European origami pdf

European Federalists on Reddit

2013.12.15 00:37 daysleeperrr European Federalists on Reddit

A multilingual subreddit for those who are dedicated to the establishment of a democratic and federal European Union.
[link]


2013.03.03 16:50 iamdestroyerofworlds ОДНА З НАС! ОДНА З НАС! ГУБЛЬ-ГУБЛЬ !

YUROP is a shrine to the awesomeness of the continent, islands, regions, member and non-member states of Her Greatest Europa, the progressive Union of Peace, home of the freest health care, the finest food and the diversest and liberalest of them all.
[link]


2010.08.03 16:38 kanez Lawn Care

Lawn care guides, pictures, and discussions.
[link]


2024.05.21 15:05 TinyLagoonStudios Marketing tips for gaming hits

What does it take to get a great game to become a success in 2024? We have had a look into the latest charts, analytics and surveys to extract some insights to help decipher how to turn a game into a hit.

Finding your players: who’s in your squad?

The gaming population keeps increasing year by year¹, comprising people from all ages and regions, but how are most players discovering new games? Well, the answer is multifaceted, but luckily we found a survey, published this month, May 2024², to inform us — and yes, this one included non-binary people, a segment of the population you don’t want to ignore in your research! At the top spot, we find YouTube; the most popular and trusted platform to discover games, followed by TikTok. Both are known for their short and long-form video content, as we predicted would be more relevant than ever this year.
But don’t underestimate the power of traditional methods either, as word-of-mouth recommendations, online ads, TV, and in-store and online promotions still play a huge part in the discoverability of games, specifically by helping generate trustworthiness, a key feature of successful marketing. Meanwhile, community hubs like Twitch, Reddit and Discord also have a very crucial role in product sustainability and longevity, as another recent survey³ indicated by stating that approximately 67% of gamers think video games help to build communities and many have established new friendships and even relationships through gaming. Could your game do that too? If you’re new to Reddit or Discord, take a look at our article here for some tips on getting started.
That being said, there’s no need to pick just one platform, as statistics show that people actually use 4 to 5 sources to discover new games. Gone are the days of a one-size-fits-all approach. Today's gamers are a diverse bunch, and understanding their habits is crucial. The key takeaway? A successful marketing strategy should use a multi-platform approach, carefully tailored to your audience.

Internationalisation done well: customising your build

So, we've looked at who your audience is, now it's the turn of localisation. Counting on experts to help you enter a new market and establish trust through a different cultural lens is a strategy that today's top games follow.
Looking at the global charts for 2023⁴ and at the top-selling games from April in the EU⁵, it becomes apparent that localisation is a common thread. Let’s look more specifically at France: almost every single one of the top 20 best-selling console games of 2023⁶ has been localised to French, as well as a number of other languages, including Arabic, as is the case with Assassin's Creed Mirage. This particular title makes a very interesting case study of localisation and culturalisation becoming powerful marketing tools themselves, as well as being key to the game’s experience.
Assassin's Creed Mirage was released with an Arabic dub that wasn't just for show. Praised for its authenticity, the accurate localisation, realistic voice acting and cultural details transported players directly into the bustling streets of 9th-century Baghdad. The localisation team meticulously recreated the cultural atmosphere. From the way the characters addressed each other to the background conversations, everything felt authentic. This commitment to culturalisation not only resonated deeply with Arabic-speaking gamers, but also garnered respect from players worldwide, earning positive reviews and strong engagement for Mirage (as seen in this TikTok example). Consequently, the dedication to localisation and culturalisation not only enhanced the game but also acted as a powerful marketing tool in itself to promote sales.
Talking about TikTok, recent studies also reveal that the most popular games on the platform have been localised into several languages⁷. As a social media platform that prides itself on its international communities, it’s only to be expected this would be the case. In fact, they recently announced that bilingual ads in Spanish and English are even more effective in promoting content on their platform in the US than English-only ads! And, on top of that, they increased consumers’ perception of brands’ trustworthiness⁸.
So what can we learn from looking at a recent unexpected rising star? And yes, we are talking about Helldivers 2! With very little pre-launch marketing, the game quickly became a massive hit throughout Europe⁹ and other regions¹⁰, and it seems to be managing to keep its popularity thanks to its very well-crafted and unique tone of voice. The game's distinct communication style, a blend of dark humour and military jargon, is a key part of its charm. From the hilariously over-the-top mission briefings to the satire-packed and irony-tinted community announcements, their propaganda-inspired marketing, perfectly localised into several languages, keeps players engaged globally.

The final boss: putting it all together

By understanding which platforms your audiences use, their motivations and demographics, and by prioritising localisation to enter different markets, you can significantly increase a game's chances of becoming a global phenomenon. Remember, sometimes it’s the little things, like changing the way you approach new markets, that make a big difference. If you need a partner to help you on your journey, get in touch with us here and our team at Tiny Lagoon will be thrilled to join you.
Sources:
¹ https://indd.adobe.com/view/8892459e-f0f4-4cfd-bf47-f5da5728a5b5?allowFullscreen=true
² https://www.biggamesmachine.com/wp-content/uploads/2024/05/BGM-Game-discovery-survey-2024.pdf
³ https://www.aevi.org.es/web/wp-content/uploads/2023/10/POP_Version_09-10-spread.pdf
https://www.gamesindustry.biz/gamesindustrybiz-presents-the-year-in-number-2023
https://www.gamesindustry.biz/fallout-4-jumps-to-no1-across-europe-following-tv-show-launch
https://www.sell.fsites/default/files/essentiel-jeu-video/ejv_mars_2024_3.pdf
https://www.gamesindustry.biz/gamesindustrybiz-presents-the-year-in-number-2023
https://www.tiktok.com/business/en/blog/bilingual-ads-spanish-hispanic-audience
https://www.gamesindustry.biz/european-game-sales-strong-in-february-thanks-to-helldivers-2-european-monthly-charts
¹⁰ https://www.gamedeveloper.com/business/helldivers-2-is-estimated-to-have-sold-8-million-copies-so-far-
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2024.05.21 06:07 Crowsbeak-Returns We're probably going to lose another of great word now. https://www.teenvogue.com/story/the-sinister-history-of-the-word-moron-explained

So, these imbeciles have gotten it itno their heads because bad word may have in part been developed in part by someone associated with the Eugenics movement we can't use that word. (I suspect the fetal achohol syndrome sufferers who wrote this don't like its become a alternative to a certain other beautiful word we can't use anymore). Also of course attacks the very concept of the asylum system that totally wouldn't be a good place to put every neurotic idiot who subscribes to the thought this article seeks to propagate. Also the attempt to tie that judge to weirdo white nationalists and the right as meaning just the right as a whole rather then a specific small section is funny. Should be noted both sides of the aisle united in TN to actually make this shit illegal and reprimanded said judge https://clarksvillenow.com/local/proposal-would-stop-judges-from-offering-less-jail-time-in-exchange-for-sterilization/
Also I love how they try to turn this into a diatribe against those who would like immigration lowered.
The Sinister History of the Word "Moron," Explained
It's much more than just a casual insult.
By Marlena Scott
September 12, 2017FWHTTB The science of eugenics and sex life, the regeneration of the human race (1914)Z4 Collection / Alamy Stock Photo
OG History is a Teen Vogue series where we unearth history not told through a white, cisheteropatriarchal lens. In this piece, writer Marlena Scott explores the history of of the word "moron," which is tied to the eugenics movement in the United States.
"Moron" is commonly used to describe someone who has made a decision that is perceived as unwise, or to scold oneself over a mistake or slipup. Whichever way the word is flung around, the origins of "moron" are far more sinister.
The term is attributed to psychologist and eugenicist Henry H. Goddard, who used it to describe “feeble-minded” individuals. It is closely tied to the United States’s involvement in eugenics, a scientific term, meaning "well-born," that describes the belief that the human population can be controlled by breeding to increase the occurrence of desirable heritable characteristics. It focuses on eliminating “undesirable” individuals, singling out unmarried mothers, people of color, the poor, and those with disabilities. In the United States, eugenics influenced much of the immigration and segregation policies in the 20th century. "Moron" and other words like it — such as "idiot" — were used to support racist, classist ideas and to advance white supremacy behind the mask of scientific advancement.
According to a report from NPR's Code Switch, "moron" was born of Goddard’s fascination with intelligence and his desire to measure what it was and what it was not. In the early 20th century, psychologists grouped people who fell behind the ideal measure of intelligence into three categories that we now recognize as casual insults: “imbecile,” “idiot,” and “feeble-minded.” Goddard, unsatisfied with the existing terms, coined "moron" to embody both low intelligence and behavioral deviance. None of these endured as medical terms, but at the time they were enough to institutionalize someone and sterilize them as a means to prevent them from reproducing.
Goddard organized patients by disease, habit, or condition, as laid out in his 1911 work, Heredity of Feeblemindedness. He analyzed and coded families with the following qualities: "A, alcoholic (habitual drunkard); B, blind; C, criminal; D, deaf; Dwf, dwarf; E, epileptic; F, feeble-minded, either black letter, or white letter on black ground (the former when sex is unknown); I, insane; M, migraine; N, normal; Sx, grave sexual offender; Sy, syphilitic; T, tuberculous; W, wanderer, tramp, or truant." Goddard wrote of one family: “The offspring of the feeble-minded woman and this feeble-minded man were three feeble-minded children and two others who died in infancy. An illegitimate child of this woman is feeble-minded and a criminal.”
"The idiot is not our greatest problem. He is indeed loathsome. ... Nevertheless, he lives his life and is done. He does not continue the race with a line of children like himself. ... It is the moron type that makes for us our great problem," Goddard said in 1912.
The volume of immigrants coming into the country during the early 20th century was the highest it had ever been. According to the U.S. Census Bureau, between 1901 and 1910, 8,795,400 people immigrated to the United States, primarily from the area then known as Austria-Hungary, Italy, and Germany. It was essential to Goddard's work to ensure there were no "feeble-minded morons" in the bunch, so he sent assistants to Ellis Island in 1913 to observe and identify "morons" according to his methods. As previously mentioned, one of Goddard's methods included a pseudoscientific coded guide that looked something like a family tree. Goddard would study families, code their behavior by letter, and draw conclusions that the feeble-mindedness or blindness or deafness of the preceding generation would affect the children. According NPR's Code Switch, 40% of Italians, Hungarians, and Jewish people that were tested qualified as "morons" and were deported in 1913. Deportations doubled the following year.
WATCH

Those labeled "moron" could be institutionalized, deported, or sterilized in order to create a race of humans deemed superior by those in positions of influence and power, according to a New Yorker piece on the history of eugenics. Eugenics was widely embraced in academia and even celebrated at the World's Fair. In the first half of the 20th century, this movement in the U.S. led to the involuntary sterilization of around 60,000 people, mostly women of child-bearing age, who were subjectively deemed unfit to reproduce.
Federally funded sterilization programs were legalized in 32 states. The state of Virginia passed its Eugenical Sterilization Act in 1924, and to test the legality of the law, Carrie Buck, a poor 17-year-old girl from Charlottesville, was sent to the Virginia Colony for Epileptics and Feeble-Minded — an asylum for those deemed so-called "morons" where her mother, Emma, had been admitted just a few years prior. Carrie was pregnant as the result of rape and, after giving birth, was sterilized at the colony with no understanding of what was happening to her. The move was backed by law and further supported by the Supreme Court, as demonstrated in the 1927 Buck v. Bell case, in which the court ruled that the sterilization of the "unfit" — including the intellectually disabled — did not violate the due process clause of the Fourteenth Amendment. After observing Buck, her mother, and her grandmother — all poor white women — Justice Oliver Wendell Holmes, Jr. delivered the opinion of the court, writing, "three generations of imbeciles was enough." This decision has never been overturned.
If this thought process sounds grossly aligned with ideals promoted in Nazi Germany, that’s because it is — but eugenics and the attempt to discontinue “feeble” bloodlines is American-bred. In the 1930s, Nazi leadership turned to American eugenics as inspiration in developing tactics to ensure the erasure of European Jews. In Mein Kampf, Adolf Hilter wrote, “There is today one state in which at least weak beginnings toward a better conception [of immigration] are noticeable. Of course, it is not our model German Republic, but [the U.S.] …”
Southern black women were sterilized en masse, often without consent, for much of the 20th century. It was a practice so common that it received a nickname: a "Mississippi appendectomy." The sterilization of Native Americans occurred as late as the 1980s. While some states have formally apologized for their role in the practice, the desire to control “undesirable” groups still persists among some in the U.S., leaving vulnerable populations at risk.
In May, Sam Benningfield, a general sessions judge in Tennessee, announced that he would offer shorter prison sentences to inmates — a population largely impacted by the nation's ongoing opioid crisis — who would undergo vasectomies or receive the birth control implant Nexplanon. "I'm trying to help these folks begin to think about taking responsibility for their life and giving them a leg up — you know, when they get out of jail — to perhaps rehabilitate themselves and not be burdened again with unwanted children and all that comes with that," Benningfield told CBS News. In July, the judge pulled the offer following protest from health officials and civil rights attorneys, according to The Washington Post.
Most Popular
CultureElla Rubin Was Destined to Play Anne Hathaway’s Daughter in The Idea of YouBy Ilana Kaplan
PoliticsJoe Biden's Commencement Address Draws Protests, Walk-Outs at Morehouse CollegeBy Ashleigh Carter
CultureThis Naked Scene in Bridgerton S3 Was Nicola Coughlan's IdeaBy Sara Delgado
Nine decades after Carrie Buck was sterilized, white nationalists, white supremacists, neo-Nazis, and the so-called "alt-right" gathered in her hometown for "Unite the Right" rallies on August 11 and 12. Many of those present called for a "purer" race of human beings and chanted phrases like, "You will not replace us." The weekend ended in violence and the death of Heather Heyer, a 32-year-old woman who was killed when a driver slammed into a crowd of anti-racism counterprotesters.
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2024.05.20 21:08 Alarmed_Bed9827 Preparations for the T+1 Shift

https://www.bloomberg.com/news/articles/2024-05-19/new-t-1-rule-is-speeding-up-settlement-time-and-wall-street-is-worried
Who will this affect the most?
What are the opportunities/challenges?
Any thoughts?
When US markets reopen next Tuesday after the long weekend, everything will likely seem normal. It’s only after the close and in the following days that any cracks are expected to appear.A spike in the number of failed trades, operational glitches and additional costs are among industry fears as the trading process for American securities accelerates, with the time allowed to complete every transaction halved to a single day.Spurred on by the original meme-stock frenzy, the Securities and Exchange Commission is pushing the shift to reduce the chance of something going wrong between when a trade is executed and when it’s settled. But the switch to what’s known as T+1 comes with risks of its own.

Foreign Investments in US Markets Eclipse $25 Trillion

Overseas holdings have soared amid US stock outperformance
01020$ 30 T200320042005'062007'082009'102011'122013'142015'162017'182019'20202120222023Source: US Department of the Treasury, Federal Reserve BoardInternational investors — who hold about $27 trillion in American markets — face a system in which the usual method of funding a US trade takes longer than they actually have to execute the deal. Unheralded parts of the trading process like affirmation (confirming details), fixing errors, and recalling securities out on loan must happen at least twice as fast. Global funds face a mismatch where cash flowing in and out moves at a different speed to the assets they have to buy and sell.And it all faces an immediate stress test as some of the world’s major indexes rebalance or reveal planned reconstitutions before the end of this month.“All hands will be on deck,” said Michele Pitts, Citigroup Inc.’s global head of custody data for securities services, noting the likelihood of increased trade fails across the industry. “There will be a significant uptick in settlement risks for the first several weeks.”About the ‘T+1’ Rule Making US Stocks Settle in a Day: QuickTake

‘Lot of Anxiety’

Under current rules, anyone purchasing a US stock has two days between hitting the “buy” button and actually having to deliver money for the trade, while the seller has the same time to supply the share. This lengthy settlement period in such a large and sophisticated market is what remains from the days when transactions were manual and investors had up to a week to complete them.An undated image of a financial clearing house in New York. Stock trades were historically manual, which required a much longer settlement time.Source: Ilbusca/Digital Vision Vectors/Getty ImagesThat’s been whittled away over the years, and new SEC rules will slash the settlement time again on May 28 to one day. Across Wall Street and beyond, major banks, asset managers and an assortment of specialized service firms are bracing for the fallout.At JPMorgan Chase & Co., internal modeling shows about a quarter of the currency trades it processes for clients are set to be impacted. Brown Brothers Harriman & Co. is putting clients through a “T+1 simulator” to identify those with potential issues.Institutions including Societe Generale SA, Citi, HSBC Holdings Plc, UBS Asset Management, Baillie Gifford and more say they’re either moving staff, reorganizing shifts or building new systems — and in some cases all three — in preparation for the switch.“There’s a lot of anxiety even just around the technology and the actual way by which settlement will take place,” Amy Hong, head of market structure and strategic partnerships for global banking and markets at Goldman Sachs Group, told the Bloomberg Sell-Side Leaders Forum this month. “There are going to be some mismatches around funding, there are going to be some FX-related issues that we’re going to need to work out.”The world of finance and investment can be famously averse to change, with doomsayers dependably appearing whenever new rules are proposed. Yet in the case of T+1, the concerns go beyond one or two market Cassandras.Just 9% of sell-side firms polled by Coalition Greenwich in April and May said they expect the T+1 switch to go smoothly, with 38% warning that buy-side managers are unprepared, and 28% believing trading platforms aren’t fully ready. Almost a fifth anticipate a large disruption with “many or severe issues.”The consensus view is that trade failures — when either a seller doesn’t deliver securities or a buyer fails to produce payment — are about to rise. The question is how large and persistent that uptick will be.Settlement failures are generally a tiny feature of the modern market, usually stemming from technical issues or human error. They can result in regulatory punishment, loss of capital tied up in the trade, and even — in very rare instances when the transaction is large enough — the collapse of parties in the deal.The T+1 regime increases the chance of failures because the compressed timeframe risks making errors more likely, while at the same time reducing the opportunity to correct them. Most crucially, it makes it harder for buyers and sellers to ensure their funds and securities are ready.The $7.5 trillion-a-day foreign-exchange market is a flashpoint of the shift, because currency trades typically settle on a T+2 basis. An overseas investor buying a US stock will soon need to either have dollars ready or find them within a day in an arena where it can take two.

Friday Fears

From its Edinburgh headquarters over 3,200 miles from Wall Street, the £225 billion ($285 billion) investment house Baillie Gifford has relocated two traders to New York and beefed up its settlement desk to help the firm stay active after the 4 p.m. US stock close.Thanks to the T+1 shift and a 6 p.m. deadline at CLS Group (a platform at the center of the market that settles over $6 trillion of currency transactions every day), that will become a crucial period for asset managers seeking dollars to fund their US trades. But it also falls around the start of what are known as the witching hours in foreign-exchange circles because of the famous lack of liquidity.

Bid-Offer Spreads Widen at End of US Session

Liquidity thins as traders head home, complicating late currency trades
0510MonMay 6TueMay 7WedMay 8ThuMay 9FriMay 10SatMay 1110 pipsSource: Bloomberg“If you look at the bid-offer spreads, they’re generally tight throughout the day and when you get to the 5 p.m. to about 8 p.m. Eastern, they just widen out,” said Brendan Burke, a managing director at BBH. “It’s as simple as there’s less liquidity in the market because the banks aren’t staffed.”Baillie Gifford has lobbied US regulators to get banks to extend their foreign-exchange trading hours and to continue providing liquidity until at least 6 p.m. in New York, five days a week. Since moving its staff in January, the firm has been trading as if T+1 was already in force to ensure everything goes smoothly, according to Adam Conn, head of trading.Adam ConnSource: Baillie Gifford“It’s about trying to mitigate the additional operating risk which is falling on asset managers,” said Conn. There will only be a “very short window” after the US market close to resolve problems, he said.Friday afternoon is emerging as a particular area of concern, because currency markets close on weekends, meaning liquidity is typically at its lowest just before the US joins Europe and Asia in clocking off. JPMorgan’s Brijen Puri, head of global FX services, said “neither the buyside or sellside really knows what will happen” in those periods following the switch.“Once there is more data about what's happening in that time zone, that's when banks as well as asset managers may decide on providing more coverage,” Puri said. “Like you have a night desk, you may have a Friday evening desk.”The Foreign Exchange Professionals Association reckons the problem will also be acute at month- and quarter-ends and around national holidays, risking “significantly increased volatility and wider spreads.” Overseas investors acquiring US securities before a local holiday will effectively be faced with T+0 settlement.“There’s 25 to 30 days a year where there’s potentially specific challenges,” said Vincent Bonamy, head of global intermediary services at HSBC. He has organized staffing for “specific holidays on a global basis” to help clients with liquidity provision.For all the preparation, the European Fund and Asset Management Association estimates as much as $70 billion of its members’ daily currency trades may miss the CLS deadline for next-day settlement. Firms without a US presence can use workarounds including purchasing dollars in advance or outsourcing their currency trades, but all approaches come with their own additional costs and challenges.Natsumi MatsubaSource: Russell Investments“Liquidity will be a big issue,” said Natsumi Matsuba, head of FX trading and portfolio management at Russell Investments in Seattle. “It’s going to be a learning experience for everyone.”

Double Jeopardy

The move to T+1 is intended to cut risks at the broker-dealer level of the US equity market, after the 2021 meme-stock frenzy forced retail-investor platforms like Robinhood to restrict trading in certain securities. That was because the collateral they needed to post — the cash to cover trades over the two-day settlement process — threatened to exceed what they could pay amid the surge in volume.The T+1 switch should alleviate such concerns because less collateral will be needed across a single day of risk. It may also improve domestic liquidity as cash in the market will be recycled faster. But it heaps pressure on the processes required to complete each transaction.The new rules require that affirmations are finalized by 9 p.m. in New York on the date of a trade. Data from the Depository Trust & Clearing Corp., which oversees post-trade functions for the bulk of American securities transactions, show that affirmation rate rose to 83.5% in April from 74.95% a month earlier.The firm says that represents “significant progress” as T+1 implementation approaches. But with only weeks to go it’s short of the DTCC’s own target for a 90% same-day affirmation rate.“It’s not actually a compression to 24 hours, but rather five hours, if you think that the market closes at 4 p.m. and you need to affirm by 9 p.m.,” said Pitts at Citi.The New York Stock Exchange on May 14. The move to T+1 is intended to cut risks to the US equity market, after the 2021 meme-stock frenzy forced retail-investor platforms to restrict trading.Photographer: Spencer Platt/Getty ImagesIn preparation for the switch, the DTCC has been conducting regular tests for nine months that will continue to the end of May. This has included gauging the industry’s ability to handle a “double-settlement day” like the one that will occur next Wednesday, when transaction volumes will surge as trades from Friday (still using T+2) and next Tuesday (T+1) will need to complete at the same time.The DTCC has added staff ahead of the transition and its plan for this weekend includes “watch events,” where members of the technical and product teams closely follow transaction flow, according to Val Wotton, general manager of institutional trade processing. “We are confident in our ability to support volumes on day one,” he said.

Kinks in the Chain

The US switch to T+1 means it’s leaving other jurisdictions behind, which is a headache for many investment vehicles operating across borders. While Mexican and Canadian markets are also moving to one-day settlement next week, others including Europe remain on slower cycles.In the new system, a US investor selling an ETF should get cash for their shares within one day, but the proceeds from the sale of a fund’s underlying international stocks will likely take at least two days to arrive. And when most overseas investors buy a fund containing US stocks, the new underlying assets should be paid for in one day, even though the payment for the ETF shares may take two or more.It’s the kind of mismatch that has previously existed across various geographies, but never on this scale, and it risks adding friction and operational costs to many investment vehicles.Adding to the pressure, the T+1 switch comes just days before MSCI Inc. indexes rebalance, with corresponding funds all over the world due to reshuffle holdings at the end of next week.“It carries significant volume and stress normally on T+2, requiring massive effort from the system,” said Citi's Pitts. “If you have extra fails from T+1 on top of that rebalance, it could be chaotic.”For UBS Asset Management, it’s the “largest trading date of the year,” according to Lynn Challenger, head of trading at the $1.7 trillion manager.Lynn ChallengerSource: UBS Asset Management“We anticipate a lot more funding requirements” on rebalance day, said Challenger. He said any issues may be compounded by the fact that much of the order flow could be in the same direction. “We’re speaking to brokers to make sure the funding will be there,” he said.To prepare for T+1 more generally, Challenger said UBS Asset has trained up additional US staff so they can generate FX orders and has built a new trading process to facilitate more same-day settlement.Many financial firms have these kinds of robust transition plans in place. The Coalition Greenwich research showed most sell-side respondents were not concerned about the readiness of their own desks. Yet each is connected to others through a string of trade processes, meaning any kinks in the chain could create problems for otherwise well-prepared institutions.“The sellside thinks there will be issues, but it will be someone else’s fault,” said Jesse Forster, a senior analyst of market structure and technology at Coalition Greenwich. “We could be in for a lot of finger-pointing over the coming months.”
— With assistance from Katherine Doherty, Isabelle Lee, Carter Johnson, and Alice Gledhill
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2024.05.20 18:53 wittgensteins-boat Options Questions Safe Haven Thread May 20-26 2024

For the options questions you wanted to ask, but were afraid to. There are no stupid questions.   Fire away. This project succeeds via thoughtful sharing of knowledge. You, too, are invited to respond to these questions. This is a weekly rotation with past threads linked below.

BEFORE POSTING, PLEASE REVIEW THE BELOW LIST OF FREQUENT ANSWERS. .

..
Don't exercise your (long) options for stock! Exercising throws away extrinsic value that selling retrieves. Simply sell your (long) options, to close the position, to harvest value, for a gain or loss. Your break-even is the cost of your option when you are selling. If exercising (a call), your breakeven is the strike price plus the debit cost to enter the position. Further reading: Monday School: Exercise and Expiration are not what you think they are.
Also, generally, do not take an option to expiration, for similar reasons as above.
Key informational links • Options FAQ / Wiki: Frequent Answers to Questions • Options Toolbox Links / Wiki • Options Glossary • List of Recommended Options Books • Introduction to Options (The Options Playbook) • The complete options side-bar informational links (made visible for mobile app users.) • Characteristics and Risks of Standardized Options (Options Clearing Corporation) • Binary options and Fraud (Securities Exchange Commission) .
Getting started in options • Calls and puts, long and short, an introduction (Redtexture) • Options Trading Introduction for Beginners (Investing Fuse) • Options Basics (begals) • Exercise & Assignment - A Guide (ScottishTrader) • Why Options Are Rarely Exercised - Chris Butler - Project Option (18 minutes) • I just made (or lost) $___. Should I close the trade? (Redtexture) • Disclose option position details, for a useful response • OptionAlpha Trading and Options Handbook • Options Trading Concepts -- Mike & His White Board (TastyTrade)(about 120 10-minute episodes) • Am I a Pattern Day Trader? Know the Day-Trading Margin Requirements (FINRA) • How To Avoid Becoming a Pattern Day Trader (Founders Guide)
Introductory Trading Commentary    • Monday School Introductory trade planning advice (PapaCharlie9)   Strike Price    • Options Basics: How to Pick the Right Strike Price (Elvis Picardo - Investopedia)    • High Probability Options Trading Defined (Kirk DuPlessis, Option Alpha)   Breakeven    • Your break-even (at expiration) isn't as important as you think it is (PapaCharlie9)   Expiration    • Options Expiration & Assignment (Option Alpha)    • Expiration times and dates (Investopedia)   Greeks    • Options Pricing & The Greeks (Option Alpha) (30 minutes)    • Options Greeks (captut)   Trading and Strategy    • Fishing for a price: price discovery and orders    • Common mistakes and useful advice for new options traders (wiki)    • Common Intra-Day Stock Market Patterns - (Cory Mitchell - The Balance)    • The three best options strategies for earnings reports (Option Alpha)
Managing Trades • Managing long calls - a summary (Redtexture) • The diagonal call calendar spread, misnamed as the "poor man's covered call" (Redtexture) • Selected Option Positions and Trade Management (Wiki)
Why did my options lose value when the stock price moved favorably? • Options extrinsic and intrinsic value, an introduction (Redtexture)
Trade planning, risk reduction, trade size, probability and luck • Exit-first trade planning, and a risk-reduction checklist (Redtexture) • Monday School: A trade plan is more important than you think it is (PapaCharlie9) • Applying Expected Value Concepts to Option Investing (Select Options) • Risk Management, or How to Not Lose Your House (boii0708) (March 6 2021) • Trade Checklists and Guides (Option Alpha) • Planning for trades to fail. (John Carter) (at 90 seconds) • Poker Wisdom for Option Traders: The Evils of Results-Oriented Thinking (PapaCharlie9)
Minimizing Bid-Ask Spreads (high-volume options are best) • Price discovery for wide bid-ask spreads (Redtexture) • List of option activity by underlying (Market Chameleon)
Closing out a trade • Most options positions are closed before expiration (Options Playbook) • Risk to reward ratios change: a reason for early exit (Redtexture) • Guide: When to Exit Various Positions • Close positions before expiration: TSLA decline after market close (PapaCharlie9) (September 11, 2020) • 5 Tips For Exiting Trades (OptionStalker) • Why stop loss option orders are a bad idea
Options exchange operations and processes • Options Adjustments for Mergers, Stock Splits and Special dividends; Options Expiration creation; Strike Price creation; Trading Halts and Market Closings; Options Listing requirements; Collateral Rules; List of Options Exchanges; Market Makers • Options that trade until 4:15 PM (US Eastern) / 3:15 PM (US Central) -- (Tastyworks)
Brokers • USA Options Brokers (wiki) • An incomplete list of international brokers trading USA (and European) options
Miscellaneous: Volatility, Options Option Chains & Data, Economic Calendars, Futures Options • Graph of the VIX: S&P 500 volatility index (StockCharts) • Graph of VX Futures Term Structure (Trading Volatility) • A selected list of option chain & option data websites • Options on Futures (CME Group) • Selected calendars of economic reports and events
Previous weeks' Option Questions Safe Haven threads.

Complete archive: 2018, 2019, 2020, 2021, 2022, 2023, 2024

submitted by wittgensteins-boat to options [link] [comments]


2024.05.20 18:05 Ok-Sandwich-9541 Best friend toxic and racist (8 year friendship )

Sorry my bad not 8 its 10 years OK so 😭 It all started with in group chat A boy let's call him jackfruit, jackfruit is white as pearl european he went on vacation My bestie let's call her lemon (white too) , lemon made a joke saying " the weather so hot your gonna come out looking like nword " and jackfruit mocking in voice message saying " it is actually like hell I will come out black as nword " Side fact they are Egyptians My Egyptian friends have this mindset that if they are from Africa they can say it even if they are white Egyptians are African But Africans are not only black people specifically middle Eastern located in Africa okay We also need to know the history of n word and why you can't say it One of my friend from America who actually professional in those topic says " only specific people can say it and they are from African Americans only ,since they are the only people that ..and the n word was created there in america , either way it is a word to insult a race so it should not be used "
Anyway the toxicity begins there Me and my friend confronted her (lemon) She doesn't know my friend we just happened to be added to be in same group so we gather all of our friends together yk And confronted her that she shouldn't say this and this "your white it doesn't matter if your Egyptian and African your not black you can't say it " even African will agree with me if you are white born in African you cannot still say it since the word is based on colour not race The lemon go say " fine am sorry what else " The sorry was so ass actually it was so ignorant we told her you should learn to apologise right way, we even sent her pdf so she know the history , we had fight and I blocked lemon bec she too lazy to read would rather be racist (8 years bestie btw ) cause this person never apologise like a human normal person 😭 Okay guys am not black , but as a person who have many black friends if they know I'm friends with these kinds of people they be so disappointed ...no? Plus I sent them a chat they agree with me she was being racist okay 2 day later lemon send me long message (she said sorry btw ) she goes " Hey you nword you think you know it all , you btch this is egypt our country ....bleh bleh" being full mode Karen 😭 Am not Egyptians but I lived here whole life since I was 5 enough to know whole history 😭 Side note Egyptian are actually very nice my besties are very nice it's just happen to be one person that is rude Honestly I tried to tell her what she did is wrong Everytime I do that she get all reactive Moral of the story don't confront a stupid person's it hurts their ego way more than you imagin IJBOL 🥲🏃🏻‍♀️
submitted by Ok-Sandwich-9541 to redflagsTA [link] [comments]


2024.05.20 14:44 incoming_trainwreck BIM astăzi

Astăzi BIM se află într-o tranziție

BIM (Building Information Modeling), sau ”modelarea informației construcției” în limba română, a devenit un termen oficial în anul 2002, prin publicarea de către Autodesk a Whitepaper-ului cu același nume.
Odată cu dezvoltarea și evoluția conceptului de BIM a început să devină tot mai clar că atașarea informațiilor unui model 3D și citirea lor nu este un lucru facil. Pentru a putea include un volum imens de informații privind construcția într-un model virtual este nevoie atât de o structurare a informațiilor cât și de procese de gestionare a acesteia foarte bine puse la punct.
Așadar, s-au format două premise:
(1) Lucrul în sistem BIM pare să fie cel mai eficient mod de a pune laolaltă toate informațiile privind construcțiile;
(2) Volumul imens de informații generate necesită procese standardizate de lucru, pentru a face gestionarea lor posibilă și fiabilă.
În anul 2018 au fost publicate primele standarde internaționale din seria ISO 19650 care stabilesc un proces de management al informațiilor construcțiilor utilizând BIM pe tot parcursul ciclului lor de viață. Seria de standarde ISO 19650 dezvoltă concepte și procese aferente controlului calității (ISO 9001), managementului proiectelor (ISO 21500) și managementului activelor (ISO 55000), și arată aplicarea lor pentru lucrul cu informațiile în sistem BIM.
În acest fel, am putea zice că BIM tranzitează de la termenul original de Building Information Modeling către Building Information Management.

BIM este mai mult decât modelare 3D

În fazele incipiente de diseminare a conceptului de ”BIM”, se făcea o referire oarecum exagerată la modele 3D. Motivul acestui lucru, am putea presupune, a fost fiindcă acest aspect a prins cel mai ușor, pe principiul ”o imagine face cât o mie de cuvinte”, iar explicarea unor lucruri mai tehnice, precum atașarea informațiilor de elemente constructive virtuale, poate că nu a avut aceeași eficiență. Din păcate, așa s-a ajuns în situația în care, deseori, aducerea în discuție a BIM-ului cu specialiști din domeniul construcțiilor neinițiați se lovește de preconcepții limitate doar la imagini cu modele 3D ale specialităților, suprapuse și colorate în diferite culori. Este însă foarte important să putem duce discuția mai departe și să înțelegem procesele din spate care fac posibilă atât producerea corectă a modelelor respective, cât și utilizarea lor pentru coordonare și nu numai.
Modelarea tridimensională se află, într-o măsură, la baza lucrului în sistem BIM. În același timp, este important de înțeles că vorbim doar despre primul pas. Prin analogie, ar fi similar cu urcatul într-o mașină pentru a o conduce, este necesar dar nu este suficient. Dacă ne limităm la modelarea tridimensională, rezultă un model care nu ne poate ajuta la altceva decât la vizualizarea geometriei viitoarei construcții. Un simplu model tridimensional al construcției nu poate fi utilizat pentru alte scopuri, precum coordonarea între specialități sau extragerea unor cantități. Pentru a putea face aceste activități cu ajutorul modelului, acesta trebuie să conțină informații care au o anumită structură. De exemplu, pentru a putea face o detectare de coliziuni, modelul trebuie, ca minim, să aibă fiecare obiect relevant declarat ca fiind un anume tip de element constructiv; datorită numărului imens de elemente constructive posibile, trebuie să existe un sistem coerent de organizare a acestora. Pentru a putea extrage cantități dintr-un model, trebuie să știm de dinainte tipurile de articole care se vor extrage, să existe o procedură de a introduce codurile articolului pe care-l reprezintă fiecare element virtual și o procedură de extragere a acestor informații în relația cu geometria elementelor respective. Precum a fost menționat anterior, adevărata valoare a BIM-ului este adusă de trecerea de la primul pas – modelarea geometriei, la următorul pas – adăugarea informațiilor. Tot aici apar și principalele provocări legate de implementare.
O concluzie importantă este că:
Un model 3D, chiar dacă a fost făcut într-un software ”BIM”, nu va putea fi folosit pentru alte scopuri, decât să ne uităm la el, dacă n-a fost făcut printr-un proces BIM.
Model exemplu – imaginea standard când ne gândim la BIM (sursă: pretoconstrutech)
O altă neînțelegere, care rezultă din asocierea BIM cu un simplu model 3D, este că elaborarea proiectului și elaborarea modelului BIM sunt considerate procese separate sau paralele, proiectanții proiectează și modelatorii modelează. Până la urmă, aceasta este modul obișnuit de funcționare a birourilor de proiectare, există un proiect 2D în CAD și un model 3D pentru randări. Pentru mulți, BIM înseamnă în continuare doar un model 3D ”mai deștept” și nu proiectul în sine.
Lipsa înțelegerii a ce este BIM se datorează, într-o măsură, lipsei înțelegerii a ce este informația în era digitală.
La nivel aplicat, pentru a putea lucra în sistem BIM cap-coadă, nu avem cum să evităm necesitatea unor cunoștințe tehnice destul de avansate (dacă nu trebuie neapărat să le avem personal, trebuie să avem o persoană pe care să o întrebăm). Dacă încă nu suntem convinși, putem încerca să utilizăm un ”model BIM” realizat fără un proces prestabilit pentru coordonarea între specialități prin detectarea coliziunilor. O să vedem că ajungem să avem mii de coliziuni între elemente despre care nu știm exact nici ce sunt, nici de ce sunt, nici la ce ne ajută.
O soluție care poate fi implementată ușor, de pe o zi pe alta, sau măcar de la o lună pe altă, încă nu există. Un scenariu ideal ar fi unul în care BIM-ul ar putea fi utilizat ca un ”website”, orice n-ai face pe el, totul să fie compatibil și interoperabil. Din păcate, încă nu am ajuns acolo, chiar dacă se lucrează în această direcție și există progres.
În prezent, dacă vrem să implementăm BIM și să beneficiem de pe urma lui, ajungem la concluzia că trebuie să ne educăm atât în privința aspectelor tehnice ale lucrului în sistem BIM cât și în privința aspectelor de management.

Mai puțin ”BIM” și mai mult ”management al informației”

La momentul scrierii acestui articol, la nivel internațional se poate observa o oarecare tendință de mutare a accentului de la “BIM”, care este o metodă de lucru, la ceea ce numim ”managementul informației” (1), care este procesul de aplicare a metodei respective. Un motiv important care a generat această situație a fost incapacitatea de a aduce la nivelul pieței semnificația adevărată a termenului ”BIM”. Prezumția greșită care s-a înrădăcinat în piață este că un beneficiar poate cere un proiect să fie ”BIM”, iar tot ce are de făcut un proiectant este să elaboreze proiectul într-un software ”BIM”. Simpla cerință de a face un proiect în sistem BIM nu e suficientă, fiincă nu ne oferă nicio informație relevantă privind conținutul modelului BIM. Similar, lucrul într-un software ”BIM” nu este suficient, fiindcă software-ul oferă doar posibilitatea de a îndeplini cerințele BIM ale beneficiarului în cazul în care acestea există și sunt clar articulate. Pentru a ajunge la o înțelegere corectă a termenilor a fost necesară stabilirea unui cadru pentru a putea vedea lucrurile în ansamblu.

BIM include aspecte tehnice dar și de proces, de oameni și de politici (sursă: eubim)
Cadrul respectiv este oferit de aplicarea unui proces de management al informațiilor care, ca majoritatea proceselor de management în general, se bazează pe un parcurs tip stabilirea nevoii – planificarea implementării – monitorizarea implementării. În acest mod, nu ajungem să discutăm despre ”BIM” la general ci doar în legătură cu o nevoie ”Ce anume trebuie să fie BIM în proiect și de ce?”. În urma stabilirii nevoii respective, putem planifica implementarea BIM și monitorizarea ei ulterioară.
Ilustrare la modul general a procesului de management al informațiilor pentru obținerea unui model BIM.
Dacă vom analiza seria de standarde ISO 19650, privind managementul informațiilor utilizând BIM, vom observa că înțelegerea conexiunii între proiect și model se schimbă. Proiectul se referă la toate informațiile necesare pentru a executa construcția, iar modelul la forma structurată de a pune aceste informații laolaltă pentru a le utiliza facil și corect (în proiectare, execuție, exploatare și post-utilizare).
O clarificare care credem că este importantă în acest caz este că asocierea model = proiect nu este o hiperbolă. În acest punct, de regulă, cei care au experiență de lucru în software ”BIM”, dar nu au analizat teoria din spatele termenului, se vor gândi la un model din care se exportă planșe, cantități ș.a. care se pun într-un folder care se arhivează în .zip și se atașează unui e-mail către beneficiar. Este important să înțelegem că nu (doar) despre asta e vorba. Conform standardelor ISO 19650, un model BIM conține toate informațiile privind proiectul precum este și unica sursă de informații pentru părțile implicate. Adică atât fișierul unui model dintr-un software BIM, cât și piesele scrise și desenate extrase din el, reviziile lor, graficul de execuție, situațiile de lucrări, fișele tehnice ș.a. sunt interconectate și formează un tot unitar, care se numește ”model de informație al proiectului” (Project Information Model – PIM).
Pentru multe persoane (precum și pentru autorul acestui articol, acum ceva timp) o astfel de formă a proiectului este greu de conceput. În general, suntem obișnuiți să lucrăm pe servere locale în sisteme de foldere. În acest sens, un folder cu proiectul pare că ar semăna cu acel ”model” despre care vorbim, însă cu o diferență importantă și anume faptul că informațiile nu sunt interconectate, iar tot ce ne face să știm că fac parte din același proiect este folder-ul în care se află. Pentru implementarea BIM conform standardelor actuale de management al informațiilor trebuie să facem un salt către un sistem mai avansat de gestionare a informațiilor. Un astfel de sistem se numește Mediu Comun de Date (Common Data Environment – CDE) care, în termeni extrem de simpli, este un sistem de foldere în cloud cu o serie de funcționalități suplimentare. O descriere mai detaliată a ce este un Mediu Comun de Date și a soluțiilor existente pe piață o vom face într-un articol ulterior.

Modelul BIM ca bază de date

Pentru a duce discuția mai departe privind ce înseamnă BIM astăzi și în ce direcție se va dezvolta, este nevoie să gândim în termeni mai apropiați de tehnologia informațiilor. Dacă modelul BIM al proiectului conține toate informațiile acestuia, într-o formă structurată și interconectată, începem să vorbim despre o bază de date. Modelul rezultat devine o sursă de informații care poate fi facil interogată, în care nu avem informații dublate care ar putea să genereze conflicte, precum evităm situațiile în care ne lipsesc informațiile necesare sau avem prea multe informații de care nu avem nevoie.
Modelul BIM ca bază de date
Proiectul – bază de date devine o metodă mult mai eficientă de gestionare a informațiilor contrucției, care oferă noi posibilități și un control mai bun al tuturor proceselor conexe acesteia. La urma urmei, acesta este rolul digitalizării.
Surse:
1. Autodesk – Building Information Modelling in Practice, White Paper 2002.
2. Articol ASRO privind publicarea standardelor ISO 19650-1,-2 în limba română.
3. SR EN ISO 19650-1:2019 – Managementul informațiilor utilizând modelarea informației construcției. Partea 1: Concepte și principii.
4. SR EN ISO 19650-2:2019 – Managementul informațiilor utilizând modelarea informației construcției. Partea 2: Etapa de livrare a activelor.
5. ISO 9001 – Quality management systems.
6. ISO 21500 – Project, programme and portfolio management.
7. ISO 5500 – Asset management.
8. RICS – The future of BIM: Digital transformation in the UK construction and infrastructure sector, 2020.
9. EUBIM – Handbook for the introduction of Building Information Modelling by the European Public Sector, 2017.
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2024.05.20 10:33 spunchy M&B 2024 Lecture 2: The Natural Hierarchy of Money

M&B 2024 Lecture 2: The Natural Hierarchy of Money
For our schedule and links to other discussions, see the Money and Banking 2024 master post.
This is the discussion thread for Economics of Money and Banking Lecture 2: The Natural Hierarchy of Money.
The key takeaway is that money is hierarchical. One form of money is an IOU for a higher form of money. The nature of this hierarchy is independent of the monetary standard that sits at the top of the hierarchy. We start by assuming a gold standard. But it could be anything.
From the notes:
I have used the word “natural” in my title, and now I want to explain why. I use it to emphasize that the hierarchical character of the system, and its dynamic character over time, are deep features of the system. The institutional organization of the monetary system is hierarchical because of this underlying feature, not vice versa. That is to say, the hierarchy is not something imposed from the top down, e.g. by the government or the central bank. Monetary systems are naturally hierarchical, from the ground up. —Lecture Notes
Much of what we learn in this course will flesh out the structure and mechanics of the hierarchy. You may find yourself coming back to this lecture again and again to reorient yourself.

Part 1: FT: The Eurocrisis, Liquidity vs. Solvency

Here's the balance sheet that shows Draghi's plan for the ECB buying up short-term peripheral European sovereign debt.
https://preview.redd.it/y6akdkddkj1d1.png?width=744&format=png&auto=webp&s=9f562be195fc96a8a09c8c919f4f98ccb64f471d
We can call this "monetizing" the debt because, from the bondholders' perspective, the ECB is replacing the short-term bills with money. In quadruple-entry accounting terms, this is an asset intermediation. The bondholders move from holding bills directly to holding money liabilities of the ECB. The ECB holds the actual bills.
https://preview.redd.it/qrqgihffkj1d1.png?width=751&format=png&auto=webp&s=c551fbb24bb6be02ecb511fa110cb553c29be905
By buying up this peripheral debt, the ECB can boost that debt's price on the market, and thereby suppress its yield. This doesn't make the debt go away, but it does make it cheaper for governments to continue to borrow. They can better afford to roll over their existing debt and add new debt.
By contrast, George Soros wants to help reduce the debt burden of the peripheral countries by shifting their longer-term sovereign debt (bonds) onto the balance sheet of a new European Fiscal Authority (EFA) to make it easier to write off.
https://preview.redd.it/va7vbjlhkj1d1.png?width=838&format=png&auto=webp&s=2ec572769790582c4c3608197f4966820245c5b7
Now we have what amounts to a three-way transaction.
https://preview.redd.it/mdsc6jajkj1d1.png?width=751&format=png&auto=webp&s=a7ec36a902885186d01ee101f13311ebd90c5fb0
But we can decompose the three-way transaction into two two-way transactions.
https://preview.redd.it/1ccer49nkj1d1.png?width=339&format=png&auto=webp&s=a42323b37656b1f2629e112424ffb6ae857e7b86
The EFA borrows money from the ECB by issuing Euro Bills (mutual obligation). Then they spend that money to buy the excess bonds from the bondholders (assets swap).
The mechanics are similar to the Draghi ECB plan. We're intermediating long-term bonds instead of short-term bills. And we've inserted a second intermediary: the EFA. The excess bonds are now on the balance sheet of the EFA. The long-term sovereign debt has been monetized.
Here's the writing-off operation.
https://preview.redd.it/n1j5i1lpkj1d1.png?width=514&format=png&auto=webp&s=1cdaa6232f06eb6b7545336626ae52423c23f25c
We've removed a liability of the peripheral country, which is an asset of the EFA. The EFA's net worth takes a hit. Enough of this process could push the EFA's equity into negative territory. But the EFA is in a better position than any of the peripheral countries to suffer a reduction of net worth.
According to our definition of solvency, when governments are net in debt, they are technically insolvent. This is true just based on accounting identities.
It's not normal for a bank to be insolvent, but it can be normal for a government to be insolvent. It can also be normal to describe that government as solvent by imagining future tax revenues as an asset on the government's balance sheet.
If a government fails to make a payment on its debt, everyone can see that. Liquidity is objective reality. Solvency is in the eye of the beholder.
The above diagrams sheets show a mechanism by which we can shift some "insolvency" from the balance sheets of individual European member nations to the balance sheet of Europe as a whole.
Whether or not the EFA writes off any of its sovereign bonds, the ECB can shrink its balance sheet back down by selling the Euro bills to the banks in exchange for some of their excess reserves.
https://preview.redd.it/mnkh5nnskj1d1.png?width=767&format=png&auto=webp&s=e4f9953a85d447bed1bbcd449ac19ed3d071cf11
Compare this to the Draghi plan that monetizes short-term sovereign bills. After having monetized the long-term sovereign bonds, the Soros plan has "Euro-bill-ized" that money. Instead of the banking system and bondholders holding excess peripheral bonds, they hold short-term Europe-issued debt.
Here's what it looks like if we net out the ECB's temporary role as intermediary.
https://preview.redd.it/2bl59z4vkj1d1.png?width=338&format=png&auto=webp&s=e0051d86255f6a328a48ee11b662437f089e532f
We have "Euro-bill-ized" Europe's peripheral sovereign debt. Nothing is monetized. We needed the ECB and its money issuance only temporarily, and then the money went away.
When central banks do very bold things, it's because someone else isn't doing their job. —Lecture
As a result of the Covid crisis, the European Commission approved the issuance of "common bonds" that are liabilities of the whole EU. We can think of this as a step in the direction of a Europe-wide fiscal authority.
As far as I can tell, the mechanism is a bit different. They are not issuing short-term bills against sovereign bonds of individual member countries. Instead, they issued long-dated bonds directly and distributed the funds to prevent the member countries from having to borrow as much in the first place.

Part 2: Hierarchy of Financial Instruments

Hierarchy is evident in the alchemy of banking. To emphasize the hierarchy, we can orient our payment diagrams vertically.
https://preview.redd.it/vtjc2bcxkj1d1.png?width=188&format=png&auto=webp&s=52f2b72d23fd9782040c16dfda8f3b12cf09ddd8
Whenever one entity uses another entity's liabilities as money, that defines a hierarchy. I pay the bank to issue money for me because I can't create money for myself. The bank accepts my liability (the loan) in exchange for its own liability (the deposit), which I can use as money.
https://preview.redd.it/61qxl52zkj1d1.png?width=168&format=png&auto=webp&s=44d6d93b95ce45509394bb3860ac61d2222fe3a3
The ultimate money sitting at the top of the hierarchy sets the monetary standard. In the above diagram—and throughout this lecture—"gold" stands in for whatever the monetary standard happens to be. There have been times and places in history where gold has been the monetary standard. But gold doesn't have to be the monetary standard. It isn't today.
Things that look like they are equivalent are in fact not, structurally. —Lecture
A depositor can normally go to his bank and shift back and forth between deposits and currency at par. Price-wise, deposits and currency might seem equivalent. They're both money. But structurally, one is an IOU for the other. If the bank fails, the deposits lose their value.
Mehrling points out that it can be jarring and counterintuitive for people to see money as a liability—a negative value. That's partly because your money is never a liability. To you, it's an asset.
Money is better than credit. Credit is a promise to pay money. —Lecture
What counts as money and what counts as credit depends on where you are in the hierarchy. What you use as money comes from above. You can borrow to create more credit, but you can't borrow to create more money at your own level of the hierarchy.
Mehrling says in the lecture that we can always differentiate the hierarchy further. And we can also look at it from a more modern international perspective. Below is a diagram that Mehrling uses in some of his more recent papers and lectures.
https://preview.redd.it/ckkkedf3lj1d1.png?width=353&format=png&auto=webp&s=92d89749af9bc1a36e35167e6ee65e758849d4ea
This figure shows the US dollar at the top of the international money-credit hierarchy. The C6 swap lines are lines of (dollar) credit extended by the Fed to five other big central banks:
  • The European Central Bank
  • The Bank of England
  • The Bank of Japan
  • The Bank of Canada
  • The Swiss National Bank
These central banks can borrow dollars from the Fed any time they want. They have the equivalent of deposit accounts at the Fed that get credited whenever they borrow.
Technically, these swap lines are foreign exchange swaps (FX swaps). That means the Fed is simultaneously borrowing foreign money at the same time that it's lending dollars.
https://preview.redd.it/3moqjuc8lj1d1.png?width=785&format=png&auto=webp&s=233510e91f9f2a97a49f73eda4c73a1af0e5e923
But this is a technicality we can usually ignore. The Fed never needs euros. But the ECB sometimes needs dollars. Notice that on these balance sheets, the only money is the US dollar on the balance sheet of the ECB. Euros are not money to the Fed because the Fed doesn't settle payments in euros.
We can think of the euros as collateral for the dollar loan. The main thing that's happening is that the ECB is borrowing dollars from the Fed.
https://preview.redd.it/8bvpnimblj1d1.png?width=188&format=png&auto=webp&s=3c808762673fbacbe4062c6c51b1381519a25db4
The third layer of this international hierarchy consists of dollar borrowing arrangements that aren't directly with the Fed. The final two layers map onto the first hierarchy above.

Part 3: Hierarchy of Financial Institutions

For the purposes of this lecture, the key feature of a central bank is that the central bank's liabilities are the monetary reserve for the banking system. The banking system's liabilities are, in turn, the monetary reserve for the private sector.
https://preview.redd.it/62zd6gxflj1d1.png?width=838&format=png&auto=webp&s=26e4d82c7f388f3a88d4b4f269f7325b186f1447
Mehrling defines "outside money" as an asset that's nobody's liability. Under the gold standard, gold is outside money for the entire system.
When you don't have a promise to pay gold, it becomes a little less clear what is the ontological status of currency. Is it credit? Is it outside money? —Lecture
Mehrling gets the terms "inside money" and "outside money" from Gurley and Shaw, but he defines these terms differently from how they do. We'll see this when we do the Gurley and Shaw reading in a few weeks.

Part 4: Dynamics of the Hierarchy

We can think of the money-credit hierarchy as a pyramid with gold at the top.
https://preview.redd.it/fw07najilj1d1.png?width=473&format=png&auto=webp&s=5fecf10aa694b124e30631bda00404d2fb3ee3d4
The amount of gold in the system is "vanishingly small" compared to the volume of derivative credit below it. But that doesn't necessarily mean that the importance of the monetary standard is vanishingly small.
The pyramid expands and contracts as credit expands and contracts both with the daily clearing of payments as well as with the business cycle.
https://preview.redd.it/kzdw323llj1d1.png?width=397&format=png&auto=webp&s=d962aecee8d05532ab5f7a74a479c0c57fe175c1
The daily expansion and contraction of credit is a normal part of the smooth functioning of the payment system. But a contraction of the credit cycle tends to be associated with some kind of crisis.
We can distinguish two dimensions of this fluctuation. First, and most simple, is the expansion and contraction of the quantity of credit, which takes place at all levels of the system. Second, and more subtle, is the fluctuation of the “moneyness” of any given type of credit. In this respect, the quality of credit tends to increase during an expansion, and to decrease during a contraction. —Lecture Notes
The quality of credit only tends to suffer during a business cycle (or credit cycle) contraction. The daily contraction due to the payment system does not cause a loss of credit quality in the same way.

Part 5: Discipline and Elasticity, Currency Principle and Banking Principle

The currency principle emphasizes the scarcity of ultimate money, and the banking principle emphasizes the elasticity of derivative credit. Monetarism is more aligned with the currency principle, and Keynesianism is more aligned with the banking principle.
When we issue credit, by default, we can only expand credit at our level of the hierarchy and below. But institutions that sit above us in the hierarchy can choose to help us out. That's what banks do. Banks are in the business of replacing our credit with their credit. This is what it means for banking to be "a swap of IOUs."

Part 6: Hierarchy of Market Makers

Prices make it look as if everything is just quantitatively—rather than qualitatively—different. Those prices come from dealers making markets between different levels of the hierarchy.
https://preview.redd.it/i1bf0n7olj1d1.png?width=402&format=png&auto=webp&s=4972db18f1b5bcea0cafdae7d117906cbba70b1d
An assertion of the hierarchy causes differentiation between the assets and liabilities of institutions that straddle the layers of the hierarchy. Security dealers can adjust prices in response to stress. Banks fail as banks if they try to deviate from par.
If the market makers do their job well, we will observe continuous markets at the various prices of money. In other words, the qualitatively differentiated hierarchy will appear as merely a quantitative difference between various financial asset prices. It is this transformation from quality to quantity that makes it possible to construct theories of economics and finance that abstract from the hierarchical character of the system (as most do). —Lecture Notes
Too much stress will cause the market makers to stop making markets entirely.

Part 7: Managing the Hierarchy

We can understand monetary policy as an attempt to manage the natural fluctuation of the system for the general good, rather than for the profit of the central bank. —Lecture
The central bank can help out the banking system by buying up securities and releasing more money into the system.
https://preview.redd.it/h1tx5uaslj1d1.png?width=997&format=png&auto=webp&s=5e6bf589db7f46e507224e8db45cdb52634858f9
By doing so, the central bank is essentially converting lower forms of credit into higher forms of money. As you can see in the above set of balance sheets, the central bank helping out the banking system looks the same as the banking system helping out the private sector. Everyone down the hierarchy gets non-money assets replaced with money from above.
https://preview.redd.it/qsdejgfulj1d1.png?width=591&format=png&auto=webp&s=ff8b0f00adad2c2f4b38dd710db0fd75f9002cd5
The origin of monetary policy lies with the central bank preventing conditions that would force it to act as lender of last resort. If you have to take responsibility for managing the crisis, then it's in your interest to put some effort into preventing the crisis in the first place.
Modern central banks are perhaps not so much concerned with the shape of the hierarchy per se as they are with how that hierarchy articulates with the real economy, specifically aggregate demand and aggregate supply. That’s fine, but it is vital not to lose sight of the underlying mechanisms of money and credit. As you might expect, the attempt to use monetary policy for non-monetary purposes can put strain on both par and the exchange rate, and more generally on the institutions charged with maintaining quantitative equivalence between qualitatively different levels of the hierarchy. —Lecture Notes
Please post any questions and comments below. We will have a one-hour live discussion of Lecture 1 and Lecture 2 on Monday, May 20th, at 2:00pm EDT.
submitted by spunchy to moneyview [link] [comments]


2024.05.19 22:51 that_is_curious KARO Car fleet management company

Are there anybody interested in this company? They located in Singapore and participate in many markets, but it seems like mostly in South Africa. However they also present in US and some European countries. Unfortunately, I not found data about revenue per country. This company quite new and I not see 10 years of data, but just 4.
What I found interesting is their stable revenue and net income growth.
On Yahoo their PE is 23, however their last year EPS is about 22 and actually PE seems around 1 https://finance.yahoo.com/quote/KARO. This difference makes me feel like there is mistake in my calculation or on Yahoo. If would PE actually be 1, then valuation seems very low. Is it price for some sort of geopolitic risk?
Here earnings presentation: https://www.karooooo.com/pdf/2022/KARO%20FY24%20Q4%20Presentation%2020240516_FINAL.pdf
submitted by that_is_curious to ValueInvesting [link] [comments]


2024.05.19 12:41 DotImpressive9160 Is this normal?

I am Italian, I used my father as a sponsor to apply for a pre-settled status who has been working in England since 2015, on April 4th I applied, on April 5th I received this document but since then nothing has arrived, we are at May 19th , it's normal? I need pre-settled status to apply to university in September and also for the study loan
submitted by DotImpressive9160 to ukvisa [link] [comments]


2024.05.19 12:21 LastWeekInCollapse Last Week in Collapse: May 12-18, 2024

Record temperatures, record migration, record emissions, record displacement, record PFAS……start building an ark.
Last Week in Collapse: May 12-18, 2024
This is Last Week in Collapse, a weekly newsletter compiling some of the most important, timely, useful, soul-crushing, ironic, stunning, exhausting, or otherwise must-see/can’t-look-away moments in Collapse.
This is the 125th newsletter! You can find the May 5-11 edition here if you missed it last week. You can also receive these posts (with images) every Sunday in your email inbox with Substack.
——————————
Flash flooding in northern Afghanistan killed 300+ people and destroyed 1,000+ homes. Hundreds of thousands of others have been affected. Last month, similar floods in the region killed 70+. Four died in Texas storms last week as well.
Venezuela is suffering from record wildfires, which so far this year have burned about 5M acres—almost the size of Sardinia. Some experts think indigenous people started the blaze as an attempt at forest clearance, which quickly got out of hand. “Institutional failures” compounded the disaster when the ailing government responded with an inadequate number of poorly equipped firefighters. Another study from last week examined the impact of wildfires on soil health.
Flooding and “cold lava” killed 50+ in Indonesia, injuring dozens and displacing several thousand. Cold lava is a mixture of water and rocks tumbling down the side of a volcano. Meanwhile, an actual volcano erupted in Indonesia, sending smoke & ash 5000m high; further eruptions are possible soon.
The Swiss Re Institute published a 37-page report last week about natural disasters in 2023—and how much damage, in USD, they caused. The largest catastrophe was the February 7.8 earthquake in Türkiye & Syria, which killed 59,000+ people and caused $163B+ in damage. The report is full of interesting graphics & data about natural disasters.
“Last year, economic losses from natural catastrophes reached USD 280 billion, meaning that 62% of the global losses were uninsured….the insured losses surpassed USD 100 billion for the fourth consecutive year….annual insured losses will grow by 5–7% over the long term…today’s insured losses could double in 10 years….There were 142 insured-loss inducing catastrophes in 2023, a new record. Most were of medium severity, which we define as events resulting in losses of USD 1–5 billion….Over the last 30 years, we estimate that natural catastrophe insured losses have grown by 3 percentage points more annually than the global economy (in inflation adjusted terms)...”
Flooding and heat waves are impacting Brazil’s oranges, responsible for about 70% of the world’s supply. One food analysts declared that the “era of cheap food is over”—in the UK, at least. That may be one reason why UK residents took record food bank packages last year. Madagascar is struggling to adapt to a future with far less rainfall.
France is growing more concerned about a dam on Lake Geneva, controlled exclusively by Switzerland. The Rhône River, which begins in Switzerland and flows south through France, is shrinking in summers as climate change melts Switzerland’s remaining glaciers.
The Tonlé San River has been dammed in Vietnam, lowering the level in Cambodia and sometimes drying the river downstream entirely. Meanwhile, China’s lychee harvest is getting blasted by rain, impacting the world’s largest source of lychee. And, once again, Saudi Arabia is suffering flooding in its inland regions. 7 dead in historic flooding in Iran.
The eminent climate scientist James Hansen posted that, since “human-made aerosols and their cooling effect are in decline,” the cooling effect of La Niña will be counterbalanced by these rising temperatures. He also identifies a “large anomaly of increased absorbed solar radiation at midlatitudes in the Northern Hemisphere” responsible for rising temperatures there. CO2 levels are rising faster today than they have at any point in the previous 50,000 years…and a study of millennia-old trees determined last summer was the hottest worldwide in 2,000+ years…
Record nighttime May temperatures were tied in the Philippines and Vietnam. A couple Indonesian cities broke records for May temperatures. And a number of southern African states saw more records drop. And Toronto saw a record tied for the number of days reaching 14 °C (57 °F). A heat wave has returned to Bangladesh. Flooding in Cali (pop: 2.9M), Colombia.
The University of Washington was ordered to stop a geoengineering project that scientists sere conducting from the deck of a decommissioned aircraft carrier. The experiment ejected aerosolized saltwater in an attempt to reflect solar radiation. A comparative study in Nature Communications of a number of carbon pricing found that, yes, carbon pricing does work to reduce the total CO2 emitted.
It’s that time of the year again. Wildfires in Canada grow, some of which are moving towards the tar sands—forcing thousands to evacuate. 39 of the total nation’s blazes are “out of control,” resulting in air quality alerts in the United States. Meanwhile, across the Caribbean, water shortages have become the new normal, and residents (and tourists) are finding their old consumption habits hard to change. St. Lucia has declared a water emergency. In Myanmar, water shortages worsen, particularly as related to the spiraling conflict.
At least ⅛ of Europeans live in a place at risk of extreme flooding—so says a 175-page report from the European Environment Agency posted on Wednesday. The number of people living in flood-risk coastal areas in the EU & UK is expected to jump 24% by 2050. The graphics-packed report also considers how flooding will impact healthcare facilities, mental health, wastewater treatment plants, the spread of disease, cyanobacteria, permafrost thaw, and much else.
“Europe has seen devastating floods following record rainfall, droughts of magnitudes not experienced in hundreds of years, continuing sea level rise, and increasing lake and sea temperatures….permanent water stress already affects 30% of people in southern Europe….since 2018, more than half of Europe has been impacted by extreme drought conditions….Climate change is expected to increase mercury bioaccumulation in the marine food chain due to rising ocean temperatures, ocean acidification and permafrost thawing….Depression, anxiety and PTSD may persist for years after a flooding event….Under the changing climate, northern Europe is becoming wetter in general, but drier in summer. Southern Europe is becoming drier, especially in winter. For central-eastern and western Europe, the trend is less clear…” -selections from the report
Milan suffered flooding last week, the worst May flooding in 170 years. Early spring in the UK has disrupted migratory bird species and their usual patterns.
A 74-page working paper which is not yet peer-reviewed claims that earlier estimates for how much GDP would be impacted by another 1 °C temperature rise is way less than it would be in actuality. The paper claims the real cost (in USD) is about 6x greater. They claim “global temperature has much more pronounced impacts on economic activity than local temperature” and that extreme weather is mostly behind the projected decline in productivity.
——————————
Epidemiologists are worried about how climate change in Africa may extend the life of disease-bearers like ticks and mosquitoes. Other epidemiologists are worried about how cattle may become a permanent reservoir for H5N1. Growing traced of bird flu have been found in wastewater testing in the U.S., but investigators think it may be runoff from infected dairy farms.
Obesity, high blood sugar, and high blood pressure rates today globally are 50% higher than in 2000—though researchers claim that air pollution still poses a larger threat. Of a study participants in Hawai’i, 75% had respiratory issues, probably from the Maui wildfires last year.
The 2024 World Migration Report is out, and its 384 pages are not as apocalyptic as one might think. However, internally displaced people are at their all-time highest. India, Mexico, Russia, China, and Syria lead the world in emigrants; another document contains the definitions for who exactly constitutes a migrant. Unfortunately much of the data relied upon ends in 2022. Data from this year, not included in the above report, indicates a 40% jump in traffic through the Darien Gap compared to the same time period in 2023.
“The last two years saw major migration and displacement events that have caused great hardship and trauma, as well as loss of life….There have also been large-scale displacements triggered by climate- and weather-related disasters in many parts of the world in 2022 and 2023, including in Pakistan, the Philippines, China, India, Bangladesh, Brazil and Colombia….disinformation tactics are increasingly being used by nefarious actors with negative impacts on public, political and social media discourse on migration….Forced displacement is the highest on record in the modern era…overconsumption and overproduction linked to unsustainable economic growth, resource depletion and biodiversity collapse, as well as ongoing climate change (including global heating) are continuing to grip the world….the risk of further conflict has not been higher in decades, as military spending reached a new record high of USD 2,240 billion in 2022…” -excerpts from the introduction
Another report, focusing on internal displacement, came out last week; its 69 pages show a cross-section of about 47M people displaced by natural disasters (56%) or armed conflict (44%). Most of the disasters were storms & flooding, and most of the conflicts were civil wars of some form. This report also provides detailed region-by-region analyses—with sub-Saharan Africa accounting for 46% of global IDPs.
“Conflict and violence triggered 13.5 million movements, the highest figure for the past 15 years….Disasters and conflict are presented as different triggers, but their impacts can overlap, often leading to repeated and/ or protracted displacement….Drought triggered 331,000 displacements in Somalia….Floods triggered 550,000 displacements in Ethiopia….Conflict and violence triggered 3.8 million displacements in DRC in 2023, a slight fall from the record four million in 2022, but still the second-highest figure globally after Sudan….nearly two-thirds of the internal displacements recorded in 2023 originated from Khartoum state. More than 39 per cent of the state's inhabitants were forced to flee, leaving entire neighbourhoods empty….Criminal and communal violence triggered nearly three-quarters of Nigeria's 291,000 conflict displacements….” -selections from the spotlight on sub-Saharan Africa
Experts are concerned about the mental health impacts that climate change has on our minds. Hotter temperatures reportedly increase depression & aggression. Wildfires and storms can cause PTSD. Workers feel stress and desperation as their usual industries are impacted. And air pollution influences ordinary brain processes in many ways.
Some analysts believe “Peak China” may be over, signaling a period of economic tapering-off, as well as a growing militancy. Increasing U.S. tariffs on Chinese goods are continuing to separate the two economies. The Netherlands finally formed a provisional government, though its proposed immigration & farming policies have set it at odds with the EU.
The Federal Reserve, the U.S. central bank, released a 46-page report on potential climate risks to the banking system’s resilience. As far as I understood, most of the risk lies in extreme weather events and the risk to insurance agencies.
Part of southeast England experienced an outbreak of Cryptosporidium, a diarrhea & vomiting illness, highly contagious, which can last weeks. At least 22 cases have been reported. Meanwhile, the CDC is issuing warnings about the more dangerous strain of monkeypox circulating in the DRC, although cases are currently limited to Africa.
North Carolina’s Senate voted to ban mask-wearing last week, under the reasoning that it would make police identification of protestors difficult. An fMRI study found lasting neurological changes in COVID survivors; they “had significantly higher cognitive complaints of mental fatigue and cognitive failure….even two years after recovering.” Experts say a summer rise in COVID cases is coming to the United States.
A study on The Canadian/American Great Lakes found that PFAS levels are increasing in the 3 largest lakes (Superior, Huron, and Michigan), while decreasing in the other two (Erie, Ontario). The study also found that precipitation is the primary means by which the Lakes are accumulating PFAS, since the chemicals are small & stable enough to move through the water cycle. Meanwhile, in England’s Lake District, a telecom failure resulted in raw sewage being pumped into England’s largest and most famous lake, Windermere, on-and-off for 10 hours; and a major British water CEO took a $4M USD pay package last year. And a look into the Chicago River’s health found that microplastics & trash are endangering health & biodiversity.
——————————
An assassination attempt by a lone wolf on Slovakia’s PM left him in critical condition, but likely to survive. 11 civilians were slain by cartel fighters in a few battles in Mexico. Violence continues to spiral out of control in Goma, DRC.
In Haiti, everything worsens indefinitely. Guns have reportedly entered from Florida, a phenomenon which officials call an “iron river.” Police have been put on the defensive against the growing might of the gang warlords.
A brawl broke out in Taiwan’s parliament. An Iranian plot was allegedly foiled to smuggle weapons into Jordan to destabilize the pro-U.S. regime.
Dozens more died in Sudan from escalating violence around Darfur. People are warning about “a disaster on top of a disaster” and the possibility of Sudan splitting apart. Others have called it “hell on earth” as 1,000+ refugees cross the Chad border every day. Disease and malnutrition are growing, while famine encroaches upon 9M helpless victims of the conflict—but the world’s attention is elsewhere.
The U.S. Army Engineers completed constructing the pier in Gaza to deliver humanitarian aid. Some 600,000 Gazans have been displaced from Rafah already, and fighting has escalated against Hamas militants in northern Gaza.
Taliban forces skirmished with Pakistani soldiers for about 90 minutes last week. Taliban attacks in Pakistan, and counterattacks have resulted in a kind of ambient disruption for the rocky border zone.
Violent protests—and counteroperationsare continuing in New Caledonia (pop: 270,000), a Pacific island part of overseas France. The riots, which have killed 6 people so far, began after metropolitan France proposed a plan to expand voting rights beyond indigenous residents. A state of emergency has been declared amid worries about a spiral of violence taking hold.
As the Sahel dries out, experts are concerned about the links to rising terrorism in the region. The Sahel accounts for over 40% of global terrorism deaths—according to the analysts’ understanding of “terrorism.” Mali in particular has reportedly become home to 41 new, different non-state armed groups (NSAGs) since 2007. A contested election in Chad resulted in the consolidation of the interim leader’s power.
“If governments are continually unable to solve regional issues, the people will be at the whim of any terror group that has a basic organization. It serves these groups’ interests to promote insecurity where they can and create security where they want. A “hearts and minds” campaign in the Sahel could lead to long-term and locally supported insurgencies in a land that is currently rife with civil strife.” -from the article
Some wargamers concluded that a Trump victory in 2020 would spell the end of NATO, or at least the end of its utility. Vladimir Putin replaced his minister of defense with a top economic advisor, just before going to Beijing to reaffirm their friendship with “no limits.” Some say Putin is planning on a forever war. Some say NATO is gearing up for one, too.
Russia made several gains in the suburbs of Kharkiv, seizing several settlements which some analysts doubt they will hold. Putin claims they aren’t really trying to take Kharkiv anyway… Russia also made small progress in the Donbas—although they suffered their largest one-day casualties since the start of the war. The U.S. allocated another $2B to hasten the delivery of weapons to the front lines. The next weeks will be crucial on the front. Switzerland has invited 160+ nations to send delegates to a peace summit intended to design a path to making peace in this War.
——————————
Select comments/threads from the subreddit last week suggest:
-Brazil’s flooding was really, really bad, judging from this post and its accompanying images. Across just one of Brazil’s 26 states, 600,000+ people have been made homeless, 100+ have died, and the storm season isn’t over yet. Some of the flooding isn’t expected to subside for another month.
-How specifically might climate change make humanity extinct? This thread crowdsources a number of plausible ways, from ordinary famines to nuclear war and even a massive deoxygenation process. I tend to think it will be a consequence of an eventual nuclear exchange, followed by extended famine and disease.
Got any feedback, questions, comments, complaints, upvotes, doom prophets to follow, hugelkultur guides, directions to off-grid bunkers, ark schematics, etc.? Check out the Last Week in Collapse SubStack if you don’t want to check collapse every Sunday, you can receive this newsletter sent to your (or someone else’s) email inbox every weekend. What did I forget this week?
submitted by LastWeekInCollapse to collapse [link] [comments]


2024.05.19 06:47 Ketadine AMA Sector 3

"Duminică, 19 mai, în Parcul IOR (Amfiteatru), de la ora 16:00, candidatii susținuți de Partidul REPER și Alianța REPER - SENS - URS.PDF pentru Sectorul 3, te așteaptă la o discuție despre prezentul și viitorul Bucureștiului.
Cătălin Teniță, Nicușor Dan, Ana Ciceală, Dragoș Pîslaru, Andreea Leonte, Iulian Hatmanu vor vorbi despre planurile pentru următorii ani, atât la nivel local, cât și la nivel european, te vor asculta și îți vor răspunde la întrebări. "
submitted by Ketadine to bucuresti [link] [comments]


2024.05.19 06:01 brandideer Learning time! On symbols explicitly banned from this group, and why.

Learning time! On symbols explicitly banned from this group, and why.
Hello Helena!
Today's post about the little Nazi LARPers we were burdened with earlier today made me realize that not all of you know what specifically about that group of boys allows us to clock them as Nazis and not just your standard incestuous racists.
"White Lives Matter" as a phrase is also banned from this group, but it isn't explicitly Nazi in origin or association. The symbols on this shirt, however, are.
Begining with the bottom left, our cosplay prince here is displaying:
It's important to know that not all racists are Nazis, but these ones absolutely and verifiably are. Each and every one of these symbols and phrases will get you banned on sight. This is not up for debate.
submitted by brandideer to helena [link] [comments]


2024.05.19 04:07 Puzzleheaded_Log_476 Toshiki Kadomatsu live in Ota, Gunma

Planned a trip to Tokyo with my childhood friend, and saw a post of Toshiki's C.U.M concert before our trip 3 months ago. Didn't know it was Ota Gunma (2hrs away from Tokyo) not Ota-ku (Tokyo) until last month. Tickets were delivered but arrived late in Indonesia, so almost lost hope in watching him live in Gunma.
After getting the tickets 2 days late, we asked my friend's sister to scan the PDF tickets. And we went to Gunma on the Saturday.
The seats were filled. And there were no other foreigners except us in the audience, some of the staff members asked us where we were from. With our broken Japanese we said "インドネシア住んでいます". And most of them were surprised to hear.
Toshiki was amazing, he sang most of his new songs, taking a break inbetween 5 songs to talk to the audience. Beginning the concert with "Lovers at Dusk" and ending the concert with "Take you to the sky high".
One of my favorite part of the concert was when during "Take you to the sky high", the audience were asked to make an origami plane, and we began throwing the plane when Toshiki sang the chorus.
The concert was a really cool experience as a Toshiki fan, and I've got to thank their staff and road manager for letting us in with just PDF tickets. Overall, 1200/10, very memorable experience.
submitted by Puzzleheaded_Log_476 to citypop [link] [comments]


2024.05.19 03:00 ziany17 Hi just wondering if this pc is worth it

Hi just wondering if this pc is worth it
Pc is 1250 CAD, thanks guys 🥲
submitted by ziany17 to pcmasterrace [link] [comments]


2024.05.18 19:16 calvin324hk [H] 1000+ Games / DLCs / VR Games [W] Paypal / Wishlist / Offers

https://www.reddit.com/IGSRep/comments/pikmri/calvin324hks_igs_rep_page/
https://www.reddit.com/sgsflaicomments/of2wzu/flair_profile_ucalvin324hk/
Wishlist
Region: NA (Canada)
Fees on buyer if any, currency is USD unless specified
CTRL + F to find your games in terms of name
  • 10 Second Ninja X
  • 11-11 Memories Retold
  • 112 Operator
  • 12 is Better Than 6
  • 198X
  • 1993 Space Machine
  • 60 Parsecs
  • 7 Billion Humans
  • 8 DOORS
  • 8-bit Adventure Anthology: Volume I
  • 9 Years of Shadows
  • 911 Operator
  • A Game of Thrones: The Board Game
  • A Hat in Time
  • A Hole New World
  • A JUGGLER'S TALE
  • A Long Way Down
  • A PLAGUE TALE: INNOCENCE
  • A Robot Named Fight!
  • A Tale for Anna
  • A.I.M.2 Clan Wars
  • Ace Combat Assault Horizon Enhanced Edition
  • Adore
  • Aeterna Noctis
  • AETHERIS
  • Agatha Christie Hercule Poirot The First Cases
  • AIdol
  • Airborne Kingdom
  • Alba: A Wildlife Adventure
  • Alder's Blood: Definitive Edition
  • Alfred Hitchcock - Vertigo
  • Alien Breed Trilogy
  • Aliens vs. Predator™ Collection
  • All-Star Fruit Racing
  • Almost There: The Platformer
  • American Fugitive
  • American Truck Simulator
  • Amerzone: The Explorer’s Legacy
  • AMID EVIL
  • Amnesia rebirth
  • Amnesia: The Dark Descent + Amnesia: A Machine for Pigs
  • Anomalous
  • Another World – 20th Anniversary Edition
  • Antigraviator
  • Anuchard
  • APICO
  • APICO
  • Aragami
  • Aragami 2
  • Arboria
  • Arcade Paradise
  • Arcade Paradise - Arcade Paradise EP
  • Arcade Spirits
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  • Armada 2526 Gold Edition
  • Army Men RTS
  • army of ruin
  • Arto
  • Ary and the Secret of Seasons
  • As Far as the Eye
  • Ascension to the Throne
  • Assemble With Care
  • Assetto Corsa Competizione
  • Assetto Corsa Ultimate Edition
  • Astebreed Definitive Edition
  • Astronarch
  • Attack of the Earthlings
  • Automachef
  • Automobilista
  • Automobilista 2
  • AUTONAUTS
  • AUTONAUTS VS PIRATEBOTS
  • Avatar: Frontiers of Pandora™ - Ubisoft Connect
  • AVICII Invector: Encore Edition
  • Awesomenauts All Nauts pack
  • Baba is you
  • Back 4 Blood
  • Back 4 blood (EU)
  • Backbone
  • Baldur's Gate II: Enhanced Edition
  • Baldur's Gate: Enhanced Edition
  • Banners of Ruin
  • Bartlow's Dread Machine
  • BASEMENT
  • Batbarian: Testament of the Primordials
  • Batman: Arkham Asylum Game of the Year Edition
  • Batman: Arkham Origins
  • Battle Royale Tycoon
  • Battlecruisers
  • Battlestar Galactica Deadlock
  • BATTLESTAR GALACTICA DEADLOCK SEASON ONE
  • Battlestar Galactica Deadlock: Complete
  • BATTLETECH MERCENARY COLLECTION
  • BATTLETECH Shadow Hawk Pack
  • BEAUTIFUL DESOLATION
  • BEFORE WE LEAVE
  • Beholder 2
  • Ben 10
  • Ben 10: Power Trip
  • Bendy and the Ink Machine™
  • Between the Stars
  • Beyond a Steel Sky
  • Beyond The Edge Of Owlsgard
  • Beyond the Long Night
  • BEYOND THE WIRE
  • Beyond: Two Souls
  • BIOMUTANT
  • Bionic Commando
  • Bionic Commando Rearmed
  • BioShock: The Collection
  • BLACK BOOK
  • Black Moon Chronicles
  • Black Paradox
  • BLACK SKYLANDS
  • BLACKHOLE: Complete Edition
  • Blacksad: Under the Skin
  • Blade of Darkness
  • Blasphemous
  • Blazing Chrome
  • Blightbound
  • Blood And Zombies
  • Blood Rage: Digital Edition
  • Bloodstained: Ritual of the Night
  • Bomber Crew
  • Boneless Zombie
  • Boomerang Fu
  • Borderlands 3
  • Borderlands 3 Super Deluxe
  • Borderlands 3 Super Deluxe Edition
  • Borderlands: The Handsome Collection
  • Bot Vice
  • Bounty of One
  • Brawlout
  • Breakout: Recharged
  • Breathedge
  • bridge constructor
  • Bridge constructor medieval
  • bridge constructor stunts
  • Broken Lines
  • Brothers: A Tale of Two Sons
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  • Konung 2
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  • Learn Japanese To Survive! Katakana War
  • Learn Japanese to Survive! Trilogy
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  • LEGION TD 2 - MULTIPLAYER TOWER DEFENSE.
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  • Red Riding Hood - Star Crossed Lovers
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  • Redout Complete Bundle
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  • Regular Human Basketball
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  • REMNANT: FROM THE ASHES - COMPLETE EDITION
  • Republique
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  • rFactor 2
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  • SEARCH PARTY: Director's Cut
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  • Serious Sam 3 Bonus Content DLC, Serious Sam 3: Jewel of the Nile, and Serious Sam 3: BFE
  • SEUM speedrunners from hell
  • SEUM: Speedrunners from Hell
  • Severed Steel
  • Shadow Tactics: Aiko's Choice
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  • SHADOWS: AWAKENING
  • Shape of the World
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  • Shoppe Keep 2 - Business and Agriculture RPG Simulation
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  • Sid Meier's Civilization VI
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  • Sifu Deluxe Edition Upgrade Bundle (EPIC)
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  • SOULSTICE
  • Soundfall
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  • Spartan Fist
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  • Spelunx and the Caves of Mr. Seudo
  • Spidersaurs
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  • STAR WARS - The Force Unleashed Ultimate Sith Edition
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  • STONE
  • Strange Brigade
  • Strange Brigade Deluxe Edition
  • STRANGER
  • Strategic Command: World War I
  • Strategic Mind: Blitzkrieg
  • Strategic Mind: Fight for Freedom
  • Strategic Mind: Spectre of Communism
  • Strategic Mind: Spirit of Liberty
  • Strategy & Tactics: Wargame Collection
  • Streamer Life Simulator
  • Street Fighter V
  • Street of fury ex
  • Strider
  • Strikey Sisters
  • Stygian: Reign of the Old Ones
  • Styx: Master of Shadows
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  • SuchArt
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  • SUNLESS BUNDLE
  • Sunset Overdrive
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  • Superhot
  • Surgeon Simulator 2
  • Survive the Nights
  • Surviving Mars
  • Surviving Mars
  • Surviving The Aftermath
  • Swag and Sorcery
  • Sword Legacy Omen
  • Sword of the Necromancer
  • Swords and Soldiers 2 Shawarmageddon
  • Syberia 3
  • Symphonic Rain
  • Symphony of War: The Nephilim Saga
  • Synthwave Dream '85
  • Tacoma
  • Take Off - The Flight Simulator
  • Tales
  • Tales from the Borderlands
  • Tales of Vesperia™: Definitive Edition
  • Talk to Strangers
  • Tallowmere
  • Tangledeep
  • Tank Mechanic Simulator
  • Tannenberg
  • Team Sonic Racing
  • TEKKEN 7
  • TEMTEM
  • Terminus: Zombie Survivors
  • Terror of Hemasaurus
  • Textorcist
  • Tharsis
  • The Adventure Pals
  • The Amazing American Circus
  • The Anacrusis
  • The Ascent
  • The Battle of Polytopia
  • The Battle of Polytopia *DLC1. Cymanti Tribe *DLC2. ∑∫ỹriȱŋ Tribe *DLC3. Aquarion Tribe *DLC4. Polaris Tribe
  • The Blackout Club
  • The Callisto Protocol™
  • The Chess Variants Club
  • The Citadel
  • The Dark Pictures Anthology: House of Ashes
  • THE DARK PICTURES ANTHOLOGY: LITTLE HOPE
  • The Darkest Tales
  • The Dungeon Beneath
  • The Dungeon of Naheulbeuk: The Amulet of Chaos
  • The Elder Scrolls Adventures: Redguard
  • The Elder Scrolls III: Morrowind® Game of the Year Edition
  • The Elder Scrolls IV: Oblivion® Game of the Year Edition
  • The Elder Scrolls Online
  • The Escapists 2
  • THE GAME OF LIFE 2
  • The Golf Club™ 2019 featuring PGA TOUR
  • The Haunted Island, a Frog Detective Game
  • The Hong Kong Massacre
  • The Horror Of Salazar House
  • The Innsmouth Case
  • The Invisible Hours
  • The Jackbox Party Pack 9
  • The Last Campfire
  • The LEGO Movie 2 Videogame
  • The Letter - Horror Visual Novel
  • The Long Dark
  • The Manhole: Masterpiece Edition
  • The Mortuary Assistant
  • The Mummy Demastered
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  • THE OUTER WORLDS: SPACER'S CHOICE EDITION
  • THE PALE BEYOND
  • The Quarry
  • The Quarry deluxe
  • The Ramp
  • The Red Lantern
  • The Rewinder
  • The Sacred Tears TRUE
  • The Sexy Brutale
  • The Tarnishing of Juxtia
  • The Tenants
  • The Uncertain - The Last Quiet Day
  • THE UNCERTAIN: LAST QUIET DAY
  • The Uncertain: Light At The End
  • The USB Stick Found in the Grass
  • The Walking Dead
  • The Walking Dead - 400 Days
  • The Walking Dead Saints and Sinners
  • The Walking Dead: A New Frontier
  • The Walking Dead: Final Season
  • The Walking Dead: Michonne - A Telltale Miniseries
  • The Walking Dead: Saints & Sinners
  • The Walking Dead: Season 1
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  • The Way
  • The Wild At Heart
  • The Wild Eight
  • The Witness
  • Them and Us
  • They Bleed Pixels
  • Thief of Thieves
  • This War of Mine
  • This Way Madness Lies
  • Three Kingdom: The Journey
  • Time on Frog Island
  • Tinkertown
  • Tiny Tina’s Wonderland(EU)
  • TINY TINA'S WONDERLANDS CHAOTIC GREAT EDITION
  • Tiny Troopers
  • Tinykin
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  • TIS-100
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  • Tokyo Xanadu eX+
  • Tools up
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  • Torchlight
  • Total Tank Simulator
  • Tour de France 2020
  • Tower Unite
  • Trailblazers
  • Train Sim World 3: Standard Edition
  • Train Simulator Classic
  • Train Valley 1
  • Transport INC
  • Treasure Hunter Simulator
  • TRIBES OF MIDGARD
  • Trine 4
  • Trinity Fusion
  • Trombone Champ
  • Tropico 5 - Complete Collection
  • Trover Saves the Universe
  • Tunche
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  • Turok 2: Seeds of Evil
  • Twin Mirror
  • Two Point Campus
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  • TYPECAST
  • Tyrant's Blessing
  • Ultimate Chicken Horse
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  • Unavowed
  • Undead Horde
  • Unexplored 2: The Wayfarer's Legacy
  • Unity of Command: Stalingrad Campaign
  • Universim
  • UNLOVED
  • Unpacking
  • Until I have you
  • Unto The End
  • Upside Down
  • URU: Complete Chronicles
  • Vagante
  • Valfaris
  • Valfaris: Mecha Therion
  • Valkryia Chronicles 4 Complete Edition
  • Valkyria Chronicles 4 Complete Edition
  • Valkyria Chronicles 4: Complete Edition
  • Vambrace: Cold Soul
  • Vampire Survivors
  • Vectronom
  • Velocity Noodle
  • Venba
  • Verne: The Shape of Fantasy
  • Victoria 3
  • Victoria II
  • Viking: Battle For Asgard
  • Virgo Versus The Zodiac
  • VirtuaVerse
  • Visage
  • Viscerafest
  • Void Bastards
  • VOIDIGO
  • Volcanoids
  • Voltage High Society
  • V-Rally 4
  • Wanderlust: Travel Stories (GOG)
  • Wargroove
  • Warhammer 40,000 Sanctus Reach - Complete Edition
  • Warhammer 40,000: Armageddon - Imperium Complete
  • Warhammer 40,000: Battlesector
  • Warhammer 40,000: Gladius - Relics of War
  • Warhammer 40,000: Mechanicus
  • Warhammer 40,000: Space Wolf Special Edition
  • WARHAMMER AGE OF SIGMAR: REALMS OF RUIN – ULTIMATE EDITION
  • Warhammer vermintide collector's edition
  • Warhammer: End Times - Vermintide
  • Warhammer: Vermintide 2
  • Warman
  • Wasteland 3
  • Wayward
  • WE NEED TO GO DEEPER
  • We should talk.
  • We Were Here Together
  • We Were Here Too
  • Webbed
  • What Lies in the Multiverse
  • When Ski Lifts Go Wrong
  • while True: learn()
  • Whos Your daddy
  • Wick
  • Will You Snail?
  • Windward
  • Witch It
  • Witchy Life Story
  • wizard of legends
  • Wolfenstein 3D
  • Worms Rumble
  • WRC 6 FIA World Rally Championship
  • WRC 7 FIA World Rally Championship
  • WWE 2K Battlegrounds
  • WWE 2K23
  • WWZ Aftermath
  • Wytchwood
  • X-COM: COMPLETE PACK
  • XCOM: ULTIMATE COLLECTION
  • XIII - Classic
  • X-Morph: Defense + European Assault, Survival of the Fittest, and Last Bastion DLC
  • X-Morph: Defense Complete Pack
  • Yakuza Kiwami
  • Yakuza: Like A Dragon
  • Yumeutsutsu Re:After
  • Yumeutsutsu Re:Master
  • Zen Chess: Mate in One, Mate in 2 , Mate in 3 , Mate in 4 , Champion's Moves (5 games)
  • Ziggurat
  • Zombie Army 4
  • Zombie Army Trilogy
  • Zool Redimensioned
DLCs and Softwares:
  • For The King: Lost Civilization Adventure Pack
  • Train Simulator: Isle of Wight Route Add-On
  • Train Simulator: Woodhead Electric Railway in Blue Route Add-On
  • Train Simulator: North Somerset Railway Route Add-On
  • Train Simulator: Union Pacific Heritage SD70ACes Loco Add-On
  • Train Simulator: London to Brighton Route Add-On
  • BR Class 170 'Turbostar' DMU Add-On
  • DB BR 648 Loco Add-On
  • Europa Universalis IV: Wealth of Nations
  • Expansion - Europa Universalis IV: Conquest of Paradise
  • Expansion - Europa Universalis IV: Res Publica
  • Grand Central Class 180 'Adelante' DMU Add-On
  • Peninsula Corridor: San Francisco - Gilroy Route Add-On
  • SONIC ADVENTURE 2: BATTLE
  • Small World - A Spider's Web
  • Small World - Cursed
  • Small World - Royal Bonus
  • The Dungeon Of Naheulbeuk: The Amulet Of Chaos - Goodies Pack
  • The Dungeon Of Naheulbeuk: The Amulet Of Chaos - OST
  • Thompson Class B1 Loco Add-On
  • Total War: Shogun 2 - Rise of the Samurai
  • Train Sim World® 3: Birmingham Cross-city line
  • Train Sim World®: BR Class 20 'Chopper' Loco
  • Train Sim World®: Brighton Main Line: London Victoria - Brighton
  • Train Sim World®: Caltrain MP36PH-3C 'Baby Bullet'
  • Train Sim World®: Cathcart Circle Line: Glasgow - Newton & Neilston
  • Train Sim World®: Clinchfield Railroad: Elkhorn - Dante
  • Train Sim World®: Great Western Express
  • Train Sim World®: Hauptstrecke Hamburg - Lubeck
  • Train Sim World®: LIRR M3 EMU
  • Train Sim World®: Long Island Rail Road: New York - Hicksville
  • Train Sim World®: Nahverkehr Dresden - Riesa
  • Train Sim World®: Northern Trans-Pennine: Manchester - Leeds
  • Train Sim World®: Peninsula Corridor: San Francisco - San Jose
  • Train Sim World®: Rhein-Ruhr Osten: Wuppertal - Hagen
  • Train Sim World®: Tees Valley Line: Darlington - Saltburn-by-the-sea
  • Worms Rumble - Armageddon Weapon Skin Pack
  • Worms Rumble - Captain & Shark Double Pack
  • Worms Rumble - Legends Pack
  • Worms Rumble - New Challengers Pack
  • Ashampoo Photo Optimizer 7
  • Dagon: by H. P. Lovecraft - The Eldritch Box DLC
  • Duke Nukem Forever Hail to the Icons
  • Duke Nukem Forever The Doctor Who Cloned Me
  • GRIP: Combat Racing - Cygon Garage Kit
  • GRIP: Combat Racing - Nyvoss Garage Kit
  • GRIP: Combat Racing - Terra Garage Kit
  • GRIP: Combat Racing - Vintek Garage Kit
  • GameGuru
  • GameMaker Studio 2 Creator 12 Months
  • Intro to Game Development with Unity
  • Music Maker EDM Edition
  • Neverwinter Nights: Darkness Over Daggerford
  • Neverwinter Nights: Enhanced Edition Dark Dreams of Furiae
  • Neverwinter Nights: Enhanced Edition Tyrants of the Moonsea
  • Neverwinter Nights: Enhanced Edition
  • Neverwinter Nights: Infinite Dungeons
  • Neverwinter Nights: Pirates of the Sword Coast
  • Neverwinter Nights: Wyvern Crown of Cormyr
  • PDF-Suite 1 Year License
  • Pathfinder Second Edition Core Rulebook and Starfinder Core Rulebook
  • RPG Maker VX
  • WWE 2K BATTLEGROUNDS - Ultimate Brawlers Pass
  • We Are Alright
  • The Outer Worlds Expansion Pass
  • A Hat in Time - Seal the Deal DLC
  • City Skylines:mass transit
  • A Game Of Thrones - A Dance With Dragons
  • A Game Of Thrones - A Feast For Crows
  • Blood Rage: Digital Edition - Gods of Asgard
  • Blood Rage: Digital Edition - Mythical Monsters
  • Blood Rage: Digital Edition - Mystics of Midgard
  • Carcassonne - The Princess and The Dragon DLC
  • Carcassonne - Traders & Builders DLC
  • Carcassonne - Winter & Gingerbread Man DLC
  • Carcassonne - Inns & Cathedrals
  • Carcassonne - The River
  • Splendor: The Trading Posts DLC
  • Splendor: The Strongholds DLC
  • Splendor: The Cities DLC
  • Small World - Be Not Afraid... DLC
  • Small World - Grand Dames DLC
  • Small World - Cursed!
  • Sands of Salzaar - The Ember Saga
  • Sands of Salzaar - The Tournament
  • Monster Train: The Last Divinity DLC
  • WARSAW
submitted by calvin324hk to indiegameswap [link] [comments]


2024.05.18 19:16 calvin324hk [H] 1000+ Games / DLCs / VR Games [W] Paypal / Wishlist / Offers

https://www.reddit.com/IGSRep/comments/pikmri/calvin324hks_igs_rep_page/
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Wishlist
Region: NA (Canada)
Fees on buyer if any, currency is USD unless specified
CTRL + F to find your games in terms of name
  • 10 Second Ninja X
  • 11-11 Memories Retold
  • 112 Operator
  • 12 is Better Than 6
  • 198X
  • 1993 Space Machine
  • 60 Parsecs
  • 7 Billion Humans
  • 8 DOORS
  • 8-bit Adventure Anthology: Volume I
  • 9 Years of Shadows
  • 911 Operator
  • A Game of Thrones: The Board Game
  • A Hat in Time
  • A Hole New World
  • A JUGGLER'S TALE
  • A Long Way Down
  • A PLAGUE TALE: INNOCENCE
  • A Robot Named Fight!
  • A Tale for Anna
  • A.I.M.2 Clan Wars
  • Ace Combat Assault Horizon Enhanced Edition
  • Adore
  • Aeterna Noctis
  • AETHERIS
  • Agatha Christie Hercule Poirot The First Cases
  • AIdol
  • Airborne Kingdom
  • Alba: A Wildlife Adventure
  • Alder's Blood: Definitive Edition
  • Alfred Hitchcock - Vertigo
  • Alien Breed Trilogy
  • Aliens vs. Predator™ Collection
  • All-Star Fruit Racing
  • Almost There: The Platformer
  • American Fugitive
  • American Truck Simulator
  • Amerzone: The Explorer’s Legacy
  • AMID EVIL
  • Amnesia rebirth
  • Amnesia: The Dark Descent + Amnesia: A Machine for Pigs
  • Anomalous
  • Another World – 20th Anniversary Edition
  • Antigraviator
  • Anuchard
  • APICO
  • APICO
  • Aragami
  • Aragami 2
  • Arboria
  • Arcade Paradise
  • Arcade Paradise - Arcade Paradise EP
  • Arcade Spirits
  • Arkham Horror: Mother's Embrace
  • Armada 2526 Gold Edition
  • Army Men RTS
  • army of ruin
  • Arto
  • Ary and the Secret of Seasons
  • As Far as the Eye
  • Ascension to the Throne
  • Assemble With Care
  • Assetto Corsa Competizione
  • Assetto Corsa Ultimate Edition
  • Astebreed Definitive Edition
  • Astronarch
  • Attack of the Earthlings
  • Automachef
  • Automobilista
  • Automobilista 2
  • AUTONAUTS
  • AUTONAUTS VS PIRATEBOTS
  • Avatar: Frontiers of Pandora™ - Ubisoft Connect
  • AVICII Invector: Encore Edition
  • Awesomenauts All Nauts pack
  • Baba is you
  • Back 4 Blood
  • Back 4 blood (EU)
  • Backbone
  • Baldur's Gate II: Enhanced Edition
  • Baldur's Gate: Enhanced Edition
  • Banners of Ruin
  • Bartlow's Dread Machine
  • BASEMENT
  • Batbarian: Testament of the Primordials
  • Batman: Arkham Asylum Game of the Year Edition
  • Batman: Arkham Origins
  • Battle Royale Tycoon
  • Battlecruisers
  • Battlestar Galactica Deadlock
  • BATTLESTAR GALACTICA DEADLOCK SEASON ONE
  • Battlestar Galactica Deadlock: Complete
  • BATTLETECH MERCENARY COLLECTION
  • BATTLETECH Shadow Hawk Pack
  • BEAUTIFUL DESOLATION
  • BEFORE WE LEAVE
  • Beholder 2
  • Ben 10
  • Ben 10: Power Trip
  • Bendy and the Ink Machine™
  • Between the Stars
  • Beyond a Steel Sky
  • Beyond The Edge Of Owlsgard
  • Beyond the Long Night
  • BEYOND THE WIRE
  • Beyond: Two Souls
  • BIOMUTANT
  • Bionic Commando
  • Bionic Commando Rearmed
  • BioShock: The Collection
  • BLACK BOOK
  • Black Moon Chronicles
  • Black Paradox
  • BLACK SKYLANDS
  • BLACKHOLE: Complete Edition
  • Blacksad: Under the Skin
  • Blade of Darkness
  • Blasphemous
  • Blazing Chrome
  • Blightbound
  • Blood And Zombies
  • Blood Rage: Digital Edition
  • Bloodstained: Ritual of the Night
  • Bomber Crew
  • Boneless Zombie
  • Boomerang Fu
  • Borderlands 3
  • Borderlands 3 Super Deluxe
  • Borderlands 3 Super Deluxe Edition
  • Borderlands: The Handsome Collection
  • Bot Vice
  • Bounty of One
  • Brawlout
  • Breakout: Recharged
  • Breathedge
  • bridge constructor
  • Bridge constructor medieval
  • bridge constructor stunts
  • Broken Lines
  • Brothers: A Tale of Two Sons
  • Brutal Legend
  • Bug Fables: The Everlasting Sapling
  • BUILDER SIMULATOR
  • calico
  • Call of Duty® Modern Warfare 3™ (2011)
  • Call of Juarez: Gunslinger
  • Car Mechanic 2018
  • Car Mechanic Simulator 2015
  • Car Mechanic Simulator 2018
  • Castle Morihisa
  • Castle on the Coast
  • castle storm
  • CastleStorm
  • Cat Cafe Manager
  • Caveblazers
  • Celeste
  • Centipede: Recharged
  • CHANGE: A Homeless Survival Experience
  • Charlie's Adventure
  • Chenso Club
  • Chernobylite: Enhanced Edition
  • Chess Ultra
  • Chicago 1930 : The Prohibition
  • Chivalry 2
  • Chop Goblins
  • Chorus
  • Cities Skylines + After Dark
  • Cities: Skylines
  • City of Beats
  • CivCity: Rome
  • Click and Slay
  • Cloud Gardens
  • Cloudpunk
  • Code Vein
  • Coffee Talk
  • Comedy Night
  • Command & Conquer Remastered (Origin)
  • Complete Dread X Collection
  • Conarium
  • Construction Simulator (2015) Deluxe Edition
  • Constructor Plus
  • Control
  • Cook, Serve, Delicious! 3?!
  • cornucopia
  • Corridor Z
  • Cosmic Osmo and the Worlds Beyond the Mackerel
  • Cosmonautica
  • Crash Drive 2
  • Crash Drive 3
  • Creaks
  • Creepy Tale
  • Crookz the big heist
  • CROSSBOW: Bloodnight
  • Crush Your Enemies
  • Cube Runner
  • Cultist Simulator: Anthology Edition
  • Curse: The Eye of Isis
  • Cyber Ops
  • Cybercube
  • Danger Scavenger
  • Dark Deity
  • DARK PICTURES ANTHOLOGY: HOUSE OF ASHES
  • Darksiders Warmastered
  • Darkwood
  • DARQ: Complete Edition
  • Day of the Tentacle Remastered
  • days of war definitive edition
  • Dead by Daylight
  • Dead Estate
  • Dead Rising 2
  • Dear Esther: Landmark Edition
  • Death Stranding Directors Cut
  • DEATH STRANDING DIRECTOR'S CUT
  • Deceased
  • DECEIVE INC.
  • Degrees of Separation
  • Delicious! Pretty Girls Mahjong Solitaire
  • Deliver Us The Moon
  • Demetrios - Deluxe Edition
  • Depraved
  • DESCENDERS
  • DESOLATE
  • Destiny 2: Beyond Light
  • DESTROYER: THE U-BOAT HUNTER
  • Detention
  • Devil May Cry HD Collection
  • Devilated
  • Dicey Dungeons
  • Dirt 5
  • dirt rally
  • Dirt Rally 2.0
  • Disaster Band
  • Disciples III: Reincarnation
  • Discolored
  • DISTRAINT 2
  • Distrust
  • DmC: Devil May Cry
  • Do Not Feed the Monkeys
  • Don't Be Afraid
  • Doomed Lands
  • Door Kickers: Action Squad
  • Doorways: Prelude
  • Downfall
  • Dragons Dogma Dark Arisen
  • Dragon's Dogma: Dark Arisen
  • Draugen
  • Draw Slasher
  • Drawful 2
  • Dreams in the Witch House
  • Dreamscaper
  • DreamWorks Dragons: Dawn of New Riders
  • DRIFT21
  • Driftland: The Magic Revival
  • drive!drive!drive!
  • Drone Swarm
  • Due Process
  • Duke Nukem: Manhattan Project
  • Duke of Alpha Centauri
  • Dungeon Rushers
  • Dungeons 2
  • Dungeons 3
  • DUSK
  • Dusk Diver
  • Dust to the End
  • DV: Rings of Saturn
  • Dynopunk
  • Earth Defense Force 4.1 The Shadow of New Despair
  • Eastern Exorcist
  • Eiyuden Chronicle: Rising
  • El Matador
  • Elderand
  • ELDEST SOULS
  • Electrician Simulator
  • Elemental Survivors
  • Elex
  • Elex II
  • Elite Dangerous
  • Embr
  • Empire: Total War - Definitive Edition
  • Empyrion - Galactic Survival
  • ENCASED: A SCI-FI POST-APOCALYPTIC RPG
  • Endless Space 2
  • Endless Space 2 - Digital Deluxe Edition
  • Endless Space® 2 - Digital Deluxe Edition
  • Endzone - A World Apart
  • Epistory - Typing Chronicles
  • Escape the backrooms
  • Eternal Threads
  • Europa Universalis IV
  • European Ship Simulator
  • Everdream Valley
  • Evil Genius 2: World Domination
  • Exorder
  • EXPEDITIONS: ROME
  • Expeditions: Viking
  • Explosionade
  • F1 2018
  • F1 2019 Anniversary Edition
  • F1 2020
  • F1 RACE STARS Complete Edition Include DLC
  • Fable Anniversary
  • Factory Town
  • Fallback uprising
  • FALLOUT 1
  • Family Mysteries 3: Criminal Mindset
  • FANTASY BLACKSMITH
  • FARMER'S DYNASTY
  • Farming Simulator 17
  • Farming Simulator 19
  • Fictorum
  • Field of Glory II
  • Fights in Tight Spaces
  • Filthy Animals Heist Simulator
  • Firefighting Simulator - The Squad
  • Fishing Adventure
  • Flashback
  • FLATLAND Vol.2
  • FlatOut
  • FLING TO THE FINISH
  • Floppy Knights
  • Fluffy Horde
  • FOBIA - ST. DINFNA HOTEL
  • For the King
  • For The King: Lost Civilization Adventure Pack
  • Forgive me Father
  • Forts
  • Fred3ric
  • Fresh Start Cleaning Simulator
  • Friends vs Friends
  • Frogun
  • From Space
  • Frostpunk: Game of the Year Edition
  • Frozenheim
  • Fun with Ragdolls: The Game
  • Funtasia
  • Gamedec
  • Gamedec - Definitive Edition
  • Gang Beasts
  • GARAGE bad trip
  • Garden Story
  • Garfield Kart
  • GAS STATION SIMULATOR
  • Gelly Break Deluxe
  • Genesis Alpha One Deluxe Edition
  • Gevaudan
  • Ghostrunner
  • Giana Sisters 2D
  • GIGA WRECKER
  • Gigantosaurus: Dino Kart
  • Glitch Busters: Stuck On You
  • Gloria Victis
  • Go Home Dinosaurs
  • GOAT OF DUTY
  • GOD EATER 3
  • Godlike Burger
  • Godstrike
  • Going Under
  • Golf Gang
  • Golf It!
  • Gone Home + Original Soundtrack
  • Good Knight
  • Gotham Knights
  • GREAK: MEMORIES OF AZUR
  • GREEDFALL
  • Gremlins, inc
  • grey goo
  • GRID - 2019
  • grid ultimate
  • GRIP: Combat Racing
  • Gungrave G.O.R.E
  • Guppy
  • Guts and glory
  • GYLT
  • Hacknet
  • Haegemonia: Legions of Iron
  • Hamilton's Great Adventure
  • Hammerwatch
  • Hands of Necromancy
  • Havsala: Into the Soul Palace
  • Headsnatchers
  • Heartwood Heroes
  • Heat Signature
  • Helheim Hassle
  • Hell Let Loose
  • Hellblade: Senua's Sacrifice
  • Hellbound
  • Hellstuck: Rage With Your Friends
  • Hero of the Kingdom III
  • Hero of the Kingdom: The Lost Tales 2
  • Heroes of Hammerwatch
  • Heros hour
  • Hexologic
  • Hidden & Dangerous 2: Courage Under Fire
  • Hidden & Dangerous: Action Pack
  • Hidden Deep
  • High On Life
  • Hitman (2016) Game of the Year Edition
  • HITMAN 2 - Gold Edition
  • Hoa
  • Hob
  • Hollow Knight
  • Holy Potatoes! A Spy Story?!
  • Home Sweet Home
  • Home Sweet Home EP2
  • Homestead Arcana
  • Hood: Outlaws & Legends
  • Hoplegs
  • Hot Tin Roof: The Cat That Wore A Fedora
  • HOT WHEELS UNLEASHED ™
  • Hotshot Racing
  • House Flipper
  • How to Survive 2
  • Hue
  • Human: Fall Flat
  • HUMANKIND DEFINITIVE EDITION
  • Hungry Flame
  • Hyper Knights
  • I am Bread
  • I Am Fish
  • I am not a Monster: First Contact
  • I Hate Running Backwards
  • ibb & obb Double Pack
  • ICBM
  • Ice Age Scrat's Nutty Adventure
  • Ice Lakes
  • Impostor Factory
  • IN SOUND MIND
  • Indivisible
  • INDUSTRIA
  • Infectonator 3: Apocalypse
  • Infinite Beyond The Mind
  • Injustice 2 Legendary Edition
  • Insane 2
  • INSOMNIA: The Ark
  • Internet Cafe Simulator
  • Internet Cafe Simulator 2
  • Interstellar Space: Genesis
  • Iron Fisticle
  • Iron Harvest
  • Ittle Dew
  • Ittle Dew 2+
  • Jack Move
  • Jackbox party pack 2
  • Jackbox party pack 5
  • JANITOR BLEEDS
  • Joint Task Force
  • Jotun: Valhalla Edition
  • Journey For Elysium
  • Journey to the Savage Planet
  • JUMANJI: The Video Game
  • JumpJet Rex
  • Jupiter Hell
  • Jurassic Park: The Game
  • Jurassic World Evolution
  • Jurassic World Evolution 2
  • JUST CAUSE 4: COMPLETE EDITION
  • Just Die Already
  • Kardboard Kings: Card Shop Simulator
  • Keep Talking and Nobody Explodes
  • Ken Follett's The Pillars of the Earth
  • Kentucky Route Zero - Season Pass Edition
  • Kerbal Space Program
  • Killing Floor 2 Digital Deluxe Edition
  • Killing Room
  • Kingdom Two Crowns
  • Kingdom: New Lands
  • King's Bounty: Crossworlds
  • Knights of Pen & Paper 2
  • Knock-knock
  • Koi-Koi Japan [Hanafuda playing cards] *Koi-Koi Japan : UKIYOE tours Vol.1 DLC *Koi-Koi Japan : UKIYOE tours Vol.2 DLC *Koi-Koi Japan : UKIYOE tours Vol.3 DLC
  • Konung 2
  • KungFu Kickball
  • Labyrinthine
  • Lair of the Clockwork God
  • Laserlife
  • LAST OASIS
  • Lawn Mowing Simulator
  • Layers of Fear: Masterpiece Edition
  • Lead and Gold: Gangs of the Wild West
  • Learn Japanese To Survive! Hiragana Battle
  • Learn Japanese To Survive! Katakana War
  • Learn Japanese to Survive! Trilogy
  • Legend of Keepers
  • LEGION TD 2 - MULTIPLAYER TOWER DEFENSE
  • LEGION TD 2 - MULTIPLAYER TOWER DEFENSE.
  • Leisure Suit Larry - Wet Dreams Don't Dry
  • Leisure Suit Larry 1-7
  • Lemnis Gate
  • Lemon Cake
  • lethal league blaze
  • Let's School
  • Levelhead
  • Liberated (GOG)
  • Life is Strange Complete Season (Episodes 1-5)
  • Light Fairytale Episode 1
  • Light Fairytale Episode 2
  • LIGHTMATTER
  • Little dragons cafe
  • Little Hope
  • Little Inner Monsters - Card Game
  • Little Nightmares
  • Little Nightmares Complete Edition
  • Livelock
  • Loop Hero
  • Loot River
  • Looterkings
  • Lornsword Winter Chronicle
  • Lost Castle
  • Love Letter
  • Lovecraft's Untold Stories
  • Lovely planet arcade
  • Lucius2
  • Lucius3
  • Ludus
  • Lumberhill
  • LunarLux
  • Lust for Darkness
  • Lust from Beyond: M Edition
  • Mad Experiments: Escape Room
  • Mad Max
  • Mafia Definitive Edition
  • Mafia: Definitive Edition
  • Magenta Horizon
  • Mahjong Pretty Girls Battle
  • Mahjong Pretty Girls Battle : School Girls Edition
  • Mail Time
  • Maize
  • Maneater
  • Marooners
  • MARSUPILAMI - HOOBADVENTURE
  • Marvel's Avengers - The Definitive Edition
  • Mato Anomalies
  • Max Payne 3
  • Mechs & Mercs: Black Talons
  • Medieval II: Total War - Definitive Edition
  • Medieval: Total War Collection
  • MEEPLE STATION
  • Men of War
  • MERCHANT OF THE SKIES
  • METAL HELLSINGER
  • Metal Hellsinger
  • Metro Exodus
  • Metro last light
  • Metro: Last Light Redux
  • Middle-earth: Shadow of Mordor GOTY
  • Middle-earth: Shadow of Mordor GOTY
  • Middle-Earth: Shadow of War Definitive Edition
  • MIDNIGHT PROTOCOL
  • Mighty Switch Force! Collection
  • MIND SCANNERS
  • Ministry of Broadcast
  • Minute of Islands
  • Miscreated
  • Mists of Noyah
  • MKXL
  • Mob Rule Classic
  • Monaco
  • Monster Hunter: Rise
  • Monster Slayers - Complete Edition
  • Monstrum
  • Monstrum 2
  • Moon Hunters
  • Moons of Madness
  • MORDHAU
  • Mordheim: City of the Damned
  • Mortal Kombat 11 Ultimate Edition
  • MORTAL KOMBAT XL
  • Mortal Shell
  • Motorcycle Mechanic Simulator 2021
  • Mr. Run and Jump
  • Murder Mystery Machine
  • My Big Sister
  • My Friend Peppa Pig
  • My Lovely Wife
  • My Summer Adventure: Memories of Another Life
  • My Time At Portia
  • Mythforce
  • N++ (NPLUSPLUS)
  • Napoleon: Total War - Definitive Edition
  • Narcos: Rise of the Cartels
  • NARUTO TO BORUTO: SHINOBI STRIKER
  • NECROMUNDA: HIRED GUN
  • Necronator: Dead Wrong
  • NecroVisioN: Lost Company
  • NecroWorm
  • Neighbours back From Hell
  • Nelly Cootalot: Spoonbeaks Ahoy! HD
  • Neon Space
  • Neon Space 2
  • Neon Sundown
  • Nephise: Ascension
  • Neurodeck : Psychological Deckbuilder
  • Never Alone Arctic Collection (w/ Foxtales DLC and FREE Soundtrack)
  • Neverinth
  • Neverout
  • Neverwinter Nights: Complete Adventures
  • Newt One
  • Nexomon: Extinction
  • Nigate Tale
  • Nine Parchments
  • Nine Witches: Family Disruption
  • No Straight Roads: Encore Edition
  • No Time to Relax
  • Nomad Survival
  • Nongunz: Doppelganger Edition
  • Noosphere
  • Northgard
  • Northmark: Hour of the Wolf
  • Nostradamus: The Last Prophecy
  • not the robots
  • Nurse Love Addiction
  • Nurse Love Syndrome
  • Nusakana
  • Obduction
  • Obey Me
  • Observer: System Redux
  • Occultus - Mediterranean Cabal
  • Odallus: The Dark Call
  • Oddworld: New 'n' Tasty
  • One Finger Death Punch 2
  • One Hand Clapping
  • One More Island
  • One Step From Eden
  • One Step From Eden (Region locked)
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submitted by calvin324hk to SteamGameSwap [link] [comments]


2024.05.18 17:16 SharonsMagicCream What is CBD

CBD stands for cannabidiol. It is the second most prevalent of the active ingredients of cannabis (marijuana and hemp). While CBD is an essential component of medical marijuana, it is derived directly from the hemp plant, which is a cousin of the marijuana plant. CBD is a component of marijuana (one of hundreds), by itself it does not cause a “high.” According to a report from the World Health Organization, “In humans, CBD exhibits no effects indicative of any abuse or dependence potential…. To date, there is no evidence of public health related problems associated with the use of pure CBD.” For many years, federal law lumped hemp in with other cannabis plants, which were effectively outlawed in 1937 under the Marihuana Tax Act and made “officially” illegal in 1970 through the Controlled Substances Act. The plant Cannabis sativa has two primary species, hemp and marijuana. Both contain CBD oil, but there’s a much higher percentage in hemp, which also has very low (less than 0.3%) levels of THC compared to marijuana. Growers/farmers can now legally cultivate hemp, thanks to the 2018 Farm Bill. What is a cannabinoid? To understand how hemp oil products work in the body, you need to first understand the endocannabinoid system (ECS), a part of the mammalian central nervous system. You and everyone you know — even your furry friends — have endocannabinoid systems (ECS). The ECS is thought to play a crucial role in many bodily functions, including appetite, sleep, mood, and injury mitigation. How do cannabinoids work in the body? In general, the ECS can be thought of as your body’s regulatory committee. When things get out of balance, the ECS steps in to bring order to the chaos, also known as homeostasis. Our bodies produce chemicals called endocannabinoids. Our bodies have two networks of cannabinoid receptors: CB1 and CB2. CB1 receptors are found in our connective tissues, gonads, organs, and throughout the nervous system. CB2 receptors are mostly dispersed through the immune system and related organs. However, both versions can be found in a wide range of bodily tissues. The evidence for CBD (Cannabidiol) health benefits CBD has been touted for a wide variety of health issues, but the strongest scientific evidence is for its effectiveness in treating some of the cruelest childhood epilepsy syndromes, such as Dravet syndrome and Lennox-Gastaut syndrome (LGS), which typically don’t respond to antiseizure medications. In numerous studies, CBD was able to reduce the number of seizures, and in some cases it was able to stop them altogether. Videos of the effects of CBD on these children and their seizures are readily available on the Internet for viewing, and they are quite striking. Recently the FDA approved the first ever cannabis-derived medicine for these conditions, Epidiolex, which contains CBD. CBD is commonly used to address anxiety, and for patients who suffer through the misery of insomnia, studies suggest that CBD may help with both falling asleep and staying asleep. CBD may offer an option for treating different types of chronic pain. A study from the European Journal of Pain showed, using an animal model, CBD applied on the skin can help lower pain and inflammation due to arthritis. Another study demonstrated the mechanism by which CBD inhibits inflammatory and neuropathic pain, two of the most difficult types of chronic pain to treat. More study in humans is needed in this area to substantiate the claims of CBD proponents about pain control.
submitted by SharonsMagicCream to u/SharonsMagicCream [link] [comments]


2024.05.18 04:15 danbh0y Hotel's added caveat to HH Semi-Flex rate cancellation policy

I booked a standard Semi-Flex Honors Discount rate at the Hilton Paris Opera. Ordinarily the HH Semi-Flex in European properties (afaik based on a handful of cities) is free cancellation up to 5 nights before stay (2359hrs hotel time). This was confirmed in the pdf of the aforementioned reservation under "Cancellation Policy".
However, confusingly, in the Comments section, the hotel had also added "Semi-Flex Rate Plan Cancellation policy is House Policy +2 days."
Before I approach the hotel directly for what might very well be a "duh" question, would this mean that in this specific case free cancellation is actually 5+2=7 nights before stay?
Have any of you encountered such a stated caveat to the standard HH Flexible or Semi-Flexible rate's cancellation policy? Admittedly, there might be a basis for Hilton Paris Opera's stricter rule, given that the booking is a 2-3 weeks before the Paris Olympics.
submitted by danbh0y to Hilton [link] [comments]


2024.05.18 00:28 ClassroomLow1008 Is the Scandinavian (and French) social welfare model fundamentally unsustainable?

The Scandinavian nations have been prized for their robust social-safety nets for decades. Things like unemployment protections, healthcare, childcare support, etc. are some of the strongest in the world. However, it appears these systems are showing cracks in Sweden, for instance (https://www.lemonde.fen/economy/article/2024/05/06/sweden-s-social-model-is-on-its-last-legs_6670546_19.html). Similar analyses have been conducted by other groups as well: chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://www.ifn.se/wfiles/wp/wp873.pdf
Was the existence and sustenance of this welfare state contingent on there being a 2.0+ birth rate, and an ever increasing pool of young workers that could keep paying into the system? It seems these concerns about the system's sustainability only arose as the birth-rates dropped. Similar issues seem to be affecting other W. European nations like France, Belgium, Germany, etc.
Or is there something deeper to this problem?
submitted by ClassroomLow1008 to neoliberal [link] [comments]


2024.05.18 00:27 ClassroomLow1008 Is the Scandinavian (and French) social welfare model unsustainable?

The Scandinavian nations have been prized for their robust social-safety nets for decades. Things like unemployment protections, healthcare, childcare support, etc. are some of the strongest in the world. However, it appears these systems are showing cracks in Sweden, for instance (https://www.lemonde.fen/economy/article/2024/05/06/sweden-s-social-model-is-on-its-last-legs\_6670546\_19.html). Similar analyses have been conducted by other groups as well: chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://www.ifn.se/wfiles/wp/wp873.pdf
Was the existence and sustenance of this welfare state contingent on there being a 2.0+ birth rate, and an ever increasing pool of young workers that could keep paying into the system? It seems these concerns about the system's sustainability only arose as the birth-rates dropped. Similar issues seem to be affecting other W. European nations like France, Belgium, Germany, etc.
Or is there something deeper to this problem?
submitted by ClassroomLow1008 to AskEconomics [link] [comments]


2024.05.17 10:02 CatholicChanner Four Scenarios For The Future of Europe's Muslim Population-How Will This Influence the Conflict?

I found an interesting geopolitical study on a comparatively unknown Pentagon agency's(Executive Services Directorate's) website where it discusses four scenarios for the future of Europe's Muslim population and reading through it, despite it being published in 2008, I found it has been quite prescient in many ways as it accurately predicted many trends regarding terrorism and the responses to it. It discusses the challenges and the possible impossibility of true integration in the sense Europeans are accustomed to, and the geopolitical realities of the above on Europe and US-European relations. If you have the time you should read through the full study and its conclusions, but here are the summaries of each and their likelihood of occurring, starting from least likely to most likely.
Synthesis: Euro-Islam and a New Europe (Least Likely).
In an extension of the EU project to transcend Europe' s internal historical divisions, European societies manage to create a workable new civilization and political culture rooted in cosmopolitan precepts rather than in national or historical legacies. To qualify as a European one need only embrace a new civic creed. The Muslim populations of Europe develop a distinctive variant of their religion, relegating Islam to a personal or private moral code while adopting European languages, modes of dress, career ambitions, lifestyle choices, etc. A core body of secular beliefs and structures comes to characterize the Muslim populations as much as it does pre-existing European populations. This outcome is promoted by inherent tendencies on the part both of migrant and host communities to integrate the Muslim immigrant populations of Europe into the pre-existing social milieu. Designed programs of the State also act to promote integration and assimilation.
Eurabia: A Muslim-dominated Europe (Second Least Likely)
With its population aging and declining, Europe has little choice but to permit increased immigration from North Africa, the Middle East, and elsewhere in the Muslim world. Emboldened by their youthfulness, growing numbers, and a vibrant religious-cultural identity, Europe's Muslim immigrants increasingly assert themselves in European politics. The present disparities in birth rate grow even sharper. Exhausted, insecure, disoriented, and intimidated, European host societies never regain the cohesiveness of identity and purpose to assert themselves against an energetic, rising social order. Ultimately, the Muslim populations ofEurope overwhelm the host societies, until Europe becomes a socio-religious extension of the Ncar East and North Africa, possibly with residual enclaves of the pre-Islamic European population left from place to place. Pressure from within and from without compels the European states to distance themselves from cooperation with the United States, particularly in the Middle East.
Fortress Europe (Second Most Likely)
Unsettled by its inability to integrate its Muslim populations and impatient with the Muslims' refusal to assimilate, Europe dispenses with its relatively recent experience with liberalism. Global economic downturn and acts of jihadist terror provoke Europeans to embrace a highly xenophobic style of politics. European politics comes to be dominated by anti-Muslim ideologues, who adopt a program of organized hostility to Muslims and to already-established Muslim populations in Europe. The practical manifestations of the new reaction in Europe vary between some combination of isolation and draconian police controls at the least extreme end of a spectrum; to mass expulsion at the most extreme. Factors leading to this outcome include growth in alarm at the socio-economic problems associated with the Muslim populations; a break down of the ideology of multiculturalism and political taboos; and incidents of terrorism as mobilizing shock events.
The Green Ghetto (Most Likely).
The present-day (c. 2007) status quo continues-but, through the passage of time, it crystallizes-i.e., becomes more rigid and less likely to undergo transition to other forms. Muslim populations are restricted- at first by choice, later perhaps by formal legal provisions to more or less dearly defined geographic precincts, chiefly in large European cities. Elites within these populations may achieve a nominal degree of integration, through language acquisition and economic engagement with the host society. The main body of each Muslim population however remains self-contained, and advances little beyond a low-level economic niche. State integration programs stall, achieving, at best, the occasional convert to European social norms-but integration remains an exceptional phenomenon, restricted to individual cases. Globalization in the form of satellite television and air transportation makes it easier for immigrant populations to retain ties to their societies of origin and maintain distinct identities. Meanwhile globalization in the form of increased market competition undermines the European welfare state. Maintaining a homogenous society is no longer easy or even desirable. In essence, European society reverts to a pre-nation-state pattern wherein economic classes are socially distinct and ethnic-cultural groups fill specific economic niches
Foreign Policy Conclusions Related to the Israeli-Palestinian Conflict:
Synthesis: The study's authors did not delve into the effects this might have on foreign policy so this is the one I would like to hear most from the people on. Personally I think we would see a more pro-Arab, but not necessarily rabidly anti-Israel, response in Europe if secularism and humanitarianism/a reformed private Islam win out over political Islam and the Muslim population integrates in this optimistic scenario. You would likely see a harder push for a two-state solution and an end to the conflict with Europe putting leashes on both the Palistineans and Israelis becoming tired of it, condemning Palistinean terrorism while also condemning Israeli countermeasures.
Eurabia: This would be the absolute worst scenario for Israel and the absolute best scenario for the Palestinians as it would turn Europe into an extension of MENA. The study does not go into detail on this but Israel would be entirely surrounded by actively Islamist countries by air, land, and sea, and the US would be forced to decide whether backing Israel is worth it if it turns the entire continent of Europe and MENA against it. Israel's existence as a state may actually be threatened even with nuclear weapons or it may even be forced to turn into an effective autarky North-Korean tier state if embargos are put on it and it is cut off from all of its trading partners. It may be able to survive but only with heavy concessions to the Palestinians and the potential loss of Jerusalem and/or exploiting inter-Muslim tensions.
Fortress Europe: This did not touch on Israel-Palestine directly but it does present an interesting US-EU dynamic depending on how bad the situation goes ranging from anywhere between the US supporting the crackdown or expulsion of Muslims to being vehemently against it or somewhere in between, meaning Israel could see a huge rift and tension between its two allies or them coming closer together to crack down on Islam. The former would be problematic for Israel due to a lack of coordination or even hostility between the two. The latter could go two ways depending on whether the historical antisemitism of the conservative right reemerges or it does not. If it does, this could not be great for Israel for various reasons ranging from outright hostility to a cold peace or anywhere in between. If it does not, however, it could be extremely beneficial to Israel as both Europe and America would not be fans of Muslims and Israel would become a key staunch ally for both with strong support from both and Israeli maximalist positions would likely find favor.
The Green Ghetto: The study touches on the IP conflict here saying that Europe would either become too distracted and divided by internal issues to really influence the conflict or it becomes more pro-Arab in the sense it does not want to set off constant ethnic conflict within its own borders by backing Israel or at least moving towards a more neutral position. One could extrapolate from this that it could also become bipolar each election cycle depending on which parties are in power, the more anti-Islam conservative ones backing Israel not so much because they care about Jewish sovereignty but more because it angers the Muslims which pleases their political base. The more progressive parties will turn more pro-Arab in an attempt to placate the Muslim population and deepen economic ties with MENA. You could also see a huge Western/Eastern Europe divide on this. Israel's position here would wax and wane with the political tide and it would require Israeli politicians to be skilled to navigate this.
Anyway, those are the summaries and my thoughts, what are yours?
submitted by CatholicChanner to IsraelPalestine [link] [comments]


2024.05.16 18:44 calvin324hk [H] 1000+ Games / DLCs / VR Games [W] Paypal / Wishlist / Offers

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  • REMNANT: FROM THE ASHES - COMPLETE EDITION
  • Republique
  • Rescue Party: Live!
  • Resident Evil 0 HD REMASTER
  • Resident Evil 4
  • Resident Evil 5 Gold Edition
  • Resident Evil 7 Biohazard
  • Resident Evil Revelations
  • Resort Boss: Golf
  • RETROWAVE
  • rFactor 2
  • RiME
  • Ring of Pain
  • Rise of Industry + 2130 DLC
  • Rise of the Slime
  • Rising Storm 2: Vietnam + 2 DLCs
  • Riven: The Sequel to MYST
  • River City Girls
  • River City Ransom: Underground
  • Roarr! Jurassic Edition
  • Roboquest
  • Robot Squad Simulator 2017
  • Rogue : Genesia
  • ROGUE HEROES: RUINS OF TASOS
  • ROGUE LORDS
  • Rogue Stormers
  • rollercoaster tycoon 2
  • ROTASTIC
  • Roundguard
  • ROUNDS
  • RUNNING WITH RIFLES
  • Rustler
  • Ryse: Son of Rome
  • S.W.I.N.E. HD Remaster
  • Sailing Era
  • Saint Row
  • Sam and Max Devil's Playhouse
  • SAMUDRA
  • Sands of Aura
  • Sands of Salzaar
  • Saturday Morning RPG
  • Save Room - Organization Puzzle
  • Scarlet Tower
  • Scorn
  • SCP: 5K
  • SCUM
  • SEARCH PARTY: Director's Cut
  • Second Extinction
  • Secret Government
  • Serious Sam 3 Bonus Content DLC, Serious Sam 3: Jewel of the Nile, and Serious Sam 3: BFE
  • SEUM speedrunners from hell
  • SEUM: Speedrunners from Hell
  • Severed Steel
  • Shadow Tactics: Aiko's Choice
  • Shadowgate
  • SHADOWS: AWAKENING
  • Shape of the World
  • She Sees Red - Interactive Movie
  • Shenmue I & II
  • SHENZHEN I/O
  • Shift Happens
  • Shing!
  • Shoppe Keep 2 - Business and Agriculture RPG Simulation
  • Shotgun King: The Final Checkmate
  • Sid Meier's Civilization VI
  • Sid Meier's Railroads!
  • Sifu Deluxe Edition Upgrade Bundle (EPIC)
  • Silver Chains
  • SimCity 4 Deluxe Edition
  • Sinking Island
  • SINNER: Sacrifice for Redemption
  • Skautfold Chapters 1-4
  • Skullgirls 2nd Encore
  • Slain: Back from Hell
  • Slap City
  • Slash It
  • Slash It 2
  • Slash It Ultimate
  • Slay the Spire
  • Small World
  • Smart Factory Tycoon
  • Smile For Me
  • Smoke and Sacrifice
  • Smoke and Sacrifice
  • Smushi Come Home
  • Snail bob 2 tiny troubles
  • Sniper Elite 3
  • Sniper Elite 3 + Season Pass DLC
  • Sniper Elite 4 Deluxe Edition
  • Sniper Ghost Warrior 3 - Season Pass Edition
  • Sniper Ghost Warrior Contracts
  • Snooker 19
  • SONG OF HORROR COMPLETE EDITION
  • Songs of Conquest
  • Sonic Adventure 2
  • Sonic Adventure DX
  • Sonic and SEGA All Stars Racing
  • Sonic Generations Collection
  • Soulblight
  • Souldiers
  • SOULSTICE
  • Soundfall
  • Source of Madness
  • Spartan Fist
  • Spec Ops
  • Speed Limit
  • Spelunx and the Caves of Mr. Seudo
  • Spidersaurs
  • Spin Rush
  • Spirit Hunter: Death Mark
  • Spirit of the Island
  • Spirit of the North
  • Spring Bonus
  • Stairs
  • STAR WARS - Knights of the Old Republic
  • STAR WARS - The Force Unleashed Ultimate Sith Edition
  • Star Wolves
  • Starsand
  • STASIS: Bone Totem
  • State of Decay 2: Juggernaut Edition
  • Steel Rats™
  • Stick Fight: The Game
  • Still Life
  • Still Life 2
  • Stirring Abyss
  • STONE
  • Strange Brigade
  • Strange Brigade Deluxe Edition
  • STRANGER
  • Strategic Command: World War I
  • Strategic Mind: Blitzkrieg
  • Strategic Mind: Fight for Freedom
  • Strategic Mind: Spectre of Communism
  • Strategic Mind: Spirit of Liberty
  • Strategy & Tactics: Wargame Collection
  • Streamer Life Simulator
  • Street Fighter V
  • Street of fury ex
  • Strider
  • Strikey Sisters
  • Stygian: Reign of the Old Ones
  • Styx: Master of Shadows
  • Styx: Shards of Darkness
  • SuchArt
  • Sudden Strike Gold
  • Suite 776
  • Sumoman
  • Sunblaze
  • SUNLESS BUNDLE
  • Sunset Overdrive
  • Super Buff HD
  • Super Mag Bot
  • Superbugs: Awaken
  • Superhot
  • Surgeon Simulator 2
  • Survive the Nights
  • Surviving Mars
  • Surviving Mars
  • Surviving The Aftermath
  • Swag and Sorcery
  • Sword Legacy Omen
  • Sword of the Necromancer
  • Swords and Soldiers 2 Shawarmageddon
  • Syberia 3
  • Symphonic Rain
  • Symphony of War: The Nephilim Saga
  • Synthwave Dream '85
  • Tacoma
  • Take Off - The Flight Simulator
  • Tales
  • Tales from the Borderlands
  • Tales of Vesperia™: Definitive Edition
  • Talk to Strangers
  • Tallowmere
  • Tangledeep
  • Tank Mechanic Simulator
  • Tannenberg
  • Team Sonic Racing
  • TEKKEN 7
  • TEMTEM
  • Terminus: Zombie Survivors
  • Terror of Hemasaurus
  • Textorcist
  • Tharsis
  • The Adventure Pals
  • The Amazing American Circus
  • The Anacrusis
  • The Ascent
  • The Battle of Polytopia
  • The Battle of Polytopia *DLC1. Cymanti Tribe *DLC2. ∑∫ỹriȱŋ Tribe *DLC3. Aquarion Tribe *DLC4. Polaris Tribe
  • The Blackout Club
  • The Callisto Protocol™
  • The Chess Variants Club
  • The Citadel
  • The Dark Pictures Anthology: House of Ashes
  • THE DARK PICTURES ANTHOLOGY: LITTLE HOPE
  • The Darkest Tales
  • The Dungeon Beneath
  • The Dungeon of Naheulbeuk: The Amulet of Chaos
  • The Elder Scrolls Adventures: Redguard
  • The Elder Scrolls III: Morrowind® Game of the Year Edition
  • The Elder Scrolls IV: Oblivion® Game of the Year Edition
  • The Elder Scrolls Online
  • The Escapists 2
  • THE GAME OF LIFE 2
  • The Golf Club™ 2019 featuring PGA TOUR
  • The Haunted Island, a Frog Detective Game
  • The Hong Kong Massacre
  • The Horror Of Salazar House
  • The Innsmouth Case
  • The Invisible Hours
  • The Jackbox Party Pack 9
  • The Last Campfire
  • The LEGO Movie 2 Videogame
  • The Letter - Horror Visual Novel
  • The Long Dark
  • The Manhole: Masterpiece Edition
  • The Mortuary Assistant
  • The Mummy Demastered
  • The Outer Worlds
  • THE OUTER WORLDS: SPACER'S CHOICE EDITION
  • THE PALE BEYOND
  • The Quarry
  • The Quarry deluxe
  • The Ramp
  • The Red Lantern
  • The Rewinder
  • The Sacred Tears TRUE
  • The Sexy Brutale
  • The Tarnishing of Juxtia
  • The Tenants
  • The Uncertain - The Last Quiet Day
  • THE UNCERTAIN: LAST QUIET DAY
  • The Uncertain: Light At The End
  • The USB Stick Found in the Grass
  • The Walking Dead
  • The Walking Dead - 400 Days
  • The Walking Dead Saints and Sinners
  • The Walking Dead: A New Frontier
  • The Walking Dead: Final Season
  • The Walking Dead: Michonne - A Telltale Miniseries
  • The Walking Dead: Saints & Sinners
  • The Walking Dead: Season 1
  • The Walking Dead: Season Two
  • The Way
  • The Wild At Heart
  • The Wild Eight
  • The Witness
  • Them and Us
  • They Bleed Pixels
  • Thief of Thieves
  • This War of Mine
  • This Way Madness Lies
  • Three Kingdom: The Journey
  • Time on Frog Island
  • Tinkertown
  • Tiny Tina’s Wonderland(EU)
  • TINY TINA'S WONDERLANDS CHAOTIC GREAT EDITION
  • Tiny Troopers
  • Tinykin
  • Tinytopia
  • TIS-100
  • Titan Quest
  • Tokyo Xanadu eX+
  • Tools up
  • Tooth and Tail
  • Torchlight
  • Total Tank Simulator
  • Tour de France 2020
  • Tower Unite
  • Trailblazers
  • Train Sim World 3: Standard Edition
  • Train Simulator Classic
  • Train Valley 1
  • Transport INC
  • Treasure Hunter Simulator
  • TRIBES OF MIDGARD
  • Trine 4
  • Trinity Fusion
  • Trombone Champ
  • Tropico 5 - Complete Collection
  • Trover Saves the Universe
  • Tunche
  • Turmoil
  • Turok 2: Seeds of Evil
  • Twin Mirror
  • Two Point Campus
  • Two Point Hospital
  • TYPECAST
  • Tyrant's Blessing
  • Ultimate Chicken Horse
  • Ultimate Zombie Defense
  • Ultra Space Battle Brawl
  • Unavowed
  • Undead Horde
  • Unexplored 2: The Wayfarer's Legacy
  • Unity of Command: Stalingrad Campaign
  • Universim
  • UNLOVED
  • Unpacking
  • Until I have you
  • Unto The End
  • Upside Down
  • URU: Complete Chronicles
  • Vagante
  • Valfaris
  • Valfaris: Mecha Therion
  • Valkryia Chronicles 4 Complete Edition
  • Valkyria Chronicles 4 Complete Edition
  • Valkyria Chronicles 4: Complete Edition
  • Vambrace: Cold Soul
  • Vampire Survivors
  • Vectronom
  • Velocity Noodle
  • Venba
  • Verne: The Shape of Fantasy
  • Victoria 3
  • Victoria II
  • Viking: Battle For Asgard
  • Virgo Versus The Zodiac
  • VirtuaVerse
  • Visage
  • Viscerafest
  • Void Bastards
  • VOIDIGO
  • Volcanoids
  • Voltage High Society
  • V-Rally 4
  • Wanderlust: Travel Stories (GOG)
  • Wargroove
  • Warhammer 40,000 Sanctus Reach - Complete Edition
  • Warhammer 40,000: Armageddon - Imperium Complete
  • Warhammer 40,000: Battlesector
  • Warhammer 40,000: Gladius - Relics of War
  • Warhammer 40,000: Mechanicus
  • Warhammer 40,000: Space Wolf Special Edition
  • WARHAMMER AGE OF SIGMAR: REALMS OF RUIN – ULTIMATE EDITION
  • Warhammer vermintide collector's edition
  • Warhammer: End Times - Vermintide
  • Warhammer: Vermintide 2
  • Warman
  • Wasteland 3
  • Wayward
  • WE NEED TO GO DEEPER
  • We should talk.
  • We Were Here Together
  • We Were Here Too
  • Webbed
  • What Lies in the Multiverse
  • When Ski Lifts Go Wrong
  • while True: learn()
  • Whos Your daddy
  • Wick
  • Will You Snail?
  • Windward
  • Witch It
  • Witchy Life Story
  • wizard of legends
  • Wolfenstein 3D
  • Worms Rumble
  • WRC 6 FIA World Rally Championship
  • WRC 7 FIA World Rally Championship
  • WWE 2K Battlegrounds
  • WWE 2K23
  • WWZ Aftermath
  • Wytchwood
  • X-COM: COMPLETE PACK
  • XCOM: ULTIMATE COLLECTION
  • XIII - Classic
  • X-Morph: Defense + European Assault, Survival of the Fittest, and Last Bastion DLC
  • X-Morph: Defense Complete Pack
  • Yakuza Kiwami
  • Yakuza: Like A Dragon
  • Yumeutsutsu Re:After
  • Yumeutsutsu Re:Master
  • Zen Chess: Mate in One, Mate in 2 , Mate in 3 , Mate in 4 , Champion's Moves (5 games)
  • Ziggurat
  • Zombie Army 4
  • Zombie Army Trilogy
  • Zool Redimensioned
DLCs and Softwares:
  • For The King: Lost Civilization Adventure Pack
  • Train Simulator: Isle of Wight Route Add-On
  • Train Simulator: Woodhead Electric Railway in Blue Route Add-On
  • Train Simulator: North Somerset Railway Route Add-On
  • Train Simulator: Union Pacific Heritage SD70ACes Loco Add-On
  • Train Simulator: London to Brighton Route Add-On
  • BR Class 170 'Turbostar' DMU Add-On
  • DB BR 648 Loco Add-On
  • Europa Universalis IV: Wealth of Nations
  • Expansion - Europa Universalis IV: Conquest of Paradise
  • Expansion - Europa Universalis IV: Res Publica
  • Grand Central Class 180 'Adelante' DMU Add-On
  • Peninsula Corridor: San Francisco - Gilroy Route Add-On
  • SONIC ADVENTURE 2: BATTLE
  • Small World - A Spider's Web
  • Small World - Cursed
  • Small World - Royal Bonus
  • The Dungeon Of Naheulbeuk: The Amulet Of Chaos - Goodies Pack
  • The Dungeon Of Naheulbeuk: The Amulet Of Chaos - OST
  • Thompson Class B1 Loco Add-On
  • Total War: Shogun 2 - Rise of the Samurai
  • Train Sim World® 3: Birmingham Cross-city line
  • Train Sim World®: BR Class 20 'Chopper' Loco
  • Train Sim World®: Brighton Main Line: London Victoria - Brighton
  • Train Sim World®: Caltrain MP36PH-3C 'Baby Bullet'
  • Train Sim World®: Cathcart Circle Line: Glasgow - Newton & Neilston
  • Train Sim World®: Clinchfield Railroad: Elkhorn - Dante
  • Train Sim World®: Great Western Express
  • Train Sim World®: Hauptstrecke Hamburg - Lubeck
  • Train Sim World®: LIRR M3 EMU
  • Train Sim World®: Long Island Rail Road: New York - Hicksville
  • Train Sim World®: Nahverkehr Dresden - Riesa
  • Train Sim World®: Northern Trans-Pennine: Manchester - Leeds
  • Train Sim World®: Peninsula Corridor: San Francisco - San Jose
  • Train Sim World®: Rhein-Ruhr Osten: Wuppertal - Hagen
  • Train Sim World®: Tees Valley Line: Darlington - Saltburn-by-the-sea
  • Worms Rumble - Armageddon Weapon Skin Pack
  • Worms Rumble - Captain & Shark Double Pack
  • Worms Rumble - Legends Pack
  • Worms Rumble - New Challengers Pack
  • Ashampoo Photo Optimizer 7
  • Dagon: by H. P. Lovecraft - The Eldritch Box DLC
  • Duke Nukem Forever Hail to the Icons
  • Duke Nukem Forever The Doctor Who Cloned Me
  • GRIP: Combat Racing - Cygon Garage Kit
  • GRIP: Combat Racing - Nyvoss Garage Kit
  • GRIP: Combat Racing - Terra Garage Kit
  • GRIP: Combat Racing - Vintek Garage Kit
  • GameGuru
  • GameMaker Studio 2 Creator 12 Months
  • Intro to Game Development with Unity
  • Music Maker EDM Edition
  • Neverwinter Nights: Darkness Over Daggerford
  • Neverwinter Nights: Enhanced Edition Dark Dreams of Furiae
  • Neverwinter Nights: Enhanced Edition Tyrants of the Moonsea
  • Neverwinter Nights: Enhanced Edition
  • Neverwinter Nights: Infinite Dungeons
  • Neverwinter Nights: Pirates of the Sword Coast
  • Neverwinter Nights: Wyvern Crown of Cormyr
  • PDF-Suite 1 Year License
  • Pathfinder Second Edition Core Rulebook and Starfinder Core Rulebook
  • RPG Maker VX
  • WWE 2K BATTLEGROUNDS - Ultimate Brawlers Pass
  • We Are Alright
  • The Outer Worlds Expansion Pass
  • A Hat in Time - Seal the Deal DLC
  • City Skylines:mass transit
  • A Game Of Thrones - A Dance With Dragons
  • A Game Of Thrones - A Feast For Crows
  • Blood Rage: Digital Edition - Gods of Asgard
  • Blood Rage: Digital Edition - Mythical Monsters
  • Blood Rage: Digital Edition - Mystics of Midgard
  • Carcassonne - The Princess and The Dragon DLC
  • Carcassonne - Traders & Builders DLC
  • Carcassonne - Winter & Gingerbread Man DLC
  • Carcassonne - Inns & Cathedrals
  • Carcassonne - The River
  • Splendor: The Trading Posts DLC
  • Splendor: The Strongholds DLC
  • Splendor: The Cities DLC
  • Small World - Be Not Afraid... DLC
  • Small World - Grand Dames DLC
  • Small World - Cursed!
  • Sands of Salzaar - The Ember Saga
  • Sands of Salzaar - The Tournament
  • Monster Train: The Last Divinity DLC
  • WARSAW
submitted by calvin324hk to indiegameswap [link] [comments]


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