On New Years Day, 2024, after the balloon drop in a nightclub, I saw a hot girl with her hot friends dancing and grinding on men and each other. The girls shared kisses with each other, too. I wanted one of Jane’s (fake name for privacy) hot friends, but after dancing with her for a minute, I pivoted to Jane. She was giving me bedroom eyes and after we danced for a minute, she gave me a giddy smirk, closed her eyes, grabbed me and made out with me. Her lips tasted like alcohol, literally. I was in shock she was kissing me and I eventually kissed back. After a couple hot seconds, Jane pulled back and said I was hot. I am nervous as this was my first kiss since like middle school (I know, I know). We dance and kiss more. All of a sudden I felt panic because again, I tasted alcohol on her lips. “Is she drunk?” - I thought to myself. She was talking pretty normally with ditzy flourishes here and there. She wasn’t stumbling or anything (I actually saw her friends and her enter and leave the vicinity so many times before I pursued her friend. They were very lively and entered dancing every time).
Anyways...after Jane and I tongue kissed on the dance floor while embracing, I pulled back and asked Jane how many fingers I was holding. I remember out of like 4 or 5 times I did the finger test consecutively in that moment, she got 1 wrong. I corrected her. I told her I didn’t want to take advantage of her and she told me that she wasn’t drunk, just “lit”. Jane then put her hand on my shoulder and thanked me for keeping her safe. I then told her that I wanted to make sure she was in control and she was safe (earlier that night, I helped a clearly drunk girl who fell into me find her friend (I did the fingers test on her and she did NOT respond, just glassy eyed, drunk stare and stoically shitfaced) so I already had safety at the forefront of the mind even more from that point). Jane’s response was that she was in control.
We then went to the patio and sat down. She then called me cute in a ditzy way with her giddy smile. We introduced ourselves and actually had a nice conversation. She then proceeded to say she wanted to have sex with me and if I was top or bottom. I told her that I wasn’t interested in sex with her (I was paranoid about STD’s since a relative of mine is a doctor, so I told her that if we were to do it in the future (not that night or the day after due to just being there for vibes, settling into the new year right, New Year’s Day streets were gonna be chaotic with drunk drivers and wild attitudes, I also didn’t bring protection), then I needed paperwork of when she last got tested after sex.
We got each other’s IG’s and planned Tuesday for us to hang out and have sex. Obviously it didn’t work out because my scaredy cat self didn’t create enough comfort and connection compared to attraction in the club. So she saw me as another cute guy who she made out with to 000’s crunk. Jane told her hot friends that I was a good guy and that I was looking out for them.
After we grinded with her friend, Jane and I shared more make out sessions (after she said I was hot and that she loved me) She then told me to tie her up and do naughty things to her. I just laughed and we danced and kissed the night away. The day after, her texts were very favorable and full of encouragement and positivity (we were talking about self improvement). We still follow each other on IG but ceased contact for now. Guess the emotions wore off. It’s all good.
I couldn’t help but make this post because I have generalized anxiety, sensory integration disorder, and non verbal learning disorder. I’m currently getting screened for autism at my regional center. Am I overthinking this whole event and thinking that I coerced her into kissing and shit (when she couldn’t get one of the finger holding rounds right)? I had a serious nervous breakdown over it in March. I deal with a lot of toxic shame and guilt but I don’t know what’s real and what’s not when it comes to truth or narratives that I create for myself. Whether they are healthy or not, am I ducking my ego? I don’t know please help!

For something that’s been in the works for 6 years total, I feel sad and scared. I feel like at the beginning of my academic journey I had room to fall more in love with the career, but after being in school settings (hated) and an SNF setting (ehh), I can’t help but feel like I’m gonna be in a career that I’ll be trapped in forever.
I look at what people rant about a lot, from low pay to high caseloads to burnout, etc. and I can’t say I’m excited to be apart of it all. Not to mention the debt that comes with it.
I know these posts cycle around here and there and I apologize for adding to it, but it seems like this career takes up a lot of room and I’m not sure if I love that.
I plan to work in a SNF… but I’m wondering as a CF would it be OK to work less than 40 hours? I really value my life outside of work and I pray that I get the chance to still have time to do things I love like design and sew… see my friends… make sure life isn’t all as depressing as nursing homes… but would that be feasible?
Please go easy on me haha I’m just anxious and rambling but I’m open to all suggestions and comments. Thank you

It’s been difficult being a meth addict and drug dealer that didn’t want to get sober at all or stop selling for the last 8 years. Then I lost who I was once the Alcohol and Fentanyl took over.
Eventually, The passing of my wife, the suicide attempts, the violence and hardcore alcoholism to Fentanyl. Being evicted, hated waking up every morning and dope sick everyday. Whole paychecks on drugs. Being homeless wandering the streets trying to steal copper from light poles. Losing jobs after 3 days because I would be sick and couldn’t finish my shift. Realizing my family was mourning me while I was still alive. My rock bottom.
January 27th 2024
My life changed when I found AA. I had just gotten out of Detox 1st time visiting. Left a day early and then the withdrawal symptoms creeped in later that evening. My first meeting I was going through it. I stuck it out and continued going to meetings. I didn’t sleep much or if at all for 3 weeks. Not sure how I did that still.
Lately I struggle every morning to wake up or motivate my dopamine deprived brain. Difficult to navigate life when the reward system up there is fighting against me. My character defects had sometime to develop and hardwire into my personality and subconscious. I would say the things I find most difficult is keeping up with my laundry, thinking too much and negative self talk. Pity party’s that my inner dialogue invite me too..
Simple program? I can make it more difficult.
Having willingness along with rigorous honesty.
Holding myself accountable and having the courage to change certain things about myself helps me. Helping others caring about people. I used to care I thought but I always had an agenda driving that ounce of give a fuck.
Here in the right now that is gone I can love from the heart which I am grateful for. I can now look at my day at night and take a personal inventory of what I could’ve done better. I find that I’m always the problem no matter what anyone does. If I’m angry or upset I think about If I have been self seeking, dishonest and inconsiderate.
How it’s going, I’m onto my second Sponsor. Started going through the Big Book. Planning to go through the Steps again. Got myself into College and I work with one of my fellows. My license was reinstated and I’ve been able to hang my bicycle up finally after 8 years. I am able to pay my bills now and make money legally. My family feels whole again. I have a home group and a service position. I reach out I have grown to love strangers. I have found a higher power of my own understanding. I get to be a Father to my 11yr old son. Admitting the deepest darkest secrets of my past. Being willing to make amends for the harms done. I still struggle every step of the way. I have tools and know that there’s a way better alternative to active addiction. For all of this I’m filled with gratitude today.

First off thanks for taking the time to read this I appreciate it.
I’m a 26 year old male from the UK, you can ask which country if you’re curious. I enjoy commenting and interacting on NSFW work reddit subs as a way to express my sexual interest and to have fun interactions with other lovely people.
I’m not going to give too much away in terms of me personally as that takes away from the fun of conversation. ☺️
Physically, I’m 6ft 2 inches tall, I have a slim thick body, lot fat but not skinny or fit either. I have short to medium length messy brown/reddish hair, big hands, size 12 feet, and if it matters a thick 6 inch cock with curves ever so slightly upwards (have been told it’s fantastic) oh and also just as a fun note I’m very very talented with me hands. 🙌🏻 💦
Feel free to DM as they are always open and I’ve never failed to have fun and interesting ng conversation with anyone that’s willing to put the effort in.
My kinks include but are not limited to: Anal, Squirting, Domination, degrading, humiliation, watersports, BDSM, panties (the wet and messier the better), misogyny (ONLY within the context of the kink I highly respect woman and all people and I think it’s important to state), organs control, bladder control and to be honest probs to a whole lot more but we can talk about them later. 😋
My limits are: blood, scat, knives, needles, minors, actual harm, anything illegal
Anything not mentioned in kinks and limits is be open to exploring. ☺️
I hope everyone has fun, be safe and be nice to each other people!!!

Hello fellow AusFinance redditors. I’ve recently received a sizeable inheritance and I’m looking for a portfolio structure that’s going to minimize the tax I pay on returns. I know the basics (ETFs, Stocks, Bonds, Collectable Stamps) but I’m aware that the government is going to take 45% of my profit if I don’t hold any of these longer than 12 months. I was speaking with my friend and he told me I should go all in on rare fish. Apparently rare fish are being used as a tax-free investment vehicle by the 1% of society these days. My friend has already acquired 8 rare fish and makes a passive income in excess of $500 per month just by holding them. He’s offered to sell me 5 of these fish but I’m looking for some neutral advice on the possible downsides? Thanks in advance

Hello Agent
There isn’t much time for me to give you this mission so you must listen carefully. There is someone that we need you to befriend to get more information on. Down below is what we know about her so far.

Name: Gillian Gender: Female Age: 25 From: Wisconsin Hobbies: writing, baking, and drawing abstract Music: 80's, classical, 2000's and jazz Favorite color: doesn’t have one. Favorite food: tacos Favorite drink: Regular coca cola 

One random fact about the agent: They have a unique self-published book. Rumor has it that the pages are filled with the emotions the agent normally keeps hidden.
To establish contact with the agent you must provide the details below to her. It is a first step in the right direction of gaining trust.

Name: Age: Where you are from: Tell her something you think is interesting about you: 

We know that she is a night owl by choice based on the report from the last agent. She has a list of health issues but continues to push on even with them. Doing such shows the determination and hard-headedness that she has. Although this has helped her through life it means that it is going to be another obstacle for you, take note of that.
She is anti-drug and anti-alcohol by choice. One thing that is a must if you choose to continue is she is quiet and shy. You might ask how I can get the information quicker, you can’t, it will take time and patience. If you do not have that turn around right now because you will just frustrate yourself while she sits there calm and composed.
You get to ask the agent one free question. Meaning no matter what you will get an honest answer.
Follow these instructions carefully. If you don't there is no guarantee that you will get a response. The agency wishes you the best of luck on what is going to be a tough mission.
Transmission terminated

In today’s rapidly evolving technological landscape, businesses are constantly seeking innovative solutions to streamline operations, enhance efficiency, and gain a competitive edge. Enter Artificial Intelligence (AI) Software as a Service (SaaS) tools — a game-changing paradigm that is revolutionizing the way organizations harness the power of AI to drive growth and success.
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AI SaaS tools leverage the capabilities of Artificial Intelligence to deliver cloud-based software solutions that address a wide range of business needs. These tools harness advanced algorithms, machine learning, natural language processing, computer vision, and other AI techniques to automate tasks, extract insights from data, and optimize decision-making processes. Check out: Ai podcasts
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· Enhanced Customer Experience: AI SaaS tools enable businesses to deliver personalized experiences to their customers at scale. Visit here: best ai courses for beginners From chatbots and virtual assistants that provide round-the-clock support to recommendation engines that offer tailored product suggestions, AI-powered solutions can enhance customer engagement and satisfaction.

Popular AI SaaS Tools Across Industries

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The Future of AI SaaS

As AI continues to advance and evolve, the possibilities for AI SaaS tools are virtually limitless. From predictive analytics and cognitive computing to autonomous decision-making and natural language understanding, the future of AI SaaS holds immense potential to transform industries and drive innovation.
In conclusion, AI SaaS tools represent a transformative force in the business world, empowering organizations to leverage the full potential of Artificial Intelligence to drive growth, improve efficiency, and deliver exceptional experiences to customers. As businesses increasingly embrace AI SaaS solutions, the era of intelligent automation and data-driven decision-making is poised to revolutionize industries and shape the future of work.
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Hello,
Is there anybody that use power BI to analyse project plan?
I use Primavera P6 and I would like to analyse the plan by power BI
It will work good? There are any free tutorial?
Thank you

I’ve been struggling to figure out what major I should apply for and I’d really appreciate some advice. For instance, here are some of my ecs and classes!
Note that I want to take a pre-law major basically but I’m open to new ideas as well! I’ve heard a lot about poli sci but I feel like my application isn’t competitive enough for poli sci. If you have an advice on how to improve my application I’d also really appreciate it!
ECs: debate, mock trial, political/social reform summer program, paper about politics, public speaking, natl sport referee (ik it’s random), founded a feminist advocacy foundation, micro influencer (12k views), founded a non profit summer camp that teaches STEAM to kids
AP classes: chem, world history, us gov, comp gov, chinese, music theory, seminar, research, psychology, human geo, macro
just quick fyi: most of my classes are social studies based too (ie. law studies) and I plan on dual enrolling for classes related to law

Introduction

Shared office spaces, also known as co -working spaces, have become a popular choice for businesses, freelancers, and remote workers. Creating the perfect shared office space involves careful consideration of design elements and staying abreast of current trends. Here, we explore the key components and emerging trends that contribute to the ideal co -working environment.
1. Layout and Space PlanningOpen LayoutsAn open layout fosters collaboration and communication among coworkers. It allows for easy interaction, creating a dynamic and energetic atmosphere.Private AreasWhile open layouts are important, having private areas for meetings or focused work is equally crucial. These can include private offices, phone booths, and quiet zones.
2. Ergonomic FurnitureAdjustable Desks and ChairsInvesting in ergonomic furniture such as adjustable desks and chairs can significantly enhance comfort and productivity. Ergonomic designs reduce strain and prevent health issues associated with prolonged sitting.
Breakout FurnitureIncluding comfortable breakout furniture like sofas and lounge chairs provides relaxation spots for informal meetings or breaks, promoting a more inviting and flexible workspace.
3. Technology IntegrationHigh-Speed InternetReliable, high-speed internet is a non-negotiable element. It ensures seamless connectivity for all users, supporting various business operations and communication needs.
Smart Office SolutionsIncorporating smart office solutions such as app-controlled lighting, climate control, and booking systems for conference rooms can streamline operations and improve user experience.
4. Aesthetic and AmbianceNatural LightMaximizing natural light not only reduces energy consumption but also enhances the well-being and productivity of the space's occupants. Large windows and open spaces that allow for ample daylight are key.
Greenery and Biophilic DesignIncorporating plants and elements of nature into the office design can improve air quality and create a calming environment. Biophilic design, which integrates natural elements, has been shown to reduce stress and increase creativity.
5. Amenities and ServicesOn-Site Cafes and KitchensProviding access to on-site cafes or kitchen areas where members can prepare or purchase food and beverages can improve convenience and foster a sense of community.Wellness RoomsWellness rooms or areas designated for relaxation, meditation, or exercise can help occupants manage stress and maintain a healthy work-life balance.
6. Community and CollaborationEvent SpacesHaving areas that can be transformed for events, workshops, and networking sessions encourages community building and professional development.
Collaborative ToolsProviding tools such as whiteboards, projectors, and communal tables supports group work and brainstorming sessions, making it easier for teams to collaborate effectively.
7. Sustainability PracticesEnergy-Efficient SystemsImplementing energy-efficient lighting, heating, and cooling systems reduces the environmental impact and can lead to cost savings
.Recycling and Waste ManagementSetting up comprehensive recycling and waste management systems encourages sustainable practices among members and reduces the space’s carbon footprint.
8. Customization and FlexibilityModular FurnitureUsing modular furniture that can be easily reconfigured allows the space to adapt to different needs and preferences, providing flexibility for various events and working styles.
Personalized WorkspacesAllowing members to personalize their workspaces can increase comfort and satisfaction. This might include providing lockers, adjustable decor, and customizable desk setups.

The Role of Technology in Enhancing Shared Office Spaces

As the landscape of work continues to evolve, technology has become a pivotal element in shaping shared office spaces. These innovations not only boost productivity but also enhance the overall user experience. In this blog post, we delve into the key technological advancements that are transforming coworking environments.
1. High-Speed Internet and ConnectivityReliable Internet AccessThe backbone of any shared office space is a robust, high-speed internet connection. Reliable connectivity is essential for remote work, video conferencing, and cloud-based applications, ensuring seamless operations for all members.Wi-Fi 6 and BeyondAdopting the latest Wi-Fi technologies, such as Wi-Fi 6, provides faster speeds, increased capacity, and better performance in densely populated spaces, supporting the growing number of devices used by office members.
2. Smart Office SolutionsIntegrated Building Management SystemsSmart office solutions, such as integrated building management systems, automate control over lighting, heating, and cooling, creating a comfortable and energy-efficient environment. These systems can be managed through centralized platforms or mobile apps, offering convenience and customization.Occupancy SensorsUtilizing occupancy sensors helps manage space efficiently by monitoring usage patterns. These sensors can adjust lighting and climate control based on real-time occupancy, ensuring resources are used only when needed.
3. Advanced Security MeasuresBiometric Access ControlBiometric access control systems, such as fingerprint or facial recognition, enhance security by restricting unauthorized entry. These systems are more secure than traditional keycards or passwords and provide a seamless access experience for users.Surveillance SystemsHigh-definition surveillance cameras and AI-powered monitoring systems help maintain a secure environment. These systems can detect unusual activities and alert security personnel, ensuring the safety of office members.
4. Collaboration ToolsCloud-Based PlatformsCloud-based collaboration platforms like Google Workspace, Microsoft 365, and Slack enable seamless communication and project management. These tools support file sharing, real-time collaboration, and team communication, facilitating efficient workflows.Interactive WhiteboardsInteractive whiteboards and digital flip charts are valuable tools for brainstorming sessions and presentations. They allow teams to collaborate in real-time, even with remote participants, enhancing creativity and productivity.
5. Virtual and Augmented RealityVirtual Reality (VR) Meeting RoomsVR technology is revolutionizing remote collaboration by creating immersive meeting experiences. VR meeting rooms allow participants to interact in a virtual space, providing a sense of presence and engagement that traditional video conferencing lacks.Augmented Reality (AR) for Design and PlanningAR can be used to visualize office layouts and designs, enabling better space planning and customization. By overlaying digital information onto the physical world, AR helps in making informed decisions about furniture placement and office design.
6. Mobile and Remote AccessMobile Apps for Office ManagementMobile apps designed for shared office spaces offer features like room booking, event registration, and community networking. These apps provide members with easy access to office resources and streamline administrative tasks.Remote Access SolutionsWith the rise of remote work, technologies that support secure remote access to office networks and resources are crucial. VPNs and cloud-based services ensure that members can work from anywhere without compromising security or productivity.
7. Health and Wellness TechnologiesAir Quality MonitorsMaintaining good air quality is essential for a healthy workspace. Air quality monitors track levels of pollutants and ensure ventilation systems are functioning properly, creating a healthier environment for office members.Wellness Apps and WearablesWellness apps and wearable devices can encourage healthier lifestyles by promoting physical activity, providing stress management resources, and offering health tracking features. Integrating these technologies into the office ecosystem supports the well-being of members.

Conclusion

Technology plays a crucial role in enhancing shared office spaces, driving productivity, security, and overall user satisfaction. From high-speed internet and smart office solutions to advanced collaboration tools and wellness technologies, these innovations are transforming how we work and interact within coworking environments. As technology continues to advance, shared office spaces will undoubtedly evolve, offering even more sophisticated and efficient solutions to meet the diverse needs of the modern workforce.Designing the perfect shared office space involves balancing functionality, aesthetics, and community needs. By focusing on key elements such as layout, ergonomic furniture, technology, and sustainability, and by staying aware of emerging trends, you can create a coworking environment that is both productive and enjoyable. As the nature of work continues to evolve, so too should the design of shared office spaces, ensuring they remain conducive to the diverse needs of their users.

So we’ve all seen how terrible the Cyber Truck is — it is genuinely hard to believe that a car so bad was put on the market, and everyone wants to know why it happened. I think Tesla did it on purpose.
Obviously they didn’t plan for their cars to break down within 1000 miles, but I think it is EXTREMELY likely that they were designed with the intention that they won’t last longer than a few years. Tesla knows their market — these people would CLAMOR to buy a new Cyber Truck if theirs broke down after 2 years. They know that, as long as they deliver SOMETHING, their fanboys will salivate at the opportunity to spend money on it, but it doesn’t make nearly as much money if Tesla fanboys only buy a car once every 10 years.
I think they wanted the truck to have an EXTREMELY short life cycle for a car, but didn’t consider that planned obsolescence only works as intended for things like phones — not $100,000 heavy machinery. As a result, the trucks are breaking MUCH sooner than anticipated.
I have absolutely no evidence to back this claim, but it is the most rational explanation of this whole debacle in my eyes. I truly don’t think it’s possible for Tesla to be so incompetent as to put such a bad product out on purpose. It genuinely seems like they would have had to TRY to build a car with so many reliability issues. If they had just underdelivered on the off-roading, it would be one thing, but it’s not even a functional road vehicle. It doesn’t seem possible for such talented engineers to be incapable of building a functional car. It only makes sense if you can accept that it was intentional, and that their planned obsolescence is just working too well. And frankly, building a car that isn’t supposed to last more than a few years just SOUNDS like one of Elon’s master plans.
If Tesla does not collapse because of this, I will be very interested to see their next model. I think the only thing they will have learned from the Cyber Truck is how to better incorporate planned obsolescence into their cars, and I think we will start to see pretty much the exact same issues the Cyber Truck has, just delayed by a year or two.

I’m a 23 year old guy who basically lives the same day every day and I’m just bored. Life has been non stop kicking my ass so I do usually spend my free time getting into my own world to escape it whether that’s anything from weekend drinking at the bar to playing video games to skateboarding or listening to music. When it comes to video games I play thing a from competitive games like valorant or rainbow six to just hangout games like Minecraft. My music taste goes all over the place from the most backwater country all the way to the heaviest gutturals in deathcore metal. I love tattoos, both getting them and seeing what others have. Definitely a bonus if you know anything about skateboarding. I grew up skateboarding and have it up for about 3 years and I’m now fighting trying to get myself back into it

Basically , I’ve designed a webpage and exported to code using that free plugin. This works great but the code in sublime is a mess, I was wondering if there’s a way when I’m designing , that will help clean the code up for when I export it ? F

Schools: UIUC (University of Illinois Urbana-Champaign) vs. Rutgers New Brunswick
Intended major: Information Sciences + Data Science @ UIUC & CS @ Rutgers
Similarities: Weather is about the same. Weather is rly bad for a few months/unpredictable (Being from cali I will be seeing a major difference); Overall rankings are pretty close to each other; Both have very good research opportunities
UIUC
UIUC pros:

• Visited a few weeks ago and really liked the campus
• Really good stem education very study focused school
• Really liked the campus culture (upperclassman were very helpful and they were willing to go out of their way to show me around)
• Data science is an emerging field, and they are making a new data science building (Siebel School of Computing and Data Science), but not sure if my major will be added to that new school
• Data science building opening up might lead to more research opportunities and more resources
• Close to Chicago (very major job hub)

UIUC Cons:

• When I selected my major, I was drawn to the title, but later discovered it didn’t live up to my expectations.
  • If you look at the major in reddit it is basically everyone saying it lacks technicality
• Can make up the technicality with a CS minor but not as strong as a CS major
• Hard to switch to CS + X but would be very rewarding if it happened
• Not many friends going from my hs
• Not a very social guy so it’s going to be hard to make friends (but this is maybe for every college)
• Very big party school, not my type of thing to do. Won’t attend parties, but will be surrounded by people who do and that might be a big influence idrk

Rutgers
Rutgers Pros:

• Direct admit to CS
• Campus is pretty nice
• Prestige is alright to the point where you don’t feel lowly about yourself and what you are doing
• Close to NYC (very major job hub esp for a cs degree)

Rutgers Cons:

• Off campus housing limited
• Not really a great college town like UIUC
• Larger class sizes of 100+
• Not many people I know going - Campus layout is a bit fucked (5 campuses and you need a bus to go to each of them so basically not walkable)

Tiebreaking considerations:

• Ease of transferring into CS and statistics program at UIUC to pursue real data science opportunities, given its top 5 ranking in CS and not bad for DS as well.
• Knowing if direct admission to Rutgers might be preferable over pursuing Information Sciences and Data Science (IS + DS) at UIUC with plans of switching.
• Quality of education offered by both institutions
• Put yourselves in my shoes and think if I look back in 10 years would I have been happy with my decision?

Addendum:
I’m sort of a pit stop right now, as I am not really sure what to do. I never really wanted to go to Rutgers in the first place, but it suddenly became an option after I realized that an IS + DS major was not it at UIUC. When I visited both campuses, I got better vibes at UIUC. Rutgers’s campus seemed a bit depressing and reminded me of HS, but I am not against it as I think it would be a great experience and first impressions could be deceiving.
I just wanted to say that I am leaning towards UIUC because of the prestige it holds compared to Rutgers. I think this is what a lot of other people will do, and UIUC is the clearer option compared to Rutgers. At this point, it is more of a major thing than a school thing.
Even though data science at UIUC is not a bad major when paired with a CS minor, a lot of people are shitting on it for being really bad, so I don't know what to do. I talked to the Hella people, though, and they told me that it is fine if I put in a CS minor.
What do yall think I should do?

I was recently on the unburyme website and it dawned on me to maybe payoff my truck and or RV to stop paying intrest. I've always been an excessive saver with no real plan. Recently my wife and I started to seriously dive into our finances. We are using the TMOAP budget sheet to track our expenses/income and are really starting to look at the nitty gritty of what we spend.
Yearly I earn $100-150k with $20k-30k tax free stipend. We are full time on the road traveling to different jobsites to work projects, 1-2 months long. Hence the pickup and camper. Typically work 6 to 10 months out of year.
So far this year I've earned $68k take home roughly. I bought my wife the mazda with $10k down in February and have about $4.5k already tied up on a vacation for July. Our typical expenses run about $4.5k a month total. Is it dumb to pay off the truck to pay "myself" the 8.76% interest? This would also lower our expenses by 1k a month. We've been thinking about the coast fire strategy recently too.
I'm 26 years old and my wife is 24. My question is should I withdraw some money from brokerage to pay off atleast my truck. Thanks for all advice!
$52k in Taxable Brokerage 75% VOO 25% cash settlement fund.
$16k Roth Ira Maxed this year. 100% VOO
$15k in Checking, typical move everything over $10k to Brokerage.
$35k Truck @ $866/month 8.76% 3500 Diesel essential for work. Older Low mileage. 5 year loan
$15k rv @ $300/month 7.7% 10 year loan.
$16.9k mazda for wife@ $522/month 3.99% 3 year.

So I started making my own Lucille like 2-ish years ago. Got me a slugger, sanded it down and painted it. But then I ran into a mix of a dilemma and a conundrum. A dilundrum. What do I do with the barbed wire. See I can either use real barbed wire, which would be epic, but also dangerous. Or I can use rubber barbed wire, barbed rubber, and use that instead. I just want it to look as close to the real Lucille as possible. I couldn’t decide so ever since Lucille has just been sitting here naked and she’s getting a little cold.
What do you think? Real or fake wire?