Hi! First of all, sorry for my awkward English - not a native speaker. Also I tried to make it short, but maybe warning for a (slight) wall of text?
I’m taking a gap year from university to find a job due to family’s financial issues. Long story short, my parents made some bad business decisions and got scammed, which left us with an enormous amount of debt. I don't blame them one bit - we weren't exactly doing well before either, and I guess the insecurity sort of pushed them into taking unnecessary risks so that they could provide for us. Plus, I'm an adult now, and it should've been me taking care of them instead of the opposite.
The issue here is that, well, I’m sort of a loser. I’ve been searching and applying for jobs almost every day by now, but with little to no success. I could think of a few reasons why:

1. I’ve never worked a day in my life. It’s normal for where we live, but I understand it’s no excuse in this day and age. Now my CV is completely blank save for a few odd jobs I did here and there, and they don’t look very impressive on paper.
2. With the rise of AI and overall increase in literacy rate, my major (English) is oversaturated in the job market where I live. It didn’t help that I specialized in something rather useless unless you intend to go into academia (which was my intention before all this).
3. My biggest weakness so far: I have abysmal communication skills. I’ve been aware of this since I was 5, and been trying to improve ever since; but there's just always something others get that I don't, be it social cues or how to get my thoughts across clearly. It's part of the reason my parents never made me work - they just assumed, between this and my gift for studying, that the only viable pathway for me was to get as high a degree as possible and become a scholaresearcher etc. (old people's logic, but I'm ashamed to say I did believe in it, too). I did manage to score some interviews before, for jobs and scholarships, but I always failed at the talking part. I’ve taken to applying primarily to online jobs, but they get claimed fast, and hard to make good money if you aren't a highly desired professional.
4. Yes, I've tried construction/manual labor work. If the above description didn't make me look enough like a nerd before, I also have hereditary heart problems and seasonal allergy that was made worse by COVID-19. Plus, they don’t normally hire women where I live.

I'm just at a loss of what to do. I will continue to apply for jobs, of course, but the payments and bills and rent are eating up what little savings we have left - if I couldn't find a job by the end of this month, we might be homeless. I just feel so guilty because my parents put a lot of trust in me - I have always been their pride and joy, and now I can't even provide for them. My little brother is starting college this year, too. I don’t have enough time to learn a new employable skill (though I’ve been doing some free web design courses - they’re actually the most fun I’ve had these days), I don’t have money to start a business, and the banks won’t let us take out loans anymore - not even under my clean name, they screen backgrounds a lot more carefully since our economy’s in shambles and everyone's in need of help.
In short, I’m looking for advice on how to improve my employability, or some other ways to secure enough money, at least ~$400/month (converted rate) just to stay on top of our payments. Thanks for reading all this, I hope you have a great day.

 Alright look, I’ve been a massive fan of all Sarah J Maas works since Throne of Glass came out and have read them as they were published. I’ve read all of her series an unhealthy amount of times, after finishing the CC3 book, I’m a little befuddled. Maas has to be some different type of mastermind to have Rhysand and Bryce be distant relatives and then ALSO have Aelin Galathynius and Rowan Whitethorn and Dorian Havillard of ToG distantly related to Lidia Cervos and her children in CC3. Like. I needed a second to process as we all know that ToG and ACOTAR take place in the same timeline but different worlds, so it was safe to assume CC3 was the same way but there were always holes in that theory. CC3 is where the two previous Maas series come together, it’s like her massive ending to the entire universe of sorts. So the Crescent City series is clearly in the future based on the clear signs of cellphones and cars and the jobs (first hole in the theory that it was in the same timeline as ACOTAR and ToG). But now we know that it’s where the relatives of Aelin/Rowan/Dorian and Rhys work together to - lack for a better word - save the world. I’m not sure why this is so baffling to me that Maas did this, I’m still trying to wrap my head around it really. Some of the other theories on this platform make more sense now that I have this mind boggling information sitting rent free in my head but also poke holes in other theories. I have a feeling this is not the end to Maas’s planning as we have another ACOTAR book in the works, I feel like I need a whiteboard to keep up 

So incredibly grateful to have received both these offers in my fourth cycle. For those of you who are still waiting/applying again, don’t give up! If any current med students have any insights into what they like/dislike about these schools, or if anyone has been in the same position, how did you choose? for residency, I’d like to be in either Montreal, Toronto or Vancouver. I’m heavily leaning towards McGill but my fluency in French concerns me for future opportunities. Here’s my current list:
MCGILL Pros: - way cheaper (6-7K per year tuition, I’d probably save like 100k across 4 years including housing costs) - already live in the city (no moving) - best friends and partner live here - I like the way they structure their curriculum
Cons: - french (not completely fluent, currently at a B2/C1 level) —> any McGill students know if this will be a detriment? or if it’s possible to get to a C2 level in two years? - McGill has problems with the Quebec government, what does that mean for the school in the future? Idk
TORONTO (mississauga campus): Pros: - family lives in GTA - no French (maybe a con?) - prestige I guess (but I know that barely means anything) - smaller class sizes - more research opportunities? (unsure)
Cons: - way more expensive - have to move - long distance with partneneeds to get job in Toronto - I’ve heard it’s way more cutthroat than other schools

This is just a simple query, I want to live in London, and want to save some bucks yet live in the periphery of the city and soak in its charm on weekends. And on weekdays, travel a couple (2/3) days to office and some (rest) days work from home.. What would your ideal budget in a single shared space be? Is £800-900pm excluding bills on higher side or is it nominal?
I am visiting spareroom.com, zoopla.co.uk and cityrooms.com for viewing single rooms in shared houses/flats.

I’m hoping I can find some help here. The story goes back to 2016. I dated a guy whom i had family and friends connections with, so he was not a total stranger when I met him. We dated for about a year and a half. He seemed to have a good job, he had a house, he told me he was divorced, and he had a daughter, which I knew was true. He met my family and everything seemed normal. Then he said he lost his job and he was suing the company for discrimination. The money was getting tight and he wanted to start a business (I know!!). He asked me for a loan and I gave him the money. It was a wire transfer. It was supposed to be paid once he won the law suit against his former employer, or once he got paid by his brother who owed him money. I did believe him because I was invested in the relationship. A few months back I really needed my money back (which he knew I have been saving that money for something very specific). He started ignoring be, telling lies about how he was struggling, avoiding my calls and texts, etc.. I got suspicious and I did a background check on him.. turns out he was still married. I confronted him and he became verbally hostile. Obviously we broke up and every er time I asked about my money he kept saying he will pay me, and sometimes says go to court or do whatever you want to do. I know he ended up winning the law suit against his former employer. I moved on and got busy with life but I still wish there was a way to get my money back. The only proof I have is the bank record for the wire transfer, and text messages from him saying he will pay and then threatening me that he will ruin me if kept chasing him. Sorry it’s a long text, but I’m hoping someone can advise me on how to tackle this. It’s a lot of money and I’ll be happy to collect anything at all.

A bit about myself, I work in corporate finance, have an undergraduate degree in finance + economics, and have generally have been interested in personal finance since I was a kid.
One thing that is common advice that never squared with me is that buying new cars are a waste or are economically imprudent because of the fast pace of depreciation, especially soon after the car is purchased and it isn’t “new” anymore.
To be clear, I’m not arguing that new cars depreciate quickly, and I’m not arguing whether the premium for new cars are generally worth it compared to used cars. I’m arguing that the depreciation doesn’t matter.
The reason that a car’s depreciation doesn’t matter is because a car is not an investment, it is a consumable. A car, especially the way that they are typically financed, is analogous to a subscription to use the vehicle. A subscription to an unused vehicle will be worth more than a subscription to a vehicle that has been used and has unknowns. A subscription is a good analogy because even if you buy a car with cash, insurance, gas, etc are recurring expenses.
That said, the rate of depreciation of a car does not affect anyone’s quality of life or access to other financing. Car values are not considered in credit scores, mortgage applications, business loan applications, whether someone is an accredited investor, etc.
I think that the fixation of a car depreciating comes from the conflation of what is an asset and what is a consumable. Nothing about a car is an investment except the investment of your ability to move about the city and the reliability of it. Of course, it’d be nice to say “ I bought this car yesterday for $30k and it’s worth $30k” as opposed to “I bought this car yesterday for $30k and it’s worth $22k”. But again, you can’t use that $22k. I’ve never even seen people include their car values in their net worth. (As they shouldn’t.)
The only instance where I can see the depreciation being meaningful is if the owner of the car wanted or needed to sell or trade in the car very soon (<3 years).
But this is what gap insurance is for and not what I hear people argue.
To change my view, someone would need to demonstrate that owning a car worth more than another car has value outside of the utility/experience of the car. Because as mentioned earlier, presumably the higher purchase price encapsulates the newer model, and expected higher reliability of a brand new car.

Hi!
I’m completing my prereqs currently for rad tech school and I was wondering for those in or already finished school who did work how did you pay for living expenses?
I live in California and I’m on the waitlist at a community college, which if I go to a CC my tuition and classes will be covered under the California college promise program.
In the meantime while I’m on the waitlist I plan to work full time and save money, but I’m considering once I get in if I still want to be a rad tech, for those who didn’t work did you take out loans to commit full time to your studies? How did it work out for you?
Thank you for anyone who reads this and responds. Sorry for any grammar mistakes!!!

Hi all, this quality local business sent me this quote and wondering if I should go with a variable system or not. The installer is reputable, BBB accredited with no complaints or bad reviews and 17 years in the business, 4.5 stars on google (over500 reviews.)
I am all about helping the small business but still worried this Goodman isn't that good because everyone seems to love Lennox or Carrier. This system is replacing my 2nd story Carrier 2.5 15.0 SEER (I believe the old classification of SEER) system which has a leaking coil and is prematurely freezing at the TxV. Anyway give me your thoughts.
Also should I save any parts off the not optimal running Carrier unit for my Carrier unit downstairs that has 6 years on it...? Just wondering if something if anything of the other unit would be salveable as parts for the other one....
New Goodman 2.5 Ton 17.1 SEER2 High Efficiency Inverter Driven,
Variable­Speed Side Discharge Heat Pump Split System
w/ 5 kW Auxiliary/Electric Heat
(For Multi­System Installation, $350.00 Discount Per System)
To Include:
­ City Permit and Scheduled Inspection
­ Inverter Driven Variable Speed Compressor Provides Premium
Efficiency and Home Comfort
­ Blue­Fin Coil Protection Provides Enhanced Outdoor Coil Protection
from the Elements
­ Low­Profile, Low Decibel Outdoor Unit Eliminates Clunky Outdoor Unit
Space and Loud Operation
­ 10 Year Outdoor Unit Replacement Warranty Should Compressor Fail
Within First 10 Years
­ LIFETIME Manufacturer's Warranty on Compressor
­ 10 Year Manufacturer's Warranty on Parts
­ 10 Year Manufacturer's Warranty on Thermostat
­ 10 Year Labor Warranty Coverage on New Units
(Excludes Maintenance, Refrigerant, Shipping/Handling/Warranty Fees,
Emergency Hours)
­ 2 Year Preventative Maintenance Agreement
(1 Visit Per Year on New System)
­ New Outdoor Surge Protector with 3 Year, $7,500 Warranty Protection
­ 5 kW Auxiliary/Electric Heat
­ New Daikin One Digital Communicating Thermostat
­ New Hurricane Pad and Tie Down Kit
(Rated for 135 MPH Winds)
­ New Drain Float Safety Switch
(Protects Air Handler Location from Water Damage Should Drain Line
Blockage Occur)
­ Removal and Disposal of Existing Equipment
­ Pressure Test Copper Line­Set for Leaks & Integrity
(New Line Set Additional If Needed)
­ Nitrogen Flush and Nitrogen Brazing to Ensure Line­Set Does Not
Have Impurities Present During Installation
­ Installation Performed by One of Area's Highest Rated Installation Teams
$10,830 (1K discount if paying cash or check)

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Megapost: A list of statements, press releases, and other sources reporting and expressing concern and criticism about Israel's war in Gaza and related aspects of the war. (Part 4)

Notes: This is a work that is currently in progress; please check back for updates. Titles have been edited to provide details.
Part 1 is here: https://www.reddit.com/Social_Democracy/comments/1clx1uc/megapost_a_list_of_statements_press_releases_and/
Part 2 is here: https://www.reddit.com/Social_Democracy/comments/1cmjhpk/megapost_a_list_of_statements_press_releases_and/
Part 3 is here: https://www.reddit.com/Social_Democracy/comments/1coups2/megapost_a_list_of_statements_press_releases_and/
Refugee Council of Australia: Our Letter to the Prime Minister regarding the Israel and Gaza Crisis (April 26, 2024): https://www.refugeecouncil.org.au/letter-israel-and-gaza-crisis/
Statement in solidarity with student protests for Gaza [Signed by: 350.org US; 18 Million Rising; 198 methods; Adalah Justice Project; Addameer Prisoner Support and Human Rights Association; AF3IRM; Afghans For A Better Tomorrow; Al-Haq; Alliance of Baptists; American Baptist Churches USA; American Baptist Churches Palestine Israel Network; American Friends Service Committee; American-Arab Anti-Discrimination Committee (ADC); American Muslim Bar Association; American Muslim Community Foundation; American Muslims for Palestine (AMP); Americans for Justice in Palestine Action (AJP Action); Arab American Civic Council; Arab American Institute; Asian American Advocacy Fund; Better to Speak; Beyt Tikkun: A Synagogue without Walls; Black Lives of Unitarian Universalism (BLUU); Blue Future; Borderlands for Equity; Borderlands Resource Initiative; Breach Collective; Brooklyn For Peace; CAIR Action; CAIR California; CAIR Minnesota; CAIR Oklahoma; CAIR-WA; California Coalition for Women Prisoners; Cameroon American Council; Carceral Tech Resistance Network; Ceasefire Democrats; Ceasefire Now NJ; Center for Constitutional Rights; Center for Popular Democracy Action; Center for Protest Law & Litigation @ Partnership for Civil Justice Fund; Chicago Area Peace Action; Chicago Faith Coalition on Middle East Policy; Christians for a Free Palestine; Civic Ark; Civil Liberties Defense Center; Clockshop; CommonDefense.us; Communities United for Status & Protection (CUSP); Council on American-Islamic Relations; CWA-News Guild Local 38010; Defending Rights & Dissent; Delaware Democratic Socialists of America; Delawareans for Palestinian Human Rights; Detention Watch Network; Disciples Palestine Israel Network; Diverse & Revolutionary Unitarian Universalist Multicultural Ministries (DRUUMM); Doctors Against Genocide; Dream Defenders; Dutch Scholars for Palestine; Eindhoven Students 4 Palestine; Emgage Action; En Conjunto; Episcopal Peace Fellowship-Palestine Israel Network; Faith for Black Lives; Faith in Texas; Fellowship of Reconciliation; Fight for the Future; For All; Freedom Farm Community; Freedom Oklahoma; Freedom To Thrive; Friends of Sabeel North America (FOSNA); Future Coalition; Gen-Z for Change; Gender Justice Action and Gender Justice; Get Free; Global Campaign to Reclaim People's Sovereignty, Dismantle Corporate Power & Stop Impunity; Green Mountain Solidarity With Palestine; Green New Deal Network; Greenpeace USA; Hawai'i for Palestine; Health Justice Commons; Helena (Montana) Service for Peace and Justice; Highlander Research and Education Center; Hindus for Human Rights; Historians for Peace and Democracy; Human Dignity Project (THDP); IfNotNow Movement; IfNotNow New Jersey; Immigrant Defense Project; Immigrant Justice Network; Immigrants Act Now; Indian American Muslim Council (IAMC); Indiana Center for Middle East Peace; Institute for Policy Studies New Internationalism Project; Interfaith Ceasefire; International Jewish Anti-Zionist Network; International Mayan League; InterReligious Task Force on Central America; Iowans For Palestine; Islamic Society of North America (ISNA); Islamophobia Studies Center; Israel/Palestine Mission Network of the Presbyterian Church (U.S.A.); Jewish Voice for Peace; Jewish Voice for Peace-Hawai’i; Jews For Racial & Economic Justice (JFREJ); Just Foreign Policy; Justice Democrats; Just Futures Law; Justice for All; Kairos USA; Libyan American Alliance; LittleSis / Public Accountability Initiative; Living Water Inclusive Catholic Community; Long Island Progressive Coalition; Make the Road Nevada; Malaya Georgia; Massachusetts Peace Action; Mennonite Action; Mennonite Action WA; Migrant Roots Media; Minnesota Peace Project; Mondoweiss; Movement for Black Lives; MPower Change Action Fund; MSA West; Muslim Advocates; Muslim Community Network; Muslim Counterpublics Lab; Muslim Power Building Project; Muslims for Just Futures; Muslims for Progressive Values; National Arab American Women’s Association (NAAWA); National Domestic Workers Alliance Staff Union, CWA Local 1180; National Iranian American Council; National Lawyers Guild; National Lawyers Guild - St. Louis Chapter; National Network for Immigrant and Refugee Rights (NNIRR); National Partnership for New Americans; New Hampshire Veterans for Peace; New York City Veterans For Peace; The New Justice Project Minnesota; NH Peace Action; North American Students of Cooperation; No Separate Justice; North Carolina Peace Action; The Oakland Institute; Office of Peace, Justice, and Ecological Integrity/Sisters of Charity of Saint Elizabeth; Our Revolution; Palestine American League; Palestine Legal; Palestinian American Community Center; Palestinian American Organizations Network (PAON); Palestinian Feminist Collective; Partners for Palestine; Pax Christi New Jersey; Pax Christi New York State; Pax Christi Pacific Northwest; Pax Christi USA; Peace Action; Peace Action New York State; Peace, Justice, Sustainability NOW!; Pediatricians for Palestine; People’s Action; PeoplesHub; Poverty Project at the Institute for Policy Studies; Presbyterian Church (USA), Office of Public Witness; Presbyterian Peace Fellowship; Progressive Democrats of America (PDA); Project ANAR; Project South; Rachel Corrie Foundation for Peace and Justice; Reparation Education Project; Reviving the Islamic Sisterhood for Empowerment; Rise for Palestine; Rising Majority; Rising Tide North America; Rochester Committee on Latin America; RootsAction Education Fund; Sabeel Ecumenical Liberation Theology Centre; Sacramento Regional Coalition for Palestinian Rights; Sound Vision; Starr King School for the Ministry; Students and Faculty for Justice in Palestine at the University of Hawai’i (SFJP); Sunrise Movement; Sur Legal Collaborative; TakeAction Minnesota; Tech Justice Law Project; The Gathering for Justice; The Hague Peace Projects; The Social Justice Center; The Uncommitted National Movement; The Whatcom Peace and Justice Center; Transnational Institute; UndocuBlack Network; Unitarian Universalist Association; Unitarian Universalist Church of the Larger Fellowship; Unitarian Universalist College of Social Justice; Unitarian Universalist Justice Ministry of North Carolina; Unitarian Universalist Mass Action; Unitarian Universalist Peace Ministry Network; Unitarian Universalist Service Committee; Unitarian Universalist Young Adults for Climate Justice (UUYACJ); Unitarian Universalists for Justice in the Middle East; United Church of Christ Palestine Israel Network; United Methodists for Kairos Response (UMKR); United Voices for America; Until Freedom; US Campaign for Palestinian Rights; Veterans For Peace; We Are All America; Wellstone Democratic Renewal Club; Wind of the Spirit Immigrant Resource Center; Women's Institute for Freedom of the Press; Working Families Party; World BEYOND War; Young Democrats of America Black Caucus; Young Democrats of America Environmental Caucus; Youth Leadership Institute] (April 26-29, 2024): https://www.mpowerchange.org/gazastudentprotests & https://docs.google.com/forms/d/e/1FAIpQLSdhlWqDQghbVaPb6K7coBoi0o3w1YDfmrPOSbUw5bqNKEnrhg/viewform
Tom Hurwitz: I was arrested protesting at Columbia in ’68. Today’s student encampments carry on a proud, brave tradition: Like the Vietnam War was nearly six decades ago, to many students, Israel’s assault on Gaza feels deeply personal (April 26, 2024): https://forward.com/opinion/607021/columbia-1968-protests-vietnam-gaza-wa
‘We demand an immediate ceasefire in Gaza’ – First Minister of Northern Ireland Michelle O’Neill tells major London demo (April 27, 2024): https://vote.sinnfein.ie/we-demand-an-immediate-ceasefire-in-gaza-oneill-tells-major-london-demo/
Nineteen American Sociological Association Presidents Endorse the Resolution for Justice in Palestine (April 28, 2024): https://www.sociologistsforpalestine.org & https://docs.google.com/document/d/1t-z9OTPbl5JB9_sKnFOqAl-bQV78qZ-SFvjjjMrPUgY/
Robert Reich, former U.S. Secretary of Labor under Bill Clinton: Brief thoughts on the wave of campus protests across America (April 28, 2024): https://robertreich.substack.com/p/my-thoughts-on-the-wave-of-campus
We’re Jewish students at Columbia arrested for protesting Israel’s war (April 28, 2024): https://thehill.com/opinion/education/4626720-were-jewish-students-at-columbia-arrested-for-protesting-israels-wa
American Association of University Professors: In Defense of the Right to Free Speech and Peaceful Protest on University Campuses (April 29, 2024): https://www.aaup.org/media-release/defense-right-free-speech-and-peaceful-protest-university-campuses
Anat Saragusti: Israeli media’s inevitable hysteria over U.S. campus protests: The media’s unbending self-censorship in covering Gaza has made Israelis incapable of seeing foreign criticism as anything other than antisemitism. (April 29, 2024): https://www.972mag.com/campus-protests-gaza-us-students/
Attorneys inside and outside the administration urge Biden to cut off arms to Israel: So far more than 90 lawyers have signed on to a legal letter alleging Israel’s conduct in Gaza violates U.S. and international law. (April 29, 2024): https://www.politico.com/news/2024/04/29/lawyers-israel-arm-sales-biden-00154958
Lemkin Institute for Genocide Prevention: Statement in Support of Students, Faulty at Columbia University (April 29, 2024): https://www.lemkininstitute.com/statements-new-page/statement-in-support-of-students%2C-faulty-at-columbia-university
Mary Lawlor, UN Special Rapporteur on Human Rights Defenders: "I'm hearing disturbing reports that students face suspension if they don’t end their peaceful protests in #Columbiauniversity in the USA. This is a clear violation of their right to peaceful assembly" (April 29, 2024): https://twitter.com/MaryLawlorhrds/status/1785020792197038101
Cas Mudde: Why are US campuses facing an orgy of state repression in the ‘land of the free’? The right has painted nonviolent protests against the war on Gaza as hotbeds of ‘woke’ terrorism. It’s a pretext for repression (April 30, 2024): https://www.theguardian.com/commentisfree/2024/ap30/us-campus-peace-protests-overreaction-gaza
Joint letter to President Biden on humanitarian risk of Rafah operation in Gaza [Signed by: 350.org; ActionAid USA; Alliance of Baptists; American Friends of Combatants for Peace; American Friends Service Committee; Americares; Amnesty International USA; CARE; Charity & Security Network; Children in Conflict; Christian Aid; Churches for Middle East Peace (CMEP); Center for American Progress; Center for Civilians in Conflict; Center for International Policy; Church World Service; DAWN; Demand Progress Education Fund; Evangelical Lutheran Church in America; Humanity & Inclusion; IM Swedish Development Partners; Indivisible; Islamic Relief USA; Islamic Relief Worldwide; KinderUSA; Maryknoll Office for Global Concerns; MedGlobal; Médecins du Monde / Doctors of the World International Network; Mennonite Central Committee; Middle East Democracy Center; Minnesota Peace Project; MoveOn; Nonviolent Peaceforce; Norwegian Refugee Council USA; Oxfam America; Pax Christi USA; Premiere Urgence Internationale; Presbyterian Church (USA), Office of Public Witness; Refugees International; Save the Children US; SEIU; The Episcopal Church; The Tahrir Institute for Middle East Policy (TIMEP); The United Methodist Church – General Board of Church and Society; Truman Center; Vento di Terra; Win Without War] (April 30, 2024): https://www.nrc.no/news/2024/may/joint-letter-to-president-biden-on-potential-incursion-into-rafah-gaza/
Latino students are key part of pro-Palestine encampment protests (April 30, 2024): https://www.axios.com/2024/04/30/college-encampments-ceasefire-gaza-latino-students
Michael Gould-Wartofsky: Trump Is Wrong. Columbia Isn’t Anything Like Charlottesville: I survived the deadly violence in Charlottesville, and am now a postdoctoral research scholar at Columbia University. To compare the two is unwarranted—and unconscionable. (April 30, 2024): https://www.thedailybeast.com/trump-is-wrong-columbia-isnt-anything-like-charlottesville
United Church of Christ Officers issue statement amid ongoing unrest on college campuses; offer continued solidarity with partners and people in the Middle East (April 30, 2024): https://www.ucc.org/ucc-officers-issue-statement-amid-ongoing-unrest-on-college-campuses/
United States of America: UN Human Rights Chief troubled by law enforcement actions against protesters at universities (April 30, 2024): https://www.ohchr.org/en/press-releases/2024/04/united-states-america-un-human-rights-chief-troubled-law-enforcement-actions
A Statement From Jewish Faculty, Staff, Students, and Alumni Regarding Indiana University's Treatment of Student Protesters ["Actions are being taken in our name, without our consent or request. Such actions, especially those by the administration, often directly contradict the facts we see daily on the ground at campus. We condemn the actions taken by the administration, ISP, and IUPD against the students protesting on Dunn Meadow."] (May 1, 2024): https://bloomingtonian.com/2024/05/01/a-statement-from-jewish-faculty-staff-students-and-alumni-regarding-iustreatment-of-student-protesters/
Charles H.F. Davis III, Jude Paul Dizon, Jessica Hatrick, and Vanessa Miller: Police Repression Is the Problem, Not the Solution (May 1, 2024): https://www.insidehighered.com/opinion/views/2024/05/01/police-repression-problem-not-solution-opinion
Comment from United Auto Workers President Shawn Fain on Mass Arrests of Anti-War Protestors (May 1, 2024): https://uaw.org/comment-from-uaw-president-shawn-fain-on-mass-arrests-of-anti-war-protestors/
Fellowship of Reconciliation Stands in Solidarity with the Students (May 1, 2024): https://forusa.org/fellowship-of-reconciliation-stands-in-solidarity-with-the-students/
Juan González, Veteran of '68 Columbia Strike, Condemns University Leaders' Silence on Gaza Slaughter (May 1, 2024): https://www.democracynow.org/2024/5/1/police_raid_columbia_2024_juan_gonzalez
Mike Littwin: As a veteran of the ’60s campus unrest, I know the value of free speech: Despite what you may hear, most of today’s campus demonstrations, including the one at Auraria, are typically nonviolent. (May 1, 2024): https://coloradosun.com/2024/05/01/israel-gaza-student-demonstrations-opinion-littwin/
On Gaza, NY Catholic Worker community echoes Pope Francis: 'Please! Stop the war.' (May 1, 2024): https://www.ncronline.org/opinion/guest-voices/gaza-ny-catholic-worker-community-echoes-pope-francis-please-stop-war
Senator Bernie Sanders: The billionaires who fund AIPAC are not only concerned about protecting Israel's actions in Gaza — they also want to protect corporate interests. That's why they are targeting progressive lawmakers who stand up for the working class and take on powerful special interests. (May 1, 2024): https://twitter.com/BernieSanders/status/1785684580265074707
Syriac Maronite Archbishops denounce military escalation in southern Lebanon, condemn Israeli actions in Gaza and West Bank (May 1, 2024): https://syriacpress.com/blog/2024/01/05/syriac-maronite-archbishops-denounce-military-escalation-in-southern-lebanon-condemn-israeli-actions-in-gaza-and-west-bank/
The Democratic National Committee's College Democrats of America Slams Biden On Gaza And Backs Campus Protesters (May 1, 2024): https://www.huffpost.com/entry/college-democrats-of-america-statement-biden-gaza-campus-protest_n_663278fce4b0849b2edded55
Tope Folarin, director of the Institute for Policy Studies: We Stand with the Students Protesting the Slaughter in Gaza (May 1, 2024): https://ips-dc.org/we-stand-with-the-students-protesting-the-slaughter-in-gaza/
'You are our hope': Palestinian students find strength in U.S. campus protests: “I feel proud that there is a group of students who feel what we feel now — and are helping and supporting us,” said Reem Musa Suleiman Abu Shinar, speaking to an NBC News crew in the city of Rafah in southern Gaza. (May 1, 2024): https://www.nbcnews.com/news/world/palestinian-students-support-us-campus-protests-israel-war-rcna149296
Bernie Sanders in CNN interview: 'This may be Biden’s Vietnam' (May 2, 2024): https://www.youtube.com/watch?v=_6rQmvko18M
Catholic Relief Services representative for Gaza fears possible Rafah invasion (May 2, 2024): https://www.ncronline.org/news/catholic-relief-services-rep-gaza-fears-possible-rafah-invasion
‘Disgrace to diplomacy’: Bosnia accuses Israeli diplomat of genocide denial: Envoy to Serbia draws intense criticism for telling Russian media that calling 1995 Srebrenica massacre a genocide ‘diminishes the importance of that term’ (May 2, 2024): https://www.timesofisrael.com/disgrace-to-diplomacy-bosnia-accuses-israeli-diplomat-of-genocide-denial/
Gazans thank US university protesters as Israel calls for students to be expelled (May 2, 2024): https://www.cnn.com/2024/05/01/middleeast/gaza-children-thank-us-protesters-intl-latam/index.html
Helen Benedict, professor of journalism at Columbia University: ‘US student protests seeking peace in Gaza are the new anti-Vietnam War movement’ (May 2, 2024): https://timesofindia.indiatimes.com/us-student-protests-seeking-peace-in-gaza-are-the-new-anti-vietnam-war-movement/articleshow/109766893.cms
Hundreds of U.S. Catholic leaders and laity sign letter urging Permanent Gaza Ceasefire and End to Injustice in Israel and Palestine (May 2, 2024): https://cmep.salsalabs.org/ps-may22024 & https://docs.google.com/document/d/16K1RvL3YdSgSChwO_eWB9iSvIglNP59ahqtAQ1aZiGM/
PREPARED REMARKS: Senator Bernie Sanders on the Nationwide Student Protests and the Ongoing Humanitarian Disaster in Gaza (May 2, 2024): https://www.sanders.senate.gov/press-releases/prepared-remarks-sanders-on-the-nationwide-student-protests-and-the-ongoing-humanitarian-disaster-in-gaza/
Recalling Civil Rights Era Abuses, Legal Defense Fund of the NAACP Roundly Condemns Rising Violations Against Peaceful Protesters and Calls for Immediate Federal Intervention ["Today, the Legal Defense Fund (LDF) issued a statement roundly and unequivocally condemning the rising civil and human rights violations against peaceful protesters across the U.S. and issued a letter calling for the Department of Justice (DOJ) to conduct an immediate investigation into the treatment of peaceful protesters" (May 2, 2024): https://www.naacpldf.org/press-release/recalling-civil-rights-era-abuses-ldf-roundly-condemns-rising-violations-against-peaceful-protesters-and-calls-for-immediate-federal-intervention/
United Nations Development Programme: As war in Gaza enters seventh month, 1.74 million more Palestinians will be pushed into poverty across State of Palestine according to United Nations assessment: UNDP and ESCWA estimate more than two-decades reversal in human development— beyond earliest recorded levels of 2004. (May 2, 2024): https://www.undp.org/papp/press-releases/war-gaza-enters-seventh-month-174-million-more-palestinians-will-be-pushed-poverty-across-state-palestine-according-united
“Workers Have Power”: Thousands Rally in NYC for May Day, Call for Solidarity with Palestine (May 2, 2024): https://www.democracynow.org/2024/5/2/nyc_may_day_rally_palestine_solidarity
A Message to the Protesters From Reverend Jesse L. Jackson, Sr.: A call to keep raising the tempests on campus over the Gazan horror. (May 3, 2024): https://chicagomaroon.com/42811/viewpoints/op-ed/a-message-to-the-protesters-from-reverend-jesse-l-jackson-s
Association of Flight Attendants President Sara Nelson on Mass Arrest of Anti-War Protestors (May 3, 2024): https://www.afacwa.org/mass_arrest_right_to_protest
Rashid Khalidi, Professor of Arab Studies at Columbia University: Opposed to Genocide in Gaza, This Is the Conscience of a Nation Speaking Through Your Kids (May 3, 2024): https://www.commondreams.org/opinion/rashid-khalidi-columbia-gaza-speech
“This Militaristic Approach Has Been a Failure”: Meet Hala Rharrit, First U.S. Diplomat to Quit over Gaza (May 3, 2024): https://www.democracynow.org/2024/5/3/state_dept
Where pro-Palestinian university protests are happening around the world (May 3, 2024): https://www.cnn.com/2024/05/03/world/pro-palestinian-university-protests-worldwide-intl-hnk/index.html
100-year-old Jewish activist Jules Rabin is speaking up again — this time about Gaza [In a podcast on the nonprofit news site VT Digger, Rabin referred to the tragedy unfolding in Gaza as “a piecemeal Holocaust.”] (May 4, 2024): https://forward.com/culture/609442/jules-rabin-vermont-activism-gaza-ukraine-israel/
Israel will not agree to end the war with Hamas as part of any deal [“Israel will under no circumstances agree to the end of the war as part of an agreement to release our abductees," an Israeli official told ABC News on Saturday morning. "As the political echelon decided, the IDF will enter Rafah and destroy the remaining Hamas battalions there - whether or not there will be a temporary ceasefire for the release of our hostages."] (May 4, 2024): https://abcnews.go.com/International/live-updates/israel-hamas-cease-fire-talks/israel-will-not-agree-to-end-the-war-with-hamas-as-part-of-any-deal-109924741?id=109734705
Roseann "Chic" Canfora survived the 1970 Kent State shooting. Here's her message to student activists (May 4, 2024): https://www.npr.org/2024/05/04/1249023924/kent-state-shooting-activists-protests-survivor
‘They’re sending a message’: harsh police tactics questioned amid US campus protest crackdowns (May 4, 2024): https://www.theguardian.com/us-news/article/2024/may/04/police-tactics-us-campus-protest-crackdowns
Anton Boonzaier: As a South African during apartheid, I admire pro-Palestine protesters’ tenacity (May 5, 2024): https://dailybruin.com/2024/05/05/op-ed-as-a-south-african-during-apartheid-i-admire-pro-palestine-protesters-tenacity
Committee to Protect Journalists condemns Israeli vote to shut down Al Jazeera; warns of alarming precedent (May 5, 2024): https://cpj.org/2024/05/cpj-condemns-israeli-vote-to-shut-down-al-jazeera-warns-of-alarming-precedent/
Union workers join students in rallies Saturday calling for a permanent ceasefire in Gaza [More than 200 people attended the Maine Labor for Palestine and Maine Students for Palestine rally.] (May 5, 2024): https://www.mainepublic.org/news/2024-05-05/union-workers-join-students-in-rallies-saturday-to-free-gaza
Oxfam reaction to Rafah evacuation order (May 6, 2024): https://www.oxfam.org/en/press-releases/oxfam-reaction-rafah-evacuation-order
Patrick Gaspard, president of the Center for American Progress: American politicians forget: disruption and disorder are the point of protests: I have trespassed in peaceful protest. I have shut down government offices in civil disobedience. I have made the powerful uncomfortable. That’s the point (May 6, 2024): https://www.theguardian.com/commentisfree/article/2024/may/06/campus-pro-palestinian-protests
Save the Children warns of deadly consequences for children following new relocation orders for families in Rafah (May 6, 2024): https://www.savethechildren.net/news/save-children-warns-deadly-consequences-children-following-new-relocation-orders-families-rafah
The campus protesters for Gaza are making America great again: Readers on the demonstrations sweeping colleges and their hopes for the next generation. (May 6, 2024): https://www.washingtonpost.com/opinions/2024/05/06/campus-protests-gaza-palestine-vietnam/
United Nations International Children's Emergency Fund (UNICEF): There is ‘nowhere safe to go’ for the 600,000 children of Rafah, warns UNICEF: With hundreds of thousands of children in Rafah injured, sick, malnourished, traumatized or living with a disability, UNICEF calls for children to not be forcibly relocated, and the vital infrastructure on which children rely to be protected (May 6, 2024): https://www.unicef.org/press-releases/there-nowhere-safe-go-600000-children-rafah-warns-unicef
US campus protests of Israeli ‘genocide’ offer hope to students from Gaza (May 6, 2024): https://www.aljazeera.com/features/2024/5/6/us-student-protests-of-israeli-genocide-offer-hope-to-students-from-gaza
Brant Rosen: We Tried to Bring Food Into Gaza—but Israel Blocked and Arrested Us: As Israel continues to starve the people of Gaza, a delegation of rabbis marched toward the Erez Crossing during Passover carrying sacks of flour and demanding a cease-fire. (May 6, 2024): https://www.thenation.com/article/world/rabbis-arrested-for-bringing-food-gaza/
Catholic Workers Movement: After Arrests, Students Renew Call for Notre Dame to Follow Catholic Teaching on War, Investments (May 6, 2024): https://catholicworker.org/after-arrests-students-renew-call-for-notre-dame-to-follow-catholic-teaching-on-war-investments/
Hala Rharrit, former State Department official: Biden’s militaristic policy in Gaza is a failure — diplomacy is the solution (May 6, 2024): https://thehill.com/opinion/white-house/4646237-biden-gaza-militaristic-policy-failure/
750+ Jewish Students Affirm Support for Pro-Palestine Campus Protests [In Response to Biden’s Speech, 750+ Jewish Students on 140+ Campuses Stand Against Israel's Rafah Invasion, Urge Jewish Institutional Action to Halt Gaza Assault] (May 7, 2024): https://www.commondreams.org/news/jewish-students-support-gaza & https://mailchi.mp/israelpalestinecomms/jstudents
American Friends Service Committee: T­h­e C­o­m­p­a­n­i­e­s P­r­o­f­i­t­i­n­g f­r­o­m I­s­r­a­e­l­’­s 2­0­2­3­-­2­0­2­4 A­t­t­a­c­k­s o­n G­a­z­a (Updated on May 7, 2024): https://afsc.org/gaza-genocide-companies
‘I am leaving for the unknown.’ Palestinians fleeing Rafah describe their fear and despair (May 7, 2024): https://www.cnn.com/2024/05/06/middleeast/palestinians-flee-rafah-gaza-fear-despair-intl-hnk/index.html
Kenneth Roth: Biden Should Not Stand in the Way of the ICC (May 7, 2024): https://foreignpolicy.com/2024/05/07/biden-israel-hamas-icc-gaza-netanyahu-arrest/
Letter by Ch. Lt Col (Ret.) Stephen Tillett to the Editor: Veteran Calls for Ceasefire in Gaza (May 7, 2024): https://baltimorepostexaminer.com/letter-to-the-editor-veteran-calls-for-ceasefire-in-gaza/2024/05/07
Three Orange County medics describe wartime health care in Gaza: A once-modern string of hospitals has been reduced to desperate physicians and others relying on wits and luck. Most of their patients are children. (May 7, 2024): https://www.ocregister.com/2024/05/07/three-orange-county-medics-describe-wartime-health-care-in-gaza/
ACLU’s national director of policy and government affairs Mike Zamore and ACLU senior policy counsel Kia Hamadanchy: A disturbing national security bill could silence nonprofits and college protests (May 8, 2024): https://thehill.com/opinion/national-security/4651053-a-disturbing-national-security-bill-could-silence-nonprofits-and-college-protests/
Al Jazeera shutdown in Israel spells 'dark day for democracy,' say media groups (May 8, 2024): https://www.voanews.com/a/al-jazeera-shutdown-in-israel-spells-dark-day-for-democracy-say-media-groups/7603956.html
Blinken Says Israeli Units Accused of Serious Violations Have Done Enough to Avoid Sanctions. Experts and Insiders Disagree. (May 8, 2024): https://www.propublica.org/article/blinken-israel-military-aid-human-rights-violations-leahy-law
Jeremy Brecher: Anti-Genocide Students Are Fulfilling Their Duty to Prevent War Crimes; Will You? (May 8, 2024): https://www.commondreams.org/opinion/students-prevent-war-crimes
Senator Bernie Sanders Statement on Biden’s Hold on Bomb Delivery to Netanyahu’s Government (May 8, 2024): https://www.sanders.senate.gov/press-releases/news-sanders-statement-on-bidens-hold-on-bomb-delivery-to-netanyahus-government/
The NYPD’s New Sizzle Reels Aren’t Just Dumb. They’re Dangerous. “This is copaganda, designed primarily to provide the mayor with political cover, but then also to show off the military might and alleged professionalism of the NYPD.” (May 8, 2024): https://www.motherjones.com/politics/2024/05/nypd-sizzle-reel-student-protests/
Haim Bresheeth-Žabner deplores the rot in Israeli society: 'Israel has turned into a Nazi society': The son of Holocaust survivors, Haim Bresheeth-Žabner believes the majority of Israel has been taught to normalise the occupation of Palestine (May 9, 2024): https://www.newarab.com/features/son-shoah-survivors-israel-has-become-nazi-society
‘It’s not human’: What a French doctor saw in Gaza as Israel invaded Rafah: When asked about the conditions of the hospitals he worked in, Dr. Zouhair Lahna is pained by the memories of the sick, wounded and dying. (May 9, 2024): https://www.aljazeera.com/features/2024/5/9/its-not-human-what-a-french-doctor-saw-in-gaza-as-israel-invaded-rafah
Japanese American Citizens League Calls for Ceasefire in Gaza (May 9, 2024): https://jacl.org/statements/jacl-calls-for-ceasefire-in-gaza
Republicans Funded by Arms Industry Fume Over Biden Threat to Withhold Bombs From Israel (May 9, 2024): https://www.commondreams.org/news/republicans-israel-weapons
Senator Bernie Sanders Statement on Israel’s Threat to Attack Rafah (May 9, 2024): https://www.sanders.senate.gov/press-releases/news-sanders-statement-on-israels-threat-to-attack-rafah/
Trapped in Rafah, I'm watching genocide unfold before my eyes: Gazan journalist Amjad Yaghi's eye-witness account in Rafah describes the horrors of Israel's ground invasion as Gazans desperately try to flee to safety. (May 9, 2024): https://www.newarab.com/opinion/trapped-rafah-im-witnessing-genocide-my-own-eyes
76 Universities in Spain Suspend Ties With Complicit Israeli Universities (May 10, 2024): https://bdsmovement.net/news/76-universities-spain-suspend-ties-with-complicit-israeli-universities
Armed Conflict Location and Event Data Project: US Student Pro-Palestine Demonstrations Remain Overwhelmingly Peaceful (May 10, 2024): https://acleddata.com/2024/05/10/us-student-pro-palestine-demonstrations-remain-overwhelmingly-peaceful-acled-brief/
Biden’s arms threat to Israel ‘better than nothing’ but too late, say U.S. officials who resigned over Gaza policy (May 10, 2024): https://www.nbcnews.com/news/world/bidens-arms-threat-israel-better-nothing-late-say-us-officials-resigne-rcna151454
Israel’s genocidal war in Gaza must end’ – Sinn Féin Chairperson Declan Kearney tells Global Anti-Apartheid Conference on Palestine (May 10, 2024): https://vote.sinnfein.ie/israels-genocidal-war-in-gaza-must-end-kearney-tells-global-anti-apartheid-conference-on-palestine/
Rick Salutin: I protested at Columbia in 1968 and today’s campus protests give me hope (May 10, 2024): https://www.thestar.com/opinion/contributors/i-protested-at-columbia-in-1968-and-todays-campus-protests-give-me-hope/article_a505c180-0e32-11ef-9615-e3f88eb6e034.html
Senator Bernie Sanders Statement on Rafah (May 10, 2024): https://www.sanders.senate.gov/press-releases/news-sanders-statement-on-rafah/
Strapped down, blindfolded, held in diapers: Israeli whistleblowers detail abuse of Palestinians in shadowy detention center (May 10, 2024): https://www.cnn.com/2024/05/10/middleeast/israel-sde-teiman-detention-whistleblowers-intl-cmd/index.html
U.S. medical volunteers in Rafah hospital say they've never seen a worse health crisis (May 10, 2024): https://www.npr.org/sections/goatsandsoda/2024/05/10/1250490688/rafa-hospital-gaza-israel-war-middle-east
Pro-Israel website ramps up attacks on pro-Palestinian student protesters (May 11, 2024): https://www.reuters.com/world/name-shame-pro-israel-website-ramps-up-attacks-pro-palestinian-student-2024-05-11/
Sen. Lindsey Graham says Israel should do 'whatever' it has to while comparing the war in Gaza to Hiroshima and Nagasaki: The GOP senator compared Israel’s military operations to the U.S. dropping atomic bombs on Japan in World War II, saying, “Israel, do whatever you have to do.” (May 12, 2024): https://www.nbcnews.com/politics/politics-news/sen-lindsey-graham-says-israel-whatever-comparing-war-gaza-hiroshima-n-rcna151828
‘Total outrage’: White House condemns Israeli settlers’ attack on Gaza aid trucks: Protesters block convoy, throw food into road and set fire to vehicles at Tarqumiya checkpoint near Hebron (May 13, 2024): https://www.theguardian.com/world/article/2024/may/13/total-outrage-white-house-condemns-israeli-settlers-attack-on-gaza-aid-convoy

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Title says it, but before you all say anything, YES i know its generally discouraged to buy a car during tech for multiple reasons.
I am married, and will be SEPRAT during my 6-7 month tech school here at Keesler AFB. I never planned on buyjng a car as i didnt see a need but as i thought about how difficult it would be to manage one vehicle between 2 jobs... it doesnt seem practical. Ive thought of alternatives to sharing a car between my wife and i who will be living off base, but it doesnt add up all the way.
Generally i know not to pay cash down, or take huge loans. Im not buying a new car that has a MSRP of $40,000 with 17% APR or anything. I found a decent mid 2010's used vehicle for under $9k. If l do proceed in buying this used vehicle, probably take a vehicle loan to build credit, and use a portion of the money i have saved (roughly $11k) for payments and what not. Theres more to it, but i wont post a massive yap-fest on here. Point is: my wife and i likely wont be able to share a vehicle to make it practical to both work our jobs and have a flexible schedule.
Any advise or additional ckmments that are helpful are greatly appreciated. Trying to make the most efficient and practical decisions while starting my new life in the AF. Thanks all 🫶

Like I am from lucknow, despite having BJP in power this city has never seen communal violence unlike many other cities in up and idc for hindu muslim I despise both Hindutva and Islamists but my question is do South Indians really hate North Indians or it's just political discourse? Like hatred from both sides is really useless and only causes division of country and is harmful for it. I would also like to know do South people really think congress/DMK/Communist party is a better alternative than BJP ( I think it's just the hatred for BJP to think congress Or communism is better) for me both BJP and congress are two sides of the same coin causing division to gain votes (like congress isn't any better either). But I really want to know is the hatred real of just social media thing? Like I get that you all wanna protect your culture and it's good too and the native languages of our diverse country should be saved but instead of hating people for not learning the languages can't it be just to each their own? Like we all speak English so it can be a common link between us whilst preserving our own regional languages but do we really need to fight over it and cause property destruction? I get that both North and South have faults that should be worked upon but is it really worth causing the division of our country?

So I ended up getting my new pup last year in the summer, so she's not even a year old yet. I had been taking her to the vet for her normal checkups and trying to keep her healthy. When she was about 5-6 months, I started to notice she was limping on her back legs a lot more often and come to find out she had shallow knee pockets in both back legs. After some recent x-rays, I also found out she has hip problems, sadly it's too late to get that fixed with surgery since she's 11 months now. I can still get her knee surgery to help with her legs but it'll be about $8k. I work 40+ hours but am only barely able to cover my current bills and living situation. Insurance won't help cover it since it's pre-existing and joint issues, and I don't have the credit to get a big enough loan to help cover the bill. Does anyone know any low-income sources that might be able to help? I am currently figuring to just save up for the bill but I know it will be years before I'd have enough to try and cover it, and I would like to try and get her in a soon as possible to prevent unneeded pain for her.

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As the title states I need 3K to cover the cost of medical bills and I need it within a week. I do not have 3K to cover my costs. I do however have a vehicle with some equity on it. I owe about 6K left on a car note and the vehicle is worth about 15K according to KBB.
So my question is would I even qualify for a collateral loan? I have about a 500 credit score and no real savings other than a 401K that I won’t be touching. What are my chances of getting a collateral loan with such a low credit score? It would only be about 3K. Would it be worth it to apply for the loan or should I save myself the embarrassment of applying because no way they’d loan me the money.
Any input is greatly appreciated!

So I (26M) feel like I have a pretty good handle on finance but have been torn on what to do rn. I have been paying an additional 380 onto my mortgage (got the house June of last year) and so rounding the payments up to 2,000. I make about 80k a year, invest up to the employers match in the 401k, max out my Roth IRA and HSA. The interest rate on my mortgage is 6.375% which considering everything isn’t terrible. Does it make sense to continue paying down my mortgage or should I throw that in investments or savings??? I live in a MCOL area, my only other debt than the mortgage is about 10,000 is student loans at about 4% (and my employer puts 100$ a month towards that).

For context I’m in my first year of college and still have 3 more years to go (plus 2 more since I plan on taking my CPA). I just keep the grants I receive in my savings account since I plan on using that as extra money when I have to pay back the loan.
However, I feel the need to invest that money for it to grow.
Should I invest it? If so, what do I invest in and where do I start? Or should I just keep it in my savings account?
Could really use some help, thank you!!

Gross yearly income is 82k
I net 2500 biweekly $6000 in savings (I know this is low) $60k student loan debt
I really want to buy a new car as I’m a single mom and need more space to carry my daughters things. I plan to keep my car I’m driving right now as my every day/work car (I drive 60-100 miles daily) and use the potential new one as a weekendetrip car. It’s paid off.
My current fixed expenses are $3000 per month.
I’m anticipating my new, potential, car payment to be around $500 with a $100 monthly insurance payment.
With that, I’d have about $1200-1300 left over each month to save or spend.
I’m nervous to add this car payment in right now just because I’ve gotten used to having little to no car payment.
What would you all do?? Would I still be comfortable with a new car payment or should I hold off?? Let me know if more info is needed!

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[REQ] (65€) - (#MG, NRW, Germany) Repay, 80€ on April 1,2024) PayPal

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Hey, I am new to this subreddit and I hope I won’t do anything wrong. I’m requesting the first time, only for Internet Bill and food for the rest of the month. I had dental surgery’s, which took all my savings. I’ll get loan on 1st April and pay it back the same day.
Thank you for your time, god bless you.

Not really sure what I’m looking for by posting this, maybe just reassurance that my plan is sound and can work at the expense of accruing some interest on loans.
So I bought a condo pre-con in 2019 for $513k. 21% down. Have been paying the crazy high occupancy fees for the last few months but thankfully it is closing in June.
I am self employed as a general contractor and my income is very unpredictable, but basically am not making nearly as much in 2023 and 2024 as I did years prior. Combine this with the interest rates skyrocketing, and the bottom line is that I absolutely cannot afford the $400k~ mortgage on this place (plus condo fees, utilities, etc). I would sell today and be happy.
That’s the issue. Due to the new house flipping laws in Canada, I cannot qualify for principal residence exemption unless I own and live in it for 12 months from closing date.
The value of the condo is now more like $750k. That’s almost 250k in appreciation or “profit” that I would have to claim 100% as income as it would not even qualify as a capital gain, if I sell before June of 2025. We’re talking about well over $100k of taxes on the sale. For this reason, I feel like it’s worth it to just live above my means, take loans where I can (luckily I have parents that can help subsidize the mortgage, at a standard interest rate), and just accumulate debt until I can sell the condo and pay off all the loans.
I think it’s well worth accumulating $10k-20k of interest to hold this condo, in order to sell next year and save the tax. The math checks out for sure. It’s just incredibly stressful knowing I’m living way above my financial means, as this is never how I’ve lived and never how I want to live. Wouldn’t have saved up as much as I did to afford this condo in the first place if that’s how I was comfortable living. It’s really just a combination of bad financial environments that has screwed me a little here, but it is what it is.
I guess im just looking for a pat on the back and a “it’ll be ok!” here lol, but does anyone see any glaring problems with this plan? It sounds like by next summer (assuming little change in the real estate market) after selling and settling all debts and paying all costs, I’ll be sitting on nearly $300k and can plan my next move from there.