Monticello student loans

Novel - PEACE IS WHAT I WANT
Author note:-
How should i start. Lets say. I am just a student[19 M] And today i am going to start a writing a novel. Well... ...its always good to start a new work.
Enthusiasm...
thats what i am now feeling. I can't describe it in words. I can say that my grammar is bad. Umm so bad.
English is my second language. But i am going to try. I am going to persevere.
I am starting a novel on indian mythology. Well like indian sects.
Months ago.
I am just scrolling reddit. Seeing the memes on fy. And laughing my ass off.
unknowingly i stumbled on a comment and the comment is-
just think how if a cultivation novel based on indian mythology. Like There are 28 states in india. So.
We can make 28 sects and like this. And india is also a sacred country.
Just think there are so many mystery like kailash parvat( Kangrinboqe Peak).
So many mystries...
I was just staring at the comment something was rising in me.
Like this is my destiny. I am going to be a great writer. I will make millions of money. So i procrastinated this idea. Well i am a good procrastinater..
Months later today at 1 am on night while wasting my time on scrolling reddit.
I am suddenly feeling something. I am feeling like i have to do something productive. i have to make money So i thought to write a novel. Well its not going to the level of RI or Lotm. But i can try to make it good. I will daily use my 4 hours in this work.
I know i am not going to make any money on this.
But i am atleast trying to make something new. I am not good in studies.
No no no...
Its like i had never focus on studies.
From 2 years daily minimum 5 hours... I am reading novels.
Just novels. To cultivation to progression fantasy. Just novel.
But the idea of writing novel I always procrastinated that.
But today i am feeling so much enthusiasm i am going to start it now.
Special note-
If anyone wants to be a part of this journey. join me in this wonderful journey.
Well its going to be not paid. Its like internship. You will learn something. Like i need a editor. If any of you who is interested in this journey. You can dm me. Lets start.
I am clarify now this first chapter is something i am just writing it to describe. What is my potential. Like it will be my first novel and there are so many challenges i am going to face it. I am human afterall... I will going to make mistakes obviously. Day by day my writing will just going to improve.
Just adjust a bit.
You will definitely going to enjoy.
Chapter 1 - ITS STARTING
Hahahahah.
This is hilarious I have just wrote that I am going to make a wonderful novel
and see I can't even type anything on my keyboard.
As i am seeing on my laptop. My frustration is increasing. How should i start. My patience is dropping. What should i do.
Lets make a boy first
Indeed hes going to be a poor and orphan.
Wait.
Its going to same cliche novel. I have to make something new. Something like Fang yuan.
First chapter of REVEREND INSANITY is goated Hes just standing hes hair floating and his clothes are in blood. He is smiling.
A cold smile. And then sac and boom
Explosion
....
Wait wait wait.
This is going to be edgy.
I have not any experience
i have not any talent.
How can i make a sacred novel like RI This is my first novel.
I have to start with good mc.
.. **My mood is swinging.
I am feeling frustrated.
How can anyone will going to read this garbage.
I had not even make a world building.
I had not even decide the name of the novel. Stupid so stupid.
As i am staring on the screen.
My patience paid off.**
I turned off my laptop
I stand up from my chair. And saw the time.
Its 1 am.
If my father found about that i am wasting my time in these things instead of studying.
Than raj you just say goodbye to your writing passion.
I am just a average person.
Your average who got always average marks . Average look
Average talking skill.
Average money.
Well i am going to make it.
But HOW.
...as i am thinking what to do How to write something great . Suddenly my electricity gone. Its rare.
Well where i am living i had never seen electricity gone.
Because i am living in a hostel. College hostel.
And it is very expensive. So when electricity goes out generator works
Glad part about its.
All of my study expenses is on loan.
I am belonging from a middle class family.
But my father agreed for my private college as i convinced him that i will pay.
I will pay everything believe in me last time. ...
I opened my room gate and went to the main hall while adjusting my torch light.
I can hear students are shouting.
Well it is because human always find fun in everything
so many of students always wait when will the electricity goes and they will shout loudly.
Its a fun thing.
Really.
its first time that electricity gone.
So students are shouting too loudly.
Make it more fun.
Well i also join them.
And also start shouting at high pitch.
Suddenly i stopped.
Staring at the wall.
No no.
I am staring at the void.
In front of my eyes.
There was a blue screen.

 『Welcome to the gods heir』 

It was so unrealistic.
I thought that this is my dream.
I touched the screen with my limb.
But the funny part is.
My limb goes through it.
Like it is a hologram.
My thoughts are spinning.
**How can this happen.
Its utterly impossible.**
I had read so many webnovel i had already assumed so many scenarios like this.
That there will be screen come from nowhere in front of you and you will say status and-
**Wait status
How can i forget this.**
In my rough voice i said - "status"
And i am believing that there will be a status screen will come.
And my life will take a 180. Degree turn But to my surprise there is no screen came.
1 sec...
2 sec...
Sudden a somber expression appeared on my face.
A kid who always growed up while reading novel.
A system is always his dream.
3 sec...
3.4 sec-
And than
A voice heared in my mind.

 『 STATUS Name- Raj aggarwal Level- 1 Class- homo sapiens Sub class- None Stats/skills/shop/?¿? 』 

As i stared at the screen.
My lips raised upwardly.
This is what i want
This is like my dream
I always wanted a magical world.
A rpg type world where gods and demons are fighting. I will increase my level while fighting monsters.
What..What is there any chance of my being alive in this scenario.
This world is going to change.
I have to change.
I have to protect my family.
Family...
**Shit.. shit..
My family lives 100 miles from here..
If this system is real and everyone can see it.
Then soon chaos is going to erupting.
What should i do now..
Take a bus or metro.
No no ..
Think think..
Well lets call them first..**
.
I opened my phone screen and saw the
battery.
Shit..
8 percent. It can work for few minutes or one hour max
I called on my moms number.
**Ring...
Ring...**
My heartbeat is increasing
*Ring... *
A women voice heared in my ear
-"Hlo, raj are you fine.
What.. what is this screen.
Everyone can see it.
Everyone is panicking.
You have to hurry....
come home as soon as possible".
I am glad that my mom answered my phone. While I staring at my screen i answered-"
don't worry mom.
There is nothing as panicking . Calm down.
Just prepare some weapons like your knife, baseball
And locked the house.
Do not open the door.
And tell my little brother that i am coming. Theres nothing to worry.
Everything is fine."
I convinced my mom that there is nothing. But a gloomy senstation was felting in my body.
I has to hurry.
As i glanced to the main hostel reception. A men with black beared.
Brown skin.
Black eyes and in red shirt and black pant is standing there
My warden was also in the state of shock. I went to him.
Seeing me his eyes became focus. He called my name.
" RAJ CAN YOU SEE THE SCREEN ALSO"
He remembered my name indeed worthy of warden position
I nodded.
"Well its strange-he said to me while looking at the main gate.
The gate was big and transparent Made of glass.
I also see outside.
Utter Darkness
Worrying if any type of dragon come here and just make this college campus in ashes. I glanced to other direction.
More and more students came from there room.
Many were studying in their room.
Many were gaming in their room.
But i don't care because i don't have any friends.
. But what i am doing here...
When a sytem comes to the world
You will granted with many powers.
But what i have to do.
As i thinking.
I stepped out on a ant.
Well its there problem being a short and came under my limb.
...The words on my screen crazily gone and swapped by a another words

 『 You are 137th one to killed a living being. 』 『 you got 5 true points』 

A crazy expression came on my face.
Here is the link of webnovel site - https://m.webnovel.com/book/peace-is-what-i-want_29563366708313205

So i’ve been admitted to Columbia GS. I’ve been chronically ill since the age of 12 and had to get my GED and start out at a community college. I plan on becoming a lawyer, a prosecutor specifically, maybe a judge one day and i’ve realized I will have to take out lots of loans in order to afford the road ahead. I’m wondering if past GS graduates feel it is worth it in this case. I saw many people say in previous posts it depends on what you plan on doing. I will have to take out many private loans and I cannot get any help from family. I also am going to attempt to get a job but i’m moving from CA so it may take a minute to find one. Anyways what do you all think? (i think in the next 2 years to complete my BA through GS i will end up with a minimum of $65k in student loans alone- let alone law school)

Uk national living abroad question
Ok so I’ve asked something similar in this sub before but I’m a bit confused. I know I’m not applicable for home fees since I’ve been living abroad for most of my life(would love to know any workaround) . I also know I’m not applicable for student finance. However is there any way I can take out regular loans to fund my study partially in Glasgow or England. If yes what are the common interest rates and legalities. Do I require a cosignee e.t.c. Also even though I’m classified as an international fees paying student by unis being a national am I still eligible for local scholarships?

Uk national living abroad question
Ok so I’ve asked something similar in this sub before but I’m a bit confused. I know I’m not applicable for home fees since I’ve been living abroad for most of my life. I also know I’m not applicable for student finance. However is there any way I can take out regular loans to fund my study partially in Glasgow or England. If yes what are the common interest rates and legalities. Do I require a cosignee e.t.c. Also even though I’m classified as an international fees paying student by unis being a national am I still eligible for local scholarships?

Uk national living abroad question
Ok so I’ve asked something similar in this sub before but I’m a bit confused. I know I’m not applicable for home fees since I’ve been living abroad for most of my life. I also know I’m not applicable for student finance. However is there any way I can take out regular loans to fund my study partially in Glasgow or England. If yes what are the common interest rates and legalities. Do I require a cosignee e.t.c. Also even though I’m classified as an international fees paying student by unis being a national am I still eligible for local scholarships?

Hey guys, I am a student here in Tbilisi and I have been working here as well for quite a awhile now. I was trying to apply for a loan in TBC and BOG for some academic needs but was rejected as they said I need a year of Salary and 6 months of salary respectively. Usually, the required date is 3 months. Any suggestions on possible sources of getting a loan from any other bank or anything as such? I have a monthly income (salary certificate) for around 1200 GEL.

Ok so I’ve asked something similar in this sub before but I’m a bit confused. I know I’m not applicable for home fees since I’ve been living abroad for most of my life. I also know I’m not applicable for student finance. However is there any way I can take out regular loans to fund my study partially in Glasgow or England. If yes what are the common interest rates and legalities. Do I require a cosignee e.t.c. Also even though I’m classified as an international fees paying student by unis being a national am I still eligible for local scholarships?

Can anyone enlighten me about this loan situation please?
I borrowed £37k and currently have about £45k to pay back. I’ll be paying 325£ monthly as of June this year. I am working in Germany. As the interest rate is 7.8%, I see the balance stays the same or it is even more, regardless of my monthly payments. So hypothetically speaking, if my salary stays the same for the next 26 years (loan written off in April 2050), with same interest rate, by the time the loan gets written off I’ll pay about £100k back. Nearly 3 times more than what was actually borrowed…
Is this really the case or my assessment is not correct? What would be my options for the future?

Hi! I need (ok, I'm desperate for) a job (even a temporary job is fine) where I can make at least 3000 USD in the next few weeks. I recently quit teaching, but if there's a teaching job that pays now, I'll do it for sure. I was a math and chemistry teacheprofessor (mostly math), and also taught a STEM success class that largely focused on research skills and writing. I also have solid skills in data analysis, item analysis, data annotation and labeling, editing, curriculum design, assessment design, LMS admin ...really anything related to teaching, learning, and data (but I'm not a great coder). My dream job would combine data analysis and education.
I know it's a HUGE ask and likely won't go anywhere. I have a large medical expense (no insurance, but it's necessary) coming up and they want full payment first. Even though I have decent credit (TransUnion, anyway), my debt to income ratio is super high because of all my student loans. So I can't get a personal loan.
If you have/know of anything that sounds like a good fit, please let me know!

Dentistry vs. Electrical Engineering which would be the best fit for me?
Hello. I'm currently 25 years old army veteran and I currently am A office manager at an orthodontics practice in LA. I’ve always dreamed of being a dentist / Orthodontist but recently I got the rude awakening that no mater matter how good my grades are or how good of an assistant I am, I don’t have the credit worthiness or co-signer to be able to take out the 300K+ in required loans for dental school as much as that’s what I want to do with my life. Electrical engineering on the other hand while lower in salary a lot less in student loans and a lot shorter duration of schooling but also no my dream for more context I don’t have very many college credits but here’s a little about me 1. Enjoy math 2. Great problem solver 3. Eloquent speaker - no problem speaking in front of people (though I would prefer to work behind a desk) 4. Not squeamish 5. Paranoid about being laid off or fired (job security in general) 6. Student debt concerns - dentistry is gonna cost like 400k+ in loans after graduating vs engineering 40-60K in debt In your opinion, and from your own experiences, which career would you advise someone to pursue. I'm interested in hearing your personal takes on this since, obviously, there is no single answer to which is best. Thanks all, and yes I realize how insane this question is, given how divergent these fields are. I've always had a problem in not know what I wanted in life. Though once I start on something, I set myself to it 300%. Thanks again folks.

Dentistry vs. Electrical Engineering which would be the best fit for me?
Hello. I'm currently 25 years old army veteran and I currently am A office manager at an orthodontics practice in LA. I’ve always dreamed of being a dentist / Orthodontist but recently I got the rude awakening that no mater matter how good my grades are or how good of an assistant I am, I don’t have the credit worthiness or co-signer to be able to take out the 300K+ in required loans for dental school as much as that’s what I want to do with my life. Electrical engineering on the other hand while lower in salary a lot less in student loans and a lot shorter duration of schooling but also no my dream for more context I don’t have very many college credits but here’s a little about me 1. Enjoy math 2. Great problem solver 3. Eloquent speaker - no problem speaking in front of people (though I would prefer to work behind a desk) 4. Not squeamish 5. Paranoid about being laid off or fired (job security in general) 6. Student debt concerns - dentistry is gonna cost like 400k+ in loans after graduating vs engineering 40-60K in debt In your opinion, and from your own experiences, which career would you advise someone to pursue. I'm interested in hearing your personal takes on this since, obviously, there is no single answer to which is best. Thanks all, and yes I realize how insane this question is, given how divergent these fields are. I've always had a problem in not know what I wanted in life. Though once I start on something, I set myself to it 300%. Thanks again folks.

Dentistry vs. Electrical Engineering which would be the best fit for me?
Hello. I'm currently 25 years old army veteran and I currently am A office manager at an orthodontics practice in LA. I’ve always dreamed of being a dentist / Orthodontist but recently I got the rude awakening that no mater matter how good my grades are or how good of an assistant I am, I don’t have the credit worthiness or co-signer to be able to take out the 300K+ in required loans for dental school as much as that’s what I want to do with my life. Electrical engineering on the other hand while lower in salary a lot less in student loans and a lot shorter duration of schooling but also no my dream for more context I don’t have very many college credits but here’s a little about me 1. Enjoy math 2. Great problem solver 3. Eloquent speaker - no problem speaking in front of people (though I would prefer to work behind a desk) 4. Not squeamish 5. Paranoid about being laid off or fired (job security in general) 6. Student debt concerns - dentistry is gonna cost like 400k+ in loans after graduating vs engineering 40-60K in debt In your opinion, and from your own experiences, which career would you advise someone to pursue. I'm interested in hearing your personal takes on this since, obviously, there is no single answer to which is best. Thanks all, and yes I realize how insane this question is, given how divergent these fields are. I've always had a problem in not know what I wanted in life. Though once I start on something, I set myself to it 300%. Thanks again folks.

My question is, When the time comes around to re-submit my OSA, will they backdate payments based on earnings I have acquired?
Long story short. I moved to the US last year and I made the decision to let the SLC know I had move abroad. As I didn't have a job and was living off of savings my official letter stated I am not eligible to repay for a 12 month period and that I did not have to submit a OSA form again until that 12 months was up.
However now I am about to start a new job as of June.
Every time I asked someone at SLC the question above via Twitter DM's, or whoever those DM's get routed to, they would just give me some vague wording about how I would need to update my employment details should my circumstances change. But never actually answer my question lol
My official correspondence simply says I will not be expected to pay during the 12 month period mentioned, or until I return to the UK. It Mentions nothing of updating my employment details should I start earning again.
I basically just want to know if they are going to try to gouge some more money out of me when the time comes?
My guess is that the people working there were not allowed to essentially tell me I can go the next however many months earning without making any repayments. Which feels like a bit of a loophole.

does anyone know around when they will start giving the student loans?

https://legalesedecoder.com/how-ai-legalese-decoder-can-help-simplify-student-loan-debt-saving-for-a-new-car-and-planning-for-retirement-simultaneously/?utm_source=SocialAutoPoster

I'm a British American dual citizenship and a couple of years ago I invested around 8.5k in a stocks and shares ISA and 4k in a lifetime ISA. I didn't realise at the time that American dual citizenships are not allowed to invest in an ISA. Fast forward to now and the accounts are still open but how screwed am I? Should I close my accounts now and hope for the best? To give a bit of context I'm a student and not officially working yet but my dad has been giving me some money and I also used some from student loans.

(Sorry this will be long also sorry for the typos it’s really late while I’m typing this)
Long time lurker in this subreddit as I was hoping to get inspired by some of the users stories though the inspiration lasted only a few minutes. What I’m hoping to get out of this post is some guidance or a wake up call as I feel like I’ve hit rock bottom with no upward motion. I know I need to be better than this and I want to be better than this.
I’m a 26 year old African American male , still lives at home with his parents , no real job at the moment (currently applying) and I feel like all my life I have been persevering,inconsistent , and always playing catch up. But this officially feels like my last chance to lock in and stop messing around with my life. I’m currently on academic suspension from my 3rd year of a doctorate of pharmacy program and in the appeal process to get reinstated back into the program I also got my pharmacist intern license suspended until I get reinstated to school again which is kind of hindering me from getting a job in a pharmacy. I’m trying to take the steps to make myself ready to step back into school and get my act together though I DONT KNOW WHERE TO START!!! I have not told my friends or family about it because I feel like I’ve failed myself and them. I take full responsibility for this. however, the factors leading to this situation date back to 2020. My life felt like I was on the right trajectory I had a great physical and mental health relationship with myself, great connections with family and friends,I had investments, I was planning financially for the future ,I had my own business as a strength and conditioning specialist and worked at a physical therapy facility as an assistant I graduated college with a double major in public health and kinesiology with an emphasis in clinical movement i took the mcat didn’t do too well so I applied out of the country for med school was doing well for the first semester though I began having trouble with my significant other and felt as though we were drifting apart and the situation I felt we were all in at the time was a bit much and it took a toll on me academically and in the relationship trying to balance a fun romantic life with a medical program that I was supposed to dedicate 4-8 years of my life to ultimately lead to me getting dismissed from med school due to not passing to classes . Following this news my ex got a job out of state and moved while I was trying to find a new career shift or professional degree to obtain I immediately landed two pharmacy school interviews about a month after applying and got accepted to one of the schools this career choice was never in my cards as I’ve always wanted to have a doctorate degree and work on that level. Few weeks after that me and my ex had separated officially and it took a bigger toll on me than expected and manifested in the worst ways possible for me . Instead of seeking therapy I copped in other ways. It impacted me financially I bought a brand new Mercedes that took most of my money I was impatient with my investments and sold majority of my bitcoin thinking it wouldn’t go up again (L move) my credit score went from 750+ to low 500’s by placing myself into 15k credit card debt paying for alcohol & weed (exponentially more than what I had before), clothes , and random vacations and dates with women from hinge and tinder all on top of student loans for grad school. I developed a sex addiction and added over 100 bodies in a span of 2 years . Had a panic attack that put me in the ER . All while dragging my way through pharmacy school (I’m more than capable of understanding and implementing the material into practice my study habits and focus were always elsewhere). Not to mention I think I have a social media addiction and my procrastination and laziness has led me to feel more anxious and depressed. My physical fitness and diet has suffered thought not entirely that’s pretty much the only positive habit I have since 2020. I just feel like my life is leading to a path of no return and I’ll be homeless one day. I need to turn things around I can’t always think I’ll catch up I have to get ahead and stay ahead. I want to be person that makes myself proud and inspire other young African American men or anyone who’s had odds stacked against them. How do I turn this around?

Hello! I am a Grade 11 student applying for UPCAT 2025. Gusto ko lang tanungin kung anong gagawin nila sa info na galing sa socio-economics. Will they use it as their basis to determine if I will be eligible for free tuition? My friend, who was accepted, declined because they were charging her ₱40K per semester. My family makes about ₱230K per month (my father is a police officer with a salary of ₱90K, and the rest comes from our family business; we lease apartments). However, most of the money is paid directly to the banks because of the loans they took to buy the land and build the house. I won’t go into much detail, but they have other debts to pay as well. With all of the debts subtracted from their monthly income, less than ₱50K is left. My parents still support my brother, pay for my tuition fee, and cover other expenses such as utility bills, food, and gas. Given all that, I can’t detail my family’s financial situation in my application, nor can I lie about it. Should I report ₱230K or ₱50K as our income? If I report ₱230K, will I still be eligible for free tuition?

In my campaign I require all players to have their own session zero that are multiple solo sessions until they get to lvl 3-4..at which point all the players meet each other and continue the campaign as normal. The session zero is usually centered around that persons class and background. (My campaign setting is in "late renaissance era".)
I do this to give each player a unique experience and account of events that are happening in the campaign. It also allows that player to have their own unique slice of the pie in the world. Each session zero is intertwined in some fashion. (this took a lot of work) I am currently wrapping up player 2s session zero.
Player 5 chose a sorcerer, so I have created ISAK (Institute for Sorcery and Arcane Knowledge) They will spend much of their session zero here.
I have already created the school...its layout, its 30+ instructors (all sorcerers).. the courses...the quests,, student loans...(sigh) but it suddenly occurred to me that sorcerers don't "learn" magic...they are born with it....how much do I really need to change? How much do sorcerers really know about their innate magic?
I would imagine the sorcerer school would run much differently than the wizard school because nobody chooses to be a sorcerer (well mechanically they do...but lore wise they don't). For one...i think the classes would be smaller...I feel like it would be focused on teaching its students how to control their powers, courses on the different metamagic types, general studies would include the 8 schools of magic, advanced studies would depend on the sorcerers subclass (I allow all subclasses). Does this make sense or am I missing anything?
Sorcerers "pick" their subclass at lvl 1 so I imagine that each subclass would have its own "Prerequisite Courses".
Does anyone have any good suggestions on how I can make the sorcerer academy fall in line with the lore? I understand mechanically they learn spells at every level...but how would that work lore wise if the spells are innate to each individual? I would appreciate any creative advice/suggestions anyone can give me.
To sum it up...What exactly would a school that exclusively taught sorcerers look like? How would it differ from a school that taught exclusively wizards?
The school has to exist because one of the professors and the school has already been tied into player 7s session zero.
I am very aware that as the DM I can make up anything for this to "work"...but I am not doing that...it has to fit in with the lore. Lore is an important part of the campaign. The Lore is sacred......
I allow any race in my campaign but I require each player to take a lore test on whatever race they choose (other than human). If they fail they do not get to play as that race and default to human. 2 of my players failed their test and are now playing as a human. I try to hold myself to the same standard in staying true to the lore....the sorcerer school must fit in within the lore of sorcerers...absolutely no exceptions.
edit: Let me clarify about the test...I gave them all 5 bonus questions...used a 10 point grading scale..it was a 25 question multiple choice......and even gave them each the video I would be basing the test on. I don't feel bad at all that they failed as I gave them every opportunity to pass. I even gave players who scored 100+ 3 unique traits to choose from as incentive to study. Which 2 other players achieved. I did offer the 2 that failed a chance to retake (without the chance of getting unique traits)...they accepted that they failed and were happy to play as human. Here is an example of one of the tests.
What is a unique feature of the orcish language, according to D&D lore
A: It has no written form.
B: Its based on musical tones.
C: Its Elvish in reverse
D: Its a pidgin of Elvish and Dwarvish.
How are Ogrillons typically produced, according to D&D lore.
A: Through experimentation by powerful wizards seeking to create hybrid soldiers.
B: From the union of a female orc and a male ogre, combining the traits of both species
C: By a curse placed on orcs and ogres by a vengeful diety, resulting in their offspring being ogrillons.
D: Through the use of ancient artifacts that can fuse creatures of different species into a new form.
Seems hard...but my Half-Orc player killed his test...scored 103..because he studied and put time into developing his character. Note: not all questions are this difficult.
Now look what my Aasimar players test looked like...that he failed miserably.
Which is the following is not a typical feature of an Aasimars appearance?
A: Halo
B: Wings
C: Tail
D: Silver or Golden eyes
He got this wrong...and most of the others...
I dont see it as restrictive...I put a lot of time and effort integrating a players character into my world...the very least they can do..is learn about the race they are playing.

I am (26f) going to marry a man (let's call him Kaive) (31m) in 2 months. Ever since I was 12 my parents left me to babysit my 4 siblings and take care of them, they had their college paid for and I had to take out many student loans. Basically they left me to grow up on my own (I had the worst childhood) and I still remember the days I used to cry after doing all the household chores, I couldn't do my homework and my teacher would punish me for that. I was just 15 then. My siblings had comparatively all the love and comfort my parents could give. I was struggling financially and I struggled throughout the college, my parents couldn't bother to check on me neither helped me out financially. They were pretty well off. 6 months ago I met Kaive on a dating app, I wasn't looking for any relationship and just a place to stay so I don't become homeless. Kaive wasn't the most handsome guy but pretty good looking, he was pretty rich (generational wealth), his parents wanted him to marry their business associate daughter and he didn't wanted to. They gave him ultimatum that either he marry her or marry someone otherwise he'll get kicked out of their inheritance. He told me due to his parents pressure he decided find a girl who could agree to the arrangement of being married for 2-3 years and the divorce without any alimony and with prenuptial agreement. After 2-3 dates, he spilled the beans and I also told him, I wasn't looking for any love but just a place to stay. Within few days we shared all of our issues, we both discussed and came to a conclusion that I want to be taken care of, I don't want to live in stress all the time to get kicked out and be homeless. We both had the deal, that he can sleep with anyone he likes and I won't interfere in his business and in return I will be the SAHW, all the bills paid and I'll do all the household chores. I agreed to his no alimony/prenuptial agreement demand and he'll be paying for my degree (since due to lack of money I had to choose a really shitty major which I wasn't interested in college). I was ready to sign prenuptial agreement and agreements where I agreed that I won't be asking for any alimony or any settlement. I told him, I'm fine with the fact that I'm a gold digger and I'm using him for money. He told me, it's fine and he don't care.
I was dumb that I disclosed this with my sister and she told our parents and everyone is blasting me on social media that I'm a gold digger and I should back out of this. I put up the post that I'm fine with being a gold digger and I'm not denying it. Then I proceeded to delete all my socials. I've been getting countless calls and messages to back out and Kaive told me to just block them and move on.
AITAH for being a gold digger? Am I doing right?

I am 22, currently in college, living a stress-free college life, balancing schoolwork with plenty of downtime, even opting out of a summer internship for this long 3-month break. I'm not rich but I somehow get by on my student loans every month. Two of my friends graduated last week and they talked about how stressful their life is finding a job and balancing everything. They told me that I will be the same next year when I graduate. I have honestly lived my entire life like a middle school kid. Am I not trying in life? Is this the correct way to live?

Hi, I’m hoping for some insights on which school is worth pursuing toward a career in a Biopharma company.
I am considering either attending San Jose State University and then working for 2 years before doing a graduate program at a UC, or will going to a UC at a bachelor level matter in getting a better job in the Biotech field?
I’m juggling these options because as a student on an F1 visa, I’d have to pay a very high out-of-state tuition fee at UC Davis. I'm not sure if I'd want to take out a 120k private student loan just for a bachelor's degree which is much more expensive compared to San Jose State at 80k for my remaining 2 years. If going to a UC at an undergraduate level does not make a difference in gaining some work experience at a biopharma company like Genentech, I think saving money might be a better option for me.
What are your thoughts and has anyone faced or knows of someone who was in a similar situation?