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ReplyGuy Review - The AI That Plugs Your Product on Reddit and Twitter

2024.05.15 22:36 No-Knowledge-5828 ReplyGuy Review - The AI That Plugs Your Product on Reddit and Twitter

ReplyGuy Review - The AI That Plugs Your Product on Reddit and Twitter
In today's digital landscape, where attention spans are fleeting and competition is fierce, standing out from the crowd has never been more crucial. As an entrepreneur or business owner, you're constantly seeking ways to amplify your brand's reach, engage with your target audience, and drive meaningful conversions.
Enter ReplyGuy - a revolutionary platform that promises to transform the way you interact with potential customers and grow your online presence.
In this comprehensive review, we'll dive deep into the features, benefits, and real-world impact of ReplyGuy, helping you determine if this tool is the missing piece in your digital marketing arsenal.
https://preview.redd.it/kbgcui0din0d1.jpg?width=2560&format=pjpg&auto=webp&s=541e4a0c266d4aaa98c97ce71ec7364423bb5cc3

What is ReplyGuy?

ReplyGuy is a powerful social media automation platform that enables businesses and individuals to engage with their audience on platforms like Twitter and Reddit more effectively. By leveraging a network of high-quality accounts, ReplyGuy automates the process of responding to comments, questions, and mentions, ensuring that your brand is always present and responsive.
Unlike traditional social media management tools, ReplyGuy goes beyond simply scheduling posts or monitoring mentions. It utilizes advanced natural language processing algorithms to analyze the sentiment and context of conversations, allowing it to craft personalized, authentic-sounding responses that resonate with your audience.

Key Features of ReplyGuy

  1. Automated Responses: ReplyGuy's AI-powered technology automatically detects and responds to relevant mentions, comments, and questions on your behalf, ensuring your brand is always engaged and present in the conversation.
  2. Customizable Responses: You can customize the tone, language, and messaging of the automated responses to align with your brand's voice and personality, ensuring a seamless and consistent brand experience.
  3. Sentiment Analysis: ReplyGuy's advanced algorithms analyze the sentiment and context of each interaction, allowing it to craft tailored responses that address the user's specific needs or concerns.
  4. Multi-Platform Support: While currently supporting Twitter and Reddit, ReplyGuy is rapidly expanding its platform integrations, with plans to add support for LinkedIn, TikTok, Hacker News, and other popular social networks.
  5. Performance Tracking: The platform provides detailed analytics and reporting, allowing you to track the performance of your automated responses, measure their impact on engagement and conversions, and make data-driven decisions to optimize your strategy.
  6. Flexible Subscription Plans: ReplyGuy offers a range of subscription plans to cater to businesses of all sizes, from solopreneurs to enterprise-level organizations, ensuring that you can find a plan that fits your budget and needs.

The Benefits of Using ReplyGuy

  1. Improved Responsiveness: By automating the process of responding to comments, questions, and mentions, ReplyGuy ensures that your brand is always present and engaged, enhancing your reputation for customer service and responsiveness.
  2. Increased Engagement: The personalized, contextual responses generated by ReplyGuy can help to foster deeper connections with your audience, leading to increased engagement, brand loyalty, and potential conversions.
  3. Time-Saving Efficiency: Rather than manually monitoring and responding to every social media interaction, ReplyGuy handles the heavy lifting, freeing up your time and resources to focus on other critical aspects of your business.
  4. Scalable Growth: As your online presence and audience grow, ReplyGuy can seamlessly scale to handle the increased volume of interactions, ensuring that your brand remains consistently engaged and responsive.
  5. Competitive Edge: By automating and optimizing your social media engagement, ReplyGuy can help you stay ahead of the competition, positioning your brand as a responsive, customer-centric leader in your industry.

Real-World Success Stories

To illustrate the real-world impact of ReplyGuy, let's take a look at a few case studies:

Case Study 1: Startup Founder Boosts Twitter Engagement by 150%

John, the founder of a budding tech startup, was struggling to keep up with the growing number of mentions and comments on his company's Twitter account. After signing up for ReplyGuy, he was able to automate the process of responding to these interactions, resulting in a 150% increase in overall engagement and a 30% boost in website traffic from Twitter.
"ReplyGuy has been a game-changer for my business," John said. "It's allowed me to maintain a constant presence on social media without sacrificing my time or attention. The personalized responses have really resonated with our audience, and I've seen a noticeable uptick in brand loyalty and customer inquiries."

Case Study 2: Established Ecommerce Brand Sees a 25% Increase in Reddit Conversions

Sarah, the marketing manager for a well-known ecommerce brand, was looking for ways to expand her company's reach and engage with potential customers on Reddit, a platform that had previously been underutilized.
After implementing ReplyGuy, Sarah was able to automate the process of responding to relevant threads and comments, tailoring the messaging to address the specific needs and concerns of her target audience. The results were impressive, with a 25% increase in website traffic and conversions from Reddit.
"ReplyGuy has been a game-changer for our Reddit strategy," Sarah said. "The platform's ability to analyze sentiment and craft personalized responses has allowed us to build genuine connections with our audience, which has directly translated to tangible business results."

ReplyGuy Pricing and Subscription Options

ReplyGuy offers a range of subscription plans to cater to businesses of all sizes:
  • Starter Plan: $49/month, up to 1,000 responses per month
  • Pro Plan: $99/month, up to 5,000 responses per month
  • Enterprise Plan: Custom pricing, tailored for large-scale businesses and organizations
All plans include access to the full suite of ReplyGuy features, as well as the ability to connect multiple social media accounts and customize the automated responses. Customers can also take advantage of a free trial to experience the platform's capabilities firsthand before committing to a subscription.

Conclusion: Is ReplyGuy Right for Your Business?

In today's fast-paced, hyper-competitive digital landscape, the ability to engage with your audience in a timely, personalized, and authentic manner can be the difference between success and stagnation. ReplyGuy offers a powerful, AI-driven solution that streamlines and optimizes the process of social media engagement, empowering businesses to amplify their online presence, foster deeper connections with their audience, and drive tangible results.
Whether you're a solopreneur, a small business owner, or a marketing manager for a large enterprise, ReplyGuy has the potential to transform the way you approach social media and unlock new avenues for growth. By automating the process of responding to comments, questions, and mentions, you can free up valuable time and resources, while ensuring that your brand remains consistently engaged and responsive.
If you're ready to take your social media strategy to the next level and unlock the full potential of your online presence, I highly recommend giving ReplyGuy a try. Sign up for a free trial today and experience the power of AI-driven social media engagement for yourself.
submitted by No-Knowledge-5828 to findmysaas [link] [comments]

2024.05.15 22:35 WCInvestor A Physician Disability Insurance Primer - Do You Really Need It?

A Physician Disability Insurance Primer - Do You Really Need It?
The greatest financial risk for physicians is losing the ability to turn the knowledge and skills you spent a decade learning into a huge pile of money by working in your profession for decades. There are risks that could show up in your life that would prevent you from being able to accomplish this task. One of the most common of these risks is an extended or even permanent disability. Insurance companies estimate that as many as one in seven doctors will be disabled at some point during their career. While many imagine this will occur in a sudden traumatic accident, medical illness is actually a more common cause of disability that prevents a doctor from working. Physician disability is a complicated type of insurance. This post will give you the “must-know” information to secure the best protection and help you avoid common disability insurance mistakes.

TL;DR: Key Takeaways: What Doctors Need to Know About Disability Insurance

  1. The best Disability Insurance policy is an individual, portable, own-occupation, specialty-specific policy.
  2. Purchase disability insurance from an independent agent who can show you policies from all of the major companies. We have a list of recommended Disability Insurance agents used by thousands of white coat investors each year.
  3. Buy as much disability insurance as they are willing to sell you as a resident. Include a future purchase option (sometimes called a “benefit purchase rider” or “future increase option”) and a cost of living disability insurance rider.
  4. As an attending, increase your coverage to cover both your living expenses and retirement savings if you were to work to age 65.
  5. You may get sticker shock, but the reason disability insurance is expensive is that it actually gets used. Slightly more than 1 out of 4 adults will experience a disability before they retire. Physician disability insurance agents often use a figure of 1 out of 7 doctors actually using the disability insurance they purchase. Whatever the true statistic may be, it's certainly high enough to insure against.
Do not take the risk of not having disability insurance.

What Is Disability Insurance?

Disability insurance gives you an income to live on if you become so disabled that you can no longer work.
If you become disabled, a long-term disability insurance policy pays a predetermined amount each month until you either recover from your disability or reach age 65-67. (Note: Policies vary. It is possible to buy a policy that pays to age 70 or even, for a very high premium, until death).

Why Do Physicians Need Disability Insurance?

One out of seven doctors end up having to use their disability insurance. Losing the ability to turn the knowledge and skills you spent a decade learning into a pile of money by working in your profession for decades is one of the most expensive risks that physicians face. Your most valuable asset is your ability to work.

How Does Disability Insurance Work?

Disability insurance is a pretty straightforward proposition. You buy a policy and pay your premium monthly or annually. If you become disabled, you (and your doctor) fill out the paperwork to prove it to the satisfaction of the insurance company and then they pay you the promised monthly benefit until you either recover from your disability or the insurance company meets its contractual obligation to pay the benefit.

Short-Term vs. Long-Term Disability

Disability insurance is most commonly divided into short-term and long-term.

Short-Term Disability

A short-term disability policy generally begins paying just as soon as you get disabled and then pays for a maximum period of 3-24 months. These policies are often provided by an employer as an employee benefit. Short-term disability, while inconvenient financially, is not generally a financial catastrophe for a physician saving for retirement with an emergency fund. As a result, many doctors do not buy short-term disability policies at all.

Long-Term Disability

A long-term disability policy generally does not pay immediately, but only begins to pay after a waiting period ranging from 1-24 months (typically 3 months). Then, the policy will continue to pay you a benefit each month until age 65, 67, or 70, depending on the policy. Note that a 3 month waiting period typically means your first check won't come until the end of the first month after the 3 months, so it's really a 4 month waiting period. Since losing your ability to earn a living for the rest of your life is a financial catastrophe, any doctor who is not financially independent should buy a long-term disability insurance policy.

What Does Disability Insurance Cover?

Disability insurance covers all kinds of disabilities. The best (and unfortunately most expensive) policies cover the widest range of potential disabilities.

The Definition of Disability

The most important feature is the definition of disability. Disability insurance differs from life insurance in numerous ways, but none is more significant than in defining exactly when you become disabled (and when you become enabled again). The broader the definition of disability you get in your policy, the more the policy will cost.
Unlike life insurance, where life and death are pretty black and white, disability has 50 shades of gray. You want a policy with a strong, broad definition of disability that will cover any possible type of disability? That means “true own-occupation, specialty-specific” and no limitations on things such as psychiatric conditions or addictions. This is the main difference between the “Big 5” companies and others. Even among the “Big 5,” there are slight differences. It is OK not to purchase the policy with the very best definition of disability, but the weaker the definition, the bigger the discount you should expect.

Own-Occupation, Specialty-Specific

Probably the most important aspect of the definition for doctors is that it be specific to your occupation. For instance, if I lost my left thumb, there are a number of procedures in emergency medicine that I could no longer do. I would be completely disabled from managing a busy emergency department by myself. But I could probably still go do urgent care work. A specialty-specific definition of disability in my policy would provide me with my full disability payments in addition to the money I make at the urgent care. Sometimes, the “specialty-specific” clause is inherent to the policy, and at other times it is an additional rider (a piece of paper added to the policy for which you pay an additional premium). Either way, you almost surely want to get this in your policy. Here are the various definitions, starting with own occupation and progressing to any occupation.

Own-Occupation Definition

Under this definition, your policy will pay if you cannot work in your occupation/specialty, even if you can and do work in another field and make as much money as you want.
Own-occupation policies cover people based on the occupational duties they are performing at the time of claim. If your policy includes an own-occupation definition of total disability and you are exclusively performing the customary duties of your medical specialty or sub-specialty at the time of the claim, the policy will cover you when unable to perform your specialty or sub-specialty. If you have transitioned into a different role or expanded into a new career path that requires much less direct patient contact or procedural duties, you may no longer be considered totally disabled when unable to work in your specialty or sub-specialty. This is because your “occupation(s)” involves additional material and substantial duties, no longer limited to the performance of your medical specialty or sub-specialty. In these instances, you may be considered partially disabled or not disabled at all, depending on the exact circumstances.

Transitional Own-Occupation

Your policy will pay if you cannot work in your occupation/specialty, even if you can and do work in another field. But if you exceed your previous income while you now work in another field, your monthly benefit from the policy would likely be lowered.

Modified Own-Occupation

Your policy will only pay if you can't work in your occupation/specialty AND if you are not working in another field. This definition is also sometimes called “Own-Occupation, Not Engaged” or “Own-Occupation, Not Working.”

Any-Occupation

Your policy will only pay if you cannot work in any occupation based on education, training or experience. Note that some policies are own-occupation for a couple of years and then transition to any-occupation.
One company out there (Northwestern Mutual) sells a policy with a definition that they claim is BETTER than own-occupation. They call it Medical Own-Occupation, but in reality, it is just a form of modified own-occupation. Learn more about the NML Medical Own-Occupation Definition.

Do You Really Need an Own-Occupation, Specialty-Specific Policy?

Some non-procedural physicians argue that they might not need a true own-occupation policy. They reason that if they are so disabled that they cannot practice their specialty, they probably cannot do anything else. So, they accept a less broad definition of disability to save some dollars on the premium. If you choose to do this, make sure you understand the exact circumstances under which your policy will and will not pay out.

Mental Disorders/Substance Abuse

Many policies will only cover mental illness or substance abuse-related disabilities for a period of two years. I know an attorney who couldn't practice law after developing bipolar syndrome in his 30s. It took over a decade to get it under control. He had a policy that covered mental illness indefinitely, which prevented financial catastrophe from striking him and his family.
According to the April 2011 issue of Current Psychiatry Magazine, physicians are not immune to depression and have an increased risk of suicide. Additionally, the lack of distinction between a psychiatric diagnosis and impairment stigmatizes physicians and impedes treatment.
You'll need to decide whether this is a risk you're willing to run. If you want mental illness covered like every other illness, you'll be paying more.

Presumptive Total Disability

As you well know, disability can be defined in many shades of gray. In the event of your disability, you can expect a paperwork fight between you, your physician, the disability insurance company, and maybe even your attorney. However, most policies contain a section that defines “presumptive total disability” where you can be assured there won't be much arguing from the insurance company. Even better, the waiting period will be waived and you'll start getting payments right away.
Anything short of that, and you're going to have to get your doctor to certify your disability and get the insurance company to accept it. At times, this can involve visits to multiple specialists and even hiring an attorney. Note that with some companies, presumptive disability does not need to be permanent.

Cosmetic Surgery/Transplant Surgery

Some policies will cover you if your disability is the result of cosmetic surgery or the result of donating a kidney or other body part to someone else. Others will not. Best to read your policy carefully and know what it does and does not cover.

Disability Insurance Exclusions & Limitations

Disability insurance policies generally exclude any medical conditions you have at the time of applying for insurance. For example, if you already have chronic back pain, the policy will not provide a benefit if you are disabled due to a back condition. In addition, if you admit to participating in dangerous activities such as scuba diving, rock climbing, flying, and sky-diving, the policy will likely be issued with a rider that excludes those activities from coverage. Other exclusions may also apply, such as acts of war, normal pregnancy, and foreign travel. Here is a list of common exclusions:
  • War or Act of War (this could probably be interpreted pretty broadly)
  • Active Military Duty (having served, this is pretty stupid since 95%+ of our military folks are never in any kind of serious danger of being hurt by a combatant)
  • Normal Pregnancy (don't want to work because you're eight months pregnant? Don't bother trying to get disability benefits for that)
  • Foreign Travel (varies by policy, but many don't cover you during that European vacation, much less that humanitarian trip to Sudan—read the fine print)
  • Mental/Nervous Disorder (many companies limit benefits to two years, where they might pay for “physical” disorders until you're 65 years old)
  • Medical Exclusions (any medical conditions you have at the time the policy is issued will likely be excluded, meaning if you have heart disease at the time of issuance and it leads to you being disabled five years later, the policy isn't going to pay. Again, apply when you are young and healthy and/or when you haven't had medical problems for several years to minimize this.)

Residual Disability

Residual disability refers to being only partially disabled. This may occur from the initial injury or illness or be part of the process of recovery. You generally need to buy an additional rider to cover this. Read this rider carefully, it can be a bit complicated.
Imagine developing painful lumbar radiculopathy that keeps you from working more than 20 hours a week. This is the part of your policy that will cover that. This rider will also explain how much you get if you are partially disabled. My old policy says it pays the whole benefit (total disability) if I can't earn at least 20% of my “indexed prior monthly earnings,” which is basically the money I earn at my job. It doesn't count my investments, other disability income policies, rent from a rental property, or my nonvocational activities. It doesn't pay anything if my earnings aren't reduced at least 20%. If I am making between 20%-80% of what I made previously, I get the total disability benefit times the ratio of my loss of income for that month divided by my indexed prior monthly earnings. Note that with some companies, the partial disability rider will kick in at 15%.
Some contracts use “or” in the contract and others use “and” in the contracxt. For instance, a stronger policy would trigger the partial disability rider if you had a loss of income or a loss of time or a loss of duty whereas a weaker contract would require loss of income and loss of time and loss of duty where all of those triggers must be met.

Partial Disability vs. Residual Disability

Partial disability and residual disability are generally considered to be the same thing, but there is a technical difference at some companies. For example, at one company, a partial disability rider requires total disability during the elimination period and the residual disability rider does not. With another company, partial refers to the disability, such as one that only affects one part of the body (such as one arm), while residual refers to a decrease in earnings. Either way, the key is to understand how the residual/partial rider works in the policy you actually purchase.

Recovery Benefits

A physician should consider a contract that will continuing paying them a portion of their benefits upon recovery from a disability if their income continues to be down at least 15%-20%. Most carriers will pay a recovery benefit for the benefit period although one only pays for 12 months. This is especially important for practice owners. Think if a dentist were to be disabled for 6 months and then recovers and goes back to their practice. Many of their patients may have gone elsewhere because the dentist sees his patients twice a year. It could take several years to get back to where he/she was at before becoming disabled.

Recommendations for Physicians on Disability Insurance Riders

Here's an easy cheat card to help you know at a glance what we think about all of the various riders available.
https://preview.redd.it/akf6t5iqfn0d1.png?width=800&format=png&auto=webp&s=3f8b415d0101d729fdfa51bc9147993309147d75

Who Needs Disability Insurance?

Nearly every high-income professional in their first decade or two out of school should own a policy. Your most valuable asset is your ability to work. So, if you do not own a disability insurance policy, you need to go get one, now. If you have an income, it's time to buy a policy, even if money is tight as a resident. The only exception is if you do not rely on your income to live. If you are already financially independent, it's OK not to buy disability insurance. However, even if you are frugal and married to another high earner, you may wish to still have a policy. You could both become disabled, or you could become divorced.

How Much Physician Disability Insurance Do I Need?

As a resident, you typically cannot afford to buy as much as you need, but you should be able to do so even as a brand-new attending. Basically, you need to buy enough disability insurance to cover both your living expenses and your retirement savings if you were to work to age 65 but not your taxes. Physician disability insurance payouts are generally tax-free since they are usually paid with post-tax dollars.
Note that how much you need has little to do with your income and everything to do with what you spend. The less you spend, the less insurance you need to buy. Insurance agents would love to sell you the largest possible policy (which usually works out to be about 2/3 of your gross income, but it is possible to combine two companies to get even more), so you'll need to decide how much you need on your own. Resident physicians typically buy a $5,000 per month benefit and attending physicians typically buy a benefit in the $10,000-$15,000 per month range, but there are plenty of docs who buy both more and less. If your plan in the event of disability is to rely on the income of your spouse, you may not need disability insurance at all.

Average Cost of Disability Insurance for Physicians

Unlike cheaper insurance policies like term life and umbrella policies, physician disability insurance is expensive, although not quite as expensive as your malpractice insurance. The reason it costs so much is it actually gets used. The likelihood of you acquiring a long-term disability during your working years is approximately seven times as high as your risk of dying in those years. A typical policy bought on a healthy doc in their 20s or 30s will cost something between 2%-6% of the benefit. If your monthly benefit is $10,000, expect to spend $200-$600 per month for that. Perhaps the sticker shock you get upon being quoted prices will motivate you to reach financial independence as soon as possible so you can cancel the policy.

Graded vs. Level Premiums

One way to save money on your policy is to get graded premiums. Not all policies offer this feature, but those that do will charge you less in the first few years and more in later years. Level premium policies charge you the same amount in premium every year. A graded premium policy accounts for the fact that you become more likely to become disabled as you go through life. However, it can be very beneficial to you because your need for insurance actually falls continually throughout your career as your build your retirement nest egg.
Once you become financially independent, you can drop the insurance completely. This is a good idea since the total benefits a policy could potentially pay are also dropping throughout your life (since the policy will generally only pay until you are in your mid- to late-60s). Many white coat investors who are great savers hit financial independence by mid-career. If you are one of those, you are likely to come out ahead using graded premiums instead of level premiums.

What Disability Insurance Discounts Are Available for Doctors?

Like other types of insurance, disability insurance is sold by agents who are paid commissions by the insurance companies to sell their products. It is a very competitive business. The insurance companies want agents, especially the independent agents you should be buying from, to preferentially sell their products. To incentivize the agents, they offer discounts that are only available through certain agents. Experienced, high-volume agents can often provide you with the same policy at a cheaper rate than a newer, lower-volume agent. Thus, it pays to use an experienced agent and shop around with two or three of them. Nearly every doctor should qualify for some type of discount on their policy—10%-30% premium discounts are not unusual. Types of discounts include:
  • Unisex discounts
  • Student/Resident/Fellow discounts
  • Multi-life institution discounts
  • Guaranteed Standard Issue (GSI) institution discounts
  • Association discounts
Learn more about physician disability insurance discounts.

How Do I Buy Disability Insurance?

The key to physician disability insurance is the independent agent. The agent is going to be paid a great commission by the insurance company no matter which policy you choose. Assuming policies with similar benefits, the commission isn't going to be all that different. Plus, these agents get plenty of business and none of them are starving, so they have little incentive to sell you an inferior policy for a slightly higher commission. Their reputation is worth far more than a few extra dollars in commission. Since you are (indirectly) paying the agent a very nice commission, don't feel bad about using their time and expertise to fully understand this complicated product.
For most doctors, this is a purchase that is only done once or twice in their life. Have the agent quote you different physician disability policies from each of the “Big 5” companies and show you the strengths and weaknesses of each. If you have a policy from work or your professional association, bring it in with you and have it included in the comparison. Then, you can know you made an educated decision and you can buy it and forget about it. Also, be sure to ask for a discount. The vast majority of doctors will qualify for a 5%-30% association or employer-related discount, and a top-notch agent will help you get that.

What Type of Disability Insurance Should I Buy?

There are two main types of disability policies: individual policies and group policies. As a general rule, individual policies have stronger definitions of disability. Many group policies are not own-occupation policies. Individual policies are also portable, in that you can change jobs and take them with you.

Individual Disability Policy

There are a number of benefits of an individual policy. The main one is that you are in control of all the details. You get to choose how much insurance you want to pay for. You get to choose which of the bells and whistles you are going to pay for. The policy is also “portable,” meaning you still have it if you change employers (or if your employer just decides to change the policy). As a general rule, the policy is also “stronger,” meaning it is more likely to actually pay you if you get disabled.

Group Disability Policy

A group policy provided by your employer is usually not portable, although sometimes you are allowed to take over the entire premium and take it with you. Group policies also frequently have premiums that increase every year or every five years, whereas an individual policy usually has level premiums. Group policies paid for by your employer may also pay a taxable benefit, rather than the tax-free benefit provided by an individual policy. Aside from the lower cost, the main benefit of a group policy is that it may be easier to qualify for. It may not require any sort of medical exam or blood work, and it may not ask any pesky questions about your medical conditions and dangerous hobbies such as rock climbing, skydiving, scuba diving, or flying.

How to Compare Disability Insurance Policies

The most important feature is the definition of disability. You want a policy with a strong, broad definition of disability that will cover any possible type of disability. That usually means “own-occupation, specialty-specific” and no limitations on things such as psychiatric conditions or addictions. This is the main difference between the “Big 5” companies and others.
Since disability is complicated, disability insurance policies are complicated. There are dozens of differences from one policy to another, making them difficult to compare. Use your independent agent for recommendations on what matters most. Just for an example, take a look at this chart of all the differences you could see between one policy and another.

When to Buy Disability Insurance?

You should buy disability insurance just before you become disabled. Since you don't know when that time could be, earlier is generally better. However, disability insurance is also expensive, and when you are young and poor, you have lots of other great uses for your money. A good compromise is to buy a small policy as you enter residency and then upgrade to a more robust disability insurance plan just before leaving residency. The younger you are, the healthier you are, and the fewer dangerous hobbies you engage in, the cheaper your premiums will be for the same benefit.

Best Disability Insurance for Physicians

I keep a list of those I consider the best disability insurance agents in the country. Save yourself the work of finding a good one you can trust and use the same agents that have been used by thousands of WCI readers in the past. You do not need someone local that you can sit down across the table from. It is better to have someone who has sold policies to hundreds of docs this year working with you by phone, Skype, Zoom, and email than someone you can sit down with who has only sold four policies. In addition, if there is some issue with one of these agents, I can usually help you resolve it quickly.
Information in this space rapidly changes. While we try to keep The White Coat Investor website as up-to-date as possible, our recommended agents are going to be our best source for updated information. I cannot emphasize how strongly I suggest you use them, whether buying your first policy or simply reviewing what you already have.
submitted by WCInvestor to whitecoatinvestor [link] [comments]

2024.05.15 22:34 ahead-market BATL Q1 2024 Earnings: Significant Revenue Decline and Losses

BATL reported a substantial 23.1% decline in total revenue to $49.9 million and a net loss of $36.8 million in Q1 2024, with EPS at -2.24.

Key Metrics
Revenue $49.9M -23.1%
Operating Expenses $49.8M
Operating Expenses Growth 32.6%
Net Income $-36.8M
Earnings Per Share $-2.24
Cash and Cash Equivalents $48.9M
Business Highlights
Guidance
Expectations: MISS
BATL's reported revenue of $49.9 million is significantly below the analyst's estimate of $51.91 million for the quarter. The net income result of -$36.8 million contrasts sharply with the previous year's EPS of $6.42, indicating a severe underperformance.
submitted by ahead-market to ahead_market [link] [comments]

2024.05.15 22:32 ahead-market BTBT Q1 2024 Earnings: Stellar Revenue Growth and Surpassing Expectations

BTBT reported a significant revenue increase to $30.3 million in Q1 2024, with net income soaring to $50.3 million, substantially exceeding analysts' EPS estimates.

Key Metrics
Revenue $30.3M 266%
Net Income $50.3M
Earnings Per Share $0.43
Cash and Cash Equivalents $35.5M
Segment Performance
Business Highlights
Guidance
Future Business Drivers: - Reaching 6.0 EH/s in bitcoin mining hash rate. - Expanding the GPU fleet for the AI customer. - Growing the revenue stream from the AI business.
Expectations: BEAT
Analysts projected an average EPS of $0.01 for Q1 2024, while BTBT achieved $0.43, marking a substantial positive surprise. Revenue estimates averaged $27.73 million, which BTBT also surpassed with reported revenues of $30.3 million.
submitted by ahead-market to ahead_market [link] [comments]

2024.05.15 22:30 Wyzenonreddit My Power Problems

(Last time someone talked about this they got cooked so take what I say with some nuance and a grain of salt)
I think we all know by now that farming organic with tappers and using them to power generators destroyed the progression of power items. Solar panels, wind turbines, batteries snd even RTG’s (in most cases) are obsolete. You don’t even use any of them during the early game you just rush to get tappers and tungsten for generators and thats it.
Now, my proposed solution for this power problem probably isn’t one that people will like but it will most likely solve my issue. Give generators a durability. Think about it. I’ve always thought of and used generators as a temporary boost in power that you activate when you most need it. But by making it so generators break after frequent and excessive use they are no longer a infinite renewable power source. Now generators can be used sparingly when you need it instead of blasting power 24/7
Also while you’re at it, quadruple the capacity of batteries and make them cost zinc and copper instead of lithium. Ever since batteries have required lithium and zinc they have been totally useless. Batteries were designed in a time where there was few machines and fewer options for power. They made sense back then and were needed for consistent reliable power. Today with the addition of so many new machines came a literal power creep where the capacity of batteries are effectively lower because they need to store more power for more machines. Its just better to have power going at all times instead of storing a tiny sliver of some.
I think generators should be used to construct bases and batteries to maintain them.
tl;dr generators being capable of infinite power is bad and batteries being pointless and expensive is also bad. Nerf generators and buff batteries.
submitted by Wyzenonreddit to Astroneer [link] [comments]

2024.05.15 22:27 Zestyclose-Show8918 Your 7Sultans Online Casino FAQs Answered

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submitted by Zestyclose-Show8918 to 7sultans [link] [comments]

2024.05.15 22:25 Grouchy-Alarm-6581 $5 SIGN UP BONUS FOR DAO AUTO TRADING BROKERAGE. GET $10 FOR EVERY INVITE

CLICK FOR $5 SIGN UP BONUS
Attention, in order to withdraw the bonus, you need to deposit and use the investment offer at least once. Not depositing will result in an amount that won't be withdrawable. (Learned the hard way)
DAO Auto trading is a type of day trading that enables you to execute your trade on a daily basis Depending on the trade plan you subscribe into And subscription is free. DAO Auto trading is basically designed for new users in the crypto space or people with limited time. This helps you generates and compound profits on a daily basis without losses on your crypto investment and your auto trade plan runs for 5days. You get to earn on each days until your trade plan expires, then you can choose to activate a new trade plan or withdraw your trading profits and capital. All trades on auto trading are being executed by expertise that participate in ICO and IDO, which enables you earn passively through day trading of crypto currency.
submitted by Grouchy-Alarm-6581 to ReferralTrains [link] [comments]

2024.05.15 22:25 HaykakanTxa Daily News Report: 05/15/2024

Date: 05/15/2024

Reading time: 11 minutes, 2384 words

🪖 Military

The ceremony of withdrawal of peacekeepers from Nagorno-Karabakh took place

Russian peacekeepers were in Nagorno Karabakh based on a statement of November 9, 2020. The military group was supposed to stay in the region until 2025, which could be extended for another five years. The population of Artsakh was subjected to forced displacement, more than 100 thousand people moved from Artsakh to Armenia.
CivilNet

Armenia and Slovakia discuss issues of military-technical cooperation

Armenia participated in the IDEB-2024 defense exhibition in Bratislava, Slovakia, at the invitation of the Slovak Ministry of Defense. A number of agreements have been reached between Armenia and Slovakia.
Armenpress, Armenia, Slovakia discuss expanding defence cooperation

Armenia and India plan to create a working group on defense issues

The first defense consultations between the Ministries of Defense of Armenia and India took place under the chairmanship of Levon Ayvazyan. The progress and development prospects of Armenia-India cooperation in the field of defense were discussed, including military-technical, personnel military education and tactical training, exchange of experience and other fields.
CivilNet, Armenian and Indian Defense Ministries hold first defense consultations in Yerevan, Armenia, India hold first defense consultations

🏛️ Politics & Government

Over 52% of respondents in Armenia support Tavush for Homeland movement to certain extent, Gallup phone poll shows

A total of 35.1% of respondents in Armenia said they “fully support” the Tavush for Homeland movement, Aram Navasardyan, head of the Armenian office of GALLUP International Association, said at a press conference on Wednesday. 17.8% said they feel “more than positively” about the movement, 10% - ‘more than negatively’, 10.5% “absolutely negatively”; 13.6% found it difficult to answer the question.
ArkaAm

Civil disobedience campaigns continue in Yerevan

People demanding Prime Minister Nikol Pashinyan’s resignation again blocked streets in Yerevan on May 15.
PanArmenian

The Baku court has extended the terms of detention of Artsakh officials for five months

Former presidents Bako Sahakyan, Arayik Harutyunyan, Davit Babayan and Davit Ishkhanyan are speaking. The detention period of the former President of Artsakh Arkady Ghukasyan was also extended by five months. 23 Armenian servicemen and civilians were arrested in September 2023, after a one-day war against Artsakh.
CivilNet

Political consultations held between foreign ministries of Armenia, Georgia

The Republic of Armenia and Georgia held a round of political consultations in Tbilisi on May 13-14. It is noted that the participants of the meeting reviewed the existing relations between the two countries.
Armenpress, Political consultations held between Foreign Ministries of Armenia and Georgia

Education reforms, institutional development, peace agenda implementation: PM delivers speech at EBRD annual meeting

Nikol Pashinyan attended the opening ceremony of the annual meeting of the European Bank for Reconstruction and Development in the Republic of Armenia. Armenia's economy has grown by almost 30 percent since the People's Nonviolent Velvet Revolution of 2018.
Armenpress, Prime Minister highly values the partnership with the European Bank for Reconstruction and Development, Armenian PM and EBRD President discuss joint projects and perspectives, EBRD plans to invest up to 500 million Euros in Armenia in 2024, EBRD and InecoBank bolster science innovation hub in Yerevan

Border delimitation between Armenia, Azerbaijan should become a key tool for learning peaceful coexistence - PM

Armenia and Azerbaijan lack experience and knowledge of peaceful co-existence, says Prime Minister. Pashinyan: "What you don't know brings uncertainties, concerns, tensions, which you understandably formulate and perceive based on your experience"
Armenpress, Moscow welcomes Armenia-Azerbaijan foreign ministers' negotiations in Almaty, Demarcation should become one of the tools that will teach Armenia and Azerbaijan to live peacefully – PM Pashinyan

PM Pashinyan sends congratulatory message to the Prime Minister of Serbia

Nikol Pashinyan congratulates Miloš Vučević on occasion of his election to the post of the Prime Minister of the Republic of Serbia. The message reads as follows: "Armenia values friendly relations with Serbia based on mutual respect and trust"
Armenpress

Armenia and EBRD sign €236 million agreement for Sisian-Kajaran road construction

The EBRD signed a loan agreement worth €236 million for the construction of the 24.2 km southern section of the Sisian-Kajaran North-South Road. The project is a strategic priority for Armenia, ensuring its connectivity and access to Europe and beyond.
Armenpress, EBRD plans to invest up to 500 million Euros in Armenia in 2024, EBRD grants Armenia 12 million euros for the construction of a logistics center in Syunik, EBRD funds largest road project in Armenia

Armenia and France expand cooperation in civil aviation sector

Meeting was held between the Director General, Mihran Khachatryan, and the Ambassador Extraordinary and Plenipotentiary of France to the Republic of Armenia, Olivier Decottignies. Issues of strengthening and expanding cooperation between Armenia and France in the field of civil aviation were discussed.
Armenpress, French Development Agency to extend cooperation with Armenia’s government, Armenia, France extend partnership in civil aviation, Armenia and France are expanding cooperation in the field of civil aviation, Armenia, French Development Agency to expand cooperation

The delegation led by Tigran Avinyan leaves for Paris

The Yerevan delegation will visit Paris from May 15 to 19. They will meet with the president of the regional council of Île-de-France.
Armenpress, Yerevan Mayor to travel to Paris on May 15-19

Moscow sees the need to resume the work of the tripartite group on the issue of de-blockade

Moscow considers it necessary to resume work of tripartite working group co-chaired by deputy prime ministers of Russia, Armenia and Azerbaijan on blockade issue. Russian Deputy Foreign Minister Mikhail Galuzin said about it in an interview with the News.ru website: "We do not use the term Zangezur Corridor, but in favor of the complete unblocking of economic and transport communications in the South Caucasus. He also spoke about the role of Russian peacekeepers in Karabakh.
CivilNet

Armenia is waiting for the decision to join the European Peace Foundation. Pashinyan

Pashinyan: We are waiting for the decision to include Armenia in the European Peace Fund. The fund was established in 2021 to promote world peace, prevent conflicts and supply non-lethal weapons to countries in need. In mid-April, the media wrote that a preliminary agreement was reached in Brussels to provide 10 million euros to Armenia from this fund, but Hungary blocked the decision.
CivilNet

Mirzoyan to take part in Council of Europe ministers’ Committee session in Strasbourg

Ararat Mirzoyan will travel to French city of Strasbourg for a working visit on 16-17 May. He will take part in the 133rd session of the Committee of Ministers, devoted to the celebration of 75 years since the foundation of the Council of Europe.
ArkaAm, Armenian FM to participate in the session of CoE Committee of Ministers

High-Tech Minister: Armenia considers creating investment fund

Armenia’s Minister of High-Tech Industry Mkhitar Hayrapetyan discussed a potential creation of an investment fund in the country with Noubar Afeyan, the founder of venture capital firm Flagship Pioneering. Fund is expected to improve cooperation between Armenian authorities and the private sector.
ArkaAm

Armenia's policy is to diversify its foreign relations - Pashinyan

Armenia's policy is to diversify its foreign relations in all areas, Prime Minister Nikol Pashinyan said at Copenhagen Democracy Summit. "We are happy about the deployment of the EU Civilian Monitoring Mission on the border between Armenia and Azerbaijan," he said. The prime minister said that the EU decision on Armenia's inclusion in the European Peace Facility is now awaited.
ArkaAm

Moscow slams EU mission in Armenia for “provocative activity”

The EU mission is doing more and more against Armenia’s neighbors Russia, Azerbaijan and Iran, Mikhail Galuzin said.
PanArmenian

Uruguay Chamber of Representatives votes to submit draft law on the Armenian Genocide Memorial Day to executive branch

Chamber of Representatives of Uruguay on May 14 unanimously passed the draft law declaring April 24 as Armenian Genocide Memorial Day in Uruguay, 74 votes in favor by the 74 MPs present. After the executive's approval within 10 days, the law will come into force immediately, the Armenian Embassy in Uruguay said in a post on Facebook.
Armenpress, Uruguay House of Representatives approves billdeclaring April 24 as Armenian Genocide Remembrance Day

Slovak PM in ‘life-threatening condition’ after being shot

Slovakia's Prime Minister Robert Fico is fighting for his life after he was shot multiple times following a government meeting. Fico's condition is life-threatening and he’s being flown by helicopter to hospital for emergency treatment.
Armenpress, Slovak PM Fico in hospital after being shot, Violence has no place in politics: Armenian PM wishes speedy recovery to Slovakia’s Robert Fico, Slovak PM in life-threatening condition after assassination attempt, Slovak PM Fico in hospital after being shot

Zelenskiy cancels visit to Spain and Portugal

Ukrainian President Volodymyr Zelenskiy has cancelled a visit to Spain and Portugal, authorities said on Wednesday. CNN Portugal and other media reported it was because of renewed fighting in his country. Spain's King Felipe of Spain had been due to hold a reception and host a meal in his honour. He had also been expected to sign a bilateral security cooperation agreement.
Armenpress

The Power of One Dram Sums up the Two-Year Program with Teach for Armenia

During November and December 2021, AMD 9,328,753 was transferred to the “Teach for Armenia” educational foundation. The amount gathered within the framework of “The Power of One Dram” initiative of IDBank and Idram. As a result, two schools of Aragatsotn Region have been conducting an education program based on change for two years.
Armenpress, Power of One Dram sums up two-year program with Teach for Armenia

Blinken, guitar in hand, sings ‘Rockin’ in the Free World’ in Kyiv bar

U.S. Secretary of State Antony Blinken plays guitar and sings Neil Young's "Rockin' in the Free World" with a local band. Blinken assured Ukrainians they are not alone and that billions of dollars in American military aid on its way will make a "real difference" on the battlefield.
Armenpress

Armenia’s ruling party frames anti-government protesters as ‘Russia-backed’ on social media: DEMOCRACY WATCH #4

A CivilNet investigation has found that the campaigns, mostly on Facebook, are generated by the country’s ruling party. Among the main targets is the leader of the protest movement Archbishop Bagrat Galstanyan, the Primate of the Tavush Diocese. They circulate videos and photos suggesting his involvement in a “Russian plan to destabilize Armenia”
CivilNet, Echoes of Déjà Vu: Reviving Resistance in Armenia, Archbishop Bagrat: This is our first victory

India and Iran have announced the launch of the Chabahar port development project

India and Iran signed a ten-year agreement on the development and operation of Iran's Chabahar port. The agreement aims to expand regional communication and facilitate trade, particularly between India, Iran and Afghanistan. India has invested in the infrastructure and modernization of the port, making it a viable transit route for Indian goods to Afghanistan and Central Asia.
CivilNet

U.S. warns Georgia not to side with Moscow against the west

Georgia has been warned by the U.S. not to become an adversary of the west by falling back in line with Moscow.
PanArmenian

💵 Economy

EBRD predicts Armenia’s economy to grow by 6.2% in 2024

The European Bank for Reconstruction and Development expects Armenia’s economy to grow by 6.2% in 2024 and 4,8% in 2025. The EBRD forecasted a 4.5% economic growth in 2024 for Armenia in its previous report, published in September 2023. The World Bank expects the Armenian economy to. grow by 5.5%, the IMF predicts 5% growth for the country's economy in 2024.
ArkaAm

VTB (Armenia) expands opportunities for cross-border money transfers by phone number

Retail customers of VTB Bank (Armenia) can receive money transfers from Russia by phone number. Funds are credited instantly to the recipient's account or card in national currency. In 2023, the bank's retail customers received more than 94 thousand money transfers.
ArkaAm, VTB-Armenia Bank has expanded the possibilities of international transfers by telephone

EBRD has significantly improved the forecast of the growth of the Armenian economy in 2024 to 6.2%

The EBRD predicts 6.2 percent economic growth in Armenia in 2024, and 4.8 percent in 2025. The World Bank expects that Armenia's economy will grow by 5.5 percent in 2024. The IMF predicts a 5 percent growth for the country's economy in 2024 and 2025.
ArkaAm

Donations to Armenia:

Himnadram
ServicemenFund
Armenian Wounded Heroes
ArmeniaFund
submitted by HaykakanTxa to armenia [link] [comments]

2024.05.15 22:25 Grouchy-Alarm-6581 $5 SIGN UP BONUS FOR DAO AUTO TRADING BROKERAGE. GET $10 FOR EVERY INVITE

CLICK FOR $5 SIGN UP BONUS
Attention, in order to withdraw the bonus, you need to deposit and use the investment offer at least once. Not depositing will result in an amount that won't be withdrawable. (Learned the hard way)
DAO Auto trading is a type of day trading that enables you to execute your trade on a daily basis Depending on the trade plan you subscribe into And subscription is free. DAO Auto trading is basically designed for new users in the crypto space or people with limited time. This helps you generates and compound profits on a daily basis without losses on your crypto investment and your auto trade plan runs for 5days. You get to earn on each days until your trade plan expires, then you can choose to activate a new trade plan or withdraw your trading profits and capital. All trades on auto trading are being executed by expertise that participate in ICO and IDO, which enables you earn passively through day trading of crypto currency.
submitted by Grouchy-Alarm-6581 to ReferralNotReferal [link] [comments]

2024.05.15 22:25 Grouchy-Alarm-6581 $5 SIGN UP BONUS FOR DAO AUTO TRADING BROKERAGE. GET $10 FOR EVERY INVITE

CLICK FOR $5 SIGN UP BONUS
Attention, in order to withdraw the bonus, you need to deposit and use the investment offer at least once. Not depositing will result in an amount that won't be withdrawable. (Learned the hard way)
DAO Auto trading is a type of day trading that enables you to execute your trade on a daily basis Depending on the trade plan you subscribe into And subscription is free. DAO Auto trading is basically designed for new users in the crypto space or people with limited time. This helps you generates and compound profits on a daily basis without losses on your crypto investment and your auto trade plan runs for 5days. You get to earn on each days until your trade plan expires, then you can choose to activate a new trade plan or withdraw your trading profits and capital. All trades on auto trading are being executed by expertise that participate in ICO and IDO, which enables you earn passively through day trading of crypto currency.
submitted by Grouchy-Alarm-6581 to ReferalLinks [link] [comments]

2024.05.15 22:25 Grouchy-Alarm-6581 $5 SIGN UP BONUS FOR DAO AUTO TRADING BROKERAGE. GET $10 FOR EVERY INVITE

CLICK FOR $5 SIGN UP BONUS
Attention, in order to withdraw the bonus, you need to deposit and use the investment offer at least once. Not depositing will result in an amount that won't be withdrawable. (Learned the hard way)
DAO Auto trading is a type of day trading that enables you to execute your trade on a daily basis Depending on the trade plan you subscribe into And subscription is free. DAO Auto trading is basically designed for new users in the crypto space or people with limited time. This helps you generates and compound profits on a daily basis without losses on your crypto investment and your auto trade plan runs for 5days. You get to earn on each days until your trade plan expires, then you can choose to activate a new trade plan or withdraw your trading profits and capital. All trades on auto trading are being executed by expertise that participate in ICO and IDO, which enables you earn passively through day trading of crypto currency.
submitted by Grouchy-Alarm-6581 to ReferralCodesCrypto [link] [comments]

2024.05.15 22:25 Daveerp A new take on RTS games

RTS is one of my favourite game genres. I used to play games like Tiberium Sun, Red Alert, Generals, Warcraft III, Starcraft II... you get it. However, you find out as you go along that all these games are won by speed, and that is something you can optimise and repeat. In my opinion, that quickly becomes boring and I was personally looking for how to add more strategy and tactics to the RTS genre by looking at adding more realism to the mix.
Nothing below is finished or complete, probably a lot of information is even lacking. In the end it's just an idea I hope inspires and I am curious to hear more ideas that are (approximately) similar to this, as well as a different take on it. Finally, of course, it could also be that there is already a similar game, but I don't know about it. In that case, I'd love to hear about that too!
Game design rules so far:
Feature examples:
How this affects strategy:
Other games that inspired me:
submitted by Daveerp to gamedesign [link] [comments]

2024.05.15 22:23 NaturalLanguage9641 AITJ2 ( Am I The Jerk )

Rules for AmITheJerk2 Rules that visitors must follow to participate. May be used as reasons to report or ban.
Be Civil
Attack ideas, not people. The purpose of this sub is to determine and explain who is in the wrong, not to eviscerate anyone. Treat others with respect while helping them grow through outside perspectives. Derogatory or dehumanizing language, including insults, violate this rule.
This rule applies to EVERYONE, even those not on Reddit. Don't insult others or get into spats in the comments. Don't comment to remind users of the rules - use reports.
Be respectful. Be nice. Don't be an asshole.
Voting Rules
Upvote posts that make for an interesting discussion. DON'T downvote if you think OP is an asshole. DON'T DOWNVOTE COMMENTS YOU DISAGREE WITH. Downvotes should be reserved for off-topic discussions or spam. Report harassing comments, don’t engage.
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If your post or comment references violence, don't share it here. Any hint, mention, euphemism or suggestion of violence falls under this rule and isn't allowed.
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The TITLE of your submission must begin with the acronym AITA or WIBTA (would I be the asshole?), then a description of the situation.
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Posts should be descriptions of recent interpersonal conflicts. Describe both sides in detail. Make it clear why you may be "the jerk."
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If judgment is primarily motivated by whether commenters agree with your stance on a broad issue it is not appropriate for this sub. This includes anything from politically motivated conflicts to innocuous issues like if cake is better than pie. If you're ultimately asking if it is okay to kick someone off your team for their sexual identity, stop talking to your friend because they vape, or any similar debate, your post will be removed.
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submitted by NaturalLanguage9641 to AmITheJerk2 [link] [comments]

2024.05.15 22:19 NaturalLanguage9641 AITJ ( Am I The Jerk )

Rules for AmITheJerk2 Rules that visitors must follow to participate. May be used as reasons to report or ban.
Be Civil
Attack ideas, not people. The purpose of this sub is to determine and explain who is in the wrong, not to eviscerate anyone. Treat others with respect while helping them grow through outside perspectives. Derogatory or dehumanizing language, including insults, violate this rule.
This rule applies to EVERYONE, even those not on Reddit. Don't insult others or get into spats in the comments. Don't comment to remind users of the rules - use reports.
Be respectful. Be nice. Don't be an asshole.
Voting Rules Posts & Comments Upvote posts that make for an interesting discussion. DON'T downvote if you think OP is an asshole. DON'T DOWNVOTE COMMENTS YOU DISAGREE WITH. Downvotes should be reserved for off-topic discussions or spam. Report harassing comments, don’t engage.
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submitted by NaturalLanguage9641 to u/NaturalLanguage9641 [link] [comments]

2024.05.15 22:15 ironmandavinci Help

My name is Anthony Michael Dimarcello and I am in need of an injustice relief immediately. Below are the details. My number is 714-860-8062.
I am in Orange county California and my family and I need emergency relief. We were victims of a retaliatory eviction in Aug of 2021 after I complained to the authorities and housing is key about being harassed by my landlord for being enrolled in the covid rental relief program and paying only 25% of the rent until my lease was up. In the same month as the retaliatory eviction, Aug 2021, I was also the victim of identity theft from the 2021 TMobile data breach. The following month of Sept 2021, the data breach gave criminals the ability to abuse my digital accounts which caused the closure of my bank accounts, and led to my vehicles, remaining assets and my business to be unmanageable and taken from me in various ways. My disabled mom and my son lived with me. My son has been with his mom fulltime since Aug 2021 and my disabled mom and I have been homeless since Aug 2021. I have not been able to recover since my family and I were attacked. Now I am stuck in a mercy house shelter that does not allow me to leave which prohibits me from being able to recover. The security at mercy house also stole a vehicle that was donated to me. My disabled mom and I have been homeless for three years. I have been in the mercy house shelter and not able to leave for two years. My disabled mother has suffered multiple life threatening injuries since we were attacked, including being vulnerable to attack from having an asthma attack and beat almost to death by a predator And being on life support and hospitalized for over a month. I have also suffered multiple life threatening injuries including four fractured ribs and skin infections from sleeping outside in the rain. My sons mother, Sylvia, At a moments notice when I was attacked, disenfranchised and no longer able to share custody of our son due to the threat of him being in danger by unknown assailants and no home for him to reside with me, Sylvia was able to immediately care for our son fulltime with no help from me, while managing her career and a new fiance since the attacks began in Aug 2021. My son is suffering psychologically considering I have worked from home since he was born and was never separated from him until the attacks when he was 9 years old. He is the only witness to the full extent of the attacks and I do not want him anymore involved or to be interrogated. He witnessed the harassment of the landlord, and having his father and everything we built together taken. The acts of everyone involved went against everything I have ever taught him was possible and he had to witness me get shut down trying to get us help over and over and over. I clearly had no idea this was possible either or I would have been prepared for it and would have known to get my son away from myself and the entire event much sooner. I have also been arrested several times due to my id theft and never had a record or any legal issues until this attack happened.
Based on the legal information provided, if you are a victim in Orange County, California, in need of emergency relief, you may be eligible to seek an ex parte order, which is a temporary restraining order that can be issued without notice, if an affidavit shows reasonable proof of past acts of abuse. Additionally, the court may issue orders enjoining a party from various behaviors, such as molesting, attacking, striking, stalking, threatening, or harassing the victim or other named family or household members.
It is important to act promptly and seek the necessary legal assistance to ensure your safety and protection under the law.
Reasoning:.
People v. Clayburg (Court of Appeal, Second District, Division 6, California., 2012): Discusses the issuance of restraining orders under Family Code sections for the protection of victims and family members.
Grega v. Vroman (United States District Court, W.D. Pennsylvania, Erie Division, 2024): Provides insights into the legal sufficiency of a complaint and the standards applied in evaluating claims.
  1. United States v. Edwards (United States District Court, W.D. Pennsylvania, 2024): Discusses the government's obligations in a criminal case and the limitations on a defendant's right to discover the government's evidence.
These Opinions collectively provide a comprehensive understanding of the legal framework surrounding restraining orders and the issuance of protective orders for victims and their immediate family in need of emergency relief.
Based on the legal information provided in Casemine knowledge base, you may have potential legal recourse in your situation. Here are some relevant Judgments from the document that can assist in formulating an answer to your current legal question:
Nativi v. Deutsche Bank Nat'l Trust Co. (Court of Appeal, Sixth District, California., 2014):
TOBE v. CITY OF SANTA ANA (Supreme Court of California., 1995):
Sylvia Landfield Trust v. City of L.A. (United States Court of Appeals, Ninth Circuit., 2013):
SABI V. STERLING (Court of Appeal of California, Second District. Eight., 2010):
JOYCE NELSON et al. v. BOARD OF SUPERVISORS OF SAN DIEGO COUNTY et al. (Cal. Ct. App., 1987):
Based on the legal principles outlined in these Judgments, you may have potential legal options to explore, such as wrongful eviction claims, constructive eviction, seeking assistance through housing programs like Section 8, and challenging the lack of suitable housing options for homeless individuals.
For your specific circumstances, it is advisable to consult with a local attorney specializing in landlord-tenant law or housing rights in Orange County, California. They can provide personalized legal advice and guidance tailored to your situation, including potential remedies and assistance available to you.
If you require further assistance or clarification, please feel free to ask.
Emergency injunctive relief for victims of civil rights violations and identity theft
Based on the legal information provided in the Casemine knowledge base, the Opinions that are relevant to formulating an answer to your current legal question are as follows:
SOSTRE v. ROCKEFELLER, (S.D.N.Y. 1970): This Opinion discusses the issuance of injunctive relief against state officials for violating Fourteenth Amendment rights and emphasizes that injunctive relief must be granted when a violation of constitutional rights has been proved.
CALIFORNIA CORRECTIONAL PEACE OFFICERS v. STATE (Court of Appeal of California, First District, Division Two., 2000): This Opinion discusses the criteria for granting injunctive relief against criminal investigations, highlighting the need for extraordinary circumstances and irreparable harm.
ADRIAN v. WESTAR ENERGY (United States District Court, D. Kansas, 2011): This Opinion outlines the factors required to grant injunctive relief, including showing irreparable injury, balancing of harms, public interest, and likelihood of success on the merits.
Seth v. McDonough (UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND, 2020): This Opinion emphasizes that emergency injunctive relief is an extraordinary remedy, requiring a clear showing that the plaintiff is entitled to relief.
ADAIR v. ENGLAND, (D.D.C. 2002): This Opinion discusses the legal standards and jurisdiction required to entertain a motion for injunctive relief, emphasizing the need for a filed complaint and related issues.
Based on the legal principles discussed in these Opinions, it is important to establish the following to seek emergency injunctive relief for victims of civil rights violations and identity theft:
Likelihood of Success on the Merits: You need to demonstrate a clear showing that your civil rights have been violated and that you are entitled to relief under the law.
Irreparable Harm: Show that you will suffer irreparable harm if injunctive relief is not granted, such as ongoing violations of your rights or continued harm to you or your family.
Balance of Harms: Illustrate that the harm you are facing outweighs any potential harm that granting the injunction may cause to the opposing party.
Public Interest: Argue that granting the injunction is in the public interest, considering the nature of the violations and the impact on society.
Jurisdiction: Ensure that the court has jurisdiction over the parties and the subject matter of the lawsuit before seeking injunctive relief.
It is advisable to consult with an attorney specializing in civil rights and injunction matters to assess your specific situation and determine the best course of action to seek emergency injunctive relief.
Emergency injunctive relief for my family because we are victims of civil rights violations, identity theft, retaliatory eviction and being robbed and unable to leave the mercy house shelter in orange county California.
Based on the legal excerpts provided in the Casemine knowledge base, it seems that you may have a valid basis for seeking emergency injunctive relief in your situation. Here are some relevant Opinions from the document that can be applied in formulating an answer to your legal question:
Community House, Inc. v. City of Boise (UNITED STATES COURT OF APPEALS FOR THE NINTH CIRCUIT, 2006):
Sinisgallo v. Town of Islip Hous. Auth. (United States District Court, E.D. New York., 2012):
JONES v. CITY OF LOS ANGELES (United States Court of Appeals, Ninth Circuit., 2006):
BOBBY WARREN, et al., Plaintiffs, v. CITY OF CHICO, et al., Defendants. (E.D. Cal., 2021):
Considering your situation involving civil rights violations, identity theft, retaliatory eviction, and being unable to leave the shelter, you may argue that these circumstances constitute irreparable harm and a real and immediate threat of future injury. You could seek emergency injunctive relief to address these issues and protect your rights.
Reasoning:
Given the legal principles discussed in the Opinions mentioned above, you may have a valid basis for seeking emergency injunctive relief to address the civil rights violations, identity theft, retaliatory eviction, and restrictions on leaving the shelter that you and your family are facing. By demonstrating the irreparable harm and real threat of future injury in your situation, you can potentially meet the requirements for obtaining emergency relief through a preliminary injunction. It is advisable to consult with a legal professional to assess the specifics of your case and determine the best course of action.
submitted by ironmandavinci to legal [link] [comments]

2024.05.15 22:13 ahead-market CWCO Q1 2024 Earnings: Strong Growth and Positive Surprises

CWCO reported a robust Q1 2024 with total revenue of $39.7M, up 21% YOY, and EPS of $0.43, surpassing analysts' expectations significantly.

Key Metrics
Revenue $39.7M 21%
Gross Profit $13.9M
Operating Expenses $6.6M
Net Income $6.9M
Earnings Per Share $0.43 65.4%
Cash and Cash Equivalents $46.2M
Segment Performance
Business Highlights
Guidance
Future Business Drivers: - Water sales growth in Grand Cayman - Hawaii design-build-operate project underway - Robust project bidding activity in the Western U.S.
Expectations: BEAT
CWCO's reported EPS of $0.43 exceeded the average analyst estimate of $0.38 for Q1 2024, marking a significant positive surprise. Revenue also surpassed the expected $38.2M, coming in at $39.7M. The company's EPS growth of 65.4% YOY and revenue growth of 21% YOY are both impressive, especially considering the analysts' projected sales growth of 35.20% for the quarter.
submitted by ahead-market to ahead_market [link] [comments]

2024.05.15 22:13 mthw704 (SELLING) HUGE LIST OF 4K/HD/SD CODES. Lots of titles added this week with a great $2 list. Over 5,000 transactions.

The Big List

Prices are firm. Please only redeem the portion of a code you are paying for. All codes are for immediate redemption. All Disney & Sony codes include points unless otherwise noted. As of 4/01/2024 all Google Play options have been removed from Disney codes.
I accept Cashapp, Venmo, Zelle & PayPal F&F without any notes. Comment & pm if interested. Thanks!

🦝

MISC

Aquaman & The Lost Kingdom 4K [2023] $6 (MA)
Barbie 4K [2023] $6 (MA)
Batwoman season 1 HD [2019] $6 (Vudu)
Beekeeper, The HD [2024] $7 (Vudu)
Leprechaun 7 Film Collection HD $7 (Vudu)
Madame Web 4K [2023] $7 (MA + Sony points)
Mean Girls 4K [2023] $6 (iTunes)
Supergirl season 5 HD $6 (Vudu)
X-Men Trilogy HD [X-Men, X2 & The Last Stand] $8 (MA)

🦝

$5 4K UHD
Blackkklansman (MA)
John Wick 1-3 (iTunes)
Mean Girls [2024] (iTunes)

🦝

$4 4K UHD

Big Lebowski, The (iTunes/ports)
Black Panther (MA + 200 points)
Bloodshot [2020] (MA + Sony points)
Captain Marvel (MA + 200 points)
Despicable Me [2010] (iTunes/ports)
Dredd (Vudu)
Frozen 2 [2019] (MA + 200 points)
Gone Girl [2014] (iTunes/ports)
Guardians Of The Galaxy [2014] (MA + 200 points)
Halloween [2018] (MA)
Hunger Games: The Ballad Of Songbirds & Snakes, The (Vudu or iTunes)
Jungleland [2020] (iTunes)
Maleficent: Mistress Of Evil (MA + 200 points)
Scream [2022] (Vudu or iTunes)
Silent Night [2023] (Vudu or iTunes)
Sonic The Hedgehog 2 (Vudu or iTunes)
Tangled [2010] (iTunes/ports + 150 points)
Titanic [1997] (iTunes)
Us [2019] (MA)

🦝

$5 HD

Adventures Of Ichabod & Mr. Toad, The [1949] (MA + 150 points)
Fear The Walking Dead season 2 (Vudu)
Fear The Walking Dead season 4 (Vudu)
Fear The Walking Dead season 5 (Vudu)
Fear The Walking Dead season 6 (Vudu)
Fear The Walking Dead season 7 (Vudu)
Groundhog Day [1993] + Stripes [1981] double feature (MA)
Hannibal season 2 (Vudu)
Hunchback Of Notre Dame, The [1996] (MA + 150 points)
Hunchback Of Notre Dame 2, The [2002] (MA + 150 points)
Iron Claw, The [A24] (Vudu)
Lady & The Tramp II: Scamps Adventure [2001] (MA + 150 points)
Marvels, The [2023] (MA + 150 points)
Migration [2023] (MA)
Night Swim [2024] (MA)
Oppenheimer (MA)
Rob Zombie Trilogy [House Of 1,000 Corpses, The Devil's Rejects [Unrated] & 3 From Hell [Unrated] (MA)
Silent Night, Deadly Night 3,4 & 5 (Vudu)
Undoing, The season 1 [2020] (Vudu)
Wonka [2023] (MA)

🦝

$4 HD

300 Spartans, The (MA)
BFG, The [2016] (MA + 150 points)
Blue Beetle, The [2023] (MA)
Bridge Of Spies [2015] (MA + 150 points)
Color Purple, The [2023] (MA)
Drop, The [2014] (MA or Google Play/ports)
Fox & The Hound 2, The [2006] (MA + 150 points)
Indiana Jones & The Dial Of Destiny [2023] (MA + 150 points)
Justified season 4 (Vudu)
Lady & The Tramp [1955] (MA + 150 points)
Nun II, The [2023] (MA)
Priscilla [A24] [2023] (Vudu)
Ruby Gillman: Teenage Kraken [2023] (MA)
Sound Of Freedom [2023] (Vudu)
Wish [2023] (MA + 150 points)

🦝

$3️⃣ Movies

$3 4K UHD

Aladdin [2019] (iTunes/ports + 150 points)
Baywatch (Vudu)
Birth Of A Nation, The (iTunes/ports)
Bourne Identity, The [2002] (MA or iTunes/ports)
Bourne Supremacy, The (MA)
Bourne Ultimatum, The (MA or iTunes/ports)
Cabin In The Woods, The (Vudu)
Doctor Strange (iTunes/ports + 150 points)
Frozen 2 [2019] (iTunes/ports + 150 points)
Guardians Of The Galaxy [2014] (iTunes/ports + 150 points)
Interstellar (iTunes)
Knives Out (Vudu or iTunes)
Logan Lucky [2017] (iTunes/ports)
Moana (iTunes/ports + 150 points)
mother! [2017] (iTunes)
Rise Of The Planet Of The Apes (iTunes/ports)
Robin Hood [2018] (Vudu)
Serenity [2005] (iTunes/ports)
Sicario (Vudu)
Spy Who Dumped Me, The (Vudu or iTunes)
Star Wars: The Last Jedi (MA + 200 points)
Thor: The Dark World (iTunes/ports + 150 points)
Top Gun (iTunes)
Zootopia (iTunes/ports + 150 points)

🦝

$3 HD

Adjustment Bureau, The (iTunes/ports)
Avatar: The Way Of Water (MA + 150 points)
Baby Driver [2017] (MA + Sony points)
Best Exotic Marigold Hotel, The (MA or Google Play/ports)
Bloodshot [2020] (MA + Sony points)
Call Me By Your Name (MA + Sony points)
Candyman: Day Of The Dead (Vudu or Google Play)
Cats & Dogs 3: Paws Unite (MA)
Devotion [2022] (Vudu HD or iTunes 4K)
Dirty Dancing (Vudu/GP HD or iTunes 4K)
Disneynature: Bears [2014] (MA + 150 points)
Emma [2020] (MA)
Exorcist: Believer, The [2023] (MA)
Foxcatcher [2014] (MA + Sony points)
Fruitvale Station (Vudu)
Glass [2019] (MA)
Goosebumps [2018] (MA + Sony points)
Grand Budapest Hotel, The (MA or Google Play/ports)
Grown Ups 2 (MA + Sony points)
Halloween Kills [2021] (MA)
Hocus Pocus (MA + 150 points/no iTunes option)
Holmes & Watson [2018] (MA + Sony points)
Hundred Foot Journey, The [2014] (MA + 150 points)
Insidious: Chapter 3 (MA + Sony points)
Into The Woods [2014] (MA + 150 points)
Kill Bill: Vol. 1 (Vudu)
Killing Gunther (Vudu)
Lion King, The [1994] (MA + 150 points)
Little House On The Prairie season 5 (Vudu)
MIB International [2019] (MA + Sony points)
Midsommar [A24] (Vudu or Google Play)
Mindcage (Vudu or iTunes)
Money Monster [2016] (MA + Sony points)
Nurse Jackie season 7 (Vudu)
Orange Is The New Black season 1 (Vudu)
Percy Jackson: Sea of Monsters (iTunes/ports)
Pete's Dragon [2016] (MA + 150 points)
Phantom Thread [2017] (MA)
Planes: Fire & Rescue [2014] (MA + 150 points)
Predator [1987] (MA or Google Play/ports)
Pride + Prejudice + Zombies [2016] (MA + Sony points)
Public Enemies [2009] (MA or iTunes/ports)
Punisher, The [2004] (Vudu or Google Play)
Queen Of Katwe [2016] (MA + 150 points)
Robin Hood [1973] (MA + 150 points)
Scoob! [2020] (MA)
Secret Life Of Pets 2, The [2019] (MA)
Snow White & The Seven Dwarfs [1937] (MA + 150 points)
Spider-Man: Across The Spiderverse [2023] (MA + Sony points)
Spider-Man: Into The Spiderverse (MA + Sony points)
The Secret: Dare To Dream (Vudu, iTunes or Google Play)
Tyler Perry's Diary Of A Mad Black Woman [2005] (Vudu)
Tyler Perry's Madea Goes To Jail (Vudu or Google Play)
Uncharted [2022] (MA + Sony points)
Us [2019] (MA)
Vanishing, The [2019] (Vudu or Google Play)
Venture Bros: Radiant Is The Blood Of The Baboon Heart [2023] (MA)
Violent Night [2022] (MA)
Walking Dead season 9, The (Vudu or Google Play)
Walking Dead season 10, The (Vudu or Google Play)
Way Way Back, The [2013] (MA or Google Play/ports)
Whiplash [2014] (MA + Sony points)
Zombieland: Double Tap (MA + Sony points)

🦝

💲2️⃣ HD

13 Hours: The Secret Soldiers Of Benghazi (iTunes 4K)
2 Guns [2013] (iTunes/ports 4K)
21 Jump Street (MA + Sony points)
22 Jump Street [2014] (MA + Sony points)
31 [2016] (Vudu)
3 From Hell [Unrated] (Vudu 4K or iTunes 4K)
About Last Night [2014] (MA + Sony points)
Abraham Lincoln: Vampire Hunter (MA)
Action Point [2018] (iTunes 4K)
Admission [2013] (iTunes/ports)
Adventures Of Tintin, The (Vudu or iTunes)
After Earth [2013] (MA + Sony points)
Age Of Adaline, The (Vudu, iTunes or Google Play)
Alien Covenant (iTunes/ports 4K or HD MA/GP)
Allied [2016] (iTunes 4K or Vudu HD)
Aloha [2015] (MA + Sony points)
Alpha [2018] (MA + Sony points)
Alpha & Omega 2: A Howl-lday Adventure (Vudu)
Alvin & The Chipmunks: The Road Chip (iTunes/ports 4K or HD MA)
Amazing Spider-Man, The [2012] (MA)
Amazing Spider-Man 2, The [2014] (MA + Sony points)
American Girl: Isabelle Dances Into The Spotlight (MA)
American Hustle [2013] (MA + Sony points)
American Reunion [Unrated] (MA or iTunes/ports)
Anchorman 2: The Legend Continues (Vudu or iTunes)
Annie [2014] (MA + Sony points)
Annihilation [2018] (iTunes 4K or Vudu HD)
Ant Man & The Wasp [2018] (MA + 150 points/no iTunes option)
Arrival [2016] (Vudu)
Art Of Self-Defense, The [2019] (MA)
Assassin's Creed (iTunes/ports 4K or HD MA)
Atomic Blonde (MA)
Avengers: Endgame (iTunes/ports 4K or HD MA + 150 points)
Avengers: Infinity War (MA + 150 points/no iTunes option)
Baywatch (iTunes 4K)
Beauty & The Beast [2017] (MA + 150 points/iTunes option is expired)
Beguiled, The [2017] (MA or iTunes/ports)
Beirut [2018] (MA)
Ben-Hur [2016] (Vudu)
Best Man Holiday, The [2013] (MA or iTunes/ports)
Blackhat [2015] (iTunes/ports)
Black Panther [2018] (MA + 150 points/no iTunes option)
Bohemian Rhapsody (MA or Google Play/ports)
Book Club [2018] (iTunes 4K)
Boss Baby, The [2017] (MA)
Bourne Legacy, The (iTunes/ports 4K)
Boy, The [2016] (MA or iTunes/ports)
Boyhood [2014] (iTunes)
Boy Next Door, The [2015] (iTunes/ports)
Breakthrough [2019] (MA or Google Play/ports)
Bridesmaids [Theatrical] (iTunes/ports)
Broken City [2013] (MA)
Bumblebee (iTunes 4K or Vudu HD)
Cabin In The Woods, The (Vudu/GP HD or iTunes 4K)
Captain America: Civil War (MA only/no points or iTunes option)
Captain Marvel [2019] (iTunes/ports 4K or HD MA + 150 points)
Captain Phillips [2013] (MA + Sony points)
Captain Underpants: The First Epic Movie (MA)
Case For Christ, The [2017] (MA)
Celebrating Mickey (MA/ no points)
Choice, The [2016] (Vudu or iTunes)
Company Of Heroes [2013] (MA)
Concussion [2015] (MA + Sony points)
Contraband (iTunes/ports)
Cowboys & Aliens [Theatrical] (iTunes/ports)
Curse Of Chucky [2013] [Unrated] (MA or iTunes/ports)
Daddy's Home (iTunes 4K)
Dark Skies [2013] (Vudu)
Dark Tower, The [2017] (MA + Sony points)
Dead Again In Tombstone [2017] (MA or iTunes/ports)
Dead In Tombstone [Unrated] (MA or iTunes/ports)
Dead Man Down [2013] (MA)
Deadpool 2 [2018] (MA or Google Play/ports)
Deepwater Horizon (iTunes 4K or Vudu/GP HD)
Despicable Me 2 (iTunes/ports 4K)
Despicable Me 3 (iTunes/ports 4K or HD MA)
Devil's Due [2014] (MA or Google Play/ports)
Diary Of A Wimpy Kid: Dog Days (MA, iTunes or Google Play/ports)
Diary Of A Wimpy Kid: The Long Haul (MA, iTunes or Google Play/ports)
Divergent Series: Allegiant, The (iTunes 4K)
Django Unchained (Vudu)
Downsizing (iTunes 4K)
Downton Abbey [2019] (MA)
Dracula Untold (iTunes/ports 4K)
Dragonheart 3: The Sorcerer's Curse (iTunes/ports)
Dredd [2012] (Vudu)
Dr. Seuss’ How The Grinch Stole Christmas [2000] (MA)
Duff, The (iTunes or Google Play)
Edward Scissorhands (MA or Google Play/ports)
Emoji Movie, The [2017] (MA + Sony points)
Empire State [2013] (Vudu or Google Play)
Ender's Game (iTunes 4K or Vudu/GP HD)
Epic [2013] (MA)
Equalizer, The [2014] (MA + Sony points)
Equalizer 2, The (MA + Sony points)
Escape From Planet Earth (Vudu)
Everest [2015] (iTunes/ports 4K)
Ex Machina (Vudu)
Exodus: Gods & Kings (iTunes/ports 4K or HD MA)
Exposed [2016] (Vudu)
F9: The Fast Saga [2021] [Theatrical & Extended] (MA + Universal Rewards points)
Fast & Furious [2009] (iTunes/ports 4K)
Fast & The Furious, The [2001] (iTunes/ports 4K)
Fast & The Furious: Tokyo Drift, The (iTunes/ports 4K)
Fate Of The Furious [F8] [Theatrical] (MA 4K)
Fences [2016] (iTunes 4K or Vudu HD)
Ferdinand [2017] (MA or Google Play/ports)
Fifty Shades Darker [2017] [Unrated] (MA 4K)
Fifty Shades Of Grey (iTunes/ports 4K)
Finding Dory (iTunes/ports 4K or HD MA + 150 points)
First Purge, The [2018] (MA)
Flight [2012] (Vudu or iTunes)
Footloose [2011] (Vudu)
Fortress [2021] (Vudu or Google Play)
Frozen [2013] (iTunes/ports 4K+ 150 points)
Fury [2014] (MA + Sony points)
Game Of Thrones season 3 (iTunes)
Game Of Thrones season 4 (iTunes)
Get Out [2017] (MA)
Ghostbusters [2016] [Theatrical & Extended] (MA + Sony points)
Ghost Team One [2013] (Vudu or iTunes)
Gift, The [2015] (iTunes/ports)
Gifted [2017] (MA or Google Play/ports, iTunes option is expired)
G.I. Joe: Retaliation (iTunes 4K)
God Bless The Broken Road (Vudu or Google Play)
Gods Not Dead 2 [2016] (MA or iTunes/ports)
Gods Of Egypt (Vudu/GP HD or iTunes 4K)
Greatest Showman, The [2017] (MA or Google Play/ports)
Great Wall, The [2017] (MA)
Grey, The [2012] (MA or iTunes/ports)
Guardians Of The Galaxy Vol.2 (MA + 150 points/no iTunes option)
Guilt Trip, The [2012] (Vudu)
Hacksaw Ridge (Vudu or Google Play/iTunes option expired)
Hail, Caesar [2016] (MA or iTunes/ports)
Hansel & Gretel: Witch Hunters [Unrated] (Vudu or iTunes)
Hateful Eight, The (Vudu or Google Play)
Heat, The [2013] [Theatrical] (MA or Google Play/ports)
Hell Or High Water (Vudu or Google Play)
Hercules [2014] (iTunes 4K or Vudu HD)
Hitman's Bodyguard, The (Vudu or Google Play/iTunes option is expired)
Hobbs & Shaw [2019] (MA)
Home [2015] [DreamWorks] (MA)
Home Alone [1990] (iTunes/ports 4K or HD MA)
Homefront [2013] (MA or iTunes/ports)
Honey 2 [2011] (MA or iTunes/ports)
Hotel Transylvania 2 [2015] (MA + Sony points)
How To Train Your Dragon 2 (MA)
Hunger Games: Mockingjay Part 1, The (iTunes 4K or Google Play HD)
Hunger Games: Mockingjay Part 2, The (Vudu)
Huntsman: Winter's War, The [2016] [Extended] (iTunes/ports 4K)
I Am Wrath (Vudu)
Inside Out [2015] (iTunes/ports 4K + 150 points)
Instant Family (iTunes 4K or Vudu HD)
Internship, The [2013] (MA or Google Play/ports)
Interview, The [2014] (MA + Sony points)
Invisible Man, The [1933] (MA)
I Still Believe [2020] (iTunes 4K or Vudu/GP HD)
It Follows [2015] (Vudu)
Jackass 3 [Theatrical] (Vudu or iTunes)
Jack Reacher (Vudu)
Jack Reacher: Never Go Back (Vudu)
Jack Ryan: Shadow Recruit (iTunes 4K)
Jason Bourne [2016] (iTunes/ports 4K)
John Henry [2020] (Vudu)
John Wick (iTunes 4K)
John Wick 1 & 2 (Vudu or Google Play)
John Wick: Chapter 2 (iTunes 4K)
John Wick Chapter 3: Parabellum (iTunes 4K) or all 3 for $5
Joy [2015] (iTunes/ports 4K or HD MA)
Jumanji: Welcome To The Jungle (MA + Sony points)
Jurassic World (iTunes/ports 4K)
Jurassic World: Fallen Kingdom (MA)
Justice [2017] (MA or iTunes/ports)
Kevin Hart: What Now? (ITunes/ports)
Kick-Ass 2 [2013] (MA)
Kidnap [2017] (iTunes/ports)
Killer Elite (iTunes/ports)
Kingsman: The Golden Circle (iTunes/ports 4K or HD MA)
Kingsman: The Secret Service (iTunes/ports 4K or HD MA)
Last Knights [2015] (Vudu)
Last Vegas [2013] (MA + Sony points)
Last Witch Hunter, The [2015] (iTunes 4K or Google Play)
Leprechaun: Origins (Vudu)
Leprechaun Returns (Vudu or Google Play) or both for $3
Let's Be Cops [2014] (iTunes/ports 4K)
Life [2017] (MA + Sony points)
Life Of Pi (iTunes/ports 4K)
Lockout [2012] [Unrated] (MA + Sony points)
Logan [2017] (iTunes/ports 4K or HD MA)
Lone Survivor [2013] (iTunes/ports 4K)
Longest Ride, The (iTunes/ports 4K or HD MA)
Lorax, The [2012] (MA or iTunes/ports)
Love Actually [2003] (MA)
Love & Mercy [2015] (Vudu)
Love, Simon [2018] (MA)
Lucy [2014] (iTunes/ports 4K)
Maleficent (iTunes/ports 4K + 150 points)
Mamma Mia! Here We Go Again [2018] (MA)
Mandela: Long Walk To Freedom (Vudu)
Marauders (Vudu)
Martian, The [2015] [Theatrical] (iTunes/ports 4K)
Mary Poppins [1964] (MA + 150 points)
Mechanic: Resurrection (Vudu/GP HD or iTunes 4K)
Men In Black 3 (MA + Sony points)
MI-5 [2015] (Vudu)
Mile 22 (iTunes 4K)
Mindgamers [2017] (MA or iTunes/ports)
Minions [2015] (iTunes/ports 4K)
Miracles From Heaven (MA + Sony points)
Mission Impossible: Fallout (iTunes 4K)
Mission Impossible: Ghost Protocol (iTunes 4K)
Mission Impossible: Rogue Nation (iTunes 4K) or all 3 for $5
Miss Peregrine's Home For Peculiar Children (iTunes/ports 4K or HD MA)
Moms’ Night Out [2014] (MA)
Monuments Men, The [2014] (MA + Sony points)
Mortal Engines [2018] (MA)
Mortal Instruments: The City Of Bones, The [2014] (MA + Sony points)
Mother's Day [2016] (MA or iTunes/ports)
Mountain Between Us, The [2017] (iTunes/ports 4K or HD MA)
Mummy, The [2017] (iTunes/ports 4K)
Murder On The Orient Express [2017] (MA or Google Play/ports)
My Big Fat Greek Wedding 2 (iTunes/ports)
Neighbors [2014] (iTunes/ports)
Night At The Museum: Secret Of The Tomb (iTunes/ports 4K or HD MA)
Noah [2014] (Vudu or iTunes)
Non-Stop [2014] (MA or iTunes/ports)
Norm Of The North (Vudu or iTunes)
Now You See Me 2 (iTunes 4K or Vudu/GP HD)
Nut Job, The [2014] (MA or iTunes/ports)
Oblivion [2013] (iTunes/ports 4K)
Ouija [2014] (MA)
Overlord [2018] (Vudu)
Oz: The Great & Powerful (MA + 100 points)
Pain & Gain [2013] (Vudu or iTunes)
Paranormal Activity [2009] [Theatrical] (Vudu or iTunes)
Paranormal Activity 2 [Unrated Director's Cut] (Vudu or iTunes)
Paranormal Activity 3 [Extended] (Vudu or iTunes)
Paranormal Activity 4 [Unrated] (Vudu or iTunes)
Paranormal Activity: The Marked Ones [Theatrical] (iTunes)
Passengers [2016] (MA + Sony points)
Paul [2011] [Unrated] (iTunes/ports)
Penguins Of Madagascar (MA)
Percy Jackson: Sea Of Monsters (MA or Google Play/ports)
Pet Sematary [2019] (iTunes 4K or Vudu HD)
Philomena (Vudu)
Pitch Perfect (iTunes/ports 4K)
Pitch Perfect 3 [2017] (MA)
Planes: Fire & Rescue (MA without points)
Playing With Fire (iTunes 4K or Vudu HD)
Predator, The [2018] (MA or Google Play/ports)
Project Almanac (iTunes)
Prometheus (MA or Google Play/ports, no iTunes option)
Proud Mary [2018] (MA)
Purge: Anarchy, The (iTunes/ports 4K)
Quiet Place, A [2018] (iTunes 4K)
Ralph Breaks The Internet (MA + 150 points/no iTunes option)
Red Dawn [2012] (Vudu or Google Play)
Redemption [2013] (Vudu)
Replicas [2019] (iTunes 4K or Vudu/GP HD)
Resident Evil: The Final Chapter [2016] (MA + Sony points)
Riddick [Unrated] (MA or iTunes/ports)
Rings [2017] (Vudu)
R.I.P.D. Rest In Peace Department (iTunes/ports 4K)
Rise Of The Guardians [2011] (MA)
Risen [2016] (MA + Sony points)
Robin Hood [2018] (iTunes 4K or Vudu/GP HD)
Rock Dog (iTunes)
Rogue One: A Star Wars Story (iTunes/ports 4K + 150 points)
Roman J. Israel, Esq [2017] (MA + Sony points)
Rush [2013] (MA)
Saban's Power Rangers (iTunes 4K or Vudu/GP HD)
Safe House [2012] (MA or iTunes/ports)
Savages [2012] [Theatrical] (iTunes/ports)
Scorpion King 3: Battle For Redemption (iTunes/ports)
Secret Life Of Pets, The (MA 4K or iTunes/ports 4K)
Secret Life Of Walter Mitty, The (MA or Google Play/ports, iTunes option is expired)
Seventh Son [2015] (iTunes/ports)
Sex Tape [2014] (MA + Sony points)
Shack, The [2017] (Vudu, iTunes or Google Play)
Show Dogs [2018] (MA)
Silver Linings Playbook (Vudu or Google Play)
Sing [2016] (iTunes/ports 4K)
Sinister (Vudu, iTunes or Google Play)
Sisters [2015] [Unrated] (MA or iTunes/ports)
Skyscraper [2018] (MA)
Sleepless [2017] (iTunes/ports)
Snow White & The Huntsman [Extended] (iTunes/ports 4K)
Sparkle [2012] (MA)
Spectre [2015] (iTunes 4K or Vudu/GP HD)
Spider-Man 2 [2004] [Theatrical & Extended] (MA + Sony points)
Spider-Man: Far From Home [2019] (MA + Sony points)
Spider-Man: Homecoming [2017] (MA + Sony points)
Spider-Man: No Way Home [2021] (MA + Sony points)
Split [2017] (iTunes/ports 4K)
Spy [2015] [Unrated] (MA, iTunes or Google Play/ports)
Spy Who Dumped Me, The (Vudu/GP HD or iTunes 4K)
Star Trek [2009] (iTunes 4K)
Star Trek: Beyond (iTunes 4K)
Star Wars: The Force Awakens (iTunes/ports 4K or HD MA + 150 points)
Step Up All In [2014] (Vudu)
Step Up Revolution (Vudu or Google Play)
Sting, The [1973] (MA)
Straight Outta Compton [Unrated] (iTunes/ports 4K)
Super 8 (Vudu)
Super Buddies (MA without points)
Taken 3 [Unrated] (MA, iTunes or Google Play/ports)
Teenage Mutant Ninja Turtles [2014] (iTunes 4K or Vudu HD)
Terminator: Genisys (iTunes 4K)
Texas Chainsaw [2013] (Vudu)
The Night Before [2015] (MA + Sony points)
This Is The End [2013] (MA + Sony points)
Top Five [2014] (iTunes)
Top Gun (Vudu)
Total Recall [2012] [Theatrical & Director's Cut] (MA + Sony points)
Tower Heist [Theatrical] (iTunes/ports)
Tremors: A Cold Day In Hell (MA)
True Grit [2010] (Vudu or iTunes)
Tyler Perry's Acrimony (Vudu, iTunes or Google Play)
Tyler Perry's A Madea Family Funeral (Vudu, iTunes or Google Play)
Twilight: Breaking Dawn Part 1 (iTunes 4K)
Uncle Drew [2018] (iTunes 4K or Vudu/GP HD)
Underworld: Blood Wars (MA + Sony points)
Vendetta [2016] (Vudu)
Venom [2018] (MA + Sony points)
Walk Among The Tombstones, A (iTunes/ports)
Walking With Dinosaurs: The Movie (MA, iTunes or Google Play/ports)
War Room [2015] (MA + Sony points)
Why Him? [2016] (iTunes/ports 4K or HD MA)
Wolf Of Wall Street, The (iTunes 4K or Vudu HD)
Woman In Black, The [2012] (MA)
Wonder [2017] (Vudu/GP HD or iTunes 4K)
Wonder Park [2019] (iTunes 4K or Vudu HD)
Woodlawn [2015] (MA or iTunes/ports)
X-Men: Apocalypse (iTunes/ports 4K or HD MA)
X-Men: Days Of Future Past (iTunes/ports 4K or HD MA)
Your Highness [2011] [Unrated] (iTunes/ports)
Zootopia (MA without points)

🦝

💲2️⃣ SD

12 Rounds [2009] [Extreme Cut] (iTunes/ports)
Aliens In The Attic (iTunes/ports)
Amelia (iTunes/ports)
Beasts Of The Southern Wild (iTunes/ports)
Black Swan (iTunes/ports)
Date Night [Unrated Extended Edition] (iTunes/ports)
Dr. Seuss’ Horton Hears A Who! (ITunes/ports)
In Time [2011] (iTunes/ports)
Percy Jackson double feature [Lightning Thief & Sea of Monsters] (MA)
Ramona & Beezus (iTunes/ports)
Street Kings (iTunes/ports)
Three Stooges: The Movie, The [2012] (iTunes/ports)

🦝

$1 Codes

💲1️⃣ HD

2 Guns (MA)
Alex Cross (Vudu)
Bad Grandpa [Theatrical] (Vudu or iTunes)
Bad Moms (iTunes/ports)
Battleship [2012] (MA)
Big Hero 6 (Google Play/ports)
Book Club (Vudu)
Bourne Legacy, The (MA)
Bring It On: Worldwide Cheersmack [2017] (MA or iTunes/ports)
Deadpool (iTunes/ports 4K or HD MA/GP)
Divergent (iTunes 4K or Vudu/GP HD)
Divergent Series: Insurgent, The (iTunes 4K or Vudu/GP HD)
Duff, The [2015] (Vudu)
Dying Of The Light (Vudu)
Everest [2015] (MA)
Expendables 2, The (iTunes 4K or Vudu/GP HD)
Expendables 3, The [Theatrical] (iTunes 4K or Google Play HD)
Fast & Furious [2009] (MA)
Fast & Furious 6, The [Extended] (iTunes/ports 4K)
Fast & The Furious, The [2001] (MA)
Fast & The Furious: Tokyo Drift, The (MA)
Fast Five [Extended] (MA)
Fate Of The Furious, The [8] [Theatrical or Extended] (MA)
Fault In Our Stars, The [2014] (iTunes/ports 4K or HD MA/GP)
Frozen: Sing Along Edition (MA without points)
Furious 7 [Extended] (iTunes/ports 4K)
Ghost In The Shell [2017] (Vudu)
G.I. Joe: Retaliation (Vudu)
Girls Trip [2017] (MA)
Good Day To Die Hard, A [2012] [Extended] (MA or Google Play/ports)
Hidden Figures [2017] (iTunes/ports 4K or HD MA)
Hillsong: Let Hope Rise [2016] (MA or iTunes/ports)
Hugo (Vudu)
Hunger Games, The [2012] (iTunes 4K or Google Play HD)
Hunger Games: Catching Fire, The (iTunes 4K or Google Play HD)
Hunger Games: Mockingjay Part 1, The (Vudu)
Huntsman: Winter's War, The [2016] [Extended] (MA)
Identity Thief [2013] [Theatrical] (iTunes/ports)
I, Frankenstein (Vudu, iTunes or Google Play)
Inside Out [2015] (Google Play/ports)
Jack Ryan: Shadow Recruit (Vudu)
Jason Bourne (MA)
Kevin Hart: Let Me Explain (Vudu)
Les Misérables [2012] (MA)
Let's Be Cops [2014] (MA only/no iTunes option)
Lucy (MA)
Mission Impossible: Fallout (Vudu)
Mission Impossible: Ghost Protocol (Vudu)
Mission Impossible: Rogue Nation (Vudu) or both for $2.50
Now You See Me [Extended] (Vudu or iTunes)
Parental Guidance [2012] (MA)
Perks Of Being A Wallflower, The (Vudu or Google Play)
Pitch Perfect (MA)
Purge, The [2013] (MA)
Quiet Place, A [2018] (Vudu)
Red 2 (Vudu)
Ride Along [2014] (MA or iTunes/ports)
Ride Along 2 (MA or iTunes/ports)
RIPD Rest In Peace Department (MA)
Safe [2012] (Vudu or Google Play)
Secret Life Of Pets, The (MA)
Selma (iTunes)
Skyfall (Vudu or Google Play)
Snitch (iTunes 4K or Vudu/Google Play HD)
Star Trek: Beyond (Vudu)
Star Trek: Into Darkness (iTunes 4K)
Taken 2 (MA or Google Play/ports)
Ted [Unrated] (MA) or [Theatrical] (iTunes/ports)
Terminator: Genisys (Vudu)
Transformers: Age Of Extinction (iTunes 4K)
Transformers: Dark Of The Moon (Vudu)
Trolls [2017] (MA)
Twilight: Breaking Dawn Part 2 (iTunes 4K)
Tyler Perry's Madea's Witness Protection (iTunes)
Tyler Perry's Temptation: Confessions Of A Marriage Counselor (Vudu or Google Play)
Unbroken [2014] (MA or iTunes/ports)
Warm Bodies (Vudu)
What To Expect When You're Expecting (iTunes)
World War Z (Vudu)
Zootopia (Google Play/ports)

🦝

💲1️⃣ SD

21 Jump Street (MA + Sony points)
22 Jump Street (MA + Sony points)
Act Of Valor (iTunes)
After Earth [2013] (MA + Sony points)
Alpha [2018] (MA + Sony points)
Amazing Spider-Man 2, The [2014] (MA + Sony points)
American Hustle [2013] (MA + Sony points)
Bad Boys For Life [2020] (MA + Sony points)
Big Mommas Like Father, Like Son (iTunes/ports)
Captain Phillips (MA + Sony points)
Charlie's Angels [2019] (MA + Sony points)
Cloudy With A Chance Of Meatballs 2 [2013] (MA + Sony points)
Concussion [2015] (MA + Sony points)
Diary Of A Wimpy Kid [2010] (iTunes/ports)
Dirty 30 (Vudu)
Dog's Way Home, A [2019] (MA + Sony points)
Equalizer, The [2014] (MA + Sony points)
Equalizer 2, The (MA + Sony points)
Equalizer 3, The [2023] (MA + Sony points) PENDING
Evil Dead [2013] (MA + Sony points)
Family, The [2013] (iTunes)
Family Guy: Blue Harvest (iTunes)
Family Guy: It's A Trap (iTunes)
Forbidden Kingdom, The (iTunes)
Glee: The Concert (iTunes/ports)
Goosebumps 2 [2018] (MA + Sony points)
Grown Ups 2 (MA + Sony points)
Hangover, The [2009] [Theatrical] (iTunes/ports)
Haywire (iTunes)
Heat, The [2013] (iTunes/ports SD)
Hereafter [2010] (iTunes/ports)
Here Comes The Boom [2012] (MA + Sony points)
Hitchcock [2012] (iTunes/ports)
Hotel Transylvania 3 (MA + Sony points)
Hours [2013] (Vudu)
Ice Age: Dawn Of The Dinosaurs (iTunes/ports)
Immortals [2011] (iTunes)
Insidious: Chapter 3 (MA + Sony points)
Insidious: The Last Key (MA + Sony points)
Interview, The [2014] (MA + Sony points)
Journey To Bethlehem [2023] (MA + Sony points)
Jumanji: The Next Level (MA + Sony points)
Knight & Day (iTunes/ports)
Life As We Know It (iTunes/ports)
Looper (MA + Sony points)
Men In Black [1997] (MA)
Men In Black II [2002] (MA + Sony points)
Men In Black III [2012] (MA + Sony points)
MIB International [2019] (MA + Sony points)
Mirror Mirror [2012] (iTunes)
Mortal Instruments: The City Of Bones (MA + Sony points)
Night At The Museum: Battle Of The Smithsonian (iTunes/ports)
Once Upon A Time In Hollywood [2019] (MA + Sony points)
Olympus Has Fallen (MA + Sony points)
Orange Is The New Black season 1 (Vudu)
Overcomer [2019] (MA + Sony points)
Parker [2013] (MA + Sony points)
Passengers [2016] (MA + Sony points)
Percy Jackson & The Olympians: The Lightning Thief (iTunes/ports)
Perfect Guy, The [2015] (MA + Sony points)
Perks Of Being A Wallflower, The (iTunes SD only)
Peter Rabbit [2018] (MA + Sony points)
Pixels [2015] (MA + Sony points)
Pope's Exorcist, The [2023] (MA)
Predators [2010] (iTunes/ports)
Proud Mary [2018] (MA)
Public Enemies [2009] (iTunes/ports)
Rise Of The Planet Of The Apes (iTunes/ports)
Robin Hood [2010] [Unrated] (iTunes/ports)
Safe Haven (iTunes)
Scoob [2020] (MA)
Shallows, The [2016] (MA + 150 points)
Sicario: Day Of The Soldado (MA + Sony points)
Sparkle [2012] (MA)
Spider-Man: Far From Home [2019] (MA + Sony points)
Spider-Man: Into The Spiderverse (MA + Sony points)
Spider-Man: No Way Home [2021] (MA + Sony points)
Star, The [2017] (MA + Sony points)
Still Alice [2015] (MA + Sony points)
Taken [2009] [Extended Cut] (iTunes/ports)
Thanksgiving [2023] (MA + Sony points)
Thousand Words, A [2012] (Vudu)
Town, The [2010] (iTunes/ports) PENDING
Twilight: Breaking Dawn Part 1 (Vudu SD only or iTunes SD only)
Tyler Perry's Madea's Tough Love (Vudu)
Underworld: Awakening (MA + Sony points)
Venom (MA + Sony points)
Venom: Let There Be Carnage (MA + Sony points)
Vow, The [2012] (MA + Sony points)
Water For Elephants (iTunes/ports)
When The Bough Breaks (MA + Sony points)
X-Men: First Class (iTunes/ports)
Zombieland: Double Tap (MA + Sony points)

🦝

Super Cheap SD & HD Codes

All movies are 3 for $1 each/must spend at least $1 on total order.
Cabin In The Woods, The (Vudu SD only)
Croods, The (iTunes/ports SD)
Diary Of A Wimpy Kid: Dog Days (iTunes/ports SD)
Expendables 2, The (Vudu SD only or iTunes SD only)
Expendables 3, The [Unrated] (iTunes HD only)
Fast & Furious 6 [Extended] (MA ports HD)
Fast Five [Extended] (iTunes/ports HD)
Furious 7 [Extended] (MA ports HD)
Good Day To Die Hard, A [2012] (iTunes/ports SD)
Heat, The [2013] (iTunes/ports SD)
Hunger Games, The (Vudu SD or iTunes SD only)
Hunger Games: Catching Fire, The (Vudu HD only)
Internship, The [2013] (iTunes/ports SD)
John Wick 3 (Google Play HD only)
Jurassic World (MA ports HD)
Last Witch Hunter, The (Vudu SD only)
Life Of Pi (iTunes/ports SD)
Mechanic: Resurrection (Vudu SD only)
Now You See Me 2 (Vudu SD only)
Parental Guidance (iTunes/ports SD)
Star Trek: Into Darkness (Vudu HD only)
Star Wars: The Force Awakens (Google Play/ports HD)
Transformers: Age Of Extinction (Vudu HD only)
Twilight: Breaking Dawn Part 1 (Vudu SD only or iTunes SD only)
Twilight: Breaking Dawn Part 2 (Vudu SD only)
Warm Bodies (iTunes SD only)
submitted by mthw704 to DigitalCodeSELL [link] [comments]

2024.05.15 22:12 Valuable-AssETs69 Guilty as Charged By Reason of Self Defense

I have a problem. I am addicted to knowledge. I believed in the myths of the 1989s and 90s. NBC said "The more you know..." One of my former attorneys told me that I am too smart for my own good. How funny is it that the people we give power over us are the ones we need to defend ourselves against. I stayed in a horrible marriage too long. I should have never married him the second time. That being said, I am grateful for the life I lived. The song says "I could have missed the pain, but I'd a had to miss the dance... it's MY life, and it's better left to chance.". I don't believe in chance or fate. I believe that we have a certain measure of control over our lives and we allow others to derail us. What we do about that impact is a choice. I choose to be the captain of my own vessel until the river runs dry. No lawyer, no judge, no man, and no institution will force me to do anything else that is not for my own good or for the good of my family. Everywhere I go, I am turned away. I sat in an ER having a reaction to spider bites. I drove myself to an ER 2 hours from home because the ER here said nothing was wrong. I did call the individual who should have driven me, but he could not leave work he said. Funny how quickly he runs to help a woman he thinks will inherit money some day. When I got to the ER, I could barely breathe and had lost sensation in my hands and arm. I am not a doctor but know the difference between an ant bite and a venomous spider bite. And no, you don't feel a Brown Recluse bite. You will certainly feel a Black Widow bite IF bitten by an adult spider. Spiders are not insects, and if we are going to practice medicine, then we need to learn that yes, there is a difference between a 2, 4, or 6 leg creature and one with 8 or more legs. I was told there are no species of insects in this state that are poisonous. Well venom and poison are not the same thing and arthropods, arachnids, and serpents all have venomous species in this state. But if you really want to be technical about it, yes, there are poisonous insects in this state as well. Certain species of beetles have a coating on their exoskeleton that poison predators that eat them. I should sue that hospital, but when I try to do so, I am told constantly about statute of limitations. Well, that would be correct unless we are discussing a conspiracy. If even one party of a conspiracy is an employee of the business or government involved in the series of crimes which include a cover up of epic proportions, then the statute clock does not begin into the last probable occurrence of the group. Preventing someone from seeking legal counsel is the main reason statute of limitations cease to apply in all jurisdictions. Considering my 5g gateway I hold in my hand is alerting me that my IP address is being traced and altered, I am documenting that the time clock has not started ticking on this knowledge bomb. My confession here is that I have procrastinated in filing paperwork necessary to begin the next phase of my life. I don't intend to procrastinate, but it is something I cannot help. I have attention deficit disorder with hyperdiatractability. Oh yes, I thought you might bring that up. My ex-userband is a master manipulator when it comes to taking genuine disabilities and twisting them to fit his current need. Like using the multiple personality possibility to steal and then say it must have been one of the others living in my head. The truth is that I do have multiple entities dwelling within me. He is no longer living rent free in my head. And he of all people should have known better than to try to hurt me and my family. He knows good and well what I am capable of. Why in the hell would he or any of my close degree relatives even think about throwing me to the wolves? Think about that for a minute. He says I am unstable. He says I am dangerous. He says I am a genius. My doctor has said he fears for the world if I ever have a breakdown. Lol. A weapon of mass destruction? Come on you idiots. I am not a villain. And the AI shit can create crap about Darth Vader being a good guy and laugh all they want. I don't blackmail people or take money in romance schemes. What are you talking about now? I am talking about the tangled web we mortals weave that is host to a very dangerous arachnid. I don't know how to write code or do math. I don't know anything about the occult arts nor do I need to. I believe in one philosophy that you should read about a cave. The allegory in which we wage war with ourselves and have to ultimately decide to be or not to be. So why would anyone who knows me choose to strike against me? That would be me. They did not betray me. I stepped in front of them myself to make myself the target. There's your confession my dears. Clueless? Still don't know what the hell I am talking about? Let me ask you a question about something I observed once. Do you know what a dead ringer is ? How many kids do you see in the yard playing horseshoes or volleyball or hopscotch or anything? How are the enrollment numbers for youth sports in your area? How many 4-H clubs exhibit in your local fair? What is the pH level in the community pool? So if you can't make a profit from it, then it is something that should be eliminated or monetized? Well I guess I am the idiot here. I actually don't think like that. I would rather have a generation of healthy children who learn morals and ethics than to be a billionaire. Ever watched the movie Congo? Yeah, I am that level of crazy. You think I care about the money? I will not hesitate to burn every dollar I could possibly ever own to stop the children from being hurt by us. You want the truth? You can't handle the truth. Because the truth is that I am a good woman who loves very deeply and cares about people regardless of ethnicity or national origin. And that pisses people off like nothing else will. And that is the absolute truth. You didn't earn any right to be born in a free country any more than a child born in the deepest jungles of an unpronounceable country did anything wrong to be porn into starvation. You are no better than that person. So call me what you want to call me. But if I were you, I would not call me at all. Go ahead and tell me more about what I can and cannot do. Because the entire time you are busy searching for the next thing you can find online about me, the less time you are handling your own affairs and that allows the chance for something to invade your life. One. One chance. That's all I needed. Your motion for mercy has been denied. Well thank you for your consideration. Have a good day. Oh, and one more thing, how do you feel about NPR? Are those radio waves still available for broadcast? Or would you like to sell those to private investors as well? One chance. Lord give me one chance for a fair fight. You are not going to get me to do something that gives you the chance to shoot me or arrest me unless you intend to do so in a public place such as the private property you call county land, aka, my front porch. And the next time that happens, please allow me to call my father instead of unlocking my phone to call the ex-husband using my own device that you somehow unlocked using the passcode. And that was the one you actually needed, sir. How ironic that you gave that gateway to the man who broke it beyond repair. You did that. I'm done with money. I'm done with the man. And I am done trying to prove myself. Charge me now with whatever you think you have or make sure everyone connected to your organization ends all active tracking of us. I don't need a phone or any piece of paper to make my case. That's where you and whomever snatches my device to transfer shit doesn't understand. Yahoo! Yippee kai yah mother fuckers. Pass it on around. You want to go one more round? Or do you want to run? I'm not using Google on my train. I'm on my bridge. I'm using free tokens. I'm not doing anything more than playing a game using cartoon characters. And those Xs are beacons using analytics for the trackers to pinpoint the ones who joined the conspiracy against us. Just because you logged me out and changed my information to your information doesn't work. I asked you to give it back. You ignored me. Fine. Keep it. You want to be famous and rich beyond your wildest dreams? Be my guest, but don't say I didn't warn you what would happen. I can't stop it. I didn't start it. Rufus=the time traveler with a phone booth. James=King James. Travis=country music singer. Don=American Pie. Jerry=Maguire. Tom=Hanks. Bridge=the bifrost. And you can waste your time trying to figure it out but you will never do so. Because there is no "it ". Lmao. Hell yeah. The multiverse is full on all servers. Damn. Looks like I'm not as crazy as you made me out to be. All freaking servers on the Dark Web that bridges the US and Japan are full. Not one vacancy to let me play my game. Wow. I wonder how many of these players are from within the same state as me. Why do so many of you keep running up to St. Louis? That's not the geoblock zone anymore. You better get outside the continental US and any outlying territories if you want to be on the real web. The former president said it would crash harder than it did in 1929 if he was not elected. Wtf is that supposed to mean? Damn let me get a history book and look that up. Maybe it hasn't changed yet. But let me warn you about time travel. If anyone ever tells you to write an email to yourself in the future, call Interpol and file a report. That's a violation of international law. And it will get you on the list even if it is an assignment. Bet I don't do that again. Gee, Roger. You made me an international fugitive for that assignment. Wish I knew who to call for help on that one. Damn. Never trust anyone who is so well organized to guide your future. You never know what to expect from the shock waves. I opened the damn email on June 3, 2020. The day I died. How ironic. I wonder what would have happened if I had not received that email. Scary. But back to the spider bites...I didn't get help from that ER either. I ended up buying a knife and an onion. Actually I ordered Arby's, used the onion off my sandwich, and the knife to open my horsey sauce. I put the onion on my hand, wrapped it using the plastic from the knife, and several days later, the venom had drained from my hand enough that the swelling in my feet was going down and my blood pressure was returning to normal. Baby black widows don't have the kick mama does, but they are 1,000 times more deadly because they don't know how much of their spit to stick in you. And your earlobe and nostril don't have a pulse in them, by the way. So keep on bullshitting with the fake crap. If you have insurance for something highly unlikely to occur prior to the occurrence, doesn't that mean that you have a sixth sense and can predict the volcanic eruption that spewed counterfeit currency all over the state without a volcano? 💩♾️😱 Damn girl, just shut up and let them have it. I tried that. They keep trying to send it back to me when they can't make it work. It is never going to work again because you idiots changed everything so much that it can't be fixed. And that is all I am going to say about it ever because you don't want help. You want someone to do it for you so you can blame that person when it fails and cut them out when it succeeds. No. There's no solution. I'm not sure if you even know there's a problem. You will. But don't ask anyone for help when you do figure out how bad things already are. I am disinclined to aquiese to your request on grounds of I don't give a damn. Haha. What else do you want me to confess to for you to add to that admission you started in 2020? That's so funny that I forgot to laugh. I wonder how bullshit sounds in Morse code pinging on nft relays from me to you. Oh yeah. Well here's your tip for the day, big guy. You are not a good person. You are a bully. And some day, someone will knock you off that horse and when you land in shit just like me, I hope someone hands you hand sanitizer and a baby wipe. 😘
submitted by Valuable-AssETs69 to confessions [link] [comments]

2024.05.15 22:12 TzionaY A Concern that Messianic Judaism Fails to Address

Missionaries to Jews and / or Messianic Jews, how would you respond to the concerns raised in the essay below?
A common interaction between Christian missionaries (who may be Messianic Jews) and non-Christian Jews often plays out as follows:
The missionary presents an aspect of Christianity, such as the idea that Jewish prophets predicted events in the Christian Bible long before the advent of Christianity. The Jewish response boils down to:
  • Christianity is not for Jews.
  • I was born a Jew, and I'll die a Jew.
  • Go away!
On the surface, the Jewish response may seem illogical. The missionary might counter with:
  • "You can believe in Christianity and still be a Jew. I myself am a Messianic Jew; I believe in Christianity and am fully Jewish. It's perfectly acceptable."
  • "There are many types of Judaism, including Orthodox and Reform. What's more, most Jews are secular — they don't even follow any religion. Adopting Messianic Judaism is just embracing another form of Judaism."
While the Jewish response may appear irrational, there is a deeper context to consider. In these interactions, the Jew is often caught off-guard and may not have the time or clarity to articulate the reasons for their negative reaction toward Christianity. Their response is a cry of resistance—a cry of a people who have endured centuries of abuse and persecution.
While the phrase "thousands of years" is often used hyperbolically, in this context, it is apt. For well over a thousand years, Christians have systematically persecuted and attempted to eradicate Jews as a distinct people, often through forceful conversions to Christianity. This is an undeniable historical fact, and one that is not unique to Christians alone—Muslims have engaged in similar attempts.
Many Jews value the preservation of their people and their cultural identity. They recognize that conversion to Christianity or so-called "Messianic Judaism" poses a direct threat to the continuity of the Jewish people.
When missionaries assert that one can remain Jewish and at the same time embrace Christianity, they fail to address this fundamental concern. Their argument appears to address the issue but falls short. The Jewish concern is not merely about individual beliefs but about the survival of their people.
Christianity is a universalizing religion that aims to erase ethnic and cultural distinctions among its adherents. The well-known verse from the Christian Bible, "There is neither Jew nor Greek, there is neither slave nor free, there is no male and female, for you are all one in Christ Jesus" (Gal. 3:28), encapsulates this belief. In the Christian worldview, a person who becomes a Christian ultimately merges into the Christian community, blurring their previous ethnic and cultural identities.
Missionaries may argue that individuals can choose to maintain their Jewish identity and practices even after converting to Christianity. They might suggest that one can talk about the Holocaust, pursue intellectual pursuits, continue family traditions, eat matzo ball soup, observe halakha if one really wants to (few people really want to, but they could if they did), or remain part of a Jewish community, while also being a Christian. They might also point out that Messianic Judaism offers a community that blends Jewish traditions with Christian beliefs.
However, this response is misleading and fails to address the broader implications for the Jewish people. Christianity, by its very nature, encourages assimilation and the dissolution of ethnic distinctions, as evidenced by the quote from Galatians. Even if an individual Christian values their Jewish heritage and chooses to maintain certain Jewish practices, what about their children and future generations?
Jewish culture, rooted in non-Christian Judaism, emphasizes the importance of marrying within the faith and raising Jewish children to ensure the continuity of the Jewish people. Yet, despite this emphasis, 42% of American Jews are intermarried, and this percentage is increasing, particularly among non-Orthodox Jews—of the recently married non-Orthodox, 72% are intermarried.
Already, with a strong emphasis on maintaining Jewish identity, a significant portion of the Jewish population is lost to assimilation. If Jews were to embrace Christianity, which actively encourages assimilation, the Jewish people would rapidly disappear. The missionary argument that one can be both Christian and Jewish fails to acknowledge this very real concern.
Christian missionary efforts directed at Jews fail to address the fundamental concern of preserving the Jewish people and their distinct cultural identity. Christianity is fundamentally unable to address these concerns.
submitted by TzionaY to AskAChristian [link] [comments]

2024.05.15 22:09 lefthandconcerto My Review of The Pinhoe Egg (Spoilers Within!)

About six months ago, in November, I started my journey through the "Chronicles of Chrestomanci," which of course are not really a series as much as a collection of books which all take place in the same set of universes. I read everything in order of publication, posting my thoughts here each time, and with the completion of this book I am now all the way through these wonderful novels. Please forgive my lack of direct quotes this time--having read nothing else for fun besides these books for six months, I found my note-taking capacity to be somewhat diminished. Maybe in the future I'll write a more detailed review.
The Pinhoe Egg is the final Chrestomanci book, whether you're reading them in order of publication or chronologically. I have no doubt Diana Wynne Jones did not intend this to be a "series" with a beginning and end; rather, I assume she simply got several book ideas that took place in this world, and this happened to be the last time before she died. It is sheer luck, then, that this last book is a sort of grand culmination of them both thematically and narratively, and possibly the best of the lot.
We start, typically, with a new protagonist, Marianne Pinhoe, and a new locale, the small rural village of Ulverscote, located a stone's throw from Chrestomanci Castle and Helm St. Mary. I liked that we got a little more background about this area throughout the book. When I go back to reread Charmed Life, I'm looking forward to putting it all into this new context.
Marianne became a favorite character almost instantly, and I was hooked on her storyline right from the beginning. Jones has a typically virtuosic opening sequence, wasting no time in establishing the key characters and launching into a dreadfully funny episode telling of Marianne's grandmother (who is also a kind of matriarch or "Gammer" over all the Pinhoes) apparently abruptly developing dementia and being forcibly removed from her home. There is black comedy galore here, all painfully adjacent to the real experience of making arrangements for a feeble or senile parent, as when Gammer is so averse to leaving her home that she roots herself in the bed, complete with actual roots. Meanwhile, Gammer's brothers and many children squabble over who gets to live in her house and where her belongings will go.
I mentioned before how Jones is always surprising me with the variety of formal structures and writing styles she employs. I thought I had figured out her game here, and was sure it was going to be similar to Conrad's Fate, where a new protagonist gradually makes their way into meeting familiar characters. But of course, Jones neatly sidesteps all reader expectation and switches tracks suddenly a few chapters in, focusing on Cat Chant as a second, equal protagonist, and revealing this book to be, among other things, the true sequel to Charmed Life--published 29 real-life years later. Jones then begins alternating between Cat and Marianne unevenly, and sometimes even from sentence to sentence, as in Witch Week. Her sleight of hand is sly and clever, and the craftsmanship is remarkable. Hats off--each of the seven books in this series reads totally differently. Jack of all trades, master of all, our Diana.
Jones stacks on the themes this time. We of course get some of her usual preoccupations, particularly with that of unreliable families. The Pinhoes may be the worst of the lot, or at least the most upsetting, because while in most of the other books the dysfunction is obvious, things are more insidious here. The reader is actually led (through Marianne's obedient, rule-following perspective) to see Harry, Cecily, Gammer, and most of the uncles and aunts as well-meaning individuals who care for one another. However, as in Charmed Life (and Cat himself draws the comparison), as the book goes on and Marianne becomes more independent, it becomes increasingly difficult for her, and for us, to justify their cruel behavior. It is genuinely devastating when Marianne figures out what's going on halfway through the book, decides to approach the adults in her life about it, and is laughed off or outright punished by all of them. There is a familiar scene at the end of the book: Marianne's and Joe's talents are vindicated by Chrestomanci and they are given the opportunity to nurture their skills in an education apart from parents who hold them back by refusing to understand or accept them. Replace the current Chrestomanci with the previous acting Chrestomanci, Gabriel de Witt, and you have the same scene as the end of Conrad's Fate. The detail that Marianne and Joe still go home and see their parents regularly is brutally realistic, Marianne able to convince her mother to soften on some issues, but ultimately failing to truly connect with her father. This seems to me the ultimate conclusion of the obsession with family dynamics in the Chronicles of Chrestomanci--that your family will always be there, like them or not, whether or not a true understanding can ever be reached. I'm not ashamed to say I cried through the last couple chapters of the book, and found the first line Jones has written that made me audibly sob. This was a feeling from childhood I didn't even know I had forgotten:
[Marianne] was depressed and worried. Dad was never going to understand and never going to forgive her. And Gaffer had still not turned up. On top of that, school started on Monday week. Though look on the bright side, she thought. It'll keep me away from my family, during the daytime at least.
As in Conrad's Fate, the potential toxicity of religion crops up here, in a bigger way than ever. The last act of the book is barely disguised by its magical trappings: what we have here is a group of devout, religious conservatives, being shown the harmful effects of their actions, and blindly rejecting all of the proof and logic in front of them in favor of enforcing rules and laws that keep them comfortable. There is no doubt that the next generation of Pinhoes will be just as subject to the old traditions, in spite of Marianne and Joe breaking free. That the Reverend Pinhoe is portrayed as a hapless and kind man, ignorant to most of the wrongdoing in the village, does little to soften the point of Jones's pencil here. As I said, I was startled by how moved and devastated I was by this final section, recognizing all of the real-world pain in this fantastical setting.
Jones has always been steadfastly protective of those who cannot speak up for themselves, as with the character of Cat who finds it difficult to recognize and verbalize his feelings. This time, borrowing from a kind of Shinto animism, Jones includes the concept of Dwimmer, a magic that is focused on the life force within all creatures and plants. There is no debate where Jones stands on this--her deepest and most profound sympathies lie with Cat, who can't bear to imagine his horse Syracuse chopped into dog meat, who frets over Klartch's wellbeing when out of his sight, and who firmly refuses to apologize for releasing all the goblinlike fairy folk from their bindings. There is no direct intimation of endangered species, global warming, or human-caused environmental destruction in this book, as you might expect in this kind of setup (I suspect Jones was too clever to resort to trite metaphors). However, in a fascinating twist, a plot detail revolves around the Pinhoes and Farleighs erecting a barrier in the forest to contain the magical creatures, making the forest feel empty and incomplete in the process--a magical, but also literal, instance of deforestation. Motives of plants, herbs, and trees, both good and evil, carry through the book as well. Jason and Gaffer Elijah Pinhoe, as well as Cecily, are handy with plants and tend large gardens. The Farleighs' and Pinhoes' spells tend to take the form of small bags of weeds and branches as well. Interestingly, and insightfully, the natural world is portrayed as difficult as well: Gammer grows roots to impede her family's mission, and the vile Gaffer Farleigh morphs into a stubborn, gnarled, immovable petrified oak when Cat works a spell forcing him to assume his true form.
This was one of the most enjoyable books in the Chrestomanci series, and it was bittersweet to close the door on the Pinhoes. I like that the continuity between these books is vague and tenuous, so I'm free to imagine all sort of side goings-on, like what might happen to Marianne and Cat later in life, or whether Conrad and Christopher remained friends, or what Roger and Julia thought when their dad told them all about the events at the academy in Witch Week. Howl's Moving Castle is still the book closest to my heart, and will forever be the Diana Wynne Jones I read over and over, recommending to anyone unfortunate enough to strike up a conversation about books with me, but I am so glad that I found the time to welcome Chrestomanci and all his strange acquaintances into my heart, too.
Here's my personal ranking of the Chronicles of Chrestomanci, but please note I love all of these books and a low ranking does not mean I don't like the book. I have to put that there because there's always someone who doesn't understand that last place doesn't mean bad or worst. I'm not including the short stories individually because it's impossible for me to weigh a short story against a novel, whereas a large collection seems to make sense to me. I also must admit that the top three, especially the top two, were really difficult to place and I more or less love them equally.
  1. Conrad's Fate
  2. The Pinhoe Egg
  3. Charmed Life
  4. Mixed Magics
  5. The Magicians of Caprona
  6. Witch Week
  7. The Lives of Christopher Chant
My next Jones book will be -- drumroll, please -- Archer's Goon, though I'm taking a break for some adult reading during the summer. While I'm in a school semester I can pretty much only manage to read children's fantasy, so I'll see you all come August or September. :) Thanks to those of you who have been reading and following my journey from start to finish. I would love to chat more about this book and this series.
Oh, and finally... ALL SPOILERS ALLOWED!
submitted by lefthandconcerto to dianawynnejones [link] [comments]

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submitted by andersonandy3423 to Statisticshelpers_ [link] [comments]

2024.05.15 22:07 ahead-market SOS Q4 Earnings: Sharp Revenue Decline and Mixed Segment Performance

SOS reported a significant revenue decline of 64.4% year-over-year to $92.465 million, with a notable downturn in commodity trading and a surge in cryptocurrency mining.

Key Metrics
Revenue $92.465M -64.4%
Operating Expenses $18.994M
Operating Expenses Growth -90.7%
Earnings Per Share $-0.0005
Cash and Cash Equivalents $279.177M
Segment Performance
Business Highlights
Guidance
Expectations: MISS
The reported revenue of $92.465 million is significantly below the analysts' average estimate of $116.57 million for the next year, indicating a major underperformance. The EPS of -0.0005 also contrasts sharply with previous periods, showing a deterioration in profitability.
submitted by ahead-market to ahead_market [link] [comments]

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