• Gamestop parody memecoin on $SOL $GME skyrockets as the $GME stock rises over 110%, liquidating $1B of shorts in the process
  
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  • Roaring Kitty tweets several vague videos and is credited for bringing retail back to the stock and crypto market

I'm hoping for a correction in the housing market (which, I'm aware, possibly might never come). But the fact is that housing prices in the GTA and GVA are 10 to 20 times the median personal income in Canada. We could easily have a correction if YIMBYism became a thing, and regulatory barriers and extremely inflated artificially added costs were lifted. I'm honestly hoping for that. (That, at a minimum entials millions of new permits for new construction being issued, and development charges being cut down to what those costs actually are–and not just a deceptive source of unrelated tax revenue).
That being said, buying a home in a major city in Canada is financially quite dangerous if a housing price correction ever happens. One would end up with negative equity in this situation. Is there a way to protect myself financially in this situation? I am aware that in the U.S., during the 2008 financial crisis, many people with negative home equity declared what's called "strategic bankruptcy". But declaring bankruptcy comes with downsides like being forced to liquidate all your other assets and savings, on top of your credit score being severely damaged for the next 10 years.
Therefore, I was wondering (and this might be a noob question): what if you set up a corporation, and buy a house through the corporation? Do banks lend to corporations? In particular, are banks comfortable with giving a home mortgage to a what is essentially single-owner corporation? And, then, if home prices were to drop significantly, could I simply have the corporation declare bankruptcy and dissolve/liquidate the corporation–but in the meantime, protect my personals assets from seizure or divestment during bankruptcy proceeding? Would a court in charge of bankruptcy "pierce the corporate veil" and attempt to seize personal savings or assets of such a corporation's single owner?

~Monocalcium phosphate market~ is anticipated to grow at a significant CAGR of 11.2% during the forecast period (2024-2031).The market growth is attributed to the increasingdemand formonocalcium phosphatein the food industry and the animal feed sectorglobally. Monocalcium phosphateis widely used as a feed additive for aquaculture animals and livestock and poultry breeding animals. The additional amount in the feed is generally 1.0% to 2.0%.
Get Free Sample link @ https://www.omrglobal.com/request-sample/monocalcium-phosphate-market
Food technology advancements are driving up demand for monocalcium phosphate, a leavening ingredient used in food and beverage products. The increased demand for processed foods has led to a rise in the need for monocalcium phosphate, which is used as an emulsifier, stabilizer, and leavening agent in these products. It is widely used to improve the quality, texture, and rising of baked goods, such as bread, cakes, and pastries. The requirement for fortified meals is driving the demand for monocalcium phosphate in the food industry. Furthermore, it is projected that in the future, there will be a greater demand for monocalcium phosphate as a fortifying ingredient owing to rising health concerns and an increased awareness of the benefits of calcium and phosphorus.
full report of Monocalcium Phosphate Market available @ https://www.omrglobal.com/industry-reports/monocalcium-phosphate-market
· Market Coverage
· Market number available for – 2024-2031
· Base year- 2024
· Forecast period- 2024-2031
· Segment Covered- By Source, By Product Type, By Applications
· Competitive Landscape- Archer Daniels Midland Co., Ingredion Inc., Kerry Group Plc, Cargill
· Inc., and others
Market Segmentation
Global Monocalcium Phosphate Market by Form
o Liquid
o Powder
Global Monocalcium Phosphate Market by Functional Use
o Additive
o Leavening agent
o Acid component
Global Monocalcium Phosphate Market by Application
o Fertilizers
o Food and Beverages
o Animal Feed
o Nutraceutical and Pharmaceutical
o Others
Regional Analysis
o North America
o United States
o Canada
o Europe
o UK
o Germany
o Italy
o Spain
o France
o Rest of Europe
o Asia-Pacific
o China
o India
o Japan
o South Korea
o Rest of Asia-Pacific
o Rest of the World
o Latin America
o Middle East & Africa
Company Profiles
o AAKO B.V.
o AG CHEMI GROUP, s.r.o.
o Alborz Gostar Darou Co.
o Chivine Resources Inc.
o Foodchem International Corp.
o FOODCOM S.A.
o FOSFITALIA SPA
o Graham Chemical
o Innophos Holdings, Inc.
o J.R. Simplot Company
o Kilo Ltd.
o Master Plant-Prod Inc.
o Pestell Nutrition Inc.
o PhosAgro
o Phosphea
o PROMOIS INTERNATIONAL
o Redox Ltd.
o Rotem Kimyevi Maddeler A.?
o SBF Pharma Pvt. Ltd.
o Star Grace Mining Co., Ltd.
o TÉRVALIS GROUP (Globalfeed)
o Vishnupriya Chemicals Pvt. Ltd.
The Report Covers

• Market value data analysis of 2023 and forecast to 2031.
• Annualized market revenues ($ million) for each market segment.
• Country-wise analysis of major geographical regions.
• Key companies operating inthe global monocalcium phosphatemarket. Based on the availability of data, information related to new product launches, and relevant news is also available in the report.
• Analysis of business strategies by identifying the key market segments positioned for strong growth in the future.
• Analysis of market-entry and market expansion strategies.
• Competitive strategies by identifying ‘who-stands-where’ in the market.

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The food Market is expected to reach US$ 3.10 billion . by 2029, at a CAGR of 5.83% during the forecast period.

Market Overview

The global Food Coating market has been analyzed in detail to provide insights into the most recent revenue and market trends. This comprehensive industry report includes a thorough market definition, overview, and structure, compiling primary and secondary data to ensure authenticity and accuracy.
Free sample link: https://www.maximizemarketresearch.com/request-sample/75927billion https://www.maximizemarketresearch.com/request-sample/75927

Market Report Scope and Research Methodology

The report delves into the latest trends within each sub-segment of the food coating market, examining revenue growth at local, regional, and global levels. It offers a qualitative and quantitative overview of the industry, focusing on global trends and key statistics related to market competitors. Moreover, the report includes a detailed analysis of market dynamics, encompassing drivers, restraints, opportunities, and challenges, serving as a valuable guide for investors. A SWOT analysis is also incorporated to identify the strengths and weaknesses of key players in the industry.
The report combines primary and secondary data collected through thorough research, investigating factors such as government policies, market environment, historical data, competitive landscape, current market trends, technological advancements, and upcoming technologies. The methodology employed a bottom-up approach to estimate the global market size, while Porter's five forces and PESTLE analyses facilitate an understanding of the market from various perspectives.

Market Regional Insights

The report segments several key countries, including:

• North America: the United States, Canada, and Mexico
• Europe: the United Kingdom, Germany, France, Spain, Italy, and rest of Europe
• Asia Pacific: China, India, Japan, Australia, South Korea, ASEAN countries, and rest of APAC
• South America: Brazil
• Middle East and Africa

For each country, the report provides data on market size, growth rate, importsand exports.

Market Segmentation

by Ingredient Type
Cocoa & Chocolate Fats & Oils Flours Breaders Batter Sugars & Syrups Salts, Spices, and Seasonings Others
by Ingredient Form
Dry Liquid
by Equipment Type
Coaters & Applicators Breader Applicators Flour Applicators Batter Applicators Seasoning Applicators Other Coaters & Applicators Enrobers
Mode of Operation
Automatic Semi-Automatic
by Application
Meat & Seafood Products Confectionery Products Bakery Products Bakery Cereals Snacks

Market Key Players

Key questions addressed in the report cover the definition of Food Coating, the expected CAGR during the forecast period, anticipated market size by the end of the forecast period, prominent players in the market, emerging trends, factors restraining market growth, and regional markets expected to grow significantly in the forecast period.

1. Cargill
2. Kerry Group
3. Archer Daniels Midland Company
4. Ingredion Incorporated
5. JBT Corporation
6. Tate & Lyle PLC
7. PGP International
8. Newly Wed Foods
9. Bowmen Ingredients 10.Marel 11.GEA Group 12.Buhler AG 13.Dohler GmbH
10. Sensory Effects (Balchem Corporation)
11. DPS/Dutch Protein & Services B.V.
12. McCormick & Company, Inc.
13. Continental Mills, Inc. 18.TNA Australia Pty Limited 19.Dumoulin

For More Details: https://www.maximizemarketresearch.com/market-report/global-food-coating-market/75927/17. Continentalhttps://www.maximizemarketresearch.com/market-report/global-food-coating-market/75927/

Key Offerings

The key offerings of the report include past market size and competitive landscape, past pricing trends, market size, share, forecast by segments, market dynamics, market segmentation, competitive landscape, PESTLE analysis, PORTER’s analysis, value chain analysis, legal aspects by region, lucrative business opportunities with SWOT analysis, and actionable recommendations for market players.
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Recently, I bought a Delta 8 cartridge from OCS. Delta 8 is a cannabinoid found in the cannabis plant in small amounts. It has the same psychoactive high as the original Delta 9, the cannabinoid everyone currently smokes, basically normal weed. But the difference is astounding: you get the same high but with a lesser chance for any side effects of normal cannabis, like anxiety or paranoia. You basically get the high without the bad effects, though the high is not as strong or euphoric. It's very functional; you can almost function in work settings and such. It was a great test. Do your research on Delta 8 in Canada, as right now it's not as regulated, but not just the products being distributed, but the study of it, where it's cannabis with fewer side effects. People can enjoy the benefits of cannabis without the scare of side effects. Some people call it in-between CBD and normal THC (Delta 9), where you get the feelings people wanted with CBD but didn't. That's how the product feels. This is a Sativa; I hate Sativa, always get anxiety, but this Delta 8 Sativa is something much lighter. It's pretty cool. I did it as an experiment. Same words, just fixing the grammar. Basically, I'm promoting Delta 8. Tried it just now.

Visiting the PH for the first time ever in October! Planning to bring small, inexpensive gifts for my relatives. I read a couple post from this sub about pasalubongs already, but I'm hoping to get an insight from fellow Canadian-filipinos and mainland pinoys as well.
What are some general pasalubong friendly gifts that I could bring from Canada/Abroad that:
Are budget friendly
Fit for everyone
Are travel friendly (not bulky or liquid)
Preferably not as accessible in the PH (brands/products that are harder to come by in the PH that's common here in CAN)
?
I was thinking of bringing Ketchup chips since it's the most Canadian exclusive thing I can think of lmao (and it's a must-have when I cross over the border to the US), though I'm not sure if they have it in the PH too or not.
Any suggestions? Thanks!

I posted about this awhile back and did not get much response but I am gaslighting myself and need people who have gone through this or similar to help me be objective.
I will Try to keep this brief but it's a lot.
-long history of stricturing Crohn's of terminal ileum diagnosed in 2006. First resection Sept 2018, Last resection in April 2022. Surgeon told me he found Crohn's high up in small bowel, could not remove safely, hoped new biologic (Stelara) would take care of it.
-6 month delay in starting Stelara due to GI F up (forgot to send preauthorization)
-July 2022 began having severe upper gastric pain (under ribs and belly button) after even the smallest amount of food, followed by severe nausea and often vomiting. Within half hour multiple liquid BM's undigested food and insane amount of fluid. Began to eat less and less, moved to soft diet, and finally to complete liquids in August 2023
-July 2023-Oct 2023- Weight loss of 20 lbs over 3 month period. Many ER visits needed for rehydration and IV anti emetics and pain meds as could not keep down any oral meds. GI did colonoscopy but only found microscopic Crohn's in anastomosis site (he only took 2 biopsies from that area and nowhere else). CT's done in hospital showed thickening of wall of ascending colon, and collapsed bowel, free fluid in peritoneum. GI dismissed as "not reliable". Fecal Cal slightly elevated. Constant low grade anemia. After 4th ER visit in Oct 2023 they did a high res Ultrasound and I was admitted by surgery department. However, as I was urgent but not emergent, there were no beds available. Was given choice of staying in ER and receiving IV steroids, or going home and following up with GI. Chose home and was given Entocort. Entocort slowed down bowel from 30-50 bm's a day to ten. Did not help pain, nausea, vomiting, lack of ability to eat. After several desperate emails where I begged for help, said I wanted to die-GI ordered urgent MRI, would not change meds or give prednisone without "proof".
-November 2023-Began to experience fatigue like never before. Could hardly keep eyes open. This would be followed by severe upper gastric pain, nausea, vomiting and diarrhea that went on for days, followed by constipation for 1-2 days and severe bloating, only on the left side of belly which would be rock hard and hot to the touch. Then the diarrhea cycle woud begin again. Always pure liquid, sometimes black, always tons of mucous.
-Went to Mexico to visit my parents for the holidays where I usually feel better but still could not eat. Injecting myself with IM Gravol (anti emetic) just to keep fluids down. I lived off of chicken broth with rice. Saw GI in private hospital. Ordered full workup. Blood found in stool. 3 D CT ordered (could not find a vein for IV after 5 nurses, two doctors, and a radiologist with a vein finder so only had oral contrast) showed inflammation in small bowel, thickening of the ascending colon wall 11 mm, and inflammation of ileum. He wanted to send me to special IBD hospital in Mexico City for MRI but it would have cost 2500$ so I decided to wait till I got home to Canada where it would be free. Treated me with antibiotics for IBS (only available in Mexico and Germany) Zero improvement. I lived off of electrolyte drinks.
-Jan 29th 2024 returned to hospital because I could not keep any oral meds in (pills would be in toilet) also pain was 9/10, high fever, vomiting. Admitted again, but no beds. Left AMA with another prescription for Entocort.
-Feb 12 2024- High fever followed by two days of 40 plus liquid BM's, some of them bloody, all of them black. Husband insisted back to ER where I was admitted immediately. Cortisol levels 11 (close to adrenal failure) very low potassium. Doc said if we'd waited I likely would have died from heart event. Spent 8 + weeks in hospital having every kind of test imaginable. NOTHING showed on MRI, inflammation on CT, lower scope clear, upper endoscopy showed inflammation in esophagus, stomach, and duodenum. Negative for H Pylori, negative for celiac. Started on 150 mg of hydrocortisone for low cortisol to rescue my organs. MRI of brain showed small tumour on pituitary. Endocrinologist did ACTH test and was unhappy, kept me on 40 mg of hydrocortisone IV. PICC line insertion went awry when they Discovered I had complete stenosis of veins and needed port catheter surgically implanted. Was on TPN for 5 weeks. Needed pain meds and anti emetics every 4 hours or severe vomiting and diarrhea would ensue. 30-50 liquid bm's continued (they made me write down everything I ingested and every time I had a BM. They tested me for everything. No blood, NO CDiff, no parasites, no infection. High fever 104.5 plus delirium and CRP shot up to 50. Continued Anemia, blood work all over the place, even with TPN I needed potassium and sodium boluses 3 times a day.
-Requested pill endoscopy, GI said no Crohn's, no need for test. Suggested psych evaluation for a fucking eating disorder. Endocrinologist disagreed, said starvation and whatever disease process was causing symptoms was causing my cortisol issue. Psych diagnosed medical PTSD and generalized anxiety disorder (no shit) but NO eating disorder. Fired GI and hired IBD specialist from another city. Re ran all tests, CT showed huge diverticulum on duodenum otherwise clear. Was going to be moved to a ward from a private room. Had a panic attack because I could not share a bathroom and was not about to use a commode. Asked to be discharged after nearly 9 weeks. They were so overcrowded and basically did not know what else to do to help me, so they let me go even though I was still on TPN and NPO. Got a 5 minute instruction on how to insert a butterfly catheter for pain meds, and let go.
-Present-3 weeks later, still on liquid diet, (Boost drinks, blended oatmeal, yoghurt and soup) still on sub q and IM meds. Finally got new IBD doc to order capsule endoscopy and is treating me for SIBO (never been tested) plus set me up with nutritionist and psychologist for support. MRI repeated- totally clear.
I FEEL CRAZY. This is the sickest I have ever felt. It's been almost a year since I chewed food. The pain under my ribs just to the left of my belly button is now constant, whether I eat or not, pain meds barely take the edge off. Sometimes it's so intense I can hardly breathe. I keep passing out on the toilet. I projectile vomit daily, even using Gravol and Pantoprozole, the bile acid is awful. I've been doing tons of research and have learned that GDC and Jejunal Crohn's are extremely hard to diagnose. I have every single symptom and fit the criteria. Does this sound familiar to anyone????

Abstract:
The Metals Company (NASDAQ:TMC, the “Company”) - sustained heavy mining operations in abyssal depths of 3500 - 5000m using all new technology while asserting environmental friendliness in an “emerging” market lacking a regulatory foundation. Profitability is a distant and very uncertain gleam on the horizon.
Today’s “earnings” saw an overshoot in estimated loss by 60% compared to street estimate. The stock took a dive -10% aftermarket. This is your shot at a management team that already tried and failed miserably.
TMC, the Company and Management:
The Company is specialised in Deep-sea mining (DSM) and exploration, was established in 2021 and is headquartered in Vancouver, Canada.
Members of TMC's management team, including CEO Gerard Barron, were previously associated with Nautilus Minerals, another company specialised in DSM. Nautilus Minerals' attempt to extract minerals from the seafloor within Papua New Guinea's territorial waters ultimately resulted in an environmental disaster and bankruptcy in OCT 2019.
The project was marred by instances of social, environmental, and financial mismanagement. A reported theft of $10 million was coupled with the lack of disclosure of investigation findings to shareholders.
What followed was a new DSM company called DeepGreen Metals, which in turn went public in 2021 through a SPAC merger with Sustainable Opportunities Acquisition Corp and took today’s name The Metals Company (TMC).
The Claims:
TMC possesses exploration contracts awarded by the The International Seabed Authority (ISA) through three subsidiaries: NORI, sponsored by the Republic of Nauru; TOML, sponsored by the Kingdom of Tonga; and DeepGreen Engineering Pte. Ltd., which has entered into an agreement with Marawa Research and Exploration Limited, a company owned and sponsored by the Republic of Kiribati.
All claims are situated within the Clarion-Clipperton Zone (CCZ) in the Pacific Ocean, which is regulated by the ISA.
NORI encompasses a seabed area of 74,830 km2 and is projected to harbour approximately 866 million wet tonnes of polymetallic nodules. TOML, spanning 74,713 km2 of seabed, hosts an inferred resource totaling 756 million wet tonnes of polymetallic nodules. As for the Marawa arrangement, its resource assessment remains pending.
Their compositions are found to consist of approximately 30% Manganese, 1.3% Nickel, 1.1% Copper, and 0.2% Cobalt. Based on current assessments, the net present combined value of mineable metals is estimated to range from $6.8 to $8.6 billion. The combined claims of NORI and TOML would constitute the second-largest nickel mine globally in terms of resource size.
Deep-sea mining (DSM) for Polymetallic Nodules:
A remotely controlled undersea robot is sent down from a support vessel to dredge and suck polymetallic nodules off the seafloor. In late 2022, TMC successfully demonstrated its mining capabilities by collecting approximately 4500 t of material and extracting 3000 t of nodules with a sustained production rate of 86.4 tonnes per hour during a system test. The company aims for 200 tonnes per hour with additional collector heads and a bigger capacity riser pipe.
Profitability estimates for DSM vary widely.
The Financial Situation:
TMC has a market capitalization of ~$460 million. It incurred a loss of $25.2 million last quarter, with a trailing twelve-month loss amounting to $73 million. Total cash at hand stands at $4 million. The company has the option to access $25 million in additional proceeds from an unsecured credit facility maturing AUG 2025, which remains undrawn, and another $20 million maturing SEPT 2025, of which $2.9 million were drawn in MAR this year.
Pro forma liquidity is ~$49 million. Dept sits at ~$16 million.
The ship should stay buoyant for another 12 months from now, without resorting to measures like dilution.
The International Seabed Authority (ISA):
The International Seabed Authority (ISA) serves as the principal regulatory body overseeing the exploration and exploitation of minerals located on the international seafloor. Established under Article 156 of the United Nations Convention on the Law of the Sea (UNCLOS), the ISA is responsible for developing regulations governing these activities.
As of now, the ISA has yet to finalise a rulebook for the industry.
In 2021, TMC, sponsored by Nauru, utilised a regulatory loophole to initiate a process that imposed a two-year deadline on the ISA to establish regulations for DSM within its jurisdiction. With the ISA failing to meet this deadline in 2023, countries are now permitted to apply for mining licences in the absence of official guidelines.
TMC plans to apply for exploitation rights after the ISA session JUL – AUG this year.
The application review process is expected to drag on for 12 months. Production is anticipated to commence in Q1 2026 (revised from Q4 2025).
It is noteworthy that the USA is not a member of the ISA.
Relationship highlight - TMC and Nauru:
Nauru, formerly a prosperous island nation buoyed by abundant phosphate deposits, has faced financial challenges since the depletion of these resources in the 1990s. In recent years, the country has been associated with activities such as money laundering for the Russian mafia and detaining refugees seeking asylum in Australia in conditions widely criticised as inhumane. Additionally, Nauru has been noted for its propensity to alter political allegiances in pursuit of financial benefits, recently ditching Taiwan for China.
“The partnership with TMC is hoped to become the largest contributor to Nauru’s GDP, once fully operational, and vital for the country's economic survival.” This is according to Peter Jacob, a former chief of staff for Nauru’s Office of the President who now works as the NORI Country Manager at TMC.
Nauru Ocean Resources has pledged to pay corporate income tax in Nauru, where the current rate stands at 25 percent. Additionally, Nauru will receive a predetermined payment (tbd) for each ton of nodules extracted through mining activities.
Recent Development:
TMC has invested an approximate total of $100 million towards conducting environmental impact assessments as part of the regulatory process for securing mining rights from the ISA. The company submitted the biggest comprehensive dataset on the environmental impacts of DSM as of yet to the ISA, with an even bigger one announced for the ISA’s session JUL this year.
A life cycle assessment done in 2023 by Benchmark Mineral Intelligence suggests TMC’s NORI-D nodule project could outperform land-based routes in all measured environmental categories, including mining, transport, processing and refining.
Several countries, including China, Russia, Norway, Mexico, and the UK, advocate for the advancement of the DSM industry. China, in particular, already asserts claims to deep-sea mineral resources and has already undertaken mineral exploration activities in the international waters of the Western Pacific and the Indian Ocean.
On JAN 9 of this year, the Norwegian parliament made a decision to open extensive areas in Arctic waters for DSM activities. In response, the European Parliament passed Resolution B9-0095/2024 in late January, expressing significant environmental concerns regarding Norway's action. The resolution reiterated Parliament's support for a moratorium on DSM and urged the European Commission and Member States to adopt a precautionary approach and advocate for a global moratorium on deep-sea mining, including at the ISA. A total of 24 countries worldwide, including seven European Union (EU) member states (Finland, France, Germany, Ireland, Portugal, Spain, and Sweden), have voiced their support for a moratorium or suspension of deep-sea mining activities. France has outright banned the practice.
In FEB 2024, the ISA released a streamlined draft of regulations with key areas yet to be “consolidated”.
In MAR, legislation was introduced in the U.S. House of Representatives calling for the U.S. to “support international governance of seafloor resource exploration and responsible polymetallic nodule collection by allied partners”, and to “provide financial, diplomatic, or other forms of support for seafloor nodule collection, processing and refining.”
Steve Jurvetson has joined TMCs board in APR.
Risks:
The Secretary-General of the ISA faces reelection in JUL. Michael Lodge, who served two terms, now faces accusations of "interfering with the decision-making process" and "sharing information with mining companies." He's not been nominated by the UK for his third term as before, but by the island nation of Kiribati. I fear Lodge's absence could spell short-term trouble for the sector, given the presence of some fiercely prohibitive candidates.
The recent earnings loss overshot was partly attributed to heightened transportation costs of nodules to a partner facility in Japan for processing. This highlights that the business model faces inherent risks, including the lack of provenness, the novelty of the technology, and the certainty for unforeseen challenges during sustained operations.
A surge in climate change and biodiversity cases indicates, DSM litigation is foreseeable as aggrieved countries, communities, and other stakeholders impacted by DSM can take the ISA, mining companies, and other parties they deem liable to international, regional, and national courts.
Profitability might face additional constraints due to anticipated seabed restoration obligations that are expected to accompany exploitation rights.
Considering the current financial situation and the expected timeframes, there is a risk of dilution due to liquidity challenges by Q3/Q4 2025.
All of these factors are compounded by a highly speculative and politically charged regulatory limbo, where states are beginning to enact regulations on a national level.
Finally, crowned by TMC's management team's prior involvement with Nautilus Minerals and the outcome of Nautilus' deep-sea mining project.
Speculation:
Treating TMC as a mining company at 20% - 50% of its underlying asset’s NPV, the price tag should be $9 - $11. Though TMC is everything but a “traditional” mining company.
Worst Case - a ban on DSM: Considering the lengthy processes of exploration, assessments, applications, and environmental studies, along with the current financial situation, the company may remain operational in its current structure for another 2-3 challenging years, but your investment will plummet to the depths of Hades.
Timelines shift to the future: This could be due to a prohibitive candidate becoming the next secretary-general at the ISA, or environmentally fueled initiatives to delay DSM. The more time passes, the more TMC will feel the urge to squeeze its shareholders.
TMC applies, the ISA misses the deadline again: We’ve come full circle, though with a higher potential. TMC could go to court, start operations as planned or something in between. I expect upside potential from this.
TMC applies, the ISA approves with restoration obligations: Based on the severity of potential outcomes, I anticipate the valuation range to be between $3.4 to $6 until the business model's feasibility emerges.
Bull Case - TMC applies, the ISA approves with minimal to no restoration obligations: Full potential upside is realised, until the business model's feasibility emerges.
Catalyst:
-ISA Vote JUL 2024 -TMC Application for exploitation following ISA session Q3/Q4 2024

I posted my experience as a comment in another post but I feel like it deserves it's own.
There was an event in November or December in Calgary, Alberta, Canada called the Saturday Sat market. I went with my dad. At the time, I was just beginning to have doubts of BTC after about 8 months of being a maxi. My doubts were a result of Peter McCormack's recurring question on his podcast, "Can you truly be self-sovereign without owning a UTXO?"
When I was at the event, the fees on the main chain were something like $50 CAD. In order to fund my lightning wallet, I had to buy liquid BTC from an exchange (Bull Bitcoin), and swap it into lightning. Annoying for me but I could manage.
Once I went to buy items from vendors, I found some people were either using Wallet of Satoshi without realizing the custodial nature of it or other non-custodial lightning wallets. One vendor that used Phoenix Wallet, ended up paying the $50 to fund his lightning wallet. When someone would try to pay him, his channel would overflow (as far as I understand) leading to more payments just to RECEIVE a lightning payment. I believe he ended up using Wallet of Satoshi for the remainder of the event. It's too bad, because he was trying to do the right thing by using the non-custodial service.
When I went to buy my first hardware wallet at the same event, I used Phoenix Wallet to try to pay. Some error occurred that was along the lines of not being able to find a derivation path. The vendor had to receive the payment using Muun Wallet after it didn't work with his lightning wallet (not sure which).
I met BTC Sessions there and asked him about his thoughts on not everyone being able to own a UTXO in the future. He gave me an answer involving fediments and covenants which I still don't fully understand. I smiled like it was enough to not make me worry but in reality, I still felt that BTC wasn't the perfect money that I was preaching it to be.
All these work-arounds to avoid using layer one are complicated and really not that efficient. Lightning requires on-chain payments which are bound to get more expensive over time. Liquid is a side chain that requires trust in those who run it. Anything beyond those methods is getting too complicated for me to want to use. I'm not a person who has a great understanding of everything bitcoin, but I do know more than the average person. With that in mind, the average person is not going to want to use these complicated methods to transact.

Would love to add more links, search terms and shopping service recs to this post! I am NA-based so anything specific to other countries highly appreciated.
Taobao is a Chinese marketplace-style website. Seeing as it is in Chinese and you need to use Chinese search terms and a shopping service, the learning curve is fairly steep compared to a lot of online shopping. I've been shopping on Taobao for 10 years, so here is my best attempt at helping you learn how. I live in Canada, so for those with experience specific to non-NA countries please let me know and I can add more info on that.
I use Chrome to browse Taobao, because it can automatically translate into English. I'll also have Google Translate open in a tab set to 'Chinese Simplified'. You WILL need to make a Taobao account in order to browse the site (they've gotten worse about this, you may find that you need to log back in if you leave your computer idle for too long). I believe you need your phone to scan a QR code for this. Now, you can go ahead and type your search term into Google Translate, copy and paste into the Taobao search bar, and you're ready to go. Taobao is also great at suggesting search terms (if you paste 'lolita', it'll offer you searches for lolita shoes, headwear, dresses etc)
I personally ctrl+click anything I want to see to open it in a new tab so I can compare as I go!
When you're looking at a listing there's a few things you should look at. - The price is in Chinese yuan. Usually my browser puts my local currency underneath it, but if that's not the case keep that in mind and use a currency converter. - In the top lefthand corner is the shop name and under it is the rating. The rating system is 1-5 hearts, then 1-5 diamonds, then silver crowns, then gold crowns. Diamonds and silver crowns are most common, this part seems largely based on number of sales. Be a little wary of stores with hearts - sometimes they're just new, or small handmade stores, but they're often poor quality/scammy. - Next to that, across the top bar, are 3 numbers that are usually 4.something. This is the rating customers have given the store. Anything under 4.6 is for sure pretty bad. - The right hand side of the bar has an 'enter the shop' button you can use to look at other stuff in the store
Make sure you look at the pictures in the listing. Ideally, they will be high quality and unique pictures, a nice set of them that shows images of all angles and details of the product. If you're searching around comparing different listings, you will notice a lot of them steal photos or use the same photos. These tend to be the listings you get a mass-produced, low quality product from... not always wish/temu quality, but often! Sometimes it's worth the risk, sometimes it isn't. You'll also start to notice a sort of 'floor' to the price/quality of various item types. If something is suspiciously cheap, there's usually a reason. 5$ wigs and 20$ JSKs are not going to be good, but 10-15$ wigs and 50-60$ JSKs are generally going to be nice, and if you spend 30 on a wig or 80-100 on a dress, you'll usually be really impressed with the quality.
A few more tips when picking out items: - You will need to pay domestic shipping to the shopping service, it's about 2$ but adds up if you're buying a lot of small items from different shops. Always check out the shop and see if there's anything else you'd like, especially if you're looking for a generic item. - Some items are preordedownpayment. Check with your shopping service to find out how they want these done if you'd like one, and make sure you find the 'final price' (usually listed near the top of the description) - The easiest way to browse stores is often clicking 'view all baby' which is 'all products'. - Most shopping services won't buy things with magnets, batteries or liquids. Some will, but will only ship them through the most expensive shipping methods, so be aware of that! They're also a bit weird about electronics and wooden items. - In case you're looking at cosplay stuff, prop weapons WILL be seized by customs! - Most clothing items include a measurement chart. It's in cm, and I usually use google translate on my phone to translate the photo (though admittedly I can recognize the character for bust measurement in context, by now lol). Shoe sizes are Chinese sizes, look up a comparison chart to find your size! - Really heavy things will be expensive to ship. - Some items are made to order and will take a lot longer to send to your shopping service. It will usually say it somewhere on the listing.
Once you know what you'd like to buy, it's time for the shopping service. I use Yoybuy, I find it trustworthy and easy to use. There's other good services, but I can't personally vouch for them. With Yoybuy, you simply paste the URL of the item you want into the search bar, and it loads up for you to add to your cart with the same options it had on Taobao. Fill your cart with your items and pay when you're ready. The order will then go through to purchasing, where you can watch and see when each item is successfully bought and shipped. Any issues with the purchasing/items in general will pop up in a chat next to the item, such as clarifying a colour option or telling you a size is out of stock. If you're in NA, all of the action is going to happen overnight. Some things will arrive in 1 or 2 days, some might take up to 2 weeks. Once your items arrive at the service, select them and submit them for shipping. You'll be able to pick from a variety of shipping services with a variety of price points and arrival times.
Shopping service tips: - Shopping services have a service fee. It's usually a percent of what you spend. Back when I started shopping, the ones with the lowest fees were usually difficult to use and/or had bad service, but ymmv. Generally speaking you pay the fee at the time of shipping. - Some services offer photos of items if you need them verified for some reason. They usually charge for this, but it is worth it if you're paranoid about a high ticket item. - Many services allow payment through Paypal, but Paypal is VERY picky about 'sensitive' or 'counterfeit' items. I literally have no idea what flags a lot of these items as sensitive, it seems at complete random to me. I recommend credit card for this reason - though I've heard some of the wire transfer services are preferable in other countries, and I've seen those widely accepted too. - Some shops on Taobao will ship internationally with no shopping service. It's my understanding that this isn't all shops, nor is it all countries they ship to, and they may not have representatives that speak any English, which you may or may not need. You can look into it if you only want things from one shop, but imo it's a lot more trouble than it's worth for people in Canada and the US.
Shipping tips: - It's hard to estimate shipping... freight/SAL used to be approximately 10usd/kg, but I'm pretty sure it's gone up. It will be expensive, but depending on the type of item it isn't that bad. I believe 30$ is the absolute minimum for China to NA. Some of the shipping services also do dimensional weight, so any bulky or long items will throw it off. I presume the shipping services available also depend on country. - Generally speaking, package insurance is optional. I've never lost a package, but I did have one disappear for a bit and I had one water damaged one. Insurance is under 20$ in my experience. - You will need to pick the value you're declaring the package for. I consistently under declare and have never had problems, but I try to keep it reasonable-ish. A 10kg box that's marked as worth 50usd is probably suspicious. - If you want to use SAL it's going to take at least 2 weeks, and it's really inconsistent. So definitely don't use it if you need anything for a certain date. - If you bought anything with liquids, magnets, electronics etc; separate them out and send less items with them. The shipping methods that accept them will be super expensive for anything with significant weight. Some countries may not allow import of these items at all.
Let's get into some fun stuff!
SOME BASIC SEARCH TERMS (please suggest more!) - Lolita 洛丽塔 - Cosplay COS - Wig 假发 - JSK JSK - Blouse 洛丽塔内搭 inner wear - Shoes 鞋子 - Head Accessories 洛丽塔头饰 lolita headwear - Bloomers 南瓜裤 pumpkin pants - Petticoat 日常暴力撑 daily violence - OTK Socks 高筒袜过膝 high socks - Wrist Cuffs 花边手袖套 lace hand sleeves - Corset/corseted 鱼骨 fishbone - Purse/handbag 提包 bag - Ouji 基佬王子装 gay prince costume
SOME LOLITA SHOPS (recommend your faves!) - Infanta - one of the oldest Chinese brands afaik, quality is middling but solid. - Tiny Garden- very classic, plain, lots of nice colours and basic pieces. Very good quality and actually cotton! - WithPuji - Cat Garden - Star NuanNuan - Long Ears and Sharp Ears - Wheat House - Southern Cross - Aurora & Ariel- High quality petticoats at a good price. - Sheep Puff - Great shoes and bags! - AnTaiNa- mainstay for shoes in sizes over Chinese 40 - Cute Girl Shoes - I've gotten 2 pairs of shoes from here and they were great. - Ochanomizu Wig Shop my personal fave wig shop, amazing quality and I get a ton of compliments - Xiaogui Decoration World - expansive accessory store - Princess Chronicles - Ouji - Immortal Thorn- Ouji - Second Castle- Ouji

https://gofund.me/40442a94
Hello! We are from Ontario, Canada. Things have taken a turn for the worse and I (husband and father of 2) have ended up out of work as the sole money maker in the family. We are in an overpopulated city with low wages and a ever growing higher cost of living, can't find a job here that will cover our bills.
I have some opportunities on Vancouver Island, and my wife and kids are able to stay with some family when we get there, but the journey is too expensive for me, my spouse, 2 kids (4 and 3yrs old) along with a dog and cat (I know, but my SO will not part with them)
As the post says we are trying to liquidate everything we can, but will be far too short to even consider starting the trip.
We need a suitable pickup truck and camper trailer (not being picky at all with this item, just needs to have wheels that roll and not leak)
These kids really are everything to me, and I feel like I am failing them as a father. Asking strangers for money on the internet is never something I thought I would ever have to do. I guess I have never been this desperate, this is not for me, this for my beautiful kids and my wife who is nothing but supportive.
Please help, anything makes a huge difference for us.

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As the title states, I am looking to upgrade my current build to something a bit higher spec wise vs. my wife's build I did in Oct of 2022
My current build: https://ca.pcpartpicker.com/useChR0n1k/saved/wPrZRB
Her much better rig: https://ca.pcpartpicker.com/useChR0n1k/saved/Zqwb23
For context, I will be using this as my daily WFH rig where I do a lot of video calls and screen recordings, some coding, etc but main thing here is for gaming. I'm just barely running some newer titles and spec heavy games like Helldivers 2, Tarkov, ARMA reforger, etc on low settings at 1080p. When i look over at her screen when we are gaming i get very jealous and sad haha. Current PC is going to move to the living room for couch co-op gaming, and I plan to upgrade to a 2k monitor for this new build, so nothing will be reused.
Budget isn't really an issue but I think hers was around $2500 all in minus the monitor, was hoping to come close to this number. I also went a little crazy with the case and RGB to get everything to sync up with all her razer peripherals. She had a GTX 970 before so this was a huge improvement
Now as far as my parts list, here is what I had in mind so far playing with some of the build guides and upgrading some stuff: https://ca.pcpartpicker.com/useChR0n1k/saved/hmpJkL
My questions on the above parts list:
CPU: this seems like its basically the same as her i5 12600K, would it be worth upgrading to something like an i7-14700K ? any middle ground in between with slightly better performance?
Cooler: I just threw on the popular cheap air cooler I keep seeing, not sure if i need to go full 3 fan AIO like hers, but I did see a cool Lian Li one on another thread here. I assume if I upgrade to i7 i should go liquid
Mobo: I really liked building off that asrock mobo and this one looked pretty similar, I wanted to try DDR5 ram and make sure to have some extra RGB headers for later. Don't need wifi on this one. seems pricey tho, is this overkill? I've never done smaller form factor build than ATX and afraid micro might be more difficult
GPU: I've been an AMD guy for my past 3 builds, but couldn't really see anything better than the 3070ti she has. this 4070 super seemed like a good deal vs everything else out there, and they are in stock at my local Canada Computers. Open to suggestions for sure.
Case: as you might have noticed I haven't put one in the list yet, I am having such a tough time deciding. Her Lian Li was a joy to build in and looks amazing, but with the back PSU like that it is way to wide for my current desk setup. Need something similar size to my current mid tower Cooler Master, but the airflow is pretty junk, so really open to suggestions here :)
Monitor: also any suggestions here, her LG is super crisp and my 10+ year old viewsonic could use a rest. Didn't really start browsing
Thanks in advance for the help and suggestions, also feel free to suggest a totally new build if mine is trash. Cheers!

Hi everyone.
I’m able to find a lot of answers on Reddit about what people should do with their investments if they are relocating to USA for work. However, I cross the border every day for my job in Vermont but physically live in Canada:
Do I still need to liquidate and transfer out my TFSA & FHSA?
Can I still continue to contribute monthly to these accounts?
Thanks in advance!

I’m looking at a few options and was really hoping I could get some opinions on a water to water unit for a closed geo loop.
https://hydrosolar.ca/collections/liquid-to-water-geothermal-heat-pump-1
Here is one that popped up- it even has a diagram for my exact use case which is chilled and heated water. But no energy star and that is obviously a problem in the US for the tax credit. But this unit is an inverter unit which is great!
I was quoted over $90,000 for a vague proposal for a system with similar features and I have an engineeinstaller that can actually handle the install labor for me. The overpriced installer will not give any price breakdown (this is for just equipment, no drilling, no ductwork, just tying in)
I have found options, climate master for example. But that equipment is the same price or more and they don’t offer an inverter style unit.
Is all the inverter stuff just unobtainable outside of Canada/europe? Because if they don’t certify energy star you might as well not buy it given the 30% credit.