I’m 24 years old. I have an 839 credit score through FICO. I own 4 credit cards and only use my Amex Hilton and Chase Freedom Unlimited. I keep all my accounts at $0 I just paid off my car. I’m scared that with no open line of credit my score will begin to drop. Is that the case? If so, what are some good ways to use credit for passive income? I thought of maybe buying a second vehicle and renting it out on Turo.

questions at the end
hi. i need help here. i designated my father’s fafsa account as the “sign and submit” person, and he works 5/7 days and usually very late so i cant ask whatever the fafsa code gave him. both my parents don’t speak lots of english nor read it so they have me handle these kind of things. i realized that i had full access to my mothers email and decided to make her the sign and submit person thinking little of it. clicking on the invite form i realized she didn’t have an account yet and so i made one. apparently, i accidentally input my birthday instead of hers in the personal info area, AND put a space between her name AND somehow flipped 2 digits of her ssn. so, ofc it comes back as not matched. yet for whatever reason, the form wouldn’t update saying “error cant save”. i called in and received help and was told to use microsoft edge this time and was told to re-fill every piece of info. in doing so, i corrected the birthday but DIDNT put a space between her name and put the right ssn. for whatever reason, this created two limited access accounts that’s been giving me nightmares. fast forward to when my dad accesses his form, it makes him fill out a “parent spouse/partner” area. due to the two limited access account not matching, i had to call in yet again and was notified of this mistake. however, before the rep could give me the account info, i was told my mother had to be on the line which couldn’t work because she also works very late and works 6/7 days. finally, after being told she had a day off, i called in and was told by a kinder rep that one of the limited access account had the right ssn and bday just not the space between the name. i then had to get a help desk rep to basically re-submit a verification request which allowed me to put the space between her name. i’m praying that this finally lets me submit everything and be done with the fafsa.
tldr; put in wrong info twice resulting in two limited access accounts, one wrong/one right.
question 1: is the help desk the only ones able to deactivate an account.
question 2: i emailed my school saying i might not make the deadline in time, and they said i already submitted it in april so it’ll still count before the deadline. does that mean whatever changes i make are just “updates” and not necessarily submitting a new form after the deadline?
warning: pls double check all your info before hitting any “confirm” button so you don’t have to suffer thru this:)

I recently bought a house in May 2023 in Ohio. While going through the process, I was told that I had an exterior sump pump (lift station/pump station) for sanitary/storm water due to my drain pipe from my home being at to much of incline for it to make it to the sewer line by itself (gravity fed). This sump pump is controlled by an electrical box attached to the side of my house with a red light on top of it. I was told by the seller that when the light began to flash, I needed to call the city as it was their equipment, and they would service it. It was something I noted and saw that a city padlock was attached to the box. In August 2023, the mayor and city service center director were in the neighborhood notifying residents of construction occurring in the area and stopped by my home. While we chatted, the mayor unsolicited asked "do you know about your house?". I said no and he proceeded to explain that my house was the only one in the city that had it's own lift station (there are others in the city but they service multiple homes) and that when the light began to flash, I needed to call for service.
​
In January 2024, I was awoken at 5am to a basement full of water. My family and I were removing water from the basement (~250-300+ gallons of storm water) for hours before the city was able to come out to find that equipment within the pump was no longer working, I talked with the city worker who responded, and he stated that he had worked on my pump for years (~10) but stopped over the last couple of years as he was told too by the service center director. I told him that was weird because I had just talked to them back in August, and they said to call. He said weird and went on finding a temporary fix until he could come back the next day. The next day comes, and he told me that he talked with the service center director and got the okay to buy the replacement equipment. Fast forward to April 2024, and I was awoken at 4 am again to water in the basement. Was able to manually turn on the pump and drain the water before it got worse, so I decided to call the city back at 7a to request service. This time, I talked with the service center director who said to me that it was my problem, and he only helped me out originally because he felt bad. When I asked why there was a city padlock on the electrical box and that the city had historically serviced it, he could not answer why. I sent an email to the mayor and my councilman. I received a call from the mayor who said he would look into it because he could not answer any basic questions about the pump I had (why the city padlock on it, why did the city service it, who put in the pump and when, was there a service agreement, etc.). Through talking with neighbors, I found that the pump was likely installed in 2005 when the city forced the neighborhood to get rid of their septic tanks. There is another sump pump system a 100 ft down the road from me that has the exact same design (light on top, same warning signs about not accessing, city padlock, etc.) but it is larger as it services 14-16 homes.
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Had a meeting recently with the city where they admitted the city had a history of poor record keeping, but since there was no asset tag for the system, they claimed it was undoubtedly mine. They could not answer any of questions I posed to them. When I asked why each electrical box was designed exactly the same, they mostly admitted that it was likely installed by the city in 2005, but it would have been with the understanding that it was the homeowners to maintenance. I don't know how they claim this without any documentation that say doesn't exist. I honestly believe they didn't do much research and just want it and me to go away. What recourse do I have? I've been told by my realtor that they did everything correct and I probably don't have much of a case legally. Should I try to get a lawyer? Should I try to FOIA the engineering plans & city budget from 2005? I'm thinking about contacting the mayor at that time to see if he would remember? Any advice would help as this would be a costly repair for my wife & I.

Everyone wanted this project to be successful, but you have to draw lines and face reality what is happening.
1) No updates. 2) Not consistent with whitepaper, or timelines. 3) Low liquidity/3.5 million funding raised. 4) No PR. 5) No marketing. 6) No communication with investors. 7) Poorly executed airdrop, paid airdrop, no claim available for some. 8) Poorly operated copycat website. 9) Their accounts trade obviously suspicious scam tokens from their addresses.

One of the biggest frustrations I see people having in this group is with the YouTube Algorithm. They are 110% certain that they aren’t getting any views because the algorithm is broken. Instead of spending time improving their content, they spend most of their time, trying to prove to themselves and everyone else – “The YouTube Algorithm is broken and not working as it should”. Or the classic – “The YouTube algorithm only pushes content from big YouTube Channels”.
Today I wanted to share with you what I’ve learned about the infamous and evil “Algorithm” and how it applies to your YouTube channel. Hopefully it helps give you clarity on the YouTube Algorithm and reframes your thinking when it comes to building a successful YouTube channel. I also hope it helps reduce the frustration and the burn out you may feel because your channel isn’t where you want it to be.
The YouTube Algorithm is an AI-powered recommendation system, which is designed to put the BEST and most engaging content in front of viewers on YouTube. It does this by analyzing large amounts of data that tracks the preferences and habits of viewers. The cool and frustrating thing about the algorithm is that it changes over time. For example, the algorithm used to favor subscriber counts, but it has recently shifted and prioritizes views. I am sure there are other tweaks and shifts that happen often, but this was the most noticeable change.
Here is where it gets frustrating, most new content creators are misled by random bits of information from “YouTube Experts” about how the algorithm works. And when their videos flop on YouTube, the only reason they can come up with is – “The Algorithm is not working correctly.”
The truth is, in order to understand how the algorithm works, you first have to accept one simple fact. An algorithm will always work in favor of a company’s policies, values and mission statement.
Now that we know this, let’s dive a little deeper. YouTube’s approach prioritizes the 4-Rs

1. REMOVE content that violates its polices.
2. REDUCE false news.
3. RAISE UP authoritative sources for news and information.
4. REWARD trusted creators.

In their creator videos, YouTube says – “YouTube’s recommendation system actually finds videos for viewers, rather than finding viewers for videos” - Put simply, YouTube prioritizes the VIEWER – not the CREATOR! Let me say it another way just for emphasis – Viewers want to see videos THEY WANT TO WATCH, not the videos YOU WANT TO MAKE.
Although the algorithm takes into account several factors when recommending content, it can be split into two main categories
• Viewer Personalization – This includes data about what videos users watch and which ones they ignore.
• Viewer Satisfaction – This measures the performance of a video based on metrics like longer watch time, video shares, likes, comments, subscribes and watch history.
Reading the comments and posts, it seems a lot of people don’t take into consideration the fact that; “The Algorithm” is a term that reflects the behavior and viewing habits of YOUR audience. It’s not some robot deciding if it should show your video to other people or not. It is also very important to remember, because YOUR audience loves YOUR videos, it doesn’t mean other people will.
How to win with the algorithm audience on YouTube.
1). Make the tough decision on how you want to use the YouTube Platform. It doesn’t matter what you decide to do, just always keep in mind each decision has different outcomes, and success is not guaranteed.
a. Do you view YouTube as a place to share your life/experiences and videos on YouTube. This is fine, but you need to remember all art, isn’t fine art. If your art isn’t appealing to the masses, you may get frustrated and burnt-out creating content for people who aren’t interested.
b. Do you view YouTube as a business and an opportunity to make money. This is also fine, but at this point you become a “contracted” employee of YouTube, and it is your responsibility to make sure you adopt their business model and align your content with YouTube’s expectations – Do this and you are more likely to succeed.
2). Understand the metrics and how/where YouTube places your content.
A. YouTube Search – YouTube is a search engine, and it prioritizes your content based on the following
i. Relevance – your videos should have appropriate keywords, titles, tags and descriptions.
ii. Engagement – your videos should have high watch time, likes, and comments.
iii. Quality – Your videos should have quality content, display expertise and trustworthiness.
B. YouTube Homepage – Here is where most viewers start their journey. Here a viewer can see video ads, relevant videos and shorts that a person may be interested in.
C. Recommended Videos – Videos are recommended to users based on their watch history, search history, channel subscriptions, country and time of day/month/year.
D. Trending Videos – Trending aims to share videos that appeal to a large audience. Think viral videos, new music videos or breaking news. – Things that instantly capture a viewer’s attention.
E. Subscriptions and Notifications – Videos are shown to people who have subscribed to your channel and/or are notified of your latest content.
Always remember to succeed at YouTube you have reframe your thinking and use logic and data to drive your decision making and content strategy. Don’t let misinformed “YouTube Experts” influence your decision making. In 2023 YouTube generated 31.5 billion dollars in revenue and reached 2.7 billion active users – How can they do this if their algorithm is broken?
It’s a tough pill to swallow, but greatness is only achieved by setting aside our egos. Stop worrying/arguing about the algorithm, and work on making small improvements and connecting with your audience. Bruce Lee once said – “It is like a finger pointing away to the moon. Don’t concentrate on the finger or you will miss all that heavenly glory.”
Disclaimer – I am not a YouTube expert, but I am an expert in the Information Technology field, and I use data and analytics to make data driven decisions and to craft and tell compelling stories.

Thanks to Patron Member u/Entharo_entho - Here is the wiped out Tweet retrieved
Context - Wiped out from Internet
In March, I got a chance to work with filmmaker Sanjay Leela Bhansali right after he made Gangubai Kathiawadi, and Alia Bhatt, playing the titular character in the film, retweeted me.
The headline (in my head) was going to be, ‘The Boy From Kamathipura Goes To Bhansali Mandi.’
Then reality struck in April.
One of my closest friends Sweta called me from the Shivapuri National Park near Kathmandu and put me on speaker. Two other friends Mona and Ayush were listening to the WhatsApp call.
‘How’s it going with Bhansu?’ Sweta asked.
‘We are not working together anymore,’ I said.
‘Whaaaaaaaat?’ the three people shrieked, creating a wavy disturbance in audio frequency.
‘Whyyyyy?’ they cried, collectively anguished.
‘He said he is not feeling the vibes.’
‘What?’
‘Vibes,’ I said aloud, causing a seismic tremor in the audio frequency.
‘What vibes?’ Sweta jibed, ‘Maybe he can’t feel the vibrator.’
Laughter upped the vibes.
First, a little context on how I got that far. Check this, this, this & this.
So my tweets were going viral in February-March.
In the second week of March, a woman DM’d me saying she loves the tweets. I said thank you. She said she works at Bhansali Productions.
Whoopsie Daisy!
I asked if I could be a part of the production. She checked with SLB and team. He said he wants to meet now.
NOW!
How?
I was in Calcutta.
I called an actor friend in Bombay and told him about it.
“They will book your tickets and put you up in 5-star,” he said, “Like Hollywood.”
“This is Bhansaliwood,” I said, “Yahan dhanda hamesha manda hai.”
I flew (on my own expense) and met him.
I was ‘prepared’ by his team for the meeting with His High and Mightiness.
I was told:

Arre, then what do I say?
I sashayed in a brown kurta and white linen trousers. Please see Madhuri Dixit-Nene’s brown ghagra for aesthetic reference I used from my very limited wardrobe of the only kurta I had at the time. By the way, the chorus sings ‘Jhanak Jhanak Payal Baaje,’ aesthetically referencing you know what, right?
He was lunching with his minions (strictly calling them minions from his pov) when I arrived in his pristine white dining hall in a building called Magnum Opus. Where else should he reside, no? Both his house, and his office (where I was ‘prepared’ earlier) were tastefully done in creamy white.
It was, as I said to my friend later, like walking into a cumulus cloud, or like sitting on his favourite singer Lata Mangeshkar’s lap. Calm, serene and quite surreal. I was inside his snow globe. Violins from a Bach concerto (in my head) were replaced with say Madan Mohan’s doleful rendition of ‘Mai ri main ka se kahoon peedh apne jiya ki.’ (Side effect of writing this on Mother’s Day.)
I look for books when I enter a house for signs of intelligent life. There were lots of lamps and candelabras but where were the stacks of books they were perched on? The aesthetic was high on film set disposable kitsch. I stared into a cumulative void.
The minions were intensely debating Darjeeling momos. What’s that? I spent my childhood there. Never heard of this GI tag!
SLB relished his meal and said, “I want puranpoli today.”
Puranpoli appeared not out of thin air, but a house-help flipping wishes instantly on a griddle on the fifth floor. We were on the first floor. Although the puranpoli is shaped like a flying saucer, it doesn’t fly, perhaps burdened by the weight of excess ghee and crowd-pleasing expectation. It does, however, reach SLB’s plate at the speed of light.
‘Give him some,’ he asked a minion to serve me while I waited on the sofa.
‘I’ve had lunch, thank you,’ I said, trying to behave. The plate arrived. I took a mousy bite to exhibit my failing attempt to transform into a champion minion.
When he came to chat, he noticed the unfinished food and gently reminded me how there were days he went hungry. I should have rolled my eyes for my own lean days.
‘One should not waste food,’ he said.
‘I don’t,’ I said, ‘I was going to parcel it home in a doggy bag.’
Hearing the word doggy, his well-behaved dog came over to inspect me.
He observed me. I petted her perfunctorily. Am a cat person. Stereotypical writer stuff — allergic to undesired petting and attention.
‘So, what have you done?’ he asked, sitting on a sort of empire-style bergere chair. Full marks for faux-ornate.
‘A novel, some writing for a series,’ I said nervously, dismissively.
‘Anything I might have seen?’ he asked.
‘No, not worthwhile.’
‘Are you interested in direction also?’
‘No, am not delusional.’
A moment passed. I might have displayed an errant repartee.
‘I mean, I can only write, or am trying to,’ I said. L’esprit de l’escalier.
He gave me a spiel on writing, how screenplay is an art not many understand, etc, et cetera.
I nodded to make his voice disappear.
‘What are you writing now?’
I showed him the cover of my new book, The Last Courtesan, featuring my mother, on my phone.
‘Oh, this is so fascinating,’ he said.
He spoke rapturously about Calcutta’s great food and colonial architecture when I mentioned growing up in Bowbazar kothas. If you watch any of his interviews now on YouTube you will realise he only speaks in raptures. He’s always explaining things like an impassioned conductor at a dime-store opera. It can exhaust the boorish audience immediately. He spoke about living in the Kamathipura area as a child when I said I had lived there. The mythmaker was interested in exoticising his own legend as an ‘outsider’.
‘But how will you work here if your mother is in Calcutta?’ he said, ‘I am a maa-ka-bhakt.’
Everything is about him or his mother. I have reached that stage too, though only by circumstances unavoidable.
‘Actually it was my mother who asked me to come here. I told her it would only work out if you understand that I will have to vacillate between the two cities initially. Jaise Sanjay ki Leela hai, waise meri Rekha.’
Corny dialogue, but worked. No one calls him by his first name, except perhaps his own mother. He is sir for everyone.
‘If I am speaking to you for so long means I like you,’ he said. ‘Otherwise, I would have asked you to leave long ago.’
Barely five minutes into the conversation, he asked me to return to his office and inform his team that I was going to be a part of his writer’s room.
I went back to his office and read a script. This is the part I cannot mention. His legal team sits in the adjacent room.
I flew to Calcutta and was to return after a week. I had to make arrangements for my mother’s tri-weekly dialysis sessions at a nearby hospital, figure out a tiffin-delivery service for her, find a house help (she sent four nurses scurrying in the past), all of which is a bit of a task in this retrograde city.
Remember the woman who had DM’d me about my tweets? She messaged. She had met SLB after my meeting. He said this about me: ‘What a wonderful find. That boy has so much potential and is talented. Most importantly, he is sensitive.’
I told her I’d get this engraved on my tombstone.
Like how he wants to take Alia Bhatt’s golchakkar in Dholida to his grave.
“It’s a shot that I will take to my grave. If there’s any shot that I want to be played when I breathe my last, it would be Alia doing that shot. It is the best thing I have seen an actor do in a very long, long time.”
I was only emulating the high priest of hyperbole in my tombstone comment. Perhaps I was regressing into a minion.
I had only managed a few tasks for mother when I was back in Bombay. It worried me that the old, frail woman with shaky limbs and slurred speech was trying to be brave to send me to work. I hadn’t worked since the pandemic; she was in and out of hospitals so frequently that I had surrendered the thought of getting another job ever again. Taking care of her was my full-time job.
The first day in his office was to chill in my new, aesthetically pleasing kurta I had shopped for in Gariahat. There was a security camera in every corner that was apparently accessible on his phone. My skin tingled with this information. Chilled. He was at home. Probably watching. That’s a great way to create a myth.
The next day, there were more minions on the lunch table in his first floor apartment. The magically appearing steamy and fragrant sheera was delicious. A minion deemed it the best sheera in the city. I nodded to make that statement evaporate.
A courier boy interrupted for a document signature. SLB flared at a spelling mistake in the document papers.
‘Go wash your face and come back,’ he yelled at the young man.
The minions at the table laughed nervously. I so wished I was wearing a mask to cover my surprise emoji face.
The minions on the table were writers and assistant directors.
‘Dastavez,’ SLB said, ‘would that be correct to use?’
‘Kaaghzaat,’ the minion replied.
‘Kaaghzaat is paper, dastavez is document,’ said the second minion.
‘You always mislead me,’ SLB sternly reprimanded the first minion. ‘Don’t ever do that again.’
Only that minion tried to laugh, offering an apology. He shut the minion down.
My mask, my mask emoji face.
A third minion was sulking in a corner before I arrived for the writing session. This minion had reportedly offered a script suggestion, which he disliked and barked down. I liked this minion the most. Relatable.
A faint noise of a person running or perhaps just a rumbling sound from somewhere outside interrupted the room. He looked up at the ceiling and said, ‘No one lives there. Am certain it is a ghost. I hear running sounds all the time. I have heard sounds of furniture being dragged.’
I wondered if he actually believed in half the things he uttered, or was he just saying it to create enigma about himself. Mythical thoughts certainly kept him preoccupied.
Reality bored him. SLB had nothing good to say about the ‘current plague’ of South Indian films upsetting the Bollywood cartel. He compared them to a circus. He wasn’t kind to the actors he had worked with in his last film. He cracked lame jokes about everyone and everything. The minions laughed and kept him busy. I chuckled a few times to blend in. The mythmaker revelled in his prophesies about the impending doom of charlatans with no aesthetics: just crass, commercial peddlers pimping art. It was all said to amuse and bemuse while he fussed over the yellow shade of fabric from several swatches.
When he left for his music session, the minions bitched him out, and how! All the horror stories I had heard over the years about his moods, behaviour, language and violent temper were true. How else will he create myth about himself as a maestro? The Glomar response. Let the plebs indulge in hearsay. I will neither confirm nor deny. The minions sang effigy songs in happy tunes, if I may stretch this part a bit like his penchant for high camp.
That night, when I went to my actor friend’s house, where I was temporarily staying, I said to him, ‘I don’t think I will last a week there.’
I was rattled by how he spoke to the courier boy and the minions, with no filter. Well, at least it was clear he had no tact, endearing as that might be of a ‘genius’ if one compromises with his erratic behaviour. The CEO of his company does it beautifully and advises to develop a ‘thick hide’ around him. Cows, essentially.
Verve
The words genius, great, master, maverick, were so loosely bandied by his office staff even in his absence that I was tempted to add auteur, if they could spell or pronounce it. They worked in perpetual fear of him turning up at any hour and checking on their tidiness. A minion whined she wasn’t dressed appropriately for his surprise visit. Once, he even cut pay for unscheduled leave, said another minion. A minion narrated a shot he copied from a photographer in Gangubai Kathiawadi. Another minion recounted how he made her cry on shoot by screaming at her for a silly mistake. Minions couldn’t leave the office till his evenings were scheduled. It was a well-paying job so long as they did not have to see ‘chacha’s’ face and only applaud his cinematic sorcery.
His office team would assign me desk-work and warn me not to inform him about it.
‘What am I supposed to say if he asks?’
‘Make up something,’ I was told.
‘Why should I?’
‘You will slowly understand,’ I was told.
His team of assistants would sneak around me. I didn’t know who was reporting what back to him. He would interrogate the management team. They would lash out at me for informing the assistants. The management wanted to control me a certain way because ‘sir’ does not need to know everything. It was quite a guessing game. He had created an ecosystem of complete chaos and loved the hubbub. New people were hired for him to use the ‘new energy’ to rekindle the ‘old energy’ that needed to be reminded it could be snuffed out and replaced. He thrived on confusion because it all boiled down to him to sort out the mess. He was the provider so long as the minions ingratiated and served their grand master.
One time he called me upstairs, what his CEO called the god’s chamber aka the Shahenshah’s durbar: his office on the seventh floor. Walls were lined with giant posters of his films. We minions sat on the fifth floor. I was of course by now a week old in the toady mill. On the seventh floor, production team members, set designer, director assistant, young people sat on the floor, armed with notebooks and laptops, alert and sugar-tongued. He sat on a throne and dictated each one about their duty. A masseur massaged his leg. He asked me what I thought of a script. I said it was lovely. He asked me to elaborate. I said I liked a character’s resolve. He denied it was written. I said that’s my interpretation. A minion promptly backed me.
‘What changes do you suggest?’ he asked.
‘We should sit on it collectively and decide,’ I said.
He mumbled something. My suggestion was dismissed. I was dismissed. I bowed out. A minion whispered to me, ‘We all walk on eggshells around him.’ I had to be a chicken in a coop I suppose.
Another time he dismissed my suggestion for a scene saying, ‘That’s not how art is made.’ I had referenced a scene from Bandit Queen to illustrate my point. Just like his entire oeuvre is homage to a classic. How else does he make his art?
Allow me to illustrate with a frame from his first film Khamoshi: The Musical. The second image is from Pakeezah.
Hum Dil De Chuke Sanam references Red Beard, Woh 7 Din.
Devdas references Pakeezah more than once.
Black references The Miracle Worker.
Saawariya references Pyaasa, Awaara.
Guzaarish references Whose Life Is It Anyway?
Goliyon Ki Raasleela: Ram-Leela references Franco Zeffirelli’s Romeo and Juliet, West Side Story.
Bajirao Mastani references Mughal-E-Azam.
Padmaavat references Mirch Masala.
Gangubai Kathiawadi, let’s give him the benefit of doubt is all his own, original artistry.
The American filmmaker Jim Jarmusch once meta quoted the French filmmaker Jean-Luc Godard when he said:
“Nothing is original. Steal from anywhere that resonates with inspiration or fuels your imagination. Devour old films, new films, music, books, paintings, photographs, poems, dreams, random conversations, architecture, bridges, street signs, trees, clouds, bodies of water, light and shadows. Select only things to steal from that speak directly to your soul. If you do this, your work (and theft) will be authentic. Authenticity is invaluable; originality is non-existent. And don’t bother concealing your thievery — celebrate it if you feel like it. In any case, always remember what Jean-Luc Godard said: “It’s not where you take things from — it’s where you take them to.”
SLB believes he takes art and betters it, removing the grubby coat of slime from the sublime, often not concerned with acknowledging the source. He is a master’s master, elevating it to an otherworldly experience, the creator of a mythoverse.
He asked me to rewrite a scene I didn’t agree with. He banged the script folders on the table like a petulant, little child. I watched his posture change into a frump. Tiger Shroff’s ‘Bacchi ho kya,’ dialogue comes to mind.
‘You are talking like those critics who find fault but don’t know how to write. They should write the film,’ he said.
That argument will never make sense to me but since I write movies now and not just about them, I rewrote the scene in half an hour and showed it to him. He found it rubbish.
I was not called to the writer’s room for a week.
His CEO said I should go to his house; hang around him, like the other assistants whose only purpose in life is to feed his ego. We are slaves to his vision, she said. She thought I was a better writer than the team he had assembled. ‘From whatever I read, only three lines of your work on social media, I could sense it,’ she said.
Either she was encouraging, or bluffing with a perfectly Zen face. From the hundreds of Ganesh idols stacked in her room, it was clear she wasn’t a reader. She was good at reading numbers, data, and stats. She would sense a sign if one of the metal idols sucked milk from a spoon on the day she enquired about box –office figures.
There was more than one right-wing hardliner in his office. Secular staff was invisible. A pretty minion in baby pink t-shirt, whose main grouse was that another minion called him a Barbie doll, said he was happy with the Modi government building roads in his home state Bihar. Another minion countered him by asking: What about the persecution of minorities by the same government? The pretty minion said he didn’t care for that. He was assisting ‘sir’ because he wanted to be an actor. Which lead me to wonder how many Muslim actors has this production worked with? Silly of me to think, right? Given that I myself don’t use my Muslim surname. I’ve now successfully planted a myth in your head. That’s how it works.
In the time that I was in Versova during my brief stint at Bhansali Productions, I met several people with their own SLB horror story. A producer said, ‘He is a difficult man but life changes for good after you work with him. Some people want to go through hell first. Life bann jaati hai.’ I didn’t understand why purgatory was necessary. Another former assistant said, ‘When you work with the worst (SLB) and the best (KJO), you are ready for the rest.’
A young woman gave him a thesis she wrote on his films. He asked her to write a book on her. She said she wanted to assist as a director. She never heard from him. A filmmaker said SLB was too friendly with another assistant, suggesting intimacy. A writer wasn’t given credit in a film.
Another writer was promised his script will be turned into a film but it never took off and now he feels his life has been ruined. A young filmmaker’s debut movie SLB produced was delayed, not promoted, and called ‘kachra’ to his face.
The young man said SLB is sexist, homophobe, classist, fat shamer, emotional abuser, and a body shamer. “He is a joyless pit of darkness where happiness goes to die. And those are the nicest words I can think of to describe him,” he said. Another filmmaker said a choreographer was in a relationship with SLB and wanted to marry him but he wouldn’t even touch her, a hotly discussed conversation amongst his minions.
Everything sounds hokum. A successful man is likely to upset a few. The few will talk. Their words may ring true through a gossamer veil of implausibility. Myths magnifying his persona.
There are too many myths about his personal life, aroused by his silence on the subject but all too obvious in his work. When people want to confirm with me, I am equally appalled at their lack of aesthetics. Like the great reader of curtains, Edgar Allan Poe, you only have to look at SLB’s use of billowy curtains in films to guess.

Above stanza, courtesy Poe, poem: The Raven.
Hope you get the drift, or draft, hawa ka jhonka! By the way, am digressing now, is the weirdly named character Sameer Rosselline in Hum Dil De Chuke Sanam the first mainstream Hindi film hero to pass wind? The ruffled curtains are first to be cautioned though.
Unlike most people willing to swallow their pride to work with SLB, few like the eponymous Gangubai character choose izzat. The house-help employed in my actor friend’s house was asked to work as a cook in his house. When she heard the whimsy, dessert-craving demands, she declined the offer. I identify with her no-nonsense style.
In November 2021, a filmmaker read a film script I wrote and said, ‘This is SLB territory. Only he can make it. It is the modern love-story he has been wanting to make for a long time.’
‘Are you sure?’ I asked, somewhat flattered but also bewildered.
‘Yes, we just have to change the setting from Calcutta-Bombay to Calcutta-New York. It is what he has been trying to crack. I’ll get him to read it.’
I never spoke to SLB about my script. I did not want to look like a schemer. I had only got a chance because of my mother’s story. I had come to write courtesan songs. Hindi films are recognised by their songs. His films have show tunes that live on long after the sequins and mirrors reflect a decadent style. He employs the old-fashioned method of making Hindi films, which is to stitch scenes around a song, not the other way round. And when you glean your references from the best of classical melodies, how can you falter?
My own SLB story is that after watching Saawariya in 2007, I wrote a few songs, moved to Bombay, lived in Versova, close to Magnum Opus, and hoped to meet him, but made no effort even though I came in close contact with people who worked directly with him. I never requested for a meeting. Over the years, I too had heard a few horror stories about him. I only believe in what I see. I waited when he would call for me, my work would have to speak for itself.
A day before Good Friday, his CEO sat me down and said it’s not working out.
There’s a mythical story of how Lata Mangeshkar was on her way to record a song for SLB but the heavens poured and she had to turn her car back. A typical SLB frame of hope and hopelessness.
Never work with your idols. You’ll have a better story to imagine and create myths.
I was so relieved to leave. I hadn’t got a moment to read, or write, let alone think since I got here. Why I wanted to work with SLB was to not believe in hearsay. I will either confirm or deny.
‘Great,’ I said, ‘everyone deserves an off on Good Friday.’
The office was unsure about public holidays. SLB’s mood dictated the calendar.
Before returning to Calcutta, I met a friend entrenched in the film business.
When she heard of the fiasco, she said, ‘I’ve heard he is very anal, is he?’
The vibrator jokes never stop.

Hi all, just wanted to add my data point.
Credit Score: 750 FICO Experian
Cards @ credit limit:

• CSP 12/22 @ 15,000
• CFU 12/23 @ 20,000
• IHG 1/4 @ 17,500

Applied for a CFF at the beginning of May and was denied due to too many recent accounts and high credit limit for my income. Called the recon line (888-270-2127) and was approved. They asked the following questions:

1. confirm income (gave me my income, and I confirmed)
2. source of income (employment)
3. how long I've been employed (7 years; I assume they meant at my current job and current source of income)
4. reason (for points)

Approved, but I had to transfer $2k from another card due to my limit vs income.
Also, another note, I have tried calling the recon line since the week after (as per the 7-10 business day message). When asked if I was referring to a recent application, I kept pressing 1 to confirm and kept getting the "we are working on it" message. Pressed 2 this time around and it went straight to an agent.
Edit: Formatting

So, this has been eating away at the last few remaining braincells I have left for months, (the good news is that I should be a vegetable by noon tomorrow. yay!) ever since my account was “hacked”… I use quotes because I really don’t think they had to do much to get in. 2 point verification must mean that steam gives you 2 “rad points” for signing up, allowing them to treat your account like a house that has a “free candy” bucket on halloween… because it sure as sugar doesn’t stop theives!
Let me get to the freakin point before I start ranting about something else unrelated!
What is the actual reasoning that steam gives for not reimbursing items that are stolen/traded/sold? **To be double clear, I’m not asking what the BS con artist line they feed us is when it happens, I’m basically asking what legal loophole do they use, or how can they get away without reimbursement when
A. I actually have one account (out of who knows how many involved) who was in on the theft without a doubt! Because they showed up in my friends list right before it happened, and I literally don’t accept friends I don’t know in real life… there are 3 legit people there!!! (worst case scenario, the items are digital, so they can just copy/paste)
B. the account buying has at least a 50/50 chance of being in on the theft. How could they set up a sale for items they didn’t yet have, yet sell them all within a few minutes of getting into my account?
C. So to explain above, I happened to catch my theives in real time, and there is absolutely nothing you can do to as far as contacting someone - customer service doesn’t exist, nor is there any “emergency freeze” for your account should you notice anything happening (I spammed the shiz outta them with whatever button I could find that even resembled “help”, which I think stopped a lot more loss!)
So to sum it up, I’d say there’s an insane amount of negligence on their part, and I think for over 10 years I did about as good as one could to prevent anyone in, yet it happened! Has nobody ever called the better business bureau, or tried a class action with this? Because it’s mind blowing that these con artists are #1 with how little thought they put behind 90% of their actions, and never address the most important things like security, but will sink lord knows how much money into …a store facelift?!?! Are you pulling my wang-jobber?!
I’m getting just as enraged now as when it happened, someone has to have a worse story than this, but I don’t know if I should hear about it?
Help Dear Abby!!!

[svirtual]
Hello. Have a good trade!
If you want a Gen 7 Unclaimed event and Nature is fine with anything, please state that as well.
★Proof:Due to the capacity of the G drive, the deadline is one month from the date of completion of the trade. Please be sure to download it by that date.
※Proofs traded so far this year will be kept for one month from the date of this post.
Trade FC and IGN for each Gen

• Main Home IGN：ミーテス｜FC：MSRXJNPEFRRV
• Main switch IGN：MYTHOS

Event
1.The receiving date is within the period from the start to the end of distribution.

1. It's constantly being updated, but it's also on sale.(video proof)
   
2. No save manager etc was used.(ALL Event)
   
3. If you are interested in Language Tag or characteristic, please ask in the comments. ※Note: Language lock events are also received for other language save data.
   

5.Home/switch all event proof name:myninten-mythos
◯SV Event

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◯SWSH Event
new List←Zarude dada zarude, Shiny Celebi, mythical22, Kibo Pikachu.Toxtricity. ミスド Lost video proof.

• HAGalar#Hidden_Ability_Galarian_Pok%C3%A9mon) Videoself-redeemed1 set for $30USD Fee included

Mr.Mime,Ponyta,Meowth,Corsola

• Gmax Meowth#Gigantamax_Meowth) Videoself-redeemed1 for $10USD Fee included
  
• Ash Pokemon#Ash's_Pok%C3%A9mon)Videoself-redeemed1 set $25USD Fee included
  

Lucario,Sirfetch'd,Gengar,Dragonite,Dracovish

• Shiny zacianVideoself-redeemed1 for $10USD Fee included ※HOME Not trade
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• Shiny EternatusVideoself-redeemed1 for $10USD Fee included ※HOME Not trade
• Pikachu set 201023 Videoself-redeemed1 set for $30USD Fee included
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• Coalossal Wolfe Videoself-redeemed1 for $8USD Fee included
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• Gastrodon (200822) Videoself-redeemed1 for $10USD Fee included
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• GF pikachu ※proof lost※ self-redeemed
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sold out tag:kor

• victiny victiniVideoself-redeemed1 for $8USD Fee included
• Porygon2 VGC20Videoself-redeemed:1 for $8USD Fee included
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• mythical22 Genesect Volcanion Marshadow 220909 ※proof lost※ self-redeemed
  
• Other events：offer
  

◯BDSP event

• Piplupプロポチャ220205videoself-redeemed：$12USD Fee included
• Clefairyおつきみ22220910videoself-redeemed：$12USD Fee included
• Manaphy Egg video proof self-redeemed 1 egg for $13USD Fee included ※bdsp trade

jpn.spa.

◯PLA event

• Clefairyおつきみ22220910videoself-redeemed:$12usd** Fee included

Tag:JPN

• Piplupプロポチャ220205videoself-redeemed:$12usd** Fee included

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Gen 7 Event

Current rates + fees are for Gen7 event trades only.
1.)Pokemon Bank→HOME moving key only.(Available until the end of Pokémon Bank service)**

• Custom Sun/Moon Special Demo Version Ash Greninja 131017AshVideo or picture proof ok1 for $5USD

. Language Tag and Met Date and Nature comment plz.

①lang tag: ②data: ③Nature: ④proof type:video or picture

PAL event
https://docs.google.com/spreadsheets/d/1e92nyBSIxmg-LN_8y1t7g2fn4J8_MuGjjvd38DK-3ps/edit?usp=drivesdk

• 100918 Marshadow (↑spreadsheets plz) video proof self-redeemed 1 for $15USD＋fees

Unclaimed Event

• The name on the proof is already listed in the event details.
• Please let us know 1-3 "Nature" that you want first, so that we can make an SR. Unclaimed Event only

• unclaimed JPN mew 20TH980718videoself-redeemed name にんてん(MYTHOS)：$15USD+fees

Tag:JPN

• unclaimed JPN movie Zeraora フウラシティ180713 video self-redeemed name にんてん(MYTHOS)：1 for $20USD +fees

lang tag: JPN ENG

• unclaimed JPN Carnival_Pikachu#Carnival_Pikachu)カーニバル170809videoself-redeemed name にんてん(MYTHOS)：$35USD+fees

Tag:CHS Note: The glare is terrible because the photo was taken outside.

• unclaimed JPN Team Rainbow Rocket boss180120videoself-redeemed name にんてん(MYTHOS)：1 for $12USD＋fees

Tag:JPN Crobat Honchkrow Cofagrigus

• Unclamed JPN PC Eeveelutions#Pok.C3.A9mon_Center_Eeveelutions) ポケセン170513 video self-redeemed name にんてん(MYTHOS)：1 for $25USD+fees/1 set:$100USD＋fees

stock Tag:JPN

• unclaimed JPN PC Tokyo DX Pikachu#Pok.C3.A9mon_Center_Tokyo_DX_Pok.C3.A9mon) ポケカフェ180314 video self-redeemed name にんてん(MYTHOS)：$10USD+fees

Tag:JPN/ENG/CHS/CHT

• unclaimed JPN PC Tokyo DX Snorlax#Pok.C3.A9mon_Center_Tokyo_DX_Pok.C3.A9mon) にほんばし180314videoself-redeemed name にんてん(MYTHOS)：$10USD+fees

Tag:JPN/ENG/CHS/CHT

• unclaimed JPN 2018 Touhoku jirachi#2018_Tanabata_Jirachi) たなばた 180801video self-redeemed name にんてん(MYTHOS)：$15USD+fees

Tag:JPN/ENG/CHS/CHT/FRA/SPA/GEITA

• unclaimed JPN 2017_Tanabata_Jirachi#2017_Tanabata_Jirachi) たなばた170806 videoself-redeemed name にんてん(MYTHOS)：1 for $10USD +fees

Tag:spa/geita/fra/chs/cht

• unclaimed jpn Sapporo_Alolan_Vulpix#Pok.C3.A9mon_Center_Sapporo_Alolan_Vulpix) サッポロ161201picture self-redeemed name にんてん：$20USD+fees

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• unclaimed JPN line rotom ククイ171117 videoself-redeemed name にんてん(MYTHOS)：$15USD+fees

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• unclaimed JPN Pokemon_Center_Tohoku_Victini#Pok.C3.A9mon_Center_Tohoku_Victini) トウホク170630videoself-redeemed name philvpham10 and にんてん：$15USD+fees

Tag:FRA/GEITA/CHS/CHT/SPA

• unclaimed JPN PC Shaymin#Pok.C3.A9mon_Center_Shaymin)ポケセン180425videoself-redeemed name にんてん(MYTHOS) 1 for $15USD +fees

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• unclaimed JPN shiny Silvallyエーテル170922videoself-redeemed name にんてん(MYTHOS)：1 for $15USD +fees

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• ash pikachuHardy videoself-redeemed name にんてん(MYTHOS)：1set:$25usd+fees

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Fee calculator（international fees）：https://www.salecalc.com/paypal?p=10&l=us&r=4&e=4.4&f=0.30&m=0&c=1
Note:Payment method：Please in currency USD Only (Not JPY)
[Refences]([https://www.reddit.com/pokemonexchangeref/comments/a2u2s0/mynintenmythos\_reference/\]

Just a PSA. Not sure I'm really looking for any feedback, but it's welcome.
I was after a service more focused on tracking assets and net worth vs. other apps that are primarily budget-focused. After consulting Chat GPT on some options, I landed on Personal Capital so I went for it. Signed up, entered all of my info last night, and linked multiple accounts - including my Apple Card - and all of a sudden this morning I got back-to-back sign-in requests on my iPhone for my Apple ID from NSW, Australia. I'm in the US. I immediately thought PC or its bank data aggregation app (I don't recall which one it is) had been compromised. I'm pretty sure it wasn't Plaid.
I immediately changed my Apple ID password and signed out of all active sessions. Changed all my other accounts that were entered into PC. Ensured 2FA was active on everything, which it is. After that, got a notification from Capital One. After that, notification from my primary bank. My primary bank login's username is something so off-the-wall that now it's clear that all of the information I entered into their site was compromised and intercepted. I would only get a notification from any of these places if someone had the correct username. Only would get the Apple ID notification if someone had my username and correct password!
It was also strange that when I went to log into PC after this started taking place, the website was seriously slow. I was attempting to delete the account connections and delete my account with their service entirely. It took logging out a few times before I was able to accomplish this. The first attempt at deleting the account prompted a "There's a technical issue we're aware of, our team is working on it" message.
I called Empower to inquire about any Cyber events taking place. Fella denied anything and really acted like he didn't care about the issue since I didn't even have an account with Empower, nor did I feel it necessary or want to identify myself given current events. After a few minutes on hold, he provided me with a phone number directly for the department that manages the Personal Capital division. I called that line once and someone answered and immediately hung up. Called 4 more times and no one would answer - even more suspicious to me.
I do most of my online banking etc. behind secure enterprise firewalls. I have enough IT knowledge and background to get myself in trouble, but I'm certain enough to know that my computers aren't infected with anything, and firewalls on the networks I'm behind haven't had any strange connections picked up or blocked and logged. Just adding this because it's likely someone will think along the same lines I have.

Chapter 120 The spectators continued cheering and whistling even minutes after the fight had come to an end. Zaon had caught the crowd by surprise. He was going to be the talk of Farcrest for the rest of the week. The perfect underdog, classless, orphaned, a bit awkward even, coming up victorious against the tyranny of levels. But that was only part of the picture. Zaon had demonstrated the vast difference in skills between him and a combatant nine levels ahead of him.
The victory put us seven points ahead, but what mattered the most going forward was the three points Zaon had lost. Team Nara’s Soldier might not be half as a competent fencer as Zaon but his proficiency with Quick-Step had given him three undisputed points. The Soldier knew when to use the skill to reap the most benefit, and I assumed all our opponents would be the same going forward.
The more skills our opponents had, the harder it would be for the kids.
“Contenders, please enter the arena,” the Master of Ceremonies’ voice echoed over the crowd’s roar. “Ilya the Hunter versus Arel Nara the Warrior!”
Despite Zaon’s victory, I couldn’t help but feel nervous. The Warrior class had a better skill pool than the Soldier class. Ilya grabbed my hand, cutting my musings short.
“Something wrong?”
I examined her face, but she just gave me a nonchalant wink and pulled me to my feet.
“Play along,” Ilya muttered as we walked to the weapons rack holding hands. “Act as if you are choosing a weapon for me. Give me the same sword as Zaon.”
Ilya was trying to fool her opponent even before the match started.
I played along and walked Ilya to the weapons rack like a father dragging his daughter to the dentist. She took the bit about ‘all war is based on deception’ too seriously, but I couldn’t blame her. Ilya had to gather every slight advantage she could if she wanted a chance in a world of average-height people.
Her act worked because Arel Nara seemed to smell her weakness as soon as we reached the weapons rack.
“Have you lost your bravado, little Gnome?” Arel Nara said as he casually grabbed an arming sword with a broad blade from the rack. The boy had the same vulpine expression as Lord Nara, but unlike his lord, his yellow and black fencing uniform revealed his strong arms and legs.
Ilya cowered behind me without letting my hand go. The System should’ve given her the Actress or Spy Class.
“Just what I thought,” Arel Nara laughed. He had grabbed a round shield and an arming sword. “It seems I won’t need this,” he added, leaving the shield back on the weapons rack and strolling into the arena with a carefree demeanor.
Lord Nara, who until that moment was furious due to the first combat, seemed to relax after seeing Ilya cowering behind me.
“Your sword is longer than his, Ilya. Aim for his hands and feet, and don’t let him close the distance. Don’t let him disarm you,” I whispered as I put the slim longsword in Ilya’s hand. “And don’t let him get under your skin.”
Ilya grunted.
“I already know, Mister Clarke! I’m used to having the reach disadvantage and to that sort of comment. I know how to fight against stronger opponents, and he isn’t half of a trash talker as Holst was,” Ilya said with an evil smile. “I got this.”
“Teach him a lesson,” I replied with a smile.
Ilya nodded and gave me her best ‘I’m-on-the-verge-of-tears’ face before turning around and walking to the center of the arena. Despite her tailor-made uniform and the longsword on her shoulder, Ilya looked completely out of place, like a small bird caught in a storm. With a shaky smile, she stood before Arel Nara, raised her chin, and squared her shoulders. I made a mental note telling her to keep her acting shenanigans to combat.
I returned to the bench, avoiding Elincia’s glance. The Fortifier applied the barriers around Ilya’s body. As before, the work wasn’t bad; it was just sloppy on the edges. The difference would be too subtle to catch for anyone without a good grasp of mana detection. Even if I complained now, the Fortifier could brush me off, but that didn’t mean I wasn’t brewing a plan.
“She’s using that technique, uh?” Firana said.
“What technique?” I asked, sitting on the bench and patting Zaon’s shoulder. The boy leaned back with a towel on his face, still trying to control his accelerated heartbeat.
“Shu has been helping Ilya with her acting skills.”
I massaged my temples, worried. The news wasn’t at all surprising. I was already familiar with the little harpy shenanigans. Shu might already be a genius of manipulation at the young age of seven, but I didn’t foresee the little harpy teaching her dark arts to others.
Arel Nara greeted the crowd, his perfect smile reeking of overconfidence. Then, he walked to the Prince’s box with sluggish movements and bowed deeply. Arel Nara might be a braggart, but not a complete fool. He deliberately stalled combat as much as possible while Ilya trembled like a leaf with her longsword tight against her chest.
The Master of Ceremonies let the performance continue for a few seconds, unaware of the fact the battle had already started.
“Combatants, to the center!” He finally announced.
Arel Nara strolled back to the center of the arena, mindlessly swinging his sword and stretching his shoulders. Ilya remained still.
“The fight will end when one of the participants runs out of barriers. There will be no pause between barrier breaks. If you want to give up, raise your hand,” the Master of Ceremonies repeated the rules, looking at Ilya. “On guard!”
Ilya imitated Zaon’s guard, the pflug, not giving her opponent a single hint of the skills she had on her sleeve.
“Fight!”
Ilya stepped forward and swung at Arel Nara’s shin. The boy raised his leg out of the way and countered with a jumping attack that landed on Ilya’s chest. The girl fell on her back, but instead of going for the following attack, Arel Nara turned his back to Ilya and riled up the crowd.
Ilya used her sword to stand up. When she raised her guard, Arel Nara spun around, pushing her sword to the side. Ilya answered with a choreographed thrust, but Arel Nara dodged with enough time to get to Ilya’s side and deal a powerful blow with the pommel of his sword.
Ilya slammed the ground again, her uniform and face covered in dust. The crowd was ruthless, cheering for the strongest warrior. The underdog concept didn’t seem to exist in this world, which wasn’t surprising considering that underdogs, lesser Classes, had marginal opportunities to win against a more powerful opponent.
Ilya was two barriers down.
“You chose the wrong Class, Gnome. Your kind belongs to a workshop, not the battlefield.” Arel Nara taunted Ilya. “I don’t know what lies your Caretaker whispered in your ears, so let me be clear. You are falling short of the mark.”
Ilya separated her feet and adopted the vom tag guard, angering her opponent.
“You asked for it,” Arel Nara grunted as a wave washed over the Warrior’s body, and with a mighty cry, he cast a fortifying spell.
Ilya assessed the situation instantly and channeled her power but didn’t use any skill. She remained vigilant. Arel Nara performed a jumping thrust followed by a quick slash. Ilya parried the first attack and ducked in time to dodge the follow-up.
The crowd yelled for blood, but Ilya used her longer blade to keep Arel Nara at bay, aiming at his hand instead of his body. It was a clever tactic. She not only had the reach advantage, but a longsword packed the power of both arms, unlike the arming sword used with a single hand. Arel Nara burned his mana trying to break Ilya’s defense, but the girl was used to fighting against Wolf and Firana.
Being the ‘worst’ student had its benefits. During sparring, Ilya always fought larger, stronger, or more skillful opponents, and she had developed a system to make up for the difference in body span. Ilya’s defensive style was perfect for zoning out aggressive opponents. Moreover, Ilya was a smart fighter.
Arel Nara burned his mana to get a hit, but Ilya defended like a porcupine. The more Arel Nara approached, the more chances he had of getting stung, and he wasn’t willing to lose a single barrier against Ilya. Not taking a shield was costing him dearly. Longswords had a bad matchup against an arming sword paired with a shield.
Arel Nara attacked once more, unleashing a flurry of strikes. Ilya retreated, dodging and blocking, but the fortifying spell wasn’t in vain. Arel Nara pushed Ilya’s sword aside and seized the opening on the girl’s defense. With a quick step forward, he secured a clean slash across Ilya’s chest. The girl tried to riposte, but he retreated before she could hit.
Ilya was three barriers down and hadn’t broken a single one yet.
Arel Nara’s assault was relentless, and Ilya was starting to breathe heavily; dust and sweat covered her, and even her stance was getting sloppy at times. Ilya was a more skilled fighter, but Arel Nara’s stamina was superior; a prolonged fight would only benefit him.
“Not that good without a bow, are you?” Arel Nara taunted. “What are you going to do? Cast Piercing Shot with a sword?”
“I’m not the one running out of mana,” Ilya spoke for the first time in the combat.
Her words were a slap against Arel Nara’s face, who instantly interrupted the fortifying skill.
“You need four times your mana for that skill to have any effect in this fight,” Ilya taunted him. “You should try something else. Quick-step? Puncture, maybe? No? Even a Level 5 Soldier should have two or three skills at their disposal. Don’t tell me you decided to participate in the tournament with a single skill, please.”
Ilya’s taunt worked. Despite being three barriers down, she had made Arel Nara work hard for them.
“You asked for it,” Arel Nara said, channeling mana around his sword.
Ilya raised his guard, with the hilt of her sword at eye level and the point of the sword aiming forward. Ochs. She braced for the attack, but Arel Nara remained still. Then, he let the sword go, but it didn’t fall. Instead, the sword floated by his side, pointing menacingly at Ilya.
“I’m not a Soldier. I’m a Warrior,” Arel Nara grunted.
The sword flew in a straight line like a bullet, but Ilya blocked it. What she didn’t expect was Arel Nara running forward. The boy channeled mana and cast Iron Skin around his leg as he threw a high kick. Ilya leaned back, dodging by millimeters, but before she could counter against her unarmed opponent, Arel Nara’s sword flew back at her, stabbing her shoulder blade and breaking the fourth barrier.
Arel Nara smirked.
“Your choice, getting kicked or stabbed,” he said. “Forget that. For a Gnome, getting kicked might be more appropriate.”
Ilya smirked back. “That’s it? If you have any hidden skill, I warn you, this might be the moment to use it.”
The arming sword came back to life, spinning and circling Ilya, threatening to attack at any moment. Ilya remained impassive. She had prepared a plan. Mana surged from her chest, and just as the blade launched forward, a thick vine shot from the ground. The sword pierced the vine from side to side, but before Arel Nara could yank it back, the vine coiled around the blade like a boa constrictor.
Arel Nara strengthened his body and made a run for the sword, but Ilya stood in his way.
“Did you lose something, idiot?” She grinned as she thrusted.
Arel Nara cast Iron Skin and blocked Ilya’s blade with his forearm. The skill shrouded his barriers, preventing them from breaking, but the girl didn’t stop. She weaved a series of attacks and feints in a single fluid movement. Arel Nara retreated, casting Iron Skin around his arms and legs to block Ilya’s blows. Each time Ilya swung the sword, a chunk of Arel’s mana was blasted into the air until the signs of Mana Exhaustion started to show. Ilya ran him down, and the boy’s movements became erratic.
In a desperate last attempt to recover his sword, Arel Nara channeled all his remaining mana into the blade and tried to overpower Ilya’s vine; however, the girl effortlessly countered with her much bigger reserves. Sword and vine fought, but in the end, the vine imprisoned the blade against the ground.
“Your choice, surrender or get stabbed by a Gnome,” Ilya mockingly said.
[Awareness] brought Ilya’s words to my ears. A quick lesson in sportsmanship might be needed, but I decided to leave it for later. Ilya was making a statement. Not only was she a competent fencer, but she was also an intelligent fighter. The best part: she only used a fraction of her power.
Arel Nara gestured to raise his hand, but Ilya smacked it down with her sword before he could completely raise it: one barrier down, nine to go. Arel Nara opened her eyes in surprise. Ilya pressed the attack, breaking barrier after barrier until Arel Nara was left with only one. The spectators changed sides the moment the tides turned, roaring every time Ilya penetrated a barrier.
Arel Nara was trapped against the arena wall.
“I care very little about what you say about me, but I will not tolerate any ill comments against Mister Clarke. Idiot.” Ilya said, lowering her sword. “You have two options now. You can surrender or make a further fool of yourself trying to retrieve your sword.”
It had been a while since one of my students made me blush.
Arel Nara unenthusiastically raised his hand and returned to the pavilion with his head down before the Master of Ceremonies could announce his defeat. Ilya retrieved Arel Nara’s sword, or rather made the vine do it for her, and walked to the Prince’s box. She performed a gracious bow and saluted the spectators with an innocent smile. I couldn’t decide if the crowd was happy for Ilya or gloating at Arel Nara’s defeat.
Among the seats of the high nobility, Ginz leaned over the handrail with half of his body outside the box. A member of the royal army frantically grabbed him by the belt to prevent him from falling into the arena. Ginz would’ve made a great English hooligan if he had been born in London or its surroundings. I couldn’t help but share the feeling, but my position required me to maintain a certain level of composure.
Ilya skipped toward Ginz and high-fived him before returning to the pavilion.
____________
First Prev Next (Patreon)
____________
Discord Royal Road Patreon

As of recently i’ve been seeing more videos have multiple products tagged in a shoppable video. As far as I and a tiktok employee i’ve asked, this isnt a thing.
My questions are: 1- is this an actual thing or am i seeing residual videos from the very beginning of TTS
2- if this is a thing again, do you have access to this feature? I surely don’t, but i’ve seen accounts as low as 100 followers tag multiple items.
3- if you do have access to this feature, what is your follower count (can average, if uncomfortable sharing the number) or did it just pop up one day?

If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ASSESSMENTS I CAN COMPLETE:

• Online Courses (1 - 20 Weeks Long)
• Homework Assignments
• Exams Quizzes Tests
• Excel Projects
• Discussion Forum Posts
• Research Papers Term Papers Essays
• Employment Assessments

MY MATH SUBJECTS OF EXPERTISE:
I am very knowledgeable and proficient in assisting students in a wide range of mathematics classes. I can help students complete their homework assignments and other projects get an A on quizzes, tests, and exams (including proctored assessments) answer online discussion posts write essays & papers in MLA APA Chicago format and provide general overall academic help in each math course listed below:

• Advanced Placement Honors High School Level Math
• AP Calculus AB A.P. Calculus BC
• AP Statistics
• Biostatistics Bio-Statistics
• College Algebra Intermediate Algebra
• Business Calculus
• Business Statistics
• Business Math
• Calculus I Calculus II Calculus III (Calc)
• Geometry
• International Baccalaureate (IB) Maths
• Liberal Arts Math
• Logic & Reasoning
• Multivariable Calculus Multi variable Calculus
• Precalculus Pre-calculus
• Probability & Statistics
• Psychology Statistics Psych Stats
• Quantitative Reasoning Quantitative Methods Quantitative Literacy (Quant)
• Statistics (Stats)
• Statistics for Social Sciences
• Trigonometry (Trig)

STATISTICS HELP (MY BEST SUBJECT):

• I have a master's degree in Applied Statistics from a university in New Jersey, USA. As a result, I am very proficient in helping students with various types of Statistics courses including Biostatistics Business Statistics Elementary Statistics Probability & Statistics Psychology Statistics.
• I have extensive knowledge and skill with helping students get through various statistical concepts including all of the following in alphabetical order:
• ANOVA Bar Graph, Boxplot, Dot Plot, Histogram, Pie Chart Bias Binomial, Exponential, Poisson, Gamma, Uniform Distribution Central Limit Theorem Chi-Square Test Coefficient of Determination (R^2) Conditional & Relative Probability Confidence Interval Correlation Coefficient (r) Critical Region Critical Value Descriptive & Inferential Statistics Effect Size Expected Value Experiment vs Observation Goodness of Fit Test Hypothesis Testing Interpolation & Extrapolation Interquartile Range (IQR) Kurtosis Left, Negative, Right, Positive Skewed Distribution Logistic Regression Mean, Median, Mode, Midrange Multiple Regression Nominal, Ordinal, Interval, Ratio I Population Parameter Normal, Symmetric & Bell Shaped Distribution Null & Alternate Hypothesis One & Two Sample T-Test One & Two Sample Z-Test Ordinary Least Squares Outliers P-Value Pooled Variance (Equal Variances) Proportion R^2 Range Regression Regression Line Reject & Fail to Reject Ho Relative & Cumulative Frequency Distributions Relativity & Reliability Right, Left, One, Two Tailed Tailed Hypothesis Test Sample Statistics Sampling Methods (Convenience, Stratified, Simple, Cluster, Systematic) Significance Level (1%, 5%, 10%) Skewness Standard Deviation& Variance T-Score Test Statistic Time Series Type I & Type II Errors Unbiased Estimators Z-Score

ALGEBRA HELP:

• I am well-versed in helping students do well in Algebra 1 & 2 College Algebra Intermediate Algebra Pre-Algebra and I am very knowledgeable and proficient in the following algebra topics in alphabetical order:
• Absolute Values Circle Equation Domain Exponents Graphing Horizontal & Vertical Asymptotes Inequalities, Equations & Functions Inverse Functions Linear, Exponential, Logarithmic, Quadratic Equations Logarithms Maximum & Minimum Values of a Graph Number Lines One-to-One Functions Parallel & Perpendicular Lines Plotting Points & Ordered Pairs Point-Slope Form Polynomial Division Polynomials Radicals Range Rational & Irrational Expressions Rational Functions Real Roots Real Zeros Relations & Functions Slope Slope-Intercept Form Square Roots Standard Form of a Line System of Equations System of Inequalities Variables X and Y Intercepts

CALCULUS HELP:

• I am well-versed in helping students do well in Calculus I, II & III, Calculus 1, 2 & 3, Business Calculus, Multivariable Calculus, Vector Calculus and I am very knowledgeable and proficient in the following calculus topics in alphabetical order:
• Absolute & Local Maximum and Minimum Antiderivative Area & Volume Chain Rule Concavity Continuity Convergence Test Critical Points Curvature Curve of Rotation Curve Sketching Derivatives Divergence Test First & Second Derivative Test Fourier Series Implicit Differentiation Increasing / Decreasing Functions Infinite Series Integrals Integration by Parts Jacobian Matrix Limits L’Hopital’s Rule Maclaurin Series Mean Value Theorem Partial Derivative Product & Quotient Rule Reiman Sum Related Rates Simpson’s Rule Solid of Revolution Substitution Rule Taylor Series

Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ATTRIBUTES THAT SET ME APART FROM OTHER TUTORS:

• I firmly believe that I have many attributes and skills that set me apart from other tutors. Below is a list of qualities that makes me an ideal fit to help you master your coursework:

I CAN AID STUDENTS TAKING PROCTORED ASSESSMENTS:

• Proficient in CollegeBoard AP Calculus AB, AP Calculus BC & AP Statistics exams.
• Skilled with International Baccalaureate Math Exams: IB Maths HL & IB Maths SL
• Can intentionally answer a few problems incorrectly at the student's request.
• Can text solutions to the student while they are taking a proctored exam.
• Upon request, can purposely obtain grades below an A (ex: B+, B, C+, C-).
• I can stretch out the time to a plausible length for timed exams and assignments before submitting them.
• Have reliable software that can change my IP address to match the closest major city near the student.
• I have exceptional multiple-choice exam-taking skills. I have mastered the various techniques to make calculated guesses for the correct option in standardized exams such as the SAT & GRE.

I CAN VERIFY MY ACADEMIC KNOWLEDGE & SKILLS:

• I have no problem with requests to solve sample problems upfront to prove my knowledge & proficiency of the course concepts.
• I can provide glowing references & strong examples of work done for past clients to verify my academic skills.
• I can also provide, upon request, complete detailed calculations with explanations for solutions to the problems worked on.
• I am quite skilled and adept in using multiple modernized educational platforms and software, including but not limited to: Brightspace MyStatLab D2L WebAssign Canvas MyMathLab Blackboard ALEKS
• Can format term papers and discussion posts in APA MLA Harvard Chicago Vancouver OSCOLA IEEE format.

I HAVE PAID ACCESS TO OVER 15 STUDY-HELP WEBSITES AND MATHEMATICAL SOFTWARE:

• I have multiple paid subscriptions to a wide range of academic tutoring resources, including Chegg, Quizlet, CourseHero, Brainly, Grammarly, Study. com, Bartleby, Slader, Transtutors, Slideshare, StudocU, Turnitin, Academia, SymboLab, WolframAlpha, and Scribd to help guide to solve exam & homework questions that I may not immediately know.
• However, I am smart enough not to blatantly plagiarize solutions online but instead write them in my own unique words, formatting, & mathematical terminology.
• I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
• I have impeccable handwriting and a high-quality mobile scanner app that allows me to scan written solutions in very legible high-definition JPG, PNG, or PDF formats.

MY AVAILABILITY & RELIABILITY:

• Depending on my availability, I can accommodate immediate tutoring requests, 1-24 hour, and 1-30-day deadlines.
• I can schedule live real-time online sessions and meet deadlines in an impressively timely fashion.
• I can provide quick notifications and updates of progress made in the student's class via email text phone calls.
• I can also be available to tutor students for Fall 2021 Spring 2022 Summer 2022 semesters.

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• I am very knowledgeable and well-versed in a wide range of educational software to tutor students in including but not limited to: Acellus ALEKS APEX Learning Aplia Blackboard Brightspace Canvas Cengage CengageNow Connect ConnectMath Connexus CPM D2L Discord Edmentum Eviews Examity Excel Hawkes Learning Honorlock Khan Academy Knewton LimeSpring Lumen Maple MasteringChemistry MasteringPhysics MathXL (XL) MATLAB McGraw-Hill Microsoft Word Minitab Moodle MyAccountingLab MyEconLab MyITLab MyLab My Lab MyMathLab My Math Lab MyOpenMath MyPsychLab MySocLab MyStatLab My Stat Lab NCSS Open Source Software Pearson PERT PlatoWeb PowerPoint Prezi R Respondus Lockdown Browser with Webcam Sapling SPSS Stata StraighterLine Straighter Line WebAssign Web Assign Webex (Cisco) WebWork Wiley WileyPlus Wonderlic Zoom

SCHOOLS FROM WHICH I'VE HELPED STUDENTS IN :
As of 2021, I have tutored and helped students enrolled at the following U.S. universities community colleges county & city colleges schools for-profit institutions listed below in alphabetical order:

• A - C: American Public University System (APUS) Arizona State Ashford Brigham Young Brown Broward California State (Fullerton) Capella Chamberlain (Illinois) Colorado Technical Columbia Columbia Southern Cornell
• D - K: Dallas College Dartmouth DeVry Excelsior College Florida International Florida State Full Sail Georgia State Grand Canyon Harvard Houston Community College Ivy Tech Community College Kaplan Kennesaw State Kent State
• L - T: Liberty Lone Star College System Kaplan Miami Dade Michigan State CUNY State University of New York (SUNY) Northern Virginia Ohio State University of Phoenix (UOP) Penn State Princeton Purdue (Davenport) San Diego State San Francisco State San Jose State Southern New Hampshire Southern Nevada Stanford St. Petersburg Strayer Texas Tech
• UNIVERSITY OF: Alabama Arizona California (UC) Central Florida Chicago Cincinnati Florida Houston Illinois (Urbana-Champaign) Iowa Maryland Minnesota Michigan North Texas Pennsylvania Southern Florida Texas Toronto
• U - Z: UCLA Extension Utah State Utah Valley Valencia Walden U Wake Technical Western Governors Wilmington Yale

Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
I OFFER FLEXIBLE PAYMENT PLANS:

• I offer several unique payment plans, including a weekly plan, a discounted monthly plan, a discounted half-now / half-later plan, and highly discounted up-front rates.
• I can accept the following payment methods for my services: PayPal Debit Cards Square Cash Credit Cards Cash App Venmo.
• Only people located in North America have access to Venmo Cash App Zelle.
• This is an excellent way to determine if the person you're dealing with is from the United States.
• Within reason, I offer a partial or full money-Back guarantee if the student is very unsatisfied with my academic services.

TUTORING AVAILABLE FOR OTHER SUBJECTS:

• For other subjects, you can reach out to me, and I can connect you with one of my tutoring partners who can provide general academic assistance for the following subjects:
• Art & Design: Art History Design Film Studies
• Business: Accounting (Acc) Biz Courses Business Administration (Biz Admn) Business Calculus Business Law Business Statistics Corporate Finance Economics (Econ) Finance (Fin) Financial Accounting Intermediate Accounting Intermediate Microeconomics (Micro) Macroeconomics (Macro) Management (Mgmt) Managerial Accounting Marketing MBA
• Computer Science: C C++ Computer Programming (Comp) Java Python R (Introduction & Intermediate Level Only)
• Humanities: Communications (Comm) English Literature Essay & Term Paper Writing, Editing, Proofreading Essays History Papers Philosophy (Phil) Religious Studies Theology (Theo)
• Mathematics: A.P. Calculus AB & BC Psychology Statistics AP Statistics Bio statistics Calculus I (1) Calculus II (2) Calculus III (3) College Algebra Differential Equations Discrete Math Finite Math Functions General Math Geometry Liberal Arts Math Linear Algebra Multi-variable Calculus Partial Differential Equations Precalculus Probability Quantitative Reasoning Real Analysis Statistics Trigonometry (Trig) Vector Calculus
• Science & Medicine: Anatomy & Physiology (A & P) Biochemistry Biology (Bio) Biostatistics Earth Science Environmental Science General Chemistry (Chem) Healthcare Medicine Nursing Nutrition Organic Chemistry Physics (Phys)
• Social Sciences: Anthropology Economics (Econ) Geology Law & Justice Liberal Arts Liberal Studies Political Science Psychology Sociology

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• 1) Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, accent, diction, dialect, regionalisms, pitch, vocabulary, word choice, intonations, and inflections.
• NOTE: I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• 2) Agree to do some homework questions of yours upfront with the work fully shown in real-time to prove my mastery of the course content.
• 3) Send you screenshots of at least five past scores I attained from completing exams & homework assignments for other students in the same type of class you need help with.
• 4) Send you full screenshots of written exam solutions I wrote up by hand for students in the past in the same course that you need help with so that you can see my neat handwriting.
• 5) Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes. Why choose low-income victims when it would be much more profitable to target high-income, high-net-worth individuals earning at least six figures a year? I have knowledge in business consulting, and I promise you that a business owner would be a MUCH more lucrative mark than a low-income college student.
• I wouldn’t choose such a time & energy-draining method of scamming people. Also, communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine. This means that 90% of my time communicating with potential clients ultimately proves to be a colossal waste of my irretrievable time & energy.
• If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now. And I would have been permanently banned from opening new accounts. Therefore, the fact that all my payment apps have been fully active for years should be sufficient proof that I haven’t had people consistently disputing payments sent to me.

HOW TO CONTACT ME:
Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641

• I take my work as a tutor very seriously, and I always aim to do my best to help my students excel in school. I have a solid and sincere passion for academic achievement, and with my help, I am positive that I can help students obtain very high grades with minimal stress and effort.
• Please feel free to contact me if you're interested in my services and would like to learn more. I'm available 24/7 via phone call, email, and text. Again, thank you for taking the time to read my Reddit tutoring ad, and I hope to hear from you soon!

My contact details:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: [info@hiraedu](mailto:info@hiraedu). com
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Hello PubTips! I'm a pub-tips user, making a side account for my own sanity (I hope that's alright). I'd greatly appreciate any insight on how to make this stronger, you guys weren't lying...queries are HARD. But I honestly don't think I can make this any snappier without the great minds here.
My big concerns are vagueness where there shouldn't be, stakes etc. It's very hard not to veer off. I'm a natural over-writer, so I have no doubt certain things can and should be trimmed or expanded on. Thanks so much for anyone who takes the time to reply.
PS. I am based in the UK and will only be querying UK agents. The book is set in a 'fictional' coastal town, and the Druidic element is, I understand, fairly contained to the myths of the UK. I've done my best to explore this in the MS for readers not aware of the history/legends so no real fore-knowledge is needed.
PPS. This hasn't been sent to any agents yet, a fact that I'm sure I will soon be immensely glad of. x
Query Length: 455 words
Dear Agent,
AN HEIR OF SEA AND STORMS is a contemporary, multi-POV fantasy romance complete at 99,000 words. It will appeal to readers who enjoyed the spice-with-feeling of A FATE INKED IN BLOOD by DANIELLE L. JENSEN, the bonds of found family in NETTLE AND BONE by T. KINGFISHER and the modern gothic undertones of STARLING HOUSE by ALIX E. HARROW.
Meredith Birch’s confidence is at an all-time low as she retreats to the quaint coastal village of Hermit’s Lock. Mid 30’s and struggling to find meaning in the FOMO, all she wants is to hide from the latest self-inflicted life implosion. Under normal circumstances, she could dismiss the fact that her friends in the village don’t seem to care about the huge, crumbling manor that’s appeared on the headland since her last visit. But a mysterious smell, blackouts and increase in the deafening bird noises that plague her are harder to ignore. Gathering the courage to investigate, she expects to find what she always does: nothing. But what lies in cavernous Branscar offers more than a steady career path and a mortgage: if she’s willing to fight for it.
Julian Blackthorn is a Druid of an ancient line tasked with protection of the land he worships. Above all, he values control. The smouldering and celibate Master of Branscar, whose magic is born from the violence of sea and storms, only fears one thing - the prophecy of a woman who will be his ruin. Just as his controversial plans for a New Age are about to be realised, the scent of prophecy he’s always dreaded seeps through the stone of Branscar. Resolved to meet the assassin head-on, he lowers the enchantment shielding the house only for her. But Meredith holds a power he can’t fight with blade or magic; he begins to fall desperately in love with her – and to Julian, that’s the most dangerous threat of all.
Between the erotically charged animosity she has with Julian and a deep kinship with his brother Ambrose; Meredith must choose between two paths – and two versions of herself. Julian’s plans for a New Age will unleash chaos on the modern world, but something more sinister is waking in Branscar’s shadow that even the Druids haven’t anticipated. Meredith must overcome her demons to find the purpose she’s always searched for, even if it costs her a love she never thought she’d find.
A lifelong fantasy and romance nerd, I’ve been creating hidden worlds and fictional boyfriends for many years and am delighted to be able to share one such tale with you. I have a MA in English Literature, been published in XX magazine and have a career in [relevant industry].
Many thanks for your consideration. ­­[Me]

**TL;DR;** : BFF moves to different city, starts to act differently, wears our friendship down over a series of slights, plans trip to my dream locale without telling me, during my birthday. Now wants to talk and hang out since I've gone low contact.
TW: Infidelity.
General Warning: Long AF, and this is the abridged version if you can believe it.
So my closest friend since High School, someone I considered closer than a brother, that I have been through so much with, worked with, traveled with, lived with, cried with. My kindred spirit, who's been by my side for over half of the total time I have existed. A person who shaped my growth, and I his (or so I thought), in the past 3 or so years has become borderline unrecognizable to me, and it has eaten my spirit alive.
So...essentially I could write a book about my relationship with this person, but I'll try to keep things pointed and brief. I'll refer to him as Dan. Things between us had been solid for years, and we enjoyed a closeness and camaraderie on par with the likes of Troy & Abed, or Frodo & Sam, until after a period of rising tension between him and his first wife. He divorced her for "not having enough direction in life" is essentially how he put it, which, fair enough, I knew she wasn't perfect and likely needed some therapy to improve her mind set and outlook, but I did consider her a friend, and was remorseful that they couldn't make it work. During this time I let him stay with me and my gf (I'll refer to her as Lisa) for about a month rent free while he and his ex were sorting everything out,
Eventually he moves to the next city over and condemns our hometown as being some worthless crime-infested rathole, which I assume stems from the animosity of his divorce so I let him have that. Only he started to mention some version of that every time he came to visit, now I'm not smitten with this place or anything, but what he describes is a gross exaggeration, there are tons of worse places to live and this is where my career is, so I don't love the idea of constantly being down on it. Ironically the city he moved to is considered our "Sister City" and I personally do not see much of a difference between the two.
Anyway, eventually he meets a nice girl (I'll refer to her as Amy) and they begin dating, Amy, Lisa, and I actually develop a great rapport over shared interests pretty quickly, and while I'm happy to have a new friend, I begin to resent how little effort Dan's ever put into getting to know Lisa. Lisa admits to me privately that she occasionally feels excluded by him sometimes, but she says she gets enough attention from myself and Amy that it's no big deal and we're able to do many things as a 4-person group for awhile.
This dynamic would regrettably sour during a trip to a major city for a few days, just the 4 of us again. Where a singular innocuous interaction between Lisa and Dan would apparently cause him to cultivate resentment for her, the trip itself would go fine, but upon our return Dan would tell me he doesn't think Lisa likes him, and how he didn't appreciate her insulting his driving. Though the "insult" he was referring to was a harmless tease about some minor detail that both myself, Amy, and I'm pretty sure he himself had laughed at, at the time.
I explained how I felt he was misinterpreting some things, and to his credit, he did relent over that specific instance, but he and Lisa still have no relationship to speak of and hardly communicate when they're around each other at all, whereas, in stark contrast, I'll get the occasional random text from Amy about our shared interests, and she has become almost like a sister to me in the 3 years she and Dan have been together. Dan and Lisa are both aware of our rapport, and both encourage it, but I still try to keep out casual chats to a minimum (but I never just outright ignore her either), because I dislike how Dan refuses to even try to really befriend Lisa. Yet paradoxically he almost demands that I try to cultivate a friendship with Amy on par with the one I had with his Ex-Wife, and was visibly disappointed when I said I didn't know if it was possible initially. Seems like hypocrisy that should be obvious to even him.
And I wish this was the extent of it, but it gets much worse unfortunately. After returning from a business trip about a year and a half ago, he insists that he needs to confide something in me, and goes on to confess to making out with and feeling up one of his coworkers after the two of them split a number of drinks and she invited him back to her apartment. Evidently he wasn't the only one doing any cheating because she stopped it before it went any further and changed into large, unflattering loungewear, evidently indicating she was done with their liaison.
Now this I laid into him over, lambasting it as one of the worse, if not the actual worst thing he's ever done. I think he expected me to ease his conscience, but he encouraged me to befriend Amy, so I did, so effectively he cheated on a good friend of mine, and it pissed me the f*ck off. He eventually said he'd had enough, he knows it was stupid and he'd never do it again, and I just felt absolutely lost. Burdened with this horrific knowledge by someone I cared so deeply for, to the detriment of another person I care for, not to mention the horrible optics I feared from Lisa discovering that I'd be willing to conceal such a thing. Despite the utter shock, and beginning to question whether or not I even truly know this man, I choose to conceal it. I did not think it was my place to tell Amy, if she were to even believe me in the first place.
Between the hostility directed at Lisa, and now contending with the questionability of his moral character, I began to wonder if our relationship was doomed, and seeds of resentment likely began to take root in me at this time. Shortly after this he was accepted to an MBA program and began prioritizing socializing with his classmates over me, side-lining and blowing me off again and again in favor of these people who were essentially strangers. I'll admit, I used to be a little covetous of his attention, even amongst our mutual friends, but I never openly displayed this, as it's wrong to try and dictate who a person can spend time with, but the level of "social demotion" he began to put me through was absurd, to the point it arguably warranted ghosting him on it's own.
For example: Somehow we both managed to acquire multi-day passes to this theme park we both enjoy, and have a handful of good memories of attending together in HS, around the same time. However, he could not be bothered to try and arrange an outing with me to it, because his was apparently an MBA-related thing, and he wanted to save the last couple days for his classmates because they might want to go later, and he'd have to make sure that wasn't happening before he'd deign to waste them on me. Even the few times he actually invited me to go to MBA related events, he'd spend the entire time seeking out his classmates to talk to, and would not introduce me to anyone, even if I was hovering nearby, leaving me with Amy and Lisa (not that I'm complaining, I much prefer their company to that of strangers, though of course we did a decent amount of our own mingling, the 3 of us just stuck together for the most part.)
Finally, on to the latest nail in the coffin, the one that has caused me to go low contact with him and even sent some mild reverberations through our extended friend group. Since some of the earliest days of our friendship, we have discussed going to Japan together one day. About mid-March of this year, I saw some YT Short on how the exchange rate between the Yen and my home country's currency has become very favorable, and I forwarded this to him hoping to maybe broach the topic of planning to go, I think to myself maybe finally taking this trip can help us get our relationship back on track, only for him to reveal he'd already planned a trip there for himself and Amy, next month, right on top of my birthday. My birthday being something we and our extended friend group have done for whole weekends almost ritualistically at my family's lake house that they're kind enough to let me use for the past couple of years.
At that moment I felt broken. I felt utterly betrayed, and my resentment finally boiled over. All of the callousness and selfishness I felt I perceived from him drove me into a rage and after I was finished reciting multiple, vulgar, Sophia Petrillo-style curses upon his name, I calmed myself, and text him back, "Sounds like fun. Hope you guys enjoy." and went completely low contact from there. I also decided to not arrange my party from there, I knew I would be too consumed with negativity to enjoy it. Our other friends found this odd, but I just rattled off some weak excuses as to why it wouldn't work out this year.
So now all that has come and gone, and he apparently proposed to Amy while they were over there. Of course she said yes, and honestly I wish I could be happy for them, I really do. But the relationship is founded on a profound lie, and I finally revealed the truth to Lisa when I felt that the damage to Dan and I's relationship pushed it beyond ever being fully repaired again, knowing full well what she might think of me for it, but I was at a point where I decided I don't deserve to be happy, and I have failed her, I have failed Amy, and I let Dan lead me to all this. I'm sure I've failed him in some way too, probably by not forcing him to hold himself accountable, and by not calling him out on the Japan trip. He comes off so ignorant sometimes, like he's completely unaware that his actions affect anyone else, but that's not an excuse for me.
So now...I'm stuck as to what to do next. Lisa has forgiven me for my idiocy and secret-keeping, luckily that's literally the only thing I've ever kept from her, and she was understanding about the complexity of the issue. Ultimately as long as she still loves me, everything else is a bonus from my perspective.
But now I've got our extended circle pushing us to get back in contact, and he recently text me after not reaching out for a month. They know there's some kind of rift, but they've no idea the extent of my grievances, and to reveal his infidelity in particular would likely lead to a dramatic upheaval of some kind, and it also doesn't feel like it's my place to do it. I really only told Lisa because I cannot stand to keep anything from her, and she's very trustworthy with sensitive information, in addition to being far more understanding and sympathetic than I deserve.
I really want to avoid as much drama and turmoil as possible, and my father has advised me to "quietly fade out of his live" by continuing to limit contact, but reply when he reaches out, and even be open to attending any large gatherings I know he'll be at if I have other friends there, and eventually he'll take the hint and move on without a whole volatile episode. This doesn't feel like an insane approach to me, based on his treatment of me for the last year and half or so, and him reaching out like it's business as usual after a month of no contact, seems to suggest his interest in hashing anything out is minimal.
However, I have heard from other friends that he's lost contact with most of his classmates now that they're several months past graduation, and he's apparently struggling to land a job due to how picky he is over every detail, he's had like over a dozen interviews with noteworthy entities and none of them are good enough for one reason or another and so he remains at the place he's been since prior to being accepted by the MBA, and apparently out hometown isn't such a cesspit because now he's apparently been returning to go to the local hobby shops with some of our mutual friends. It kinda feels like he anticipated some grandiose move to a large city with a high-paying, low-demand job, while retaining all his upwardly mobile MBA buddies.
Oh, and now unbelievably, he's reached out wanting to hang out just the two of us. Clearly wanting to address my recent distance from him, and likely drag me through the details of that godforsaken trip.
Any advice or insight on all this would be appreciated. In my heart of hearts I still love him, I probably always will, but what he has become only seems to bring me pain.

Hi All,
Posting on my page as I have no karma and this is a new account created for GME only!
For the past week I have been running some numbers to do some due diligence on how likely GME is to short squeeze.
I will cover short interest and days to cover for new apes.
Currently there are 267 million shares outstanding.
60% of GME shares are owned by retailers...29.20% by firms.
Short interest is at 27.7% as of today.
Days to cover is at 17.36 as of today.
What does this mean?
Short interest of float formula= (Number of shares sold short) / (Float)
Short interest and days to cover is a good indicator of how likely a stock is to short squeeze with a rapid movement of price. Anything below 5% is normal for a stock and indicates low sentiment of a price going down, 5-10% indicates medium sentiment relatively, while over 10% indicates high sentiment of a stock going down....Over 20% is uncommon and is considered extreme. The higher the value the higher likelihood of a short squeeze happening with a sudden movement in price, especially over a long period of time.
Days to cover = Total shares shorted divided by Average trading volume daily
17.36 days to cover for GME means with current average trading volume it would take 17.36 days to cover all shorted stocks.
A figure higher than 10 is again a very high figure...End of December 2020 and 15th Jan 2021 we were at 15...
This is indicating that we are very likely to see a short squeeze to happen again.
Last week was not a squeeze, it was a sneeze, also a test to see how many of us sold on the rise up.
For a short squeeze, the right conditions are met, the 22 dollar area is providing massive support and we are getting ready.
However, I need to say this, this will not take several days...
This will not take 1-2 weeks.
It will be a busy few few weeks brother....
During the last short squeeze, we only lasted 1 week at it's height we started selling after a week... the shorts never covered till the 26th of Feb when we reached a new low...If everyone had continued to have held the line at it's peak instead of selling, we would have seen much much higher figures. We never fully reached a full short squeeze last time round.
MOASS is a great term, but I think people need to get out of the idea that it would magically happen if we hold on till it starts rising or a few days after we skyrocket. MOASS is only possible if people hold now, and after we take off. We need to be educating ourselves, not taking financial advise, but calculating our own days to cover numbers (it is very easy and ChatGPT does it for you)....
Once we reach a level below 4 after the extreme rally to cover it would be the optimum time to sell.
We need to be aware of this. Not financial advise, but financial education. Very important... make up your own mind...
I do not have a crazy high amount in as it is all I could afford, but we need to educate each other, not just wait for it...

This is my first contribution so please bare with me.
I am a 25 year old Chartered Accountant working in banking, I am pretty happy with my current package (see below) and enjoy the work life balance this job affords me. Following qualification last year, I progressed my education further by taking a level 9 course with the Institute of Banking, I also intend on pursuing more qualifications to bolster my CV. I have recently purchased a house with my girlfriend so I was largely locked into this job until the mortgage was over the line, which is why I am now considering other job prospects.
I am at a crossroads regarding my career as I know I could get a greater salary elsewhere but potentially at the cost to the pension and/or work life balance I currently have. I would appreciate advice from anyone (particularly accountants) who took the leap for more money, was it worth it?
Also for any accountants out there at a similar stage to me, it’d be interesting to know what your salary/package looks like. I find the CAI salary surveys are inflated a bit.
Salary - €60k
Pension - 10% employer contribution (if I put 2% they will also match this as well)
Bonus - c. 5%
Annual increase - c. 3.2%
VHI
Hybrid working
25 days AL
Well paid OT (only really required at YE and HY)

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• I have a master's degree in Applied Statistics from a university in New Jersey, USA. As a result, I am very proficient in helping students with various types of Statistics courses including Biostatistics Business Statistics Elementary Statistics Probability & Statistics Psychology Statistics.
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• ANOVA Bar Graph, Boxplot, Dot Plot, Histogram, Pie Chart Bias Binomial, Exponential, Poisson, Gamma, Uniform Distribution Central Limit Theorem Chi-Square Test Coefficient of Determination (R^2) Conditional & Relative Probability Confidence Interval Correlation Coefficient (r) Critical Region Critical Value Descriptive & Inferential Statistics Effect Size Expected Value Experiment vs Observation Goodness of Fit Test Hypothesis Testing Interpolation & Extrapolation Interquartile Range (IQR) Kurtosis Left, Negative, Right, Positive Skewed Distribution Logistic Regression Mean, Median, Mode, Midrange Multiple Regression Nominal, Ordinal, Interval, Ratio I Population Parameter Normal, Symmetric & Bell Shaped Distribution Null & Alternate Hypothesis One & Two Sample T-Test One & Two Sample Z-Test Ordinary Least Squares Outliers P-Value Pooled Variance (Equal Variances) Proportion R^2 Range Regression Regression Line Reject & Fail to Reject Ho Relative & Cumulative Frequency Distributions Relativity & Reliability Right, Left, One, Two Tailed Tailed Hypothesis Test Sample Statistics Sampling Methods (Convenience, Stratified, Simple, Cluster, Systematic) Significance Level (1%, 5%, 10%) Skewness Standard Deviation& Variance T-Score Test Statistic Time Series Type I & Type II Errors Unbiased Estimators Z-Score

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• I am well-versed in helping students do well in Algebra 1 & 2 College Algebra Intermediate Algebra Pre-Algebra and I am very knowledgeable and proficient in the following algebra topics in alphabetical order:
• Absolute Values Circle Equation Domain Exponents Graphing Horizontal & Vertical Asymptotes Inequalities, Equations & Functions Inverse Functions Linear, Exponential, Logarithmic, Quadratic Equations Logarithms Maximum & Minimum Values of a Graph Number Lines One-to-One Functions Parallel & Perpendicular Lines Plotting Points & Ordered Pairs Point-Slope Form Polynomial Division Polynomials Radicals Range Rational & Irrational Expressions Rational Functions Real Roots Real Zeros Relations & Functions Slope Slope-Intercept Form Square Roots Standard Form of a Line System of Equations System of Inequalities Variables X and Y Intercepts

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• Absolute & Local Maximum and Minimum Antiderivative Area & Volume Chain Rule Concavity Continuity Convergence Test Critical Points Curvature Curve of Rotation Curve Sketching Derivatives Divergence Test First & Second Derivative Test Fourier Series Implicit Differentiation Increasing / Decreasing Functions Infinite Series Integrals Integration by Parts Jacobian Matrix Limits L’Hopital’s Rule Maclaurin Series Mean Value Theorem Partial Derivative Product & Quotient Rule Reiman Sum Related Rates Simpson’s Rule Solid of Revolution Substitution Rule Taylor Series

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ATTRIBUTES THAT SET ME APART FROM OTHER TUTORS:

• I firmly believe that I have many attributes and skills that set me apart from other tutors. Below is a list of qualities that makes me an ideal fit to help you master your coursework:

I CAN AID STUDENTS TAKING PROCTORED ASSESSMENTS:

• Proficient in CollegeBoard AP Calculus AB, AP Calculus BC & AP Statistics exams.
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I CAN VERIFY MY ACADEMIC KNOWLEDGE & SKILLS:

• I have no problem with requests to solve sample problems upfront to prove my knowledge & proficiency of the course concepts.
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• I can also provide, upon request, complete detailed calculations with explanations for solutions to the problems worked on.
• I am quite skilled and adept in using multiple modernized educational platforms and software, including but not limited to: Brightspace MyStatLab D2L WebAssign Canvas MyMathLab Blackboard ALEKS
• Can format term papers and discussion posts in APA MLA Harvard Chicago Vancouver OSCOLA IEEE format.

I HAVE PAID ACCESS TO OVER 15 STUDY-HELP WEBSITES AND MATHEMATICAL SOFTWARE:

• I have multiple paid subscriptions to a wide range of academic tutoring resources, including Chegg, Quizlet, CourseHero, Brainly, Grammarly, Study. com, Bartleby, Slader, Transtutors, Slideshare, StudocU, Turnitin, Academia, SymboLab, WolframAlpha, and Scribd to help guide to solve exam & homework questions that I may not immediately know.
• However, I am smart enough not to blatantly plagiarize solutions online but instead write them in my own unique words, formatting, & mathematical terminology.
• I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
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MY AVAILABILITY & RELIABILITY:

• Depending on my availability, I can accommodate immediate tutoring requests, 1-24 hour, and 1-30-day deadlines.
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• I can also be available to tutor students for Fall 2021 Spring 2022 Summer 2022 semesters.

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• I am very knowledgeable and well-versed in a wide range of educational software to tutor students in including but not limited to: Acellus ALEKS APEX Learning Aplia Blackboard Brightspace Canvas Cengage CengageNow Connect ConnectMath Connexus CPM D2L Discord Edmentum Eviews Examity Excel Hawkes Learning Honorlock Khan Academy Knewton LimeSpring Lumen Maple MasteringChemistry MasteringPhysics MathXL (XL) MATLAB McGraw-Hill Microsoft Word Minitab Moodle MyAccountingLab MyEconLab MyITLab MyLab My Lab MyMathLab My Math Lab MyOpenMath MyPsychLab MySocLab MyStatLab My Stat Lab NCSS Open Source Software Pearson PERT PlatoWeb PowerPoint Prezi R Respondus Lockdown Browser with Webcam Sapling SPSS Stata StraighterLine Straighter Line WebAssign Web Assign Webex (Cisco) WebWork Wiley WileyPlus Wonderlic Zoom

SCHOOLS FROM WHICH I'VE HELPED STUDENTS IN :
As of 2021, I have tutored and helped students enrolled at the following U.S. universities community colleges county & city colleges schools for-profit institutions listed below in alphabetical order:

• A - C: American Public University System (APUS) Arizona State Ashford Brigham Young Brown Broward California State (Fullerton) Capella Chamberlain (Illinois) Colorado Technical Columbia Columbia Southern Cornell
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• UNIVERSITY OF: Alabama Arizona California (UC) Central Florida Chicago Cincinnati Florida Houston Illinois (Urbana-Champaign) Iowa Maryland Minnesota Michigan North Texas Pennsylvania Southern Florida Texas Toronto
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I OFFER FLEXIBLE PAYMENT PLANS:

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TUTORING AVAILABLE FOR OTHER SUBJECTS:

• For other subjects, you can reach out to me, and I can connect you with one of my tutoring partners who can provide general academic assistance for the following subjects:
• Art & Design: Art History Design Film Studies
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THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• 1) Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, accent, diction, dialect, regionalisms, pitch, vocabulary, word choice, intonations, and inflections.
• NOTE: I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• 2) Agree to do some homework questions of yours upfront with the work fully shown in real-time to prove my mastery of the course content.
• 3) Send you screenshots of at least five past scores I attained from completing exams & homework assignments for other students in the same type of class you need help with.
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• 5) Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes. Why choose low-income victims when it would be much more profitable to target high-income, high-net-worth individuals earning at least six figures a year? I have knowledge in business consulting, and I promise you that a business owner would be a MUCH more lucrative mark than a low-income college student.
• I wouldn’t choose such a time & energy-draining method of scamming people. Also, communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine. This means that 90% of my time communicating with potential clients ultimately proves to be a colossal waste of my irretrievable time & energy.
• If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now. And I would have been permanently banned from opening new accounts. Therefore, the fact that all my payment apps have been fully active for years should be sufficient proof that I haven’t had people consistently disputing payments sent to me.

HOW TO CONTACT ME:
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• I take my work as a tutor very seriously, and I always aim to do my best to help my students excel in school. I have a solid and sincere passion for academic achievement, and with my help, I am positive that I can help students obtain very high grades with minimal stress and effort.
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