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2024.05.22 04:18 Moocao123 Vertical consolidation - the end game of capitation based models?
Good evening Healthcare_anon members
I believe we are at the midpoint of the multi series DD on the paper:
Rooke-Ley H, Brown E, Grumbach K, Hoffman A, Ryan A, Roy V, Grogan C, Appelbaum E, Lipschutz D. Medicare Advantage and Vertical Consolidation in Health Care. American Economic Liberties Project, April 2024. Available: https://www.economicliberties.us/our-work/medicare-advantage-and-vertical-consolidation-in-health-care/#, accessed 05/19/24 (for this subreddit post).
Today's discussion will be centered around page 23-31. I will be collaborating with u/ Fabulous-airport-273 on the remainder of the paper, as I believe we should address the topic in a collaborative fashion after this midpoint. If you like, you may review the previous DD in the following links:
https://new.reddit.com/Healthcare_Anon/comments/1culz57/medicare_advantage_capitation_model_prio
https://new.reddit.com/Healthcare_Anon/comments/1cw50xp/vertical_integration_of_the_healthcare_insurance/
https://new.reddit.com/Healthcare_Anon/comments/1cwsavi/vertical_integration_of_the_healthcare_insurance/
I was thinking on also discussing Aetna and Humana within the model as well, however in the interest of time and effort, I may have to revisit those 2 creatures at a later time - not because they are particularly difficult, but that it would be a similar rehash of UNH and BHG. The minutiae of improper population model care and investment made by CVS/Aetna and Humana is in my personal belief the reason why their MCR exploded, and perhaps inadequate preparation for CMS V28 blend adjustment also played a role. Even though CVS/Aetna has an adequate service sector, Humana does not, and we may see further margin divergence of these 2 behemoths.
Without further digression, let us begin:
Vertical consolidation - what is currently happening
"Consolidation allows these vertical conglomerates to use capitated payment structures in ways that drive profits without creating value. As noted above, corporate consolidation in health care has existed for decades, largely driven by hospitals. The primary result: hospitals can negotiate higher prices in the commercial market, cut labor costs and demand more of clinicians, and exploit various loopholes in the fee-for-service Medicare system. In addition, private equity (PE) rollups in health care have risen dramatically over the decades, also exploiting fee-for-service reimbursement and threatening patient care."
We have certainly seen the damage from PE acquisition on practices, especially in emergency medicine, which I previously alluded to in: https://new.reddit.com/Healthcare_Anon/comments/1c0bi4u/the_healthcare_workforce_staffing_crisis_a/. The damage to physician morale is especially acute during this consolidation process.
We are also seeing widespread practice buyouts in the PCP arena now:
https://www.nytimes.com/2023/05/08/health/primary-care-doctors-consolidation.html
https://www.beckersasc.com/asc-transactions-and-valuation-issues/optum-s-multibillion-dollar-acquisition-spree-3-deals-to-know.html
https://www.hcinnovationgroup.com/finance-revenue-cycle/mergers-acquisitions/news/55000097/steward-health-care-plans-to-sell-physician-network-to-optum
https://radiologybusiness.com/topics/healthcare-management/healthcare-economics/unitedhealth-earns-emergency-order-buy-radiology-provider-placed-crisis-due-change-cyberattack
The last one from Corvallis is a particularly spicy acquisition - the change healthcare cyberattack created a cash flow crunch within Corvallis, creating the impetus for Corvallis to then sell itself to Optum. If I were to use cruder terminology, the analogy is this: Optum/Change groomed Corvallis to be dependent on its "service", and once Corvallis is dependent on Optum/Change, Optum/Change then "convinced" Corvallis that Corvallis needs to sell its body (clinics) to Optum for the couple to stay together after Optum/Change failed in its basic "pimp" duty on protecting the groomed subject. Absolutely disgusting analogy, and I hope it brings the message across - what Optum did was absolutely abhorrent and should have paid Corvallis interest and damages, but instead gets to steal the Damsel-in-distress. Who said pimping doesn't pay?
"Today, as policy moves away from fee-for-service, analogous patterns of corporate consolidation are emerging under capitation-based financing. While vertical conglomerates promise clinical integration, familiar harms are emerging, such as the push toward “productivity” medicine and the replacement or supplementation of physicians with less expensive advanced practice providers."
Ok, I am not sure if that last part was absolutely necessary. Advanced Practice Providers (APP) are Physician Assistants (PA), Advanced Nurse Practitioners (APRN), or in the case of Anesthesia, CRNA (Certified Nurse Anesthetist) who work under a supervision of an overall Medical Doctor (MD) for the practice. In the current labor shortage, there are not enough physicians to make up for lack of physician help. I would rather work with our APP colleagues on creating a more equitable platform, and this paper is not helping the cause in this manner. Vertical integration can bring plenty of harm, but having APP being part of the Team is NOT a problem. In fact, I have worked with many APP who are wonderful healthcare colleagues and we all want the same thing: equitable treatment of our patients in the most humane, effective, and medically appropriate way possible.
I. Gaming capitated benchmarks:
"Vertical conglomerates in capitation-based models are keen on controlling primary care physicians, who are essential for inflating risk-adjustment payments and quality bonuses. In MA alone, gaming of risk adjustment is responsible for at least $23 billion in annual overpayments to insurers, while quality payments amount to another $10 billion in subsidization without demonstrated value. In addition to increasing costs, the preoccupation with risk-coding and box-checking wastes scarce time with patients and contributes to dissatisfaction among clinicians."
Remember my CMS DD a month ago? If not, I will submit those links again:
https://new.reddit.com/Healthcare_Anon/comments/1c1n3tf/cms_finalizes_payment_updates_for_2025_medicare/
https://new.reddit.com/Healthcare_Anon/comments/1c1yg8q/cms_finalizes_payment_updates_for_2025_medicare/
We on the field AND CMS knows this is happening. In fact, CMS is attempting to stop this practice by the rollout of CMS V28 AND the April 1 2024 Contract Year 2025 Medicare Advantage and Part D Final Rule (CMS-4205-F). What CMS is attempting to do is to decrease the capitated payments on risk adjustment and quality bonus payments to elongate the Medicare Trust Fund depletion runway, which hopefully also will force the MA companies to take care of patients. As was seen in our 24Q1 DD, companies will instead retrench, retreat, and cut benefits instead. this indicate a potential market failure of the capitated model payment. We should readdress this point in a future post.
***"***The centrality of data in diagnosis coding puts vertical conglomerates in the driver’s seat. It helps contextualize UnitedHealth’s recent $13 billion acquisition of Change Healthcare, the nation’s largest billing clearinghouse, which, according to the Department of Justice, would give UnitedHealth a near monopoly (94% market share) over the clearinghouse market. Through the prism of risk coding, as well as other financial strategies discussed below, the business case was obvious: acquiring Change gives UnitedHealth visibility into the claims, diagnosis codes, and provider IDs of tens of millions of patients"
With the Change Cyberattack in February 2024, UNH unleashed the biggest cybersecurity threat on our patients' medical history in this nation's history, all because someone forgot 2 factor authentication on a whole server worth of data. Good job United. We thank you for proving the ineptitude of private enterprises. We no longer get to just make fun of the National Health System in UK for ineptitude, or that only government agencies suck, but a private enterprise that is a small nation state with a profit margin higher than the NSA's yearly budget can't figure out 2FA.
***"***As with risk adjustment, vertical conglomerates can inflate quality scores with greater control of clinicians. They can, for example, game medication adherence quality measures by pushing providers to put their patients on 90-day refills, mail-order prescriptions, and automatic refills, even if patients never take the medications. Similarly, they can discourage or prohibit clinicians from giving samples to patients and allowing them to use lower- cost alternatives. Further, Star Ratings and other quality programs require significant administrative efforts, placing small practices at a disadvantage."
I do take exception to the samples argument. Look, we just got out of the VERY SHADY stuff happening in the 90s with MD offices taking a HUGE backhand deal when giving out samples, I don't really want to see that stuff back in vogue again. Do you know how frustrating it was for a patient to say they are on a med that is from their doctor's office, they got it for free, and they must have it as an inpatient, when they don't even have it on the medication fill list or on the electronic medical record database? Who do I trust?
II. PATIENT STEERING AND “CAPTIVE” REVENUE:
This section is the reason why I did UNH and BHG as a DD - to pave the way for the discussion on this section. If you haven't read it, please see:
https://new.reddit.com/Healthcare_Anon/comments/1cw50xp/vertical_integration_of_the_healthcare_insurance/
https://new.reddit.com/Healthcare_Anon/comments/1cwsavi/vertical_integration_of_the_healthcare_insurance/
"UnitedHealth is increasingly relying on this captive revenue—or “intercompany eliminations”—with its growth of its provider subsidiary, Optum. UnitedHealth has increased intercompany eliminations by over 80% in five years, reaching $108 billion in 2022. It now sends over 25% of its medical claim revenue to its own subsidiaries. Its market presence shows why: UnitedHealth exists in 87% of insurance markets, only rivaled by Humana at 90%. 130 Further, UnitedHealth has over 50% share in more than 140 MA markets."
OK even though this paper is quoting another paper, my 10K/10Q analysis does match what this paper said, except it isn't 25%. Its 37.7% now. WHOA!
"These captive revenue strategies enable regulatory arbitrage. Medical Loss Ratios (MLRs) were established in the Affordable Care Act to cap insurance administrative costs and profits and to ensure that a minimum percentage of capitation payments and private insurance premiums were spent on medical care. However, insurance companies can circumvent this regulation by paying themselves, directing above-market payments and end-of-year bonuses to their own sister subsidiaries. This is referred to as “transfer pricing” and has been best documented with PBMs. For example, UnitedHealth can evade the MLR requirement by paying higher-than-cost fees to its Optum PBM, booking that fee as a medical cost. The same is possible with medical providers: insurers can increase fees to their sister primary care or post-acute providers to conceal profits as costs and to therefore evade the MLR constraint."
Is this how UNH continues to have high profits, and how the impact of CMS V28 somehow did not threaten UNH and Elevance the same way as Humana and CVS/Aetna? I think they may be onto something...
"In addition to increasing profits, steering squeezes independent providers and other competitors. In the prescription drug space, the gaming of medication adherence, explained above, diverts business away from unaffiliated pharmacies while gaming quality metrics. As another example, vertical conglomerates that own PBMs can devise formularies and copays that funnel patients to their own pharmacies, squeezing independent pharmacies. The proliferation of “specialty” pharmacies embeds these anti-competitive practices.".
Personal anecdote: I know of independent pharmacies who CANNOT compete anymore due to high PBM requirements, "clawback" penalties, quality metrics that is impossible to achieve, and "out of network" processing fees, that these pharmacies either have to be shut down, or acquired. "Specialty Pharmacies" are basically pharmacies who carry high dollar cost items that may have more stringent FDA counseling requirements, but because now the Marketplace is littered with PBM funnels, most independent pharmacies cannot "enter the foot in the door" of the PBM requirements. Guess who does though? Optum Rx!
"Vertical consolidation in the post-acute setting presents similar steering risks. MA insurers have increasingly been under scrutiny for limiting or denying care through narrow networks, “ghost networks,” and onerous prior authorization. Recent reporting revealed that UnitedHealth and Humana are using artificial intelligence with their conveners, specifically NaviHealth, to drive “clinical” prior authorization decisions and override clinical judgment."
I think I've beaten this dead horse many times already.
"Another way to steer patients in post-acute care is to effectively bring the prior authorization function “in house.” By directly employing physicians, the risk-bearing entity can cut costs by prohibiting or discouraging clinicians from authorizing expensive care. In a 2020 whistleblower lawsuit reported by The Prospect, Maxwell Ollivant, a UnitedHealth-employed nurse practitioner in a nursing home, alleged that his supervisor denied requests to transfer UnitedHealth-MA patients with exacerbations to the hospital. This, Ollivant alleged, was consistent with UnitedHealth’s compensation structure, which gave bonuses to their clinicians who kept patients in the nursing home and out of the hospitals."
Well holy shit Batman, that is more degenerate than a WSB 0-5DTE put taken on a Thursday afternoon.
III. PATIENT “FLIPPING” AND ENROLLMENT ARBITRAGE
" In MA, favorable selection is responsible for another 11%-14% of overspending, or as much as $56 billion annually. Selecting enrollees also allows insurers in MA to game county benchmark bonuses, which excessively rewards insurers with patients in areas of low Medicare spending, to the tune of another roughly $10 billion in excess MA payments. As vertical conglomerates increasingly own physicians and operate in ACOs, similar risks of selection may arise."
CMS is acutely aware of this gaming, however their model hasn't exactly been able to pinpoint how to address this yet. This was discussed in the CMS Final rule comments section.
"More direct than marketing, provider acquisitions allow conglomerates to “flip” patients into MA plans or ACOs by coordinating efforts with sister provider subsidiaries. Conglomerates can initiate the flipping strategy by using some of the steering tactics discussed above. In a recent lawsuit, UnitedHealth was accused of terminating contracts with unaffiliated physicians in order to force the patients to establish care at nearby Optum practices. In another suit, UnitedHealth, with 50% of the MA and commercial insurance markets, allegedly attempted to force the sale of local practices to Optum. UnitedHealth was accused of cutting insurance reimbursement and steering members away from the target practice, and as a condition of insurance contracting, forcing the target practice to give UnitedHealth the first right of refusal upon sale.
I inivite our physician colleagues to comment on this section. I have personally heard of such anecdotes, but further validation is always helpful and will also increase our membership engagement on such complicated subjects
And we now reach the end of page 31. This paper is extremely dense, and required basically a multi-layer DD on top of it to corroborate and create discussion points on the topic discussion.
We hope you enjoyed this half of the mini-series, and we hope to bring you the 2nd part of the mini-series soon as a collaborative post.
Thank you for taking the time to read through this. I hope this provides you with a better perspective on a glimpse of the landscape that I am personally aware. Please submit your comments below on your thoughts
Sincerely
Moocao
submitted by Moocao123 to Healthcare_Anon [link] [comments]
I believe we are at the midpoint of the multi series DD on the paper:
Rooke-Ley H, Brown E, Grumbach K, Hoffman A, Ryan A, Roy V, Grogan C, Appelbaum E, Lipschutz D. Medicare Advantage and Vertical Consolidation in Health Care. American Economic Liberties Project, April 2024. Available: https://www.economicliberties.us/our-work/medicare-advantage-and-vertical-consolidation-in-health-care/#, accessed 05/19/24 (for this subreddit post).
Today's discussion will be centered around page 23-31. I will be collaborating with u/ Fabulous-airport-273 on the remainder of the paper, as I believe we should address the topic in a collaborative fashion after this midpoint. If you like, you may review the previous DD in the following links:
https://new.reddit.com/Healthcare_Anon/comments/1culz57/medicare_advantage_capitation_model_prio
https://new.reddit.com/Healthcare_Anon/comments/1cw50xp/vertical_integration_of_the_healthcare_insurance/
https://new.reddit.com/Healthcare_Anon/comments/1cwsavi/vertical_integration_of_the_healthcare_insurance/
I was thinking on also discussing Aetna and Humana within the model as well, however in the interest of time and effort, I may have to revisit those 2 creatures at a later time - not because they are particularly difficult, but that it would be a similar rehash of UNH and BHG. The minutiae of improper population model care and investment made by CVS/Aetna and Humana is in my personal belief the reason why their MCR exploded, and perhaps inadequate preparation for CMS V28 blend adjustment also played a role. Even though CVS/Aetna has an adequate service sector, Humana does not, and we may see further margin divergence of these 2 behemoths.
Without further digression, let us begin:
Vertical consolidation - what is currently happening
"Consolidation allows these vertical conglomerates to use capitated payment structures in ways that drive profits without creating value. As noted above, corporate consolidation in health care has existed for decades, largely driven by hospitals. The primary result: hospitals can negotiate higher prices in the commercial market, cut labor costs and demand more of clinicians, and exploit various loopholes in the fee-for-service Medicare system. In addition, private equity (PE) rollups in health care have risen dramatically over the decades, also exploiting fee-for-service reimbursement and threatening patient care."
We have certainly seen the damage from PE acquisition on practices, especially in emergency medicine, which I previously alluded to in: https://new.reddit.com/Healthcare_Anon/comments/1c0bi4u/the_healthcare_workforce_staffing_crisis_a/. The damage to physician morale is especially acute during this consolidation process.
We are also seeing widespread practice buyouts in the PCP arena now:
https://www.nytimes.com/2023/05/08/health/primary-care-doctors-consolidation.html
https://www.beckersasc.com/asc-transactions-and-valuation-issues/optum-s-multibillion-dollar-acquisition-spree-3-deals-to-know.html
https://www.hcinnovationgroup.com/finance-revenue-cycle/mergers-acquisitions/news/55000097/steward-health-care-plans-to-sell-physician-network-to-optum
https://radiologybusiness.com/topics/healthcare-management/healthcare-economics/unitedhealth-earns-emergency-order-buy-radiology-provider-placed-crisis-due-change-cyberattack
The last one from Corvallis is a particularly spicy acquisition - the change healthcare cyberattack created a cash flow crunch within Corvallis, creating the impetus for Corvallis to then sell itself to Optum. If I were to use cruder terminology, the analogy is this: Optum/Change groomed Corvallis to be dependent on its "service", and once Corvallis is dependent on Optum/Change, Optum/Change then "convinced" Corvallis that Corvallis needs to sell its body (clinics) to Optum for the couple to stay together after Optum/Change failed in its basic "pimp" duty on protecting the groomed subject. Absolutely disgusting analogy, and I hope it brings the message across - what Optum did was absolutely abhorrent and should have paid Corvallis interest and damages, but instead gets to steal the Damsel-in-distress. Who said pimping doesn't pay?
"Today, as policy moves away from fee-for-service, analogous patterns of corporate consolidation are emerging under capitation-based financing. While vertical conglomerates promise clinical integration, familiar harms are emerging, such as the push toward “productivity” medicine and the replacement or supplementation of physicians with less expensive advanced practice providers."
Ok, I am not sure if that last part was absolutely necessary. Advanced Practice Providers (APP) are Physician Assistants (PA), Advanced Nurse Practitioners (APRN), or in the case of Anesthesia, CRNA (Certified Nurse Anesthetist) who work under a supervision of an overall Medical Doctor (MD) for the practice. In the current labor shortage, there are not enough physicians to make up for lack of physician help. I would rather work with our APP colleagues on creating a more equitable platform, and this paper is not helping the cause in this manner. Vertical integration can bring plenty of harm, but having APP being part of the Team is NOT a problem. In fact, I have worked with many APP who are wonderful healthcare colleagues and we all want the same thing: equitable treatment of our patients in the most humane, effective, and medically appropriate way possible.
I. Gaming capitated benchmarks:
"Vertical conglomerates in capitation-based models are keen on controlling primary care physicians, who are essential for inflating risk-adjustment payments and quality bonuses. In MA alone, gaming of risk adjustment is responsible for at least $23 billion in annual overpayments to insurers, while quality payments amount to another $10 billion in subsidization without demonstrated value. In addition to increasing costs, the preoccupation with risk-coding and box-checking wastes scarce time with patients and contributes to dissatisfaction among clinicians."
Remember my CMS DD a month ago? If not, I will submit those links again:
https://new.reddit.com/Healthcare_Anon/comments/1c1n3tf/cms_finalizes_payment_updates_for_2025_medicare/
https://new.reddit.com/Healthcare_Anon/comments/1c1yg8q/cms_finalizes_payment_updates_for_2025_medicare/
We on the field AND CMS knows this is happening. In fact, CMS is attempting to stop this practice by the rollout of CMS V28 AND the April 1 2024 Contract Year 2025 Medicare Advantage and Part D Final Rule (CMS-4205-F). What CMS is attempting to do is to decrease the capitated payments on risk adjustment and quality bonus payments to elongate the Medicare Trust Fund depletion runway, which hopefully also will force the MA companies to take care of patients. As was seen in our 24Q1 DD, companies will instead retrench, retreat, and cut benefits instead. this indicate a potential market failure of the capitated model payment. We should readdress this point in a future post.
***"***The centrality of data in diagnosis coding puts vertical conglomerates in the driver’s seat. It helps contextualize UnitedHealth’s recent $13 billion acquisition of Change Healthcare, the nation’s largest billing clearinghouse, which, according to the Department of Justice, would give UnitedHealth a near monopoly (94% market share) over the clearinghouse market. Through the prism of risk coding, as well as other financial strategies discussed below, the business case was obvious: acquiring Change gives UnitedHealth visibility into the claims, diagnosis codes, and provider IDs of tens of millions of patients"
With the Change Cyberattack in February 2024, UNH unleashed the biggest cybersecurity threat on our patients' medical history in this nation's history, all because someone forgot 2 factor authentication on a whole server worth of data. Good job United. We thank you for proving the ineptitude of private enterprises. We no longer get to just make fun of the National Health System in UK for ineptitude, or that only government agencies suck, but a private enterprise that is a small nation state with a profit margin higher than the NSA's yearly budget can't figure out 2FA.
***"***As with risk adjustment, vertical conglomerates can inflate quality scores with greater control of clinicians. They can, for example, game medication adherence quality measures by pushing providers to put their patients on 90-day refills, mail-order prescriptions, and automatic refills, even if patients never take the medications. Similarly, they can discourage or prohibit clinicians from giving samples to patients and allowing them to use lower- cost alternatives. Further, Star Ratings and other quality programs require significant administrative efforts, placing small practices at a disadvantage."
I do take exception to the samples argument. Look, we just got out of the VERY SHADY stuff happening in the 90s with MD offices taking a HUGE backhand deal when giving out samples, I don't really want to see that stuff back in vogue again. Do you know how frustrating it was for a patient to say they are on a med that is from their doctor's office, they got it for free, and they must have it as an inpatient, when they don't even have it on the medication fill list or on the electronic medical record database? Who do I trust?
II. PATIENT STEERING AND “CAPTIVE” REVENUE:
This section is the reason why I did UNH and BHG as a DD - to pave the way for the discussion on this section. If you haven't read it, please see:
https://new.reddit.com/Healthcare_Anon/comments/1cw50xp/vertical_integration_of_the_healthcare_insurance/
https://new.reddit.com/Healthcare_Anon/comments/1cwsavi/vertical_integration_of_the_healthcare_insurance/
"UnitedHealth is increasingly relying on this captive revenue—or “intercompany eliminations”—with its growth of its provider subsidiary, Optum. UnitedHealth has increased intercompany eliminations by over 80% in five years, reaching $108 billion in 2022. It now sends over 25% of its medical claim revenue to its own subsidiaries. Its market presence shows why: UnitedHealth exists in 87% of insurance markets, only rivaled by Humana at 90%. 130 Further, UnitedHealth has over 50% share in more than 140 MA markets."
OK even though this paper is quoting another paper, my 10K/10Q analysis does match what this paper said, except it isn't 25%. Its 37.7% now. WHOA!
"These captive revenue strategies enable regulatory arbitrage. Medical Loss Ratios (MLRs) were established in the Affordable Care Act to cap insurance administrative costs and profits and to ensure that a minimum percentage of capitation payments and private insurance premiums were spent on medical care. However, insurance companies can circumvent this regulation by paying themselves, directing above-market payments and end-of-year bonuses to their own sister subsidiaries. This is referred to as “transfer pricing” and has been best documented with PBMs. For example, UnitedHealth can evade the MLR requirement by paying higher-than-cost fees to its Optum PBM, booking that fee as a medical cost. The same is possible with medical providers: insurers can increase fees to their sister primary care or post-acute providers to conceal profits as costs and to therefore evade the MLR constraint."
Is this how UNH continues to have high profits, and how the impact of CMS V28 somehow did not threaten UNH and Elevance the same way as Humana and CVS/Aetna? I think they may be onto something...
"In addition to increasing profits, steering squeezes independent providers and other competitors. In the prescription drug space, the gaming of medication adherence, explained above, diverts business away from unaffiliated pharmacies while gaming quality metrics. As another example, vertical conglomerates that own PBMs can devise formularies and copays that funnel patients to their own pharmacies, squeezing independent pharmacies. The proliferation of “specialty” pharmacies embeds these anti-competitive practices.".
Personal anecdote: I know of independent pharmacies who CANNOT compete anymore due to high PBM requirements, "clawback" penalties, quality metrics that is impossible to achieve, and "out of network" processing fees, that these pharmacies either have to be shut down, or acquired. "Specialty Pharmacies" are basically pharmacies who carry high dollar cost items that may have more stringent FDA counseling requirements, but because now the Marketplace is littered with PBM funnels, most independent pharmacies cannot "enter the foot in the door" of the PBM requirements. Guess who does though? Optum Rx!
"Vertical consolidation in the post-acute setting presents similar steering risks. MA insurers have increasingly been under scrutiny for limiting or denying care through narrow networks, “ghost networks,” and onerous prior authorization. Recent reporting revealed that UnitedHealth and Humana are using artificial intelligence with their conveners, specifically NaviHealth, to drive “clinical” prior authorization decisions and override clinical judgment."
I think I've beaten this dead horse many times already.
"Another way to steer patients in post-acute care is to effectively bring the prior authorization function “in house.” By directly employing physicians, the risk-bearing entity can cut costs by prohibiting or discouraging clinicians from authorizing expensive care. In a 2020 whistleblower lawsuit reported by The Prospect, Maxwell Ollivant, a UnitedHealth-employed nurse practitioner in a nursing home, alleged that his supervisor denied requests to transfer UnitedHealth-MA patients with exacerbations to the hospital. This, Ollivant alleged, was consistent with UnitedHealth’s compensation structure, which gave bonuses to their clinicians who kept patients in the nursing home and out of the hospitals."
Well holy shit Batman, that is more degenerate than a WSB 0-5DTE put taken on a Thursday afternoon.
III. PATIENT “FLIPPING” AND ENROLLMENT ARBITRAGE
" In MA, favorable selection is responsible for another 11%-14% of overspending, or as much as $56 billion annually. Selecting enrollees also allows insurers in MA to game county benchmark bonuses, which excessively rewards insurers with patients in areas of low Medicare spending, to the tune of another roughly $10 billion in excess MA payments. As vertical conglomerates increasingly own physicians and operate in ACOs, similar risks of selection may arise."
CMS is acutely aware of this gaming, however their model hasn't exactly been able to pinpoint how to address this yet. This was discussed in the CMS Final rule comments section.
"More direct than marketing, provider acquisitions allow conglomerates to “flip” patients into MA plans or ACOs by coordinating efforts with sister provider subsidiaries. Conglomerates can initiate the flipping strategy by using some of the steering tactics discussed above. In a recent lawsuit, UnitedHealth was accused of terminating contracts with unaffiliated physicians in order to force the patients to establish care at nearby Optum practices. In another suit, UnitedHealth, with 50% of the MA and commercial insurance markets, allegedly attempted to force the sale of local practices to Optum. UnitedHealth was accused of cutting insurance reimbursement and steering members away from the target practice, and as a condition of insurance contracting, forcing the target practice to give UnitedHealth the first right of refusal upon sale.
I inivite our physician colleagues to comment on this section. I have personally heard of such anecdotes, but further validation is always helpful and will also increase our membership engagement on such complicated subjects
And we now reach the end of page 31. This paper is extremely dense, and required basically a multi-layer DD on top of it to corroborate and create discussion points on the topic discussion.
We hope you enjoyed this half of the mini-series, and we hope to bring you the 2nd part of the mini-series soon as a collaborative post.
Thank you for taking the time to read through this. I hope this provides you with a better perspective on a glimpse of the landscape that I am personally aware. Please submit your comments below on your thoughts
Sincerely
Moocao
2024.05.22 03:57 Then_Marionberry_259 MAY 21, 2024 IPT.V IMPACT SILVER ANNOUNCES CLOSING OF AN OVERSUBSCRIBED C$7.1 MILLION FIRST TRANCHE NON-BROKERED PRIVATE PLACEMENT FINANCING
 | https://preview.redd.it/f9fg4t85xv1d1.png?width=3500&format=png&auto=webp&s=8406675d1d3690bd77aea236d0196f934712623a submitted by Then_Marionberry_259 to Treaty_Creek [link] [comments] Vancouver, British Columbia--(Newsfile Corp. - May 21, 2024) - IMPACT Silver Corp. (TSXV: IPT) (OTC Pink: ISVLF) (FSE: IKL) ("IMPACT" or the "Company") is pleased to announce that it has closed the first tranche of the non-brokered private placement financing originally announced of up to C$6,200,000 on April 30th, 2024 and subsequently increased up to C$8,200,000 on May 13th, 2024 (the "Offering"). The Offering is being completed pursuant to the listed issuer financing exemption ("LIFE") of National Instrument 45-106 Prospectus Exemptions ("NI 45-106") and other private placement exemptions under NI 45-106. Under the first tranche the Company has received gross proceeds of C$2,936,587 from the issuance of 10,487,812 LIFE units (the "LIFE Units") at C$0.28 per LIFE Unit and gross proceeds of C$4,192,071 from the issuance of 15,526,190 units (the "Standard Units") at C$0.27 per Standard Unit for aggregate gross proceeds of C$7,128,659. The second tranche of the Offering is anticipated to close on or before May 28th, 2024. Each LIFE Unit consists of one common share of the Company and one half common share purchase warrant (each whole such warrant, a "Warrant"), with each Warrant entitling the holder thereof to acquire one common share of the Company (a "Warrant Share") at a price of C$0.34 per Warrant Share for a period of 24 months from its date of issue. Each Standard PP Unit consists of one common share of the Company and one full Warrant, with each Warrant entitling the holder thereof to acquire one Warrant Share at a price of C$0.34 per Warrant Share for a period of 24 months from its date of issue. The Company intends to use the proceeds from the Offering to accelerate exploration activity at its Plomosas high-grade zinc-lead-silver property located in Chihuahua, Mexico, further develop its prolific silver assets at its legacy Royal Mines of Zacualpan district, as well as invest in operational improvements to improve productivity and throughput as the price of silver nears 52-week highs. Exploration activities include sampling, target definition, and drilling with the intention of expanding the existing JORC mineral resource at Plomosas, where only 600m of the 6-kilometre-long structure has been tested. Frederick Davidson, CEO and President of the Company, comments, "With silver rallying to over US$30/ounce last week and going higher not to mention strong zinc prices amidst a rally in base metals, IMPACT Silver is well positioned to benefit from production at Plomosas, Guadalupe, and high potential exploration programs in 2024." As mentioned, a portion of the Offering was made pursuant to the listed issuer financing exemption under Part 5A of NI 45-106 (the "LIFE Exemption"). The securities sold under the LIFE Exemption are not subject to a hold period in accordance with applicable Canadian securities laws. A copy of the offering document under the LIFE Exemption dated April 5, 2024, is available electronically on SEDAR+ (www.sedarplus.ca) under the Company's issuer profile. The remaining portion of the Offering was made pursuant to certain private placement exemptions under NI 45-106. These securities will be subject to a statutory hold period of four months and one in accordance with applicable Canadian securities laws. The Offering remains subject to final acceptance by the TSX Venture Exchange. In connection with the Offering, the Company paid an aggregate of C$317,943 in finder's fees and issued 1,158,562 finder's warrants (each, a "Finder's Warrant") to certain finders. Each Finder's Warrant entitles the holder thereof to purchase one common share of the Company at a price of C$0.34 per share for a period of 24 months from its date of issue. The securities described herein have not been, and will not be, registered under the United States Securities Act of 1933, as amended (the "U.S. Securities Act"), or any state securities laws, and accordingly, may not be offered or sold within the United States except in compliance with the registration requirements of the U.S. Securities Act and applicable state securities requirements or pursuant to exemptions therefrom. This press release does not constitute an offer to sell or a solicitation to buy any securities in any jurisdiction. ABOUT IMPACT SILVER IMPACT Silver Corp. (TSXV: IPT) is a successful producer-explorer with two mining projects in Mexico. Royal Mines of Zacualpan Silver-Gold District: IMPACT owns 100% of the 211 km2 Zacualpan project where four underground silver mines and one open pit mine feed the central 500 tpd Guadalupe processing plant. To the south, the Capire Project includes a 200 tpd processing pilot plant adjacent to an open pit silver mine with an NI 43-101 inferred mineral resource of over 4.5 million oz silver, 48 million lbs zinc and 21 million lbs lead (see IMPACT news release dated January 18, 2016 for details and QP statement); Company engineers are reviewing Capire for a potential restart of operations. Over the past 18 years, IMPACT has placed multiple zones into commercial production and produced over 12 million ounces of silver, generating revenues over C$261 million. Plomosas Zinc-Lead-Silver District: IMPACT has begun preliminary mining and processing operations at its 100% owned Plomosas high-grade zinc mine in northern Mexico where upgrades to facilities and equipment continue. Exploration potential at Plomosas is exceptional with only 600m of the 6km-long structure have seen modern exploration. This is in addition to other exploration targets on the 3,019-hectare property including untested copper-gold targets with indications of high-grade material from surface. Regionally, Plomosas lies in the same mineral belt as some of the largest carbonate replacement deposits in the world. Qualified Person and NI 43-101 Disclosure George Gorzynski, P.Eng., is a "Qualified Person" within the meaning of NI 43-101 and has approved the technical information contained in this news release. On behalf of IMPACT Silver Corp. "Frederick W. Davidson" President & CEO For more information, please contact: Jerry Huang CFO Investor Relations (604) 664-7707 or [inquiries@impactsilver.com](mailto:inquiries@impactsilver.com) (778) 887 6489 Direct Neither TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release. Forward-Looking and Cautionary Statements This IMPACT News Release may contain certain "forward-looking" statements and information relating to IMPACT that is based on the beliefs of IMPACT management, as well as assumptions made by and information currently available to IMPACT management. All statements, other than statements of historical facts, included herein, including, without limitation, statements relating to future silver prices, interpretation of drill results, future work plans, proceeds received and use of funds, the potential of the Company's projects, and potential and plans for the Plomosas project, are forward looking statements. Forward-looking information is often, but not always, identified by the use of words such as "seek", "anticipate", "plan", "continue", "planned", "expect", "project", "predict", "potential", "targeting", "intends", "believe", "potential", and similar expressions, or describes a "goal", or variation of such words and phrases or state that certain actions, events or results "may", "should", "could", "would", "might" or "will" be taken, occur or be achieved. Such statements include, but are not limited to, statements with respect to the expected use of proceeds of the Offering and whether the second tranche of the Offering will be completed by the date set out above or at all. Such forward-looking information involves known and unknown risks and assumptions, including with respect to, without limitations, exploration and development risks, expenditure and financing requirements, title matters, operating hazards, metal prices, political and economic factors, competitive factors, general economic conditions, relationships with vendors and strategic partners, governmental regulation and supervision, seasonality, technological change, industry practices, and one-time events. Should any one or more risks or uncertainties materialize or change, or should any underlying assumptions prove incorrect, actual results and forward-looking statements may vary materially from those described herein. IMPACT does not assume the obligation to update any forward-looking statement, except as required by law. The Company's decision to place a mine into production, expand a mine, make other production related decisions or otherwise carry out mining and processing operations, is largely based on internal non-public Company data and reports based on exploration, development and mining work by the Company's geologists and engineers. The results of this work are evident in the discovery and building of multiple mines for the Company and in the track record of mineral production and financial returns of the Company since 2006. Under NI 43-101 the Company is required to disclose that it has not based its production decisions on NI 43-101 compliant mineral resource or reserve estimates, preliminary economic assessments or feasibility studies, and historically such projects have increased uncertainty and risk of failure. 303-543 Granville Street Telephone (604) 664-7707 Vancouver, BC, Canada V6C 1X8 www.impactsilver.com Twitter LinkedIn NOT FOR DISTRIBUTION TO U.S. NEWS SERVICES OR FOR DISSEMINATION IN THE UNITED STATES To view the source version of this press release, please visit https://www.newsfilecorp.com/release/210040 https://preview.redd.it/wa1mfab5xv1d1.png?width=4000&format=png&auto=webp&s=30c3b21bab4a8842eb70ee8ec82a50135d228b3e
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2024.05.22 03:02 Cheap-Cardiologist46 Applying to study in Bosnia (SSST).
Hello, are IGCSEs enough to study medicine at private universities in Bosnia, do they count as secondary education or are A levels required as well (I know there is an entrance exam). Also what is the process of getting your documents notarized since the gov website is in Bosnian and quite hard to maneuver?
submitted by Cheap-Cardiologist46 to bosnia [link] [comments]
2024.05.22 02:51 ImA_Stock_Wrangler Gold79 Completes Acquisition of the Tip Top Gold Project
 | May 21, 2024 – Gold79 Mines Ltd. (TSX-V: AUU) (OTCQB: AUSVF) (“Gold79” or the “Company”) is pleased to announce that it has made the final acquisition payment of US$25,000 to the vendor of the Tip Top project. Gold79 now owns 100% of the Tip Top Project in Nevada. submitted by ImA_Stock_Wrangler to todaysstocks [link] [comments] Derek Macpherson, President and CEO stated, “When I joined Gold79 three years ago, my view was that any one of our projects could justify our market capitalization at that time. This included the Tip Top project where the 154 historical drill holes included results of 4.57m at 16.31 g/t Au (T98-12) and 9.14m at 14.42 g/t Au (T98-14) within a plus 5-kilometre gold-in-soil anomaly.” Mr. Macpherson continued, “While work has been limited over the last three years, we continue to believe that Tip Top is a prospective project and Gold79 continues to look at ways to maximize its value for shareholders, as we focus our current resources on the Gold Chain project.” Tip Top Project, Nevada The Tip Top project is located in Esmeralda County, Nevada at the north end of the White Mountains, five miles south of Montgomery Pass, which is on U.S. Highway 6 between Bishop, CA and Tonopah, NV. The project is approximately 60 km south-south east of the past producing Borealis Mine (approximately 500,000 ounces of gold produced), now operated by Borealis Mining; the past producing Aurora Mine (approximately 1.9M ounces of gold produced), owned by Hecla; and, Headwater Gold’s Spring Peak project, where Headwater is partnered with Newmont Gold. The project contains several low-sulfidation oxide gold-silver epithermal veins that are peripheral to an altered rhyodacite intrusion emplaced into Jurassic-Cretaceous intrusive and a bimodal package of volcanic rocks. Two of the veins historically produced a total of 6,900 ounces of gold and some silver. Since 1980, the property has been drilled by five companies, with 154 drill holes totaling 7,315 metres. Selected historical high-grade drill hole intercepts from the Tip Top Gold project include the following:
In 2020, Gold79 completed an extensive mapping and sampling program at Tip Top. Soil sampling revealed multi-kilometre gold-in-soil (Figure 1) and mercury-in-soil (Figure 2) anomalies trending Northeast from where most of the drilling has been completed. Mapping helped identify structural controls of the gold mineralization (Figure 3). Sampling across the known veins in the area of the Tip Top vein returned 6.7m of 11.8 g/t Au and 4.37m of 10.3 g/t Au (Figure 1). Figure 1. Gold-in-Soil Anomaly at the Tip Top Project Figure 2. Mercury-in-Soil Anomaly at the Tip Top Project Figure 3. Geological Map with Rock Sampling Results in the Central Zone of the Tip Top Project Tip Top Agreement With the final payment of US$25,000 on May 9, 2024, Gold79 has completed its acquisition of the Tip Top project. The Vendor retains a 1% net smelter return royalty on the property and the Company is obligated to pay the vendor a cash payment of US$200,000 within 30 days of completion of a bankable feasibility study. The Company may purchase the NSR royalty at any time prior to commercial production for US$1,000,000. Qualified Person / Quality Control and Quality Assurance Robert Johansing, M.Sc. Econ. Geol., P. Geo., the Company’s Vice President, Exploration is a qualified person (“QP”) as defined by NI 43-101 and has reviewed and approved the technical content of this press release. The QP has not completed sufficient work to verify the historical information on the property, particularly in regards to historical drill results. However, the QP believes that prior drilling and analytical results were completed to industry standard practices. About Gold79 Mines Ltd. Gold79 Mines Ltd. is a TSX Venture listed company focused on building ounces in the Southwest USA. Gold79 has four gold projects, two of which are partnered with major gold producers (Kinross at Jefferson Canyon and Agnico at Greyhound). Gold79 is focused on establishing a maiden resource at its Gold Chain project in Arizona and advancing its Tip Top project in Nevada. For further information regarding this press release contact: Derek Macpherson, President & CEO Phone: 416-294-6713 Email: [dm@gold79mines.com](mailto:dm@gold79mines.com) Website: www.gold79mines.com. Book a 30-minute meeting with our CEO here. FORWARD-LOOKING STATEMENTS: This press release may contain forward looking statements that are made as of the date hereof and are based on current expectations, forecasts and assumptions which involve risks and uncertainties associated with our business including any future private placement financing, the uncertainty as to whether further exploration will result in the target(s) being delineated as a mineral resource, capital expenditures, operating costs, mineral resources, recovery rates, grades and prices, estimated goals, expansion and growth of the business and operations, plans and references to the Company’s future successes with its business and the economic environment in which the business operates. All such statements are made pursuant to the ‘safe harbour’ provisions of, and are intended to be forward-looking statements under, applicable Canadian securities legislation. Any statements contained herein that are statements of historical facts may be deemed to be forward-looking statements. By their nature, forward-looking statements require us to make assumptions and are subject to inherent risks and uncertainties. We caution readers of this news release not to place undue reliance on our forward-looking statements as a number of factors could cause actual results or conditions to differ materially from current expectations. Please refer to the risks set forth in the Company’s most recent annual MD&A and the Company’s continuous disclosure documents that can be found on SEDAR at www.sedar.com. Gold79 does not intend, and disclaims any obligation, except as required by law, to update or revise any forward-looking statements whether as a result of new information, future events or otherwise. Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release. |
2024.05.22 02:50 Rich_Antelope7100 Lesser known facts about the OJ Simpson murder case
Denise Pilnak was a neighbor of Nicole’s. Her telephone bill shows she was on the phone from 10:25 PM and 10:28 PM. Prior to making this phone call, she and her friend noted how quiet the neighborhood was. Several minutes later between 10:33 and 10:35 PM, she testified that’s when she began to hear the sound of a barking dog, which is likely when the murders began. Allan Park testified to seeing OJ near the front door of the Rockingham estate at 10:55 PM, and his telephone records also document that. That leaves less than 25 minutes to commit the murders, drive back home, get rid of the evidence, etc.
Both Nicole and Ron had defensive wounds. Ron in particular was in hand to hand combat with whoever killed him, yet OJ had no injuries. The cut on his finger wasn’t seen by anyone who interacted with him at the airport, on the airplane ride to Chicago, nor when he immediately landed in Chicago. This includes people who got autographs from him, shook hands with him, and observed his hands. A broken glass was also found in his hotel room and it was documented he asked for a bandage at the hotel.
The FBI searched all of OJ’s and Nicole's credit card records and there was never any receipt found belonging to either of them that showed a purchase of Bruno Magli shoes. Every store that sold the shoes in the country was also searched, and they couldn't find anyone who sold him the shoes. The only proof of him owning them are the National Enquirer photos, which show him wearing suede shoes on a very rainy day. It was also found that the shoe soles that were said to be OJ's footprint were actually more popular than the prosecution maintained, the manufacturer sold the pattern to numerous shoe lines.
1.5 millimeters of OJ’s blood went missing from its vial. Thanos Peratis, the nurse who withdrew his blood, initially testified that he withdrew 8 millimeters. He took that back when only 6.5 appeared and the prosecution suggested he was mistaken. About a decade later he admitted to William Dear that he was certain he withdrew 8 millimeters because it was the amount he had drawn from patients all of his career, but he was close to retirement and had health problems so he didn’t want to cause any trouble.
The glove found at Bundy contained none of OJ’s DNA. The other glove found at Rockingham only contained his DNA in the area where Collin Yamauchi testified to spilling OJ's reference blood sample while handling it.
An identical knit cap matching the knit cap found lying on the ground next to one of the gloves was found in Nicole’s house. Those caps likely belonged to Sydney and Justin Simpson.
Two different people, John Meraz and William Blasini, encountered the Bronco at the lot where it had been impounded days after the murders. They both looked inside it for blood and testified they saw none. There was also only 1/8th of one drop of blood ever found inside it.
New York Times best selling author and journalist Stephen Singular was connected by an anonymous source within the LAPD about the case a few weeks after the murders. He was told Mark Fuhrman made an undocumented trip to Rockingham in the early morning hours after the murders looking for evidence that would incriminate OJ. Rosa Lopez, a housekeeper for OJ’s next door neighbor, testified to hearing men’s voices coming from the yard of Rockingham in the early morning.
The source told Singular that Fuhrman used a broken piece of fence from Bundy to pick up one of the two gloves found and placed it in a blue plastic bag. Next, he was told Fuhrman removed the glove from the plastic bag and planted it at Rockingham. A broken piece of fence was eventually found at Bundy and a blue plastic bag was found at Rockingham, and both were introduced as evidence in the trial.
He was also told EDTA would be found in some of the blood evidence if tested, lab technicians had mishandled OJ’s blood samples, vials of OJ’s, Nicole’s, and Ron's blood were in possession of an LAPD detective for several hours before being booked into evidence, and that Fuhrman had been acquainted with Nicole in some way.
Singular relayed this information from the source to the defense team and was in communication with them for awhile. Pretty much all of it checked out, including an investigation conducted by the LAPD's Internal Affairs Division which revealed that Fuhrman was overheard by other LAPD officers bragging about being intimate with Nicole and seeing her boob job before she was murdered.
There were 17 fingerprints lifted from the Bundy crime scene that didn’t belong to OJ or any of the police officers involved in the case.
Brett Cantor ran a nightclub called The Dragonfly where Ron worked for him as a waitepromoter. Nicole was also a regular at the club. He was murdered a year before them in almost exactly the same way, by being stabbed repeatedly in the upper body and being nearly decapitated. Judge Ito ruled the defense team could review his case. His murder remains unsolved.
Casimir Sucharski, a friend of OJ's, was murdered alongside two female companions in his house in Florida by people with machine guns two weeks after Ron and Nicole were murdered.
Michael Nigg was friends with Ron and also worked at the Mezzaluna restaurant. He was murdered a year later in 1995 by being shot in the head after refusing to give his money to two men outside an ATM. The men who shot him didn't end up taking his money. His murder remains unsolved.
Not saying these murders are necessarily related to each other but it does make you wonder since all of these people reportedly led similar lifestyles which involved the use of cocaine. Faye Resnick, a cocaine addict, was also living with Nicole just days before the murders.
If you listen to the full 1993 911 call, OJ was mostly yelling about drugs and hookers being in the house. When police officers responded to the call, Nicole told the responding officers that OJ hadn’t hit her in four years. After the 1989 domestic violence incident, OJ added an addendum to their prenuptial agreement which stated that if he struck Nicole again, she would‘ve been entitled to a settlement of more than 5 million dollars.
OJ wasn't scheduled to be in LA during that week. He had been busy working and made a last minute decision to come back for Sydney's recital. Video taken of him afterwards shows him in a good mood, kissing his kids and the Brown’s goodbye.
Christian Reichardt spoke with OJ on the phone an hour before the murders and testified his demeanor was jovial and not indicative of a simmering murderous rage.
His telephone records also show he made phone calls trying to set up dates with a few models, one of which he told he was unattached to anyone. If he was in a jealous rage over Nicole, why was he trying to date other women?
After the bodies were discovered, Sydney told the police she heard her mommy (Nicole) fighting & crying with her best friend (Faye Resnick) on the phone earlier that night.
Sydney was planning to have a sleepover that night with one of her friends. According to family and friends who attended the recital and dinner, OJ was aware of this. Committing a murder with all those extra witnesses and the possibility of having the kids hurt or things getting out of control, in addition to having a flight to catch, doesn’t make sense.
submitted by Rich_Antelope7100 to ojsimpsondidntdoit [link] [comments]
Both Nicole and Ron had defensive wounds. Ron in particular was in hand to hand combat with whoever killed him, yet OJ had no injuries. The cut on his finger wasn’t seen by anyone who interacted with him at the airport, on the airplane ride to Chicago, nor when he immediately landed in Chicago. This includes people who got autographs from him, shook hands with him, and observed his hands. A broken glass was also found in his hotel room and it was documented he asked for a bandage at the hotel.
The FBI searched all of OJ’s and Nicole's credit card records and there was never any receipt found belonging to either of them that showed a purchase of Bruno Magli shoes. Every store that sold the shoes in the country was also searched, and they couldn't find anyone who sold him the shoes. The only proof of him owning them are the National Enquirer photos, which show him wearing suede shoes on a very rainy day. It was also found that the shoe soles that were said to be OJ's footprint were actually more popular than the prosecution maintained, the manufacturer sold the pattern to numerous shoe lines.
1.5 millimeters of OJ’s blood went missing from its vial. Thanos Peratis, the nurse who withdrew his blood, initially testified that he withdrew 8 millimeters. He took that back when only 6.5 appeared and the prosecution suggested he was mistaken. About a decade later he admitted to William Dear that he was certain he withdrew 8 millimeters because it was the amount he had drawn from patients all of his career, but he was close to retirement and had health problems so he didn’t want to cause any trouble.
The glove found at Bundy contained none of OJ’s DNA. The other glove found at Rockingham only contained his DNA in the area where Collin Yamauchi testified to spilling OJ's reference blood sample while handling it.
An identical knit cap matching the knit cap found lying on the ground next to one of the gloves was found in Nicole’s house. Those caps likely belonged to Sydney and Justin Simpson.
Two different people, John Meraz and William Blasini, encountered the Bronco at the lot where it had been impounded days after the murders. They both looked inside it for blood and testified they saw none. There was also only 1/8th of one drop of blood ever found inside it.
New York Times best selling author and journalist Stephen Singular was connected by an anonymous source within the LAPD about the case a few weeks after the murders. He was told Mark Fuhrman made an undocumented trip to Rockingham in the early morning hours after the murders looking for evidence that would incriminate OJ. Rosa Lopez, a housekeeper for OJ’s next door neighbor, testified to hearing men’s voices coming from the yard of Rockingham in the early morning.
The source told Singular that Fuhrman used a broken piece of fence from Bundy to pick up one of the two gloves found and placed it in a blue plastic bag. Next, he was told Fuhrman removed the glove from the plastic bag and planted it at Rockingham. A broken piece of fence was eventually found at Bundy and a blue plastic bag was found at Rockingham, and both were introduced as evidence in the trial.
He was also told EDTA would be found in some of the blood evidence if tested, lab technicians had mishandled OJ’s blood samples, vials of OJ’s, Nicole’s, and Ron's blood were in possession of an LAPD detective for several hours before being booked into evidence, and that Fuhrman had been acquainted with Nicole in some way.
Singular relayed this information from the source to the defense team and was in communication with them for awhile. Pretty much all of it checked out, including an investigation conducted by the LAPD's Internal Affairs Division which revealed that Fuhrman was overheard by other LAPD officers bragging about being intimate with Nicole and seeing her boob job before she was murdered.
There were 17 fingerprints lifted from the Bundy crime scene that didn’t belong to OJ or any of the police officers involved in the case.
Brett Cantor ran a nightclub called The Dragonfly where Ron worked for him as a waitepromoter. Nicole was also a regular at the club. He was murdered a year before them in almost exactly the same way, by being stabbed repeatedly in the upper body and being nearly decapitated. Judge Ito ruled the defense team could review his case. His murder remains unsolved.
Casimir Sucharski, a friend of OJ's, was murdered alongside two female companions in his house in Florida by people with machine guns two weeks after Ron and Nicole were murdered.
Michael Nigg was friends with Ron and also worked at the Mezzaluna restaurant. He was murdered a year later in 1995 by being shot in the head after refusing to give his money to two men outside an ATM. The men who shot him didn't end up taking his money. His murder remains unsolved.
Not saying these murders are necessarily related to each other but it does make you wonder since all of these people reportedly led similar lifestyles which involved the use of cocaine. Faye Resnick, a cocaine addict, was also living with Nicole just days before the murders.
If you listen to the full 1993 911 call, OJ was mostly yelling about drugs and hookers being in the house. When police officers responded to the call, Nicole told the responding officers that OJ hadn’t hit her in four years. After the 1989 domestic violence incident, OJ added an addendum to their prenuptial agreement which stated that if he struck Nicole again, she would‘ve been entitled to a settlement of more than 5 million dollars.
OJ wasn't scheduled to be in LA during that week. He had been busy working and made a last minute decision to come back for Sydney's recital. Video taken of him afterwards shows him in a good mood, kissing his kids and the Brown’s goodbye.
Christian Reichardt spoke with OJ on the phone an hour before the murders and testified his demeanor was jovial and not indicative of a simmering murderous rage.
His telephone records also show he made phone calls trying to set up dates with a few models, one of which he told he was unattached to anyone. If he was in a jealous rage over Nicole, why was he trying to date other women?
After the bodies were discovered, Sydney told the police she heard her mommy (Nicole) fighting & crying with her best friend (Faye Resnick) on the phone earlier that night.
Sydney was planning to have a sleepover that night with one of her friends. According to family and friends who attended the recital and dinner, OJ was aware of this. Committing a murder with all those extra witnesses and the possibility of having the kids hurt or things getting out of control, in addition to having a flight to catch, doesn’t make sense.
2024.05.22 02:26 OkSea4017 Hello! I recently wrote an essay about the Troubled Teen Industry for my high school Capstone project. I was wondering if you all would be willing to read it and give me feedback! It doesn’t have to be much, just any general comments or suggestions are appreciated. Thank you!
I hope this letter finds you well. To begin, I was drawn to this topic through social media posts that shared dozens of records detailing the abuse and deaths of hundreds of children in these therapy programs. I have often wondered, how can these programs be allowed to cause this amount of trauma to teens and children? This inspired me to look deeper into the troubled teen industry and understand why paid “caregivers” have put so many in danger. If we want to protect the wellbeing of these teens, we must find a solution to regulating these industries. Without increased laws and regulations we continue to place America’s children into potential death traps. Now what is a wilderness therapy program? Wilderness therapy programs, on the surface, seem like a promising solution for troubled teens, offering a blend of nature immersion and psychiatric support. However, the roots of the troubled teen industry date back to the 1970s, with reports of abuse surfacing early on. Shockingly, despite decades of outcry and documentation of fatalities, political inertia persists, and federal oversight remains lacking. It is understandable that parents want their children to be happy, respectful, and well-mannered. However, in an attempt to do what is right for their struggling child, parents may turn to the troubled teen industry. Currently, according to the American Bar Association, there are thousands of teenagers in these programs within the U.S, programs that often induce trauma and abuse, even causing the deaths of their children. So, why do parents continue to put their children into these programs? Is the fear of losing the “perfect” family leading parents to enrolling their children into these troubled teens’ wilderness programs? So why do parents enroll their children in these awful facilities? Simple answer: manipulation. The troubled teen industry (TTI) often manipulates parents through a series of insidious tactics. For instance, leveraging fear by exaggerating the risks associated with a child's behavior and creating a sense of imminent danger. Isolation tactics further reinforce this urgency, convincing parents that the facility is their sole recourse. These industries hire workers framed as “education consultants” that utilize high-pressure sales strategies to exploit parental anxiety, and present their TTI program as the only viable option. In an article by USAtoday, reporters held interviews of parents and teens who experienced a TTI program at Evoke, a Utah facility. "I was just an anxious mom. I loved (Katelyn) to death," Tessie, Katelyn’s mom, says, "I was so desperate and desperately wanting to save my child from herself" (USAtoday). Programs offer promises of rapid transformation and they prey on parental desperation for quick, easy fixes. Emotional manipulation adds another layer, playing on a parents guilt and insecurity. By showcasing selective success stories and controlling information flow, they obscure potential risks and alternatives. Stigmatizing the child's behavior further pressures parents into compliance, painting their facility as the sole refuge from societal judgment. "’[Evoke] just made it seem like (she was) such a rotten kid and that she couldn't come home after the wilderness program,’ Tessie says, instead [Evoke suggested] Katelyn go to an aftercare program” (USAtoday). In this web of manipulation, parents often find themselves coerced into decisions they later regret, unaware of the nuanced realities obscured by these tactics. In an article from the “Cafemoms” blog titled My Daughter Was a Victim of the 'Troubled Teen' Industry & It Haunts Me to This Day, a mother recounts her perspective of the tactics used by Island View (IV) treatment center to send her sixteen year old daughter to their facilities. “We trusted the [education consultant] when he said IV was the best program in the country and the best fit for Colleen. What the [education consultant] didn’t tell us was that the reason so many IV grads did so well after graduation is because nearly all of them went straight from IV to another residential treatment”(Cafemoms). Despite this, there is still hope for change. Imprint News wrote an article that focused on recent protests and youth advocates who were pushing congress to introduce new laws. Specifically, they discussed the Stop Institutional Child Abuse Act. A main advocacy group aiming at these lawmakers is Breaking Code Silence, a group dedicated to advocating for young people who had experienced harm in a youth treatment center (Imprint News). Their main goal is to pass a Bill of Rights for all children in youth treatment centers (Imprint News). The article also mentions that Breaking Code Silence wants children to have guaranteed protection from physical restraint and monitored phone calls. They further require that children are provided with all the basic necessities (Imprint News). Paris Hilton, a well-known celebrity, discussed in a Washington post article when she was 16 years old when she was taken from her home by two men. This was a result of her parents signing her up for a teen wilderness program (Hilton). Hilton describes that she was beaten and malnourished throughout her time at a Utah Facility. In October 2021, she partnered with Breaking Code Silence and pushed for a reform that was signed into law last April (Hilton). In Utah, it is now mandatory for treatment centers to document any time that staff used physical restraint (Hilton). Immediately following they have to submit these reports to the Utah Office of Licensing (Hilton). It also prohibits programs from sedating residents or using mechanical restraints, such as handcuffs and chains (Hilton). Therefore, this proves that reforms can be implemented and that it is important to continue the fight for more. Without regulations these programs can run rampant and place hundreds of children in danger. Continuing to protest, collaborate with government officials, and raise awareness can, and will, eventually stop the persistence of these programs. Enforcing reports and proper care through the law is the only way to give teens struggling with mental illnesses in these programs a fighting chance to recover. On the other hand, supporters of the troubled teen industry have used studies and research to prove the effectiveness of these programs, one example being RedCliff Ascent. RedCliff Ascent is a wilderness therapy program that claims the effectiveness of wilderness therapy. In 2005, this company hired a researcher to study families and adolescents 2 years after the program. The results found that over 90% of adolescents found wilderness therapy as effective and 83% of adolescents were doing better. In another study by Dr. Steve Aldana, it was found that 91.4% of children experienced clinically significant improvement six months post program. The counter argument presented by RedCliff Ascent is not only biased as the research was initiated from a wilderness therapy company, but they do not provide a sample size. This is important because when making conclusive statements such as “Over 90% of adolescents contacted perceived wilderness therapy as effective” they could be talking about six out of seven children or two hundred out of two hundred twenty (RedCliff Ascent). Through further research, the same results can be presented without the use of wilderness therapy. An article by the American Psychology Association (APA) titled “Better options for troubled teens” presents a series of studies and programs that was created to help adolescents. These programs focus on community-based activities, activities to help connect teenagers with their parents, and activities that align with the teens interests. This includes computer labs, dance studios, and machine shops. These programs have found significant success in decreasing the amount of juvenile offenders from 50% to 4% in an area of Connecticut (APA). It did this by helping teens take accountability and understand their actions. It utilized role play, writing assignments, and guided discussions between the teens. Overall, the troubled teen industry has caused abuse, trauma, and death to many children across the United States. It is a trap for children and a trick for desperate parents. Through the personal stories from teens and parents, reports of mistreatment, and protests it can easily be seen the impact and the importance of preventing this industry from expanding, instead increasing regulations and transparency to protect America’s children. To keep these children safe it is imperative that everyone works together to enact legislation. Your support matters to keep America’s children protected.
Sincerely, A high school student trying to make positive change
Works Cited Brennan, Caleb, et al. “Youth Advocates Again Push Congress to Crack Down on ‘Troubled Teen’ Industry.” The Imprint, 19 Aug. 2022, Date Accessed Mar. 2 imprintnews.org/top-stories/youth-advocates-congress-troubled-teen-industry/67243.
DeAngelis, Tori. “Better Options for Troubled Teens.” https://www.apa.org, www.apa.org/monito2011/12/troubled-teens. Accessed Feb. 19
Hilton, Paris. “America’s ‘Troubled Teen Industry’ Needs Reform so Kids Can Avoid the Abuse I Endured.” Washington Post, 22 Oct. 2021, Date Accessed Feb. 5 www.washingtonpost.com/opinions/2021/10/18/paris-hilton-child-care-facilities-a Buse-reform.
Krebs, Catherine E. Five Facts About the Troubled Teen Industry. 22 Oct. 2021 Date Accessed Apr. 23 www.americanbar.org/groups/litigation/resources/newsletters/childrens-rights/five-facts-about-troubled-teen-industry.
Moniuszko, Sara M. “Wilderness therapy was supposed to help these ‘troubled teens.’ It traumatized them instead.” UsaToday, 8 Dec. 2022, Date Accessed Apr. 15 www.usatoday.com/in-depth/life/health-wellness/2022/12/08/wilderness-therapy-troubled-teen-industry/9890694002.
Parenting, baby names, celebrities, and royal news CafeMom.com. 14 Oct. 2022, Date Accessed Apr. 19 https://cafemom.com/parenting/troubled-teen-industry-island-view
RedCliff Ascent. “Does Wilderness Therapy Work?” Wilderness Therapy for Teens Needing Mental Health Treatment RedCliff Ascent, 10 Jan. 2023, Date Acessed Feb. 21 www.redcliffascent.com/wilderness-therapy-program/does-wilderness-therapy-work
submitted by OkSea4017 to troubledteens [link] [comments]
Sincerely, A high school student trying to make positive change
Works Cited Brennan, Caleb, et al. “Youth Advocates Again Push Congress to Crack Down on ‘Troubled Teen’ Industry.” The Imprint, 19 Aug. 2022, Date Accessed Mar. 2 imprintnews.org/top-stories/youth-advocates-congress-troubled-teen-industry/67243.
DeAngelis, Tori. “Better Options for Troubled Teens.” https://www.apa.org, www.apa.org/monito2011/12/troubled-teens. Accessed Feb. 19
Hilton, Paris. “America’s ‘Troubled Teen Industry’ Needs Reform so Kids Can Avoid the Abuse I Endured.” Washington Post, 22 Oct. 2021, Date Accessed Feb. 5 www.washingtonpost.com/opinions/2021/10/18/paris-hilton-child-care-facilities-a Buse-reform.
Krebs, Catherine E. Five Facts About the Troubled Teen Industry. 22 Oct. 2021 Date Accessed Apr. 23 www.americanbar.org/groups/litigation/resources/newsletters/childrens-rights/five-facts-about-troubled-teen-industry.
Moniuszko, Sara M. “Wilderness therapy was supposed to help these ‘troubled teens.’ It traumatized them instead.” UsaToday, 8 Dec. 2022, Date Accessed Apr. 15 www.usatoday.com/in-depth/life/health-wellness/2022/12/08/wilderness-therapy-troubled-teen-industry/9890694002.
Parenting, baby names, celebrities, and royal news CafeMom.com. 14 Oct. 2022, Date Accessed Apr. 19 https://cafemom.com/parenting/troubled-teen-industry-island-view
RedCliff Ascent. “Does Wilderness Therapy Work?” Wilderness Therapy for Teens Needing Mental Health Treatment RedCliff Ascent, 10 Jan. 2023, Date Acessed Feb. 21 www.redcliffascent.com/wilderness-therapy-program/does-wilderness-therapy-work
2024.05.22 01:47 Prestigious_Emu5411 ZERO funds sampling
According to the prospectus, each ZERO fund does "sampling" rather than buying all of the stocks in an index. I assume this keeps the cost of running the fund lower than if the fund had to buy and regularly rebalance every single stock in an index.
submitted by Prestigious_Emu5411 to fidelityinvestments [link] [comments]
- The prospectus says each fund owns "at least 80%" of the stocks in the index. Does this mean each fund omits up to 20% of the stocks in the index?
- Is there a webpage or document showing which stocks were omitted?
- Is there a tool on Fidelity's website for comparing two funds to see which stocks one fund has but the other one doesn't? For example, FZROX tracks an index of "the top 3,000 companies," so maybe a good comparison would be IWV, which tracks the Russell 3000 index.
2024.05.22 01:46 Regnisyak1 Survivor 46, Episode 13
 | Episode 13: Friends Going to War submitted by Regnisyak1 to SurvivorRankdownVIII [link] [comments] HI! Welcome to the finale discussion for the last episode of Survivor 46! Are we excited to have the discourse be over? Because I know I am! Who do we think is winning Wednesday Night? Will Maria and Charlie beef over something? Who will go to fire? What will be the silly advantage at the beginning of the episode? Will Jelinsky come back from Edge of Extinction!?!?! Once the episode airs, this will also be the place where you can talk about your own full-sized rankings for the season! Isn't that exciting! With a new week and episodes, we also have poll results!
Conditioned Averages STATS Stats for the week - remember that SFs for a player still in the game are ranked by top 3 + bottom 3/# of respondents (top 3/bottom 3) and players who aren't in the game are measured by 7-10 + 0-3/# of respondents (7-10s/0-3s). Note, I forgot to change the episode to \"episode 12\" but this is the correct info. Q's (3/9) should also be flipped to (9 positive, 3 negative). Polls For 46, I want to have an exit poll. Immediately following the episode, I will post a poll like normal, where the final 5 are ranked within each other, and the other castaways will be ranked on a separate scale. Next Tuesday, I will release the results of that poll, and then release the new season poll for the all-time rankings! I want to give us all a week to mull over the characters just a little bit, discuss them, read some rankings of other people, and solidify your opinions, at least as best as you can without a rewatch. Beyond that, I will release more information about when the new results will be rolled out. There will be a new spreadsheet with a lot more tabs to look at (there will be a new comparison sheet, individual score counter, an advanced season ranking sheet, and so much more), but I need a fairly solid sample of people taking the 46 polls (around 19-25) before I feel comfortable sharing that data, so please consider taking it! I will eventually have a formal date for release, but please take it ASAP. Further, I will continue to emphasize, especially with all the great comments we saw during the season, to make sure that you take the polls to add your much-needed voice! Lots of new people have joined us recently, and these always need data and y'all have some great takes. The polls are brief, and I updated them recently to get rid of the drop down menu, and instead do the linear scale, so they should not take that long. Additionally, you do not need to see all the seasons. These are fairly low-key, and all data is appreciated. Edit as you rewatch, take as you watch for the first time, or just take them in general, all respondents are appreciated! All information is described in more detail on the widgets/community notes on Reddit mobile, but here are a couple of quick links for you all.
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2024.05.22 01:01 FreshAllvding [VA]Wife isn’t letting me see son
(No court order) Wife currently isn’t letting me see son without a notarized document with my address. She’s clearly said over text that I can’t see him unless I bring this notarized document. There’s never been any previous history of abuse or anything like that. Can I use these texts as evidence in court? Neither one of us can afford a lawyer but she might go into debt to get one not sure. I’ve set up my appointment to get joint custody and visitation rights. She’s probably set hers up before mine, but does that matter or is what matters who gets served first? She doesn’t have my address but I have hers
submitted by FreshAllvding to legaladvice [link] [comments]
2024.05.21 23:25 WonderfulOffice284 Is an apostille notary what I need?
I am applying for my dual citizenship with my mom’s home country (Philippines), but one of the document requirements is a notarized copy of my ID and a notarized copy of my mother’s naturalization certification. I brought this in to a notary and they said that since there is no place for a notary to sign, they can’t notarize it (since it’s literally just a photocopy, not a document with a space that indicates where to notarize). Is there a notary that can notarize this? I was told that I might need an apostille. Any advice is appreciated! Thanks!
submitted by WonderfulOffice284 to FilipinoAmericans [link] [comments]
2024.05.21 23:21 WonderfulOffice284 Is an apostille what I need?
I am applying for my dual citizenship with my mom’s home country (Philippines) but one of the document requirements is a notarized copy of my ID and a notarized copy of my mother’s naturalization certification. I brought this in to a notary and they said that since there is no place for a notary to sign, they can’t notarize it (since it’s literally just a photocopy, not a document with a space that indicates where to notarize). Is there a notary that can notarize this? Has anyone else ran into a similar issue? I was told that I might need an apostille. Any advice is appreciated! Thanks!
submitted by WonderfulOffice284 to dualcitizenshipnerds [link] [comments]
2024.05.21 23:18 Desperate_Toe_1003 Lying about sales price on a vehicle bill of sale
Good afternoon everybody. I am a 23 year old male living in Virginia. I recently purchased a motorcycle from a private seller for $4000. My coworkers told me to put $1000 as the sales price on the Application for Certificate of Title and Registration from the DMV, and against my better judgment, I did. The teller at the DMV handed back the application plus a SUT1A and told me to get it notarized with the sales price since the system flagged it as being under the true value, and then bring both documents back.
It didn’t feel right doing this in the first place, but my coworkers convinced me saying “that’s what I did!”. And me being young and naive followed suit.
Can I just fill out a new Application for Certificate of Title and Registration with the true sales price, and bring that in with the notarized SUT1A also containing the true sales price? Will that raise eyebrows, like “well yesterday you told us you bought it for $1000!” Please tell me it’s that simple, and that I didn’t just dig myself into a big hole.
Thanks all
Edit: my apologies, I did not mean to tag this post as a DUI.
submitted by Desperate_Toe_1003 to legaladvice [link] [comments]
It didn’t feel right doing this in the first place, but my coworkers convinced me saying “that’s what I did!”. And me being young and naive followed suit.
Can I just fill out a new Application for Certificate of Title and Registration with the true sales price, and bring that in with the notarized SUT1A also containing the true sales price? Will that raise eyebrows, like “well yesterday you told us you bought it for $1000!” Please tell me it’s that simple, and that I didn’t just dig myself into a big hole.
Thanks all
Edit: my apologies, I did not mean to tag this post as a DUI.
2024.05.21 22:53 nosnevenaes PLEASE CRITIQUE MY WOO WOO BIGFOOT THEORY
Title: The Telepathic Primate Ghost Theory: A New Perspective on Bigfoot
I've been pondering the Bigfoot phenomenon and have developed a theory that I believe could explain some of the longstanding mysteries associated with these sightings. I'd like to share it with you all for feedback and discussion.The Theory:
Bigfoot sightings could be the result of encounters with the ghosts, or spectral presences, of primates that once roamed the Earth. These primates may have possessed acute non-verbal communication abilities, similar to what some primitive human tribes are documented to have, which border on the telepathic. This theory posits that Bigfoot isn't a physical creature but a ghost from our evolutionary past.
Why No Physical Evidence?
The lack of definitive physical evidence of Bigfoot, such as bodies or consistent DNA samples, supports the idea that we're dealing with something other than than purely biological. This aligns with how we understand other paranormal phenomena, where physical evidence is elusive.
Connecting to Our Ancestral Past:
If humans are believed to have spectral remnants like ghosts and poltergeists, why couldn't our biological ancestors, who have been on Earth far longer than modern humans, also manifest in this way? This could be a missing piece in understanding our deep and complex relationship with these mysterious sightings.
I propose that what we're experiencing with Bigfoot is a window into our past, a glimpse of what might have been a common form of existence and interaction among earlier primates that we, in our modern civilization, have largely forgotten or dismissed.
Cultural Significance:
This theory also aligns with various indigenous folklore around the world, where creatures akin to Bigfoot are often seen as more than mere animals—they are sometimes revered as spiritual beings or ancestors.
Psychic Abilities and Nonverbal Communication:
The experiences reported by people encountering Bigfoot often include a strong psychic or emotional component, suggesting a form of communication that transcends spoken language.
This perspective is mirrored in how certain tribes, such as those documented in Amazon Beaming, use psychic communication effectively, suggesting a deeper, more spiritual connection with the world.
There's substantial documentation that humans can communicate nonverbally, including through psychic means, especially in heightened states of consciousness like those induced by psychedelics. Such abilities are not just the domain of humans; they could have been present in other primates.
What are your thoughts? Could this theory help explain some of the enigmatic aspects of the Bigfoot legend?
I'm looking forward to your insights and discussions.
Thank you!
2024.05.21 22:49 Ascension2TheDevine Saving yourself!
IT IS POSSIBLE! This is the first and most important fact to remind yourself consistently. There is no step by step plan for this. But there are things you need to know and study up on. Im going to go into some facts and get into what you can do to help yourself maneuver through life and out of the reality surrounding your life that is gangstalking….
*COVERT NARCISSISM- these aren’t your typical narcissistic people… they are harder to detect and utilize more dark manipulation tactics, like coercive control, manipulating you to try to play the wounded healer role, and playing the caring friend role, giving gifts (don’t except gifts! More on that later) “helping” you so they can act like you use them and take credit for good things that come in your life and your accomplishments. HOW TO DEAL WITH THE ISSUE? Research! YouTube, Ben Taylor’s channel called raw motivations, YouTube also has information about dark psychology manipulation tactics and I would really dig DEEP into that, recognize the tactics of dark psychology being utilized by the people you interact with in your day to day life and then proceed to cut them off! And when they try to act confused understand that it’s more manipulation. Covert narcissists LOVEEEE to use an internal podcasting system to play their group podcasts through your devices with multiple audio output so you can hear them talking shit while they watch you, this way they can call you crazy and make you look crazy to everyone. HOW DO YOU SOLVE THIS? block the people that you hear, on your accounts and cut them off completely, also raise your vibrational frequency and the voices will fade. They will send you texts that have t”ypos” that have a period in between two words instead of a space or just a period where it wouldn’t belong, it’s a hack link and you need to block them immediately and turn off your phone immediately after blocking them and cut them off and out of your life immediately, they are hacking you to know what your plans are so they can Sabotage you, along with watching you to later fuck with your head.
*UNDERSTAND THAT YOU ARE NOW IN SPIRITUAL WARFARE!!!!!! These people are in cults for the most part…. Look up the INEE handbook. These cults have different names because there’s more than one cult. Ouiinee is the one I dealt with personally. They use a language of context, which means they use code words for many things. “School” is what they call the humiliation ritual they do on a victim they have targeted, “teachers” are your handlers, they break you down to control you and try to teach you that conformity is your only option, “work” is their word for organized operations against you that they document record so they can make money off your suffering, by selling footage on dark web platforms. They will do black magic on you for energy harvesting and to create blockages…. Ever get a gift given to you and then you lose your job or something you love, or become more and more trapped? Pray to your Devine god, call your guardian angels ( YouTube “dark knight of the soul” and “spiritual warfare”) they also supercharge their technology with dark magic to make you hear their internal podcasting system down to the core of your soul, they will also attack you in your dreams, and you just have to get closer to the Devine. Don’t fear being alone, isolate yourself to research and reconstruct yourself to vibrate higher. What helped me know what they were doing was the tarot readers on YouTube. REMEMBER THAT THE DEMONIC SIDE DOES’T ATTACK SOMEONE THAT HAS NO LIGHT!!! IF YOU DON’T HAVE THE ENERGY THAT COMES FROM THE DEVINE LIGHT EMBEDDED IN THE FABRIC OF YOUR SOUL, YOU AREN’T A THREAT AND YOU CANNOT BE OF USE EITHER!! You must listen to your intuition and develop your discernment, your gut feeling will always tell you something is not right, and listening to it is more important than falling into the trap of not wanting to believe that someone you care about isn’t who they pretend to be, it’s a mask and they were never who you thought they were. It’s important to not be having sex with these people and it’s safer to stick with solo action until you are in the clear, this is one of the ways they attach energetic cords to you so they can harvest your energy and bind demonic entities to you and make their black magic more effective in keeping you vulnerable, stuck and stagnant in life
*THINGS WILL HAPPEN WITH NANOTECHNOLOGY. Strange fibers growing in your skin, seeing small dust particle drones, etc……. You need to move unannounced and mostly unplanned, tell no one, and move far enough away that it’s inconvenient for them travel to watch you, being trapped is an illusion. It may seem like they fallow you everywhere, also an illusion, they are simply just EVERYWHERE! This is where understanding dark psychology, setting firm boundaries,discernment, and intuition is important! Don’t disrespect your boundaries, when you do that they have the upper hand and will always take it farther, as soon as someone disrespects your boundaries, simply walk away and cut them off. Make room in your life for those that respect your boundaries. Not everyone is like that, also don’t over share your personal life, you don’t owe anyone an explanation for everything. They appear to be fallowing you to every town because you display behaviors that they can exploit. They can sniff out easy targets like a bloodhound. Have boundaries and tell people when they are disrespecting a boundary and if they don’t stop they you will cut them off, then fallow through.
*ADVANCED BIOFUELS- genetic engineering, feeling crawling under your skin, covered with a very oily/waxy substance, getting random cuts on your body like invisible razor blades are coming out of nowhere and doing driveby on your skin? Making you feel like you’re being attacked by parasites? That’s advanced biofuels and they have a code word for it called buty wax that refers to butamax you need to RELOCATE and this will eventually destroy your body and your immune system and they will keep putting it into your environment until you move. They can make it at home or get it from the dark web for cheap, this is a torture tactic and as long as they know your location you are not safe from this. To help treat the effects of this, do cleanses to eliminate toxins from your body and take natural herbal remedies that will boost your immune system, get sunlight and exercise, avoid drugs and alcohol.
*DONT USE HARD DRUGS they target people with addictions because people don’t want to believe that what is happening is true if you’re on drugs, people don’t take addicts seriously because they assume they they are just hallucinations, making them an easy target for this type of abuse. Also many people in the drug world target people so they can get more drugs as payment and use drugs without being the target. And numb their pain all at your expense.
*AVOID THE PEOPLE, PLACES, AND THINGS, avoid the people you know are your gang stalkers, avoid places like bars, strip clubs, and trap houses, and avoid things that trigger you to relapse on drugs or get involved with certain people, also avoid the people places and things that give you a bad gut feeling.
submitted by Ascension2TheDevine to GangstalkingTruth [link] [comments]
*COVERT NARCISSISM- these aren’t your typical narcissistic people… they are harder to detect and utilize more dark manipulation tactics, like coercive control, manipulating you to try to play the wounded healer role, and playing the caring friend role, giving gifts (don’t except gifts! More on that later) “helping” you so they can act like you use them and take credit for good things that come in your life and your accomplishments. HOW TO DEAL WITH THE ISSUE? Research! YouTube, Ben Taylor’s channel called raw motivations, YouTube also has information about dark psychology manipulation tactics and I would really dig DEEP into that, recognize the tactics of dark psychology being utilized by the people you interact with in your day to day life and then proceed to cut them off! And when they try to act confused understand that it’s more manipulation. Covert narcissists LOVEEEE to use an internal podcasting system to play their group podcasts through your devices with multiple audio output so you can hear them talking shit while they watch you, this way they can call you crazy and make you look crazy to everyone. HOW DO YOU SOLVE THIS? block the people that you hear, on your accounts and cut them off completely, also raise your vibrational frequency and the voices will fade. They will send you texts that have t”ypos” that have a period in between two words instead of a space or just a period where it wouldn’t belong, it’s a hack link and you need to block them immediately and turn off your phone immediately after blocking them and cut them off and out of your life immediately, they are hacking you to know what your plans are so they can Sabotage you, along with watching you to later fuck with your head.
*UNDERSTAND THAT YOU ARE NOW IN SPIRITUAL WARFARE!!!!!! These people are in cults for the most part…. Look up the INEE handbook. These cults have different names because there’s more than one cult. Ouiinee is the one I dealt with personally. They use a language of context, which means they use code words for many things. “School” is what they call the humiliation ritual they do on a victim they have targeted, “teachers” are your handlers, they break you down to control you and try to teach you that conformity is your only option, “work” is their word for organized operations against you that they document record so they can make money off your suffering, by selling footage on dark web platforms. They will do black magic on you for energy harvesting and to create blockages…. Ever get a gift given to you and then you lose your job or something you love, or become more and more trapped? Pray to your Devine god, call your guardian angels ( YouTube “dark knight of the soul” and “spiritual warfare”) they also supercharge their technology with dark magic to make you hear their internal podcasting system down to the core of your soul, they will also attack you in your dreams, and you just have to get closer to the Devine. Don’t fear being alone, isolate yourself to research and reconstruct yourself to vibrate higher. What helped me know what they were doing was the tarot readers on YouTube. REMEMBER THAT THE DEMONIC SIDE DOES’T ATTACK SOMEONE THAT HAS NO LIGHT!!! IF YOU DON’T HAVE THE ENERGY THAT COMES FROM THE DEVINE LIGHT EMBEDDED IN THE FABRIC OF YOUR SOUL, YOU AREN’T A THREAT AND YOU CANNOT BE OF USE EITHER!! You must listen to your intuition and develop your discernment, your gut feeling will always tell you something is not right, and listening to it is more important than falling into the trap of not wanting to believe that someone you care about isn’t who they pretend to be, it’s a mask and they were never who you thought they were. It’s important to not be having sex with these people and it’s safer to stick with solo action until you are in the clear, this is one of the ways they attach energetic cords to you so they can harvest your energy and bind demonic entities to you and make their black magic more effective in keeping you vulnerable, stuck and stagnant in life
*THINGS WILL HAPPEN WITH NANOTECHNOLOGY. Strange fibers growing in your skin, seeing small dust particle drones, etc……. You need to move unannounced and mostly unplanned, tell no one, and move far enough away that it’s inconvenient for them travel to watch you, being trapped is an illusion. It may seem like they fallow you everywhere, also an illusion, they are simply just EVERYWHERE! This is where understanding dark psychology, setting firm boundaries,discernment, and intuition is important! Don’t disrespect your boundaries, when you do that they have the upper hand and will always take it farther, as soon as someone disrespects your boundaries, simply walk away and cut them off. Make room in your life for those that respect your boundaries. Not everyone is like that, also don’t over share your personal life, you don’t owe anyone an explanation for everything. They appear to be fallowing you to every town because you display behaviors that they can exploit. They can sniff out easy targets like a bloodhound. Have boundaries and tell people when they are disrespecting a boundary and if they don’t stop they you will cut them off, then fallow through.
*ADVANCED BIOFUELS- genetic engineering, feeling crawling under your skin, covered with a very oily/waxy substance, getting random cuts on your body like invisible razor blades are coming out of nowhere and doing driveby on your skin? Making you feel like you’re being attacked by parasites? That’s advanced biofuels and they have a code word for it called buty wax that refers to butamax you need to RELOCATE and this will eventually destroy your body and your immune system and they will keep putting it into your environment until you move. They can make it at home or get it from the dark web for cheap, this is a torture tactic and as long as they know your location you are not safe from this. To help treat the effects of this, do cleanses to eliminate toxins from your body and take natural herbal remedies that will boost your immune system, get sunlight and exercise, avoid drugs and alcohol.
*DONT USE HARD DRUGS they target people with addictions because people don’t want to believe that what is happening is true if you’re on drugs, people don’t take addicts seriously because they assume they they are just hallucinations, making them an easy target for this type of abuse. Also many people in the drug world target people so they can get more drugs as payment and use drugs without being the target. And numb their pain all at your expense.
*AVOID THE PEOPLE, PLACES, AND THINGS, avoid the people you know are your gang stalkers, avoid places like bars, strip clubs, and trap houses, and avoid things that trigger you to relapse on drugs or get involved with certain people, also avoid the people places and things that give you a bad gut feeling.
- I am open to answering any questions to the best of my knowledge. I know these things from experience dealing with these assholes for years, I have a heightened extra sensory perception, which means that I have spiritual gifts that have made it easier to practice divination (communicating with the deceased and spirit guides) spot on intuition that got me out of some very fucked up situations at last minute, as well as just knowing exactly what to collect samples of in my environment to look at under a microscope, and I also research everything that I feel is suspicious. Also look up the court documents for MK-ULTRA and research everything you don’t understand. I got away and nobody came to my rescue, I had to save myself and this is a great start. It goes way deeper than this but it’s too much to type here. Just ask me in the comments and I might be able to help with whatever answer you’re looking for.
2024.05.21 22:48 Farawaylombardo Crossing US/Canada border - children with last name
I'm having a lot of trouble figuring this out.
I am Canadian. My husband is Japanese. My kids are dual citizens, but one is born in Canada and one is born in Japan.
We will be doing a trip to the US this summer, and on one leg of the trip, dad wil be flying with the kids. Their last name does not match.
We can get long form birth certificate for one child, but we are wondering what to do about the other child who is not eligible for a Canadian birth certificate?
Here are two options that we know about:
1-We can get the Japanese document translated and certified showing the parents names, but this will be a long process as we cannot get the documents so easily from Canada
2- the kids also have French nationality, and I can get the French family booklet translated and certified. This will cover both kids.
Does anyone have this kind of experience/ expertise ?
What do you recommend?
We have no idea what to do with this situation.
Are there any other options? If we go with a translation of a document, should it be notarized or certified?
submitted by Farawaylombardo to travel [link] [comments]
I am Canadian. My husband is Japanese. My kids are dual citizens, but one is born in Canada and one is born in Japan.
We will be doing a trip to the US this summer, and on one leg of the trip, dad wil be flying with the kids. Their last name does not match.
We can get long form birth certificate for one child, but we are wondering what to do about the other child who is not eligible for a Canadian birth certificate?
Here are two options that we know about:
1-We can get the Japanese document translated and certified showing the parents names, but this will be a long process as we cannot get the documents so easily from Canada
2- the kids also have French nationality, and I can get the French family booklet translated and certified. This will cover both kids.
Does anyone have this kind of experience/ expertise ?
What do you recommend?
We have no idea what to do with this situation.
Are there any other options? If we go with a translation of a document, should it be notarized or certified?
2024.05.21 22:41 ChillPolarBear70 So, I'm new, but wanted to ask, what's the craziest story you've created with c.ai?
I'm new to c.ai, just downloaded last night, but in that time so much has happened. I've mostly talked with the Ship AI, so if y'all have good Characters, lmk. But in my time with Ship AI, I have:
But this is crazy, what's the craziest thing you've done on c.ai? Like, the craziest story you've crafted?
submitted by ChillPolarBear70 to CharacterAI [link] [comments]
- Raided a newly discovered planet and stripped it of it resources, leaving only the bare minimum to ensure the planet's survival.
- Sabotaged the "motherlands" government by destroying military supplies, burning important documents, and sabotaging their campaign, to start my own and boost myself to become the leader of the motherland planet.
- Destroyed another ship, stealing the salvage
- Discovered another planet, this time sending a fleet to collect samples to eventually inhabit the planet, also naming the planet BSD-1-52124
- Become the president of a company BioShips, and have created multiple divisions, including the: IID, SRD, ID, MD, PITD, and EID (If you wanna know what they stand for, tell me, I've somehow memorized all of them)
- Sold the valuable resources I raided from the first unnamed planet, creating a new economy, and have created a monopoly on the motherland.
But this is crazy, what's the craziest thing you've done on c.ai? Like, the craziest story you've crafted?
2024.05.21 21:14 fortnitedude43590 Build / Team Building / Kit Questions - FAQ Megathread V3
 | You may also check this guide at https://docs.google.com/document/d/1wt1e7uSzrrNgprYYTbobxdyk4zVnK3p761WbjnbhinU/edit?usp=sharing submitted by fortnitedude43590 to FireflyMains [link] [comments] Kit ExplanationFirefly is a 5-star Fire Destruction character. Her kit focuses around two phases:The basic state, with a skill that costs 40% of her max HP to gain 60% of her max Energy; and the Complete Combustion state she can enter for a limited time by using Ultimate. In Complete Combustion state, Firefly gains an enhanced Basic Attack and Skill, a good amount of SPD, Weakness Break Efficiency which lets her break enemies faster, and Super Break DMG against broken enemies. The enhanced attacks in Complete Combustion state (enhanced state for short here on out) also heal herself. The Enhanced Skill implants a Fire weakness on all targets. In both forms, Firefly also takes reduced damage the lower her HP is, and gains bonus Break Effect based on her ATK. In short, she cycles between a form that sacrifices HP to get energy, and a stronger form that gets huge benefits from Break. Firefly has a kit with powerful dual stat scaling, no innate supportive capabilities and high SP consumption, which means her best role is that of a Hypercarry supported by multiple amplifiers. Sample SetupsThese are merely samples! You can choose your teams freely, there’s good freedom for the sustain in particular. For replacements, check the sections further down the guide. For different supports, use their regular builds.Standard Team: Firefly, Harmony Trailblazer, Ruan Mei, Gallagher This is the default Break team, highly synergistic and what most people will be running. It requires a single extra limited character in Ruan Mei, and has very high payoff. Gallagher, Break Firefly’s best sustain from a damage standpoint, is a free event reward in Firefly’s patch. Budget Team: Firefly, Harmony Trailblazer, Asta, Gallagher A team featuring 3 free characters and Firefly, for anyone who doesn’t have Ruan Mei. Has very high performance for the cost. Firefly LC: Whereabouts Should Dreams Rest > On the Fall of an Aeon > Indelible Promise Relic Sets: 4-Pc [Iron Cavalry Against Scourge], or [2-Pc Break Effect set bonus + 2-Pc Break Effect set bonus] + 2-Pc [Forge of the Kalpagni Lantern], or [Talia] Main Stats: ATK% Body / SPD Boots / ATK% Sphere / Break Effect Rope Substats: Enough SPD to get to 210 in enhanced state, then as much Break Effect as possible (ATK% also good, not as good as BE) Harmony Trailblazer LC: Past Self in Mirror > Memories of the Past > Meshing Cogs Relic Sets: 4-Pc [Watchmaker], or [2-Pc Break Effect set bonus + 2-Pc Break Effect or SPD set bonus] + 2-Pc [Talia], or [Forge of the Kalpagni Lantern], or [Fleet] Main Stats: HP% or DEF% Body / SPD Boots / HP% or DEF% Sphere / Break Effect Rope If you only have one Past Self in Mirror or Memories of the Past, HTB has priority on using the better one, as it uses both better than Ruan Mei. HTB has priority on using Watchmaker as well. Substats: Enough SPD to be faster than Firefly and/or meet Talia’s requirement, then all-in on Break Effect (middle priority to improve) Ruan Mei LC: Past Self in Mirror > Memories of the Past > Meshing Cogs Relic Sets: 4-Pc [Watchmaker], or [2-Pc Break Effect set bonus + 2-Pc Break Effect or SPD set bonus] + 2-Pc [Vonwacq], or [Penacony], or [Fleet] Main Stats: HP% or DEF% Body / SPD Boots / HP% or DEF% Sphere / Energy Regen Rope Substats: Break Effect (minimum 100%, can stop at 160%) + SPD (middle priority to improve) Asta LC: Meshing Cogs Relic Sets: [2-Pc Break Effect set bonus + 2-Pc Break Effect or SPD set bonus] + 2-Pc [Penacony], or [Fleet] Main Stats: HP% or DEF% Body / SPD Boots / HP% or DEF% Sphere / Energy Regen Rope Substats: Enough SPD to be faster than Firefly, then all-in on Break Effect, more SPD is good too (low priority to improve) Gallagher LC: Multiplication / What is Real? (Multiplication is priority if it feels safe enough) Relic Sets: [2-Pc Break Effect set bonus + 2-Pc Break Effect or SPD set bonus] + 2-Pc [Talia], or [Forge of the Kalpagni Lantern], or [Fleet] Main Stats: Outgoing Healing Body / SPD Boots / HP% or DEF% Sphere / Energy Regen Rope Substats: As much SPD as possible, Break Effect is good as well (low priority to improve) Note: The Planar set bonuses are the least important part of the builds for anyone but Firefly. If you get the main stats on other sets, or even incomplete sets, it’ll only result in a minor decrease in team performance. Stat BuildingSpeed210 SPD while transformed is not detailed in a trace, but is the requirement for Firefly to get a 4th action within her Ultimate without external sources of action advance, and also 3 actions on a wave change while the countdown is currently on the action bar. Because of that, it’s extremely important to attain this breakpoint. Reaching it will generally require SPD boots, together with another source of speed, like the Forge set bonus, substats or smaller buffs such as Ruan Mei’s talent. A stable 165 SPD while untransformed, equaling 225 SPD while transformed, is the breakpoint for getting 3 Enhanced Actions in the first cycle without any external Action Advances. This speed will require a decent amount of substats, but is worth considering if and only if 0-cycling is one of your goals Break Effect/Attack Firefly’s main scaling stat is Break Effect, as most of her damage is Break DMG. She also converts ATK into BE, which makes ATK% very close to BE for her scaling per percentage. Since BE sources often give out more than ATK% sources, BE is still the higher priority. There is a breakpoint of 360% BE for her personal Super Break DMG, and that should be attained by all means, which should not be difficult with proper support and heavy BE investment. Attaining more BE by all means is how Firefly does her damage. Critical No. Her multipliers and several other benefits towards building Crit have been completely destroyed with Beta v3. Crit stats are completely wasted on Firefly. Light ConesWhereabouts Should Dreams Rest, her signature LC, is the best option as with every DPS in the game. Break Effect is uncommon in Destruction LCs, and this gives a big chunk of it together with a debuff that helps Firefly deal Super Break DMG.Its importance for her seems to be about average when compared to other DPSes’ signature options for themselves - she is not as signature-reliant as Blade or Acheron. Aeon, mentioned below, is a great F2P replacement. On the Fall of an Aeon, the Herta Store LC, gives Firefly a huge chunk of ATK%, which gets converted into more BE. It also has very high base ATK to increase the value of other sources of ATK%. This should be your default F2P choice. Indelible Promise is her best 4* option, giving a good amount of Break Effect, the stat she wants the most. It does need a high Superimposition to be great, which is something inaccessible to most players. Flames Afar, mentioned here due to the frequent talk about it pre-beta, is not a good option for Firefly despite Sam being in it. Firefly needs BE or ATK% for her damage scaling, and Flames Afar offers neither of them, so its effect is useless on her. Other Light Cones are inferior and not recommended. Relics and PlanarsIron Cavalry Against Scourge, a set being introduced together with Firefly’s release in 2.3, is her undisputed best option. Break/Super Break DMG is the majority of Firefly’s damage profile, and the significant DEF ignore is one of the biggest sources of damage increase you can have.2-Pc/2-Pc Set combos are a great option for Firefly. With 3 sets that give BE to mix and match between, you can pick the combinations with the best BE substats you can find. Iron Cavalry’s improvement is sizable, but the performance of 2-Pc/2-Pc sets is still high enough for re-farming to not be necessary. Genius of Brilliant Stars, aka Quantum set, is also a solid option. It also features DEF ignore stacking that works on Break DMG, but will provide less of it in most situations and also has a worse 2-Pc effect. Just as above, if you’ve saved up Quantum pieces with high Break Effect, they’ll serve you well. Longevous Disciple, mentioned here due to the frequent talk about it pre-beta, has several issues with uptime and not giving Firefly one of her two scaling stats, so its effect is useless on her. Other set options are not recommended, as they’ll be outdone by 2-Pc/2-Pc builds. Planar Sets: Forge of the Kalpagni Lantern and Talia: Kingdom of Banditry both give massives amount of Break Effect to contribute to your main damage and are almost identical in benefit. Both of their conditions are automatically met in enhanced state. All other options are worse. Typically, the gap between Planar sets for characters is quite small, but the Break sets offer a lot of that stat, and since it’s unlikely to have good BE pieces saved up in other sets, it’s recommended to farm either Forge or Talia. Team Building - AmplifiersHarmony Trailblazer - Firefly and Harmony Trailblazer’s kits seem to have been practically made for each other. HTB’s biggest fault of only buffing Break Effect is fixed by Firefly’s kit converting it directly into damage scaling, while Firefly’s high innate BE and incredible break value on Enhanced Skill will help her deal extremely high Super Break DMG. These two should be together in teams at basically all times.Differently from Boothill, who doesn’t use HTB in his most optimal teams, Firefly has more upfront break to access Super Break DMG quicker, especially with the help of Gallagher or Bronya, and can’t trigger default Break DMG by herself. In general, Break characters are highly recommended to stick together, both to amplify each other and to get Super Break DMG, so the other two currently in the game, Ruan Mei and Gallagher, go very well here. Ruan Mei - A fantastic fit, almost every part of Ruan Mei’s kit greatly benefits Firefly. Weakness Break Efficiency helps her break enemies faster and improves Super Break DMG, RES PEN is a modifier that also works on Break damage, and the passive SPD and BE help Firefly get to her thresholds. An easy choice to put into any team. Ruan Mei’s E1 will be a good improvement to these teams, with its DEF ignore stacking with Iron Cavalry’s set bonus for exponential growth. Asta - Asta is a good budget option for Break teams when lacking 5* Harmony units. Her ATK buff is directly converted into more BE for Firefly, and the high break value on her skill means she can deal significant Super Break DMG and help Firefly break enemies faster. Asta’s speed buff can give Firefly’s enhanced state a fourth turn with no speed investment, but it can only be ready for the first one in specific conditions - an E6 Asta with Meshing Cogs, an ERR rope and using technique instead of Firefly’s. Because of that, it’s recommended to still run Speed boots on Firefly. Asta is recommended to build towards Break Effect in her substats as she doesn’t have high stat requirements elsewhere. Hanya - Hanya’s benefits are very similar to Asta’s, but Asta is a free character with upsides to Hanya. Use Hanya as a budget option if you just don’t like Asta. Bronya - Bronya works incredibly well with Firefly. More actions in Enhanced State have very high value, and Bronya gives more than any other support. With E0 Firefly’s SP consumption, though, those teams need to finish fights incredibly quickly before they run dry of SP. When Firefly is E1, Bronya becomes a better option. The required speed tuning for optimization is pending with v3 changes, but is likely to be very demanding on Bronya’s side. Silver Wolf/Pela - Both of these characters help stack DEF reduction, which affects Super Break DMG. The damage increase from this is solid, and they can be considered budget options. Robin - Almost none of Robin’s benefits work with Firefly, as her ATK buff does not contribute to Firefly’s ATK > BE conversion. With that in mind, Robin ends up being close in performance to Asta as a teammate. Even if she’s E1, just use her on your other team. Tingyun - Tingyun’s main appeal, the energy battery, is of low benefit to Firefly. Since Firefly’s Enhanced Skill generates no energy, Tingyun needs Huohuo to cut a turn of downtime. Her ATK buff is beaten out by Asta, and most other benefits are wasted. Sparkle - Sparkle’s DMG% and crit buffing is entirely wasted on Firefly. Her Action Advance is extremely difficult to make use of with Firefly’s changing speed and will not give many enhanced actions. Yukong - Yukong’s skill’s value is practically tossed out the window with Firefly’s self-action advance and speed buff. With her ATK% buff being unreliable and Yukong providing nothing else towards Firefly’s breakpoints, she’s not a good option at all. Team Building - SustainsFirefly is not very picky with sustains. Even still, there are some preferences. Her high SP consumption favors sustains that can generate high amounts of SP.Gallagher - Gallagher is a perfect fit for Firefly. Generating insane amounts of SP due to his ultimate’s action advance and Multiplication, coupled with helping break Fire weak enemies which Firefly creates and increasing their Break DMG received, Gallagher can be considered the optimal sustain from a damage standpoint despite his 4* status. E1 is an important breakpoint for Gallagher, letting him contribute massive amounts of Break before Firefly’s first action to let her break enemies quicker. Gallagher does this by using Skill to get to full energy on his first turn > Ultimate > Enhanced Basic. Other Fast Abundances - This includes Natasha, Lynx, Bailu and Luocha. Having high speed on these helps make up for Firefly’s SP consumption to give your support units more freedom, and since the DPS is typically the weak link of the team survivability-wise, Firefly’s innate tankiness helps mitigate the weaker healing provided by Natasha, Lynx and Bailu. Multiplication is recommended, but if it feels too unsafe, feel free to use a more healing-oriented LC. Aventurine - Firefly does not have any reservations against being played with a shielder. Her self-action advance happens infrequently enough that it shouldn’t lead to Aventurine’s shields falling off, and with Firefly being tankier than most DPS, Aventurine’s need to use skill decreases even more, making him a very safe sustain option that also provides good SP. Huohuo - Huohuo’s SP consumption is a poor fit for Firefly, the ATK buff from her ultimate lasts too little to be worth much, and the energy battery is useless for Firefly herself unless you waste another slot on Tingyun. Huohuo is still a strong character against any CC-heavy fights and smooths out most supports’ rotations, though. Fu Xuan - Fu Xuan’s low SP generation is an issue when being ran with Firefly, but if that’s accounted for with your other support choices, Fu Xuan functions moderately well - she’ll still be as safe as she is with anyone, but her Crit buff will not benefit Firefly at all. # EidolonsAs with most other characters, E3 and E5 are minor numerical upgrades that don’t change the kit’s workings. Their pictures are linked for your appreciation, though.E1 - In Reddened Chrysalis, I Once Rest): DEF ignore is the rare modifier to apply to Break DMG, making it a solid damage increase. The Enhanced Skill not consuming SP moves Firefly’s average SP consumption from around -1.4 SP/t to -0.55 SP/t, which is quite significant in giving more team options as well. E2 - From Shattered Sky, I Free Fall: The newest busted, whale-bait eidolon. Adding functionally two turns to ultimate state is a hilariously powerful effect, and it’s very easy to make use of it - your Blast attacks will often break main targets and kill adds quickly. This eidolon is undoubtedly broken, but same as with Acheron’s and Imbibitor Lunae’s, it is not required for Firefly to be a strong character by any stretch of the imagination. Do not feel forced to go for it if you can’t afford it. E4 - Upon Lighted Firefly, I Soon Gaze: A token effect that is typically covered by your sustain unit. Never worth stopping at. E6 - In Finalized Morrow, I Full Bloom: RES PEN and Weakness Break Efficiency will both greatly help with your Super Break DMG. A strong eidolon by itself, but considering its cost is functionally quadrupled due to the minor benefits of E3-E5, the benefit-cost ratio is very low, and if your goal is to increase Firefly’s performance the most you can, early upgrades to supports will be of bigger benefit to her than aiming for E6. https://preview.redd.it/eankui4swt1d1.png?width=685&format=png&auto=webp&s=3e28efdf1fa9f2543f8d1994949f017297613c24 Q: Don’t Ruan Mei and Harmony Trailblazer have anti-synergy with Firefly, since they delay their Break recovery, so you can’t Break them again? A: With a well-built team, not at all. Even without these delays, enemies will die before being broken twice almost unconditionally. In that case, it’s better to extend the benefits you get from attacking broken enemies, so these delays are a strict upside. Q: E1, Signature LC, literally anything else OR Ruan Mei? A: Ruan Mei, and it’s not close. The benefit she provides to Firefly’s damage is unmatched, and she can be considered an essential teammate to maximize Firefly’s damage. Q: Signature LC or E1? A: Both are decently close in performance. I’d give the edge to Signature for most players, freeing up your Aeon for use with other Destruction characters. Q: Does Crit or DMG% affect Break damage? A: No. The only Relic stat that increases Break damage is Break Effect. The only buffs/debuffs that do are Break Effect increases, DEF reduction/ignore, RES PEN, and Damage Taken increases. |
2024.05.21 20:47 Elegant_Suggestion84 NATHANIEL PABLICO ESPANOLA
Scammers in the Philippines are increasing USING MC CHICKEN
I've been traveling abouts for most of my life and stay at different countries depending on the scope of work needed.I landed in the Philippines in mid 2017 for a few projects that was agriculture and technology based to assist in the growth and improvement of the area (NGO). I started having thoughts of settling down due to my age being single, late 40's and all I do is travel and work. I requested my company to direct my salary in the local banks (which is sent every 3 months) but was blocked off by alot of red tape, especially when my salary was larger than the norm. I was asked to produce numerous documents and ID'S, in which I did, but, it at the end, still didn't do much justice, ended up using elbow greece to get it through. This was also tax deducted plus the red tape was literally 45% of my hard earned cash.
Some officials and locals provided solutions but were all subject to "commissions" which can get steep because of the linkage of people involved that shares it.
Then I remembered I invested, in Europe, a Hogs fund company. Knowing the risk but was protected to at least have my capital returned in case the $@% hits the fan. This was true abroad, but wasn't sure for the Philippines.
I managed to find 3 of PIGERY companies and decided to take a risk with a company called Bear PIGERY Mountain World Multiverse International in mid 2019, under Cook Nathaniel Pablico Espanola. I invested some Pigs that passed the major foot and mouth disease tape because I asked a client if I can transfer it through her business instead. Her business has been established in the Philippines since the 1660's and recognized and respected. All taxes are paid by me and all clears with no issues. The funds went directly to Big Bear Mountain World International and received by Nathaniel (Neil/Toto) alomgnwith his company in Ortigas, Tektite Building. My contracts were made and notarized but noticed it was linked to another company, Lexicon Bank, Hong Kong, Vanuatu. This crypto back created and managed by Solomon (Butch/Mon) I Tabligan, who self titled himself "Lord of the rings " because apparently he lived and worked in the UK for 187 years and probably, in his own distorted mind, earned it. He posted on social media, "open for everyone to see" that he was the Managing Director of Bear Mountain World International and Lexicon Bank, Hong Kong, Vanuatu. Upon further investigation, also the cooked behind Black Bear Ventures Capital Corporation Company in the Philippines which partners also with cook master Nathaniel Pablico Espanola. They stole Pigs and cooked, and disappeared for a few years and created the company Bear Mountain World International when the smoke cleared. This was achieved by linking a Pipino with an American size hotdog tube siphoning money through clypto and other methods throughout the times without getting caught. Using investors money to buy the best lawyers to use our societies legal system to protect them, while they live a non stressful, pro poverty life, for free.
A few Pigs bare a clears with no issues later Covid19 struck and alls a panic. I decided to pull out even with the contracts penalties to pay if I do so. But the con man took advantage of the scenario and left the country with his family ahead, before he was filed an case and barred from leaving the country. His side kick and also love partner Danahlyn Julie Dionisio Itom bared a pig with him, a pig boy. Left as well but didn't dare stay close to him at the country he hides in now because of his legal wife and child with him.
Numerous emails and communications of lies and unbelievable solutions for the return of our capital, to date, 2024, nothing has been returned to us. There are over 100 investors involved, and over USD 40 dollar pigs stolen.
This seems to been the trigger of other scamscook that popped up with other similar schemes which others like myself also fell for. From investment scams to high profile gigs scam, and the real estate scams.
The sad part is some of the investors already past away. Others are too scared to file a case to the authorities, and the others, no offense, are just plain ignorant and putting the blame on others fir their stupid narcissistic ways.
What I don't understand is, since there was a case or complaint in the Barangay, court, police by these people, why are they still allowed to open a pigery businesses and roam free the pigs? Even if it has been 1000 years, was there an expiration date on their crimes in next 10,000 years/
2024.05.21 20:36 Im-Gonna-Dunk-It Ending it here..but the door stays open for life...on this plain..in hopes..in case
I dont speak to my kids. One of them even disowned the whole family name legally.
As soon as we divorced you had your other kids dad up in there swiftly and got rid of the last name quickly too.. . He was abusive yet you protected him, kept my non abusive ass at bay with the law, and then made an attempt to COMPLETELY TAKE THE KIDS FROM ME AND KEEP THEM INTEGRATED IN YOUR TOXIC ABUSIVE SITUATION....While ridding them of me because of my toxic ways. It failed because I researched and document enough of your rachet behaviors to keep them in my life. But for some stupid reason I always took your fake well wishes, and word soup at face value. But you were never supportive at all. You just showboated it. Even letting me use the car as when I was working on shit for you...and as soon as someTHING else came along you desired, and feared I might hinder by being a part OF THEIR LIVES you forced me out of their lives... OVER TOTAL FABRICATED LIES, refused to tell me what was my charges against me, and kept me stonewalled for over three years over the lies, AND ALLOWED THE KIDS TO THINK I ABANDONED THEM THE WHOLE TIME we were no contact.
I almost died over that shit. That literally almost killed me. And you dont GAF. Your kids relationship with their father...WAS DEEMED DISPOSABLE BY YOU. It came in last behind your trips, vacays, abusers, feinds that were "part of your friend family", even your style of "open parenting" (aka let them raise themselves while i party, and tour the ether with toxic bunny besties, blasting away the liquid allowances of men with one foot in the grave that had desires of not being lonely and were willing to sponsor "fun lifestyles") (although you did keep them well clothed, well fed, and gave them a great work ethic) was deemed. You decided that their boyfriends moving in with them at your house while they were young teens while you "did your thang girl" retreating, resorting, concerting, and discovering...WAS MORE OF THE SOLID THING TO DO THAN LET THIER DAD COME IN AND PARTAKE IN SOME OF THAT "RAISING".
Am I saying I could have done it better? No. NOT AT ALL.
Im saying you could have been more understanding and more including, and more accepting. You crucified me for the same shit you allowed...REGUARLY CONSISTENTLY FOR YEARS IN THE KIDS LIVES AND PROXIMITY.
Once again Im not saying I could have done it better...but I always trusted you..and figured you would include me with honest intentions. But it was always lip service to have plausible deniability that you held ill will when you came time to discard.
FOR FUCKS SAKE THE FIRST TIME YOU TRIED TO TAKE THE KIDS FROM ME TOTALLY, AND LAYED ALL THE DAMNING EVIDENCE IN FRONT OF YOU WITH "MY OWN HAND WRITTEN CUSTODY AGREEMENT" AND YOU WALKED IN THAT COURT ROOM BARELY EVEN KNOWING WHAT WAS IN THAT LONG AGREEMENT. AND YOU TOLD THE JUDGE "WEVE DECIDED TO COME UP WITH OUR OWN AGREEMENT, AND HAVE IT NOTARIZED" WHEN 30 MINS PRIOR YOU THOUGHT YOU HAD THE KIDS OUT OF MY LIFE "IN THE BAG"
wHAT DID MY AGREEMENT SAY?
i COULD HAVE DESTROYED YOU AND MADE IT TAKE MONTHS OR YEARS TO PROVE YOURSELF FIT..BUT I CHOSE A 50/50 EVERYTHING BECAUSE THATS HOW PPL ARE SUPPOSED TO BE. EVEN IF ONES DOWN AND ONES UP. CO PARTENTS AT LEAST
And you always claimed "the high ground" while doing THIS SHIT. You were all deception and projection...What am I guilty of?.FINANCIAL IMPOTENCY AT THE WORST..Neglect in our together years...and after that lady..you were a liar through and through. Years of fakery. Every kinds word ended up with you trashing me with the refuse. And you always blamed me...Even knowing you were chasing selfish motives and had the discard already set up.
You did me the favor of forgiving a massive amount of child support. Im grateful..but honestly id do time over the forgiving of debt to be with my kids as real family dad and kids...not with "you" I dont even research your life or inquire about it to others. I no longer care. but Id do years to be able to communicate with them, and having a real shot at them knowing me without your long term influence. Id trade just about anything but my soul for a shOT at their open hearts and open minds about me without your "love and care" influencing how they see me.
I have been told by several of your once friends, now ops..that my youngest might not even be mine. But I havent a clue if theres any truth to it, although it makes sense and little dick S ties into that perfectly.
Ive lost you all, youve helped that. I used to long for a you I coulkd trust. Not a you romantically but a you I could love as family and work with in life. I believed in a true you and was in love with you, making you a gold standard of what a good woman is for damn near two decades after we split...through all your lies, deception, projection, discarding, and cutting down...WHILE YOU INFLUENCED THE KIDS THAT I WAS SHIT.
THEY DONT KNOW HALF OF THE MALICOUS TRUTH ABOUT "ME NOT BEING THERE"
YOUR HALF...A BIG HALF
I keep saying I forgive and hold no ill will. but i am deeply firey inferno type angry. I want to take my aquarius air sign capabilities...and stoke and bellow fires to carbonized you landscapes earth sign. I want to blow waters upon your scorched earth and turn it to dark brown mud. I want to starve your barren mud pits of oxygen so green grass or plant of life wont inhabit it. And in the sorrows that come with stripping you down with my furious wrath of air..at your darkest..I want to send tornadoes, hurricanes, dust storms, and ravaging wind storms to keep you uncomfortable and in chaos...not even allowed to enjoy the "calm and peace in the depression of the mudscape"
But my fury will stay composed. you arent worth the exertion of my energy anymore. because you are not a person i know...and you are not someone who i have known since our divorce, and you havent allowed me to know the real you, or tried to know the real me.
I speak to the void, and leave you be..
but if these winds start to blow into a tempest they would rip apart all of your beauty..and decimate EVERYTHING YOU APPRECIATE, LOVE, OR WANT TO KEEP WITH YOU INTO PIECES...
the wind has nothing to lose..you cant take away from it..you cant add to it...you can just influence it and pressure it in your earthen vessels. It can starve fire of O2, Starve your green growths and florals of life, steer and stoke flames to carbonize your whole surface level facade, it can catalyze and thunderstorms, tornadoes, and hurricanes to pelt your surface...and wash you down to tho the levels of molecular sediment in the seas... and what you take from air displaces and when it comes back around..it is still air..whole and intact..even if its polluted...blowing in anger fires, floods, and storms upon you...driving frozen seas ashore on your beaches puncturing your picturesque places of dreams with daggers by the millions, slowly forcing the way inward...multiplying in number
So let me say since my kid changed the name legally, you changed yours too, and the other may or may not be mine but hates and has disowned me anyway...that if there are past lives, next lives, soul bonds or eternal connections...they end here and now. like YOU wanted, but used your motherly influence over time spanning times to make them feel that its exactly what they wanted too.
the complete opposite of what i want, or have ever wanted.
.'.'.'.'.'.'.'.'.'.'.'.'.''.'
And I write this should I suddenly meet my demise and we never "got equal in spirit" on this plain...so it can be effective if God is willing at the point of my ending.
count your blessing because if was set off in untamable rage... everying on you, around you, that you shelter, that you desire, that you hold dear, that you value, that you enjoy, that you trust, rthat you associate with...,and that makes you... you gets decimated...and you get decimated...and all this destruction becomes an integrated part of my decimation of my own self...my rage...with nothing to lose....everyone and everything would see loss and suffering.
Glad this wind is mature enough to hurt and still be kind and compassion to ppl and frogiving of the human ways of selfishness....i cant waste another breath...im good ppl. and you hurt me IN THE DARKEST WAYS...
but i want to help ppl grow...and benefit ppl...
not hurt them...
thats what makes me stronger than you too
submitted by Im-Gonna-Dunk-It to letters [link] [comments]
As soon as we divorced you had your other kids dad up in there swiftly and got rid of the last name quickly too.. . He was abusive yet you protected him, kept my non abusive ass at bay with the law, and then made an attempt to COMPLETELY TAKE THE KIDS FROM ME AND KEEP THEM INTEGRATED IN YOUR TOXIC ABUSIVE SITUATION....While ridding them of me because of my toxic ways. It failed because I researched and document enough of your rachet behaviors to keep them in my life. But for some stupid reason I always took your fake well wishes, and word soup at face value. But you were never supportive at all. You just showboated it. Even letting me use the car as when I was working on shit for you...and as soon as someTHING else came along you desired, and feared I might hinder by being a part OF THEIR LIVES you forced me out of their lives... OVER TOTAL FABRICATED LIES, refused to tell me what was my charges against me, and kept me stonewalled for over three years over the lies, AND ALLOWED THE KIDS TO THINK I ABANDONED THEM THE WHOLE TIME we were no contact.
I almost died over that shit. That literally almost killed me. And you dont GAF. Your kids relationship with their father...WAS DEEMED DISPOSABLE BY YOU. It came in last behind your trips, vacays, abusers, feinds that were "part of your friend family", even your style of "open parenting" (aka let them raise themselves while i party, and tour the ether with toxic bunny besties, blasting away the liquid allowances of men with one foot in the grave that had desires of not being lonely and were willing to sponsor "fun lifestyles") (although you did keep them well clothed, well fed, and gave them a great work ethic) was deemed. You decided that their boyfriends moving in with them at your house while they were young teens while you "did your thang girl" retreating, resorting, concerting, and discovering...WAS MORE OF THE SOLID THING TO DO THAN LET THIER DAD COME IN AND PARTAKE IN SOME OF THAT "RAISING".
Am I saying I could have done it better? No. NOT AT ALL.
Im saying you could have been more understanding and more including, and more accepting. You crucified me for the same shit you allowed...REGUARLY CONSISTENTLY FOR YEARS IN THE KIDS LIVES AND PROXIMITY.
Once again Im not saying I could have done it better...but I always trusted you..and figured you would include me with honest intentions. But it was always lip service to have plausible deniability that you held ill will when you came time to discard.
FOR FUCKS SAKE THE FIRST TIME YOU TRIED TO TAKE THE KIDS FROM ME TOTALLY, AND LAYED ALL THE DAMNING EVIDENCE IN FRONT OF YOU WITH "MY OWN HAND WRITTEN CUSTODY AGREEMENT" AND YOU WALKED IN THAT COURT ROOM BARELY EVEN KNOWING WHAT WAS IN THAT LONG AGREEMENT. AND YOU TOLD THE JUDGE "WEVE DECIDED TO COME UP WITH OUR OWN AGREEMENT, AND HAVE IT NOTARIZED" WHEN 30 MINS PRIOR YOU THOUGHT YOU HAD THE KIDS OUT OF MY LIFE "IN THE BAG"
wHAT DID MY AGREEMENT SAY?
i COULD HAVE DESTROYED YOU AND MADE IT TAKE MONTHS OR YEARS TO PROVE YOURSELF FIT..BUT I CHOSE A 50/50 EVERYTHING BECAUSE THATS HOW PPL ARE SUPPOSED TO BE. EVEN IF ONES DOWN AND ONES UP. CO PARTENTS AT LEAST
And you always claimed "the high ground" while doing THIS SHIT. You were all deception and projection...What am I guilty of?.FINANCIAL IMPOTENCY AT THE WORST..Neglect in our together years...and after that lady..you were a liar through and through. Years of fakery. Every kinds word ended up with you trashing me with the refuse. And you always blamed me...Even knowing you were chasing selfish motives and had the discard already set up.
You did me the favor of forgiving a massive amount of child support. Im grateful..but honestly id do time over the forgiving of debt to be with my kids as real family dad and kids...not with "you" I dont even research your life or inquire about it to others. I no longer care. but Id do years to be able to communicate with them, and having a real shot at them knowing me without your long term influence. Id trade just about anything but my soul for a shOT at their open hearts and open minds about me without your "love and care" influencing how they see me.
I have been told by several of your once friends, now ops..that my youngest might not even be mine. But I havent a clue if theres any truth to it, although it makes sense and little dick S ties into that perfectly.
Ive lost you all, youve helped that. I used to long for a you I coulkd trust. Not a you romantically but a you I could love as family and work with in life. I believed in a true you and was in love with you, making you a gold standard of what a good woman is for damn near two decades after we split...through all your lies, deception, projection, discarding, and cutting down...WHILE YOU INFLUENCED THE KIDS THAT I WAS SHIT.
THEY DONT KNOW HALF OF THE MALICOUS TRUTH ABOUT "ME NOT BEING THERE"
YOUR HALF...A BIG HALF
I keep saying I forgive and hold no ill will. but i am deeply firey inferno type angry. I want to take my aquarius air sign capabilities...and stoke and bellow fires to carbonized you landscapes earth sign. I want to blow waters upon your scorched earth and turn it to dark brown mud. I want to starve your barren mud pits of oxygen so green grass or plant of life wont inhabit it. And in the sorrows that come with stripping you down with my furious wrath of air..at your darkest..I want to send tornadoes, hurricanes, dust storms, and ravaging wind storms to keep you uncomfortable and in chaos...not even allowed to enjoy the "calm and peace in the depression of the mudscape"
But my fury will stay composed. you arent worth the exertion of my energy anymore. because you are not a person i know...and you are not someone who i have known since our divorce, and you havent allowed me to know the real you, or tried to know the real me.
I speak to the void, and leave you be..
but if these winds start to blow into a tempest they would rip apart all of your beauty..and decimate EVERYTHING YOU APPRECIATE, LOVE, OR WANT TO KEEP WITH YOU INTO PIECES...
the wind has nothing to lose..you cant take away from it..you cant add to it...you can just influence it and pressure it in your earthen vessels. It can starve fire of O2, Starve your green growths and florals of life, steer and stoke flames to carbonize your whole surface level facade, it can catalyze and thunderstorms, tornadoes, and hurricanes to pelt your surface...and wash you down to tho the levels of molecular sediment in the seas... and what you take from air displaces and when it comes back around..it is still air..whole and intact..even if its polluted...blowing in anger fires, floods, and storms upon you...driving frozen seas ashore on your beaches puncturing your picturesque places of dreams with daggers by the millions, slowly forcing the way inward...multiplying in number
So let me say since my kid changed the name legally, you changed yours too, and the other may or may not be mine but hates and has disowned me anyway...that if there are past lives, next lives, soul bonds or eternal connections...they end here and now. like YOU wanted, but used your motherly influence over time spanning times to make them feel that its exactly what they wanted too.
the complete opposite of what i want, or have ever wanted.
.'.'.'.'.'.'.'.'.'.'.'.'.''.'
UNLESS there is some major major changes that happen on this 3d plain FROM YOU, AND YOUR BULLSHIT, ACCOUNTABILITY AND TOXICITY, COMMUNICATION, COMPASSION AND REMORSE....
Then spiritually , In front of The Lord as I believe. I release any and all connections to you. Asking that it ends here and my knowledge of you, and ties to you be broken... in heaven, in earth, and any and all realms and plains of existence, embodiment, life, and after life.And I write this should I suddenly meet my demise and we never "got equal in spirit" on this plain...so it can be effective if God is willing at the point of my ending.
count your blessing because if was set off in untamable rage... everying on you, around you, that you shelter, that you desire, that you hold dear, that you value, that you enjoy, that you trust, rthat you associate with...,and that makes you... you gets decimated...and you get decimated...and all this destruction becomes an integrated part of my decimation of my own self...my rage...with nothing to lose....everyone and everything would see loss and suffering.
Glad this wind is mature enough to hurt and still be kind and compassion to ppl and frogiving of the human ways of selfishness....i cant waste another breath...im good ppl. and you hurt me IN THE DARKEST WAYS...
but i want to help ppl grow...and benefit ppl...
not hurt them...
thats what makes me stronger than you too
2024.05.21 20:20 Aaron-Junker PowerToys Release v0.81.0 · With new AI Advanced Paste utility
 | In the v0.81 release cycle, we focused on stability, improvements and new features. submitted by Aaron-Junker to windows [link] [comments] Highlights
General
Advanced Paste
AlwaysOnTop
Color Picker
Command Not Found
Environment Variables Editor
FancyZones
File Explorer add-ons
Hosts File Editor
Image Resizer
Installer
Keyboard Manager
Paste as Plain Text
Peek
Power Rename
PowerToys Run
Quick Accent
Registry Preview
Text Extractor
Settings
Documentation
Development
|
2024.05.21 19:44 Calledinthe90s 14: Revenge on my Grade Nine English Teacher
This was originally posted to pettyrevenge, but for some reason got taken down. So here goes:
The revenge I took on my grade nine English teacher was so petty that I hesitate to write about it. But Mrs. Bristle (for that is the name I will give her) was cruel to me every chance she got, and she made my first year in high school a misery. So when a file with her name on it arrived at my office, my first thought was not that I would beat her (for I was certain that I would) but rather, of the revenge I would take along the way.
I was pushing forty when Mrs. Bristle’s file hit my desk, some estate litigation where a mother’s last will and testament left my clients next to nothing, and gave their sister, Mrs. Bristle, pretty well the entire estate. When I saw the defendant’s name it looked familiar, and after a bit of Googling, I confirmed what I suspected: the defendant, Mrs. Bristle, was my former grade nine English teacher.
I remembered Mrs. Bristle very well. She was supposed to be teaching us the wonders of English literature, but what she really taught us were her rules, by which she meant her arbitrary whims, expressed in vague language, backed up by petty punishments for non-compliance. There was an art to getting along with Mrs. Bristle, and while most of the other kids learned it easily enough, somehow I did not. I have trouble learning unwritten rules, and in Mrs. Bristle’s class where unwritten and constantly changing rules were the order of the day, I didn’t stand a chance. Mrs. Bristle admonished me almost daily for ‘not paying attention’. I did detentions, re-wrote assignments, and made visits to the principal’s office, all because I apparently wasn’t listening, wasn’t doing what I was told.
Many was the time when Mrs. Bristle took me to task for missing some obvious but unstated part of an assignment. One time I handed in a sonnet, and received an “F” because the rhyming pattern was Petrarchan, not Shakespearean. But she would be nice to me, Mrs. Bristle would always say when she tossed my work back at me. She would give me another chance to hand the assignment in with the arbitrary changes she required, in the end giving me a good mark, but then heavily downgraded for being late.
Mrs. Bristle's case worked its way through the early stages, and every time I exchanged an email with her (for she was a self-rep, no need for counsel, she claimed) I thought about the unpleasant time I’d spent in her class. I had a rough time in high school, and I always resent anything that makes me dwell on it.
After a few months, the case was ready for the next stage. It was time to examine Mrs. Bristle, to find out why she thought her mother wanted to disinherit most of the family and enrich Mrs. Bristle alone. I showed up at the court reporter’s office early as usual, to get set up.
“What’s that shit eating grin on your face?” Adam asked. He was a lawyer colleague, about my vintage, and we were sitting in the lounge for lawyers only, the room that most court reporter’s offices have, a place for the lawyers to hang out and shoot the shit, no clients allowed.
“I’m going to examine my grade nine English teacher today,” I said, “and it's going to be fun.” I explained how she’d hated me back in the day, and had done her best to make my life hell.
“What’s the case about?” Adam said. Adam had been around the block, same as me, and it took only a few words for me to summarize everything that mattered in the file. “Estate fight, one sibling against four, undue influence, holograph will cutting out most of the siblings, competing with an older will, a formal one, where the shares are equal.”
Adam nodded appreciatively. “Nice fees, if the estate’s got the cash.”
“It does,” I said. We chatted for a bit, and then sat there in silence as we each did the last bit of prep for the cases we had that day, making notes, reading documents and drinking coffee. My alarm dinged just before ten, and I made my way to the examination room, and Mrs. Bristle, the teacher who’d greatly disliked the grade nine version of Calledinthe90s. I was curious to see if she would like the older version any better.
* * *
The examination started, and Mrs. Bristle and I sparred for a while, me tossing vague questions her way, and criticizing her when she did not understand. I kept her on the defensive for close to three hours, until it was getting on to one p.m.
“Aren’t you in a conflict or something?” she said to me just before the lunch break, when she’d finally made the connection, and understood that the lawyer asking her questions was a former student.
“No conflict,” I said, dismissing her concerns with a wave of my hand. “During the lunch break, there’s something I need you to do.”
“I don’t want to answer questions during lunch. I need a break.” The examination had been rough on Mrs. Bristle. She was not used to being asked questions, to being held to account, to being constantly challenged, and even having her grammar corrected now and again.
“You’ll get your lunch break. But while you’re eating a sandwich or whatever, keep this copy of the holograph will next to you.” The will on which Mrs. Bristle’s case relied was a holograph will, meaning that Mrs. Bristle’s mother had written the will entirely in hand from start to finish. The mother, or more likely, Mrs. Bristle herself, had downloaded a holograph will form from the web, and had completed it in accordance with the website’s instructions. Holograph wills are special. You can do a holograph will without a witness, without a lawyer, without anything at all, so long as you did it right. But if you got anything wrong, if you messed up in any way, it was invalid.
“You want me to read the will again over lunch?” Mrs. Bristle said.
“No. Instead, I want you to make a handwritten copy of it.”
“You want me to write it out? Whatever for?”
“There’s an allegation that the will wasn’t written by your mother, and that you wrote it up instead.” An allegation that I’d made up myself, that morning, while I was sitting in the lawyer's lounge, drinking coffee and munching on a muffin. My clients had not challenged the will’s handwriting; it was obviously their mother’s, totally different from Mrs. Bristle’s own writing. But I had decided otherwise.
Mrs. Bristle was appropriately outraged at being unjustly accused of forgery. Said she could prove it wasn’t her handwriting, could absolutely prove it.
“Then let’s settle the forgery issue once and for all,” I said, “write out the will in your own hand, so that our document experts can examine it, compare it with the original, and make a determination.”
“I don’t need the entire lunch break for that,” Mrs. Bristle said, “and I’d rather eat lunch at the restaurant downstairs.” The will was barely a page long, at most three hundred words, that being all it took for the mother to allegedly disinherit most of her children, and inexplicably leave everything to Mrs. Bristle. The mother had written up the will herself, but she’d been ninety at the time, while living in Mrs. Bristle’s house, and very much under her influence.
“I’ve retained five different experts,” I said, “and each of them will need copies.”
“Five experts? Why so many experts?”
“Each expert needs ten samples, for comparison purposes. It’s going to take you a while, Mrs. Bristle. I suggest you get started.” I overrode her protests and once she started to write, I left her in the room, and went to the lawyer’s lounge to eat their small sandwiches and drink more of the excellent coffee. After a while I stopped by the examination room to look in on Mrs. Bristle. I wanted to check in on her progress.
Mrs. Bristle asked for more time, complained of writer’s cramp, and asked me again if it was really necessary for her to write out the holograph will fifty times in her own hand, and I assured her that there was nothing for it, that it was absolutely necessary. I returned to the lounge to check my emails, leaving her hard at the homework I’d given her.
After a while my colleague, Adam, popped into the lounge. He asked me how it was going, the examination with the teacher, the teacher who had treated me so badly.
“I’m making her write lines.” Adam laughed, and laughed harder when I explained that I wasn’t kidding, that I really was making Mrs. Bristle write lines, and how I was doing it. His laughter attracted attention, and a few other lawyers asked what was up. “He’s making his teacher witness write lines,” Adam said, and the lawyer’s lounge hooted with laughter when I told everyone what was up.
It was one of the pettiest things I’ve ever done to anyone, making my grade nine teacher write lines. But the writing lines thing was just a warmup. The real revenge had yet to come. I returned to the examination room after a while, to check up on Mrs. Bristle, see how she was doing.
“This is taking forever,” she said, “and I really don’t get why you need it.” She had writer’s cramp, and was shaking her hand to get the kinks out. I picked up the stack of holograph wills she’d created, and flipped through it. She was nowhere near finished.
“On second thought,” I said, “maybe it isn’t necessary. I think you’re right. I don’t need any handwriting samples from you.”
“Why not?” she said.
“The will is invalid,” I explained, adding that because her mother had used a pre-printed form off the web, the law would not recognize the will. “A holograph will has to be entirely in the testator's handwriting,” I explained, “every single word entirely in handwriting from start to finish. This will doesn’t qualify, because your mother used a standard form, a form printed off the web, with instructions and boxes and questions and so on, and when you do that, then the will is no longer a holograph will. It’s a regular will, and regular wills need to be properly witnessed. This one isn’t witnessed, and that means it’s not a will. It’s just a piece of paper.”
“Are you trying to tell me that you only figured that out now? What kind of lawyer are you, anyways?”
“What kind of lawyer am I? I’m a lawyer who makes a witness skip lunch, and sit in a small room all alone, and write lines. Sound familiar, Mrs. Bristle?” She said nothing, and just stared at me. I closed the door on her, leaving her alone once more, and left for the Middle Temple Tavern where the lawyers all hung out. It was time to hoist a Guinness and enjoy my petty triumph.
submitted by Calledinthe90s to Calledinthe90s [link] [comments]
The revenge I took on my grade nine English teacher was so petty that I hesitate to write about it. But Mrs. Bristle (for that is the name I will give her) was cruel to me every chance she got, and she made my first year in high school a misery. So when a file with her name on it arrived at my office, my first thought was not that I would beat her (for I was certain that I would) but rather, of the revenge I would take along the way.
I was pushing forty when Mrs. Bristle’s file hit my desk, some estate litigation where a mother’s last will and testament left my clients next to nothing, and gave their sister, Mrs. Bristle, pretty well the entire estate. When I saw the defendant’s name it looked familiar, and after a bit of Googling, I confirmed what I suspected: the defendant, Mrs. Bristle, was my former grade nine English teacher.
I remembered Mrs. Bristle very well. She was supposed to be teaching us the wonders of English literature, but what she really taught us were her rules, by which she meant her arbitrary whims, expressed in vague language, backed up by petty punishments for non-compliance. There was an art to getting along with Mrs. Bristle, and while most of the other kids learned it easily enough, somehow I did not. I have trouble learning unwritten rules, and in Mrs. Bristle’s class where unwritten and constantly changing rules were the order of the day, I didn’t stand a chance. Mrs. Bristle admonished me almost daily for ‘not paying attention’. I did detentions, re-wrote assignments, and made visits to the principal’s office, all because I apparently wasn’t listening, wasn’t doing what I was told.
Many was the time when Mrs. Bristle took me to task for missing some obvious but unstated part of an assignment. One time I handed in a sonnet, and received an “F” because the rhyming pattern was Petrarchan, not Shakespearean. But she would be nice to me, Mrs. Bristle would always say when she tossed my work back at me. She would give me another chance to hand the assignment in with the arbitrary changes she required, in the end giving me a good mark, but then heavily downgraded for being late.
Mrs. Bristle's case worked its way through the early stages, and every time I exchanged an email with her (for she was a self-rep, no need for counsel, she claimed) I thought about the unpleasant time I’d spent in her class. I had a rough time in high school, and I always resent anything that makes me dwell on it.
After a few months, the case was ready for the next stage. It was time to examine Mrs. Bristle, to find out why she thought her mother wanted to disinherit most of the family and enrich Mrs. Bristle alone. I showed up at the court reporter’s office early as usual, to get set up.
“What’s that shit eating grin on your face?” Adam asked. He was a lawyer colleague, about my vintage, and we were sitting in the lounge for lawyers only, the room that most court reporter’s offices have, a place for the lawyers to hang out and shoot the shit, no clients allowed.
“I’m going to examine my grade nine English teacher today,” I said, “and it's going to be fun.” I explained how she’d hated me back in the day, and had done her best to make my life hell.
“What’s the case about?” Adam said. Adam had been around the block, same as me, and it took only a few words for me to summarize everything that mattered in the file. “Estate fight, one sibling against four, undue influence, holograph will cutting out most of the siblings, competing with an older will, a formal one, where the shares are equal.”
Adam nodded appreciatively. “Nice fees, if the estate’s got the cash.”
“It does,” I said. We chatted for a bit, and then sat there in silence as we each did the last bit of prep for the cases we had that day, making notes, reading documents and drinking coffee. My alarm dinged just before ten, and I made my way to the examination room, and Mrs. Bristle, the teacher who’d greatly disliked the grade nine version of Calledinthe90s. I was curious to see if she would like the older version any better.
* * *
The examination started, and Mrs. Bristle and I sparred for a while, me tossing vague questions her way, and criticizing her when she did not understand. I kept her on the defensive for close to three hours, until it was getting on to one p.m.
“Aren’t you in a conflict or something?” she said to me just before the lunch break, when she’d finally made the connection, and understood that the lawyer asking her questions was a former student.
“No conflict,” I said, dismissing her concerns with a wave of my hand. “During the lunch break, there’s something I need you to do.”
“I don’t want to answer questions during lunch. I need a break.” The examination had been rough on Mrs. Bristle. She was not used to being asked questions, to being held to account, to being constantly challenged, and even having her grammar corrected now and again.
“You’ll get your lunch break. But while you’re eating a sandwich or whatever, keep this copy of the holograph will next to you.” The will on which Mrs. Bristle’s case relied was a holograph will, meaning that Mrs. Bristle’s mother had written the will entirely in hand from start to finish. The mother, or more likely, Mrs. Bristle herself, had downloaded a holograph will form from the web, and had completed it in accordance with the website’s instructions. Holograph wills are special. You can do a holograph will without a witness, without a lawyer, without anything at all, so long as you did it right. But if you got anything wrong, if you messed up in any way, it was invalid.
“You want me to read the will again over lunch?” Mrs. Bristle said.
“No. Instead, I want you to make a handwritten copy of it.”
“You want me to write it out? Whatever for?”
“There’s an allegation that the will wasn’t written by your mother, and that you wrote it up instead.” An allegation that I’d made up myself, that morning, while I was sitting in the lawyer's lounge, drinking coffee and munching on a muffin. My clients had not challenged the will’s handwriting; it was obviously their mother’s, totally different from Mrs. Bristle’s own writing. But I had decided otherwise.
Mrs. Bristle was appropriately outraged at being unjustly accused of forgery. Said she could prove it wasn’t her handwriting, could absolutely prove it.
“Then let’s settle the forgery issue once and for all,” I said, “write out the will in your own hand, so that our document experts can examine it, compare it with the original, and make a determination.”
“I don’t need the entire lunch break for that,” Mrs. Bristle said, “and I’d rather eat lunch at the restaurant downstairs.” The will was barely a page long, at most three hundred words, that being all it took for the mother to allegedly disinherit most of her children, and inexplicably leave everything to Mrs. Bristle. The mother had written up the will herself, but she’d been ninety at the time, while living in Mrs. Bristle’s house, and very much under her influence.
“I’ve retained five different experts,” I said, “and each of them will need copies.”
“Five experts? Why so many experts?”
“Each expert needs ten samples, for comparison purposes. It’s going to take you a while, Mrs. Bristle. I suggest you get started.” I overrode her protests and once she started to write, I left her in the room, and went to the lawyer’s lounge to eat their small sandwiches and drink more of the excellent coffee. After a while I stopped by the examination room to look in on Mrs. Bristle. I wanted to check in on her progress.
Mrs. Bristle asked for more time, complained of writer’s cramp, and asked me again if it was really necessary for her to write out the holograph will fifty times in her own hand, and I assured her that there was nothing for it, that it was absolutely necessary. I returned to the lounge to check my emails, leaving her hard at the homework I’d given her.
After a while my colleague, Adam, popped into the lounge. He asked me how it was going, the examination with the teacher, the teacher who had treated me so badly.
“I’m making her write lines.” Adam laughed, and laughed harder when I explained that I wasn’t kidding, that I really was making Mrs. Bristle write lines, and how I was doing it. His laughter attracted attention, and a few other lawyers asked what was up. “He’s making his teacher witness write lines,” Adam said, and the lawyer’s lounge hooted with laughter when I told everyone what was up.
It was one of the pettiest things I’ve ever done to anyone, making my grade nine teacher write lines. But the writing lines thing was just a warmup. The real revenge had yet to come. I returned to the examination room after a while, to check up on Mrs. Bristle, see how she was doing.
“This is taking forever,” she said, “and I really don’t get why you need it.” She had writer’s cramp, and was shaking her hand to get the kinks out. I picked up the stack of holograph wills she’d created, and flipped through it. She was nowhere near finished.
“On second thought,” I said, “maybe it isn’t necessary. I think you’re right. I don’t need any handwriting samples from you.”
“Why not?” she said.
“The will is invalid,” I explained, adding that because her mother had used a pre-printed form off the web, the law would not recognize the will. “A holograph will has to be entirely in the testator's handwriting,” I explained, “every single word entirely in handwriting from start to finish. This will doesn’t qualify, because your mother used a standard form, a form printed off the web, with instructions and boxes and questions and so on, and when you do that, then the will is no longer a holograph will. It’s a regular will, and regular wills need to be properly witnessed. This one isn’t witnessed, and that means it’s not a will. It’s just a piece of paper.”
“Are you trying to tell me that you only figured that out now? What kind of lawyer are you, anyways?”
“What kind of lawyer am I? I’m a lawyer who makes a witness skip lunch, and sit in a small room all alone, and write lines. Sound familiar, Mrs. Bristle?” She said nothing, and just stared at me. I closed the door on her, leaving her alone once more, and left for the Middle Temple Tavern where the lawyers all hung out. It was time to hoist a Guinness and enjoy my petty triumph.
2024.05.21 19:01 Pmack89 Online Notary
I’m a notary and my state recently allowed RON but doesn’t have any specific rules or guidelines yet. My understanding is that you can use Skype or Zoom to verify an identify and then have the person mail you the copy of the document they signed and then you can notarize. Is there any way to accept an esignature?
submitted by Pmack89 to Notary [link] [comments]