Take over car payments

r/CarTalk

2010.09.20 06:45 darthcaldwell r/CarTalk

The place to talk about your car
[link]


2013.04.28 18:55 Jdibs77 Awesome Car Mods

A subreddit devoted to car modifications that are awesome. This subreddit is pretty simple, the title says it all.
[link]


2009.02.09 03:42 Personal Finance

Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
[link]


2024.05.15 12:33 BoysenberryIll1396 Please tell me if this is staph. I can’t get into the doctors until next week.

Please tell me if this is staph. I can’t get into the doctors until next week.
So, for context. I work as a home support carer showering elderly and cleaning their homes. I always wear PPE and sanitise when I get back in the car. Please keep in mind prior to starting my elderly care work I didn’t have any skin issues/allergies anything of the sort. I change my sheets & pillowcases frequently, I eat well and don’t have dairy. I exercise, sleep 8 hours and drink water. I can’t figure this out. Also note, I wasn’t able to be registered with the GP until April 2024 - small town & they were full.
September 2023: picked up a new client who is covered in spots, she says they aren’t itchy but she pics them. They are all over her body.
September 2023: started getting random skin issues, lump behind ear, lump on lip, eczema symptoms on hand & eyelids
November 2023: went to urgent care to see if they could tell me where my problems were coming from. No luck. They swabbed my lips for MRSA and it came back negative.
From Dec-Feb my problems pretty much cleared up (except for the self diagnosed eczema)
March 2024: (see pics) got two spots on my right bum cheek - hurt so bad I couldn’t sit properly and it felt so hard around the area. The red and hard area was the size of a bread plate. It also got weird straight lines like outward dents I was doing warm compresses during this time and it went away on its own.
April 2024: finally was registered for the GP - got blood tests done, they were clear. Not sure if that’s relevant. I did have low iron but have since been taking supplements and I put that down to not eating a lot of red meat.
Late April 2024: got what I thought was an ingrown hair, hurt to lift my arm for a few days. Again, did warm compress and it went away on its own.
Fast forward to May 2024: on the 10th, I got a tender red spot near my belly button - thought it was an itchy bite. It hasn’t gotten bigger but it’s still red and slightly tender if I touch it.
However, on the 11th I noticed this spot on my left hip, which is the 1st image. It’s getting bigger, it’s tender to touch and it’s hard.
My questions:
Could it be staph causing all of these issues? Can these ‘staph’ boils just flare up anywhere even though my client has never touched my bum or hip? Is the best thing for me to do, to stop looking after this particular client ASAP? If my lips were swabbed for MRSA in Nov 23 and it was negative - does that mean I didn’t have it or just that my lips didn’t have it? I suppose I’m asking if they have to swab the area where the infection is.
I will see the doctor as soon as they have a space open for me.
Appreciate any and all feedback! Pics of some of the issues I’ve mentioned are above.
submitted by BoysenberryIll1396 to Staphacne [link] [comments]


2024.05.15 12:29 Cpt_Lonestar I think it's over

Hello, Sorry in advance for the following long text.
I (M27) am married to my wife (W25) since last year ( civil marriage). And since 2018 (religious)
We have been together since 11 years. And I can't imagine a life without her. For you to understand I have to start at the beginning of our journey.
I met her when she was 16 and I was 18. First contact was through Facebook and we met shortly after for the first time. Before we met we called each other on a daily basis for hours and hours. We were in love without seeing each other.
At our first RL date we had a really good time and our love grew stronger.
Context for religion (it'll be important later)
I was raised as a "Christ" (My parents aren't religious at all) She was raised Muslim.
It happend that I had rough times in my teens, divorced parents lost grandparents etc.
I discovered Islam for me and it helped me In my situation. That was before I met my wife.
At that time I didn't had the courage to tell my mother and go to a Mosque.
Through my wife I got the courage and converted to Islam "officially". That was really awesome and I love my wife for the strength she gave me at the time.
At our first date, i was curious that she lied to her mother about me. And soon I would understand why.
Everything was alright and we had a long distance relationship a couple months (it takes 4 hours to get to her by train). Occasionally we met etc. But one day she called my crying and her voice was full of fear. Her (divorced) parents and her extended family found out that we were dating and there were fourious. That day I learnd about her family and the fact that thei were religious hardliners.
My wife told me that she was locked up in a room because they found out about me. And was threatened with death. Because they thought we had sex before marriage and that would be a sin etc. They told her stuff about honor killing. And she will soon die. She managed to get out there and begged me for help. I was devastated and I had no car nor the time to travel that far.
She wanted to flee from that town and her family. She had no money to buzz train tickets. I bought her tickets from my town. And send them over to her via Whatsapp.
It worked and she was on her way to me. And away from the bad people. We didn't call the police because nobody of us could think at the moment. At the same evening police knocked on my door ( I lived by my parents at the time) I was reported to the police because child kidnapping she was 16 and I was 18.
After that the times got harder she had to go to a safehouse etc. I received death threats and stuff via Whatsapp and calls from her mother. They would kill me, skin me, or rape me sister.
MZ biggest fear was for my wife. She was alone in that safehouse thing and I couldn't comfort her. For her the times had to be much harder then for me. And now I still feel guilty for what happened to her. On some days I wish didn't met her so that she could have a normal life :(
We went through that time year after year. It was a hard time, especially for her. Until we moved together. 2 years after that incident.
My family to was upset about that whole situation and I had to brake with them. They made things difficult because they had no empathy towards my wife or her situation.
4 years after the incident with her family she reunited with her mother and her sisters ( she wanted that and I can't speak against her, it is her decision and I am here to help her?)
Sure I wasn't happy but I accepted it because my wife wanted to, and that is what she needed to be happy, okay. Her mother stayed a week. She didn't apologize and came only for the reason make a religious wedding. So that " her daughter wouldnt live in sin".
Occasionally she phoned with her mom.
Fast forward a couple months.
She wants to visit her mother and her Grandma. Her Grandma is very important to her. But I wouldn't let her go alone and she didn't want to go alone so I went with her.
Her mom talked to people there and it should be safe for my wife. But not for me. I had to hide in the trunk of pure car so that no one sees me. She could roam freely and could visit her grandmother and other relatives.
I had to stay in the house of her mother. I didn't feel good in that environment but she was happy to see some people and this was worth it.
Years after that and more visits in her hometown later my wife was upset that I had to hide Everytime. (Only her mother knew about me,still being her husband)
Then her mother and my wife told everyone (extender relatives) that I am from Albany and she met at her University or something.
We made a bigger wedding in Turkey for with a video and other stuff to show of to her family. It was a wedding purely for them. They talked my wife down and I wanted to say something but my wife told me to keep my thoughts for my self.
After the wedding we visited her family more often and I have to say that some of her uncles are good people. But I can't feel accepted because I live a lie when I am there. They don't like me because of who I am, the "like" me because of the person they think I am.
That she visits her mother more frequently is not as good as I hoped because every dam time they shout at each other, her Mom gives her the fault on everything that happened. Her sisters too. That can't be good for any person, especially my wife. And was furios how they treat her after everything what went wrong I flipped and shouted at them. Only for my wife to angry towards me because I don't respect her family. One day it escalated between my wife and her younger sister (F18) and they began to punch each other. I held them back and shouted. My whole life I wasn't this angry. I immediately grabbed our suitcase and left this hellhole town.
This time my wife wasn't angry at me for shouting and everything was "normal". But after one week everything was alright between her and her sister.
My wife is treated like shit from her family every time she visits them, she is obviously very sad about this but she can't want to talk about it. She only says it is her family it is okay.
But nothing is okay, my wife is in bad condition emotionally and i can't stand it anymore. It breaks my heart everyday I see her so sad. And I can't do anything about it because she doesnt let me.
The last two years we can't live one week without a big fight. Fight over simple stuff like open toothpaste or "there is one spoon in the sink". And Everytime it breaks my heart. I know about her trauma and want to considerate it but sometimes when she gets too offensive or hits me (not with her fist, with her flat hand) I get aggressiv too and shout something back. Then she's sad and I feel guilty. Points she makes in big arguments are my
Fast forward to today.
Sadly her Grandma passed away and she was devastated. Me too because her grandma was the only person In her family that truly liked me and I liked her.
Her grandma was hospitalized two months ago and the last month we were 28 out of 30 days in her hometown to visit her grandma. I had to call in sick at work to make it work and support my wife.
And after her grandma passed away they organized her funeral in Beirut Lebanon (we live in Germany). I didn't want to go because there is a war going on in that part of the world. And the funeral there is a very personal thing where only the closest family members are allowed. My wife had to go. She told me that in advance. It wasn't easy to support her idea because i was afraid that something will happen to her.
But she said it's part of her journey and she has to go. Her heart wanted that.
The only thing I can do is, to provide emotional support. And I did that. She arrived safe at home after a week. But then the things got worse.
The times are very difficult because is it almost impossible to do the right thing. I want to be there for her, but I also want to give her space that she needs. But nothing seems to work. And I know that griefing is a very personal thing and it doesn't work like. "Uh I happy again now"
What I want to say with "nothing seems to work" is her outbursts get worse she always withdraws further and further. I tried everything, i actively try to talk with her, then I try to let her have space.
But it doesn't matter what I do, she always finds a reason to argue with me and threaten me with divorce. If I let her have space, "you don't care about me" If I actively want to talk " you talk too much, I need my space" Once I considerd a therapy because all of the emotional trauma and the result was the biggest fight I have in a long time.
I can't stand the outburst anymore. Last time she said it's my fault that she doesn't saw her grandma frequently. And that one left me devastated and heartbroken. All I wanted in my life was to make her happy and now she is more heartbroken then ever :(
Sometimes she can be very impatient. Like yesterday, it was late and we had a big fight, after everything was over I wanted to take a quick shower because I had to wake up at 5 o'clock and it was 0:30 She was in the bedroom and wanted a bottle of water, I said "just one minute, I have to take a shower and the Ill come upstairs and bring water" "but I want my water now! She shouted again. And I said " then come downstairs and get some water, I have to work tomorrow and I need a shower"
Then it escalated again and I brought her water. Then she said she'll go back to her family and will leave me divorce me, and I would keep her away from her family etc. This is not the first time she threatened with divorce. It happens really often and I don't know if she is serious or just angry.
I don't want her to be sad with me. If she doesn't feel well with me she has to go. It'll break me but she deserves a good and happy life. She had enough bad stuff in her life. I don't want to make her life bad.
I would like to have a therapy for both of us. But she don't want to. And if I say I would like to have Therapie, she is upset because she don't know why I would need therapy, and she is the one who lost a family member.
I don't know what I can do to make her feel better. I am afraid she leaves me, but at the same time I don't want to keep her away from the life she wants.
Thank you very much for reading, and sorry for the bad English it's not my native language.
submitted by Cpt_Lonestar to Marriage [link] [comments]


2024.05.15 12:26 Huhwhatumeanman Buying a used or new car.

I’m looking to buy a car and I’m wondering if you guys can run some numbers for me.
I can spend $20,000 cash and $18,000 financed with 8% interest over three years. The total cost of the car is 38000$. (Used car just as good as new) I could put down more if i needed to. Up to 30000$
Or in another case I can have .99% interest over three years or up to 72 months. The total cost of the car would be $50,000. (New car) I do not believe there is a minimum down payment.
I could earn around 4.5% with the cash I have if I don’t put down $20,000 or more upfront
Which option saves me the most amount of money?
submitted by Huhwhatumeanman to math [link] [comments]


2024.05.15 12:20 Negative_Mall_5485 My homophobic parents found out about me and my gf what should I do

Alright so I (17f) and my gf (16f) were on my bed making out because we thought my parents left and their location showed that aswell but we didn’t realize they came back home and my mom walked in on us making out and ran to tell my dad. After that my gf quickly called her dad and told him the situation and that she needs to get picked up asap so he’s on the way and I don’t want to be there because of the last time this happened so I’m begging her dad to take me too but he’s like they haven’t kicked you out yet and I don’t want to be labeled as a kidnapper so now I’m calling my best friend to see if she could let me sleep over and she said the same thing and then my gfs dad pulls in and she gets in the car and my parents come up to my room fuming and started screaming and degrading me and my dad was the most pissed of them all and he grabbed one of my bags and hit me repeatedly with it until my mom told him to stop and to go to work and he grabbed my phone and when he left he screamed not in my house so I quickly packed some things and waited for the right moment and I left and I walked 1 mile away to the nearest Panera because of the of the WiFi and I take my school computer out and email my friend to please come pick me up but at that point my parents already called the police and are looking for me so they get there in 15-20 mins and my friend comes in first and tells me your mom and dad are on the way and I start breaking down saying no and my dad comes in and grabs me and goes let’s go get in the truck so I do because I have no other choice and on the way home he once again degrades me and when we get home he parks and tells me this whole speech of like hes doing this for the best of me and he loves me more than anything and he will always be on my Side and that the world is brainwashing me and he gave me my phone and was like promise you will straighten up and tell this girl that you guys can only be friends and that you can’t hang out and I’ll let you guys text because she seems like a good person and I pinkie promised but I’ve never been at such of a low in my life lie we’re together for about 8 months and it just hurts is there anything I can do to Make the situation better (also I would’ve gotten my license next week but they might take away my privileges to do hat too)
submitted by Negative_Mall_5485 to AdviceForTeens [link] [comments]


2024.05.15 12:15 DangerousWoman393 They don’t understand why im not moving my stuff

So its been hard for me to find a cabinet for the stable (btw i live on a small Island, and you can’t get one over from Ikea…so you can buy one on the Island, build one or get a car and a trailer to the main land and get one over… and thats expensive) So in the stable they ask me why i don’t move my stuff out there? And im like, one of them from the stable some time ago told me that if you don’t have a lock on your cabinet, people will look at your stuff… so thats if i have one! And i don’t! I lost a lot of stuff in my old stable, and im still mad about it… some things, you can’t get anymore. Like a halter from a brand named Gloockler. So jeah, i will not have that to happend once more! And i have been in this stable before! And 3 years ago, my old cabinet was full of soda and snacks for my riders. It was gone! Like all my snacks and sodas, and a halter was gone! Not just a halter, but the halter from my first horse, so i was pist! And now they are saying there have never been anyone taking anything in the stable, yeah right… So what should i say? Without being a total bitch. Btw, i lost gear for over 360 dollars in my last stable…
submitted by DangerousWoman393 to Equestrian [link] [comments]


2024.05.15 12:15 Opposite_Purchase_55 Towing from apt complex I live in

Hey y'all, so tonight i had a friend over for the evening there were no parking spots for guest available. So I double parked my spot with my friends mini cooper and my Honda civic. As to not take anyone else space that may work night shift. I have a designated parking space with a tag on my Honda civic designating said parking space to my make, model, license plate. I abide by all rules. Granted I was sticking out a bit into the road way, but nothing impactful or harmful to anyone. Easily able to go around and do any maneuvers one might need to do to leave or arrive into property. I was towed out of my spot the registered to property vehicle was towed. I went through my leasing agreement seeing as of none of this was against my agree me in specificity. I saw nothing that could indicate my car being towed was the right of the property. I was still half way parked in my assigned parking spot and all…. I don't know what to do now? I called the tow company they have it with no notes stating why they towed it or who called for the tow. Fyi my apt complex lets leasers tow out of our spots….
I understand I could be in the wrong but, I need to figure how I'm in the right. Because it's either pay the tow fee or rent. I am about to leave for military service next month and just can't afford this right now. Do I spring my car and then talk to the complex manager. What do I do? I'm 19M just tryna figure all this shit out.
submitted by Opposite_Purchase_55 to kingcounty [link] [comments]


2024.05.15 12:09 iLoretto Wise Bank Nightmare - Any advice?

Hi All
I was wondering if anyone here has had experience with Wise Bank in the UK? I am an amazon seller and have previously received money in no problem.
It was a week ago today that the nightmare started but this months payment from Amazon was for just over 10,000. The payment was requested on 2/5 and Amazon sent it on 3/5. 6/5 was a Bank Holiday in the UK so I expected a slight delay. My estimate was it would arrive on 8/5. Around lunch time last week I got an email that my account was closed.
Wise will not tell me why but I am guessing it must be due to a large payment as I have not done anything else on the account. Anyway since last week, I have no update on the amazon payment. The money I had in the account is being held and still hasn't been transferred to me.
Wise are saying they will refund it but it takes time. Wise are advising they cannot see the amazon payment and it never reached my account prior to closure. Amazon are adamant it was sent and accepted by the bank ;/
Additionaly, I ordered a £400 suitcase before my wife decided she wanted the larger size and this has been returned to samsonite. Samsonite have refunded me but cannot refund to a different bank or payment method. Wise are saying the payment will just bounce back to Samsonite but they say they haven't had it back.
Has anyone experienced similar? Im so lost right now and I arent getting any more information.
submitted by iLoretto to UKPersonalFinance [link] [comments]


2024.05.15 12:07 wowinfotechDi Exploring Future: App Development Trends for 2024.

As we move into 2024, at least the mobile app development landscape is expected to continue to evolve rapidly. In the mobile app business, developers are creating a wide range of apps, from consumer-grade to enterprise-level and high-performing medical solutions. To create dependable and effective software, developers must utilise the newest and most advanced technological stack, regardless of the stage of development. The most widely used frameworks and libraries, which serve as the foundation for creating high-quality apps on various platforms such as Windows, iOS, Android, and so on, are the only ways to accomplish this.
Mobile app technologies are available in the app stores if you want to create apps that work with Internet of Things (IoT) devices, offer social media integration, cloud storage services, and internal device communication.Mobile app developers are creating a wide range of apps, from high-performing to consumer-grade.
Here are some trends for what's likely to be popular in making apps in 2024:
  1. AI and Machine Learning: Better Experiences, Smarter Apps:
While machine learning (ML) and artificial intelligence (AI) have long been buzzwords, 2024 will see them take centre stage in app development. We can looking at applications that provide a more customised experience than ever before by anticipating requirements and preferences in addition to reacting to user input. Apps are becoming smarter and more user-friendly thanks to AI and ML, from sophisticated virtual assistants to complex recommendation engines.
It has the potential to greatly streamline the mobile app development process
By referring to present activity of human , AI can mimic user behaviour.
In this way, we may use apps with AI built into them to govern all of our possessions and feed in the essential data to our mobile devices.
AI-Powered Smartphone Applications to Anticipate:
  1. Voice Technology: Using the Convenience Language;
One of the most sought-after trends in mobile app development for 2024 is voice recognition. Asking your phone to tell you the weather is no longer the only use of voice technology. Voice-enabled apps are becoming increasingly common in 2024, allowing users to communicate with them without using their hands. This is particularly important for accessibility, as it improves the usability of programs for all users.
The development community is becoming more and more interested in developing AI-powered voice recognition software for online and mobile applications. Voice recognition has become a necessary tool in our lives due to the rise of smart speakers and virtual assistants like Siri and Google Assistant. These days, smartphone consumers love using speech-to-text and text-to-speech tools for in-app functionality.
These features improve the user experience overall in addition to improving accessibility for individuals with disabilities. Voice commands enable mobile users to order food, send texts, make calls, and perform other tasks. Including a feature like this in your mobile app can help set it apart from the competition and provide an
  1. Integrating the Internet of Things (IoT) to Build a Networked Ecosystem:
Streaming Internet Access
Mobile apps play a critical part in the IoT system as a whole. It enables end users to send commands, transfer, analyse, and configure connected devices in addition to interacting with the smart sensors. Thus, it is crucial to guarantee smooth connection, which requires a certain type of technology when using IoT devices
The world is becoming a networked ecosystem through the Internet of Things (IoT), and smartphone apps are coordinating this connectivity. Apps that monitor and manage wearables, cars, and smart home appliances will be even more prevalent by 2024, improving convenience and productivity.
Industrial Sector: Mobile IoT-based apps for the industrial sector enhance supply chain monitoring, inventory control, predictive maintenance, and simplified asset tracking. In addition, IoT promotes the expansion of industrial, energy, and construction businesses while also offering a secure work environment.
Retail, consumer, and healthcare industries all employ IoT in manufacturing.
  1. Augmented Reality:
Developers may now experiment and expand on augmented reality applications, as half of the world's population now has a smartphone. Although web apps have been explored, they lack the same level of appeal as mobile apps.
Game developers will undoubtedly use the well-known AR development tools Unity 3D in 2024 to create a few very addicting augmented reality gaming apps for devoted gamers.
Melting the Bound aries Between the Digital and Physical Worlds AR keeps blending the boundaries between the digital and physical realms, producing immersive, more dynamic, and engaging experiences. By 2024, augmented reality will have expanded beyond video games and social media filters to include the retail, education, and healthcare industries. It will give consumers new options for learning, shopping, and health management.
  1. 5G Technology: Advancing Velocity and Creativity:
For app developers, the introduction of 5G technology is revolutionary. This year, we're taking advantage of 5G's blazingly fast speeds to create apps that can manage larger amounts of data, support better-quality content, and provide seamless experiences.
The following are some 5G-capable apps to keep an eye out for this year:
  1. Mobile E-Commerce: A Revolution in Online Buying ;
In 2024, mobile commerce will take centre stage over e-commerce. Apps provide a whole shopping experience - personalised, safe, and with a variety of payment methods - not just a platform for online purchases. Shopping via mobile applications is becoming safer and faster because to the popularity of mobile wallets and one-click purchases.
  1. Cybersecurity: An Absolute Need:
With the increasing integration of applications into our daily lives, cyber security is becoming more and more important. In order to safeguard user information, app developers in 2024 will place a high priority on secure code, frequent upgrades, and strong data encryption.
  1. Personalised User Experience
AI-powered mobile apps can analyse user behaviour, preferences, and past interactions to deliver a highly personalised experience. This can include tailored content, product recommendations, and intelligent assistants that cater to the individual user's needs.
These developments are changing not only how apps are developed in the future but also how we use technology in our daily lives. Knowing these patterns is essential for anyone wanting to design an app. Do you need help with that? Reach out! We'll see to it that your software stands out in the online environment.
At Wow Infotech, we're always looking at the horizon, anticipating the next wave of trends that will shape the way we build, operate, and think about mobile app Development .
Additionally, if you require app development services, WOWinfotech can help bring your app idea to life with our skilled team of developers. Contact us at +91 9370104077 or info@wowinfotech.com for more details on how we can assist you in enhancing business apps with AI or developing a new app tailored to your needs.
submitted by wowinfotechDi to u/wowinfotechDi [link] [comments]


2024.05.15 12:04 ZannaZadark75 My sister won’t pay back her debt

My mum gave my sister and her husband a $29,000 CRV car because my stepdad had dementia. The deal was they would pay $3000 up front and when they came into some more money they would pay her back. This was. Verbal agreement. Fast forward 12 years, my sister has now come into a lot of money, over $400,000 plus, she has not offered any money back to my mum who is now on a pension and has to live week to week, my mum has an $11,000 credit card debt that is keeping her from getting ahead, my mum has hinted to my sister about the repayment of the car and she just keeps dismissing it, can my mum take her to small claims court even though the car was in her husbands name and he is now deceased? It is just so frustrating to see this happening and to make matters worse, the car was for my sister but her husband drove it everywhere. my mum as is such a loving and giving person, and help them out when they were struggling and now they pretend like they don’t owe anything!! any Australian law advice would be appreciated thanks 🙏
submitted by ZannaZadark75 to DysfunctionalFamily [link] [comments]


2024.05.15 12:02 Faley016 Treacherous Wasteland: places with highest destruction counts. Part 1

Treacherous Wasteland: places with highest destruction counts. Part 1

https://preview.redd.it/61jcfbm5ak0d1.jpg?width=1920&format=pjpg&auto=webp&s=5180f12456d9fdf66b35eff7e97ebc2922c67733
Hello, survivors! We got our hands on some pretty curious intelligence: thermal maps that show where exactly your armoured vehicles get blown to pieces during the heated battles in the Wasteland. We’ve already analyzed them and would like to share our findings. We hope it’ll be interesting for you!

The “Bridge” map and the attraction of the south

https://preview.redd.it/6uokgjyz9k0d1.jpg?width=1024&format=pjpg&auto=webp&s=0c4b3ceb704e2c4af5bf18f3052b67de1c8f5e41
For some inexplicable reason, players most frequently drive to the southern part of the map. As you can see, the most heated battles usually take place in the lower part of the location, causing a lot of destruction there. The northern part of the map has much less activity.

The “Broken arrow” map and the fever

https://preview.redd.it/x6ve71b1ak0d1.png?width=889&format=png&auto=webp&s=635fa63f57e638413cc378259773ac61903e8709
Most of the maps in Crossout are designed to prompt players to drive towards the center of the map and fight there. The “Broken arrow” map is a perfect example of this. The destruction count in the middle of the map is so high that most of it is painted red. Not many survivors decide to bypass the hot spot.

The “Sandy gulf” map and the total carnage

https://preview.redd.it/ntv2wuj2ak0d1.png?width=889&format=png&auto=webp&s=b00c19c91ac2c0ade0a30981b21ebf4283712d81
Other locations showed some points of concentration of destruction. But judging from the heat levels, the “Sandy gulf” offers no place to hide. Cars get destroyed all over this map. Take great care in this dangerous place!
**\*
That is all for now. We have many more interesting thermal maps that we will share with you next time. Good luck in battles!
submitted by Faley016 to Crossout [link] [comments]


2024.05.15 12:00 ThugBunnyy Wedding was friday! Goodbye sub!

We got married Friday the 10th of May!
On the day, everything that could go wrong in the morning, went wrong. My HUSBAND had to take our dog to a dog hotel to spend the night, he calls me from the car almost in tears that he didn't like dropping him off. He was supposed to stay there one night cause we were sleeping at the venue. We agreed, he turned back to pick him up.
My hair ended up not being exactly what I wanted but make up was on point!
My husband had to drop the cake off at the venue and calls me again, that our pillars and vases for the ceremony had not been delivered.. Call the company and it got delivered. My friend did our flowers and they were INSANELY BEAUTIFUL!
When I arrived at the venue to finish getting ready/take getting ready pics, they were still cleaning it... Room was lovely, photographer was already there cause I was late...
The little cakes that were supposed to be served with the cake/coffee and wine when guests arrived were not there... Call my mom, who was still at the hotel, to bring them from the bakery nearby.
She came and brought the cakes. Everything was ok... I thought.
We got ready and had some lovely pics. 30 minutes before the ceremony, my husband calls me, "I can't find my shoes. Did we bring them?". We slept at his parents the night before and had brought all our stuff there.. I was like "shit, I think they're still in the closet at home". He then had to drive home cause everyone was already at the venue. We live close by but it's spring and here in our province in the Netherlands, there is a lot of water and people sail a lot. So of course every bridge was open.. I sent down one of my bridesmaids to tell the officiant that he was late.
Finally, he's there (15 min late) and we can get started.
At this point I was sweating.. Music started and the bridesmaids start crying. They walk out and I'm getting ready to walk out and then it hits me.. Shit, it's happening!
I walk out (we got married outside on the water).. Everyone is looking, sun is shining, husband is crying, EVERYONE is crying actually and everyone and everything looks so gorgeous. I start crying.
Ceremony was so sweet. Our 2 year old was walking around during. Sat between us inbetween her little shenanigans and honestly it was so cute. Everyone loved it, including us.
After the ceremony was toasts and cake and pics. The venue was perfect. A beautiful renovated farm with grass and water all around. The boys played football and the girls on the swings. Couldn't have asked for a more perfect location. So family friendly and that was our main priority. Celebrating with our whole families.
Dinner was incredible and the "afterparty" was out of this world.
Everything went wrong but nobody noticed. Everyone loved it so much. People still messaging me saying how they are still on cloud 9 after the wedding.
A lot of things went wrong, it was not "perfect" but it was perfect for us.
Everyone says the day goes by fast and oh my god is that true. When we were welcoming the evening guests, I was like "what the fuck, it's already almost over". I loved and enjoyed every damn moment. Wish I could relive the whole thing.
Our photographer already sent a few sneakpeaks and the pics look incredible. I can't wait to see the rest.
I'm leaving the sub! Thanks for all the good advice. Good luck to everyone with wedding planning and ENJOY THE DAY CAUSE IT'S OVER IN THE BLINK OF AN EYE!
submitted by ThugBunnyy to weddingplanning [link] [comments]


2024.05.15 11:57 abyssaI_watcher I'm having a really hard time moving on from my mental unstable parent.

Noteable people is 18-23M me, 35-38F mother, 8-12F sister, ages aren't a exact for identity purposes. And apologies for any bad grammar, it was never my thing.
So first to preface this by saying yes I know I need to move on I just don't know how without creating more resentment towards my mother than there already is.
So to give context, we live in a government apartment complex (comes into play later) in Oregon. We got it when I 7th grade-8 grade range in middle school. We have been living here ever since. There's been issues here and there like all families, nothing to intense or out of the norm to be of concern or create resentment between us in terms of fights or the such.
Now where the problem comes in first off, my mother has a lot of mental issues. She's throughout all my life has been depressed plus severe anxiety. She said a lot of it stims from having me young and taking care of me. She also due to her young age having me has felt guilty for not providing enough. Which she is very defensive about so throughout my life. Often feeling like I can't say anything without making her get defensive (not angry like crying), so I've by and large kept quiet and just went along with it as it made me feel bad.
This with the fact that I had not father growing up, she tried to basically find replacements. Replacemens looks back I didn't really need, as my grandpa and grandma already shoulder that burden and did a wonderful job at it. This created for my mom the reason to find a boyfriend and stick with them because in her name it was for me to have a father figure so to say. Problem comes, she rushed into theses relationships while being young. So obviously they turned out to be douchebags behind the scenes and bare medium above the table. But she never split from them, only after a really long time due to her attachment issues.
I think u get the idea, now fast forward until roughly a year after COVID started, at the time I believe I was starting my Jr year maybe a little ways into jr year. She quit her job as her job was giving her no hours. This I do not blame at all. But during this time she got a new boyfriend. Same story as the rest, this guy wasn't a full on douchebag but wasn't a good guy either. He kinda was just whatever. He had money as he was big into crypto when that boomed. This with her attachment issue/plus no job created a dependentsy. Since she hasn't gotten a job yet to time of this post.
Now the real problem and why I can't move on. The boyfriend she was dependent on and her broke up. Since she doesn't work a job yet she's not making any money obviously. Oregon in the government apartments we live in it's based on rent, we don't make money we don't need to pay rent. Along with using food stamps. For that reason if she was to get a job rent would go up, food stamps would go down and unless she's working a lot of hours it simply lvls out. That's her reasoning for not getting a job. The rules apply just the same way to me.
Now in normal circumstances I would just find a job, work, pay the rent then move out. But I have a sister, who I getting the short end of the stick. On one hand my mother has said quite literally in the past her job was raising me and as I'm a adult she believes she's finished that job and gets a break.
Tensions between my sister and my mother isn't in the best spot to say the least. My sister isn't good at hiding her emotions especially with puberty hitting her, even tho she trys. this in turn makes my mother's anxiety sky rocket and makes her sad constantly. This makes my sister feel guilty. I try to mediate best I can but as the past with me always keeping quiet, it's let go when it affects others I care about. I never really cared about anyone really in the past so it's never happened. This makes my mother feel like both of us are against her and out to get her. So even worse than before it feels like both me and my sister are on egg shells.
This is also a minor one but relevant none the less. My sister wanted a cat for herself as I had my own. I said it was a bad idea at the time because we had fleas and should deal with that first. My mother said it was fine she was gonna handle it and what not. I said OK but I don't wanna have any responsibilities connected to this animal. Come to today his 1.5 years old and has issues related to fleas as they where never delt with.
So my sister is one reason I have a hard time moving on. The other is I don't wanna feel responsible for both my mother and my sister and paying rent for them while so young myself. Knowing myself well enough I can acknowledge that it will make any and all my resentment blow over terribly for my mother. As the power dynamic will be swapped for me and any eggshells that I would tip toe around, I never will anymore. Any and all guilt shes felt will be multiplied to high. Again making my sister feel bad cuz that girl won't even hurt a fly. So on the one hand I wanna take car of my sister and be there for her, the other hand I don't wanna be near my mother and both in combination I feel is holding me back.
Btw before u ask I've been asking my mother to see a therapist for years. So much so I made it a birthday wish for her to simply make a appointment and that's all I asked for her. She still hasn't but I don't know how to bring it up without stepping on the eggshells. I do once in a while but she get emotional.
Tldr, I don't know how to move on, with taking on so much responsibility I shouldn't have imo, not wanting my sister to get screwed over in the process, single mother that has mental problems that's effecting the whole family.
submitted by abyssaI_watcher to offmychest [link] [comments]


2024.05.15 11:36 Remote-Cartoonist460 What is a "Piggyback" Second Mortgage?

What is a
A "piggyback" second mortgage is a type of home financing where borrowers take out two loans simultaneously to purchase a home. This typically involves a main mortgage and a secondary loan, either a home equity loan or a home equity line of credit (HELOC). The purpose of this structure is to help borrowers with limited down payment savings qualify for a main mortgage without having to pay for private mortgage insurance (PMI).
piggyback second mortgage - owntic
Structure and Purpose
In a traditional mortgage scenario, borrowers who put down less than 20% of the home's purchase price are required to pay PMI. For example, if a borrower can only afford a 10% down payment, they would typically finance the remaining 90% of the home's price, which would necessitate PMI.
However, with a piggyback mortgage, the loan is structured differently to avoid PMI. A common configuration is the 80-10-10 loan: 80% of the home's value is financed through the main mortgage, 10% through a second mortgage, and the remaining 10% is covered by the down payment. This way, the primary mortgage does not exceed 80% of the home's value, thus avoiding the need for PMI.
Historical Context
Piggyback mortgages were quite popular during the mortgage boom of the early to mid-2000s but became less common after the housing crisis. During that time, borrowers often used these loans to avoid PMI when they did not have a 20% down payment. Although less prevalent today, these loans could see a resurgence depending on future market conditions.
Pros and Cons of Piggyback Loans
Pros
Avoid PMI: The primary advantage of a piggyback mortgage is the ability to avoid PMI, which can be a significant cost over time.
Lower Down Payments: Piggyback loans allow borrowers to put down as little as 5% or 10% of the home's price, making homeownership more accessible.
Tax Deductions: Interest paid on both the main mortgage and the second mortgage is typically tax-deductible if you itemize your deductions, potentially reducing your overall tax burden.
Cons
Higher Interest Rates: Second mortgages usually come with higher interest rates than primary mortgages, and these rates are often adjustable, which can lead to higher payments over time.
Double Closing Costs: Taking out two loans means paying closing costs on both, which can add up and offset some of the savings from avoiding PMI.
Refinancing Difficulties: Refinancing can be more complicated with a piggyback loan because both lenders need to agree to the new terms, which can be particularly challenging if the home's value has decreased or if the borrower is behind on payments.
Considerations Before Taking a Piggyback Loan
Before opting for a piggyback mortgage, it's important to thoroughly evaluate the total costs and potential complications. Here are some key questions to consider:
Cost Comparison: Is the piggyback structure actually cheaper than a single loan with PMI? Request quotes for both scenarios and compare the overall costs.
Refinancing Impact: How might a piggyback loan affect your ability to refinance in the future? Consider the potential challenges and whether it could complicate your financial plans.
Long-term Implications: Understand the long-term financial implications, including the impact of variable interest rates on the second mortgage and the overall cost of double closing fees.
Conclusion
A piggyback loan can be an effective solution for borrowers struggling to meet the down payment requirements for a home purchase, allowing them to avoid PMI and potentially save money. However, it's essential to weigh the benefits against the drawbacks, such as higher interest rates on the second mortgage, double closing costs, and potential refinancing difficulties. Thoroughly assessing these factors and consulting with financial professionals can help determine whether a piggyback mortgage is the right choice for your financial situation.
submitted by Remote-Cartoonist460 to FinanceManual [link] [comments]


2024.05.15 11:34 Either-Story-1963 Revolut caused my business damages more than 300k

Revolut caused my business damages more than 300k
3 month ago revolut decided they want to review my business account , however they wrote that it’s takes 15 days , now it’s 90 days and nothing happened , I buy cars from Japan 1 million euros worth yearly and I was always sending money from revolut , however a chargeback was sent from revolut to my Japanese suppliers for a payment done , and the Japanese company freaked out and said we won’t release your cars until you solve the issue 4 weeks I email them and I chat with them every day and I get stupid answers like we can’t help you , or our review team will help You , most worst above all I have to access to the app so I can’t see help menus to open another chat.
Now the car which arrived to Cyprus which are sold to car dealers already , I can’t take them out because revolut shit customer service won’t give me any good answer , the dealers that I sold cars to went to sue me because they won’t believe my story anymore and they think I scammed them.
I will sue revolut to the ground I will pay every to sue them , I will pay influencers on TikTok to post about it and we will see
submitted by Either-Story-1963 to Revolut [link] [comments]


2024.05.15 11:34 Cautious-General-199 How do I (33F) navigate through a situation where my (31M) does not meet my intimacy needs and gets distant and angry when I bring it up?

My partner and I have been together for over 2 years. We have lived together for 1 and recently moved to another new place. We have always had good chemistry, very similar goals , interests and dreams. Besides a couple of things we are a great match. One of the things that is a big problem for me is he is not affectionate, we have had a few fights and a few calm coherent conversations where I explained to him that cuddling, occasionally offering me a light massage or hugging is huge for me, it’s like foreplay for me emotionally and by touch. He himself has his own intimacy needs that he shared with me, they are all related to sex, and I have done each and everyone of those requests even though some of them to me were just meh.
Not only have I done them, I offered to do them at certain points of our relationship myself enthusiastically to make him happy. And he has told me how much he appreciated and loved it.
But after 2 years I am still waiting to wake up one morning to him cuddling me or randomly hugging me. He will occasionally give me a kiss or quickly touch me but that’s pretty much it outside the bedroom . Few months ago I had a huge meltdown over this and told him I can’t be like this anymore, that it’s something that I lack tremendously, that I want my partner to cuddle me without asking. He got angry and defensive and shut down for days, when he came to talk after 2 days I was so angry he responded this way to me when I was hurt and vulnerable I said I didn’t want to continue. But we talked for hours and made up and he promised he will make an effort. He did for first few weeks slightly better and I hoped that progress will evolve but it has reverted back to how it was. And now I feel insecure and generally bad about myself because I have talked with him several times about this, calmly and not calmly-crying and I can no longer think he doesn’t get it but chooses not to do it
Another thing to mention is that I do most of housework, and I constantly have to ask him to do things as well, he does some easy housework without me asking, but a lot of things like cleaning toilets, fridge, bathtubs, windows, bed/towel laundry is all me. He never does it unless I ask him and because when I ask him he will reply by signing and annoyingly saying OK, I have stopped, because it feels like I pestering him.
We split the cooking id say I do 70% of that but he is a great cook. And we split finances 50-50.
This weekend I kind of had a trifecta of all these issues and ended up breaking down in tears again. First I came on to him insinuation we get busy later and he joked it off which I didn’t take seriously at that moment but nothing happened for 2 days and at the end of second day I asked him if he can cuddle me in the morning, he said yes and I asked him to promise me which he did. When I woke up he heard I was awake but didn’t come , I came out of bedroom looking upset and he realized he forgot, and said oh no sorry I forgot let’s go, at first I said just forget it, but then later we went , he spooned me while browsing with his phone and I went seriously? I didn’t really want to continue because it felt like he was doing a chore I asked him to do interrupting his phone time. So I left.
Sidenote - A week before this I asked him to go grab a small coffee table we had in our car after the move , I kept asking him all week but he never did it , so this same day I asked him again: please go grab it tomorrow I have been asking you for a week I don’t want to drive with it in my car. He again sighed and said K.
So the next day comes and by 7 pm he still hasn’t brought it upstairs so I go take up myself . He asks you need help? At that point I’m boiling inside thinking “kinda late to ask that buddy” and say no, because well I already brought it. I went into bedroom and closed the door and suddenly it all hit me: ignoring my sexual advance , forgetting to cuddle with me again then bringing his phone for the ride,forgetting the coffee table I asked him to do at least five times , I couldn’t hold back tears and waterfalls started.i know he realized I was upset but didn’t approach me, when I came to sit on a couch he asked if I was ok. I gave myself 2-3 min to calm and said: no ok you win I’m done asking you for affection I’m so tired of asking you to do things you are supposed to do as an adult, Do wtv you want I feel drained.
He interrupted raising his voice saying I told you I forgot to cuddle ! I went and cuddled with you after. To which I said ya ok with your phone in hand browsing, thanks for that special moment. And then he said I did dishes the other day. To which I replied: you took 10 minutes to load dishwasher but I literally spent 4 hours cleaning unpacking our boxes and organizing things. He raised his voice again and I said : you ask me what’s wrong I tell you and you yell at me, anything else you want to add ? He shut down. I thought F this got dressed for a walk and before I left I calmly came up and said;when I tell you how I feel you yell at me then shutdown, so let me tell you this when you are done with your silent treatment after 2-3 days don’t come talk to me, not this time. As I walking away he said “I wasn’t yelling but ok”.
I have no idea where to go from here , part of me just wants to end it because I don’t think he will ever try to fulfill my needs. Part of me wants to be manipulative, but that wouldn’t work I think. And part of me wants to tell ya let’s continue as partners / roommates as we JUST signed new lease and neither can move but to sleep separately - no intimacy.
Has anyone faced similar issues? Any ideas how I can navigate though his response ? I feel so hurt that he again chose to raise his voice rather than comfort me or apologize. I will never feel comfortable again asking him for affection at this point it would be pathetic. Besides ending it is there anything I haven’t tried that I should?
submitted by Cautious-General-199 to dating_advice [link] [comments]


2024.05.15 11:33 peedubb Can we normalize some standard practices in the gas line?

It seems that every time I go to the Costco gas station I see some offender committing Cardinal sins against the Costco gas line and I feel like if everyone followed these simple rules, we would all have a better experience.
  1. Pick a line and pay attention to when a pump opens up.
Most locations have a display that will tell you which pumps are open. You don’t need a personal invitation to pull up.
Be ready to move forward to the pump. Unless the person behind that open pump is already in their car with their vehicle started, we’re going to need you to go ahead and move your vehicle up to the open pump promptly.
Most locations utilize extra long hoses that will reach across your vehicle easily. Don’t be afraid to pull the pump to the other side if that line is shorter. I can’t tell you how many times I’ve seen 5 cars queued up while there’s 3 open pumps in the next line.
  1. Have your card(s) ready when you arrive at the pump.
While you are sitting at the pump is not the time for you to dig through your purse, wallet, or glovebox looking for your membership and payment cards. Those should be ready to go when you arrive at the pump. You’ve been sitting in your car for presumably the last 5-10 minutes so the least you could do is have these ready. I know it will take away from you being able to watch cat videos in the queue, but it will really help everyone else out.
Additionally you should have your gas door popped when you get out of the car and you should know what gas you need. It’s Costco, there’s only two choices.
  1. Be ready to return the pump when it stops.
While pumping you should be paying attention to your pump. When it clicks remove the pump from your vehicle, replace it on the island, close your gas cap and return to your vehicle. Other people are waiting so we would all appreciate if you kept it moving. If you haven’t gotten all the trash out of your car by the time the pump stops, tough luck.
  1. Once you return to your car start it up and leave.
I know you have a 30 item pre trip checklist that you need to go through, do that in the parking lot. I’m so tired of people sitting at the pump for 5 minutes after they finished. There are other people who need to pump also so please take your extracurricular activities elsewhere in the parking lot.
Things you don’t need to do while parked in front of the pump after fueling include, but are not limited to: adjusting your mirrors, tuning the radio, looking through your purse or bag, feeding children, putting on makeup, making phone calls. In fact the only thing you should do is put your seatbelt on, and even that can be done on the move.
Thanks for coming to my TED Talk. I hope that these protocols can help you or someone you know not be THAT GUY in the Costco gas line.
submitted by peedubb to Costco [link] [comments]


2024.05.15 11:33 jaymz023 How am I doing?

I am 32 years old living with my fiancee, no kids but raising 3 dogs. We live in Ottawa.
My income is just under 100k annually, take home is a bit over $2,600 every 2 weeks.
Right now this is what I have for retirement:
My expenses are around $3,500 each month rounded up for everything including mortgages, car payments, insurance, groceries, going out.
My fiancee and I have separate accounts and I don't know what her expenses look like but I know she has no savings as of now. We split common things like utilities, mortgages, insurances but we spend and save our own money.
Another thing is she is a government worker and she knows she'll have a pretty good pension when she retires so less incentive for her to save.
Is there anything else I can do in my situation?
Any advice is appreciated.
submitted by jaymz023 to fican [link] [comments]


2024.05.15 11:32 BullerKaj Signed a fitness contract in my name, but family said they would pay. They wont.

I was at a family as au pair, in which they told me I could go to fitness on their payment, but the contract would be in my name, because I would be the one to use it. The contract runs for 1 year Time went by and I left the family earlier for reasonable reasons. I have spoken with the family, and they said they would take over the contract. But since it is in my name and mail, I get mails saying I having paid for it, or rather, they havent paid. I have proof over messages that they would take it, is that enough to not make me pay?
submitted by BullerKaj to legaladvice [link] [comments]


2024.05.15 11:29 Ok_Reputation_3329 Apartment complex incorrectly towed my car. What should I do?

I’m in North Carolina.
I recently purchased a car from someone I know and it has to have some repairs before it can be inspected and registered in my name. In the meantime, the car is insured and tags are up to date. It does have a busted window, and with the rain I did put plastic over the window.
The car has been registered in the apartment to myself. Back on May 1, I also emailed my leasing manager and let her know all this information. She told me that I would be fine as long as I parked in the overflow lot and sent over the information to her again. I did. I have all this in writing.
Last night, I came outside to see that my car had been towed. This could have happened Sunday, Monday, or Tuesday. I’m not quite sure as I was home all day each day.
I plan to contact my apartment complex when they open in a few hours and I know they are at fault but what should I say? Also, if they refuse to find a resolution, I do plan to take them to small claims court. Should I mention this?
Bonus question: how likely is it that they’ll allow me to renew my lease if I sue them?
Thanks in advance.
submitted by Ok_Reputation_3329 to legaladvice [link] [comments]


2024.05.15 11:27 -naked-all-the-time- Overthinking everything - anxiety or OCD?

[TW]: insects, SH
I woke up two days ago with two itchy bites on my ankle, and it's all been a whirlwind from there. I've pretty much convinced myself that I have bedbugs living in my bed, based on the following:
  1. The two bites I've described, plus some other skin irregularities/itchy patches (the latter may be imagined) I've noticed on my body.
  2. A blood patch I found on my bedsheets.
  3. Something I found on the floor, which I took to be a molted bed bug shell.
Now, from a rational perspective I know I'm overreacting completely. And here's why:
  1. After discovering the bites, I found a mosquito in my room. Though the bites don't look like other mosquito bites I get and were somewhere that I assumed was covered by bedding while I slept. But it's still probably the mosquito, and if not, I did sit the night before in my friend's car, who recently got a dog. It's possible they could be flea bites.
  2. The blood patch looked fairly old, and by Googling it seems bed bug blood patches would be smaller and darker. It's also possible either my girlfriend or I had a spot/pimple that bled in our sleep - we both have some on our back.
  3. That "shell" I found was the same colour as a bed bug, but apparently their molted shells are translucent, and this one lacked any "bug parts" (antennae, legs) and had a different texture than I would expect. Could just as easily have been a seed from a bread loaf.
Nevertheless here I am tearing up my mind about bedbugs, scrutinising my mattress constantly, and washing my clothes and sheets at 60° even though I usually do 40° because it's gentler. The bedbugs subreddit does not help because everyone over there seems as anxious as me, and every "is this a bed bug/shell/egg" post gets a few yes responses despite a real diversity in the pictures posted. The thing with bed bugs is they're practically unfalsifiable: they're good at hiding, so you don't see them, their bites vary from person to person, and they can go for long periods without feeding.
Like I said, I likely don't have bedbugs. The fear stems from a budget hotel my friend booked us in to two weeks ago, which wasn't the cleanest. But I did check the mattresses there, and they seemed to pass the test. My friend actually moved on to a second hotel after I went home that did have bed bugs, and he said it was immediately noticeable. I visited India last year, and when my friend jokingly talked about bringing bedbugs home on the return flight (we didn't encounter any) the thought played on my mind for a couple weeks, but this time is more intense.
The only reprieve I get from worrying about them is when I'm distracted, like at work. I did a pretty intense yoga session yesterday and didn't think about it once, but as soon as we brought the session to a close with a meditation, they were back all over my mind.
I also know that, worse case scenario, if I did have them, I'd have to call an exterminator and be out €2000, which would be utterly shit but wouldn't kill me. It's not like the bugs can kill me or even hurt me either. I thought about calling an inspector, but I don't want to spend all that money (and probably anger my landlord) just for reassurance.
I've always been an overthinker and have struggled with anxiety throughout my life. In the past year or two, though, I've noticed some more intrusive thoughts:
  1. My ex and I had a place last year and she had a cat. One day when I was leaving for work I didn't pull the door all the way closed. My ex noticed and chewed me out (another story) because it was an indoor cat. But for months afterwards this led me to coming back to the house after leaving for work (sometimes already after walking 10 minutes), coming home early, or staying home completely. At this time I also had a depressive period and my work suffered for a few months as a result.
  2. After my breakup when I moved into my new place, I put a hanging plant attachment into the roof and couldn't shake the feeling I'd hit a gas line, even after my Dad (a tradesman) told me they were unlikely to be in that part of the ceiling. I left on a work trip abroad the same day and for the first day away all I thought about was returning to a blown-up apartment. I had a similar feeling when my fridge gas pipe ruptured - I thought I was gonna die in my sleep and ventilated my flat for days.
  3. I'm terrified of fire, always have been, but lately I've been unplugging things every time I leave my office because I'm afraid I'll burn the whole place down. I recently quit smoking with the help of an e-cigarette, but for the first week or two I had it I was often terrified it would explode in my pocket.
  4. I had an unexplainable pain in my nether regions for a few months that took A LONG TIME to diagnose (turned out to be a muscle problem). But I was constantly anxious about testicular torsion and I wondered why doctors/urologists didn't care. At one point I remember telling myself "I think you want testicular torsion just so you know you're right."
  5. When I leave my house I check my balcony door is locked and that the stove is turned off, usually only once, maybe twice. Regarding unplugging things in work, I've once sent my colleague to check something in my office after I left, under false pretenses, in the hope that if something bad had happened (a fire) they would notice and catch it in time.
  6. I have - very, very rarely, probably less than 5 times in my life - been consumed momentarily by thoughts of self-harm. Mostly it's fleeting like the intrusive thought I guess everyone gets occasionally, just pushing your brain to consider the worst. However, twice - once after trying SSRIs for my depressive episode and again at random more recently - I had thoughts of slitting my wrists that scared the fuck out of me and sat with me for a good few hours.
I've been in therapy before for anxiety but stopped for a while because my therapist's son got really sick and stopped all sessions. When I look at all this, written out, I'm honestly starting to convince myself that the more likely thing going on here is that I have undiagnosed mild OCD.
However, these thoughts don't normally take over my whole day - I can usually get away from them if I'm distracted, and most of the time they don't bother me unrelentingly, just mildly. Also, besides the unplugging of electronics and checking of locks - which I do not do universally - I don't really think I have any compulsions. These are things I would expect if I had diagnosable OCD, though I don't know much about the condition or the spectrum it exists within.
What are your thoughts? Does it sound like anxiety or OCD experience? I'm planning to go back to therapy next month if I can (it's hard to get appointments where I live, especially in my native language), but do you have any tips for dealing with such thoughts by myself too?
Many thanks for taking the time to read.
submitted by -naked-all-the-time- to Anxiety [link] [comments]


2024.05.15 11:27 Pepper-1818 Why ICBC ? - Why not private companies ?

Why are we paying high premiums to ICBC?
Why not private companies are taking over car insurance in BC?
submitted by Pepper-1818 to finish_ICBC [link] [comments]


2024.05.15 11:18 Sufficiently_Bad_ Betrayed by Mom and my 2 best friends

am an 18 year old male. So much shit has happened to me since October of last year. I've been so depressed and suicidal for what feels like forever. In October I realized my mom had taken away payment for my therapy, this was after my therapist had told me my mom was abusing me and manipulating me and I confronted her about it. I asked for her to explain herself and she did nothing but defend her actions and criticize me. I stopped talking to her. I told her I needed her to acknowledgment that what she did was wrong and how deeply it has hurt me. She did nothing but defend her actions even more. I've since realized my mother is an abusive narcassist, and these patterns have been there my whole life. My family tried to pressure me into fixing my relationship with ny mom, but all I did was ask her to apologize for cutting my payment to therapy without my knowledge. It has been 7 months, I've heard nothing. No apology, no acknowledgment, nothing. I live with my dad now. A week after I stopped talking to my mom (still October) I asked my ex girlfriend to be friends with benifits (rookie mistake I know) she was my first girlfriend and I was upset and felt so alone. She told me I was disgusting and only wanted her for a body and told me she was dating her male best friend from when we were together. She had told me days before that this was not the case, so she had been lying to my face for weeks. She was my best friend, and she betrayed me, lied to me, and left me alone with zero support in the toughest time in my entire lift. She told me she doesn't want to speak to me anymore. I apologized many times but it didn't change yet mind. 3 weeks later I was hanging out with this new friend group, with a couple of guys and a girl. I liked the girl, and I was pretty sure she liked me too. My other best friend, was in that friend group and hung out with us everyday. I told him I liked her. I asked her to come over, we cuddled amd watched a bunch of movies, and then I asked to kiss her. She rejected me on the spot. Said I was sweet but she wasn't into me. I talk to my best friend about it. He says I was in the wrong for 'pressuring' her into cuddling with Mr which was not the case at all. He convinces the girl I forced myself onto her and that she wasn't capable of making decisions for herself since she had a glass of wine earlier. A month later I found out my best friend was sleeping with her while almost immediately after that night. Everyone in my life betrays me. Everyone is terrible. I don't believe in good people anymore. I serve a purpose and then people move on when I stop serving that purpose. I am suicidal and am genuinely considering taking my life. I can't do this anymore. Everyone except my dad and my brother in my family cut ties with me the day I set a boundary with my mom. I lost both my best friends in the shittiest way possible. I'm jobless and feel like a waste of space. I'm thinking of swallowing a bottle of sleeping pills and antidepressants in order to do the deed. Part of me wants to live hut I just don't see a way out. Everyone in my life treats me like shit. I just can't do this.
submitted by Sufficiently_Bad_ to SuicideWatch [link] [comments]


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