I was looking at purchasing a tv for 2 lakhs. The sales person at the time of billing only started to insist to buy AMC as anything might happen anytime and cost is huge in purchase. Till that time he was explaining me on how better it is compared to other models.
My question is do they build a tv worth 2 lakhs to run only for a year? How many TVs will be replaced piece to piece with this AMC? The cost of AMC is not so cheap that we can take a insurance itself to secure ourselves in a much better way.
What are your thoughts?

https://legalesedecoder.com/how-ai-legalese-decoder-can-help-navigate-the-complex-legalities-of-roommates-not-paying-bills/?utm_source=SocialAutoPoster

Hi all, am looking to begin seriously putting my head down and planning for the future. Am currently 24, with most of the "pre-requirements" met. (6 months emergency funds in savings, no high interest debt, etc.) The goal is to slowly grow my net worth within reasonable risk, and be able to live comfortably in 20 years (for example.)
As of now, I've a few thousand laying around in Versa Cash & Versa Growth, with ~RM600/mo in auto debit. No other forms of cash investment. For commitments, I've a car loan and my family's utility bills (Electricity, Water, Telco, etc) of ~RM1k/mo all-in. I've got a credit card, but it's really just there to be paid off every month for credit score. No other debt/commitments.
I'm blessed with a stable job with good income, so I've got around RM500-RM1k/mo left after deducting savings & spending cash to throw into investment.
I'm not the type to spend hours each week trading, so I was looking at ETFs as an option to dump money in and let it grow over the long term at a faster rate than FD/MMF, etc. From what I've read here/seen online, I was thinking IBKR or Moomoo to split my funds between VOO, SCHR, and VUG. (Or similar within their respective categories)
And before you ask, I'm a non, so ASB isn't really an option. Looking for your advice, wdyt?

What would you pick? I need a career that can pay to cover inflation for like 60 years, I need a lot of money to cover for emergency savings, house savings multiple kids and a partner and myself in case my partner cannot work for medical reasons.
I’m very bad at sales, so I was bad in hair salons and two personal businesses failed. Bad at physical stamina standing 10 hours
I’m very good at school memorization, and 24/7 workweeks.
I tend to have coworkers spread rumors to get me laid off and me be called a kiss up and a smart ass to my face by them. Because I will do everything and help a boss/coworker out in every aspect and be nice about it. That’s how I see a job to be.
I’m looking at auto mechanic, CDL trucking solo, anesthesiologist, surgeon, surgical tech, vet tech, veterinarian, Lawyer for patent law, orthodontist, dental hygienist, dentist, nurse for planned parenthood(gentle environment IMO), RBT (autism behavior helping), forklift/warehouse, paramedic,
Really anything that can pay for a safer life tbh

I help established service-based businesses with over 100 employees/collaborators build software solutions that make them more efficient and profitable—without breaking the bank.
The purpose of my post is:
I would like to help 3 such businesses automate a process, almost for free.
Examples of processes:

• Onboarding new clients
• Billing
• Complex data processing
• Sales process automation
• Connecting apps (Project management, CRM, Scheduling, etc.)
• Proposal creation
• Etc.

What does “almost for free” mean?
Automating a single process costs at least $500-$1000 and can go up to $10,000s, depending on complexity.
In exchange for this process, I will not ask for any money, but only for a 30-minute discussion at the end + a testimonial, if you are satisfied with the result.
I will build automations and systems for your business using a mix of different automation methods:

• Custom software
• No-code (Zapier, Make)
• Artificial intelligence where appropriate
• The internal tools you use

If you are interested, book a call here: https://grownected.com/
*If you can’t find a proper time slot, leave me a DM

AutoLead researches, nurtures, qualifies, and delivers high-intent B2B leads right in your calendar.
Whether you’re a B2B company, agency, investor, recruiter, integrator, or else, AutoLead will reduce your meeting acquisition costs by x10, help you better understand your market, forecast your sales growth, and help your sales team focus on… selling.
📈 Forecast- The company is expected to grow to a multi-million ($) valuation by 2025. Not only because the addressed market is consequent (all the B2B companies) and our approach faces almost no concurrence yet, but also because the solution will be able to obtain meetings with its own potential customers. Yes, very practical.
As an early core member, **you would get shares** of the company and so **direct exposure** to this growth.
**📍Current Stage **- We're currently 80% finished with the research phase and are looking for more developers to lead and accelerate the release of a v1 (scheduled for release in Q3 2024).
**🌱 Team culture **- On a human-level, our foremost goal is to see our team members thrive and grow through their experience with us. We create a supportive environment where open communication of feelings and needs is encouraged. This ensures that everyone is always engaged in meaningful and enjoyable work. Additionally, we place great importance on fair value distribution, emotional caring, environmental respect, authentic relationships, and maintaining a positive, light-hearted culture.
💻 Technical requirements - For this Data Engineer role.

• Proficiency in at least 8 of the following:
• Python, Node.js, Typescript, Bash, SQL
• ETL pipelines design
• Dagster, Apache Airflow
• LLMs Prompt Engineering
• Embeddings and ANN vector search
• Column-oriented DBMS
• Data Mining
• Data Sourcing & Traceability
• Query optimization (indexing, etc.)
• Real-time Data Processing
• Advanced Web Scraping
• Experience in any of the following is a plus:
• Machine learning & Forecast models
• B2B big data
• Data Science

Only those passionate about making a real impact should apply. Startup life can be challenging, but the rewards are profoundly fulfilling.
Compensation: Initially, this role is equity-based, with specific percentages tailored on an individual basis(as we grow, you grow with us).
As we secure funding, the role offers a temporary monthly salary ranging from $3,500 to $5,000 USD. Post-funding, we will review and adjust salaries to align with individual experience and prevailing market rates.
Application Deadline: We aim to fill this position by June 1st, 2024.
Interested? Please direct message me and include a link to your LinkedIn profile. Looking forward to hearing from you!

This is a real story from my friend .. it happened to his ex gfs family
My friend “A” was dating a girl a few years back, his gf’s mom lived in Yakima, Wa and they went to live w her for about a year. One day they tell my friend that his gf’s uncle (gf’s mom’s brother) who lived in Mexico was sitting in the kitchen one night when he seen a evil witch outside through the window and was so scared he didnt talk for few days. Fast forward a few years, A’s gf was walking through Tijuana one day when a palm readebruja type of lady walks up to her asking if she could read her palm, A’s gf declined her offer thinking the lady just wanted her money but the lady then tells A’s gf that she was not interested in the “powerful bill” she had on her. A’s gf had a 100$ bill in her pocket, but the lady offered to read her palm for free, so A’s gf agreed and the lady proceeds to read her palm and then tell her their was a powerful curse on her and her family. Fast forward another year or so. The gf’s mom who lived in Yakima,Wa got into a relationship with a man from Tijuana who was in jail but getting out soon, she was so in love w this guy she left everything in Washington and moved to Tijuana to be w him. Not long after the mom moved to Tj to be with her new boyfriend she gets in a nasty car accident leaving her almost totally paralyzed, from what my friend said she could only move her eyes, almost in a vegetative state. Young mom who left her good job in a hospital in WA to be w this new bf now basically totally paralyzed. As family members now take care of her (her brother, the uncle who seen the witch in mex) go to her house to collect all her things as she was now paralyzed living w them, when they go to her place to collect her things the brotheuncle looking through her things finds a piece of “dried skin/leather” thing with the a evil old witch face carved into it, the same evil witch he seen outside his window a few years back . The mom of friends gf now ex is still paralyzed to this day .. this story always gives me the chills.

If you are or know someone that might the below criteria and have advanced web scraping expertise, please DM me.
AutoLead researches, nurtures, qualifies, and delivers high-intent B2B leads right in your calendar.
Whether you’re a B2B company, agency, investor, recruiter, integrator, or else, AutoLead will reduce your meeting acquisition costs by x10, help you better understand your market, forecast your sales growth, and help your sales team focus on… selling.
📈 Forecast- The company is expected to grow to a multi-million ($) valuation by 2025. Not only because the addressed market is consequent (all the B2B companies) and our approach faces almost no concurrence yet, but also because the solution will be able to obtain meetings with its own potential customers. Yes, very practical.
As an early core member, **you would get shares** of the company and so **direct exposure** to this growth.
**📍Current Stage **- We're currently 80% finished with the research phase and are looking for more developers to lead and accelerate the release of a v1 (scheduled for release in Q3 2024).
**🌱 Team culture **- On a human-level, our foremost goal is to see our team members thrive and grow through their experience with us. We create a supportive environment where open communication of feelings and needs is encouraged. This ensures that everyone is always engaged in meaningful and enjoyable work. Additionally, we place great importance on fair value distribution, emotional caring, environmental respect, authentic relationships, and maintaining a positive, light-hearted culture.
💻 Technical requirements - For this Data Engineer role.

• Proficiency in at least 8 of the following:
• Python, Node.js, Typescript, Bash, SQL
• ETL pipelines design
• Dagster, Apache Airflow
• LLMs Prompt Engineering
• Embeddings and ANN vector search
• Column-oriented DBMS
• Data Mining
• Data Sourcing & Traceability
• Query optimization (indexing, etc.)
• Real-time Data Processing
• Advanced Web Scraping
• Experience in any of the following is a plus:
• Machine learning & Forecast models
• B2B big data
• Data Science

Only those passionate about making a real impact should apply. Startup life can be challenging, but the rewards are profoundly fulfilling.
Compensation: Initially, this role is equity-based, with specific percentages tailored on an individual basis(as we grow, you grow with us).
As we secure funding, the role offers a temporary monthly salary ranging from $3,500 to $5,000 USD. Post-funding, we will review and adjust salaries to align with individual experience and prevailing market rates.
Application Deadline: We aim to fill this position by June 1st, 2024.
Interested? Please direct message me and include a link to your LinkedIn profile. Looking forward to hearing from you!

So one of my friends is currently planning on his build and all the parts are almost final the only thing left is to choose a motherboard which seems to be really confusing since every brands has its pros and cons
He'll be using this pc mainly for gaming and code compiling or maybe little bit of streaming
Parts - 7800x3d, Lancer blade 16x2 6000mhz cl30, msi ventus rtx 4080 super, msi m480pro 2tb, xpg core reactor 850w, thermalright peerless assassin, fractal north xl case
Country - Poland
So my question are -
1# he'll be using 2 m.2 slots for now and fill the other ones later so does filling the slot will affect the pcie lanes and if yes how much performance difference will be there
2# he's using 2 sticks of ram for now but he'll add other 2 later so does filling all slots affect the ram frequency if yes then how low can it go and which of these mobos is best for that
3# which out of these brands would be safer in terms of bios and after sales service in case something happens (I've heard that asus has fried many chips and has bad rma so what are your thoughts on that)
4#. By reading all the requirements above which motherboard would you recommend
I recommend him the b650e pg Riptide which is 900 pln but it has slightly blue colour to it so he didn't like it since he's going for all black no rgb build
Budget is not that big of an issue since he's splitting the total bill so he can pay slightly higher than this if it offers the value for it
Can anyone also explain what's the exact difference between b650E and x670E, as far as I know it mainly ports and slot and maybe more lanes but not sure
Also how does the lanes in motherboard works since on official website it sometims says that m.2_1 or any number will be filled then pcie 5.0x16 will run at x8 or something like that sohow does that work and can it impact the performance

Gday team. I have a note I add to when I learn things about SM. I got sick of seeing the same questions so I every time I answered I added to the note and just pasted a generic reply. I’ve been invited to post it here, so here you are!
Here’s my ever-growing, non-specific copy-paste reply, built from my own notes:

• Remember, followers are only for your ego. If you’re a business, Would you rather have a million followers who never buy anything or 1000 followers who purchase everything? (Read Kevin Kelly’s 1000 true fans article). However, if you’re trying to build an account for a brand or human deals, you need as many as possible. I.e. athletes wanting future deals/contracts, actresses wanting future roles, etc
  
• Dollars are the only score that matters in business. You can sell 1 million $1 items or 1x $1m item, it’s still a million dollars
  
• How do you get your first ten followers/sales? ASK. Start with your friends/family/personal socials. “Hey, I've started this thing; I'd love for you to follow”. Then contact everyone you've ever known (see cold outreach later, but this is warm haha). THEN ask them all for referrals: “who do you know that could use my help?”
  
• Re: cold contacting. Have a framework, but don't automate. Solve their problems. Say something personal (” [mutual person] told me to reach out to you” / “I really like your x” /”congratulations on y”). I noticed that [problem]. Fix their problem. Wish them a nice day. Have an offer in your email signature.
  
• Your profile description should be a hook/tagline / USP and link to your offer. Remember you’re building your house on rented land if you use socials as your client base. Algorithm changes, and they’re gone. Try sending them off socials to your email list, learn storytelling in email marketing (Russell Brunson has good advice), and you will own that contact for life.
  
• Choose a monetisable niche, find the most successful person in that niche, and put your spin on what they’re doing (ask AI)
  
• Make GOOD content that is visually appealing, entertaining, and has hooks (you have 3 seconds to get attention), but most importantly, ADDS VALUE to your target market (ask AI for suggestions - you can even ask AI to create a customer avatar for you and then ask it how to make good, relevant IG posts for that avatar)
  
• Keep your ears and eyes out for trends. Can you throw a trending song over a clip?
  
• Leverage pop culture. Search for what’s trending daily. Can you combine a movie or album release with your product? For example, if you’re in the auto niche, create an image of a car covered in green slime coinciding with the new Ghostbusters movie
  
• Document your process. Humans evolved on stories & we love to feel part of something and/or have front-row tickets to the show. For example, If you post art, film yourself making the art, not just the final product; talk about your decisions along the way. Also, it is easy content for you, and you’re just filming something you’re already doing
  
• Share as many success stories/testimonials as possible, preferably videos. Tag them. Make it easy for users to share themselves.
  
• In a similar vein, and with permission, share your audience questions in your stories (and tag them)
  
• Remember the rule of 100 (you need to do something 100x before you get “good” at it). Have you posted 100x and made changes as you’ve observed what worked and what didn’t?
  
• Every 5th or so post, add a Call To Action
  
• Always have something to invite people to, such as an event (e.g. Facebook live, face-to-face), a giveaway, a new product, etc. Ensure all your social media banners, popups, CTAs & email sig reflect this (read Book Yourself Solid by Michael Port)
  
• Use the right hashtags (be discoverable)
  
• Post at the correct times for your target market (I like 6-630am so when they wake up and scroll, it’s on their feed, their lunch break and a story at 8 pm in the relevant timezone). Steven Bartlett credits the daily 8pm personal thought post the most important part of his success.
  
• Follow the top 100 people in your niche with between 10k & 100k followers. Engage with them daily. Share their posts. Comment on Their work. As always, be sincere and say something meaningful
  
• Comment relevant things on important people pages (Gary Vees $1.80 strategy)
  
• Spend $10 a day on ads of targeted content to targeted people (don’t “but I want to grow organically” - Do you want to be seen or not?). Start ad sets at midnight.
  
• Russell Brunson recommends ads are only for offers; posts that aren't offers aren’t to be paid for ads—two separate things. Ads get your customers into the funnel and upsell makes you a profit. Say you sell a $10 ebook and a $300 course. Spend $10 per click for the ebook, so it’s a break-even cost, and everyone who buys the upsell is pure profit. Ad budget for testing is the price/profit of ONE upsell, so $300 in this example. Then, reassess, test and adjust. If it’s working, keep it going, but also test variations regardless. Brendan Kane suggests 50-100 variations from memory. Again, get AI to help. Start with your headline. Ask for ten variations. Then your pic. Get ten variations. Then your hook. Get ten variations etc.
  
• Pay relevant influencers to share your stuff
  
• Read all of Gary Vees and Brendan Kane’s books
  
• Do these things 30-50x a day (Gary Vees' advice for new accounts, search for his eight tips 2024 YT vid) across all your platforms for months, maybe years, and you’ll grow. Perhaps someone famous will share your stuff, and you’ll go viral. But remember, each platform has its nuances, so you need to rework content for it (again, use AI - create one piece and ask AI to brainstorm how to recreate for each platform - you can start with the longest form, say a YouTube vid or blog post and ask it how to make tweets or IG posts from it) however you can still “push”. For example, you can post native Facebook content, but you can also put your YouTube vids and IG posts there
  
• Make at least three posts a day for a month, that's 90 posts, and report back what you learned, what worked and didn’t for everyone else’s benefit. *I've had some pushback on this: A) I don’t make the rules; this seems to be current best practice; B) 1st post = a BTS post of you developing the post, 2nd post = the post, 3rd post = a story summing up your day. OR make all your content in one day and schedule it to post throughout the week. If you don’t have money, you have time; if you have money, outsource it.
  
• Good luck!
  

The ~US automated storage and retrieval system (ASRS) market~ is estimated to generate a significant market value in 2018 and is estimated to grow at a CAGR of 10.2% during the forecast period. US ASRS Market report provides us with a complete outlook on thorough assessment of thorough data about vital feature of the global industry related to market size, revenue, development and market sales. This study report captures regulatory concerns and entry barriers that greatly affect the market growth. This report emphasizes on how industries get benefit from strategies offered here and achieve ample revenue other than also flashes light on constraints which can become great obstruction. It further helps to predict revenue increasing opportunities available in the marketplace. In addition, it then goes on to talk about volume trends, values and historical pricing structure. This US ASRS Market study report also helps to predict growth and opportunities in the market. Furthermore, it also guides on how to increase product demand, growth rate and gain huge profits through changing consumption technologies.
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Some of the key players operating in the US ASRS market include The Raymond Corp, Schaefer Systems International, Inc., Kardex Group, and Honeywell International, Inc., among others. These players are contributing significantly towards the growth of the ASRS market in the US. Further, the strategies adopted by these players such as mergers and acquisitions, investment in R&D activities and product launch are also estimated to have a positive impact on the growth of the ASRS market in the region. For instance, in May 2018, Schaefer Systems International acquired INCAS, an Italian based company that provides industrial automation solutions for logistics and production monitoring and integrated software solutions. With this acquisition, the company enhanced the portfolio of warehouse automation and sustained a significant position in the market.
full report of US ASRS Market available @ https://www.omrglobal.com/industry-reports/us-asrs-market
· Market Coverage
· Market number available for – 2024-2031
· Base year- 2024
· Forecast period- 2024-2031
· Segment Covered- By Source, By Product Type, By Applications
· Competitive Landscape- Archer Daniels Midland Co., Ingredion Inc., Kerry Group Plc, Cargill
· Inc., and others
Market Segmentation
US ASRS Market by Type
o Unit Load
o Mini Load
o Vertical Lift Module
o Carousel
o Auto Store
US ASRS Market Industry
o Automobile
o Chemical, Metals & Heavy Machinery
o Food & Beverages
o Healthcare
o Retail, Third-Party Logistics, and E-Commerce
o Others (Aviation, Manufacturing Industry)
Company Profiles
o Automation Logistics Corp.
o BEUMER Group
o Dearborn Mid-West Co. LLC
o Green Automated Solutions, Inc.
o Hänel Storage Systems
o Honeywell International, Inc.
o MECALUX Group
o Modula, Inc.
o Schaefer Systems International, Inc.
o The Raymond Corp.
· Westfalia Technologies, Inc.
The Report Covers

• Comprehensive research methodology of the US ASRS Market.
• This report also includes a detailed and extensive market overview with key analyst insights.
• An exhaustive analysis of macro and micro factors influencing the market guided by key recommendations.
• Analysis of regional regulations and other government policies impacting the US ASRS Market.
• Insights about market determinants which are stimulating the US ASRS Market.
• Detailed and extensive market segments with regional distribution of forecasted revenues.
• Extensive profiles and recent developments of market players.

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About Orion Market Research Orion Market Research (OMR) is a market research and consulting company known for its crisp and concise reports. The company is equipped with an experienced team of analysts and consultants. OMR offers quality syndicated research reports, customized research reports, consulting and other research-based services. The company also offer Digital Marketing services through its subsidiary OMR Digital and Software development and Consulting Services through another subsidiary Encanto Technologies.
Media Contact:
Company Name: Orion Market Research
Contact Person: Mr. Anurag Tiwari
Email: [info@omrglobal.com](mailto:info@omrglobal.com)
Contact no: +91 780-304-0404

AM I TAH?
So for starters my best friend from kindergarten is mad at me. 19 years of friendship.
They recently started “ghosting me” (ignoring my messages/phone calls) this isn’t nothing out of the usual as she does have a mental disorder (BPD) we call it their “going rouge” episodes so I didn’t think much of it. They usually snap out of it within a month or so. Well it was well over 6 months and they’ve been active on fb, snap, and everything else. Ignoring my meme tags. That’s never been like them before. So I messaged and asked if they were seriously ok, and if I did something to make them mad… well I got a long message…
They said there was 2 main reasons why they weren’t talking to me anymore.
They said I was “acting better” than them bc I told them my car was 30,000 dollars more than theirs… just wait here me out.. they got a car that was a fraction of the cost of mine (nothing wrong with that at all) but they were crying to me on the phone when it had broke down and said they thought maybe it was a bad decision. I tried to reassure them that just because it may break down it’s cheaper to fix than buying a new one. As they claim they don’t want a huge car payment.
A brief explanation my car was 30,000 and it has had almost 9,000 dollars of warranty work done. (Thank god for extended warranties) My car has been in the shop more than I had it.
As they was crying to me overthinking their decision I tried to reassure them that hey, all cars break down. “My car was 30,000 and broke down so many times at least you will have way less than that put into your car after you get it fixed. (Their car needed a new head gasket). They claim I was trying to make it seem like mine was more expensive than theirs
I’m not saying this to be mean at all because I truly have tried to work with them with their diagnosis. But All our lives they’ve always made everything a competition. They’ve lived with a narcissist and their parent was diagnosed with it.
Their second reason to “ghost me” was recently they and their partner were looking at buying a house. The house next to me became up for sale. We both thought it would be a perfect idea. (Not knowing the price) They wanted me to ask the realtor how much they wanted for it. Come to find out it’s over quarter of a million dollar house. With 40+ acres. They advised me both of their credit aren’t the greatest and asked if I could put my name on the loan with them as my credit is almost near perfect and If I could help them with a down payment. (They know I have a good chunck saved up for when I buy a home)
I told them I was not comfortable doing it as I don’t even have my own home yet, and when I do go to buy my home it will show I already own a home. (Their home) I advised them that getting a mortgage is harder than just going to a bank and getting approved for an absurd amount as the average houses in our area go for 60-90k (we live in a very small run down town) they are both just starting out, no kids and this house is a 4 bedroom 3 bath house. I told them I don’t know if the bank would even qualify all 3 of us combined.
I make 40,000 a year. 14 an hour. I work OVERTIME. Almost 70 hours a week. 66 hours regularly. More if I get called in on call.. I am single and asexual (a little tmi but it matters here) I do not plan on having a partner in the future. So I will be a one income person. So I need to save up as much as I can now so I will be able to afford my mortgage with a good down payment when time comes. Their significant other makes 15+ and they make 14+ an hour. More than double what I make, they both live with their parents with hardly any bills… (some but not to the point they shouldn’t be able to save) I have bills, car payment, drive a lot for work I spend a lot in gas and pay rent. Neither of them have major bills.
They’re seriously mad at me for telling them I can’t risk not being able to afford to live comfortably. I can’t take that risk. We grew up and still live in the 5th poorest county in our state. We all got lucky to get good jobs as most around here are minimum wage jobs. I seriously do not want to grow up in poverty like we did growing up. It may sound silly but my goal in life is to own my own home and be somewhat financially stable and not have to live off the government to survive as all 3 of us had to do growing up. That is my ONLY goal in life.
In my closing statement I really love them to death. We literally grew up together. Our families are so bonded we are all a family. It hurts me they are not talking to me because “I made my self look better than them” and “I made it seem like they won’t go anywhere in life” I’ve NEVER thought that at all in my life. I AM their biggest supporter. We see our selves siblings. I’m hoping this is just something we can get over.
So am I the asshole for trying to comfort them letting them know even if they fix their car it’s still the best route as all cars can have major break downs like mine, and for telling them no for putting my name on a mortgage that wouldn’t even be my home?

Got no friends. Not close to family. Went into debt trying to start a business. Business was sabotaged on the first day of operation. Day job ain’t paying bills anymore. Messed up my chance with the greatest woman I’ve ever met and I won’t be meeting anyone like her ever again. Been futilely crying in isolation for months..
Not suicidal, but what’s the fucking point?..
I have zero motivation to do anything but lay in bed with a blank face and just let the tears fall. Just turn my phone off and embrace the misery.. fuck it..

The City of Mountain View will have its next council meeting tomorrow (May 14, 2024). It begins at 5:45pm with a closed session. This meeting is in person at City Hall (500 Castro St, Mountain View, CA 94041), but you can also join the meeting online on zoom or by dialing (669) 900-9128 and entering Webinar ID: 843 5126 7142. Regular session begins at 6:30pm with two presentations (Teen Week and Affordable Housing Month) and the consent calendar.
View agenda here
Consent calendar items do not anticipate much discussion and can be passed with a single motion. The agenda items on the consent calendar are:
4.1: Approve Minutes 4.2: Senate Bill 1, Road Repair and Accountability Act of 2017-Project List 4.3: City Council Policy D-9, Council Appointee Communications and Performance Evaluation Process 4.4: City Buildings Workplace Study (City Attorney’s Office Phase), Project 21-50-Various Actions 4.5: Renewal of Downtown Parking Maintenance and Operation Assessment District for Fiscal Year 2024-25 4.6: Mountain View Transportation Management Association-Community Shuttle Agreement 4.7: Public Works Department Landfill Operations-On-Call Engineering Services Contract 4.8: Public Art for Evelyn Park, Project 21-60 4.9: Public Art for Villa-Chiquita Park, Project 21-61 4.10: El Monte Corridor Improvements, Design and Construction, Project 21-38 - Professional Services Agreement 4.11: Safe Routes to School Program-Professional Services Agreement 4.12: Biodiversity Strategy, Project 23-37-Various Actions 4.13: Community Workforce Agreement 4.14: Water and Sanitary Sewer Main Replacement Crossing U.S. 101, Project 16-61-Various Actions 4.15: Public Works Department Capital Outlay Operating Budget-Appropriations 4.16: Increase Appropriations in the Fire Department for Reimbursement of Mutual-Aid Support
Item 5 is open public comment where people can speak on any topic not on the agenda. It is usually limited to less than 3 minutes per person. Please note that we anticipate a large turnout relating to police enforcement on RVs.
After that item, we have a couple of items that anticipates more discussion.
6.1: Lot 12 Affordable Housing Development - Supplemental City Funding and Project Modifications As part of a Request for Proposals (RFP) process on May 19, 2020, the council selected the team of Related Affordable and Alta Housing to develop Lot 12 into a 100% affordable housing project. The project includes 120 units, with a mix of affordable units for households earning between 30% and 80% of the area median income, including 20 rapid rehousing units. The Developer faced a $36 million funding gap due to high construction costs and insufficient state funding. To address this gap, they proposed securing tax credits and bond financing, modifying project plans to reduce costs, adjusting unit income levels, and adding units for intellectually and developmentally disabled persons to qualify for additional County funding. Additionally, to defer more of the cost, staff is recommending council approve a temporary street closure on Bryant Street during construction and a city contribution of $5 million.
6.2: Potential Revenue Measure for 2024 General Election Ballot The Council is considering a revenue measure for the November 2024 ballot to improve infrastructure, fund affordable housing, and mitigate climate change. The Revenue Measure Ad Hoc Sub-Committee recommended a property transfer tax initiative based on polling results showing initial support above 60%. This tax would apply to property sales over $5 million, raising approximately $9.5 million annually for the City.
6.3: AB 481 Military Equipment Annual Report and Policy Adoption As part of police reform efforts, AB 481 aims to enhance transparency, accountability, and oversight regarding the funding, acquisition, or use of military equipment by state or local government officials. Law enforcement agencies are required to prepare an annual military equipment report and hold at least one community-engagement meeting for public discussion. The bill also mandates that local agencies must review and renew the ordinance and report at a regular meeting of the City Council.
If you have any questions or comments about the upcoming meeting, please email me at emily.ramos@mountainview.gov. You can also email the entire council at city.council@mountainview.gov.

So long story short I have an old pension that was cashed out and mailed to me back in February while I was on the road for a couple months, found it in a stack of mail when I returned in April blah blah 60 days are up and we decided to just use it for debt relief. It was originally 61k, I received 49k and I put 6500 in a hysa. For the 10% penalty for being under 59.5 figured I'd let it sit there and maybe gain something out of it...
So approximately 42k to pay off debt, I have no credit cards those have been long gone, approximately 12k in collections $800 account has a judgment against me so that needs paid first I feel, the other 11k is 4k to a law firm representing portfolio, 4.4k to mcm and a couple others in $1200 and $600 range. I'm not sure how to go about this I imagine money order via certified mail would be the way to go here. Is it worth reaching out to pay less? Or pay full amount? It's all my debt and I want to pay it but we'll if can save a little why not try? My credit is tanked already due to making about 15k in 21, 12k in 22, and 8k in 23 long story but finally back on my feet and have a live in caretaker for my mother now so I'm able to work again. Anyway then I have about 7k in closed accounts I've been making minimums on for 3 years that need to be paid off. So $19k total for me my wife has 11.5k in CC debt I'll be paying off due to me being the reason that debt exists. And 9k left on an auto loan that's $290 a month that I'll probably leave alone for now so roughly 42k available 12k in collections 7k in closed accounts and 11k wifes CCs so approximately 30k total and some others that pop up every now and then like medical bills/debt floating around that I know is out there just don't know the numbers. So I guess what I'm asking is how do I attack this appropriately? I'm just a little overwhelmed and slightly excited about finally getting caught up. Thanks in advance.

Posting this from legaladvice because someone suggested doing so there
Philadelphia PA
I own my own house and have since 2021. When I moved in, I asked my cousin (who I was very close to) and his GF to come with me to help around the house as I am disabled. Things were generally okay until last year when they both relapsed. They had been clean for years prior to moving in with me and remaining so was a condition of them staying with me.
Since their relapse, they have taken countless things from my room and the rest of the house to sell for drug money, including a PS5, multiple computer monitors, a brand new Dyson vacuum. Further complicating things, my cousin is (was? My uncle took me to SSA today to get this fixed) my Social Security rep payee, meaning the money went into an account in his name. While he has not DIRECTLY taken money, he and his GF would harass me until I gave them money that I did not have to give them, often leaving me without food. But I digress because that isn't the point of this post, I just wanted to give some background.
I am selling the house and moving on my own somewhere that I can manage to take care of myself. I'm already taking an insane hit on the house, selling it for 30k less than I bought it for less than 4 years ago AFTER putting 15k of work into the house. They have trashed it that badly. I just need them out. I already have an agreement to sell the house but when I finally told them that they weren't coming with me, they freaked out and pulled the "you have to evict us" card. I have also been physically threatened.
The house is slated to be sold on June 14th.
Legally, I believe they are tenants? We never had a written agreement and they never paid me rent, but they do receive mail here and have lived here for years.
In case it matters towards getting them out, there are obvious signs of drug use all over the house. I tried to do some google searching on the topic and saw the process of serving them a notice to quit but I am completely at a loss as to how this whole thing is supposed to get started. And how long it will take.
So, summing up:

1. What is the fastest LEGAL way to evict them from my house?
   
2. Is it possible to get them out sooner because of the verbal threats, history of financial abuse and illegal activity?
   
3. Do I HAVE to get them out? The house is being sold as-is to a house flipper. Would it just be the new owner's problem
   
4. Will this process cost me anything? I am LITERALLY broke until the house closes and I get that check. I'll be fine paying legal fees after that but I feel like I'm in a situation where I can't evict them until I get money and I can't get money until I evict them.
   

The paperwork I signed from my realtor is a typical PA agreement of sale identical to this with the blanks obviously filled in and two additional special clauses (sec 32) both saying "HOUSE IS BEING SOLD AS-IS WITH NO WARRANTIES"
I told my realtor that this may be an issue a few days ago and he said that he'd put me in contact with a realtor if we needed to but I'm concerned that time is so tight at this point that I NEED to and it's too late.

Title says it all. I'm pretty much looking for any rookies, autos, relics, parallels of any Washington commanders. I have a large collection of baseball, a medium sized collection of football and a small assortment of basketball to trade.

Hi Reddit,
I'm in need of some advice regarding my current marital situation and the potential sale of our home. To give you the full picture, I'll start from the beginning. Apologies for the length, but I feel all the details are necessary to understand the context.
I (29F) met my husband (40M) on Tinder four years ago. We dated for about eight months when my family had an opportunity to purchase a property. My then-boyfriend was also looking to be involved in a business deal of that sort, and he was interested in having his name on the property as well. My father supported this, seeing as how my boyfriend was a physician with a good income, and saw this as a way to bring him closer to our family. The opportunity came quickly, and we all signed the contract to purchase the house.
Trouble began shortly after this. My boyfriend requested that only he and I be on the title of the house, removing the rest of my family, as he saw a future with us and envisioned it as our potential family home. My father was very pleased to hear this and supported it, so we obliged. During this time, the property had increased in value, and I requested the other family members be paid off so we could buy out their shares. My boyfriend declined, feeling it was unfair.
To skim over some details, here are the highlights of the construction: My boyfriend paid more for the down payment than we initially realized would be required. Because of this, he paid no further construction costs. The construction proceeded with debt from my family until the construction loans came through. My family paid for the construction, and my father built the house for us without charging for his management services. My father was displeased with my boyfriend’s behavior and required him to pay more money for the construction due to inflation and the COVID shutdown. My boyfriend declined, and my mother and I secretly took out a line of credit to front the construction costs to my father, pretending it was from my boyfriend. Eventually, as we got the construction loans on a rolling basis after meeting construction milestones, my mother’s line of credit was paid off.
During this time, my family and I wondered why my boyfriend had not proposed. I decided that if he hadn't proposed by a certain time, I would leave him. Fortunately, he did propose on Valentine’s Day 2022. By spring of 2022, construction was coming to an end, and it was time for us to settle into the house. My fiancé felt uncomfortable with how much money he had put into the house and was worried I could leave him and make a profit. I promised him I wouldn’t leave him, but it wasn’t enough. He said he would believe me if I had a child with him, otherwise women would leave men if there were no ties. I told him I would have a child with him right when we got married. He suggested I come off birth control, as it takes months for a woman’s cycle to normalize after being on birth control for many years. I promised him I would come off birth control.
Coming off birth control was more stressful than I realized. I was very hormonal, breaking out, and felt unlike myself. This contributed to my fiancé and I fighting more than usual. In one particularly heated fight, I told him I would go back on birth control and even purchased the pills, but he told me he would break up with me if I did because he wanted to get to know the real me. I conceded, and then something switched in me and I became excited at the possibility of having a baby. I started tracking my cycle and figuring out my ovulation days. I shared this with my fiancé, and on one of those days, we got pregnant. I didn’t find out until the end of summer 2022. When I did find out, I told my fiancé and suggested we should probably get married.
My fiancé's first response was that we should wait to see if the baby sticks, and if it does, then we can plan a marriage but he wanted to wait until February 2023. I was very disappointed and angry and yelled at him. I felt alone and overwhelmed by the thought of having an illegitimate child. After discussing potentially getting an abortion, potentially breaking up, and potentially selling the house, I talked my fiancé into keeping the baby and getting married. He also wanted to keep the baby but was afraid of our situation. After many fights about when to have the wedding, we finally decided on December 2022. At that point, I was four months pregnant. During this time, my fiancé and I had major arguments that therapy couldn’t even remedy. We would yell at each other, slam doors, I would cry, and he would hold himself up in a room for hours. We had nice moments too, but they were heavily clouded over by the bad.
Finally, we got married, and things were good for a while. But then we faced some marital problems. My husband kept separate accounts and managed the finances himself. We had a joint credit card where I could pay for expenses without being questioned. He made all of the major investment decisions and major purchases. If I tried to disagree or speak up, he would get upset because this was not the submissive wife I had promised him I would be. I made significantly less money than him but lived a good lifestyle, buying almost anything I wanted within reason. Coming from a traditional family, I was upset that finances were kept separate. And so it continued that my husband would invest tens of thousands of dollars into our house so that his family from out of town would visit. We live in Vancouver, Canada, but his family is from Ottawa. In hopes of luring his youngest sister (of four) to Vancouver, my husband would make any modification to the house that his youngest sister showed the slightest interest in. This included a hot tub on the rooftop, a media system in the basement, a movie projector, and much more. After said sister got married, she made it clear that she would not move to Vancouver. Then a switch happened in my husband, and he suddenly wanted to sell the house.
Meanwhile, during all this time, I had my baby, and my husband and I were still fighting more than ever. I felt no support from him, and he felt drained by his work, our fights, and being away from his family. Recently, for the past three months, he has been consistently pushing for the sale of our house. This is where my dilemma lies. I am afraid to sell this house because my husband has kept finances separate, and the mortgage on this house has been serving as a way for me to feel secure. My husband contributes a monthly amount on a regular basis. He could have forced a sale in the past but didn’t, instead paying into the monthly mortgage on top of other bills. Now, he is considering forcing the sale of our house, but I am upset that he is citing financing as the issue when I have been begging him to save money instead of spending (his response is that $200,000 does not affect a $2M mortgage, and that he now feels burnt out and wants to retire sooner and live passively). If I don’t agree to sell, I feel unstable about moving from our home given that my husband and I fight so frequently, and I am left alone to take care of the child. It is also worth noting that my parents live right across the street and come over frequently to help with the child, or I would go over to seek their help. My husband says that he feels abandoned and uncomfortable frequently because of our proximity to my parents, but I am because there have been times when I felt truly alone, and my parents were my only solace and support. My husband would ignore me for days, especially when I was postpartum and vulnerable. My parents now see my husband as someone who doesn’t put his wife and child first. My husband says that the massive mortgage we have is too stressful for him, and he can’t take that burden. I am sad that my husband will not consider keeping this house for another three years so that I can get comfortable with the idea of selling the house and that potentially I and my family can all move to Ottawa so that we can allow my husband to be closer to his family.
I don’t know what to do at this point, Reddit. I’m currently on extended maternity leave, but it ends in six months. My husband and I will have to come to an agreement about the house, otherwise, it is likely that he will force the sale of the house even if I’m not ready to move. I’ve consistently felt rushed and overlooked in this relationship. I am tired of being the small voice that does not impact decision-making. My husband is now being nice to me and trying to show me a good time, but I see it as him turning on his charming mode so that I can say yes to the sale of this house. I’m not sure what to do. Our fights and disagreements are so bad and the marriage feels like doom sometimes (never any physical violence). I sometimes questions even staying with him, but I worry for my daughter. He is a good father to her, when he is present and off his phone.
Any advice would be greatly appreciated.
Thanks for reading.