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2024.05.15 16:35 Ragnar-Nguyen Car accident insurance
Hi guys,
I am currently on the situation that I don’t really know what to do. A month ago, me and my friend went to the place, and I asked his permission if I tried his car and he said yes, I did tried to reverse but somehow even I already fit the mirror but I can’t see the camry behind me. I tried to hit the brake but it still going and I hitted the camry. I was scared and when we discussed I didn’t know my friend car is rented and he told me to not let the other know his car is rented, but it was too late because I thought it fine to say those. I have to call to his car owner and have a conversation and he 3 times sure that his car is fully insured but he wanted me to talk to other to bring it to his garage and fix it with cheaper price, I did try to talk to them but they not agreed, they wanted their car to be fixed in their garage. And so in that case I exchange my drive license and phone number, the other also got my friend's license and phone number.
The thing starting to get weird, 2 weeks later they gave me the fix cost receipt of 3000$ when the hit is barely seen it, also the friend car owner asking me to give him 1000$ for the excess pay without giving any information or paper, and also in that time the friend also revealed the car is third party insurance not fully insurance and that I have to pay 1000 for the excess and the repair for his car. I told him this is his owner problem when I tried to fix things and he made up everything and I won't pay anything until he gave any basic documents ( I asked for claim number, insurance policy and receipt that the excess paid). And today I received the mail from the hit car insurance stated on my name while the car is not in my name.
What I should do in this situation? I wanted to make it clear that the dent can fix with around 300-400$ but he now charged me with 3000$ and the friend is trying to avoid anything even accusing me run away.
submitted by Ragnar-Nguyen to AusLegal [link] [comments]
I am currently on the situation that I don’t really know what to do. A month ago, me and my friend went to the place, and I asked his permission if I tried his car and he said yes, I did tried to reverse but somehow even I already fit the mirror but I can’t see the camry behind me. I tried to hit the brake but it still going and I hitted the camry. I was scared and when we discussed I didn’t know my friend car is rented and he told me to not let the other know his car is rented, but it was too late because I thought it fine to say those. I have to call to his car owner and have a conversation and he 3 times sure that his car is fully insured but he wanted me to talk to other to bring it to his garage and fix it with cheaper price, I did try to talk to them but they not agreed, they wanted their car to be fixed in their garage. And so in that case I exchange my drive license and phone number, the other also got my friend's license and phone number.
The thing starting to get weird, 2 weeks later they gave me the fix cost receipt of 3000$ when the hit is barely seen it, also the friend car owner asking me to give him 1000$ for the excess pay without giving any information or paper, and also in that time the friend also revealed the car is third party insurance not fully insurance and that I have to pay 1000 for the excess and the repair for his car. I told him this is his owner problem when I tried to fix things and he made up everything and I won't pay anything until he gave any basic documents ( I asked for claim number, insurance policy and receipt that the excess paid). And today I received the mail from the hit car insurance stated on my name while the car is not in my name.
What I should do in this situation? I wanted to make it clear that the dent can fix with around 300-400$ but he now charged me with 3000$ and the friend is trying to avoid anything even accusing me run away.
2024.05.15 16:32 Necessary_Seaweed998 Am I (accidentally) falsely self employed? And if so… what can I do about it?
(UK)
I recently started a new part time position as a group fitness instructor. In the interview I was told that if I got the job I would be hired as an independent contractor so I would have to cover my own tax, insurance and training - which sounded pretty unfair but I wanted to do the job and figured it couldn’t cost that much. I also had no idea what it meant to be an independent contractor as I have never been self-employed! signed a contract that was sent to me by the business - which included the set rate that they would pay for teaching classes. I didn’t question the content of the contract at the time as it seemed similar to other zero hours contracts I had been in before with set rates for work completed- and again- I did not know what it meant to be self employed.
I realised that instructors were really only being paid for half the work that they were doing. The contract also requires instructors to transport the equipment required for classes in different venues and would be responsible and liable for any damage that occurred to it - but we do not use our own equipment - it’s the businesses. I did some googling which led me to the HMRC CEST test - which said that I was employed based on the information I put in. The more I look into it the more it seems like I am not self - employed , although I was told I am. I have to deal with all the monetary implications of an independent contractor with none of the freedom. I do not have my own business, nor do I want one!
Stipulations of my contract prevent me from freely working as an instructor with competitors of the business or advertising my services to anyone outside of the business during the contract or after its termination without their permission, I am not supposed to stray from a teaching format that they provide and they claim class formats or innovations that instructors make for their classes as the businesses intellectual property. I work at venues that they decide on and at hours dictated by the current class schedule. As far as I can tell, these all contradict the criteria for independent contractors - I feel like an employee of the business! I really enjoy teaching but it’s losing me money and time that I should be dedicating to my main job.
I dont really want to take legal action against my employer and I do want to keep teaching but I also believe this contract is ridiculous! So I want to know - is this contract legally binding given that it states I am an independent contractor but contradicts itself with its terms? Could I be persecuted for going against it? What are the implications of false self employment? Any advice as to how I should proceed would be much appreciated!
submitted by Necessary_Seaweed998 to LegalAdviceUK [link] [comments]
I recently started a new part time position as a group fitness instructor. In the interview I was told that if I got the job I would be hired as an independent contractor so I would have to cover my own tax, insurance and training - which sounded pretty unfair but I wanted to do the job and figured it couldn’t cost that much. I also had no idea what it meant to be an independent contractor as I have never been self-employed! signed a contract that was sent to me by the business - which included the set rate that they would pay for teaching classes. I didn’t question the content of the contract at the time as it seemed similar to other zero hours contracts I had been in before with set rates for work completed- and again- I did not know what it meant to be self employed.
I realised that instructors were really only being paid for half the work that they were doing. The contract also requires instructors to transport the equipment required for classes in different venues and would be responsible and liable for any damage that occurred to it - but we do not use our own equipment - it’s the businesses. I did some googling which led me to the HMRC CEST test - which said that I was employed based on the information I put in. The more I look into it the more it seems like I am not self - employed , although I was told I am. I have to deal with all the monetary implications of an independent contractor with none of the freedom. I do not have my own business, nor do I want one!
Stipulations of my contract prevent me from freely working as an instructor with competitors of the business or advertising my services to anyone outside of the business during the contract or after its termination without their permission, I am not supposed to stray from a teaching format that they provide and they claim class formats or innovations that instructors make for their classes as the businesses intellectual property. I work at venues that they decide on and at hours dictated by the current class schedule. As far as I can tell, these all contradict the criteria for independent contractors - I feel like an employee of the business! I really enjoy teaching but it’s losing me money and time that I should be dedicating to my main job.
I dont really want to take legal action against my employer and I do want to keep teaching but I also believe this contract is ridiculous! So I want to know - is this contract legally binding given that it states I am an independent contractor but contradicts itself with its terms? Could I be persecuted for going against it? What are the implications of false self employment? Any advice as to how I should proceed would be much appreciated!
2024.05.15 16:23 turnstiles New Therapist to the Area (Anxiety Specialist)
Hi everyone, I'm a new therapist to the area specializing in Anxiety and Panic Disorder. I am a male therapist and I work with people 16+. I am currently accepting Blue Cross and Blue Shield PPO insurance and self pay at $150 per session. My office is very close to the high schools off Aurora Ave., and I've got availability for new clients for both in person, and telehealth sessions in the coming weeks. I've worked in community mental health in Joliet, Blue Island, and the South and West Sides of the city (homeless outreach), and in private practice in New Lenox IL for the last five years. I've decided to branch out on my own and started leasing a space near the River Walk. I opened my doors on March 7th of this year and I've been introducing myself to Psychiatrists, Family MDs, Cardiologists, and Urgent Cares in the area. I've also emailed high schools and colleges to make myself known in the area. I just wanted to post here because I feel like a lot of my clients may be on Reddit 'doomscrolling' as they say. I'm working on having a 'mixer' for other mental health providers in the area to introduce myself and get to know the other providers. From doing all the outreach and meeting people I can tell I'm going to love working in Naperville, everything is so close and so many options for dining. If you ever need to refer someone, my website is sixtyfortycounseling.com and you can see if I'd be a good fit. Take care, and enjoy the rest of Mental Health Awareness Month!
submitted by turnstiles to Naperville [link] [comments]
2024.05.15 16:19 Effective-Market-304 AITA if I uninvited my dad to my wedding?
Long time lurker, first time poster.
Sorry this may be a long one. First a little backstory. Names and locations will be changed to maintain anonymity.
I (35F) grew up in a blended family. My parents got divorced when I was 10 and my dad remarried when I was 11. In addition to my younger sister (33F) from his previous marriage to my mom, I gained a step brother (27 M) and later a half brother, Ben(22 M). My sister and I spent every other weekend and summers at his house and the four siblings grew really close. We’re all each other’s best friends. I get a long okay with my step mom (let’s call her Anna). As we got older my dad became less involved and sometimes distant and basically let her raise the boys how she saw fit. With a lack of rules at home and few opportunities to make mistakes to learn and grow into adults. They are in their 20s but they are very infantilized. The younger one is not even allowed to change his hairstyle without permission or go on out of state trips by himself. It’s really weird but I moved abroad a decade ago and everyone back home just allows it.
Now on to the story at hand:
I live in an Asian country and a few years ago I met the love of my life and after meeting my family back home decided to get married. We had planned on doing just a courthouse thing because we were both not very big on something traditional, but we got swept up in the excitement knowing that my Dad and Sister would come if we decided to do a proper wedding.
In this country, wedding planning tends to go pretty fast as everything is usually done by one company. We gave our out of town friends and family a heads up in February that we’d have a ceremony in the fall and that we will set headcount no later than late Spring.
My step mom anointed herself the wedding planner as she’s passionate about it. She also cannot make the trip due to a disability which makes it hard for her to get around. It was getting close to crunch time for the headcount planning so I contacted her asking “hey I haven’t heard from the boys and I can follow up with them too, but do you know if any are planning on coming?” She then answers “no because the baby doesn’t know his school schedule and the older one can’t afford it”.
I was hoping to at least have one join as I assumed one would want to stay behind to stay with Anna but I was a little sad that neither of them contacted me to let me know directly. I told my sister who connected with them and told them to get in touch. The youngest was shocked to hear that he wasn’t going as he was under the impression that he was going and he had even picked up extra shifts at work to save extra money. My step brother confirmed it was a money issue which was totally fine and I thanked him for letting me know. I’m now excited that one of my brothers will also be joining.
Fast forward to Mother’s Day and Anna tells no Ben is not going. My Dad asserts that “he doesn’t know how to clean his room so why should he go?”
Once I hear about this conversation I’m irritated as I keep getting conflicting answers and I need to set my headcount. I Message my dad to get an update and he affirms “no Ben is not going because he ran up our car insurance up so his extra money will go towards that and he has to stay home with Anna”. I call up my dad to try to figure things out as the story keeps changing. I mention that I’m totally okay if the boys can’t come especially if it comes down to money, but the communication around everything has been really frustrating. He then proceeds to gaslight me asking:
“I don’t know why you care some much about whether or not your brothers come to your wedding”
“You’re doing too much. You should have just done the courthouse and call it a day”
And making me out to be a bridezilla.
The call got a little heated but we neither of us got rude or nasty. I finally ended the call with “I got the boys aren’t coming. That’s fine. Once I get confirmation on the accommodations I’ll let you know. Love you and have a good night” we hang up and I go to bed after venting about the whole situation with my sister.
I wake up the next morning to find a short message from my dad saying he’s not going anymore and to have a nice wedding. He’ll give his spot to Ben.
I am shocked. Not only did he drop himself from the wedding but over a misunderstanding on his part. I never guilted anyone about not including my brothers and did not beg or anything. I literally just commented on how frustrated I was with their communication but he aggressively wants to misunderstand for some reason.
I wrote back explaining my position and mentioning my disappointment in his decision but let him know the door is open if he changes his mind. I tried to message Anna but she’s been ignoring messages. From what I heard from my sister she is team dad and busy trying to vilify me.
The next day my dad basically admitted that the reason why none of the brothers are not going is because of my step mom. (Which I was suspicious of). He didn’t apologize but basically doubled down on saying I care too much. He also added he would be at my wedding after all.
The whole interaction has left the worst taste in my mouth:
Thanks for reading.
submitted by Effective-Market-304 to AITAH [link] [comments]
Sorry this may be a long one. First a little backstory. Names and locations will be changed to maintain anonymity.
I (35F) grew up in a blended family. My parents got divorced when I was 10 and my dad remarried when I was 11. In addition to my younger sister (33F) from his previous marriage to my mom, I gained a step brother (27 M) and later a half brother, Ben(22 M). My sister and I spent every other weekend and summers at his house and the four siblings grew really close. We’re all each other’s best friends. I get a long okay with my step mom (let’s call her Anna). As we got older my dad became less involved and sometimes distant and basically let her raise the boys how she saw fit. With a lack of rules at home and few opportunities to make mistakes to learn and grow into adults. They are in their 20s but they are very infantilized. The younger one is not even allowed to change his hairstyle without permission or go on out of state trips by himself. It’s really weird but I moved abroad a decade ago and everyone back home just allows it.
Now on to the story at hand:
I live in an Asian country and a few years ago I met the love of my life and after meeting my family back home decided to get married. We had planned on doing just a courthouse thing because we were both not very big on something traditional, but we got swept up in the excitement knowing that my Dad and Sister would come if we decided to do a proper wedding.
In this country, wedding planning tends to go pretty fast as everything is usually done by one company. We gave our out of town friends and family a heads up in February that we’d have a ceremony in the fall and that we will set headcount no later than late Spring.
My step mom anointed herself the wedding planner as she’s passionate about it. She also cannot make the trip due to a disability which makes it hard for her to get around. It was getting close to crunch time for the headcount planning so I contacted her asking “hey I haven’t heard from the boys and I can follow up with them too, but do you know if any are planning on coming?” She then answers “no because the baby doesn’t know his school schedule and the older one can’t afford it”.
I was hoping to at least have one join as I assumed one would want to stay behind to stay with Anna but I was a little sad that neither of them contacted me to let me know directly. I told my sister who connected with them and told them to get in touch. The youngest was shocked to hear that he wasn’t going as he was under the impression that he was going and he had even picked up extra shifts at work to save extra money. My step brother confirmed it was a money issue which was totally fine and I thanked him for letting me know. I’m now excited that one of my brothers will also be joining.
Fast forward to Mother’s Day and Anna tells no Ben is not going. My Dad asserts that “he doesn’t know how to clean his room so why should he go?”
Once I hear about this conversation I’m irritated as I keep getting conflicting answers and I need to set my headcount. I Message my dad to get an update and he affirms “no Ben is not going because he ran up our car insurance up so his extra money will go towards that and he has to stay home with Anna”. I call up my dad to try to figure things out as the story keeps changing. I mention that I’m totally okay if the boys can’t come especially if it comes down to money, but the communication around everything has been really frustrating. He then proceeds to gaslight me asking:
“I don’t know why you care some much about whether or not your brothers come to your wedding”
“You’re doing too much. You should have just done the courthouse and call it a day”
And making me out to be a bridezilla.
The call got a little heated but we neither of us got rude or nasty. I finally ended the call with “I got the boys aren’t coming. That’s fine. Once I get confirmation on the accommodations I’ll let you know. Love you and have a good night” we hang up and I go to bed after venting about the whole situation with my sister.
I wake up the next morning to find a short message from my dad saying he’s not going anymore and to have a nice wedding. He’ll give his spot to Ben.
I am shocked. Not only did he drop himself from the wedding but over a misunderstanding on his part. I never guilted anyone about not including my brothers and did not beg or anything. I literally just commented on how frustrated I was with their communication but he aggressively wants to misunderstand for some reason.
I wrote back explaining my position and mentioning my disappointment in his decision but let him know the door is open if he changes his mind. I tried to message Anna but she’s been ignoring messages. From what I heard from my sister she is team dad and busy trying to vilify me.
The next day my dad basically admitted that the reason why none of the brothers are not going is because of my step mom. (Which I was suspicious of). He didn’t apologize but basically doubled down on saying I care too much. He also added he would be at my wedding after all.
The whole interaction has left the worst taste in my mouth:
- My parents tried to make me look like the bad guy just for trying to clarify head count.
- My dad tried to punish me by threatening not to come.
- My dad finally admitted that it’s Anna who is blocking her sons from going but instead of sticking up for me he lets her get away with it to “keep the peace”
- He never apologized for any of it.
Thanks for reading.
2024.05.15 15:55 chanandalerbong7 [WTS/WTT] MI Quad Pencil Upper, HS 510C, M&P SCS, G19 Grip Anchor, Cloud LCS for HLX, Wilson Combat Mug, Glock/TLR-1 Lvl3 holster, 1911 G10 grip/magwell WTT for SRX 1/2X28 FH, PRI Med GBuster CH, Glock/x300u Lvl2/3 holster
Timestamp: https://imgur.com/a/XrMYNdG
https://imgur.com/a/cpqA6FE 510C
https://imgur.com/a/HzXRAjO SCS MP2
https://imgur.com/a/YWf9Q61 Upper pics
Prices CONUS shipped& insured PPFF (preferred) & Cashapp. NO Venmo or G&S. Open to offers on multiple items. If you call dibs, DONT GHOST just say you changed your mind, nbd. Send funds within REASONABLE time or lmk we can work it out. NO G & S, NO NOTES please. To prevent potential scammers, please PM me (chat disabled) after calling dibs
_________________________________________________________________________________
WTS- Shipping USPS ONLY- make an offer on multiples
-MI Quad Upper- mounted everything up just to abandon the build yet again, silicon residue where upper and CH meet
-Holosun 510C w/ 1/3rd riser- lower salt/wear shown in pics, sticking with an AEMS core $210
-Holosun SCS MP2 for M&Ps, Comes w box tool & screws WOULD TRADE for SCS 320, 507 comp $290
-Cloud LCS for Streamlight HLX polymer, with ODG paint on outside not switch channel- $34
-Wilson Combat Mug apparently discontinued. Clean, no salt only sugar- $11 or +7
-Blackhawk Level 3 holster for Glock/ TLR1s and Optics. larped only no salt $100- would trade for a Lvl2 or 3 Glock/x300u
-Langdon Tactical Glock 19 grip anchor for no backstraps (mine fit either way), gives you an extended rear grip / funnel. Tried but didnt end up using it- $24
-1911 G10 grip panels & MSH that extend to create a magwell. Off a Sig 1911 Emperor Scorpion or something. 2 range trips never carried, really nice but i needed thicker grips $50
-Pearce Glock double stack pinky extension $10 or +$5
-Riton TARD QD 1/3rd mount- didnt quite line up with a Romeo5, im sure if you want you can make it work- $15 or +10
______________________________________________________
WTT fo WTB
-YHM SRX 1/2X28 Flash Hider mount, full length $50+
-Glock /x300u Level 2, preferably 3 OWB holster $80+
-PRI Medium Gas Buster CH- $50+ would trade a BCM 4x4 low salt if interested
Willing to go up depending on salt/brand
_____________________________________________________
FREE add on or + shipping
-1" sling sliders
-Jeep JK/JL fire extinguisher strap mount to rear bars
-5x Gunlocks
submitted by chanandalerbong7 to GunAccessoriesForSale [link] [comments]
https://imgur.com/a/cpqA6FE 510C
https://imgur.com/a/HzXRAjO SCS MP2
https://imgur.com/a/YWf9Q61 Upper pics
Prices CONUS shipped& insured PPFF (preferred) & Cashapp. NO Venmo or G&S. Open to offers on multiple items. If you call dibs, DONT GHOST just say you changed your mind, nbd. Send funds within REASONABLE time or lmk we can work it out. NO G & S, NO NOTES please. To prevent potential scammers, please PM me (chat disabled) after calling dibs
_________________________________________________________________________________
WTS- Shipping USPS ONLY- make an offer on multiples
-MI Quad Upper- mounted everything up just to abandon the build yet again, silicon residue where upper and CH meet
- -square forge upper w/ SI poly dust cover (allegedly BCM which i doubt, no BCM4 mark above gas tube hole), no rounds from me low salt, 55
- -Aero Pencil mid 16" barrel w/ dimpled Aero AGB .625, no rounds from me, low salt125
- -MI 14" quad rail, new only mounted @ 45 ftlbs, 145
- -Badger OG large latch CH, catch & release new, 28
- -DD rail covers, catch and release low salt 20
- Bottle VFG (Aim sports? idk), 13
-Holosun 510C w/ 1/3rd riser- lower salt/wear shown in pics, sticking with an AEMS core $210
-Holosun SCS MP2 for M&Ps, Comes w box tool & screws WOULD TRADE for SCS 320, 507 comp $290
-Cloud LCS for Streamlight HLX polymer, with ODG paint on outside not switch channel- $34
-Wilson Combat Mug apparently discontinued. Clean, no salt only sugar- $11 or +7
-Blackhawk Level 3 holster for Glock/ TLR1s and Optics. larped only no salt $100- would trade for a Lvl2 or 3 Glock/x300u
-Langdon Tactical Glock 19 grip anchor for no backstraps (mine fit either way), gives you an extended rear grip / funnel. Tried but didnt end up using it- $24
-1911 G10 grip panels & MSH that extend to create a magwell. Off a Sig 1911 Emperor Scorpion or something. 2 range trips never carried, really nice but i needed thicker grips $50
-Pearce Glock double stack pinky extension $10 or +$5
-Riton TARD QD 1/3rd mount- didnt quite line up with a Romeo5, im sure if you want you can make it work- $15 or +10
______________________________________________________
WTT fo WTB
-YHM SRX 1/2X28 Flash Hider mount, full length $50+
-Glock /x300u Level 2, preferably 3 OWB holster $80+
-PRI Medium Gas Buster CH- $50+ would trade a BCM 4x4 low salt if interested
Willing to go up depending on salt/brand
_____________________________________________________
FREE add on or + shipping
-1" sling sliders
-Jeep JK/JL fire extinguisher strap mount to rear bars
-5x Gunlocks
2024.05.15 15:11 Sweet-Count2557 What Month Is Safest to Travel During Pregnancy
 | What Month Is Safest to Travel During Pregnancy Did you know that choosing the right month to travel during pregnancy can significantly impact your safety? With so many factors to consider, it's important to make informed decisions. In this article, we will explore the safest months for travel during each trimester of pregnancy. From evaluating risks in the first trimester to navigating the middle ground in the second trimester, and considering special precautions for high-risk pregnancies, we will provide you with expert advice and tips for a smooth journey. Stay safe and enjoy your travels! Key Takeaways submitted by Sweet-Count2557 to worldkidstravel [link] [comments] The second trimester is often considered the safest time to travel during pregnancy. Pregnancy-related complications are less likely during this period. Choose pregnancy-friendly destinations with accessible medical facilities. Consider locations with mild weather and safe transportation options. Evaluating the Risks: Traveling During the First Trimester Traveling during the first trimester can be considered safe for most pregnant women. However, it is important to understand and evaluate the potential risks involved before making any travel plans. One of the main concerns when flying during pregnancy is the risk of blood clots, also known as deep vein thrombosis (DVT). Changes in blood flow and pressure can increase this risk, so it's crucial to take necessary precautions. To minimize these risks, make sure to wear compression stockings or socks, drink plenty of water to stay hydrated, and avoid crossing your legs for prolonged periods. Another concern is the exposure to radiation from airport security scanners or cosmic rays during high-altitude flights. While the level of radiation exposure is generally low and unlikely to cause harm, it's still advisable to limit unnecessary exposure. Opting for alternative screening methods at airports or avoiding frequent air travel may provide peace of mind. Furthermore, morning sickness and fatigue are common symptoms experienced during the first trimester. These discomforts may be exacerbated by air travel due to changes in cabin pressure and motion sickness. It's essential to listen to your body's cues and rest whenever needed. Navigating the Middle Ground: Traveling During the Second Trimester Finding a good balance, many expecting mothers opt to travel during their second trimester. This is often considered the safest time to travel as most pregnancy-related complications are less likely to occur compared to the first and third trimesters. During this period, you can still enjoy exploring new destinations while managing your pregnancy symptoms. When planning your trip, it's important to choose pregnancy-friendly destinations that offer easy access to medical facilities and have a favorable climate. Consider locations with mild weather and avoid places with extreme temperatures or high altitudes that may put unnecessary stress on your body. Additionally, ensure that the destination has safe and reliable transportation options. To make your travel experience more comfortable, it's essential to manage common pregnancy symptoms such as fatigue, nausea, and swollen feet. Take frequent breaks during sightseeing activities, stay hydrated, and listen to your body when it needs rest. Pack comfortable clothing and shoes that accommodate any swelling in your feet or ankles. Here's a helpful table outlining some key considerations for traveling during the second trimester: Consideration Tips Choose Pregnancy-Friendly Destinations Accessible medical facilities; favorable climate Manage Pregnancy Symptoms Take frequent breaks; stay hydrated; pack comfortable clothing Remember to consult with your healthcare provider before making any travel plans and follow their recommendations for a safe journey. Considerations for Late Stage Travel: Traveling During the Third Trimester In the third trimester, it's crucial to prioritize comfort and safety when making travel plans. As your pregnancy progresses, there may be certain travel restrictions you need to consider. It's important to consult with your healthcare provider before embarking on any trips during this stage. Some airlines may have policies restricting travel after a certain week of pregnancy, so it's essential to check their guidelines beforehand. Managing discomfort during late stage travel is also a key consideration. As your belly grows bigger and heavier, you may experience increased back pain and fatigue. It's advisable to choose comfortable modes of transportation that allow for frequent breaks and ample legroom. Plan for regular stretching exercises or short walks during long journeys. Additionally, pack essentials like snacks, water, and pillows for added comfort during the trip. Wearing loose-fitting clothing and supportive footwear can also help alleviate discomfort. Now that we've discussed considerations for late stage travel, let's move on to special considerations for high-risk pregnancies: traveling safely. Special Considerations for High-Risk Pregnancies: Traveling Safely If you have a high-risk pregnancy, it's important to consult with your healthcare provider before making any travel plans. Your safety and the well-being of your baby are paramount, so taking certain precautions is crucial. Here are some tips to help you travel safely and stay comfortable during your journey. Firstly, make sure to discuss your travel plans with your healthcare provider. They can evaluate the risks associated with your specific condition and provide guidance tailored to your needs. It's also essential to have a contingency plan in case of any medical emergencies that may arise during your trip. When it comes to traveling, consider choosing destinations that are closer to home and have access to adequate medical facilities. It's also advisable to avoid destinations with higher altitudes or extreme climates. During long journeys, whether by car or plane, take frequent breaks to stretch your legs and avoid sitting for extended periods. Wear loose-fitting clothing and comfortable shoes that won't restrict circulation. Additionally, staying hydrated is vital, so drink plenty of water throughout the trip. Finally, pack all necessary medications and relevant medical records in case of emergencies. Remember to follow any dietary restrictions recommended by your healthcare provider. Tips for a Smooth Travel Experience: Preparing for Your Journey To ensure a smooth travel experience, it is essential to plan ahead and gather all necessary documents and essentials before your journey. Whether you're traveling for business or pleasure, having a preparing checklist can help you stay organized and prepared. Before you embark on your trip, make sure to check off these items from your list. First and foremost, don't forget your essential travel documents. This includes your passport, visa (if required), driver's license, and any other identification that may be necessary. It's also a good idea to make copies of these documents in case of loss or theft. Next, consider any additional documentation that may be required based on your destination or purpose of travel. For example, if you're traveling with children who are not your own, you may need written permission from their parents or legal guardians. If you have any medical conditions or allergies, it's advisable to carry relevant medical records or doctor's notes. Other essentials to remember include travel insurance information, emergency contact numbers both at home and abroad, as well as any necessary prescriptions or medications. It's always wise to pack a first aid kit with basic supplies such as band-aids, pain relievers, and antiseptics. Frequently Asked Questions What Are the Potential Risks of Traveling During the First Trimester of Pregnancy? During the first trimester of pregnancy, there are potential risks associated with traveling. It is important to be aware of these risks in order to prioritize your safety and the well-being of your baby. Some potential risks include increased fatigue, morning sickness, and a higher risk of miscarriage. It is crucial to consult with your healthcare provider before making any travel plans during this time. They can provide personalized advice based on your individual circumstances to ensure a safe journey. Is It Safe to Travel by Air During the Second Trimester of Pregnancy? During the second trimester of your pregnancy, it's generally safe to travel by air. However, it's important to take certain precautions for air travel safety. Consult with your healthcare provider before making any plans. Remember to stay hydrated, wear comfortable clothing, and move around regularly during the flight to prevent blood clots. It's also advisable to avoid long flights and check airline policies regarding pregnant passengers. Prioritize your well-being and follow necessary guidelines for a safe journey. What Should Pregnant Women Consider When Traveling During the Third Trimester? When traveling during the third trimester, there are important factors to consider. First, be aware of any travel restrictions that may apply to pregnant women. It's crucial to prioritize your safety and the well-being of your baby. Additionally, make sure to check if your travel insurance covers any potential complications related to pregnancy. Taking these precautions will help ensure a smooth and worry-free journey for you and your little one. How Does Having a High-Risk Pregnancy Affect a Woman's Ability to Travel Safely? High-risk pregnancies can impact your ability to travel safely. Travel restrictions may be imposed by your healthcare provider due to potential complications or risks. It is crucial to follow their advice for the well-being of both you and your baby. Medical documentation, such as a letter from your doctor explaining your condition and any necessary precautions, can help ensure a smoother travel experience. Prioritize safety and consult with your healthcare provider before making any travel plans during a high-risk pregnancy. Are There Any Specific Tips or Recommendations for Pregnant Women Preparing for a Travel Journey? When preparing for a travel journey during pregnancy, it's important to keep in mind certain tips and recommendations. First, check with your healthcare provider for any specific traveling restrictions based on your individual circumstances. It's also wise to consider purchasing travel insurance that covers any potential complications related to pregnancy. Conclusion In conclusion, traveling during pregnancy can be a safe and enjoyable experience if approached with caution and careful planning. While the first trimester may pose some risks due to morning sickness and fatigue, the second trimester is often considered the best time to travel as most women feel their best during this period. However, it is important to take into account any complications or high-risk factors that may require additional precautions. By following these tips and considering your unique circumstances, you can ensure a smooth and safe journey for both you and your baby. Happy travels! |
2024.05.15 15:04 celestebcg My amazing Bi-Salp Experience at 25!
A lot of write posts about peoples experience with their Bi-Salp helped me prepare for mine so I thought I would post about my personal experience!!
So about three years ago, I got my copper IUD placed. I didn’t want to try any hormonal birth control because I tend to be hormone imbalanced, considering I got my period when I was nine years old and I already had ovarian cyst when I was 12 I didn’t want to add to the mix. For the first two years of me having it because my wedding ended up getting postponed due to Covid January 2023, I got married started my first year with the copper IUD being actually sexually active. I always loved my IUD because of the presence of no side effects. Other than the fact that my periods were terrible my periods would fluctuate from being seven days to eight days to 14 days to 20 days long. Throughout the month, I would always spot and have random cramping and then on the day cycle or the day leading up, I was already spotting a lot.. I would take 800 mg of ibuprofen every four hours for the entirety of my period because I could not Barrett all of this medication definitely affected my gut health. Towards the fall of last year, I felt like my cycles were getting a little lighter. Finally I thought I’m about to be three years with this may be it will be regulating a little more soon even with the copper had an extreme paranoia of anxiety, but I didn’t realize how extreme my anxiety is now that this risk of getting pregnant I felt was so prevalent, even though I had a obsess over people and I didn’t use any other form of birth control like condoms because I didn’t really like how it felt. I was always paranoid sitting on the toilet for hours waiting for everything to come out not doing anything for two weeks out of the month I include my period and then my ovulation week because that would also make me more paranoid. The last few months of a light cycle I got the worst cycles I had ever gotten they lasted about three weeks with giant clotting and in general I would always be having to wear. Diapers. I would wear a diaper with a pad on the inside of it and I would go through that every hour and a half so my blood loss was intense after my cycle I would get super lightheaded and the worst part is that I have always been chronically anemic my whole life I’m also vegetarian. I don’t eat meat.. It was a perfect storm. The anemia was being affected by the IUD blood loss and then I was diagnosed with heavy menstrual hemorrhaging. so in January, I decided to go to the doctor and see if there was any other options. Still, I knew that birth-control with hormones was not some thing I wanted. I was referred to a minimally, invasive, OB/GYN surgeon, and I asked about getting a Bi-Salp. he spoke to me about the whole process, and I was very excited that day we decided to take my IUD out, which thankfully was not as painful as the torturous insertion. His plan was let’s see how my natural cycle after. Take the IUD out if my bleeding regulates and I’m not losing as much blood. Would be a good option, but then it will be evident that the IUD is not the cause and that it’s a further issue and then they were considering doing a hysterectomy so that I would no longer get a cycle and I wouldn’t have to worry about my anemia by taking the IUD out sure enough my cycles got better two months and my cycles went from a two week. 22 Would be a good option, but then it will be evident that the IUD is not the cause and that it’s a further issue and then they were considering doing a hysterectomy so that I would no longer get a cycle and I wouldn’t have to worry about my anemia, but by taking the IUD out sure enough my cycles got better two months and my cycles went from a two week period to a 2 to 3 day. to 3 day period. Not even days after removing my copper IUD I felt so much relief. I felt a fullness disappear that I didn’t even realize was there in the first place and a lot of other things changed to my skin got clear and overall I felt less anxious. I believe that the copper in the IUD had been causing me some sort of copper toxicity. so after two months, I called the doctor and told him that my period had gotten better so I went back and we schedule the Bi-Salp. So I went two months without any birth control and stayed away from my husband. Lol, thankfully at the end of the two months I was able to get my surgery and a week before my surgery. I went to a regular visit with my OB and they did an ultrasound and they saw that they’re good possibly be a polyp on my uterus so when they went in to do my procedure, they also did a Oppie with to see if there was any polyps and remove the polyps that were there. They also found some cysts that they removed and I also had some endometriosis growing on my left tube and ovary thankfully they were able to remove! For the surgery and leading up to it, I stayed away away from any foods that would make me gassy and anything that would constipate me. I was drinking MiraLAX in my tea every night for the week leading up to the surgery.
Surgery day of: On the morning of the surgery, I was advised to not take my Vyvanse, which I use for anxiety and ADHD. So I skipped it and just drink water since I have been fasting since 10 PM the night before. When I arrive to the hospital, I was able to go to the bathroom thankfully and then started getting prepped for surgery. They obviously had me do a urine test and then got me set up with my IV where they would insure all of my meds this was very painful, but I sat and waited before I was feeling loopy. They gave me the anti-stress and anxiety medication before they administered the anesthesia and suddenly I was knocked out. All I remember is walking into the surgery room and thinking wow this is like Grey’s Anatomy and then knocking out next thing, I remember I wake up in the room and I am very groggy and out of it. Thankfully, the anesthesia did not cause nausea. The hardest part during this transition was getting me to pee because I kept wanting to fall asleep so badly but they kept telling me if I didn’t pee then I wouldn’t be able to go home to finally sleep so I was bloated and swollen And I finally peed the second time. After that, I was discharged and my family did a great job at trying to keep me awake while we drove home because I was asleep in the car that could get nauseous and throw up, which would hurt my belly from making those kind of movements. Thankfully, I got home and I knocked out on the couch. I woke up dazed and confused but feeling a lot better and refreshed. I felt good for about an hour and then the pain started, but not any sort of abdominal pain from the surgery itself. It was just the Thankfully, I got home and I knocked out on the couch. I woke up dazed and confused but feeling a lot better and refreshed. I felt good for about an hour and then the pain started, but not any sort of abdominal pain from the surgery itself. It was just the pain from the gas pain from the laparoscopic surgery. This pain was definitely intense and it progressed my worst day was the day after the surgery. But that same night after the surgery was difficult because I could not find any position where I was comfortable. I was taking Gas-X every two hours charcoal pills every two hours and ibuprofen and Tylenol alternated every four hours. They gave me OXY if I wanted to take it, but I never did because I didn’t wanna get constipated and I really didn’t feel any pain that the oxy could resolve pain medication does not resolve gas pain. First night I slept propped up with a lot of pillows around me holding my belly holding me from every position where I could put more weight to add pain to my body well, I didn’t really sleep that night, but I tried to sleep, but I rested upright on the couch and I was up maybe every hour going to pee and walking around because the best advice I could give is just walk as much as it hurts. Everything hurts with these gas pain so I feel better to be walking around in pain than to be sitting down, knowing that I’m not actually resolving any of the gases that is the only way the gases will escape your body. That was exhausting because I could not sleep as much as I wanted to. the day was extremely painful trapped in my ribs. It felt like someone had a split my ribs but again I had no tenderness or soreness in my abdomen no cramping anything like that. I complain the most and the most uncomfortable part of everything was just being very very bloated and not being able to suck in my stomach. I’m naturally a very thin person so having my stomach was frustrating because none of my clothes fit me comfortably. The bloating started from the top of my rib cage all the way down. But I kept up with charcoal pills and Gas-X, and I’m thinking the charcoal definitely help because I would notice a difference after taking that even more so than the Gas-X. I finally was able to go to the bathroom after the surgery and thankfully it was a smooth transition to going into the bathroom. I’m sure the MiraLAX helped because of that and I had hardly been eating because my stomach was so swollen and were so severe that even one bite of food in my stomach would make everything swell up even more and it it would hurt me. So those first few days I kept it very light. The second night after the surgery was another miserable night. I almost cried that night because I thought I was gonna lose my mind. I hadn’t slept or napped all day because the pain would prevent me from being able to rest in a comfortable position and then all night again, I did not sleep, those were the hardest 2 nights. The following day I saw a tiny bit of progress with the gas pain. But eventually, I think I got used to it by Saturday surgery having been Monday. I felt significantly better still very swollen but better. Sunday I left the house for the first time got ready put normal clothes on. The loosest clothes that I had. And that was nice to finally leave the house and try to do something normal, came back and was definitely exhausted and rested for the rest of the day by this point I was no longer taking any pain medication. Just the charcoal pills. By Monday I was feeling significantly better. I had gotten my cycle over the weekend and it was not a very painful cycle. Just a little bit of mild cramping and bleeding but nothing crazy on Wednesday. I had my follow up appointment a week and a half after surgery and I was cleared for all activity and just told to be careful with how heavy things are when I lift them to stay away from anything more than 30 pounds. I had sex for the first time in three months because of the fact that I had no birth control before my surgery for those two months when they had taken my IUD out. It was a little bit painful because my body had gotten used to sex and no penetration at all. Very quickly my bodygot used to it again. And I enjoyed it so much. I was scared to have an orgasm because I had heard online that some people complained of cramping after the orgasm, but I had no cramping at all only enjoyment. The fact that I was able to do everything I wanted without any anxiety that I would get pregnant without having to do anything to prevent that was liberating and it literally has improved my sex life incredibly and just the short amount of time today I am 2 1/2 weeks postop. And I feel great. My incisions are healing really well and I’m about to start using scar tape for the scars. I have barely any gases. My stomach is as flat as it normally is, and I’ve been feeling wonderful. The only thing I noticed after my surgery was a little bit of breaking out right after the surgery, but they said that that was normal since a lot of the drugs and medicine they put into your system for surgery is basically detoxing after you come out of surgery so it comes out of your body in different ways. I do not regret this surgery. It has completely changed my mindset towards life. I feel free finally. I’m sure my age has a lot to do with my recovery time and overall I’m a very sickly person for my age so I was expecting for this recovery to take me weeks to months, but I am feeling wonderful. I’m about to be the maid of honor for a wedding this Friday and I feel no restraint and dancing or anything of this sort. I’m grateful I didn’t get any soreness or pain in my abdomen after the surgery and that all I had to deal with was the severe gas pain. I know that is not everyone’s experience, but that was mine and I’m very happy with it. Just wanted to share some details on how everything went and hopefully this can be helpful to someone. Thankfully, my insurance covered most of the procedure and all I had to pay was $1,500. I have never been happier with a decision in my life.
submitted by celestebcg to sterilization [link] [comments]
So about three years ago, I got my copper IUD placed. I didn’t want to try any hormonal birth control because I tend to be hormone imbalanced, considering I got my period when I was nine years old and I already had ovarian cyst when I was 12 I didn’t want to add to the mix. For the first two years of me having it because my wedding ended up getting postponed due to Covid January 2023, I got married started my first year with the copper IUD being actually sexually active. I always loved my IUD because of the presence of no side effects. Other than the fact that my periods were terrible my periods would fluctuate from being seven days to eight days to 14 days to 20 days long. Throughout the month, I would always spot and have random cramping and then on the day cycle or the day leading up, I was already spotting a lot.. I would take 800 mg of ibuprofen every four hours for the entirety of my period because I could not Barrett all of this medication definitely affected my gut health. Towards the fall of last year, I felt like my cycles were getting a little lighter. Finally I thought I’m about to be three years with this may be it will be regulating a little more soon even with the copper had an extreme paranoia of anxiety, but I didn’t realize how extreme my anxiety is now that this risk of getting pregnant I felt was so prevalent, even though I had a obsess over people and I didn’t use any other form of birth control like condoms because I didn’t really like how it felt. I was always paranoid sitting on the toilet for hours waiting for everything to come out not doing anything for two weeks out of the month I include my period and then my ovulation week because that would also make me more paranoid. The last few months of a light cycle I got the worst cycles I had ever gotten they lasted about three weeks with giant clotting and in general I would always be having to wear. Diapers. I would wear a diaper with a pad on the inside of it and I would go through that every hour and a half so my blood loss was intense after my cycle I would get super lightheaded and the worst part is that I have always been chronically anemic my whole life I’m also vegetarian. I don’t eat meat.. It was a perfect storm. The anemia was being affected by the IUD blood loss and then I was diagnosed with heavy menstrual hemorrhaging. so in January, I decided to go to the doctor and see if there was any other options. Still, I knew that birth-control with hormones was not some thing I wanted. I was referred to a minimally, invasive, OB/GYN surgeon, and I asked about getting a Bi-Salp. he spoke to me about the whole process, and I was very excited that day we decided to take my IUD out, which thankfully was not as painful as the torturous insertion. His plan was let’s see how my natural cycle after. Take the IUD out if my bleeding regulates and I’m not losing as much blood. Would be a good option, but then it will be evident that the IUD is not the cause and that it’s a further issue and then they were considering doing a hysterectomy so that I would no longer get a cycle and I wouldn’t have to worry about my anemia by taking the IUD out sure enough my cycles got better two months and my cycles went from a two week. 22 Would be a good option, but then it will be evident that the IUD is not the cause and that it’s a further issue and then they were considering doing a hysterectomy so that I would no longer get a cycle and I wouldn’t have to worry about my anemia, but by taking the IUD out sure enough my cycles got better two months and my cycles went from a two week period to a 2 to 3 day. to 3 day period. Not even days after removing my copper IUD I felt so much relief. I felt a fullness disappear that I didn’t even realize was there in the first place and a lot of other things changed to my skin got clear and overall I felt less anxious. I believe that the copper in the IUD had been causing me some sort of copper toxicity. so after two months, I called the doctor and told him that my period had gotten better so I went back and we schedule the Bi-Salp. So I went two months without any birth control and stayed away from my husband. Lol, thankfully at the end of the two months I was able to get my surgery and a week before my surgery. I went to a regular visit with my OB and they did an ultrasound and they saw that they’re good possibly be a polyp on my uterus so when they went in to do my procedure, they also did a Oppie with to see if there was any polyps and remove the polyps that were there. They also found some cysts that they removed and I also had some endometriosis growing on my left tube and ovary thankfully they were able to remove! For the surgery and leading up to it, I stayed away away from any foods that would make me gassy and anything that would constipate me. I was drinking MiraLAX in my tea every night for the week leading up to the surgery.
Surgery day of: On the morning of the surgery, I was advised to not take my Vyvanse, which I use for anxiety and ADHD. So I skipped it and just drink water since I have been fasting since 10 PM the night before. When I arrive to the hospital, I was able to go to the bathroom thankfully and then started getting prepped for surgery. They obviously had me do a urine test and then got me set up with my IV where they would insure all of my meds this was very painful, but I sat and waited before I was feeling loopy. They gave me the anti-stress and anxiety medication before they administered the anesthesia and suddenly I was knocked out. All I remember is walking into the surgery room and thinking wow this is like Grey’s Anatomy and then knocking out next thing, I remember I wake up in the room and I am very groggy and out of it. Thankfully, the anesthesia did not cause nausea. The hardest part during this transition was getting me to pee because I kept wanting to fall asleep so badly but they kept telling me if I didn’t pee then I wouldn’t be able to go home to finally sleep so I was bloated and swollen And I finally peed the second time. After that, I was discharged and my family did a great job at trying to keep me awake while we drove home because I was asleep in the car that could get nauseous and throw up, which would hurt my belly from making those kind of movements. Thankfully, I got home and I knocked out on the couch. I woke up dazed and confused but feeling a lot better and refreshed. I felt good for about an hour and then the pain started, but not any sort of abdominal pain from the surgery itself. It was just the Thankfully, I got home and I knocked out on the couch. I woke up dazed and confused but feeling a lot better and refreshed. I felt good for about an hour and then the pain started, but not any sort of abdominal pain from the surgery itself. It was just the pain from the gas pain from the laparoscopic surgery. This pain was definitely intense and it progressed my worst day was the day after the surgery. But that same night after the surgery was difficult because I could not find any position where I was comfortable. I was taking Gas-X every two hours charcoal pills every two hours and ibuprofen and Tylenol alternated every four hours. They gave me OXY if I wanted to take it, but I never did because I didn’t wanna get constipated and I really didn’t feel any pain that the oxy could resolve pain medication does not resolve gas pain. First night I slept propped up with a lot of pillows around me holding my belly holding me from every position where I could put more weight to add pain to my body well, I didn’t really sleep that night, but I tried to sleep, but I rested upright on the couch and I was up maybe every hour going to pee and walking around because the best advice I could give is just walk as much as it hurts. Everything hurts with these gas pain so I feel better to be walking around in pain than to be sitting down, knowing that I’m not actually resolving any of the gases that is the only way the gases will escape your body. That was exhausting because I could not sleep as much as I wanted to. the day was extremely painful trapped in my ribs. It felt like someone had a split my ribs but again I had no tenderness or soreness in my abdomen no cramping anything like that. I complain the most and the most uncomfortable part of everything was just being very very bloated and not being able to suck in my stomach. I’m naturally a very thin person so having my stomach was frustrating because none of my clothes fit me comfortably. The bloating started from the top of my rib cage all the way down. But I kept up with charcoal pills and Gas-X, and I’m thinking the charcoal definitely help because I would notice a difference after taking that even more so than the Gas-X. I finally was able to go to the bathroom after the surgery and thankfully it was a smooth transition to going into the bathroom. I’m sure the MiraLAX helped because of that and I had hardly been eating because my stomach was so swollen and were so severe that even one bite of food in my stomach would make everything swell up even more and it it would hurt me. So those first few days I kept it very light. The second night after the surgery was another miserable night. I almost cried that night because I thought I was gonna lose my mind. I hadn’t slept or napped all day because the pain would prevent me from being able to rest in a comfortable position and then all night again, I did not sleep, those were the hardest 2 nights. The following day I saw a tiny bit of progress with the gas pain. But eventually, I think I got used to it by Saturday surgery having been Monday. I felt significantly better still very swollen but better. Sunday I left the house for the first time got ready put normal clothes on. The loosest clothes that I had. And that was nice to finally leave the house and try to do something normal, came back and was definitely exhausted and rested for the rest of the day by this point I was no longer taking any pain medication. Just the charcoal pills. By Monday I was feeling significantly better. I had gotten my cycle over the weekend and it was not a very painful cycle. Just a little bit of mild cramping and bleeding but nothing crazy on Wednesday. I had my follow up appointment a week and a half after surgery and I was cleared for all activity and just told to be careful with how heavy things are when I lift them to stay away from anything more than 30 pounds. I had sex for the first time in three months because of the fact that I had no birth control before my surgery for those two months when they had taken my IUD out. It was a little bit painful because my body had gotten used to sex and no penetration at all. Very quickly my bodygot used to it again. And I enjoyed it so much. I was scared to have an orgasm because I had heard online that some people complained of cramping after the orgasm, but I had no cramping at all only enjoyment. The fact that I was able to do everything I wanted without any anxiety that I would get pregnant without having to do anything to prevent that was liberating and it literally has improved my sex life incredibly and just the short amount of time today I am 2 1/2 weeks postop. And I feel great. My incisions are healing really well and I’m about to start using scar tape for the scars. I have barely any gases. My stomach is as flat as it normally is, and I’ve been feeling wonderful. The only thing I noticed after my surgery was a little bit of breaking out right after the surgery, but they said that that was normal since a lot of the drugs and medicine they put into your system for surgery is basically detoxing after you come out of surgery so it comes out of your body in different ways. I do not regret this surgery. It has completely changed my mindset towards life. I feel free finally. I’m sure my age has a lot to do with my recovery time and overall I’m a very sickly person for my age so I was expecting for this recovery to take me weeks to months, but I am feeling wonderful. I’m about to be the maid of honor for a wedding this Friday and I feel no restraint and dancing or anything of this sort. I’m grateful I didn’t get any soreness or pain in my abdomen after the surgery and that all I had to deal with was the severe gas pain. I know that is not everyone’s experience, but that was mine and I’m very happy with it. Just wanted to share some details on how everything went and hopefully this can be helpful to someone. Thankfully, my insurance covered most of the procedure and all I had to pay was $1,500. I have never been happier with a decision in my life.
2024.05.15 13:57 AccomplishedForm951 Childcare conundrum - Sanity check and advice
Hi all,
My wife and I (both 29) are 5 months pregnant (unplanned) and we’ve sort of backed ourselves into a corner. We were not anticipating children this year but that’s life! Our finances currently: - £15k loan @ 6.6% / £300pm for the next 4 years. Silly in hindsight as it was our wedding, this was promised to us but then reneged on and we already booked everything. - £12k cash / emergency fund - Property Equity: £80-£85k - £50k in my pension (work does 16% non-contributory), wife has teacher’s DB pension - My income: £127k base + 15% guaranteed bonus. Wife: £55k but likely to fall to £43k if we move out of London. Take-home: £8.75k now, £7.35k on maternity, £8.25k after maternity leave. - Current expenses ~£5.25k (can’t reduce as it’s mostly our flat). We can save ~£3.5k right now but maternity leave will eat up a chunk of this.
Anyways, we’re currently in a flat in London and it’s not fit for children realistically. I’m looking at commuter towns so I can still get to the office but I’m absolutely floored by the cost of housing (£450-£530k range and only finding 3 bed terraces to semi-detached). Taking worst case scenario of £530k property with 10% deposit… mortgage rates of 5% over 35 years would mean a £2,400pm mortgage. Childcare fees for full time are coming in at £1,300 after I’ve reached out to a few places (no family to take care of children). Honestly, it’s borderline unaffordable but… with good budgeting and some cutbacks, it should be just about doable.
I suppose what I’m looking for is advice on the below: - To afford to move, I need to save an additional ~£5k so I don’t touch my cash buffer as estate agent fees, stamp duty, etc will eat up a lot of my equity which we’ll need for the deposit. Moreover, I need to save another ~£2k for all the baby stuff as we have nothing. - For childcare costs, Im not eligible for the 30 free hours starting September next year. This would get childcare down to ~£800 a month, however, I’d need to sacrifice £46k which would take me to £66k contributions a year. That’s not long term sustainable but could do for 3 years using unused allowance and would reduce my yearly take-home by £18k. - My budget: £2.4k mortgage, £1.3k childcare, £750 household bills, £300 train to work, £500 car (repayment, insurance, maintenance and fuel), £500 Food, £200 baby needs, £300 house maintenance buffer, £150 misc (haircuts, gym, phone sims). Totals: £6,400. Add annualised costs (clothes, birthdays/xmas, TV subscriptions, etc. ) of £500 = £6.9k. With the loan, that comes to £7.2k before discretionary spend.
I feel like I’m being stupid / over the top on some things and really would like to gain some perspective of how to make this more affordable. I feel like I earn well but the expenses here feel ludicrous and will put us under some longer term strain which I hadn’t anticipated.
submitted by AccomplishedForm951 to UKPersonalFinance [link] [comments]
My wife and I (both 29) are 5 months pregnant (unplanned) and we’ve sort of backed ourselves into a corner. We were not anticipating children this year but that’s life! Our finances currently: - £15k loan @ 6.6% / £300pm for the next 4 years. Silly in hindsight as it was our wedding, this was promised to us but then reneged on and we already booked everything. - £12k cash / emergency fund - Property Equity: £80-£85k - £50k in my pension (work does 16% non-contributory), wife has teacher’s DB pension - My income: £127k base + 15% guaranteed bonus. Wife: £55k but likely to fall to £43k if we move out of London. Take-home: £8.75k now, £7.35k on maternity, £8.25k after maternity leave. - Current expenses ~£5.25k (can’t reduce as it’s mostly our flat). We can save ~£3.5k right now but maternity leave will eat up a chunk of this.
Anyways, we’re currently in a flat in London and it’s not fit for children realistically. I’m looking at commuter towns so I can still get to the office but I’m absolutely floored by the cost of housing (£450-£530k range and only finding 3 bed terraces to semi-detached). Taking worst case scenario of £530k property with 10% deposit… mortgage rates of 5% over 35 years would mean a £2,400pm mortgage. Childcare fees for full time are coming in at £1,300 after I’ve reached out to a few places (no family to take care of children). Honestly, it’s borderline unaffordable but… with good budgeting and some cutbacks, it should be just about doable.
I suppose what I’m looking for is advice on the below: - To afford to move, I need to save an additional ~£5k so I don’t touch my cash buffer as estate agent fees, stamp duty, etc will eat up a lot of my equity which we’ll need for the deposit. Moreover, I need to save another ~£2k for all the baby stuff as we have nothing. - For childcare costs, Im not eligible for the 30 free hours starting September next year. This would get childcare down to ~£800 a month, however, I’d need to sacrifice £46k which would take me to £66k contributions a year. That’s not long term sustainable but could do for 3 years using unused allowance and would reduce my yearly take-home by £18k. - My budget: £2.4k mortgage, £1.3k childcare, £750 household bills, £300 train to work, £500 car (repayment, insurance, maintenance and fuel), £500 Food, £200 baby needs, £300 house maintenance buffer, £150 misc (haircuts, gym, phone sims). Totals: £6,400. Add annualised costs (clothes, birthdays/xmas, TV subscriptions, etc. ) of £500 = £6.9k. With the loan, that comes to £7.2k before discretionary spend.
I feel like I’m being stupid / over the top on some things and really would like to gain some perspective of how to make this more affordable. I feel like I earn well but the expenses here feel ludicrous and will put us under some longer term strain which I hadn’t anticipated.
2024.05.15 11:49 Go_Corgi_Fan84 Budget?
Doing my initial budget for our attorney. I wish my attorney gave me more instructions on how to do this so I’m just going through our accounts to see what we’ve been buying and how often to see where our spending is. Does this sound right?
What about things/categories that we know historically we have been underspending? My husband’s been the focus of our limited clothing budget (works in person and weight loss) and we are underspending on me although nothing fits me.
Did you put toilet paper under your personal care or clean supplies?
How did you figure out your medical/dental expenses? We both have new insurances this year so things are off but we both have typically hit deductibles or out of pocket max. How do accounts like HSA/FSA fall into this? We have these but they are not adequately funded for all of our out of pocket medical fees.
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What about things/categories that we know historically we have been underspending? My husband’s been the focus of our limited clothing budget (works in person and weight loss) and we are underspending on me although nothing fits me.
Did you put toilet paper under your personal care or clean supplies?
How did you figure out your medical/dental expenses? We both have new insurances this year so things are off but we both have typically hit deductibles or out of pocket max. How do accounts like HSA/FSA fall into this? We have these but they are not adequately funded for all of our out of pocket medical fees.
2024.05.15 09:54 ReclinerShowroom Criteria To Choose The Right Electric Mobility Chair
An electric mobility chair is also popular by the name of a power wheelchair. It is a mechanized versatility help intended for people with restricted versatility. It is controlled by a joystick or other interfaces and is powered by batteries. These chairs offer independence and convenience by allowing users to maneuver without physical effort. They come in different arrangements to suit various necessities, like indoor use, open-air territory, or particular seating prerequisites.
Picking an electric portability seat includes considering a few significant rules to guarantee it addresses your issues and upgrades your versatility and personal satisfaction. Here are the vital variables to consider:
Comfort and Fit:
To learn about real-world experiences with various models for electric mobility chairs, read user reviews, and ask healthcare professionals or other users for recommendations.
Taking everything into account, choosing the right electric mobility chair requires cautious thought of solace, mobility, battery duration, well-being highlights, customization choices, and backing administrations. By considering these standards in contrast to your particular requirements and inclinations, you can pick a seat that improves portability and offers dependable help for your everyday exercises.
submitted by ReclinerShowroom to u/ReclinerShowroom [link] [comments]
Picking an electric portability seat includes considering a few significant rules to guarantee it addresses your issues and upgrades your versatility and personal satisfaction. Here are the vital variables to consider:
Comfort and Fit:
- Search for a seat that offers comfortable seating with sufficient cushioning and backing for your back and legs.
- Guarantee the seat width and depth that fits suitably for your body size for ideal solace and stability.
- Consider the turning radius to ensure the chair can navigate easily in your home or other environments.
- Look at the controls for convenience, particularly if you have restricted adroitness or hand strength.
- Evaluate the battery life per charge and the distance the chair can cover on a full charge.
- Choose a chair with a battery range that suits your typical daily activities to avoid frequent recharging.
- Assuming that you intend to move the seat regularly, consider its weight and whether it tends to be dismantled or collapsed for simpler vehicles.
- A survey is helpful for where you’ll utilize the electric mobility chair — inside, outside, or both.
- Pick a seat with suitable haggles for the landscape you experience consistently (e.g., tough outside surfaces).
- Look for features like anti-tip wheels, seat belts, and reliable braking systems for added safety.
- Check if the seat considers customization like flexible armrests or seating positions to suit your inclinations.
- For convenience, look into the available accessories like baskets, cup holders, or additional cushions.
- Research the producer’s standing for client care and the accessibility of fixed administrations in your space.
- Decide your spending plan and investigate whether protection or medical services suppliers can take care of part of the expense.
- Consider the drawn-out expenses of upkeep and fixes while settling on your choice.
To learn about real-world experiences with various models for electric mobility chairs, read user reviews, and ask healthcare professionals or other users for recommendations.
Taking everything into account, choosing the right electric mobility chair requires cautious thought of solace, mobility, battery duration, well-being highlights, customization choices, and backing administrations. By considering these standards in contrast to your particular requirements and inclinations, you can pick a seat that improves portability and offers dependable help for your everyday exercises.
2024.05.15 09:54 Kinzsapremium Breathe Easy in a Sparkling Home: Deep Cleaning Services in Doha
Keeping your home in Doha clean and tidy is essential for a healthy and comfortable living environment. But sometimes, regular cleaning just isn't enough. To tackle built-up grime, dust, and allergens, a Deep Cleaning Service in Doha can be a lifesaver.
submitted by Kinzsapremium to u/Kinzsapremium [link] [comments]
What is a Deep Cleaning Service?
A deep cleaning service goes beyond your regular dusting and mopping. It's a comprehensive cleaning approach that focuses on those often-neglected areas and gives your home a thorough refresh. Deep Cleaning Service in Doha typically include:- Detailed cleaning of all surfaces: This includes walls, ceilings, baseboards, light fixtures, and doors.
- Deep cleaning of floors: This may involve scrubbing tiles, polishing hardwood floors, and deep carpet cleaning.
- Kitchen appliance cleaning: Ovens, stovetops, refrigerators, and microwaves get a thorough clean, often including degreasing and sanitizing.
- Bathroom cleaning: Deep cleaning tackles grime and mineral build-up in showers, bathtubs, toilets, and sinks.
- Window cleaning: Sparkling windows not only improve the aesthetics but also let in more natural light.
- Upholstery cleaning: Deep cleaning removes dust, allergens, and stains from upholstered furniture.
Benefits of Deep Cleaning Services in Doha:
There are numerous benefits to using a deep cleaning service in Doha:- Improved indoor air quality: Deep cleaning removes dust, allergens, and other irritants that can trigger allergies and asthma.
- A healthier living environment: A clean home reduces the risk of germs and bacteria spreading.
- Reduced stress: Coming home to a clean and organized space can significantly reduce stress levels.
- More time for you: Deep cleaning can be a time-consuming task. By outsourcing it, your free up time for other activities.
- Increased lifespan of your belongings: Proper cleaning extends the life of your carpets, furniture, and appliances.
Things to Consider When Choosing a Deep Cleaning Service in Doha:
- Reputation and reviews: Look for companies with a positive track record and good customer reviews.
- Services offered: Ensure the company offers the specific deep cleaning services you need.
- Pricing and quotes: Get quotes from several companies to compare pricing and ensure it fits your budget.
- Insurance and licensing: Make sure the company is properly insured and licensed.
- Cleaning products and methods: Ask about the cleaning products they use and whether they offer eco-friendly options.
Conclusion:
A Deep Cleaning Service in Doha can be a valuable investment for homeowners and renters in Doha. It provides a thorough clean, improves your home's hygiene, and frees up your time. By considering the factors mentioned above, you can choose a reliable and professional deep cleaning service that meets your needs and budget. What is a Deep Cleaning Service?2024.05.15 09:15 deseyfashion Top 10 Corporate Photoshoot Services in Singapore 2024
 | Corporate photography is essentially about taking photos for businesses to help them showcase their brand, products, and services. These photos play a crucial role in building the company's image and promoting what it offers to its audience. They're used across various platforms like company websites, brochures, social media, and press releases. Additionally, they serve individuals who want to build a professional portfolio to highlight their skills and expertise. submitted by deseyfashion to u/deseyfashion [link] [comments] Within the realm of corporate photography, there's a diverse range of styles and purposes. The most common type is corporate portraits, which include professional headshots and outdoor portraits. These portraits are often featured on company websites, employee profiles, and corporate directories, giving a face to the company's workforce and conveying a sense of professionalism. Another popular style is capturing 'business-in-action' shots, which provide a glimpse into the daily operations of the company. These photos showcase employees at work, giving viewers an inside look into the company's culture, values, and working environment. They help to humanise the brand and build connections with the audience. Group portraits are also prevalent in corporate photography, highlighting teamwork and camaraderie among employees. These photos often feature the entire workforce together, conveying a sense of unity and collaboration within the company. In addition to indoor studio settings, environmental or outdoor portraits are gaining popularity in corporate photography. These photos are taken outside of the traditional office environment and often tell a story or evoke a specific mood. They provide a more relaxed and natural look while still conveying the desired message or brand image. In Singapore, the corporate photography scene is thriving, with numerous photo studios offering specialised services tailored to business needs. However, with so many options available, choosing the right studio can be overwhelming. To assist in this process, we've compiled a curated list of the top studios in Singapore for corporate photography, each renowned for their expertise, creativity, and professionalism. Whether you require headshots, product photography, or event coverage, these studios excel in delivering high-quality images that meet the standards of Corporate Photoshoot Singapore. Read on to learn more about the Top 10 Corporate Photoshoot Services in Singapore 2024. 1. Mount Studio In Singapore's bustling photography scene, Mount Studio stands out for its reliability and creativity. Embarking on its journey in 2017 within the cosy confines of a 1,300-square-foot studio, Mount Studio soon found itself outgrowing its original space, prompting a move to a more expansive locale capable of housing both photo and video studios under one roof. They offer a wide range of photography services, including corporate, wedding, fashion, and event photography. They also allow others to rent their studios for their own projects. Key Features: ❖ Mount Studio now operates three studios within a spacious 2,400-square-foot facility. ❖ With over 15 years of combined experience, the founders ensure top-quality service. ❖ Conveniently located near Marymount MRT station, Mount Studio is easily accessible to clients across Singapore. ❖ They have worked with prestigious clients like OCBC Bank, Visa, IBM, Klook, and Philip Morris. Corporate Photography Services: ● Corporate Portraits - Professional photography at Mount Studio includes retouching three selected photos per person and the option for one backdrop. All photos are provided in low-resolution JPEG format for selection, with the final edited high-resolution JPEGs sent via Dropbox within 7-10 working days. ● On-location Photography Service: Their services include sending a professional photographer and assistant to the client's chosen location. Clients get up to three carefully retouched photos per person, with professional lighting and various backdrop options. All photos are provided in low-resolution JPEG format for easy viewing, and the final edited high-resolution JPEGs are delivered via Dropbox within 7 to 10 working days. ● Outdoor Photoshoots: At your preferred Singapore location, you'll get professional photography with editing. Expect around 30-60 edited photos per hour, all delivered in high-resolution JPEG format via Dropbox within 7-10 working days. Contact Information: Address: Foo Wah Industrial Building, 45 Jalan Pemimpin #07-04 Singapore 577197 Phone: +65 8875 8092 Email: [contact@mountstudio.com.sg](mailto:contact@mountstudio.com.sg) 2. Firefly Photography Firefly Photography is a photo studio in Singapore that offers various services like corporate, family, and wedding photography. It started in 2012 with a partnership with a tech company and introduced outdoor family photoshoots, which were unique at the time. Over the years, it grew, securing contracts with big names like Nestle and Wildlife Reserves Singapore. Since 2014, it's been part of the National Day Parade. Key Features: ❖ With 10 years of experience, Firefly Photography handles corporate projects for various clients, from government agencies to small businesses and multinational corporations. ❖ They have a fully-equipped studio for corporate headshots, group photos, and commercial shoots. You can also choose to shoot at your preferred location. ❖ Their professional team ensures a comfortable experience during the shoot. ❖ They offer a 360 Virtual Tour service to enhance your brand's online presence. Corporate Photography Services: ● Professional Corporate Photoshoots: Tailored photography sessions designed to meet the specific needs and branding of corporate clients, ensuring high-quality images for marketing and promotional materials. ● Corporate Headshots: Expertly captured portraits focused on individuals within the corporate environment, ideal for professional profiles, websites, and marketing materials. ● Group Corporate Photoshoots: Sessions designed to capture teams and groups within the corporate setting, promoting unity and teamwork through visually engaging images. ● Lifestyle Photography: Photography sessions that capture the essence and atmosphere of the corporate environment, showcasing the culture, values, and daily life of the organisation. ● Commercial and Stock Photography: High-quality images suitable for commercial use, including advertising, marketing, and editorial purposes, available for licensing or purchase. ● 360 Virtual Tour: Immersive virtual tours that provide an interactive and engaging experience, allowing viewers to explore corporate spaces remotely and gain a comprehensive understanding of the environment. ● Corporate Video Production: Professional video production services tailored to corporate clients, including promotional videos, training videos, interviews, and corporate event coverage. Contact Information: Address: 1 Yishun Industrial Street 1, A'Posh Bizhub, #07-19, Singapore 768160 Phone: +65 9147 3301 Email: [info@fireflyphotographysg.com](mailto:info@fireflyphotographysg.com) 3. Memoire Photography https://preview.redd.it/0xonmzusij0d1.jpg?width=597&format=pjpg&auto=webp&s=b10c8765aaf3d1e91cc009f1e37c8d7b3c7ea6c1 In the dynamic world of corporate photoshoot, where professionalism meets creativity, Memoire Photography emerges as a beacon of innovation and excellence. Nestled in the heart of Singapore, Memoire Photography isn't just a studio; it's a testament to the fusion of artistry and business acumen. Specialising in corporate photo shooting, as one explores what makes Memoire unique, they invite you on a journey where every picture tells a powerful story of corporate identity and success. Key Features: ❖ Strategically situated in the bustling heart of Singapore, Memoire Photography enjoys a prime location easily reachable for clients from all corners of the city. ❖ Memoire Photography has a really advanced studio with the latest technology. They're great for corporate headshots, team photos, and commercial shoots. ❖ At Memoire Photography, clients can expect a seamless and enjoyable experience, From initial consultation to the final delivery, they prioritise client comfort and satisfaction, ensuring a stress-free and productive photo session. ❖ With a keen eye for detail and mastery of post-production techniques, they ensure that every image is meticulously edited to perfection, resulting in polished and professional visuals that truly stand out. ❖ Prior to the shoot, clients receive personalised style consultations to ensure that the visual aesthetic aligns seamlessly with their brand identity and objectives. Corporate Photography Services: ● Tailored Corporate Photoshoots: Professional photo shoots are available to encapsulate the essence of any company, ranging from the dynamics of office spaces to discussions in boardrooms, aiming to generate imagery that enhances marketing materials. ● Executive Portraits: Catering to companies seeking to exhibit their team's professionalism, expertly captured executive portraits offer an ideal solution, suitable for incorporation into websites, profiles, and promotional materials. ● Team Building Sessions: Fostering unity and collaboration, interactive group photoshoots encapsulate the collaborative spirit, whether involving the entire team or specific departments. ● Company Culture Photography: Lifestyle photography sessions breathe life into corporate culture by capturing its values, ethos, and daily activities, providing a window into the core of the organisation. ● Commercial Imagery: Premium-quality product photoshoot commercial imagery boosts brand visibility, serving various purposes ranging from advertising to editorial requirements, poised to augment marketing endeavours. Contact Information: Address: 246 MacPherson Road #02-01 (Betime Building) Singapore 348578 Phone: +65 9686 9665 Email: [contact@memoire.sg](mailto:contact@memoire.sg) Website : https://www.memoire.sg 4. The Beautybox Studio Since its establishment in 1998, The Beautybox Studio has been a premier destination for creative and personalised photography services. With a focus on both studio and location photography, the team at The Beautybox Studio is committed to delivering exceptional portrait photography and image styling. With a collective experience of 25 years, they aim to maintain their position as one of Singapore's top makeover and photography studios. The Beautybox Studio offers a comprehensive experience, combining a sense of luxury, visual appeal, and exceptional service. Key Features: ❖ Their experienced photographers take the time to understand each client's needs, ensuring a tailored experience. ❖ Beautybox constantly explores new angles and expressions to make each image special. ❖ With full-time makeup artists and hairstylists, they offer convenience and expertise to enhance clients' appearance for the shoot. ❖ Their beauty professionals have at least five years of experience, guaranteeing top-notch service and confidence in front of the camera. Corporate Photography Services: ● Headshot Passport: The Beautybox Studio takes professional headshot photos that are great for resumes, applications, and company IDs. ● Half-Body Photoshoots: They specialise in half-body photos that show off your personality for business purposes. They offer makeup and hairstyling to make you look your best. ● Lifestyle Photography: They also do lifestyle photos that are more casual and friendly, perfect for social media or professional profiles. ● Black+White Photoshoots: They offer classic black and white photos that focus on your expressions and presence. ● Premiere Photography: With professional makeup and hairstyling, they ensure you look confident in every photo. They take high-quality photos for business use. ● Group Photoshoots: They take photos of corporate teams for internal or external use, showing unity and professionalism. ● Cabin Crew Photoshoots: They provide studio-quality photos at your office, with expert lighting and backgrounds, perfect for cabin crew and other corporate needs. Contact Information: Address: 452 North Bridge Road #02-00 Chan Brothers Bldg, Singapore 188733 Phone: +65 6835 3012 Email: [enquiry@beautyboxstudio.com.sg](mailto:enquiry@beautyboxstudio.com.sg) Website : https://www.beautyboxstudio.com.sg/ https://preview.redd.it/fbluzv5vij0d1.jpg?width=597&format=pjpg&auto=webp&s=103db6dc180c00ee3aaf2d74789e2ba7d6ceef34 5. Shoot You SG Highly recommended for budget-friendly professional photo sessions, Shoot You SG was founded in 2017, specialising primarily in corporate photography. Alongside corporate services, the studio extends its expertise to family, wedding, and event photography. Adding to its offerings, Shoot You SG provides photo booth rentals for corporate gatherings. Key Features: ❖ Collaborations with renowned corporate entities like AIA, BreadTalk, Smollan, Great Eastern, and IPP. ❖ Flexibility for off-site shoots at locations of your choice. ❖ Esteemed for its prompt and expert photography services. ❖ Spacious and cosy studio setup, including a dedicated area for outfit changes. ❖ The photographer team prides itself on being affable, approachable, and supportive, guiding clients with poses and angles." Corporate Photography Services: ● Corporate Full-Body: Up to 20 images to choose from. 1 selected softcopy (retouched/edited) in full-body & head-crop (from same image) (3600px by 2400px), only applicable for 1 (white, grey & black) backdrop. ● Corporate Half-Body: Up to 20 images to choose from. 1 selected softcopy (retouched/edited) in half-body & head-crop (from same image) (3600px by 2400px), only applicable for 1 (white, grey & black) backdrop. ● Half-Body Portfolio: Up to 50 images to choose from. 1 selected softcopy (retouched/edited) in half-body & head-crop (from same image) (3600px by 2400px), only applicable for 1 (white, grey & black) backdrop. ● Corporate Group Photography: Expertly composed and lit portraits that showcase the unity and professionalism of your corporate team. ● Event Photography: High-quality portraits of attendees, speakers, and VIP guests, showcasing their engagement and participation in the event. ● Photo Booth for Events: The team begins its process once clients reserve the photo booth session. They tailor logos, fonts, and designs to ensure each one possesses its unique flair, aligning seamlessly with the chosen theme. The team suggests maintaining simplicity and minimalism in the designs to ensure guests remain the focal point of the event. Contact Information: Address: Wintech Centre, 6 Ubi Road 1, #06-01 Singapore 408726 Phone: +65 9382 8465 Email: [reachus@shootyou.sg](mailto:reachus@shootyou.sg) 6. Dato Photograph For over a decade and a half, Dato Photograph has been the go-to destination for diverse photography needs in Singapore. With a rich history of fifteen years, they've solidified their reputation as a trusted provider of top-notch photography services. Founded by a collective of seasoned professionals with backgrounds spanning photography, modelling, magazine editorial, and event coordination, Dato Photograph brings a wealth of expertise to every project they undertake. Key Features: ❖ Dato Photograph's portfolio includes collaborations with renowned publications like the esteemed corporate magazine, AsiaX. ❖ Clients enjoy the perk of unlimited shots during their sessions, ensuring every angle and moment is captured flawlessly. ❖ Need to spice up your shoot? Dato Photograph provides a selection of complimentary accessories and themed costumes to add that extra flair. ❖ Convenience is key, as the studio extends complimentary transportation services for location shoots, making the entire process hassle-free for their clientele. Corporate Photography Services: ● Passport Photo: Passport photos serve as a visual identification tool, capturing the essence of an individual in a standardised format, ensuring seamless border crossings and official documentation worldwide. ● Corporate Headshot: Skilfully captured portraits spotlighting individuals within the corporate realm, tailored for enhancing professional profiles, websites, and marketing collateral with a distinctive touch. ● Location or Outdoor Photoshoot: Capture the essence of your story amidst nature's canvas. Let Dato Photography frame your moments in the breathtaking backdrop of the great outdoors. Contact Information: Address 1: 12 Arumugam Road, Singapore 409958 Address 2: 115C Canberra Walk, Singapore 753115 Phone: +65 9484 4344 Email: [datophotograph@gmail.com](mailto:datophotograph@gmail.com) 7. Our Momento Our Momento, a family-operated photography collective based in Singapore, specialises in providing a range of photography and videography services since its establishment in 2023. Their focus lies in outdoor photography, including corporate portraits, led by Jori Goh and Cynthia Lim, the studio's principal photographers. Key Features: ❖ Our Momento offers straightforward pricing without hidden fees or extra charges per photo. They also give discounts for regular business collaborations. ❖ Specialising in outdoor shoots, they provide a fresh perspective for corporate portraits, alongside traditional studio options. ❖ Clients can discuss their ideas freely in an initial consultation at no extra cost. ❖ With a turnaround time of 7 to 10 days, clients receive edited photos promptly for their projects. Corporate Photography Services: ● Professional Headshots: Let your team's professionalism shine with expertly captured headshots, highlighting their confidence and approachability. ● Team Photoshoots: Showcase your team's unity and spirit with group portraits that capture the essence of collaboration. ● Company Events Coverage: Preserve the excitement and success of your company events with comprehensive photo coverage. ● Environmental Portraits: Tell your company's story with portraits that incorporate your workspace or industry, adding authenticity to your brand. ● Candid Photos: Capture genuine moments of connection and laughter with candid snapshots that reflect your company culture. Contact Information: Address: Jurong West Street 42, Block 419, Singapore 640419 Phone: +65 8020 2902 Email: [contact@ourmomento.sg](mailto:contact@ourmomento.sg) 8. White Room Studio Looking to capture a memorable moment? Look no further than White Room Studio. This family-owned establishment has been a fixture in the photography world since 2009. Their studio is a one-of-a-kind space flooded with natural light, ensuring your photos stand out. Whether it's a corporate event, a family gathering, or a glamorous photoshoot, their creativity and spacious studio are ready to bring your vision to life. Key Features: ❖ Step into their studio, a quaint shophouse filled with natural light. The absence of harsh studio lighting creates a soft, welcoming atmosphere that enhances every photograph, ensuring a natural and captivating feel. ❖ Their studio isn't your typical sterile environment. It's a space meticulously designed to ignite creativity. Offering a variety of backgrounds and settings, clients can bring their unique visions to life. Whether it's a rustic backdrop or a modern setting, their studio serves as a versatile canvas for creative expression. ❖ Their studio offers a variety of photoshoot options to suit every story. Whether it's a romantic couple shoot or a playful family portrait, they've got something for everyone. Their team works closely with clients to ensure each session reflects their unique style and personality. Corporate Photography Services: ● Headshot: White Room Studio offers corporate headshot photography that's redefining the industry. They specialise in creating professional images that enhance clients' presence on platforms like LinkedIn and within their professional networks. From CEOs and small business owners to fitness instructors, musicians, life coaches, doctors, and recent graduates, White Room Studio crafts headshots that exude confidence and professionalism for individuals from diverse backgrounds. ● Corporate Branding: They prioritise listening to clients of all sizes and industries. Whether it's in recruitment, shipping, insurance, construction, hospitality, healthcare, aviation, financial services, or banking, they ensure that every corporate portrait reflects the message represented by the business. ● Personal Branding: showcases your unique personality. Whether you aim for a warm and professional attitude or a vibrant and approachable vibe, they tailor your approach to suit your style. Contact Information: Address: 219 River Valley Road . Level 2, Singapore 238277 Phone: +65 6235 7037 Email: [enquiry@whiteroomstudio.com.sg](mailto:enquiry@whiteroomstudio.com.sg) 9. Lumiere Photography Pte Ltd Meet Lumiere Photography – the premier option for partnering with leading corporations, global VIPs, and governmental dignitaries. Renowned for their prowess in crafting striking corporate photo shoot in Singapore, this team is adept at leaving a memorable mark. Their skilled crew, consistently attired with finesse and fluent in English, adds a layer of elegance to each endeavour. Lumiere Photography has adeptly captured prestigious occasions featuring influential personalities, ensuring prompt delivery of impeccable images ideal for urgent press releases. Key Features: ❖ Lumiere Photography gets your press photos to you quickly, helping you meet your media deadlines without hassle. ❖ They create impressive videos and photos that tell your corporate story in a visually stunning way, ensuring your content stands out. ❖ With a talented team dressed to impress, Lumiere Photography not only captures amazing shots but also upholds your company's image at every event. Corporate Photography Services: ● Portrait Photography: Are you always rushing to find a good photo for your LinkedIn, resume, or Facebook? No need to worry anymore! With lots of experience taking pictures for big companies, Lumiere Photography Pte Ltd will make sure you look great in your suit and tie. ● Studio Photoshoot: Lumiere Photography Pte Ltd offers clients the opportunity to indulge their friends and/or family in a delightful one-hour photoshoot experience within the comfort of their studio. They ensure a bug-free, sweat-free environment, allowing everyone to enjoy the session to the fullest. Contact Information: Address: 1 Yishun Industrial Street 1, A, #07-19/22 Posh Bizhub, Singapore 768160 Phone: +65 9023 8794 Email: [info@LumierePhotographySg.com](mailto:info@LumierePhotographySg.com) 10. Oh Dear Studio Established in 2010, Oh Dear Studio in Blair Plain, Singapore, offers expert photography services capturing the city's timeless charm. Led by founder Melody Lin, the studio specialises in corporate and personal portraits, blending professionalism with artistic flair. Set in a charming colonial shophouse, Oh Dear Studio boasts tasteful decor, abundant natural light, and a serene rooftop oasis. Melody's passion for photography and dedication to storytelling ensure that every moment, from family gatherings to corporate events, is immortalised with authenticity and warmth. Oh Dear Studio is more than a photography studio; it's a sanctuary where memories are transformed into timeless treasures. For corporate photoshoots Singapore, Oh Dear Studio offers unparalleled expertise and creativity, capturing the essence of your brand with finesse. Key Features: ❖ They're experts at taking professional photos for businesses and individuals, having done it for over 15 years. ❖ They specialise in business photos but also do pictures for couples, grads, and families. ❖ People love their work and say great things about it. The studio is in a neat old building with a stylish inside that makes for great photos. ❖ They have a private rooftop with lots of plants where you can take outdoor pictures in a peaceful setting. Corporate Photography Services: ● Professional Corporate: Oh Dear Studio places a strong emphasis on attentive client engagement across a diverse spectrum of industries and company scales. From recruitment and shipping to insurance, construction, hospitality, healthcare, aviation, financial services, and banking, they are dedicated to ensuring that each corporate portrait resonates with the unique identity and message conveyed by the business it represents. ● On-site Outdoor Corporate Photography: Oh Dear Studio endeavours to deliver exceptional professional business images, whether it's an outdoor Corporate Photoshoot or an on-site Office Corporate Photography session. A minimum booking of 2 hours is required, with the flexibility for clients to choose the location or office setting. The package includes the return of all soft copies captured, ensuring high-quality images at 3600 pixels x 2400 pixels and 300 DPI resolution.Contact Information:Address: 87 Kampong Bahru Rd, #02-01, Singapore 169381 Phone: +65 9738 3447 Email: [hello@ohdearstudio.com.sg](mailto:hello@ohdearstudio.com.sg) |
2024.05.15 09:06 Pretty_Emu_9951 G-Fit stole half of my disctance
Hi there,
my health insurance has a bonus program which I joined in. One point is to ride 40km with a bike per week. I have a Fitbit Charge 6 but I need to track my tours with Google Fit, otherwise it wont work.
So I activated live tracking on the app and startet my tour. The route was tracked while cycling and everything seemed to be fine. The route is about 15km in real BUT when i finished, the app shows only 7,75km. The tracking as you can see on the image is correct, but the distance (Entfernung) isn't.
https://preview.redd.it/aoumgetggj0d1.jpg?width=720&format=pjpg&auto=webp&s=5a016a1703c840c5baf7e5ff24c922ce9a2d3e05
I had my Charge 6 on the wrist, and it also recognized the cycling but without distance or GPS tracking. Just.....yeah, it seemed you did a tour, here is your heart rate etc....
I don't know what the problem is and why Google Fit stole half of my distance, although the route is 100% correct. Is it because of Fitbit? Both apps are connected because of the steps which are also necessary for the bonus program.
submitted by Pretty_Emu_9951 to GoogleFit [link] [comments]
my health insurance has a bonus program which I joined in. One point is to ride 40km with a bike per week. I have a Fitbit Charge 6 but I need to track my tours with Google Fit, otherwise it wont work.
So I activated live tracking on the app and startet my tour. The route was tracked while cycling and everything seemed to be fine. The route is about 15km in real BUT when i finished, the app shows only 7,75km. The tracking as you can see on the image is correct, but the distance (Entfernung) isn't.
https://preview.redd.it/aoumgetggj0d1.jpg?width=720&format=pjpg&auto=webp&s=5a016a1703c840c5baf7e5ff24c922ce9a2d3e05
I had my Charge 6 on the wrist, and it also recognized the cycling but without distance or GPS tracking. Just.....yeah, it seemed you did a tour, here is your heart rate etc....
I don't know what the problem is and why Google Fit stole half of my distance, although the route is 100% correct. Is it because of Fitbit? Both apps are connected because of the steps which are also necessary for the bonus program.
2024.05.15 08:00 EntrepreneurCold1254 Could a career with your significant other be a good idea?
Hi everyone,
I'm 27 years old and just finished my master's degree in agricultural science from the University of Georgia. Growing up on a family farm, I've always been deeply involved in agriculture. This week, along with graduating, I also had back surgery and will be recovering for the next 6-8 weeks. This period has given me a lot of time to reflect on my future career and job search.
My fiancé is a successful State Farm agent with 10 years of experience. She believes I would be a good fit to join her in selling insurance and help her grow her business, especially focusing on life insurance, which she says is an area needing improvement.
Our relationship is seamless; we have never argued and see each other as equals. We're very open and supportive of each other. Despite this, I have some reservations about this potential career change. I have no experience in insurance or sales, and I'm concerned about mixing our home life with work, which could put stress on our relationship.
I know I'm a quick learner and believe I can tackle new challenges, but the self-doubt is real. I'm also aware that this feeling is probably normal when considering such a significant shift in career paths. On paper, working together seems ideal, and I think I would enjoy helping her grow the business beyond her expectations.
I'm considering starting to shadow her at the office while I'm recovering and possibly taking licensing classes. However, I'm uncertain about how this decision could impact my future and our relationship.
What do you all think? Should I start shadowing her during my recovery? Should I go ahead and take the licensing classes? Any advice or insights would be greatly appreciated.
Thanks in advance!
submitted by EntrepreneurCold1254 to careerguidance [link] [comments]
I'm 27 years old and just finished my master's degree in agricultural science from the University of Georgia. Growing up on a family farm, I've always been deeply involved in agriculture. This week, along with graduating, I also had back surgery and will be recovering for the next 6-8 weeks. This period has given me a lot of time to reflect on my future career and job search.
My fiancé is a successful State Farm agent with 10 years of experience. She believes I would be a good fit to join her in selling insurance and help her grow her business, especially focusing on life insurance, which she says is an area needing improvement.
Our relationship is seamless; we have never argued and see each other as equals. We're very open and supportive of each other. Despite this, I have some reservations about this potential career change. I have no experience in insurance or sales, and I'm concerned about mixing our home life with work, which could put stress on our relationship.
I know I'm a quick learner and believe I can tackle new challenges, but the self-doubt is real. I'm also aware that this feeling is probably normal when considering such a significant shift in career paths. On paper, working together seems ideal, and I think I would enjoy helping her grow the business beyond her expectations.
I'm considering starting to shadow her at the office while I'm recovering and possibly taking licensing classes. However, I'm uncertain about how this decision could impact my future and our relationship.
What do you all think? Should I start shadowing her during my recovery? Should I go ahead and take the licensing classes? Any advice or insights would be greatly appreciated.
Thanks in advance!
2024.05.15 07:46 EntrepreneurCold1254 Potential career change to work with partner
Hi everyone,
I'm 27 years old and just finished my master's degree in agricultural science from the University of Georgia. Growing up on a family farm, I've always been deeply involved in agriculture. This week, along with graduating, I also had back surgery and will be recovering for the next 6-8 weeks. This period has given me a lot of time to reflect on my future career and job search.
My fiancé is a successful State Farm agent with 10 years of experience. She believes I would be a good fit to join her in selling insurance and help her grow her business, especially focusing on life insurance, which she says is an area needing improvement.
Our relationship is seamless; we have never argued and see each other as equals. We're very open and supportive of each other. Despite this, I have some reservations about this potential career change. I have no experience in insurance or sales, and I'm concerned about mixing our home life with work, which could put stress on our relationship.
I know I'm a quick learner and believe I can tackle new challenges, but the self-doubt is real. I'm also aware that this feeling is probably normal when considering such a significant shift in career paths. On paper, working together seems ideal, and I think I would enjoy helping her grow the business beyond her expectations.
I'm considering starting to shadow her at the office while I'm recovering and possibly taking licensing classes. However, I'm uncertain about how this decision could impact my future and our relationship.
What do you all think? Should I start shadowing her during my recovery? Should I go ahead and take the licensing classes? Any advice or insights would be greatly appreciated.
Thanks in advance!
submitted by EntrepreneurCold1254 to Marriage [link] [comments]
I'm 27 years old and just finished my master's degree in agricultural science from the University of Georgia. Growing up on a family farm, I've always been deeply involved in agriculture. This week, along with graduating, I also had back surgery and will be recovering for the next 6-8 weeks. This period has given me a lot of time to reflect on my future career and job search.
My fiancé is a successful State Farm agent with 10 years of experience. She believes I would be a good fit to join her in selling insurance and help her grow her business, especially focusing on life insurance, which she says is an area needing improvement.
Our relationship is seamless; we have never argued and see each other as equals. We're very open and supportive of each other. Despite this, I have some reservations about this potential career change. I have no experience in insurance or sales, and I'm concerned about mixing our home life with work, which could put stress on our relationship.
I know I'm a quick learner and believe I can tackle new challenges, but the self-doubt is real. I'm also aware that this feeling is probably normal when considering such a significant shift in career paths. On paper, working together seems ideal, and I think I would enjoy helping her grow the business beyond her expectations.
I'm considering starting to shadow her at the office while I'm recovering and possibly taking licensing classes. However, I'm uncertain about how this decision could impact my future and our relationship.
What do you all think? Should I start shadowing her during my recovery? Should I go ahead and take the licensing classes? Any advice or insights would be greatly appreciated.
Thanks in advance!
2024.05.15 07:05 EntrepreneurCold1254 Working for your partner's agency
Hi everyone,
I'm 27 years old and just finished my master's degree in agricultural science from the University of Georgia. Growing up on a family farm, I've always been deeply involved in agriculture. This week, along with graduating, I also had back surgery and will be recovering for the next 6-8 weeks. This period has given me a lot of time to reflect on my future career and job search.
My fiancé is a successful State Farm agent with 10 years of experience. She believes I would be a good fit to join her in selling insurance and help her grow her business, especially focusing on life insurance, which she says is an area needing improvement.
Our relationship is seamless; we have never argued and see each other as equals. We're very open and supportive of each other. Despite this, I have some reservations about this potential career change. I have no experience in insurance or sales, and I'm concerned about mixing our home life with work, which could put stress on our relationship.
I know I'm a quick learner and believe I can tackle new challenges, but the self-doubt is real. I'm also aware that this feeling is probably normal when considering such a significant shift in career paths. On paper, working together seems ideal, and I think I would enjoy helping her grow the business beyond her expectations.
I'm considering starting to shadow her at the office while I'm recovering and possibly taking licensing classes. However, I'm uncertain about how this decision could impact my future and our relationship.
What do you all think? Should I start shadowing her during my recovery? Should I go ahead and take the licensing classes? Any advice or insights would be greatly appreciated.
Thanks in advance!
submitted by EntrepreneurCold1254 to Insurance [link] [comments]
I'm 27 years old and just finished my master's degree in agricultural science from the University of Georgia. Growing up on a family farm, I've always been deeply involved in agriculture. This week, along with graduating, I also had back surgery and will be recovering for the next 6-8 weeks. This period has given me a lot of time to reflect on my future career and job search.
My fiancé is a successful State Farm agent with 10 years of experience. She believes I would be a good fit to join her in selling insurance and help her grow her business, especially focusing on life insurance, which she says is an area needing improvement.
Our relationship is seamless; we have never argued and see each other as equals. We're very open and supportive of each other. Despite this, I have some reservations about this potential career change. I have no experience in insurance or sales, and I'm concerned about mixing our home life with work, which could put stress on our relationship.
I know I'm a quick learner and believe I can tackle new challenges, but the self-doubt is real. I'm also aware that this feeling is probably normal when considering such a significant shift in career paths. On paper, working together seems ideal, and I think I would enjoy helping her grow the business beyond her expectations.
I'm considering starting to shadow her at the office while I'm recovering and possibly taking licensing classes. However, I'm uncertain about how this decision could impact my future and our relationship.
What do you all think? Should I start shadowing her during my recovery? Should I go ahead and take the licensing classes? Any advice or insights would be greatly appreciated.
Thanks in advance!
2024.05.15 07:00 EntrepreneurCold1254 Potential career change to work with partner
Hi everyone,
I'm 27 years old and just finished my master's degree in agricultural science from the University of Georgia. Growing up on a family farm, I've always been deeply involved in agriculture. This week, along with graduating, I also had back surgery and will be recovering for the next 6-8 weeks. This period has given me a lot of time to reflect on my future career and job search.
My fiancé is a successful State Farm agent with 10 years of experience. She believes I would be a good fit to join her in selling insurance and help her grow her business, especially focusing on life insurance, which she says is an area needing improvement.
Our relationship is seamless; we have never argued and see each other as equals. We're very open and supportive of each other. Despite this, I have some reservations about this potential career change. I have no experience in insurance or sales, and I'm concerned about mixing our home life with work, which could put stress on our relationship.
I know I'm a quick learner and believe I can tackle new challenges, but the self-doubt is real. I'm also aware that this feeling is probably normal when considering such a significant shift in career paths. On paper, working together seems ideal, and I think I would enjoy helping her grow the business beyond her expectations.
I'm considering starting to shadow her at the office while I'm recovering and possibly taking licensing classes. However, I'm uncertain about how this decision could impact my future and our relationship.
What do you all think? Should I start shadowing her during my recovery? Should I go ahead and take the licensing classes? Any advice or insights would be greatly appreciated.
Thanks in advance!
submitted by EntrepreneurCold1254 to InsuranceAgent [link] [comments]
I'm 27 years old and just finished my master's degree in agricultural science from the University of Georgia. Growing up on a family farm, I've always been deeply involved in agriculture. This week, along with graduating, I also had back surgery and will be recovering for the next 6-8 weeks. This period has given me a lot of time to reflect on my future career and job search.
My fiancé is a successful State Farm agent with 10 years of experience. She believes I would be a good fit to join her in selling insurance and help her grow her business, especially focusing on life insurance, which she says is an area needing improvement.
Our relationship is seamless; we have never argued and see each other as equals. We're very open and supportive of each other. Despite this, I have some reservations about this potential career change. I have no experience in insurance or sales, and I'm concerned about mixing our home life with work, which could put stress on our relationship.
I know I'm a quick learner and believe I can tackle new challenges, but the self-doubt is real. I'm also aware that this feeling is probably normal when considering such a significant shift in career paths. On paper, working together seems ideal, and I think I would enjoy helping her grow the business beyond her expectations.
I'm considering starting to shadow her at the office while I'm recovering and possibly taking licensing classes. However, I'm uncertain about how this decision could impact my future and our relationship.
What do you all think? Should I start shadowing her during my recovery? Should I go ahead and take the licensing classes? Any advice or insights would be greatly appreciated.
Thanks in advance!
2024.05.15 06:20 KHSMR_IN Civic Sedan 2024 Sport vs Mazda CX-5 GX (Canada)
My wife and I are looking to buy our first car ever.
We have finally decided to choose between the cars mentioned. We are both 27 years old and planning to have a child in a year or two, so we want the car seat to fit comfortably when needed in the future. Since this is our first car, I don't have much idea about how much we will drive, but I am assuming around 1500-2000 km per month. I don't have any preference in terms of driving, and I honestly liked both cars when I did the test drive.
I know I'm comparing a sedan with a CUV, but this is what we have come up with.
From my research and talking with dealers, I am getting the Civic Sport (second top trim below Touring) for $31,500 CAD and the CX-5 (base trim) for $33,600 CAD. I will not be changing my car for at least 5 years.
On top of the Civic pricing, I am also getting all-weather mats, theft protection, my choice of color for free, and a few other extra fees removed, which I am not getting with the CX-5 and would have to pay extra for if I wanted them.
Regarding the driving and feel of the car, I liked both but felt the CX-5 (AWD) is more refined and smooth with the automatic transmission compared to the CVT on the Civic. Fuel-wise, the Civic is better due to the CVT, FWD, and smaller engine. In terms of features, I don't think I'm missing much with the Mazda, but the Civic definitely has the upper hand due to the trim level (moonroof, better looking 18-inch alloys, remote start). Safety-wise, the Mazda has better ratings, but I won't get better resale. I felt the interior space is almost similar in both, but it seemed the Civic is bigger.
For the first year, I am paying the same insurance, but as I gain more experience, I believe the Mazda will be cheaper in the future.
I'm so confused and unable to make a decision about which one to go for.
Tldr;
My wife and I are deciding between our first cars: a Honda Civic Sport ($31,500 CAD) and a Mazda CX-5 ($33,600 CAD). We're 27, planning to have a child soon, and expect to drive about 1500-2000 km/month. The Civic offers more features and extras at a lower price, while the CX-5 feels more refined and smooth to drive. The Mazda has better safety ratings but potentially lower resale value. Both have similar interior space. Insurance costs are the same for the first year, but Mazda might be cheaper long-term. We're struggling to make a decision.
submitted by KHSMR_IN to whatcarshouldIbuy [link] [comments]
We have finally decided to choose between the cars mentioned. We are both 27 years old and planning to have a child in a year or two, so we want the car seat to fit comfortably when needed in the future. Since this is our first car, I don't have much idea about how much we will drive, but I am assuming around 1500-2000 km per month. I don't have any preference in terms of driving, and I honestly liked both cars when I did the test drive.
I know I'm comparing a sedan with a CUV, but this is what we have come up with.
From my research and talking with dealers, I am getting the Civic Sport (second top trim below Touring) for $31,500 CAD and the CX-5 (base trim) for $33,600 CAD. I will not be changing my car for at least 5 years.
On top of the Civic pricing, I am also getting all-weather mats, theft protection, my choice of color for free, and a few other extra fees removed, which I am not getting with the CX-5 and would have to pay extra for if I wanted them.
Regarding the driving and feel of the car, I liked both but felt the CX-5 (AWD) is more refined and smooth with the automatic transmission compared to the CVT on the Civic. Fuel-wise, the Civic is better due to the CVT, FWD, and smaller engine. In terms of features, I don't think I'm missing much with the Mazda, but the Civic definitely has the upper hand due to the trim level (moonroof, better looking 18-inch alloys, remote start). Safety-wise, the Mazda has better ratings, but I won't get better resale. I felt the interior space is almost similar in both, but it seemed the Civic is bigger.
For the first year, I am paying the same insurance, but as I gain more experience, I believe the Mazda will be cheaper in the future.
I'm so confused and unable to make a decision about which one to go for.
Tldr;
My wife and I are deciding between our first cars: a Honda Civic Sport ($31,500 CAD) and a Mazda CX-5 ($33,600 CAD). We're 27, planning to have a child soon, and expect to drive about 1500-2000 km/month. The Civic offers more features and extras at a lower price, while the CX-5 feels more refined and smooth to drive. The Mazda has better safety ratings but potentially lower resale value. Both have similar interior space. Insurance costs are the same for the first year, but Mazda might be cheaper long-term. We're struggling to make a decision.
2024.05.15 06:08 Ok-Willingness1925 20k in debt off business transactions
Hello everyone, I'll start off by saying I live in Canada. I am a 26M and I've recently started my own business about a year and a half ago selling collectibles and merchandise online. During my time I've sold quite abit of product and all was well until 2 months ago when I had a few large orders come through from various customers. Contacted the customers after they placed their order as usual and let them know shipping times, order totals, etc.
They recieved their orders and all was good until a month later, I got several chargebacks from all the customers who had placed these large orders. The total amounting to nearly 20k. Their banks have all came to the conclusion that the customer was in the right and I was in the wrong.
I've just recently put the 20k onto my 30k credit line but now I'm just looking at this amount and stumped that I'll have to pay such an insane amount that I haven't accrued and now I'm lost on all this product as well.
Its hard to try and fit all this within my budget as I have a child, a car payment, insurance and rent to pay. It's truly overwhelming.
If anyone has any tips or advise, that would be greatly appreciated.
submitted by Ok-Willingness1925 to Debt [link] [comments]
They recieved their orders and all was good until a month later, I got several chargebacks from all the customers who had placed these large orders. The total amounting to nearly 20k. Their banks have all came to the conclusion that the customer was in the right and I was in the wrong.
I've just recently put the 20k onto my 30k credit line but now I'm just looking at this amount and stumped that I'll have to pay such an insane amount that I haven't accrued and now I'm lost on all this product as well.
Its hard to try and fit all this within my budget as I have a child, a car payment, insurance and rent to pay. It's truly overwhelming.
If anyone has any tips or advise, that would be greatly appreciated.
2024.05.15 04:38 externaluvulas One hinge slightly bending while wearing?
 | H i all. Today I got a new pair of glasses as well as prescription sunglasses of the same frame due to light sensitivity (transitions never really worked well for me) I recently moved and in my state’s medicaid insurance, glasses are not covered. I asked around people I trust and ordered them online with my current prescription. I also ordered them slightly larger than my old glasses. They are spring hinge. They fit perfectly except with one side of my face the hinge ever so slightly bends while I’m wearing them. I do have a wide head but I figured since I got bigger measurements it wouldn’t be a problem. It’s been a few years since I got new glasses so I’m not sure if this has been a problem and they’ve just adjusted over time or if I should be concerned about the hinges breaking off. I really can’t afford new glasses but I’m also kind of stuck because I don’t really have the time to deal with shipping them back and forth from the manufacturer due to it already being practically summer where I live, so I need the light protection now. submitted by externaluvulas to glasses [link] [comments] full of anxiety, help? 😰 |
2024.05.15 04:37 TrackingSystemDirect Best GPS Tracker For Long Distance & International Travel
 | Best GPS Tracker For Long Distance & International TravelAs you embark on exciting adventures abroad, navigating unfamiliar territories and ensuring the safety of your belongings are crucial aspects of your journey. A GPS tracker that works internationally can be your perfect companion in this regard, providing a seamless travel experience. In this article, you'll discover the benefits of real-time GPS tracking when traveling abroad, and we'll reveal our top pick for the best personal GPS tracker for long distance!Real Time GPS Tracker Works In 200+ Countries! https://preview.redd.it/qe28psza5i0d1.jpg?width=4200&format=pjpg&auto=webp&s=05f2d944d83ff192c1870f74547912c987ddbca0 Visit Website: https://konnectgps.com
Benefits of Real-Time GPS Tracking When Traveling AbroadSharing Exact Location During Emergencieshttps://i.redd.it/8yq83xxi5i0d1.gifTraveling abroad has become increasingly popular among Americans, with a record 44.8 million U.S. citizensventuring overseas in 2019 alone. As you embark on your international journey, ensuring your safety and security becomes paramount. A GPS tracker for your vehicle or personal use can be a lifesaver in emergencies, allowing you to share your exact location with loved ones or local authorities. This not only ensures your safety but also provides invaluable peace of mind to those who care about you. Let us explain in a real-world scenario.
Location Sharing - Keeping Friends And Family Informed About Your WhereaboutsAs you traverse through the vibrant streets of Barcelona or bask in the mesmerizing beauty of the Amalfi Coast, a car GPS tracker becomes an excellent way to keep your loved ones informed about your whereabouts. How? With you sharing your real time location with them 24/7. This GPS data can be accessed from a mobile phone or computer anytime. In fact, you can even program the GPS locator to alert loved ones every time you travel to a new city! This allows them to follow your journey and ensure you're safe and sound wherever your travels take you! Now, let's look at additional benefits of sharing your location while traveling.
Lost Luggage Recovery - Protect Your Belongings When Traveling Internationallyhttps://preview.redd.it/9dqoyrho5i0d1.jpg?width=1500&format=pjpg&auto=webp&s=57cc602b64c333fed7f7de9474a67f948a6549acLost luggage is an all-too-common problem for international travelers. In fact, it is estimated that millions of travel bags were reported missing globally in 2019. A mini GPS tracker, like the Invoxias Cellular GPS Tracker, can help you locate and recover lost bags with ease. Simply place the tracker inside your luggage, and you'll be able to track its location in realtime, ensuring your belongings are never too far from reach. Oh, and if you are traveling domestically, an Apple AirTag will probably get the job done!
Geo-Fencing Alerts -Setting Virtual Boundaries For Added Safety AbroadWhile the lure of foreign lands is undeniably enticing, it's important to stay vigilant, as dangers can lurk around every corner. In 2019, more than 1,300 U.S. citizens required consular assistance due to crimes abroad. Scary right? But the good news is you can protect yourself with the geo-fencing on a GPS locator. Let us explain. By setting virtual boundaries around specific locations like your hotel or a tourist attraction, your loved ones know the very second you are on the move. This can be very helpful if you are lost or in an unfamiliar location.10 International Travel Safety Tips
GPS Tracker For Long Distance - Frequently Asked QuestionsIs a GPS Tracker Essential For International Travel Safety?Yes, a GPS tracker significantly improves international travel safety. How? By allowing you to share your location with loved ones 24/7. This allows for faster assistance during emergencies.Are There Subscription Fees For International GPS Tracking Devices?Yes, many GPS tracking devices require a monthly subscription for their services. Subscription plans can include location updates, SIM card usage, and access to companion apps. Devices like the GeoZilla GPS and Brickhouse Security trackers often have different plans to choose from, allowing you to select the best option for your needs.Can I Use My Fitness Tracker For Location Tracking While Traveling Abroad?While fitness trackers can track your location to some extent, they're not specifically designed for international travel safety. A dedicated GPS tracker for your vehicle or personal use, such as the GL300 GPS Tracker or Vyncs GPS, provides more accurate and reliable location tracking, ensuring better safety during your journey. We also encourage you to look for a location tracking device with SOS pain button feature.What Are Some Personal Safety Tips When Traveling Internationally?To ensure personal safety during international travel, always stay vigilant and follow local guidelines. Keep your belongings secure with hidden tracking devices, like portable trackers or GPS trackers for cars. Communicate with loved ones using location-sharing features available on devices like the GeoZilla GPS. And most importantly, follow advice from credible sources like the U.S. Department of State for the most up-to-date information on your destination. |
2024.05.15 04:15 cripplequeer will insurance cover a second pair of sideguards?
pretty much as the title says, I have a 4yo quickie qri that came with removable plastic sideguards. About a month or two ago I went on a day trip at my school (us public school for students with disabilities) and the staff members took my chair apart including removing sideguards to try and fit it into the back of a minivan. Since that day my sideguards have Vanished. Staff said they checked every van and haven't found them, I've checked both of my parent's cars since my chair only gets taken apart to be put in a car, no luck. I use my chair nearly every day and recently have started going places independently so it gets wet and muddy and gross af. Would medicaid insurance cover new sideguards? Out of pocket they're like $80 each which I can't afford on disability. I also have a disability support waiver grant through the state that I suppose I could use but that's a last resort option. Any advice super appreciated:)
submitted by cripplequeer to wheelchairs [link] [comments]