Swarovski 2011 annual christmas ornament

Luke Cage: Hero for Hire

2015.04.11 10:44 Luke Cage: Hero for Hire

Sweet Christmas! This frequently updated subreddit is dedicated to Harlem's black Avenger, Luke Cage! Whether you are a long time Luke Cage/Power Man & Iron Fist reader or a new fan of the Netflix show there is a lot to discuss here!
[link]


2024.05.16 17:43 HumansForGood Taylor Swift Dance Party Tomorrow Night!

Taylor Swift Dance Party Tomorrow Night!
Hey, RVA neighbors!! Calling all local Swifties!
Tomorrow night, we are hosting an all-ages Taylor dance party at a locally-owned restaurant in Midlothian! They are taking out tables and chairs for dancing, tons of fun photo ops, and friendship bracelet making, and a DJ is traveling up from VA Beach to pump out the hits, including TTPD!
100% of proceeds will support my small nonprofit's Humans for Good annual Christmas Family Adoption Program. Every holiday season for the past eight years, I have worked with social workers from RVA and Chesterfield County to find the most in need: those working so hard to provide for their children but can't swing Christmas. So, not only will it be a blast, but this event will also provide low-income families a Christmas they wouldn't otherwise have.
I noticed many of these Taylor events are 21+, so we needed to change that for our amazing younger Swifties! However, there will be an area for adults only.😉💕🫶🏻🪩
submitted by HumansForGood to rva [link] [comments]


2024.05.16 17:41 HumansForGood Taylor Swift Dance Party *ALL AGES** Tomorrow Night in Midlo!

Taylor Swift Dance Party *ALL AGES** Tomorrow Night in Midlo!
Hey, Midlo neighbors!! Calling all local Swifties!
Tomorrow night, we are hosting an all-ages Taylor dance party at a locally-owned restaurant in Midlothian! They are taking out tables and chairs for dancing, tons of fun photo ops, and friendship bracelet making, and a DJ is traveling up from VA Beach to pump out the hits, including TTPD!
100% of proceeds will support my small nonprofit's Humans for Good annual Christmas Family Adoption Program. Every holiday season for the past eight years, I have worked with social workers from RVA and Chesterfield County to find the most in need: those working so hard to provide for their children but can't swing Christmas. So, not only will it be a blast, but this event will also provide low-income families a Christmas they wouldn't otherwise have.
I noticed many of these Taylor events are 21+, so we needed to change that for our amazing younger Swifties! However, there will be an area for adults only. 💕🫶🏻🪩
submitted by HumansForGood to Midlothian [link] [comments]


2024.05.16 15:46 -ctinsider Connecticut restaurant launches over-the-top 'Beauty and the Beast' experience

A tale as old as time in a restaurant not so far away seems to striking a chord with diners enchanted by Cava's latest change in decor inspired by "Beauty and the Beast."
Known for its over-the-top Christmas decorations and rooftop dining, Cava features an "experience room" where the "Beauty and the Beast" theme launched earlier this month.
“A lot of the designs on the wall panels are all hand-carved wood,” Cava general manager Tony Papahristou said. “Basically, the ballroom, it's kind of modeled after Versailles in France. So, it's like the king's palace. We had to make sure it's very extravagant to capture that feeling when you walk in.”
Two gold throne chairs add to the feeling of royal elegance. Patrons may be seated in this room or to the left in the castle’s famous ballroom with the balcony. Right at the entranceway you’ll see a small table with replicas of teapot, clock, and candelabra. But you might miss it with the twinkling custom 12-foot-by 8-foot Swarovski chandelier hanging from the middle of the ceiling. Or you might be seated in a room to the right of the grand entrance inspired by Belles’s hometown, a small French provincial city.
More: https://www.ctinsider.com/recordjournal/article/southington-cava-beauty-and-the-beast-restaurant-19446959.php
submitted by -ctinsider to Connecticut [link] [comments]


2024.05.16 15:17 KirstdwHam Retrenching cleaning lady

This is such a difficult question as I don’t want to be insensitive about the current high cost of living as well as high unemployment.
We have a cleaning lady that has been working for my husband since before we met - been around 4 years now.
She arrives at 7AM and leaves around 12:30. She gets paid R340 for a half day once a week - includes breakfast & lunch. I also give her a little bit of electricity every month. She gets all her sick leave, annual leave, Christmas bonus, etc
We are expecting our first child and would like to appoint a lady with nanny experience as well as cleaning. This would only be a few days a week (2 - 3 days a week) This is purely because I work from home and would need someone to just assist if I have a meeting (baby wants a bottle while I’m busy or needs a nappy change while I’m busy - don’t want them raising our child)
We would not be able to afford both our nanny/cleaner and our current cleaning lady.
We haven’t spoken to her yet, but we are considering a “retrenchment” so to speak. She would get 3 months salary (without having to come into work) - she doesn’t have to work out her notice period.
Then at the end of the 3 months, we will give her a severance of R6000. Note she was earning between R1360 - R1700p/m working for us once a week.
I have done some research regarding the matter and I can’t seem to find definitive answers. Would this be a fair dismissal with the 3 months notice period & severance pay - or would this be grounds for unfair dismissal as she hasn’t done anything wrong?
She is lovely, but our needs have changed unfortunately.
submitted by KirstdwHam to capetown [link] [comments]


2024.05.16 15:00 TheLotStore 808 Rolling Lane Square, Horseshoe Bend, AR 72512

808 Rolling Lane Square, Horseshoe Bend, AR 72512
808 Rolling Lane Square, Horseshoe Bend, AR 72512
Nice mobile home friendly lot in Horseshoe Bend.
GPS Coordinates are 36.241695300312145, -91.76597346129434.
Plenty of privacy on this lot and when you're ready for nearby some recreation, swing by either Diamond Lake or Crown Lake!
Click here for the building restrictions in this section of Horseshoe Bend.
Priced way below area comparable sales in the area!
Debit/Credit Cards Accepted No Closing Costs Cash Price: $1,600 Finance with $200 Down and 18 Payments of $100 Per Month No Credit Check, No Income Documentation, No Prepayment Penalty 
Property Address: 808 Rolling Lane Square, Horseshoe Bend, AR 72512 (Map location is approximate)
County: Izard
Assessor Parcel Number: 800-09441-000
Legal Description: Lot 136, Rolling Acres Addition
Zoning: Residential
Annual Property Taxes: $19.48
About Horseshoe Bend:
The best kept secret in north Arkansas is Horseshoe Bend. Nestled in the Ozark Mountains on the Strawberry River, this quaint town is the perfect place to find rest, relaxation, and recreation.
The crown jewel of the town is the 640-acre Crown Lake. On Crown Lake, water lovers can participate in a variety of activities, including swimming, kayaking, paddle boarding, water skiing, and tubing. Crown Lake is best known for good fishing, but it is not the only sought-after fishing hole in the area. Besides Crown Lake and the Strawberry River, fishing enthusiasts can also visit one of the smaller fishing lakes – Diamond, Pioneer, and North.
There are plenty of activities for young and old alike! Golfers have their choice between two par 3, 18-hole golf courses. Citizens and guests can also bowl, pitch horseshoes, and play miniature golf. The town has several stores, a library, three resorts, a community theater, a spa, and several restaurants.
The citizens of Horseshoe Bend take pride in the community spirit and the ability to offer a memorable experience for all who come to visit. The Music in the Mountains show occurs every third Saturday of the month, and during summer, the Farmers’ Market occurs every Wednesday. Every year, the town celebrates Dogwood Days on the second Saturday of May, and Independence Day is celebrated every 4th of July with a parade and fireworks. The annual Christmas parade occurs on the first Saturday in December. There are many more events that happen throughout the year, thanks to the numerous civic groups which are active in Horseshoe Bend. All of these events embrace the unique Ozark culture of small-town pride and fellowship.
The largest town in Izard County with 2,180 residents, Horseshoe Bend is accessible to the state’s most scenic highways. The town is centrally located and just a 3-hour drive to Little Rock, Memphis, and Springfield. With its gorgeous views, slower pace of life, and laid-back charm, Horseshoe Bend is the perfect place to stay a week or a lifetime.
More Information on Horseshoe Bend can be found at http://ozarklandstore.com/.
View our amazing property deals at TheLotStore.Com.
Additional Information: https://thelotstore.com/property/808-rolling-lane-square-horseshoe-bend-ar-72512/?feed_id=10515
submitted by TheLotStore to u/TheLotStore [link] [comments]


2024.05.16 14:56 adulting4kids Christmas ⛄🎁 🌲

  1. History of Christmas Traditions:
    • Research the historical origins of Christmas traditions such as gift-giving, decorating trees, and feasting. Explore how these customs have evolved over time.
  2. Christmas Carols and Their Stories:
    • Dive into the stories behind classic Christmas carols. Explore the origins, lyrics, and cultural significance of popular songs associated with Christmas.
  3. Culinary Traditions:
    • Investigate the diverse culinary traditions associated with Christmas around the world. Explore traditional festive dishes, desserts, and how different cultures celebrate through food.
  4. Christmas Symbols and Decorations:
    • Research the symbolic meaning behind Christmas decorations such as ornaments, lights, and wreaths. Explore how these symbols contribute to the overall festive atmosphere.
  5. Cultural Variations in Christmas Celebrations:
    • Explore how Christmas is celebrated in different cultures. Investigate unique customs, rituals, and festivities associated with Christmas around the world.
  6. Christmas in Art and Literature:
    • Examine how Christmas is portrayed in art and literature. Explore famous Christmas-themed paintings, stories, and poems, and analyze the cultural impact of these works.
  7. Modern Christmas Traditions:
    • Investigate contemporary Christmas traditions and how they may differ from historical practices. Explore new trends, activities, and ways people celebrate in the modern era.
  8. Christmas Traditions in Education:
    • Research how Christmas is incorporated into educational settings. Explore lessons, activities, and programs designed to teach the cultural, historical, and religious aspects of Christmas.
  9. Christmas Festivals and Events:
    • Explore public Christmas events, festivals, and parades. Investigate how communities come together to celebrate Christmas on a larger scale and the various activities organized during these events.
  10. Christmas and Charity:
    • Examine the role of charity and giving during Christmas. Research how different cultures and communities engage in charitable activities during the holiday season and the impact of these efforts.
submitted by adulting4kids to writingthruit [link] [comments]


2024.05.16 14:53 adulting4kids Holidays Poetry

  1. Hanukkah Ekphrasis:
    • Write an ekphrastic poem inspired by a piece of Hanukkah artwork, exploring the visual elements and infusing it with poetic interpretations of the holiday's themes.
  2. Diwali Pantoum:
    • Construct a pantoum that reflects the cyclical nature of Diwali, interweaving verses to capture the rituals, lights, and familial warmth associated with the festival.
  3. Kwanzaa Sestina:
    • Create a sestina that delves into the principles of Kwanzaa, allowing the repeated end words to echo the interconnectedness of the seven guiding principles.
  4. Las Posadas Narrative Poem:
    • Craft a narrative poem that tells the story of Las Posadas, exploring the characters, their emotions, and the transformative power of reenacting the journey to Bethlehem.
  5. St. Lucia's Day Rondeau:
    • Write a rondeau that captures the cyclical nature of St. Lucia's Day, emphasizing the themes of light, devotion, and the annual return of the festive traditions.
  6. Winter Solstice Tanka:
    • Express the quiet beauty and contemplation of the Winter Solstice through a series of tanka, focusing on nature, reflection, and the promise of longer days.
  7. Chinese New Year Found Poetry:
    • Create a found poem using excerpts from Chinese New Year traditions, incorporating elements from traditional greetings, myths, and customs to craft a poetic collage.
  8. Ganna Ode:
    • Write an ode that celebrates the Ethiopian Christmas (Ganna), highlighting the spiritual significance, communal joy, and cultural richness of this festive occasion.
  9. Oshogatsu Concrete Poem:
    • Experiment with a concrete poem that visually represents the symbolic elements of Oshogatsu, using the arrangement of words to evoke the essence of the New Year celebration.
  10. Global Celebrations Haiku Sequence:
    • Develop a sequence of haikus that encapsulate the spirit of global holiday celebrations, drawing on diverse imagery and cultural elements to create a mosaic of poetic snapshots.
submitted by adulting4kids to writingthruit [link] [comments]


2024.05.16 14:13 Naive_Sock_7776 Being hyperfixated on Disney is so fucking annoying

I'm diagnosed autistic, and I've been into Disney for almost as long as I can remember. Thing is, my brain decided to chose that as a special interest and well, it sure isn't all that great!
Like yes I know they're a soulless corporation, you don't need to bash it into my skull about it. I'm not gonna suck them off and defend literally every single thing they do. I mean their recent stuff has been absolute garbage (ESPECIALLY Wish, FUCK that movie lmao). It just so happens that my brain decides to fuck me over and make me into Disney. And worse, it's mainly specifically the parks and animation which are even more childish and stupid to fixate on.
I just needed to get this rant out bc I was lurking a sub (not sharing which one) and one person proudly posted their set of Disney pins. I thought it was pretty impressive since I have a small collection but of the course the comments were filled with upvoted shit like "Oh god how much money did you give a soulless company/too much apparently", "they don't care about you" etc. and great! Now I feel like total shit because I'm reminded that that's all people will ever see of me if they find out I'm into Disney! That I'm just some corporate shill or annoying ass "Disney adult!" (For the record, I also think some people are too extreme with Disney, like come on not every single thing you do has to be tied to Disney 🙄)
I try not to let people in real life know about my dumb interest. I do have a nice collection of Disney parks merch and random stuff about its animated films (doesn't help that I just like art and animation in general), but there's absolutely no chance in hell that I'll ever show it off to someone.
Some days I just want to ignore everyone and be like "hey, I'm into Disney regardless of what you think" but today is sure not one of those days! In fact, those days are pretty rare. Most of the times I wanna sell my stuff and try to move on and grow the fuck up, but I know I'm too sentimental of my things to actually go through it.
Hell, my mom earlier this year wanted to buy me a Magic key (aka annual pass) as a late Christmas present but I automatically said no since I didn't want to be associated with having that, though I just made up other excuses like "it's too expensive" and "it's not worth it" (though I'll admit that's kinda true lol, even if she's financially well rn)
I just want my brain to give me actual normal interests, fuck.
submitted by Naive_Sock_7776 to TrueOffMyChest [link] [comments]


2024.05.16 12:08 Spudzeb Slaying that demon

I am back to Day 1 again, although since my most recent tumble off the wagon I have been drinking less. Still too much, because any at all is too much...
I have been thinking about what drives me to drink. I gave up smoking 22 years ago because my husband was told to stop smoking. Glad I did especially with the price of ciggies here in the UK. However, I think this is why I seem to resent having to give up drinking. It's the only "vice" I have. It's "my thing" while my husband continues to smoke all these years later. BUT I also know that, conversely I want to stop. I need to stop. I know I will feel so much better. But I can't seem to get past the emotional barrier of saying goodbye to alcohol.
My addiction started in 2011 when my dad died. It wasn't helped by a developing career in an extremely stressful environment and a nightmare boss. We moved in 2014 and I said I would quit drinking. Here I am 10 years later... I gave up for 8 months about 6 years ago, but Christmas lured me back into the hole. Since then, my longest was 90 days. I am probably now in the best place/time to quit. But it's hard.
Sorry to be so long-winded and waffly but just needed to get that out there. Am going to focus on one day at a time. I can't drink today anyway as I have to be taxi mum this evening. One day at a time. So, IWNDWYT. Thank you for listening.
submitted by Spudzeb to stopdrinking [link] [comments]


2024.05.16 11:32 IXMCMXCII To those who have read the SPM for AR6, how much more drastic do you think AR7's SPM will be should nothing change?

Whilst I do agree that countries will undertake some action to help combat the alarming increase in climate change, I shudder to think what AR7's SPM holds if we continue as is. AR6 states that
It is unequivocal that human influence has warmed the atmosphere, ocean and land. Widespread and rapid changes in the atmosphere, ocean, cryosphere and biosphere have occurred.
As if this wasn't enough of a stark warning in the opening, AR6 goes on to says that
Observed increases in well-mixed greenhouse gas (GHG) concentrations since around 1750 are unequivocally caused by human activities. Since 2011 (measurements reported in AR5), concentrations have continued to increase in the atmosphere, reaching annual averages of 410 parts per million (ppm) for carbon dioxide (CO₂), 1866 parts per billion (ppb) for methane (CH₄), and 332 ppb for nitrous oxide (N₂O) in 2019.
Land and ocean have taken up a near-constant proportion (globally about 56% per year) of CO₂ emissions from human activities over the past six decades, with regional differences (high confidence).
The science was settled for a very long time and I would have thought it would be widely accepted. Sadly this isn't the case. Having had my own family discuss the (non existent) (in my opinion)) issues they are having with analysis of climate change (is it man made or not, etc), many of them have accepted that indeed it is man made. And that we must look after the palnet for the betterment of the future. (Bolded text above was by me to highlight emphasis).
AR6 also informs us about how each of the last four decades has been hotter than any decade before 1850. From 2001 - 2020, the Earth's surface was about 0.99°C warmer than it was from 1850 - 1900. Between 2011 and 2020, it got even warmer, with temperatures about 1.09°C higher than in the late 1800s. The increase in temperature is more pronounced over land than over the ocean. Most of this warming has happened since the early 2000s.
Furthermore, the graphs Figure SPM.1 in IPCC, 20211 show us two key things (direct quote from AR6, bolded text is by IPCC):
Panel (a) Changes in global surface temperature reconstructed from paleoclimate archives (solid grey line, years 1–2000) and from direct observations (solid black line, 1850–2020), both relative to 1850–1900 and decadally averaged. The vertical bar on the left shows the estimated temperature (very likely range) during the warmest multi-century period in at least the last 100,000 years, which occurred around 6500 years ago during the current interglacial period (Holocene). The Last Interglacial, around 125,000 years ago, is the next most recent candidate for a period of higher temperature. These past warm periods were caused by slow (multi-millennial) orbital variations. The grey shading with white diagonal lines shows the very likely ranges for the temperature reconstructions.
Panel (b) Changes in global surface temperature over the past 170 years (black line) relative to 1850–1900 and annually averaged, compared to Coupled Model Intercomparison Project Phase 6 (CMIP6) climate model simulations (see Box SPM.1) of the temperature response to both human and natural drivers (brown) and to only natural drivers (solar and volcanic activity, green). Solid coloured lines show the multi-model average, and coloured shades show the very likely range of simulations.
I am hoping that the conlusions of AR7's SPM shows us the light at the end of the and how much we as a planet have improved. The science is settled; ignoring and arguing against it is to me, foolish.
AR6, SPM: https://www.ipcc.ch/report/ar6/wg1/downloads/report/IPCC_AR6_WGI_SPM.pdf
1 Figure SPM.1 in IPCC, 2021: Summary for Policymakers. In: Climate Change 2021: The Physical Science Basis. Contribution of Working Group I to the Sixth Assessment Report of the Intergovernmental Panel on Climate Change [Masson-Delmotte, V., P. Zhai, A. Pirani, S.L. Connors, C. Péan, S. Berger, N. Caud, Y. Chen, L. Goldfarb, M.I. Gomis, M. Huang, K. Leitzell, E. Lonnoy, J.B.R. Matthews, T.K. Maycock, T. Waterfield, O. Yelekçi, R. Yu, and B. Zhou (eds.)]. Cambridge University Press, Cambridge, UK and New York, NY,USA, pp. 3−32, doi: 10.1017/9781009157896.001 .]
submitted by IXMCMXCII to ClimateBrawl [link] [comments]


2024.05.16 09:00 TheLotStore Lot 60, Peaceful Hollow Drive, Horseshoe Bend, AR 72512

Lot 60, Peaceful Hollow Drive, Horseshoe Bend, AR 72512
Lot 60, Peaceful Hollow Drive, Horseshoe Bend, AR 72512
Nice secluded lot in Horseshoe Bend.
GPS Coordinates are 36.23785893448705, -91.71657903458767.
Plenty of privacy on this lot and when you're ready for nearby some recreation, swing by either Diamond Lake or Crown Lake!
Priced way below area comparable sales in the area!
Debit/Credit Cards Accepted No Closing Costs Cash Price: $950 Finance with $150 Down and 9 Payments of $115 Per Month No Credit Check, No Income Documentation, No Prepayment Penalty 
Property Address: Lot 60, Peaceful Hollow Drive, Horseshoe Bend, AR 72512 (Map location is approximate)
County: Izard
Assessor Parcel Number: 800-06194-000
Legal Description: Lot 60, Investment Sales Addition
Zoning: Residential
Annual Property Taxes: $4.87
About Horseshoe Bend:
The best kept secret in north Arkansas is Horseshoe Bend. Nestled in the Ozark Mountains on the Strawberry River, this quaint town is the perfect place to find rest, relaxation, and recreation.
The crown jewel of the town is the 640-acre Crown Lake. On Crown Lake, water lovers can participate in a variety of activities, including swimming, kayaking, paddle boarding, water skiing, and tubing. Crown Lake is best known for good fishing, but it is not the only sought-after fishing hole in the area. Besides Crown Lake and the Strawberry River, fishing enthusiasts can also visit one of the smaller fishing lakes – Diamond, Pioneer, and North.
There are plenty of activities for young and old alike! Golfers have their choice between two par 3, 18-hole golf courses. Citizens and guests can also bowl, pitch horseshoes, and play miniature golf. The town has several stores, a library, three resorts, a community theater, a spa, and several restaurants.
The citizens of Horseshoe Bend take pride in the community spirit and the ability to offer a memorable experience for all who come to visit. The Music in the Mountains show occurs every third Saturday of the month, and during summer, the Farmers’ Market occurs every Wednesday. Every year, the town celebrates Dogwood Days on the second Saturday of May, and Independence Day is celebrated every 4th of July with a parade and fireworks. The annual Christmas parade occurs on the first Saturday in December. There are many more events that happen throughout the year, thanks to the numerous civic groups which are active in Horseshoe Bend. All of these events embrace the unique Ozark culture of small-town pride and fellowship.
The largest town in Izard County with 2,180 residents, Horseshoe Bend is accessible to the state’s most scenic highways. The town is centrally located and just a 3-hour drive to Little Rock, Memphis, and Springfield. With its gorgeous views, slower pace of life, and laid-back charm, Horseshoe Bend is the perfect place to stay a week or a lifetime.
More Information on Horseshoe Bend can be found at http://ozarklandstore.com/.
View our amazing property deals at TheLotStore.Com.
Additional Information: https://thelotstore.com/property/lot-60-peaceful-hollow-drive-horseshoe-bend-ar-72512/?feed_id=10480
submitted by TheLotStore to u/TheLotStore [link] [comments]


2024.05.16 07:36 Up_Square_Schools Subject - International Museum Day

Best Preschool in Electronic City
UP Square International Preschool

www.upsquareschools.in
[contact@upsquareschools.in](mailto:contact@upsquareschools.in)

Subject - International Museum Day

This is an international day held annually on 18 May to raise awareness among people about the museums.

A museum describes the journey of a nation from prehistory to modernity by displaying the enriched historical artifacts such as tools, weapons, utensils, paintings, clothes, ornaments, vehicles etc.

With Best Regards,
Up Square.

MuseumDay

InternationalMuseumDay

BestPreSchool

UpSquareSchool

submitted by Up_Square_Schools to u/Up_Square_Schools [link] [comments]


2024.05.16 05:52 cheinyeanlim Netflix Expands Into Live NFL Games

Netflix Expands Into Live NFL Games
Netflix expands into live sports with a three-year deal to broadcast NFL’s Christmas Day games, starting this year with two holiday games. This marks a significant partnership for the NFL, adding Netflix alongside Amazon and YouTube TV. NFL #Netflix #LiveSports #Streaming
Stay ahead of the curve with the latest trends in tech and marketing – join our subreddit community martechnewser today for instant notifications!
Netflix Expands Into Live NFL Games
In more Netflix news, the streaming service announced a three-year deal to broadcast the NFL’s Christmas Day games, starting this year with airing two NFL games on the holiday. It’s also a big deal for the NFL, as they nab another major U.S. network partnership in addition to Amazon and YouTube TV.
  • Netflix has signed a three-year deal to broadcast the NFL's Christmas Day games, marking its largest sports deal to date.
  • This partnership is a significant expansion of Netflix's sports content, previously focused on documentaries and live specials about golf and tennis.
  • The deal not only includes broadcasting rights for games on Christmas but also signifies the NFL's intention to grow its global audience.
  • With this agreement, the NFL has established partnerships with all major US broadcast networks and most major streaming platforms, expanding its reach and accessibility.
  • The NFL games are some of the highest-rated shows in the US, indicating a promising venture for Netflix in terms of viewership and engagement.
This year, for the first time, Netflix will air globally two NFL games on Christmas. This marks a historical moment not just for Netflix and the NFL but for global sports broadcasting, opening new opportunities for how and where audiences can engage with one of the most popular sports leagues in the world.
"There are no live annual events, sports or otherwise, that compare with the audiences NFL football attracts. We’re so excited that the NFL’s Christmas Day games will be only on Netflix," said Bela Bajaria, Netflix’s chief content officer.
Despite Netflix's vast entertainment offerings, its biggest viewing day of the year typically aligns with the NFL's Christmas games broadcast, demonstrating a unique synergy between the traditional appeal of live sports and modern streaming consumption habits.
submitted by cheinyeanlim to martechnewser [link] [comments]


2024.05.16 03:45 WilliamFoster2020 Rant: Coming to the end with this 2015 Passat

It has been nickle-diming me for a few years. At Christmas our daughter was home from college in the south. No heat. Time for the annual hearer core, 4th one. She was only home for 3 weeks and nobody could get it in before she had to go, so dad & brother did it out of necessity.
It reminded me why I'm a former ASE tech.
As my son was helping we accidentally bent the flange on the coolant pipe outside the firewall. I reshaped it as best I could and everything seemed to be sealed up. At school I had her keep an eye on the coolant. She didn't have to add a drop in 5 months.
She's been home 2 weeks and had the low coolant indicator twice. I can't find a leak but didn't look hard. I just assume it is the pipe and I'm gonna sink more $ into this car. I am thankful it wasn't a problem at school hundreds of miles away.
When it runs it is fantastic and looks great. I have two other diesels with reputations for being expensive problem childs...BMW & Ecodiesel. Roughly same mileage and not an issue from either. This will certainly be our last VW & no Audi. I think my daughter needs a Japanese car at this point.
submitted by WilliamFoster2020 to tdi [link] [comments]


2024.05.16 02:46 OrganizationFalse668 [WTS] Good Silver and Coin Deals!

Shipping and Payment
USPS priority box /envelope $10
USPS 1st class $6 up to 7 oz
“ Risky “ 1st class 🫧 envelope non-machinable $2 -
I take Zelle , Venmo , Cash App , Mailed Cash and trades for gold, goldbacks , platinum and palladium.
I make excellent packages but after I drop it off its the responsibility of USPS.
Please ask for photos or if I have multiple of the same item!
Date Proof:
https://imgur.com/a/0rTs7b6
$100 army man rainbow 🌈 lot
1oz cannabis silver and copper
3 90% half
A Morgan and a mercury dime
$100 shipped
You can have the army man.
PRE-33 GOLD
https://imgur.com/a/MNAYZip
1908 D $5 Gold $1300
https://imgur.com/a/xINXuM0
1927 2.5 gold $800
https://imgur.com/a/diOJZvh
1914 D 2.5 Gold $700
https://imgur.com/a/PX94LL9
1901 2.5 Gold $650
https://imgur.com/a/mExBjEn
SILVER COINS AND ROUNDS 🕰️
Niue 1oz silver Aerosmith 1 oz $31
1oz silver 5 mark Germania “ witchcraft “ - $60
Homer Simpson 2019 donut $70
Simpson family Christmas $55
1oz silver Superman Samoa 🇼🇸 $5 coin $38
Spider-Man 1oz $45
St. Lucia 2020 1 oz silver lizard 🦎 $33
2021 Wonder Woman 1oz $70
Batman 1oz $70
Scarface 1 oz $40
🥤 Coca-Cola 1 oz silver round 1 oz $33
Grogu Star Wars 1oz silver $33
🇺🇸 Army 1 oz silver bar / round $33
Bar 1
Bar 2 digital camouflage
Street fighter chun lee 1oz 🇯🇵 - $33
Wolverine 1oz 🇨🇦 $50
The Godfather 1oz silver $40
Silver Bart Simpson 1 oz $60 🛹
2023 Homer Simpson carded 1 oz $60 📷
SWAMP THING 1oz colorized- $75 📷
2024 silver shield 1oz silver cannabis round $38
ET 🪐 Niue 1oz 2 dollar movie poster bar $45
1 oz trump wanted rounds $32
Beavis and butthead 🔥 🧻 1 oz silver
$80
Intaglio Mint 1oz “ the 4 seasons “ nude art 🖼️ round $60
Donald Duck $40
1991 liberty lobby 1/2 oz round - $14 each 4 available
This is under spot slightly ⭐️
FRANCE 🇫🇷 10 franc 1965 silver .8134 asw
$26
1oz Silver Camel Cigarettes Joe Camel 🐪 - $65
Disneys snow White doc 1 oz $70
1 oz proof ablum
https://imgur.com/a/tYA9NDZ
Silver $1 commemorative
Capsule only
Baseball $1 proof $28 !!!
Lewis and Clark proof $28
2011 infantry no box $33
1992 Columbus $1 - $28
D-day $1 bu $28
Wright brothers $1 $28
Capsule proof:
https://imgur.com/a/9sCzhiP
In original mint packaging 📷
1993 WW2 2 coin set $1 - $35
1993 WW2 2 coin set proof $33
1994 World Cup 2 coin set $27 !
1995 civil war battlefield 2 coin proof set $30
1995 Olympic cyclist 🚴 proof $30
1995 Olympic track and field proof $30
1996 national community service proof $27
1996 Smithsonian $1 proof $27
1998 Robert f Kennedy $1 proof - $35
1999 Yellow stone national park $35
2003 wright brothers first flight $1 proof - $29
2006 San Francisco old Mint $1 proof $28
Benjamin Franklin founding father proof $35
2012 Infantry Soldier $1 $40
Comm proof:
https://imgur.com/a/iaF31xI
Silver Dollars 💵
1883 o $100
2007 ASE certified $38
2006 ASE certified $38
Nicer 1921 Morgan in cap $38
1926 D peace dollar $33
1887 $1 - $70
1921 Morgan plastic flip $45
1886 $1 $70
1922 peace dollar $26 !!!! 🔥
Better 1922 peace dollar $26
Nice 1922 peace dollar $26
1925 peace dollar $26
Proof:
https://imgur.com/a/fBk2WiY
1921 Morgan MS $60
1896 Morgan $65
1885 Morgan $90
1878 CC $1 $170
1897 $1 $85
1890 O $1 $80
1921 MS $60
Proof;
https://imgur.com/a/jJbdBJa
Glass Panther Art pours and more,
🥤🍔🌎🦩🌞🧊
Fallout New Vegas
Lucky 38 1oz silver “ platinum chip “ $45
Vintage 1977 Coca-Cola 1oz silver bar
Nashville TN $70
Norfolk Va $70
Atlanta $70
Contemporary Coca-Cola 1oz silver bar $35
Contemporary Coca-Cola 1oz silver round $35
Coca-Cola Christmas 2019 Fiji Santa Clause 1oz - $50 🎅
Fiji 🇫🇯 1oz coca-cola bottle cap $149 📷
10k gold coca-cola pin 📌 $150 📷
7.5 oz 1:1 scale .999 silver derringer - $400 ⭐️
3oz M4 🐆 $199 ! 🔥
1oz army man $90
Sunshine 1oz $140
Cyborg 1oz $140
Smurf 1 oz $35
Art cola Proof ;
https://imgur.com/a/mlUyEQZ
HALF DOLLARS and more 💵
1822 Bust half dollar $75
1825 bust half dollar $70
1876 seated half $50
1896 O Barber half $60
1895 p barber half $30
1952 Washington/ carver half $25
1877 seated half $45
Booker T Half $25
1964 MS 50c $14
1963 D 50c unc $18
1955 Canada 50c $15 🔥
1992 silver 50c proof $15 🔥
2005 s silver proof $15 🔥
1858 50C $70
Canada silver 5 cents $6
1857 dime $20
1923 mercury dime $3
1937 mercury dime au $12
1936 AU mercury dime $13
1927 mercury dime $4
Barber dime coa $4
Ohio silver quarter $12
1XX3 seated quarter $18
1955 ms quarter $12
1964 ms quarter $9
1904 p 25c $8
1908 O 25c $10
1912 d 10c $9
Metal detector dime $5
1909 p barber dime $19
1903 p 25c $9
1916 p barber $4
1912 D $5
1916 $6
1907 $8
1914 10c $12
1832 half dime $90 📷
Proof
https://imgur.com/a/PhO1Bhq
SETS 📺 📷
Silver war nickel set $8
Dimes of the 20th century $6
Bill of rights silver 50c young collector set
$19
Buy all for $25 . Great deal.
Jewelry 💍
1 gram 10k earrings $25
7 gram. 925 bracelet $7
Take both for $31
https://imgur.com/a/H4Nrark
Rarities 🦜 📷
1/4 oz art bar gilded Halloween $35
1/4 oz art bar gilded Pug $35
COPPER 📣
Copper Cannabis Leaf 🍁 Round $2
2023 year of the Dragon 🐉 copper round $2
Lincoln Wheat Cent 1oz COPPER $2
Copper proof;
https://imgur.com/a/b6dcW1Y
🇺🇸 🇺🇸 🇺🇸 GOLD 🇺🇸 🇺🇸 🇺🇸 🇺🇸
0 - 2021 New Hampshire 1 GoldBack $5 each - free ihp with purchase and ground shipping limit 4 ihp
I’m out of these, sell me or trade for cheap.
https://imgur.com/a/JBEAJ4j
Bank of America 10k pendant with seed pearls , I think it’s 3.6 grams. $120 📷
Bank of America 10k pin 📌 no pearls, $100
📷
Fractional silver
1 gram silver in card $1.70
📷 https://imgur.com/a/x4CsSMR
CANADA SILVER 🇨🇦 🍁
Canada 1955 50c $20 📷
Canada $1 1987 proof $20 📷
Superman $20 silver $25
Batman vs Superman Canada $20 silver coin $29
Bugs Bunny $20 silver $35
Star trek 2016 silver $20 coin. $35
2016 Canada $20 silver T-Rex $25
2014 Canada $20 Snowman $22 2014 Canada $20 silver summer swimming coin $22
Canada proof
https://imgur.com/a/bUSuicI
Bank bag assortment lot that I forgot:
Futurama Shut up and take my money 1oz - $45
From glass panther
vintage coke bar 1oz $65
2014 icg panda $38
St. Lucia 1 oz lizard 🦎 $31
Trump wanted $32
https://imgur.com/a/q8pR7c3
USPS priority box /envelope $10
USPS 1st class $6 up to 7 oz
Risky envelope shipping $2
I take Zelle and Venmo Cash App and Mailed Cash and small gold or 1 goldbacks @3.75
I make excellent packages but after I drop it off it is the responsibility of USPS
Proof:
https://imgur.com/a/0rTs7b6
submitted by OrganizationFalse668 to CoinSales [link] [comments]


2024.05.16 02:45 OrganizationFalse668 [WTS] Good Silver Deals !

Shipping and Payment
USPS priority box /envelope $10
USPS 1st class $6 up to 7 oz
“ Risky “ 1st class 🫧 envelope non-machinable $2 -
I take Zelle , Venmo , Cash App , Mailed Cash and trades for gold, goldbacks , platinum and palladium.
I make excellent packages but after I drop it off its the responsibility of USPS.
Please ask for photos or if I have multiple of the same item!
Date Proof:
https://imgur.com/a/0rTs7b6
$100 army man rainbow 🌈 lot
1oz cannabis silver and copper
3 90% half
A Morgan and a mercury dime
$100 shipped
You can have the army man.
PRE-33 GOLD
https://imgur.com/a/MNAYZip
1908 D $5 Gold $1300
https://imgur.com/a/xINXuM0
1927 2.5 gold $800
https://imgur.com/a/diOJZvh
1914 D 2.5 Gold $700
https://imgur.com/a/PX94LL9
1901 2.5 Gold $650
https://imgur.com/a/mExBjEn
SILVER COINS AND ROUNDS 🕰️
Sale!
1922 peace dollar $26 !!!! 🔥
Better 1922 peace dollar $26
Nice 1922 peace dollar $26
1925 peace dollar $26
Smurf 1 oz $30
St. Lucia 1 oz lizard 🦎 $30
Trump wanted $30
Niue 1oz silver Aerosmith 1 oz $31
1oz silver 5 mark Germania “ witchcraft “ - $60
Homer Simpson 2019 donut $70
Simpson family Christmas $55
1oz silver Superman Samoa 🇼🇸 $5 coin $38
Spider-Man 1oz $45
St. Lucia 2020 1 oz silver lizard 🦎 $33
2021 Wonder Woman 1oz $70
Batman 1oz $70
Scarface 1 oz $40
🥤 Coca-Cola 1 oz silver round 1 oz $33
Grogu Star Wars 1oz silver $33
🇺🇸 Army 1 oz silver bar / round $33
Bar 1
Bar 2 digital camouflage
Street fighter chun lee 1oz 🇯🇵 - $33
Wolverine 1oz 🇨🇦 $50
The Godfather 1oz silver $40
Silver Bart Simpson 1 oz $60 🛹
2023 Homer Simpson carded 1 oz $60 📷
SWAMP THING 1oz colorized- $75 📷
2024 silver shield 1oz silver cannabis round $38
ET 🪐 Niue 1oz 2 dollar movie poster bar $45
1 oz trump wanted rounds $32
Beavis and butthead 🔥 🧻 1 oz silver
$80
Intaglio Mint 1oz “ the 4 seasons “ nude art 🖼️ round $60
Donald Duck $40
1991 liberty lobby 1/2 oz round - $14 each 4 available
This is under spot slightly ⭐️
FRANCE 🇫🇷 10 franc 1965 silver .8134 asw
$26
1oz Silver Camel Cigarettes Joe Camel 🐪 - $65
Disneys snow White doc 1 oz $70
1 oz proof ablum
https://imgur.com/a/tYA9NDZ
Silver $1 commemorative
Capsule only
Baseball $1 proof $28 !!!
Lewis and Clark proof $28
2011 infantry no box $33
1992 Columbus $1 - $28
D-day $1 bu $28
Wright brothers $1 $28
Capsule proof:
https://imgur.com/a/9sCzhiP
In original mint packaging 📷
1993 WW2 2 coin set $1 - $35
1993 WW2 2 coin set proof $33
1994 World Cup 2 coin set $27 !
1995 civil war battlefield 2 coin proof set $30
1995 Olympic cyclist 🚴 proof $30
1995 Olympic track and field proof $30
1996 national community service proof $27
1996 Smithsonian $1 proof $27
1998 Robert f Kennedy $1 proof - $35
1999 Yellow stone national park $35
2003 wright brothers first flight $1 proof - $29
2006 San Francisco old Mint $1 proof $28
Benjamin Franklin founding father proof $35
2012 Infantry Soldier $1 $40
Comm proof:
https://imgur.com/a/iaF31xI
Silver Dollars 💵
1883 o $100
2007 ASE certified $38
2006 ASE certified $38
Nicer 1921 Morgan in cap $38
1926 D peace dollar $33
1887 $1 - $70
1921 Morgan plastic flip $45
1886 $1 $70
Proof:
https://imgur.com/a/fBk2WiY
1921 Morgan MS $60
1896 Morgan $65
1885 Morgan $90
1878 CC $1 $170
1897 $1 $85
1890 O $1 $80
1921 MS $60
Proof;
https://imgur.com/a/jJbdBJa
Glass Panther Art pours and more,
🥤🍔🌎🦩🌞🧊
Fallout New Vegas
Lucky 38 1oz silver “ platinum chip “ $45
Vintage 1977 Coca-Cola 1oz silver bar
Nashville TN $70
Norfolk Va $70
Atlanta $70
Contemporary Coca-Cola 1oz silver bar $35
Contemporary Coca-Cola 1oz silver round $35
Coca-Cola Christmas 2019 Fiji Santa Clause 1oz - $50 🎅
Fiji 🇫🇯 1oz coca-cola bottle cap $149 📷
10k gold coca-cola pin 📌 $150 📷
7.5 oz 1:1 scale .999 silver derringer - $400 ⭐️
3oz M4 🐆 $199 ! 🔥
1oz army man $90
Sunshine 1oz $140
Cyborg 1oz $140
Art cola Proof ;
https://imgur.com/a/mlUyEQZ
HALF DOLLARS and more 💵
1822 Bust half dollar $75
1825 bust half dollar $70
1876 seated half $50
1896 O Barber half $60
1895 p barber half $30
1952 Washington/ carver half $25
1877 seated half $45
Booker T Half $25
1964 MS 50c $14
1963 D 50c unc $18
1955 Canada 50c $15 🔥
1992 silver 50c proof $15 🔥
2005 s silver proof $15 🔥
1858 50C $70
Canada silver 5 cents $6
1857 dime $20
1923 mercury dime $3
1937 mercury dime au $12
1936 AU mercury dime $13
1927 mercury dime $4
Barber dime coa $4
Ohio silver quarter $12
1XX3 seated quarter $18
1955 ms quarter $12
1964 ms quarter $9
1904 p 25c $8
1908 O 25c $10
1912 d 10c $9
Metal detector dime $5
1909 p barber dime $19
1903 p 25c $9
1916 p barber $4
1912 D $5
1916 $6
1907 $8
1914 10c $12
1832 half dime $90 📷
Proof
https://imgur.com/a/PhO1Bhq
SETS 📺 📷
Silver war nickel set $8
Dimes of the 20th century $6
Bill of rights silver 50c young collector set
$19
Buy all for $25 . Great deal.
Jewelry 💍
1 gram 10k earrings $25
7 gram. 925 bracelet $7
Take both for $31
https://imgur.com/a/H4Nrark
Rarities 🦜 📷
1/4 oz art bar gilded Halloween $35
1/4 oz art bar gilded Pug $35
COPPER 📣
Copper Cannabis Leaf 🍁 Round $2
2023 year of the Dragon 🐉 copper round $2
Lincoln Wheat Cent 1oz COPPER $2
Copper proof;
https://imgur.com/a/b6dcW1Y
🇺🇸 🇺🇸 🇺🇸 GOLD 🇺🇸 🇺🇸 🇺🇸 🇺🇸
0 - 2021 New Hampshire 1 GoldBack $5 each - free ihp with purchase and ground shipping limit 4 ihp
I’m out of these, sell me or trade for cheap.
https://imgur.com/a/JBEAJ4j
Bank of America 10k pendant with seed pearls , I think it’s 3.6 grams. $120 📷
Bank of America 10k pin 📌 no pearls, $100
📷
Fractional silver
1 gram silver in card $1.70
📷 https://imgur.com/a/x4CsSMR
CANADA SILVER 🇨🇦 🍁
Canada 1955 50c $20 📷
Canada $1 1987 proof $20 📷
Superman $20 silver $25
Batman vs Superman Canada $20 silver coin $29
Bugs Bunny $20 silver $35
Star trek 2016 silver $20 coin. $35
2016 Canada $20 silver T-Rex $25
2014 Canada $20 Snowman $22 2014 Canada $20 silver summer swimming coin $22
Canada proof
https://imgur.com/a/bUSuicI
Bank bag assortment lot that I forgot:
Futurama Shut up and take my money 1oz - $45
From glass panther
vintage coke bar 1oz $65
2014 icg panda $38
St. Lucia 1 oz lizard 🦎 $31
Trump wanted $31
https://imgur.com/a/q8pR7c3
USPS priority box /envelope $10
USPS 1st class $6 up to 7 oz
Risky envelope shipping $2
I take Zelle and Venmo Cash App and Mailed Cash and small gold or 1 goldbacks @3.75
I make excellent packages but after I drop it off it is the responsibility of USPS
Proof:
https://imgur.com/a/0rTs7b6
submitted by OrganizationFalse668 to Pmsforsale [link] [comments]


2024.05.16 01:40 BuffaloNo9011 What Would You Do ? 👀

What Would You Do ? 👀
🚨 Repost: I was advised by mods to post here. To be clear, I am only seeking advice and generally just hoping to chat about an incredibly cool story / experience . 🚨
Hello Comic Community! I'm a collector, like most of you here. I visit this sub often, and have gained a ton of advice over the years. Long story short...I need some help! So .....ive been married for over 20 years (!), and I've been into comics my entire life (born 1985!) . Ever since my wife and I met, my father in law has mentioned a stash of comics he has somewhere. (Usually over a beer or 10 haha) I always mistook that as just small talk and never really paid it any attention. Last Christmas, we're there as usual, and he says hey I want to show you something. He pulls out the largest trove of comics I have ever seen. Basically, he said he got these at an estate sale over 3 decades ago. The collection is so vast and pristine, either this is belonged former shop owner or just some very very very cool (probably dead) dude.
You're probably wondering...what was in it? Well, too much to name, but here are some of the highlights:
Iron Man #1 Fantastic Four Vol 1 (issues 100 - 250, includes Reed/Sue Wedding and many many more keys) Iron Man Vol 1 (issues 90-130, includes DEMON IN A BOTTLE and many many more keys) Dazzler 1-30 (including 3 number 1 copies) Raiders of the Lost Ark 1-3 ROM #1 (15 issues, including 1-4 & 21-32) Many many more IM, FF, and Avengers Annuals
Took me about 3 months, but I managed to put together a (crude) database of sorts. My plan at the moment is to visit a LCS (and CGC partner) to get an appraisal, and perhaps negotiate a sale. I really don't have the energy or time to post and track 500+ eBay items. Plus, my father in law is only willing to sell as one giant collection. (Or would consider per volume. Per issue won't be accepted.)
What would you guys do? 🤔 Neither of us are hurting for cash, so there's absolutely no chance we'll force anything.
Link to my spreadsheet:
https://docs.google.com/spreadsheets/d/1z3dvrckmLtIwo6nFGuicSMsNwW-l-coM/edit?usp=drivesdk&ouid=118126476813699464835&rtpof=true&sd=true
submitted by BuffaloNo9011 to ComicBookSpeculation [link] [comments]


2024.05.15 23:48 rekabis With 142,013 Hectares burned in 2024 to date, we have already beaten annual “burned area” numbers for 2008, 2011, 2012, 2013, 2016, 2019, 2020, and 2022. And it’s only the middle of May. 2024 is shaping up to be TERRIFYING for Canada.

submitted by rekabis to collapse [link] [comments]


2024.05.15 23:45 rekabis With 142,013 Hectares burned in 2024 to date, we have already beaten annual “burned area” numbers for 2008, 2011, 2012, 2013, 2016, 2019, 2020, and 2022. And it’s only the middle of May.

submitted by rekabis to kelowna [link] [comments]


2024.05.15 22:35 WCInvestor A Physician Disability Insurance Primer - Do You Really Need It?

A Physician Disability Insurance Primer - Do You Really Need It?
The greatest financial risk for physicians is losing the ability to turn the knowledge and skills you spent a decade learning into a huge pile of money by working in your profession for decades. There are risks that could show up in your life that would prevent you from being able to accomplish this task. One of the most common of these risks is an extended or even permanent disability. Insurance companies estimate that as many as one in seven doctors will be disabled at some point during their career. While many imagine this will occur in a sudden traumatic accident, medical illness is actually a more common cause of disability that prevents a doctor from working. Physician disability is a complicated type of insurance. This post will give you the “must-know” information to secure the best protection and help you avoid common disability insurance mistakes.

TL;DR: Key Takeaways: What Doctors Need to Know About Disability Insurance

  1. The best Disability Insurance policy is an individual, portable, own-occupation, specialty-specific policy.
  2. Purchase disability insurance from an independent agent who can show you policies from all of the major companies. We have a list of recommended Disability Insurance agents used by thousands of white coat investors each year.
  3. Buy as much disability insurance as they are willing to sell you as a resident. Include a future purchase option (sometimes called a “benefit purchase rider” or “future increase option”) and a cost of living disability insurance rider.
  4. As an attending, increase your coverage to cover both your living expenses and retirement savings if you were to work to age 65.
  5. You may get sticker shock, but the reason disability insurance is expensive is that it actually gets used. Slightly more than 1 out of 4 adults will experience a disability before they retire. Physician disability insurance agents often use a figure of 1 out of 7 doctors actually using the disability insurance they purchase. Whatever the true statistic may be, it's certainly high enough to insure against.
Do not take the risk of not having disability insurance.

What Is Disability Insurance?

Disability insurance gives you an income to live on if you become so disabled that you can no longer work.
If you become disabled, a long-term disability insurance policy pays a predetermined amount each month until you either recover from your disability or reach age 65-67. (Note: Policies vary. It is possible to buy a policy that pays to age 70 or even, for a very high premium, until death).

Why Do Physicians Need Disability Insurance?

One out of seven doctors end up having to use their disability insurance. Losing the ability to turn the knowledge and skills you spent a decade learning into a pile of money by working in your profession for decades is one of the most expensive risks that physicians face. Your most valuable asset is your ability to work.

How Does Disability Insurance Work?

Disability insurance is a pretty straightforward proposition. You buy a policy and pay your premium monthly or annually. If you become disabled, you (and your doctor) fill out the paperwork to prove it to the satisfaction of the insurance company and then they pay you the promised monthly benefit until you either recover from your disability or the insurance company meets its contractual obligation to pay the benefit.

Short-Term vs. Long-Term Disability

Disability insurance is most commonly divided into short-term and long-term.

Short-Term Disability

A short-term disability policy generally begins paying just as soon as you get disabled and then pays for a maximum period of 3-24 months. These policies are often provided by an employer as an employee benefit. Short-term disability, while inconvenient financially, is not generally a financial catastrophe for a physician saving for retirement with an emergency fund. As a result, many doctors do not buy short-term disability policies at all.

Long-Term Disability

A long-term disability policy generally does not pay immediately, but only begins to pay after a waiting period ranging from 1-24 months (typically 3 months). Then, the policy will continue to pay you a benefit each month until age 65, 67, or 70, depending on the policy. Note that a 3 month waiting period typically means your first check won't come until the end of the first month after the 3 months, so it's really a 4 month waiting period. Since losing your ability to earn a living for the rest of your life is a financial catastrophe, any doctor who is not financially independent should buy a long-term disability insurance policy.

What Does Disability Insurance Cover?

Disability insurance covers all kinds of disabilities. The best (and unfortunately most expensive) policies cover the widest range of potential disabilities.

The Definition of Disability

The most important feature is the definition of disability. Disability insurance differs from life insurance in numerous ways, but none is more significant than in defining exactly when you become disabled (and when you become enabled again). The broader the definition of disability you get in your policy, the more the policy will cost.
Unlike life insurance, where life and death are pretty black and white, disability has 50 shades of gray. You want a policy with a strong, broad definition of disability that will cover any possible type of disability? That means “true own-occupation, specialty-specific” and no limitations on things such as psychiatric conditions or addictions. This is the main difference between the “Big 5” companies and others. Even among the “Big 5,” there are slight differences. It is OK not to purchase the policy with the very best definition of disability, but the weaker the definition, the bigger the discount you should expect.

Own-Occupation, Specialty-Specific

Probably the most important aspect of the definition for doctors is that it be specific to your occupation. For instance, if I lost my left thumb, there are a number of procedures in emergency medicine that I could no longer do. I would be completely disabled from managing a busy emergency department by myself. But I could probably still go do urgent care work. A specialty-specific definition of disability in my policy would provide me with my full disability payments in addition to the money I make at the urgent care. Sometimes, the “specialty-specific” clause is inherent to the policy, and at other times it is an additional rider (a piece of paper added to the policy for which you pay an additional premium). Either way, you almost surely want to get this in your policy. Here are the various definitions, starting with own occupation and progressing to any occupation.

Own-Occupation Definition

Under this definition, your policy will pay if you cannot work in your occupation/specialty, even if you can and do work in another field and make as much money as you want.
Own-occupation policies cover people based on the occupational duties they are performing at the time of claim. If your policy includes an own-occupation definition of total disability and you are exclusively performing the customary duties of your medical specialty or sub-specialty at the time of the claim, the policy will cover you when unable to perform your specialty or sub-specialty. If you have transitioned into a different role or expanded into a new career path that requires much less direct patient contact or procedural duties, you may no longer be considered totally disabled when unable to work in your specialty or sub-specialty. This is because your “occupation(s)” involves additional material and substantial duties, no longer limited to the performance of your medical specialty or sub-specialty. In these instances, you may be considered partially disabled or not disabled at all, depending on the exact circumstances.

Transitional Own-Occupation

Your policy will pay if you cannot work in your occupation/specialty, even if you can and do work in another field. But if you exceed your previous income while you now work in another field, your monthly benefit from the policy would likely be lowered.

Modified Own-Occupation

Your policy will only pay if you can't work in your occupation/specialty AND if you are not working in another field. This definition is also sometimes called “Own-Occupation, Not Engaged” or “Own-Occupation, Not Working.”

Any-Occupation

Your policy will only pay if you cannot work in any occupation based on education, training or experience. Note that some policies are own-occupation for a couple of years and then transition to any-occupation.
One company out there (Northwestern Mutual) sells a policy with a definition that they claim is BETTER than own-occupation. They call it Medical Own-Occupation, but in reality, it is just a form of modified own-occupation. Learn more about the NML Medical Own-Occupation Definition.

Do You Really Need an Own-Occupation, Specialty-Specific Policy?

Some non-procedural physicians argue that they might not need a true own-occupation policy. They reason that if they are so disabled that they cannot practice their specialty, they probably cannot do anything else. So, they accept a less broad definition of disability to save some dollars on the premium. If you choose to do this, make sure you understand the exact circumstances under which your policy will and will not pay out.

Mental Disorders/Substance Abuse

Many policies will only cover mental illness or substance abuse-related disabilities for a period of two years. I know an attorney who couldn't practice law after developing bipolar syndrome in his 30s. It took over a decade to get it under control. He had a policy that covered mental illness indefinitely, which prevented financial catastrophe from striking him and his family.
According to the April 2011 issue of Current Psychiatry Magazine, physicians are not immune to depression and have an increased risk of suicide. Additionally, the lack of distinction between a psychiatric diagnosis and impairment stigmatizes physicians and impedes treatment.
You'll need to decide whether this is a risk you're willing to run. If you want mental illness covered like every other illness, you'll be paying more.

Presumptive Total Disability

As you well know, disability can be defined in many shades of gray. In the event of your disability, you can expect a paperwork fight between you, your physician, the disability insurance company, and maybe even your attorney. However, most policies contain a section that defines “presumptive total disability” where you can be assured there won't be much arguing from the insurance company. Even better, the waiting period will be waived and you'll start getting payments right away.
Anything short of that, and you're going to have to get your doctor to certify your disability and get the insurance company to accept it. At times, this can involve visits to multiple specialists and even hiring an attorney. Note that with some companies, presumptive disability does not need to be permanent.

Cosmetic Surgery/Transplant Surgery

Some policies will cover you if your disability is the result of cosmetic surgery or the result of donating a kidney or other body part to someone else. Others will not. Best to read your policy carefully and know what it does and does not cover.

Disability Insurance Exclusions & Limitations

Disability insurance policies generally exclude any medical conditions you have at the time of applying for insurance. For example, if you already have chronic back pain, the policy will not provide a benefit if you are disabled due to a back condition. In addition, if you admit to participating in dangerous activities such as scuba diving, rock climbing, flying, and sky-diving, the policy will likely be issued with a rider that excludes those activities from coverage. Other exclusions may also apply, such as acts of war, normal pregnancy, and foreign travel. Here is a list of common exclusions:
  • War or Act of War (this could probably be interpreted pretty broadly)
  • Active Military Duty (having served, this is pretty stupid since 95%+ of our military folks are never in any kind of serious danger of being hurt by a combatant)
  • Normal Pregnancy (don't want to work because you're eight months pregnant? Don't bother trying to get disability benefits for that)
  • Foreign Travel (varies by policy, but many don't cover you during that European vacation, much less that humanitarian trip to Sudan—read the fine print)
  • Mental/Nervous Disorder (many companies limit benefits to two years, where they might pay for “physical” disorders until you're 65 years old)
  • Medical Exclusions (any medical conditions you have at the time the policy is issued will likely be excluded, meaning if you have heart disease at the time of issuance and it leads to you being disabled five years later, the policy isn't going to pay. Again, apply when you are young and healthy and/or when you haven't had medical problems for several years to minimize this.)

Residual Disability

Residual disability refers to being only partially disabled. This may occur from the initial injury or illness or be part of the process of recovery. You generally need to buy an additional rider to cover this. Read this rider carefully, it can be a bit complicated.
Imagine developing painful lumbar radiculopathy that keeps you from working more than 20 hours a week. This is the part of your policy that will cover that. This rider will also explain how much you get if you are partially disabled. My old policy says it pays the whole benefit (total disability) if I can't earn at least 20% of my “indexed prior monthly earnings,” which is basically the money I earn at my job. It doesn't count my investments, other disability income policies, rent from a rental property, or my nonvocational activities. It doesn't pay anything if my earnings aren't reduced at least 20%. If I am making between 20%-80% of what I made previously, I get the total disability benefit times the ratio of my loss of income for that month divided by my indexed prior monthly earnings. Note that with some companies, the partial disability rider will kick in at 15%.
Some contracts use “or” in the contract and others use “and” in the contracxt. For instance, a stronger policy would trigger the partial disability rider if you had a loss of income or a loss of time or a loss of duty whereas a weaker contract would require loss of income and loss of time and loss of duty where all of those triggers must be met.

Partial Disability vs. Residual Disability

Partial disability and residual disability are generally considered to be the same thing, but there is a technical difference at some companies. For example, at one company, a partial disability rider requires total disability during the elimination period and the residual disability rider does not. With another company, partial refers to the disability, such as one that only affects one part of the body (such as one arm), while residual refers to a decrease in earnings. Either way, the key is to understand how the residual/partial rider works in the policy you actually purchase.

Recovery Benefits

A physician should consider a contract that will continuing paying them a portion of their benefits upon recovery from a disability if their income continues to be down at least 15%-20%. Most carriers will pay a recovery benefit for the benefit period although one only pays for 12 months. This is especially important for practice owners. Think if a dentist were to be disabled for 6 months and then recovers and goes back to their practice. Many of their patients may have gone elsewhere because the dentist sees his patients twice a year. It could take several years to get back to where he/she was at before becoming disabled.

Recommendations for Physicians on Disability Insurance Riders

Here's an easy cheat card to help you know at a glance what we think about all of the various riders available.
https://preview.redd.it/akf6t5iqfn0d1.png?width=800&format=png&auto=webp&s=3f8b415d0101d729fdfa51bc9147993309147d75

Who Needs Disability Insurance?

Nearly every high-income professional in their first decade or two out of school should own a policy. Your most valuable asset is your ability to work. So, if you do not own a disability insurance policy, you need to go get one, now. If you have an income, it's time to buy a policy, even if money is tight as a resident. The only exception is if you do not rely on your income to live. If you are already financially independent, it's OK not to buy disability insurance. However, even if you are frugal and married to another high earner, you may wish to still have a policy. You could both become disabled, or you could become divorced.

How Much Physician Disability Insurance Do I Need?

As a resident, you typically cannot afford to buy as much as you need, but you should be able to do so even as a brand-new attending. Basically, you need to buy enough disability insurance to cover both your living expenses and your retirement savings if you were to work to age 65 but not your taxes. Physician disability insurance payouts are generally tax-free since they are usually paid with post-tax dollars.
Note that how much you need has little to do with your income and everything to do with what you spend. The less you spend, the less insurance you need to buy. Insurance agents would love to sell you the largest possible policy (which usually works out to be about 2/3 of your gross income, but it is possible to combine two companies to get even more), so you'll need to decide how much you need on your own. Resident physicians typically buy a $5,000 per month benefit and attending physicians typically buy a benefit in the $10,000-$15,000 per month range, but there are plenty of docs who buy both more and less. If your plan in the event of disability is to rely on the income of your spouse, you may not need disability insurance at all.

Average Cost of Disability Insurance for Physicians

Unlike cheaper insurance policies like term life and umbrella policies, physician disability insurance is expensive, although not quite as expensive as your malpractice insurance. The reason it costs so much is it actually gets used. The likelihood of you acquiring a long-term disability during your working years is approximately seven times as high as your risk of dying in those years. A typical policy bought on a healthy doc in their 20s or 30s will cost something between 2%-6% of the benefit. If your monthly benefit is $10,000, expect to spend $200-$600 per month for that. Perhaps the sticker shock you get upon being quoted prices will motivate you to reach financial independence as soon as possible so you can cancel the policy.

Graded vs. Level Premiums

One way to save money on your policy is to get graded premiums. Not all policies offer this feature, but those that do will charge you less in the first few years and more in later years. Level premium policies charge you the same amount in premium every year. A graded premium policy accounts for the fact that you become more likely to become disabled as you go through life. However, it can be very beneficial to you because your need for insurance actually falls continually throughout your career as your build your retirement nest egg.
Once you become financially independent, you can drop the insurance completely. This is a good idea since the total benefits a policy could potentially pay are also dropping throughout your life (since the policy will generally only pay until you are in your mid- to late-60s). Many white coat investors who are great savers hit financial independence by mid-career. If you are one of those, you are likely to come out ahead using graded premiums instead of level premiums.

What Disability Insurance Discounts Are Available for Doctors?

Like other types of insurance, disability insurance is sold by agents who are paid commissions by the insurance companies to sell their products. It is a very competitive business. The insurance companies want agents, especially the independent agents you should be buying from, to preferentially sell their products. To incentivize the agents, they offer discounts that are only available through certain agents. Experienced, high-volume agents can often provide you with the same policy at a cheaper rate than a newer, lower-volume agent. Thus, it pays to use an experienced agent and shop around with two or three of them. Nearly every doctor should qualify for some type of discount on their policy—10%-30% premium discounts are not unusual. Types of discounts include:
  • Unisex discounts
  • Student/Resident/Fellow discounts
  • Multi-life institution discounts
  • Guaranteed Standard Issue (GSI) institution discounts
  • Association discounts
Learn more about physician disability insurance discounts.

How Do I Buy Disability Insurance?

The key to physician disability insurance is the independent agent. The agent is going to be paid a great commission by the insurance company no matter which policy you choose. Assuming policies with similar benefits, the commission isn't going to be all that different. Plus, these agents get plenty of business and none of them are starving, so they have little incentive to sell you an inferior policy for a slightly higher commission. Their reputation is worth far more than a few extra dollars in commission. Since you are (indirectly) paying the agent a very nice commission, don't feel bad about using their time and expertise to fully understand this complicated product.
For most doctors, this is a purchase that is only done once or twice in their life. Have the agent quote you different physician disability policies from each of the “Big 5” companies and show you the strengths and weaknesses of each. If you have a policy from work or your professional association, bring it in with you and have it included in the comparison. Then, you can know you made an educated decision and you can buy it and forget about it. Also, be sure to ask for a discount. The vast majority of doctors will qualify for a 5%-30% association or employer-related discount, and a top-notch agent will help you get that.

What Type of Disability Insurance Should I Buy?

There are two main types of disability policies: individual policies and group policies. As a general rule, individual policies have stronger definitions of disability. Many group policies are not own-occupation policies. Individual policies are also portable, in that you can change jobs and take them with you.

Individual Disability Policy

There are a number of benefits of an individual policy. The main one is that you are in control of all the details. You get to choose how much insurance you want to pay for. You get to choose which of the bells and whistles you are going to pay for. The policy is also “portable,” meaning you still have it if you change employers (or if your employer just decides to change the policy). As a general rule, the policy is also “stronger,” meaning it is more likely to actually pay you if you get disabled.

Group Disability Policy

A group policy provided by your employer is usually not portable, although sometimes you are allowed to take over the entire premium and take it with you. Group policies also frequently have premiums that increase every year or every five years, whereas an individual policy usually has level premiums. Group policies paid for by your employer may also pay a taxable benefit, rather than the tax-free benefit provided by an individual policy. Aside from the lower cost, the main benefit of a group policy is that it may be easier to qualify for. It may not require any sort of medical exam or blood work, and it may not ask any pesky questions about your medical conditions and dangerous hobbies such as rock climbing, skydiving, scuba diving, or flying.

How to Compare Disability Insurance Policies

The most important feature is the definition of disability. You want a policy with a strong, broad definition of disability that will cover any possible type of disability. That usually means “own-occupation, specialty-specific” and no limitations on things such as psychiatric conditions or addictions. This is the main difference between the “Big 5” companies and others.
Since disability is complicated, disability insurance policies are complicated. There are dozens of differences from one policy to another, making them difficult to compare. Use your independent agent for recommendations on what matters most. Just for an example, take a look at this chart of all the differences you could see between one policy and another.

When to Buy Disability Insurance?

You should buy disability insurance just before you become disabled. Since you don't know when that time could be, earlier is generally better. However, disability insurance is also expensive, and when you are young and poor, you have lots of other great uses for your money. A good compromise is to buy a small policy as you enter residency and then upgrade to a more robust disability insurance plan just before leaving residency. The younger you are, the healthier you are, and the fewer dangerous hobbies you engage in, the cheaper your premiums will be for the same benefit.

Best Disability Insurance for Physicians

I keep a list of those I consider the best disability insurance agents in the country. Save yourself the work of finding a good one you can trust and use the same agents that have been used by thousands of WCI readers in the past. You do not need someone local that you can sit down across the table from. It is better to have someone who has sold policies to hundreds of docs this year working with you by phone, Skype, Zoom, and email than someone you can sit down with who has only sold four policies. In addition, if there is some issue with one of these agents, I can usually help you resolve it quickly.
Information in this space rapidly changes. While we try to keep The White Coat Investor website as up-to-date as possible, our recommended agents are going to be our best source for updated information. I cannot emphasize how strongly I suggest you use them, whether buying your first policy or simply reviewing what you already have.
submitted by WCInvestor to whitecoatinvestor [link] [comments]


2024.05.15 22:13 mthw704 (SELLING) HUGE LIST OF 4K/HD/SD CODES. Lots of titles added this week with a great $2 list. Over 5,000 transactions.

The Big List

Prices are firm. Please only redeem the portion of a code you are paying for. All codes are for immediate redemption. All Disney & Sony codes include points unless otherwise noted. As of 4/01/2024 all Google Play options have been removed from Disney codes.
I accept Cashapp, Venmo, Zelle & PayPal F&F without any notes. Comment & pm if interested. Thanks!

🦝

MISC

Barbie 4K [2023] $6 (MA)
Batwoman season 1 HD [2019] $6 (Vudu)
Beekeeper, The HD [2024] $7 (Vudu)
Supergirl season 5 HD $6 (Vudu)
X-Men Trilogy HD [X-Men, X2 & The Last Stand] $8 (MA)

🦝

$5 4K UHD
Blackkklansman (MA)
John Wick 1-3 (iTunes)

🦝

$4 4K UHD

Big Lebowski, The (iTunes/ports)
Black Panther (MA + 200 points)
Captain Marvel (MA + 200 points)
Despicable Me [2010] (iTunes/ports)
Dredd (Vudu)
Frozen 2 [2019] (MA + 200 points)
Gone Girl [2014] (iTunes/ports)
Guardians Of The Galaxy [2014] (MA + 200 points)
Halloween [2018] (MA)
Jungleland [2020] (iTunes)
Maleficent: Mistress Of Evil (MA + 200 points)
Scream [2022] (Vudu or iTunes)
Silent Night [2023] (Vudu or iTunes)
Sonic The Hedgehog 2 (Vudu or iTunes)
Tangled [2010] (iTunes/ports + 150 points)
Titanic [1997] (iTunes)

🦝

$5 HD

Adventures Of Ichabod & Mr. Toad, The [1949] (MA + 150 points)
Fear The Walking Dead season 2 (Vudu)
Fear The Walking Dead season 4 (Vudu)
Fear The Walking Dead season 5 (Vudu)
Fear The Walking Dead season 6 (Vudu)
Fear The Walking Dead season 7 (Vudu)
Groundhog Day [1993] + Stripes [1981] double feature (MA)
Hunchback Of Notre Dame, The [1996] (MA + 150 points)
Hunchback Of Notre Dame 2, The [2002] (MA + 150 points)
Lady & The Tramp II: Scamps Adventure [2001] (MA + 150 points)
Marvels, The [2023] (MA + 150 points)
Rob Zombie Trilogy [House Of 1,000 Corpses, The Devil's Rejects [Unrated] & 3 From Hell [Unrated] (MA)
Silent Night, Deadly Night 3,4 & 5 (Vudu)
Undoing, The season 1 [2020] (Vudu)

🦝

$4 HD

300 Spartans, The (MA)
BFG, The [2016] (MA + 150 points)
Blue Beetle, The [2023] (MA)
Bridge Of Spies [2015] (MA + 150 points)
Color Purple, The [2023] (MA)
Drop, The [2014] (MA or Google Play/ports)
Fox & The Hound 2, The [2006] (MA + 150 points)
Indiana Jones & The Dial Of Destiny [2023] (MA + 150 points)
Lady & The Tramp [1955] (MA + 150 points)
Ruby Gillman: Teenage Kraken [2023] (MA)
Sound Of Freedom [2023] (Vudu)

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$3️⃣ Movies

$3 4K UHD

Aladdin [2019] (iTunes/ports + 150 points)
Baywatch (Vudu)
Birth Of A Nation, The (iTunes/ports)
Bourne Identity, The [2002] (iTunes/ports)
Bourne Ultimatum, The (iTunes/ports)
Cabin In The Woods, The (Vudu)
Doctor Strange (iTunes/ports + 150 points)
Frozen 2 [2019] (iTunes/ports + 150 points)
Guardians Of The Galaxy [2014] (iTunes/ports + 150 points)
Interstellar (iTunes)
Knives Out (Vudu or iTunes)
Logan Lucky [2017] (iTunes/ports)
Moana (iTunes/ports + 150 points)
mother! [2017] (iTunes)
Robin Hood [2018] (Vudu)
Sicario (Vudu)
Spy Who Dumped Me, The (Vudu or iTunes)
Star Wars: The Last Jedi (MA + 200 points)
Thor: The Dark World (iTunes/ports + 150 points)
Top Gun (iTunes)

🦝

$3 HD

Adjustment Bureau, The (iTunes/ports)
Avatar: The Way Of Water (MA + 150 points)
Baby Driver [2017] (MA + Sony points)
Best Exotic Marigold Hotel, The (MA or Google Play/ports)
Bloodshot [2020] (MA + Sony points)
Call Me By Your Name (MA + Sony points)
Candyman: Day Of The Dead (Vudu or Google Play)
Cats & Dogs 3: Paws Unite (MA)
Devotion [2022] (Vudu HD or iTunes 4K)
Exorcist: Believer, The [2023] (MA)
Fruitvale Station (Vudu)
Glass [2019] (MA)
Goosebumps [2018] (MA + Sony points)
Grand Budapest Hotel, The (MA or Google Play/ports)
Grown Ups 2 (MA + Sony points)
Halloween Kills [2021] (MA)
Hocus Pocus (MA + 150 points/no iTunes option)
Holmes & Watson [2018] (MA + Sony points)
Hundred Foot Journey, The [2014] (MA + 150 points)
Insidious: Chapter 3 (MA + Sony points)
Into The Woods [2014] (MA + 150 points)
Kill Bill: Vol. 1 (Vudu)
Killing Gunther (Vudu)
Lion King, The [1994] (MA + 150 points)
Little House On The Prairie season 5 (Vudu)
MIB International [2019] (MA + Sony points)
Midsommar [A24] (Vudu or Google Play)
Mindcage (Vudu or iTunes)
Money Monster [2016] (MA + Sony points)
Nurse Jackie season 7 (Vudu)
Orange Is The New Black season 1 (Vudu)
Percy Jackson: Sea of Monsters (iTunes/ports)
Pete's Dragon [2016] (MA + 150 points)
Planes: Fire & Rescue [2014] (MA + 150 points)
Predator [1987] (MA or Google Play/ports)
Pride + Prejudice + Zombies [2016] (MA + Sony points)
Public Enemies [2009] (MA or iTunes/ports)
Punisher, The [2004] (Vudu or Google Play)
Queen Of Katwe [2016] (MA + 150 points)
Robin Hood [1973] (MA + 150 points)
Scoob! [2020] (MA)
Secret Life Of Pets 2, The [2019] (MA)
Snow White & The Seven Dwarfs [1937] (MA + 150 points)
Spider-Man: Across The Spiderverse [2023] (MA + Sony points)
Spider-Man: Into The Spiderverse (MA + Sony points)
The Secret: Dare To Dream (Vudu, iTunes or Google Play)
Tyler Perry's Diary Of A Mad Black Woman [2005] (Vudu)
Tyler Perry's Madea Goes To Jail (Vudu or Google Play)
Us [2019] (MA)
Vanishing, The [2019] (Vudu or Google Play)
Venture Bros: Radiant Is The Blood Of The Baboon Heart [2023] (MA)
Violent Night [2022] (MA)
Walking Dead season 9, The (Vudu or Google Play)
Walking Dead season 10, The (Vudu or Google Play)
Way Way Back, The [2013] (MA or Google Play/ports)
Whiplash [2014] (MA + Sony points)

🦝

💲2️⃣ HD

13 Hours: The Secret Soldiers Of Benghazi (iTunes 4K)
2 Guns [2013] (iTunes/ports 4K)
31 [2016] (Vudu)
3 From Hell [Unrated] (Vudu 4K or iTunes 4K)
About Last Night [2014] (MA + Sony points)
Abraham Lincoln: Vampire Hunter (MA)
Action Point [2018] (iTunes 4K)
Admission [2013] (iTunes/ports)
Adventures Of Tintin, The (Vudu or iTunes)
After Earth [2013] (MA + Sony points)
Age Of Adaline, The (Vudu, iTunes or Google Play)
Alien Covenant (iTunes/ports 4K or HD MA/GP)
Allied [2016] (iTunes 4K or Vudu HD)
Aloha [2015] (MA + Sony points)
Alpha [2018] (MA + Sony points)
Alpha & Omega 2: A Howl-lday Adventure (Vudu)
Alvin & The Chipmunks: The Road Chip (iTunes/ports 4K or HD MA)
Amazing Spider-Man, The [2012] (MA) PENDING
Amazing Spider-Man 2, The [2014] (MA + Sony points) PENDING
American Girl: Isabelle Dances Into The Spotlight (MA)
American Hustle [2013] (MA + Sony points)
American Reunion [Unrated] (MA or iTunes/ports)
Anchorman 2: The Legend Continues (Vudu or iTunes)
Annie [2014] (MA + Sony points)
Arrival [2016] (Vudu)
Art Of Self-Defense, The [2019] (MA)
Assassin's Creed (iTunes/ports 4K or HD MA)
Atomic Blonde (MA)
Avengers: Infinity War (MA + 150 points/no iTunes option)
Baywatch (iTunes 4K)
Beauty & The Beast [2017] (MA + 150 points/iTunes option is expired)
Beguiled, The [2017] (MA or iTunes/ports)
Beirut [2018] (MA)
Ben-Hur [2016] (Vudu)
Best Man Holiday, The [2013] (MA or iTunes/ports)
Blackhat [2015] (iTunes/ports)
Black Panther [2018] (MA + 150 points/no iTunes option)
Bohemian Rhapsody (MA or Google Play/ports)
Book Club [2018] (iTunes 4K)
Boss Baby, The [2017] (MA)
Bourne Legacy, The (iTunes/ports 4K)
Boy, The [2016] (MA or iTunes/ports)
Boyhood [2014] (iTunes)
Boy Next Door, The [2015] (iTunes/ports)
Breakthrough [2019] (MA or Google Play/ports)
Bridesmaids [Theatrical] (iTunes/ports)
Broken City [2013] (MA)
Bumblebee (iTunes 4K or Vudu HD)
Cabin In The Woods, The (Vudu/GP HD or iTunes 4K)
Captain America: Civil War (MA only/no points or iTunes option)
Captain Phillips [2013] (MA + Sony points)
Captain Underpants: The First Epic Movie (MA)
Case For Christ, The [2017] (MA)
Celebrating Mickey (MA/ no points) PENDING
Choice, The [2016] (Vudu or iTunes)
Company Of Heroes [2013] (MA)
Concussion [2015] (MA + Sony points)
Contraband (iTunes/ports)
Cowboys & Aliens [Theatrical] (iTunes/ports)
Curse Of Chucky [2013] [Unrated] (MA or iTunes/ports)
Daddy's Home (iTunes 4K)
Dark Tower, The [2017] (MA + Sony points)
Dead Again In Tombstone [2017] (MA or iTunes/ports)
Dead In Tombstone [Unrated] (MA or iTunes/ports)
Dead Man Down [2013] (MA)
Deepwater Horizon (iTunes 4K or Vudu/GP HD)
Despicable Me 2 (iTunes/ports 4K)
Despicable Me 3 (iTunes/ports 4K or HD MA)
Devil's Due [2014] (MA or Google Play/ports)
Diary Of A Wimpy Kid: Dog Days (MA, iTunes or Google Play/ports)
Diary Of A Wimpy Kid: The Long Haul (MA, iTunes or Google Play/ports)
Divergent Series: Allegiant, The (iTunes 4K)
Django Unchained (Vudu)
Downsizing (iTunes 4K)
Downton Abbey [2019] (MA)
Dracula Untold (iTunes/ports 4K)
Dragonheart 3: The Sorcerer's Curse (iTunes/ports)
Dredd [2012] (Vudu)
Dr. Seuss’ How The Grinch Stole Christmas [2000] (MA)
Duff, The (iTunes or Google Play)
Edward Scissorhands (MA or Google Play/ports)
Emoji Movie, The [2017] (MA + Sony points)
Empire State [2013] (Vudu or Google Play)
Ender's Game (iTunes 4K or Vudu/GP HD)
Epic [2013] (MA)
Equalizer, The [2014] (MA + Sony points)
Equalizer 2, The (MA + Sony points)
Escape From Planet Earth (Vudu)
Everest [2015] (iTunes/ports 4K)
Ex Machina (Vudu)
Exodus: Gods & Kings (iTunes/ports 4K or HD MA)
Exposed [2016] (Vudu)
F9: The Fast Saga [2021] [Theatrical & Extended] (MA + Universal Rewards points) PENDING
Fast & Furious [2009] (iTunes/ports 4K)
Fast & The Furious, The [2001] (iTunes/ports 4K)
Fast & The Furious: Tokyo Drift, The (iTunes/ports 4K)
Fate Of The Furious [F8] [Theatrical] (MA 4K)
Fences [2016] (iTunes 4K or Vudu HD)
Fifty Shades Darker [2017] [Unrated] (MA 4K)
Fifty Shades Of Grey (iTunes/ports 4K)
Finding Dory (iTunes/ports 4K or HD MA + 150 points)
First Purge, The [2018] (MA)
Flight [2012] (Vudu or iTunes)
Footloose [2011] (Vudu)
Fortress [2021] (Vudu or Google Play)
Frozen [2013] (iTunes/ports 4K+ 150 points)
Fury [2014] (MA + Sony points)
Game Of Thrones season 4 (iTunes)
Get Out [2017] (MA)
Ghostbusters [2016] [Theatrical & Extended] (MA + Sony points)
Ghost Team One [2013] (Vudu or iTunes)
Gifted [2017] (MA or Google Play/ports, iTunes option is expired)
G.I. Joe: Retaliation (iTunes 4K)
God Bless The Broken Road (Vudu or Google Play)
Gods Not Dead 2 [2016] (MA or iTunes/ports)
Gods Of Egypt (Vudu/GP HD or iTunes 4K)
Greatest Showman, The [2017] (MA or Google Play/ports) PENDING
Great Wall, The [2017] (MA)
Grey, The [2012] (MA or iTunes/ports)
Guardians Of The Galaxy Vol.2 (MA + 150 points/no iTunes option)
Guilt Trip, The [2012] (Vudu)
Hacksaw Ridge (Vudu or Google Play/iTunes option expired)
Hail, Caesar [2016] (MA or iTunes/ports)
Hansel & Gretel: Witch Hunters [Unrated] (Vudu or iTunes)
Hateful Eight, The (Vudu or Google Play)
Heat, The [2013] [Theatrical] (MA or Google Play/ports)
Hell Or High Water (Vudu or Google Play)
Hercules [2014] (iTunes 4K or Vudu HD)
Hitman's Bodyguard, The (Vudu or Google Play/iTunes option is expired)
Hobbs & Shaw [2019] (MA)
Home [2015] [DreamWorks] (MA)
Home Alone [1990] (iTunes/ports 4K or HD MA)
Homefront [2013] (MA or iTunes/ports)
Honey 2 [2011] (MA or iTunes/ports)
Hotel Transylvania 2 [2015] (MA + Sony points) PENDING
How To Train Your Dragon 2 (MA)
Hunger Games: Mockingjay Part 1, The (iTunes 4K or Google Play HD)
Hunger Games: Mockingjay Part 2, The (Vudu)
Huntsman: Winter's War, The [2016] [Extended] (iTunes/ports 4K)
I Am Wrath (Vudu)
Instant Family (iTunes 4K or Vudu HD)
Internship, The [2013] (MA or Google Play/ports)
Invisible Man, The [1933] (MA)
I Still Believe [2020] (iTunes 4K or Vudu/GP HD)
It Follows [2015] (Vudu)
Jackass 3 [Theatrical] (Vudu or iTunes)
Jack Reacher (Vudu)
Jack Reacher: Never Go Back (Vudu)
Jack Ryan: Shadow Recruit (iTunes 4K)
Jason Bourne [2016] (iTunes/ports 4K)
John Henry [2020] (Vudu)
John Wick (iTunes 4K)
John Wick 1 & 2 (Vudu or Google Play)
John Wick: Chapter 2 (iTunes 4K)
John Wick Chapter 3: Parabellum (iTunes 4K) or all 3 for $5
Joy [2015] (iTunes/ports 4K or HD MA)
Jumanji: Welcome To The Jungle (MA + Sony points)
Jurassic World (iTunes/ports 4K)
Jurassic World: Fallen Kingdom (MA)
Justice [2017] (MA or iTunes/ports)
Kick-Ass 2 [2013] (MA)
Kidnap [2017] (iTunes/ports)
Killer Elite (iTunes/ports)
Kingsman: The Golden Circle (iTunes/ports 4K or HD MA)
Kingsman: The Secret Service (iTunes/ports 4K or HD MA)
Last Knights [2015] (Vudu)
Last Vegas [2013] (MA + Sony points)
Last Witch Hunter, The [2015] (iTunes 4K or Google Play)
Let's Be Cops [2014] (iTunes/ports 4K)
Life [2017] (MA + Sony points)
Life Of Pi (iTunes/ports 4K)
Lockout [2012] [Unrated] (MA + Sony points)
Logan [2017] (iTunes/ports 4K or HD MA)
Lone Survivor [2013] (iTunes/ports 4K)
Longest Ride, The (iTunes/ports 4K or HD MA)
Lorax, The [2012] (MA or iTunes/ports)
Love, Simon [2018] (MA)
Lucy [2014] (iTunes/ports 4K)
Maleficent (iTunes/ports 4K + 150 points)
Mamma Mia! Here We Go Again [2018] (MA)
Mandela: Long Walk To Freedom (Vudu)
Marauders (Vudu)
Martian, The [2015] [Theatrical] (iTunes/ports 4K)
Mary Poppins [1964] (MA + 150 points)
Mechanic: Resurrection (Vudu/GP HD or iTunes 4K)
Men In Black 3 (MA + Sony points)
MI-5 [2015] (Vudu)
Mile 22 (iTunes 4K)
Mindgamers [2017] (MA or iTunes/ports)
Minions [2015] (iTunes/ports 4K)
Miracles From Heaven (MA + Sony points)
Mission Impossible: Fallout (iTunes 4K)
Mission Impossible: Rogue Nation (iTunes 4K)
Miss Peregrine's Home For Peculiar Children (iTunes/ports 4K or HD MA)
Moms’ Night Out [2014] (MA)
Monuments Men, The [2014] (MA + Sony points)
Mortal Engines [2018] (MA)
Mortal Instruments: The City Of Bones, The [2014] (MA + Sony points)
Mother's Day [2016] (MA or iTunes/ports)
Mountain Between Us, The [2017] (iTunes/ports 4K or HD MA)
Mummy, The [2017] (iTunes/ports 4K)
Murder On The Orient Express [2017] (MA or Google Play/ports)
My Big Fat Greek Wedding 2 (iTunes/ports)
Neighbors [2014] (iTunes/ports)
Night At The Museum: Secret Of The Tomb (iTunes/ports 4K or HD MA)
Noah [2014] (Vudu)
Non-Stop [2014] (MA or iTunes/ports)
Norm Of The North (Vudu or iTunes)
Now You See Me 2 (iTunes 4K or Vudu/GP HD)
Nut Job, The [2014] (MA or iTunes/ports)
Oblivion [2013] (iTunes/ports 4K)
Ouija [2014] (MA)
Overlord [2018] (Vudu)
Oz: The Great & Powerful (MA + 100 points)
Pain & Gain [2013] (Vudu or iTunes)
Paranormal Activity [2009] [Theatrical] (Vudu or iTunes)
Paranormal Activity 2 [Unrated Director's Cut] (Vudu or iTunes)
Paranormal Activity 3 [Extended] (Vudu or iTunes)
Paranormal Activity 4 [Unrated] (Vudu or iTunes)
Paranormal Activity: The Marked Ones [Theatrical] (iTunes)
Passengers [2016] (MA + Sony points)
Penguins Of Madagascar (MA)
Percy Jackson: Sea Of Monsters (MA or Google Play/ports)
Pet Sematary [2019] (iTunes 4K or Vudu HD)
Philomena (Vudu)
Pitch Perfect (iTunes/ports 4K)
Planes: Fire & Rescue (MA without points)
Playing With Fire (iTunes 4K or Vudu HD)
Predator, The [2018] (MA or Google Play/ports)
Project Almanac (iTunes)
Prometheus (MA or Google Play/ports, no iTunes option)
Proud Mary [2018] (MA)
Purge: Anarchy, The (iTunes/ports 4K)
Quiet Place, A [2018] (iTunes 4K)
Ralph Breaks The Internet (MA + 150 points/no iTunes option)
Red Dawn [2012] (Vudu or Google Play)
Redemption [2013] (Vudu)
Replicas [2019] (iTunes 4K or Vudu/GP HD)
Resident Evil: The Final Chapter [2016] (MA + Sony points)
Riddick [Unrated] (MA or iTunes/ports)
Rings [2017] (Vudu)
R.I.P.D. Rest In Peace Department (iTunes/ports 4K)
Rise Of The Guardians [2011] (MA)
Risen [2016] (MA + Sony points)
Robin Hood [2018] (iTunes 4K or Vudu/GP HD)
Rock Dog (iTunes)
Rogue One: A Star Wars Story (iTunes/ports 4K + 150 points)
Roman J. Israel, Esq [2017] (MA + Sony points)
Rush [2013] (MA) PENDING
Saban's Power Rangers (iTunes 4K or Vudu/GP HD)
Safe House [2012] (MA or iTunes/ports)
Savages [2012] [Theatrical] (iTunes/ports)
Scorpion King 3: Battle For Redemption (iTunes/ports)
Secret Life Of Pets, The (MA 4K or iTunes/ports 4K)
Secret Life Of Walter Mitty, The (MA or Google Play/ports, iTunes option is expired)
Seventh Son [2015] (iTunes/ports)
Sex Tape [2014] (MA + Sony points)
Shack, The [2017] (Vudu, iTunes or Google Play)
Show Dogs [2018] (MA)
Silver Linings Playbook (Vudu or Google Play)
Sing [2016] (iTunes/ports 4K)
Sinister (Vudu, iTunes or Google Play)
Sisters [2015] [Unrated] (MA or iTunes/ports)
Skyscraper [2018] (MA)
Sleepless [2017] (iTunes/ports)
Snow White & The Huntsman [Extended] (iTunes/ports 4K)
Sparkle [2012] (MA)
Spider-Man 2 [2004] [Theatrical & Extended] (MA + Sony points)
Spider-Man: Homecoming [2017] (MA + Sony points)
Spider-Man: No Way Home [2021] (MA + Sony points)
Split [2017] (iTunes/ports 4K or MA HD)
Spy [2015] [Unrated] (MA, iTunes or Google Play/ports)
Star Trek [2009] (iTunes 4K)
Star Trek: Beyond (iTunes 4K)
Star Wars: The Force Awakens (iTunes/ports 4K or HD MA + 150 points)
Step Up All In [2014] (Vudu)
Step Up Revolution (Vudu or Google Play)
Straight Outta Compton [Unrated] (iTunes/ports 4K)
Super 8 (Vudu)
Super Buddies (MA without points)
Taken 3 [Unrated] (MA, iTunes or Google Play/ports)
Teenage Mutant Ninja Turtles [2014] (iTunes 4K or Vudu HD)
Terminator: Genisys (iTunes 4K)
The Night Before [2015] (MA + Sony points)
This Is The End [2013] (MA + Sony points)
Top Five [2014] (iTunes)
Top Gun (Vudu)
Total Recall [2012] [Theatrical & Director's Cut] (MA + Sony points)
Tower Heist [Theatrical] (iTunes/ports)
Tremors: A Cold Day In Hell (MA)
True Grit [2010] (Vudu or iTunes)
Tyler Perry's Acrimony (Vudu, iTunes or Google Play)
Tyler Perry's A Madea Family Funeral (Vudu, iTunes or Google Play)
Twilight: Breaking Dawn Part 1 (iTunes 4K)
Uncle Drew [2018] (iTunes 4K or Vudu/GP HD)
Underworld: Blood Wars (MA + Sony points)
Vendetta [2016] (Vudu)
Venom [2018] (MA + Sony points)
Walk Among The Tombstones, A (iTunes/ports)
Walking With Dinosaurs: The Movie (MA, iTunes or Google Play/ports)
War Room [2015] (MA + Sony points)
Why Him? [2016] (iTunes/ports 4K or HD MA)
Wolf Of Wall Street, The (iTunes 4K or Vudu HD)
Woman In Black, The [2012] (MA)
Wonder [2017] (Vudu/GP HD or iTunes 4K)
Wonder Park [2019] (iTunes 4K or Vudu HD)
Woodlawn [2015] (MA or iTunes/ports)
X-Men: Apocalypse (iTunes/ports 4K or HD MA)
X-Men: Days Of Future Past (iTunes/ports 4K or HD MA)
Your Highness [2011] [Unrated] (iTunes/ports)
Zootopia (MA without points)

🦝

💲2️⃣ SD

12 Rounds [2009] [Extreme Cut] (iTunes/ports)
Aliens In The Attic (iTunes/ports)
Amelia (iTunes/ports)
Beasts Of The Southern Wild (iTunes/ports)
Black Swan (iTunes/ports)
Date Night [Unrated Extended Edition] (iTunes/ports)
Dr. Seuss’ Horton Hears A Who! (ITunes/ports)
In Time [2011] (iTunes/ports)
Percy Jackson double feature [Lightning Thief & Sea of Monsters] (MA)
Ramona & Beezus (iTunes/ports)
Street Kings (iTunes/ports)
Three Stooges: The Movie, The [2012] (iTunes/ports)

🦝

$1 Codes

💲1️⃣ HD

13 Hours: The Secret Soldiers Of Benghazi (Vudu)
2 Guns (MA)
Alex Cross (Vudu)
Bad Grandpa [Theatrical] (Vudu or iTunes)
Bad Moms (iTunes/ports)
Battleship [2012] (MA)
Big Hero 6 (Google Play/ports)
Book Club (Vudu)
Bourne Legacy, The (MA)
Bring It On: Worldwide Cheersmack [2017] (MA or iTunes/ports)
Deadpool (iTunes/ports 4K or HD MA/GP)
Divergent (iTunes 4K or Vudu/GP HD)
Divergent Series: Insurgent, The (iTunes 4K or Vudu/GP HD)
Duff, The [2015] (Vudu)
Dying Of The Light (Vudu)
Everest [2015] (MA)
Expendables 2, The (iTunes 4K or Vudu/GP HD)
Expendables 3, The [Theatrical] (iTunes 4K or Google Play HD)
Fast & Furious [2009] (MA)
Fast & Furious 6, The [Extended] (iTunes/ports 4K)
Fast & The Furious, The [2001] (MA)
Fast & The Furious: Tokyo Drift, The (MA)
Fast Five [Extended] (MA)
Fate Of The Furious, The [8] [Theatrical or Extended] (MA)
Fault In Our Stars, The [2014] (iTunes/ports 4K or HD MA/GP)
Frozen: Sing Along Edition (MA without points)
Furious 7 [Extended] (iTunes/ports 4K)
Ghost In The Shell [2017] (Vudu)
G.I. Joe: Retaliation (Vudu)
Girls Trip [2017] (MA)
Good Day To Die Hard, A [2012] [Extended] (MA or Google Play/ports)
Hidden Figures [2017] (iTunes/ports 4K or HD MA)
Hillsong: Let Hope Rise [2016] (MA or iTunes/ports)
Hugo (Vudu)
Hunger Games, The [2012] (iTunes 4K)
Hunger Games: Catching Fire, The (iTunes 4K)
Hunger Games: Mockingjay Part 1, The (Vudu)
Huntsman: Winter's War, The [2016] [Extended] (MA)
Identity Thief [2013] [Theatrical] (iTunes/ports)
I, Frankenstein (Vudu, iTunes or Google Play)
Inside Out [2015] (Google Play/ports)
Jack Ryan: Shadow Recruit (Vudu)
Jason Bourne (MA)
Kevin Hart: Let Me Explain (Vudu)
Leprechaun: Origins (Vudu)
Les Misérables [2012] (MA)
Let's Be Cops [2014] (MA only/no iTunes option)
Lucy (MA)
Mission Impossible: Fallout (Vudu)
Mission Impossible: Ghost Protocol (Vudu)
Mission Impossible: Rogue Nation (Vudu) or both for $2.50
Now You See Me [Extended] (Vudu or iTunes)
Parental Guidance [2012] (MA)
Perks Of Being A Wallflower, The (Vudu or Google Play)
Pitch Perfect (MA)
Purge, The [2013] (MA)
Quiet Place, A [2018] (Vudu)
Red 2 (Vudu)
Ride Along [2014] (MA)
Ride Along 2 (MA)
RIPD Rest In Peace Department (MA)
Safe [2012] (Vudu or Google Play)
Secret Life Of Pets, The (MA)
Selma (iTunes)
Skyfall (Vudu or Google Play)
Snitch (iTunes 4K or Vudu/Google Play HD)
Star Trek: Beyond (Vudu)
Star Trek: Into Darkness (iTunes 4K)
Taken 2 (MA or Google Play/ports)
Ted [Unrated] (MA) or [Theatrical] (iTunes/ports)
Terminator: Genisys (Vudu)
Transformers: Age Of Extinction (iTunes 4K)
Transformers: Dark Of The Moon (Vudu)
Trolls [2017] (MA)
Twilight: Breaking Dawn Part 2 (iTunes 4K)
Tyler Perry's Madea's Witness Protection (iTunes)
Tyler Perry's Temptation: Confessions Of A Marriage Counselor (Vudu or Google Play)
Unbroken [2014] (MA or iTunes/ports)
Warm Bodies (Vudu)
What To Expect When You're Expecting (iTunes)
World War Z (Vudu)
Zootopia (Google Play/ports)

🦝

💲1️⃣ SD

21 Jump Street (MA + Sony points)
22 Jump Street (MA + Sony points)
Act Of Valor (iTunes)
After Earth [2013] (MA + Sony points)
Alpha [2018] (MA + Sony points)
Amazing Spider-Man 2, The [2014] (MA + Sony points)
American Hustle [2013] (MA + Sony points)
Bad Boys For Life [2020] (MA + Sony points)
Big Mommas Like Father, Like Son (iTunes/ports)
Captain Phillips (MA + Sony points)
Charlie's Angels [2019] (MA + Sony points)
Cloudy With A Chance Of Meatballs 2 [2013] (MA + Sony points)
Concussion [2015] (MA + Sony points)
Dirty 30 (Vudu)
Dog's Way Home, A [2019] (MA + Sony points)
Equalizer, The [2014] (MA + Sony points)
Equalizer 2, The (MA + Sony points)
Evil Dead [2013] (MA + Sony points)
Family, The [2013] (iTunes)
Family Guy: Blue Harvest (iTunes)
Family Guy: It's A Trap (iTunes) PENDING
Forbidden Kingdom, The (iTunes)
Glee: The Concert (iTunes/ports)
Goosebumps 2 [2018] (MA + Sony points)
Grown Ups 2 (MA + Sony points)
Hangover, The [2009] [Theatrical] (iTunes/ports)
Haywire (iTunes)
Heat, The [2013] (iTunes/ports SD)
Hereafter [2010] (iTunes/ports)
Here Comes The Boom [2012] (MA + Sony points)
Hitchcock [2012] (iTunes/ports)
Hotel Transylvania 3 (MA + Sony points)
Hours [2013] (Vudu)
Ice Age: Dawn Of The Dinosaurs (iTunes/ports)
Immortals [2011] (iTunes)
Insidious: Chapter 3 (MA + Sony points)
Insidious: The Last Key (MA + Sony points)
Interview, The [2014] (MA + Sony points)
Journey To Bethlehem [2023] (MA + Sony points)
Jumanji: The Next Level (MA + Sony points)
Knight & Day (iTunes/ports)
Life As We Know It (iTunes/ports)
Looper (MA + Sony points)
Men In Black III [2012] (MA + Sony points)
MIB International [2019] (MA + Sony points)
Mirror Mirror [2012] (iTunes)
Mortal Instruments: The City Of Bones (MA + Sony points)
Night At The Museum: Battle Of The Smithsonian (iTunes/ports)
Once Upon A Time In Hollywood [2019] (MA + Sony points)
Olympus Has Fallen (MA + Sony points)
Orange Is The New Black season 1 (Vudu)
Overcomer [2019] (MA + Sony points)
Parker [2013] (MA + Sony points)
Passengers [2016] (MA + Sony points)
Percy Jackson & The Olympians: The Lightning Thief (iTunes/ports)
Perfect Guy, The [2015] (MA + Sony points)
Perks Of Being A Wallflower, The (iTunes SD only)
Peter Rabbit [2018] (MA + Sony points)
Pixels [2015] (MA + Sony points)
Predators [2010] (iTunes/ports)
Public Enemies [2009] (iTunes/ports)
Rise Of The Planet Of The Apes (iTunes/ports)
Robin Hood [2010] [Unrated] (iTunes/ports)
Safe Haven (iTunes)
Shallows, The [2016] (MA + 150 points)
Sicario: Day Of The Soldado (MA + Sony points)
Sparkle [2012] (MA)
Spider-Man: Far From Home [2019] (MA + Sony points)
Spider-Man: Into The Spiderverse (MA + Sony points)
Spider-Man: No Way Home [2021] (MA + Sony points)
Star, The [2017] (MA + Sony points)
Still Alice [2015] (MA + Sony points)
Taken [2009] [Extended Cut] (iTunes/ports)
Thousand Words, A [2012] (Vudu)
Twilight: Breaking Dawn Part 1 (Vudu SD only or iTunes SD only)
Tyler Perry's Madea's Tough Love (Vudu)
Underworld: Awakening (MA + Sony points)
Venom (MA + Sony points)
Venom: Let There Be Carnage (MA + Sony points)
Vow, The [2012] (MA + Sony points)
Water For Elephants (iTunes/ports) PENDING
When The Bough Breaks (MA + Sony points)
Zombieland: Double Tap (MA + Sony points)

🦝

Super Cheap SD & HD Codes

All movies are 3 for $1 each/must spend at least $1 on total order.
Cabin In The Woods, The (Vudu SD only)
Croods, The (iTunes/ports SD)
Diary Of A Wimpy Kid: Dog Days (iTunes/ports SD)
Expendables 2, The (Vudu SD only or iTunes SD only)
Expendables 3, The [Unrated] (iTunes HD only)
Fast & Furious 6 [Extended] (MA ports HD)
Fast Five [Extended] (iTunes/ports HD)
Furious 7 [Extended] (MA ports HD)
Hunger Games, The (Vudu SD or iTunes SD only)
Hunger Games: Catching Fire, The (Vudu HD only)
John Wick 3 (Google Play HD only)
Jurassic World (MA ports HD)
Life Of Pi (iTunes/ports SD)
Mechanic: Resurrection (Vudu SD only)
Now You See Me 2 (Vudu SD only)
Star Trek: Into Darkness (Vudu HD only)
Star Wars: The Force Awakens (Google Play/ports HD)
Transformers: Age Of Extinction (Vudu HD only)
Twilight: Breaking Dawn Part 1 (Vudu SD only)
Twilight: Breaking Dawn Part 2 (Vudu SD only)
submitted by mthw704 to DigitalCodeSELL [link] [comments]


2024.05.15 21:58 kamikazi- Can you evaluate my writing please? My test is in one week.

Can you evaluate my writing please? My test is in one week.
Task 1:
The chart below shows the number of households in the US by their annual income in 2007, 2011 and 2015. Summarise the information by selecting and reporting the main features, and make comparisons where relevant.
My response:
The graph depicts the number, in millions, of 5 population groups in the United States with different household annual incomes in three years. Overall, the number of people whose household income is higher than $100,000 increased the most, unlike the numbers of all the other groups which merely fluctuated.
Households with annual income higher than $100K was just below 30 million in 2007. Despite the little dip in 2011, this number increased to approximately 33 million in 2015. Households with income less than 25 thousand and between 25 to 50 thousand were around 25 million in 2007. In 2011 the number increased a little bit for both groups, reaching around 35 million, before it goes down again to around 27 for the two groups.
Unlike the other groups, households with income between $50K to $75K and $75K to $100K levelled off during the whole three years. In 2007, they both were around 20 million and 15 million, respectively. Both group showed an extremely tiny fluctuation in the other two years.
Task 2:
https://preview.redd.it/evaqyau7bn0d1.png?width=1085&format=png&auto=webp&s=f388e5efb0b60db566de8ba0fd57e4f8f0e822ae
My response:
Many college students express their interests in learning subjects that are different than the typical ones they study, while others argue it is essential that they dedicate all their time and energy to study for a degree. Studying different subjects alongside the main ones simultaneously might be good for the overall knowledge of students. Nevertheless, I believe focusing on academic studies is more important because it guarantees jobs in the future.
On the one hand, many students find the idea of learning unusual and different subjects more appealing than learning the typical mainstream ones. In modern days, most education systems are based on memorization, something that all college students find boring. This urges the students to find other ways to fulfill their curiousity and thirst of knowledge. For instance, college students might show interest in learning about Astronomy, a subject that is mostly unrelated to any major. In fact, this approach is likely to be good for the general knowledge of students, but is unlikely to serve them any professional benefit.
On the other hand, other students believe that they must focus on their college courses only. Proponents of this notion claim that the diplomas they will get upon graduation is their top priority. In today's competitive employment market, academic achievements are prerequisites to secure a good job. Therefore, qualifications in one specific subject is more important than a simple general knowledge of many fields. For example, a tech company would prefer to hire an Information Technology graduate with very little knowledge of the world than someone who graduated from a tech school with understandings of many unrelated fields.
In conclusion, learning different subjects for university students, like astronomy, might be good for their personal knowledge and instinct fulfillment. However, focusing on the universities' main courses and getting diplomas is far better for their future employment.
I spent 1 hour exactly on both questions. Thank you in advance!
submitted by kamikazi- to IELTS [link] [comments]


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