What are the capitals gains on the sale of a home in ontario

Crazy MIL making me go nuts

2024.05.15 16:32 sdaqek Crazy MIL making me go nuts

she has a narc husband and narc MIL. Comes to our house for months at a time, and tries to gain sympathy constantly by showing how difficult her life is. Instead of breaking the cycle she has made our lives hell.
She tells my husband she doesn’t know who is influencing him to do things differently than the way she does, because apparently he cannot have his own opinion. She keeps on asking my husband does your wife come first or your mother?
Refuses to go to her other child’s house because she will ‘not be as comfortable as she is in our house’ there in spite of kicking around and screaming about how she doesn’t feel ‘at home’ in our home.
Constantly tries to meddle in our plans and wants to come wherever we go. When DH stands up to her she makes him count the things she has done and the money she has spent on him and how he could never repay them for what they have done for him.
Believes in giving her other child complete freedom and that parents should not interfere in plans and that the other kid has a life of their own but there is no concept of space with us, she thinks she is entitled to do whatever we are doing.
She wanted to come on an international trip with us because she hasn’t travelled in her life and if she doesn’t go with her son who will she go with? Of course she has not been allowed to do so.
She refuses to leave her husband and talks shit about him all the time but if anyone else says anything, she blows up at them saying he’s a very good person (he’s an asshole)
While i sympathize for how tough her life (abuse) has been i do feel now she would be the core of many issues that have been caused. She progressively gets worse with age and starts screaming and shouting when boundaries are enforced.
Keeps on saying i dont want to leave ur house because this is my house too in spite of being told she needs to go. We have managed to get her to fuck off and booked her flight tickets but she is hell bent on coming back in 2 months after staying for 6 months to which we have said no. The only thing left to do is slam the door in her face now.
DH and I barely talk to her now because of how she behaves.
If anybody has been in this situation would love to know how you dealt with it. Thank you!
submitted by sdaqek to JUSTNOMIL [link] [comments]


2024.05.15 16:28 AdventurousSeeker192 3 Small-cap Gold Juniors to Take Notice of $ELEM $GLDR $SOMA

(The information on the three gold companies in this report is not definitive. Instead, this information will drive you to do more due diligence and make an investment decision.)
A different way to invest in gold is to look for great properties. If you bundle the three companies/properties in this piece, you could own three great properties collectively for under CDN2.00 a share.
https://preview.redd.it/r3ojx4rynl0d1.jpg?width=1500&format=pjpg&auto=webp&s=f188257532dc4ca3a50611b50bbde4ffa44ea47c
GOLDEN RAPTURE MINING (GLDR: CSE) is a collection of premier Ontario mining properties in the Rainy River region that have done enough work to unveil potential, below but left a significant amount of gold with great g/t numbers. As of this morning, some numbers will indeed up its profile. Considering the stock has been listed for about two weeks, these results are excellent. Forgive the length of the table, but given the quality of the results, investors must get the whole picture.
https://preview.redd.it/fzy13fb0ol0d1.png?width=833&format=png&auto=webp&s=a844bbabf8febd58fa858fe4f4d1b62f89c5f1c6
First, the newest, being listed in the last month, is Golden Rapture Gold. The Company intends to reactivate past mines in the Rainy River area of Ontario. The property is so new that management has only walked about 5% of it, but the numbers are already impressive over its two projects. The Company holds a 100% interest in the high-grade Phillips Township Gold Property, Rainy River District, NW Ontario. The land package totals 225 claim cells for approximately ten thousand acres located close to 4 mineral deposits. These assets include the New Gold Rainy River Mine (+8 million Oz.), the Cameron Lake Deposit (1.8 million Oz.), the Agnico Eagle-Hammond Reef deposit (3.3 million Oz.), the Tartisan Nickel, Copper, and Cobalt Deposit, and many others. Mature local infrastructure, workforce, heavy-duty equipment, hospitals, major highway systems, and local services are nearby.
https://preview.redd.it/jqg05eo1ol0d1.png?width=1135&format=png&auto=webp&s=a02df752577dbd62bddcd872fc131fe7794fce59
Mr. Richard Rivet, CEO of Golden Rapture, commented: “I am incredibly pleased that we have just made some essential and rapid steps toward identifying additional high-grade drill-ready targets. We were pleasantly surprised to discover many high-grade quartz veins on the surface, with the majority of them carrying gold. Unlike many exploration companies, we are not just chasing the typical geophysical anomaly but also many vast high-grade gold structures identified on the surface that can be drilled at any time.
https://preview.redd.it/303n77s7ol0d1.png?width=843&format=png&auto=webp&s=96df5f7ae205367b1a51d30b482d9940c91d0d22
The Company holds a 100% interest in the high-grade Phillips Township Gold Property, Rainy River District, NW Ontario. The land package totals 225 claim cells for approximately ten thousand acres located close to 4 mineral deposits.
These assets include the New Gold Rainy River Mine (+8 million Oz.), the Cameron Lake Deposit (1.8 million Oz.), the Agnico Eagle-Hammond Reef deposit (3.3 million Oz.), the Tartisan Nickel, Copper, and Cobalt Deposit, and many others. Mature local infrastructure, workforce, heavy-duty equipment, hospitals, major highway systems, and local services are nearby.
Ryan Yanch CIM, a director of GLDR, states***, ‘One extremely important fact is that GLDR’s drilling cost is an industry-leading CDN140 a meter. It is not unusual for other gold comp[anbies to spend CDN200-400 or more a meter. One major contributor to this is that one significant cost is the location of the drilling company. 17 km away from the properties significantly lowers the capital cost and allows a more robust drilling program”.***
Given the uniqueness and exceptional quality of GLDR’s properties, there could be excellent investor support. Gold is rallying, and the prospect of further rises may portend in the shadow of interest rate cuts.
Previous work on the properties quickly removes the ubiquitous ‘drill’ on the property or other tropes. These are serious businessmen and women with decades of mining and entrepreneurial experience.
In the world of junior mining IPOs, there is a feeling that the stars must align to profit. Au contraire***. The keys to investing success are the right properties, management, and, in this case, a rallying gold price.***
Numero Deux
https://preview.redd.it/p6h56dz9ol0d1.png?width=479&format=png&auto=webp&s=67770cada4ffa1e689c4611a19309ea0d9eadbfc
Element79 Gold Corp (the “Company”) (CSE: ELEM) (OTC: ELMGF) is a fascinating gold company and the second in our gold triumvirate located primarily in Peru through its flagship Lucero, Peru, property.
(Full Disclosure: James Tworek, CEO of Element79, is an adviser to the GLDR Board. Your humble scribe owns a small position in each Company.)
The past-producing Lucero Mine (“Lucero”) is one of the highest-grade underground mines in Peru’s history, with grades averaging 19.0g/t Au Equivalent (“Au Eq”) (14.0 g/t gold and 373 g/t silver).
https://preview.redd.it/of62jjsbol0d1.png?width=557&format=png&auto=webp&s=63799ac26087364b8afa847435d1ba86de0701d3
In its past 5 years of production, ending in 2005, it produced an average of 40,000oz+/yr.
Assays from March 2023 yielded 21-ore-grade and high-yield up to 11.7 ounces per ton of gold and 247 ounces per ton of silver from underground workings, further validating the potential for a significant high-grade future operation.
Consolidating its focus in this region and its impressive geology, ELEM acquired the Roxana Vein and surrounding 1200ha property, Lucero del Sur 28, via auction held on May 17, 2023. The property is located strategically just east of the high-grade Lucero gold-silver project.
Instead of going into much history, let’s look at the Press release ELEM put out on April 23. New assays were released, and CEO James Tworek stated, “The data obtained is not just promising; it’s the cornerstone upon which our future endeavours will be built,” said James Tworek, CEO of Element 79. “These recent results, coupled with historical data, represent the bedrock upon which we are advancing our Lucero project.”
Corporate Presentation.
https://preview.redd.it/q0peilsdol0d1.jpg?width=800&format=pjpg&auto=webp&s=70ca19204d296b5505017134f9a3238b6d713256
From the PR: A total of 97 samples were sent for assays, 56 of which returned greater than 0.1 g/t gold (up to 8.55 g/t gold and 523 g/t silver. Several samples also were rich in base metals (up to 23.7% lead and 9.9% zinc), all of which underscores the richness of our project, further supporting the Company’s belief a robust resource base can be delineated. (Actual assay numbers are shown in the PR)
James C Tworek further states, “Element79 Gold has transformed from an asset amalgamator and seller to a near-term production story, responding to Peru’s government push for formalizing artisanal mining operations. We at Element79 Gold are thrilled to share our unwavering dedication to bringing our Lucero gold project in Peru into production. This past-producing, high-grade gold and silver mine holds immense potential to revitalize our Company and foster economic growth and prosperity in the region. “
The other ELEM property brings us back to North America. Nevada, to be precise. Reason to pay attention?
https://preview.redd.it/ahbl9b9gol0d1.png?width=504&format=png&auto=webp&s=de8c1fe7b99e4fee542ebd7b57e12b0fb60ddf28
Maverick Springs is adjacent to the Carlin Trend. For the uninitiated, the area contains several of the largest gold mines on Earth. The area includes a number of the largest gold mines on Earth. Maverick Springs is a blind deposit comprising a 30-120 metre thick, flat-lying zone centred on an anticlinal structure with oxidation pervasive to 120 metres and intermittent to 270 metres. (5)
West Whistler property is in the same area as Maverick, closer to the Battle Mountain Trend, alongside Carlin: Near several gold deposits, including the Cortez Mine, North America’s third largest gold mine with 2021 gold production of 828,000 ounces.
Finally, the Clover Property, 16 km west of the massive Hecla Mine in the Northern Nevada Rift. The property sits at the top and centre of the Carlin and Battle Mountain Trends.
Nevada Gold’s active Turquoise Ridge Mine, the third largest gold mine in the United States with 537,000 ounces of gold production reported in 2020, as well as the Twin Creeks open pit mines and the dormant Pinson and Getchell mines.
Element 79 has drilling programs announced for the 2023/24 years and a more vigorous program for 2024/25.
https://preview.redd.it/jm0ixwjhol0d1.png?width=943&format=png&auto=webp&s=e54f1368dac6eb4b173daed8f101989cd1ff26de
As (GoldSilver.com) an aside, the gold price—and silver—have softened after particularly gold had a decent run. The first two in our group have slid a bit but seem to be holding in nicely.
If one follows gold forecasts, the pundits call for USD 2500-3000 over the next few years. The strategy is simple: A move to USD 3,000 represents a 50% appreciation. However, that also comes with physical and liquidity issues should you want to sell.
And the Gold price?
On December 30, 2022, gold closed the year at $1,819.70 per ounce. Flash forward to one year later, and gold closed 2023 at $2,062.40. That’s a gain of 13.3% in a single year.
With gold pushing to new record highs, it’s a fascinating time for gold investors.
Predicting the future of gold prices is never easy, but to offer some insights into what 2024 might hold, we’ve (compiled an array of gold price forecasts, outlooks, and predictions from renowned banks, industry experts, and financial analysts.
Let’s take a look.
https://preview.redd.it/hvtfmvojol0d1.png?width=1270&format=png&auto=webp&s=e010811fe9a82a92ebcfbce86a0b8ef1a3ca60f8
Numero Three
https://preview.redd.it/c3piq1qlol0d1.png?width=368&format=png&auto=webp&s=5e03a374e70713d3d9c1d284149582b1bef3797d
Off we go to South America. This time, Columbia with SOMA Gold. (TSXV: SOMA) (WKN: A2P4DU) (OTC: SMAGF) (the “Company” or “Soma“) recently announced that gold production for Q1 2024 was 7,335 AuEq ounces, an increase of 8% over the same period in 2023.
Let’s not get ahead of ourselves.
https://preview.redd.it/zs05p1jnol0d1.png?width=625&format=png&auto=webp&s=2495c1d6df13c2ef31100c031528f8e970d8940d
The Company owns two adjacent mining properties in Antioquia, Colombia, with a combined milling capacity of 675 tpd. (Permitted for 1,400 tpd). The El Bagre Mill is currently operating and producing. Internally generated funds are being used to finance a regional exploration program.
https://preview.redd.it/3oy5cbapol0d1.png?width=872&format=png&auto=webp&s=f777cb52c01985d3c554fabc0cd2eb42ca45cd89
Soma is further ahead than our previous companies, which doesn’t make it better; it is just a different stage of development.
Corporate Presentation, 2023 results, Tech Report.
https://preview.redd.it/39o70anqol0d1.png?width=729&format=png&auto=webp&s=d3542994b4fcfb9fdc0ee7150497a8df2bd2d448
Properties
Cardero Mine
As mentioned, these three companies are similar in that they have what appear to be skookum properties. They are also all great gold proxies, and they all trade for under CDN1.00. Cheekily, I may have said that investors can own all three companies for under CDN 2.00 a share.
While I like the companies, I would buy them for their land positions. All have land that isn’t some dust pit but has either historical or proven assays. And most are near large producers. Element79; Nevada.Carlin Trend? Seriously?
submitted by AdventurousSeeker192 to PennyStocksWatch [link] [comments]


2024.05.15 16:25 doppelganger3301 My Plan on Running (and somewhat changing) the Module

So caveat right off the bat that this is just my current concept that I'm still workshopping, and this won't be one size fits all for all tables and parties etc etc.
I really like the campaign, I think it lays out a great foundation for a truly memorable campaign that I can't wait to start. That said, I also really hate how it's Central Hub and then a series of fetch quests with little to motivate the players, especially since the fetch quests are to get an item that's not even needed to destroy Vecna, so it can feel punitive unnecessarily. I know a lot of folks have put forth their own ideas on how to improve these things, this is just my take after having read the book and speaking with a bunch of folks.
Prologue/Setting:
Underdark:
Spelljammer:
Eberron:
Ravenloft:
Krynn:
Oerth:
Avernus:
Betrayal:
Again, it's not for everyone but I think I'm going to try and go about it in a similar vein to this. My notes on this are still scattered and I'm purposely not trying to iron out every detail, since of course the players will have a lot of agency on how precisely this all turns out. Still, feel free to offer some feedback on what you think may or may not work.
submitted by doppelganger3301 to VecnaEveofRuin [link] [comments]


2024.05.15 16:24 Few-Respond3104 First Time Weaning help!

First Time Weaning help!
First of all we appreciate our Reddit community for all the encouragement, love, support, and engagement as we go on this Calcifer journey together And Vet said healthy/happy but…
As Calcifer grows he’s become increasingly less interested in his formula…. I made a chop, filled with many vegetables and a few parrot friendly grains and legumes
So he starts out HUNGRY but a few bites in and he’s off to play with his toys or will literally run away and I feel like he’s not eating enough! I heat his lightly blended chop, formula etc and we get him to eat about 4-5 times a day. Available at all times in his house are some tops pellets and a few seeds and a nut or two. He’s super into grapes and raw unsalted mixed nuts when we are out playing. Will try most foods and seems to have a good appetite and again starts each meal hungry and willing… So my question I suppose is what is best available at all times in his home and how do I track if he’s consuming enough nutrients? I weigh him before and after his morning meal and yes he’s steady but not gaining like he was when he was smaller, so I’m still wondering if I should be looking out for another way to encourage eating not just his meals but on his own. I’ve seen him eating his pellets in his house and helping himself to the water dish so I know he’s capable.
…. AND GO!!!
Your Parrot favorite healthful foods And Your experience with weaning a parrot Tips and tricks and reassurance greatly appreciated
Worried first time ’weaner’ 😁🙏🫣
submitted by Few-Respond3104 to AfricanGrey [link] [comments]


2024.05.15 16:23 cherry_oh Activity level after foot surgery?

I’ve noted all these questions for my doctor, but thought it couldn’t help to crowd source also.
32/F, moderately active, moderately in shape. I have an old injury in my left foot that is causing the bone to collapse in on itself. I will be getting a few pins put in as well as a cadaver bone/cartilage graft to fix the spot where the bone has deteriorated.
Doc said 8 weeks non-weight bearing: 4 weeks immobilized, 4 weeks boot. Total of 12 weeks before I can wear a shoe.
I am considering surgery in June as I’ve already met my deductible for the year and it resets in July, but can possibly hold off until fall in order to enjoy my summer.
MY QUESTIONS: Realistically, what will my activity level be like during those 8 weeks of non-weight bearing. Will going to the grocery store be too much? I will have a scooter, but just thinking about all the times I’ve seen someone on a knee scooter out and about in the world - it’s not very often. Should I expect to be staying home and using delivery services for the most part? How can I avoid gaining weight due to low activity levels? Any other advice or tips are welcome.
submitted by cherry_oh to surgery [link] [comments]


2024.05.15 16:19 Effective-Market-304 AITA if I uninvited my dad to my wedding?

Long time lurker, first time poster.
Sorry this may be a long one. First a little backstory. Names and locations will be changed to maintain anonymity.
I (35F) grew up in a blended family. My parents got divorced when I was 10 and my dad remarried when I was 11. In addition to my younger sister (33F) from his previous marriage to my mom, I gained a step brother (27 M) and later a half brother, Ben(22 M). My sister and I spent every other weekend and summers at his house and the four siblings grew really close. We’re all each other’s best friends. I get a long okay with my step mom (let’s call her Anna). As we got older my dad became less involved and sometimes distant and basically let her raise the boys how she saw fit. With a lack of rules at home and few opportunities to make mistakes to learn and grow into adults. They are in their 20s but they are very infantilized. The younger one is not even allowed to change his hairstyle without permission or go on out of state trips by himself. It’s really weird but I moved abroad a decade ago and everyone back home just allows it.
Now on to the story at hand:
I live in an Asian country and a few years ago I met the love of my life and after meeting my family back home decided to get married. We had planned on doing just a courthouse thing because we were both not very big on something traditional, but we got swept up in the excitement knowing that my Dad and Sister would come if we decided to do a proper wedding.
In this country, wedding planning tends to go pretty fast as everything is usually done by one company. We gave our out of town friends and family a heads up in February that we’d have a ceremony in the fall and that we will set headcount no later than late Spring.
My step mom anointed herself the wedding planner as she’s passionate about it. She also cannot make the trip due to a disability which makes it hard for her to get around. It was getting close to crunch time for the headcount planning so I contacted her asking “hey I haven’t heard from the boys and I can follow up with them too, but do you know if any are planning on coming?” She then answers “no because the baby doesn’t know his school schedule and the older one can’t afford it”.
I was hoping to at least have one join as I assumed one would want to stay behind to stay with Anna but I was a little sad that neither of them contacted me to let me know directly. I told my sister who connected with them and told them to get in touch. The youngest was shocked to hear that he wasn’t going as he was under the impression that he was going and he had even picked up extra shifts at work to save extra money. My step brother confirmed it was a money issue which was totally fine and I thanked him for letting me know. I’m now excited that one of my brothers will also be joining.
Fast forward to Mother’s Day and Anna tells no Ben is not going. My Dad asserts that “he doesn’t know how to clean his room so why should he go?”
Once I hear about this conversation I’m irritated as I keep getting conflicting answers and I need to set my headcount. I Message my dad to get an update and he affirms “no Ben is not going because he ran up our car insurance up so his extra money will go towards that and he has to stay home with Anna”. I call up my dad to try to figure things out as the story keeps changing. I mention that I’m totally okay if the boys can’t come especially if it comes down to money, but the communication around everything has been really frustrating. He then proceeds to gaslight me asking:
“I don’t know why you care some much about whether or not your brothers come to your wedding”
“You’re doing too much. You should have just done the courthouse and call it a day”
And making me out to be a bridezilla.
The call got a little heated but we neither of us got rude or nasty. I finally ended the call with “I got the boys aren’t coming. That’s fine. Once I get confirmation on the accommodations I’ll let you know. Love you and have a good night” we hang up and I go to bed after venting about the whole situation with my sister.
I wake up the next morning to find a short message from my dad saying he’s not going anymore and to have a nice wedding. He’ll give his spot to Ben.
I am shocked. Not only did he drop himself from the wedding but over a misunderstanding on his part. I never guilted anyone about not including my brothers and did not beg or anything. I literally just commented on how frustrated I was with their communication but he aggressively wants to misunderstand for some reason.
I wrote back explaining my position and mentioning my disappointment in his decision but let him know the door is open if he changes his mind. I tried to message Anna but she’s been ignoring messages. From what I heard from my sister she is team dad and busy trying to vilify me.
The next day my dad basically admitted that the reason why none of the brothers are not going is because of my step mom. (Which I was suspicious of). He didn’t apologize but basically doubled down on saying I care too much. He also added he would be at my wedding after all.
The whole interaction has left the worst taste in my mouth:
  1. My parents tried to make me look like the bad guy just for trying to clarify head count.
  2. My dad tried to punish me by threatening not to come.
  3. My dad finally admitted that it’s Anna who is blocking her sons from going but instead of sticking up for me he lets her get away with it to “keep the peace”
  4. He never apologized for any of it.
It’s turned me off towards wedding planning especially as I wasn’t even that keen of having a wedding to start with. So, would I be the asshole if I uninvited him?
Thanks for reading.
submitted by Effective-Market-304 to AITAH [link] [comments]


2024.05.15 15:58 Hanzoisbad Crocs Inc (CROX) DCF Analysis

Introduction:

CROX was introduced in the early 2000s, It was an instant hit with consumers despite CROX's unconventional designs. However, the company got too greedy and started introducing multiple products that diluted the core branding of CROX coupled with the financial crisis of 2008 led to the stagnation of CROX in the early 2010s. However, CROX had a huge boost in popularity during COVID-19, as people stayed home and prioritized comfort, purchasing a lot of athleisure products including Crocs. CROX learned from its past failures and capitalized on its resurgence through limited edition releases and collaboration with famous artists, this combined effort allowed CROX to reach nearly 4 billion in revenue in FY23.

Market:

According to the 2023 Q4 Earnings Conference, management sees strong growth potential for China, the UK, South Korea, and Australia. There are also a few large but challenging markets such as Japan and India.
In Korea, CROX’s products are popular, especially clogs due to the current fashion trend “Y2K”. Y2K is a fashion trend that celebrates the fashion trends of the early 2000s and that coincidentally happens to be the era where clogs were popular.
In Japan, CROX’s products are popular due to Japan’s strict culture around the removal of footwear in certain places e.g. Onsen, Restaurants, and Temples. This emphasis on the removal of footwear makes CROX the ideal product for Japanese consumers as CROX’s are easy to slip in and out.
India is a market with a large potential for CROX, this is due to the warm weather in India which leads consumers to prefer wearing sandals over covered shoes. However, the largest issue with CROX is that it is too expensive for the Indian consumer. A Clog costs about 3000 Rupees but the average median household income in India is 22,000 Rupees. This large price tag on CROX’s products limits the number of consumers who can afford CROX’s products.
Birkenstock is CROX’s closest competitor, creating shoes that are designed for comfort. However, Birkenstock is pivoting to becoming a luxury brand at a higher price point compared to CROX and is much less personalized to maintain its luxury look. Birkenstock is committed to maintaining its brand image as a luxury brand, even going so far as to leave Amazon. This brand image was further solidified as Birkenstock was acquired by LVMH in 2021. However, this is good for CROX as it has a significantly larger total addressable market compared to Birkenstock.

Revenue:

Shoes Sold
When forecasting the total number of Crocs sold, I assumed that CROX’s growth rate will grow at an elevated level for the next 5 years as CROX expands its presence into the new markets coupled with the rise of jibbitz, CROX's products that allow for personalization. The growth rate tapers back down.
When forecasting %DTC, Crocs is taking a leaf out of Nike and Adidas’ books by reducing their reliance on wholesalers (SOURCE). Even their closest competitor Birkenstock is pivoting towards DTC. I assumed that %DTC would grow to 60%.
Crocs Physical Revenue
When forecasting the number of company-operated Crocs stores, I assumed that the growth rate would pick up 3 years into my forecast as the interest rates environment improves which allows for CROX to expand its physical presence easily before the growth rate tapers back down.
When forecasting Revenue/Store, opting for less granularity I forecasted growth rate as a % of historic averages tapering towards the perpetual inflation rate.
Crocs Digital Revenue
When forecasting the %DTC Digital sales, opting for less granularity I assumed it remained constant as a % of historic averages.
When forecasting Price/Shoe, opting for less granularity I forecasted growth rate as a % of historic averages tapering towards the perpetual inflation rate.
Crocs Wholesale Revenue
When forecasting the price/shoe, I assumed that over time as CROX becomes more independent and less reliant on wholesalers they will be able to negotiate for more favorable terms from their wholesale partners. So I assumed that the price/shoe would grow at an elevated rate before tapering back down to the perpetual inflation rate.
HEYDUDE Revenue
When forecasting the total number of shoes sold, I assumed that the total number of shoes sold increased to a great extent in the earlier years of my forecast to reflect CROX breaking into newer markets. However, I believe that for HEYDUDE to successfully take off and become a multi-national brand it would take a long time and hence I did not reflect that in my valuation.
When forecasting the price/shoe, I assumed that the price did not grow at a fast rate in the earlier years as CROX has to appeal the HEYDUDE brand to more consumers through a lower price point. In the later years, as CROX gains pricing powers they can increase the price it charges per shoe.

Cost:

COGS and Others
When forecasting COGS and Others, opting for less granularity I forecasted it as a % of historical averages.
SG&A
When forecasting the total number of employees, I assumed that the number of employees per store remains constant with historical averages for CROX to maintain high-quality customer support in each store.
When forecasting cost per employee, I forecasted it as a % of historical averages before tapering wage growth rate at a rate in line with the perpetual inflation rate.

CapEX and D&A:

When forecasting CapEX and D&A, opting for less granularity I forecasted it as a % of historical averages.

WACC:

10Y T-Bond Yield (1M Avg) = 4.49% Beta (SOURCE) = 2.04 Stable Market ERP (SOURCE) = 4.60% COE = 13.87%
CROX’s bond is rated “BB” (SOURCE) COD (1M Avg) = 6.56% Marginal Tax Rate = 21.00% AT-COD = 5.18%
Stock Price (5D Avg) = $140.16 Shares O/S = 60.50M Market Value of Equity = 8479.68M Weighted Average Maturity of Debt = 6 Years FY23 Interest Expense = $161.35M Market Value of Debt = 2077.25M
%Debt = 19.68% %Equity = 80.32% %WACC = 12.16%

Conclusion:

Ultimately in my base case, I value CROX at $158.15 per share. I believe that CROX is undervalued by the market due to the market's wariness about the success of the HEYDUDE brand and whether CROX will be able to continue pushing higher growth rates now that the athleisure trend is over. I believe that CROX's brand will continue to improve in value given how management embraces the same scarcity strategy that elevated Adidas and Nike to legendary status. CROX is also pivoting into other core products beyond the clogs in a bid to serve the diverse needs of consumers.
Base Case: [INSERT] Best Case: [INSERT] Worst Case: [INSERT] Revenue Model Part 1: [INSERT] Revenue Model Part 2: [INSERT] Cost Model: [INSERT] Change in NWC Schedule: [INSERT] Debt Schedule: [INSERT]
submitted by Hanzoisbad to stocks [link] [comments]


2024.05.15 15:54 LongjumpingGap1636 akashic codes ..

akashic codes ..
akashic codes..
 morning, beautiful 🥰 
so you're aware of my love of words .. a lifetime logophile and enthusiast of etymology, I know in my heart that 'words mean things'
having spent years building and retaining a vast vocabulary, it is my humble opinion this exercise simply makes one a happier, smarter and wiser individual, if gor no other reason it allows one to properly share ones thoughts and desires without confusion or misunderstanding
as well, this gift allows one to render far more adept at making critical decisions and choices, due to ones ability to tap into deeper understandings of the varying nuances an obstacle may proffer whilst one is deciphering best overall outcomes
there are many multiples of languages .. dialects, colloquialisms and cultural ways of speaking and writing .. and even those multiples are multiplied tenfold when you add in the time in history they were shared
were they spoken only by the shaman of the tribe? were they art forms carved into stones or were they heiroglyphs inked into fabrics and onto parchments?
however today, let us focus on one of the most important of all languages: the wordless languages where the lights and colors are the methods to communicate events, wisdoms and even dangers
where sounds of song, knocks, grunts, barks and howls are the methods of communication .. where rhythmic intelligence is chirped throughout the jungle or beautiful, vibrational love songs of a oceangoing mammal are sung into the deepest waters of the oceans to her mates and children
even the biologics on earth know and use this vibrational language
and each sound, color and frequency has a name .. ❤️🧡💛💚💙💜🤍 the Light itself has a name .. and the way the Light speaks
 the language of Light what is Akashic Code ✨ Light Codes 
it is the harmonic vibrations which emanate from the many universes, the deepest corners of space and throughout the history since before time was recorded or heard by man; indeed before the ancients arrived here and began to watch over our earthly home with us for millennia, long before we arrived
also known as the akashic sounds, this frequency is sung from the heart of the universe into your heart, from the stars into your soul, seeping into your very dna with all its knowledge, wisdom and mysteries .. the mysteries of the mystic the mysteries of our past, our present and our future
seemingly sung with words unknown by human ears, your chakras listen and react to these codes 🔥 your cells absorb the healing sounds, colors and energies embedded with everything they need to know
like musical manna to your lightness .. your true self, your light body ✨ these codes feed and nourish your body and soul with truth, honest emotions ❤️ bathe you in love and with a kindness unknown in this human world
when you listen to the light codes .. the akashic records .. feel the warmth of the colors and the depth of the sounds, be still 🙏 clear your mind and remain in a safe place .. absorb the energy and drink in the colors, sate your appetite for intelligence with this literal food from the gods ❤️‍🔥 as you listen to the clicks, repetitive chants and fast tones softened by choruses of what, I M H O, reminds me of native indigenous, tribal songs .. sung by the spiritual souls at the fireside celebrations and told the stories of old
multidimensional shapes will appear and geometric symbols will be recognized by your ancient light being 💥🌈🕊️🌹
peace to you today as we continue our journey into this mystic together and gain in our ascent up to the stars and back to our ancestral home 🌸
keep your Eyes Wide Open and your Heart Filled with Love ❤️ 🪷🥳
 all my love, always 💋 
submitted by LongjumpingGap1636 to SpiritualAwakening [link] [comments]


2024.05.15 15:54 LongjumpingGap1636 akashic codes ..

akashic codes ..
akashic codes..
 morning, beautiful 🥰 
so you're aware of my love of words .. a lifetime logophile and enthusiast of etymology, I know in my heart that 'words mean things'
having spent years building and retaining a vast vocabulary, it is my humble opinion this exercise simply makes one a happier, smarter and wiser individual, if gor no other reason it allows one to properly share ones thoughts and desires without confusion or misunderstanding
as well, this gift allows one to render far more adept at making critical decisions and choices, due to ones ability to tap into deeper understandings of the varying nuances an obstacle may proffer whilst one is deciphering best overall outcomes
there are many multiples of languages .. dialects, colloquialisms and cultural ways of speaking and writing .. and even those multiples are multiplied tenfold when you add in the time in history they were shared
were they spoken only by the shaman of the tribe? were they art forms carved into stones or were they heiroglyphs inked into fabrics and onto parchments?
however today, let us focus on one of the most important of all languages: the wordless languages where the lights and colors are the methods to communicate events, wisdoms and even dangers
where sounds of song, knocks, grunts, barks and howls are the methods of communication .. where rhythmic intelligence is chirped throughout the jungle or beautiful, vibrational love songs of a oceangoing mammal are sung into the deepest waters of the oceans to her mates and children
even the biologics on earth know and use this vibrational language
and each sound, color and frequency has a name .. ❤️🧡💛💚💙💜🤍 the Light itself has a name .. and the way the Light speaks
 the language of Light what is Akashic Code ✨ Light Codes 
it is the harmonic vibrations which emanate from the many universes, the deepest corners of space and throughout the history since before time was recorded or heard by man; indeed before the ancients arrived here and began to watch over our earthly home with us for millennia, long before we arrived
also known as the akashic sounds, this frequency is sung from the heart of the universe into your heart, from the stars into your soul, seeping into your very dna with all its knowledge, wisdom and mysteries .. the mysteries of the mystic the mysteries of our past, our present and our future
seemingly sung with words unknown by human ears, your chakras listen and react to these codes 🔥 your cells absorb the healing sounds, colors and energies embedded with everything they need to know
like musical manna to your lightness .. your true self, your light body ✨ these codes feed and nourish your body and soul with truth, honest emotions ❤️ bathe you in love and with a kindness unknown in this human world
when you listen to the light codes .. the akashic records .. feel the warmth of the colors and the depth of the sounds, be still 🙏 clear your mind and remain in a safe place .. absorb the energy and drink in the colors, sate your appetite for intelligence with this literal food from the gods ❤️‍🔥 as you listen to the clicks, repetitive chants and fast tones softened by choruses of what, I M H O, reminds me of native indigenous, tribal songs .. sung by the spiritual souls at the fireside celebrations and told the stories of old
multidimensional shapes will appear and geometric symbols will be recognized by your ancient light being 💥🌈🕊️🌹
peace to you today as we continue our journey into this mystic together and gain in our ascent up to the stars and back to our ancestral home 🌸
keep your Eyes Wide Open and your Heart Filled with Love ❤️ 🪷🥳
 all my love, always 💋 
submitted by LongjumpingGap1636 to FollowMeIntoTheMystic [link] [comments]


2024.05.15 15:46 Key-Palpitation854 BRAND BUILDING

In the intricate process of brand building, there are numerous pitfalls that brands must navigate to maintain a positive reputation and resonate with their target audience. Avoiding these pitfalls is crucial for establishing a strong and enduring brand presence. Here are some common mistakes to avoid in brand building:
  1. **Inconsistency**: Consistency is key in brand building. Inconsistencies in messaging, visual identity, and customer experience can confuse consumers and dilute your brand's impact. Avoid mixed messages and ensure that all brand elements align cohesively to convey a clear and unified identity.
  2. **Lack of Authenticity**: Authenticity is essential for building trust and credibility with consumers. Avoid the temptation to portray your brand in a way that doesn't align with its values or mission. Authenticity resonates with consumers on a deeper level and fosters genuine connections that can lead to long-term loyalty.
  3. **Ignoring Customer Feedback**: Customer feedback is invaluable in brand building. Ignoring or dismissing feedback can lead to missed opportunities for improvement and damage to your brand's reputation. Actively listen to your customers, address their concerns, and incorporate their feedback into your brand strategy.
  4. **Overpromising and Underdelivering**: Making grand promises that your brand can't fulfill is a surefire way to erode trust and credibility. Be realistic in your brand messaging and ensure that you can deliver on the promises you make to consumers. Consistently exceeding expectations will help build a positive reputation and foster loyalty.
  5. **Ignoring Social Responsibility**: In today's socially conscious landscape, consumers expect brands to take a stand on important social and environmental issues. Ignoring social responsibility or engaging in practices that harm people or the planet can result in backlash and damage to your brand's reputation. Align your brand with causes that reflect your values and demonstrate genuine commitment to making a positive impact.
  6. **Failing to Adapt to Change**: Markets, consumer preferences, and technologies are constantly evolving. Failing to adapt to these changes can leave your brand behind the curve and irrelevant to your target audience. Stay agile and proactive in responding to shifts in the market landscape to remain competitive and resonate with consumers.
  7. **Neglecting Employee Engagement**: Your employees are ambassadors of your brand and play a crucial role in delivering on your brand promise. Neglecting employee engagement can lead to disengaged staff, poor customer service, and a negative brand image. Invest in training, communication, and empowerment to ensure that your employees are aligned with your brand values and motivated to deliver exceptional experiences.
  8. **Ignoring Brand Perception**: Perception is reality in brand building. Ignoring how your brand is perceived by consumers and stakeholders can lead to missed opportunities and reputational damage. Monitor brand sentiment, gather feedback, and proactively manage your brand's reputation to ensure that it remains positive and aligned with your objectives.
  9. **Short-Term Thinking**: Building a strong brand takes time and requires a long-term perspective. Focusing solely on short-term gains or quick fixes can undermine your brand's credibility and sustainability. Invest in building enduring relationships with consumers and prioritize long-term brand-building strategies over short-term gains.
  10. **Failure to Differentiate**: In a crowded marketplace, it's essential to differentiate your brand from competitors. Failing to establish a unique value proposition or effectively communicate what sets your brand apart can result in being lost in the noise. Identify and emphasize your brand's distinctive qualities to stand out and capture consumers' attention.
In conclusion, avoiding these common pitfalls is essential for successful brand building. By prioritizing consistency, authenticity, customer feedback, social responsibility, adaptability, employee engagement, brand perception, long-term thinking, and differentiation, brands can build strong and resilient identities that resonate with their target audience and withstand the test of time.
To know more about brand building click here
To visit our home page Idigitalboost
submitted by Key-Palpitation854 to FinancialCareers [link] [comments]


2024.05.15 15:44 DeemieDeemz 26 [M4F] US/East Coast- Looking for someone to gain a connection with

Hi there! I didn’t think I’d ever make one of these again. But here I am..
I’m searching for someone to gain a connection with. And someone who will respond to me.
Some things about me is I currently work as a commercial fisherman, I love playing video games. Either on pc, my ps5 and switch. Some games range from Destiny 2, HellDivers 2, animal crossing, any and all Mario and Pokémon games. I love comedy, action, adventure and some anime movies/tv-shows.
I’m a huge animal lover, if you show me pictures of your cat and/or dogs, my heart will automatically be won. I’m a sucker for a furry face. I’m not so much religious anymore. I’m standing at a whopping 6’2-6’3 with brown hair and hazel-ish eyes. I do have facial hair. I tend to grow it out a bit, but then get annoyed and trim it back down. I am certified chef, I work in a food truck with my family during the summers, we used to have our own restaurant where I was the head chef. When it’s not summer, I keep the passion alive by baking and cooking at home constantly.
What I’m looking for is someone between 19-30. But as long as you are 18+ Im more open than most. I’d love someone to be a considerate, passionate, kind and understanding. If you are clingy, needy, or anything like that, you gain a big plus with me. If you actually answer and show an effort to talk to me. And EVEN BIGGER plus. If you have the same interests, or at least some of them, it would help greatly. Being upfront and not sugarcoating things I appreciate. Distance isn’t much of an issue. Sometimes I enjoy a good long drive.
I’ve had many ghost me before due to their judgmental ways. I will give the fair warning before. I am not the smallest person. I’m a bit heavier set. But I’m working on it.
Reply with something you like, something we could have in common.
Let’s get to know each other and see if we match. I look forward to talking 🩵
submitted by DeemieDeemz to ForeverAloneDating [link] [comments]


2024.05.15 15:39 lixxus_ Increasing mass and stamina ?

I am reaching out to seek your guidance regarding my fitness goals. I’ve been skinny most my life and tried going gym previously in the past and gradually stopped. I started before Covid lockdown times and just stopped going . I want to be best version of myself and recently signed up to gym again to achieve this goal
My first session on Monday ,I exerted my self too much and felt faint and dizzy while on my way home. I was perfectly fine during gym session. I started off with treadmill for cardio for 10mins
I did chest, shoulders and triceps. Following ppl after reading online
3 sets with 8 reps each Bench press , chest flies, lateral raises , triceps push downs
I haven’t been for so long so not sure what is good program to start with particular since my stamina is so low because I have a desk job and don’t do any cardio vascular exercises.
I read up about couch to 5k but my main aim is building mass , I just want to compliment it with cardio to increase my endurance. In terms of physique I’m not looking to be huge , an extra 10kg would suffice and I prefer to be lean similar build of (football) soccer player like drogba, Anelka, haland Who are like 194cm tall
I am 193 cm tall and weigh 78 kg. My primary objectives are to increase my muscle mass and enhance my stamina. Specifically, I would like advice on:
  1. Increasing Mass: I am looking for effective strength training exercises and dietary recommendations to help me gain muscle mass. Any specific workout routines or nutrition plans would be greatly appreciated.
I’ve looked into ppl and 531 I’m curious to know which one would work better for me. I’m reading compound exercises are best for skinny tall people
  1. Improving Stamina: I want to improve my cardiovascular endurance so that I don't tire easily and can run longer distances as I like playing football(soccer). Could you recommend some cardio exercises or training methods that are particularly effective for building stamina?
Is it possible to gain high stamina levels of let’s say a rower or footballer player while gaining mass.
I know this is going to be a lot about dieting and eating calories dense foods . I’m hoping joining the gym now will increase my appetite so I don’t get full easily
It’s my first week and I want to ensure I start off correctly
Your expertise and advice would be invaluable to me
Thank you
submitted by lixxus_ to bootroom [link] [comments]


2024.05.15 15:37 RationalSchizo812020 *PSA* Real life Street Stars: Possibly a Controlled Influencer Psyop

*If anyone takes the time to read and would like to share, feel free to repost and accept the credit, I don't have enough karma to share anywhere else relevant and could care less. All I ask is that you repost it in full and not cherry pick the information you agree or disagree with or whatever will get the most karma. I would like to avoid exactly what I'm describing in the post below. If any claims I make turn out to be false, I'll update and eat my words.*
(I obscured celebrity and influencer names to prevent fans from seeing the post and flagging it)
I saw someone posted an interview with (O *rlando Brow *n) from the channel Real life street Stars and wanted to put out a little PSA for this community. The channel has recently been growing in subscribers because of a 2020 interview with a 90's R&B artist named (J -aguar W r:ight ), who claims to have suffered abuse of all types that she during her time in the industry, and claims she was blacklisted for fighting back. Now she claims she's been on a mission for the last 20 years to bring down the vast networks of famous sex criminals she has firsthand knowledge of. In her first two interviews she speaks pretty eloquently and drops a lot of facts about the industry. Enough to get people sucked in. You'll see in her latest interviews the lady is clearly struggling heavily with some serious mental health and rumored substance issues.
I truly have empathy for her and (O rland,o B row-n,) because they are obvious examples of the Hollywood machine chewing up celebrities, especially with mental illness, and spitting them out. Both of them have publicly struggled for years, and around 2020, were both homeless and started doing YouTube interviews with obscure content creators where they were paid next to nothing to share their traumas with their viewers and creators who use these traumas to form false narratives and clickbait video titles that either are completely false or that are buried in an 8 hour live stream containing a thirty second audio clip that was stolen and reposted from another exploitative content creator's interview. Not only is it taking money out of their pockets, but also monetizing off their trauma, stealing their content and viewers, and harming their credibility even further due to them being blatantly false or misleading the viewers into thinking their all day live stream talking about the aforementioned video and accompanied by a slideshow is the primary source. One thing I've learned is most people will believe or immediately dismiss most information without even trying to read it. If you choose to go down this rabbit hole you should definitely start with their Insta pages and check out the last couple months. Without people majorly censoring and heavily editing their content, you can tell that they are doing this intentionally to hide the fact they are exploiting trauma survivors for petty cash. If you're still not wary, start with their latest interviews they're both total shit shows. Recently with the (Di +ddy stuff and Ka;tt William ,s) interview going viral, the channel "real life street stars" has blown up. Even more so in the last couple weeks with all the K- Anon stuff attracting people to their channels. If you choose to go down the rabbit hole I just beg you to please research ANY claims from ANY content creator and find a source before sharing. A lot of the time they are spitting celebrity fan fiction juxtaposed with occasional pieces of truth and (Jagua /r Wri /ght) was pretty damn convincing until about a year ago.
A lot of people get sucked in with ( Jag !uar W !right's ) first two interviews because she clearly had them prepared for a long time and was reading from a script. Now she's just exploiting the algorithm and spamming clickbait interviews with the craziest titles possible, thus contributing to the same exploitation she claims to be fighting against. This is not to say all her claims are bullshit, both most are recycled 90s and early 2000's gossip that is new to Gen z mixed with any breaking celebrity news or gossip that is big in the media. To make her stories sound more legit she'll Forrest Gump her way into every story and leading people into believing she was a big time celebrity, but these interviews and her instragram scamming are what she's most known for. The last interview she claims to have taken a boat to Epstein Island where she rescued two young girls who were trafficked and then talks about the Dark Web, "Red Rooms," that are pretty well known to be internet myths because if they were real they'd be invite only and require blackmail to access so no one is gonna talk about it even if they do exist. It amazed how many videos popped up overnight repeating her claims as facts and spreading the virus of media manipulation. If you're still thinking, "Hey, you never know!" She also claims these snuf. f videos and videos of celebrity orgies sell for 500 million dollars, which would be enough to build a whole chain of your own red rooms or throw your own Hollywood sex parties and join the fun. I know some people will probably still be curious, but just watch her 2020 interview the rest are trash, also anything with (O r.lando B,rown) is recycled lies mixed with more lies, with a couple buzzwords he's probably required to say so they can add trending topics to their video tags and get a lascivious title.
Another recent example of blatant manipulation is all the shit with (D j A ^kademics) the past couple days. His court records have been public for months with a vivid description of him and two friends drugging and raping a girl that was obviously premeditated and not his first rodeo. He is also now being sued for defamation because he pretty much told his fans she was drunk and asking for it then regretted it later and went on to say he didn't even know she was at the house until the next morning and blamed it on his friends. Meanwhile the court documents clearly show a rap with an e kit being administered and them finding his spermicide which was the same type found in the r word kit. They also describe video evidence of his two friends doing the same thing while she was unconscious, but he screenshotted a section and posted it in his defense saying clearly she was down. There are also identical allegations to the ones made against (D-rake) stating he has a history of hitting up sixteen year olds and grooming them until they turn eighteen and repeated history of similar drug related s. crimes. It took one post on his twitter and his fans started harassing the poor girl for months. The same thing happened to the lady who was a victim of (N$icki Min _aj's) husband who was doxxed by her fans for not dropping the charges. The next day AK was acting like it was all gravy and if anything gained even more followers. This is a brilliant example of why (Dra! ke's) line about being too famous to be a predator is so stupid. Almost as stupid as blatantly defaming the woman who appears to have more the enough evidence to beat him in a civil suit. Which is almost as stupid as he pretended to be during the (e- bony kin g) livestream where he was obviously ignoring the thousands of comments mentioning anything related to sexual crimes, while talking shit on the guy who successfully blackmailed his handler even after possibly being blackmailed himself on the same stream. This stupidity can only be surpassed by the millions of fans who are still watching his content instead of the news and continue regurgitating the lies of someone so fucking stupid who is most likely a s offender. These are the same ones who automatically dismissed the rumors and instantly believed the dog in the kennel story, the same who believed his alibi, and the same people who are the reason most survivors don't come forward and choose not to accept inconvenient truths right in front of their eyes.
Interestingly enough the portal.njcourts.gov site containing A.k's full court documents were offline for hours last night and a certain sight has banned reposting it for fear of doxxing, another great way to quell any dissent amongst the the ranks. Server's crashing often happens when there is a huge influx of web traffic or a site has been a victim of a DDOS attack, which is just an artificial version of the former that uses bots instead of people. I could talk forever about how fucked things are, but this is simply the world we live in. I really want to drive home the point that in order for any movement to retain credibility, everyone needs to stop sharing any type of info unless they're from a verified, reputable source and define the difference between facts and your opinions as clearly as possible. A couple million hits on youtube, twitter memes and tiktoks, and gossip blogs with broad information being deciphered by mostly idiots don't count as credible. Most of these influencers and blogs have been bought and paid for years ago and usually are biased toward certain celebrities based on the perception of whoever's sharing or whoever pays them the most. For a while now rumors have been circulating of influencers doing shady shit in Dubai for the ultra wealthy. Lot's of ties were made to Dra .ke, but have very little supporting evidence. The blind items containing the rumors also made it so anyone could decode the clues, and as soon as these posts made it on to the Kendric kl amar the moderator crew began the "conspiracy," crackdown. It took one mention of q-anon and the majority of the community jumped ship out of fear of association because "Q-anon bad, they're all scizophrenic." Overnight theories that once had been consensus were completely dismissed after being deemed conspiratorial. A couple of days later, the were forced to place a blanket ban on anything them deem, "conspiracies," regardless of it's validity due to their inability to moderate the amount of incoming posts which are almost always spammed at least ten times a day for the next week. This is the exact thing that was done with q, anon and pizzagat, e stuff back in the day. They'd find the nuttiest people to use as an example so they could paint the whole movement in the same light, then dismissed all related information, and completely censored any discussion on most major platforms. I don't subscribe to either, but they were undeniably on to something. The problem was the disinformation campaigns and general stupidity. One was quashed almost overnight because a crazy guy shot into the front window of a pizza shop and it somehow hit their computer and obliterate their hard drive containing possible evidence. The lessons is truth in every lie and it's not hard to find if you know where to look, it's what you do with it that defines who you are as a person. Some people can't handle the truth because it conflict's with their world view and those who do usually suffer because of it. If everyone does their part though, no one would have to die a martyr in its pursuit.
I've noticed a recent pattern of influencers proliferating the spread of false information especially in relation to any sa allegations. This trend really took off when (Kat -t Will/iams's) interview went viral and helped to revitalize his career and reputation. Since then many copycats have come out of the woodworks, hoping to cash in on the trend. Some other common media suppression trends and manipulation tactics to watch out for are synthetic smear campaigns dedicated to destroying the credibility of anyone with alternative beliefs, and it's gotten exponentially worse throughout the years. A great example is all the shit (Y,e). had to deal with through the years, even prior to his antisemitic remarks and all the other famous people who spoke up about their industries and were silenced. (D av+e Chapp? elle) used to talk a lot about the tactics used to humiliate and destroy many influential black men who dared to challenge the system. Another case that's similar to Ak's is the (T/or y La^ne z and M ,egan T (hee Stallio, n) trial. If you look at the court records, it's obvious the shooting was part of a larger altercation. He still might have shot her, but she at the least totally lied her ass off about the actual story to avoid incriminating friends while ensuring they could hit him with a ten year sentence. Not long after (Me ..gan THE" E S !tallion) won three Grammy's and was voted woman of the year, then disappeared off the face of the earth until her manager sued her a couple weeks ago for having sex in front of him and threatening his job over it. There are countless other celebrities and influencers who are clearly wiling to say anything for money, and those who aren't usually have some blackmail on them. There is such an abundance of glaringly obvious disinformation campaigns in the media and most are accepted as gospel without question or are suppressed if they reveal too much, raise too many questions, or start to sway public opinion. Another very common example of this phenomena is the mass release of information that paints a positive image of the celebrity while containing the same buzzwords related to controversies they don't want popping up on anywhere near the top of Google. This keeps any relevant information limited to the most recent AI generated bullshit that plays the algorithm game the best. While doing my investigation, it was unbelievably difficult finding any relevant information from before 2020, and often had to use Duckduckgo to filter out any articles written after 2023. Even then every search engine required extremely specific search terms, which would often still provide me with the exact same results. It got so bad I considered switching to Yandex.
Recently all the things I've discussed have seemingly been kicked into overdrive, especially over the last few weeks. This leads me to believe that a lot more is going down behind the scenes than most realize. I believe the day will come soon when everyone who actively fought to dismiss peoples opinions out of ignorance will be forced to accept these truths whether they like it or not I was a victim myself last week when I shared a detailed, neutral commentary on a rap feud and was shadow banned from a popular subreddit and ignored by it's moderators. This same subreddit is currently deleting any and all information related to the subject I covered. This is why I wanted to raise awareness if this doesn't get suppressed as well. Karma requirements and shadow bans that can sometimes circumvent the use of Vpn's on all connect devices, lead me to believe Reddit as a whole may also be at least partially compromised.
Chances are the same people who promote biased garbage and obvious lies are the same ones who will scroll right past any post containing more then three sentences and the ones who spread any lie they are told without question and accept everything at face value. My personal favorites are the ones who don't read past the title and clog up the comments while obscuring valuable information because they want the spark note version. This is all by design. They are the sheep the government count on to help them consolidate their wealth and power. More and more people are waking every day though. I encourage anyone new to conspiracies to really keep all this in mind going forward, especially with the proliferation of AI powered disinformation bots that dominate your front pages and control the majority of content. If you want to fight against this and keep your freedom of speech, this is a call to arms. To anyone who values the truth, the powers that be will do anything they can to try to censor any public dissidence. Remain steady in your search for truth, and learn how to effectively help other join you in lifting the veil. Stay strong in your convictions and don't allow other's to moderate your options, your beliefs, or your truth.
Thanks for Reading
-The Original Random Moniker
submitted by RationalSchizo812020 to DarkKenny [link] [comments]


2024.05.15 15:35 OpheliaCyanide [That Time I Ran Over A God] --- Chapter 12

What started as a panicked attempt to get her over-intoxicated friend to a hospital ended up in a disastrous car crash that claimed the lives of her friends... and a careless God crossing the street. But Sammi's adventure wasn't about to end there. In her dying breath, the God curses Sammi to take up her mantel. Now with her three friends resurrected as ghosts, Sammi has to navigate the tricky world of godhood.
Previous Chapter Next chapter coming soon!
Start here! Patreon (up to chapter 9)
I love houses. House flipping, house hunting, crazy properties in town, gorgeous exotic vacation destinations. I think in a past life I was a real estate agent. Or a carpenter. Interior designer, actually, probably. Maybe just rich?
Doesn’t matter. I love houses, and I was gonna get myself the best digs in town.
“Best digs in town might be a liiiiittle suspicious?” Joni said as I began adjusting the filters of my favorite search: Lottery houses.
“So do you… we’re looking for a house?” Cara was leaning over my shoulder, watching as I pushed the Rooms, Cost, Square Footage, and Bathrooms options as high as I could. “Cause if you don’t even own a place, I feel like saying you’d answer my questions when we got to New Olympia is kinda a blow off.”
“Not a blow off,” I said. “This probably won’t take too too long. I just don’t want to kick anyone out of their house that, like, is a regular person living their life.”
“Kick them out?”
I paused and looked up at Cara, eyes serious. “Please. The parroting. It’s making me nervous.” Then I looked back down and began sifting through various mansions, penthouses, lake houses, villas. “For sale or for rent?”
“For rent,” Blair said immediately. She propped her head up on her chin as she watched me scroll. “Then you don’t gotta kick anyone out.”
“She’s got a point,” Christopher said. “Both from a, like, humanitarian point of view but also from a logistical point of view. Whoever’s moving needs the money pronto to buy a new house and they’re gonna constantly be dealing with banks and shit. You’d need a new lie a day just to keep them off you. But with rentals and all, first off, landlords renting out ten grand a month properties are already making bank off other units. Yeah you’re screwing them over, but not as bad. They got a buncha others. Second, you pay monthly, so you really only gotta fend them off once a month.”
My thumb jammed the “For Rent/For Sale” switch, and I cranked up the rental price. “What else are we thinking for criteria?”
“Middle of town’s a bad idea,” Joni said. “Too easy to find us.”
“We don’t have to, like, hide though,” Christopher said. “Just say you’re both out on bail. I mean, the point is to find Miller and bring him to justice, right? That’s gonna take time. There’s no place far enough out of town that we could hide in for long.”
I squinted at him, tearing my eyes away from a sexy seven bedroom manor with two pools. “What?”
He sighed, as if convinced that I was in the wrong for not understanding what fuck he just said. “Like, think about it Sammi. We’re not actually gonna be able to hide. Or if we are, it’s gonna be in an alley or some shit.” He wrinkled his nose at the same time I did. “They’re cops with detectives and shit, and they think we shot someone and broke someone else out of jail. They’re gonna find us. We’ll have to lie, not hide, to avoid being put back. So may as well be local to all the action.” With this, he pointed directly at a lofty unit in the center of town.
Hmm. He brought up a valid point, so I checked it out.
A five bedroom penthouse with three terraces giving outdoor views of the entire city. Bathrooms that put the hotel to shame. Closets the size of my old bedroom. A pool deck. Appliances with fancy brand names I only ever heard on episodes of “Dream House” and hadn’t actually realized existed in the real world. Enough bedrooms for me, Cara, and the ghosts to each sleep separately.
For a moment, the enormity of it washed over me. Not just the enormity of the house, though it was enormous, but the reality of what I could accomplish. This apartment was twenty five thousand dollars a month. I’m not entirely sure I’ve made that much money in my life. Or, okay, probably around that, but that’s my point. This was the kind of unit rich people showed off in out-of-touch blogs or escapist shows about the lifestyles of famous people. And it could literally be mine if I could play my cards right. Or not even right. Just not catastrophically wrong.
Cause I was a God. And for the first time since becoming a God, I was using my abilities, my status, my familiars and shit to do something cool. Not rob a TechShack of some earpods or break in or out of a hospital.
This was a big yield.
As I had my little epiphany, Cara had taken over scrolling my phone, much to the relief of my ghosts, who’d started grumbling about the static screen while I zoned out.
“Okay.” Cara looked at me. “I’m not gonna ask any of the questions you know I want to ask, cause that’ll just piss you off.” Thank God she was learning. “So we’ll skip that for now and ask the really important question. How are you gonna get your hands on this place?”

Step 1 was to get to the place, which kinda sucked, given we were still at Pizza Dogs. It just wasn’t a very cool start to the coolest scheme I’d ever pulled off. Luckily Pizza Dogs closed at 9, so a solid number of people were leaving the restaurant. I was able to wave down a waitress who’d just checked off of her shift and convince her she was a taxi driver.
“You’re really loving this whole taxiing thing, huh?” Christopher said.
“At least she’s not talking like a robot trying to use slang.” I grit my teeth at the memory of Cops Cop and Taxi Service.
“No, you just told her she was mute.” Blair stuck her lip out. “That’s mean, Sammi.”
“I told her she couldn’t talk. That’s different.” I gave Cara a weak smile, but she hadn’t even commented on my ghost talking. She just buried her face in her hands. See? Learning.
Step 2 was gonna be actually getting in the unit. The listing on HouzeHunting didn’t exactly have the name of the landlord on it, so I was gonna have to get creative getting in touch with them. What it did have was ‘24 hour doorman service,’ which meant getting in would be easy peasy.
Finally we pulled up to the address I’d given our driver. 1732 East Windham Street. She leaned out the window, looking up the seventy story building.
“It’s totally appropriate for you to talk now,” I said as I scrambled out, towing Cara with me. No sense in actually making her mute for life.
The woman nodded. “You, uh, live here or visiting? If you don’t mind me asking.”
I flipped my wad of black hair over my shoulder, wincing at how singularly it moved. I shoulda combed it after my bath yesterday.
“Live here, obviously.” I gave a rich person kinda snort, nose in the air and all.
“Huh.” She looked back at me, rubbing the back of her neck as if it was sore from craning up so high. “But you needed a taxi to get here?”
“Uh.” Rich people used taxis, right? On the ladder from Sammi to Bill Gates, someone had to use them, and if I couldn’t afford a taxi normally, then the typical passenger must exist somewhere above me. “My fancy personal car got towed cause I was parking it in a fire lane.”
The woman didn’t look convinced. Not that she thought I was lying, but she still looked at me like I was dumb as dirt. “You don’t have, like, a personal driver?”
I cocked my head at her, trying to mirror Joni’s sassy tilt but probably just looking confused. “Are you offering?”
Her lips parted, and I could see her brain chewing on this question. “What do you… wait, are you being serious?”
Was I? Suddenly I wasn’t sure. Having a personal chauffeur could be kinda great. Someone always available to text or call when I needed a ride so I wouldn’t have to keep remembering where I left my car. Besides, driving made me nervous. I’d never been a particularly bad driver, no prior accidents, never really hit anything in the past, unless we’re counting bumper cars. Which we’re not, cause I’m a menace in bumper cars. But that’s like the point.
Or, no, the point was, I wanted to minimize driving, and this woman could be key. Of course, I knew nothing about her. What if she had a family at home and I told a too strong lie and she never saw them again?
But then, she wouldn’t be offering if she wasn’t serious, right? Sure I’d lied and told her she was a taxi driver, but the average every day taxi driver didn’t just ditch their families to be rich people’s chauffeur’s.
“Uh. Yeah.” I looked at the ghosts. Two thumbs up from Christopher, one from Blair, and two thumbs down from Joni. That was a total of one thumbs up, if my math was right. “Yeah, I pay ten thousand a month.” We could figure that out later.
The woman’s eyes shot open. “Okay, you’re actually fucking with me. You’re actually offering to hire me for ten thousand a month.”
I nodded. “Yeah. And you can… I mean, if you got your own place, you can stay there obviously but you could also stay in one of my bedrooms. I got some extra ones I was gonna give to the gho–uh, dogs. But I don’t have dogs, so you were next on the list. Well, a chauffeur was next on the list. But also if you’ve got–do you have a family?”
Each of my statements plunked out of my mouth like gumballs out of a broken candy machine. But she just kept nodding like this was a normal proposal.
“I mean, I had a boyfriend.” Her face flushed crimson. “Kinda embarrassing to say at my age. Thought we were–” She took a deep breath. “Thought he was the one. I’m not gonna say I was looking to have kids or anything, so I suppose age doesn’t matter, but that doesn’t mean I really want to start over. Five years wasted is all, and at my age, the well starts to dry up a bit. People look at you a bit…” She blinked. “I’m sorry, that’s not really what you asked, was it.”
It wasn’t entirely, but I was kinda hooked on the story now. “Yeah it was,” I said. “It was the first question in the interview, and you’re nailing it. Uh, you actually already passed the first round. Let’s take the rest inside.”
The woman let out a shaky breath and smoothed her frizzled hair. “Right, of course. Thank you so much!”
Cara had, thank God, kept her mouth shut this whole interview process, so I just towed my newly formed posse towards the doorman.
“My key got lost,” I said confidently and too quickly, noticing way late that there weren’t any visible keyholes anywhere on the door. “Uh…” I looked nervously at the ghosts.
“Just tell him someone said he should let you in,” Joni said.
“Yeah.” Blair smiled. “Carl from management.”
“No–”
“Carl from management said you should let me in,” I said, bowling over Joni’s protests. “I own that top penthouse suite. Suite 72. The one for rent. Or, not for rent cause I’m renting it now. And I called earlier because my key is broken and Carl your manager said–”
I stopped finally because the doorman had long since stopped frowning perplexedly at me and had just tapped his card against the door.
“Haha,” I said, verbalizing the laugh a little too hard. “Look at me, talking too much as always.”
He frowned again, but nodded nonetheless, before holding the door open for me. “Here you are.”
“Thank you so much,” I said, stepping in like a real fancy lady. “I’ve got it from here.”
And, because I was stupid and always spoke without thinking, he nodded and shut the door behind me.
So technically Step 2 ‘get in’ was done, but it was like, barely done. Like when your mom says ‘go to your room’ so you sit in the doorway. Cause I wasn’t really close to my new apartment yet, which meant a new step on the list. Step 3? Get into New Olympia.
Somehow a little sneaky ‘Step 3b, interview your new chauffeur’ had snuck on the list too, but that would be easy to finish once I got to the actual unit.
It was literally impossible to keep my jaw in its socket as we walked through the lobby. I was actually straight up speechless at how fancy it all was. There was a bar in the lobby, like this was some hotel! Given my experience with rich people things, it was either totally free or thirty bucks a glass. Still, it was pricey enough that I should probably have been charged just for looking at it. Even Cara and the driver had their mouths gaping open as they looked around, taking in the mirror shiny marbely floors and columns.
I closed my eyes, taking in a deep breath, and really tried to capture this moment of peace and quiet inside the lobby of my new home.
“Blair stop humming, they’ll be able to hear you.”
“I’m using my regular humming, not my banshee humming.”
“My bad, shoulda clarified. I’m able to hear you, and you’re annoying me.”
“Joni, why are you always so mean.”
“She’s, like, kinda got a point. You need to get that stick out of your ass.”
“I’ll get the stick out of my ass when Blair stops humming.”
“Bro, it’s totally more than the humming, and you know it.”
“Is singing okay?”
“No.”
“What about–”
“Why don’t you just whistle, Blair?”
“That’s not nice. You know I can’t whistle.”
“Kinda my point.”
“Hey, be nice to Blair, Joni.”
Peace and quiet were overrated anyway. We were here for schemes.
My eyelids snapped open. In front of me was a big old reddish wood desk. The sign on it said “Main desk, open 7AM to 9 PM.” Next to it was another, more temporary sign, “Partial Service After Hours. Ring Bell For Assisance.”
My eyes drifted hungrily to the shiny golden bell. It was the kind you see in movies and shows, you press down a few times to summon the waiter or whoever sits behind the desk.
“Just once, Sammi,” Joni said, already reading my mind. “You ring it once.”
“But Joni,” I whispered, hand hovering over it, “I’m a God.”
DING DING DING DING DING DING DING
Seven was overkill. The man was there after the first two rings. But I couldn’t stop. It was too satisfying.
He regarded me with pained eyes. “Ma’am, you didn’t have to ring it that many times.”
“I didn’t,” I said confidently. And just like that, the pained look vanished. He didn’t look comfortable though, probably because I didn’t look like I should be there. Time to fix that.
I jutted my chin out. “Is there, like, a master key to all the elevators and units you can give me.”
The guy blinked rapidly. “I’m… sorry, you want what?”
“Lies, Sammi. That was a request!”
This is why we needed Joni and the stick up her ass.
“Uh.”
“Tell him that… I don’t know, someone from management said you could borrow a skeleton key.”
I smiled. “Carl from management told me I could have a skeleton key. A, you know, a key that opens all the doors.” I gave Joni a panicked glance.
She motioned her finger in a repeating loop and mouthed ‘go on.’
“And.” I swallowed. “You said you would give us one.”
The concierge sighed. “I know. I know. I just.” He ran a hand through his hair. “Carl doesn’t manage my department, so if this isn’t the right call, Sandy’s gonna have my head.”
I eyed the ghosts nervously. The lie had worked but it didn’t seem to fully convince him. “Sandy said…”
“Keep it simple,” Joni hissed.
“...that you would give me a key to let me in?”
“Right, please hold a moment, it’s almost done transferring.” The concierge paused and looked at a key card on his desk. He squinted before picking it up and beeping it against a little card pad. It flashed red. “I’m sorry,” he said. “The transfer didn’t go through right. One moment please.” Then he typed on his computer for a few very long minutes while Cara, the driver, and I all stood frozen by the elevator. After several breath-holding moments of silence (yeah, now the ghosts decide to shut up) he tapped the card again and it flashed green. “There we go.”
I let out a long breath before scuttling over to pick up my card. “Thank you!” I said, a cheery forced grin on my face. “Thank you so much! Remember, this came from, uh, Sandy’s boss, and she told you not to tell Sandy, so keep it zipped!”
He mimed zipping his lips as I waved again before rushing to the elevator.
Soon we were zooming up dozens and dozens of levels as my breathing came more and more naturally. Even the elevator was fancy. All golden mirrors, which Blair was staring at, disappointed that she couldn’t see her reflection in them.
There was no one on the seventy second story and ther was only one door, at the end of a gleaming hardwood hallway. My black boots clomped awkwardly as I escorted the driver–still in a bright orange shirt with a barking dog and a slice of pizza on it–and Cara–still in an orange jumpsuit–towards the door at the end.
Once I got there, I tapped my card, and we were in.
I don’t really have good words to describe the place. Huge, for one. Empty for another. Those were the two big ones. I could have gawked at it all, but I was a little tired of gawking, so I filed away ‘tour my house and get it fitted out’ for later. Besides, I had all my gear and shit still in my car… somewhere. I’d get it up here eventually and then the real decorating could start.
But there was a first step. Well two first steps. Okay, technically only one could be the first step, so we’ll do that first.
I waved Cara to join me in one of the bedrooms.
“I’ll finish your interview in like, fifteen minutes,” I said to the driver. She nodded.
“Okay,” I said, closing the door behind me and plopping down on the ground.
Cara stood awkwardly, eyeing the big ass empty room with a big ass empty bathroom off to the side. “Okay,” she said, still standing. “Do I need to–”
“No no, I said I would…” I trailed off, lips pursed and confused. “You wanted… Or… I was gonna tell you–”
“Oh shit yeah.” Now suddenly Cara was on the floor across from me, leaning in. “You’re telling me what the fuck is going on.”
My breath rushed out in a long woosh as I contemplated how to start this. Joni had made a snarky comment at one point like ‘pushing this off won’t make it easier’ and I’d responded with a ‘I’ll come up with a plan while I delay’ which of course I hadn’t, and now I was angry cause Joni was right.
“So the problem is,” I said, starting slowly. “Everything I tell you, you’ll believe.”
“Obviously,” Cara said, believing me instantly.
“But no one else but me knows what’s going on. So I can’t help but…” I trailed off again, noticing Cara nodding animatedly. This wasn’t working. I wanted her to believe me cause she fully understood and accepted my story, not cause of magic. But to get that, I couldn’t be the one to tell her, and the only other people who knew about my godliness were the ghosts and–
I smacked myself on the face. Sammi, you’re a genius. An actual, mensa accredited whiz kid.
“Blair,” I said, smiling. “I think I’ll offload this to you.”
Blair frowned, scrunching her nose up for a moment, before pointing at herself. “Me?”
I nodded confidently. Blair knew everything but lacked the Verity Tongue. This would be a sinch.
“Cara, how do you feel about a little ghost story?” I shivered a bit, getting goosebumps at my own words. Now that lead-in was brilliant. ‘A little ghost story’, who came up with that? I was getting smarter by the minute.
“Oooooooooooooh.” Blair zoomed around the room, and Cara leapt to her feet.
“What the fuck?”
“Bewaaaaare moooooortal,” Blair droned, pitching her voice low. “For the story you’re about to hear is both dreadful and awwwwwful. Fear for your soul for those who hear this story are cursed and will find themselves in an early–”
“Blair!” I shouted. “Stop that. What the fuck? Literally not like that. Like literally anything but that. You need to start with–”
“Yo, Sammi, dawg, chill.” Christopher patted my back. “We’ll help her out.”
“Yeah, you don’t want to taint the story with your god powers,” Joni said. “We’ll sort Blair. You interview the pizza waitress.”
Suddenly my genius felt like the opposite of genius. Yeah, delegation was important, but I did want to hear what the ghosts were telling Cara. Didn’t I need to know? What if they told her something totally wrong and stupid? Or what if they said something mean? Like what if they really played up the part about my reckless speeding? What if they lied about something? Made me look incompetent.
I opened my mouth to protest, but Christopher just gave me an icy pat again.
“Look, you’re gonna jump in to correct something we say, and it’s just gonna fuck up Cara.” He gave me a serious look, one of the most serious looks he’d given me since this whole ordeal. Which was honestly kinda stupid cause of all the times to pull out there ‘seriously, Sammi’ face, he was picking now? Was this really the right time for this? “Seriously, Sammi. We got this.”
I didn’t believe him at all, but they were absolutely right about me likely fucking this up with my motor mouth. No way was I sitting still while Joni made snarky comments about me, like, eating gross bagels or telling cops to steal poop.
“All right,” I said. “Come out when you’re done. Or if you need hands at all. Like if she passes out and you need to check for a pulse.”
“Are you talking to me?” Cara said.
“No. I’m talking to the ghosts.” And with that I closed the door.
Looks like Sammi's got a house! And maybe a minion or two on top of her familiars. Let's see how Cara takes all of this...
submitted by OpheliaCyanide to redditserials [link] [comments]


2024.05.15 15:26 Xethernety Red Light Holland's Majority Owned AEM Farm Collaborates with Agro-Projects for Multi-Million-Dollar Mushroom Farm Expansion in Peterborough, Ontario

Red Light Holland's Majority Owned AEM Farm Collaborates with Agro-Projects for Multi-Million-Dollar Mushroom Farm Expansion in Peterborough, Ontario
TRIP.CN (ASK @ 0.055)
Red Light Holland Corp., a company engaged in :
  • the production,
  • growth and sale
  • of functional mushrooms and mushroom home grow kits
  • in North America and Europe and a premium brand of psilocybin truffles to the legal,
  • recreational market within the Netherlands, :
  • is pleased to announce a significant step forward
  • in its endeavor to revolutionize the mushroom industry.
Its subsidiary, Acadian Exotic Mushrooms Ltd.,
  • has partnered with Agro-Projects Export Sp. z o.o. Sp.k.,
  • a Polish firm renowned for its expertise in designing technologically advanced mushroom cultivation facilities.
Together, they are embarking on a :

$5.5 million contract to construct an 85,000 square foot state-of-the-art vertical mushroom farm and composting facility in Peterborough, Ontario.

https://preview.redd.it/wb1l6uykdl0d1.png?width=550&format=png&auto=webp&s=21dcc091951d2d0cc663810d798ebc46d6974d55
AEM Farms Ontario Rendering
To view an enhanced version of this graphic, please visit: https://images.newsfilecorp.com/files/2017/209230_redlightimg.jpg
Once completed, this facility, dubbed AEM Farms Ontario, is expected :

to produce over 15,000 tons of mushroom compost annually,

yielding more than 7,500,000 pounds of fresh mushrooms each year.

The construction has already commenced, with clearing, road work and overall preparation currently underway.
Agro-Projects stems from their recognized prowess in industrial mushroom cultivation facility design. Todd Shapiro, CEO and Director of Red Light Holland, expressed confidence in this partnership, highlighting Agro-Projects' expertise and the potential it holds for achieving mass production goals.
Transaction Details
In connection with AEM Ontario farm build, AEM Farms and Agro-Projects have entered into a supply and installation agreement (the "Agreement") effective the date hereof.
Pursuant to the terms of the Agreement, Agro-Projects
  • shall supply labour, materials, and equipment to build the AEM Ontario facility
and Agro-Projects will be paid €3,700,000.00 in installments, with 17% to be paid within 14 days upon signing the Agreement,
then 17% on a monthly basis from June to September 2024, and the remaining balance on or before the build's completion, which is anticipated to be in and around January 2025.
AEM Farms, majority-owned by Red Light Holland, is collaborating with notable figures in the Canadian mushroom farming industry, including
  • Holburne Mushroom Farm,
  • Carleton Mushroom Farms,
  • and individuals like Mike Meideros and Fernando Medeiros,
  • to bring this project to fruition.
In addition to Mike and Fernando Medeiros, AEM Farms Ontario is being developed in collaboration with partners and mushroom-industry veterans Tonia Furlano, Nick Furlano and Steven Rotiroti of Holburne Mushroom Farm and F&R Mushroom Farm.
Once complete, AEM Farms Ontario will support the Company's global and local operations with high quality, large-scale exotic mushroom production capabilities that will serve the needs of high-in-demand fresh, organic and Canadian made exotic mushroom growth in Canada and the United States.
This venture aligns with Red Light Holland's vision to meet the rising demand for fresh, organic, and Canadian-grown exotic mushrooms in both the domestic and international markets.
About Red Light Holland Red Light Holland is an Ontario-based corporation engaged in the production, growth and sale of functional mushrooms and mushroom home grow kits in North America and Europe, and a premium brand of psilocybin truffles to the legal, recreational market within the Netherlands, in compliance with all applicable laws.
For additional information: Todd Shapiro Chief Executive Officer and Director Tel: 647-643-TRIP (8747) Email: [todd@redlight.co](mailto:todd@redlight.co) Website: www.redlight.co
submitted by Xethernety to Penny_Stocks_Canada [link] [comments]


2024.05.15 15:22 Xethernety Red Light Holland's Majority Owned AEM Farm Collaborates with Agro-Projects for Multi-Million-Dollar Mushroom Farm Expansion in Peterborough, Ontario

Red Light Holland's Majority Owned AEM Farm Collaborates with Agro-Projects for Multi-Million-Dollar Mushroom Farm Expansion in Peterborough, Ontario
TRUFF (ASK @ 0.041)
Red Light Holland Corp., a company engaged in :
  • the production,
  • growth and sale
  • of functional mushrooms and mushroom home grow kits
  • in North America and Europe and a premium brand of psilocybin truffles to the legal,
  • recreational market within the Netherlands, :
  • is pleased to announce a significant step forward
  • in its endeavor to revolutionize the mushroom industry.
Its subsidiary, Acadian Exotic Mushrooms Ltd.,
  • has partnered with Agro-Projects Export Sp. z o.o. Sp.k.,
  • a Polish firm renowned for its expertise in designing technologically advanced mushroom cultivation facilities.
Together, they are embarking on a :

$5.5 million contract to construct an 85,000 square foot state-of-the-art vertical mushroom farm and composting facility in Peterborough, Ontario.

https://preview.redd.it/t7au3h7wcl0d1.png?width=550&format=png&auto=webp&s=b4ed94619bd177847861ff8d2086c7ece627904f
AEM Farms Ontario Rendering
To view an enhanced version of this graphic, please visit: https://images.newsfilecorp.com/files/2017/209230_redlightimg.jpg
Once completed, this facility, dubbed AEM Farms Ontario, is expected :

to produce over 15,000 tons of mushroom compost annually,

yielding more than 7,500,000 pounds of fresh mushrooms each year.

The construction has already commenced, with clearing, road work and overall preparation currently underway.
Agro-Projects stems from their recognized prowess in industrial mushroom cultivation facility design. Todd Shapiro, CEO and Director of Red Light Holland, expressed confidence in this partnership, highlighting Agro-Projects' expertise and the potential it holds for achieving mass production goals.
Transaction Details
In connection with AEM Ontario farm build, AEM Farms and Agro-Projects have entered into a supply and installation agreement (the "Agreement") effective the date hereof.
Pursuant to the terms of the Agreement, Agro-Projects
  • shall supply labour, materials, and equipment to build the AEM Ontario facility
and Agro-Projects will be paid €3,700,000.00 in installments, with 17% to be paid within 14 days upon signing the Agreement,
then 17% on a monthly basis from June to September 2024, and the remaining balance on or before the build's completion, which is anticipated to be in and around January 2025.
AEM Farms, majority-owned by Red Light Holland, is collaborating with notable figures in the Canadian mushroom farming industry, including
  • Holburne Mushroom Farm,
  • Carleton Mushroom Farms,
  • and individuals like Mike Meideros and Fernando Medeiros,
  • to bring this project to fruition.
In addition to Mike and Fernando Medeiros, AEM Farms Ontario is being developed in collaboration with partners and mushroom-industry veterans Tonia Furlano, Nick Furlano and Steven Rotiroti of Holburne Mushroom Farm and F&R Mushroom Farm.
Once complete, AEM Farms Ontario will support the Company's global and local operations with high quality, large-scale exotic mushroom production capabilities that will serve the needs of high-in-demand fresh, organic and Canadian made exotic mushroom growth in Canada and the United States.
This venture aligns with Red Light Holland's vision to meet the rising demand for fresh, organic, and Canadian-grown exotic mushrooms in both the domestic and international markets.
About Red Light Holland Red Light Holland is an Ontario-based corporation engaged in the production, growth and sale of functional mushrooms and mushroom home grow kits in North America and Europe, and a premium brand of psilocybin truffles to the legal, recreational market within the Netherlands, in compliance with all applicable laws.
For additional information: Todd Shapiro Chief Executive Officer and Director Tel: 647-643-TRIP (8747) Email: [todd@redlight.co](mailto:todd@redlight.co) Website: www.redlight.co
submitted by Xethernety to Penny_Stock_USA [link] [comments]


2024.05.15 15:22 Xethernety Red Light Holland's Majority Owned AEM Farm Collaborates with Agro-Projects for Multi-Million-Dollar Mushroom Farm Expansion in Peterborough, Ontario

Red Light Holland's Majority Owned AEM Farm Collaborates with Agro-Projects for Multi-Million-Dollar Mushroom Farm Expansion in Peterborough, Ontario
TRUFF (ASK @ 0.041)
Red Light Holland Corp., a company engaged in :
  • the production,
  • growth and sale
  • of functional mushrooms and mushroom home grow kits
  • in North America and Europe and a premium brand of psilocybin truffles to the legal,
  • recreational market within the Netherlands, :
  • is pleased to announce a significant step forward
  • in its endeavor to revolutionize the mushroom industry.
Its subsidiary, Acadian Exotic Mushrooms Ltd.,
  • has partnered with Agro-Projects Export Sp. z o.o. Sp.k.,
  • a Polish firm renowned for its expertise in designing technologically advanced mushroom cultivation facilities.
Together, they are embarking on a :

$5.5 million contract to construct an 85,000 square foot state-of-the-art vertical mushroom farm and composting facility in Peterborough, Ontario.

https://preview.redd.it/udyinxutcl0d1.png?width=550&format=png&auto=webp&s=365933cb6c82068afcb57d03c5f013c1d6fb4285
AEM Farms Ontario Rendering
To view an enhanced version of this graphic, please visit: https://images.newsfilecorp.com/files/2017/209230_redlightimg.jpg
Once completed, this facility, dubbed AEM Farms Ontario, is expected :

to produce over 15,000 tons of mushroom compost annually,

yielding more than 7,500,000 pounds of fresh mushrooms each year.

The construction has already commenced, with clearing, road work and overall preparation currently underway.
Agro-Projects stems from their recognized prowess in industrial mushroom cultivation facility design. Todd Shapiro, CEO and Director of Red Light Holland, expressed confidence in this partnership, highlighting Agro-Projects' expertise and the potential it holds for achieving mass production goals.
Transaction Details
In connection with AEM Ontario farm build, AEM Farms and Agro-Projects have entered into a supply and installation agreement (the "Agreement") effective the date hereof.
Pursuant to the terms of the Agreement, Agro-Projects
  • shall supply labour, materials, and equipment to build the AEM Ontario facility
and Agro-Projects will be paid €3,700,000.00 in installments, with 17% to be paid within 14 days upon signing the Agreement,
then 17% on a monthly basis from June to September 2024, and the remaining balance on or before the build's completion, which is anticipated to be in and around January 2025.
AEM Farms, majority-owned by Red Light Holland, is collaborating with notable figures in the Canadian mushroom farming industry, including
  • Holburne Mushroom Farm,
  • Carleton Mushroom Farms,
  • and individuals like Mike Meideros and Fernando Medeiros,
  • to bring this project to fruition.
In addition to Mike and Fernando Medeiros, AEM Farms Ontario is being developed in collaboration with partners and mushroom-industry veterans Tonia Furlano, Nick Furlano and Steven Rotiroti of Holburne Mushroom Farm and F&R Mushroom Farm.
Once complete, AEM Farms Ontario will support the Company's global and local operations with high quality, large-scale exotic mushroom production capabilities that will serve the needs of high-in-demand fresh, organic and Canadian made exotic mushroom growth in Canada and the United States.
This venture aligns with Red Light Holland's vision to meet the rising demand for fresh, organic, and Canadian-grown exotic mushrooms in both the domestic and international markets.
About Red Light Holland Red Light Holland is an Ontario-based corporation engaged in the production, growth and sale of functional mushrooms and mushroom home grow kits in North America and Europe, and a premium brand of psilocybin truffles to the legal, recreational market within the Netherlands, in compliance with all applicable laws.
For additional information: Todd Shapiro Chief Executive Officer and Director Tel: 647-643-TRIP (8747) Email: [todd@redlight.co](mailto:todd@redlight.co) Website: www.redlight.co
submitted by Xethernety to pennystocks_No_Rules [link] [comments]


2024.05.15 15:21 Knetog My attempt at a patch note

Bruce Banner
Doctor Strange
Groot
Magneto
Peni Parker
Loki
Mantis
Rocket Racoon
Luna Snow
The Punisher
Storm
Hela
Black Panther
Magik
Ironman
Spider-Man
Scarlet Witch
Star-Lord
Namor
submitted by Knetog to marvelrivals [link] [comments]


2024.05.15 15:17 FigKitchen Gaining weight/muscle as type 1

Hello everyone! After far too long not taking care of my bg I'm finally back on track :)
However, in my high bg haze I didn't realise how much my weight had dropped, I've been thin anyways for a decade at this point but I really fell off. Hence I am here asking advice
I'm about 5ft 11in tall, male and currently weigh 54kg. According to BMI and any other sources I'm underweight and could probably do with another 10kg+. If pics are needed to see my body type that's fine!
I would like to use gain some weight back and use the opportunity to build just a small amount of muscle. I don't wanna be jacked or anything just some slight definition and maybe fix these noodle arms.
My biggest issues are: Appetite. I can barely eat the minimum amount of food I need to in a day, I'm thinking a shake might help but I don't know if that's feasible with all the carbs and sugar they often have. I'm based in ireland and we have a company called myprotein which offer sugar free more watery drinks with 20g protein per serving. If anyone could comment if that would be useful I'd appreciate it greatly.
My last issue is definitely exercise. I'm not totally unfit, I work a job that keeps me moving and I hit 15 to 20k steps each day. Other than that though I've never been particularly active and have no idea where to even start for muscle gain. Gym is a no go unless I can build some confidence at home first(big maybe). I do have access at home to a couple basic things like kettlebells and super light weights
TLDR; type 1, underweight, wanna use the opportunity to build a little muscle. 0 prior experience in muscle gain/most exercise
Thanks so much for reading these ramblings. If I had to sum up what I'm looking for it's simply where to start, there's so much nonsense about muscle gain online with people trying to sell something and with no experience it's so daunting
submitted by FigKitchen to diabetes [link] [comments]


2024.05.15 15:16 Xciv Tips for others after 50 Hours of fun

Putting it down for now while waiting patiently for the game to be finished!
Big list of tips after roughly 3 playthroughs:
Economy:
  1. Make sure you have enough Oxen for all the work in your village. Work with Ox includes: construction, sawmill, and plowing fields if you perk into it. Prioritize that 2nd Ox so you can simultaneously make planks and build buildings. If you're poor and stuck with one Oxen, either pause your Sawmill or pause construction if you want to prioritize doing one or the other. If you go heavy into farming I recommend 4 oxen.
  2. Burgages with sizeable vegetable gardens solve your food problems. My first playthrough was plagued with chronic food shortages, until I figured out the power of vegetable Burgages. But do remember that the larger your vegetable plot, the less that family works their assigned job. So make sure they're working low priority jobs, like Mining and Ox handling, rather than critical full time jobs, like Trading or managing the Stockpile.
  3. I start each village with four 0.5 Morgen vegetable gardens with double families, which covers your basic food needs. You can force two families per Burgage plot by clicking the minus icon to have larger plots. Use farming fields to measure 0.5 Morgen with precision.
  4. Roads are free, use roads to force Burgage plots into the exact shapes and sizes you want.
  5. You can use farm fields (free to put down and delete) to shuffle Hunting zones around. Keep shuffling that deer around different patches of forest until they're where you want them.
  6. Trade is king. Even if you do not spec into it, one of the first jobs among your first 10 families should be a trader. Sell literally anything you don't immediately need that can generate some town wealth. I prefer berries and hides. This initial town wealth is invaluable because it can buy Burgage extensions, which keeps your food income self-sufficient. One of the biggest pitfalls is an expanding population without an equally expanding source of food.
  7. Farming is for 3 things: (1) Ale for Level 3 Burgages // (2) Linen for Gambesons and Clothing variety // (3) Wheat for Bread for food variety and food security for large populations. So counterintuitively, do not build farms until late game. It is only for late game when you're pushing your village to Tier 3. Also because of this, I recommend building your largest town (300+ population) in a zone with good farming fertility. Farming has a lot of more complex supply chains that require a lot of people. Do not start farming in the early game, prioritize getting a Manor and Church up, first, with stable food supply from Extensions.
  8. If you have a ton of resources but some households are still not being supplied (I have 10 months worth of firewood but a house is not getting firewood???), it's because your Market is not being stocked. To stock more to the Market you need to build more Stockpiles and Granaries. People assigned to these will open market stalls and transport goods to them, which will then supply your town.
  9. Houses get stocked with resources in a priority system based on distance to the market. Close to market get stocked first, so try to plan your town where your Tier 3 houses are hugging closest to your market as they have the greatest demands for resource variety.
  10. Distance to the Church and Wells DO matter, at least from what I've observed. Villagers physically travel to wells and the church (correct me if I'm wrong and it's just cosmetic), so make sure to build multiple wells, and have the church centrally located.
  11. Build a Manor ASAP. Your Retinue are your standing army and using them against bandits does not interrupt your economy. You want your Retinue ASAP. They are also powerful fighters.
Warfare:
  1. The Baron gets Influence from killing bandits, and he uses this influence to claim provinces and contest your provinces. If the Baron runs out of provinces to claim and contests your home province before you manage to build a large enough army, it's GAME OVER. So it is of vital importance to beat the Baron to bandit camps and monopolize the glory and loot from the camps for yourself.
  2. As soon as bandit camps appear, you want to beeline over there and beat the Baron to killing these camps. You can manage this with the starting 20 Spear Militia by building 2 units of Spears, splitting this 20 into 10 and 10. Always choose to send the spoils of the looted camp to your Personal Wealth.
  3. Use this to purchase temporary Mercenaries to clear future camps (it's a net gain in Personal Wealth if you fire the mercenaries so you only pay them for one 30 day period, and more importantly, you deny the Baron Influence and keep your Militias alive). You can rely on mercenaries this way until you have your Retinue up and running.
  4. Having more units is better. Six units, 10 men each, is more tactically valuable than having two units, 30 men each. The reason is if you surround an enemy unit from multiple sides, they get the Surrounded debuff, which reduces Efficiency by -40%. So if you surround a unit from 3 sides they get a whopping -80%, making them basically useless in combat. So if it's 30 vs. 30 units of equal quality, you can whoop them by splitting up into three groups of 10.
  5. Spears are good for tanking. Swords are all-rounders. Polearms are good for offense but are made of paper. Retinue are good at fighting but baaaad at running around (they lose stamina faster). My personal preference is to hold the center line with Retinue, and work the flanks with Spears and Polearms.
  6. As soon as you unlock a 2nd province and you have enough Personal Wealth to do so, start building your 2nd village. Beeline it to that 2nd Manor, which instantly spawns 5 men of Retinue for free. Remember, having two units of Retinue, 5 men each, is stronger than having one Retinue of 10, because of flanking debuffs. Three Retinues is the magic number that will see you through the whole game, but more is always merrier.
  7. The hardest battle in the game has you facing 7 enemy units, one of which is a 36-soldier Retinue unit. This is why I recommend having 3 Retinue of your own along with your 6 Militia. Due to a bug you might be limited to 5 Militia, in which case just colonize one more village and bring 4 Retinues for an easy victory!
  8. Use stances to maximize situations. If you're in a 1v1 against a stronger unit (Spear Militia vs. enemy Retinue), use the defensive stance. If you've surrounded an enemy on three sides use offensive stance.
  9. Do not sprint all over the map unless you absolutely need to get somewhere fast. You want to save stamina for combat. At the start of combat, assuming your units start at full stamina, turn on sprint for all your units. Tactically getting somewhere a little faster and getting those juicy surrounds is worth more than getting to a position late but with full stamina. You can toggle sprint with the R key.
submitted by Xciv to ManorLords [link] [comments]


2024.05.15 15:12 slutghetti Kinship Foster to Adoption. Anyone with insight to share?

Good morning Adoption,
I'm posting because my brother (42M) recently contacted me (31F) to inform me that his youngest daughter (my precious niece) is in the middle of a major relapse in her recovery from substance abuse. My niece (20F) has unfortunately had major issues with her mental health and substance abuse since she was a teenager. I will spare the details, but the circumstances of her relapse were so alarming that the police immediately contacted DCS to remove my niece's 18 month old daughter (my great niece) from her care. DCS picked up my great niece from Head Start that same evening and placed her in the care of my brother and SIL. After two weeks of investigating, DCS has moved to formally enter my great niece into foster care, with my brother and SIL being the official foster parents.
DCS does have a reunification plan that they want my niece to participate in. The plan includes six months of Intensive Out Patient treatment for her specific mental health disorder and substance abuse. It has been a month and she has not made any moves to begin this treatment. As a result of having her daughter removed, she is losing her subsidized housing (program is only for single moms) and cannot live with her parents because DCS won't allow it. She has been getting cozy with a very unsavory man who may be involved in trafficking women, which is sadly a large part of her cycle of addiction. When she does call or come around my brother's home, she is visibly intoxicated. My brother reported this to DCS and they have ordered supervised visits for her in a visitation center until she can show proof of sobriety. Her presence on social media does not inspire hope in me that she will be able to do that soon.
That's where I come in. Because of my great niece's very young age, DCS is engaging in "co-planning" where my niece will still be given the opportunity to clean up and be reunited with her daughter, but DCS is also trying to arrange a "permanency plan" for my great niece should her mother not be able to attain stability. My husband and I have been trying to conceive unsuccessfully for a while and have always been keen on the idea of fostering with open hearts. My brother asked me if my husband (32M) and I would be open to the idea of adopting my great niece, should my niece not be able to achieve sobriety. To be honest, my husband and I are quite (cautiously) excited about the idea of adopting a baby. Arizona DCS agrees that it's a good plan and says they could help coordinate the cross country foster to adoption with my state's agency.
My husband and I would really prefer a situation where my niece willingly went along with the plan and used it as an opportunity to still be in her daughter's life but have time to focus on herself and recovering. We're also not quite interested in a long term foster situation where 10 years down the road, she thinks she can uproot the child's life again.
My brother is very, very against her getting custody of the baby back. It pains him greatly, but he does not trust my niece to not do something that would create irreparable harm to the child. I am not going to sit up on the internet and slander her, but the situations she gets involved in when using are capital D Dangerous. The traffickers she's often surrounded by have convictions for doing awful things to minor children. It's so bad. She's very very sick right now and tells her parents she can't see or talk about her baby because it pains her too much. I'm not sure where her head is at with any of these very big concerns or if she's healthy enough to understand the gravity of what is happening.
I don't really have a question. Or really, I have too many questions that don't have firm answers. Has anyone else been a similar situation with a kinship adoption where major drug addiction and the foster care system was involved? It would be nice to connect with folks and hear stories of what happened, because I can't really find similar things through google. I've known plenty of families (my own included) where someone cared for a child because the parent was sick with addiction, but none where DCS and the family court was this heavily involved.
If there are adoptees that can add insight, I'd love to learn more. Apologies if anything I've said is upsetting or wrong. Please know that my husband and I love both of my nieces an incredible amount. Anything I do would be to try to help my niece get better and give my great niece the safety and care she deserves.
submitted by slutghetti to Adoption [link] [comments]


2024.05.15 15:08 WhatCanIMakeToday Operational Efficiency Shares: Rehypothecating 🐇🐇🐇🐇 And Breaking Free Of Chains [WalkThrough] (4/n)

Operational Efficiency Shares: Rehypothecating 🐇🐇🐇🐇 And Breaking Free Of Chains [WalkThrough] (4/n)
From the prior DD in this series [1], we know that ComputerShare can “give” the DTC registered DSPP shares to hold onto for operational efficiency which are then “given back” as shares beneficially owned “for the benefit of” (“FBO”) DSPP Plan Participants at ComputerShare, as illustrated in this diagram:
From The Prerequisite DD
It’s time to explore what “operational efficiency” benefits may be gained by DSPP shares going around this roundabout. At first glance, shares are basically just going in a big circle from DSPP Plan Participants with registered ownership DSPP shares at ComputerShare heading to the DTC, who hands shares to ComputerShare’s broker who maintains those shares for the benefit of ComputerShare who holds those shares for the benefit of Plan Participants. While I think it’s unlikely that shares just go around in a big fat circle for no reason, I do remember people getting onto flights to literally go nowhere a few years ago [CNN, NYT]; so maybe these operational efficiency shares simply miss hanging out at the DTC?
Let’s look more closely… While title is held by a registered DSPP Plan Participant, ComputerShare is giving the DTC possession [1] of registered DSPP shares to the DTC to hold for operational efficiency which then ultimately end back in the possession of ComputerShare’s broker (who isn’t lending out shares) for the benefit of ComputerShare for the benefit of Plan Participants. If we treat the DTC’s operations as a big black box, we see registered shares going into the DTC black box and beneficially owned shares coming out of the black box to ComputerShare for Plan Participants.
DTCC Black Box: Inputs vs Outputs
Investopedia says that shareholders have rights, with a list of 6 main rights including:
  1. Voting power on major issues.
  2. Ownership in a portion of the company.
  3. The right to transfer ownership.
  4. Entitlement to dividends.
  5. Opportunity to inspect corporate books and records.
  6. The right to sue for wrongful acts.
By contrast, beneficial owners only need to have or share 2 of those rights (bolded) according to the definition of beneficial owner in Rule 13d-3: the power to vote and the power to dispose of the security (e.g., sell).
§ 240.13d-3 Determination of beneficial owner.
(a) For the purposes of sections 13(d) and 13(g) of the Act a beneficial owner of a security includes any person who, directly or indirectly, through any contract, arrangement, understanding, relationship, or otherwise has or shares:
(1) Voting power which includes the power to vote, or to direct the voting of, such security; and/or,
(2) Investment power which includes the power to dispose, or to direct the disposition of, such security.
ComputerShare basically confirms this list (except for the right to sue as that’s probably not one their issuer customers would emphasize) and adds that beneficially held shares may be lent by brokers generally (but not by ComputerShare’s broker).
Registered Shareholder Rights vs Beneficial Owner Rights
Maybe you’ve had different experiences from me, but I’ve never known Wall St to deliver more than the bare minimum they’re contractually obligated to. Which means the DTC black box is very likely watering down shareholder rights from the 6 that go in down to the 2 which come out. (And yet, we’re supposed to believe that all shares are equal. 🙄)
Dividends (#4 on the list) [2] may be the clearest example of a watered down shareholder right. Registered shareholders have the right “to directly receive share dividends” [CS FAQ] which means if a company (e.g., GameStop or OverStock) issues a dividend, registered shareholders have the right to directly receive the dividend as issued. If the company issues a crypto dividend (as OverStock tried to do), registered shareholders have the right to directly receive the issued crypto dividend. Beneficial shareholders would get an issued dividend, if available, or a cash equivalent if not. Historically, stock and other dividends to beneficial shareholders could easily be delivered as a cash equivalent, a watered down form. Crypto dividends don’t scale well with shorts (both naked and legal via, for example, share lending and borrowing) because crypto tokens are unique which makes it abundantly clear why a crypto dividend was nixed for a heavily shorted idiosyncratic stock like GameStop; especially given GameStop’s particularly active shareholders.
Ownership (#2 on the list) may be the second clearest example of a watered down shareholder right as more security interests to shares exist in the DTC’s beneficial ownership system than there are shares; with the SEC saying beneficial shares get a pro rata interest in the securities of that issue held by DTC. [See End Game Part Deux: Problems at the DTCC plus The Bigger Picture, particularly the section “The Pie Is Shrinking: Get Out (And DRS) While You Can”]
Voting (#1 on the list) is also an example watered down shareholder right; this one having a long history on this sub with, for example, BroadRidge tossing 7B votes and bragging about it. (Beneficial owners only need to get shared voting rights per Rule 13d-3 above so those 7B “shared” votes just lost out to who they shared with.) Unlike other beneficially held shares, voting rights for DSPP shares are not watered down as ComputerShare sends registered holders their voting forms.

Operational Efficiency Shares, Whatcha Doing In There?

A big black box is a pretty good description of the DTC which does not want us to know the ins and outs of what’s going on. Black holes are a pretty good example of a big black box and, most importantly, we know a lot about black holes even though they can’t be directly observed. Just as we learned about black holes without direct observation, we can similarly learn a lot about the Operational Efficiency shares even though we can’t directly observe them in the DTC habitat.
Even though we can’t look inside the DTC’s big black box, it turns out we don’t really have to in order to identify some benefits from these operational efficiency shares taking their roundabout trip to nowhere.
Locates A few commenters have suggested that OE shares could be used for locates so I’ll address this first. Possible, yes. But I don’t view this as the most interesting use for OE shares. Brokers are supposed to “locate” securities available for borrowing before short selling. [Wikipedia)] Basically, before selling short a broker is supposed to find a source to borrow. The “locate” requirement does NOT require the security to be borrowed before short selling which can result in a legal naked short.
You may be wondering why I don’t view “locates” as particularly interesting for OE shares if short sellers need to locate shares to borrow before shorting. Well, market makers are also exempt from this requirement as long as they’re market making. 🙄 On top of the market maker exemption, remember House Of Cards? In House Of Cards 3 [SuperStonk], we learned about the now 🤦‍♂️ hilarious F**3 key **- yeah, the one on a keyboard. Brokers like Goldman found the locate requirement simply too much work so they would press the F3 key and their system would auto-approve the locate requirement based only on the number of shares available to borrow at the beginning of the day; regardless of whether those shares were still available to borrow or not.
House Of Cards 3
Meaning as long as there were some shares available to borrow at the beginning of the day for their share copying system, brokers could just smash the F3 key to make as many copies of shares as they need. Even if only 1 share was available to borrow at the beginning of the day, a broker could simply smash the F3 key 100 times to approve the locate requirement for 100 shares.
So while OE shares could be used for locates, they wouldn’t need many shares each day to make an unlimited number of copies - even just 1 is enough.
Lending shares on the other hand…
Rehypothecation Rehypothecation is the reuse of customer collateral for lending. Per a 2010 IMF Working Paper, The (sizable) Role of Rehypothecation in the Shadow Banking System,
Rehypothecation occurs when the collateral posted by a prime brokerage client (e.g., hedge fund) to its prime broker is used as collateral also by the prime broker for its own purposes.
This IMF paper defined a “churning factor” to measure how many times an asset may be reused; and then estimated a churning factor of 4 noting that it could be higher because international banks (e.g., HSBC and Nomura) were not sampled. This IMF paper found a single asset may be lent and borrowed 4 times, or more; an average which could be higher globally.
https://preview.redd.it/ymr3j03zri0d1.png?width=795&format=png&auto=webp&s=1555314cefd520658a4f78dc4745867063e3bf34
Churn Factor Could Be Higher Globally
How much higher? We may have seen a churn factor as high as 10 for a less idiosyncratic meme stock per my prior post, Estimating Excess GME Share Liquidity From Borrow Data & Churn Factor. Presumably, the idiosyncratic meme stock would have a higher churn factor (but not that important for this post).
More recently (2018), the Federal Reserve published this Fed Note on ​​The Ins and Outs of Collateral Re-use studying how often collateral is reused (i.e., rehypothecated) for Treasury & non-Treasury securities [3] with a beautiful figure illustrating how “for any given moment in time, one security can be attributed to multiple financial transactions” where a share could be posted multiple times through Security Financing Transactions (SFTs) and sold short. [4] Sounds familiar, right?
https://preview.redd.it/zsztmji4si0d1.png?width=1530&format=png&auto=webp&s=f222dfe50929f668af8f8f0b39514a7d862db9c9
Figure 6c of this Fed Note shows a Collateral Multiplier over time illustrating how “PDs [Primary Dealers] currently re-use about three times as many securities as they own for non-Treasury collateral and seven times as many securities as they own for U.S. Treasury securities”.
AKA \"Money Multiplier\"
The Fed Note describes their Collateral Multiplier as a “money multiplier” (Seriously, I couldn’t have made this up in a million years.),
In a sense, our Collateral Multiplier is akin to a "money multiplier," as it compares private liabilities created by a firm with the amount of specific assets held to create those liabilities. [​​The Ins and Outs of Collateral Re-use]
And, of course, the Collateral Multiplier aka “money multiplier” ratio goes up when there’s less collateral available and down when there’s more collateral available. (Can I get one of these multipliers?)
Intuitively, we expect the ratio to increase when collateral is scarce and to decrease when collateral is more abundant.
Which means Primary Dealers [Wikipedia has a list of familiar names including Deutsche Bank, JP Morgan, Morgan Stanley, Nomura, BofA, Citigroup, TD, UBS, and Wells Fargo; amongst others] can simply kick securities around a few extra times (e.g., with SFTs and short sells) to effectively multiply the amount of money and/or collateral they have any time they need it. (Within limits, I hope…)
Thus, rehypothecation is a very interesting use of Operational Efficiency shares from ComputerShare as various primary dealers can simply “multiply” the number of shares they have – a concept that we’re already quite familiar with. As rehypothecation, short sells, and securities financing transactions are all perfectly legal, rehypothecating more GameStop shares provided to the DTC via operational efficiency satisfies Ground Rule #2 [defined in (1/n) in this series],
  1. All parties involved are all generally attempting to operate within the bounds of the laws and regulations wherever possible. (I know we often scream “crime”, but why break a law when money can simply [re]write laws to make activities legal. Regulatory failure is the reason why something that should be criminal, isn’t. And regulatory failure happens when armies of lawyers are paid to create and exploit loopholes so that actions which should be criminal, are instead legal.)
We can update our conceptual model to include rehypothecation to more clearly illustrate how Operational Efficiency shares held in the DTC can be rehypothecated (e.g., with SFTs and short sells) until a watered down share is delivered to ComputerShare’s broker to hold FBO ComputerShare, who holds the watered down share FBO DSPP Plan Participants.
https://preview.redd.it/bt3gnx99si0d1.png?width=4764&format=png&auto=webp&s=7b0b72b935f740e8a3036f88e1a4e1dfb57dd46c
You might notice from this illustration that ComputerShare has been telling the truth satisfying Ground Rule #1 [defined in (1/n) in this series]. Neither ComputerShare’s nor their broker lend or need to lend shares. All the rehypothecation happens “upstream” amongst other DTCC and NSCC Participants until shares are finally delivered to ComputerShare’s broker at the end of the “Churn Chain”. ComputerShare has made no representations about what the DTC can or can not do with the shares in their possession. And, realistically, ComputerShare is in no position to make any representations about what happens within the DTCC system – ComputerShare is only responsible for themselves and, to some extent, their broker.
The Fed Note and IMF paper found assets may be churned and reused 3-4 times (overall market average) which means the end of the chain is typically around D3 or D4. (If my prior DD estimates are correct, there were signs a less idiosyncratic meme stock may be churned up to 10 times ending the chain at D10 which suggests a potentially longer chain for GME, the idiosyncratic meme stock.) If there is no collateral reuse for an asset, the chain would have zero length meaning Operational Efficiency shares go straight from the DTC directly to ComputerShare’s broker. (Programmers almost certainly understand zero length chains very well – go find one if you need an explanation.)
GameStop is idiosyncratic, thus atypical. Per the IMF paper, collateral reuse increases when collateral is scarce and decreases when collateral is abundant (quoted above). If we consider GameStop investors have been direct registering shares (i.e., DRS) and registering shares (e.g., DSPP) thereby removing title and/or possession of shares from the DTC/DTCC/Cede & Co, then GameStop share availability has been becoming more scarce and the “Churn Chain” for GME should be longer than average representing a higher collateral multiplier and churn value.
While we may not know the exact length of the Churn Chain for GameStop shares, we can pretty well surmise that it’s not a zero length Churn Chain where there is no collateral reuse based simply on scarcity. After all, a shortage of available shares is, by definition, required for any short squeeze (including MOASS). Requests by brokers to enable Share Lending [5] is another example indicator that GameStop shares are scarce.
In addition, according to Investopedia [6], “Banks, brokers, or other financial institutions may navigate a liquidity crunch and access capital by rehypothecating client funds” and we’ve seen indicators showing us banks are in deep trouble:
The downside to rehypothecation is the higher leverage increases risks of default and a single collapse can start a chain reaction knocking down others like dominos.
There are also leverage considerations that increase that risk of default. Overleveraged investments often face covenants; when specific conditions are met, trading accounts may receive a margin call or face debt default. As a row of dominos fall after a single collapse, a single margin call may cause other debts to fail their account maintenance requirements, setting off a chain reaction that places the institution at higher risk of overall default. [6]
This risk for rehypothecation sounds exactly like what the Options Clearing Corporation was complaining about to the SEC when the ​​OCC Proposed Reducing Margin Requirements To Prevent A Cascade of Clearing Member Failures [SuperStonk] early 2024. If the OCC can eliminate margin calls, then no dominos get knocked down. (Thankfully, apes have done a phenomenal job in convincing the SEC that this OCC proposal is a very bad idea. Support the SEC’s rejection of this as Simians Smash SEC Rule Proposal To Reduce Margin Requirements To Prevent A Cascade of Clearing Member Failures!)
Most importantly, it may be tough to regain possession of an asset when someone in the rehypothecation chain defaults. Remember from the prior DD the expression about possession: Possession is nine-tenths of the law.
Clients must be aware of rehypothecation as it is technically their own assets that have been pledged for someone else's debt. This creates complicated creditor issues where an investors shares may longer be in their possession due to their custodian's default. [6]
We know assets are rehypothecated 3-4 times on average, GameStop shares are scarce, banks are in trouble, stock loan volume is skyhigh, and the risks of rehypothecation are real. So it’s pretty clear that rehypothecation is happening generally with pretty darn good reason to expect GameStop’s Churn Chain is at least of non-zero length (i.e., GameStop stock is being rehypothecated).

Breaking The Chains

While some may like chains and being tied up, I’m not one of those apes. Especially as a Churn Chain waters down my shareholder rights and may make regaining possession of DSPP stock difficult in the event of a cascade of defaults, as warned by the OCC. (If you like chains, feel free to skip this section.)
As it turns out, we don’t need to know exactly how long the Churn Chain is for GameStop stock. Simply knowing a Churn Chain exists with non-zero length means there is a chain. Where there is a chain, it’s possible to break the chain. (Even if you don’t know how much health) your enemy has in a game, you still try to take your enemy out. Right?)
A churn chain that starts from ComputerShare holding DSPP shares in DTC for operational efficiency can easily be broken as “[a]n investor can, at any time, withdraw all or part of their shares in DSPP book-entry form and have them added to their DRS holding”. [ComputerShare] See also [7]. Quite possibly one of the easiest chains in the world to break as the Churn Chain is weak to DRS. Simply DRS the DSPP shares to take away the head of the chain and the rest of the chain falls apart. (And, DRS-ing "street name" shares cuts chains into pieces too!)
One side effect of breaking a Churn Chain is that all shares attributed to transactions in a broken chain (e.g., SFTs and short sells) need to be reallocated to other chains, effectively making other chains longer and increasing the risks from a default.
Analogy: Think of the shares as a deck of cards. If you deal 52 cards to 4 players (A, B, C and D), each player gets 13 cards. Each stack of 13 cards is basically a Churn Chain. But if you take out a stack by removing the bottom card from A and distribute the remaining 12 cards from A to B, C and D then B, C and D each now have 17 cards. If at any given time a card can cause a player to lose the game, it's better to have fewer cards than more. And, the players who get out early won't lose.
Any party in the Churn Chain who defaults will make it hard for the original owner to regain possession. Longer chains include more transactions and more parties so there’s more risk of default on longer chains than shorter chains. Thus we see another vicious cycle setup where incentives are aligned such that DSPP and beneficial shareholders may want to avoid the impending default and rehypothecation risk from their shares being held in DTC. In order to avoid the impending default and rehypothecation risks, shareholders are incentivized to Directly Register shares to ensure having both title and possession. (Shares held in “street name” have little or no protection from rehypothecation risk and simply registering shares in DSPP doesn’t guarantee possession [1].) As with the other vicious cycle, any remaining shareholders in DTC share a shrinking pie of diluted ownership so it is in their best interest to get out and DRS; thereby shrinking the diluted ownership pie even more which is more reason for remaining shareholders to get out. These vicious cycles will eventually leave few, if any, remaining shares at the DTC for beneficial shareholders. Nobody knows what will happen if this ♾️🏊 happens.

Footnotes

[1] If you haven’t already, please read the prerequisite DD in this WalkThrough Series to understand how ownership of property is separated into two concepts: title and possession. [See, e.g., StackExchange] Understanding the differences between title and possession are particularly important here where it’s worth being extra careful identifying how an entity is in control of an asset.
  1. DSPP is technically different from DRS [WalkThrough] (1/n)
  2. Definitely DIFFERENT "DRS Counts" [WalkThrough] (2/n)
[2] Dividends have been heavily discussed on SuperStonk with many DD posts, including for OverStock and the precedent OverStock set which would have allowed GameStop to issue their own crypto dividend, possibly as an NFT.
[3] Footnote 16 of the Fed Note itemizes various classes of non-Treasury collateral which includes equity which, per Investopedia, is a synonym for stocks.
[4] While short selling is pretty well known, Security Financing Transactions (SFTs) may be more obscure despite discussion of them in the past so here’s some historical SuperStonk links for you (where you may notice some well known OG DD apes):
[5] Simply search SuperStonk for share lending. Don’t make me Google That For You.
[6] https://www.investopedia.com/ REMOVE_FOR_AUTOMOD terms/r REMOVE_FOR_AUTOMOD /rehypothecation.asp
[7] Withdrawing whole DSPP shares into DRS seems to make a lot of sense as doing so guarantees possession. Selling fractionals, less so. If you intend to keep buying, I would think adding to the fractionals to later withdraw whole shares makes more sense. As for the concern about fractionals tainting the whole account, I’ll cover that in another post. For now, you do you.
submitted by WhatCanIMakeToday to Superstonk [link] [comments]


http://rodzice.org/