Free runescape accounts everyday

A place for RuneScape snowflakes (OSRS or RS3, iron or not!)

2018.03.28 15:17 Killoah A place for RuneScape snowflakes (OSRS or RS3, iron or not!)

A community for RuneScape snowflakes! A snowflake is any account playing with additional self-imposed rules or restrictions. Non-iron accounts are welcome too! Also feel free to post for OSRS or RS3.
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2011.05.08 08:10 Botting Runescape

Discuss RuneScape botting, scripting, and everything in-between!
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2014.10.08 04:15 wsgy111 Black Twitter

Screenshots of Black people being hilarious or insightful on social media, it doesn't need to just be twitter but obviously that is best.
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2024.05.14 07:29 A_Sikorra Desert harvest aloe vera after 2 months

I think desert harvest and intimate rose Aloe vera are something every person needs to try if they are these urinary and bladder issues. One of the most important things I've learned about this is that you CAN'T judge efficacy until tried it for at least 2 and you understand the dosing tiers, and how to use it.
The first month, I was not so impressed. The first WEEK I'll even say I was disappointed. I have little patience to begin with, and before accepting I have a condition, my views in supplements were the typical nay-sayer. By the third day I took them, I did have the shits a bit and my gut feel too great. Although they the rings that has the highest concentrations of laxative and latex, it still can have a laxative effect IN THE BEGINNING. it was bad enough that I could see how a significant amount of people stop right there. But I was desperate, they were 70 bucks and I persisted. That laxative effect and upset did subside greatly within about a week or two. I started on the first dose tier,3 every 12 hours. By the second month though, I still had symptoms. Get mildly improved from taking the aloe that rate, but to write home . I got my second order, and it came with the booklet that tells you how to dose. If you do not have relief a they want you to add an extra dose, and take 3 every 8 hours instead of 12. it also suggests intense symptomatic flares to take 3-6 on the spot that ppl can take up to 21 a day safely. Welp I added that dose, I took an extra 3 on top of that, took a hydroxyzine and went to for a nap. 4 hours I woke up symptom free. I notice a big difference with this dosing regimen, and there is still one dosing tier of c doesn't work. Once you the dose that works, you it for 60;days straight, then you drop to a maintenance dose until you feel the symptoms flaring up then you go back to the dose that worked before. There is a man who takes 2 bottles ofa month at 12 caps a day but they were life changing for him so he it's worth it.
So I definitely recommend this but only if you have the ability to commit to taking them everyday and possibly having to find the right dose! My flare up was coming back and I took a handful of these and have been religiously taking them and it does help for sure.
submitted by A_Sikorra to Interstitialcystitis [link] [comments]


2024.05.14 07:26 TomWaitsForYou Evony is AWESOME/TERRIBLE? Long post

I've read enough here in 1/2 hour to know that the mods are off drooling somewhere, so I'll make a controversial piece.
The game is stacked against you. You can buy your way into a stronger account in two hours than any free player could possibly achieve since the game came out. For that, I say eat my turds, ALL of evony devs. Have some integrity and go work somewhere else. You're either a coward, or only just talented enough to stay on staff with a janky, dollar store performing game. I still thrive with all your glitches and scumbaggery.
Moving on.
There are good servers, there are bad servers. The way the game is set up now, unless someone you know gives you an alt on an existing server, you're going to have to find out over time. You will hear people say the social aspect of the game is dead. There are 1600+ servers as of today... if you believe they know what all of them are like, then DM your social security number and I will transfer all of my Nigerian Prince money to you.
My server is awesome, has been around for 8 months, and everyone is supportive and helpful. 200+ daily active humans from across the world. Now I am supportive and helpful. I just got a f2p110M person in my alliance their wings during the special svs event, and I don't even speak the same language as him.
I work from home, and have a lot of opportunity to join "rallies" and participate in events that are profitable, so my experience in growth will not be the same as yours. That being said, if you learn the mechanics of the game and choose to specialize early on, you can be a terror. It will take months, at least, if you don't spend though.
There is a specific path for free players who have pvp in mind. If you deviate from that, you will have a bad time. This information is not hard to find. If you know what reddit is, then you know what google and youtube is.
When someone says "I played for 3 years and was engaged in my hobby and made real life friends but also I hate this game" tell them to suck your farts. That's either three years of fun, or they played for three years and didn't enjoy it at all, which makes them a moron. Suck my farts wheels, or whatever you name was.
I expect to be banned from this post, but if anyone is able to read, last svs was a blast. We have a "whale" who has all the new generals ascended. Well, "new" is relative. Napoleon, Agrippa, Suchet, and Muyo or whatever the siege lady is. Not my wheel house so I don't know. He was away for weekend for mothers day, and only a few small coiners were active and we crushed a server 150+ older than ours.
It was great. I have a good archer march, the guy I helped get wings had a good ground march, and a 2.5B coiner was there to help with a mounted. We kept harrasing temples and swapping in and out.
You can have a lot of fun without spending a dime, but it will take time. Join the strongest alliance, and if you don't like it in a few days, start a new account. Rinse and repeat. If you don't like my post, suck my farts, then exhale, then rinse and repeat. If you're going to say well what about Chalons, and what about future.. blah blah blah. I spent like $150 bucks and it was well worth it so far. Eat my farts.
submitted by TomWaitsForYou to Evony_TKR [link] [comments]


2024.05.14 07:23 aminalzoubi [store] CACHE sets and Immortals for trade + Weathers

Most prices are negotiable

for those who like picture like me:2019, 2020, 2020pt2, 2021, dead_reck, 2022, 2022pt2, 2023 ,2024
my steam account
add me so we can trade.need to be friends for 30 days. Steam rep
why trade with me ? i have a lot of giftables i want to sell and im not willing to risk my rep for a single trade. also check my steam profile for recent comments , those are people i traded cache sets with ,they all went first you can check their profile for my gifted items .
i always give discounts for people who buy 2 or more.

newest 2023 cache

Item Price
Snailfire (SnapFire) 20$
Brightfist (Marci) 20$
Dezun Viper (Dazzle) 5$
Primeval Abomination (Primal Beast) 5$
Astral Herald (Dawnbreaker) 5$
Spectral Shadow (Abaddon) 5$
Taur Rider (Alchemist) 5$
Crescent Huntress (Spectre) 5$
Tyrant of the Veil (Wraith King) 5$
Tomo'kan Footsoldier (Hoodwink) 5$
Darkwood Eulogy (Death Prophet) 2.5$
Sea Spirit (Kunkka) 5$
Triumph of the Imperatrix (Legion Commander) 5$
Beast of Thunder (Storm Spirit) 5$
Ancestral Heritage (Jakiro) 2.5$

Dead Reckoning Chest

item price
Dead Heat (lina) 10$
Spectral Hunter (antimage) 10$
Dying Light (dawnbreaker) 10$
Expired Gun (sniper) 10$
Death Adder (medusa) 10$
Soul Serpent (viper) 10$
Diretide 2022 Collector's Cache
set name hero price
Shadowleaf Insurgent hoodwink 15$
Chines of the Inquisitor faceless void 12$
Spoils of the Shadowveil Spectre 10$
Starlorn Adjudicator dawnbreaker 10$
Trophies of the Hallowed Hunt ursa 5$
Whippersnapper snap fire 7.5$
Scarlet Subversion riki 10$
Forgotten Station terror blade 5$
Champion of the Fire Lotus monkey king 5$
Hounds of Obsession chen 5$
Crimson Dawn pheonix 4$
Seadog's Stash clockwerk 4$
Deathstitch Shaman witch doctor 4$
Dirge Amplifier undying 4$
Blue Horizons marci 15$
Dark Behemoth primal beast 30$
Diretide 2022 Collector's Cache 2
set name hero price
Freeboot Fortunes ogre magi 4$
Darkbrew's Transgression alchemist 5$
Acrimonies of Obsession vengful spirit 7$
Withering Pain clinkz 4$
Sacred Chamber Guardian huskar 5$
Feasts of Forever nightstalker 5$
The Wilding Tiger brewmaster 5$
Dawn of a Darkness Foretold doom 5$
War Rig Eradicators techies 5$
Grand Suppressor silencer 7$
Transcendent Path oracle 5$
Cursed Cryptbreaker pudge 7$
Bird of Prey legion commander 10$
Darkfeather Factioneer phantom assassin 10$
Grudges of the Gallows Tree treant protector 12$
Brands of the Reaper anti mage 15$
Sublime Equilibrium void spirit 30$
Nemestice Collector's Cache 2021
set name hero price
Twilight Hex dark willow 20$
Litany of the Damned doom 25$
Astral Terminus enigma 20$
Caerulean Star enchantress 15$
Arcane Inverter gyrocopter 25$
Creed of the Skullhound lycan 30$
Desert Bloom nature's prophet 25$
Eyriebound Imperator skywrath mage 20$
Anthozoan Assault tiny 35$
Defender of the Brumal Crest winter wyvern 25$
Red Sands Marauder shadow shaman 35$
2019 cache sets
set name hero price
Echoes of the Everblack abaddon 20
The Arts of Mortal Deception enigma 10
Adornments of the Jade Emissary earth spirit 25
Poacher's Bane tide 15
Appetites of the Lizard King slark 20
Forbidden Medicine dazzle 15
Curse of the Creeping Vine undying 15
Priest of the Proudsilver Clan chen 10
Soul of the Brightshroud deathprophet 10
Pursuit of the Ember Demons husker 15
Riddle of the Hierophant oracle 10
Paean of the Ink Dragon grimstroke 10
Allure of the Faeshade Flower dark willow 20
Glimmer of the Sacred Hunt drow ranger 30
Defender of Ruin disruptor 15
gothic whisper phantom assassin 69
2020 cache sets
set name hero price
Origin of the Dark Oath night stalker 25
ravenous abyss underlord 20
abocalypse unbound ancient apparittion 10
beholden of the banished ones warlock 20
fury of the righteous storm distruptor 10
mindless slaughter pudge 15
heartless hunt bounty hunter 15
herald of the ember eye grimstroke 10
fissured flight jakiro 10
flashpoint proselyte husker 15
signs of the allfather nature's prophet 15
songs of starfall glen enchantress 5
Glory of the Elderflame lina 25
Lineage of the Stormlords juggernaut 25
Silent Slayer silencer 20
ancient inheritance tiny 25
forsworn legacy mars 35
Blaze of Oblivion phoenix 10
Beast of the Crimson Ring bristleback 15
Talons of the Endless Storm chaos knight 15
Ire of the Ancient Gaoler arc warden 30
Horror from the Deep tide hunter 20
Evolution of the Infinite enigma 10
Clearcut Cavalier timber saw 10
The King Of Thieves keeper of the light 10
Carousal of the Mystic Masquerade rubick 10
Secrets of the Celestial skywrath mage 10
Blacksail Cannoneer sniper 10
Wrath of the Fallen doom 10
Crown of Calaphas shadowdemon 10
Master of the Searing Path ember spirit 25
Steward of the Forbidden Chamber templar assassin 20
Claszureme Incursion faceless void 55
Aghanim's 2021 Collector's Cache
item name hero price
Silverwurm Sacrifice dragon knight 30$
Scales Of The Shadow Walker phantom lancer 10$
Perception of the First Light dawnbreaker 10$
Apex Automated clockwerk 10$
Test of the basilisk lord Razor 15$
Secrets of the frost singularity Ancient Apparition 5$
Perils of the red banks Chen 5$
The chained scribe Grimstroke 5$
Widow of the undermount gloom Broodmother 10$
Forgotten fate Mars 5$
March of the crackerjack mage Rubick 10$
Stranger in the wandering isles Drow Ranger 35$
Cosmic concoctioneers Alchemist 10$
Days of the demons Axe 25$
Blightfall Abaddon 10$
Pyrexae polymorph perfected ogre magi 15$
Wrath of the celestial sentinel Chaos Knight 50$
old cache sets
set name hero price
Creeping Shadow phantom assassin around 90
Stormwrought Arbiter sven around 90
Submerged Hazard tinker around 90
Manta Marauder bat rider around 90
Stormwrought Arbiter sven around 90

Weathers. buy 3 and get 4th for free

the lowest of them is the free one

weathers can be traded now!!

weather price
Ash 15$ 9$
Aurora 2$
Harvest 3$ 1$
Moonbeam 5$ 2.5$
Pestilence 3$ 1$
Rain 9$ 5$
Sirocco 3$ 1$
Spring 2$
Snow 5$ 2.5$
PS: even if you don't see an item in my inventory feel free to add me and ask about whatever item you're looking for
submitted by aminalzoubi to Dota2Trade [link] [comments]


2024.05.14 07:22 Putrid-Yard-5363 NetSuite - Can we use free account? If yes then how to do that

Recently i had worked with Salesforce Rest api with free account, so Is that possible with NetSuite rest ?
Many many thanks.
submitted by Putrid-Yard-5363 to Netsuite [link] [comments]


2024.05.14 07:22 redryan2009 [Recruiting] [Code: XV27SBCY]

Recruitment Code: XV27SBCY
Make sure to enter the code after you buy the game, but BEFORE you set-up your subscription, to get your rewards.
How to redeem:
1.) Login to your FFXIV account on the mogstation: https://sqex.to/msp
2.) "Registration Codes" on the left-hand side menu
3.) Click "Enter Recruitment Code" and enter the code: XV27SBCY
What you'll get:
Friendship Circlet - Increases EXP earned by 20% when level 25 and below
Aetheryte Ticket x 99 - Each good for a free teleport
10 Silver Chocobo Feathers - To trade in for gear at any Calamity Salvager NPC in Gridania, Limsa Lominsa or Ul'dah
Ballroom Etiquette: Improper Greetings - Grants you the exclusive Fist Bump emote
submitted by redryan2009 to ffxivraf [link] [comments]


2024.05.14 07:21 Classic-Set1245 Need advice, don't judge me

Hi, I come here looking for advice, don't judge my actions as I had to do what I did to survive
Is hard to explain this but I will go straight to the issue and they list some of the facts for you to have background.
My issue: I have been working undeclared due to the fact I didn't have my paperwork in order, after 5 years I finally received a positive answer on 3/05/2024. I worked for the same person doing cleaning of a tiny house and a new restaurant for the last 3 years.
At some point 2 years ago I was told to leave the center(fedasil) I was leaving on and, literally in 3 days, go to the street with a 5 years old boy at that moment, me been sick and with a treatment for life for a cardiac condition and a very bad treated diabètes
At that moment in 2022 this person find out about my situation and was only working for him in the tiny house around 2 o 3 times a week for 15euros the cleaning day, he offered me a place to live, a tiny studio, with the condition to work in his new restaurant he bought, paying 10 euros the hour working around 4 to 6 hours a week.
By the end of the first month he told me would not pay me any cash instead the money he owned me will go towards the payment of the rent plus water, energy and gas bills
All this time has been working up until January this month, he started to complain about my work in the restaurant and about everything I do there. We have had some discussions and yelling because he just send me messages with photos of what I did bad saying "you never clean this right?" Or "you don't do anything when you come to work?"
So yesterday he told me he was fed up with me not respecting the work and he literally terminated me on the spot plus he told me to move out from the apartment as soon and fast as possible
I said nothing and just offered him to redo the work he was complaining about and he just said no , so I left and when I came to the apartment I just send him a message with hours I have worked up to 13/5/2024 and asking him if he want to send me the money over a bank account or cash and to tell him that I least to allow me to stay until the end of the month since i have already "paid" the month in advance with my work at the begging of the month
He the answered saying that I need to work until the end of the month and that if I don't work he will do things he doesn't want to do( I think he was threatening me some how)
I said to him that he just asked me to leave and that I need the time to find a place and that going to work and find a place as soon as possible will not be possible for me if I have to work
He just replied copy/pasting the same message with the threat
Facts: - I wired him 2 months as warranty locative plus one month in advance for the rent and all the bills - I asked him to either return the warrant for me to use to move to a different place - I haven't told him about me getting all my paperwork in order so he still thinks I am "sans papiers" - find out a couple of months he doesn't like to pay and he likes to have person working in black and not paying in his restaurant - most of the time he/his wife use to send me a message via WhatsApp at 10pm, 11pm up to 3 am to tell me I have to come to work next morning - because of health I have to see my doctors every 3 - 6 months and when I asked him for time to go he said "you don't want to work?" Or "you should thank me for all I do for you" - I have always paid him every month on the 1st for the rest of the money my work didn't cover from the previous month - I have never received anything free from this person or from the government - every time I went down to the restaurant (because I leave upstairs the restaurant " and asked for a pizza or something to eat I have always paid for it, never even took a cup of coffee because they complain every time someone else took coffee - haven't received my id yet because I'm still trying to get all the documents from my country to send them to the commune - I already have a Numero national and I am already registered in the commune, police came already to check my studio - rent contract is under the name of the restaurant society
Sorry if this is a long text, I skipped a lot as well. Please don't judge me for what I had to do to survive, now I want to do everything good with my new opportunity and find a place and work, but still haven't received my id
submitted by Classic-Set1245 to belgium [link] [comments]


2024.05.14 07:16 LetsDiscussRs Lazy Lore - New Series

Hello my friends,
For anyone looking to get some little 1 minute Runescape Lore slices to possibly wet your appetite, I’ve started a new series titled ‘Lazy Lore - Archaeology Artifacts’. These are Youtube Shorts. If you find these interesting feel free to check out any of my longer form lore content.
Pt. 1 - https://youtube.com/shorts/UmBRykXQPUw?si=MyDeUgT89e0Q0vdE
Pt. 2 - https://youtube.com/shorts/jAfEx_5ND4k?si=CdLt6tnINJcVIvrN
submitted by LetsDiscussRs to runescape [link] [comments]


2024.05.14 07:15 Gestobersenpai [OFFER] Up to £460/460$ from Stake, Freetrade, Wealthyhood & Wahed & £13/13$ from me(UK, AUSTRALIA, NEW ZEALAND & BRAZIL)

Stake(UK, AUSTRALIA, NEW ZEALAND & BRAZIL)
Stake is an Australia-based fintech startup that offers commission-free stock trading, regulated by the Australian Securities and Investment Commission (ASIC) and the FCA. Stake provides free stock and ETF trading on US markets.
1 Sign up to Stake and enter my referral code.
2 Deposit a minimum of 50$ within 24 hours.
3 Get a free stock worth up to 150$.
4 Once I receive my free stock, I will pay you 2$.
Freetrade(UK)
Freetrade are a stocks and shares platform, offering a nice sign up bonus for new users. When you deposit £10 into your account, you'll get a share with value between £10 and £100!
1 Sign up to Freetrade using my referral link
2 Verify ID
Fund the account with min £10, which should be held for 30 days(doesn't need to be invested) You will have your free share show as pending for 7 days, before being added to your account. Free shares can be sold once granted, but the money can only be withdrawn after 180 days
3 Once I receive my free share, I will send you £3
Wealthyhood(UK)
Wealthyhood is the first DIY wealth-building app for long-term investors. They provide the tools to guide long-term investors to build their wealth over time by intelligently investing their money the way they want, with fewer fees.
1 Sign up to Wealthyhood using my referral link.
2 Deposit and invest at least £50 within 7 days.
3 Get a free stock worth up to £200.
4 Once I receive my free stock, I will pay you £5.
Wahed(UK)
Wahed is an online Halal investing platform that's making investing in line with your values more accessible, easy and affordable to everyone.
1 Download Wahed app on App Store or Google Play.
2 On registration, enter my referral code.
3 Choose 'Regular Account'.
4 Answer quiz and choose your risk tolerance (you can choose 'Very Conservative' if you want very minimal risk)
5 Fund your account – you must hold a balance of at least £50 for the 30 day period, so I recommend you to fund £60 to be on the safe side.
6 You will receive your £10 bonus within 30 days and then you can withdraw everything.
7 Once I receive my bonus, I will send you £3.
Comment $bid if you are interested and I will send you my referral code/link
submitted by Gestobersenpai to signupsforpay [link] [comments]


2024.05.14 07:12 ugglyd0ll6 Hi! I just turned 24 on the first and I'm homeless!

I honestly would juh about sob if i could receive some assistance in replacing the $19.99 taken from my account from a forgotten subscription originating from a free Google one membership trial as I can no longer afford to feed my husband and I when we were really counting on bring able to rely on the money we had before this subscription pulled from my account.
submitted by ugglyd0ll6 to donationrequest [link] [comments]


2024.05.14 07:11 hyvarjus Augusta Precious Metals Review: Fees, Services, and Customer Experiences

Investing in precious metals like gold and silver has been a reliable way to diversify your portfolio and protect your wealth against market volatility. One of the standout companies in this field is Augusta Precious Metals. In this comprehensive review, I'll cover everything you need to know about Augusta Precious Metals, from their services and fees to their customer service and overall reputation.

What is Augusta Precious Metals?

Augusta Precious Metals is a leading provider of gold and silver IRAs, catering primarily to those looking to diversify their retirement savings. Established in 2012, the company has quickly built a reputation for transparency, customer service, and educational resources aimed at helping investors make informed decisions.

Key Services and Products

Gold and Silver IRAs
Augusta Precious Metals specializes in helping customers set up self-directed IRAs that include physical gold and silver. Unlike traditional IRAs, these self-directed accounts allow you to invest in physical precious metals, providing a tangible asset that can hedge against economic downturns and inflation.
Physical Gold and Silver
In addition to IRAs, Augusta offers direct sales of gold and silver for personal investment. They provide a range of products, including bullion coins, bars, and premium coins. This allows investors to diversify their holdings outside of a retirement account.

Fees and Pricing

Understanding the fee structure is crucial for any investor. Here's a breakdown of the fees you can expect when working with Augusta Precious Metals:
Account Setup and Annual Fees
In total, you'll pay $250 for your first year. From the second year onwards, the annual fee is a flat $200 as the setup fee is a one-time expense.
Additional Costs
There are no setup costs for non-IRA accounts. Furthermore, depending on the size of your precious metals investment, you could have all fees waived for up to 10 years.

Customer Service and Support

Augusta Precious Metals prides itself on offering exceptional customer service. Each customer is assigned a dedicated agent to guide them through the process of setting up an IRA or purchasing precious metals. This personalized approach ensures that all your questions are answered and you feel confident in your investment decisions.
Account Lifetime Service
One of the standout features of Augusta Precious Metals is their "account lifetime service." This means you can count on ongoing support from their helpful staff for as long as you hold an account with them. This level of service is rare in the industry and underscores Augusta's commitment to customer satisfaction.
Educational Resources
Augusta goes above and beyond in educating its customers. They offer a free gold IRA guide that explains the benefits and potential risks of investing in precious metals. Additionally, they host educational webinars and have an on-staff Harvard-trained economist, Devlyn Steele, who provides insights into market trends and economic forecasts.

Security and Storage

When you invest in physical gold or silver, secure storage is essential. Augusta Precious Metals partners with the Delaware Depository, a highly secure facility that provides segregated storage for your assets. This means your precious metals are stored separately from those of other investors, ensuring that you receive exactly what you invested in when you choose to withdraw your holdings.

Buyback Policy

Augusta Precious Metals offers a buyback policy, although it does not guarantee repurchase. Historically, they have made buyback offers for the products they sell, providing liquidity for investors who decide to sell their holdings. This policy adds an extra layer of security, knowing that there is a potential buyer for your assets if needed.

Payment Methods

To open an account with Augusta Precious Metals, you can use the following payment methods: bank wire transfers, personal checks, and bank checks.
Payments by check are capped at $50,000, while bank wire transfers have no cap. It's important to note that Augusta does not accept payments via PayPal, Bitcoin, or other cryptocurrencies.

Refund Policy

For first-time customers, Augusta offers a 7-day money-back guarantee for premium gold and silver coin transactions. This policy allows new investors to make their initial purchases with peace of mind, knowing they have the option to cancel their order if they change their minds. However, subsequent orders are final upon completion of the recorded confirmation call unless state laws provide for a longer cancellation period.

Customer Reviews and Ratings

Augusta Precious Metals has received numerous accolades and positive reviews from both customers and industry experts. They hold an A+ rating from the Better Business Bureau (BBB) and a AAA rating from the Business Consumer Alliance (BCA). Additionally, they have been named "Best Overall Gold IRA Company" by Money magazine for multiple years and "Most Transparent Pricing" by Investopedia.
Testimonials
Many customers have praised Augusta for their transparency, customer service, and educational resources. Here are a few testimonials:

Ethical Practices

Augusta Precious Metals prides itself on ethical business practices. They educate consumers on how to avoid common scams in the precious metals industry and are transparent about their pricing and fees. Unlike some competitors, they do not use high-pressure sales tactics or scare tactics to push customers into making purchases.

Special Promotions and Perks

While Augusta Precious Metals does not offer traditional promo codes or discounts, they do have special promotions. For instance, depending on the size of your investment, you could have your fees waived for up to 10 years. Additionally, when you open a gold IRA account, you'll receive a complimentary gold coin as a gift.

Pros and Cons

Pros
Cons

Conclusion

Augusta Precious Metals stands out as a top choice for those looking to invest in gold and silver IRAs. Their commitment to transparency, customer service, and education makes them a reliable partner in your investment journey. While the high minimum investment might be a barrier for some, the benefits and security offered by Augusta make it a compelling option for serious investors.
Whether you're new to investing in precious metals or looking to diversify your retirement portfolio, Augusta Precious Metals provides the tools, support, and expertise you need to make informed decisions. With their solid reputation and customer-focused approach, you can feel confident entrusting your precious metals investments to Augusta.
For more information or to get started with your gold IRA, visit Augusta Precious Metals' website and download their free gold IRA guide.
submitted by hyvarjus to AugustaGoldIRAReview [link] [comments]


2024.05.14 07:11 Designer_Ad7432 30% off with the code below!!

Unlock Incredible Savings: Grab Your Temu Coupon Code Now! Are you ready to revolutionize your shopping experience? Say hello to Temu, the online shopping platform that's taking convenience and affordability to the next level. Much like we offer incredible deals for your needs, Temu brings a similar excitement to the world of e-commerce with exclusive offers and discounts.
Exclusive TEMU promo code: Use code “acn740701 ” for up to 30% OFF!
About Temu Temu, which stands for Team Up, Price Down, is an e-commerce company that connects consumers with millions of merchandise partners, manufacturers and brands with the mission to empower them to live their best lives. Temu is committed to offering the most affordable quality products to enable consumers and merchandise partners to fulfill their dreams in an inclusive environment. Temu was founded in Boston, Massachusetts in 2022. Lightning Deals Temu’s Lightning Deals are limited-time flash discounts with significant discounts on select items. New offers are added daily and featured directly on the homepage. There will be discounts in several categories, including home goods, sports gear, jewelry, and gifts.
On top of these flash promotions, the Temu lightning deals can help you find 50-90% off items. Promotional banners with links to individual discount pages will be displayed throughout the site.
More Quick Temu Savings Tips Sign up in the app for bonuses, coupons, and offers. Subscribe to Temu's email newsletter for bonus coupons and deals: 1.Visit the site each day to "spin the wheel" for bonus Temu coupons 2.Get free shipping on many items across the site 3.In the app, click "earn credits and gifts" to save 4.Refer a friend via the app to earn gifts 5.New customers get a free Temu coupon bundle worth $100 via the app 6.Enable push notifications on your phone to receive instant access to new discounts and coupons via the app How to Use a Temu Coupon Code 1.Sign in or sign up on Temu 2.Add items to your shopping cart 3.Proceed to the checkout 4.Look for the "apply coupon code" field Apply your Temu coupon code there to save!
Temu FAQs How do I get a discount on my first Temu order? Sign up on the Temu site and check the promos within your account, and you will be eligible for a new customer offer. You can take advantage of a signup bundle with $100+ worth of coupons. When are the huge discounts on Temu? Check out Temu on significant shopping holidays such as Black Friday, Cyber Monday, Halloween, etc. They frequently do special offers around these times and may also offer extra Temu coupon codes to save on your order. Can I buy now and pay later at Temu? Yes, customers can take advantage of several financing methods at Temu. Afterpay or Klarna will spread your total over four installments, while Affirm can provide low monthly payments. Each service has its terms and will not apply fees if you pay on time.
Team up with us, watch the prices go down, and discover why smart shoppers are making Temu their go-to destination for everything they love and need. Your adventure in saving starts now – are you ready to shop smarter, not harder? Join Temu and turn every click into a celebration of savings! Exclusive TEMU promo code: Use code “acn740701 ”for up to 30% OFF!
submitted by Designer_Ad7432 to TemuCodesUSA [link] [comments]


2024.05.14 07:10 Designer_Ad7432 30% off with the coupon code below!

Unlock Incredible Savings: Grab Your Temu Coupon Code Now! Are you ready to revolutionize your shopping experience? Say hello to Temu, the online shopping platform that's taking convenience and affordability to the next level. Much like we offer incredible deals for your needs, Temu brings a similar excitement to the world of e-commerce with exclusive offers and discounts.
Exclusive TEMU promo code: Use code “acn740701 ” for up to 30% OFF!
About Temu Temu, which stands for Team Up, Price Down, is an e-commerce company that connects consumers with millions of merchandise partners, manufacturers and brands with the mission to empower them to live their best lives. Temu is committed to offering the most affordable quality products to enable consumers and merchandise partners to fulfill their dreams in an inclusive environment. Temu was founded in Boston, Massachusetts in 2022. Lightning Deals Temu’s Lightning Deals are limited-time flash discounts with significant discounts on select items. New offers are added daily and featured directly on the homepage. There will be discounts in several categories, including home goods, sports gear, jewelry, and gifts.
On top of these flash promotions, the Temu lightning deals can help you find 50-90% off items. Promotional banners with links to individual discount pages will be displayed throughout the site.
More Quick Temu Savings Tips Sign up in the app for bonuses, coupons, and offers. Subscribe to Temu's email newsletter for bonus coupons and deals: 1.Visit the site each day to "spin the wheel" for bonus Temu coupons 2.Get free shipping on many items across the site 3.In the app, click "earn credits and gifts" to save 4.Refer a friend via the app to earn gifts 5.New customers get a free Temu coupon bundle worth $100 via the app 6.Enable push notifications on your phone to receive instant access to new discounts and coupons via the app How to Use a Temu Coupon Code 1.Sign in or sign up on Temu 2.Add items to your shopping cart 3.Proceed to the checkout 4.Look for the "apply coupon code" field Apply your Temu coupon code there to save!
Temu FAQs How do I get a discount on my first Temu order? Sign up on the Temu site and check the promos within your account, and you will be eligible for a new customer offer. You can take advantage of a signup bundle with $100+ worth of coupons. When are the huge discounts on Temu? Check out Temu on significant shopping holidays such as Black Friday, Cyber Monday, Halloween, etc. They frequently do special offers around these times and may also offer extra Temu coupon codes to save on your order. Can I buy now and pay later at Temu? Yes, customers can take advantage of several financing methods at Temu. Afterpay or Klarna will spread your total over four installments, while Affirm can provide low monthly payments. Each service has its terms and will not apply fees if you pay on time.
Team up with us, watch the prices go down, and discover why smart shoppers are making Temu their go-to destination for everything they love and need. Your adventure in saving starts now – are you ready to shop smarter, not harder? Join Temu and turn every click into a celebration of savings! Exclusive TEMU promo code: Use code “acn740701 ”for up to 30% OFF!
submitted by Designer_Ad7432 to TemuNewUsersASAp [link] [comments]


2024.05.14 07:10 marioarturo2000 Unmechanical: Extended game for Xbox (non-JP version)

I'm looking to purchase a code for this game or a kind soul who has a spare account with the game that I could borrow for a few bucks. Feel free to DM me if you have a code or account. The region does not matter to me as long as it's not the japanese version.
submitted by marioarturo2000 to gamecodes [link] [comments]


2024.05.14 07:09 Designer_Ad7432 Get 30% off with the coupon code below!

Unlock Incredible Savings: Grab Your Temu Coupon Code Now! Are you ready to revolutionize your shopping experience? Say hello to Temu, the online shopping platform that's taking convenience and affordability to the next level. Much like we offer incredible deals for your needs, Temu brings a similar excitement to the world of e-commerce with exclusive offers and discounts.
Exclusive TEMU promo code: Use code “acn740701 ” for up to 30% OFF!
About Temu Temu, which stands for Team Up, Price Down, is an e-commerce company that connects consumers with millions of merchandise partners, manufacturers and brands with the mission to empower them to live their best lives. Temu is committed to offering the most affordable quality products to enable consumers and merchandise partners to fulfill their dreams in an inclusive environment. Temu was founded in Boston, Massachusetts in 2022. Lightning Deals Temu’s Lightning Deals are limited-time flash discounts with significant discounts on select items. New offers are added daily and featured directly on the homepage. There will be discounts in several categories, including home goods, sports gear, jewelry, and gifts.
On top of these flash promotions, the Temu lightning deals can help you find 50-90% off items. Promotional banners with links to individual discount pages will be displayed throughout the site.
More Quick Temu Savings Tips Sign up in the app for bonuses, coupons, and offers. Subscribe to Temu's email newsletter for bonus coupons and deals: 1.Visit the site each day to "spin the wheel" for bonus Temu coupons 2.Get free shipping on many items across the site 3.In the app, click "earn credits and gifts" to save 4.Refer a friend via the app to earn gifts 5.New customers get a free Temu coupon bundle worth $100 via the app 6.Enable push notifications on your phone to receive instant access to new discounts and coupons via the app How to Use a Temu Coupon Code 1.Sign in or sign up on Temu 2.Add items to your shopping cart 3.Proceed to the checkout 4.Look for the "apply coupon code" field Apply your Temu coupon code there to save!
Temu FAQs How do I get a discount on my first Temu order? Sign up on the Temu site and check the promos within your account, and you will be eligible for a new customer offer. You can take advantage of a signup bundle with $100+ worth of coupons. When are the huge discounts on Temu? Check out Temu on significant shopping holidays such as Black Friday, Cyber Monday, Halloween, etc. They frequently do special offers around these times and may also offer extra Temu coupon codes to save on your order. Can I buy now and pay later at Temu? Yes, customers can take advantage of several financing methods at Temu. Afterpay or Klarna will spread your total over four installments, while Affirm can provide low monthly payments. Each service has its terms and will not apply fees if you pay on time.
Team up with us, watch the prices go down, and discover why smart shoppers are making Temu their go-to destination for everything they love and need. Your adventure in saving starts now – are you ready to shop smarter, not harder? Join Temu and turn every click into a celebration of savings! Exclusive TEMU promo code: Use code “acn740701 ”for up to 30% OFF!
submitted by Designer_Ad7432 to Temucouponcodesdaily [link] [comments]


2024.05.14 06:51 Sufficient_Neck3151 [FULL] Biomutant

[FULL] Biomutant
Use base64 to decode the link:
aHR0cHM6Ly90ZXJhYm94YXBwLmNvbS9zLzFKY01WRGVsRUs1MDRPcFFQekxiM3J3
Note: Download terabox mobile app, sign in to your gmail account and watch some ads to get free premium to max speed the download.

https://preview.redd.it/75n2svoemb0d1.jpg?width=1920&format=pjpg&auto=webp&s=7080e56e72022fc399ba58360e03e344c92d2bb3
submitted by Sufficient_Neck3151 to Switchloader [link] [comments]


2024.05.14 06:49 blandestk Project to Document April Eclipse Experiences

I apologize if this post violates the SPAM rule. The spirit of this idea is not self-promotion but documentation. I understand if the mods don't want to allow this to stay up, however.
I maintain a website and a newsletter about the natural world. Like many others here, the eclipse was a major goal and a transcendent experience. The visceral, physical experience was matched only by sharing the happening with my family and loved ones. Reading everyone's tales afterward led me to understand that it wasn't just the sun and the moon but the planning, the travel, and being next to others as the magic transpired.
I would like to create a historical document of the experiences people had across North America. Photos, videos, and written accounts. If you're interested in telling your story, I'd love to preserve it. Where did you see the eclipse? From where did you drive/fly/walk? With whom did you watch? How was the weather? What was the experience like from your perspective? How do you feel after the fact? Anything notable about your eclipse would be fantastic.
If you'd like to participate, think about how you'd like to present yourself. First name/last name. First name/last initial. Internet handle. Whatever name you'd like. If you're comfortable with presenting your age, that might be interesting to posterity, as well. Photos and videos would be preferred in a non-compressed manner (aka - not over Reddit).
Please try to limit your tale to 1,000 maximum, but feel free to express yourself in as few words as you like.
I'm going to leave the website and an email address to which you can send stories in the comments. Feel free to send me a direct message on Reddit with any questions or concerns.
Looking forward to reading what you come up with!
submitted by blandestk to solareclipse [link] [comments]


2024.05.14 06:47 Free-Pass-1326 Travel agent demanding more money then initially agreed to for flight tickets. Later they seemed to have cancelled the tickets when their extortion failed. Please help.

Hello,
I found a good deal on an expensive flight ticket (UK <-> India) and then booked via one of the agents (TravelDecorum) and received confirmation email for the booking, another payment confirmation email from the bank, receipt numbers from the agent and the bank, and had the payment deducted from my bank account as well.
As we know that flights are dynamically charged. Thus, a few hours later, the prices of the flight increased significantly for all the agents (even the airline) across the world, TravelDecorum got greedy and started demanding more money or threatened that they will cancel the ticket.
I feel like they are unfairly extorting more money out of my pocket, even though the agent and myself already together agreed upon a deal and the pricing. At this point, in my mind, they had lost trust and I didn't want to do any more business with them. I denied to pay them more out of the principle that this is inherently wrong and they are backing away from an agreed deal. In retaliation, they cancelled my tickets and returned my payment without my authorization.
I later rebooked another flight from somewhere else at significantly more price (additional 500+ GBP over the original booking).
I feel like that this should be illegal and I would like to understand (and exercise) my legal options. As an additional constraint, I'm a digital nomad across the Europe (with a valid UK visa) and this company is located in UK.
Please feel free to share if you have any thoughts or questions and please do share however you can help in my effort to bring justice to this agent, myself and the wider world so that they don't dare to do this again to someone else.
Thanks in advance for everything. Hoping this post gets some attention here.
submitted by Free-Pass-1326 to LegalAdviceUK [link] [comments]


2024.05.14 06:40 ThrowRA-ILoveMyGF I (19M) cried infront of my girlfriend (19F) for the first time in weeks

I plan to show this to my girlfriend (I’ll call her Nora since she has a ridiculously rare name) when she’s finished her finals on Thursday. I’m using a throwaway because she’s advocated for me to always convey my feelings, with her, a journal, friends or my family and I’ll use reddit this time and she loves this platform. We’ve resolved everything but I still want to write everything down and show her.
For some background, Nora and I met and became the best of friends when we both started middle school; we had the same classes together up until high school and up until Covid, we stopped talking for 2-3 years. In 11th grade, we had many of the same classes once again and within 2 months of the school year, I fell for her. I didn’t confess for another 4-5 months by asking her out to junior prom and we started dating March 31, 2022. Since then, we’ve bettered ourselves, experienced shared dreams, been to 6 countries and 20 states together. We one-up each other when it’s time to celebrate our birthdays and anniversary. We saved each other and I know for certain that she is my soulmate and she’s the only person that I want to marry and have a family with down the line. Currently, we’re freshmen at different colleges in our home state.
For the past few weeks, she’s been stressed for this one final, it’s the highest math she needs for her program and we’ve been taking college classes since June 2022 up until attending college in August 2023. Her plan for the last 2 years has always been to attending community college to knock out her pre-reqs before transferring within a few months. Although since she’s nearing the finish line for this plan, it’s been taking the biggest toll on her.
But last week specifically, she was really unresponsive, which isn’t like her. Whenever she would stay the night over, she would either sleep on the couch in my room and stay up longer than me (which always worried me considering I’m quite an insomniac whenever I don’t get a chance to share the same bed with her or to hear her telling me goodnight). The only time she opened up to me was to let all of her frustrations out. I would go to my family (they love her just as much as they love me) a lot but they’d only endearingly laugh at me, my mom especially. She’d tell me “She’s the reason you’re able to be open up so much to us, give her time” and things along those lines.
I did do as my mom said and gave her time, but I know my girl very well. I know when she wants to talk, when she wants to hug and when she wants to cry. But I also knew she didn’t want to talk just yet. Our conversations were short, and as much as it killed me, I knew she needed time more than anyone.
Yesterday (Mother’s Day), I ended up being the reason we fixed things. We like to spend the first half of holidays at her place then mine after. I went to her place, her eldest brother opened the door and smiled at me, we made conversation and he told me she was upstairs. I dropped my gifts off and went to knock on her door. She said come in and was surprised to see me, I guess she didn’t know what time I was coming over.
Looking at her felt like time stopped, Nora has always been the most beautiful woman, no one can rival her radiant smile, her loud laughs or the pleasure of staring at her; but she was glowing. She smelt like lemon, ginger and coconut, she smelt like herself. She felt like herself. At that point my face was burning, she got up and started inspecting my face, her hands were on my face and she kept asking what was wrong.
I started crying without knowing and she started to panic, crying has become a normality for me, I always find myself crying when she cries. But crying out of nowhere was alarming for her. She spent 10 minutes consoling me before I apologized for making her panic. She said it was fine but asked what was wrong. I told her how when I saw her, it felt like she was herself again. It was the first time she’s touched me in over a week (physical touch being my love language) and I asked her what happened to make her, her regular self again. She told me that “Your support for me has been unwavering for 2 years, I can’t possibly disappoint you with how much you’ve put into being there for me through everything, and I think making gifts for your mom and mine just made me realize I shouldn’t stress so much, I got to take my mind off everything and I wanted to apologize to you for being so short and disrespectful of your feelings”
She started laughing after explaining and started teasing me until we started to banter back and forth and ended up wrestling together. After some minutes, Nora hugged me really tight and kissed me countless times and told me how sorry she’s been. I easily forgave her, she’s always gone out of her way to make sure I’m okay.
I just thought I’d put my feelings down somewhere before heading to bed, we’re sharing the same bed for the first time in a week or so and the idea of getting ready in the morning to help her study makes me smile. She’s been stressed a lot and I’ve promised her that once she’s officially done this semester, I’m treating her to a deserved spa day with a manicure and pedicure, I’ve already paid her hair stylist in advance for her appointment on Saturday.
I just want my girl to be happy and stress free the way she’s always trying her best to be present in lives of the people she cares for and she’s gone several miles: from being the first to show up for my younger sister’s (17) art exhibits, paying for her prom, taking her shopping, to going on morning walks with my older sister (22), going to concerts and helping my parents. I’d be stupid if I didn’t show how far my appreciation for her runs.
I’ve been rambling for the last 20 minutes and I’m happy I made this account, I really do love Nora more than life itself because she’s the one who made me love the longevity of my life. I talk to my dad about her constantly and my friends can’t go without telling me that I always talk about Nora when the chance is given. I can’t do without her and her serenity, her weirdness, her humor her warmth and her beauty.
Good night!
TL;DR: I'm planning to pour my heart out to my girlfriend after her finals. We've been inseparable since middle school, she's my soulmate. Lately, she’s been stressed, but we had a breakthrough on Mother's Day, and I feel relieved. I can't wait to support her and treat her to a spa day. I'm head over heels for her and deeply appreciate everything she does for me and my family.
submitted by ThrowRA-ILoveMyGF to offmychest [link] [comments]


2024.05.14 06:38 KaleidoscopeLow1831 Grateful for no ads 🙏

Everyday I’m thankful among us has remained ad free. Anyone have an idea how much InnerSloth could make if they had ads?
submitted by KaleidoscopeLow1831 to AmongUs [link] [comments]


2024.05.14 06:37 kidhudig Do NOT EVER bank with Bank of America.

I am not one for negative reviews as I typically feel if I have a bad experience, it is just a bad day. However, this company has shown a pattern of poor care for its customers as well as lack of support in general. I opened my first checking account with them when I was 14 years old, and am now 26. I have had a personal checking and savings account with them for the last 10 years and opened a credit card with them 2 years ago. I have since decided that this is not the bank for me mainly due to a complete lack of customer service.
First of all, this bank began charging me maintenance fees on my checking account of nowhere a few months ago, so I tried to call. I sat on the phone punching #s for hours trying to get a human on the phone to see why this was. Not possible. So I visited a branch and they treated me like I was unimportant and could figure out my problems myself and was told to “go find the answer on google.” Eventually a banker met with me who said that since I was no longer a “student” I would be charged maintenance fees. Understandable, except I am a student. I pulled up my transcript and everything for this guy and he continued to tell me his hands were tied and he could not help. Fine, but kind of annoying.
So I get a credit card with bank of america, my first credit card mind you, and I’m enjoying earning rewards on my card and gaining cash back. I am person who prefers simplicity so I immediately set up autodraft/autopay to pay the statement balance each month. However for my first payment they drafted the statement amount twice from my BofA checking account. Not cool. I did not have that much in my checking account. Overdraft fee. I try calling to get help, again on the phone for multiple hours and unable to speak with a human. I go to a branch (different than the one in my last experience) where I am again told to call customer service or “use Erica, their AI chatbot,” so I leave and go to a different branch where someone finally helps me, but still is unable to refund the double charge OR the overdraft fee. They said, “it will just remain on your credit card as a statement credit so you won’t have to pay the next one.” Fine, but really annoying.
So Im a few months out from this I am getting married and we decided to bank with Chase (who is amazing on the customer service side by the way). I now have a checking account with Chase that is my main account, so I want to autodraft/autopay my BofA credit card with my chase checking account. Well, BofA makes that nearly impossible. I cannot figure out how to have BofA draft the exact statement balance due each month from my checking account automatically. I spend a few hours on google/reddit/etc trying to figure it out, which should not be hard considering I work with computers every day. However, I do not find a solution so I travel to a new BofA branch (not one I have been to before) and explain the situation that I would like to set up autodraft from a Chase checking acct. They tell me they cannot help with credit cards in the bank and I need to call customer service. Not falling for that again. So I go to ANOTHER new BofA branch that I have never been to and ask the same question. One lady does help me and says all I have to do is go to Chase bank to have them set this up because it is a problem on their end. So I do that. And Chase tells me that BofA will not share info with other banks to allow them to see amount due through the Chase bill pay feature. So I give up
A month later I have some free time and I am in a different city so I schedule an appointment with a BofA banker to see if we can revisit the credit card issue. I am helped! He calls customer service himself with me there, somehow gets a human on the line in only 5 minutes, and they send me an email how to setup my Chase checking acct as a “pay from account.” However these instructions do not work because for some reason my account is not eligible to be set up online and I must mail a voided check to bank of america headquarters before they can consider my account for enrollment. So I ask the banker if I have to use this BofA credit card to maintain it and he tells me he’s pretty sure I will receive notice prior to an closing of my credit cards, contrary to what redditors have shared, so I take his word for it and try to set up Autopay. Well I give up again.
So a few days later I am tired of this bank and decide to close my accounts and switch everything to chase. I made an appointment at ANOTHER new branch, so I am well travelled to the Bank of America Branches within South Carolina/North Carolina. I tell the banker I am closing and leaving BofA, she asks why, I tell her that their customer service is not very good and that bankers have little-to-no power to help with hardly anything an everyday customer may need. She tries to convince me to stay. I say no. I get her to close my checking and savings account and she tells me they can give me cash (the remaining balances in these accounts). I run my credit card scenario by her in a last ditch effort to get it figured out, but she cant help, and another banker overhears us talking, says “I am really good with credit card stuff, let me help you.” So I go to his office, explain everything, and he says he cant help me. Shocker. So I take my account closure statements across the foyer of the BofA branch and hand them to the teller to finally cash out and leave this place forever. He cannot accept my withdrawal. Somehow in the time between my talks with the first banker and the time I reach the teller 15 feet away their computer system has gone down. The teller informs me that the accounts have already been closed so there is no way to get the money out at the moment. All 4 branch bankers are behind the counter with him running through how they can service me and you know what their solution was? “Give us a call back every few hours to see if we have figured out a solution.” NO. I will NOT ever try to call BofA again. I am giving you my phone number to call ME once you have a solution. So I leave, and receive a call later that day because the teller tells me they are closing soon and he needs me to return to discuss my options. I drive back to the branch. He tells me I have 2 options: 1) have the checks mailed to me once BofA figures out how to solve this issue Or 2) come back first thing in the morning to follow up and hopefully figure it out. I am not going to trust BofA to figure out anything at this point so I decide I am going to return in the morning, and every day after until they fix this . At the moment they have no solutions, so I will see if they dreamt some up overnight tomorrow! I will update again as the story unfolds
TLDR: Bank of America is absolute Trash
submitted by kidhudig to Banking [link] [comments]


2024.05.14 06:37 floralgarag Graduation Bouquets: Making the Day Extra Special

Graduation Bouquets: Making the Day Extra Special
Graduation is a milestone moment, marking the culmination of years of hard work and dedication. As graduates prepare to embark on new adventures, celebrating this achievement with a beautiful bouquet can make the day even more memorable. Whether you're creating your bouquet or ordering one online, here's everything you need to know to make the day extra special.

Importance of Graduation Bouquets

https://preview.redd.it/e5if4cr9mb0d1.png?width=1200&format=png&auto=webp&s=271467775fd27273e4cd93b95951f2c9037257f9
Graduation bouquets are not just beautiful floral arrangements; they symbolize the culmination of years of hard work and dedication. They serve as a tangible reminder of the graduate's achievements and are often used as a centerpiece during graduation ceremonies and celebrations.

Choosing the Perfect Bouquet

When choosing a graduation bouquet, consider the graduate's personality and preferences. Opt for colors and themes that reflect their style and the significance of the occasion. Popular flower choices include roses, lilies, and sunflowers, but feel free to choose flowers that hold special meaning for the graduate.
Floral Garage Singapore offers customizable pricing, allowing you to select flowers that fit your budget. With a wide variety of blooms to choose from, you can create a bouquet that suits your style and price range. Additionally, they provide free same-day delivery, ensuring your flowers arrive fresh and on time.

DIY Graduation Bouquets

Creating a DIY graduation bouquet can add a personal touch to the celebration. To make your own bouquet, start by choosing a variety of flowers in the graduate's favorite colors. Arrange the flowers in a bouquet holder or vase, adding greenery for a full, lush look. Finish with a ribbon or bow for a polished finish.

Ordering Graduation Bouquets Online

If you're short on time or prefer a professional touch, consider ordering a graduation bouquet online. Many florists offer a wide selection of bouquets designed specifically for graduations. Look for bouquets that can be personalized with the graduate's name or a special message for an extra thoughtful touch.

Unique Graduation Bouquet Ideas

For a truly unique graduation bouquet, consider personalized or non-traditional options. Personalized bouquets can include flowers that hold special meaning for the graduate, such as their birth flower or favorite bloom. Non-traditional bouquets, such as those made from paper flowers or succulents, can also make a bold statement.

Budget-Friendly Options

Celebrating graduation doesn't have to break the bank. There are plenty of budget-friendly options for graduation bouquets, such as choosing seasonal flowers or opting for smaller arrangements. DIY bouquets are also a cost-effective choice, allowing you to create a beautiful arrangement without spending a fortune.

Caring for Graduation Bouquets

To ensure your graduation bouquet lasts as long as possible, follow these tips for caring for fresh flowers. Keep the bouquet in a cool, well-lit area away from direct sunlight and heat sources. Change the water every few days and trim the stems at an angle to help the flowers absorb water more easily.

Conclusion

Graduation bouquets are a beautiful way to celebrate a significant milestone in life. Whether you're creating your bouquet or ordering one online, the key is to choose flowers that reflect the graduate's personality and style. With a little thought and creativity, you can create a bouquet that will make the day extra special.

FAQs

Can I use fake flowers for a graduation bouquet?

While fake flowers can be used for a graduation bouquet, fresh flowers are often preferred for their natural beauty and fragrance.

How far in advance should I order a graduation bouquet?

It's best to order a graduation bouquet at least a week in advance to ensure availability and allow time for customization.

Can I add a personal message to a graduation bouquet?

Many florists offer the option to add a personal message to a graduation bouquet, making it even more special for the recipient.

What are some unique flower choices for a graduation bouquet?

Some unique flower choices for a graduation bouquet include orchids, peonies, and hydrangeas, which can add a pop of color and elegance to the arrangement.

How should I preserve a graduation bouquet as a keepsake?

To preserve a graduation bouquet as a keepsake, consider drying the flowers or pressing them between heavy books to create a lasting memento of the special day.
submitted by floralgarag to u/floralgarag [link] [comments]


2024.05.14 06:37 UNDERdecoded Michigan Prevent the Passage of SB632 to Protect Payday Loans

Michigan Prevent the Passage of SB632 to Protect Payday Loans
At the moment if a customer loans $600 dollars and reloans every 2 weeks for a year, the amount they’ve loaned comes out to $15,600. With that they would have only paid $2,000 in fees which comes out to 12.8% of what they loaned. This is cheaper than most bank loans especially when you account for the fact that it doesn’t accrue interest if you can’t pay for some reason it’s more beneficial to those struggling. Also if your check ever returns payday lenders are very understanding and work out payment arrangements for $20-$50 per pay period to avoid court. The only growth of the amount you owe is if your check returns and that is a one time 31.14 cent check return fee. Banks also generally aren’t approving the person for a loan and that’s why they’re coming to a payday lender. Every payday loan customer has a bank account so in general they’ve most likely tried every avenue beforehand. I don’t know about your credit card rates but mine are sitting above that, many in the range of 20% or more and payday loans have been a helpful tool in my families times of need. Focusing on the APR when it comes to payday loans is ludicrous and deceptive because payday loans don’t accrue interest, they charge a one time fee between 12.8%- 16% of the loaned amount. (MAX Loan $600; up to 2 Statewide)
An Example Of What Happened When Illinois Passed an Identical Bill “Interest Rate Caps in Illinois: In March 2021, Illinois Governor J.B. Pritzker signed the Predatory Loan Prevention Act into law, capping interest rates at 36% for consumer loans, including payday and car title loans. This legislation was modeled after the federal Military Lending Act, which also protects active service members and their dependents by imposing a similar rate cap. Prior to this law, payday loans in Illinois carried an average annual percentage rate (APR) of 297%, while auto title loans had APRs around 179%1. By implementing the 36% rate cap, Illinois joined 17 other states and Washington, D.C., which say they do so in attempt to provide substantial protections to low-income communities targeted by predatory lending practices.
Foreclosure Rates in Illinois: Unfortunately, despite the "positive" impact on consumer loans, Illinois faced a surge in foreclosures. In October 2021, about one in every 1,923 homes in Illinois was in foreclosure, representing an 182% increase from September and nearly triple the number from October 2019. Most of these foreclosures occurred in Chicago, where the unemployment rate was higher than the national average. In summary, while the interest rate cap has positively impacted consumer loans, Illinois still faces challenges in its housing market. The state’s efforts to strike a balance between protecting borrowers and maintaining access to credit remain a topic of ongoing debate.” Payday Loans are an Essential Business As a customer service provider within a payday loan company and as someone who grew up in a low-income household that has regularly utilized these services, I understand the importance of payday loans in our society. These loans provide crucial financial support for many families in Michigan, including my own. The proposed bill SB632 threatens the existence of such services, which could have devastating effects on those who rely on them.
Payday loans are often the only option for individuals who do not have access to traditional banking services or are living paycheck to paycheck. According to data from the Federal Deposit Insurance Corporation (FDIC), nearly 27% of households in America are underbanked or unbanked. This means they lack access to basic financial services that many take for granted. It also fails to take into account that some people just dont want to deal with banks.
If passed, SB632 will limit these already scarce resources further. This is not just about protecting an industry; it's about safeguarding a lifeline for countless families across Michigan.
We must raise awareness about this issue and contact our local representatives to voice our concerns against SB632. By doing so, we can protect payday loan services and ensure they remain available for those who need them most.
Please sign this petition and join us in standing up against SB632! Say No to SB632 contact your local representative today and tell them to vote no on SB632! Say No to SB632: Protect Access to Short-Term Lending As Michiganders, we understand the importance of having access to emergency funds when traditional banks may not provide loans. Payday loans have been a lifeline for many of us, preventing car repossessions, power shutoffs, and home foreclosures. Let’s stand together and say no to SB632, which threatens to eliminate this crucial resource. The Facts About Payday Loans: Debunking Misconceptions 1. Interest Rates and Fees: SB632 falsely claims that payday loans are predatory with exorbitant interest rates. However, payday loans don’t accrue interest like traditional bank loans. Instead, borrowers pay a one-time fee based on the loan amount (up to $600 per branch with a maximum fee of $77, limited to two loans statewide).
  1. Payment Plans: Life can throw unexpected challenges our way. If someone can’t repay their payday loan, most lenders are willing to work out a payment plan. Unlike traditional loans, there are no additional interest charges or fees during this process so long as you stay in touch, explain your situation and make an attempt to pay something each payday.
  2. Protection Against Scams: Payday lenders serve as a safety net, protecting countless people from online scams. Without them, where would these vulnerable individuals turn? Unfortunately, alternative support systems are scarce when banks deny loan approvals.
  3. Hidden Consequences: Passing SB632 could lead to unintended consequences. Desperate for funds, people might turn to online installment loans, paying back three times the borrowed amount over the long term. These loans often come with unmanageable monthly payments, pushing borrowers further into financial distress.
The Real Predators The true threat lies with those pushing SB632. By eliminating payday lenders without providing a viable replacement, they jeopardize hundreds of thousands of Michiganders’ accesses to emergency funds. Moreover, Michigan’s economy and job market, just beginning to recover, would suffer needlessly. Let’s protect what has worked for generations. Tell your representative to vote NO to SB632 and ensure that our fellow citizens have a safety net in times of need. 🌟💪
Feel free to share this message with your local representatives to advocate for responsible lending practices! 😊🗳️📜
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