Fake credit card number itunes and secuirity

i would like to send a package to a friend, but i would like to use a different name than the one on my credit card. when my friend receives the package will they see the name on my card, or only the name i set?

i would like to send a package to a friend, but i would like to use a different name than the one on my credit card. when my friend receives the package will they see the name on my card, or only the name i set?

i would like to send a package to a friend, but i would like to use a different name than the one on my credit card. when my friend receives the package will they see the name on my card, or only the name i set?

"Golden rules" about buying cheap flights, like booking domestic flights 57 days before the departure date, are no longer valid, as there has been a huge shift in the travel industry in what days were thought the cheapest to booking flights. If a study has not been conducted recently, or only one year ago, do not put too much faith in it; there's no reason to worry about booking a flight far in advance. The stellar tips below are current.
Check airlines which don't appear on 3rd party websitesOne of the major weaknesses of Internet search engines is that they frequently will not display the flights of all airlines such as Southwest, Frontier, and Allegiant. To solve this problem, use a free resource like Wikipedia to learn which of these airlines operates a certain airport. Visit Wikipedia, go to their airport page, and search for a section called "Airlines and destinations." You are advised to locate a list of each airline that flies to that airport as well as all the nonstop destinations that airport operates. So, once you become aware of any carriers which did not show up in your first searches, you could now look for flights straight on the airlines' sites.Search one-way & round-trip flightsOnce upon a time the majority of round-trip flights were cheaper than booking two one-way airfare flights. That's no longer the situation today. For instance, Southwest and Jetblue set their prices for their flights on a one-way basis; and a round-trip flight is only the sum of the 2 one-way rates. So, you'll want to check one-way flight rates to ensure you buy the best round-trip deal by pairing two one-way flight tickets, probably on two different carriers.Look for one seat at a timeThere exists a virtually unknown quirk in how carriers price seats which could result in greater prices if searching for many passengers as opposed to a single ticket. Airlines put their inventory in fare classes, or called buckets, which are not always obviously visible to customers. For instance, there may be just three seats left in a fare bucket for $300 each, and the next higher bucket may be $400 for each ticket. But, if you happen to look for four seats, each one would end up falling into the $400 fare bucket.Search alternate airportsAt times the cost of a certain flight is extremely high that it could be a good idea to use your second or even third choice of airports. For instance, you perhaps are aware of the New York area's 3 biggest airports: New York-JFK, Newark (EWR), and New York-LaGuardia. But did you know that Stewart (SWF), Westchester (HPN), and Long Island McArthur (ISP) are also in the region? Several airlines permit you to look for all airports in a region by just specifying the destination as the city itself rather than a certain airport. The ITA Matrix tool is also a great way to look for close by if you do not know the area too well, and Google Flights offers a "Nearby airports" option to assist in this search, too.Don't always travel directBeing flexible with your route you'll be flying is another way to find a cheap flight. For instance, at times it's cheaper to travel to London and use a budget airline to Amsterdam instead of flying directly to Amsterdam from the actual departure city.To utilize this approach, learn how much it costs to fly directly to the target destination. Next, open Google Flights, type in the destination's details like country name to see the rates to nearby airports. If the difference happens to exceed $150 dollars, find out how much it actually is to fly from the 2nd airport to the main destination.Leverage elite statusAlthough having elite status will not allow you to book flights at a discount, you still could use it to save money another way. But with elite status with the majority of airlines let you to standby for earlier flights or perform same-day verified flight modifications. This can permit you to buy a discounted airline flight at an awful time, only to modify it to the flight you really want but at no extra charge. Even without elite status, the charge to standby or make a same-day verified flight modification might be less than the airfare difference between the flight you truly want and the lowest option that day.Use the correct credit cardThe right credit card may very well provide you major savings on flight tickets in a number of various ways. For instance, The Platinum Card from American Express now offers 5x points on all airline bookings made directly with the carrier or with Amex travel, worth 10 cents each dollar spent, based on TPG's recent valuations. That card in addition offers the International Airfare Program, providing cardholders discounts for premium class flights on certain airlines.Search for free hotels and stopover toursWhenever an airline imposes a lengthy layover because of its very tight schedule, the airline will usually offer a free STPC, or stopover paid by carrier, which can include a free tour or hotel room as well.
Don't mind the mythsThe initial and main fact to know whenever locating a cheap flight is there exists no magic trick for achieving this objective. There are however a ton of myths floating online about certain ways to seek cheap flights. Without doubt, you must have run into a lot of them while searching for the best flight deals.Airline companies use advanced technology like computers and pricing algorithms for determining flight prices and offer deals based on various factors like time of the year, weather, time of day, passenger demand, fuel prices, competitor prices, and others. These myths and similar ones will lead you astray. Be flexible in respect to your travel times & datesAirline flight rates vary a lot depending on upcoming holidays, day of the week, and time of the year. August is a major month for flying to Europe, and plenty of people are planning to travel somewhere hot during winter or fly while the kids are taking a break from school.In summation, if you're traveling when everyone is also flying, then logically your flight price will be higher.Flexibility is everything for cheap plane tickets & cheap flight dealsThe more flexible you are, you'll get better cheap flight deals you can book. Here's a new way of doing things: Instead of deciding where to go next, choosing dates, and then searching for the cheap plane tickets to certain destinations on those particular dates, consider first selecting your destination and dates based on the best going deals available. By exercising greater flexibility where you travel and the specific dates you fly, you will have a far better opportunity to find cheaper airfare.Book first, think later for cheap flight finder cancellationTake complete advantage of the free 24-hour cancellation window while purchasing flights. Because of the Department of Transportation's strict regulations, any cheap flight booked to or from the United States could be canceled without worry of incurring a penalty, for 24 hours after the flight's reservation; it must be booked no less than one week before the flight's departure. Yes, it's a very good idea to use a cheap flight finder these days. What this means is that if you buy a flight and the ticket price drops within 24 hour window, you could cancel the original flight and purchase the new, less expensive one.Warning: the 24-hour rule can only work for flights directly bought with the airline or with booking engines such as Priceline.Set a price alert for all cheap flight ticketsYou can choose emails or push notices to your cell phone which will tell you exactly when the flight you are interested in has increased or decreased in price. This may be a great way for getting the best possible price on all cheap flight tickets in the near future. You can do this on the majority of search travel sites and OTAs. Why miss out on potential easy savings? You can then always locate flight tickets cheap when you need them.Buy in foreign currency to get cheap flight ticketBecause regular fliers travel abroad now and then, you could switch the currency on the airline's website to determine if the price would be listed in other monies.You can save big this way. For example, if an airline increased the flight price in US dollars but not in Indian rupee, you could book flights at half the price! But this may require altering either the location or language on the airline's website; or you may change to the home country's URL, where ticket prices are generally cheapest by searching in its local currency. This is how you can in fact find cheap flight ticket to wherever you like to travel.Sign up for an airline's travel rewards credit card for cheap flight bookingOne of the smartest ways to take full advantage from travel credit cards is to use the hefty sign-up bonuses. For example, if you sign up for a new travel card when the airline is offering unusually high quantity of bonus miles, you could score yourself literally thousands of dollars worth of reward points by just opening the card.Although several of these travel cards could have higher annual fees, a big sign-up bonus may amount for months or even years worth of cheap flight booking for you and your whole family.The cheapest day to book flightsEven though you might see great deals flashing on your computer screen for international airfare three to six months out, if you are flying during peak times, or perhaps your plans are not very flexible, it's smart to begin searching sooner. The cheapest day to book flights actually evades many flyers.This does not automatically mean you ought to purchase tickets when hitting the 6-month window; hold on till you book cheap flights online. And, just ignore the old advice that travel experts often repeat regarding booking the cheapest flights at 3:00 a.m. on Tuesday; that used to be true but now airfare prices are updated often and great deals could pop up any given moment when least expected. So, now you can secure a flight cheap most of the time.Utilize momondo to book cheap flight air ticketsUpon finding what you imagine to be the cheapest flight wherever, try searching on Momondo; it will search dozens of OTAs; bear in mind that it may not display the cheapest fares seen on large OTAs and Google Flights. But you got a greater chance to find cheap air tickets sooner this way. Otherwise, only one cheap air ticket may be attained, if tried another manner. Now you too can enjoy when you book cheap flight tickets when you need them.Fly cheap during the low seasonHave you ever scanned flight prices from the USA to Europe's insanely popular cities in August? Surpassing quite easily $1000.00, they can frighten seasoned and expert travelers alike.But are those the same ticket prices in February? So, fly cheap from major hubs in USA to Europe, you could often locate roundtrip flights throughout the winter months for less than $400 or even $300!Fly basic economy for cheap air flightsA basic economy flight ticket could save you money, if you do not require checked luggage or advance seat selection. Pay only for what you need. In theory, you'll achieve cheap air flights via this option.Enroll in the airline's loyalty program for cheap airfareIf you fly one particular airline often, join its loyalty program in order to earn points each time you go anywhere. Then, you can redeem such points for upgrades or cheap airfare in the future. If you accumulate enough miles and achieve a considerable status with the airline, you might receive free upgrades. Now, you can take fuller advantage of cheap air fare whenever you require it.Skiplag to discover hidden-city cheap airfares & last minute flightsHidden-city ticketing happens by booking a flight to a place beyond your final destination, and then end your flight on the layover city. This could help you in getting cheap airfares as well as best last minute flights to most destinations. Think about it: can you imagine a better, more creative way to book cheap air fares while searching the Internet?Prolong your layovers for cheapest flight ticketsSometimes only by extending a layover a few days in another city in-between, you can score cheapest flight tickets to your original destination. In conclusion, more often than not, you'll usually find the cheapest flight ticket by following this method consistently. Why not? A lot of people are discovering that they are by accident getting the cheapest flight via the extended layovers.Don't overlook sales for cheapest flight bookingAirlines are frequently offering amazing deals which you may jump on fast enough and save yourself hundreds of dollars on your next flight. Sign up for your favorite airline's newsletter to be on top of their latest flight deals. This is yet another way to know about the cheapest flight booking that becomes available whenever.Focus on going across the ocean for cheap fly ticketsIf you are thinking to visit a distant location, it could be less expensive to book one ticket to the main hub, and then a second ticket from there to your final destination. For example, if you wish to fly to Alhambra, Spain, it's probably cheaper to book one roundtrip flight from your home to Madrid and a second roundtrip ticket from Madrid to Alhambra than it would be to buy a ticket to Alhambra on one itinerary. In essence, you'll end up with cheap fly tickets by following the above example.Don't overlook destinations with low cost carriers to get cheapest flightsCarriers such as Frontier, AirTran, and Southwest all drive down airfares along their routes. So, it may be quite wise to travel a bit longer to a larger airport with low-cost carriers, because even major carriers flights will most likely be cheaper. Using this method regularly, you are more likely to find the cheapest flights to most if not all your destinations. Why not take advantage of low cost flights whenever possible?Avoid Friday, Sunday flights, & traditional air travel daysThis may mean going away before and returning later than usual, or even flying exactly on the holiday. Pelletier, the air travel specialist, says you can save up to 50% by simply flying Christmas Eve or Day. She said: "We saved $300 per ticket around Thanksgiving for our family of four by flying out the Saturday before Thanksgiving and coming back the Saturday after. Not everyone can swing that with their work schedules, so my advice is to leave Thanksgiving day and return on Saturday for cheaper fares."Begin with a reputable flight search engine to find cheapest international flightsWhile searching for a flight, the initial thing you will wish to do is determine which airlines run a certain route and get an estimated price on the biggest carriers. Opposed to individually visiting all of these airlines' sites, begin by looking for a website which will provide results from many airlines and different combinations of carriers. You may end up with the cheapest international flights this way. So, you could start with Expedia or another such as Orbitz, Hotwire, Travelocity, and Cheap Tickets. Do not ignore Google Flights, which, though a very powerful search engine, know that it's not a booking platform and can't buy a flight ticket there. This is how you could find cheapest flights to many popular locations.Be flexible where you go to book discount flightsIf for some reason or another you cannot be flexible with the time factor of your flight, then try to be flexible with your destinations. It's ideal to be both. However, you still can save a lot of money and book discount flights by being flexible with either factor.You don't have to conduct manual searches, going city by city and day by day. Websites such as Google Flights, Skyscanner, and Momondo provide explore tools and permit you to add your nearest airport and see a world map with all the possible flights on it. This helps you to quickly compare many destinations with no need to brainstorm each potential option.Fly budget airlines/carriersMany years ago, you were generally stuck flying with traditional costly airlines. That's not true anymore. Budget airlines today service both short and medium-haul routes all over the world. For example, AirAsia provides incredible cheap flight deals around Australia and Asia for less than $150 dollars! Indian and Middle Eastern air carriers sell cheap flight tickets throughout Africa and the subcontinent.Book early: how to find the cheapest flightsYou can discover how to find the cheapest flights by booking early. Although flight rates continue climbing the nearer you get to departure, there exists a great spot along the way when airline companies start to reduce or increase flight prices based on demand. Do not wait till the last moment but do not book too far in advance. The ideal time to buy your flight ticket is about 2 to 3 months prior to your departure, or even about 5 months prior if you're flying there in their peak season.

My god, I'm so sorry this is going to be long...but I have to get this out and I have no one else to rant to except myself, so here I am...
TL;DR 1: Theyre expensive for no reason, stressful for no reason, and honestly I just think they're not worth the time...
I love my fiancee to death, but all I wanted to do was go to a courthouse, sign some documents and be married to this absolute beautiful soul that has graced my life. Then maybe take a month off and go somewhere special out of state that we've always dreamed of (Greece is a huge one! Lol), take a cruise somewhere with the money we've saved, or pay off some credit card/student debts..Hell, or even put down a down payment for a house we've always wanted/talked about, get a couple dogs/chickens we've wanted and just... bask in our life together.
But here we are spending 20+ thousand dollars and countless hours testing different fake flowers, trying to find outfits for the groomsman that fit the color palette (men's warehouse fucking SUCKS compared to getting exact colors at the womens bridal place!), frustrated, crying, figuring out how we want to set up the table decorations, aisle decorations, figuring out what to give as gifts to an event that we're fully paying for, what music to play, people aren't rsvping in a timely manner, hotels, venues, caterers, music, food, transportation, alcohol, day of planners, hair, makeup, etc, etc, ETCETCETCETCETCETCETCETC..
All for family that we hardly talk to on a regular, that we prob will continue not talk to on regular after all is said and done and alot of which don't even get along so seating arrangements are annoying to do. The next few months honestly can't come soon enough so all this can just be behind us and we can move on with our lives.
I want to be married to her, I want to hold her, I want to take her last name, I want to spend my life with her... I don't want a wedding, I don't want to go thru this wedding planning, I don't want to needlessly throw money away like this for a single night to appease the eyes of others, cause honestly that's all weddings feel like to me.
I'm not a fan of being the center of attention in any situation and just the thought of it makes me anxious having to do so for 6+ hours. Not to mention, our wedding party is spending their own hard earned money to fund our Bachelorette party and I feel AWFUL about it. I love and appreciate our friends for going out of their way but we're all in our early 30s now, life is basically established for everyone, everyone has things to do, jobs to work, some have children to take care of, some are in the army, life is so hard, I feel so bad...
My future wife (♡) is so precious to me, this is something she REALLY wants and dammit ill deliver lol, I never wanted to say no, I just wanted a happy compromise... she's been thru so much and denied so much in life I want to give her this, shes so sweet and caring of myself and others, always puts others before herself, truly a selfless soul...but wow...is this wearing us down...
Like I said, I don't really have anyone to rant this out to, everyone is so happy for us I'd feel horrible tearing this event down complaining to someone... We'll be married a literal day before our 8th anniversary and I can't wait for us to fully and completely call each other 'Wife' :)
TL;DR 2: I just don't like weddings.

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Hi, I’m 22F and my freakin dad is still using my social security number and I don’t know what to do!
For a couple months now I’ve been ready to move out on my own. Yesterday I found this really cute studio that I fell in love with and immediately submitted an application.
Today, I’ve received a rental report (this is all new to me. I don’t know what this is for) but looking through this document I saw some additional addresses that I never seen before. I quickly searched these addresses and recognized them as being my dad’s previous and current address. I then see there a credit card account that was created in 2012, I was 10/11 years old in 2012. How that heck are they opening a credit account for a child??? How do they not know that my name on the social security number doesn’t match with his name!?
I’m beyond frustrated and conflicted, I don’t know what to do. This isn’t the first time my dad did this. When i started my first job, I received a strange package that I was being sued by a bank. I had no idea what was happening. The defendants were me and my dad so I gave the paperwork to him to deal with. I never saw something like it again. I thought this was super weird so I went to social security administration to check if any accounts had been open under my social and they told me there are no active accounts. Now, that I saw this documents, they freakin lied to me!
I’m trying to open my wings, I’m realizing now that that was a bigger deal than it is. I’m afraid this will affect the chances of approval for the studio and for the long run.
I have no freakin idea what to do. I’m going to be so sad if I don’t get approved for that studio.

I don’t exactly know where to start here. Since turning 18 I’ve had many financial struggles and long story short I have a TON (~70-80k after interest added) of school debt, a bit of medical debt (~3000 from an emergency surgery), and some personal loan debt (~2000). No credit card debt because I’ve never had one and don’t plan on having one.
Needless to say, I get a ton of voicemails from debt collectors and scammers pretending to be debt collectors. So it’s really hard for me to weed out the legit debt collectors. I’m always too afraid to call them back and ID myself in case I screw myself over. Especially since I finally just now started making enough money to just pay all of my regular bills on time. Sometimes I do have to pick between eating for the day and gas in my car but it’s becoming a bit less frequent now. I’m so scared all these debt collectors will sue me for the debt I cannot repay yet before I’m officially “back on my feet” and plunge me back deeper into the hole.
These two recent voice mails I received are concerning in a different way. The voice mail said “This is (Name) calling from the law office of Brett Boylan please return this call when you receive this message.” That’s it. Every other debt collector call I’ve ever gotten has been “This is (Name) calling to speak to (My Name). Please return this call etc”.
I looked them up and they are in fact a real law firm that specializes in “Corporate, Municipal, Elder, Environmental, Estate Planning, Plaintiff’s Negligence Litigation, and Real Estate as well as Trust and Estate administration” (taken directly verbatim from their website). So that further confuses me as to why they have my number and are calling me since it seems they don’t do anything involving debt collection. But I’m not a lawyer so I may be mistaken.
Now, I know legally they probably can’t leave a voice mail detailing what the call is for (I wish they would it would relieve my anxiety a lot) but it’s weird that they didn’t even mention my name.
I’m just worried and so lost. If I barely make enough to pay my bills now how will I ever pay them if they garnish my wages? Should I call this law firm back or does it seem like another scam?

I am still not the Original Poster. That is still u/MajorArtist340. She posted in AITAH
Previous BORUs can be found here and here. New Update marked with ****\*
Mood Spoiler: still kind of a bummer but things are moving forward
Original Post: December 21, 2023
For a while now my husband, John, has been getting more and more angry over little things and generally moody and distant. I had finally had enough and approached him about separation.
This conversation led to a big blow out and him revealing the state of his finances. My husband and I have always kept our finances separate. Also although we call each other husband and wife and had a wedding we are not actually legally married. This was primarily for inheritance purposes because we each have older children from previous relationships.
Anyway John revealed that he had basically no savings left. That all the money he had saved for retirement and for his kids schooling was gone. Furthermore he said it was all my fault since he used all his savings up to try and keep up with my lifestyle.
There was never anything crazy in terms of bills or anything like that and we always split it all equally. The house we live in I own outright as well, so there wasn’t a mortgage payment.
However I have always liked to travel a lot on fairly extravagant vacations. I would invite John or John and his children to join on trips, but never made them feel like they had to come. That’s said he was expected to pay for himself and for his kids. Except for recently he accepted every invitation.
I would also give my kids things he considered “extravagant”, but I considered “normal”. So he felt like he had to give similar things to his own kids.
John said with all the spending to keep up his savings dwindled very fast. I expressed that I couldn’t understand how or why he would spend all he had when he knew he couldn’t afford it. He said it was like keeping up with the Joneses only worse because it was at home so he couldn’t block it out. John thinks since I knew his job I should have had a basic understanding of his finances and realizes this wasn’t a lifestyle he could maintain. That the kind thing would have been to offer to pay for the trips and other things instead of dangle them in front of his and his kids faces.
Looking back I probably could have realized that this spending didn’t make sense for his salary, but I wasn’t thinking about it. I don’t think it was my responsibility to keep his finances in mind here. We had agreed from the beginning to keep our finances separate so to me that means paying for things separately.
Edit. We do not live in a state with common law marriage
Relevant Comments:
Why not get married? You know you can make children beneficiaries in wills, right?
"Here spouses are included in inheritance even if they’re omitted from wills and I plan on leaving everything to my kids."
Ages:
"I’m 44. He’s 53. We don’t have any children together."
So you didn't discuss trips you could afford together??
"We did discuss the trips and I asked for input about where to stay what we would do, but he never gave any or had any suggestions. I always assumed he just didn’t like planning things. I would have likely still gone on the trips if he didn’t want to."
So if he said no would you just go on the trip on your own?
"I would have likely still gone one the trip. That’s said I would have been open to less expensive trips had he brought it up."
"Except for the past two trips he never declined. I didn’t go alone though. I went on one with some friends and the other with my daughter."
This comment exchange:
Commenter: ESH- John should have ended your marriage way earlier. He can't keep with your lifestyle and would horrible and Very unfair to subject his children in a life where half of the family goes on fancy vacations regurlaly and the other stay home. He should have been honest way earlier before his savings drained and ended the marriage. You should have more awareness of your partner's struggled. How do you share a life with someone and don't realize this things?
OOP: He paid for things without any hint that he was struggling. I assume his attitude change was when things started to get really bad and I did ask what was wrong, but he would just say things were fine or say he was upset about some little thing like the dishes not being put away.
Before you were together, how often were you taking trips with your kids?
"I’ve always done about the same amount of trips every year. Usually two with my kids.
His kids mostly live with their mom and mine will split time between me and their dad pretty equally. My eldest is in college now though."
And this exchange:
Commenter: I have a burning question. Did you ever ask him why he was acting that way before you decided it was time for separation. Because from the outside you come off as the female stereotype that men don't have emotions so there's no need to check
OOP: I did. He would always say it was fine or I would ask what’s wrong and he would get mad about the dishes not being put away or some other little thing.
If you enjoy having him with you maybe you could pay for him to go?
"If things were better I might consider it, but at this point I’m really not enjoying being around him anymore. I’m going to use this break to take some time to reevaluate things."
It sounds like you don't love him at all. Why were you with him? Were you really together or just roommates with benefits? Why wouldn't you leave him anything in the will? How do you split daily life?
"With how things are now it’s hard to talk in present tense. I loved him.
For me it just feels like it would be wrong for my money and assets to go to anyone other than my kids given. For him well I don’t really need any inheritance, so it just makes the most sense for it to have gone to his children.
For restaurants we’ve always just taken turns paying."
There is no consensus bot on AITAH. The top comment was NTA, but there were quite a few ESH and info votes because the situation seemed weird
Update Post: January 8, 2024 (18 days later)
After reading all the comments on my first post I realized I needed more time to think about things. I also thought with the situation how it was it would be best that we spend the holidays apart to avoid and controversy. He wasn't a fan of the idea, but I eventually got him to agree to go.
Last week things settled down so we met up to have a more detailed discussion about the state of his finances. A few more things were revealed. I found out that he had lost his job earlier this year and didn't tell me. He got a new job in October, but he went over 4 months without one while pretending he still had one. During that time he only got a small amount of money from unemployment, so he started putting everything on his credit cards. His new job doesn't pay as much as his old one so he hasn't been able to pay more than the minimum towards his debts which are now substantial.
I feel like if he had just brought up all these issues earlier this could have been avoided or we could have worked something out. Now I really just feel like I can't trust him. I can't trust him with money and I can't trust him not to hide things from me. I just can't see going back and trying to make things work him at this point. Since he doesn't have a place to take all their things I've agreed to store their stuff in my garage until he gets more settled. Which means I won't be able to make as clean of a break as I would like right now, but for the most part it's over.
Update Post 2: February 24, 2024 (1.5 months later)
For anyone who hasn’t read my previous posts there’s two of them exposing what happened under my username.
I liked the suggestion I was given when last posted of paying for a storage unit for their things for a few months. My ex however did not agree to it. He said it would make things too difficult because the closest storage location was too far out of the way. It definitely felt like he was still trying to cling to things.
Since I couldn’t get a storage unit in his name without his approval I talked to a friend, who is a lawyer, about the situation. He helped me right up a notice that told him that he had 30 days notice to get their things or they will be disposed of. After 30 days notice was up he still had only picked up a few things.
I ended up calling his ex and asked her if she or their kids wanted anything before I got rid of it all. Well, they had been left in the complete dark about our relationship being over. My ex had been lying to them saying I was sick and then he was sick with Covid and that’s why they hadn’t been able to come over. I’m was not at all surprised this point. I figured she didn’t know about the rest of it either and told her. She is livid. Especially about the money for their kids education since it was part of their divorce agreement.
Anyway the kids all got what they wanted and I had a charity come and pick up the rest. It feels a lot better now that there is a completely clean break. Yes I have gotten the locks changed and blocked his number. Since there is no reason for me to have contact with him anymore this is probably the last time I’ll be posting.
I think I’m there future I will probably look for more transparency when it comes to financials in any serious future relationships. With how much he was lying I can only imagine what else he may have been lying about. Had I known more I don’t think he would have been able to hide things. I am just so grateful and relieved that I was able protect myself and my children.
Relevant Comments:
One more time because people need clarification on inheritance:
Where I live spouses are included in inheritance even if there’s a will.
How could you not know what he was making if you know what he did for work?
I just never looked into what the average salary for his type of work.
This exchange clearing things up:
Commenter: First post said you both have adult kids, why are their education an issue still and why doesn't anyone contact you directly? Was no one on friendly terms?

I don’t know where you got that. My eldest is an adult, but the others are still under 18.I don’t know what/who you mean by why doesn’t any contact me directly.

Commenter: What I mean is they were told you were sick. These are people that went trips with and none of them texted or called to check on you

I don’t know what to say. It doesn’t seem odd to me. We didn’t usually keep in contact when they were with their mom.

*****Update Post 3: May 8, 2024 (4.5 months from OG post)****\*
I know I said that that would be my last update. It’s not really necessary for me to make another, but now I’m kind of using this as a form of journaling which I’ve found cathartic. The previous posts are all under my username.
I only had one run in with my ex since the last incident. He came to my house. I only spoke to him through the camera. He asked about getting his things. I told him that I had already got rid of everything as I had warned him, but that his kids had taken some things. I also told him he needed to leave and to not come back. Surprisingly he didn’t make a big fuss about it. He just said okay and that he was sorry for bothering me before he left, but he did look very tired so maybe that’s why.
I have not seen him since and apparently his ex and his kids haven’t heard from him in all this time either. This update had more to do with them than my ex actually. His ex contacted me to ask about him. She wanted to know if I had heard from him or had his new contact information. His phone is apparently no longer in service. I told her how I hadn’t had any contact with his since the aforementioned visit.
She also asked if she and I could meet up for coffee and talk. I declined because honestly I couldn’t think of a reason for us to meet up. Though I did offer to pass on any info about him if I heard anything.
She apparently wanted to talk to me about helping her pay for her eldest child’s (who is now a senior in highschool) education next year. She also subtly implied there was some fault on my part for their lacks of funds. I rather cowardly told her I would think about it and ended the call.
To be honest I feel like it’s an unfair position she’s putting me in. The main reason being that her children don’t seem to care for me. We got along alright while I was with their dad. However since I ended things with him it has been complete silence from them. I did try to reach out to them to see if they were okay. They never responded. Even when they came over to get their things they ignored me and my youngest. However I did get a message after the call with their mom about how she missed me. The timing though just makes it seem sort of like manipulation to get money out of me.
Edit. I have since blocked all of them.

Alive: 259
Dead: 6,882
Day 869 Change: 0
Day 869 Percent Change: -0.000%
Total Percent Dead: 96.37%
Days Since Last Death: 2
Estimated Bots: ~35*
Pool Value Per Person: ~$275.71**
*Estimated Bots is a rough count determined by all "safe" logins within the first 30 seconds of a new day. This number is far from accurate, as there are surely some humans caught up in it, but for now, it is the best number we can get without having a bigger universe. Eventually, we will have a more accurate method to get this number.
**This number does not account for the credit fees, etc, removed from the total pool amount. At the end of the game the total pool will likely be closer to ~$67k after credit card processing fees are deducted by MSCHF. This number also does not account for your potential local and federal taxes which would be owed on the winnings.

growing up, my dad was always (for lack of a better word) an asshole. he was emotionally/physically abusive towards my mom consistently throughout my childhood. so you can understand the type of guy my father is, my mom couldn’t have female or male friends bc she would be accused of hooking up with them, if my mom had a job she was accused of hooking up with her coworkers, if my mom held the priest’s hand too long when shaking his hand after service she was accused of wanting him, etc. every birthday, christmas, thanksgiving, any special occasion was always ruined with an argument from him. i could do a million things perfectly right in my athletic games and one mistake would grant me a ride home where i all my happiness was crushed by an earful of how bad of a game i had. my dad was always right, everything he thought and said was the truth regardless if he was proven wrong or not. after every argument there was sometimes an apology, (only for him to do the same thing again) or my mom and i would get our favorite icecream or bouquet of flowers the next day. it was a constantly cycle of trying to get over the last thing my dad did to hurt us. my mom put up with a lot, and stayed with my dad for the sake of the family.
around the age of 17 the emotional abuse and manipulation that I had watched happen to my mom over the years started happening to me. my dad’s jealousy, anger issues, and untrusting nature was turned up to a 10 and I suspect it was due to the meth he was caught doing. he swore he had quit after being caught, but I know he never did. he was 250 pounds and probably ways just about as much as I do now (135) just in a couple of months. he started becoming paranoid, unsafe to be around, and overall crazy. he raped my mom, he pulled a gun on my mom and I, he shut my leg in a door trying to lock himself in his room bc stole my moms credit card to prevent us from getting a hotel room for the night bc he was acting crazy, he was just doing so many things where it because unsafe for my mom and I. after he had pulled a gun on us, my mom and I filed a restraining order against him and I have not had dropped the order since.
that was back in 2022. since then, he has broken the restraining order multiple times by calling me from different phone numbers, having random people contact me telling me to text him, leaving me voicemails acting like he got into a car accident so I would call him back, send me long messages about how much he misses me and loves me but then turn around and tell me all his crazy delusions about my mom that aren’t true and say terrible things about her. I have always had this underlying fear that my dad will kill himself one day for not having me in his life. I resent him for so much and everytime I have tried to rekindle our relationship he always ruined it. for example, I answered one of his million phone calls to ask him to stop making random people text me telling me to contact him. we got into a yelling match and he ultimately told me to shut the fuck up, which I hung up the phone in response. he will do all that but in the same breath preach about how lonely and sad he is without me in his life. I feel a sense of guilt for ignoring him and cutting him out of my life but he doesn’t think anything is his fault. he doesn’t understand why I won’t talk to him regardless of how many times i tell him. he doesn’t think he has done anything wrong. he tells me all the things he’s done for me like buying me my first car, as if that is some representation of how much he loved and cared for me. I feel guilty reading all his sad messages about how he misses me, but I can’t bring myself to let him in again.
he has missed all my biggest moments because of what he has done. he missed out on my high school graduation, my senior club volleyball season, and now im in college where he is missing my college years and my college games. so much time is passing and we both know it. I just don’t think he will ever change his ways.

Tldr: Called Chase everyday, supplied documentation they needed, then kept calling everyday at various times to check application status, eventually a nice Chase agent approved my application after putting me on hold. Called shortly after and asked for expedited shipping to start destroying that limited time 75K points sign up bonus on an upcoming corporate travel trip.
Full events: - Applied online and instantly said they will review my Chase Sapphire Preferred application. They notified by email too without any timeframe stated. - Called Chase customer service and learned through the automated message that I will hear back in 7-10 business days. - I was not satisfied so I kept calling. You can try the below numbers and eventually speak with different types of agents across various Chase teams. Like customer service, member verification etc. • 8004323117 • 8002788830 • 8882702127

• By the next day, one agent I got connected to said they needed more verification on my identity. So they quickly sent an email with the ability to upload SSN, proof of birth and address. So I did DL and SSN card through their secure portal/link.
• Going good so far right! So I kept calling and one agent said my application was going to be shortly approved based on my uploaded docs they received. So I kept calling that day and then guess what? One agent said they my application was DENIED because they could not verify my docs. What?! My application was closed and I should reapply if I wish! Or visit a branch and reapply and provide my documentation in person. No way...that's another hard pull at the end of the day.
• I kept calling and you will eventually meet with agents from outside the US such as as India and Philippines. Every agent treats you slightly uniquely and since they are from different teams, their information provided to you is different due to their visibility into your application. This is what one agent told me. Plus they always for security reasons will send you a one time passcode text to access your application, so don't be worried. Also you can provide your application reference number that maybe in the top right corner of one of the emails from Chase. Or provide your SSN. I trusted Chase.
• I keep calling everyday and one agent after reviewing my application for several holds, said they are still verifying and my application is STILL OPEN. Great! He said I will hear back within 2 weeks with their the decision letter or the card!
• So great, I don't call as much now and am more patient, however I do eventually call and get connected to an Indian agent. She puts me on hold several times which ended up being the longest call! But guess what...she said my application has been APPROVED!!! I got an email confirming I will get the card in 5-7 business days.
• Called again and anm US agent processed my expedited shipping request and said I will be getting it in 2-3 normal days.

My takeaway: Would I have eventually gotten approved without calling as much, after I was told it's under review? Maybe. But IT DOES NOT HURT TO KEEP CALLING AND CHECKING YOUR STATUS. It's frustrating but as a potential customer of a large public company, you get to meet with agents outside the U.S and eventually get lucky with your new credit card :)

Last April 2024, I applied for a BPI Gold Rewards Credit Card through BPI's website.
I do not have any savings account under BPI or any other existing credit card under them as well, so I wasn't entirely sure if I would get approved.
Thankfully, I did. I received my credit card a week ago in the mail, and got it activated 2 days ago.
One thing I'm concerned about is I have not been receiving any emails about my card at all. I have made one purchase today, but I did not receive an email.
I also did not receive a welcome email once I received/had my card verified.
I was hoping to create my BPI account with this credit card, but apparently I need my 'customer number' which can only be found in my SOA (which I assume will be emailed to me)
I have also been trying to call customer service, but all lines seem to be busy.
Is it possible that they made a mistake inputting my details (specifically, my email)? Because prior to receiving my card, I had a BPI agent call me to verify all my information, which included my email.
Would it be better for me to just go to a BPI branch and have it sorted face to face rather than online/over the phone?
Thank you so much to anyone who will answer!

Debit/Credit Cards Accepted No Closing Costs Cash Price: $1,200 Finance with $200 Down and 12 Payments of $110 Per Month No Credit Check, No Income Documentation, No Prepayment Penalty 

By popular demand, I guess...
I was kinda just being a smart-ass, but some of you wanted more so here it is: epilogues for every NPC as if they didn't continue to travel with Gorion's Ward and instead just decided to live their own life. Obviously, there are some implied alignment changes here.
This turned out to be longer than I expected and I kinda just threw it all together while I was working. Please excuse any typos or sloppy writing.
I want to apologize for one thing, though. Viconia's epilogue really only works if GW is a male, so I had to make that assumption for the sake of her story. If it matters any, I easily play just as many female GWs as I do male GWs. In fact, I probably play more female GWs because I don't care for the romances, frequently play the canon party, and want to nip the lame Jah romance in the bud.
But, to have them all in one place, I included my original smart-ass epilogues with the additional ones I created. Now, every character from BG1 and BG2 has an epilogue. I don't have the EE characters, though, because I play the original games and don't really know them.
So, just for funsies, which one is your favorite and why?
"Anomen continued to wait at the Copper Coronet for a party of adventurers willing to travel with him. Maybe it was the grating sound of his voice, or perhaps the way he leered at women, but he continued to remain alone. Eventually, he needed to find work to make ends meet. With Gorion's Ward having disbanded the slave traders and pit fights, Hendak had to find a new form of entertainment for the patrons. As such, he invented an all male review ladies night, and Anomen found work as a 'dancer'. He left the Most Noble Order of the Radiant Heart to join the less noble order of the pole. He also renounced his faith to Helm and instead allied himself with Waukeen because if you wanna see some groin, you gotta have some coin."
"Despite Gorion's Ward clearing the trolls from her keep, Nalia was not able to reclaim her lands and instead lost her estate to Lord Roenall. The lord offered to let her retain residence in her family's ancestral home, but only in exchange for her hand in marriage. Nalia found the proposition to be repugnant. Instead, she salvaged whatever wealth she could from her family's keep and moved to Athkatla to start a new life. She no longer helped the less fortunate, as she was now among their numbers and had her own problems. Nalia's lack of any practical skills combined with her sense of entitlement sent her into a life of failure followed by drinking and debauchery. She now spends more time back at the Copper Coronet than anywhere else. It is hard to say where she squanders her wealth more, the alcohol, or on the dancers during Ladies Night."
"After the incident with the Planar Sphere, Valygar was finally free of his past, could retire to his cabin, and pursue his true passion: writing. Ironically, the only inspiration he found ended up stemming from his family's checkered past. Valygar's only works that even had middling success were 'Tuesdays with Lavok' and 'Dude, Where's My Planar Sphere', with the latter being made into a production at the Five Flagoons Theater."
"Haer'Dalis continued to work as a performer at the Five Flagoons Theater. Unfortunately, it struggled due to poor management. It might have turned out better if an outside agent with fresh ideas had stepped in, but Gorion's Ward had better things to do than be a bard. While the work was generally steady, the returns were not great and the material was a little low-brow for Haer'Dalis' liking. The tiefling realized he reached rock bottom when he was cast as the lead in a play about a buffoon who apparently lost a plane-shifting apparatus the size of a small castle and had to find it before his parents returned from Neverwinter. After the opening night, he took his own life in his dressing room. His body was found the next morning with a note saying, 'Art is dead and I am art, so I shall join art in death.' Biff the Understudy stepped in for Haer'Dalis despite never having an opportunity to read the script. Nevertheless, the production was a resounding success and launched Biff's career to new heights."
“A heartbroken Garrick found work as a character actor at the Five Flagoons Theater, but eventually gained more success as a writer and director. He found it to be a mostly agreeable situation, aside from a tiefling primadonna who would constantly belittle his work and call it ”trite" and “drivel”. Fortunately, that situation worked itself out in time and Garrick found Biff to be much easier to direct. With the tiefling gone, his ideas had room to grow. He invented a new kind of love story, one where the protagonist doesn't always get the girl at the end but the journey to that ending would be quite amusing. He labeled this genre “the Comedy of Romance” and the works were mostly based on his own life. His plays were quite popular among the commoners, with his top selling shows being 'Sleepless in Saradush', 'Silverymoon Linings Playbook', and 'Crazy Rich Aasimars'. He eventually fully transitioned off the stage into the director's chair. By the peak of his fame, he was married to none other than Queen Ellesime."
“Aerie continued to work at the circus and WOULD NOT SHUT UP ABOUT HER DAMN WINGS. Even Quayle eventually grew sick of hearing about it. This put strain on their relationship. Things took a turn for the better when Ribald Barterman acquired a new curiosity for his shop. It was a magical ring which he sold to Quayle at a reduced rate out of sympathy. This ”treasure" was actually a cursed Ring of Deafness, which Quayle found to be anything but a curse and wore it for the rest of his days."
“Xzar and Montaron were both slain at the hands of the Athkatla Harpers, but this is actually where their story begins. Xzar, as he had done so many times before, had a backup plan of an arcane nature should death befall either he or the halfling. Their mortal essences were pulled to a pocket plane he created. There they could be channeled into restored bodies cloned at his estate. With this particular round of ritual, Xzar had incidentally made a slight error in the incantation and the two found themselves in a time suspended state in Xzar's pocket plane. It was only five minutes for the rest of the world, but it was fifty years for them. This turned out to be a pivot point in their relationship. Having only each other's company in this shadowy void, they were finally able to work out their feelings for each other. When they had returned to the prime material plane, they discovered their mutual animosity was replaced with love. Rather than pick up their life where they left off with the Zhentarim, they decided to pack it all in, moved to Bryn Shander, and start a bed and breakfast. Montaron rediscovered his halfling roots and love for the culinary arts while Xzar would perform seances to connect guests with their late loved ones. Scones and Bones became an overnight success and was consistently listed as a “must see” in Volo's travel guides. In their golden years, the couple co-wrote a memoir of their journey, ‘Brokeback Montaron’, which is sold in bookstores everywhere."
“After briefly crossing paths with Gorion's Ward, Mazzy Fentan continued her crusade as a de facto halfling paladin. She eventually found herself petitioning for membership at the Most Noble Order of the Radiant Heart in Athkatla after she had singlehandedly saved a village from an ancient dracolich. Despite the extent of her virtue and accomplishment, her petition was denied on the basis that halflings could not possibly be real paladins. This inspired her next crusade, one to break down vocational barriers for all demihuman races. Why couldn't halflings be paladins or dwarves be wizards? And why did gnomes always have to be illusionists? It simply made no goddamn sense. She began to get traction with her quest when she attended lectures by the wizards of the (sword) coast in Candlekeep. With their help, she ushered Faerun into a new edition era where there would be no vocational barriers for adventurers based on their race. Soon, the world began to see roguish halflings that also venerated Helm, while tending to the wilds as a druid. Half-orc bards also studied as wizards while manifesting natural arcane abilities as sorcerers. Tiefling paladins took their crusades to the wilderness and served as rangers, while sidelining as clergy to Mystra. The world was now a liberated place, free to not make any goddamn sense in a myriad of new ways. At one point, Lady Mazzy Fentan of Trademeet (now formally a paladin) crossed paths with a dwarven shadowdancebard and in that moment she regretted everything. Seriously, just take a moment and picture that. It would look fucking ridiculous.”
“Yeslick's clanhome was flooded once again. Despondent and without options, he took work at a smithy in Baldur's Gate but never stopped dreaming of finding both a clan and a home. He found a way to bring this dream to life after a courageous halfling paladin broke down the barriers for, among other things, dwarves to be wizards. Yeslick had an idea. He studied magic diligently until he was able to cast two spells of great importance: Water Breathing and Permanence. He then searched the lands for other clanless dwarves who would be willing to try something new. With the new clan he formed, Yeslick permanently gave all his fellow clansman the ability to breath underwater. They then moved into the flooded Cloakwood Mines and built the first underwater dwarven stronghold. Using his arcane powers, Yeslick also developed the ability to speak with the marine life that shared this stronghold. And, with that, the clan Aquadwarf was born. At one point, Valygar visited and wrote a play based on Yeslick's story. However, he couldn't even get it to stage at the Five Flagoons Theater. The illustrious director Garrick was quoted as saying, “A hero that can breath underwater and talk to fish? Nobody would go for that!"
“Keldorn finally retired from the Most Noble Order of the Radiant Heart and looked forward to a much simpler life. He rekindled his marriage with Lady Maria and life seemed to improve. It was rather early on when the couple discovered that Maria had become pregnant again. It was also not long after that when Peony, the housekeeper, also became pregnant. Maria started to ask Keldorn about this, but Keldorn started to get defensive and asked, ”Hey, who's the Inquisitor here?" Then Keldorn started to do the math with her to track the conception of Maria's pregnancy. She certainly did not want him to get to the end of that equation, so she quickly changed the subject. She suggested getting a new maid, but Keldorn chastised her for abandoning someone in their time of need who had been like family for years. He forbade Peony's departure claiming that his god, Torm, would not stand for it. Maria then made a passive aggressive comment about Torm being the god of loyalty, but she was mostly just muttering under her breath to get the last word in. Eventually, both children were born and had probably the most awkward upbringing of anyone in Faerun."
“After Gorion's Ward helped Coran take down a wyvern, the rogue brought the beast's head back to the mayor of Beregost for the reward and accolades. He thought this put him in a position to be a hero of great renown and perhaps, just maybe, people would stop mocking him for his flashy attire and completely superfluous eye mask. They didn't. He only gained acceptance when he crossed paths with a ranger who seemed indifferent towards Coran's keen fashion sense. Coran traveled the Sword Coast with his ranger sidekick, righting the wrongs against the ‘little guy’ and taking the law into their own hands when needed. This partnership dissolved when he discovered that the ranger thought Coran was the sidekick. As if! Coran tried to correct the ranger, whose argument was, 'Really, man, if that outfit doesn't scream sidekick then I'm Elminster's twin brother.' The ranger was not related to Elminster and shared no resemblance.
“Kivan never was able to get his revenge on Tazok. Unbeknownst to him, that honor was taken by Gorion's Ward. His thirst for vengeance continued to eat away at him until he found himself in a bat infested cave in the wilderness. It was then he snapped. He turned the cave into his secret hideaway, put together a disguise and started wandering the sword coast looking for evil-doers to punish. He would leave his calling card wherever he saved the day, a token of a bat with longer ears like an elf. And bats already had rather long ears so these bat ears were almost comically obtrusive. Nevertheless, his deeds were generally appreciated and the people stared calling him Bat-elf. For a short spell, another elf tagged along with him and tried to help, but he was so flamboyantly dressed that one could pick his sidekick out of the shadows blindfolded. Kivan eventually had to send him on his way. Unfortunately, his vigilante crusade abruptly ended after receiving a cease and decist order from DC Comics. Kivan could fight both monster and marauder all day, but his 14 Constitution wouldn't hold up against a lawsuit for trademark infringement.”
“Skie was deeply affected by both the death of her brother and the assassination of her father. And yes, her father was actually murdered and didn't lol-jk back to life in some crappy DLC. In any event, through these traumas, she came to realize the puerility of what she thought was her brilliant criminal masterminding. Instead, she decided to settle down and live a more responsible life as an upstanding citizen of Baldur's Gate. She took the reins of her father's estate after his death and rose to prominence as one of the Grand Dukes of the city. She maintained her relationship with Eldoth for quite some time, inexplicably, as he refused to get a job because he didn't want to take attention from his band which he swore was going to make it. However, the bard spent most of the day either lounging at Skie’s estate or gambling away his allowance with games of three-dragon-ante at the Helm and Cloak. Eventually, inspired by the book “Men Are From Menzoberranzan, Women Are From Immilmar," she decided to call it quits with Eldoth and sent him packing. Shortly thereafter, she met a man who was nothing like Eldoth and they settled down together to start a family."
“Eldoth's dreams of being a world-famous musician fronting the greatest band in Faerun never reached fruition. This was partly because he didn't actually have a band and partly because he didn't have the talent to write music. Instead, he just had a lute he purchased at Lucky Aello's Discount Store that only had one A-string and was missing the E-string. Also, Eldoth could only play power chords and he couldn't really sing and play at the same time. Most of the time he would just strum a chord or two and then talk about what the song would do next, often describing a solo and half playing it on an ”air lute" (while he was still holding an actual lute, mind you) to give people the idea as to how the song would sound when it was finally written. Yeah, he was one of those guys. After Skie kicked him to the curb, he bounced between various barmaids who clearly had low self-esteem, but not low enough to keep him around for long. Eventually, he got one of them pregnant and was forced into a shotgun wedding by the barmaid's father. He now works in the kitchen at the same inn as his barmaid wife. She helps the customers up front and he cooks eggs in the back. Eldoth continues to tell himself that this experience will just provide inspiration for his music and that someday he was going to get the band back together."
“After being rescued by Gorion's Ward, Xan made his way to Baldur's Gate to regroup. He spent an inordinate amount of time beating himself up over his failures and trying to muster the gumption to continue his quest to unravel the political turmoil of the region. However, it took him months to get to this point, and by that time, Gorion's Ward already sorted out the problems in the region. Discovering this, he deemed himself a failure yet again and sunk into a deeper depression. He pulled himself out of it when he met a woman who lost most of her family to violent deaths during the iron crisis, yet she still kept herself together and became a local success in a few short years. Xan immediately fell in love with the recently single Skie Silvershield and began to court her. They eventually married and started a family. At Xan's insistence, and inspired by his wife's name, their two daughters were named Sunshine and Rainbow. Xan was a staunch supporter of his wife's career and stayed home to raise the kids. When they were older and needed less attending, he followed a new dream and became a motivational speaker.”
“Korgan had his revenge against his backstabbing crew and employer, but he felt...empty. It was done, but he felt no satisfaction. Disgruntled and disappointed, he decided to lose himself in his cups at the Copper Coronet. Even this did nothing to alleviate his malaise. One night, having passed out drunk in a peasant room at the Copper Coronet, he dreamt of that final fight but something was different. In the background of the battle, there was a glow coming from the door of a shack and he heard the whispering of a language that sounded like it was from Kara-Tur. When he woke the next morning, Korgan returned to the rooftop and found the shack from his dream. He knocked and was greeted by a priest of Illmater. Korgan told the priest of his dream and he was led into the backroom where he found a man from Kara-Tur infirm and huddled over a cup of tea. The priest explained that he had just reincarnated this man of the faith using a heart delivered by a passing adventurer. Korgan took this as a sign, converted to the faith, and the two paired up to help those in suffering as a result of the schemes of others. The tales of Korgan and Yoshimo were not only told in many of a tavern by the bards, but also collected in graphic serials that were popular among the children of Athkatla.”
“Ajantis' death sent him into an afterlife at Everwatch, the realm of Helm. For his honor and diligence, the devout knight was granted an audience with his patron. Ajantis then told Helm what utter bullshit the god was. I mean, c'mon, he's the god of protection, the Vigilant One, and he couldn't protect a group of knights from a dragon's cheap illusion spell that a mage even tried to dispel with True Sight? It was like Helm wasn't even trying. Helm was stunned by the confrontation but also had no valid defense. Ajantis called Helm to a trial that was mediated by Tyr. After careful deliberation, Tyr determined that Helm was sleeping on the job and the judgment was to demote him to a lesser deity. Now, Helm was the patron of guards, but not actual guards that ever see action, just the ceremonial ones whose weapons and armor are super shiny and probably not even real. Ajantis was then granted Helm's old portfolio and became a god that truly protected his followers.”
“Viconia left Athkatla's government district perplexed. She was rescued from burning at the stake by Gorion's Ward and then immediately dismissed. She found this to be unusual behavior for a male. She was accustomed to men either trying to bed her or kill her, but this casual indifference was completely new. Viconia came to be obsessed with Gorion's Ward from a distance. She spiraled into a fantasy where the two of them had a future together. It was pretty bad. There were some extremely embarrassing vision boards involved and that wasn't even the worst of it. When her mania reached critical mass, her obsession actually collapsed and she had an epiphany. She came to realize that she did not need this man, or any for that matter. She started on a journey of self discovery and took a moral inventory of her past relationships. She wrote about it in the book, “Men Are From Menzoberranzan, Women Are From Immilmar”. She then used the revenue from the book sales to open Athkatla's first feminist bookstore. In Her Words became a mecca for women, particularly those who felt trapped in bad relationships. The community that emerged here created the group, Friends of Galia, which strove to free women from abusive relationships. Eventually, the bookstore expanded to include an apartment block above that became a shelter for such women. Occasionally, the partners of these victims would come around to In Her Words in an attempt to drag their partners back home. You can probably guess how a confrontation between a drunken 0-level commoner and a Drow priestess of Shar ends."
“Faldorn was defeated by Jaheira in Trademeet and lost her title of Arch-Druid. In truth, she was relieved to be relieved of the position. Years of pushing forward the Shadow Druid agenda led Faldorn to realize that she had lost touch with the real Faldorn along the way. After some soul-searching, she reinvented herself as a lifestyle guru and developed an entire line of organic health and beauty products under the name, She-Wolf. Both her products and seminars were all the rage in Athkatla, specifically among noblewomen who clearly had too much free time. Faldorn eventually gave up her residence in natural environs for a lavish estate in Athkatla's government district. Her following soon pressured her to petition to join the Council of Six after the fall of the Cowled Wizards left the position open (aside from a short-term replacement). Her petition was a success and she soon found herself on the Council of Six. Under her leadership, she created created the FDAA, the Food and Drink Association of Athkatla. Now, instead of draconian rules governing magic in the city, equally restrictive rules and standards were applied to the food and drink that the people consumed.”
“Barely surviving being gravely wounded by Irenicus, Tiax left Spellhold for Athkatla where he intended to do what he did best: rule. Learning from his past campaign mistakes in Baldur's Gate, he changed his slogan from ”Tiax Rules!" to “Make Athkatla Great Again”. Of course, what he thought would make Athkatla great was putting himself in charge as a despotic leader. But, he toned down that aspect of his platform and instead focused on the history of scheming and backroom dealing of the Cowled Wizards (as if he was any less evil or scheming) and promised the people he would be different than all the other corrupt politicians. Miraculously, despite his obviously apparent character flaws, he succeeded in replacing the Cowled Wizards' representative on the Council of Six. He decided to take their stance on restrictive magic to the next level and banned magic entirely. Since he didn't study the arcane himself, it was no skin of his nose. This move undermined his support base leaving him with only the most backwards and ignorant followers. He was ultimately removed from his position when he insisted the city build a wall around the planar sphere and was expecting that the city's wizards would be the ones to pay for it. After his removal, his few remaining extreme supporters organized an invasion of the main government building under the guise of freedom of assembly. All nine of these “rebels” were rounded up, tried, and sent to prison. Tiax was convicted of treason and reincarnated in Spellhold, which was now just a common prison. After his eventual release, he was prohibited from seeking any position of power in Amn."
"Edwin Odesseiron continued to lay low with the Shadow Thieves for a while. The Cowled Wizards suffered a crippling blow as a side effect of the conflict between Gorion's Ward and Irenicus. Edwin decided to step in and finish the job. His thought was that he could wipe out the Cowled Wizard remnants and then take credit for their defeat, thereby gaining him more clout among the Red Wizards of Thay. After many conspicuous mage battles in the streets of Athkatla, he succeeded. However, the people who noticed his efforts the most were actually the people of Athkatla. They were tired of living under the Cowled Wizards' iron fist and Edwin was lauded as a liberator and hero. He even had a statue in his image raised in Waukeen's Promenade. Edwin was initially nonplussed over people finally giving him the credit he always felt he so rightfully deserved. But, he quickly came to accept their praise and bought in to being a champion for the people. Edwin continued his agenda of liberation when a clearly insane gnome who found his way on the Council of Six tried to ban magic entirely in the city. Edwin and his followers were primarily responsible for having the madman removed from his seat.
“Shar-Teel, Safana, Branwen, and Alora all happened to cross paths with each other at Elfsong one evening. Shar-Teel was looking to fight a man, Safana was looking to shag a man, Branwen was recently petrified by a man, and Alora was just excited to be somewhere new. The four got to talking with each other and, despite having wildly different personalities, seemed to hit it off. Shar-Teel was sarcastic and aggressive, Safana was self-absorbed and man-hungry, Alora was kind and sweet, and Branwen was the matriarch of the group. You wouldn't think this lot would get along, but they actually did, and their differences merely become the fuel for innocuous hi-jinks week after week.”
"With Gorion's Ward's help, Cernd was able to rescue his child that he then abandoned again at the druid grove near Trademeet. He promised that he would return to raise the child, he just needed to run to the general shop in Trademeet for some pipeweed. He never returned, but that was pretty obvious since he didn’t even smoke. Cernd continued to wander Faerun. It came to light in Cormyr that Cernd had actually married, and had children, with numerous women in Cormyr, Amn, the Sword Coast, Tethyr, Calimshan, Turmish, Halruaa, Icewind Dale, Chondath, Sembia, Impiltur, the Silver Marches, and even the Troll Hills (don't ask). Furthermore, it was discovered that Cernd was not actually a druid, just a werewolf that had a Ring of Goodberries. The druid con was so that he could have a reason to abandon his wives and children and move on to a new situation. You would be surprised at how many women could fall for a guy that can conjure an impromptu picnic in the park. Unfortunately for Cernd, Cormyr was not the kind of place to run afoul of the legal system. For the crime of bigamy, he was sentenced to life in prison. He never set foot near a druid grove again, but he was allowed to participate in a work-release program tending to the gardens of nobles.
“Kagain returned to his shop and grew even more bitter, but not over what the death of Entar Silvershield's son had done to his reputation and business. Instead, he resented that even the Enhanced Edition of the game didn't give him a remotely decent companion quest. By Moradin's hammer, Cernd even had a pretty involved companion quest and the story there both starts and ends with a deadbeat dad! Also, Kagain can regenerate! Korgan can't even do that. And another thing! He was sick of people confusing the two of them as if all dwarves look alike or something. Ok, granted, they're both old dwarves with greying beards, but Korgan's beard is tied while Kagain's beard is brushed out. Of course, none of this made sense to anyone, even to Kagain who never actually crossed paths with Cernd or Korgan. However, the dwarf had nothing to do with his time except stand in his shop, isolated and alone, until he was done in by insanity and plantar fasciitis.”
“The death of Khalid shook Jaheira to the core. She convinced herself that she could never love again, certainly not so soon after his death nor with anyone that would be a child in her eyes. That would be absurd and rather tacky. After her escape from Irenicus' prison and deposing Faldorn from the druid grove, she took over as Arch-Druid. Being a Harper just wouldn't be the same without Khalid. However, the grove would allow her to explore a new, but comfortingly familiar, phase of life. She had barely been installed as the Arch-Druid when Cernd dropped off his child and disappeared again. He did not even stay long enough to tell Jaheira the child's name. Knowing he would likely not return, she named the child Khalid after her lost love. Realizing there were other children our there without families to care for them, Jahaeira would send her subordinates to wander nearby lands and bring them to the grove for a better life. Perhaps not surprisingly, many of these children happened to be Cernd's. She eventually renamed the grove to Kinder Garden in honor of the grove's new purpose of giving these children a kinder upbringing. Jaheira's headstrong personality served her well with these lost children, who all loved her as they would any mother. The Kinder Garden became the most thriving druid grove in all of Faerun. Jaheira eventually died in 1547 DR, with hundreds of children haven been rescued in her lifetime, and a memorial was erected in her honor at the grove. The inscription read, 'Nature's Servant Awaits.'"
“After being freed from Irenicus' dungeon, Minsc put his boots on the ground at the Copper Coronet. Being the simple man that he was, he found himself unwittingly recruited into fighting in the gladiator pits (before Gorion's Ward was able to free the slaves). Yet again, Minsc took a blow to the head. But this time, its effects were something completely new. No longer was he the slow-witted evil-slaying ranger, armed to the teeth and packing a hamster. Instead, his intelligence and wisdom started to blossom and he explored, through dissertation, the impact of modern civilization on the overall ecosystem of Faerun. Indeed, before Minsc started his work, the people of Faerun didn't even have the concept of an ”ecosystem". He left Athkatla to pursue a residency at Jaheira's grove where he could study and work in peace. He published works like, “The Intersection of Geopolitics and Biodiversity: Living More but Dying Sooner”, “The Essential Symbiosis Between the Savage and Civilization”, and “Moral Urbanization: Seeking a More Comprehensive Prosperity”. Minsc continued his studies and writing and ultimately produced enough groundbreaking works to have his own annex in Candlekeep. It was shortly after the dedication of this annex that Minsc disappeared from Faerun, never to be seen again."
“Jan Jansen's fate was the most impressive of all as his endeavors shaped the very fabric of Faerun for centuries to come. His story truly serves as a moral lesson for everyone and we should heed its virtue quite seriously. Helping Lissa and Jaella planted a seed of regret in Lissa with regards to her marriage to Vaelag. Speaking of seeds, this reminds Jan of a time when he was helping his Uncle Scratchy with his turnip farm. However, Uncle Scratchy was hoodwinked and the seeds he received were actually purple carrot seeds. You can imagine Uncle Scratchy's surprise when they sprouted and he suddenly had a field of purple carrots. Well, as you probably know, you can't make turnip stew, or turnip casserole, or turnip pie with purple carrots. But it just so happened there was a mage tower nearby and the resident mage needed a vast number of carrots. Apparently, her plan was to animate them as a kind of vegetable army to combat a myconid infestation in cave system rather close to her tower. Of course, animated carrots are quite self-assured and were immune to myconoid's confusion spores. Anyway, Jan had a once-removed cousin, Bobil, that was lost in those caves when he was a young gnome. He had wandered so deep that he found himself in the den of a solitary xvart who was obsessed with a magic ring. Bobil happened to purloin that ring but it turned out to not be magic at all. However, it was still worth enough for Bobil to buy himself a nice cottage in Trademeet. He then started his own turnip farm and had better luck than Uncle Scratchy. Wait, what were we talking about, again?”
“Boo continued his mission to study the sentient life forms of Faerun and determine their potential impact on the metaverse. He preferred the continued company of Minsc due to the ranger's kindness and protectiveness. Boo found this to be quite valuable in his current miniaturized state. Even after Minsc's accident, where his intellect began to expand, Minsc never lost his good heart and inherent kindness and the two remained the best of friends. It was a number of years later that the term of Boo's mission was complete. A team of his fellow people arrived on a spelljammer to collect the giant miniaturized space hamster. Minsc (and Boo) were on a retreat in a remote part of the Neverwinter Wood when a vessel shaped like a giant acorn landed in a nearby clearing. A number of human-sized anthropomorphic hamster-like beings, who called themselves the Ysoki, emerged and met with Boo. One had a strange crystalline device which it used to restore Boo to his proper size. Minsc naturally remained composed while all this was happening. He and Boo talked often and he knew this day would be coming. Boo returned to the spelljammer with his brethren to debrief on the mission. The Ysoki wanted to bring a sample back to their homeworld for further learning and study. Boo offered Minsc for the task, as the exemplar human would fit in nicely with the Ysoki's advanced culture and society. Everyone was in agreement and made the offer to the ranger. Minsc felt like he had made every contribution he could to the people of Faerun, so he accepted and boarded the ship. Boo, excited to finally be on a spelljammer again, took the helm and plotted a course for his homeworld. At his side sat his friend and faithful companion, Minsc.”

So basically on Monday they announced that they will be doing a first come first serve ticket sale for their 6/12 concert that I would like to attend.
However, getting tickets as a non local is nearly impossible as not only does one need to have an eplus account (which can only be created via a Japanese phone number), but also a local credit card/local banking in order to purchase the tickets. There is also an option to pay via convenience store, but I will not be in Japan until 2 days before the concert.
Even though I managed to get an eplus account on my phone via a friend's phone number, I still can't seem to pay for the tickets due to card restrictions.
For foreigners who have been to TUYU concerts, any tips on what I should do next? I am currently stuck and I would really appreciate any help given. Thank you so so much!

This is just me venting. Many years ago, I built control panels for a living and used and loved my DeWalt tools. Had a power drill for years with no problem. Loved the wrenches and sockets I had. I used DeWalt tape measure, knives, some of the pliers, side cutters, nut drivers, tool boxes....and loved most all of them.
I went away for a few years to work on my poetry and just got back into panel building about 10 months ago. All the field guys love the red brand that begins with "M", but I remembered how great my DeWalt tools were, so I went and picked up some new tools for my job. I looked around and read some posts and heard people talk about how DeWalt quality has gone down, but I never had any problems with any of the tools I had, so I decided to remain loyal and go team yellow.
The first thing I got was the DCD791 cordless drill for like $150 at Home Depot. Then I got more tools, like a utility knife, tape, needle nose etc.. First thing I noticed was after a few months, the blade didn't like to push out on my folding utility knife. It got so bad, I went back and bought a different style, and put the folding one in a drawer. Then last month, the drill quit working. I was having problems with the keyless chuck and finally it would just rattle and not even drill. I went online to see what kind warranty it had. The site said 1 year service and 3 year limited warranty. I contacted them and they asked some questions about the drill and wanted some of the numbers off of it, which I provided.
The lady said that she would email me a UPS label to mail in my drill. That the repair place would look at it and if it was a factory default, they would fix it free. If it was misuse, they would tell me how much it would cost and I could decide if I wanted it fixed or not. If not, I would have to pay shipping to get it back. They asked for a credit card number and I provided one. I printed out the label and mailed my drill to them.
Because I needed a drill for work, I went and bought one for $100 from Home Depot. I didn't really want to do this, but I needed a drill. I thought maybe I could just return it when they fixed the other one
They emailed me a repair order with my information and a link to log in. When I logged in, I noticed it said $92 for the repair, even though they hadn't even received my drill yet. I figured this was just the way the repair orders were written up. A couple weeks go by and I get an email saying they have my drill. Another week and they email to say it was repaired and would be shipped back to me. A few days later they charge my credit card $106. I call the number and she says, the warranty is only a year long and the date code is 2 years old; that if I have my receipt to prove i bought it less than a year ago, I could send a copy and try to get a refund.
Of course, I can't find my receipt. Probably because I never had a problem with a DeWalt tool and didn't think I would need it. I know that is my fault, but this whole thing seems crappy. I spent $150 on the drill, another $100 for the repair and another $100 for a drill in the meantime. If I knew it was going to be $100 to fix it, I would have said No. I bought a brand new drill for $100. Why didnt they tell me that the repair was out of warranty and give me the option of refusing it? It seems like if they made a quality product, then customer service for repairs should be smooth and painless because repairs don't happen often. Instead, it seems like they know their products are going to break, so they make it difficult for you, thinking you will just go buy a new drill (which I did anyway). They should be able to take the drill apart and see that it was a manufacturer problem and just replace it. Making me jump through all these hoops just to charge for the repair, PLUS tax, PLUS shipping is just shitty.
I ignored the haters and stuck with them out of loyalty, and I feel like they shit on me. I take care on my tools. I put my drill back in the case after I used it every time. I see field guys just throw their red and blue drills around and drop them in dirt and the things last forever. I just feel slighted about the whole thing. The tools used to be just awesome. What the hell happened? I am not ready to abandon ship just yet, but I am wondering if I am doing the right thing. If the new drill I got or the fixed one they send back breaks in less than a year, I am probably going to shift to something else. Anyway, thanks for listening.

Rented a VRBO in Florence, Italy a couple weeks ago, end of April 2024. When we arrived the host didn’t show up to let us in. Never responded to my messages. He knew when we were arriving as we had commuticated days prior regarding arrival time. VRBO customer service was zero help during the crisis. They kept saying there wasn’t a reservation. I had a confirmation number and the app was showing booked. The host and I communicated many times the month prior. Regardless, the host was a NO SHOW.
I waited a couple weeks after the incident to call VRBO customer service and go over my case they had opened. This customer service person found the booking under the reservation number. Customer Service said the host is a reputable host and maybe they just overbooked. I asked how am I suppose to verify a booking. They said call us, customer service, i said you would have told me the host was credible and you would have no idea if he overbooked.
There is zero accountability to a host who is a no show or double booked. I have rented from VRBO many times. It’s going to be really hard to rent through VRBO or any app again especially for a trip out of the country. My credit card reimbursed the fraud. It will be interesting to see if my poor rating of the host gets posted. Highly unlikely!!

Trying to decide between 3 degree and 10 degree version. Don't see any side by side comparison. Plan is to use it on spotter scope not rifle, to observe at night and paint targets. Also best place to order one? Don't want to order from tnvc and get my credit card number stolen again.

Debit/Credit Cards Accepted No Closing Costs Cash Price: $1,175 Finance with $200 Down and 12 Payments of $105 Per Month No Credit Check, No Income Documentation, No Prepayment Penalty