Baby bump tummy tuck results
If you've been trying for a while and you need some extra support
2014.07.15 23:21 ottersaur If you've been trying for a while and you need some extra support
A middle place for people TTC. When TTC isn't fun any more this place is for you. Maybe you are thinking about/pursuing treatment or maybe you are just STILL trying.
2024.05.21 19:12 Natural_Mark4978 [bc] NIPT test is inconclusive
I’m not sure what is wrong with my blood draw. I got my first blood draw from Harmony for NIPT testing in week 10 and it came out inconclusive after waiting for 2 weeks for it. I was furious and they issued me a refund for it. Then I went to try LifeLabs NIPT blood draw before turning week 13. Then today I got the results as inconclusive again. I need a redraw again. It’s making me super anxious if anything is wrong with the baby. It happened twice with two different providers!
submitted by Natural_Mark4978 to BabyBumpsCanada [link] [comments]
2024.05.21 19:09 Nearby_Zombie Heavy jar of olive fell from fridge and struck my belly.
 | I had a heavy jar of olives (not the regular sized jars, those big ones) fall on my baby bump from the top of the fridge; it hit the top of my bump just under my right rib. It’s sore…and I’m very scared. submitted by Nearby_Zombie to BabyBumps [link] [comments] Jesus. |
2024.05.21 19:09 jsmith12231805 Advice from a Church Whistleblower: Don't bother! The Church doesn't want to know the truth or care about what evidence you have. They simply want to bury you and the truth. The Church of Jesus Christ of Latter-day Saints (Mormon)
I worked in the Provo Utah Temple and the Temple Department of the Church of Jesus Christ of Latter-day Saints. When I reported to my supervisor, director, managing director, executive director, HR, general authorities, and top leadership if the Church the abuse suffered by myself and many Church employees in the Provo Utah Temple they ignored me, retaliated, became hostile, defended the abusers, and punished me. They sought to silence me, refused to follow Church HR policies, practices and procedures, and ultimately sought to silence me. In my experience the Church doesn't care about the truth of abuse, illegal conduct I witnessed in the Temples, and doesn't want bad news to get to the First Presidency of the Church. So they act in disgusting, despicable, and illegal ways to silence whistleblowers.
As I blew the whistle my direct report began to lie to the Temple President and Temple Department about my conduct. All written documentation shows I received above average reviews yet behind the scenes he verbally was destroying my reputation and career. This began after he broke into my computer by resetting my password, stealing my journal and password file, and paying for a software cracking utility to get into my journal and password file. I was then transferred tot he Temple Department for a "developmental assignment". During this time I had to go see a therapist and get on medication to deal with the constant depression I felt. The Recorder still works in a temple today.
Once at the Temple Department my job was threatened by the Director only a few days after arriving. He stated that because I asked to see an HR policy in writing that I lacked judgement, may never be a Temple Recorder, and they were considering whether to keep me. He was an abusive, Pharisaic, self righteous, hypocritical, and overbearing man. So abusive and oppressive was this man that I began to have bleeding ulcers and severe stomach pain every time I got off the bus to start my day at the Church office buildings. He was a vile man and still works in the temple department today.
Eventually, I was forced out of my job and was told the reason was that I was "not a good fit" for the job despite recommendations for temple presidencies, the temple recorder (in writing), and an analysis they had me do (they refused to share the results with me and were trying to use that analysis to get show I wasn't a good fit. However, when I passed it they simply used "not a good fit" as an excuse). When I asked, in a recorded conversation, what I had done wrong he stated I had done nothing wrong, my work was excellent, and acknowledged my excellent reviews.
However, when I began to appeal suddenly multiple "issues" with my conduct and work suddenly arose. These deceptive and manipulative men didn't realize I had recorded the conversation and when I presented that fact they suddenly stated my recording as one of the reasons for my being released. Think about that for a moment, it is astounding! They then sought to demonize me and have ever since. They also said they were "tucked it" with their attorneys, Kirton & McConkie, who also refused to look at the evidence or acknowledge the Church was not following their own procedures for termination.
The Church failed to train and counsel, were inconsistent in their treatment of employees, spoke inappropriately about current and former employees, did not hold regular development discussions, did not give honest and timely feedback or write me up if indeed I had done the things they said I did as they tried to defend their termination actions, did not give me 3 appeals as required by their own policies, did not follow their own termination checklist, did not give opportunities to improve my performance if what they said during my appeals was true, did not give me an opportunity to explain my side of the situation, did not ensure the action taken was consistent with the action taken for other employees, and did not consistently apply policies, procedures and standards of performance.
Why? Because I was a whistleblower trying to expose abuse in a Temple of The Church of Jesus Christ of Latter-day Saints. As a whistleblower their goal was to shut me down as quickly and harshly as possible. They saw my reports as attacking the Church. How dare I speak in such a manner about my superiors and the "only true and living church on the face of the earth". How dare I call into question the conduct of such inspired and holy men.
My advice is to not bother trying to go to the Church. Go to law enforcement, to state and federal agencies, to an attorney. But DO NOT try to report illegal activity to the Church. They simply don't care and will seek to punish and bury you.
submitted by jsmith12231805 to mormonabuse [link] [comments]
As I blew the whistle my direct report began to lie to the Temple President and Temple Department about my conduct. All written documentation shows I received above average reviews yet behind the scenes he verbally was destroying my reputation and career. This began after he broke into my computer by resetting my password, stealing my journal and password file, and paying for a software cracking utility to get into my journal and password file. I was then transferred tot he Temple Department for a "developmental assignment". During this time I had to go see a therapist and get on medication to deal with the constant depression I felt. The Recorder still works in a temple today.
Once at the Temple Department my job was threatened by the Director only a few days after arriving. He stated that because I asked to see an HR policy in writing that I lacked judgement, may never be a Temple Recorder, and they were considering whether to keep me. He was an abusive, Pharisaic, self righteous, hypocritical, and overbearing man. So abusive and oppressive was this man that I began to have bleeding ulcers and severe stomach pain every time I got off the bus to start my day at the Church office buildings. He was a vile man and still works in the temple department today.
Eventually, I was forced out of my job and was told the reason was that I was "not a good fit" for the job despite recommendations for temple presidencies, the temple recorder (in writing), and an analysis they had me do (they refused to share the results with me and were trying to use that analysis to get show I wasn't a good fit. However, when I passed it they simply used "not a good fit" as an excuse). When I asked, in a recorded conversation, what I had done wrong he stated I had done nothing wrong, my work was excellent, and acknowledged my excellent reviews.
However, when I began to appeal suddenly multiple "issues" with my conduct and work suddenly arose. These deceptive and manipulative men didn't realize I had recorded the conversation and when I presented that fact they suddenly stated my recording as one of the reasons for my being released. Think about that for a moment, it is astounding! They then sought to demonize me and have ever since. They also said they were "tucked it" with their attorneys, Kirton & McConkie, who also refused to look at the evidence or acknowledge the Church was not following their own procedures for termination.
The Church failed to train and counsel, were inconsistent in their treatment of employees, spoke inappropriately about current and former employees, did not hold regular development discussions, did not give honest and timely feedback or write me up if indeed I had done the things they said I did as they tried to defend their termination actions, did not give me 3 appeals as required by their own policies, did not follow their own termination checklist, did not give opportunities to improve my performance if what they said during my appeals was true, did not give me an opportunity to explain my side of the situation, did not ensure the action taken was consistent with the action taken for other employees, and did not consistently apply policies, procedures and standards of performance.
Why? Because I was a whistleblower trying to expose abuse in a Temple of The Church of Jesus Christ of Latter-day Saints. As a whistleblower their goal was to shut me down as quickly and harshly as possible. They saw my reports as attacking the Church. How dare I speak in such a manner about my superiors and the "only true and living church on the face of the earth". How dare I call into question the conduct of such inspired and holy men.
My advice is to not bother trying to go to the Church. Go to law enforcement, to state and federal agencies, to an attorney. But DO NOT try to report illegal activity to the Church. They simply don't care and will seek to punish and bury you.
2024.05.21 19:07 Acrobatic_One_7051 How bmhard is it to move later in pregnancy?
I'm expecting my first baby and I'm not sure what to expect as far as mobility goes. I do housekeeping/cleaning for work and I'm telling my clients so that they have time to find a new cleaner. However I'm not sure when to tell them I'll be quitting, as I won't be working after the baby is born. I charge and get paid by hourly so I don't want to be too slow and ask for more for the same results. How long in pregnancy before you can do cleaning efficiently? Including washing floors by hand, stepping up step ladders, ect.
submitted by Acrobatic_One_7051 to BabyBumps [link] [comments]
2024.05.21 19:03 mother_puppy New Releases May 21
MM Romance
Kindle Unlimited- Enchanting Exposition (Demon Magic #4) by Alice Winters - Amazon - (fantasy, established couple, series must be read in order, mage/demon, saving friend from dark magic, trapped in dark magic book, found family) - 317 pages
- Swipe Left, Power Down, Look Up by Amy Lane - Amazon - (contemporary, soccer coach/barista, sports adjacent, professional upheaval, sunshine MC) - 145 pages
- Under Your Skin by Lee McCormick - Amazon - (dark contemporary, mortician/serial killer, mortician covering up for serial killer, morally grey & obsessive MCs, angst, check CWs) - 386 pages
- New Tricks (The Les's Bar Series #4) by Jodi Payne & BA Tortuga - Amazon - (contemporary, gay bar meet cute, widower MC, 24/7 dom/sub, BDSM, MC new to BDSM, grief, check CWs) - 281 pages
- Moonlight Magic (Dark Forest Pack) by Annabelle Jacobs - Amazon - (MMM, paranormal, fae/witch/shifter, hurt/comfort, mates, angst, suspense, possessive shifter MC ) - 338 pages
- Pi (Code Name: Rodeo #1) by Thia Mackin - Amazon - (MMMM, paranormal?, maybe poly?, members of a SEAL team, action/adventure) - 238 pages
- Immersion Play (Leather and Lattes #1) by Katherine McIntyre - Amazon - (contemporary, kink café setting, one MC new to kink, daddy/brat, grief, check CWs) - 297 pages
- Icebreaker: An MM Hockey Romance (Portland Lumberjacks #1) by Blair Brady - Amazon - (contemporary, hockey, rookie/veteran, age gap, grumpy/sunshine) - 226 pages
- The Cry of the Night (Blood and Moon #2) by Alex Vale - Amazon - (dark fantasy, vampire MCs, established couple, series must be read in order, opposites attract, slow burn, action/adventure, check CWs) - 264 pages
- The Bump by Sidney Karger - Kobo & Amazon - (contemporary, rom com, relationship in crisis, road trip, freaking about about coming baby, secrets, opposites attract) - 363 pages
- Forever Yours, Kit: Gay Childhood Friends to Lovers Romance by Atreus Rosewood - Kobo & Amazon - (contemporary?, takes place in the 90s?, childhood friends to strangers to lovers, coming of age, second chance, forgiveness, "it's always been you") - 244 pages
- Dangerous Recall by Tyler Anne Snell - Kobo & Amazon - (contemporary, bodyguard/client, mystery/suspense, murder investigation) - 219 pages
- Nearlywed by Nicolas DiDomizio - Kobo & Amazon - (contemporary, rom com, engagement in crisis, early honeymoon to recharge, opposites attract, age gap) - 345 pages
- Blaze of Cortez (Rain City Tales #8) by Brent Archer - Kobo & Amazon - (contemporary, firefighters, workplace romance, coming out, trauma, check CWs) - 328 pages
- These Bittersweet Vines (The Eastern Quarter's Mana #2) by Dorian Valentine - Kobo & Amazon - (fantasy, magic, prince/bodyguard, amnesia, action/adventure) - 514 pages
- After: Puppy Love: MM Romance Novella Short Story (Trick of the Light #3) by Abigail Hunter - Amazon - (contemporary, established couple, series must be read in order, photoshoot setting) - 53 pages
Other Queer Romance
Kindle Unlimited- The Pleasure Protocol: A Scorching Billionaire Romance by Darcy Romaine & Kat Alexander - Amazon - (MF, contemporary, bisexual MC, billionaire/escort, BDSM, collared FMC) - 328 pages
- A Heart Bleeding Gold (Midnight Series #3) by H.M. Darling - Amazon - (FF, fantasy, vampire FMC, starting over, angst, check CWs) - 212 pages
- For Blood & Soul (Tales of the Immortals #3) by Tara Lynn - Amazon - (MMF, fantasy, vampires, established relationship, series must be read in order, action/adventure) - 368 pages
- Looking for Love in All the Haunted Places by Claire Kann - Kobo & Amazon - (MF, paranormal, asexual FMC, sentient haunted house, love triangle between MCs and the house?, FMC with ESP investigating haunted house, single dad, opposites attract) - 415 pages
- Here for the Wrong Reasons: A Novel by Annabel Paulsen & Lydia Wang - Kobo & Amazon - (FF, contemporary, rom com, dating show contestants competing for a man, cowgirl/influencer, opposites attract, grumpy/sunshine, slow burn, challenging comp het) - 365 pages
- Ice + Alligators by Angel Martinez - Kobo & Amazon - (FF, fantasy, ice fairy/alligator, ice fairy is banished to alligator's swamp, working together to defeat humans who threaten swamp) - 103 pages
- The 7-10 Split: A Romantic Comedy (Peach Blossom #1) by Karmen Lee - Kobo & Amazon - (FF, contemporary, rom com, second chance, enemies to lovers, Black FMCs, high school teachers and co bowling coaches, start & bring HS bowling team to victory) - 289 pages
- Second Night Stand by Karelia Stetz-Waters & Fay Stetz-Waters - Kobo & Amazon - (FF, contemporary, ONS to lovers, ballerina/burlesque dancer, dance troupe competition show rivals) - 334 pages
- A Liaison with Her Leading Lady by Lotte R. James - Kobo & Amazon - (FF, historical, playwright/theater owner, opposites attract) - 301 pages
- Bonded (New Eden #2) by Jessica Marting - Kobo & Amazon - (MMF, sci fi, cyborg/cyborg/human, human FMC, second chance MM, starship setting) - 186 pages
- Unexpected You (Sapph in the City #1) by Chelsea M. Cameron - Amazon - (FF, contemporary, boss/employee, romance authodisaster assistant, ice queen MC, age gap) - 233 pages
- Their Human to Entice (Unit A12 #7) by Morgan Robinson - Amazon - (MMF, sci fi, alien/alien/human, established MM alien adds third human woman, mates, woman needs a mate to leave Earth) - 213 pages
Audiobooks
MM Romance- Nearlywed by Nicolas DiDomizio, narrated by Michael Crouch - Amazon - (contemporary, rom com, engagement in crisis, early honeymoon to recharge, opposites attract, age gap) - 9 hrs 2 min
- Dangerous Recall by Tyler Anne Snell, narrated by Michael Dean - Amazon - (contemporary, bodyguard/client, mystery/suspense, murder investigation) - 5 hrs 21 min
- Volatile (Unlucky 13) by J.R. Gray, narrated by Tor Thom & Iggy Toma - Amazon - (contemporary, rehab resort setting, bandmates, sexual awakening, check CWs ) - 6 hrs 23 min
- Ghostly Findings (Ghostly #2) by E.M. Leya, narrated by Greg D. Barnett - Amazon - (paranormal, mystery/suspense, medical examinedetective, slow burn) - 6 hrs 7 min
- Rise (Wings 'N' Wands #2) by AJ Sherwood & Jocelynn Drake, narrated by Joel Leslie - Amazon - (MMM, fantasy, established relationship, series must be read in order, 2 dragon shifters & 1 human, set in Brasil, fated mates, magic, action/adventure) - 10 hrs 30 min
- The Amazing Alpha Tau Self-Improvement Project (Alpha Tau #2) by Lisa Henry & Sarah Honey, narrated by Nick J. Russo - Amazon - (contemporary, college, frat boy/nerd, boyfriend tutoring, banter) - 6 hrs 2 min
- Point Blank (Badlands #6) by Morgan Brice, narrated by Kale Williams - Amazon - (paranormal, established couple, series must be read in order, psychic/detective, mystery/suspense, wedding planning, ghosts) - 6 hrs 55 min
- Loyalty (Halcyon Diivision #3) by E.J. Noyes, narrated by Abby Craden - Amazon - (FF, contemporary, mystery/suspense, established couple, series must be read in order, save the world by finding a secret password) - 10 hrs 5 min
- A Liaison with Her Leading Lady by Lotte R. James, narrated by Beatrix Ayliff - Amazon - (FF, historical, playwright/theater owner, opposites attract) - 8 hrs 56 min
2024.05.21 19:02 Deeedeebobeedee Questions for people supporting Israel
As someone who was born and raised in the uk I can understand how people as a base instinct would root for Israel, as a teenager I saw posts on social media about Palestinian oppression and started sharing them. I was told off by my mum, my posts all got removed and when I asked a teacher about it in school they told me being anti Zionist was anti semitic, everything I saw in the news was pro Israel and labelling Palestine as a terrorist state. I have some Jewish roots so have always been raised with an awareness of antisemitism, my mum taught me about the holocaust as well as other things like South Africa’s apartheid. However the one thing I can’t understand is how people are not only still siding with Israel but not actively doing their best to show support and join Palestinian demonstrations. I can see how people would start with Israel but not how people can still be actively supporting a genocide. I just have questions because I still can’t understand how you can see what’s going on and think that it’s alright.
1.) what entitles Israel to forcefully remove civilians from their homes? 2.) what entitles Israel to commit ecocide which almost exclusively harms civilians? (which they have done en mass. According to many sources.) 3.) If you support Israel do you also support the US and UK invasions in the Middle East? 4.) Do you see Palestinian infants as terrorists and how can you justify the deaths of so many children? 5.) What is your opinion on the constant use of drones simply to make noise with the purpose of depriving everyone in Gaza of sleep (which is a common torture method and goes against the Geneva convention) 6.) have you seen the videos from Palestinian content creators like Motaz Azaiza and if so what is your opinion to seeing content like babies being pulled out of rubble? 7.) How is a state that excludes people from living in areas, walking down certain streets and restricting basic human rights and access to water, electricity and food not an apartheidal regime? (All against the Geneva convention.) 8.) why is the reaction to October 7th so disproportionate? 9.) Do you realise that Hamas only exists as a result of Palestinian oppression? 10.) Do you know that the amount of people detained by Israel without trial or charges even just currently; dwarfs the amount of hostages taken by hamas? 11.) What’s the justification behind videos (which are for the most part proven to be untampered) of Israeli snipers, tanks and soldiers firing at and killing children, unarmed civilians literally holding white flags as well as clearly marked vehicles carrying aid workers. 12.) How can you see pictures and videos of entire cities reduced to rubble and think that’s ok as a military act? 13.) Do you respect the amount of articles of the Geneva convention Israel has broken as a legitimate response to October 7th and if so at what point did these actions become justified for you? 14.) what makes terrorists worse than an army systematically committing the same atrocities on a much larger scale? 15.) Do you realise that the nations that support you are mostly doing so against the wishes of their citizens to support the war economy. (Check novaramedia for their polls they’ve reported them on most of the biggest financing countries including the Uk and US according to entirely trusted sources.) 16.) Why are Hamas so much more willing to enter negotiations and why are Israel so resistant to them. 17.) Do you think Israel should be going further? 18.) And lastly at what point is it too far for you?
P.S I am not writing this to bait anyone and my position has been formed from a standpoint that has started out pro Israeli and was neutral until late 2021. I stand with the Palestinians from a country that not only has heavily supported Israel for years but was a key part of its formation, I have formed my opinion based on the facts of what I’ve seen despite being raised entirely to the contrary. (Also my mum is currently watching a documentary on the nakba, she also now firmly supports Palestine having raised me in a household that believed in Zionism.)
submitted by Deeedeebobeedee to IsraelPalestine [link] [comments]
1.) what entitles Israel to forcefully remove civilians from their homes? 2.) what entitles Israel to commit ecocide which almost exclusively harms civilians? (which they have done en mass. According to many sources.) 3.) If you support Israel do you also support the US and UK invasions in the Middle East? 4.) Do you see Palestinian infants as terrorists and how can you justify the deaths of so many children? 5.) What is your opinion on the constant use of drones simply to make noise with the purpose of depriving everyone in Gaza of sleep (which is a common torture method and goes against the Geneva convention) 6.) have you seen the videos from Palestinian content creators like Motaz Azaiza and if so what is your opinion to seeing content like babies being pulled out of rubble? 7.) How is a state that excludes people from living in areas, walking down certain streets and restricting basic human rights and access to water, electricity and food not an apartheidal regime? (All against the Geneva convention.) 8.) why is the reaction to October 7th so disproportionate? 9.) Do you realise that Hamas only exists as a result of Palestinian oppression? 10.) Do you know that the amount of people detained by Israel without trial or charges even just currently; dwarfs the amount of hostages taken by hamas? 11.) What’s the justification behind videos (which are for the most part proven to be untampered) of Israeli snipers, tanks and soldiers firing at and killing children, unarmed civilians literally holding white flags as well as clearly marked vehicles carrying aid workers. 12.) How can you see pictures and videos of entire cities reduced to rubble and think that’s ok as a military act? 13.) Do you respect the amount of articles of the Geneva convention Israel has broken as a legitimate response to October 7th and if so at what point did these actions become justified for you? 14.) what makes terrorists worse than an army systematically committing the same atrocities on a much larger scale? 15.) Do you realise that the nations that support you are mostly doing so against the wishes of their citizens to support the war economy. (Check novaramedia for their polls they’ve reported them on most of the biggest financing countries including the Uk and US according to entirely trusted sources.) 16.) Why are Hamas so much more willing to enter negotiations and why are Israel so resistant to them. 17.) Do you think Israel should be going further? 18.) And lastly at what point is it too far for you?
P.S I am not writing this to bait anyone and my position has been formed from a standpoint that has started out pro Israeli and was neutral until late 2021. I stand with the Palestinians from a country that not only has heavily supported Israel for years but was a key part of its formation, I have formed my opinion based on the facts of what I’ve seen despite being raised entirely to the contrary. (Also my mum is currently watching a documentary on the nakba, she also now firmly supports Palestine having raised me in a household that believed in Zionism.)
2024.05.21 19:02 cosignal I am being sued over a car accident.
I’m 26 years old, and I live in Colorado. Last year in January I was found at fault for a collision. Somebody was driving dangerously and I swerved to avoid them, lost control of the vehicle, and hit the back end of a pickup truck. We exchanged information, my vehicle was a lot more damaged, we both drove away after making a few phone calls.
I was going about 35-40 mph so around the speed limit. I hit the brakes before we collided but it wasn’t enough. His rear tail light, quarter panel, and possibly his bumper were damaged. It was a company truck and he was very nice about it, I think he works in commercial construction.
Now yesterday I get a court document handed to me at my front door letting me know I am to appear at court for mediation, they are asking a judgement of 7500 dollars, the maximum allowed by small claims court. Apparently, my insurance gave them an amount that was (according to them) 1200 dollars short of the repair cost. Additionally, the vehicle was in the repair shop for 5 months while they fixed it, which resulted in a loss of use amounting to (according to them) 7500.
I’m wondering what I should do and what is a likely outcome. I feel like their problem is with Geico. My liability covers 15,000 dollars. That should be enough to fix a fender bender. I have no say in what my insurance pays out, I have no sway with them. Also, I don’t govern repair times, shop choice, or parts availability. I’m studying to be a mechanic, I know what this stuff costs and how long it takes. Saying they need me to pay out of pocket for something that took too long due to someone else’s inconsideration is frankly ridiculous.
I have no money. I am a student and a new parent, my baby is 8 months old. I can barely afford groceries, my family helps me put gas in my car and feed me. I have almost no money in my checking, no savings, and my credit card is maxed out. I am waiting to start a part time apprenticeship in the fall and right now I work <20 hours per week driving Uber. I go to community college which is paid for by financial aid and student loans. I made 24,000 dollars last year. I have never possessed more than 1500 dollars at once in my life. Even if I paid 50/month (way more than I can afford) it would take over 10 years to pay off. 50 dollars is nothing to sneeze at. That is 3 meals, a day the zoo, or a pair of shoes for my daughter. I’m worried they’re gonna take that away from me. I grew up poor and I’m worried I’m gonna be burdened with this for so long. I’m also worried about missing school and finding childcare for my daughter while I attend court, plus the filing fees and personal costs.
I’m just curious what my next steps should be and if it’s likely I will have to pay this judgement or what. Just not really sure how this process goes. Thanks in advance
submitted by cosignal to legaladvice [link] [comments]
I was going about 35-40 mph so around the speed limit. I hit the brakes before we collided but it wasn’t enough. His rear tail light, quarter panel, and possibly his bumper were damaged. It was a company truck and he was very nice about it, I think he works in commercial construction.
Now yesterday I get a court document handed to me at my front door letting me know I am to appear at court for mediation, they are asking a judgement of 7500 dollars, the maximum allowed by small claims court. Apparently, my insurance gave them an amount that was (according to them) 1200 dollars short of the repair cost. Additionally, the vehicle was in the repair shop for 5 months while they fixed it, which resulted in a loss of use amounting to (according to them) 7500.
I’m wondering what I should do and what is a likely outcome. I feel like their problem is with Geico. My liability covers 15,000 dollars. That should be enough to fix a fender bender. I have no say in what my insurance pays out, I have no sway with them. Also, I don’t govern repair times, shop choice, or parts availability. I’m studying to be a mechanic, I know what this stuff costs and how long it takes. Saying they need me to pay out of pocket for something that took too long due to someone else’s inconsideration is frankly ridiculous.
I have no money. I am a student and a new parent, my baby is 8 months old. I can barely afford groceries, my family helps me put gas in my car and feed me. I have almost no money in my checking, no savings, and my credit card is maxed out. I am waiting to start a part time apprenticeship in the fall and right now I work <20 hours per week driving Uber. I go to community college which is paid for by financial aid and student loans. I made 24,000 dollars last year. I have never possessed more than 1500 dollars at once in my life. Even if I paid 50/month (way more than I can afford) it would take over 10 years to pay off. 50 dollars is nothing to sneeze at. That is 3 meals, a day the zoo, or a pair of shoes for my daughter. I’m worried they’re gonna take that away from me. I grew up poor and I’m worried I’m gonna be burdened with this for so long. I’m also worried about missing school and finding childcare for my daughter while I attend court, plus the filing fees and personal costs.
I’m just curious what my next steps should be and if it’s likely I will have to pay this judgement or what. Just not really sure how this process goes. Thanks in advance
2024.05.21 18:55 Aggravating_Sky7820 Please help!!! Amnio FISH test TripleX
Hi, we got our Amnio FISH test indicating the baby is pure TripleX, report indicating TripleX for all 50 cells. Karyotype is not abaliable after 20 days already. Is there any chance the final Karyotype can give a better result such as Mosiam? I am not sure if we still need to wait.
submitted by Aggravating_Sky7820 to NIPT [link] [comments]
2024.05.21 18:53 rissyarrest Dog Suddenly Fearful of Husband
We've had our dog with us a little over a month now, everything was going great until about a week ago. I was leaving for work and my husband had the day off.
I pick him up and give him a kiss goodbye and hand him over to my husband, so he doesn't trip me as I walk out the door.
Ever since then, he has been practically terrified of my husband. He will leave the room when my husband enters, he no longer clings to husband and really only comes to lay on me. He has his tail tucked and shakes when he gets near him. (We think he is a chihuahua rat terrier mix) He still has his nutty buddies, not sure if those would cause anything emotion distress towards my husband.
My husbands heart is broken because this was "His" dog and he feels he's invested so much time into him for him to be scared of my husband.
Husband says he has done nothing to harm the dog or make him feel bad, he always give him treats and pets and love.
My husband is being a little over dramatic in my opinion about this, he's even said that he is "my dog now' and he is only there for the labor (feeding and taking him out when I'm not home)
We got this dog together and moved/bought a house just so we could adopt him, I'm not sure what to do about this. I tried to google what we should do and I'm coming up with mixed answers.
We live near Mobile AL. Husband works at a boarding facility and grew attached to this little abandoned baby and brought me in to see him and we fell in love with our little man.
Any advice on what we can do to mend their relationship? I know things take time, I think my husband is just hurt and in his feelings and unable to think like an adult about this. Our dog is about 5 years old, Husband is 35, I'm 25.
Thank you in advance
submitted by rissyarrest to doghelp [link] [comments]
I pick him up and give him a kiss goodbye and hand him over to my husband, so he doesn't trip me as I walk out the door.
Ever since then, he has been practically terrified of my husband. He will leave the room when my husband enters, he no longer clings to husband and really only comes to lay on me. He has his tail tucked and shakes when he gets near him. (We think he is a chihuahua rat terrier mix) He still has his nutty buddies, not sure if those would cause anything emotion distress towards my husband.
My husbands heart is broken because this was "His" dog and he feels he's invested so much time into him for him to be scared of my husband.
Husband says he has done nothing to harm the dog or make him feel bad, he always give him treats and pets and love.
My husband is being a little over dramatic in my opinion about this, he's even said that he is "my dog now' and he is only there for the labor (feeding and taking him out when I'm not home)
We got this dog together and moved/bought a house just so we could adopt him, I'm not sure what to do about this. I tried to google what we should do and I'm coming up with mixed answers.
We live near Mobile AL. Husband works at a boarding facility and grew attached to this little abandoned baby and brought me in to see him and we fell in love with our little man.
Any advice on what we can do to mend their relationship? I know things take time, I think my husband is just hurt and in his feelings and unable to think like an adult about this. Our dog is about 5 years old, Husband is 35, I'm 25.
Thank you in advance
2024.05.21 18:46 EvaJP Venting
Hi all, first off, this group has made me feel less guilty about everything GD.
I was diagnosed with GD at 24 weeks; they refused to give me the 3-hour test as my numbers were high (but I had been eating a lot of sugar and had a lot of pasta and pizza the night before the test); but given my numbers now that is beside the point cause I do think I have GD.
I am 28 weeks today, so for the last four weeks, I have driven myself crazy; I spoke to a dietitian who essentially told me my diet is good and there isn't much I can change. For context, I have maybe 1/4 cup of steel-cut oats, a spoonful of PB, 5-10 berries, and 1-2 hard-boiled eggs for Breakfast. Have rice cooked in coconut oil sat in the fridge overnight (to reduce the GI) with cottage cheese and spinach for lunch, snack on beef jerky, cheese, maybe half a granny smith apples with PB, and sometimes guac with two pieces of tiny sourdough crackers. For dinner, I almost always have half a plate of salad with some Caesar dressing and either chicken/fish / or steak with half an avocado. And I walk 15-20 mind after lunch and dinner. My fasting numbers are consistently between 96 and 105 (I know, not good), but my post-meal numbers have mostly been around 105-117, except today, when my post-breakfast number was 131, after eating the same breakfast as always.
In all this, my OB has been quiet. Their office, not any doctor, called me the Monday after the Friday I got the test results and told me to prick myself four times a day and take notes of what I eat and the numbers. That's it. I am supposed to see them tomorrow, after a month of anguish, and the fetal-maternal specialist on Thursday. I feel so exhausted from all of this because clearly, the OB doesn't give two shits, I am trying, and I feel like I am failing badly.
I also got a CGM to see what was going on. My BG drops at night and returns up just in time for fasting to increase. At this point, I feel so deprived and tired of this and want to be able to eat some carbs and not just meat all the time. I am more than willing to take insulin; presumably, they will give me insulin. My thought process was that I might need insulin for night time, but after today’s post breakfast number I feel hopeless. :(
That’s all I wanted to say. Idk if I am the only one but I can’t wait for the baby to be out, I am no longer enjoying my pregnancy. And yeah, if it provides any perspective, I work in a very high stress job. Any suggestions is welcome. Thank you so much.
submitted by EvaJP to GestationalDiabetes [link] [comments]
I was diagnosed with GD at 24 weeks; they refused to give me the 3-hour test as my numbers were high (but I had been eating a lot of sugar and had a lot of pasta and pizza the night before the test); but given my numbers now that is beside the point cause I do think I have GD.
I am 28 weeks today, so for the last four weeks, I have driven myself crazy; I spoke to a dietitian who essentially told me my diet is good and there isn't much I can change. For context, I have maybe 1/4 cup of steel-cut oats, a spoonful of PB, 5-10 berries, and 1-2 hard-boiled eggs for Breakfast. Have rice cooked in coconut oil sat in the fridge overnight (to reduce the GI) with cottage cheese and spinach for lunch, snack on beef jerky, cheese, maybe half a granny smith apples with PB, and sometimes guac with two pieces of tiny sourdough crackers. For dinner, I almost always have half a plate of salad with some Caesar dressing and either chicken/fish / or steak with half an avocado. And I walk 15-20 mind after lunch and dinner. My fasting numbers are consistently between 96 and 105 (I know, not good), but my post-meal numbers have mostly been around 105-117, except today, when my post-breakfast number was 131, after eating the same breakfast as always.
In all this, my OB has been quiet. Their office, not any doctor, called me the Monday after the Friday I got the test results and told me to prick myself four times a day and take notes of what I eat and the numbers. That's it. I am supposed to see them tomorrow, after a month of anguish, and the fetal-maternal specialist on Thursday. I feel so exhausted from all of this because clearly, the OB doesn't give two shits, I am trying, and I feel like I am failing badly.
I also got a CGM to see what was going on. My BG drops at night and returns up just in time for fasting to increase. At this point, I feel so deprived and tired of this and want to be able to eat some carbs and not just meat all the time. I am more than willing to take insulin; presumably, they will give me insulin. My thought process was that I might need insulin for night time, but after today’s post breakfast number I feel hopeless. :(
That’s all I wanted to say. Idk if I am the only one but I can’t wait for the baby to be out, I am no longer enjoying my pregnancy. And yeah, if it provides any perspective, I work in a very high stress job. Any suggestions is welcome. Thank you so much.
2024.05.21 18:43 deathhoneypot WIBTA or AITA - For not sending a text after already sending a text
AITA or WIBTA - Sorry for my English it's not my language and also for the long post. I (28F) have a friend (23F) we have been friends for at least 4 years now. She has helped me at my lowerest and I have helped her though hers. We have spend nights crying and thinking no one would love us and we will be all we have. Which we agreed is the greatest. She than ended up getting back with her ex , who of course I never thought actually deserves her. But I supported her all the way with smiles, it's her choice I just need to be there for her. She ended up becoming pregnant and I was moving to another state. She wasn't happy about it as she said she would miss me alot but she was okay about it. It went on as normal and we were still best friends, her tummy grow and the baby boy was growing nicely. In that time I ended up meeting a great guy with a son and we got serious very quickly for the better. Again she wasn't really happy because it meant less time for her but she was happy I was happy. I took on the mommy role very quickly and the little boy didn't have a mom because she left my bf when the baby was 1 month old. I moved in with my bf and he proposed after a year of dating. After being engaged for about 3 months we found out we were pregnant too. Which we are so happy about. In this whole time we were still talking and being good friends and she also got engaged. Than all of a sudden she moved to the state I'm and lives a few miles away. That's when stuff started getting weird. I kept asking her when she has moving so I could help and come around to see her. She kept leaving me on read and not responding. I would then leave it because I don't want to overwhelm her. Than after 2 weeks she sends me a message and tells me off for not messaging her and she feels like I'm forgetting her. I then told her that's not the case, I have been busy and waiting for her to answer. To which she says but I just seem distancing to her. I promised I would try harder to contact her and try to see her. Then we spoke for a day properly again and I made she to answer her right away so she doesn't feel like I'm distancing her. again she left me on read and I kept sending messages to her , around 7 including voice notes. Which she never answered or listened to. And than randomly she message me saying she I never let her know how the baby is growing and she feels like my fiancé is taking me away from her. But my fiancé is excited to meet her and her fiance and baby. I then told her that and asked her how they are.I sent her a long message about the pregnant going. Then again she never answered again. So now my brother and fiancé are saying she is taking advantage of my nice and making me feel bad all the time when it's her that's not putting in effort.
So my question is WIBTA or AITA for not answering her or contacting her again after she has ghosted me yet again?
Sorry Just emotional from pregnancy and really need to vent because I really feel used and also wrong.
submitted by deathhoneypot to AmItheAsshole [link] [comments]
So my question is WIBTA or AITA for not answering her or contacting her again after she has ghosted me yet again?
Sorry Just emotional from pregnancy and really need to vent because I really feel used and also wrong.
2024.05.21 18:33 Momma_Roy Is it me
Am I the asshole? I (16F) got pregnant with my boyfriend of 4 months (19M) during February 2023 then had my beautiful son during October 2023 a month early. my son is now basically 7 months and it feels like I’ve fallen out of love with his dad. To give some background it’s taken me these 7 months to gradually grow father away from my boyfriend, and it’s only happened because I feel he isn’t being a father to our son and is continuously putting himself his thoughts his wants and needs before me and our son. During our first month home from the hospital we slept in separate rooms me on a twin blow up mattress in our son’s room with our son. And him in our room. At the time my boyfriend had no set career so he was only able to get about a week for paternity leave. However during his paternity week he made no efforts to be a dad. He quite literally played video games all day smoked weed and slept. As well as constantly complaining about having to be in the hospital and the toll the hospital couches took on his body. Mind you I’m wearing diapers along with our son. Waking and sleeping every 2 hours. Changing every diaper. Running every bath. Not able to shower or eat unable to take a moment for myself because I had to sleep or go and clean dishes, do laundry, clean the room my boyfriend solo trashed, cleaning my son’s room etc. fast forward to now our son is almost 7 months and he’s very alert has a amazing personality even for 7 months and very little has changed. His dad will occasionally “do the dishes”leaving them still caked with baby foods. Never gives our son a bath has changed a total of 4 diapers 1 poop, dosent do laundry, unless I’ve left it unattended for a few days, and then, when he does do the laundry he does it angrily complaining about needing to do the laundry. he rarely spends time with our son has no problem to watch our son while I step away to go to the bathroom but won’t voluntarily spend time with our son will never play with him while he’s doing tummy time or try to talk to him while he’s in his walker. And I feel that I’m very fair with giving him opportunities. I often ask him if he’d like to spend time with our son I often give him the ability to spend time with our son without the responsibility of it basically meaning him and our son can do whatever they want and I will be there so that way if our son is hungry, throws his toy or has a fit im there for him. And my boyfriend seems to have no want for any of that. recently me, and my boyfriend had gotten into a fight. As I was trying to get our son ready to bring him outside, and I turned around to grab him a pair of socks mind, you, my boyfriend is a few inches away from our son, and within the time it took for me to turn my back in order to get our son a pair of socks, he managed to roll off of the bed. And of course it was my fault. My boyfriend completely went off on me. We are currently living with his parents and he told me that he would kick me out that he was going to call the cops on me as well as numerous other things. Point being in this argument I finally got to say some things that I haven’t been saying like how I feel like I’m raising our son solo how it seems like he has no interest in our son how I am the one who’s doing everything. And since this argument, every day a feeling has been growing within me. I’ve never really liked the phrase ick and I’ve never really gotten one before but sense me and my boyfriends argument everything that he’s doing is irritating me. my birthday is coming up next month, and last month I asked him what my budget was so that way I could pick out a bunch of stuff online for him just to order for me and he initially told me $200 which is now dropped down to 75. Mind you since last month and this month my boyfriend has spent almost $800 on a single hoodie and a single pair of shoes and is constantly complaining to me about how expensive everything is. I could keep going, but am I the asshole
submitted by Momma_Roy to Parenting [link] [comments]
2024.05.21 18:28 subway_surfer1 2 months into cycle after 2 year break from shoulder injury
 | 25yo male. Currently 5”6 180lb. Lifted my whole life from 15-22. Hopped on test cyp at age 23, did a 3 month cycle and went from 185 to 220lb’s. Bench jumped from 225 to 315 and everything was going great until i injured my shoulder pretty badly towards the end of my cycle. Had to take a break from lifting and took about a year to fully heal from the injury. By then I had lost almost all my muscle and had fallen out of love with lifting. Went from 220lb’s to 142lb body weight over 2 years and 2 months ago i got fed up with how i looked so i started lifting again and hopped on 250mg of Test cyp. Bumped my calories from 2000 a day to 5000. Within 2 months i’ve put on 40 pounds. Bench press went from 155lb’s to 275, deadlift went from 225 to 375. Same with squat. Pictures on the left is me right now cruising at 180mg a week just starting a cutting cycle. I know my physique is no where near impressive but i think it’s pretty cool how fast your body can put back muscle on after a long time, just wanted to share my story and results since none of my friends care for working out. submitted by subway_surfer1 to Testosterone [link] [comments] |
2024.05.21 18:28 BleepBlimpBop $RILY DD: Long List of Short Seller Claims --- DEBUNKED with proof!
Ever-shifting Short Seller Claims
The short sellers attacking RILY in 2023-2024 have been relentless, with an ever-shifting list of wild accusations.It's sickening to watch them compile a never-ending list of baseless wild theories and claims to support their short positions, which are demonstrably false. But as each is proved false, they pivot to new claims, and/or change the goalposts.
The sheer volume of shifting claims makes it hard to track how despotic they are with their "platform," and how many falsehoods they've spun. Even for someone who watched it in real-time, for almost a year
Compiled & Debunked
Sunlight kills vampires. To that end, I've compiled a list of (i) claimants (ii) claims (iii) reality (iv) definitive source proving reality.Why Did They Target RILY?
One of the most vocal short sellers, Nate Koppikar (who also introduced Marc Cohodes to the "opportunity") has a fund Orso Partners. Based on their SEC registration document, this is their investment thesis:"The Account’s investment objectives are to achieve capital appreciation primarily by identifying and selling short marketable equity securities of underfollowed and complex companies with misleading or corrective disclosures through a research-intensive process. The Account employs a short-biased investment strategy with an emphasis on primarily small to mid-cap companies that are underfollowed and complex (i.e., companies with market capitalizations of less than $5 billion which the market does not yet have a wellformed bull and/or bear perspective)."
RILY fits their description. The icing on the cake was the relatively large market cap, and the relatively small float. Given extremely high insider ownership (32.9% of shares per the proxy), and limitations on when and how insiders can trade, the "free float" of the stock (i.e., the shares that regularly trade) is very small for the size of the company. Moreover, the setup would only get better - given insiders have consistently used their free cash to buy additional shares hand-over-fist (further reducing the float).
That meant, with relatively small amounts of capital, the short sellers could shove around the stock price. That ability to move price opens another profit avenue - taking large derivative positions (buying puts, and selling calls), and shoving the price (or allowing it to drift up) to profit all along the way. It looked so good, the stock has been the highest-shorted on the US indices for several months. Even after the release of the 10-K, shares remain "hard to borrow" with elevated borrow fees.
Debunked Claims
The claims made by vocal short sellers could fill a book. Most were outrageous and fanciful when they were proposed. Virtually all have objectively debunked. This isn't a comprehensive list, as their claims are too numerous and varied. But it paints an illuminating picture.With a track record this poor, one would expect the short sellers to exit - rather than continuing to spin new narratives. Perhaps the continued attacks are their exit strategy to avoid bankruptcy... Well, #Bullish.
With the highest short interest of all US stocks (albeit likely decreased from the highs of ~76% of the float), I think this is more than ripe for a return to fair value - or well above, if a short squeeze occurs.
Note that the list below deliberately excludes three types of posts/claims from the short sellers:
A) Juvenile personal attacks and attempts to character assassinate and dox a long list of people (RILY CEO, RILY new hires, RILY clients, Marcum the auditor, Marcum's lead audit professional, any firm or individual publicly posting a bull thesis on RILY, etc.).
B) Those that make no objective claims, but simply exist as a product of malicious degeneracy (like pictures of roasted pigs in ovens labeled Bryant Riley the CEO, photoshopped pictures of the CEO in prison chains next to convicted felons, video of an obese woman barely able to walk being gored by a bull labeled Mrs. Riley the CEO's wife, etc.).
C) Those that are impossible for short sellers to know, and impossible to objectively verify (e.g., Marc Cohodes claiming a single RILY trader front runs the CEOs personal short trades in front of clients taking following the firm's bullish advice on those stocks, to guarantee profits).
| Claimant | Claim | Reality |
|---|---|---|
| 1) Wolfpack | Wolfpack “RILY will record investment losses of up to ~$700 million in 2023” FALSE 10-K | FALSE |
| 2) Wolfpack | “new loan to CORZQ will work out just as badly as the last and end in default (again) before June 2023” | FALSE Repaid in full, early, on 1/6/2024. |
| 3) Wolfpack | “The coupon rate on RILY’s seven issues of baby bonds ranges from 5% to 6.75%, which we believe to be far too low to compensate investors for the existential risk that accompanies these securities.” | FALSE Full redemption of May 2024 came early. Far more than sufficient cash to cover debt payments. |
| 4) Wolfpack | “According to our analysis, 4 of RILY’s largest 7 corporate borrowers with outstanding loan balances of $295.3 million are at a high risk of default, or in the case of CORZQ, is already in default.” | FALSE a. Core Scientific Inc. repaid early and in full ($111MM of the “risk”) b. Exela Technologies repaid term loan in full ($55.8MM of the “risk”) c. Arena Group Holdings debt retired in full ($99MM of the “risk”). Publicly disclosed in the most recent 10-K for each company (search for "Riley" in the filing) |
| 5) Wolfpack | “RILY’s NAV is Far Below the $1.1 Billion Minimum NAV Requirement That Is Required for the Nomura Credit Agreement Putting RILY at Risk of Collapse in 2023” | FALSE RILY is in full compliance with the Nomura credit agreement. Moreover, reflecting the strength of the relationship, Nomura even granted a no-fee extension when the 10-K filing was delayed. Also see 10-K for current status. |
| 6) Wolfpack | “Over $200 Million of the Goodwill and Intangible Assets on RILY’s Balance Sheet is Attributable to its Telecom Rollup, which is Centered on Dial-up and DSL Internet:” - criticizing them as dying businesses with no value | FALSE Segment is extremely valuable. From just 2020 to 2023, the communications segment has returned over $212.2MM in adjusted EBITDA. |
| 7) Nate Koppikar (TheFriendlyBear) + Bill Abbate Jr. (JrAbbate), Various | RILY committed fraud with loans and closing the FRG acquisition. "The fact $RILY closed the FRG deal while hiding the Kahn loan - an all PIK defaulted loan backed by $FRG shares - is a Hall of Fame worthy act of fraud. I thought after Enron/Sarbox we couldn't have something like this happen in US markets." | FALSE A law firm led an internal investigation, and an independent external investigation both found “The review confirmed what the Company previously disclosed: that the Company and its executives, including Bryant Riley, had no involvement with, or knowledge of, any of the alleged misconduct concerning Prophecy.” “The results of the independent investigation confirmed that the Company and its executives had no involvement with, or knowledge of, any of the alleged misconduct concerning Mr. Kahn or any of his affiliates. This independent investigation was conducted subsequent to the Company's February 22, 2024 disclosure of the internal review performed with the assistance of Sullivan & Cromwell LLP as outside counsel.” Also see 10-K |
| 8) Marc Cohodes (AlderlaneEggs), ParrotCapital, Bill Abbate Jr. (JrAbbate), Various | The 10-K will never be filed. They can't produce audited financials. | FALSE Audited 10-K was filed. Delay was due to Audit committee fulfilling its responsibilities and proactively conducting investigations (internal and external). |
| 9) Marc Cohodes (AlderLaneEggs) + Nate Koppikar (TheFriendlyBear) + Bill Abbate Jr. (JrAbbate) + ParrotCapital | Sullivan and Cromwell knew about Massive Fraud, and did a "sham investigation" | FALSE Sullivan and Cromwell is one of the most respected law firms, in the US and worldwide. "Sullivan & Cromwell continues to lead all law firm advisers in announced and completed global deals in 2023, according to Bloomberg and LSEG. The Firm advised on global announced deals totaling more than $345 billion, representing a 12.1 percent market share, per Bloomberg, and on completed global deals totaling more than $431 billion, representing a 16.9 percent market share, per LSEG." They're not compromising themselves for a relatively small client. |
| 10) Marc Cohodes (AlderLaneEggs), Nate Koppikar (TheFriendlyBear), Bill Abbate Jr. (JrAbbate), Parrot Capital | Marcum is enabling Massive Fraud | FALSE Marcum is a respected audit firm, and 13th largest by revenue. "Marcum LLP advanced into the Top 15 in the 2023 Vault Accounting list of top-ranked accounting firms. Marcum climbed six levels to the No. 13 ranking overall and earned a ranking of 14 in prestige. The Firm also won Top 20 rankings across all Practice Area, Quality of Life, and Diversity categories, including several new classifications added this year." |
| 11) Marc Cohodes (AlderLaneEggs) | Nomura is enabling Massive Fraud | FALSE Nomura is a global financial services company, and the oldest brokerage firm in Japan. They operate in a highly regulated industry. They're not putting themselves on the line for a relatively small client. |
| 12) Parrot Capital | "The list of $RILY enablers is massive: Marcum LLP, Sullivan and Cromwell, Seeking Alpha, Holbrook Holdings, $AX Axos Bank, Many, many more." | FALSE There's no global conspiracy whereby these companies - all respected law firms, auditors, banks, and media outlets - are collectively colluding to enable RILY to commit fraud. Requires only two brain cells and one functioning synapse to know there's no grand collusion cabal between these disparate companies. |
| 13) Marc Cohodes (AlderLaneEggs), Jonathan Weil at WSJ | Franchise Group shares used to secure Kahn loan: "It is unclear whether Kahn pledged the same shares twice—to both Prophecy and B. Riley." | FALSE As stated by the company, Simple UCC search disproves this. UCC # 202302295747 |
| 14) Marc Cohodes (AlderLaneEggs) | “Bryant Riley is on the Road, telling people the ‘audit partner at Marcum left’ and that ‘I have made mistakes’ “ | FALSE Marcum audit partner was working on the audit the whole time; the original audit partner had hit the 5yr SEC rule, so he was never working on this year’s audit. |
| 15) Marc Cohodes (AlderLaneEggs) | "So it turns out James La Rocca was Fired by MarcumLLP If nothing was wrong with prior $RILY Audits, why is he gone? This will be great in discovery of what exactly went on. | FALSE Marcum audit partner was working on the audit the whole time; the original audit partner had hit the 5yr SEC rule, so he was never working on this year’s audit. |
| 16) Koppikar (TheFriendlyBear) | “So Bryant Riley did disseminate MNPI back in March” in response to Cohodes claim that he told people the Marcum partner left | FALSE Cohodes claimed Bryant Riley was telling people the Marcum auditor left. Koppikar called that disseminating MNPI. Cohodes statement was false (and thus Koppikar's derivate claim is also false). A different auditor worked on RILY, as Marcum follows the SEC rules; the lead auditor can only serve the client for 5 consecutive years. As such, Koppikar’s derivative claim of disseminating MNPI is false. |
| 17) Koppikar (TheFriendlyBear) | “He appears to still not be familiar with the voting interest model of consolidation… why is a life science and tech partner signing an extremely complex investment company / broker dealer audit ???” i.e., auditor is unqualified | FALSE The auditor is fully qualified. Marcum is a highly respected auditor; they don't hire unqualified people, or assign them to clients they're unqualified to audit. RILY is continuing to use Marcum as the 2024 auditor. |
| 18) Marc Cohodes (AlderLaneEggs) | "Now that the $RILY dividend is going away, this omission is serious stuff" | FALSE The dividend did not go away. It was reduced from $1.00/share to $0.50/share, to allow them to opportunistically allocate capital. 23Q4 and 24Q1 |
2024.05.21 18:27 SeveralBollocks_67 Toyota Expert Technician , stay path to MDT, or jump careers now?
I'm at a bit of a cross-roads here. Currently expert level Toyota MDT apprentice role. will still become MDT eventually, just need 18 more months of tenure. Already have the certs.
Heres the probem though, I make a modest 29/hr flat rate, but I am lucky to pull 70 hours a pay period, though I am physically here 90ish hours (7am-5am). Pair that with being in about 7k in debt for tools and I am starting to lose morale. I love working on cars, or machinery in general. But the inconsistent pay is endlessly stressful.
When I become MDT, I get a pay bump, and access to more advanced work. This could easily grant me 6 figures if I really bust my ass (up to 37hr, 120-140hours)
Would you stick to this path? Maybe take a vacation to help with the loss of morale and get to working towards that MDT?
OR...
Jump careers???
I am interested in tinkering with just about any machinery. Solar farms, BOATS, Air-planes, Factories, Buildings! ANYTHING where I can use my brain and my tools to produce results.
How is the conversion from an experience Automotive Technician to other Technician roles? Would I be stuck starting from the beginning again? Would anything change having Toyota Master diag technician (highest technical level for automotive repair)
TL;DR - CURRENTLY Toyota Expert Tech, will be MDT in 18 months. OR Jump careers to make AT LEAST similar money and not be stuck at the entry level cycle. Please suggest anything relayed to Automotive mechanic careers?
submitted by SeveralBollocks_67 to careeradvice [link] [comments]
Heres the probem though, I make a modest 29/hr flat rate, but I am lucky to pull 70 hours a pay period, though I am physically here 90ish hours (7am-5am). Pair that with being in about 7k in debt for tools and I am starting to lose morale. I love working on cars, or machinery in general. But the inconsistent pay is endlessly stressful.
When I become MDT, I get a pay bump, and access to more advanced work. This could easily grant me 6 figures if I really bust my ass (up to 37hr, 120-140hours)
Would you stick to this path? Maybe take a vacation to help with the loss of morale and get to working towards that MDT?
OR...
Jump careers???
I am interested in tinkering with just about any machinery. Solar farms, BOATS, Air-planes, Factories, Buildings! ANYTHING where I can use my brain and my tools to produce results.
How is the conversion from an experience Automotive Technician to other Technician roles? Would I be stuck starting from the beginning again? Would anything change having Toyota Master diag technician (highest technical level for automotive repair)
TL;DR - CURRENTLY Toyota Expert Tech, will be MDT in 18 months. OR Jump careers to make AT LEAST similar money and not be stuck at the entry level cycle. Please suggest anything relayed to Automotive mechanic careers?
2024.05.21 18:27 rissyarrest Dog Suddenly Fearful of Husband
We've had our dog with us a little over a month now, everything was going great until about a week ago. I was leaving for work and my husband had the day off.
I pick him up and give him a kiss goodbye and hand him over to my husband, so he doesn't trip me as I walk out the door.
Ever since then, he has been practically terrified of my husband. He will leave the room when my husband enters, he no longer clings to husband and really only comes to lay on me. He has his tail tucked and shakes when he gets near him. (We think he is a chihuahua rat terrier mix) He still has his nutty buddies, not sure if those would cause anything emotion distress towards my husband.
My husbands heart is broken because this was "His" dog and he feels he's invested so much time into him for him to be scared of my husband.
Husband says he has done nothing to harm the dog or make him feel bad, he always give him treats and pets and love.
My husband is being a little over dramatic in my opinion about this, he's even said that he is "my dog now' and he is only there for the labor (feeding and taking him out when I'm not home)
We got this dog together and moved/bought a house just so we could adopt him, I'm not sure what to do about this. I tried to google what we should do and I'm coming up with mixed answers.
We live near Mobile AL. Husband works at a boarding facility and grew attached to this little abandoned baby and brought me in to see him and we fell in love with our little man.
Any advice on what we can do to mend their relationship? I know things take time, I think my husband is just hurt and in his feelings and unable to think like an adult about this. Our dog is about 5 years old, Husband is 35, I'm 25.
Thank you in advance
submitted by rissyarrest to pethelp [link] [comments]
I pick him up and give him a kiss goodbye and hand him over to my husband, so he doesn't trip me as I walk out the door.
Ever since then, he has been practically terrified of my husband. He will leave the room when my husband enters, he no longer clings to husband and really only comes to lay on me. He has his tail tucked and shakes when he gets near him. (We think he is a chihuahua rat terrier mix) He still has his nutty buddies, not sure if those would cause anything emotion distress towards my husband.
My husbands heart is broken because this was "His" dog and he feels he's invested so much time into him for him to be scared of my husband.
Husband says he has done nothing to harm the dog or make him feel bad, he always give him treats and pets and love.
My husband is being a little over dramatic in my opinion about this, he's even said that he is "my dog now' and he is only there for the labor (feeding and taking him out when I'm not home)
We got this dog together and moved/bought a house just so we could adopt him, I'm not sure what to do about this. I tried to google what we should do and I'm coming up with mixed answers.
We live near Mobile AL. Husband works at a boarding facility and grew attached to this little abandoned baby and brought me in to see him and we fell in love with our little man.
Any advice on what we can do to mend their relationship? I know things take time, I think my husband is just hurt and in his feelings and unable to think like an adult about this. Our dog is about 5 years old, Husband is 35, I'm 25.
Thank you in advance
2024.05.21 18:23 BleepBlimpBop $RILY: Long List of Short Seller Claims --- DEBUNKED
Ever-shifting Short Seller Claims
The short sellers attacking RILY in 2023-2024 have been relentless, with an ever-shifting list of wild accusations.It's sickening to watch them compile a never-ending list of baseless wild theories and claims to support their short positions, which are demonstrably false. But as each is proved false, they pivot to new claims, and/or change the goalposts.
The sheer volume of shifting claims makes it hard to track how despotic they are with their "platform," and how many falsehoods they've spun. Even for someone who watched it in real-time, for almost a year
Compiled & Debunked
Sunlight kills vampires. To that end, I've compiled a list of (i) claimants (ii) claims (iii) reality (iv) definitive source proving reality.Why Did They Target RILY?
One of the most vocal short sellers, Nate Koppikar (who also introduced Marc Cohodes to the "opportunity") has a fund Orso Partners. Based on their SEC registration document, this is their investment thesis:"The Account’s investment objectives are to achieve capital appreciation primarily by identifying and selling short marketable equity securities of underfollowed and complex companies with misleading or corrective disclosures through a research-intensive process. The Account employs a short-biased investment strategy with an emphasis on primarily small to mid-cap companies that are underfollowed and complex (i.e., companies with market capitalizations of less than $5 billion which the market does not yet have a wellformed bull and/or bear perspective)."
RILY fits their description. The icing on the cake was the relatively large market cap, and the relatively small float. Given extremely high insider ownership (32.9% of shares per the proxy), and limitations on when and how insiders can trade, the "free float" of the stock (i.e., the shares that regularly trade) is very small for the size of the company. Moreover, the setup would only get better - given insiders have consistently used their free cash to buy additional shares hand-over-fist (further reducing the float).
That meant, with relatively small amounts of capital, the short sellers could shove around the stock price. That ability to move price opens another profit avenue - taking large derivative positions (buying puts, and selling calls), and shoving the price (or allowing it to drift up) to profit all along the way. It looked so good, the stock has been the highest-shorted on the US indices for several months. Even after the release of the 10-K, shares remain "hard to borrow" with elevated borrow fees.
Debunked Claims
The claims made by vocal short sellers could fill a book. Most were outrageous and fanciful when they were proposed. Virtually all have objectively debunked. This isn't a comprehensive list, as their claims are too numerous and varied. But it paints an illuminating picture.With a track record this poor, one would expect the short sellers to exit - rather than continuing to spin new narratives. Perhaps the continued attacks are their exit strategy to avoid bankruptcy... Well, #Bullish.
With the highest short interest of all US stocks (albeit likely decreased from the highs of ~76% of the float), I think this is more than ripe for a return to fair value - or well above, if a short squeeze occurs.
Note that the list below deliberately excludes three types of posts/claims from the short sellers:
A) Juvenile personal attacks and attempts to character assassinate and dox a long list of people (RILY CEO, RILY new hires, RILY clients, Marcum the auditor, Marcum's lead audit professional, any firm or individual publicly posting a bull thesis on RILY, etc.).
B) Those that make no objective claims, but simply exist as a product of malicious degeneracy (like pictures of roasted pigs in ovens labeled Bryant Riley the CEO, photoshopped pictures of the CEO in prison chains next to convicted felons, video of an obese woman barely able to walk being gored by a bull labeled Mrs. Riley the CEO's wife, etc.).
C) Those that are impossible for short sellers to know, and impossible to objectively verify (e.g., Marc Cohodes claiming a single RILY trader front runs the CEOs personal short trades in front of clients taking following the firm's bullish advice on those stocks, to guarantee profits).
| Claimant | Claim | Reality |
|---|---|---|
| 1) Wolfpack | Wolfpack “RILY will record investment losses of up to ~$700 million in 2023” FALSE 10-K | FALSE |
| 2) Wolfpack | “new loan to CORZQ will work out just as badly as the last and end in default (again) before June 2023” | FALSE Repaid in full, early, on 1/6/2024. |
| 3) Wolfpack | “The coupon rate on RILY’s seven issues of baby bonds ranges from 5% to 6.75%, which we believe to be far too low to compensate investors for the existential risk that accompanies these securities.” | FALSE Full redemption of May 2024 came early. Far more than sufficient cash to cover debt payments. |
| 4) Wolfpack | “According to our analysis, 4 of RILY’s largest 7 corporate borrowers with outstanding loan balances of $295.3 million are at a high risk of default, or in the case of CORZQ, is already in default.” | FALSE a. Core Scientific Inc. repaid early and in full ($111MM of the “risk”) b. Exela Technologies repaid term loan in full ($55.8MM of the “risk”) c. Arena Group Holdings debt retired in full ($99MM of the “risk”). Publicly disclosed in the most recent 10-K for each company (search for "Riley" in the filing) |
| 5) Wolfpack | “RILY’s NAV is Far Below the $1.1 Billion Minimum NAV Requirement That Is Required for the Nomura Credit Agreement Putting RILY at Risk of Collapse in 2023” | FALSE RILY is in full compliance with the Nomura credit agreement. Moreover, reflecting the strength of the relationship, Nomura even granted a no-fee extension when the 10-K filing was delayed. Also see 10-K for current status. |
| 6) Wolfpack | “Over $200 Million of the Goodwill and Intangible Assets on RILY’s Balance Sheet is Attributable to its Telecom Rollup, which is Centered on Dial-up and DSL Internet:” - criticizing them as dying businesses with no value | FALSE Segment is extremely valuable. From just 2020 to 2023, the communications segment has returned over $212.2MM in adjusted EBITDA. |
| 7) Nate Koppikar (TheFriendlyBear) + Bill Abbate Jr. (JrAbbate), Various | RILY committed fraud with loans and closing the FRG acquisition. "The fact $RILY closed the FRG deal while hiding the Kahn loan - an all PIK defaulted loan backed by $FRG shares - is a Hall of Fame worthy act of fraud. I thought after Enron/Sarbox we couldn't have something like this happen in US markets." | FALSE A law firm led an internal investigation, and an independent external investigation both found “The review confirmed what the Company previously disclosed: that the Company and its executives, including Bryant Riley, had no involvement with, or knowledge of, any of the alleged misconduct concerning Prophecy.” “The results of the independent investigation confirmed that the Company and its executives had no involvement with, or knowledge of, any of the alleged misconduct concerning Mr. Kahn or any of his affiliates. This independent investigation was conducted subsequent to the Company's February 22, 2024 disclosure of the internal review performed with the assistance of Sullivan & Cromwell LLP as outside counsel.” Also see 10-K |
| 8) Marc Cohodes (AlderlaneEggs), ParrotCapital, Bill Abbate Jr. (JrAbbate), Various | The 10-K will never be filed. They can't produce audited financials. | FALSE Audited 10-K was filed. Delay was due to Audit committee fulfilling its responsibilities and proactively conducting investigations (internal and external). |
| 9) Marc Cohodes (AlderLaneEggs) + Nate Koppikar (TheFriendlyBear) + Bill Abbate Jr. (JrAbbate) + ParrotCapital | Sullivan and Cromwell knew about Massive Fraud, and did a "sham investigation" | FALSE Sullivan and Cromwell is one of the most respected law firms, in the US and worldwide. "Sullivan & Cromwell continues to lead all law firm advisers in announced and completed global deals in 2023, according to Bloomberg and LSEG. The Firm advised on global announced deals totaling more than $345 billion, representing a 12.1 percent market share, per Bloomberg, and on completed global deals totaling more than $431 billion, representing a 16.9 percent market share, per LSEG." They're not compromising themselves for a relatively small client. |
| 10) Marc Cohodes (AlderLaneEggs), Nate Koppikar (TheFriendlyBear), Bill Abbate Jr. (JrAbbate), Parrot Capital | Marcum is enabling Massive Fraud | FALSE Marcum is a respected audit firm, and 13th largest by revenue. "Marcum LLP advanced into the Top 15 in the 2023 Vault Accounting list of top-ranked accounting firms. Marcum climbed six levels to the No. 13 ranking overall and earned a ranking of 14 in prestige. The Firm also won Top 20 rankings across all Practice Area, Quality of Life, and Diversity categories, including several new classifications added this year." |
| 11) Marc Cohodes (AlderLaneEggs) | Nomura is enabling Massive Fraud | FALSE Nomura is a global financial services company, and the oldest brokerage firm in Japan. They operate in a highly regulated industry. They're not putting themselves on the line for a relatively small client. |
| 12) Parrot Capital | "The list of $RILY enablers is massive: Marcum LLP, Sullivan and Cromwell, Seeking Alpha, Holbrook Holdings, $AX Axos Bank, Many, many more." | FALSE There's no global conspiracy whereby these companies - all respected law firms, auditors, banks, and media outlets - are collectively colluding to enable RILY to commit fraud. Requires only two brain cells and one functioning synapse to know there's no grand collusion cabal between these disparate companies. |
| 13) Marc Cohodes (AlderLaneEggs), Jonathan Weil at WSJ | Franchise Group shares used to secure Kahn loan: "It is unclear whether Kahn pledged the same shares twice—to both Prophecy and B. Riley." | FALSE As stated by the company, Simple UCC search disproves this. UCC # 202302295747 |
| 14) Marc Cohodes (AlderLaneEggs) | “Bryant Riley is on the Road, telling people the ‘audit partner at Marcum left’ and that ‘I have made mistakes’ “ | FALSE Marcum audit partner was working on the audit the whole time; the original audit partner had hit the 5yr SEC rule, so he was never working on this year’s audit. |
| 15) Marc Cohodes (AlderLaneEggs) | "So it turns out James La Rocca was Fired by MarcumLLP If nothing was wrong with prior $RILY Audits, why is he gone? This will be great in discovery of what exactly went on. | FALSE Marcum audit partner was working on the audit the whole time; the original audit partner had hit the 5yr SEC rule, so he was never working on this year’s audit. |
| 16) Koppikar (TheFriendlyBear) | “So Bryant Riley did disseminate MNPI back in March” in response to Cohodes claim that he told people the Marcum partner left | FALSE Cohodes claimed Bryant Riley was telling people the Marcum auditor left. Koppikar called that disseminating MNPI. Cohodes statement was false (and thus Koppikar's derivate claim is also false). A different auditor worked on RILY, as Marcum follows the SEC rules; the lead auditor can only serve the client for 5 consecutive years. As such, Koppikar’s derivative claim of disseminating MNPI is false. |
| 17) Koppikar (TheFriendlyBear) | “He appears to still not be familiar with the voting interest model of consolidation… why is a life science and tech partner signing an extremely complex investment company / broker dealer audit ???” i.e., auditor is unqualified | FALSE The auditor is fully qualified. Marcum is a highly respected auditor; they don't hire unqualified people, or assign them to clients they're unqualified to audit. RILY is continuing to use Marcum as the 2024 auditor. |
| 18) Marc Cohodes (AlderLaneEggs) | "Now that the $RILY dividend is going away, this omission is serious stuff" | FALSE The dividend did not go away. It was reduced from $1.00/share to $0.50/share, to allow them to opportunistically allocate capital. 23Q4 and 24Q1 |
| 19) Marc Cohodes (AlderLaneEggs) | "$RILY doesn't make it till Easter... I will say it again and again.." | FALSE They made it, filed a 10-K and paid a dividend, filed a 10-Q and are paying a dividend, and are chugging along. With stock price 50% higher than when this claim was made. |
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2024.05.21 18:13 atomicblonde23 Bed sharing with baby that sleeps on tummy
First time mom here. My baby is 8 months and is starting to refuse the crib. She is rolling, crawling, sitting up, pulling to stand, etc. I want to bring her into my bed and I’m reading a lot about safe bed sharing practices. Everything says to leave baby on back but when I put baby down asleep on back she immediately flips to her tummy. Is it safe to bedshare with a baby that tummy sleeps as long as I follow all the other safe tips?
submitted by atomicblonde23 to beyondthebump [link] [comments]
2024.05.21 18:11 Financial_Driver379 Lymphatic Massages
I’m preparing to have a tummy tuck and breast lift next month. My doctor said I don’t need lymphatic massages after my tummy tuck. He said you only need lymphatic massages after liposuction. Has anyone else received this recommendation from their doctor?
submitted by Financial_Driver379 to tummytucksurgery [link] [comments]
2024.05.21 17:57 Euphoric-Boot3602 What do u think?
Hey everyone. I got this nostrilpiercing on 3/12/24 at a reputable piercer. The jewlery is a white gold disk and an 18g 5/16 threadless post. About a month into the piercing I got this nasty looking piercing bump and it has not gone away or even gotten smaller. I went to the piercer and he said to hold a gauze to it during one of my cleanings (i clean it twice a day with neil med). I did that and still no results I went back to the shop and a different piercer was there and she told me to keep it dry and if it doesn’t go down to come back in two weeks and switch the jewlery to like a ball and potentially a longer post so it doesn’t cut into the bump which could be what the flat disk is doing.
Buttttt, I also saw a dermatologist for a different skin issue since then and asked them about it just for the heck of it while I was there and they told me it looks like a keloid and to overnight soak it with the saline solution.
Basically I don’t know what to do and it’s not going away! It is crusty and bloody and then scabs over the piercing and falls off the piercing (i went to the piercer when it scabbed over it and they said it is not an issue and it won’t swallow the piercing up)
I will be going back to the piercer on Thursday as it will have been 2 weeks but I’m curious if anyone has had any experience with this and if it eventually went away!
(first picture is what it looks like today- second picture is how it looks when it’s not bleedy)
submitted by Euphoric-Boot3602 to piercing [link] [comments]
Buttttt, I also saw a dermatologist for a different skin issue since then and asked them about it just for the heck of it while I was there and they told me it looks like a keloid and to overnight soak it with the saline solution.
Basically I don’t know what to do and it’s not going away! It is crusty and bloody and then scabs over the piercing and falls off the piercing (i went to the piercer when it scabbed over it and they said it is not an issue and it won’t swallow the piercing up)
I will be going back to the piercer on Thursday as it will have been 2 weeks but I’m curious if anyone has had any experience with this and if it eventually went away!
(first picture is what it looks like today- second picture is how it looks when it’s not bleedy)
2024.05.21 17:57 Smart_Atmosphere7677 New Snake Sick
I recently bought a baby juvi water snake and notified shop mail order from about not eating and bumps underneath skin like small hard worts, not eating and getting skinnier, haven’t heard from shop yet, left detailed message with a picture. Can someone tell me what the hard bumps are?
submitted by Smart_Atmosphere7677 to snakes [link] [comments]
2024.05.21 17:56 The_Mexican_Poster Jojo's Bizarre Randomized Battles part 19:
 | Location: Superfly submitted by The_Mexican_Poster to StardustCrusaders [link] [comments] Enrico Pucci 『Made in Heaven』vs Toyohiro Kanedaichi 『Superfly』 |