Bank owned class a rv for sale
Cars Australia
2013.12.06 13:08 skafaceXIII Cars Australia
A subreddit for discussing cars in Australia.
2009.06.08 07:35 akrabu Knives and other blade related content
Sharp and pointy stuff!
2011.07.13 07:45 Miklos50 /r/Miata
A subreddit for all those who have owned, driven, raced, admired, or had anything ever to do with a Mazda MX-5.
2024.05.14 10:41 baieverinyan I have been using my personal laptop at work since my employment. HR is aware but gave many excuses instead.
I get so demotivated and depressed whenever I think about it. HR is fully aware that I use my own personal laptop ASUS A507M, Intel Celeron, Win10, 4GB RAM to do my tasks. My tasks mainly deal with hundreds of data in Excel sheets and inventory system on Chrome. On its good days, my laptop can still withstand it. But on days where I have multiple tabs open to do some comparison and produce a complex Excel report? A 30 minutes tasks took me one to two hours to complete.
I have requested for a laptop, verbally, four times already. Each time, they just gave excuses like "Oh we do have extra but that one is used for training purposes." "Oh, new laptops are coming but dont know when it will arrive" and these excuses and sugar-coating make me very demotivated. No increments (I was promised increment once confirmation because company's sales were not good but founder can go to Paris, eh?), no technical support and just terrible treatment from top management. Our pantry -- wait, cant even call it a pantry, its empty! -- are not restocked for months now. I had to bring my own snacks and tea and coffee. Okay, fair, we have Coway here -,-
New manager in my department wants to change the current system we have (which I was hired to maintain and manage the 2 years backlog, completed it in under 3 months) and thats when it gets more depressing. They expect me to still perform well when they have been mistreating and ignoring my requests. What if my laptop finally give out? Are they going to cover its repairing cost? Replace my laptop? Not in a million years I bet.
Please, I need some advice. Thank you! <3
submitted by baieverinyan to malaysians [link] [comments]
I have requested for a laptop, verbally, four times already. Each time, they just gave excuses like "Oh we do have extra but that one is used for training purposes." "Oh, new laptops are coming but dont know when it will arrive" and these excuses and sugar-coating make me very demotivated. No increments (I was promised increment once confirmation because company's sales were not good but founder can go to Paris, eh?), no technical support and just terrible treatment from top management. Our pantry -- wait, cant even call it a pantry, its empty! -- are not restocked for months now. I had to bring my own snacks and tea and coffee. Okay, fair, we have Coway here -,-
New manager in my department wants to change the current system we have (which I was hired to maintain and manage the 2 years backlog, completed it in under 3 months) and thats when it gets more depressing. They expect me to still perform well when they have been mistreating and ignoring my requests. What if my laptop finally give out? Are they going to cover its repairing cost? Replace my laptop? Not in a million years I bet.
Please, I need some advice. Thank you! <3
2024.05.14 10:40 Adventurous-City-981 Berkshire Hathaway (BRK.A): A Deep Dive into Warren Buffett's Investment Empire
Berkshire Hathaway (BRK.A) is a distinctive holding company led by Warren Buffett, known for its diverse portfolio of subsidiaries and equity investments. The company's unique structure includes two classes of stock, with BRK.A offering significant voting rights and BRK.B providing limited voting rights. Buffett's investment philosophy emphasizes value and long-term growth, leading to the company's success and his reputation as a legendary investor.
Berkshire Hathaway's holdings include wholly-owned subsidiaries like Geico and equity investments in companies like Apple and Coca-Cola. These investments, along with a substantial cash reserve, position Berkshire Hathaway for long-term success.
Investing in BRK.A provides access to Buffett's expertise and a diversified portfolio, but it comes with a high price tag and limited liquidity. Additionally, the future leadership of Berkshire Hathaway after Buffett is uncertain, which could impact the company's direction.
Despite these considerations, BRK.A can be a valuable long-term investment for those who value Buffett's philosophy and seek a well-diversified holding company.
submitted by Adventurous-City-981 to financialsignals [link] [comments]
Berkshire Hathaway's holdings include wholly-owned subsidiaries like Geico and equity investments in companies like Apple and Coca-Cola. These investments, along with a substantial cash reserve, position Berkshire Hathaway for long-term success.
Investing in BRK.A provides access to Buffett's expertise and a diversified portfolio, but it comes with a high price tag and limited liquidity. Additionally, the future leadership of Berkshire Hathaway after Buffett is uncertain, which could impact the company's direction.
Despite these considerations, BRK.A can be a valuable long-term investment for those who value Buffett's philosophy and seek a well-diversified holding company.
2024.05.14 10:39 Aryavarta38 White Label Travel Portal Development
 | https://preview.redd.it/oh5620ndtc0d1.jpg?width=1040&format=pjpg&auto=webp&s=944b93f1e74d7cfcb152750f0d970ec95628e6e0 submitted by Aryavarta38 to u/Aryavarta38 [link] [comments] What Is White Label Travel Portal Development? A white-label travel portal is a website or platform that enables travel agents, tour operators, and other businesses to offer travel products and services to their customers under their own branding. A white-label travel portal easily empowers the creation of customized tour packages that support every part of your customers' travel needs. With the enhancement of travel technology, various travel organizations spread widely across several travel products, seamlessly using white-label solutions. A white-label travel portal can also be integrated with a third-party API, which allows us to easily incorporate travel inventory (rates and availability) from worldwide suppliers in a travel agent's travel portal to sell the flight, hotel, package, transfers, and activity online with faster response and up-to-date and dynamic travel data to improve the customer experience. A white-label travel portal development company concentrates on creating visually appealing and user-friendly websites for travel agencies, providing a seamless user experience, and incorporating essential features for travel bookings into their white-label travel websites. Why We Need White Label Travel Portal Development? White-label travel portals typically include a range of features and tools that empower the travel agency or tour operator to handle and sell a wide variety of travel products, such as flights, hotels, car rentals, and tour packages. Any travel agent, tour operator, and hospitality provider can take advantage of the white-label portal. It helps them book flights, hotel accommodations, tours, activities, and more. With a single dashboard that integrates all your tools into single place, you’ll be able to offer customers an easy booking experience with increased efficiency on your end. One of the key features of a white-label travel portal is the ability to tailor the branding to match the travel agency's or tour operator’s branding. This includes the use of their logo, colour scheme, and other visual elements. This creates a seamless and consistent brand experience for clients, from the initial search to the booking confirmation. It helps you concentrate on your brand and image and sell your services while simplifying the transformation process for your customers. It streamlines the travel agencies' tasks and makes services available to travelers. The portal facilitates travel agents, tour operators, and web portal consolidators to sell, manage, and collaborate with their B2C customers and B2B partners and suppliers. It is a 100% web-based system. Why White Label Solution Is Beneficial for Travel Agents and Tour Operators? White-labelling is an effective way of reaching customers and increasing sales and ROI. The white label is very straightforward and easy to use. With white label integration, the website responds immediately with dynamic flight, rental car, hotel, and holiday packaging data, including rates and availability. Implementing white label technology on your website works as an online travel agency, and white label booking engines will turn your website into an entire travel portal. White-label travel solutions can empower a travel agent to earn a lot of revenue and facilitate their customers with outstanding services, all under the name of the customer brand. White-label travel solutions can also permit you to take advantage of your business's branding to offer a product without putting resources into innovation creation around the solution. It helps you to concentrate on the brand, your image build-up, and selling your services while simplifying the transformation for your customers. It simplifies the work of travel agents and makes the services accessible to travelers. Why Choose Travelopro White Label Travel Portal Development? Choosing the right white-label travel portal for your travel agency is crucial for your business’s success. It helps to streamline the booking process, allowing you to deliver great user experiences. It also helps you reduce costs and increase efficiency. Travelopro is truly a global travel technology company offering online enterprise white-label travel solutions that allow complete automation of travel companies in a cost-effective manner. We understand the essence of the travel industry and bring solutions that streamline the business processes of small to large travel agencies, tour operators, and car rental service providers. We offer a range of technology products to enable travel agencies and suppliers with the right solutions and facilitate our clients with the right tools to help them provide an enhanced travel booking experience to their customers. Under one roof, we provide a plethora of travel services to our customers, involving travel consolidators, travel suppliers, independent hotels, and car rentals. We help automate businesses and simplify the requirements of staff, corporate, B2B, B2C, and mobile bookings. Our White Label solution enables agencies to setup their own branded B2B booking system, providing them with access to over 300,000 hotels globally at competitive rates. Start your online travel business instantly, without the need to engage expensive developers. We influence the travel technology market with innovative business solutions and strive to be a one-stop shop for all your travel technology requirements. We at White Label develop travel portals that can generate monetary returns for you with every single click. Through the white label solutions, the customer can get multiple inventory sources for their booking. Moreover, the dynamic packages can help boost the travel business as the travel products can be easily accessed by customers. What Are the White Label Travel Portal Development Advantages for Businesses in The Travel and Tourism Industry? · Faster Time-to-Market · Cost-effective · Scalability · Reduced Technical Expertise Requirements · Customization · Access to Features and Services · Maintenance and Support · Established Reputation · Risk Mitigation · Focus on Core Business · Compliance and Security · Integration Opportunities Our Specialized White Label Travel Portal Development Solutions We provide you travel portal development service such as White Label Flight Booking System, White Label Hotel Booking System, White Label Car Booking System, White Label Cruise Booking System, White Label Transfer Booking System, White Label Sightseeing Booking System, White Label Activities Booking System, White Label Package Booking System, and more. · White Label Hotel Booking System · White Label Flight Booking System · White Label Car Booking System · White Label Cruise Booking System · White Label Transfer Booking System · White Label Sightseeing Booking System · White Label Activities Booking System · White Label Package Booking System For more details, Pls visit our website: https://www.travelopro.com/white-label-travel-portal-development.php |
2024.05.14 10:39 coltoncruise81 Worth making the switch?
I'm currently working in a construction related job and work 8-4 5 days a week for around £27k pa.
I'm potentially thinking of changing to something different and have always wondered about driving HGVs.
I have the money in the bank to pay for my own training. Is it an industry that's worth switching into?
Is it better to qualify on rigids and work those for a while before moving up to HGVs?
Many thanks for any advice.
submitted by coltoncruise81 to uktrucking [link] [comments]
I'm potentially thinking of changing to something different and have always wondered about driving HGVs.
I have the money in the bank to pay for my own training. Is it an industry that's worth switching into?
Is it better to qualify on rigids and work those for a while before moving up to HGVs?
Many thanks for any advice.
2024.05.14 10:36 Disastrous-Eagle3224 [M4A] Celebrity shocks the world with her porn debut
I am 18+ and all characters are 18+
Hello everyone! In this roleplay I’m looking for you to play as a celebrity as she decides to venture into porn professionally for whatever reason. She decides to go with a higher class studio (for me TUSHY/BLACKED would be perfect but I’m easy to go with any high class studio, or even an onlyfans account if you’d rather). We’ll start the scene arriving on shoot day and beforehand we’ll get to know each other a bit better before we get started. During the shoot itself we have an amazing time together, both of us having some of the best fun of our lives and when we’re done it’s safe to say that your character, even if she doesn’t want to do it on cam, will definitely be inviting my character around for some fun in her own time!
I’m looking for someone who doesn’t want to rush things and likes a good detailed role play ideally, so if you’re someone who does one line responses/ low effort replies then I’m afraid I’m not the partner for you! My only other request is that so I know you have read the full post I’m asking you to in your opening message tell me who you would like to play as and also how long your responses are, and please do not open with just ‘hey’ or ‘roleplay?’, you will definitely be ignored. Thank you!
Celebrities: Sydney Sweeney, Kylie Jenner, Kim Kardashian, Kendall Jenner, Kourtney Kardashian, Khloe Kardashian, Madison Beer, Margot Robbie, Chantel Jeffries, Sommer Ray, Katie Sigmond, Charli D’Amelio, Jenna Ortega Olivia Rodrigo, Pineapplebrat, Maren Turmo, Lauren Alexis, Millie Bobby Brown, Anne Hathaway, Sabrina Carpenter, Erna Husko, Bella Poarch, Sssniperwolf, Taylor Swift and Addison Rae. Or bring your own suggestion and maybe we can make it work!
submitted by Disastrous-Eagle3224 to roleplaying [link] [comments]
Hello everyone! In this roleplay I’m looking for you to play as a celebrity as she decides to venture into porn professionally for whatever reason. She decides to go with a higher class studio (for me TUSHY/BLACKED would be perfect but I’m easy to go with any high class studio, or even an onlyfans account if you’d rather). We’ll start the scene arriving on shoot day and beforehand we’ll get to know each other a bit better before we get started. During the shoot itself we have an amazing time together, both of us having some of the best fun of our lives and when we’re done it’s safe to say that your character, even if she doesn’t want to do it on cam, will definitely be inviting my character around for some fun in her own time!
I’m looking for someone who doesn’t want to rush things and likes a good detailed role play ideally, so if you’re someone who does one line responses/ low effort replies then I’m afraid I’m not the partner for you! My only other request is that so I know you have read the full post I’m asking you to in your opening message tell me who you would like to play as and also how long your responses are, and please do not open with just ‘hey’ or ‘roleplay?’, you will definitely be ignored. Thank you!
Celebrities: Sydney Sweeney, Kylie Jenner, Kim Kardashian, Kendall Jenner, Kourtney Kardashian, Khloe Kardashian, Madison Beer, Margot Robbie, Chantel Jeffries, Sommer Ray, Katie Sigmond, Charli D’Amelio, Jenna Ortega Olivia Rodrigo, Pineapplebrat, Maren Turmo, Lauren Alexis, Millie Bobby Brown, Anne Hathaway, Sabrina Carpenter, Erna Husko, Bella Poarch, Sssniperwolf, Taylor Swift and Addison Rae. Or bring your own suggestion and maybe we can make it work!
2024.05.14 10:35 AdLife8829 Depressed and trying to move out
I am [21F] and was raised in an Indian household. My parents are somewhat conservative/strict and interrogate everything I want to do. They are nice to me but they snap really quickly at me when I disagree with them.
For context, I went to a college outside of my hometown and I made a dumb plan of graduating early. I’m an electrical engineering major. I failed a couple classes because I rushed things and now at the summer of 2024 I have one class left (senior project II) which I can only take in the fall in-person. I live in a big city (don’t want to share my state’s name) and the class is located in another big city 200 miles away. This summer I am at my parents house not taking any classes.
I don’t want to be at my parents house at all, I want to be independent and live on my own. I love university because I love partying, hanging with friends, having sex with guys, wearing what I like, and living by my own schedule. At my parents house I have no friends and whenever I want to do something like even go out for a walk they won’t give me space.
I tried looking for internships outside of town but no luck. The only one I got was the remote internship which I worked for the last two years (summers). The last two summers were total hell. I was called a “fat bitch” for wanting to wear regular summer clothes and before that I was called dumb for refusing to hangout with a guy they wanted me to date. I had no friends those summers and every time I was around my parents (they pretty much wfh).
I don’t want to work the remote one because they will extend me a co-op and then full time and my parents will say the most logical thing for me to do financially is stay at their place. I am pretending like the remote job rejected me. I asked them if I can move to the town my class is offered in a month earlier but they said it’s an illogical move. My dad keeps nagging me to look online for remote positions and my mom keeps pushing me to talk to employers in town. All I want is to move out and not live with them. My dad even said that I want to move out because I have a boyfriend in the town my class is offered in. It’s nothing like that. All throughout high school I’ve been deprived of a normal American teen live. I finally lived it in college and now my life is gone again. My dad even said what’s wrong with being at home, we let you eat what you want as if eating is the only thing in my life.
I don’t have a car nor am I added on my parents insurance. I have a drivers license though and around 20k saved up. I’ll probably be stuck here for the rest of my life or at least for my youth. My entire 21 and 22 years are probably going to be at home rotting away. I’ll never meet men in the next five years. I’ll have no friends and no drama or anything interesting in my life. Sometimes I wonder if studying a hard degree was worth it. I feel like just ending everything. Even if i get a job out of town that’s in person my parents may not let me go. My mom is also fixated on me marrying an Indian man and she’s after the ones who don’t like me and have a no personality.
submitted by AdLife8829 to self [link] [comments]
For context, I went to a college outside of my hometown and I made a dumb plan of graduating early. I’m an electrical engineering major. I failed a couple classes because I rushed things and now at the summer of 2024 I have one class left (senior project II) which I can only take in the fall in-person. I live in a big city (don’t want to share my state’s name) and the class is located in another big city 200 miles away. This summer I am at my parents house not taking any classes.
I don’t want to be at my parents house at all, I want to be independent and live on my own. I love university because I love partying, hanging with friends, having sex with guys, wearing what I like, and living by my own schedule. At my parents house I have no friends and whenever I want to do something like even go out for a walk they won’t give me space.
I tried looking for internships outside of town but no luck. The only one I got was the remote internship which I worked for the last two years (summers). The last two summers were total hell. I was called a “fat bitch” for wanting to wear regular summer clothes and before that I was called dumb for refusing to hangout with a guy they wanted me to date. I had no friends those summers and every time I was around my parents (they pretty much wfh).
I don’t want to work the remote one because they will extend me a co-op and then full time and my parents will say the most logical thing for me to do financially is stay at their place. I am pretending like the remote job rejected me. I asked them if I can move to the town my class is offered in a month earlier but they said it’s an illogical move. My dad keeps nagging me to look online for remote positions and my mom keeps pushing me to talk to employers in town. All I want is to move out and not live with them. My dad even said that I want to move out because I have a boyfriend in the town my class is offered in. It’s nothing like that. All throughout high school I’ve been deprived of a normal American teen live. I finally lived it in college and now my life is gone again. My dad even said what’s wrong with being at home, we let you eat what you want as if eating is the only thing in my life.
I don’t have a car nor am I added on my parents insurance. I have a drivers license though and around 20k saved up. I’ll probably be stuck here for the rest of my life or at least for my youth. My entire 21 and 22 years are probably going to be at home rotting away. I’ll never meet men in the next five years. I’ll have no friends and no drama or anything interesting in my life. Sometimes I wonder if studying a hard degree was worth it. I feel like just ending everything. Even if i get a job out of town that’s in person my parents may not let me go. My mom is also fixated on me marrying an Indian man and she’s after the ones who don’t like me and have a no personality.
2024.05.14 10:24 Melodic-Lead-2357 Asked to create documentation regarding security but I'm not certified.
Hi All,
I live in England and my job role is generally a jack of all trades. Ones part of my job is working with Palo Firewalls, for that reason I can't give too much detail about what my job involves.
When I started my role I was never given any official training and for the most part I shadowed someone who was certified and they helped me of their own accord. That person has since left and I'm pretty much the only one who knows how to work on the Firewall.
I've now been told that I have to create documentation so that people can follow the steps I take when creating security rules in my absence. I am not certified, officially signed off or trained and am mostly self taught. I understand the reasoning for them requesting this, in the event I leave they would struggle to complete changes.
I have advised that I don't feel that I am qualified to provide documentation and have voiced my concerns, primarily my own well being on not being trained or certified and not wanting to be held liable if there is a security breach as a result of documentation provided. As a side note we do have Certified Palo Firewall Engineers, their job is to much more involved, they generally complete architecture and any complicated requests rather than the "day to day" so I'm not entirely sure why this request falls upon me.
My Question:
Am I required to create this document? If I create it and someone makes a mistake because my documentation is wrong (I can't peer review my documents) then am I accountable? We're dealing with with large companies (Banks/Government) network security.
I am not against sharing my knowledge, I am fully aware that I am replaceable in the work place so I am not trying to horde knowledge in hopes that it keeps me valuable. I just don't want to be liable for a network security breach.
submitted by Melodic-Lead-2357 to WorkersRights [link] [comments]
I live in England and my job role is generally a jack of all trades. Ones part of my job is working with Palo Firewalls, for that reason I can't give too much detail about what my job involves.
When I started my role I was never given any official training and for the most part I shadowed someone who was certified and they helped me of their own accord. That person has since left and I'm pretty much the only one who knows how to work on the Firewall.
I've now been told that I have to create documentation so that people can follow the steps I take when creating security rules in my absence. I am not certified, officially signed off or trained and am mostly self taught. I understand the reasoning for them requesting this, in the event I leave they would struggle to complete changes.
I have advised that I don't feel that I am qualified to provide documentation and have voiced my concerns, primarily my own well being on not being trained or certified and not wanting to be held liable if there is a security breach as a result of documentation provided. As a side note we do have Certified Palo Firewall Engineers, their job is to much more involved, they generally complete architecture and any complicated requests rather than the "day to day" so I'm not entirely sure why this request falls upon me.
My Question:
Am I required to create this document? If I create it and someone makes a mistake because my documentation is wrong (I can't peer review my documents) then am I accountable? We're dealing with with large companies (Banks/Government) network security.
I am not against sharing my knowledge, I am fully aware that I am replaceable in the work place so I am not trying to horde knowledge in hopes that it keeps me valuable. I just don't want to be liable for a network security breach.
2024.05.14 10:24 kibblepigeon ⏰ 4 DAYS REMAINING ⏰ 4 DAYS LEFT TO MAKE A DIFFERENCE. Are you up for the challenge? Fight for your markets and financial liberty, support the SEC in rejecting SR-OCC-2024-001. The power is in your hands.
 | https://preview.redd.it/9f322lpmmc0d1.png?width=1774&format=png&auto=webp&s=2086d805deab77991480ac5cccd0223576f48710 submitted by kibblepigeon to Superstonk [link] [comments] 4 DAYS REMAINING_______________🔥__________________⏳ Don't let time run out, get involved. Get proactive.🚀 Be the catalyst.I know you've seen a lot of this rule referenced on the sub but this isn't the minefield you may think it is, and if you're putting off submitting your comment because it's all a little bit overwhelming, I'm here to tell you it doesn't need to be.💜💪 All the resources you need are here to help you:Awesome eh?Instead of an in-depth letter template, did you know you can just as easily send smaller comments to the SEC and it be just as effective? "Me think, why waste time say lot word, when few word do trick." - Kevin Malone, Chilli legend.You could say something like: “Dear SEC,Or hell, taking inspiration from this INCREDIBLE letter here from WhatCanIMakeToday: Full Letter Template 🎉🎉Simians Smash SEC Rule Proposal To Reduce Margin Requirements To Prevent A Cascade of Clearing Member Failures! [COMMENT TEMPLATE INCLUDED]📱 ☎️ Pastebin for mobile users: https://pastebin.com/dpXQ0gim You could produce something like this: _____________________________________ Subject: Concerns Regarding Proposed Rule Change SR-OCC-2024-001 Dear [rule-comments@sec.gov](mailto:rule-comments@sec.gov), I am writing to express my concerns about SR-OCC-2024-001, titled “Proposed Rule Change by The Options Clearing Corporation Concerning Its Process for Adjusting Certain Parameters in Its Proprietary System for Calculating Margin Requirements During Periods When the Products It Clears and the Markets It Serves Experience High Volatility.” I appreciate the opportunity to provide input on this matter. However, I cannot support the approval of this proposal due to several reasons:
Thank you for considering my concerns and for your continued help to protect our markets, Sincerely, Household investor. _______________🔥__________________ https://preview.redd.it/v6kk0dcroc0d1.jpg?width=1600&format=pjpg&auto=webp&s=d29e9373a3597d07c7514c6398e22b4723399522 Consider inputting these writing guides into ChatGPT to help you compose your own comment. Here's a prompt to help you get started: Draft a formal letter expressing support for the SEC's decision to reject the OCC's proposed rule change. Emphasise the importance of transparency, risk mitigation, and investor protection in maintaining a fair financial market. Specifically, address concerns about the lack of transparency in the OCC's proposal, potential systemic risks from margin requirement adjustments during market volatility, and the conflict of interest in the FRM Officer's role. Maintain a respectful and professional tone, providing detailed reasons and supporting evidence for your support of the SEC's decision. Use the example letter as a reference for structuring arguments and aligning with the SEC's grounds for disapproval.Work Smarter, not Harder. ChatGPT is user friendly, check out what it looks like here: https://chatgpt.com https://preview.redd.it/uhinbltepc0d1.jpg?width=2340&format=pjpg&auto=webp&s=bfd77b79ac9a19db8a6382888f1eb8fc5626abd4 Please note: 🚨 ChatGPT remains an unreliable source for verified information and facts and will always require people to assess/review and cross-reference the generated responses. You are the fact checker, not the AI. For more tips, tricks and context - why not check out this snazzy post here: https://dismal-jellyfish.com/regulatory-killshot-wall-streets-attempts-to-shift-goalposts-have-been-shut-down/_______________🔥__________________✅ 📢 🌏 How to Comment:
📱🖥️ ✉️ Email: [rule-comments@sec.gov](mailto:rule-comments@sec.gov)
It's only takes two minutes to change the world. So what are you waiting for? https://preview.redd.it/03gxkt0tpc0d1.jpg?width=2024&format=pjpg&auto=webp&s=2e4de310d8d5480938d60815a878a0d5f0e55bf6 |
2024.05.14 10:23 MeeloMosqeeto The secret to getting interviews?
Noticed a lot of people struggling to get call backs or responses on Indeed. I started my search at the start of May and have gotten interviews at warehouses, hotels, and even the Royal Caribbean, I applied kinda jokingly. My experience is ranching in middle and HS, running a warehouse in the summers in HS as well, 3 years of lifeguarding with one being the head pool supervisor. 9 months as the houseman at a Hilton hotel, the step above housekeeper. I've gotten interviews for over half my applied jobs, and the most brought up thing is my ranching experience. Fencing, working; cattle, goats, sheep, longhorn, zebras!!, several deer species, and more, heavy equipment operation, direction skills, and long hot days in the sun are the main take aways from that. I was the HS kid every old head had to come fix their computer, leaky pipe, help cover their 6 million pounds of silage, dredge their sheep etc. Granted my town had 1800 people and my graduating class was 36. I have since moved to college and live in a city with ~250000 people. My references are those exact old heads who likely answer, if jobs even call references still, with, "Who Aidan? oh that hard working sum bitch was the smartest kid I ever knew! Watcha wanna know?" Kinda sidetracked but felt it was relevant. All in all. "Put what sticks out" seems kind of redundant to say, but what I've experienced in interviews in that they are most interested in someone who has had a steady job history, does what the 'average' person doesn't, and a history is mentally/physically intensive jobs, at the entry level anyway. Where you can get that experience? I am willing to bet serious money a farmer outside your town/city would pay you extremely well to ride his side-by-side around his fields picking up rocks and sticks. They understand simply being out in the Sun is one of the most physically taxing things you can do, especially at their older age. I did this my first semesters of college for 20/hour doing 20 hours a weekend. That's just a specific example, but things always need to be done at these types of places and generally, as long as you do what you're told and supposed to do, you're left to yourself and can work at your own pace whenever. Finding 'contract' labor like this is the key to sticking out in this swamped jobs market. If you don't want to hang around small farming towns looking for work, they are all in Facebook groups just find someone looking for help or that looks busy and ask if they need help with anything around the place. "I am not familiar with this type of work but I can be taught anything and am willing to put in the work to learn" is all it takes almost anywhere to be given a chance at least.
submitted by MeeloMosqeeto to jobs [link] [comments]
2024.05.14 10:23 Gldfsh_vinillaCronch Chapter thirteen
Chapter thirteen ~Kayara~
They had to ride through grass fields so tall and unruly that even their ponies, easily twelve hands high, were struggling. Only an hour or two more and they would be back in the Elven territories.
Anataya led. Flanked by her guard and her lady in waiting. The kid took up the rear and Kayara had to fight to not look behind her to make sure he was ok and still there. She could hear his pony trying to feast on the grass and the glorious wildflowers, and that would have to be enough. She knew it would only cause upset if she were to bruise his ego as such.
They had seen glorious sunsets and pitch black nights, steep grass-slick hills and uneven forests. The others seemed quite up to the task and readily familiar with camping. With killing their meal. With sleeping on the hard ground.
She had spent the night in a jail cell before, but there had been fresh straw and a blanket. She was indeed glad that it was a warmer season or she surely would have frozen to death thanks to the princesses scheme!
“What’s with that face?” Asked Tyren, a wolfish grin at the ready. She rode her gelding with the proficiency of a soldier. Hers was the only pony that could keep its head up when riding through the tall grasses. The rest of them had to keep their calm and keep a stern, short rein.
“I’m hungry.” Kayara said simply. “You didn’t want the hare that I caught for you!” The boy chirped up behind them. It had looked like a much meaner version of the pet she had kept as a child. Its eyes were so the same as the fluffy piebald bunny she had once adored. She thought back to the now vacant cage in her room. The hand painted river rock that had been made upon her death. Seventeen year old Kayara had horrid penmanship but hadn't been bad with a paintbrush.
She had buried the bunny in the family's pet cemetery just off the main garden, right below her window. The rock was painted with various pinks and purples and yellows. The colors of energy that floated over the bunny when she pet it. Like static on a blanket.
“We should be nearing the city by tomorrow afternoon. If that helps.” Tyren offered. Her eyes were so cold. As if no emotion flickered behind them, so at odds with the olive branch she voiced.
“Thank you Tyren.”
Houses and farms began popping up in clusters, like the fungus on the trees in the woods. They were built in the style of elven homes. Three stories high and dome shaped. Elven country homes were more like live-in garden centers. Massive living walls of braided living cedar formed the exterior and wildflowers grew out of the cracks. Some of the bigger homes had towers protruding, miniature tree castles amongst the most luscious gardens.
“For the last time, we are not going to steal from my people.” Ana said with a voice that threatened violence. No bullshit, no stealing, she wouldn't have it.
“Ana, they'd likely offer you their food if we rode closer to their homes. Close enough that they could see who you are.”
“I said no. If you don’t drop it I will have you whipped when we return.” Anataya said slowly, anger burning in each word spat. Then suddenly kicked her pony into a faster pace. Then faster again and again; grass and dirt from the road flying into Kayara and Tyrens faces and nearly spooking their own equestrians out of control.
They gave chase and found the princess heading towards the fields below a wealthy man's mini palace. You could tell he was an old wealth by the way they grew their fields in circles with trees and flowers that had specific old timey jobs in the garden.
Anataya ran into a corn and bean field. Sunflowers, growing in bunches, stood tall and bright against the cobalt blue skies. Onion flowers were blooming in the underbrush. Likely other crops could be found in the field but Ana was racing ahead into the center where the tangles of beans and such grew the thickest. Then she stopped.
She hopped off her pony and stood for a moment in the center of the now partially trampled field. Then she collapsed to her knees. Tyren rolled her eyes hard as she banked her pony to a stop near the now hysterical princess. Ana wept and screamed and dug at the dirt. Kayara jumped down from her pony in sync with Tyren, and the two of them tried to hoist the princess to her feet. To no avail, Anataya was too far gone into madness to register their words.
A Violet Corona of light began to bleed into sight before Kayaras eyes. It wrapped around the princesses crown as if it was such. Illuminating the man who appeared in the corn and vines, flashlights and shotgun at the ready. Dogs were being held back by another man. Both were Elves, old and wealthy looking. “The Princess- Braeden the Crowned Princess is in our garden!” “Yes Olh K see that.” The one with the gun, lowered the weapon and nodded at his partner to make the dogs stand down. A whistle and the barking ceased. A stray yap came from the tiny brown dog carried by the third man that came into view with another source of truly very bright light. He was clearly the one in charge. He wore a simple pair of baggy trousers and a tight fitting top. An army issued long sleeves meant to endure cold temperatures. Kayara recognized it because her fathers eldest son had been issued the same one.
His silver chain, a bear head pendant, violet eyes. This was a high ranking officer in Antayas dead brother's army. Fucking hells.
Ana stopped crying at the sight of the necklace. On the back of the head would be the officer's information, although it wasn’t really needed. That pendent was named in stories and songs. Kayara had once seen an opera about the living hero, the mantatur slayer and peace keeper of his own kind. The Great Grizzly of Craephen— and this man before them was one of his main commanders. Maybe an advisor!
“Geraeld!” Ana said as if she’d seen a ghost.
“Antay?” Getaeld seemed to be at a loss for words.
Kayara had no idea what to do or where to look as the princess rushed to embrace the man. He held her awkwardly as the dog in his one hand tried to wiggle free. “It has been so long!”
“Not long enough princess.”
“Geri, you know her?” The one holding four big dogs on fine leather leashes, he held them with a farmers grip but his hair and his robes spoke only of wealth.
The other man, the one with the gun now uncocked and limp in his arms; he said “what are you doing here?”
Maybe he was in charge. His unbuttoned trousers and puffed up boxers told Kayara he was the first to be up and alert that there was something going on in his backyard. The one with the little dog passed it to the shotgun guy and strode forward to assess the damage to his property. “You’ve terrorized my boyfriend's property and terrified our dogs. What do you have to say for this, your majesty?”
“I am so terribly sorry Geri… Geri, please forgive me Geri.” The princess dropped to her knees and widened her eyes at him, hands clasping together at her chin.
“You are a child, Majesty.” He glared but yanked her to her feet, hauling her away to his boyfriend’s house. “I shall take you home. Follow me.” The princess began stumbling and pushing him or tripping him up and so, with a heavy and exhausted sigh, he picked her up and threw her over his shoulder. Like a sack of potatoes! The princess proceeded to prop herself up on her elbows and smirk at the amassed crowd. She looked directly at Kayara and winked! Kayara could have sworn the woman's back arched up a notch…
submitted by Gldfsh_vinillaCronch to TheSongofKithandKin [link] [comments]
They had to ride through grass fields so tall and unruly that even their ponies, easily twelve hands high, were struggling. Only an hour or two more and they would be back in the Elven territories.
Anataya led. Flanked by her guard and her lady in waiting. The kid took up the rear and Kayara had to fight to not look behind her to make sure he was ok and still there. She could hear his pony trying to feast on the grass and the glorious wildflowers, and that would have to be enough. She knew it would only cause upset if she were to bruise his ego as such.
They had seen glorious sunsets and pitch black nights, steep grass-slick hills and uneven forests. The others seemed quite up to the task and readily familiar with camping. With killing their meal. With sleeping on the hard ground.
She had spent the night in a jail cell before, but there had been fresh straw and a blanket. She was indeed glad that it was a warmer season or she surely would have frozen to death thanks to the princesses scheme!
“What’s with that face?” Asked Tyren, a wolfish grin at the ready. She rode her gelding with the proficiency of a soldier. Hers was the only pony that could keep its head up when riding through the tall grasses. The rest of them had to keep their calm and keep a stern, short rein.
“I’m hungry.” Kayara said simply. “You didn’t want the hare that I caught for you!” The boy chirped up behind them. It had looked like a much meaner version of the pet she had kept as a child. Its eyes were so the same as the fluffy piebald bunny she had once adored. She thought back to the now vacant cage in her room. The hand painted river rock that had been made upon her death. Seventeen year old Kayara had horrid penmanship but hadn't been bad with a paintbrush.
She had buried the bunny in the family's pet cemetery just off the main garden, right below her window. The rock was painted with various pinks and purples and yellows. The colors of energy that floated over the bunny when she pet it. Like static on a blanket.
“We should be nearing the city by tomorrow afternoon. If that helps.” Tyren offered. Her eyes were so cold. As if no emotion flickered behind them, so at odds with the olive branch she voiced.
“Thank you Tyren.”
Houses and farms began popping up in clusters, like the fungus on the trees in the woods. They were built in the style of elven homes. Three stories high and dome shaped. Elven country homes were more like live-in garden centers. Massive living walls of braided living cedar formed the exterior and wildflowers grew out of the cracks. Some of the bigger homes had towers protruding, miniature tree castles amongst the most luscious gardens.
“For the last time, we are not going to steal from my people.” Ana said with a voice that threatened violence. No bullshit, no stealing, she wouldn't have it.
“Ana, they'd likely offer you their food if we rode closer to their homes. Close enough that they could see who you are.”
“I said no. If you don’t drop it I will have you whipped when we return.” Anataya said slowly, anger burning in each word spat. Then suddenly kicked her pony into a faster pace. Then faster again and again; grass and dirt from the road flying into Kayara and Tyrens faces and nearly spooking their own equestrians out of control.
They gave chase and found the princess heading towards the fields below a wealthy man's mini palace. You could tell he was an old wealth by the way they grew their fields in circles with trees and flowers that had specific old timey jobs in the garden.
Anataya ran into a corn and bean field. Sunflowers, growing in bunches, stood tall and bright against the cobalt blue skies. Onion flowers were blooming in the underbrush. Likely other crops could be found in the field but Ana was racing ahead into the center where the tangles of beans and such grew the thickest. Then she stopped.
She hopped off her pony and stood for a moment in the center of the now partially trampled field. Then she collapsed to her knees. Tyren rolled her eyes hard as she banked her pony to a stop near the now hysterical princess. Ana wept and screamed and dug at the dirt. Kayara jumped down from her pony in sync with Tyren, and the two of them tried to hoist the princess to her feet. To no avail, Anataya was too far gone into madness to register their words.
A Violet Corona of light began to bleed into sight before Kayaras eyes. It wrapped around the princesses crown as if it was such. Illuminating the man who appeared in the corn and vines, flashlights and shotgun at the ready. Dogs were being held back by another man. Both were Elves, old and wealthy looking. “The Princess- Braeden the Crowned Princess is in our garden!” “Yes Olh K see that.” The one with the gun, lowered the weapon and nodded at his partner to make the dogs stand down. A whistle and the barking ceased. A stray yap came from the tiny brown dog carried by the third man that came into view with another source of truly very bright light. He was clearly the one in charge. He wore a simple pair of baggy trousers and a tight fitting top. An army issued long sleeves meant to endure cold temperatures. Kayara recognized it because her fathers eldest son had been issued the same one.
His silver chain, a bear head pendant, violet eyes. This was a high ranking officer in Antayas dead brother's army. Fucking hells.
Ana stopped crying at the sight of the necklace. On the back of the head would be the officer's information, although it wasn’t really needed. That pendent was named in stories and songs. Kayara had once seen an opera about the living hero, the mantatur slayer and peace keeper of his own kind. The Great Grizzly of Craephen— and this man before them was one of his main commanders. Maybe an advisor!
“Geraeld!” Ana said as if she’d seen a ghost.
“Antay?” Getaeld seemed to be at a loss for words.
Kayara had no idea what to do or where to look as the princess rushed to embrace the man. He held her awkwardly as the dog in his one hand tried to wiggle free. “It has been so long!”
“Not long enough princess.”
“Geri, you know her?” The one holding four big dogs on fine leather leashes, he held them with a farmers grip but his hair and his robes spoke only of wealth.
The other man, the one with the gun now uncocked and limp in his arms; he said “what are you doing here?”
Maybe he was in charge. His unbuttoned trousers and puffed up boxers told Kayara he was the first to be up and alert that there was something going on in his backyard. The one with the little dog passed it to the shotgun guy and strode forward to assess the damage to his property. “You’ve terrorized my boyfriend's property and terrified our dogs. What do you have to say for this, your majesty?”
“I am so terribly sorry Geri… Geri, please forgive me Geri.” The princess dropped to her knees and widened her eyes at him, hands clasping together at her chin.
“You are a child, Majesty.” He glared but yanked her to her feet, hauling her away to his boyfriend’s house. “I shall take you home. Follow me.” The princess began stumbling and pushing him or tripping him up and so, with a heavy and exhausted sigh, he picked her up and threw her over his shoulder. Like a sack of potatoes! The princess proceeded to prop herself up on her elbows and smirk at the amassed crowd. She looked directly at Kayara and winked! Kayara could have sworn the woman's back arched up a notch…
2024.05.14 10:21 kibblepigeon ⏰ 4 DAYS REMAINING ⏰ 4 DAYS LEFT TO MAKE A DIFFERENCE. Are you up for the challenge? Fight for your markets and financial liberty, support the SEC in rejecting SR-OCC-2024-001. The power is in your hands.
 | https://preview.redd.it/bamh9lszpc0d1.png?width=1774&format=png&auto=webp&s=d57d7babd277b2a53b147395b73783f69b886d19 submitted by kibblepigeon to householdinvestors [link] [comments] 4 DAYS REMAINING_______________🔥__________________⏳ Don't let time run out, get involved. Get proactive.🚀 Be the catalyst.I know you've seen a lot of this rule referenced on the sub but this isn't the minefield you may think it is, and if you're putting off submitting your comment because it's all a little bit overwhelming, I'm here to tell you it doesn't need to be.💜💪 All the resources you need are here to help you:Awesome eh?Instead of an in-depth letter template, did you know you can just as easily send smaller comments to the SEC and it be just as effective? "Me think, why waste time say lot word, when few word do trick." - Kevin Malone, Chilli legend.You could say something like: “Dear SEC,Or hell, taking inspiration from this INCREDIBLE letter here from WhatCanIMakeToday: Full Letter Template 🎉🎉Simians Smash SEC Rule Proposal To Reduce Margin Requirements To Prevent A Cascade of Clearing Member Failures! [COMMENT TEMPLATE INCLUDED]📱 ☎️ Pastebin for mobile users: https://pastebin.com/dpXQ0gim You could produce something like this: _____________________________________ Subject: Concerns Regarding Proposed Rule Change SR-OCC-2024-001 Dear [rule-comments@sec.gov](mailto:rule-comments@sec.gov), I am writing to express my concerns about SR-OCC-2024-001, titled “Proposed Rule Change by The Options Clearing Corporation Concerning Its Process for Adjusting Certain Parameters in Its Proprietary System for Calculating Margin Requirements During Periods When the Products It Clears and the Markets It Serves Experience High Volatility.” I appreciate the opportunity to provide input on this matter. However, I cannot support the approval of this proposal due to several reasons:
Thank you for considering my concerns and for your continued help to protect our markets, Sincerely, Household investor. _______________🔥__________________ https://preview.redd.it/v0pdf8x2qc0d1.jpg?width=1600&format=pjpg&auto=webp&s=ad125e1c31062aa10003ffb0d2fb634226dac835 Consider inputting these writing guides into ChatGPT to help you compose your own comment. Here's a prompt to help you get started: Draft a formal letter expressing support for the SEC's decision to reject the OCC's proposed rule change. Emphasise the importance of transparency, risk mitigation, and investor protection in maintaining a fair financial market. Specifically, address concerns about the lack of transparency in the OCC's proposal, potential systemic risks from margin requirement adjustments during market volatility, and the conflict of interest in the FRM Officer's role. Maintain a respectful and professional tone, providing detailed reasons and supporting evidence for your support of the SEC's decision. Use the example letter as a reference for structuring arguments and aligning with the SEC's grounds for disapproval.Work Smarter, not Harder. ChatGPT is user friendly, check out what it looks like here: https://chatgpt.com https://preview.redd.it/j84oib25qc0d1.jpg?width=2340&format=pjpg&auto=webp&s=16bbb2b542ba120c67db3e4c1bc03f5fbb9f7a90 Please note: 🚨 ChatGPT remains an unreliable source for verified information and facts and will always require people to assess/review and cross-reference the generated responses. You are the fact checker, not the AI. For more tips, tricks and context - why not check out this snazzy post here: https://dismal-jellyfish.com/regulatory-killshot-wall-streets-attempts-to-shift-goalposts-have-been-shut-down/_______________🔥__________________✅ 📢 🌏 How to Comment:
📱🖥️ ✉️ Email: [rule-comments@sec.gov](mailto:rule-comments@sec.gov)
It's only takes two minutes to change the world. So what are you waiting for? https://preview.redd.it/bww4ve27qc0d1.jpg?width=2024&format=pjpg&auto=webp&s=a5da37028a7c15fdf90d72fd85ceec3ea169ca8f |
2024.05.14 10:11 billiejustice What to do?
Teenage son has pretty bad OCD germaphobia based. Whenever I learned I passed my own personal hell on to my child somehow, I completely broke. Anyway, he’s supposed to “volunteer” with his class to work on a farm and there will be shoveling cow/horse you know what involved. Now I’m all for exposures but this is way too much. He will completely fall apart and he has way too much going on right now. A lot of kids are ditching school that day, so he feels bad if he does the same. He does not like me sharing this stuff and would be mad at me for even talking about it here if he knew. I don’t know what to tell his teacher to get him out of this? He absolutely can’t go to a farm. He will have a total nervous breakdown.
submitted by billiejustice to OCD [link] [comments]
2024.05.14 10:11 armchair_panda Share of freehold - other freeholder incapacitated, lives abroad and with no next of kin - can’t sell!
TLDR: I own a share if freehold flat and the other freeholder lives abroad, is incapacitated and has no next of kin, just a legal representative appointed by a government organisation in the country she lives in. I need to sell my flat and extend the lease but two years in I have got nowhere in getting the deeds signed. What can I do?
Hi Housing UK readers,
I wanted to see if you had any fresh ideas on how to approach this situation I find myself in.
I purchased a flat in 2011. The flat is one of two in a Victorian conversion. Both flats are self-contained.
I am the sole registered leasehold proprietor of flat B and have been living in the flat since 2011.
Miss X is the sole registered leasehold proprietor of flat A, and has owned the flat since 2001. The flat is being rented as Miss X retired abroad in 2006.
Miss X and I also both own a share of the freehold, which is split 50/50.
I’m in contact with Miss X for a few years after I buy, but all admin relating to building management is dealt with by her estate agents and she defers any discussions to them.
Fast forward to September 2022. I need to sell my flat as I want to move to a different city, and have some debt I need to pay off. The flat is listed for sale in late October 2022.
There are 84 years left on the lease for both myself and Miss X. I reach out to Miss X to inform her of my plans and that I will need her signature for the various deeds, and that we should extend the lease. The email bounces back and her phone line is disconnected.
I contact the estate agents who manage flat A. They have also not heard from Miss X for a while, I can tell they know more, but they are unwilling to share any details. In a tactical move, I list my flat for sale with them too, to try and get their help with Miss X (a whole other hilarious side story). I am repeatedly assured by them that the situation with Miss X will not hinder the sale of the flat (a huge lie).
March 2023 I finally find some buyers (with another agent) and start the conveyancing process, including extending the lease and transferring the freehold.
May 2023. After chasing Miss X’s estate agents for weeks, I discover that Miss X is now incapacitated and hospitalised with dementia. Miss X has no partner or children, no next of kin and no legal representation in the UK. She is under the care of a government agency in the European country she resides in. A lawyer employed by the agency, let’s call him SP, has been appointed as her legal representative and is in contact with the UK estate agents. SP sends documents to verify his status to the agents, who confirm legitimacy via their lawyers. SP is very hard to reach, rarely answers emails or his phone.
I find a solicitor specialised in property law to help me navigate this situation. As Miss X is not deemed “absent”, the solicitor suggests that it’s best to try and resolve this with the appointed legal representative (SP), as any other legal routes available for absentee freeholders through UK courts wouldn’t apply (as we know where Miss X is). I explain the situation to SP, he talks to a judge and informs me he lacks capacity to make decisions about the leasehold and freehold matters without court / judicial approval in his country.
SP also asks for help with gaining access to Miss X’s UK bank account. All rental income from her flat in the UK is being transferred to a UK bank account via the estate agents. I share information on obtaining power of attorney in the UK and suggest it would be best to appoint a lawyer in the UK to help with all matters.
November 2023. After several months of backwards and forwards with SP to try and find out exactly what legal documents the judge wants to see in court, under his guidance my solicitor produces papers, documents and evidence, we get them translated, postilled and posted. SP is confident the judge will be happy and grant permission for signatures.
The documents make it clear that the authority being sought for SP to sign the leasehold extension and transfer of freehold are in no way prejudicial to Miss X and in fact extending the lease would add value to her property should she decide to sell in future.
A court date is set 3 months later. Sigh. More waiting.
I lose my buyers (understandably).
February 2024. The court date arrives. The judge rejects the request for permission for SP to sign papers on behalf of Miss X. It’s not fully clear why this is rejected. After speaking to SP it seems that the judge now wants SP to obtain access to Miss X’s bank account before moving forward. I am surprised that no progress has been made with that.
I go back to my solicitor. Now that we can show that steps have been taken to locate Miss X and get the deeds signed by her legal deputy without recourse, they suggest that we can apply to court in the UK to have another trustee appointed to sign the transfer and deed, and suggests appointing counsel to make the application to UK courts, which should be “run of the mill”. We choose a barrister, the situation is explained, documents shared, and I’m given a 3 week timeframe for papers to be produced for court.
In the meantime we connect SP to a solicitor in the UK who can help with obtaining PoA, as no progress has been made with that yet.
A few days later the barrister gets in touch, more bad news.
Under TLATA, there would be a breach of trust if all required consent from the current trustees was not obtained, so it is not sufficient to just add another trustee, Miss X would need to be replaced as outlined in the Trustee Act 36(1). However under the Trustee Act 36(9), where a trustee lacks the ability to perform their function, no new trustee can be appointed without consent from the Court of Protection. I am informed that making this application to the CoP is lengthy, costly and risky. The barrister says it would be faster and safer to wait for SP to obtain the relevant permissions.
We reach out to SP again to see what progress has been made. None. Some documents need to be translated and he is unwilling to pay for the translations (it seems their organisation has no money). We offer to pay now and be reimbursed once access to Miss X’s money is granted.
We are now almost half way through 2024 and coming up to 2 years into this situation.
Is it really possible that legally these are my only two options?
Any different ideas on how to approach this? Seems so absurd to me that currently I can’t sell something that is mine, due to a situation I didn’t create!
There are many more twists and turns to this story but I have left them out as this is long enough. Also I do not have a legal background or am a housing expert so apologies if some of the language I use is incorrect.
Reddit, help!
submitted by armchair_panda to HousingUK [link] [comments]
I wanted to see if you had any fresh ideas on how to approach this situation I find myself in.
I purchased a flat in 2011. The flat is one of two in a Victorian conversion. Both flats are self-contained.
I am the sole registered leasehold proprietor of flat B and have been living in the flat since 2011.
Miss X is the sole registered leasehold proprietor of flat A, and has owned the flat since 2001. The flat is being rented as Miss X retired abroad in 2006.
Miss X and I also both own a share of the freehold, which is split 50/50.
I’m in contact with Miss X for a few years after I buy, but all admin relating to building management is dealt with by her estate agents and she defers any discussions to them.
Fast forward to September 2022. I need to sell my flat as I want to move to a different city, and have some debt I need to pay off. The flat is listed for sale in late October 2022.
There are 84 years left on the lease for both myself and Miss X. I reach out to Miss X to inform her of my plans and that I will need her signature for the various deeds, and that we should extend the lease. The email bounces back and her phone line is disconnected.
I contact the estate agents who manage flat A. They have also not heard from Miss X for a while, I can tell they know more, but they are unwilling to share any details. In a tactical move, I list my flat for sale with them too, to try and get their help with Miss X (a whole other hilarious side story). I am repeatedly assured by them that the situation with Miss X will not hinder the sale of the flat (a huge lie).
March 2023 I finally find some buyers (with another agent) and start the conveyancing process, including extending the lease and transferring the freehold.
May 2023. After chasing Miss X’s estate agents for weeks, I discover that Miss X is now incapacitated and hospitalised with dementia. Miss X has no partner or children, no next of kin and no legal representation in the UK. She is under the care of a government agency in the European country she resides in. A lawyer employed by the agency, let’s call him SP, has been appointed as her legal representative and is in contact with the UK estate agents. SP sends documents to verify his status to the agents, who confirm legitimacy via their lawyers. SP is very hard to reach, rarely answers emails or his phone.
I find a solicitor specialised in property law to help me navigate this situation. As Miss X is not deemed “absent”, the solicitor suggests that it’s best to try and resolve this with the appointed legal representative (SP), as any other legal routes available for absentee freeholders through UK courts wouldn’t apply (as we know where Miss X is). I explain the situation to SP, he talks to a judge and informs me he lacks capacity to make decisions about the leasehold and freehold matters without court / judicial approval in his country.
SP also asks for help with gaining access to Miss X’s UK bank account. All rental income from her flat in the UK is being transferred to a UK bank account via the estate agents. I share information on obtaining power of attorney in the UK and suggest it would be best to appoint a lawyer in the UK to help with all matters.
November 2023. After several months of backwards and forwards with SP to try and find out exactly what legal documents the judge wants to see in court, under his guidance my solicitor produces papers, documents and evidence, we get them translated, postilled and posted. SP is confident the judge will be happy and grant permission for signatures.
The documents make it clear that the authority being sought for SP to sign the leasehold extension and transfer of freehold are in no way prejudicial to Miss X and in fact extending the lease would add value to her property should she decide to sell in future.
A court date is set 3 months later. Sigh. More waiting.
I lose my buyers (understandably).
February 2024. The court date arrives. The judge rejects the request for permission for SP to sign papers on behalf of Miss X. It’s not fully clear why this is rejected. After speaking to SP it seems that the judge now wants SP to obtain access to Miss X’s bank account before moving forward. I am surprised that no progress has been made with that.
I go back to my solicitor. Now that we can show that steps have been taken to locate Miss X and get the deeds signed by her legal deputy without recourse, they suggest that we can apply to court in the UK to have another trustee appointed to sign the transfer and deed, and suggests appointing counsel to make the application to UK courts, which should be “run of the mill”. We choose a barrister, the situation is explained, documents shared, and I’m given a 3 week timeframe for papers to be produced for court.
In the meantime we connect SP to a solicitor in the UK who can help with obtaining PoA, as no progress has been made with that yet.
A few days later the barrister gets in touch, more bad news.
Under TLATA, there would be a breach of trust if all required consent from the current trustees was not obtained, so it is not sufficient to just add another trustee, Miss X would need to be replaced as outlined in the Trustee Act 36(1). However under the Trustee Act 36(9), where a trustee lacks the ability to perform their function, no new trustee can be appointed without consent from the Court of Protection. I am informed that making this application to the CoP is lengthy, costly and risky. The barrister says it would be faster and safer to wait for SP to obtain the relevant permissions.
We reach out to SP again to see what progress has been made. None. Some documents need to be translated and he is unwilling to pay for the translations (it seems their organisation has no money). We offer to pay now and be reimbursed once access to Miss X’s money is granted.
We are now almost half way through 2024 and coming up to 2 years into this situation.
Is it really possible that legally these are my only two options?
- going to the UK courts at great expense in a process that has been called “risky and lengthy” by the barrister.
- Waiting for SP to sort out PoA with no guarantee that the judge will even grant permission for the deeds to be signed (again risky and lengthy)
Any different ideas on how to approach this? Seems so absurd to me that currently I can’t sell something that is mine, due to a situation I didn’t create!
There are many more twists and turns to this story but I have left them out as this is long enough. Also I do not have a legal background or am a housing expert so apologies if some of the language I use is incorrect.
Reddit, help!
2024.05.14 10:08 HeatherBell94 [Get] P.S.P. French – Freelance Copywriting Master Key Download
![[Get] P.S.P. French – Freelance Copywriting Master Key Download](https://external-preview.redd.it/ihPxI99vjGbuFsjknJYD96W76itMdptHGNe7dwFaOR8.jpg?width=640&crop=smart&auto=webp&s=7610f7e1a8afebf96ac9113aa34b8c9a8c6293b2 "[Get] P.S.P. French – Freelance Copywriting Master Key Download") | https://preview.redd.it/9hrm8d80oc0d1.jpg?width=768&format=pjpg&auto=webp&s=b88b874f5b0af09abb5e0ac15643adf4e03a0282 submitted by HeatherBell94 to u/HeatherBell94 [link] [comments] Let me describe the problem in a very simple way. You don’t need another copywriting course because deep down you know that you only improve with real writing experience. Now you just want to turn your growing skill into a real-world business and get paid handsomely and consistently. I know this from experience. You can type “how to get clients” into Google… But what comes back is only half the truth. And the guru courses you buy appear to have all the parts, but when you look inside there are no assembly instructions. I know this because I’ve bought them myself. The difference? I’m a real guy and Master Key is a take-you-by-the-hand, step-by-step system, not regurgitated generic advice. ~Offer creation? I’ve built a formula for that.~ ~Phone sales? You’ll be closing in no time, trust me.~ I’ll be honest – It took me a while to work all this stuff out. That’s because most people never attempt to really understand anything IN DEPTH. The good news is I’ve worked out exactly the things you need to do – and most importantly – ~the order in which you need to do them~. Doing things in a proven order makes it easier to get started and follow through on what you need to do. So don’t take as long as I did to work this stuff out. If you’re someone who knows you can write decent copy but just wants a step-by-step guide to the “how to freelance” bit, this is for you. Two weeks from today? You can be nothing more than 14 days older… Or you can be on your way to a stable and lucrative freelance copywriting career. What’s inside
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2024.05.14 10:08 Hasunic I just discovered the cast Universe of DnD and i am breath taken
I was invited to play with 2 of my old friends who were both dnd veterans.
They had prepared 6 characters to pick from and a campaign in which we are going to hit level 5 in ( we are level 3 right now)
(It’s the campaign about phandalin if anybody knows it’s)
I picked a hill dwarf cleric and I absolutely love playing the class. I enjoy having so many options and I’ve had to discover / investigate a lot about cleric spells etc between the sessions, so I could prepare spells.
The GM even let me change my cantrips because the character had light, thaumaturgy and sacred flame but I wanted guidance, Toll The Dead and Hand of Radiance.
I’ve read some of the rules but there’s still many things I need to read.
Furthermore I’ve read theorycrafted builds etc and I’m trying to build my own character in DnD Beyond, for when our campaign ends and we have to start a new one.
I’m having some issues trying to build in DnD beyond because I don’t own the books. The DM invited me to a campaign of his which would grant me more access, however I can still only pick Life Domain as Divine Domain and I don’t have access to pick other domains (and see what they do )
Also I read online that variant human is a great race for clerics, but when I try to pick a feat I can only pick mana points / grabbing and I read someone else picked magic initiate so they could pick cantrips from other classes.
So anyone have an app or something where I could more freely theorycraft a new character?
submitted by Hasunic to DnD [link] [comments]
They had prepared 6 characters to pick from and a campaign in which we are going to hit level 5 in ( we are level 3 right now)
(It’s the campaign about phandalin if anybody knows it’s)
I picked a hill dwarf cleric and I absolutely love playing the class. I enjoy having so many options and I’ve had to discover / investigate a lot about cleric spells etc between the sessions, so I could prepare spells.
The GM even let me change my cantrips because the character had light, thaumaturgy and sacred flame but I wanted guidance, Toll The Dead and Hand of Radiance.
I’ve read some of the rules but there’s still many things I need to read.
Furthermore I’ve read theorycrafted builds etc and I’m trying to build my own character in DnD Beyond, for when our campaign ends and we have to start a new one.
I’m having some issues trying to build in DnD beyond because I don’t own the books. The DM invited me to a campaign of his which would grant me more access, however I can still only pick Life Domain as Divine Domain and I don’t have access to pick other domains (and see what they do )
Also I read online that variant human is a great race for clerics, but when I try to pick a feat I can only pick mana points / grabbing and I read someone else picked magic initiate so they could pick cantrips from other classes.
So anyone have an app or something where I could more freely theorycraft a new character?
2024.05.14 10:07 theremystics URGENT, need advice ASAP. Financial manipulation and abuse. Tricked into joint bank account. I have no clue what to do.
I'm a 27 yr old female. Tl;dr... If I wanted to leave now, they could totally cut off my bank account. I didn't have a joint bank account before. Lady at the bank was saying "it is the same as before... oh AND doing a joint account? My kids are still all on mine." I guess denial is everything. I didn't want that. But didn't speak up, since my mom gave me money to open a new one (I've been sick. Context below.)
Here is a lot of context/rants so read 1st, and skip to 2nd to last paragraph maybe to skim it... Essentially, I have been out of work for a while. I got covid in December, and pretty bad covid too. I already had issues before that, I eat cleanly and am super healthy but have a wonky immune system. I also have narcolepsy with cataplexy (N1,) as stated by a sleep dr. 6 years ago, but I didn't believe him and never followed up. They ruled out seizures and MS and I am terrified of doctors (especially now, after being yelled at by my family for my saying I needed to go to the ER with severe vomiting and vertigo, I have an inner ear thing. It acts up with allergies. Azelastine nasal spray has prevented it so I am happy for that. Humid climates fuck with me too. Before, I thought I was dying. Multiple times this has happened and I was told I would be viewed as "crazy," and they would put me away forever, so I would be better off dying myself. told me to off myself but i blocked out the exact phrasing. because I was panicking AND I COULDN'T STOP SHAKING AND VOMITING CUZ DEHYDRATION. My GP said I should go to the hospital. Praise god, or the universe thank god, I didn't die but, it was bad. Somehow, I may wish I had. But that wouldn't have been very fun.)
After covid, the N1 got worse. Much worse. I already am on high dose stimulant meds for ADHD (which is half of the treatment for N1 anyway and partially why I never followed up 6-7yrs ago, I know I'm dumb sometimes but I just thought it was a fluke.) and have been for a while. I CAN'T STAY AWAKE for things. It isn't depression (well, maybe a bit now, which doesn't help lmfao, because this shit is depressing. But I still WANT to better my life, not consistent with depression... I AM JUST SO FUCKING TIRED AND SLEEPY AND sometimes i can't tell what is real and what is not. Also cataplexy, have it on camera accidentally. And a 30s microsleep. Like this is serious. I just can't properly deal with this until I do a sleep study, insurance changes and I hated the place/organization I was with originally, not for the sleep doctor, but for a multitude of other reasons... wish i remembered that nurses' name so I can report her. It was pulling teeth with my now-retired GP for any basic med too! So, finding a new sleep doctor and study, which isn't for months.) AND THE INSURANCE COMPANIES HATE THIS CONDITION because the drugs to treat it are very controlled substances, and one in particular is V expensive/insurance loves to throw a hissy fit about. (yet another reason why I put it off, but it is an emergency at this point. I pushed as much as I could, I'm just NOT sleeping when/how normal humans should and it is ruining my life yay. I never feel rested. Ever. I pray that I will, on the odd occasion but it's like 0-1/10 in the range of 10 being well rested.)
I'm trying to justify my issues to you guys.
I am living w/ my parents. I lived in another state in college, had a planet fitness membership and GYM MEMBERSHIPS WILL RUIN YOUR LIFE stg. Jesus. Wouldn't let me cancel, I kept pausing it for as long as I could. I'm not about to drive 4hrs to cancel a gym membership, since it was out of state the employees at branches near me either didn't know what they were doing or said I wasn't allowed to do that... But I got sick this year and forgot. Bank account overdrawn. LITERALLY LESS THAN 14 DAYS overdrawn. Part of it was an overdraft fee. AND THEY CLOSED IT. I had been sick for months but was pet sitting and doing SOME THINGS (like selling old clothes, etc.) to keep a positive balance. I just got REALLY WAYY too sleepy to care about anything. And was screamed at, my father came at me physically and told me to sleep on the street a month+ ago, because I wasn't invited to one of my only childhood friend's wedding. When both of my parents were, and I WAS UPSET. I am an adopted only child with a small family. This meant a lot to me. I never saw who the envelope was addressed to.
For my birthday, my mom offered to go into the bank with me to help the situation (I felt so embarrassed, I didn't want to do it alone and embarrassed that I was falling asleep the whole time too. The lady told a joke and I just collapsed onto the desk haha, cataplexy literally. I usually hide from my family, because I don't want to be bullied.) The kind lady helping me mentioned "joint bank account." It was my birthday, and my mom was there so I was scared of speaking up and ruining any joy that I had. I just realized now, that means that my mom AND DAD have access to all of my finances. I am super private. I AM NOT OKAY WITH THIS. PERIOD, POINT MF BLANK jesus.
My bank account is not my own anymore. I am 27 years old. My dad refuses to let me have the rest of my money (college money, which was never used as I got scholarships based on talent... yeah. too bad I'm a human with needs too. There may b tax issues? But it is only a few thousand left, which is still enough to open a bank account on my own so at least I have that independence.)
I am working through my issues, and when I am bleeding out SO MUCH I am getting dizzy, because my dad cornered me (he is 2x my size,) in the kitchen next to a knife block, physically laying hands on me for being upset about a non-invite wedding which is a rational response, I had to physically stab myself IN THE NECK to get him to be shocked and move over enough so that I could move to a safer location where I had a way to escape. Didn't occur to me I could have hurt him instead. Was bleeding for hours and hours, cut deeper than I meant to, but I didn't even want to. It was all I could think of to get him OFF OF ME. Yes I am in therapy. This makes no sense to anyone. But my parents because I am not allowed to have any feelings in their eyes, and they won't want to feel upset if I am upset they go to a wedding of a close (like closer than my cousins,) family friend without me. THEY NEVER EVEN TOLD ME I WASN'T INVITED. I had to joke about it for my mom to get the "oh, we thought you knew." I SAW THE INVITATION. It didn't say the names of who was invited. Why would I think I wasn't?
So it is no mystery why I don't trust these people. I am so exhausted and SLEEPY that I try to limit driving as much as possible. If a sleep attack is coming on, I DON'T PUSH through it. (learned the hard way years ago haha, car accidents are only fun in GTA.) I am in the process of getting more help, but insurance doesn't care if we live or die apparently. Neither does my family it seems.
WHAT DO I DO?! Do I call the bank??? Tell the lady (who is also good friends with my family,) like, hey... uh there was a mistake I don't want a joint bank account. My mom gave my $500 AS A BDAY gift, which was nice. But it was used to reopen what I thought, was my bank account.
submitted by theremystics to raisedbynarcissists [link] [comments]
Here is a lot of context/rants so read 1st, and skip to 2nd to last paragraph maybe to skim it... Essentially, I have been out of work for a while. I got covid in December, and pretty bad covid too. I already had issues before that, I eat cleanly and am super healthy but have a wonky immune system. I also have narcolepsy with cataplexy (N1,) as stated by a sleep dr. 6 years ago, but I didn't believe him and never followed up. They ruled out seizures and MS and I am terrified of doctors (especially now, after being yelled at by my family for my saying I needed to go to the ER with severe vomiting and vertigo, I have an inner ear thing. It acts up with allergies. Azelastine nasal spray has prevented it so I am happy for that. Humid climates fuck with me too. Before, I thought I was dying. Multiple times this has happened and I was told I would be viewed as "crazy," and they would put me away forever, so I would be better off dying myself. told me to off myself but i blocked out the exact phrasing. because I was panicking AND I COULDN'T STOP SHAKING AND VOMITING CUZ DEHYDRATION. My GP said I should go to the hospital. Praise god, or the universe thank god, I didn't die but, it was bad. Somehow, I may wish I had. But that wouldn't have been very fun.)
After covid, the N1 got worse. Much worse. I already am on high dose stimulant meds for ADHD (which is half of the treatment for N1 anyway and partially why I never followed up 6-7yrs ago, I know I'm dumb sometimes but I just thought it was a fluke.) and have been for a while. I CAN'T STAY AWAKE for things. It isn't depression (well, maybe a bit now, which doesn't help lmfao, because this shit is depressing. But I still WANT to better my life, not consistent with depression... I AM JUST SO FUCKING TIRED AND SLEEPY AND sometimes i can't tell what is real and what is not. Also cataplexy, have it on camera accidentally. And a 30s microsleep. Like this is serious. I just can't properly deal with this until I do a sleep study, insurance changes and I hated the place/organization I was with originally, not for the sleep doctor, but for a multitude of other reasons... wish i remembered that nurses' name so I can report her. It was pulling teeth with my now-retired GP for any basic med too! So, finding a new sleep doctor and study, which isn't for months.) AND THE INSURANCE COMPANIES HATE THIS CONDITION because the drugs to treat it are very controlled substances, and one in particular is V expensive/insurance loves to throw a hissy fit about. (yet another reason why I put it off, but it is an emergency at this point. I pushed as much as I could, I'm just NOT sleeping when/how normal humans should and it is ruining my life yay. I never feel rested. Ever. I pray that I will, on the odd occasion but it's like 0-1/10 in the range of 10 being well rested.)
I'm trying to justify my issues to you guys.
I am living w/ my parents. I lived in another state in college, had a planet fitness membership and GYM MEMBERSHIPS WILL RUIN YOUR LIFE stg. Jesus. Wouldn't let me cancel, I kept pausing it for as long as I could. I'm not about to drive 4hrs to cancel a gym membership, since it was out of state the employees at branches near me either didn't know what they were doing or said I wasn't allowed to do that... But I got sick this year and forgot. Bank account overdrawn. LITERALLY LESS THAN 14 DAYS overdrawn. Part of it was an overdraft fee. AND THEY CLOSED IT. I had been sick for months but was pet sitting and doing SOME THINGS (like selling old clothes, etc.) to keep a positive balance. I just got REALLY WAYY too sleepy to care about anything. And was screamed at, my father came at me physically and told me to sleep on the street a month+ ago, because I wasn't invited to one of my only childhood friend's wedding. When both of my parents were, and I WAS UPSET. I am an adopted only child with a small family. This meant a lot to me. I never saw who the envelope was addressed to.
For my birthday, my mom offered to go into the bank with me to help the situation (I felt so embarrassed, I didn't want to do it alone and embarrassed that I was falling asleep the whole time too. The lady told a joke and I just collapsed onto the desk haha, cataplexy literally. I usually hide from my family, because I don't want to be bullied.) The kind lady helping me mentioned "joint bank account." It was my birthday, and my mom was there so I was scared of speaking up and ruining any joy that I had. I just realized now, that means that my mom AND DAD have access to all of my finances. I am super private. I AM NOT OKAY WITH THIS. PERIOD, POINT MF BLANK jesus.
My bank account is not my own anymore. I am 27 years old. My dad refuses to let me have the rest of my money (college money, which was never used as I got scholarships based on talent... yeah. too bad I'm a human with needs too. There may b tax issues? But it is only a few thousand left, which is still enough to open a bank account on my own so at least I have that independence.)
I am working through my issues, and when I am bleeding out SO MUCH I am getting dizzy, because my dad cornered me (he is 2x my size,) in the kitchen next to a knife block, physically laying hands on me for being upset about a non-invite wedding which is a rational response, I had to physically stab myself IN THE NECK to get him to be shocked and move over enough so that I could move to a safer location where I had a way to escape. Didn't occur to me I could have hurt him instead. Was bleeding for hours and hours, cut deeper than I meant to, but I didn't even want to. It was all I could think of to get him OFF OF ME. Yes I am in therapy. This makes no sense to anyone. But my parents because I am not allowed to have any feelings in their eyes, and they won't want to feel upset if I am upset they go to a wedding of a close (like closer than my cousins,) family friend without me. THEY NEVER EVEN TOLD ME I WASN'T INVITED. I had to joke about it for my mom to get the "oh, we thought you knew." I SAW THE INVITATION. It didn't say the names of who was invited. Why would I think I wasn't?
So it is no mystery why I don't trust these people. I am so exhausted and SLEEPY that I try to limit driving as much as possible. If a sleep attack is coming on, I DON'T PUSH through it. (learned the hard way years ago haha, car accidents are only fun in GTA.) I am in the process of getting more help, but insurance doesn't care if we live or die apparently. Neither does my family it seems.
WHAT DO I DO?! Do I call the bank??? Tell the lady (who is also good friends with my family,) like, hey... uh there was a mistake I don't want a joint bank account. My mom gave my $500 AS A BDAY gift, which was nice. But it was used to reopen what I thought, was my bank account.
2024.05.14 10:07 Mediocre-Truck-2798 Job change for less base pay but more security? Early 40s
Looking for some perspective here and not sure if this is the right sub, but it involves FI, so seemed appropriate. Sorry if not!
Like the title says, I’m 40, not married/no kids and have a little over $900k saved in various accounts. Roughly 60% in Roth and traditional IRA/401k accounts, the rest in taxable accounts, and almost none in physical assets (I just bought a $5k car). My current financial plan is to work at a “higher paying” job for the next 2-4 years, then work some more part time/“fun” jobs hoping for $70k-80k/yr to cover my expenses until I formally “retire”/hit FI, which for me is about $1.4-1.8M in today’s dollars based on spending about $5500/mo in expenses, inclusive of rent.
I’m currently at a job crossroads and trying to determine the next, best move, so any thoughts are appreciated.
My current job pays $175k/yr, 4% match and no bonus. It’s with a startup company that is trending toward a sale or dissolution as our products haven’t caught on like our main investor hoped. We have about 2 months of runway left in the bank and there are three most likely outcomes for us in the next 2-6 months:
In scenario 2 (50%), this will happen within 3-6 months assuming scenario 1 doesn’t happen in the next 30-60 days or so. In this case we all likely lose our jobs- some of us faster than others. In any event, I eventually lose my job in this scenario within 6 months or so.
In scenario 3 (1%), I’ll keep my job for at least 1-2 years, and likely earn over $200k/year.
While that is ongoing I was simultaneously interviewing for a job with a very large corporation for the last few months which ultimately resulted in an offer of $145k/yr, 0-36% of base pay in an annual bonus, $10k relocation and a 6% match. It requires relocation in 90 days to a higher tax state from a lower tax state but it is worth the 6-7% to me for the style of living in the area where I’ll have to move. The work/life balance should be much better at this employer as well. The $10k will easily cover my relocation expenses.
I’m leaning toward taking the $145k offer and getting off the sinking ship. My gf isn’t too excited about it, and I really like the startup life, but I also really like the area I’ll be moving to and it’ll be closer to some family, which I have none of near me now.
What do you all think? Am I making a huge mistake by not going for the upside? Or has the yield curve been inverted long enough and it’s time to seek stability?
submitted by Mediocre-Truck-2798 to Fire [link] [comments]
Like the title says, I’m 40, not married/no kids and have a little over $900k saved in various accounts. Roughly 60% in Roth and traditional IRA/401k accounts, the rest in taxable accounts, and almost none in physical assets (I just bought a $5k car). My current financial plan is to work at a “higher paying” job for the next 2-4 years, then work some more part time/“fun” jobs hoping for $70k-80k/yr to cover my expenses until I formally “retire”/hit FI, which for me is about $1.4-1.8M in today’s dollars based on spending about $5500/mo in expenses, inclusive of rent.
I’m currently at a job crossroads and trying to determine the next, best move, so any thoughts are appreciated.
My current job pays $175k/yr, 4% match and no bonus. It’s with a startup company that is trending toward a sale or dissolution as our products haven’t caught on like our main investor hoped. We have about 2 months of runway left in the bank and there are three most likely outcomes for us in the next 2-6 months:
- We find a new lead investor (49% probability)
- An outright sale (50% probability)
- We sign a large customer and become cash self-sustaining (1% probability)
In scenario 2 (50%), this will happen within 3-6 months assuming scenario 1 doesn’t happen in the next 30-60 days or so. In this case we all likely lose our jobs- some of us faster than others. In any event, I eventually lose my job in this scenario within 6 months or so.
In scenario 3 (1%), I’ll keep my job for at least 1-2 years, and likely earn over $200k/year.
While that is ongoing I was simultaneously interviewing for a job with a very large corporation for the last few months which ultimately resulted in an offer of $145k/yr, 0-36% of base pay in an annual bonus, $10k relocation and a 6% match. It requires relocation in 90 days to a higher tax state from a lower tax state but it is worth the 6-7% to me for the style of living in the area where I’ll have to move. The work/life balance should be much better at this employer as well. The $10k will easily cover my relocation expenses.
I’m leaning toward taking the $145k offer and getting off the sinking ship. My gf isn’t too excited about it, and I really like the startup life, but I also really like the area I’ll be moving to and it’ll be closer to some family, which I have none of near me now.
What do you all think? Am I making a huge mistake by not going for the upside? Or has the yield curve been inverted long enough and it’s time to seek stability?
2024.05.14 10:07 HeatherBell94 [Get] Doug D’Anna – $100 Million Copywriting Formula Swipe File Volume 1 Download
![[Get] Doug D’Anna – $100 Million Copywriting Formula Swipe File Volume 1 Download](https://external-preview.redd.it/apAoL6mtTcNj4wLeSeqS0YCEzK-osQuwkZZAc8xjuQ0.jpg?width=320&crop=smart&auto=webp&s=a2de2710a18783ea411441c913f63024db2bd386 "[Get] Doug D’Anna – $100 Million Copywriting Formula Swipe File Volume 1 Download") | https://preview.redd.it/58yzz6rqnc0d1.png?width=510&format=png&auto=webp&s=08247bef6100ff13d83de1d06d452bac346e977a submitted by HeatherBell94 to u/HeatherBell94 [link] [comments] Over the past 30 years, my direct mail and email promotions have generated over $100 million in subscription revenues. Volume one features 10 of my favorite promotions. The same ones that I use to coach my copywriting students on my Million-Dollar Copywriting Formula. Each one has been hand-picked by me to give you a bank of winning headlines, leads, transitions, and arguments that you can turn to whenever you need inspiration for your next email, landing page, or video sales letter. They include:
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2024.05.14 10:07 IndependentBody8553 How a Nayan grew to become a Sultai
As a very young soul, around maybe 5 or 6 years old, I had a very innocent and Accepting outlook on life. Despite coming from a less than ideal environment, I always found fascination in the world around me, and a reverence for what Mother Nature had gifted unto me. And so I first realized myself to be aligned closely with Green.
I always had a smile on my face, ready to embrace those around me; Ready to love as unconditionally as the Others had loved me. I felt a passion, a desire even, to do good for those Others, just to see the smile on their faces. A smile that they lacked, because they couldn't see the beauty that enveloped them; A beauty that I myself saw so very clearly. I yearned to live in the present, and to give unto Others the same heartfelt, Emotional passion and Acceptance that I felt so strongly towards them. I had a very Red heart, and a very White soul.
And I always had a smile on my face, when nobody else did. I always laughed, when the Others cried, so that they might share in my joy.
And over the years, as my family fought onward towards eachother; Gnashing their teeth for little Reason at all other than to watch eachother suffer for the sake of their own miscommunications, my efforts fell short.
And it caused me to wonder why...
"Why must they be so pessimistic and derogatory in life? Why must they be so quick to reject Reason? Why is their Logic so skewed?", I wondered..
And a very Blue thirst for knowledge started to form in my mind.
Not only did I begin to search for the meaning behind the problems that surrounded me, but also for the meaning behind everything which I did not understand. I passed the time by Nurturing my mind; By listening and Seeking Truth, when the Others would not listen. A True curiosity formed within me; Not only for what lay just beyond the grasp of comprehension, but just as much for the comprehension of what could be..
I learned that the soul source of conflict for many of their problems was Emotion; Emotion which drove them to impulse, Emotion which drove them to rage, Emotion which drove them to violence and Chaos. I also acknowledged this sense of Emotion within myself. And though it was mostly joyous, I learned that joy could very well blind me just as much as their rage blinded them. So I learned to Accept Reason and Order in favor of Chaos, and encouraged the Others around me to do so as well.
Well, this Bant way of thinking only lasted so long. Though the Others in my family grew to realize that my insight was quite valuable, they would only listen if I spoke in a language they understood. If anything that I said conflicted with their own perspective outright, I would lose their ear entirely. They would simply twist my words to their own warped sense of righteousness, to use against their 'enemies'. But I still loved them, and through and through I listened to them, day after day, trying to guide them towards a better path.
But that Red, joyous smile was no longer there on my face.
As I started my first days at school, I would keep myself isolated; Knowing that the others would have no patience, just as my family had already shown me. I would keep to myself and stand in the corner voluntarily, observing silently those around me; Without friends.
And both the teachers and the students found me absolutely frightening to try and comprehend.
I was, however, almost ALWAYS at the top of my class, quite Naturally.
Most of them avoided me, though some had tried to victimize me. I didn't retaliate to their beatings and abuse, because deep down I still abhored the idea of hurting the Others. But I also didn't feed into their taunts and ridicule. They left me quite dissatisfied, as they had gained nothing; For I had nothing to take away..
And one day, while I was walking down the hallway, thinking about life, I felt a sudden revelation bloom in my Mind..
What made those other students strive so Ruthlessly to Satisfy themselves at the cost of my Peace? What made my family fight so Ruthlessly to achieve their own Satisfaction at the cost of my Freedom? What have I been missing my whole life, that might be fruitless to the Others, but very fruitful to me, the Individual? What have their discrepancies cost ME? What might those very same discrepancies give unto me instead..
And a Growing Mindset returned the smile to my face once more.
Not a smile of Red, Emotional Freedom, but a smile of Black, Exploitative Satisfaction; If only at the cost of my precious, White sense of Altruism.
From that day forward, I always had a smile on my face, when nobody else did. I always laughed, when the Others cried, so that they might share in my suffering.
I began to whisper Profane Truths to the ears of my enemies, especially myself; Inspiring Fear, and obeying it. And I did this all under the guile of being a True friend; To both the Others, as well as myself, the Individual.
I began to fuel the arguements my family had, from ALL sides, to grow further the reward that I would inevitably reap.
I began to sacrifice not only of myself, the Individual, but of the Others as well, to attain my ideals of Perfection.
I revered the Knowledge that spurred me forward; The Knowledge that grew so boundlessly by the urge to further myself, the Individual, to greater heights; Exploiting what Nature had gifted unto me.
I saw success that I had never comprehended before as a possibility.
And to Mother Nature, I yet again beheld a reverence..
And then I realized what it was all for; How it was all possible.
What Preserved Truth had retained my sense of Peace, even in the face of Progressing Evolution? Even at the cost of my Emotional Freedom? Certainly the Harmony which allowed for such an Evolution in the first place.
What Natural Profanity returned to me a sense of Freedom, even as I Exploited what little I had left of my Altruistic Peace for the sake of Individuality? Certainly that Profanity which I had Accepted.
What saving grace might I inevitably lose, if only I allow for the Growth Mindset to consume me, once and for all?
That answer lays deep within the Green...
I believe it is no coincidence that the majority of the people in my life are Nayan. Perhaps because it is easy for me to utilize an instrument that I so deeply understand. Or perhaps because, deep down, I am reminded of a ghost; Of the treasured spirit I once held within my own soul..
I've always Accepted what the world gifted unto me. And I've always Harmonized, for better or for worse.
And the Green is what I will always intend to embrace.
No matter the cost; No matter the reward. 😎
submitted by IndependentBody8553 to colorpie [link] [comments]
I always had a smile on my face, ready to embrace those around me; Ready to love as unconditionally as the Others had loved me. I felt a passion, a desire even, to do good for those Others, just to see the smile on their faces. A smile that they lacked, because they couldn't see the beauty that enveloped them; A beauty that I myself saw so very clearly. I yearned to live in the present, and to give unto Others the same heartfelt, Emotional passion and Acceptance that I felt so strongly towards them. I had a very Red heart, and a very White soul.
And I always had a smile on my face, when nobody else did. I always laughed, when the Others cried, so that they might share in my joy.
And over the years, as my family fought onward towards eachother; Gnashing their teeth for little Reason at all other than to watch eachother suffer for the sake of their own miscommunications, my efforts fell short.
And it caused me to wonder why...
"Why must they be so pessimistic and derogatory in life? Why must they be so quick to reject Reason? Why is their Logic so skewed?", I wondered..
And a very Blue thirst for knowledge started to form in my mind.
Not only did I begin to search for the meaning behind the problems that surrounded me, but also for the meaning behind everything which I did not understand. I passed the time by Nurturing my mind; By listening and Seeking Truth, when the Others would not listen. A True curiosity formed within me; Not only for what lay just beyond the grasp of comprehension, but just as much for the comprehension of what could be..
I learned that the soul source of conflict for many of their problems was Emotion; Emotion which drove them to impulse, Emotion which drove them to rage, Emotion which drove them to violence and Chaos. I also acknowledged this sense of Emotion within myself. And though it was mostly joyous, I learned that joy could very well blind me just as much as their rage blinded them. So I learned to Accept Reason and Order in favor of Chaos, and encouraged the Others around me to do so as well.
Well, this Bant way of thinking only lasted so long. Though the Others in my family grew to realize that my insight was quite valuable, they would only listen if I spoke in a language they understood. If anything that I said conflicted with their own perspective outright, I would lose their ear entirely. They would simply twist my words to their own warped sense of righteousness, to use against their 'enemies'. But I still loved them, and through and through I listened to them, day after day, trying to guide them towards a better path.
But that Red, joyous smile was no longer there on my face.
As I started my first days at school, I would keep myself isolated; Knowing that the others would have no patience, just as my family had already shown me. I would keep to myself and stand in the corner voluntarily, observing silently those around me; Without friends.
And both the teachers and the students found me absolutely frightening to try and comprehend.
I was, however, almost ALWAYS at the top of my class, quite Naturally.
Most of them avoided me, though some had tried to victimize me. I didn't retaliate to their beatings and abuse, because deep down I still abhored the idea of hurting the Others. But I also didn't feed into their taunts and ridicule. They left me quite dissatisfied, as they had gained nothing; For I had nothing to take away..
And one day, while I was walking down the hallway, thinking about life, I felt a sudden revelation bloom in my Mind..
What made those other students strive so Ruthlessly to Satisfy themselves at the cost of my Peace? What made my family fight so Ruthlessly to achieve their own Satisfaction at the cost of my Freedom? What have I been missing my whole life, that might be fruitless to the Others, but very fruitful to me, the Individual? What have their discrepancies cost ME? What might those very same discrepancies give unto me instead..
And a Growing Mindset returned the smile to my face once more.
Not a smile of Red, Emotional Freedom, but a smile of Black, Exploitative Satisfaction; If only at the cost of my precious, White sense of Altruism.
From that day forward, I always had a smile on my face, when nobody else did. I always laughed, when the Others cried, so that they might share in my suffering.
I began to whisper Profane Truths to the ears of my enemies, especially myself; Inspiring Fear, and obeying it. And I did this all under the guile of being a True friend; To both the Others, as well as myself, the Individual.
I began to fuel the arguements my family had, from ALL sides, to grow further the reward that I would inevitably reap.
I began to sacrifice not only of myself, the Individual, but of the Others as well, to attain my ideals of Perfection.
I revered the Knowledge that spurred me forward; The Knowledge that grew so boundlessly by the urge to further myself, the Individual, to greater heights; Exploiting what Nature had gifted unto me.
I saw success that I had never comprehended before as a possibility.
And to Mother Nature, I yet again beheld a reverence..
And then I realized what it was all for; How it was all possible.
What Preserved Truth had retained my sense of Peace, even in the face of Progressing Evolution? Even at the cost of my Emotional Freedom? Certainly the Harmony which allowed for such an Evolution in the first place.
What Natural Profanity returned to me a sense of Freedom, even as I Exploited what little I had left of my Altruistic Peace for the sake of Individuality? Certainly that Profanity which I had Accepted.
What saving grace might I inevitably lose, if only I allow for the Growth Mindset to consume me, once and for all?
That answer lays deep within the Green...
I believe it is no coincidence that the majority of the people in my life are Nayan. Perhaps because it is easy for me to utilize an instrument that I so deeply understand. Or perhaps because, deep down, I am reminded of a ghost; Of the treasured spirit I once held within my own soul..
I've always Accepted what the world gifted unto me. And I've always Harmonized, for better or for worse.
And the Green is what I will always intend to embrace.
No matter the cost; No matter the reward. 😎
2024.05.14 10:05 onlyfunkyjazz Discover the secret to effective copywriting for your entrepreneurship
I see a lot of the posts in Entrepreneur relate to the ideation and development phase of entrepreneurship.
In my experience, ideation and development is the easiest (and most fun) part.
The hard part is selling your product, sustaining sales and growing profitable revenue.
To do that, you need to tell the story of how your product helps people. For that you need effective copywriting.
Halbert-style bullet copy refers to a technique in copywriting named after Gary Halbert, a legendary copywriter known for his persuasive and effective marketing writing. This style focuses on crafting compelling bullet points that grab attention, build interest, and persuade the reader to take action.
Here's an example of copy I wrote this morning in about 5' for my own business of helping 45-60 year old people transform their expertise into entrepreneuship. I think you get the idea. Try it - I'd love to see what you're working on!
submitted by onlyfunkyjazz to Entrepreneur [link] [comments]
In my experience, ideation and development is the easiest (and most fun) part.
The hard part is selling your product, sustaining sales and growing profitable revenue.
To do that, you need to tell the story of how your product helps people. For that you need effective copywriting.
Halbert-style bullet copy refers to a technique in copywriting named after Gary Halbert, a legendary copywriter known for his persuasive and effective marketing writing. This style focuses on crafting compelling bullet points that grab attention, build interest, and persuade the reader to take action.
Here's an example of copy I wrote this morning in about 5' for my own business of helping 45-60 year old people transform their expertise into entrepreneuship. I think you get the idea. Try it - I'd love to see what you're working on!
- Discover the Simple Trick to become an entrepreneur Without quitting your job – Learn how you can build a side business effortlessly with this one surprising technique.
- Unlock the Secrets to Permanent Wealth – Find out how to get on the revenue growth path for good with our expert tips and strategies.
- Boost Your Business Instantly – Discover tools and exercises that supercharge your side business and accelerate sales
- Achieve Your Dream Business in Just Weeks – Get a step-by-step plan to transform your expertise into entrepreneurship quickly and effectively.
- Enjoy Effective, Healthy Patterns – Access a collection of effective design patterns that make building your side business enjoyable and sustainable.
2024.05.14 10:04 HeatherBell94 [Get] Kim Kraus Schwalm – Copywriting Velocity Download
![[Get] Kim Kraus Schwalm – Copywriting Velocity Download](https://external-preview.redd.it/wSVQjx4bgVzU2iAMC7t5zoYcGwnXu2H_CgUccNBOjwU.jpg?width=640&crop=smart&auto=webp&s=e5c68b37ecba85b691fccbaa2289a66f9f7212f8 "[Get] Kim Kraus Schwalm – Copywriting Velocity Download") | https://preview.redd.it/sdlzsfpanc0d1.jpg?width=720&format=pjpg&auto=webp&s=3a9a09188ee427edbae75546ab79904ce33765e6 submitted by HeatherBell94 to u/HeatherBell94 [link] [comments] What You Get:Copywriting Velocity Copy IntensiveKim Krause Schwalm presents her approach to writing successful control promos to an intimate group of copywriters and marketers. Copywriting superstar Carline Anglade-Cole and top email marketing expert “Big Jason” Henderson are also in the audience and contribute many tips as well. Kim covers everything from research to coming up with the big idea to tips for structuring and writing engaging, persuasive copy that sells.Module #1: The Art and Science of Writing HeadlinesKim Krause Schwalm shows you how to write compelling headlines that demand attention and get your copy read in this Copywriting Velocity training module, including…
Module #2: Secrets to Writing LeadsKim Krause Schwalm shows you how to write leads that hook prospects early on and prime them to buy in this Copywriting Velocity training module, including:
Module #3: The Truth About FascinationsKim Krause Schwalm shows you how to write intriguing fascinations and maximize their selling power in this Copywriting Velocity training module, including:
|
2024.05.14 10:04 Nevada955 [REQUEST] [Steam] Diablo IV (9th attempt)
It should be the 9th attempt and this time is special because the season should start today!
Im part of this sub for a long time now and it feels so refreshing finding people that love games and likes to share they're hobby with others, both who can afford a game or gifts and who can't. The community its amazing and im gratefull to be part of it :D .
Today im here asking for help on getting Diablo IV! but lets deep-dive into the request a bit...shall we?
What is Diablo IV?:
Well, even if you're not an RPG or in this case, ARPG fan, you probably heard in your life about Diablo! it's probably the most famous ARPG of all times, it's been out for more than 20 years now and even with the latest up's and down's of the title in the past years, it's probably one of the best in its genre. For this reason i won't really make a wall of text about it, because im gonna be real, im a new player of ARPG's (beside playing some diablo 2/3 and path of exile years ago), the first one i took seriously was Last Epoch 1 month and half ago (amazing title, i suggest it to everyone that loves this type of games) so i don't really know a lot about Diablo IV lore, story, campaign etc. I kept spoilers away from me, because i think beauty of this genre, sometimes is to explore it by yourself without people telling you what to do and how to do at first.
Why i am requesting it now?:
As i said im a big fan of RPG's, MMORPG's and now recently ARPG's made space into my list of games that im loving and im starting to appreciate any one of them (beside Path of Exile where its still a bit hard for me, one day...one day).
I recently reached the "end" of the current Last Epoch "Season / Cycle" for the characters i made and i was looking deep into the genre, Diablo is game that i already played in the past (with diablo 2 maybe 3 even, years ago when i was a young boy) and i always had a great time playing it, also it's currently one of the two games on the market that's pretty new player friendly (like Last Epoch) and i heard/readed that they're improving the game a lot with the next seasons coming up in the next months, so this is probably the best time to jump in and learn the mechanics of this title and have fun with my friends or solo eventually, so to be prepared to the next big major content update for the game.
Im looking forward to play Barbarian class and then...we'll see heheh (im addicted to big muscle and big weapons characters ahah). I love the graphic, the enviroments, the aesthetic and the whole settings of the campaign (from what i saw on the steam trailer between last year and this week), it gives me a lot of old school rpg's vibes, also the character customization and combat seems amazing, really good to see.
Why im asking for your help currently?:
As you can imagine, right now, i don't have enough money to buy a copy of the game, even when it goes on sale still a price that i can't really afford. My job is not stable and every income i have goes towards my family, the bills and the GeForce Now subscription (cloud gaming platform that i use to play games on my old laptop, since my main computer died during the covid era and i couldn't buy a new one). Unfortunately i never had the opportunity to get the game even at launch or during 2023/early this year and it went out on sale always when i was short on money for gaming.
For this reason im asking for your help and for your generosity once again, since i met a lot of good people around here and all of them were great.
If you can or want to help me i will leave below my steam profile and the page of the game, i wish you really the best and thank you again for reading me <3 .
My Steam Profile: https://steamcommunity.com/profiles/76561198259313755/ Diablo IV Steam page
submitted by Nevada955 to GiftofGames [link] [comments]
Im part of this sub for a long time now and it feels so refreshing finding people that love games and likes to share they're hobby with others, both who can afford a game or gifts and who can't. The community its amazing and im gratefull to be part of it :D .
Today im here asking for help on getting Diablo IV! but lets deep-dive into the request a bit...shall we?
What is Diablo IV?:
Well, even if you're not an RPG or in this case, ARPG fan, you probably heard in your life about Diablo! it's probably the most famous ARPG of all times, it's been out for more than 20 years now and even with the latest up's and down's of the title in the past years, it's probably one of the best in its genre. For this reason i won't really make a wall of text about it, because im gonna be real, im a new player of ARPG's (beside playing some diablo 2/3 and path of exile years ago), the first one i took seriously was Last Epoch 1 month and half ago (amazing title, i suggest it to everyone that loves this type of games) so i don't really know a lot about Diablo IV lore, story, campaign etc. I kept spoilers away from me, because i think beauty of this genre, sometimes is to explore it by yourself without people telling you what to do and how to do at first.
Why i am requesting it now?:
As i said im a big fan of RPG's, MMORPG's and now recently ARPG's made space into my list of games that im loving and im starting to appreciate any one of them (beside Path of Exile where its still a bit hard for me, one day...one day).
I recently reached the "end" of the current Last Epoch "Season / Cycle" for the characters i made and i was looking deep into the genre, Diablo is game that i already played in the past (with diablo 2 maybe 3 even, years ago when i was a young boy) and i always had a great time playing it, also it's currently one of the two games on the market that's pretty new player friendly (like Last Epoch) and i heard/readed that they're improving the game a lot with the next seasons coming up in the next months, so this is probably the best time to jump in and learn the mechanics of this title and have fun with my friends or solo eventually, so to be prepared to the next big major content update for the game.
Im looking forward to play Barbarian class and then...we'll see heheh (im addicted to big muscle and big weapons characters ahah). I love the graphic, the enviroments, the aesthetic and the whole settings of the campaign (from what i saw on the steam trailer between last year and this week), it gives me a lot of old school rpg's vibes, also the character customization and combat seems amazing, really good to see.
Why im asking for your help currently?:
As you can imagine, right now, i don't have enough money to buy a copy of the game, even when it goes on sale still a price that i can't really afford. My job is not stable and every income i have goes towards my family, the bills and the GeForce Now subscription (cloud gaming platform that i use to play games on my old laptop, since my main computer died during the covid era and i couldn't buy a new one). Unfortunately i never had the opportunity to get the game even at launch or during 2023/early this year and it went out on sale always when i was short on money for gaming.
For this reason im asking for your help and for your generosity once again, since i met a lot of good people around here and all of them were great.
If you can or want to help me i will leave below my steam profile and the page of the game, i wish you really the best and thank you again for reading me <3 .
My Steam Profile: https://steamcommunity.com/profiles/76561198259313755/ Diablo IV Steam page