2024.05.14 02:49 Ktoigo99Are you allowed to work in NYC but live in NJ?
Would there be complications on the employers end? I know it’s harder tax wise if I work in NJ and live in NY, but what it’s it’s the other way around? Would my job be at risk? It is an in person job, not remote.
2024.05.14 02:49 Ktoigo99Are you allowed to work in NYC but live in NJ?
Would there be complications on the employers end? I know it’s harder tax wise if I work in NJ and live in NY, but what it’s it’s the other way around? Would my job be at risk? It is an in person job- not remote.
2024.05.14 01:27 yolodejavuArmy AD to Reserve (question)
36B-reserve unit! I’m 36B active, joining in reserve in 3weeks. For my MOS, signing a 3-years contract with 1.5K bonus(Ft. Belvoir). My question is////////// my preferred location: I am from NY and preferred place would be DMV area. Any one any idea on these two 36B reserve unit? They both 374 FMSU. Any advice, would be appreciated! Army pride!
2024.05.14 01:21 andicantcrossoverCDPHP Healthy NY Gold HMO versus a much cheaper CDPHP option? What's the best CDPHP plan?
My wife and child and I are moving to Kingston. Her new employer is offering her CDPHP Healthy NY Gold HMO. The employer contributes about $470/month to the premium, whether it’s an individual plan or a family plan. This is great if you’re an individual, but not so great if you’re a family. It looks like this:
Total Premium
Employer Pays
Employee pays
Individual
$782
$469
$313
+ just Spouse
$1,564
$469
$1095
+ just child
$1,330
$469
$840
Whole family
$2,229
$469
$1,760
So if we put our whole family on the plan, it would cost us around $21,000 for the year. I... don't think we should do this? If we don't take insurance through the employer, the employer will give us $1k. I am self-employed (but my understanding is I can't deduct health insurance premiums from my taxes if my spouse is offered health insurance through their job). We are reasonably healthy and don't expect to need anything major, barring an emergency. I've heard people love CDPHP! Do we:
Put my wife on this "gold" plan, and put me and our kid on something else?
Put us all on some other CDPHP plan, and if so, which one?
Either way, can anyone advise on all the different options CDPHP has? If I search their plans, it offers me HDHMO HSA Qualified 44 for a monthly fee of $574. The deductible is $12,500, which I understand is a lot, but the out of pocket maximum of $14,300 is still less than the yearly premium for covering our family through the employer? Is there any reason we wouldn't choose this cheaper plan? Is the gold plan somehow covering different, better doctors than this cheaper plan? If we are not going through the employer, is there a CDPHP plan most people like to get? I'm grateful for your time and thoughts!
2024.05.14 00:46 spongebobcirclettWhat should I be investing/contributing to next?
I am 23 y/o making 140k. I currently match 401k (I have both tradition and roth 401k), maxed out my roth IRA, match HSA, and have a good emergency fund built up. I currently have a taxable brokerage account, but I do not make any investments in there. I also have around 25k in student loan, but they are all under 4.5% interest rate. Therefore, I have elected to be on the 10 year repayment plan. I am not 100% sure, but my current tax bracket would be around 29-30% (given deductibles and that I live in NY). Short term wise, I have no intentions of buying property or raising children. Most of my big costs right now are just purchases for vacations, rent, and my girlfriend. In the long run, I am predicting that I will probably be in a HCOL state with high taxes for the rest of my life. Additionally, children and property will be in consideration around 10 years down the line. I predict that I will probably be in a higher tax bracket as I get older. I also don’t plan to retire early. My question is: What do I do now? Do I max out 401k? Max out HSA? Build up my taxable/non-retirement brockerage account? Pay off my student loans? Any insights are much appreciated.
2024.05.14 00:36 TradeXorXdieTemas Resources (TMAS.c) Completes Second and Final Tranche of Oversubscribed Private Placement + Ongoing Activity Update.
Despite geopolitical tensions and pledges to reduce ties with Moscow, Western nations continue to rely heavily on titanium imports from Russia. Concerns over this reliance have spurred efforts to strengthen domestic production. Temas is actively advancing its La Blache and Lac Brule Iron-Titanium-Vanadium projects in Quebec, These projects leverage Quebec's rich mineral reserves and infrastructure, including access to the deep-water port of the St. Lawrence River. Private Placement Completion: • Temas Resources Corp. has successfully closed the second and final tranche of its oversubscribed non-brokered private placement. • The company issued 2,655,000 units at a price of $0.20 per unit, resulting in aggregate gross proceeds of $531,000. • Each unit comprises one common share and one-half of one common share purchase warrant, with each warrant exercisable at $0.40 per share for two years from the closing date. • The funds raised will be used to advance the company's exploration programs and for general corporate purposes. • “Certain directors of the Company subscribed for… approximately 40% of the overall placement” Ongoing activity: • Initial Preliminary Economic Assessment (PEA) findings for La Blache project indicate a significant net present value post-tax NPV8 of CAD $6.8 billion over a 14-year mining span. (Link to full PEA below) • The project forecasts an annual yield of 660,000 tonnes of titanium dioxide, with a payback period of 25 months and an internal rate of return (IRR) of 60.8%. • The Lac Brule project boasts superior-grade deposits close to the surface, adding substantial value to Temas' portfolio. Environmental Sustainability Focus: • Temas Resources is committed to eco-conscious mining practices. • The company has invested in cutting-edge mineral recovery technologies, particularly ORF chloride leaching, developed in collaboration with the University of Minnesota. • This technology reduces processing expenses and facilitates the reuse of over 95% of reagents, leading to a remarkable efficiency surge compared to conventional methodologies. Future Outlook: Temas remains steadfast in its commitment to enhancing shareholder value by leveraging innovative technologies, sustainable practices, and the rich mineral reserves of Quebec, As they continue to advance their projects. *Posted on behalf of Temas Resources Corp. https://www.accesswire.com/862093/temas-resources-completes-second-and-final-tranche-of-oversubscribed-private-placement https://www.juniorminingnetwork.com/junior-miner-news/press-releases/2833-cse/tmas/155551-temas-announces-la-blache-titanium-vanadium-iron-project-pea-demonstrates-cad-6-8b-npv8-55-1-irr-post-tax-return.html
2024.05.14 00:36 TradeXorXdieTemas Resources (TMAS.c) Completes Second and Final Tranche of Oversubscribed Private Placement + Ongoing Activity Update.
Despite geopolitical tensions and pledges to reduce ties with Moscow, Western nations continue to rely heavily on titanium imports from Russia. Concerns over this reliance have spurred efforts to strengthen domestic production. Temas is actively advancing its La Blache and Lac Brule Iron-Titanium-Vanadium projects in Quebec, These projects leverage Quebec's rich mineral reserves and infrastructure, including access to the deep-water port of the St. Lawrence River. Private Placement Completion: • Temas Resources Corp. has successfully closed the second and final tranche of its oversubscribed non-brokered private placement. • The company issued 2,655,000 units at a price of $0.20 per unit, resulting in aggregate gross proceeds of $531,000. • Each unit comprises one common share and one-half of one common share purchase warrant, with each warrant exercisable at $0.40 per share for two years from the closing date. • The funds raised will be used to advance the company's exploration programs and for general corporate purposes. • “Certain directors of the Company subscribed for… approximately 40% of the overall placement” Ongoing activity: • Initial Preliminary Economic Assessment (PEA) findings for La Blache project indicate a significant net present value post-tax NPV8 of CAD $6.8 billion over a 14-year mining span. (Link to full PEA below) • The project forecasts an annual yield of 660,000 tonnes of titanium dioxide, with a payback period of 25 months and an internal rate of return (IRR) of 60.8%. • The Lac Brule project boasts superior-grade deposits close to the surface, adding substantial value to Temas' portfolio. Environmental Sustainability Focus: • Temas Resources is committed to eco-conscious mining practices. • The company has invested in cutting-edge mineral recovery technologies, particularly ORF chloride leaching, developed in collaboration with the University of Minnesota. • This technology reduces processing expenses and facilitates the reuse of over 95% of reagents, leading to a remarkable efficiency surge compared to conventional methodologies. Future Outlook: Temas remains steadfast in its commitment to enhancing shareholder value by leveraging innovative technologies, sustainable practices, and the rich mineral reserves of Quebec, As they continue to advance their projects. *Posted on behalf of Temas Resources Corp. https://www.accesswire.com/862093/temas-resources-completes-second-and-final-tranche-of-oversubscribed-private-placement https://www.juniorminingnetwork.com/junior-miner-news/press-releases/2833-cse/tmas/155551-temas-announces-la-blache-titanium-vanadium-iron-project-pea-demonstrates-cad-6-8b-npv8-55-1-irr-post-tax-return.html
2024.05.14 00:35 TradeXorXdieTemas Resources (TMAS.c) Completes Second and Final Tranche of Oversubscribed Private Placement + Ongoing Activity Update.
Despite geopolitical tensions and pledges to reduce ties with Moscow, Western nations continue to rely heavily on titanium imports from Russia. Concerns over this reliance have spurred efforts to strengthen domestic production. Temas is actively advancing its La Blache and Lac Brule Iron-Titanium-Vanadium projects in Quebec, These projects leverage Quebec's rich mineral reserves and infrastructure, including access to the deep-water port of the St. Lawrence River. Private Placement Completion: • Temas Resources Corp. has successfully closed the second and final tranche of its oversubscribed non-brokered private placement. • The company issued 2,655,000 units at a price of $0.20 per unit, resulting in aggregate gross proceeds of $531,000. • Each unit comprises one common share and one-half of one common share purchase warrant, with each warrant exercisable at $0.40 per share for two years from the closing date. • The funds raised will be used to advance the company's exploration programs and for general corporate purposes. • “Certain directors of the Company subscribed for… approximately 40% of the overall placement” Ongoing activity: • Initial Preliminary Economic Assessment (PEA) findings for La Blache project indicate a significant net present value post-tax NPV8 of CAD $6.8 billion over a 14-year mining span. (Link to full PEA below) • The project forecasts an annual yield of 660,000 tonnes of titanium dioxide, with a payback period of 25 months and an internal rate of return (IRR) of 60.8%. • The Lac Brule project boasts superior-grade deposits close to the surface, adding substantial value to Temas' portfolio. Environmental Sustainability Focus: • Temas Resources is committed to eco-conscious mining practices. • The company has invested in cutting-edge mineral recovery technologies, particularly ORF chloride leaching, developed in collaboration with the University of Minnesota. • This technology reduces processing expenses and facilitates the reuse of over 95% of reagents, leading to a remarkable efficiency surge compared to conventional methodologies. Future Outlook: Temas remains steadfast in its commitment to enhancing shareholder value by leveraging innovative technologies, sustainable practices, and the rich mineral reserves of Quebec, As they continue to advance their projects. *Posted on behalf of Temas Resources Corp. https://www.accesswire.com/862093/temas-resources-completes-second-and-final-tranche-of-oversubscribed-private-placement https://www.juniorminingnetwork.com/junior-miner-news/press-releases/2833-cse/tmas/155551-temas-announces-la-blache-titanium-vanadium-iron-project-pea-demonstrates-cad-6-8b-npv8-55-1-irr-post-tax-return.html
2024.05.13 23:59 PuzzleheadedSmile981How long should sellers be forced to wait for payment on Goldin Auctions?
I just sold a card on Goldin for 5 figures. It's a very special card to say the least. Now, the auction runs for a few weeks, and Goldin's terms are extremely clear that buyers have 7 days to pay. The list of threats for non payment within that time period lead sellers to believe that items will be paid for within that timeframe. They have a list of options that a 3% late fee will be assessed, and another 1.5% per month after that.. to the sale being cancelled, to the buyers name being shared for being a non payer if the payment isn't received within 7 days. The FAQ for bidding terms says clearly: How fast do I need to pay? : Payment is due within 7 days What if I can't pay? Please see winning bidder obligations here. Refusal or inability to pay for the item(s) you won erodes the trust and hurts sellers who choose Goldin as the place to sell their items. Etc. Now my issue is that tomorrow will be 10 days since the auction ended, and I've been told by my rep that I'm being impatient, and that they "wouldn't blame me" if it were 5-6 weeks. I'm getting every excuse in the book from that, to "We have international buyers as well.", as if international bidders need more time to pay. I couldn't have imagined such a lack of professionalism. I understand that others may be willing to wait weeks after an auction ends to get paid, even for an auction that was up for weeks already, but I am not one of them. So I am putting this out there and wondering what others feel, and if that I'm entitled per their own terms to cancel the sale. As of now this rep is completely avoiding my concerns and requests to not be put in a holding period, and tells me now that the buyer will have 21 days to pay.. at which point he still hasn't outlined what will happen. So how long should sellers be forced to wait? Update: Now I'm being told: "The item has sold. Please stop trying to get this back. As I stated it has been eight days since the sale ended. Per our agreement if the items isn’t paid we relist the item. Additionally per our agreement we have the ability to extend payment terms." Mind you, the agreement doesn't say they simply re-list the item. It clearly states many other options. They are acting in such bad faith and have advised me not to be public about this but giving me literally no other options. The rep is misrepresenting all of the terms agreed to, and essentially telling me that the terms of the agreement are misleading and they don't do these other things, that in the end they will hold your items hostage and continue to re-list it. Treatment of Unsold Items. If an Item(s) receives no bids at auction (Weekly, Elite or otherwise) or if a buyer defaults in accordance with GA’s standard procedures, GA may, in its discretion, relist your item(s) in a subsequent auction as determined by GA, move your Item(s) to the Vault or return the applicable Item(s) to you on the address on file for you, at your sole cost and expense and without any liability to GA. You shall remain liable for any fees associated with all unsold Item(s) in connection herewith, irrespective of whether GA has been transferred title thereto. Also: We are not required to enforce payment by any buyer. If a buyer does not pay in accordance with the Conditions of Sale, and you and we do not agree on another course of action, we reserve the right, in our absolute discretion, to (i) cancel the sale and return the Item(s) to you; (ii) sell the Item to the underbidder at the amount of their last bid in the applicable auction; or (iii) include the Item(s) in a subsequent auction as determined by GA, in its sole discretion; Literally Conditions of Sale:
Unless otherwise agreed by GA in writing, the winning bidder must pay the full price invoiced (including buyer’s premium, applicable tax, and other amounts due), so that it is received by GA in good, cleared funds by the invoice due date. GA will email the invoice to the buyer by the first business day after the close of the auction, with invoices due 7 days after the close of the auction or such other time communicated to you in writing by GA.
I'm also being told at the end of the last email from said rep: "I’m sorry you weren’t pleased with the result as it appears, but I have a buyer who holds legal claim to this item currently and an obligation to complete the sale or relist the item per our agreement." Meanwhile, their terms couldn't be any more clear:
Unless otherwise agreed by GA in writing, the winning bidder must pay the full price invoiced (including buyer’s premium, applicable tax, and other amounts due), so that it is received by GA in good, cleared funds by the invoice due date. GA will email the invoice to the buyer by the first business day after the close of the auction, with invoices due 7 days after the close of the auction or such other time communicated to you in writing by GA.
Without prejudice to any rights the Seller may have, if you fail to pay the full purchase price or other amount invoiced (including buyer’s premium, applicable tax, and other amounts due) for a lot or other outstanding balance due to GA or its affiliates in good, cleared funds by the invoice due date or other applicable due date, we may, in our sole discretion, exercise one or more of the following remedies:
Cancel the sale of the lot, retaining any partial payment as liquidated damages
But the rep is at the same time telling me that the "buyer", who hasn't paid within the stated terms has a legal claim to the item? So what is it? Goldin reserves the right to cancel the sale after 7 days, or the buyer has a legal claim to the item and they can't cancel the sale after 7 days? Hopefully I will be able to learn how to outline these posts better in the coming days to share the story in a clearer fashion. But I for one will never in a million years send another card of mine to Goldin Auctions. I absolutely did not agree for them to hold my card hostage for a period determined by them solely, with there being no scenario in which they would be returning the card to me, even if the buyer defaults. They have continually lied, made excuses, and misrepresented the terms of our agreement, many times over now in only a few short emails. https://preview.redd.it/bh555lejz90d1.png?width=2454&format=png&auto=webp&s=a744a0d18c30b52b97109113fe045379904a5ef5
2024.05.13 23:47 kingofspain9My wife (37f), who’s put a lot of pressure, responsibility, and blame on me (38m) since the birth of our second born, has been acting more self-interested and less involved in the last two years. Has it always been like this?
Did I just miss the signs? Or is this a temporary problem? I met my wife (Natalie) 8 years ago via dating app. Our courtship was pretty straightforward and I really liked that about her. We communicated well, liked doing some of the same things, and were both comfortable going out of our comfort zones with each other. This is something I’ve always admired about her, but in recent years—or, really, since we got married—that hasn’t been reserved for me. Our relationship was very easy to start with. We were doing small things to acknowledge each other. We paid attention to what each other wanted. We often wanted to do the same things and we left a lot of space for each other to have fun with our friends. The sex has never been great. There were a few times where it was good, but it was mostly pedestrian or outright bad. This was the first time I’d ever experienced anything like this. But it wasn’t a big deal to me at first. We shared very similar dreams of wanting to get married, having a family, living on the west coast (of the US), and having a life partner to share a life with. Natalie was also an incredibly considerate girlfriend for a large chunk of our dating life. When I lost my job, she took her lunch break to buy lunch for me at my favorite sandwich spot and dropped it off at my apartment personally. Little things like this made me feel cared for. She wasn’t very good with money, but I was, and I figured we could balance a budget together. As we got engaged, I was very happy. Sex is a part of a relationship, but it’s not the most important part, I thought. We were having sex once a month at this point. This was doable for me. I have a much higher sex drive than this, but I was happy, and my happiness was more important than sex. Things got a little weird after we got married though. Suddenly she was much harder to please. Her wedding was her vision. I know very little about weddings, so I was fine with this, but when it came time to choose a song, she didn’t listen to me and picked out a song I didn’t like. She was stressing a lot more about the day than getting married to me. I felt like I was just a guy who could’ve been anybody. She also began putting me down to coworkers on occasion (which I told her wasn’t ok and she … eventually … stopped). She started having a much harder time at work and when that started, she became more critical of things I did. Then she began being critical of everything. We were having sex maybe once every two months and I was doing the initiating. She began to say stuff that was kind of insulting or a huge turnoff during sex—one particular instance, I thought things were going well, but she asked 7-10 minutes in “when are you going to be done” while I was doing all the work. I tried to have a few earnest talks about it and said “my goal is for both of us to have fun and I’m willing to be more adventurous and do whatever you want to do.” This resulted in her saying “ok,” and then nothing came of it. But we still shared our goals. We got a house together and started planning for a family. We got pregnant on the first try. We had our first child just before the pandemic, which turned out to be pretty damn challenging, but we worked together really well throughout all of it. We were a great team, taking care of the baby and working remotely and doing small things for each other. We took basically a year off from sex after our first child was born, which I was totally fine with, and I wanted her to feel like she could initiate with me. I tried to make myself as available as possible to her and keep the channels of communication open. I emphasized how important it was for me that she wanted to have sex. When she was ready, she initiated, and we began trying for a second kid (this time we had sex 2 times before getting pregnant). We had our second child in August 2022 and this is when things started going downhill. The birth was really difficult for her physically. She lost quite a bit of blood. (Small aside, I had saved enough money for us to get a new car. Her work didn’t pay enough coverage for maternity leave so I said we can either have a new car or you can have a longer maternity leave. Although she kept arguing with me that she wanted both, she relented eventually and chose the longer maternity leave). The first month was rough. She was unhappy the entire time. It was clear she developed post partum. I was trying to take care of both kids and her emotional needs, but it clearly wasn’t enough. I asked and then later begged her to go to therapy and she refused for several months (I’ve been in therapy for years, fwiw). We got into fights nightly, initiated by her, about things that clearly didn’t matter in the long run—fights about stacking the dishwasher, about how I wasn’t doing enough (I was taking our first born and then our second born to daycare every day, I was doing the dishes and taking out the trash regularly, I was playing with our kids all the time, i was offering to ease whatever load she felt was unbearable). She complained I was on my phone too much and not present when the kids were having independent play time. The last one was annoying, but I agreed to put my phone away more. I tried my best to keep the peace in this time. (Also, if it isn’t obvious enough, we weren’t having sex). I began walking on eggshells. I tried to remain focused on us trying to get along. It seemed like she was trying harder to fight. There were multiple fights where I brought up an issue as gently as possible and she talked for an hour about some issue she was having with me until I apologized. When I did, she would say thank you and the fight would be over. One time, she recognized the initial thing I brought up and said sorry about that after two hours of talking in circles, but only after I apologized for something first. I grew very tired of this but tried to keep my head up and told myself this was a temporary problem. At some point in here, we had a fight that was so brutal, I had a panic attack. I’d never had one before in my life. It felt like all of the frustration and sadness she felt was directed at me in anger and that was the only way she could express it. I can’t tell you how devastating this was. I felt completely trapped. I felt like there was no winning in our relationship for me and that I have to put her feelings first if I want to be happy every once in a while. Out of the blue, she went to a therapist for a session. (This was seven months after the birth of our second child.) i was relieved and thought this was the start of us getting better. The next month was good: we were communicating well, we weren’t having sex, but we had a good family dynamic. She wasn’t blaming me for things. This I could live with Eventually, we got into a fight. It was somewhere toward the end of the month. It wasn’t a terrible one, but it was bad. I went to my therapy session that night and talked to my therapist about how I didn’t realize we hadn’t had a fight in a month. I was strangely happy about it when I realized that. I went home to tell her how nice it was to realize she and I were getting along so well and that therapy seemed to be helping her. Then she got indignant. She said that she’s always been like this and I just haven’t noticed. I was confused on why we were fighting all of a sudden and she dropped a pretty big bomb on me: she hadn’t been in therapy for a month. She went for one session and stopped. I had my second ever panic attack right then and there. She said she would go back to therapy only if it was couples. I cannot emphasize enough how “I just hadn’t noticed” wasn’t the case. I like to give her credit as much as I can. I regularly give her words of affirmation, let her know I love her, buy her flowers on bad days, etc. I’m not saying I’m a perfect partner, but I try to please her as much as I can. I’m a pretty astute observer too. It was like she was living in a different reality. She began joking, around this time, of having a third kid. I said absolutely not. I had always wanted 3 but I wasn’t willing to go through this again. I asked her to stop joking about it because I was serious. I said things need to get better before I can even think of saying yes to that idea. (I think maybe her mom talked to her at some point here because she joked like that in front of her mom and I said absolutely not and the joking abruptly stopped.) The fighting continued. The different realities continued. As our youngest turned 1, I was unsure why I was in this relationship at all. I had contemplated divorce and even brought it up because I was so tired of all the fighting. This wasn’t the relationship we had dreamed of. Shortly after our youngest’s first birthday, we got the chance to go on a weekend trip just the two of us, no kids. We took it. It was expensive because that’s what she wanted. We did a whole spa day, at my suggestion. We had nice dinners. We had sex once on that trip. It was fine, but it felt like she wasn’t into it, which, I realized while writing this all out, is how it’s always been. Maybe she’s just never been that into me. Maybe she’s in her own world most of the time and I’m some attaché. The fighting began cooling off the last few months. She’s still very critical and judgmental. She’s started fewer fights, however. Things were going well until earlier today. Two weeks ago, she had a week-and-a-half long trip planned with her friends to Palm Springs. When she first asked, I said that’d be asking a lot, but I’m happy to support her if she needs it. She went on that trip and spent nearly our entire tax refund ($3000) on it. As it stands, our youngest is almost two and our oldest is 4. They’re both wonderful children and I love them very much. They were a bit of a handful while she was gone. Our kids tend to act out a bit when one of us goes on vacation. This was the case. As I tried to let our children know mama would be back, they struggled with regulating their emotions. She’s taken trips like this in the past and they did the same thing. Usually in those cases though, I’ll make sure I have a weekend trip lined up for me. I don’t have one planned any time soon. I’m too drained to think about it and we have no money. Then, yesterday, on Mother’s Day, she told me she expects me to take the kids out of the house while she gets to do whatever she wants (which, that’s fair, but I was clearly sick and still recovering from the week and a half she was gone). This was after I had bought her flowers, a gift, and taken her out to dinner the night before for a date night. She spent all of Mother’s Day gardening and didn’t interact with our kids until about an hour before bedtime. What kept me in the relationship for a long time was that, in spite of the not great sex, we were a great team and we communicated well and my other needs were met. Now it feels like we’re not even a team anymore and I’m the bag man. I’m really struggling to figure out a few things.
What the hell happened?
I understand there may be some identity issues—about being a mother and wanting it or not wanting it—as well as just being overwhelmed. But why wasn’t that the case after our first child?
Not having sex has stunk and would’ve at least helped in this awful time. Why does she not want to have sex with me?
What am I doing in this relationship still?
Does anyone have any idea what’s going on? TLDR: my wife and I have always gotten along personality-wise (and not sex-wise), but since the birth of our second child 2 years ago, her personality has become a lot more self-interested and ive maybe become too accommodating. Has it always been like this? I’m struggling to understand why I’m in this relationship now.
https://preview.redd.it/tsxynee0i90d1.png?width=3500&format=png&auto=webp&s=616474707538de01b837d7ace47799ab73f53192 VANCOUVER, British Columbia, May 13, 2024 (GLOBE NEWSWIRE) -- Ascot Resources Ltd. ( TSX: AOT; OTCQX: AOTVF ) (“ Ascot ” or the “ Company ”) is pleased to announce the Company’s unaudited financial results for the three months ended March 31, 2024 (“ Q1 2024 ”), and also to provide a construction update on the Company’s Premier Gold Project (“ PGP ” or the “ project ”), located on Nis g a’a Nation Treaty Lands in the prolific Golden Triangle of northwestern British Columbia. For details of the unaudited condensed interim consolidated financial statements and Management's Discussion and Analysis for the three months ended March 31, 2024, please see the Company’s filings on SEDAR+ (www.sedarplus.ca). All amounts herein are reported in $000s of Canadian dollars (“ C$ ”) unless otherwise specified. Q1 2024 AND RECENT HIGHLIGHTS
On May 7, 2024, the Company announced a $5,000 non-brokered flow through private placement (the “Offering”), the proceeds of which will be used to fund the 2024 exploration program at the PGP. The Offering will consist of 6,024,096 common shares of the Company, which qualify as "flow-through shares" within the meaning of the Income Tax Act (Canada) (the “FT Shares”), at a price of $0.83 per FT Share. The closing of the Offering is expected to occur in one or more tranches in or around late-May to mid-June 2024, and is subject to certain conditions including, but not limited to, the receipt of all necessary regulatory approvals, including the acceptance of the Toronto Stock Exchange.
Rock was introduced into the grinding circuit of the mill on March 31, 2024, and first gold-bearing ore was introduced to the mills on April 5, 2024. On April 20, 2024, first gold was poured as a part of the commissioning process. Commissioning of the processing plant at PGP is ongoing, with commercial production anticipated in Q3 2024. Two gold pours have been completed using gold recovered from the gravity circuit. Another pour from gold recovered from the carbon-in-leach (“CIL”) circuit is anticipated imminently.
On February 20, 2024, the Company closed its previously announced financing package for a total of US$50 million from Sprott Resource Streaming and Royalty Corp. and its affiliates (“SRSR”) and Nebari Credit Fund II, LP (“Nebari Credit Fund II”), as described in the Company’s news release dated January 22, 2024. $13,700 of the above proceeds were used to buy back two existing 5% NSR royalties on various PGP property claims on March 15, 2024.
On February 20, 2024, concurrently with the above-noted financing package, the Company closed its previously announced bought deal private placement financing, under which the Company issued a total of 65,343,000 common shares of the Company (the “Common Shares”) at a price of $0.44 per Common Share, for gross proceeds of $28,751.
At the end of Q1 2024, overall construction excluding mine development was 98% complete compared with 86% complete at the end of 2023. A few remaining commissioning activities in the mill are underway. The tailing storage facility was completed and signed off by the engineer of record at the end of March 2024.
The new water treatment plant began operations in February 2024. The high-density sludge plant has been successfully commissioned and water is being treated and discharged into the environment. The moving bed bio-reactor (“MBBR”) is complete and media have been loaded into the tanks.
As of April 30, 2024, underground development totaled approximately 2,710 metres at Big Missouri and 150 metres at Premier.
DEVELOPMENT OF THE PROJECT Project financing On February 20, 2024, the Company closed a bought deal private placement for gross proceeds of $28,751 and a financing package of US$50 million for the completion and ramp-up of PGP. The financing package consisted of a royalty restructuring and a cost overrun facility. Construction progress key performance indicators At the end of Q1 2024, overall construction was 98% complete, compared with 86% complete at the end of Q4 2023. With first gold having been poured on April 20, 2024 via gold recovered through the gravity circuit, the project construction is 100% complete on schedule and on the most recently provided budget of approximately C$339 million. Commissioning and ramp-up activities in the processing plant and in the mine continue towards achieving commercial production in Q3 of 2024. Safety The Project had no lost time injuries in Q1 2024. There was an increase in recordable injuries at the end of the quarter which in part, can be attributable to seasonal changes and the transition from construction to operations. As the Project continues its transition from construction into operations, focus has been placed on the ongoing development of standard operating procedures, in field job hazard analysis and worker training. There was a small increase in property damage reported in the quarter due in part to weather conditions and the onboarding of a significant number of new workers to the site. The re-enforcement of reporting to the operating team remains a key focus to ensure that all learnings are identified and applied to prevent re-occurrence and reflect in the future training plans. In Q2 2024, significant work will be placed to support the operational teams to begin to operate the newly constructed plant through the final stages of C4 and C5 commissioning. Processing plant and site infrastructure Mechanical and electrical work in the mill was substantially completed in Q1 2024 with minor associated systems and punch list items to complete. Focus has shifted to commissioning the process plant and ramp up as well as completing minor deficiencies. Stage one of the tailings storage facility (“TSF”) raise was completed and accepted by the Engineer of Record for use. Earthworks activities in 2024 will focus on raising the spillway dam by three metres, producing material for the 2025 raise and advanced work on the Cascade Creek Diversion in preparation for the 2025 works and final completion of the diversion. The new water treatment plant was substantially mechanically and electrically completed in Q4 2023 with some minor areas remaining. The high-density sludge circuit was commissioned in Q1 2024 and is advancing towards full ramp up. The MBBR circuit was substantially complete in Q1 2024 and will begin full commissioning as the process plant continues to deposit tailings into the TSF and feed nitrogen species into the MBBR circuit. The site power reticulation was completed in Q1 2024. Sustaining capital works in 2024 will focus on reticulation to the Premier portal as well as the Big Missouri portal. Mine development Procon Mining & Tunnelling (“Procon”) a mine contractor with extensive experience in BC and the Golden Triangle continued to advance mine development at two portal areas: S1 about 9 kilometres north of the mill which accesses the Big Missouri and Silver Coin deposits, and the mill adjacent Premier Northern Light (“PNL”) portal which accesses the Premier and Northern Light orebodies. As of the end of Q1 2024, Procon had about 57 people on site, 40 of whom were miners and 10 were maintenance personnel. At Big Missouri, Procon advanced development into several ore headings in the A zone, as well as reactivating the S1 ramp heading that goes to Silver Coin deposit. In Q1 Procon developed 936 metres at Big Missouri (258 metres in ore and 678 metres in waste, and by April 29, 2024, development advanced to 905 metres in waste and 507 metres in ore total in 2024. Including the development completed in late 2022 and late 2023, the total development to date is approximately 2,710 metres in both ore and waste. Productivities at Big Missouri have continued to improve, with availability of key equipment such as Maclean bolters being made a priority. During Q1 2024, the geological team continued to encounter high grade material occurrences in both face sampling and probe hole drilling in multiple areas of the A zone. As previously reported, these occurrences are in or very near existing wireframes or logical extensions of wireframes. At the end of March 31, 2024, a total of approximately 30,000 tonnes of ore was mined from Big Missouri and stockpiled at Diego pit. At PNL, Procon dealt with issues related to near surface structure and weak ground. These issues seem to have abated at the end of April, and Procon has started to make better progress as they move into the better ground conditions expected at Premier given what was seen historically. In Q1 2024 approximately 85 metres were advanced at PNL, and at the end of April this increased to approximately 150 metres as ground conditions improved. Mining development is being advanced down into the Premier deposit for initial mining in the Prew Zone, with ore development now anticipated to begin in early Q3 2024, and initial longhole stope production following later in Q3 2024. The ramp has been strategically laid out to allow for underground drilling on the Sebakwe Zone in 2024 and will eventually connect a footwall ramp over to the 602 area at the southern end of the Premier deposit. Although progress has been slow, the quality of the resultant work with ground control and shotcrete arches has been excellent, allowing for a secure and stable ramp for the life-of-mine production to come from this area approximately 350 metres from the Premier Mill. Recruitment At the end of Q1 2024, total site recruitment has reached approximately 90% of the planned operational team. A key achievement was the successful recruitment for some challenging roles pertaining particularly to some of the maintenance roles, health and safety (specifically, mine rescue), and technical roles for the mine and processing area. Policies and procedures development have been ongoing throughout Q1 2024 and key documents will be rolled out in Q2 2024. Permitting and Environmental Compliance A Joint Permit Amendment Application (“JPAA”) was required to be re-aligned with the project completion dates and was submitted in October 2023. The JPAA underwent first round comments through February 2024 and second round comments were received in late April 2024, with our responses anticipated to be submitted in May 2024. The air permit was received on March 25, 2024. The updated environmental permit PE-8044, including the sewage treatment facility discharge permit is anticipated to be received in late May 2024. 2024 EXPLORATION PROGRAM Planning for the 2024 exploration program is in full swing with an anticipated start date in late June. There are several areas on the properties that will be targeted by new drilling. Near the Premier mill, several drill holes have been planned around the Prew and Sebakwe zones of the Premier deposit. The new holes will complement the existing drill pattern at Prew and test induced polarization geophysical anomalies from last year’s survey. Additional drill holes have been planned for the Big Missouri deposit where underground development is rapidly providing access to different parts of the deposit. The new holes will be designed for resource conversion and mine plan addition at this deposit. Specific new drill targets have been identified at the Day Zone on the western edge of the deposit, where geophysical anomalies seem to outline previously untested mineralization along strike of known ore zones. Additional exploration drill holes are targeting a large geophysical anomaly to the west of the Dilworth deposit that extends surface showings to the north onto Ascot’s PGP property. This target has a large strike extent and may require drilling over more than one exploration season. The Company anticipates a drill program of between 15,000 and 20,000 metres distributed over the areas described above. The program will require utilization of two drill rigs into late September or early October 2024. FINANCIAL RESULTS FOR THE THREE MONTHS ENDED MARCH 31, 2024 The Company reported a net loss of $6,208 for Q1 2024 compared to $7,589 for Q1 2023. The lower net loss for the current period is primarily attributable to a $2,170 decrease in the loss on extinguishment of debt and a $1,196 decrease in financing costs, partially offset by increases in other expense categories. LIQUIDITY AND CAPITAL RESOURCES As at March 31, 2024, the Company had cash & cash equivalents of $47,028 and working capital deficiency of $33,030. The working capital deficiency is caused by an estimated $23,024 as the current portion of the deferred revenue only to be settled with future production from the Project and the $25,180 value of the Convertible facility, which is classified as current due to the lender’s right to exercise the conversion option at any time at a variable exercise price. Excluding these non-cash current liabilities, working capital was $15,174. In Q1 2024, the Company issued 67,807,135 common shares, 10,164,528 warrants, and granted 110,000 stock options and 28,667 Deferred Share Units. Also, 100,766 stock options expired or were forfeited, 24,427 Restricted Share Units were forfeited, and 99,039 stock options, 137,533 Deferred Share Units and 158,726 Restricted Share Units were exercised in Q1 2024. MANAGEMENT’S OUTLOOK FOR 2024 In 2024, the Company will transition from the construction of the mine and related infrastructure to the operation of the entire site and becoming a gold producer. Despite the challenges associated with this transition, there are many opportunities for the Company to grow and create value. The key activities and priorities for 2024 include:
Making health and safety a priority in the commencement of operations
Completing the commissioning of the process plant
Completing the access ramp and starting the mine production at the Premier deposit
Continuing to expand the mine production and development at the Big Missouri deposit
Shipping and selling of gold doré
Advancing the exploration and infill drilling program on the numerous opportunities to increase resources
Compliance with the environmental requirements of the site and making sure water treatment and the tailings management facility operate as designed
Successfully transition from a mine developer to a mine operator
Qualified Person John Kiernan, P.Eng., Chief Operating Officer of the Company is the Company’s Qualified Person (QP) as defined by National Instrument 43-101 and has reviewed and approved the technical contents of this news release. On behalf of the Board of Directors of Ascot Resources Ltd. “Derek C. White” President & CEO, and Director For further information contact: David Stewart, P.Eng. VP, Corporate Development & Shareholder Communications dstewart@ascotgold.com 778-725-1060 ext. 1024 About Ascot Resources Ltd. Ascot is a Canadian mining company focused on commissioning its 100%-owned Premier Gold Mine, which poured first gold in April 2024 and is located on Nis g a’a Nation Treaty Lands, in the prolific Golden Triangle of northwestern British Columbia. Concurrent with commissioning Premier towards commercial production anticipated in Q3 of 2024, the Company continues to explore its properties for additional high-grade gold mineralization. Ascot’s corporate office is in Vancouver, and its shares trade on the TSX under the ticker AOT and on the OTCQX under the ticker AOTVF. Ascot is committed to the safe and responsible operation of the Premier Gold Mine in collaboration with Nisga’a Nation and the local communities of Stewart, BC and Hyder, Alaska. For more information about the Company, please refer to the Company’s profile on SEDAR+ at www.sedarplus.ca or visit the Company’s web site at www.ascotgold.com. The TSX has not reviewed and does not accept responsibility for the adequacy or accuracy of this release. Cautionary Statement Regarding Forward-Looking Information All statements and other information contained in this press release about anticipated future events may constitute forward-looking information under Canadian securities laws (" forward-looking statements "). Forward-looking statements are often, but not always, identified by the use of words such as "seek", "anticipate", "believe", "plan", "estimate", "expect", "targeted", "outlook", "on track" and "intend" and statements that an event or result "may", "will", "should", "could", “would” or "might" occur or be achieved and other similar expressions. All statements, other than statements of historical fact, included herein are forward-looking statements, including statements in respect of the terms of the Offering, the closing of the Offering, the advancement and development of the PGP and the timing related thereto, the completion of the PGP mine, the production of gold and management’s outlook for the remainder of 2024 and beyond. These statements involve known and unknown risks, uncertainties and other factors that may cause actual results or events to differ materially from those anticipated in such forward-looking statements, including risks associated with entering into definitive agreements for the transactions described herein; fulfilling the conditions to closing of the transactions described herein, including the receipt of TSX approvals; the business of Ascot; risks related to exploration and potential development of Ascot's projects; business and economic conditions in the mining industry generally; fluctuations in commodity prices and currency exchange rates; uncertainties relating to interpretation of drill results and the geology, continuity and grade of mineral deposits; the need for cooperation of government agencies and indigenous groups in the exploration and development of Ascot’s properties and the issuance of required permits; the need to obtain additional financing to develop properties and uncertainty as to the availability and terms of future financing; the possibility of delay in exploration or development programs and uncertainty of meeting anticipated program milestones; uncertainty as to timely availability of permits and other governmental approvals; and other risk factors as detailed from time to time in Ascot's filings with Canadian securities regulators, available on Ascot's profile on SEDAR+ at www.sedarplus.ca including the Annual Information Form of the Company dated March 25, 2024 in the section entitled "Risk Factors". Forward-looking statements are based on assumptions made with regard to: the estimated costs associated with construction of the Project; the timing of the anticipated start of production at the Project; the ability to maintain throughput and production levels at the PGP mill; the tax rate applicable to the Company; future commodity prices; the grade of mineral resources and mineral reserves; the ability of the Company to convert inferred mineral resources to other categories; the ability of the Company to reduce mining dilution; the ability to reduce capital costs; and exploration plans. Forward-looking statements are based on estimates and opinions of management at the date the statements are made. Although Ascot believes that the expectations reflected in such forward-looking statements and/or information are reasonable, undue reliance should not be placed on forward-looking statements since Ascot can give no assurance that such expectations will prove to be correct. Ascot does not undertake any obligation to update forward-looking statements, other than as required by applicable laws. The forward-looking information contained in this news release is expressly qualified by this cautionary statement. https://preview.redd.it/ids8mfh0i90d1.png?width=150&format=png&auto=webp&s=7f8fbd8e22dcba10df9e1048999e0a9f852aa6a5 https://preview.redd.it/nx7hjai0i90d1.png?width=4000&format=png&auto=webp&s=20c83933c4dcb513bb9aaef1f4e57aef5f738496
(FOR WIKI VERSION CLICK HERE: https://whig.miraheze.org/wiki/Property_%26_Land) Views on property by whigs varied, but one strain of thought put forth something like the follow. First, we should respect other people's (some might say creatures') autonomy and equal status as ends onto themselves, and we should try to not lessen or hurt each other. Second, if someone adds to themself without lessening another, they probably have not wronged anyone. Third, because of the first and second points, it follows that we can mix our labor with natural resources and have a property claim to the result, so long as we have not lessened, hurt, or restricted another in the process, by, for example, taking more than a fair share of land and thereby depriving others of a home or means to feed themselves. Contrary to this thinking, there is a common thread running a thousand years through history. It starts with the Norman Invasion which imposed feudalism on the English people in the 11th century, it then runs to 12th century complaints about Normans hogging up land, it then runs to the Peasants' Revolt of the 14th century, then to the enclosure of the commons and depopulation of some villages to make way for wool production in the 16th century, then to English republicans denouncing this theft of the people's land in the 17th century, then to land reform efforts by whigs in the 18th and 19th centuries (including during the Anti-Rent War of New York), then to the housing crisis of the 21st century. This is the common thread: the general public has suffered an unnecessary and unjust burden ever since a small class of people declared that the earth belonged to them alone, and imposed themselves on the villages, towns, and cities of England (later on the settlements in the colonies), by supposed right of the king, by supposed right of heaven. This insane system has largely survived until today by disguising itself as part of republicanism, but it is a remnant of feudalism. It is presented as the ideology of private land rights, when it is only the feudal theory of private land rights, and is in opposition to the classical republican theory which holds that land is a natural thing like the air, not the creation of humans, and that we all have an equal right to the land, to shelter ourselves in homes, to feed ourselves with produce, and to come together in a republican manner to decide the particulars of this equitable arrangement, like by imposing land value tax on those granted the privilege of holding more or better land than average. QUOTES
"The same law of nature, that does by this means give us property, does also bound that property too. . . As much as any one can make use of to any advantage of life before it spoils, so much he may by his labour fix a property in: whatever is beyond this, is more than his share, and belongs to others. . . But the chief matter of property being now not the fruits of the earth, and the beasts that subsist on it, but the earth itself; as that which takes in and carries with it all the rest; I think it is plain, that property in that too is acquired as the former. As much land as a man tills, plants, improves, cultivates, and can use the product of, so much is his property. . . Nor was this appropriation of any parcel of land, by improving it, any prejudice to any other man, since there was still enough, and as good left; and more than the yet unprovided could use. So that, in effect, there was never the less left for others because of his enclosure for himself: for he that leaves as much as another can make use of, does as good as take nothing at all. No body could think himself injured by the drinking of another man, though he took a good draught, who had a whole river of the same water left him to quench his thirst: and the case of land and water, where there is enough of both, is perfectly the same."
—John Locke (Two Treatises of Government, book 2 chapter 5)
". . . a right to property is founded in our natural wants, in the means with which we are endowed to satisfy these wants, and the right to what we acquire by those means without violating the similar rights of other sensible beings; that no one has a right to obstruct another, exercising his faculties innocently for the relief of sensibilities made a part of his nature. . ."
—Thomas Jefferson (a letter to Pierre Samuel Du Pont de Nemours, 1816)
"Another means of silently lessening the inequality of property is to exempt all from taxation below a certain point, & to tax the higher portions of property in geometrical progression as they rise. Whenever there is in any country, uncultivated lands and unemployed poor, it is clear that the laws of property have been so far extended as to violate natural right. The earth is given as a common stock for man to labour & live on. If, for the encouragement of industry we allow it to be appropriated, we must take care that other employment be furnished to those excluded from the appropriation. If we do not the fundamental right to labour the earth returns to the unemployed. It is too soon yet in our country to say that every man who can not find employment but who can find uncultivated land, shall be at liberty to cultivate it, paying a moderate rent. But it is not too soon to provide by every possible means that as few as possible shall be without a little portion of land. The small landholders are the most precious part of a state."
—Thomas Jefferson (a letter to James Madison, 1785)
"It has been pretended by some (and in England especially) that inventors have a natural and exclusive right to their inventions; & not merely for their own lives, but inheritable to their heirs. but while it is a moot question whether the origin of any kind of property is derived from nature at all, it would be singular to admit a natural, and even an hereditary right to inventions. it is agreed by those who have seriously considered the subject, that no individual has, of natural right, a separate property in an acre of land, for instance. by an universal law indeed, whatever, whether fixed or moveable, belongs to all men equally and in common, is the property, for the moment, of him who occupies it; but when he relinquishes the occupation the property goes with it. stable ownership is the gift of social law, and is given late in the progress of society. it would be curious then if an idea, the fugitive fermentation of an individual brain, could, of natural right, be claimed in exclusive and stable property. if nature has made any one thing less susceptible, than all others, of exclusive property, it is the action of the thinking power called an Idea; which an individual may exclusively possess as long as he keeps it to himself; but the moment it is divulged, it forces itself into the possession of every one, and the reciever cannot dispossess himself of it. it’s peculiar character too is that no one possesses the less, because every other possesses the whole of it. he who recieves an idea from me, recieves instruction himself, without lessening mine; as he who lights his taper at mine, recieves light without darkening me. that ideas should freely spread from one to another over the globe, for the moral and mutual instruction of man, and improvement of his condition, seems to have been peculiarly and benvolently designed by nature, when she made them, like fire, expansible over all space, without lessening their density in any point; and like the air in which we breathe, move, and have our physical being, incapable of confinement, or exclusive appropriation. inventions then cannot in nature be a subject of property. society may give an exclusive right to the profits arising from them as an encouragement to men to pursue ideas which may produce utility. but this may, or may not be done, according to the will and convenience of the society, without claim or complaint from any body."
—Thomas Jefferson (a letter to Isaac McPherson, 1813)
"Establish the principle also in the new law to be passed for protecting copyrights & new inventions, by securing the exclusive right for 19 [years]."
—Thomas Jefferson (a letter to James Madison, 1789)
"Consequently there is as yet no such thing as a street except adjacent to the lots actually sold or divided; the erection of a house in any part of the ground cannot as yet be a nuisance in law. Mr. Carrol is tenant in common of the soil, with the public, and the erection of a house by a tenant in common on the common property is no nuisance. Mr. Carrol has acted imprudently, intemperately, foolishly; but he has not acted illegally. There must be an establishment of the streets before his house can become a nuisance in the eye of the law. Therefore till that establishment neither Majr. Lenfant, nor the Commissioners would have had a right to demolish his house without his consent."
—Thomas Jefferson (Enclosure: Observations on L'Enfant's Letter, 1791)
"It is a position not to be controverted that the earth, in its natural, uncultivated state was, and ever would have continued to be, the common property of the human race. In that state every man would have been born to property. He would have been a joint life proprietor with rest in the property of the soil, and in all its natural productions, vegetable and animal. But the earth in its natural state, as before said, is capable of supporting but a small number of inhabitants compared with what it is capable of doing in a cultivated state. And as it is impossible to separate the improvement made by cultivation from the earth itself, upon which that improvement is made, the idea of landed property arose from that parable connection; but it is nevertheless true, that it is the value of the improvement, only, and not the earth itself, that is individual property. Every proprietor, therefore, of cultivated lands, owes to the community a ground-rent (for I know of no better term to express the idea) for the land which he holds. . . There could be no such thing as landed property originally. Man did not make the earth, and, though he had a natural right to occupy it, he had no right to locate as his property in perpetuity any part of it; neither did the Creator of the earth open a land-office, from whence the first title-deeds should issue. Whence then, arose the idea of landed property? I answer as before, that when cultivation began the idea of landed property began with it, from the impossibility of separating the improvement made by cultivation from the earth itself, upon which that improvement was made. The value of the improvement so far exceeded the value of the natural earth, at that time, as to absorb it; till, in the end, the common right of all became confounded into the cultivated right of the individual. But there are, nevertheless, distinct species of rights, and will continue to be, so long as the earth endures. It is only by tracing things to their origin that we can gain rightful ideas of them, and it is by gaining such ideas that we, discover the boundary that divides right from wrong, and teaches every man to know his own. . . While, therefore, I advocate the right, and interest myself in the hard case of all those who have been thrown out of their natural inheritance by the introduction of the system of landed property, I equally defend the right of the possessor to the part which is his. Cultivation is at least one of the greatest natural improvements ever made by human invention. It has given to created earth a tenfold value. But the landed monopoly that began with it has produced the greatest evil. It has dispossessed more than half the inhabitants of every nation of their natural inheritance, without providing for them, as ought to have been done, an indemnification for that loss, and has thereby created a species of poverty and wretchedness that did not exist before. . . It is not charity but a right, not bounty but justice, that I am pleading for. The present state of civilization is as odious as it is unjust. It is absolutely the opposite of what it should be, and it is necessary that a revolution should be made in it. . . It is the practice of what has unjustly obtained the name of civilization. . . to make some provision for persons becoming poor and wretched only at the time they become so. Would it not, even as a matter of economy, be far better to adopt means to prevent their becoming poor?. . ."
—Thomas Paine (Agrarian Justice)
"I care not how affluent some may be, provided that none be miserable in consequence of it."
—Thomas Paine (Agrarian Justice)
"Separate an individual from society, and give him an island or a continent to possess, and he cannot acquire personal property. He cannot be rich. So inseparably are the means connected with the end, in all cases, that where the former do not exist the latter cannot be obtained. All accumulation, therefore, of personal property, beyond what a man's own hands produce, is derived to him by living in society; and he owes on every principle of justice, of gratitude, and of civilization, a part of that accumulation back again to society from whence the whole came."
—Thomas Paine (Agrarian Justice)
"The law which prohibited people's having two inheritances was extremely well adapted for a democracy. It derived its origin from the equal distribution of lands and portions made to each citizen. The law would not permit a single man to possess more than a single portion. . . It is not sufficient in a well regulated democracy that the divisions of land be equal; they ought also to be small, as was customary among the Romans. 'God forbid, said Curius to his soldiers, that a citizen should look upon that as a small piece of land, which is sufficient to support a man.'"
—Charles Montesquieu (The Spirit of Laws, book 5)
"The first man who, having enclosed a piece of ground, bethought himself of saying This is mine, and found people simple enough to believe him, was the real founder of civil society. From how many crimes, wars, and murders, from how many horrors and misfortunes might not any one have saved mankind, by pulling up the stakes, or filling up the ditch, and crying to his fellows: Beware of listening to this impostor; you are undone if you once forget that the fruits of the earth belong to us all, and the earth itself to nobody."
—Jean-Jacques Rousseau (Discourse on the Origin and Basis of Inequality Among Men, part 2)
"In general, to establish the right of the first occupier over a plot of ground, the following conditions are necessary: first, the land must not yet be inhabited; secondly, a man must occupy only the amount he needs for his subsistence; and, in the third place, possession must be taken, not by an empty ceremony, but by labour and cultivation, the only sign of proprietorship that should be respected by others, in default of a legal title."
—Jean-Jacques Rousseau (The Social Contract, book 1 section 9)
"In granting the right of first occupancy to necessity and labour, are we not really stretching it as far as it can go? Is it possible to leave such a right unlimited? Is it to be enough to set foot on a plot of common ground, in order to be able to call yourself at once the master of it? Is it to be enough that a man has the strength to expel others for a moment, in order to establish his right to prevent them from ever returning? How can a man or a people seize an immense territory and keep it from the rest of the world except by a punishable usurpation, since all others are being robbed, by such an act, of the place of habitation and the means of subsistence which nature gave them in common? When Nunez Balboa, standing on the sea-shore, took possession of the South Seas and the whole of South America in the name of the crown of Castile, was that enough to dispossess all their actual inhabitants, and to shut out from them all the princes of the world? On such a showing, these ceremonies are idly multiplied, and the Catholic King need only take possession all at once, from his apartment, of the whole universe, merely making a subsequent reservation about what was already in the possession of other princes."
—Jean-Jacques Rousseau (The Social Contract, book 1 section 9)
"The like may be said in relation to my house, land, or estate; I may do what I please with them, if I bring no damage upon others. But I must not set fire to my house, by which my neighbour’s house may be burnt. I may not erect forts upon my own lands, or deliver them to a foreign enemy, who may by that means infest my country. I may not cut the banks of the sea, or those of a river, lest my neighbour’s ground be overflown, because the society into which I am incorporated, would by such means receive prejudice. My land is not simply my own, but upon condition that I shall not thereby bring damage upon the publick, by which I am protected in the peaceable enjoyment and innocent use of what I possess."
"The like continued amongst Jacob’s sons; no jurisdiction was given to one above the rest: an equal division of land was made amongst them: Their judges and magistrates were of several tribes and families, without any other preference of one before another, than what did arise from the advantages God had given to any particular person. This I take to be a proof of the utmost extent and certainty, that the equality amongst mankind was then perfect. . ."
"Men can hardly at once foresee all that may happen in many ages, and the changes that accompany them ought to be provided for. Rome in its foundation was subject to these defects, and the inconveniences arising from them were by degrees discover’d and remedi’d. They did not think of regulating usury, till they saw the mischiefs proceeding from the cruelty of usurers; or setting limits to the proportion of land that one man might enjoy, till the avarice of a few had so far succeeded, that their riches were grown formidable, and many by the poverty to which they were reduced became useless to the city."
"That the too long continued shame of this Nation, viz. permission of any to suffer such poverty as to beg their bread, may be forthwith effectually remedied; and to that purpose, that the poor be enabled to chuse their Trustees to discover all Stocks, Houses, Lands, &c. which of right belong to them and their use, that they may speedily receive the benefit thereof, and that some good improvement may be made of waste Grounds for their use. . ."
—John Lilburne (An Impeachment of High Treason against Oliver Cromwel)
"As soon as the land of any country has all become private property, the landlords, like all other men, love to reap where they never sowed, and demand a rent even for its natural produce."
—Adam Smith (The Wealth of Nations, book 1 chapter 6)
"The thirteenth ORDER. . . every man who is at present possest, or shall hereafter be possest of an estate in land exceeding the revenue of two thousand pounds a year, and having more than one son, shall leave his lands either equally divided among them, in case the lands amount to above 2000 l. a year to each; or so near equally in case they com under, that the greater part or portion of the same remaining to the eldest, excede not the value of two thousand pounds revenue. And no man, not in present possession of lands above the value of two thousand pounds by the year, shall receive, enjoy (except by lawful inheritance) acquire, or purchase to himself lands within the said territorys, amounting, with those already in his possession, above the said revenue."
—James Harrington (Oceana)
"All Property indeed, except the Savage’s temporary Cabin, his Bow, his Matchcoat, and other little Acquisitions absolutely necessary for his Subsistence, seems to me to be the Creature of public Convention. Hence the Public has the Right of Regulating Descents & all other Conveyances of Property, and even of limiting the Quantity & the Uses of it. All the Property that is necessary to a Man for the Conservation of the Individual & the Propagation of the Species, is his natural Right which none can justly deprive him of: But all Property superfluous to such purposes is the Property of the Publick, who by their Laws have created it, and who may therefore by other Laws dispose of it, whenever the Welfare of the Publick shall demand such Disposition. He that does not like civil Society on these Terms, let him retire & live among Savages.— He can have no right to the Benefits of Society who will not pay his Club towards the Support of it."
—Benjamin Franklin (a letter to Robert Morris, 1783)
"I think it could never be, that the best of the Proprietaries located uncultivated Lands should be taxed no higher than the worst of those of the People; that being so manifestly unjust. Nor that a Medium Rate should be fix’d on for all that kind of Lands, as this would be too high for some, and too low for others. Nor that the common Rate should be taken from the worst kind; for this would lay the Burthen chiefly on that kind, which is unjust and oppressive to the poorer People."
—Benjamin Franklin (a letter to Richard Jackson, 1764)
"It gives me Pain my Lord! to observe that the prevailing monopoly of Lands in this Colony has become a Grievance to the lower Class of People in it; and confines the Bounty of our gracious Sovereign to mercenary Land-Jobbers, and Gentlemen who have already shared very largely in the royal Munificence."
—John Jay (a letter to the Earl of Dartmouth, 1773)
"That the right of the Poor, in their Commons, may be preserved, and freed from the Usurpations, Enclosures, and Encroachments of all manner of Projectors, Undertakers, &c. and that all servile Tenures of Lands, as by Copy-holds, or the like, be abolished and holden for naught."
—Leveller tract (The Fundamental Lawes and Liberties of England claimed, asserted, and agreed unto, by severall Peaceable Persons of the City of London, Westminster, Southwark, Hamblets, and Places adjacent; commonly called Levellers.)
"The right to property being inviolable and sacred, no one ought to be deprived of it, except in cases of evident public necessity, legally ascertained, and on condition of a previous just indemnity."
—National Assembly of France (Declaration of the Rights of Man and of Citizens)
2024.05.13 23:22 11yardshyoftherecordFMPXX or T-Bill ladder or USFR/SGOV ETFs?
I have a substantial sum in FMPXX (Fidelity high yield MMA class I, min. $1M) with a 7 day yield of 5.26% and one year 5.37%. Can I get a better yield with the USFR or SGOV ETFs? Or 4 week T-bill ladder auto-rollled? Where is the best place to park money that is not in the market? Liquidity is not really an issue, I’d keep some cash in reserve. No state income tax.
2024.05.13 23:17 otihtSuccessful Unmarried Partner Visa Application - Within UK
Hi all, I just wanted to share my success story and timeline Super priority applied from within the UK, no solicitor Started UKVI application: Early February Submitted UKVI application: Mid April (spent a lot of time procrastinating because there was just so many required documents) Booked an appointment for May 11 (paid extra ~£100-200 for Saturday appointment) Decision received: May 13 Submitted documents:
Partner's bank statements and payslips for the past 12 months (in GBP and another currency as we lived outside of the UK)
Confirmation letter from partner's employer (spanning 2 employers in the past 12 months)
Cover letter from partner
Cover letter from partner's parents (we live at their property)
Title deed (online version £3)
Partner's contract of employment (signed)
My contract of employment (signed)
My bank statements and payslips
Letter from previous flatmate
3 pages of personal photos
1 page of cash transfer app (Splitwise)
~6 pages of flight reservations for past holidays
Evidence of cohabitation across the past 2+ years with 6 month interval (Jan, Jun, Jan, Jun, Nov, Feb):
Previous lease agreements (non-UK)
Individual and joint bank statements (non-UK and UK)
Energy bill (non-UK)
Council tax bill
Letter from NHS and Disclosure and Barring Services
Quirks: I highlighted parts on the bank statements, energy bills, flight reservation, etc. (ie. address, salary from employer) directly on the PDF - I was slightly worried that this was going to be considered as document tampering but my application was successful! Also one of my partner's bank statements had a different address to mine, but this was explained it on the cover letter. Good luck for everyone else applying!
2024.05.13 22:57 Apprehensive_Two1528It’s been a while since i’m so frustrated with airbnb support
Every host knows, Airbnb listing process is that you publish your listing 1st and then you update the cancelocation policy, tax information and bank information later. right? So, a guest booked my listing instantly before i could register my tax information and paperworks. By our country regulations, we can’t operate until tax information is provided. So i reached out to Airbnb and asked for an admin cancellation. Airbnb specialist instructed me to explain to the guest that my tax information isn’t updated and the reservation would be cancelled no penalty to guest and airbnb would administer the no penalty cancellation. I told airbnb specialist, i feel uncomfortable with disclosing my tax situation to the guest, which is my privacy. I was pushed to send that explanatio to guest. by following the instruction of airbnb specialist, next day, guest reported and stated that I have listing issues under “communication issues” since I “ encouraged her to cancel”. Of course, airbnb is going to support me and removed the listing issues since i was just following airbnb instructions. However, 2 months later, the same listing issues came back live and out of nowhere. It is definitely a technical issue. When i report this technical issue back to airbnb, airbnb specialist refused to recognize it as a technical issue and re-reinvestigate my listing and claimed that my listing issue is valid. You can imagine how frusstarted i’m. I followed airbnb listing process, follow airbnb specialist instructions, provided a nice curtesy explanation to guest about the airbnb cancel, guest reported me for an airbnb cancellation and framed things that I never did. i got issue resolved by numerous calls in March . 2 months later, I have to reexperience all these after reporting a technical issue to airbnb. It’s never been so hard to host.
2024.05.13 22:49 LPK94Can't seem to get my navigation bar to appear horizontally, can anyone help me determine the styling rule that's preventing this?
I really appreciate any help with this. As of now my navigation bar is a centered vertical list with bullet points on the far right. I can't seem to find what is causing that. html
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I’m writing this post because I couldn’t find the price for the Ceasers Palace Bacchanal Buffet anywhere. It was for a weekday Dinner it was $84.99($92.11 with tax) per person. It was a nice buffet with a good spread “but” our group had watched few reviews online and expected the buffet area to be bit bigger and we were disappointed I would say. Navigating to your table can be a little tricky because you have to literally dodge people with their plates and also tables lol. Also you need not stand in line there is a virtual queue(If you don’t have a prior reservation) and then reach the kiosk just for your reservation. I would give it a 6.5/10! Cheers 05/07/2024
2024.05.13 21:55 thesaltymagazineWorld's Best Female Chef 2024 of #12 Best Restaurant in the World to Cook in LA on June 11th
Salty Magazine and Chef Sujan Sarkar of Baar Baar LA and one Michelin-starred Indienne in Chicago will welcome guest chefs Janaína Torres (World’s 50 Best Restaurants Best Female Chef 2024) of A Casa do Porco (#12 World’s 50 Best Restaurants) and Tássia Magalhães of Nelita (World’s 50 Best Restaurants) in São Paulo, Brazil for a special one-night dinner event on June 11th at Baar Baar LA. The tasting menu priced at $295 (exclusive of tax and service), with an optional wine pairing priced at $150, will showcase these remarkable culinary powerhouses and their creative elevated cuisine, providing diners with a memorable and remarkable journey through a diverse range of flavors. Reservations available on OpenTable.
2024.05.13 21:51 thesaltymagazineWorld's Best Female Chef 2024 of #12 Best Restaurant in the World to Cook in LA on June 11th
Salty Magazine and Chef Sujan Sarkar of Baar Baar LA and one Michelin-starred Indienne in Chicago will welcome guest chefs Janaína Torres (World’s 50 Best Restaurants Best Female Chef 2024) of A Casa do Porco (#12 World’s 50 Best Restaurants) and Tássia Magalhães of Nelita (World’s 50 Best Restaurants) in São Paulo, Brazil for a special one-night dinner event on June 11th at Baar Baar LA. The tasting menu priced at $295 (exclusive of tax and service), with an optional wine pairing priced at $150, will showcase these remarkable culinary powerhouses and their creative elevated cuisine, providing diners with a memorable and remarkable journey through a diverse range of flavors. Reservations available on OpenTable.
![[Op-Ed] - Dem lawfare erodes US credibility, everyone’s taxes headed up and other commentary NY Post](https://external-preview.redd.it/OK8Mg9yG_Ivu8qHANonegz3p0tQqpAEUL9QVWp23hV8.jpg?width=640&crop=smart&auto=webp&s=76fb012a2d4b064618b1cab8c7f5dc36ac45ac7f "[Op-Ed] - Dem lawfare erodes US credibility, everyone’s taxes headed up and other commentary NY Post")
