of trading but may come with management fees.
Gold mining stocks and mutual funds are another avenue for gold investment. These options involve investing in companies that mine gold, offering potential for dividends and capital appreciation. However, they also carry risks related to the performance of individual companies and the mining sector as a whole.
Risks and Considerations of Investing in Gold
While gold offers many benefits as an investment, there are also risks and considerations that investors should be aware of. The price of gold can be volatile in the short term, driven by factors such as currency fluctuations, interest rates, and geopolitical events. This volatility requires a long-term perspective and a tolerance for price fluctuations.
Additionally, investing in physical gold involves costs for storage and insurance, which can erode returns. Investors should carefully consider these costs and weigh them against the benefits of holding physical gold.
Finally, it’s important to recognize that gold does not produce income, such as dividends or interest, which some investors may seek from their investments. This lack of income should be considered in the context of an overall investment strategy and financial goals.
Conclusion: Is Investing in Gold Right for You?
Investing in gold offers a range of benefits, including diversification, protection against inflation and currency devaluation, and stability in times of economic uncertainty. However, like any investment, it also comes with risks and considerations that must be carefully evaluated.
For those seeking to preserve wealth and reduce risk in their investment portfolio, gold can be an excellent choice. Its historical performance, tangible value, and role as a hedge against economic downturns make it a compelling option for many investors.
Ultimately, whether investing in gold is right for you depends on your financial goals, risk tolerance, and investment strategy. By carefully considering these factors, you can make an informed decision about including gold in your investment portfolio.
submitted by MightBeneficial3302 to pennystocks [link] [comments]


2024.05.15 16:40 justice4mariecurie Root canal didn't work

Hello, this is going to be a long post but I desperately need advice on what to do.
Quick background I'm 28 and went to the dentist for the first time in February of 2024 since before COVID (yes I know this was very stupid on my part but trust me I've learned my lesson). I should mention I had absolutely no pain in any of my teeth before this journey. As expected I had quite a few cavities. They started with my lower left quadrant filling cavities on tooth 19 and 20. I had a bad reaction to the epinephrine, and they gave me multiple injections, and I still felt the whole thing. I was in a lot of pain even a week after. I couldn't even bite down without shooting pain. They filed the filling down, which helped a little bit, but was still in a lot of pain. They finally took another X-ray and said I had "high pulp horns" and that I'd probably need a root canal on tooth 19 bc the filling was so close to the nerve (even though it was a shallow filling). Also I'm sorry I don't have access to these X-rays to post.
Ok so I finally get in to an endodontist (at this point it's been 1.5 months since the initial filling and being in pain). He tells me that because I'm so young he doesn't want to have to do a root canal, but agrees with the "high pulp horns" diagnosis. He suggest taking Advil for a week and seeing if that helps. (I wish I was joking)
I say ok and obviously taking Advil did not help so I have to make another appointment for the root canal. This root canal took place April 24. I was pretty terrified of the whole experience based on my past of the reaction to epinephrine and also the numbing not working. Essentially this doctor gave me so much numbing (including epinephrine despite my past reactions because he said it would make it more effective). Well, it didn't and the numbing didn't work. Like half my face was completely numb but the one tooth would not get numb at all. He eventually said he was going to have to drill into my tooth and numb it from the inside. I cannot express how painful this was. The worst pain I've ever experienced in my entire life. But I just kept thinking to myself, just get through this, and it's over. Once he numbed my teeth from the inside, that helped a lot (I still felt pain at some points, but compared to what I had been though it felt like nothing)
As to be expected I was in a good amount of pain for a few days after that. Let's fast forward to May 9th (about 2 weeks after my root canal). Overall things were mostly good except for flossing between tooth 19 and 20. These teeth are very close together which makes it really difficult and when I pull the floss back up I feel that same tooth nerve pain. It is not the gums. I'm sure my gums are a bit inflamed there, but I can tell the difference between nerve pain and gum pain. I also have cold sensitive in the exact same spot where it hurts to floss. I called the endodontist and he says to come in again for evaluation.
I had that this morning may 15th. I explained this all to him and he said it sounds like gum pain. When I told him about the cold sensitivity he said that was not possible because they removed all the nerves. He did the cold test on the affected tooth, and sure enough I felt it. He wanted more X-rays. Finally he comes back in saying he doesn't see anything wrong on the X-rays and nothing wrong when examining my tooth. He says the only thing he can do is give me ANOTHER root canal on the SAME tooth. I am clearly very distraught about this fact after what I've been through with the numbing no working for me. He goes "well it's up to you what you want to do. You don't have to get the retreatment if you don't want. But you said you're in pain and I do root canals. So I can do a root canal for you. Up to you"
As you can imagine this did not I still confidence in me. I have no clue what to do. He seemed very perplexed that I could still feel cold. If he told me that getting another root canal on the same tooth would completely fix my pain then I would suck it up and go through it again. But it seems like he has no idea if that will even help? Are there any dentists out there that have heard of anything like this happening. What do you suggest? I have been dealing with this for 3 months and I am at the end of my rope. I am not a doctor or a dentist, but to me pain means something is wrong. So the fact that he said I can just do nothing about the pain seems very odd to me. Like surely that will just make things worse in the long run? But I'd rather not have to get a root canal again just based on a guess. Please please help. I am desperate. Any advice you have is so appreciated.
If you made it to the end of this mad respect.
submitted by justice4mariecurie to askdentists [link] [comments]


2024.05.15 16:40 bostonmovingcompany Mastering Your Move: Essential Moving Tips for 2024

Imagine this: You’re standing in your soon-to-be-former living room, surrounded by boxes stacked high and memories lingering in the air. The excitement of a new beginning mingles with the stress of the impending move. But fear not, because in this article, we’re bringing you the ultimate moving tips for 2024. From practical packing hacks to emotional strategies for navigating the transition, we’ve got you covered.

Moving tips for 2024:

Plan Ahead with Precision:

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Declutter and Donate:

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Pack Strategically:

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Protect Your Valuables:

Certain items, such as fragile heirlooms, electronics, and important documents, require extra care during transit. Wrap delicate items in bubble wrap or packing paper and secure them in labeled boxes. Consider purchasing insurance for valuable items to provide added peace of mind.

Stay Connected:

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Prepare Your New Space:

Before moving day arrives, take time to prepare your new home for your arrival. Clean and disinfect surfaces, change the locks for added security, and set up essential utilities such as electricity, water, and internet. Create a welcoming environment by arranging furniture and personalizing the space to make it feel like home from day one.
Important tips: Tips for Efficient Unpacking

Conclusion:

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submitted by bostonmovingcompany to u/bostonmovingcompany [link] [comments]


2024.05.15 16:39 BRAHMA108 Honest review of LNMIIT from graduating batch (2024)

About me: I am from CSE branch and graduating this year and got placed with a package around 10 LPA on campus.
If you are considering joining this college then I assume that your percentile is in the range 97-98. Now before I discuss about the college, let's first discuss what all of you want, if your percentile is around 97-98 then you are not getting good NIT and possibly a good IIT. That means your target is to become on par with IITians and NITians after 4 years when you complete your BTech. The reason why I am mentioning this is because it will help you decide whether you should join this college or not.
Now coming to the review itself:
Let's first discuss about placements since it's the most interesting part for all. Now, I won't consider the year 2024 and year 2022 to analyse this college's placement, since both these years were quite and exception. In 2022, anyone with room temperature IQ was decently placed on the other hand in 2024 due to recession, even top coders had difficulty getting placed. You must keep these two exceptional years in mind when analysing any college's placement.
The only reason why you might be considering this college is because you must have seen the average and median slightly better than some IIIT's and lower NIT's and that's only because of startups coming to hire on campus. Now the question arises, just because a random startup (which is not even an year old) is offering me 2-3 lakhs more should I take admission in this college?
If your answer is yes then prepare yourself to pay a HEAVY price for just a gain of 2-3 lakhs in CTC. Why? Have a look at some of the factors:
Job security: Worst in startups. Work culture: Some of my friends placed in these random startups have to work 12 hours daily with toxic work culture.
Only a few MNC's like Deloitte, BNY Mellon, Media net which takes around 20-30 students total are decent enough to work in. The rest have to adjust in these random companies that will suck your life out of your body.
Therefore please think carefully, simply choosing a college based on placement can be a fatal decision and that too for 2-3 lakhs.
Now coming to academics:
The dean of academics currently is Mr. $andeep $aini, he is one of the least liked faculty in our college, he wants to make this college a blend of IIIT Hyderabad and IIT Kanpur as he says, but in this process he is completely destroying students future by giving them very strict grading. For instance in my batch 30-40 percent students have less than 7 CGPA and not because they don't study but because of this brutal grading system in which even if you top the course you will not get an A grade, it's completely ridiculous at least for CSE. The people in the academic department are also full of idiots like Raj€€v Saxena, they will not make things clear in the beginning and will not reply to your mails but I guess thats a problem with every college.
The Director:
He is the worst part of the college period. You will never see him in the college, it feels like whether he even exist or not. He has zero leadership qualities and in these four years we hardly ever interacted with him. He has an inflated ego and thinks that he is starting a revolution by making new AI buildings for research which are not even utilised. You cannot contact him easily so don't expect that you can reach him if you have some serious problem. Dude is just enjoying his life going on Europe vacations.
Faculties:
Most of the faculty are contract based, this is the worst part. They just teach for one semester then leave the college and then some new faculty comes to teach you. Although their qualifications are fine (phD from IIT). Many old faculty have recently left college too, and they are just okayish.
Infrastructure:
Very poor infrastructure, there is no auditorium and my school had a better gym and sports facility than LNMIIT. There are 3 badminton court and 3 basketball court 2 volleyball court and a lawn tennis court. The new lecture hall have AC but the old ones doesn't have them.
Attendance: 75% criteria is there.
Canteen: There is are only 4 shops, one of them which is called the Amul parlour is very unhygienic I am surprised how people eat there.
Then there another shop which sells paratha and pakoda which is usually crowded and the guy working there feels like he is in intoxicated state. I am sure that dude doesn't even know what planet he is living on! You will have to wait half hour just to get 1 paratha.
The rest two shops sells packaged items like Lays and Kurkure. So if you are hungry then eating packaged food is your only option.
There are two shops which are closed for more than an year where there used to be a restaurant, but college administration is corrupt ($amar $ingh) removed it and now closed.
Student Life:
There is very limited life in campus, so to enjoy a little bit you will have to go to Jaipur city and this is where the worst part begins, the college is 10-15 km away from city and the road between the college and city is very poor so Uber or Ola generally doesn't accept your request and if they do, be ready to shell out 500 rupees out of your pocket and that's just one way. To solve this problem the college has bus which is always overcrowded!! You will have to arrive 1 hour before the departure just to get a seat! And the bus drivers is always angry with the college administration ($amar $ingh) these drivers are underpaid and overworked and many times you won't get a seat in bus so forget about going out of the college.
Hostel:
They are accomodating 3 students in a room with capacity of 2 students, the three beds are joined and the third student doesn't even get a study table and a study chair of their own.
Mess:
Food is above average, it's good on some occasions. Definitely manageable.
TPC:
This is the only reason why this college is still relevant, people have mixed opinions about manuj sir and ashish sir but I think that they are doing a decent job. But in case they left the college then I the college placement will turn upside down.
Fees: you will be paying around 30 Laks! and will not get any brand value, it's totally NOT worth it.
Brand name: This college has no brand name and no one knows it outside Jaipur, trust me college brand name matters a lot in the industry.
Final conclusion: If you want to be on par with IITians and NITians, there are several ways, take admission in any new nit or iiit and take any placement they give. Then opt for higher studies, you can go for MS or MBA, you can switch companies. DO NOT BE GREEDY FOR JUST EXTRA 2-3 LAKH PLACEMENT.
Final advice:
Think in long term not short term, think in decades not in years! That NIT or IIIT tag will remain with you for the rest of your life.
submitted by BRAHMA108 to JEENEETards [link] [comments]


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