Instant quote for rs account

Instant Pot

2014.05.11 07:56 parasocks Instant Pot

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2011.07.14 10:34 alexf3ng American Express Community

Step into a world of privilege and prestige with American Express. Enjoy exclusive rewards, preferential pricing, and exceptional customer service, all designed to enhance your lifestyle. Travel the globe with ease, secure sought-after items, and manage your finances with tailored solutions. Elevate your status and experience the extraordinary.
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2014.07.01 01:59 mintberrycrunk "What have I done..."

Instant Regret (in'-stint rē-gret') n. a subreddit dedicated to deliberate actions that unexpectedly lead to undesirable consequences and horrible results; things which may cause someone to say, "oh man, did I just screw the pooch!"
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2024.05.16 13:09 Suspicious_Light_636 Budgeting and Financing Your Rear Extension Project in London

Budgeting and Financing Your Rear Extension Project in London
https://preview.redd.it/w26l2rtqtr0d1.png?width=2240&format=png&auto=webp&s=1e6239fd5b9c5ff0c01a61abb00aa52705769dd0
When contemplating an extension to your home in London, understanding the budget and financing aspects is crucial. Whether creating more space, adding value to your property, or simply enhancing your living environment, a well-planned budget is the foundation of a successful extension project. This comprehensive guide will explore the costs associated with different types of Rear extensions in london and the factors that influence these costs.

How Much Does a House Extension Cost?

The cost of a house extension in London can vary significantly based on many factors, including the type of extension, the materials used, the size, and the contractor you choose. However, to give you a starting point, here’s an overview of the costs associated with different house extensions Interior Painting in London .

Ground Floor Rear House Extension Cost

Ground-floor rear extensions are a popular choice among London homeowners. They are ideal for expanding the kitchen or adding a dining area. The cost for this type of extension typically ranges from £1,500 to £2,300 per square meter. For a standard 20-square-meter extension, budget around £30,000 to £46,000.

Ground Floor Side Return House Extension Cost

Side return extensions in london are common in Victorian and Edwardian terraced houses in London. They fill in the narrow alley next to the kitchen to create a larger, more functional space. Depending on the complexity and finishes, these extensions cost from £2,000 to £2,500 per square meter.

Ground Floor Wraparound House Extension Cost

Combining both rear and side return extensions, the wraparound extension offers substantial additional space and can completely transform the ground floor of your home. The wraparound extensions cost about £2,000 per square meter but can increase significantly with high-end finishes and complex designs.

Whole-House Basement Extension

Creating a new basement or extending an existing one is an expensive but valuable investment, especially in London, where space is at a premium. Expect to pay between £3,000 and £4,000 per square meter, with costs soaring depending on depth and whether underpinning is necessary.

Glass Extension Cost

Glass extensions are an aesthetically pleasing option that can bring a modern touch to any home. They allow natural light to flood the space. Depending on the engineering and architectural requirements, these typically cost between £3,000 and £4,000 per square meter.

Conservatories and Orangeries Cost

Conservatories and orangeries are cost-effective ways to add light and space to your home. The cost of conservatories starts at around £1,000 per square meter, while orangeries are slightly higher at about £2,000 per square meter, reflecting their more substantial construction.

Flat Pack Extension Costs

Flat pack extensions, also known as modular extensions, are pre-fabricated off-site and assembled on-site, potentially saving time and money. Prices range from £1,500 to £2,500 per square meter.

Semi-Detached House Extension Costs

Extending a semi-detached house typically involves either a rear or side return extension or sometimes both. Costs generally start at around £1,500 per square meter but vary widely based on design choices and local planning requirements.

Additional House Extension Costs

Remember to budget for additional costs such as architectural designs, planning permissions, building regulations, and interior finishes. These can add 10–20% to the project’s overall cost.
What Affects the Overall House Extension Cost?
Several factors can influence the cost of your house extension project:
Design and Planning
The complexity of the design and the architect’s fees can have a significant impact. Custom designs with high-end finishes will increase costs.
Extension Size, Shape, and Height
Larger, more complex extensions will cost more. Height can also be a factor, especially if it involves altering the roof line.
Building Site Constraints
Site access, ground conditions, and proximity to neighbouring properties affect construction costs.
Windows and Doors
The size and quality of windows and doors can significantly affect the extension’s cost and appearance.
Construction
The choice of materials and the construction method will impact the overall budget. High-quality materials and specialized labour are more costly but can provide a better finish and durability.

Conclusion

Planning and budgeting for a house extension in London requires carefully considering various factors contributing to the overall cost. By understanding these elements and planning accordingly, you can ensure that your extension project meets your needs and stays within your budget. Whether you opt for a modest glass extension or a full-scale basement project, the key to a successful extension is in the planning and execution.

FAQ

What is the average cost of a ground floor rear extension in London?

Answer: The average cost for a ground floor rear extension in London typically ranges between £1,500 to £2,300 per square meter. For a standard extension of about 20 square meters, the overall cost can vary from approximately £30,000 to £46,000, depending on the specifications and finishes chosen.

How does the size and shape of the extension affect the overall cost?

Answer: The size and shape of the extension significantly impact the total cost. Larger and more complex shapes require more materials and labor, which increases the expenses. Additionally, unconventional shapes might require custom solutions for construction and design, further elevating the cost.

Are there any additional costs I should consider when budgeting for a house extension?

Answer: Yes, besides the basic construction costs, you should account for additional expenses such as architectural design fees, planning permissions, building regulations, and interior finishes. These can add an extra 10–20% to your overall budget. It’s also wise to set aside a contingency fund for unexpected costs during the project.

What are the cost differences between conservatories and orangeries?

Answer: Conservatories are generally less expensive than orangeries, with costs starting around £1,000 per square meter for conservatories and about £2,000 per square meter for orangeries. The higher cost of orangeries reflects their more robust construction and the use of more substantial materials, which typically results in better insulation and durability.

How can I reduce the cost of my house extension project without compromising quality?

Answer: To reduce costs effectively while maintaining quality, consider simpler designs and standard materials that are easy to work with and readily available. Additionally, sourcing multiple quotes from contractors can help you find the best value. Planning the project during off-peak seasons might also reduce costs, as contractors are often willing to negotiate during less busy periods.

submitted by Suspicious_Light_636 to u/Suspicious_Light_636 [link] [comments]


2024.05.16 13:07 Raiden_Of_The_Sky CS2 is one of the best general purpose PC stress tests at the moment

To those who don't know: stress tests in general are software that is designed to stress your hardware so you could catch some undesirable things like overheating, instability, throttling, etc. Classic stress tests are designed to put maximum workload on some PC part (for example, FurMark is designed to make every GPU super power hungry). More modern stress tests are designed to make the workload inconsistent to create the load spikes. They're a lot more unpleasant for modern hardware comparing to classic stress tests because it often works in non-compensated Vdroop (sudden voltage drop due to instant high load).
CS2 is the latter. Unlike most other games, this is the game that loads hardware in a very inconsistent matter, and it does that to both CPU and GPU (sign of subpar optimization? Probably, but it's not the scope of this post). While in general main negative effect we all get from that is low 0.1%-1% frametimes (and low input lag, don't forget that as well), some of us experience something more terrible - crashes without errors, crashes because of gpuid 100 (GPU driver crash), freezes, etc. The irony here is - the game itself appears to be VERY stable, but for appreciating its stability you need to do extra effort to make sure that your HARDWARE is stable. I haven't yet seen any crashes in this game that wouldn't be because of hardware, which is actually incredible considering the reputation of the game. Some people get mad at this thought because of a strong stereotype that hardware can be unstable only if you overclock it and do it unsuccessfully, but remember that this stereotype is just not true for modern hardware (some of you already know the scandal about Intel Core 13900K/14900K processors - this is the tip of the iceberg, unstable hardware is somehow common thing both for home CPUs and GPUs - remember the popular situation "oh no, the software crashed and I didn't save my project!!!"? Sometimes it's a CPU/RAM failure as well).
So if CS2 crashes for you, consider it being a stress test your PC failed. Time to work with your hardware to make it more stable.
P.S. I'm not taking the Alt-Tab bug into account here, because it doesn't make the game crash or freeze if you know how to deal with it (can't restore the game and the screen blinks? Alt-Tab or Win and restore again).
submitted by Raiden_Of_The_Sky to GlobalOffensive [link] [comments]


2024.05.16 13:06 Odds_Monkey TOP Matched Betting Offers - Thursday 16th May

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submitted by Odds_Monkey to OfficialOddsMonkey [link] [comments]


2024.05.16 12:57 SyllabubIll318 Phonepe Old Version 23.12.08.0 Download Apk For Android Free

Actually, in today’s era there are many apps with the help of which you can send money anytime and anywhere. But if we talk about Phonepe Old Version, then this app is a very wonderful and very special app. Through this app, people can very easily send and receive money to anyone sitting at home anytime, anywhere. PhonePe Old Version is a free and easy-to-use Android application that anyone can use to download all their favorite applications on their cell phone. It’s much easier to download your favorite apps directly to your phone instead of going to your local store and purchasing them.
This helps eliminate the whole idea of ​​downloading apps on your phone. It’s like trying to learn a foreign language without using any equipment.Indeed the Android platform has come a long way and Phonepe Old Version takes advantage of the new functionality by providing a simple interface for various features. It allows you to automatically find items for a grocery list or even scan barcodes to make any purchases that don’t involve the internet. It also lets you upload photos from your camera so you can easily access your photos from any internet-enabled device you have.
Download Phonepe Old Version

About of Phonepe

PhonePe Old Version is a payments app that allows you to recharge your mobile phone, pay all your utility bills and make instant payments at your favorite offline and online stores using BHIM UPI, your credit card and debit card or wallet. gives. gives. You can also invest in mutual funds and buy insurance plans on PhonePe Old Version. Link your bank account to PhonePe and transfer money instantly through BHIM UPI The PhonePe app is secure. It caters to all your payment, investment, mutual fund, insurance and banking needs and is much better than internet banking. This app gives you many features together, so that you do not face any problem in using it.
submitted by SyllabubIll318 to u/SyllabubIll318 [link] [comments]


2024.05.16 12:49 IcyNatural9544 Bringing the Gap

Open communication is crucial to keep connections strong and create a loving environment in the family. As a son, my perspective on our relationships has changed over time to account for both our personal development and life transitions. Here, I'll discuss how I handle these crucial talks, highlighting the different facets and modes of communication that support the health of our family bond. Active listening is one of the fundamental components of family communication that I believe is particularly important. Rather than waiting for my turn to speak, I try to listen to and comprehend what my family members say. I often talked with my family in the living room or dining room when I was at home. These spots offered a familiar and cozy environment for conversation, whether we were talking about lighter topics like our days or more important ones like life lessons. As I grew older, these partnerships' dynamics evolved. These days, we communicate primarily through text, video, and phone calls that happen online. Despite the changes in medium, the underlying ideas of our discussions—respect and understanding for one another—remain the same. Despite our different locations and ways of contact, my family and I still make an effort to stay in touch and be involved in one another's lives. I appreciate how simple and convenient technology makes it to stay in touch, even though I miss our face-to-face interactions. We have become closer over time, and I am grateful for the unconditional affection and backing that enter every one of our conversations, no matter how they turn out. Our conversations are typically lighter and funnier when it comes to my siblings. We converse casually, sharing jokes and amusing stories, as well as updates on our lives. Keeping the family's spirit of fun and togetherness alive requires this kind of communication. But when necessary, we also talk things through more seriously, offering guidance and support when things get tough. Our communication is also greatly influenced by the setting of our encounters. At home, people can talk freely because the atmosphere is more relaxed. On the other hand, we communicate gently and respectfully about social rules when we are in public or at family events. This flexibility ensures that, in any situation, we can continue to communicate properly. Technology has had a big influence on how I talk to my family. I can communicate in real-time, receive instant information, and make visual connections with it. I can communicate effectively and quickly through text messages, phone calls, and video calls. Especially with video calls, we can connect visually, which adds a more intimate element to our conversations. Despite our physical distance from one another, these techniques enable me to uphold healthy relationships and strengthen my bonds with the people I love. Technology has made the world feel more connected and smaller. Understanding individual communication styles, adjusting to various situations, and using technology are all necessary for effective family communication. We may continue to have an effective and positive relationship by focusing on these factors. To maintain our tightly connected family, as a son, I use a combination of classic and modern strategies, embracing technology and empathy. Every interaction—digital or in-person—offers a chance to express love and support, promoting a feeling of unanimity and belonging.
submitted by IcyNatural9544 to fossilid [link] [comments]


2024.05.16 12:41 Firm-Glove5345 ABYG kung pagbabayarin ko sa sira ng kotse ko yung friend ko while may utang ako sa kanya?

Heads up, long post ahead!
Nanghiram ako (F23) ng 30k sa friend ko (F22) para sana pambayad ng participation fee pampaayos ng sasakyan ko na nabangga ko sa barrier kakaiwas sa motorsiklo na walang ilaw. Nadamage yung right side bumper and first time ko sana magpaayos ng sasakyan under insurance so di ko alam magkano yung participation fee kaya ako nangutang. Meron naman ako funds pero iniisip ko sakaling magkulang at least, maoorder sana yung parts na kinakailangan asap.
Yung term namin, 20% 1 week so 36,000 pesos ibabalik ko. Nung araw na irerelease nya sakin yung pera, pumunta ako sa bahay nila, pinark ko lang yung sasakyan sa harap at di ko na pinatay since akala ko ready na yung perang hihiramin ko and may photocopy na akong dala ng ID ko. Pagkakatok ko sa bahay nila, binuksan nya pinto at sinabi nya need pala daw nya magwithdraw so ayun, sabi ko OK, pero bigla sya pumasok sa driver’s seat saka nilock yung pinto at sya daw magdadrive. Ilang beses ako nag NO, at hindi ako tumigil kakasabi na ako sana magdadrive kasi di ako comfortable may ibang hahawak ng manibela. Kaya lang, di nya ako pinapakinggan and since nagmamadali ako umabot sa cutoff ng casa, pumasok ako sa backseat (nasa passenger seat yung katulong ko na kasama ko that time). Kahit nung umaandar na yung sasakyan ilang beses ko sya sinabihan ayaw nya talaga ihinto at bumaba. Nainis pa ako kasi ang naiwan nya dawpala yung wallet nya and that includes SEVERAL stopovers sa mga kakilala nya sa lugar nila na binabati nya (she seemed to be showing off). Hanggang sa nag uturn sya sa isang street kung saan sumayad yung LEFT bumper ng sasakyan sa residential water meter. Ang lakas and rinig na rinig yung crisp ng pagkakasayad pero automatically dineny nya na wala lang daw yun. Pinagpark ko sya sa gilid at meron scratches and dents. Dito na ako nainis ng sobra sa lack of accountability nya huhu.. Sinabihan ko sya sana lang masama yung damage sa aayusin ng casa under my previous insurance claim sa right side bumper, otherwise I’ll let her know pag hindi.
Hindi ko na sya pinagdrive ulit pero sobrang TAGAL nya nirelease yung pera that it defeats the very purpose ng paghiram ko sa kanya. Alam nya na for repair ng sasakyan yung hihiramin ko and alam nya na hinahabol ko yung oras ng cutoff sa casa pero 4pm nya na binigay sakin yung pera after SEVERAL instances of SHOWING OFF sa mga kakilala nya.
Meron kaming agreement since emergency loan yung nature ng pagpapautang na kapag di ako nakapagbayad, magcocomment and magpopost sya sa Facebook account ko. I also explicitly told her that my husband knew nothing about this transaction and to keep it a secret kasi ayoko makaalam sya na nabangga ulit yung sasakyan tapos still inaccept ko yung pera pampagawa sa unang damages na tinamo nung sasakyan. (i know, medyo boppls ako)
2 days after the transaction, nagcocomment na sya ng reminders daw ng utang ko sa mga shared posts ko. That led to my husband knowing na pumunta ako sa city nya to loan money and nabangga ang sasakyan ulit. I also got nofitification a day before my due date sa loan ko sa kanya, from casa na dumating na yung ibang parts and when I went there to deposit the car, theyve given me separate quote for the left side bumper amounting to almost 35k and 3k lang pala yung participation fee for the 1st accident ko.
I told her na hindi karga ng insurance ko yung damages and will be going to take the service estimate sa kanya on the day of my due date (di ko po nagalaw yung pera).
Here is where I think PAANO AKO NAGING GAGO: On the day of my due date my husband told me to get a written agreement from her or at least a promissory note na willing sya ishoulder or ipaayos yung left side bumper sa casa since since casa maintained yung sasakyan and kakabili palang nung January 2024 before I pay my dues, so I went there and personally told her the same. I am willing to meet her halfway if diskumpyado sya sa figures na binigay ng casa, I can accompany her. Shes livid and dinala pa kuya nya. She demands her money back but I also need her to fix the car muna kasi 35k is not a joke.
For me, OK lang sana sakin if hindi alam ng asawa ko kasi I can just file another claim sa insurance but now he knows, hes telling me tataas daw premium namin next year which makes sense.
Here’s where I think hindi ako gago: she violated our agreement to keep it a secret first and she also did not honor our written agreement by continuously commenting and calling me out on social media just two days after nya niloan sakin ang pera.
Kaya nga ako nanghihiram kasi baka mag over sa budget yung perang nilaan ko for repairs tapos meron ulit repairs.
PS. She really insisted on driving. She's got a license too.
ABYG?
submitted by Firm-Glove5345 to AkoBaYungGago [link] [comments]


2024.05.16 12:37 shrugir Travel Agency CRM

What Is Travel Agency CRM?

A travel agency CRM is customer relationship management software that helps travel companies or tour operators improve their lead management and conversion processes, increase sales efficiency, streamline follow-ups, and rapidly expand their customer base. Software is particularly designed for both TMCs and DMCS.

Travel Agency CRM is an all-in-one CRM solution for travel agencies and tour operators built on award-winning travel CRM. Created specifically for the needs of travel agencies using award-winning travel CRM, Travel Agency CRM delivers outstanding value with an astounding array of features for a fraction of the cost of any comparable industry system.

In fact, CRMs can be used for and customized to a number of different industries! When it comes to the travel industry, a CRM can help guide prospective clients through the sales process and give them access to important, relevant data.

What Is the Purpose Of A CRM For Travel Agencies?

Travel agency CRM platforms help agencies manage their online presence, schedule meetings, and even automate their usual tasks. They offer a comprehensive view of sales pipelines and customer relationships, making them an invaluable tool for any travel agency.

Teams can use travel agency CRMs to assign leads to agents, track performance, and manage transaction processes. Features such as drip campaigns and marketing automation tools enable agencies to maintain a consistent client experience and build stronger relationships.

A travel CRM will assist you in:

· Track travel inquiries from start to finish, ensuring a flawless sales process.

· Auto-send WhatsApp, email, and SMS to the client on each status change.


· Deliver exceptional, tailored service according to each traveler's requirements.

· Gain a comprehensive view of customer interactions, packages, and sales from analytics.

· Automate repetitive tasks to increase productivity, boost sales, and generate revenue.

Why Is Travel Agency CRM Important in The Travel Industry?

To run sales and stay competitive, businesses in the travel industry must meet and manage their customers' needs across the entire inquiry, booking and follow-up journey. Because a travel agency CRM lets you focus on traveler profiles and expectations more accurately, it helps you deliver an exceptional user experience that's more likely to bring in repeat bookings.

Customer Information: Travel agents deal with various customers, each with unique preferences and travel histories. A CRM system helps agents keep track of all this profitable data.

They can record details such as travel dates, destinations, preferred airlines, and hotel choices. This enables agents to provide an extremely personalized service, recommending suitable options and making the booking process smoother for customers.

Organization and Efficiency: Travel agents juggle a multitude of tasks, from booking flights and hotels to arranging tours and transfers. A travel CRM solution acts as a digital assistant, helping agents stay organized. It can handle bookings, set reminders for essential tasks, and even automate routine processes. This efficiency means agents can serve more customers beneficially without compromising on service quality.

Communication: Good communication is the backbone of the travel industry. A CRM system helps travel agents keep customers informed. It can send automatic email confirmations, flight updates, and travel tips. This not only ensures that customers have all the essential information but also reassures them, building trust and enhancing their travel experience.

Customer Loyalty: Establishing long-term relationships with customers is crucial. Best Travel CRM helps agents create and manage loyalty programs. It can track user points, offer rewards, and send personalized discounts or special offers. This inspires customers to return for future bookings and refer friends and family, which is vital for a travel agent's success.

Competitive Edge: In today's digital age, travelers have access to a huge amount of information online. To compete effectively, travel agents must come up with added value and exceptional service. A well-implemented CRM system enables agents to stand out by delivering personalized, efficient, and convenient services that customers appreciate. This can be the difference between travelers selecting a travel agent's services over booking independently online.

Who Can Use Travel Agency CRM?

Travelopro is the best travel CRM software specifically designed for travel agents, tour operators, and DMCs, which can easily streamline and automate your travel business. It caters to individuals at various levels within the organization, including business owners, operational staff, transfer drivers, tour guides, and the sales team.

· Hospitality businesses are striving to boost guest engagement, drive direct bookings, and generate loyalty.

· Tour operators focus on optimizing itineraries, automating tasks, and providing personalized recommendations to travelers.

· Travel agencies seeking to simplify bookings, manage customer relationships, and enhance the overall travel experience.

· Travel startups seeking to gain a competitive edge by leveraging technology to boost the travel experience.

· Travel management companies: help corporate customers with travel arrangements and expense management.

· DMCS (Destination Management Companies): DMCs benefit from advanced destination management systems that help them coordinate every part of a visitor's vacation.

· Corporate travel managers seeking to optimize travel spend, handle compliance, and improve traveler safety.

How Travel Agency CRM Can Transform Your Travel Business?

In the travel and tourism industry, CRMs are used to track customer bookings, itineraries, and preferences. This data can be used to upsell customers on extra travel products and services or to simply provide better customer service.

A CRM becomes useful when it is completely integrated operationally and strategically into the travel business. Once integrated, the CRM can help save time, increase the team's efficiency, establish better customer relationships, enhance team collaboration, and boost overall business performance.

Whether you need to manage multiple bookings, track customer preferences, or communicate with your partners, this CRM offers a comprehensive solution tailored to the unique needs of travel agencies. By using this CRM, you can streamline your operations and improve the overall efficiency of your travel agency business while also providing a better experience for your customers.

The best travel agency CRM systems have additional features necessary for running a travel agency smoothly and effectively. Besides, this is also useful in examining all the vital information, such as company performance, sales, and stock, and makes the whole process easier.

It enables you to serve your customers better with a simple user interface and hassle-free management. Maintain coordination among your team and avoid repetition of work. It empowers you to have a better lead management system. It is designed so that all your leads land in CRM from your website or social media ads.

Travel agency CRM helps in focusing your services, business processes, and employees on the acquisition and retention of faithful customers by answering their personal needs and values in the travel and hospitality business.

Companies may be effectively streamlined through the automated processes of activities like marketing, advertising, and customer support. The program assists in managing B2C and corporate clients with individualized trip schedules and fee sheets.

Currently, this software provides an advantage for the travel industry and also leads to a better customer experience. It also enables you to analyze customers more accurately, convert more leads, and produce references from happy customers.

In fact, Travel CRM authorizes you to keep an eye on booking management, user management, payment collection, alerts and notifications, email management, and so on. Thus, make sure to select the robust Travel CRM software that matches and fulfils your business requirements.

Want to Take Your Travel Business to Next Big Level? If Yes Then Travelopro Is Here

In a competitive industry, travel agents want to get travel software that manages each and every aspect of a project, streamlines workflow, and improves business efficiency. There are numerous travel CRM software programs available, each with several features, so it is important to choose the right software that is the perfect match for your business.

Choose the right cloud-based CRM for your business that is able to satisfy your needs. Here at Travelopro Travel CRM software, we provide the best travel CRM, which comes with incredible features and functionalities that enhance your work productivity and also help in the growth of your business.

We are the best travel CRM provider that helps various travel companies cope with challenges including inquiries, itineraries, payment schedules, and lead management. Our travel agency CRM solution enables simple connection and communication with branch visitors, customers, agents, and suppliers with both automated and account-specific communication.

Our CRM solution is designed to simplify your operations, automate processes, and enhance customer satisfaction. From managing itineraries to tracking user preferences, our CRM system provides a comprehensive platform to centralize your data and optimize your workflows.

Our CRM provides you with up-to-the-minute data on bookings, customer preferences, and market trends, allowing you to make informed decisions and seize opportunities in the dynamic online travel landscape.

We develop travel agency client management software so you can maintain information about your customers, their preferences, purchase capabilities, and buying behavior. This makes it easier for your agents to present the best deal to your customers and complete the sales easily.

Travelopro's smart software spells impeccable business benefits through its CRM for travel agencies. With a comprehensive package, Travelopro easily boosts operations for tour companies of all sizes, from lead management to customer relationships and massive calculations to time management.

Travelopro's Travel CRM Software also equips businesses with robust features to build a high-performing sales funnel. Owners and managers could track the status of each sale in real-time, map the customer journey, and visualize sales performance based on several metrics.

We contain powerful features such as itinerary management, quotes, proposals, forms, tasks, lead management, etc., which can help travel advisors expand their business and provide extensive experience to their customers. It is an all-in-one solution for the travel business to manage qualified customers, quotes, and itineraries through simple CRM and forms.

We developed a travel website, and for the travel agency, we provide travel agency software that is sophisticated and automated for the travel work. By using the travel CRM tool, travel agents can collect all data regarding other travel agents, staff members, and travel itineraries.

We have a dedicated team of the best travel agency CRM software providers that offers you the best and most reasonable travel CRM software, which is exclusively made for small businesses to handle their workflow.

At Travelopro, we offer a ready-made CRM solution designed exclusively for tour operators and travel agencies. Our CRM comes equipped with features, capabilities, metrics, and reporting that are specifically customized to meet your unique needs and completely customized for your branding.

Travelopro is an expert in this field, having helped many travel agencies and tour operators find the right travel CRM solutions to meet their needs and budget. We understand this and have over 10 years' experience in helping travel businesses find the right solution.

When Selecting A Travel Agency CRM, Which Factors Should We Consider?

· Features: Make sure that the CRM has features suitable to your travel business, such as booking management, lead tracking, communication tools, and reporting.

· Scalability: Choose a CRM that can amplify with your business as it expands.

· Integration: Check if the CRM integrates with other software you use, such as booking engines, marketing tools, and accounting systems.

· User Interface: The CRM should be user-friendly and smooth for your team to learn and use.

· Support: Look for a CRM provider that offers superior customer support and resources for training and troubleshooting.

· Cost: Consider your budget and whether the CRM's pricing structure corresponds with your financial plans.

Why Should You Choose Travelopro Travel Agency CRM?

· Travelopro is the leading provider of CRM for travel agencies and tour operators to let them work efficiently.

· Our travel agency CRM provides tailored solutions such as travel CRM software, holiday CRM, etc.

· Our cloud-based travel agency CRM tool offers apps that make the services one step away from the customers.

· Our travel agency CRM software helps businesses build robust customer relationships, generate revenue, and increase conversion rates.

· Our travel agency CRM helps travel businesses focus on their core tasks and any specific strategy.

· Our travel agency CRM helps retain existing customers by automating the travel process and employees in the organization. Further, it ensures flawless business administration.

· Through our years of expertise, we are in the best position to deliver the travel agency CRM solution that matches your business.

· We understand the market and, correspondingly, develop travel agency CRM software for the travel industry. It supports our clients in serving their customers better.

What Kind of Benefits Can A CRM Built Specifically for The Travel Agency Give to Your Business?

Improved Customer Retention: Retaining customers is vital to your business. Using a CRM allows you to better track your customers and instantly address their questions and concerns.

Centralized Database of Information: A CRM creates a centralized database of your customers' data, so anyone who may need it can access it. Travel agents can then see what types of trips customers may be interested in based on their past interactions with your company. As a result, your customers will have a more positive experience, and your employees will save time.

Increased Sales: By using a CRM program, you can design a particular sales plan, automate key parts of your sales process, and help you analyze the data being collected about your sales. All of this can help you improve both your sales and productivity. Furthermore, you can create a process for your employees that is easy to follow and can be effortlessly adjusted when necessary.

Higher Productivity: CRM systems use automation technology, which speeds up non-priority work. It also authorizes employees to focus on work that cannot be automated, such as creating content. This automation also ensures that no work is missed, and it even helps you enhance your workflow.

Better Customer Service: CRMs store information such as demographics, purchase history, and past communications in a single location. Storing all necessary data in a single place makes it easy for anyone in your company to find it. Observing customer information becomes much easier with all of your data in a single location.

Personalized Traveler Experience: Every person who travels is different, with their own preferences and interests. Some people prefer to go to the beach, while others stick to the mountains. Some people want to visit a big city, while others would rather go to a secluded cabin in the wilderness. With travelers who are so diverse, the way you interact with them should be as well. You can better understand the preferences of your audience with a CRM. You and your travel agents better tailor the experience you are offering them.

What Major Features Does CRM For Travel Agencies Have?

Travel agencies can utilize the CRM to manage their contact information, log communications via multiple channels, and automate endless tasks

· Attract and convert leads into recurring travelers.

· With custom fields, create traveler characters.

· Book your appointment at any channel or touchpoint.

· Securely store valuable data in the cloud.

· Get detailed analytics for sales reports.

· Monitor conversion rates and track lead conversations.

· Reporting data can help you make the necessary decisions.

· Personalized messaging sent to users based on their segments

· Automate invoicing and accounting with seamless workflows.

· Build pipelines to support all your communications, outreach, and workflow efforts.

Wrapping Up:

In the evolving landscape of the travel industry, travel agency CRM is a game-changer. It empowers travel agencies to harness the power of data for efficient retailing and personalization for success in the modern travel market.

Convert your travel agency into an easy-to-use and cost-effective CRM solution. Contact us today to schedule a demo and unlock the complete potential of CRM for your travel agency.

For more details, Pls visit our Website:
https://www.travelopro.com/travel-agency-crm.php
submitted by shrugir to u/shrugir [link] [comments]


2024.05.16 12:30 East_Status_3241 [Serica] Watches: buy the seller not the watch

[Serica] Watches: buy the seller not the watch
Hey everyone,
I wanted to share my recent experience with Serica Watches, and it's been quite the journey. I'll lay out the timeline and interactions I've had with them, and you can judge for yourself.
Timeline:
  • Day 0: Received an email saying that "Your SERICA is on its Way!";
  • Day 4: Received an email from DHL that my order was actually shipped;
  • Day 5: Received the order, but 1 out of the 3 ordered items was missing. The protective sleeve of the box was damaged, the watch did not have the protective sticker on the back (confirmed with others that theirs had one), the extra strap did not include spring bars,the bonklip bracelet had a brown discoloration and the screw down crown would sometimes get stuck halfway. I immediately contacted Serica via email. Got an automatic reply saying that I will be contacted in 4 working days.
  • I had to create an Instagram account because I imagined they would be more active there;
  • Day 7: They replied on Instagram. I explained the issues there as well. Asked for a new watch or a refund and insisted that I'd prefer a new watch since it's one of my favorites and I wanted to get one for a while.;
  • Day 11: They replied on Instagram. Offered different options and I asked for a refund. After they confirmed the refund request they stopped replying on Instagram as well;
  • Day 12: I ship the parcel back (I had to pay for the shipment which I don't think was fair given the circumstances. An 80 euros loss. Told them about this but they ignored me);
  • Day 14: They receive the parcel;
  • Day 18: Received a response via email, apologizing for the missing item and confirming they would ship it soon. I told them that I don't need the missing item and asked for the refund status. They actually shipped the missing item even though the watch was being processed for a refund and was in their possession for a few days now.
  • Day 21: I get an automatic reply saying the watch is being checked by their watchmakers;
  • Day 22: I reply on their Instagram post about the launch of a new product. I suggest that they should improve their customer experience first. They reply almost instantly after 11 days of ignoring me and issue a refund.
Buy the seller not the watch.
https://preview.redd.it/pj6euby2nr0d1.jpg?width=4592&format=pjpg&auto=webp&s=bbd173934774cc3757e0e4e979f771584366f4d4
https://preview.redd.it/hcom17y2nr0d1.jpg?width=4592&format=pjpg&auto=webp&s=a4eeb6b9a945a666ef4b7223ccb3e796fca34983
submitted by East_Status_3241 to Watches [link] [comments]


2024.05.16 12:20 Kerrby Family Manager Account has changed Play Store Country for other accounts

I created a Family Account on Google that was located in Pakistan so I could get a cheaper YouTube Premium Family Plan. This Family account has my regular Google account and my partners Google account under it. We both live in Australia and have had no issue the last 6 months with this.
My card had expired so I updated it and now all the prices are showing as RS instead of AUD for the regular accounts on the playstore listed under the family account. I have my cards payments listed as an Australian address on my regular accounts. I've opened up the PlayStore's setting and it says I'm located in Australia but the store itself is showing the Pakistani store.
Does anyone know how to fix this? I'd like to buy stuff off the play store and I would like both my account and my partners account to show the Australian play stores.
submitted by Kerrby to googleplay [link] [comments]


2024.05.16 12:15 RichHistorical6963 JazzCash Old Version Free Download For Android Money Transfer Apk 2024

In today’s article, we are going to tell you about JazzCash Old Version, JazzCash app is a money transfer loaded app through which you can send money to anyone, anywhere and at any time. JazzCash is a free Android mobile money wallet app developed by Jazz Pakistan. It is the most popular mobile wallet in Pakistan with millions of users. JazzCash enables you to pay your bills, recharge your phone, sign up for phone services and packages, among other features.
The brand new and innovative app is a one-stop shop for all your financial needs in Pakistan. The app is absolutely free to download and install on your smartphone or Android device. JazzCash Old Version is a very practical Android app that helps you manage and track your finances. It is a highly secure app that seamlessly integrates with your phone to provide you with multiple financial services. With JazzCash your bank account is at your fingertips.
You can instantly manage all the cash coming and going from your account.If you want to automate your finances and take control of your income and expenses in real time then the JazzCash Old Version app is a must for you. With JazzCash, you’ll never need papers again to keep track of your finances. You can also automate your bill payments and reminders. This will help you stay updated about overdue bills and pending payments.
Download JazzCash Old Version

What’s new in this version of JazzCash?

submitted by RichHistorical6963 to u/RichHistorical6963 [link] [comments]


2024.05.16 12:11 United_Gap_1337 slighty odd case, not sure if im in the clear or not, any help would be great

as of around 2 am pst, 16/05/24, i had engaged i the use of on online video call service similar to that of omegle. through my stupidity i fell for a simple video overlay of a woman undressing etc. it then moved to telegram.
now... to preface, i have never used telegram and literally set up an account in my phone number in that moment. i made the account, and input no information, no name (set its as - - ), and set all privacy controlls to maximum ie no access to contacts etc(just to cover myself). i initially asked 'her' to call, but she couldnt because of my strict privacy settings i had just set up. i then loosened them to allow for the call.
and what do you know!, they just showed a replay of my call i had on the omegel type app early, d!ck in hand, smh. and then proceeded with the copy paste all capitals 'I HAVE YOUR INFORMATION..UR FAMILY' etc etc
i instantly deleted any chats with the scammer, blocked them, and deleted my telegram account in the app. then i deleted the app on my phone.
since then i have read this great forum and started to edit my socials in a manner where profile photos have been altered to not show my face, have temporarily blocked family members and ensured my apps dont have access to my contacts on my phone. all my accounts are private. its just whatsapp thats a bit tricky but i feel i should be fine
0 payments, 0 info on me besides phone number, locked up my socials as tight as i can.
should i be worried? how much can one gain from a phone number? i feel i shouldnt. but i cant help feel like a complete chimp for falling for the trick while in a dumb, d!ck inhand state. lol. lmk if anyone has similar experience.
submitted by United_Gap_1337 to Sextortion [link] [comments]


2024.05.16 12:01 Golden_Shart Tinfoil Hats On: If you have a history of posting long form comments, YouTube will basically shadowban you.

I'd like to preface this by stating that the way I behave on YouTube is the most G-Rated way I conduct myself both on and off the internet. I've kept up to date with YouTube's war on no-no words, dogwater automated moderation, and near decade-long censorship campaign following the adpocalypse & COPPA dilemma and have remained mindful of what I say on the platform for a very long time. I'm proactive about not using bad words, tastefully navigating sensitive subject matters, and preemptively censoring words I think might be flagged by T H E S Y S T E M. I rarely engage in heated discussions on YouTube, as I feel like a lot of commenters are probably kids. I pretty much never use cuss words, my display name isn't inappropriate, and I have zero history of abusive/offensive/inflammatory behavior on the platform. It's also probably worth stating that I do not harbor extreme views on most issues. I do not express any form(s) of homophobia, transphobia, xenophobia, racism, etc. on YouTube.
However, over the past few months, all of my comments have been disappearing - and I mean almost ALL of them. I've seen posts about this issue all over the internet and decided to do some digging to find out what's happening.

YouTube on 'removed/disappearing comments'

The YouTube Help Community/Support forums have a bunch of posts about this that not only don't receive answers, but are locked and marked as redundant duplicates of this "Solved" post - a post that doesn't even address comments disappearing, but simply troubleshoots mobile app cache glitches where your comments won't display.
Delving into the actual documentation of automated comment removal on the site points to supposed "inappropriate comment" notification website features that I've never encountered or even knew existed:
Comment reminders
Before you post a comment, you may get a reminder that’s intended to encourage respectful interactions on YouTube. This reminder shows when our system finds that your comment could be considered offensive to others. Reflect on your comment, or review our Community Guidelines before you post it.
Note: This reminder is only available for English and Spanish comments right now.
Comment removal warnings
After you post a comment, you may get a notification that says the comment was removed. A comment may be removed when YouTube’s system finds your comments could be repeatedly violating YouTube’s Community Guidelines. If you disagree with the removal, you can submit feedback here.
Comment timeouts
After you post a comment, you may get a notification that says that commenting has been paused for your account. Commenting may be paused when YouTube’s system finds that you repeatedly left comments that could violate one or more of our Community Guidelines. Your ability to comment may be paused for up to 24 hours.Comment reminders
Before you post a comment, you may get a reminder that’s intended to encourage respectful interactions on YouTube. This reminder shows when our system finds that your comment could be considered offensive to others. Reflect on your comment, or review our Community Guidelines before you post it.
Note: This reminder is only available for English and Spanish comments right now.
I have never once received a comment removal warning notification. I have never received any notifications about my account/comments violating the Community Guidelines. I have never received a notification about my commenting privileges being paused/revoked due to Community Guideline violations. I have also scoured all my emails with YouTube to see if there was ever any notice of actions taken against my account and there's nothing.
I looked into people having issues who have received these notifications and was not surprised with what I found: If you receive Community Guideline violation notifications, YouTube doesn't tell you which comment was flagged and almost never accurately interprets your comment's subject matter. The system is plagued with false positives for inappropriate or abusive material. If you unintentionally or unwittingly posted something inappropriate, there is absolutely no way for you to know what you said that was wrong and take corrective action.
What does this all mean? Well, If you're familiar with YouTube, you'll know that whenever a "feature" or policy is poorly explained, hard to get clarification on, or otherwise opaque, it often means there is a hidden mechanism or internal position at play that they don't want to be widely known.

Experiment

Over the past few months, every time I leave a comment, I close out and come back later to see if it was removed, then try to determine if certain words I used were being flagged by YouTube as inappropriate slang or dog whistle terms. However, I couldn't identify anything specific in my comments that was problematic, nor could I find any correlation between their subject matter and YouTube's apparent dislike for them.
So then I just started commenting other comments verbatim to see what would happen. The single sentence drive-by-gag bot-like Top Comments that are just garbage recycled one liners that add zero value to the platform. Direct quotes from the video, "HE WAS READY FOR ALL THE SMOKE😂", "Nah bruh didn't have to do him like that ☠️", etc.
Those stay up.
Then I would occasionally post a comment I would normally post. A longform response to the subject matter of the video, thoughtful attempts at starting discussions, or actual comprehensive explanations of something. Some examples would be an interpretation of a movie/show scene, my opinion on a music album, or just literally the "thoughts" the video's creator told me to post below lmfao.
Gone.
Don't even show up in my activity history.

Conclusion

The only reasonable conclusion I have for why this is happening is that YouTube's automated content monitoring systems are inundated with parsing tremendous amounts of data and can't reasonably contend with users who regularly post long comments. On top of this, the somewhat unsupervised nature of their algorithms has led to their bots conflating longer form comments with abusive/inappropriate material for two reasons:
As a result, users who regularly post longer comments will inadvertently be flagged. Their activity will take longer to become public, they will receive Community Guideline violations for no reason, and their comments will begin to regularly disappear entirely. For the most part, only their simple, single-sentence comments will remain visible.
There's your YouTube conspiracy tea for the week. Let me know your thoughts.
submitted by Golden_Shart to youtube [link] [comments]


2024.05.16 11:57 Charli334 Am I wrong for leaving my boyfriend who has bipolar?

Hi, a few months ago I (16f) was in an online relationship with a guy (23m) who I met in an online video game. We were together for 5 months. He was very kind in the first month, but then he started to get really angry and yell at me a lot. He would also accuse me of cheating on him almost daily. After he started to show this behavior, I decided to end the relationship, but then he told me he had bipolar disorder, and that this was the reason he would get so angry. I asked him why he hadn’t told me this sooner, and he told me that he was scared I would break up with him for it. After this, I took him back. When I asked him what bipolar disorder was, he told me that it was a multiple personalities disorder, and that whenever he would get angry, he would blackout and wouldn’t remember anything that happened during the time that he was angry. But I found that every time he would come out of his angry state, he would miraculously remember everything that happened. I think he may have lied about what bipolar disorder was though, or maybe even lied about having it so he could excuse his abusive behaviour because shortly after I broke up with him, I looked up what bipolar disorder was. There was no mention of bipolar having anything to do with multiple personalities.
Anyway, back to the story. After a few months of constant minipulation and blackmail, I eventually got sick of it and tried to look for an escape. I initiated breakup multiple times, but every time, he would either threaten to hire someone to kill my family as he knew where I lived, threaten to post private photos of myself, make me feel bad about something, or he would threaten to kill himself. Now, before you say “Why didn’t you block him on everything?” Trust me, I did. But this wouldn’t stop him. He would just text or call my brothers and manipulate me through them, or he would spam my mums Xbox account with messages when she was online, and I didn’t want her to get involved so I would just unblock him. Every time he would threaten me, I would tell him that I didn’t mean what I said and that I still wanted to be with him. But eventually, being with him started to take a huge toll on my mental health. I started to act in ways that I never did before. I would throw temper tantrums every time he would text in the morning, letting me know that he was awake. I would punch the floor repeatedly as hard as I could whenever he called. I became extremely sensitive and cried over the dumbest reasons. My brother ate all my muffins and I bawled my eyes out. I never cry over things like that. Being with him was litterally driving me crazy.
And so, I planned on breaking up with him as soon as I moved countries, which was only a month away. On the day of my flight, I ghosted him. I was scared that he would post private pictures of myself online, but i ghosted him anyway because I was genuinely going insane being with him. After a few days, I forgot just how much I hated being with him, and out of fear and guilt I apologised for ghosting him and we got back together. I instantly regretted this when I woke up the following morning. He was nice again for about a day, but then he started to go back to his usual behavior. At this point, I hated myself and would have done anything to go back in time and not apologise to him, but of course that’s impossible. All I could do was wait for the right moment. I waited for him to say something. Something so bad that he couldn’t possibly make me feel bad about breaking up with him. And of course, that didn’t take long at all.
We were in the middle of a game, and my dog was hungry so I left to go feed her, he got angry. Later that night, he heard her yelp in pain (I think someone stepped on her paw?) and these were his exact words; “Was that Luna? Oh good. She’s dying. Now you won’t have to feed her anymore.” I asked him to repeat what he had just said, and he did as asked. I calmly left the game that we were in and I hung up the phone. He was very angry and instantly texted me, saying that I would regret it if I didn’t call him back immediately. But I didn’t care. I was way too angry to care. After he realised that I wasn’t going to call him back and that I was breaking up with him, his mood suddenly changed and he instantly started apologising and tried to make me feel guilty like he usually did. It was Wednesday when this happened, and every Wednesday he would spend time with his family and go out somewhere. He used this to try and make me feel guilty. “Wednesday is the only time I get to spend with my family, and you are taking it away from me! I can’t go out when I’m crying this much!” He said something along the lines of this. (Which is ridiculous of him to say, as he would literally make me spend every single minute of every single day day with him, and would get angry if I wanted to spend time with my family. For example; when my dad wanted to take me and my brothers on a 2 day holiday to the beach one last time as a goodbye present, he got very angry and said that he wanted my dad dead. I still went anyway, by the way.) I just laughed when he said this. I was so happy. Maybe the happiest I had been in my whole life. Possibly even the happiest person in the world at that moment. But not because he ‘couldn’t spend time with his family’, but because I knew that this time, we surely wouldn’t get back together. After a few days, he stopped texting me and eventually gave up. Finally, freedom!
But to this day I still wonder; was I wrong? If he really did have bipolar like he said he did and couldn’t control what he said or did when he was angry, would that make me wrong for leaving him?
submitted by Charli334 to amiwrong [link] [comments]


2024.05.16 11:42 adamshagui 85% off Creative Fabrica discount!

When I saw this discount I couldn't believe it, but it's really true!!
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submitted by adamshagui to PromoDiscountsCoupons [link] [comments]


2024.05.16 11:24 TheLotStore Exploring Rent to Own Properties in Arkansas: What You Need to Know

Exploring Rent to Own Properties in Arkansas: What You Need to Know
Exploring Rent to Own Properties in Arkansas: What You Need to Know
own properties offer potential homebuyers the opportunity to rent a property with the option to buy it at a later date, they may not be ready to purchase a home via traditional means. In Arkansas and other similar states, lease options, or lease-to-own properties, present an alternative route to homeownership for individuals who are unable to purchase a home through conventional channels. This article will inspect the idea of rent to own properties in Arkansas and furnish important information about what you should know if you are contemplating this alternative.
Understanding Rent to Own Properties in Arkansas
Rent to own properties offer potential homebuyers the chance to rent a property with the alternative to purchase it at a later date. This setup enables renters to accrue equity while residing in the home, with the ultimate aim of acquiring the property at the culmination of the lease period.
The flexibility afforded by rent to own properties is one of the principal benefits it offers. This can be notably attractive for those endeavoring to advance their credit score, set aside funds for a down payment, or address other financial or personal circumstances that might impede them from instantly buying a home.
Rent to Own Properties in Arkansas
In Arkansas, rent to own properties are governed by state laws and regulations relating to both leases and real estate dealings. It is vital for individuals pondering a rent to own arrangement to familiarize themselves with the pertinent laws, as well as understand their rights and duties as both tenants and potential homebuyers.
When considering rent to own properties in Arkansas, it is important to take into account the potential hazards and difficulties linked with such agreements. While rent to own properties can present a feasible avenue to homeownership for some, it is crucial to approach these agreements with a clear comprehension of the potential risks and to safeguard your interests throughout the process.
Key Considerations for Rent to Own Properties in Arkansas
Before entering into a rent to own agreement, it is imperative to conscientiously review and understand the terms and conditions of the rental agreement and the purchase agreement. Seeking legal counsel from a qualified attorney before entering into such a transaction is advisable, given the complexity of rent to own agreements and the potential legal implications.
As with any real estate transaction, conducting comprehensive due diligence before committing to a rent to own property is crucial. This may encompass conducting a home inspection, scrutinizing the property’s title and any potential liens or encumbrances, and ensuring that the property is in good condition and free of any undisclosed issues.
It is crucial to assess your financial situation before entering into a rent to own agreement, and ensure that you are prepared to meet the financial obligations associated with the lease and the potential home purchase. Clarifying the specific details of the arrangement with the property owner or landlord, and documenting the terms of the agreement in writing, are also important steps to safeguard your rights and interests throughout the rent to own process.
Benefits and Challenges of Rent to Own Properties in Arkansas
Rent to own properties offer several potential benefits for individuals and families seeking to achieve homeownership in Arkansas. These benefits include flexibility, equity building, a potential purchase option, and an evaluation period during which renters can assess the property, the neighborhood, and other factors that may impact their decision to purchase the home.personal properties offer multiple potential advantages, but there are also obstacles and factors that people should be mindful of when exploring this choice:
  • Monetary Hazard: Lease to own properties imply financial commitments and considerations, and individuals must be ready to fulfill their financial responsibilities throughout the lease period. This may involve the possibility of losing any initial fees or rent credits if they are unable to buy the property at the end of the lease term.
  • Property State: Lease to own properties may have specific states or issues that should be carefully assessed, such as maintenance or repairs, that can affect the value and desirability of the property.
  • Legal and Regulatory Factors: Lease to own agreements are subject to state and local laws that govern both rental and real estate transactions, and individuals should ensure that they are familiar with and comply with applicable legal and regulatory requirements.
  • Uncertain Future Situations: Lease to own agreements may also carry an inherent level of uncertainty, as renters’ financial circumstances, or other factors, may change over time, impacting their ability to purchase the property at the end of the lease period.
Navigating Rent to Own Properties in Arkansas
For people considering lease to own properties in Arkansas, effectively and confidently navigating the process is crucial for a successful outcome. The following steps can help individuals navigate the lease to own process with clarity and understanding:
Step 1: Comprehend Your Objectives and Requirements
Before exploring lease to own properties, take the time to clearly comprehend your homeownership goals, financial requirements, and other relevant factors. Consider your current financial situation, credit history, and any specific preferences or requirements you have for a potential home.
Step 2: Investigate Lease to Own Properties
Once you have a clear comprehension of your goals and requirements, research lease to own properties available in Arkansas. This may involve working with real estate agents or rental professionals who specialize in lease options, as well as conducting independent research to identify potential properties that meet your criteria.
Step 3: Assess Rental and Purchase Terms
As you identify potential lease to own properties, carefully assess the rental and purchase terms associated with each property. Pay close attention to the terms and conditions of the lease and the potential purchase agreement, and ensure that you comprehend the specific terms related to the purchase option, the purchase price, and any additional fees or costs associated with the potential home purchase.
Step 4: Seek Legal and Financial Counsel
Given the legal and financial complexity of lease to own agreements, it is advisable to seek legal and financial advice from qualified professionals. An attorney can help you comprehend the legal implications of the agreement, review the terms and conditions, and address any potential concerns or issues. A financial advisor or mortgage professional can also assist with evaluating your financial readiness for homeownership.
Step 5: Perform Due Diligence
Before committing to a lease to own property, perform thorough due diligence to ensure that the property meets your expectations and requirements. This may involve a home inspection, reviewing the property’s title, and addressing any other potential concerns or issues that may impact your decision to proceed with the lease to own arrangement.
Step 6: Negotiate the Terms of the Agreement
Once you have identified a potential lease to own property and have performed due diligence, negotiate the terms of the agreement with the property owner or landlord. This may involve discussing the length of the lease option, the purchase price, the option fee (if applicable), and any other terms or conditions that may impact the lease to own transaction.
Step 7: Document the Terms in Writing
As you finalize the terms of the lease to own agreement, it is important to document the terms in writing. Having a clear and comprehensive written agreement can help protect your rights and interests, and provide clarity for all parties involved in the transaction.
Step 8: Stay Informed and Engaged
Throughout the lease to own process, it is important to stay informed and engaged in all aspects of the agreement. Keep detailed records of all communications and transactions, seek assistance or advice from relevant professionals as needed, and address any potential issues or concerns in a timely and proactive manner.
Conclusion
Lease to own properties offer an alternative path to homeownership for individuals and families in Arkansas who may encounter challenges in securing a home through traditional means. While lease to own agreements can provide flexibility and opportunity, individuals must approach this option with a clear understanding of the process, the potential advantages and challenges, and the legal and financial implications that may arise.
By familiarizing themselves with the relevant laws and regulations, performing thorough due diligence, seeking legal and financial advice, and navigating the lease to own process with clarity and understanding, individuals can pursue the dream of homeownership through lease to own properties in Arkansas with confidence and informed decision-making.
Ultimately, lease to own properties can provide a valuable opportunity for individuals to achieve their homeownership goals, build equity, and make a meaningful investment in their future. With careful consideration, due diligence, and proactive engagement in the lease to own process, individuals can navigate this path to homeownership with success and confidence, ultimately realizing their dream of owning a home in Arkansas.
View our amazing property deals at TheLotStore.Com.
Additional Information: https://thelotstore.com/exploring-rent-to-own-properties-in-arkansas-what-you-need-to-know/?feed_id=10496
submitted by TheLotStore to u/TheLotStore [link] [comments]


2024.05.16 11:15 maquinas501 Diamond Standard Co. Partners with Simplex by Nuvei to Offer Seamless Payment Solutions for CARATS Holders

CARATS are now listed on Simplex and available for onramps on leading exchanges and wallets, giving users a competitive advantage in the digital commodity currency market.
The partnership between Diamond Standard Co. and Simplex by Nuvei allows for the seamless use of CARATS for value transfers and payment needs, providing an efficient and accessible way for businesses and individuals to implement the digital commodity currency. This partnership also addresses the regulatory hurdles faced by traditional money transmitters, offering a solution that enables instant money transfer without the traditional headaches. The integration of CARATS with Simplex's infrastructure opens up unique use cases, making CARATS ideal for global social networks and international remittances, especially for users who lack bank accounts but have mobile phones.
Read More https://newsramp.com/curated-news/diamond-standard-co-partners-with-simplex-by-nuvei-to-offer-seamless-payment-solutions-for-carats-holders/35f2a9fa2510bae570aa7795ebee7d2a
submitted by maquinas501 to Business_NewsRamp [link] [comments]


2024.05.16 10:13 GolfAndGamble Conor McGregor just partnered with Duelbits - first live stream is on Monday

Duelbits definitely opened their pockets stepped up their game for this one. I've been a Duelbits fanboy for nearly 4 years, so it's nice to see them finally partner with somebody that I've heard of before. 😅
Conor's inaugural live stream event is scheduled for Monday, May 20th at 18:00 UTC (2pm EST). I believe it will be on Duelbits' Kick account, but don't quote me. The $150k Conor Challenge (which is basically just a leaderboard wager race) already started. The challenge ends in 28 days and top prize is $40k.
For those of you who aren't familiar with Duelbits, it's a crypto casino and sportsbook, similar to the likes of Stake, Rollbit, Gamdom, etc. All are very similar in terms of their game offerings, and differentiate through other avenues, such as VIP rewards programs.
Most casinos nowadays have incorporated lossback, but Duelbits held firm with rakeback only. So go ahead and say goodbye to "added 80% to calendar" and unknown equations that may or may not have captured all of your betting activity. 😵‍💫 Sure, Duelbits eliminates the element of surprise, but I'll happily accept 100% transparency over a few surprises mixed into a sea of disappointments.
Staring from day 1, each player is entitled to the following: 10% instant, 5% daily, 5% weekly, 5% monthly and 5% level-up rakeback rewards (which increases by 0.25% each level). So if you are a brand new player on Duelbits, the absolute lowest rakeback % you'll receive is 30%.
For context, I've wagered hundreds of millions of dollars across countless online casinos and have yet to find a casino with a better VIP rewards program than Duelbits. Granted, if you're the type of person that loads a balance and immediately goes all in, then you'll probably want to find a different casino lol.
Additionally, Duelbits has a fully built-out sportsbook with livestreams of the events you're able to bet on. And overall, the UI/UX is super clean, everything loads quickly, and, most importantly, it rarely (if ever) goes down.
Click here to create an account on Duelbits and claim 500 "free" spins.
The reason why I put "free" in quotes is because there is a wager requirement in order to unlock the spins. I'm already two novels deep into what I was expecting to be a short post, so I'll just say this:
After you complete each step (3 total) of the wager requirement ($1.5k total), you'll be credited the free spins (500 total). No additional play-through requirements, no max win/withdrawal, etc. The spins are gifted to you, free and clear.
Considering that each spin is worth $0.2, the theoretical EV of completing all three stages of the promo is roughly +$60. Math is below.
Side note: If you're located in the US, you'll need a VPN to access Duelbits. KYC is not required, but you might lose the KYC lottery and require verification. In an effort to prevent that from being an issue, I would recommend applying for Palau's Digital Residency Program. It's only $248 and could save you from a world of hurt and potentially open the door to new opportunities (apart from trading on Binance... they already banned it lol).
Here is the link to apply
submitted by GolfAndGamble to OnlineCryptoGambling [link] [comments]


2024.05.16 10:09 friedrice04 Bad incidents are happening like a trail

Im 20 yr old student (m) . Currently going through most idk what to say phase of my life , got scammed by a friend recently which was my exam fees , many bad incidents are happening I've got to appear for my cfa exam in next year feb , this all is resulting in me falling into depression, my mind is always full of thoughts, since childhood i was a bright student a good athelete and saw my self success, rich in future but as im growing up life's been hitting me really hard , i don't know what to do . Im from a middle class family, every time something comes up related to money i get sad in an instant i feel like i should've been earning by now , i feel like a failure. I've got a loving, beautiful girlfriend but im screwing my relationship also it's whol another different story , now I've became a porn addict sitting whole day doing nothing productive, i liked music since i was a child, i always imagined myself doing performances also did some in college, i want a different life I really don't know what i want I've applied for a modeling agency that too i think i got scammed I've paid the money but there are no updates i get sad everytime i see my bank account, this shit is crazy, i never thought i would be this miserable in my life ever ever . Life has been hitting real hard its tough to be alive at some points
submitted by friedrice04 to Advice [link] [comments]


2024.05.16 10:09 friedrice04 Bad incidents are happening like a trail

Im 20 yr old student (m) . Currently going through most idk what to say phase of my life , got scammed by a friend recently which was my exam fees , many bad incidents are happening I've got to appear for my cfa exam in next year feb , this all is resulting in me falling into depression, my mind is always full of thoughts, since childhood i was a bright student a good athelete and saw my self success, rich in future but as im growing up life's been hitting me really hard , i don't know what to do . Im from a middle class family, every time something comes up related to money i get sad in an instant i feel like i should've been earning by now , i feel like a failure. I've got a loving, beautiful girlfriend but im screwing my relationship also it's whol another different story , now I've became a porn addict sitting whole day doing nothing productive, i liked music since i was a child, i always imagined myself doing performances also did some in college, i want a different life I really don't know what i want I've applied for a modeling agency that too i think i got scammed I've paid the money but there are no updates i get sad everytime i see my bank account, this shit is crazy, i never thought i would be this miserable in my life ever ever . Life has been hitting real hard its tough to be alive at some points
submitted by friedrice04 to Advice [link] [comments]


2024.05.16 10:06 Background_Speed_536 2 hour delivery time, trust or no?

So there's a valorant account i'm quite interested in but unlike other ones, this one has a 2 hour delivery time instead of instant. on top of that I sent a dm to the seller 3 days ago asking about the skins and still haven't received a response.
Has anyone who's bought an account with a 2 hour delivery time speak on their experience with it? Did you actually receive the account after 2 hours or did it take longer?
Would you guys consider this trustworthy/should I buy or are your guys' scam sensors going off?
The account is only $50 and has some really nice skins so I'm a little hesitant as to why this seller is selling it for so little.
submitted by Background_Speed_536 to PlayerAuctions [link] [comments]


2024.05.16 10:04 Scm9999 CSP approval/ CFF PC data points

Today I applied for the CSP and was instantly approved for 15k limit. Called and they expedited shipping it out. Then finally decided to hope on the train that for me the Flex would work better than the CFU because of the rotation categories. I opened the CFU in September and was weary of them letting me PC to the flex because it been less than a year but it was no problem at all. I then finally decided to close my AMEX gold, which unfortunately, was my oldest card. I know its not a big deal since its a high AF but.
CREDIT PROFILE:
Accounts: 2/6, 3/12
Inquiries: 3/6, 5/12
submitted by Scm9999 to CreditCards [link] [comments]


2024.05.16 09:59 Defiant_Buy_101 The diagnosis delemia: behind the multi million dollar industry of healthcare monitoring

Chapter 1: the event
It was the fall of my intern year as I bean my off service trauma rotation. This month was ubiquitously notorious for being the most labor intrusive and least productive rotaion of our emergency medicine program. Knowing this I entered with the intention of simply surviving the month.
Another intern and I let’s call them A for sake of ambiguity, we’re the first emergency medicine residents to roste on the trauma services that year. A shaky start would be an understatement. In the words of chance the raper “like my grama with the Parkinson’s playing operation.” Would better describe it. Medically we did well. We were very competent and completed our work daily, but communication and coordination was non existent. Our Cheifs had informed us that Tuesday was our day of and the Trauma cheif residents had minimum communication with us, or our Cheifs as it seams when A and I did not report on Tuesday they sternly made their dissatisfaction known.
I have struggled with insomnia sense the age of 10. Had 2 sleep studies by this point in my life and been prescribed nearly every sleeping aid on the market. The 80-94 hr work weeks of our trauma rotaion only worsened my insomnia. My lack of sleep likely contributed to a less than prime adaptive immune system and 2 days out of my trauma rotaion I contracted strep like symptoms with associated nausea, requiring me to call for a sick day the next day. No the first day that I felt too ill to work. I was not fully aware of the reporting process. I reported to my Chiefs, but I did not believe I could come to work tomorrow with amble time and notice, however I was somewhat delayed in letting their Cheifs know, because the surgical chiefs rotated every few days and I did not know who my was going to be the next day. The second day which I had to call out sick I was able to locate the cheif for the next day and reprot according to our university’s protocol, which requires that if a resident feels they are not fit for work they must not come in and the university must have staff coverage without any fear or implementation of punitive actions.
I had finally survived to the last week of my trauma rotaion and I could see the light at the end of the tunnel. What I could not see was the pile of stress, shitty diet, lack of mental well ness and sleep deprivation which I was pushing down to reach the light. By this time I had seen a psychiatrist regularly for sleep medication. I had mentioned to him that I had been experiencing more stressed lately and feel that I might be depressed. he reassured me that it was likely only due to my circumstances, given the difficulty of the trauma rotation and wish to reassess once the rotation was over. Looking back I had to fill the habit of drinking more than I usually do. My only on nights before I have days off became 1-2 beers every other night. All of this repressed unhealthy shit finally pushed bad on September 23rd. That night I was at work even later than usual, I stayed up later than usual and couldn’t seem to fall asleep. With the stress of only having minimal sleep and knowing I only had 2 more days of trauma left, I took an extra dose of my sleeping medication.
I opened my eyes to the fighting sight of sun beaming in my window and I instantly knew I was late. (Sense I hadn’t seen the sun in a month) . Due to my need for scrupulous sleep hygiene I have been sleeping with my phone of and away for me. I rushed to grab it and watched as the little Apple logo seamed to glow on the screen for an eternity. Then in conjunction with its fading I saw 3 missed calls from my director, a text from college A and 2 missed calls from the surgical director. Still, I was able to calm myself, knowing that resident A had been late to this rotation by a few hours 2 other days and nothing came of it. I called my director back and he asked me to report to his office where I was greeted by my director, my coordinator and another emergency medicine facility.
With the only explanation of: “we just want you to get better”, I was handed a letter, to my relief it did not entail my termination, but a declaration of administrative leave and a requirement to undergo an evaluation at a well known university in Florida.
Lake any other savvy millennial, I did my research. By research I mean numerous google searches and screeches thru the depts of redit. To my dismay I discovered that in order for a residency program to fire you, they must first initiate an administrative suspension. I would soon find out however, being terminated would have been a delightful outcome compared to what ensued.
I spend the next few weeks in the wallos of regret and depression. I indulged in higher qualities of alchohol then I ever have before. I all but ceased communing with peers, and abruptly stoped any physical activity I had once enjoyed. Frightened as I was I was ensured, it will be ok “we just want you to get better”
Chapter 2 The evaluation : guilty until proven innocent I did exactly as instructed and scheduled an evaluation, I supposed that this was either a mental evaluation to assess if I’m fit for work with plans of termination or it actually was an evaluation to better treat my insomnia. To this day I regret my ignorance, and wish I had researched the process more. The Hindi / sand-skrt idea of Hamsa 🪬 is that in order to do any good you must have full knowledge or else good intentions can result in harm. I truely believe my director had good intentions, however but him and I did not have full knowledge of the nature of this evaluation.
Looking back see how easily I could have avoided my troubles by asserting legal aid at this point or even by researching this evaluation process more in depth. If one searches impaired practitioner program which I now know this evaluator works for, the search entire will populate 5 or 6 layferms along side their home website and there is a valid reason for this.
If one every finds themself in this process I employ you to bring a DSM to your evaluation or at least be familiar with the most common use disorders in the DSM-5, because your evaluation will turn into a dance of questions where the evaluator attempts to trap you in a round about way to stating something that may qualify for one of the diagnosis. I have provided an image from the DSM-5 below outlining AUD, which the evaluator concluded that I had the most severe from:
Image
Example***** Here are 10 examples of how he fraudulently assessed me taken directly from his assessment note.
  1. Evaluator: Have you ever stoped drinking in the last year.
Me: yes I stoped every week day, I was only drinking on the weekends, until two weeks ago.
-Evaluator uses stoping and starting every week to qualify for 2 or more unsuccessful attempts to stop in the last year “There is a persistent desire or unsuccessful efforts to cut down or control alcohol use.”
  1. Evaluator Have you ever had withdrawal symptoms
Me no
Evaluator Well Have you ever had a hangover? You know that’s a from of acute withdrawal
Me: yes in college, I had a few but that was years ago and I’m pretty sure the pathophysiology is different.
Evaluator uses this to count for withdrawal symptoms even tho is was more than a year ago
  1. Evaluator: Have you even taken your sleeping medication on a day or night which you drank? Me: Yes, I took my prescriptions are prescribed but I never drank close to bed
Evaluator: qualified this as dangerous behavior with alcohol (where the DSM gives examples such as unprotected sex and drunk driving). The sleeping medication I was on is not a benzodiazepine therefore it is not deadly with alcohol. I personally have seen many patients in the ED who have taken their entire bottle of the medication and drank copious amounts, we just monitor them over night and rehydrate them
  1. Evaluator Has anyone told you you drink to much or been worried about you Me: No I drink much less than my friends
Evaluator what about your girlfriend? Me: well she actually doesn’t drink at all she doesn’t like it. She often buys me beer for The Weeknd’s tho. One time we went to a movie and she got a little irritated because I waited for beer then complained about them not having any craft beer. So she said, “you couldn’t have just said no” and drank something else. However, she apologized after and said it’s worth waiting if it’s my only day off.
Evaluator said this qualifies for continued drinking despite causing significant relation consequences, ie divorce.
  1. Evaluator : you have sleep issues I hear, and your chart says you’ve had depression in the past, don’t you know that alcohol can effect your sleep and mood Me: yes that’s why I never drink within 3 hours of sleep.
Evaluator but you knew this and still drank
Evaluator: qualifies for drinking despite unwanted physical or psychological effects (this should be recurring to effects the alcohol is causing, I have had insomnia sense the age of 10 long before I took my first sip)
7 evaluator you were late for work and told my you had a drink the day before
Me: Yes but I was late because I didn’t sleep and took double my sleeping meds, I will never do that again
Qualifies for 2 significant work or school issues in the past year ( a therapist and other psychologist ensured me that being late on or a few days doesn’t count they typically are getting fired or failing) ( moreover, this would assume I was late do to drinking it’s self and also assume if happened more than once)
  1. • Alcohol is often taken in larger amounts or over a longer period than was intended
He never once asked anything related to this question yet said I qualified in his final report 9. A great deal of time is spent in activities necessary to obtain alcohol, use alcohol, or recover from its effects. The evaluators logic here was sense I was late for work and I had 2 beers the day before I must be taking long to recover from it (this is assuming I missed due to alcohol)
  1. Tolerance drinking more to require the same effect: this he checked as true in his final note however it was never even discussed in our evaluation. I did mention to him that I’ve been drinking more than I had earlier in the year frequency wise, but they said nothing to do with quantity or needing more.
  2. Wanting to drink so bad you can not think of anything else: this is the only qualification of SAUD my evaluator said I did not have.
Moreover, without legal help I was not aware that I could obtain a second evaluation or even oppose going to get evaluated at all, but that wouldn’t have mattered seeing I still thought this was for my health and wellbeing as seen when I was asked why do you think you are here to today, to which I replayed “so that I can be evaluated to see what is needed to get back to work”.
To maks the ordeal more infuriating the evaluator continues to ingratiate himself and lie through the process telling you, “it will be fine as long as you are 100% honest”, “anything you say in here is between you and me” or “you slipped up once with your meds, I know your residnecy program they will probably just want a few more out patient tests”
Two weeks later I received a phone call right before I left for an out of state vacation to visit my nice for her birthday. During the call I was informed that I would be required to complete a partial hospitalization program (PHP) lasting “6-10 weeks” which would coast from 15-50 grand not including doctor visits or housing which is billed separately. I suppressed this inconvenience, enjoyed my vocation and reported when I returned, knowing that I must complete this soon so I may return to work with due to the fact that my payed time off would soon be diminished. At this time I had not yet heard of the organization PRN.
Chapter 3 Guilty till proven innocent: The diagnosis
Shell shocked I arrived to a in patient psychiatric unit and was rapidly cleared to progress to treatment without detoxification. During my 90 day of forced rehabilitation I met a few other individuals who were unjustly and fraudulently forced into treatment. I began to look up to one of these such members of the men’s community, who I will refer to as patient X for ambiguity sake.
Unlike me patient X did have alcohol use disorder. He spent many clinic days drinking to avoid alcoholic withdraws. The curious component of his story is that he admitted his depravity, saught help and through his own journey became sober. The bodies at be, namely his local physician, Health monitoring program, rejected his personal path to sobriety and forced him to undergo 90 days of in patient treatment before he could practice medicine again. When he checked in to rehab he had been sober for over a year.
Ask for Stories of people from online
As for me I spend many sleepless nights pondering how consuming a legal substance in a moderate amount could throw me into significant legal financial issues. My labs my toxicology, my story and my collateral from colleagues from colleagues all indicated light to moderate alcohol use but my evaluators word stood as the word of God.
More frightening was the director of this rehabs acknowledgment of this. The director who happens to also coincidentally be the evaluator, stated to me as well as to staff on multiple occasions: “ I suggest inpatient treatment for everyone who is reported”. “This is safer for me not to miss anyone who could harm patients, and I figure there must be a reason someone reported them.”
I am still elucidating the reason why I was determined guilty and proven innocent, however I can say from my 90 day stent that the majority of the patients at this rehab needed to be there. This program is saving lives of both providers and patients, however it is destroying the lives of those wrongfully accused.
Chapter 4 your lisense rehab or jail : Upon arivil I was sent to a detox hospital underwent a medical examination and was “one of the lucky ones” who required no detoxification and could report directly to PHP. Like everyone else, I spent 90 days in a PHP, being as 6-10 weeks is simply a lie they tell patients to decrease the change of resisting the treatment. When discussing the topic one therapist sated “if we told patients 90 days they would never come.” She then attempted to justify the treatment by outlining the story of a patient she had called who “didn’t make it to treatment” and killed themselves”. It is my belief that it is not the lack of PHP which impelled such professionals to take their life, but them realizing that they now will be obliged to undergo 90 days of PHP, 5 years of PRN monitoring with a loss of autonomy and hundreds of thousands of dollars taken from them that induced their hopelessness. For even if these professionals were truly mentally unstable in their addictions, in every case it was only following a phone call where they were informed they must undergo treatment that they took their life’s. By this time I still haven’t the slightest clue what PRN was.
Despite the security these programs provide for many my 6 main issues with them can be summarized in : 1. Kick backs: evaluators are directors of treatment clinics 2. The reported are guilty till proven innocent 3. The price, the overflow of money these places drag in from both patients and state universities is appalling, they charge separately for every visit and test 4. Although they make the claim that they are individualized, they are anything but. Every patient gets the same stay and treatment from the doctor drunk on the job and the one who was late to a shift 5. They force voluntary treatment. remember that friendly evaluator who promised he had your best interest at heart, so you opened up and told him everything about your substance use/ developmental / family history, well if you don’t stay for 90 days he will be “normally obliged” to tip the board of medical off to you.
  1. The programs have overstepped their intended jurisdiction. -these programs work well if they function how they were intended at their inception. Cite original purpose. Originally these programs were designed to protect physicians and civilians from impaired practitioners; being healthcare workers who were impaired at work. Over the years, these organizations have extended their authority to encompass individuals with substance use disorders When not at work and also those who are in training to become healthcare professionals. Take for example myself compared to a physician who is impaired at work. A doctor who arrived for duty under the influence would surely benifit from the extensive testing, therapy and accountability enforced via these programs. In accordance the 20,000$ per year cost is appropriate when only making up roughly 7% of their yearly salary vs nearly half of a residents. In my case with my loss of income from employment, coast of treatment and monitoring, this year I will be required to pay 20,000$ to work. Yes, I will be losing money to work. Even if did indeed have a substance use disorder this level of monitoring wouldn’t not be considered appropriate.
Dispite all of the miscomings of this System My time spend in PHP was indeed helpful, as I believe it would be for anyone. Time for exercise, a reprieve from work and weekly counseling. A sample structure of my day to day schedule is provided below for insight:
Structure The general structure of these rehabitation centers is as follows: 1. One week of orientation phase, where you are not allowed in electronics or contact with the outside world world. Therefore, if you’re going, bring some things you would like to read or study. 2. In phase 2, you can use your phone however you cannot leave campus. You must stay in the dorm on campus. These shitty 1 room run down apartments with two other roommates will cost you about $1000 a week, they are required for at least four weeks and they are billed separately, no insurance will help you out here. 3. In phase 3 you can commute to campus if you beg your therapist and live very close. Whether you’re on campus or living off-campus, you are allowed to leave up to four hours per day. If you commute, you’ll be required to take a sober link decide you must Breath, alcohol test into every 6 hours. Like everything else in this program you must pay for this separately, a few hundred dollars a week. You advanced to other phases by completing assignments, however, assignments are limited by required built-in time, intrusive, scheduling, and reviewing. Therefore, if you do everything as rapidly as possible phase 1 will take one week phase 2 will take three weeks.
Every day schedule:
7:30: wake up, report to the front desk to inform them that you haven’t ran away yet and take and prescribed medications. They keep all your medications and require that you report to take them; for me this was antidepressants in an attempt to dispel the depression I contracted from being forced into treatment and whatever off label medication they were attempting to treat my ADHD with, since control medications were forbidden.
8 am: community group assessments This consisted of other patients presenting their assignments amongst the large group, on the weekends this was often an hour later and 12 study regularly took the place of assignment presentation.
10 am: process group. This was a two hour group therapy session with 6 to 12 other professionals in a therapist and training or occasionally a licensed mental health therapist.
1 pm: recreation This was generally about an hour of some sober themed craft or activity. Once a week this time slot was used for yoga.
2 pm: this was another time slot used for patients to present assignments as well as for individual therapy sessions. Each patient had one individual therapy session lasting 30 minutes per week.
3pm: This was time allotted to work on assignments or go to the gym on your sex specific scheduled gym day.
5pm: this time was used for guest speakers or another 12 step study group.
6 pm : this was generally an off-campus 12 step group
10 pm: report to the front desk and let them know you still haven’t ran away and take and Medication which are prescribed to take at night, then return to your cot bed in your room with 1-2 other roommates.
I found the community to be one of the most beneficial aspects of the PHP program. I was in a cohort of chill ass professionals of the same occupation who were always there to help each other.
Assignments The curriculum of the PHP consisted of assignment based on every step of the 12th step program. Generally, a patient would be required to complete an assignment on their own, review it with other patients, then faculty and finally present the assignment in front of the whole treatment group. You’re only given one assignment at a time and there are multiple steps to each which all requires scheduling this ensures that no matter how determined a patient is a full 90 days of treatment is required to complete all the assignments.
AA structure -the obsolete nature of AA has been verified in numbers studies, but I will refrain from divulging here and lend that endeavor to Dr. Lance Dodes very thorough discussion on the subject,in “the sober truth “
In all sincerity, if I truely did have a severe use disorder this experience could have been life saving. I only wish I could have used my 50 grand for someone who has spent their life time In addictive without reprieve. My first conversation when I was given my phone back was how I wish my father could be able to attend this PHP.
Chapter 5 reporting and PRN Self reporting What they ask you What you should tell them
There’s a third-party agency called professional resource network. Every state has their own. This agency works as a liaison between you and whatever credentialing service your occupation requires. Essentially they ensure your monitoring after treatment. Stake governments and licensing boards trust them, mainly because they monitor with the highest level of intrusiveness. This alleviates much work for state governments and licensing boards because once an individual is being monitored by a professional resource network, then they are deemed appropriate for duty and no further investigation/litigation needs to occur, as long as the monitored individual completely complies.
Because I was never impaired at work I was never reported to this agency. The general workflow of things someone would report you to professional resource network, then the resource network would contact you, and then you would be required to report for an evaluation at a treatment center, which would inevitably result in a suggestion I’ve treatment at that given treatment center. In my case I was sent to the treatment center without PRN being involved. Thus, two weeks into treatment. I was notified by my therapist that I needed to call PRN and self report. I attempted to resistance given that I did not have a problem and was not individually seeking help. I asked what happened if I didn’t self report. I was told that in order to stay in the treatment program I had to report to PRN. This meant either I report to PRN or I get kicked out of the treatment program and lose my job.
When you report to PRN they will ask you why you are in treatment. They will then list off every substance imaginable, asking you if you have ever tried the substance and when your last use was. Ultimately, they will obtain your discharge information from your treatment center, so it is in your best interest to report only what was found in your biochemical testing. If it wasn’t in your hair, I would argue that you don’t have a use disorder regarding that substance and it’s not relevant. I don’t believe it’s important for them to know that you smoked weed when you were 12.
Chapter 6 The contract:
Before being discharged from a treatment facility, a professional resource network will have you sign a contract. A little known fact which I was oblivious to is that contracts can be negotiated. Though this isn’t it possible, it is highly improbable that you can negotiate your contract since PRN has a power to delay your clearance to return to work.
Contractor almost never personalized, and I have not heard of a contract which is not a five-year agreement. You will sign releases of information so that PRN has access to all of your information which was gathered at the treatment facility. You must have a therapist, psychiatrist, primary care, doctor, and a addiction, medicine psychiatrist. You assign releases of information for all of them. You will be required To commit to: 1. three mutual aid meetings a week which you must log. I log smart recovery meetings. 2. Weekly therapy sessions with an approved mental health therapist from their list 3. Monthly doctors appointments with an addiction medicine psychiatrist 4. Yearly appointments with a primary care physician 5. Monthly appointments with a psychiatrist 6. Daily check-ins on a random drug testing app ( you will agree to weekly urine tests, a peth test 4 times a year, a hair test twice a year and a little caveat that says anything else they deem, clinically reasonable) 7. Quarterly update reports which you are required to obtain from a workplace monitor, therapist, addiction, medicine, psychiatrist, primary care physician and any other doctor you are seeing. 8. You must upload all of your prescriptions into a mobile application every single time you get them refilled and are not allowed to take them until they are approved. 9. Attendance of a PRN group via zoom. This is a local group you are assigned along with other monitored practitioners. There is a fee of roughly 130$ a month to attend this required group. For me all of these requirements coast around 20,000 a year. If you ever have a positive test even if it is the result of contamination from rubbing alcohol or unintentional ingestion of alcohol/ allergy medication your contract will rest to 5 years from the time of positive test. Once your five year contract is completed, you must ask to be released from monitoring. At that point they will search for any reason to keep you under monitoring. This could be dilute urines, daily check ins or a week where you did not attend mutual aid meetings. Every certification and license which you apply for will likely ask you if you were under a monitoring program/ have been treated for substance use. You must give an explanation and check yes. As far as licensing programs are concerned, if you were under the monitoring of PRN, you are safe, however they group practitioners who have had behavioral issues with practitioners who were diverting drugs from work. Therefore, keep in mind that you will be labeled as a sever addict.
7 Back to work and only work. During treatment your only goal is to return to work, however when you return your experience will be drastically distinct from what you remember. For me, I was now working in isolation. Missing six months of my training meant that no other Resident was on the same rotation as me. My coworkers at all formed friend groups. When I returned I was greeted with much concern for my well being. No one would speak to be about my absence, however everyone knew there is only one reason a resident would leave for 6 months then return. My Accdeemic meetings were consisting of attending telling me “I have a target on my back now” and “ I have to preform even better than others” in the light of my time missed. If this wasn’t alienating enough, the majority of Resident events, sponsored by recruiters and my university revolved around alcohol to which I had to give some excuse to why I can not partake with others. I’m fortunate that I do not have an addiction, because these stressful conditions along with the daunting amount of dead and requirements imposed by PRN are enough to make any addict relapse. While I was at treatment, I was in the dative with Samyr stories a physicians whose addictions got the best of them. Physicians who did not make it to treatment, often taking their own life. These stories were presented as a warning. Your addictions will kill you without our treatment was the message. When, in reality I did not hear one story in which the addiction killed physician. Every physician who didn’t make it to treatment took their life after being told they must report to a treatment facility. Perhaps they knew what this entailed and it was not their addiction or getting caught which caused them to end their lives, but the unmanageable and often unreasonable burden that treatment would put on their lives.
9 How to escape So your fucked your in PRN and should be or you should and now your recovered and want to terminated your contract.
  1. You ask to be released early done at 1/2 time ( good luck)
  2. You have “good reason” (no one has ever been let out of contract because of this reason, the verbiage is far too vague)
  3. You serve all your time and they let you out(maybe, as discussed earlier, they would do everything they can to keep you in your contract as long as your practicing)
  4. You can’t practice medicine anymore
10 Layer up butter cup : I cannot emphasize the extent to which legal help is required in this process. You much seek it and seek it early. Lawyers can provide many avenues to you early in the process. Once you have committed to treatment, gone for evaluation or are in a PRN contract , this is very little that you or legal help can do. Spend a few thousand dollars when you are accused and save the 20-30,000 later.
After you have been evaluated if you disagree as I did, then this is the process you must undergo. 1. Hire a occupation, defense, lawyer 2. Prove you don’t have an addiction, this is done by having an alternative evaluator with similar credentials state that either you don’t have an addiction or that PRN’s level of monitoring is not medically appropriate ( this will need to be a multi day neuropsychological evaluation, which will cost about $5000). 3. Your lawyer must draft in writing that the medical level of monitoring is not required such as another medical professional and send this to PRN 4. PRN will tattle on you to the board of medicine. 5. The board of medicine will conduct an investigation. 6. At the end or when they believe they have enough reasonable evidence to the board of medicine will suspend your license or claim, you must comply with the PRN contract to practice. 7. At this time your lawyer will defend you in the state court against the board. This is costly but much less than the coast of a 5 year PRN contract 8. If you win you will likely suggest an alternative level of care such as gonna get therapy every week. If you lose, than you wasted a fuck ton of money and are still bound by your PRN contract.
Overall this entire process has coast me Over all coast:
My finances for this year only including PRN and rent are as follows:
120-200$ every week for testing 480-800/ month
65 every week for therapy 195/month
125 every month for PRN group
About 50-69 every month for 2 doctor apts
So at least 745$/month at the lowest
Treatment at the recovery center coast 20,000 for me out of pocket and
I wasn’t payed for 6 months with no FMLA because I am a first year. At the 1 year mark I will have made 26,000 this year after taxes And payed About 29,000 on PRN alone
Rent is 1,000 so that’s 12,000 a year
Just in rent and PRN alone I will be at 26,000- 41,600 -15,600.
I will be in debt by at least 18,000 at the 1 year mark
Coast of treatment center 20,000 (with insurance) For each year of PRN roughly 20,000 Add that to 6 months of attending salary which was delayed due to my treatment time: at least 150,000 Layer coasts along with other evaluations 25,000 Missing 6 months of residency pay 30,000 Coast of 1 year in monitoring: 245,000 Coast of 5 years 325,000
If my case progress to a trail I will require an extra 20,000 in court coasts
Chapter 11 My secondary eval: Dr sushi After I arrived at my treatment center I challenge my evaluation multiple times. Each and every time I was discharged and often accused of alternate mental health/ substance abuse issues to discourage my advances. I was never given the opportunity to undergo alternative assessment, however PRN guidelines state that you can obtain a second option within 7 days of your first. This is a mute point, however, because you will not receive the results of your evaluation until over a week after it is conducted and the second evaluation must be conducted by another PRN hired evaluator of their choosing. During my stay in rehab I contacted PRN multiple times to attempt another evaluation/ legal help. They warned against both stating they were a “waste of money” and “pointless”.
After completing my treatment with the guidance of many addiction, experienced physicians, mental health counselors and psychiatrists recommendations I sought in a secondary evaluation. I chose a highly qualified professional with over 30 years of experience to conduct an extensive neuo psycho social evaluation of me. One that I was sure would be more extensive than the evaluation I received at treatment and more importantly an unbiased evaluation.
The results from my evaluation not only showed that I did not have a substance abuse problem warranting PRN level monitoring, but also that PRN was falling to allow adequate treatment of other conditions such as my ADHD. My evaluation showed my ADHD was not only untreated by PRNs attempt at using non controlled medication, but also in the top 3% most severe presentations of ADHD. My evaluator went on to explain my results by questioning why my treatment center even mandated I undergo neuro cognitive evaluation. The only neurodiverse findings were my IQ, my dyslexia and my ADHD. However, a neuo cognitive examination can be billed separately by treatment centers, therefore they always recommend one.
Chapter 12 Amongst its greed, intrusive nature and faulty accusations, professional recourse network function highly proficiently at the task they were designed to; protective physicians and patients from physicians who are impaired at work. In this domain they save lives, offer second changes and protect the public. When they act beyond their intended jurisdiction by imposing unnecessary monetary demands on practitionersin training, accuse practitioners without proof or act on behavior exemplified outside of a work setting they unjustly and inappropriately attack the week and innocent.
Proposed reform: As a trainee my universities malpractice insurance covers me for mistakes made at work. If a learner mistakenly harms a patient, then the university stands on their behalf. If the learner does something wrong under a teachers direct guidance, then the teacher is at fault. This makes sense logically as well as pragmatically. The state entrusts large amounts of money to hospital systems and universities to train resident physicians. A portion of this money is allocated to malpractice insurance. This should extend to accused impairment.
Suppose a training university was required to cover rehabilitation and monitoring of a resident of whom they claim is impaired. Alternatively they have the option of firing the trainee. This would reduce the number of innocent trainees being accused of impairment, make the process of rehabilitation more fair and provide a better use for tax payer derived dollars, which hospital systems are given to train residents. The truly impaired could still seek help, less false accusations would be made and with the employers having the ability to fire at the moment of impairment, there would be less chance of impairment at work.
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