Howdy howdy!
6-7 months ago, I upgraded my gaming rig. These are my old specs:

• i7-8700
• RTX 2070 Super
• 32gb (4x8gb) 2666MHz DDR4 RAM
• ASRock H370 Performance ATX Motherboard
• CORSAIR - CX-M Series CX650M PSU

I upgraded to these specs:

• RTX 3080 TI OC (I don't OC currently)
• i9-12700K (No plans to OC, got it for the higher boosts)
• 32gb (2x16gb) 6000MHz DDR5 RAM (Plan to upgrade to 64gb eventually)
• GIGABYTE B760 AORUS Elite AX ATX Motherboard (Didn't go for a Z mobo because I have no plans to OC CPU)
• MSI MAG A850GL PSU

So, you can see that my old parts are still plenty to play around with, I really only upgraded because I wanted to play on a 4K TV and still max out settings, and it was "only" about $900-$1000 for the upgrade lol. I'm wanting to set up the old PC in the living room for family game night (Been using my Steam Deck for this, which actually works pretty well)
I'm currently rocking a Corsair 4000D Airflow as my case, and a CoolerMaster Hyper 212 Black Edition CPU cooler. They're the same as what I was running in my old build, and I think they're working fine function-wise.
Ok so question time. I have two paths going forward: Should I get a new PC case and CPU cooler for my current/new PC, and swap the old parts back into the 4000D, or should I just get a cheap case and cooler for the old parts and keep my current/new PC in the 4000D? What do you think?
I enjoy building PCs, but I'm not exactly the quickest at it, so I'd have to set a whole day aside take this apart then build two PCs (Also just in case I mess something up, gives me time to correct it). I would also hate to take my current/new PC apart and something not work once I put it in the new case. I work from home, so that's my major worry with this: If it doesn't work, then I can't work until it's fixed.
What do yall think? New case for new PC, or cheap case for old PC?
Also, any recommendations on cases or coolers? I was going to go for the blue version of the MONTECH King 95, but $160 for a case, even if it comes with fans, is a little bit pricy. I love the look of it though. Then just throw in an AIO and we're good. Alternatively, a white Sevenhero H602 is $100, and comes with 5 fans. Throw in an AIO, and we're solid.
Are AIOs really worth it? Should I go this route with a 12700K? Any decent ones for sub $100 USD?
If I got a cheaper case for the old parts, I'd probably just buy no-name case with decent reviews, and get another Hyper 212 cooler.
So, thoughts? Think it's worth getting a new case that can show off my new parts, or spend less money and get some cheap stuff for the old parts? Also, if anyone has any recommendations on blue cases that are the glass corner (Idk what it's called lol), that'd also be really cool too. :)
Edit: Realized I didn't post the AIO I was looking at. I'm looking at a white Cooler Master MasterLiquid 360L, runs right about $100. Is this worth it, or should I just go with an air cooler if I can't do anything more than this? Thanks!
Edit 2: When it comes to the AIO, I should mention, I tend to forget PC maintenance. Cleaning my PC doesn't really cross my mind, and even when it does, I still don't do it half the time lol Would an AIO be more prone to failure without cleaning? Based on this, would an air cooler be a better fit?

Investing in precious metals like gold and silver has been a reliable way to diversify your portfolio and protect your wealth against market volatility. One of the standout companies in this field is Augusta Precious Metals. In this comprehensive review, I'll cover everything you need to know about Augusta Precious Metals, from their services and fees to their customer service and overall reputation.

What is Augusta Precious Metals?

Augusta Precious Metals is a leading provider of gold and silver IRAs, catering primarily to those looking to diversify their retirement savings. Established in 2012, the company has quickly built a reputation for transparency, customer service, and educational resources aimed at helping investors make informed decisions.

Key Services and Products

Gold and Silver IRAs
Augusta Precious Metals specializes in helping customers set up self-directed IRAs that include physical gold and silver. Unlike traditional IRAs, these self-directed accounts allow you to invest in physical precious metals, providing a tangible asset that can hedge against economic downturns and inflation.
Physical Gold and Silver
In addition to IRAs, Augusta offers direct sales of gold and silver for personal investment. They provide a range of products, including bullion coins, bars, and premium coins. This allows investors to diversify their holdings outside of a retirement account.

Fees and Pricing

Understanding the fee structure is crucial for any investor. Here's a breakdown of the fees you can expect when working with Augusta Precious Metals:
Account Setup and Annual Fees

• One-time setup fee: $50
• Annual custodian fee: $100
• Annual storage fee: $100

In total, you'll pay $250 for your first year. From the second year onwards, the annual fee is a flat $200 as the setup fee is a one-time expense.
Additional Costs

• Shipping fee: $0
• Transit insurance fee: $0

There are no setup costs for non-IRA accounts. Furthermore, depending on the size of your precious metals investment, you could have all fees waived for up to 10 years.

Customer Service and Support

Augusta Precious Metals prides itself on offering exceptional customer service. Each customer is assigned a dedicated agent to guide them through the process of setting up an IRA or purchasing precious metals. This personalized approach ensures that all your questions are answered and you feel confident in your investment decisions.
Account Lifetime Service
One of the standout features of Augusta Precious Metals is their "account lifetime service." This means you can count on ongoing support from their helpful staff for as long as you hold an account with them. This level of service is rare in the industry and underscores Augusta's commitment to customer satisfaction.
Educational Resources
Augusta goes above and beyond in educating its customers. They offer a free gold IRA guide that explains the benefits and potential risks of investing in precious metals. Additionally, they host educational webinars and have an on-staff Harvard-trained economist, Devlyn Steele, who provides insights into market trends and economic forecasts.

Security and Storage

When you invest in physical gold or silver, secure storage is essential. Augusta Precious Metals partners with the Delaware Depository, a highly secure facility that provides segregated storage for your assets. This means your precious metals are stored separately from those of other investors, ensuring that you receive exactly what you invested in when you choose to withdraw your holdings.

Buyback Policy

Augusta Precious Metals offers a buyback policy, although it does not guarantee repurchase. Historically, they have made buyback offers for the products they sell, providing liquidity for investors who decide to sell their holdings. This policy adds an extra layer of security, knowing that there is a potential buyer for your assets if needed.

Payment Methods

To open an account with Augusta Precious Metals, you can use the following payment methods: bank wire transfers, personal checks, and bank checks.
Payments by check are capped at $50,000, while bank wire transfers have no cap. It's important to note that Augusta does not accept payments via PayPal, Bitcoin, or other cryptocurrencies.

Refund Policy

For first-time customers, Augusta offers a 7-day money-back guarantee for premium gold and silver coin transactions. This policy allows new investors to make their initial purchases with peace of mind, knowing they have the option to cancel their order if they change their minds. However, subsequent orders are final upon completion of the recorded confirmation call unless state laws provide for a longer cancellation period.

Customer Reviews and Ratings

Augusta Precious Metals has received numerous accolades and positive reviews from both customers and industry experts. They hold an A+ rating from the Better Business Bureau (BBB) and a AAA rating from the Business Consumer Alliance (BCA). Additionally, they have been named "Best Overall Gold IRA Company" by Money magazine for multiple years and "Most Transparent Pricing" by Investopedia.
Testimonials
Many customers have praised Augusta for their transparency, customer service, and educational resources. Here are a few testimonials:

• John D.: "Augusta Precious Metals made the process of setting up a gold IRA straightforward and stress-free. Their team was always available to answer my questions and provide guidance."
• Sarah K.: "I appreciate Augusta's commitment to educating their customers. Their webinars and guides gave me the confidence to diversify my retirement savings with gold and silver."
• Michael R.: "The account lifetime service is a game-changer. It's reassuring to know that I have ongoing support for my investments."

Ethical Practices

Augusta Precious Metals prides itself on ethical business practices. They educate consumers on how to avoid common scams in the precious metals industry and are transparent about their pricing and fees. Unlike some competitors, they do not use high-pressure sales tactics or scare tactics to push customers into making purchases.

Special Promotions and Perks

While Augusta Precious Metals does not offer traditional promo codes or discounts, they do have special promotions. For instance, depending on the size of your investment, you could have your fees waived for up to 10 years. Additionally, when you open a gold IRA account, you'll receive a complimentary gold coin as a gift.

Pros and Cons

Pros

• Transparency: Clear and upfront about fees and policies.
• Customer Service: Personalized and ongoing support with the account lifetime service.
• Educational Resources: Extensive materials to help investors make informed decisions.
• Storage: Secure and segregated storage options are available through the Delaware Depository.
• Buyback Policy: Offers liquidity for your investments.

Cons

• High Minimum Investment: A minimum of $50,000 may be prohibitive for some investors.
• Limited Online Transactions: You cannot complete transactions online, which may be inconvenient for some customers.

Conclusion

Augusta Precious Metals stands out as a top choice for those looking to invest in gold and silver IRAs. Their commitment to transparency, customer service, and education makes them a reliable partner in your investment journey. While the high minimum investment might be a barrier for some, the benefits and security offered by Augusta make it a compelling option for serious investors.
Whether you're new to investing in precious metals or looking to diversify your retirement portfolio, Augusta Precious Metals provides the tools, support, and expertise you need to make informed decisions. With their solid reputation and customer-focused approach, you can feel confident entrusting your precious metals investments to Augusta.
For more information or to get started with your gold IRA, visit Augusta Precious Metals' website and download their free gold IRA guide.

What are the group’s thoughts on G&M bottlings of Macallan called “Speymalt”? Are these typically good? They’re certainly cheaper than the OBs but still pricey. are they generally worth it? During my business travels I have come across one such bottling that is 17 year old liquid at cask strength. It’s priced at about $320. I’ve seen some limited reviews of Speymalt (but none on the specific bottle in question) on the sub and they’re all over the place. I’d appreciate any insight. Thanks all!

Abstract:
The Metals Company (NASDAQ:TMC, the “Company”) - sustained heavy mining operations in abyssal depths of 3500 - 5000m using all new technology while asserting environmental friendliness in an “emerging” market lacking a regulatory foundation. Profitability is a distant and very uncertain gleam on the horizon.
Today’s “earnings” saw an overshoot in estimated loss by 60% compared to street estimate. The stock took a dive -10% aftermarket. This is your shot at a management team that already tried and failed miserably.
TMC, the Company and Management:
The Company is specialised in Deep-sea mining (DSM) and exploration, was established in 2021 and is headquartered in Vancouver, Canada.
Members of TMC's management team, including CEO Gerard Barron, were previously associated with Nautilus Minerals, another company specialised in DSM. Nautilus Minerals' attempt to extract minerals from the seafloor within Papua New Guinea's territorial waters ultimately resulted in an environmental disaster and bankruptcy in OCT 2019.
The project was marred by instances of social, environmental, and financial mismanagement. A reported theft of $10 million was coupled with the lack of disclosure of investigation findings to shareholders.
What followed was a new DSM company called DeepGreen Metals, which in turn went public in 2021 through a SPAC merger with Sustainable Opportunities Acquisition Corp and took today’s name The Metals Company (TMC).
The Claims:
TMC possesses exploration contracts awarded by the The International Seabed Authority (ISA) through three subsidiaries: NORI, sponsored by the Republic of Nauru; TOML, sponsored by the Kingdom of Tonga; and DeepGreen Engineering Pte. Ltd., which has entered into an agreement with Marawa Research and Exploration Limited, a company owned and sponsored by the Republic of Kiribati.
All claims are situated within the Clarion-Clipperton Zone (CCZ) in the Pacific Ocean, which is regulated by the ISA.
NORI encompasses a seabed area of 74,830 km2 and is projected to harbour approximately 866 million wet tonnes of polymetallic nodules. TOML, spanning 74,713 km2 of seabed, hosts an inferred resource totaling 756 million wet tonnes of polymetallic nodules. As for the Marawa arrangement, its resource assessment remains pending.
Their compositions are found to consist of approximately 30% Manganese, 1.3% Nickel, 1.1% Copper, and 0.2% Cobalt. Based on current assessments, the net present combined value of mineable metals is estimated to range from $6.8 to $8.6 billion. The combined claims of NORI and TOML would constitute the second-largest nickel mine globally in terms of resource size.
Deep-sea mining (DSM) for Polymetallic Nodules:
A remotely controlled undersea robot is sent down from a support vessel to dredge and suck polymetallic nodules off the seafloor. In late 2022, TMC successfully demonstrated its mining capabilities by collecting approximately 4500 t of material and extracting 3000 t of nodules with a sustained production rate of 86.4 tonnes per hour during a system test. The company aims for 200 tonnes per hour with additional collector heads and a bigger capacity riser pipe.
Profitability estimates for DSM vary widely.
The Financial Situation:
TMC has a market capitalization of ~$460 million. It incurred a loss of $25.2 million last quarter, with a trailing twelve-month loss amounting to $73 million. Total cash at hand stands at $4 million. The company has the option to access $25 million in additional proceeds from an unsecured credit facility maturing AUG 2025, which remains undrawn, and another $20 million maturing SEPT 2025, of which $2.9 million were drawn in MAR this year.
Pro forma liquidity is ~$49 million. Dept sits at ~$16 million.
The ship should stay buoyant for another 12 months from now, without resorting to measures like dilution.
The International Seabed Authority (ISA):
The International Seabed Authority (ISA) serves as the principal regulatory body overseeing the exploration and exploitation of minerals located on the international seafloor. Established under Article 156 of the United Nations Convention on the Law of the Sea (UNCLOS), the ISA is responsible for developing regulations governing these activities.
As of now, the ISA has yet to finalise a rulebook for the industry.
In 2021, TMC, sponsored by Nauru, utilised a regulatory loophole to initiate a process that imposed a two-year deadline on the ISA to establish regulations for DSM within its jurisdiction. With the ISA failing to meet this deadline in 2023, countries are now permitted to apply for mining licences in the absence of official guidelines.
TMC plans to apply for exploitation rights after the ISA session JUL – AUG this year.
The application review process is expected to drag on for 12 months. Production is anticipated to commence in Q1 2026 (revised from Q4 2025).
It is noteworthy that the USA is not a member of the ISA.
Relationship highlight - TMC and Nauru:
Nauru, formerly a prosperous island nation buoyed by abundant phosphate deposits, has faced financial challenges since the depletion of these resources in the 1990s. In recent years, the country has been associated with activities such as money laundering for the Russian mafia and detaining refugees seeking asylum in Australia in conditions widely criticised as inhumane. Additionally, Nauru has been noted for its propensity to alter political allegiances in pursuit of financial benefits, recently ditching Taiwan for China.
“The partnership with TMC is hoped to become the largest contributor to Nauru’s GDP, once fully operational, and vital for the country's economic survival.” This is according to Peter Jacob, a former chief of staff for Nauru’s Office of the President who now works as the NORI Country Manager at TMC.
Nauru Ocean Resources has pledged to pay corporate income tax in Nauru, where the current rate stands at 25 percent. Additionally, Nauru will receive a predetermined payment (tbd) for each ton of nodules extracted through mining activities.
Recent Development:
TMC has invested an approximate total of $100 million towards conducting environmental impact assessments as part of the regulatory process for securing mining rights from the ISA. The company submitted the biggest comprehensive dataset on the environmental impacts of DSM as of yet to the ISA, with an even bigger one announced for the ISA’s session JUL this year.
A life cycle assessment done in 2023 by Benchmark Mineral Intelligence suggests TMC’s NORI-D nodule project could outperform land-based routes in all measured environmental categories, including mining, transport, processing and refining.
Several countries, including China, Russia, Norway, Mexico, and the UK, advocate for the advancement of the DSM industry. China, in particular, already asserts claims to deep-sea mineral resources and has already undertaken mineral exploration activities in the international waters of the Western Pacific and the Indian Ocean.
On JAN 9 of this year, the Norwegian parliament made a decision to open extensive areas in Arctic waters for DSM activities. In response, the European Parliament passed Resolution B9-0095/2024 in late January, expressing significant environmental concerns regarding Norway's action. The resolution reiterated Parliament's support for a moratorium on DSM and urged the European Commission and Member States to adopt a precautionary approach and advocate for a global moratorium on deep-sea mining, including at the ISA. A total of 24 countries worldwide, including seven European Union (EU) member states (Finland, France, Germany, Ireland, Portugal, Spain, and Sweden), have voiced their support for a moratorium or suspension of deep-sea mining activities. France has outright banned the practice.
In FEB 2024, the ISA released a streamlined draft of regulations with key areas yet to be “consolidated”.
In MAR, legislation was introduced in the U.S. House of Representatives calling for the U.S. to “support international governance of seafloor resource exploration and responsible polymetallic nodule collection by allied partners”, and to “provide financial, diplomatic, or other forms of support for seafloor nodule collection, processing and refining.”
Steve Jurvetson has joined TMCs board in APR.
Risks:
The Secretary-General of the ISA faces reelection in JUL. Michael Lodge, who served two terms, now faces accusations of "interfering with the decision-making process" and "sharing information with mining companies." He's not been nominated by the UK for his third term as before, but by the island nation of Kiribati. I fear Lodge's absence could spell short-term trouble for the sector, given the presence of some fiercely prohibitive candidates.
The recent earnings loss overshot was partly attributed to heightened transportation costs of nodules to a partner facility in Japan for processing. This highlights that the business model faces inherent risks, including the lack of provenness, the novelty of the technology, and the certainty for unforeseen challenges during sustained operations.
A surge in climate change and biodiversity cases indicates, DSM litigation is foreseeable as aggrieved countries, communities, and other stakeholders impacted by DSM can take the ISA, mining companies, and other parties they deem liable to international, regional, and national courts.
Profitability might face additional constraints due to anticipated seabed restoration obligations that are expected to accompany exploitation rights.
Considering the current financial situation and the expected timeframes, there is a risk of dilution due to liquidity challenges by Q3/Q4 2025.
All of these factors are compounded by a highly speculative and politically charged regulatory limbo, where states are beginning to enact regulations on a national level.
Finally, crowned by TMC's management team's prior involvement with Nautilus Minerals and the outcome of Nautilus' deep-sea mining project.
Speculation:
Treating TMC as a mining company at 20% - 50% of its underlying asset’s NPV, the price tag should be $9 - $11. Though TMC is everything but a “traditional” mining company.
Worst Case - a ban on DSM: Considering the lengthy processes of exploration, assessments, applications, and environmental studies, along with the current financial situation, the company may remain operational in its current structure for another 2-3 challenging years, but your investment will plummet to the depths of Hades.
Timelines shift to the future: This could be due to a prohibitive candidate becoming the next secretary-general at the ISA, or environmentally fueled initiatives to delay DSM. The more time passes, the more TMC will feel the urge to squeeze its shareholders.
TMC applies, the ISA misses the deadline again: We’ve come full circle, though with a higher potential. TMC could go to court, start operations as planned or something in between. I expect upside potential from this.
TMC applies, the ISA approves with restoration obligations: Based on the severity of potential outcomes, I anticipate the valuation range to be between $3.4 to $6 until the business model's feasibility emerges.
Bull Case - TMC applies, the ISA approves with minimal to no restoration obligations: Full potential upside is realised, until the business model's feasibility emerges.
Catalyst:
-ISA Vote JUL 2024 -TMC Application for exploitation following ISA session Q3/Q4 2024

Hey All, A new month is upon us and I've compiled a carefully curated selection of top-notch laptops spanning various categories (Top Performance RTX 40 series, Mid Range & Budget Gaming Laptops+ Video Editing, Professional & Student Laptops). While reviewing this list in search of a new laptop, Please don't hesitate to inquire or propose any laptops you believe deserve a spot in these categories. You can leave a comment in the comment section to the bottom section of the page.
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✨📌💻✨ ACTIVE LAPTOP DEALS✨📌✨
General Use Laptop Deals

Name & Link	Specifications	Prices
Lenovo IdeaPad Slim 3	Ryzen 3 7320U, 8 GB RAM, 256 GB SSD, 1080p 15.6" Display	$299.99
HP 15-ef2015nr laptop	15.6" (1920 x 1080) FHD IPS Display - AMD Ryzen 5 5500U, AMD Radeon Graphics, 16GB RAM, 512GB SSD	$339.99
HP 15 15-fc0010nr (2023) Laptop	FHD Display, AMD Ryzen 3 7320U, 8GB RAM, 256GB SSD, AMD Radeon Graphics, Windows 11 Home	$363.49
Lenovo IdeaPad 1i	15.6", Intel Core i5-1235U, 8GB RAM, 512 GB SSD, Cloud Grey, Windows 11.	$379
ASUS Vivobook 16	16” WUXGA (1920X1200) 16:10 Display, AMD Ryzen™ 5 5625U, AMD Radeon™ Graphics, 8GB RAM, 512GB SSD, Fingerprint Sensor, Windows 11 Home	$442
ASUS Vivobook Go 15	15.6” FHD Display, AMD Ryzen 5 7520U Processor, 8GB RAM, 512GB SSD, Windows 11 Home	$489
ASUS Vivobook 16" Laptop	Intel i7-1255U, 16GB RAM, 512GB SSD, FHD+ 16" Display	$499
Dell Inspiron 15 3530 Laptop	Intel i5-1335U, 16 GB RAM, 512 GB SSD, 1080p 15.6″ 120Hz Display	$580.77
Samsung Galaxy Book3	15" Laptop (2023): Intel i5-1335U, 16GB RAM, 256GB SSD, 1080p 15.6" Display.	$579.99
ASUS VivoBook 16 Laptop	16” WUXGA (1920 x 1200) 16:10 Display, AMD Ryzen 9 7940HS, AMD Radeon™ Graphics, 16GB RAM, 1TB SSD, Windows 11 Home	$694.49
ASUS Vivobook S 15 Laptop	Intel Ultra 7 155H, 16 GB RAM, 1 TB SSD, 2.8K 15.6" 120Hz OLED Display	$749
ASUS ZenBook 14 Laptop	14" FHD+ (1920x1200, WUXGA+) 16:10, 60Hz, 400-nits, 500-nits HDR, 100% DCI-P3, Pen Support, Glossy Touch, OLED Display, Core Ultra 7 155H, Intel Arc Graphics (8 X Cores), 16GB DDR5 RAM, 1TB SSD.	$799.99
Acer Swift Go 14 Intel Evo Thin & Light Laptop	14" WUXGA (1920 x 1200) IPS Touchscreen, Intel Ultra 7 Processor 155H, Intel ARC, 16GB RAM, 512GB SSD, Win11 Home	$799.99
Lenovo IdeaPad Pro 5i	16" Laptop: Intel i7-13700H, RTX 3050, 16GB RAM, 1TB SSD, QHD+ 16" 120Hz IPS Display	$799.99
Acer Swift Go 14 Laptop	Intel Ultra 7 155H, 16GB RAM, 1TB SSD, 2.8K 14" OLED 90Hz Display.	$799.99
Apple 2022 MacBook Air Laptop with M2 chip	13.6-inch Liquid Retina Display, 8GB RAM, 256GB SSD Storage, Backlit Keyboard, 1080p FaceTime HD Camera. Works with iPhone and iPad; Midnight.	$849
ASUS VivoBook S 14	14", FHD+ (1920 x 1200, WUXGA+) 16:10, 60Hz, 400-nits, 600-nits HDR, OLED Display, Intel Core Ultra 9 185H, 16GB LPDDR5 RAM, 1TB SSD	$899.99
HP Envy x360 15 inch Laptop	FHD Display, Intel Core i7-1355U, 16 GB RAM, 1 TB SSD, Intel Iris Xe Graphics, Windows 11 Home, 15-ew1199nr (2023),Silver	$919.99

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Gaming & Productivity Laptop Deals

Name & Link	Specifications	Prices
ASUS ROG Flow X13 Touchscreen Gaming Laptop	13.4" FHD+ (1920 x 1200, WUXGA+) 16:10, 120Hz 7ms, 500-nits, 100% sRGB, IPS Touch Display, Ryzen 9 7940HS, AMD Radeon 780M, 16GB DDR5 RAM, 512GB SSD.	$749.99
ASUS TUF A16 Gaming Laptop	16" 165Hz FHD (1920x1080) Display, AMD Ryzen 7 7735HS, Radeon RX7700S, 16GB DDR5 RAM, 512GB SSD, Windows 11 Home.	$749.99
HP Victus	15.6" FHD 144Hz, Intel i5-12500H, RTX 4060, 16GB RAM, 512GB SSD	$799
Lenovo IdeaPad Pro 5i	16" Laptop: Intel i7-13700H, RTX 3050, 16GB RAM, 1TB SSD, QHD+ 16" 120Hz IPS Display.	$796
Acer Swift X SFX14-41G-R1S6 Creator Laptop	14″ Full HD 100% sRGB, AMD Ryzen 7 5800U, NVIDIA RTX 3050Ti Laptop GPU, 16GB LPDDR4X, 512GB SSD, Wi-Fi 6, Backlit KB, Amazon Alexa, Windows 10 Home	$851
Lenovo Legion Slim 5 Gaming Laptop	16" FHD+ (1920x1200, WUXGA+) 16:10, 144Hz, 300-nits, IPS Display, Ryzen 5 7640HS, RTX 4060 (100W), 16GB DDR5 RAM, 512GB SSD.	$899.99
Lenovo Legion 5	15.6" WQHD (2560x1440) 165Hz, , 100% sRGB, Ryzen 7 7735HS, RTX 4060 (140W), 16GB DDR5, 512GB SSD $869.99	$969.99
Lenovo Legion Slim 5 Gen 9:	16" QHD+ (2560x1600, WQXGA+) 16:10, 165Hz, 350-nits, 100% sRGB IPS Display, Ryzen 7 7735HS, RTX 4070 (140W), 16GB DDR5 RAM, 1TB SSD. Now: ;	$1,092.24 after selecting ZIP Payment and applying the coupon ZIPLENOVO at checkout. 🔥
Acer Nitro 5	Intel i7-12650H, RTX 4060, 16 GB RAM, 1 TB SSD, 1080p 15.6" 144Hz IPS Display	$1,099
Acer Nitro V	15.6" FHD IPS 144Hz Display, NVIDIA RTX 4060 (140W), Intel i9-13900H, 16GB DDR5 RAM, 512GB SSD	$1,099.99
Acer Predator Helios 16 Gaming Laptop	Intel i7-13700HX, RTX 4060, 16GB RAM, 1TB SSD, QHD+ 16" 165Hz IPS Display	$1,129.99
Lenovo Legion Slim 5	16" Laptop: Ryzen 7 7840HS, RTX 4060, 16GB RAM, 512GB SSD, QHD+ 16" 165Hz IPS Display	$1,129.99
ASUS VivoBook Pro 16 Laptop	16” Display, Intel Core i9-13900H, NVIDIA® GeForce® RTX™ 4060, 16GB RAM, 1TB SSD, Windows 11 Home, Quiet Blue	$1,199.99
Gigabyte Aorus 15 Gaming Laptop	Intel i7-13700H, RTX 4070, 16GB RAM, 1TB SSD, 1440p 15.6" 165Hz IPS Display	$1,299
Acer Predator Helios 16	Intel i7-13700HX, RTX 4060 (140W), 16GB RAM, 1TB SSD, QHD+ 16" 165Hz IPS Display	$1,399.99
XPG Xenia 15G Gaming Laptop	15.6" 144 Hz FHD display, Intel Core i7-13700H CPU, 32GB DDR5 RAM, 1TB SSD, NVIDIA GeForce RTX 4070 (140W), Windows 11 Home	$1,469.99
ASUS VivoBook Pro 16 OLED Laptop	16” OLED Display, Intel Core i9-13900H CPU, NVIDIA® GeForce® RTX™ 4060 GPU, 16GB RAM, 1TB SSD, Windows 11 Home, Quiet Blue, K6602VV-ES94	$1,498.99
ASUS Vivobook Pro 16X Laptop	16" 3.2K (3200 x 2000) OLED 120Hz, Intel i9-13980HX, RTX 4070, 16GB DDR5, 1TB SSD, Win11 Home	$1,499.99
Acer Predator Helios 16 (Cert. Refurbished)	16" QHD+ (2560 x 1600, WQXGA+) 16:10, 240Hz, 500-nits, 100% sRGB IPS Display, Intel i9-13900HX, RTX 4080 (165W), 16GB DDR5, 1TB SSD.	$1,546.99
ASUS Vivobook Pro 16X Laptop	16” 16:10 Display, Intel Core i9-13980HX CPU, NVIDIA® GeForce® RTX™ 4070 GPU, 32GB RAM, 1TB SSD, Windows 11 Home, Earl Grey, K6604JI-AS99.	$1,703.11
ASUS ROG Strix G18 Gaming Laptop	; 18" 240Hz QHD+ DCI-P3 100% 500 nits IPS display, Intel Core i9-13980HX, 16GB DDR5 RAM, 1TB SSD, NVIDIA GeForce RTX 4070 8GB Graphics, Mux Switch	$1,769.99
GIGABYTE AORUS 17H	17.3" FHD (1920x1080) 16:9, 360Hz, 100% sRGB, IPS Display, Intel i7-13700H, RTX 4080 (150W), 16GB DDR5 RAM, 1TB SSD.	$1,849
Acer Predator Helios 16	16" QHD+ (2560 x 1600, WQXGA+) 16:10, 240Hz, 500-nits, 100% sRGB, Intel i9-13900HX, RTX 4080 (165W), 32GB DDR5 RAM, 1TB SSD	$2,049.99
Acer Predator Triton X 17" Laptop	Intel i9-13900HX, RTX 4090, 64GB RAM, 2TB SSD, QHD+ 17" 250Hz IPS Display.	$2,638.99

NB: Gaming Laptops are also great choices for editing, rendering, and heavy productivity tasks due to the power of the GPU, speed of the CPU and the quality display of the screen they posess.
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📌✨ Recommended Listings For: Video Editing & Content Creation Student Laptops 📌✨

Name & Link	Specifications	Prices
Acer Swift X SFX14-41G-R1S6 Creator Laptop	14″ Full HD 100% sRGB, AMD Ryzen 7 5800U, NVIDIA RTX 3050Ti Laptop GPU, 16GB LPDDR4X, 512GB SSD, Wi-Fi 6, Backlit KB, Amazon Alexa, Windows 10 Home	$851.40
Acer Swift X Intel Evo Thin & Light Creator Laptop	16″ WUXGA 100% sRGB, 12th Gen Intel i7-1260P, Intel Arc A370M, 16GB LPDDR5, 512GB Gen4 SSD, Killer WiFi 6E AX1675, Windows 11, SFX16-52G-73U6	$899.99
HP Pavilion Plus 14-eh1299nr	14'' 2.8K OLED Display, 13th Generation Intel Core i7-1355U, 16 GB RAM, 1TB SSD, NVIDIA GeForce RTX 2050, Windows 11 Pro	$967.95
ASUS VivoBook Pro 16	16” Display, Intel Core i9-13900H CPU, NVIDIA® GeForce® RTX™ 4060 GPU, 16GB RAM, 1TB SSD, Windows 11 Home	$1,199.99
ASUS Vivobook Pro 15 Laptop	15.6" FHD (1920 x 1080) IPS 144Hz, AMD Ryzen 9 7940HS, NVIDIA RTX 4060, 32GB LPDDR5X, 1TB SSD, Win11 Home	$1,279
ASUS Zenbook 14 Flip Ultra Slim	14" 4K (3840 x 2400) OLED Touchscreen, AMD Ryzen 7 6800H, AMD Radeon Graphics, 16GB LPDDR5, 1TB SSD, Win11 Home	$1,399
ASUS VivoBook Pro 15X Laptop	144Hz 15.6” FHD Display, AMD Ryzen 9 6900HX Mobile CPU, NVIDIA GeForce RTX 3070 GPU, 32GB DDR5 RAM, 1TB PCIe SSD, Windows 11 Home	$1,783.13

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📌✨ Recommended Listings For: Student, Professional & General Use Laptops 📌✨

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HP Pavilion Laptop (2022)	15.6" FHD (1920 x 1080), AMD Ryzen 5 5500U, ‎AMD Radeon Graphics, 16GB RAM, 512GB SSD, Long Battery Life, Windows 11.	$402
Lenovo IdeaPad 3 Laptop	14.0″ FHD (1920 x 1080) Display, AMD Ryzen 5 5500U Processor, 8GB DDR4 RAM, 256GB NVMe TLC SSD Storage, AMD Radeon 7 Graphics, Windows 11 Home, 82KT00GVUS, Abyss Blue	$422
Acer Aspire 5	14" WUXGA (1920 x 1200) IPS ComfyView, Intel Core i5-1335U, Intel Iris Xe, 8GB LPDDR5, 512GB SSD, Thunderbolt 4, Wi-Fi 6E, Win11 Home	$499.99
Dell Inspiron 15 3530 Laptop	Intel i5-1335U, 16 GB RAM, 512 GB SSD, 1080p 15.6″ 120Hz Display	$580.77
Lenovo Flex 5 Laptop	14.0″ FHD (1920 x 1080) Touch Display, AMD Ryzen 5 5500U Processor, 16GB DDR4 RAM, 256GB NVMe SSD Storage, AMD Radeon Graphics, Windows 11 Home, 82HU00JWUS, Graphite Grey	$618
ASUS Vivobook 16	16” WUXGA (1920 x 1200) 16:10 Display, Intel Core i7-13700H CPU, Intel Iris Xᵉ Graphics, 8GB RAM, 1TB SSD, Windows 11 Home	$849.99
HP Envy x360 15 inch Laptop	FHD Display, Intel Core i7-1355U, 16 GB RAM, 1 TB SSD, Intel Iris Xe Graphics, Windows 11 Home, 15-ew1199nr (2023),Silver	$919.99
Acer Swift Go 14	Intel Evo Thin & Light Laptop, 14" WUXGA (1920 x 1200) IPS Touch, Intel Core i7-13700H, Intel Iris Xe Graphics, 16GB LPDDR5, 512GB SSD, Win11 Home	$949.99
ASUS VivoBook S 15 OLED Slim Laptop	15.6” FHD OLED Display, Intel Evo Platform, Intel Core i7-12700H CPU, 16GB RAM, 1TB SSD, Windows 11 Home, Indie Black	$999.99
ASUS VivoBook Pro 14 OLED Laptop	14” 2.8K OLED Display, AMD Ryzen 7 6800H Mobile CPU, NVIDIA GeForce RTX 3050 GPU, 16GB RAM, 1TB SSD, Windows 11 Home, Quiet Blue	$1,199.99

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• AMD Ryzen 9 5900X 3.7 GHz 12-Core Processor
• NZXT Kraken X73 73.11 CFM Liquid CPU Cooler
• NZXT N7 B550 ATX AM4 Motherboard
• G.Skill Trident Z RGB 16 GB (2 x 8 GB) DDR4-3600 CL18 Memory (x2 - 32GB)
• Seagate BarraCuda 4 TB 3.5" 5400 RPM Internal Hard Drive (x2)
• Samsung 970 Evo Plus 1 TB M.2-2280 PCIe 3.0 X4 NVME Solid State Drive
• EVGA XC GAMING GeForce RTX 3060 Ti 8 GB Video Card
• NZXT H710 ATX Mid Tower Case
• EVGA SuperNOVA 850 GA 850 W 80+ Gold Certified Fully Modular ATX Power Supply
• Comes with 2 monitors, cables, mouse, and keyboard

I'm planning to use this for unreal engine 5 and blender. I'm a beginner so I won't be making AAA games any time soon.
Edit: I'm now also considering this https://www.lenovo.com/us/en/p/desktops/legion-desktops/legion-t-series-towers/legion-tower-5-gen-8-(26l,-amd)/90ux0012us#reviews/90ux0012us#reviews)
THoughts?

So I'm having surgery this Wednesday and im reviewing my patient guide and it says to start soft food after getting home. This whole time I thought i had to start with liquids. Anyone else been in the same boat?

DeepCool LS520 SE 240mm vinted as best 240mm
ASUS ROG Ryuo 240 MOST expensive but with latest tube techs
ASUS ROG Strix LC 240
ASUS TUF Gaming LC 240
be quiet! Pure Loop 240mm
Cooler Master MasterLiquid ML240 (All versions) someone suggested the ATMOS version tò be very good
Corsair Hydro Series H100x
Corsair Hydro Series iCUE H100i RGB Pro XT
Corsair iCUE H100i Elite Capellix
EK Water Blocks EK-AIO 240 RGB/Basic
Enermax Liqmax III ARGB 240 i've read a review and It looked good
Fractal Design Celsius+ S24
Fractal Design Lumen S24
NZXT Kraken X52
NZXT Kraken X53
NZXT Kraken X53 RGB
Phanteks Glacier One 240MP
Phanteks Glacier One 240MPH
In the end It looks like all 240mm aio are egual, whatever the cost, all male 40/45 °C in idle, 60/70°C gaming, 85/95°C on full 100% load all corea heavy tasks on 16 core cous up tò 300w. No matter what you choose. Nothing keeps a CPU at full 100% load under 80°C.... It was Better my air cooler noctua d15s chromax black. Had Better results. Dont understand why everyone Is going liquid.

Happy Tuesday, Barkada --

The PSE gained 92 points to 6604 ▲1.4%

Shout-out to Atot for saving the Inside the Boardroom special [MB link] for their "lunch read" (at least it's not a porcelain chair?), to Trina Cerdenia for retweeting the ITB episode with highlights, to Tenkan Sen for noting the bloodbath that has been the recent (and even not-so-recent) IPO market, to Just'n for recognizing that in most cases a secondary IPO is for exit liquidity, to Enrico P. Villanueva for mentioning the ITB article as a jumping-off point for further research and analysis, to Jonathan Burac for providing interesting background on auditors and former-auditors as Independent Directors, to kalel.RON for having their mind blown by my reveal that I'm not Matteo Guidicelli (deep cut for the OGs), to Tirador for the straight-forward review ("pangit an ipo yan"), and to arkitrader for the Monday vibes GIF.
Thanks also to the many readers who wrote in privately with praise, follow-up questions, and comments about yesterday's Inside the Boardroom special episode with OceanaGold PH's President, Joan Adaci-Cattiling. I won't list your names because you didn't choose to make your comments public, but I appreciate all of the notes that I've received and it's encouraging to see the interesting in the ITB series. Thank you!
Just for background, the Inside the Boardroom series takes a lot of extra work to organize, conduct the interview, and write the content for each episode. MB does not receive anything in return for an Inside the Boardroom interview; I only ask for direct access to the c-suite executive and the understanding that all questions that I ask will be direct (not trying to avoid unfavorable parts), to-the-point (not flowery), and without honorifics or deference (no titles or fawning).
I have a great amount of respect for companies and executives that agree to those terms, as there are many companies here that would never in a million years allow their executives to speak publicly, let alone on topics that are not 100% positive and dripping with marketing talking points.
OK, enough of that, let's get to the new stuff!

▌In today's MB:

• COMING UP: This week
  • PH: OGP 1st week
  • PH: BSP rate decision
  • PH: UBP SRO start
  • INT'L: US April inflation
• OceanaGold falls 6% in 1st day of trading
• CREIT, MREIT, and FILRT declare Q1 divs
• FMETF halted due to broken price tracker

▌Daily meme Subscribe (it's free) Today's email

▌Main stories covered:

• [COMING_UP] The week ahead... PH: While we had the OceanaGold PH [OGP 12.50 ▼6.2%; 100% avgVol] IPO yesterday, the biggest waves will be made on Thursday when the Bangko Sentral ng Pilipinas (BSP) meets to evaluate our interest rate situation. The Union Bank [UBP 34.60 ▼6.0%; 83% avgVol] stock rights offer period will also start on Thursday. International: The only datapoint that I’m following for this week is the US April inflation report, which we should get early Thursday morning.
  
  • MB: The inflation metagame is where my mind’s at these days, and that’s all about inflation expectations. Not so much where inflation “is”, but where people (and companies) think inflation “will be” in the future. Inflation expectations matter because they can cause dramatic changes. For individuals, expectations of higher inflation can lead to changes in purchasing behavior and higher wage demands. For corporations, expectations of higher inflation can cause companies to increase their prices. I think you can see why the US Federal Reserve and the BSP are most afraid of these expectations; they’re something of a self-fulfilling prophecy. There should be a lot of analysis to consume on this point after the US CPI report is out on Thursday morning.
• [UPDATE] OceanaGold falls 6% in first day of trading... OceanaGold PH [OGP 12.50 ▼6.2%; 100% avgVol] [link] dropped a little over 6% in its first day of trading, falling ₱0.82 from its ₱13.33/share IPO price to close at ₱12.50/share. The highest the stock traded was ₱13.34 in the first 20 minutes of trading before consistent selling pressure pushed OGP price to an intra-day low of ₱12.46 around 1:30 PM. The stock mounted a significant recovery to around ₱12.90/share before a massive amount of late-day selling pushed it back down to the ₱12.50 level at the close.
  
  • MB: Since this is the first IPO of the year, the questions in my inbox tell me that we need to quickly cover a few points before we move forward. First, yes, OGP does have a stabilization fund, but it’s important to remember that a stabilization fund isn’t supposed to entirely prevent a stock’s price from falling. A stab fund is best thought of as a discretionary pool of money that a paid agent (in this case, BDO Capital) can use to buy shares on the open market to provide some artificial demand for the stock. It has a limited amount of money (usually around 10% of the value of the total IPO) and a limited amount of time (30 days), and once either of those is gone, so is the fund. The other thing to remember about stab funds is that it’s entirely up to the agent to deploy the limited resources of the fund. They might be hands-off for days before suddenly smashing the market with a swarm of buy orders to soak up the selling pressure, or they might constantly drip artificial buy orders into the market. Or they might employ a chaotic mixture of those strategies. Stability funds are a little bit of short-term downside protection and a handy pool of exit liquidity, but they shouldn’t be seen as IPO Investing insurance or a protection against loss! Be careful out there!
• [DIVS] CREIT, MREIT, and FILRT all declare Q1 dividends... Citicore Energy REIT [CREIT 2.83 ▲0.3%; 345% avgVol] [link] and MREIT [MREIT 12.96 ▲0.1%; 96% avgVol] [link] declared their Q1 dividends on Monday, while Filinvest REIT [FILRT 2.93 ▼2.0%; 47% avgVol] [link] declared its Q1 dividend on Friday. For CREIT, the dividend will be ₱0.049/share (stable), payable on July 9, representing 101% of CREIT’s Q1 distributable income (DI). For MREIT, the dividend will be ₱0.246 (stable), payable on June 14, representing 93% of MREIT’s DI. For FILRT, the dividend will be ₱0.062/share (falling), payable on June 7, representing 99.9% of FILRT’s DI for the quarter.
  
  • MB: The name of the REIT game is stability. While REITs cannot help what happens in the macroeconomic world with interest rates (all REITs got smacked when rates rose to fight inflation), what separates a good REIT from a bad one (in my opinion) is the management team’s ability to effectively worry about everything else to protect the income stream from loss. Bonus points should be awarded to teams who grow their dividend over time. Between these three companies, both CREIT and MREIT have shown the ability to deliver a stable dividend. CREIT has even managed to grow its dividend 11%. That leaves FILRT, which has continued to deliver giant turd after giant turd to its bagholders in the form of smaller and smaller dividends. FIRLT’s first three quarterly divs were at the ₱0.112/share level, and their most recent div was just ₱0.062. That’s a 44.6% drop. I don’t have a thesaurus within reach capable of accurately describing to you just how bad that is for a REIT. It’s not like the company suffered some major trauma that nearly halved the dividend; the div level has fallen four times over the past twelve quarters and in each of the last three.
• [NEWS] FMEFT halted due to broken price tracker... FMETF [FMETF 105.20 ▲0.9%; 5% avgVol] [link], the PSE’s only exchange-traded fund, was halted by the PSE at 1 PM yesterday after it was discovered that its iNav had failed to update since 11:30 AM. FMETF said that it would “coordinate” with its “service provider” to implement a fix, but as of this writing, FMETF has not advised that a fix has been implemented nor has the PSE lifted the halt.
  
  • MB: This problem happened six times last year, and while it’s great that we made it into May before we had our first FMETF outage of this year, it’s still discouraging to see “iNav not calculating” as a problem that we need to contend with in 2024. For those who are unfamiliar, FMETF is an exchange-traded fund, so FMEFT’s per-share price is derivative of the per-share prices of all the shares that FMETF owns/represents. The “iNav” that keeps breaking is the number that represents the current value of FMETF’s holdings, expressed as a “NAV per unit” or “NAV per share”. So, if the iNav isn’t updating, then traders are not getting the kind of information they need to place FMETF stock trades. “We need more ETFs” is something that I’ve heard traders say for years now, and while I still count myself as part of that group, I wish we could see some forward progress in the maintenance of FMETF before we introduce anything more exotic to the market.

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Hey guys,
I recently bought the h6 flow non rgb and arctic liquid freezer 3 based on good reviews I found, but just noticed now that it shouldnt fit according to the specs. I saw some posts using the search bar and found out some people could fit it inside depending on the motherboard.
The motherboard I have is: Asus TUF B650-Plus WiFi Gaming.
Does someone know it this will fit? Appreciate the help, first time building!

Hey guys,
I recently bought the h6 flow non rgb and arctic liquid freezer 3 based on good reviews I found, but just noticed now that it shouldnt fit according to the specs. I saw some posts using the search bar and found out some people could fit it inside depending on the motherboard.
The motherboard I have is: Asus TUF B650-Plus WiFi Gaming.
Does someone know it this will fit? Appreciate the help, first time building!

Hey guys,
I recently bought the h6 flow non rgb and arctic liquid freezer 3 based on good reviews I found, but just noticed now that it shouldnt fit according to the specs. I saw some posts using the search bar and found out some people could fit it inside depending on the motherboard.
The motherboard I have is: Asus TUF B650-Plus WiFi Gaming.
Does someone know it this will fit? Appreciate the help, first time building!

I’ve read so many posts of the great debate: Spearmint Tea vs. Spearmint Capsules and get mix reviews.
The capsules entice me because I know I won’t be able to stomach the taste of the spearmint for long and drinking liquids in general is already a commitment.. LOL but I’m worried about long term effects of taking the capsules.
Ive read online it’s not good but not sure because people are raving about how well the results are months later.
Anyone else had this concern and hasn’t had any issues?
TYIA 🤍

Is Goldco the Right Choice for Your Retirement Savings?
In uncertain economic times, safeguarding your retirement becomes paramount. Goldco has emerged as a leading player in the precious metals IRA (Individual Retirement Account) industry, offering a way to diversify your portfolio and potentially protect your wealth against market volatility. In this in-depth Goldco review, we'll delve into the company's offerings, services, fees, reputation, and customer feedback to help you decide if it's the right fit for your financial goals.
Goldco: An Overview
Goldco is a precious metals dealer specializing in gold and silver IRAs. Established in 2006, the company has built a reputation for providing excellent customer service and educational resources to help investors navigate the complexities of precious metals investments. Goldco assists clients in setting up self-directed IRAs, rolling over existing retirement accounts into precious metals IRAs, and purchasing physical gold and silver for personal investment.
Key Features and Benefits

• Wide Range of Precious Metals: Goldco offers a diverse selection of IRA-eligible gold and silver coins and bars from renowned mints worldwide. This variety allows investors to tailor their portfolios to their preferences and risk tolerance.
• Streamlined Rollover Process: Goldco simplifies the process of transferring funds from traditional IRAs or 401(k)s into precious metals IRAs. Their knowledgeable specialists guide clients through each step, ensuring a smooth and efficient transition.
• Secure Storage Options: The company partners with reputable depositories across the United States to provide secure, segregated storage for clients' precious metals. This ensures the safety and accessibility of investments.
• Educational Resources: Goldco's website and customer service team are rich sources of information about precious metals investing. They offer articles, videos, and webinars to educate investors and help them make informed decisions.
• Buyback Program: Goldco provides a convenient buyback program, allowing investors to liquidate their precious metals holdings easily when needed. This feature adds liquidity and flexibility to investments.

Fees and Pricing
Like most precious metals IRA providers, Goldco charges various fees for its services. These include setup fees, annual maintenance fees, storage fees, and transaction fees. It's essential to carefully review and understand these fees before opening an account with Goldco. The company strives for transparency in its pricing structure and provides detailed information on its website.
Reputation and Customer Reviews
Goldco enjoys a strong reputation within the precious metals industry. It has earned an A+ rating from the Better Business Bureau (BBB) and boasts a high customer satisfaction rating on various review platforms. Customers frequently praise Goldco's knowledgeable staff, excellent customer service, and streamlined processes. However, it's crucial to conduct your research and compare Goldco with other providers to find the best fit for your needs.
Is Goldco Legit?
Yes, Goldco is a legitimate company with a track record of serving thousands of satisfied customers. The company is registered with the U.S. Mint and adheres to industry regulations. However, as with any investment, there are risks involved with precious metals IRAs. It's essential to understand these risks and conduct thorough due diligence before investing.
Pros and Cons of Goldco
Pros:

• Wide selection of IRA-eligible precious metals
• Streamlined rollover process
• Secure storage options
• Excellent customer service
• Strong reputation and positive customer reviews

Cons:

• Fees may be higher than some competitors
• Minimum investment requirements

Who Should Consider Goldco?
Goldco is well-suited for investors who:

• Seek to diversify their retirement portfolios with precious metals
• Desire a long-term investment strategy
• Value excellent customer service and educational resources
• Are comfortable with the risks associated with precious metals investments

Alternatives to Goldco
Several reputable companies offer precious metals IRA services, including:

• Augusta Precious Metals
• Birch Gold Group
• American Hartford Gold

It's recommended to compare these providers to determine which one aligns best with your individual needs and preferences.
Conclusion
In conclusion, Goldco is a reputable and established player in the precious metals IRA industry. The company offers a wide range of products, streamlined services, and excellent customer support. However, it's essential to carefully consider the fees involved and compare Goldco with other providers to ensure it's the right choice for your investment goals. Precious metals can be a valuable addition to a diversified portfolio, and Goldco can assist you in navigating this complex market.

Three Protocol is 2 weeks old and is currently sitting at 30M MC. Staking has just went live, 1 month in advance with a juicy APY of 30%. The project has a backing of a T1 KOLS and the team has burned 450k in $THREE already. Lets dive into Three Protocol!
Three protocol is a project that decentralises marketplaces to enable inclusivity in online commerce and RWA for the unbanked, debanked, crypto spenders and those concerned about privacy and wanting to avoid CBDCs and legislation that infringes on human rights. It utilizes Zero Knowledge Proof Pseudonymous on Chain profiles with ZKP reviews and history.
Features of Three Protocol
⁃ Utilises cutting edge Neural Network AI models to match users to products, services and RWAs much more quickly and accurately than any other web2 marketplace.
⁃ Increases real-world spending utility for cryptocurrency far beyond any protocol.
⁃ On-chain tri-signature architecture dispute DAOs to deal with dispute escalations between parties Jobs3
The first marketplace to be launched is Jobs3.io a decentralised version of Fiverr and Upwork. Jobs3 enables no-KYC, no bank account global employment with complete privacy! Decentralised versions of eBay, Amazon, Uber, Just eat and Autotrader will follow built on the same architecture.
Tokenomics ($THREE):

• Liquidity 74.5%
• Staking 10%
• Team 15%
• Airdrop 0.5%

Token Utility:

• 5% Fee Reduction on Platform
• DAO Participation and ecosystem token for all 6 platforms
• Staking Rewards
• Educational Incentives

Revenue:
The team have a runway of 12 months, and revenue streams will be platform fees, advertising fees and liquidity treasury building.
Partners: Tectum (incubator), HashAI, Dione Protocol, QuanMed AI, The Midnight Show, EmChain
Exchanges:
UNISWAP In discussions with Tier 1s and Tiers 2s
Roadmap:
– Token Launch- 29th of April – Jobs3 Full Portal- May – $THREE DAO- July – 3Bay Marketplace - Q3 – Auto3 Launch- Q4 – 3Taxi Launch- Q1 – 3Eats Launch- Q2
Three Protocol is not just a project; it's a catalyst for change and a powerhouse in an-evolving landscape of Web3.
Official Links:
Website: https://jobs3.io
Twitter: https://x.com/threeprotocol
Telegram: @ threeprotocol

This comprehensive review explores PotentStream, a liquid supplement designed to enhance prostate health. Available exclusively online for $69 per bottle, this supplement utilizes a combination of natural ingredients to effectively address prostate health issues, primarily focusing on the toxic mineral buildup from hard water.

Crafted in the USA with Premium Standards

PotentStream is produced in the United States, using 100% natural ingredients in facilities that are both FDA-registered and GMP-certified. This ensures that the product meets high standards of quality and safety.

Key Ingredients of PotentStream

The supplement contains a potent mix of natural ingredients like wakame leaf extract, saw palmetto, and kelp powder—each known for their beneficial effects on prostate health. These ingredients are specifically chosen to enhance their combined health benefits effectively.

Risk-Free Purchase with a Money-Back Guarantee

Every bottle of PotentStream comes with a 60-day money-back guarantee, allowing customers to try the product with minimal risk.

Benefits of PotentStream

Supports Normal Prostate Size

PotentStream aims to maintain a healthy prostate size, which is crucial for proper urinary function.

Improves Urinary Health and Flow

In addition to promoting prostate health, PotentStream is also designed to enhance urinary flow, which is a significant concern for many men facing prostate issues.

Targets Harmful Toxic Buildup

The primary goal of PotentStream is to address and mitigate the toxic buildup that contributes to benign prostatic hyperplasia (BPH).

Comprised of Scientifically Supported Natural Ingredients

The formula includes ingredients chosen for their natural health benefits and backed by scientific research, ensuring their efficacy and safety.

How PotentStream Works

PotentStream employs a unique blend of natural components, including various types of seaweed, to cleanse the body of harmful minerals and metals from water associated with prostate health problems.
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The Scientific Basis for PotentStream

The formula is developed with insights from research indicating that prostate enlargement may be linked to environmental pollutants like heavy metals found in water.

Insights into PotentStream Ingredients

Neem Oil

Prominent in the PotentStream formula, neem oil is renowned for its health properties, including its ability to reduce the risk of prostate issues.

Iodine

Extracted from seaweed in the supplement, iodine is crucial for maintaining hormone balance and overall male health.

Saw Palmetto Oil

This ingredient is essential for prostate health, widely recognized for its effectiveness in treating urinary and prostate issues.

Seaweed Extracts

Including nori yaki, wakame, and kelp, these extracts are rich in iodine and have been associated with reduced prostate health problems in areas with high seaweed consumption.
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Recommended Usage

It is advised to take one full dropper of PotentStream every morning, which can be administered directly or mixed with a beverage for easier consumption.

Expected Results

Many users of PotentStream have reported improvements in urinary health, stronger flow, better bladder emptying, and overall improved prostate function.

Cost-Effective Pricing and Offers

PotentStream is offered at competitive prices, especially when purchased in bulk. These packages often include free shipping and additional bonus eBooks.
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Conclusion

PotentStream provides a robust and safe approach to managing prostate and urinary health issues, using carefully selected natural ingredients supported by a comprehensive guarantee, making it an excellent choice for enhancing prostate health.

Exclusive Availability of PotentStream Through the “OFFICIAL WEBSITE”

For those considering natural options for prostate health, PotentStream offers a well-supported and effective solution, backed by scientific research and positive reviews from users.

Additional Resources

For more insights and user experiences, watch the detailed video review of PotentStream on YouTube, offering more detailed information to help you make an informed decision.
Watch the Full Video Review of PotentStream Here!

In the realm of precious metals investing, GoldBroker has emerged as a prominent player, providing individuals and institutions with a platform to diversify their portfolios and hedge against economic uncertainties. This in-depth review will examine GoldBroker's services, security measures, fees, customer experience, and overall reputation, helping you determine if it's the right fit for your investment goals.
Sign up for GoldBroker

What is GoldBroker?

Founded with the mission of democratizing access to physical gold and silver investments, GoldBroker offers a comprehensive solution for buying, storing, and selling precious metals. Unlike traditional financial instruments, precious metals are tangible assets with intrinsic value, often seen as a safe haven during economic turmoil.
Sign up for GoldBroker

Key Features and Services

1. Physical Gold and Silver Purchases: GoldBroker enables clients to purchase gold and silver bars and coins from a variety of renowned mints and refineries. This ensures authenticity and liquidity in the market.
2. Secure Storage Solutions: The company partners with reputable vaulting facilities worldwide, offering segregated storage options. This means your precious metals are stored separately from other clients' holdings, providing an additional layer of security.
3. Online Platform and Account Management: GoldBroker's user-friendly online platform allows clients to manage their accounts, track their holdings, and execute transactions with ease.
4. Educational Resources: The company provides educational resources, including articles, videos, and market analysis, to help clients make informed investment decisions.
5. Customer Support: GoldBroker's dedicated customer support team is available to assist clients with any questions or concerns they may have.

Security Measures
Security is a paramount concern when investing in precious metals. GoldBroker takes several measures to safeguard client assets:

• Segregated Storage: As mentioned earlier, segregated storage ensures your precious metals are not commingled with other clients' holdings.
• Insured Vaults: The company's partner vaults are fully insured, protecting against theft, damage, or loss.
• Audits and Certifications: Regular audits are conducted to verify inventory accuracy, and clients receive certificates of ownership for their holdings.
• Secure Transactions: GoldBroker employs robust security protocols to protect client data and transactions.

Fees and Pricing

GoldBroker's fees vary depending on the services utilized. These may include:

• Transaction Fees: A percentage-based fee on purchases and sales.
• Storage Fees: Annual fees based on the value of your stored metals.
• Shipping Fees: If you choose to have your metals delivered.

It's crucial to review GoldBroker's fee schedule carefully to understand the total cost of ownership.
Sign up for GoldBroker

Pros and Cons

Pros:

• Wide Range of Products: Extensive selection of gold and silver bars and coins.
• Secure Storage Options: Segregated storage in reputable vaults.
• Transparent Pricing: Clearly defined fees and charges.
• Educational Resources: Comprehensive educational materials for investors.
• Customer Support: Responsive customer service team.

Cons:

• Fees Can Add Up: Storage and transaction fees can impact overall returns.
• Limited Investment Options: Focuses primarily on physical precious metals.
• Minimum Investment Requirements: May have minimum purchase requirements.

Customer Reviews and Reputation
GoldBroker generally enjoys a positive reputation among customers. Reviews highlight the company's secure storage options, transparent pricing, and excellent customer service. However, some clients have expressed concerns about the fees associated with storage and transactions.
Sign up for GoldBroker

Who is GoldBroker Suitable For?

GoldBroker is well-suited for:

• Investors Seeking Diversification: Those looking to add physical precious metals to their portfolios.
• Long-Term Investors: Individuals with a long-term investment horizon who value the stability of precious metals.
• Privacy-Conscious Investors: Those who prefer the anonymity and security of physical assets.

Sign up for GoldBroker
Conclusion
GoldBroker offers a robust platform for investing in physical gold and silver, with a focus on security, transparency, and customer service. While fees should be considered, the company's reputation and range of services make it a compelling option for individuals seeking to diversify their portfolios with precious metals. As with any investment, conduct thorough research and consider your financial goals before making a decision.
Sign up for GoldBroker