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Debit/Credit Cards Accepted No Closing Costs Cash Price: $1,600 Finance with $200 Down and 18 Payments of $100 Per Month No Credit Check, No Income Documentation, No Prepayment Penalty 

Hello I've been reading you guys opinions and experiences about instawork and want to run down some things knowingly can't do and, still do that you can sue for.
*they deny you access data or information pertaining to you. That includes reviews and who wrote them. That information is your and denying you that information is against federal law and violates work laws and yes, they have been sued for this.
*can not allow work place retaliation. They often times rather keep a employecustomer than keep a worker. This is also a form of discrimination.
*if at any point they cost you potential income u can sue for a years worth of that income
*work comp they legally only have to pay you a 40hr workweek rate at the rate of the place u worked so make sure if u gonna be working a place that seems unsafe that u getting paid well per hour this also means they have to pay you 40 hours per week even if you didn't work 40 hours this is federal law
*they rather settle than go to court simply saying you will get your lawyer involved and saying the law they broke often times will get you your account back and even put on a special treatment list. Aka the don't fuck with that person list and yes this will be detailed in your profile and you will often time be sent straight to a supervisor when in chat

As a 27-year-old making $26 an hour, I find myself increasingly frustrated by the obvious differences between the opportunities available to my generation and those that our parents and grandparents enjoyed. It’s not just a matter of nostalgia or "the good old days"—it’s about real, tangible freedoms and opportunities that have been eroded over time.
Homeownership: A Distant Dream
Our grandparents, many of whom didn't attend college, had the chance to buy their first homes in their 20s or early 30s. They worked hard, but the cost of living and housing was much more reasonable. For example, in 1950, the median home price in the U.S. was about $7,400. Adjusted for inflation, that's roughly $84,000 today. Contrast that with the current median home price of over $330,000, and it’s clear we’re at a massive disadvantage. Despite making what seems like a decent wage, the dream of homeownership feels increasingly out of reach for many of us.
Job Stability and Wages
Our parents could spend 20+ years at one company, earning a livable wage and enjoying job security. This stability allowed them to build a future and plan for retirement. Today, the job market is far more volatile. We switch jobs frequently, not out of desire, but necessity. The Bureau of Labor Statistics reports that the average tenure of a worker is now about 4.1 years. While our parents might have expected raises and promotions, we're often left with stagnant wages and rising living costs.
Educational Inflation
The cost of education has skyrocketed, creating a financial burden that our grandparents and many of our parents didn’t have to bear. In 1980, the average annual tuition for a four-year public university was $1,800, which is about $6,000 today when adjusted for inflation. Yet, the actual average cost today is over $10,000. This discrepancy leaves many of us saddled with massive student loan debt, eating into our earnings and delaying financial independence.
Income vs. Inflation
Despite making $26 an hour, it often feels like we're just treading water. According to the Economic Policy Institute, worker productivity has increased by 70% since 1979, but hourly pay has only increased by 11.6%. Our increased productivity hasn’t translated into commensurate wage growth. Meanwhile, the cost of essentials like healthcare, education, and housing has ballooned, squeezing our budgets even tighter.
Erosion of Freedom
These economic pressures aren't just financial—they erode our freedoms. Our grandparents and parents had the freedom to plan for a stable future, to party and enjoy their youth without crippling debt, and to build a life with fewer obstacles. Today, many of us face a constant struggle just to keep up, let alone get ahead.
We need to recognize these changes and work towards restoring the opportunities and freedoms that previous generations took for granted. It’s not about romanticizing the past, but about creating a future where we can live, not just survive. Let's start a conversation about how we can reclaim these lost freedoms and build a society that offers the same opportunities to us and to future generations.

Rate: $4 per hour
Description: We are seeking a skilled Make.com (formerly Integromat) specialist to help us automate various workflows. Tasks will be assigned through YouTube videos demonstrating the desired automation. You will need to watch the video, estimate the time required to complete the task, and, upon approval, proceed with the implementation.
Responsibilities:

• watch YouTube videos detailing the automation requirements.
• Provide accurate time estimates (in hours) for completing the automation tasks.
• Develop and implement automation workflows using Make.com.
• Access and utilize the provided Make.com and other necessary resources to complete tasks.
• Ensure automations are functional, efficient, and meet the specified requirements.

Requirements:

• Proficiency with Make.com/Integromat.
• Proficiency with Open AI
• Experience in creating and managing automation workflows.
• Ability to understand and interpret detailed instructions from YouTube videos.
• Reliable and able to meet deadlines.
• Good communication skills for estimating and reporting progress.

Initial Project: To establish our working relationship, we will start with a project based on the following YouTube video: https://www.youtube.com/watch?v=dMcIhQ2v8lE
How to Apply:

1. Watch the YouTube video linked above.
2. Send a direct message (DM) with your estimate of how many hours it will take you to recreate the automation demonstrated in the video. For example:
   • "I estimate that recreating the automation in the video will take approximately 8 hours. Therefore, the total cost will be $36 (8 hours x $4/hour)."
3. Include examples of previous Make.com/Integromat automation projects you have completed.

Payment:

• Payments will be made via PayPal or Wise.
• Payment will be sent immediately after project completion upon production of an invoice.

Note: This job pays $4 per hour based on the approved time estimates. Accurate time estimation is crucial, as it determines project approval and payment.

Je vis en France depuis plus d'une décennie et même si je parle français, je ne le connais pas assez bien pour un environnement professionnel. Je vais parler en l'anglais. Mes excuses.
The question: Why are salaries so low in France?
The background: I train people in basic AI skills, prompt engineering, etc. However, most of my experience in the last few years is with a language called Perl (not very popular in France). I'm comfortable with Python, but not an expert, though I've done some work fine-tuning LLMs in Python. I have, however, been a professional software developer for decades and have programmed professionally in multiple languages.
I live in Alpes-Maritimes and recently had a local company contact me about an Python AI engineer position. English was fine. Intermediate Python was fine, so long as I could reasonably discuss generative AI (better than most, but more about using it instead of developing it).
The company offered 35K€ per year for some of the most in-demand skills on the market. o_O
Meanwhile, median salary for this role in the US is almost four times this amount. I've seen mid-level Python/prompt engineering roles at an insurance company paying $200K per year!
I almost exclusively accept remote contracts outside of France because in all of my years here, only the job that brought me to France paid a good salary.
I get that if you live in France and can't work remote, you have to accept the salaries offered here, but why aren't French software developers just going remote? I've met many and they often speak English very well, so that's not the barrier. If you don't want remote, hell, just move to Germany and at least double your salary without increasing your cost of living that much.
Why doesn't there seem to be an upward pressure on salaries here?

Rate: $4 per hour
Description: We are seeking a skilled Make.com (formerly Integromat) specialist to help us automate various workflows. Tasks will be assigned through YouTube videos demonstrating the desired automation. You will need to review the video, estimate the time required to complete the task, and, upon approval, proceed with the implementation.
Responsibilities:

• Review YouTube videos detailing the automation requirements.
• Provide accurate time estimates (in hours) for completing the automation tasks.
• Develop and implement automation workflows using Make.com.
• Access and utilize the provided Make.com account and other necessary resources to complete tasks.
• Ensure automations are functional, efficient, and meet the specified requirements.

Requirements:

• Proficiency with Make.com/Integromat.
• Experience in creating and managing automation workflows.
• Ability to understand and interpret detailed instructions from YouTube videos.
• Reliable and able to meet deadlines.
• Good communication skills for estimating and reporting progress.

Initial Project: To establish our working relationship, we will start with a project based on the following YouTube video: https://www.youtube.com/watch?v=dMcIhQ2v8lE
How to Apply:

1. Watch the YouTube video linked above.
2. Send a direct message (DM) with your estimate of how many hours it will take you to recreate the automation demonstrated in the video. For example:
   • "I estimate that recreating the automation in the video will take approximately 5 hours. Therefore, the total cost will be $20 (5 hours x $4/hour)."
3. Include examples of previous Make.com/Integromat automation projects you have completed.

Payment:

• Payments will be made via PayPal or Wise.
• Payment will be sent immediately after project completion upon production of an invoice.

Note: This job pays $4 per hour based on the approved time estimates. Accurate time estimation is crucial, as it determines project approval and payment.

I do not know if you have the patience to read this review as it is over 1800 words, but I have tried my best to write it in a narrative of how the events happened. I just had to express how bad and sad I feel about this whole experience. Please do read it and help me find a solution.
I have a Lenovo Legion y740 I7 processor and RTX 2060 that I saved up for 3 years and bought for 150000 Rs in May 2020. I treated my laptop with all the love in the world, learning about all the laptop etiquette that is required to operate such a powerful machine. The laptop ran most games beautifully and I enjoyed every moment with it. I traded stocks, did my data analysis for my job, and kept a detailed plan for my future studies on my laptop. For around 4 years, all was good...
Until…
On Feb 1st, 2024, my laptop would not turn on and the next day (Feb 2nd) I rushed it to this Lenovo service center. I explained the problem and the first thing I was asked was if it was under warranty. It was not under warranty.
They explained that there could be an issue with the motherboard, and they would get back to me soon. So, I waited and waited and waited. There was no response. So I called them on Feb 5th, 2024, and asked them about my laptop, they asked me for another day, and then on 6thFeb, I got an Email (Screenshot attached), saying that I had two options, one was to get the motherboard replaced( which they told me would cost me about 60000 Rs) The other one is more interesting and cost-effective, it was the chip level repair option where they would replace the chip and ( as estimated in the email) would cost 5000rs to 7000rs and would take 25 to 35 days( remember this, it is important for what’s coming). I gave a thumbs up for the chip level repair on 6th Feb 2024.
On 26th March 2024, I sent them an email(screenshot attached) asking about the status as it had been over 50 days since I had given them my laptop. On 27th March 2024, they responded saying it is still under repair and the lab team has not responded to them, and that they’ll get back to me in a few days. I requested them to keep me updated in the process, and they said “Noted” (remember this, it too is important).
On 1st April 2024 (over 60 days now) I called them to enquire, and they gave me complete technical jargon about why the repairs were late, thinking I would not understand it, but guess what, I did understand it and realized that they are, for some reason, the people at their “Lab” where not able to find out why my laptop was not turning on.
On 2nd April, This is when I sent them a strongly worded mail. (screenshot attached). Expressing how they have wasted my time of 60 days and how I want a fully functional laptop and I am not willing to pay anything currently.
They did not respond to this email. So, I called them and they explained that there was something wrong with the CPU and that I must prepay for the part to be delivered to the center. It had been over 60 days, so I agreed to this repair.
After another Email exchange where I request the quotation of the price. On 4th April 2024, they sent me a quotation of 20284 Rs (Screenshot attached) and asked for another 4 to 6 weeks. I promptly make the payment, explain to them it’s my hard-earned money and do the repairs promptly.
Fast forward to 22nd April 2024, when I asked for an update, they replied saying it is still under observation in the lab.
On 29th, 30th April, and 2nd May, I sent three emails asking for an update about my laptop, but there was no response(please keep in mind that ‘noted’ part they said about updating me). On 3rd May, I got an email saying my laptop was not functional (screenshot attached), I called them, (By now it has been over 90 days), over a 23-minute call (I have all the calls recorded) …
They told me my laptop was still not functional and that I should take the refund of the 20284 Rs and collect the laptop and it is best if I just go. I don’t want that, my 90-plus days have value. My time and mental health have value!!! The anguish and anxiety I went through have to mean something, there has to be some result to my 90 days!!!
On that day, I rushed to the service center and had a word with the management where I clearly and strongly expressed my worries, concerns, and anger with the management and how they have caused me over 90 days of absolute mental anguish (this conversation took over an hour and a half). They blamed the lab, the engineer, parts delivery, and many more things when I confronted them.
Let’s get one thing clear, as a consumer who has paid 150000 Rs for the laptop and 20284 Rs for the part and repairs, do I have to understand the internal workings of a service center? Should I go talk to the engineer parts delivery personnel or the lab? Or should I as a consumer hold the service centre accountable for all the loss of time and money? Are the internal workings of a service center my problem? I’d say no, it’s not, so I do not want to hear why it is late, because whatever the reason is, it is not my problem. My time, effort, and money have been wasted.
After bantering for a long time, I simply requested a fully functional laptop or refund of 20284 and compensation for the 90+ days they wasted mine. For this, they asked for time till May 11th, 2024, to which I agreed, and asked them to not expect me to pay anything.
On 11th May 2024, AFTER OVER 100 DAYS, I got a call from the engineer saying my laptop works and asked for the password to check the functionality!!! Hurray !!! I leaped in joy and rushed to the service center. I sat down they turned on the laptop, I put in my password and the screen opened.
BUT………
As the laptop settled in, the fan speed increased and there was a rough noise from the fan, like the fan was rubbing against something as it turned, the sound was so loud that even the sound from the laptop speakers could not subdue it. I raised an issue immediately.
The facts – 1. They had my laptop for over 100 days.

1. The fan has an issue that was not present before I gave them the laptop.

So, I asked them to fix it, to which they surprisingly agreed. For the sake of documentation, I sent them an Email alerting them of the situation.
Ohh but it’s not over yet….
On 13th May 2024,
They sent an Email (screenshot attached) saying it was fixed and that I could collect it. So
So, on the 14th of May 2024, I am going to pick up my beloved laptop from the center. I carefully inspect it as per their instruction on their bulletin board AND I FOUND ANOTHER ISSUE. This time, when I used discrete graphics instead of switchable ones, MY SCREEN WOULD BE VERY DIM until connected to an external display and this was unacceptable after they claimed full functionality.
They took my laptop in for another inspection, and after 1 and a half hours, they came out saying it worked well on their testing SSD and suggested that I back up my data (which I did at that moment) and allow them a day to factory reset my laptop. For which I agreed, and they offered to deliver it to the next day. The laptop works fine except for this software issue and I was in high hopes that it would be delivered fine.
The next day, 15th May 2024, I got an email saying my laptop was to be delivered to my workplace, which is only 20 minutes away from the service center. And I get a call and go pick up my laptop around 1:40 pm. I let it rest at my desk and around 4: 45pm, after all my meetings, I open my laptop.
AND GUESS WHAT FOLKS….
The moment I opened the laptop I found that the hinge was damaged, the laptop had not been reassembled properly, the sides were loose, and the hinge was damaged to the point where the display on the right side of the laptop was …POPPING OUT.
My blood boiled, I immediately called the service center and told them about this, but they responded very insensitively. I rushed my laptop to the service center.
On the verge of tears, I explained everything, and the manager Rashid Khan, and Engineer Prasad Reddy were just saying the same thing over and over again- about how they deliver many laptops every day and most have never had such an issue. They need time till Friday 17th May 2024 to give me a course of action for this issue, about how they need to check the CCTVs at their service center to see if this was caused by the internal team.
But here are the facts,
My laptop has been in the care of the service center for over 100 days.
On 15th May 2024, it was delivered at around 1:40 pm.
On 15th May 2024, at around 4:45 pm when I opened it, I found that the hinge and display were damaged.
I reluctantly agreed and sent them an email to keep things documented.
Now I sit and write this with a heavy heart and tears in my eyes. I do not want to be experiencing this. I just want my laptop back in a fully functional condition.
Here are what mistakes the Service center made according to me :

1. They asked for 25 to 35 days and did not inform me until I emailed them 50 days later.
2. There was absolutely no communication from their side about my laptop’s condition even after they ‘Noted’ my request. They kept me on hold for a long time or simply did not respond to my calls.
3. If they had not diagnosed the problem by day 35, they should have informed me and I would have taken it elsewhere, it is because they are the official Lenovo service center that I trusted them in the first place.
4. Even after repairs, they did not check ‘Full functionality’ and yet claimed the laptop was okay.
5. I had to go to the center and diagnose my laptop because they kept overseeing everything.

Hello apes,
I bring you a sad news.
OG DD writer and appreciated member of the community ( that Ein Man that Fachs ) got perma-suspended from Reddit without a warning or a reason.
I tried to contact him and he asked me to write a post with something he wanted to let you all know - so here I go with accomplishing his desire:
===========
This is Einfachman. Reddit completely suspended me [without notification/warning]. I’m done.
My last post telling Apes to be careful because we weren’t in MOASS yet and that I was seeing indications of a rug pull clearly pissed off SHFs, because around 24 hours after I made that post Reddit completely suspended my account…without any sort of notification, nothing.
https://imgur.com/a/RwN2qlw
This was the post in question I made about 24 hours before Reddit suspended me: https://www.reddit.com/Superstonk/s/KGfUJvD2Q0
I must’ve cost SHFs a lot of money with that post. It was at the TOP of SuperStonk that day when GME was around $50-$60 heading to $80 and SHFs were having MSM make it look like it was going to squeeze. I saw through the bullshit, and warned the community about how SHFs bought tons of calls conveniently before this rally, had MSM hype it up, and (historically) pushed Apes to buy call option YOLOS on shill controlled subs during runs like in March 2023 and June 2021, so that they could rugpull when euphoria hit its peak and scoop up *at least* hundreds of millions worth of call options premiums.
Hopefully, that warning saved Apes from jumping crazy on calls at the peak before the rugpull happened.
I made a DD in February this year showing what a real short squeeze was looking like. Another stock went from $3 to thousands per share in minutes because the computers bought up everything through ask, and shareholders refused to give their shares cheap. It was about to crash the system, FINRA/SEC freaked out and ordered a U3 Halt on the stock, reversed the trades, which Congress is now looking into a resolution for.
When MOASS actually happens, these guys won’t have the opportunity to play dumb tricks like what we saw this past week. The computers will be ordered to force buy everything through ask.
Anyways, Reddit has given me trouble in the past. I pointed it out in my Burning Cash Part II DD. I made a post on my own profile (not even on any sub) last year exposing a significant person with influence in Reddit that works for Citadel, and Reddit went through the trouble of going to my specific profile and removing that post.
I’ve had to tiptoe around in every post I made because of Reddit. Despite that, they still ended up suspending me without warning, and I am completely and utterly exhausted from it all.
My first account I deleted in 2021 due to threats for encouraging DRS in other subs. My second account now completely suspended by Reddit without warning. I’m not making a third account. Even if I wanted to, I most likely wouldn’t be able to make another account. Either way, I’m done.
Before I go, I want you all to know that it’s important that the Ape community have some solid backup when the day comes. Reddit’s restrictions on SuperStonk have been stronger than most (if not all) other subreddits. If you read the CoinTelPro Techniques, you know that SHFs are only ok with SuperStonk being active because Reddit’s strong restrictions allow them to have a good amount of control over the sub and what info flows through here. One day, when SHFs see that SuperStonk is too much of a threat or they can’t control it, they WILL remove this sub. And at that point, the community has to have some back up set up by then so that it’s not complete chaos.
Still holding my GME shares regardless. This is not how I wanted to go out. I wanted to be with you guys to celebrate the MOASS when the day comes, but I’ll still be with you all in spirit. MOASS will still happen, whether it be via a market crash, DRS, or some other way. SHFs cannot bankrupt GameStop. GameStop has $1 B cash on hand. It’s impossible for them to death spiral it like with other stocks. Hence, they will eventually run into a wall there.
Always love my Ape fam, and I’ll see y’all on the moon. 🦍🚀🌓
P.S.
If mods can reapprove my old posts, would appreciate it. They disappeared from Reddit along with my account. I saw my last post was reapproved, so was hoping it could happen with my others, especially the Burning Cash Series and my interview with a former Citadel client.
https://www.reddit.com/Superstonk/s/cxpgEtw8fO
https://www.reddit.com/Superstonk/s/i0uda2fR1V
https://www.reddit.com/Superstonk/s/3bl74CUOQM
https://www.reddit.com/Superstonk/s/9Q6FplEwSc
https://www.reddit.com/Superstonk/s/9Mrw1OnwkS
https://www.reddit.com/Superstonk/s/6UCtww93UB
https://www.reddit.com/Superstonk/s/0riinDTG2l
https://www.reddit.com/Superstonk/s/UAtkfWwG1d
https://www.reddit.com/Superstonk/s/ZwBH9KL425
https://www.reddit.com/Superstonk/s/BizpwMAzvb
https://www.reddit.com/Superstonk/s/cgg6iKqXsi
https://www.reddit.com/Superstonk/s/ueWSGIFTdm
https://www.reddit.com/Superstonk/s/7E17M2dfPY
https://www.reddit.com/Superstonk/s/1MRCid7h7v
https://www.reddit.com/Superstonk/s/qRaAcvbGN8
https://www.reddit.com/Superstonk/s/mDwUgyTwwj
https://www.reddit.com/Superstonk/s/MomNsGbfsC
=========== End of Message
Now, this is something I personally want to add: this what happened to him it's the last of many shitty things that happened during this saga. When the time comes, remember all these events, how people got abused and harrassed - and make them pay the RIGHT price (which is a cell and all they own and more). Because I will. Oh, if I will...
💎🤲🏻

Short version:
Daily average physical activity: 1 hour walking (5km/h), 1 hour couple dancing (slow), 1 hour biking (moderate, 20-22km/h), 30 minutes gym (moderate weights training).
Rest of day sleeping/resting and working/gaming/studying sedentary.
Those are averages, the daily values of course differ.
What activity level would you put in a TDEE calculator as realistic.
Long version:
I am short before reaching my goal weight. Male, 1.85, 79kg. Since I started the current weight loss phase mid February (after an interruption and weight gain due to sickness and bad weather from September) I increased my activity level again and have a rather easy time losing weight.
For those wondering the numbers: 4/week gym (no cardio, just weights), going everywhere by bike (including gym, dancing, inner city, some recreational bike tours), recreational walks and daily groceries shopping in the lunch break, social dancing 3-6 days/week, active on the dance floor between 30 and 120 minutes each time.
I developed a stable diet of 2 main courses (~700kcal each) and 3-5 snacks (100-300 kcal each), high in proteins (>150g/day).
I was wondering why I actually lose weight so easily (and instantly gain in holidays, when I snack all the time and don't cook myself) so I put the numbers in a calculator and it gave me 3386 kcal per day.
I had estimated my need at ~2500kcal/day with 3000ish on high activity days (extra bike tour for example).
So I took simpler TDEE calculators and they reached the calculated number at "hard physical labor" or "athlete" level. For 20% body fat (still a small belly, it's not for long that I do intensive weights training reliably):
Basal Metabolic Rate calories per day1,735 Sedentary calories per day2,082 Light Exercise calories per day2,386 Moderate Exercise calories per day2,689 Heavy Exercise calories per day2,993 Athlete calories per day3,297
Soon it's time to adapt my diet to a weight stabilizing one, supporting muscle gain and if that's successful even a weight gaining one. That's why I want to get a better understanding of the numbers.
What's my exercise level?
Am I really an "athlete" level (TDEE calculator comments that with 2/day, while Heavy Exercise is 6-7 days per week).
I always learned, that you loose weight in the kitchen (and shape your body in the gym). But those numbers say that my activity level makes a difference of 1-1.5 kg/week compared to sedentary. Really?

Out of boredom, I pulled the data from my Plutus account and looked at how high the real profits through Plutus really are. In other words, I summarized all the transactions in an Excel spreadsheet and looked at what came out in the end and I thought I'd share my results with you. Since 30.10.2022 I have been actively using Plutus for almost all buyers. That's 564 days. In these 564 days, I have spent €64,340.31 via Plutus. As a result, I have generated 466.6853 PLU. Plus additional PLU Bonus of 16,83. in total i have generated 483,5153 PLU. If I convert the daily PLU value into rewards, i.e. on the days when my PLUs are credited, I have generated a cumulative value of €3002,46€ in PLUs. This also includes the perks and Bonus. Since 10.11.2023 I receive 4% cashback, before that 3%. If I now divide the cumulative profit (€3002,46€) by the total expenditure (€64340.31), I get a theoretical cashback of 4.67% - this includes the perks and bonus.
All these values only apply if you convert your rewards directly into real money.
Now I haven't sold any of my PLUs, but have staked them nicely - and the "real" daily value looks completely different.
If we assume the current value of a PLU (€3.95), my generated PLUs have an actual value of €1909.89.
There are also additional costs for the monthly subscription. In the amount of €299.81.
So a loss of €1392,38 compared to the cumulative value of €3002,46.
So a net profit of € 1610.08 in the meantime.
If I now compare my current Profit value of €1610,07 with my total spend of €64,340.31, my actual cashback is reduced to 2,50%. Bitter... This is of course due to the current value of a PLU. If the value of PLUs were to rise to over €6,20, I would be back to around +/- €0.
My decision to just stake and hope for a good moment has not yet been fulfilled after 564 days.
Edit: typo
Edit 2: Added costs of subscription and Bonus Plu
Comment: It is not my intention to speak ill of Plutus. To have a net profit of 1600€ after more than 560 days. That's a bonus of around €85 per month in my wallet. Even if the value varies greatly with the current price of a PLU, the concept behind Plutus is great. For me personally, the question is whether staking really pays off. However, this is complex, as I live in Germany and nobody really knows whether I will trigger a taxable event by selling the PLU immediately after release (normally crypto proceeds are tax-free here after a holding period of one year).

I have been offered a job at Basel and I'm thinking of moving there with my family. To give as much context as possible we are currently living in Spain and we make 65k, the offer is 125k and we wife will not work for the first couple of years to stay with with kids (year and a half and 3 months). Looking at just numbers we should be ok, but thinking ahead we just don't know where we should live. Using a tax calculator and from what I heard after taxes we would have 8.4k month, so from there The options are
Basel->we would need to pay insurance so that would be around 1.2k per month
After some research I think we can find something for around 2k
Public transport?? I already was told there is an option to buy a common 1 route that sound interesting
Car insurance??
Any other extraordinary expense I'm forgetting?
France->I would still pay insurance for me so 400, but I think my wife and kids would be under public care?
Big question if I would need to pay taxes again from those 8400 to France
The flat around 1.3k
Public transport?? While we will bring our car with us I would work near central station, are there good options? How much would it cost per year?
Car insurance??
Germany->same questions as France
The groceries we will most probably make them in Germany no matter what. Also having day care would be of big interest so my wife can concentrate on learning German and Switzerland is just out of the picture on that matter but France and Germany would be good to know some numbers
Thank you guys for any info, much appreciated!

I got tired of the mess in my photos and decided to reassemble a working set of tools that are relevant now in 2024. I wrote out here 38 tools for editing, photo organizing and cloud storage that I found.
I've put clean, direct links for your convenience to research the products (no affilates). The tools are not ranked. Prices are current as of the day the post was published.
Softwares listed are only available on desktop or web versions. Mobile applications are not included.
Write in the comments what you think about the present tools, or maybe I missed something.

Photo Management

Adobe Lightroom
Best for: Professional photo editing and management.
Adobe Lightroom offers a comprehensive suite of tools for editing and organizing photos. Its intuitive interface makes it accessible for beginners, while its powerful features cater to professionals.
It’s my go-to for consistent, high-quality edits and photo management.
Available on: Windows, Mac. Free trial. Price from $10/mo.
Tonfotos
Best for: Simplified photo management.
Tonfotos offers an intuitive interface for organizing and viewing photos, making it easy to manage large collections.
Great for those who prefer a straightforward approach to photo organization.
Available on Windows, Mac, Linux. Free version or life-time license starting at $40.
ACDSee Photo Studio
Best for: Versatile photo management and editing.
ACDSee Photo Studio combines advanced photo management tools with robust editing capabilities, suitable for all skill levels.
It’s a reliable option for both managing and enhancing your photo library.
Available on Windows. Free trial. From $9/mo
Digikam
Best for: Open-source photo management.
Digikam is a free, open-source photo management software offering powerful features for organizing and editing photos.
Ideal for those who prefer a customizable and cost-free solution.
CyberLink PhotoDirector
Best for: Integrated photo and video management.
CyberLink PhotoDirector offers comprehensive tools for managing and editing both photos and videos.
Perfect for content creators who work with both media types.
Available on Windows, MacOS. From $4.58/mo
Excire
Best for: AI-powered photo organization.
Excire uses AI to analyze and organize your photo library, making it easier to find specific images.
It’s a smart tool for photographers with extensive collections looking for efficient organization.
Free version or lifetime-license starting at $127,33
ImageRanger
Best for: Advanced photo management and search.
ImageRanger provides powerful search capabilities and advanced photo management features, including facial recognition.
Excellent for quickly locating specific photos in large libraries.
Available on Windows and MacOs. Free trial. Lifetime license from $45
MAGIX
Best for: Deluxe photo management.
MAGIX Photo Manager Deluxe offers robust organizational tools and basic editing features to keep your photos in order.
It’s a comprehensive tool for maintaining an organized photo collection.
Available on Windows. Free trial. Life-time license from $50
Ashampoo
Best for: All-in-one photo management and editing.
Ashampoo Photo Commander combines photo management, editing, and sharing tools in one easy-to-use package.
A solid choice for users who want everything in one place.
Available on Windows. Free trial. Life-time license from $16,5
JetPhoto Studio
Best for: Geotagging and web galleries.
JetPhoto Studio offers photo organization, geotagging, and web gallery creation, making it easy to share your photos online.
Perfect for photographers who want to create and share web albums.
Available on MacOS. Free.
Terra Proxx
Best for: Basic photo management.
Terra Proxx offers simple tools for organizing and viewing your photo collection.
It’s a straightforward option for those who need basic photo management features.
Available on Windows. Free
XnViewMP
Best for: Versatile photo viewing and organization.
XnViewMP supports a wide range of file formats and offers powerful organizational tools.
Ideal for photographers who work with various file types and need a versatile viewer.
Available on Windows, Mac, Linux. Free
Eagle
Best for: Creative asset organization.
Eagle helps organize not only photos but also other creative assets like design files and inspiration boards.
It’s perfect for creatives who need to manage diverse media types in one place.
Available on Windows, MacOS. Life-time license for $30
FastStone Image Viewer
Best for: Fast and efficient image viewing.
FastStone Image Viewer offers quick image viewing, browsing, and basic editing in a lightweight package.
A reliable tool for photographers who need speed and efficiency.Available on Windows. Free.
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Editing Tools

Adobe Photoshop
Best for: Detailed and complex photo manipulations.
Adobe Photoshop is the industry standard for photo editing, offering unparalleled control over image adjustments and manipulations.
A must-have for any serious photographer due to its endless capabilities.
Windows, Mac Free trial $33/mo
Luminar Neo
Best for: Creative edits with AI assistance.
Luminar Neo combines powerful AI tools with an easy-to-use interface, making creative edits faster and simpler.
Great for those who want to add a creative flair to their photos without spending hours on edits.
Windows, Mac No free trial $12/mo
PhotoPrism
Best for: Self-hosted photo management.
PhotoPrism is an open-source photo management app that organizes your photos using AI and can be hosted on your own server.
Ideal for privacy-conscious photographers who want control over their photo library.
Free and paid options
Aftershoot
Best for: Photo culling and organization.
Aftershoot uses AI to quickly sort through large volumes of photos, identifying the best shots and removing duplicates.
It’s a lifesaver for wedding and event photographers who need to process thousands of images.
From $15/mo
Retouch4Me
Best for: Automated retouching.
Retouch4Me offers AI-based retouching solutions, focusing on portrait photography to enhance skin, remove blemishes, and more.
Perfect for those who want high-quality retouching without the manual labor.
Windows, Mac 20 photos for free.
photohero.ai
Best for: AI-driven photo enhancement and correction.
photohero.ai leverages AI to improve photo quality, correct colors, and fix common issues automatically.
Great for quickly bringing out the best in your photos with minimal effort.
Fotor
Best for: Easy online editing with a variety of tools.
Fotor offers a user-friendly interface with a wide range of editing tools, from basic adjustments to advanced effects.
A solid choice for those who need a versatile online editor.
Available on Mac, Windows, Web. Free and paid options from $4/mo.
Widsmob
Best for: Batch processing and basic editing.
Widsmob provides efficient batch processing and essential editing tools, making it ideal for handling multiple photos at once.
It’s a time-saver for photographers dealing with large photo collections.
Available on Windows, Mac. From $22/mo. Life-time License is available.
Picsart
Best for: Creative and fun edits.
Picsart offers a wide array of tools for creative editing, including filters, stickers, and drawing tools.
Perfect for those who enjoy adding artistic touches to their photos.
Web-version is available. Free trial. From $5/mo
BeFunky
Best for: Casual photo editing.
BeFunky provides an easy-to-use platform with plenty of features for basic and fun edits.
It’s great for hobbyists and social media enthusiasts.
Web-software. Free version is available. $7/mo
Pixlr
Best for: Online photo editing with advanced features.
Pixlr offers powerful online editing tools with a user-friendly interface, including layers and effects.A solid alternative to more complex software for quick edits.
Web version is available. Free trial. From $2/mo
Movavi
Best for: User-friendly video and photo editing.
Movavi provides an intuitive interface for both video and photo editing, making it accessible for beginners.Ideal for those who need a simple yet effective editing tool.
Available on Mac, Windows. Free trial. $36 for license
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Cloud storage and gallery delivery tools

Google Photos
Best for: Automatic backups and AI organization.
Google Photos offers unlimited storage for high-quality images, automatic backups, and powerful AI-driven organization.
It's perfect for anyone who wants a hassle-free way to keep their photos safe and easily accessible.
Flickr
Best for: Photo sharing and community engagement.
Flickr provides a platform for photographers to store, share, and discover photos, with a strong community aspect.
Ideal for photographers who want to showcase their work and connect with others.
Pic-Time
Best for: Professional gallery delivery and sales.
Pic-Time offers beautifully designed client galleries, sales tools, and print fulfillment services for photographers.
It's a fantastic tool for professionals looking to deliver and sell their photos seamlessly.
CloudSpot
Best for: Client galleries and photo delivery.
CloudSpot provides an easy-to-use platform for delivering client galleries, with options for sales and downloads.
Great for professional photographers who need a reliable way to share and sell their work.
Pixieset
Best for: Client galleries and photo business management.
Pixieset offers elegant client galleries, sales tools, and business management features tailored for photographers.
Perfect for those who want to manage their photography business from one platform.
IDrive
Best for: Comprehensive cloud backup.
IDrive provides secure cloud storage with robust backup options for photos and other files, ensuring data safety.
It's a dependable choice for photographers who prioritize data security and backup.
Dropbox
Best for: Easy file sharing and collaboration.
Dropbox offers seamless file sharing and collaboration tools, with reliable cloud storage for your photos.
A solid option for photographers who need to share files with clients and collaborators quickly.
Microsoft OneDrive
Best for: Integration with Microsoft Office.
OneDrive provides cloud storage with seamless integration into the Microsoft Office suite, perfect for managing documents and photos.
Ideal for those who already use Microsoft products and need integrated cloud storage.
Adobe Creative Cloud
Best for: Integrated photo editing and storage.
Adobe Creative Cloud offers cloud storage with direct integration into Adobe's suite of editing tools, ensuring a smooth workflow.
It's a no-brainer for Adobe users who want seamless access to their photos across devices.
pCloud
Best for: Secure cloud storage with media playback.
pCloud provides secure cloud storage with features like media playback and file sharing, ensuring your photos are both safe and accessible.
Great for those who want a reliable and secure storage solution with added media features.
Apple iCloud Photos
Best for: Integration with Apple devices.
iCloud Photos offers seamless synchronization across all Apple devices, making it easy to access and manage your photos.
Perfect for Apple users who want their photos available on all their devices effortlessly.
SmugMug
Best for: Professional photo hosting and sales.
SmugMug provides a robust platform for hosting, sharing, and selling photos, with customizable galleries and sales options.
Excellent for professionals who need a comprehensive solution for showcasing and monetizing their work.
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I think whether you're just starting out or you're a seasoned pro, there's something here to up your game. Dive in, explore, and find your new go-to tools. Happy shooting, fellow photogs!

SW: 274lbs CW: 257lbs. Time on MJ: 1 week.
Where do I even begin? To see 17lbs of weight loss in a week seems unbelievable and I’m struggling to believe it myself, but when I hopped on the scales this morning my mind was blown and I had to weigh myself 3 times to confirm.
I started MJ last Thursday after reaching rock bottom in my relationship with food. I’m a big guy, always have been, but it’s usually been a mix of fat and muscle. Over the past few years things went tits up - I had open heart surgery for a leaky valve, I had two kids, got promoted to a stressful position, and food became the only thing that excited me in life.
My weight ballooned to 274lbs and I just couldn’t stop eating. I actually make a Reddit post asking what the hell to do because I can feel myself slowly killing myself but I have no motivation to change. Someone suggest MJ so I ordered it and wow, what a life changer it’s been in just one short week.
I felt the effects almost instantly. Before taking it I’d been planning to sneak out of work to get get Domino’s, but within an hour I had no desire to do that. I tried eating lunch and could only stomach half of my HUEL hot and savoury. And it felt GREAT!
Over the following week my mind was blown how life without food noise is experienced. I used to obsess over meals and they were on my mind all day, I’d get three to four takeaways per week and always tell myself ‘I’ll start tomorrrow’. This week I could resist anything, and crucially I didn’t feel like I was missing out.
I’ve probably been eating around 1300 calories a day, consisting of a HUEL shake for breakfast, HUEL hot and savoury for lunch, then a small dinner of meat and veg, and I feel satisfied and satiated.
The craziest experience was going to town for a bacon sandwich with my girlfriend. We had the most delicious sarnie and in any other week I would have considered ordering a second one (it was that damn good), but this time I thoughtfully ate half, thoroughly enjoyed it, packed the other half away and took it home to eat for dinner. That’s unheard of for me!
Another NSV: the amount of money I’m saving on takeaways far outweighs the cost of MJ.
So, thanks for reading my essay. My mind is blown.
TLDR: lost 17 lbs on first week of MJ and it’s blown my mind and changed my outlook of everything.

Chapter 1: the event
It was the fall of my intern year as I bean my off service trauma rotation. This month was ubiquitously notorious for being the most labor intrusive and least productive rotaion of our emergency medicine program. Knowing this I entered with the intention of simply surviving the month.
Another intern and I let’s call them A for sake of ambiguity, we’re the first emergency medicine residents to roste on the trauma services that year. A shaky start would be an understatement. In the words of chance the raper “like my grama with the Parkinson’s playing operation.” Would better describe it. Medically we did well. We were very competent and completed our work daily, but communication and coordination was non existent. Our Cheifs had informed us that Tuesday was our day of and the Trauma cheif residents had minimum communication with us, or our Cheifs as it seams when A and I did not report on Tuesday they sternly made their dissatisfaction known.
I have struggled with insomnia sense the age of 10. Had 2 sleep studies by this point in my life and been prescribed nearly every sleeping aid on the market. The 80-94 hr work weeks of our trauma rotaion only worsened my insomnia. My lack of sleep likely contributed to a less than prime adaptive immune system and 2 days out of my trauma rotaion I contracted strep like symptoms with associated nausea, requiring me to call for a sick day the next day. No the first day that I felt too ill to work. I was not fully aware of the reporting process. I reported to my Chiefs, but I did not believe I could come to work tomorrow with amble time and notice, however I was somewhat delayed in letting their Cheifs know, because the surgical chiefs rotated every few days and I did not know who my was going to be the next day. The second day which I had to call out sick I was able to locate the cheif for the next day and reprot according to our university’s protocol, which requires that if a resident feels they are not fit for work they must not come in and the university must have staff coverage without any fear or implementation of punitive actions.
I had finally survived to the last week of my trauma rotaion and I could see the light at the end of the tunnel. What I could not see was the pile of stress, shitty diet, lack of mental well ness and sleep deprivation which I was pushing down to reach the light. By this time I had seen a psychiatrist regularly for sleep medication. I had mentioned to him that I had been experiencing more stressed lately and feel that I might be depressed. he reassured me that it was likely only due to my circumstances, given the difficulty of the trauma rotation and wish to reassess once the rotation was over. Looking back I had to fill the habit of drinking more than I usually do. My only on nights before I have days off became 1-2 beers every other night. All of this repressed unhealthy shit finally pushed bad on September 23rd. That night I was at work even later than usual, I stayed up later than usual and couldn’t seem to fall asleep. With the stress of only having minimal sleep and knowing I only had 2 more days of trauma left, I took an extra dose of my sleeping medication.
I opened my eyes to the fighting sight of sun beaming in my window and I instantly knew I was late. (Sense I hadn’t seen the sun in a month) . Due to my need for scrupulous sleep hygiene I have been sleeping with my phone of and away for me. I rushed to grab it and watched as the little Apple logo seamed to glow on the screen for an eternity. Then in conjunction with its fading I saw 3 missed calls from my director, a text from college A and 2 missed calls from the surgical director. Still, I was able to calm myself, knowing that resident A had been late to this rotation by a few hours 2 other days and nothing came of it. I called my director back and he asked me to report to his office where I was greeted by my director, my coordinator and another emergency medicine facility.
With the only explanation of: “we just want you to get better”, I was handed a letter, to my relief it did not entail my termination, but a declaration of administrative leave and a requirement to undergo an evaluation at a well known university in Florida.
Lake any other savvy millennial, I did my research. By research I mean numerous google searches and screeches thru the depts of redit. To my dismay I discovered that in order for a residency program to fire you, they must first initiate an administrative suspension. I would soon find out however, being terminated would have been a delightful outcome compared to what ensued.
I spend the next few weeks in the wallos of regret and depression. I indulged in higher qualities of alchohol then I ever have before. I all but ceased communing with peers, and abruptly stoped any physical activity I had once enjoyed. Frightened as I was I was ensured, it will be ok “we just want you to get better”
Chapter 2 The evaluation : guilty until proven innocent I did exactly as instructed and scheduled an evaluation, I supposed that this was either a mental evaluation to assess if I’m fit for work with plans of termination or it actually was an evaluation to better treat my insomnia. To this day I regret my ignorance, and wish I had researched the process more. The Hindi / sand-skrt idea of Hamsa 🪬 is that in order to do any good you must have full knowledge or else good intentions can result in harm. I truely believe my director had good intentions, however but him and I did not have full knowledge of the nature of this evaluation.
Looking back see how easily I could have avoided my troubles by asserting legal aid at this point or even by researching this evaluation process more in depth. If one searches impaired practitioner program which I now know this evaluator works for, the search entire will populate 5 or 6 layferms along side their home website and there is a valid reason for this.
If one every finds themself in this process I employ you to bring a DSM to your evaluation or at least be familiar with the most common use disorders in the DSM-5, because your evaluation will turn into a dance of questions where the evaluator attempts to trap you in a round about way to stating something that may qualify for one of the diagnosis. I have provided an image from the DSM-5 below outlining AUD, which the evaluator concluded that I had the most severe from:
Image
Example***** Here are 10 examples of how he fraudulently assessed me taken directly from his assessment note.

1. Evaluator: Have you ever stoped drinking in the last year.

Me: yes I stoped every week day, I was only drinking on the weekends, until two weeks ago.
-Evaluator uses stoping and starting every week to qualify for 2 or more unsuccessful attempts to stop in the last year “There is a persistent desire or unsuccessful efforts to cut down or control alcohol use.”

1. Evaluator Have you ever had withdrawal symptoms

Me no
Evaluator Well Have you ever had a hangover? You know that’s a from of acute withdrawal
Me: yes in college, I had a few but that was years ago and I’m pretty sure the pathophysiology is different.
Evaluator uses this to count for withdrawal symptoms even tho is was more than a year ago

1. Evaluator: Have you even taken your sleeping medication on a day or night which you drank? Me: Yes, I took my prescriptions are prescribed but I never drank close to bed

Evaluator: qualified this as dangerous behavior with alcohol (where the DSM gives examples such as unprotected sex and drunk driving). The sleeping medication I was on is not a benzodiazepine therefore it is not deadly with alcohol. I personally have seen many patients in the ED who have taken their entire bottle of the medication and drank copious amounts, we just monitor them over night and rehydrate them

1. Evaluator Has anyone told you you drink to much or been worried about you Me: No I drink much less than my friends

Evaluator what about your girlfriend? Me: well she actually doesn’t drink at all she doesn’t like it. She often buys me beer for The Weeknd’s tho. One time we went to a movie and she got a little irritated because I waited for beer then complained about them not having any craft beer. So she said, “you couldn’t have just said no” and drank something else. However, she apologized after and said it’s worth waiting if it’s my only day off.
Evaluator said this qualifies for continued drinking despite causing significant relation consequences, ie divorce.

1. Evaluator : you have sleep issues I hear, and your chart says you’ve had depression in the past, don’t you know that alcohol can effect your sleep and mood Me: yes that’s why I never drink within 3 hours of sleep.

Evaluator but you knew this and still drank
Evaluator: qualifies for drinking despite unwanted physical or psychological effects (this should be recurring to effects the alcohol is causing, I have had insomnia sense the age of 10 long before I took my first sip)
7 evaluator you were late for work and told my you had a drink the day before
Me: Yes but I was late because I didn’t sleep and took double my sleeping meds, I will never do that again
Qualifies for 2 significant work or school issues in the past year ( a therapist and other psychologist ensured me that being late on or a few days doesn’t count they typically are getting fired or failing) ( moreover, this would assume I was late do to drinking it’s self and also assume if happened more than once)

1. • Alcohol is often taken in larger amounts or over a longer period than was intended

He never once asked anything related to this question yet said I qualified in his final report 9. A great deal of time is spent in activities necessary to obtain alcohol, use alcohol, or recover from its effects. The evaluators logic here was sense I was late for work and I had 2 beers the day before I must be taking long to recover from it (this is assuming I missed due to alcohol)

1. Tolerance drinking more to require the same effect: this he checked as true in his final note however it was never even discussed in our evaluation. I did mention to him that I’ve been drinking more than I had earlier in the year frequency wise, but they said nothing to do with quantity or needing more.
   
2. Wanting to drink so bad you can not think of anything else: this is the only qualification of SAUD my evaluator said I did not have.
   

Moreover, without legal help I was not aware that I could obtain a second evaluation or even oppose going to get evaluated at all, but that wouldn’t have mattered seeing I still thought this was for my health and wellbeing as seen when I was asked why do you think you are here to today, to which I replayed “so that I can be evaluated to see what is needed to get back to work”.
To maks the ordeal more infuriating the evaluator continues to ingratiate himself and lie through the process telling you, “it will be fine as long as you are 100% honest”, “anything you say in here is between you and me” or “you slipped up once with your meds, I know your residnecy program they will probably just want a few more out patient tests”
Two weeks later I received a phone call right before I left for an out of state vacation to visit my nice for her birthday. During the call I was informed that I would be required to complete a partial hospitalization program (PHP) lasting “6-10 weeks” which would coast from 15-50 grand not including doctor visits or housing which is billed separately. I suppressed this inconvenience, enjoyed my vocation and reported when I returned, knowing that I must complete this soon so I may return to work with due to the fact that my payed time off would soon be diminished. At this time I had not yet heard of the organization PRN.
Chapter 3 Guilty till proven innocent: The diagnosis
Shell shocked I arrived to a in patient psychiatric unit and was rapidly cleared to progress to treatment without detoxification. During my 90 day of forced rehabilitation I met a few other individuals who were unjustly and fraudulently forced into treatment. I began to look up to one of these such members of the men’s community, who I will refer to as patient X for ambiguity sake.
Unlike me patient X did have alcohol use disorder. He spent many clinic days drinking to avoid alcoholic withdraws. The curious component of his story is that he admitted his depravity, saught help and through his own journey became sober. The bodies at be, namely his local physician, Health monitoring program, rejected his personal path to sobriety and forced him to undergo 90 days of in patient treatment before he could practice medicine again. When he checked in to rehab he had been sober for over a year.
Ask for Stories of people from online
As for me I spend many sleepless nights pondering how consuming a legal substance in a moderate amount could throw me into significant legal financial issues. My labs my toxicology, my story and my collateral from colleagues from colleagues all indicated light to moderate alcohol use but my evaluators word stood as the word of God.
More frightening was the director of this rehabs acknowledgment of this. The director who happens to also coincidentally be the evaluator, stated to me as well as to staff on multiple occasions: “ I suggest inpatient treatment for everyone who is reported”. “This is safer for me not to miss anyone who could harm patients, and I figure there must be a reason someone reported them.”
I am still elucidating the reason why I was determined guilty and proven innocent, however I can say from my 90 day stent that the majority of the patients at this rehab needed to be there. This program is saving lives of both providers and patients, however it is destroying the lives of those wrongfully accused.
Chapter 4 your lisense rehab or jail : Upon arivil I was sent to a detox hospital underwent a medical examination and was “one of the lucky ones” who required no detoxification and could report directly to PHP. Like everyone else, I spent 90 days in a PHP, being as 6-10 weeks is simply a lie they tell patients to decrease the change of resisting the treatment. When discussing the topic one therapist sated “if we told patients 90 days they would never come.” She then attempted to justify the treatment by outlining the story of a patient she had called who “didn’t make it to treatment” and killed themselves”. It is my belief that it is not the lack of PHP which impelled such professionals to take their life, but them realizing that they now will be obliged to undergo 90 days of PHP, 5 years of PRN monitoring with a loss of autonomy and hundreds of thousands of dollars taken from them that induced their hopelessness. For even if these professionals were truly mentally unstable in their addictions, in every case it was only following a phone call where they were informed they must undergo treatment that they took their life’s. By this time I still haven’t the slightest clue what PRN was.
Despite the security these programs provide for many my 6 main issues with them can be summarized in : 1. Kick backs: evaluators are directors of treatment clinics 2. The reported are guilty till proven innocent 3. The price, the overflow of money these places drag in from both patients and state universities is appalling, they charge separately for every visit and test 4. Although they make the claim that they are individualized, they are anything but. Every patient gets the same stay and treatment from the doctor drunk on the job and the one who was late to a shift 5. They force voluntary treatment. remember that friendly evaluator who promised he had your best interest at heart, so you opened up and told him everything about your substance use/ developmental / family history, well if you don’t stay for 90 days he will be “normally obliged” to tip the board of medical off to you.

1. The programs have overstepped their intended jurisdiction. -these programs work well if they function how they were intended at their inception. Cite original purpose. Originally these programs were designed to protect physicians and civilians from impaired practitioners; being healthcare workers who were impaired at work. Over the years, these organizations have extended their authority to encompass individuals with substance use disorders When not at work and also those who are in training to become healthcare professionals. Take for example myself compared to a physician who is impaired at work. A doctor who arrived for duty under the influence would surely benifit from the extensive testing, therapy and accountability enforced via these programs. In accordance the 20,000$ per year cost is appropriate when only making up roughly 7% of their yearly salary vs nearly half of a residents. In my case with my loss of income from employment, coast of treatment and monitoring, this year I will be required to pay 20,000$ to work. Yes, I will be losing money to work. Even if did indeed have a substance use disorder this level of monitoring wouldn’t not be considered appropriate.

Dispite all of the miscomings of this System My time spend in PHP was indeed helpful, as I believe it would be for anyone. Time for exercise, a reprieve from work and weekly counseling. A sample structure of my day to day schedule is provided below for insight:
Structure The general structure of these rehabitation centers is as follows: 1. One week of orientation phase, where you are not allowed in electronics or contact with the outside world world. Therefore, if you’re going, bring some things you would like to read or study. 2. In phase 2, you can use your phone however you cannot leave campus. You must stay in the dorm on campus. These shitty 1 room run down apartments with two other roommates will cost you about $1000 a week, they are required for at least four weeks and they are billed separately, no insurance will help you out here. 3. In phase 3 you can commute to campus if you beg your therapist and live very close. Whether you’re on campus or living off-campus, you are allowed to leave up to four hours per day. If you commute, you’ll be required to take a sober link decide you must Breath, alcohol test into every 6 hours. Like everything else in this program you must pay for this separately, a few hundred dollars a week. You advanced to other phases by completing assignments, however, assignments are limited by required built-in time, intrusive, scheduling, and reviewing. Therefore, if you do everything as rapidly as possible phase 1 will take one week phase 2 will take three weeks.
Every day schedule:
7:30: wake up, report to the front desk to inform them that you haven’t ran away yet and take and prescribed medications. They keep all your medications and require that you report to take them; for me this was antidepressants in an attempt to dispel the depression I contracted from being forced into treatment and whatever off label medication they were attempting to treat my ADHD with, since control medications were forbidden.
8 am: community group assessments This consisted of other patients presenting their assignments amongst the large group, on the weekends this was often an hour later and 12 study regularly took the place of assignment presentation.
10 am: process group. This was a two hour group therapy session with 6 to 12 other professionals in a therapist and training or occasionally a licensed mental health therapist.
1 pm: recreation This was generally about an hour of some sober themed craft or activity. Once a week this time slot was used for yoga.
2 pm: this was another time slot used for patients to present assignments as well as for individual therapy sessions. Each patient had one individual therapy session lasting 30 minutes per week.
3pm: This was time allotted to work on assignments or go to the gym on your sex specific scheduled gym day.
5pm: this time was used for guest speakers or another 12 step study group.
6 pm : this was generally an off-campus 12 step group
10 pm: report to the front desk and let them know you still haven’t ran away and take and Medication which are prescribed to take at night, then return to your cot bed in your room with 1-2 other roommates.
I found the community to be one of the most beneficial aspects of the PHP program. I was in a cohort of chill ass professionals of the same occupation who were always there to help each other.
Assignments The curriculum of the PHP consisted of assignment based on every step of the 12th step program. Generally, a patient would be required to complete an assignment on their own, review it with other patients, then faculty and finally present the assignment in front of the whole treatment group. You’re only given one assignment at a time and there are multiple steps to each which all requires scheduling this ensures that no matter how determined a patient is a full 90 days of treatment is required to complete all the assignments.
AA structure -the obsolete nature of AA has been verified in numbers studies, but I will refrain from divulging here and lend that endeavor to Dr. Lance Dodes very thorough discussion on the subject,in “the sober truth “
In all sincerity, if I truely did have a severe use disorder this experience could have been life saving. I only wish I could have used my 50 grand for someone who has spent their life time In addictive without reprieve. My first conversation when I was given my phone back was how I wish my father could be able to attend this PHP.
Chapter 5 reporting and PRN Self reporting What they ask you What you should tell them
There’s a third-party agency called professional resource network. Every state has their own. This agency works as a liaison between you and whatever credentialing service your occupation requires. Essentially they ensure your monitoring after treatment. Stake governments and licensing boards trust them, mainly because they monitor with the highest level of intrusiveness. This alleviates much work for state governments and licensing boards because once an individual is being monitored by a professional resource network, then they are deemed appropriate for duty and no further investigation/litigation needs to occur, as long as the monitored individual completely complies.
Because I was never impaired at work I was never reported to this agency. The general workflow of things someone would report you to professional resource network, then the resource network would contact you, and then you would be required to report for an evaluation at a treatment center, which would inevitably result in a suggestion I’ve treatment at that given treatment center. In my case I was sent to the treatment center without PRN being involved. Thus, two weeks into treatment. I was notified by my therapist that I needed to call PRN and self report. I attempted to resistance given that I did not have a problem and was not individually seeking help. I asked what happened if I didn’t self report. I was told that in order to stay in the treatment program I had to report to PRN. This meant either I report to PRN or I get kicked out of the treatment program and lose my job.
When you report to PRN they will ask you why you are in treatment. They will then list off every substance imaginable, asking you if you have ever tried the substance and when your last use was. Ultimately, they will obtain your discharge information from your treatment center, so it is in your best interest to report only what was found in your biochemical testing. If it wasn’t in your hair, I would argue that you don’t have a use disorder regarding that substance and it’s not relevant. I don’t believe it’s important for them to know that you smoked weed when you were 12.
Chapter 6 The contract:
Before being discharged from a treatment facility, a professional resource network will have you sign a contract. A little known fact which I was oblivious to is that contracts can be negotiated. Though this isn’t it possible, it is highly improbable that you can negotiate your contract since PRN has a power to delay your clearance to return to work.
Contractor almost never personalized, and I have not heard of a contract which is not a five-year agreement. You will sign releases of information so that PRN has access to all of your information which was gathered at the treatment facility. You must have a therapist, psychiatrist, primary care, doctor, and a addiction, medicine psychiatrist. You assign releases of information for all of them. You will be required To commit to: 1. three mutual aid meetings a week which you must log. I log smart recovery meetings. 2. Weekly therapy sessions with an approved mental health therapist from their list 3. Monthly doctors appointments with an addiction medicine psychiatrist 4. Yearly appointments with a primary care physician 5. Monthly appointments with a psychiatrist 6. Daily check-ins on a random drug testing app ( you will agree to weekly urine tests, a peth test 4 times a year, a hair test twice a year and a little caveat that says anything else they deem, clinically reasonable) 7. Quarterly update reports which you are required to obtain from a workplace monitor, therapist, addiction, medicine, psychiatrist, primary care physician and any other doctor you are seeing. 8. You must upload all of your prescriptions into a mobile application every single time you get them refilled and are not allowed to take them until they are approved. 9. Attendance of a PRN group via zoom. This is a local group you are assigned along with other monitored practitioners. There is a fee of roughly 130$ a month to attend this required group. For me all of these requirements coast around 20,000 a year. If you ever have a positive test even if it is the result of contamination from rubbing alcohol or unintentional ingestion of alcohol/ allergy medication your contract will rest to 5 years from the time of positive test. Once your five year contract is completed, you must ask to be released from monitoring. At that point they will search for any reason to keep you under monitoring. This could be dilute urines, daily check ins or a week where you did not attend mutual aid meetings. Every certification and license which you apply for will likely ask you if you were under a monitoring program/ have been treated for substance use. You must give an explanation and check yes. As far as licensing programs are concerned, if you were under the monitoring of PRN, you are safe, however they group practitioners who have had behavioral issues with practitioners who were diverting drugs from work. Therefore, keep in mind that you will be labeled as a sever addict.
7 Back to work and only work. During treatment your only goal is to return to work, however when you return your experience will be drastically distinct from what you remember. For me, I was now working in isolation. Missing six months of my training meant that no other Resident was on the same rotation as me. My coworkers at all formed friend groups. When I returned I was greeted with much concern for my well being. No one would speak to be about my absence, however everyone knew there is only one reason a resident would leave for 6 months then return. My Accdeemic meetings were consisting of attending telling me “I have a target on my back now” and “ I have to preform even better than others” in the light of my time missed. If this wasn’t alienating enough, the majority of Resident events, sponsored by recruiters and my university revolved around alcohol to which I had to give some excuse to why I can not partake with others. I’m fortunate that I do not have an addiction, because these stressful conditions along with the daunting amount of dead and requirements imposed by PRN are enough to make any addict relapse. While I was at treatment, I was in the dative with Samyr stories a physicians whose addictions got the best of them. Physicians who did not make it to treatment, often taking their own life. These stories were presented as a warning. Your addictions will kill you without our treatment was the message. When, in reality I did not hear one story in which the addiction killed physician. Every physician who didn’t make it to treatment took their life after being told they must report to a treatment facility. Perhaps they knew what this entailed and it was not their addiction or getting caught which caused them to end their lives, but the unmanageable and often unreasonable burden that treatment would put on their lives.
9 How to escape So your fucked your in PRN and should be or you should and now your recovered and want to terminated your contract.

1. You ask to be released early done at 1/2 time ( good luck)
2. You have “good reason” (no one has ever been let out of contract because of this reason, the verbiage is far too vague)
3. You serve all your time and they let you out(maybe, as discussed earlier, they would do everything they can to keep you in your contract as long as your practicing)
4. You can’t practice medicine anymore

10 Layer up butter cup : I cannot emphasize the extent to which legal help is required in this process. You much seek it and seek it early. Lawyers can provide many avenues to you early in the process. Once you have committed to treatment, gone for evaluation or are in a PRN contract , this is very little that you or legal help can do. Spend a few thousand dollars when you are accused and save the 20-30,000 later.
After you have been evaluated if you disagree as I did, then this is the process you must undergo. 1. Hire a occupation, defense, lawyer 2. Prove you don’t have an addiction, this is done by having an alternative evaluator with similar credentials state that either you don’t have an addiction or that PRN’s level of monitoring is not medically appropriate ( this will need to be a multi day neuropsychological evaluation, which will cost about $5000). 3. Your lawyer must draft in writing that the medical level of monitoring is not required such as another medical professional and send this to PRN 4. PRN will tattle on you to the board of medicine. 5. The board of medicine will conduct an investigation. 6. At the end or when they believe they have enough reasonable evidence to the board of medicine will suspend your license or claim, you must comply with the PRN contract to practice. 7. At this time your lawyer will defend you in the state court against the board. This is costly but much less than the coast of a 5 year PRN contract 8. If you win you will likely suggest an alternative level of care such as gonna get therapy every week. If you lose, than you wasted a fuck ton of money and are still bound by your PRN contract.
Overall this entire process has coast me Over all coast:
My finances for this year only including PRN and rent are as follows:
120-200$ every week for testing 480-800/ month
65 every week for therapy 195/month
125 every month for PRN group
About 50-69 every month for 2 doctor apts
So at least 745$/month at the lowest
Treatment at the recovery center coast 20,000 for me out of pocket and
I wasn’t payed for 6 months with no FMLA because I am a first year. At the 1 year mark I will have made 26,000 this year after taxes And payed About 29,000 on PRN alone
Rent is 1,000 so that’s 12,000 a year
Just in rent and PRN alone I will be at 26,000- 41,600 -15,600.
I will be in debt by at least 18,000 at the 1 year mark
Coast of treatment center 20,000 (with insurance) For each year of PRN roughly 20,000 Add that to 6 months of attending salary which was delayed due to my treatment time: at least 150,000 Layer coasts along with other evaluations 25,000 Missing 6 months of residency pay 30,000 Coast of 1 year in monitoring: 245,000 Coast of 5 years 325,000
If my case progress to a trail I will require an extra 20,000 in court coasts
Chapter 11 My secondary eval: Dr sushi After I arrived at my treatment center I challenge my evaluation multiple times. Each and every time I was discharged and often accused of alternate mental health/ substance abuse issues to discourage my advances. I was never given the opportunity to undergo alternative assessment, however PRN guidelines state that you can obtain a second option within 7 days of your first. This is a mute point, however, because you will not receive the results of your evaluation until over a week after it is conducted and the second evaluation must be conducted by another PRN hired evaluator of their choosing. During my stay in rehab I contacted PRN multiple times to attempt another evaluation/ legal help. They warned against both stating they were a “waste of money” and “pointless”.
After completing my treatment with the guidance of many addiction, experienced physicians, mental health counselors and psychiatrists recommendations I sought in a secondary evaluation. I chose a highly qualified professional with over 30 years of experience to conduct an extensive neuo psycho social evaluation of me. One that I was sure would be more extensive than the evaluation I received at treatment and more importantly an unbiased evaluation.
The results from my evaluation not only showed that I did not have a substance abuse problem warranting PRN level monitoring, but also that PRN was falling to allow adequate treatment of other conditions such as my ADHD. My evaluation showed my ADHD was not only untreated by PRNs attempt at using non controlled medication, but also in the top 3% most severe presentations of ADHD. My evaluator went on to explain my results by questioning why my treatment center even mandated I undergo neuro cognitive evaluation. The only neurodiverse findings were my IQ, my dyslexia and my ADHD. However, a neuo cognitive examination can be billed separately by treatment centers, therefore they always recommend one.
Chapter 12 Amongst its greed, intrusive nature and faulty accusations, professional recourse network function highly proficiently at the task they were designed to; protective physicians and patients from physicians who are impaired at work. In this domain they save lives, offer second changes and protect the public. When they act beyond their intended jurisdiction by imposing unnecessary monetary demands on practitionersin training, accuse practitioners without proof or act on behavior exemplified outside of a work setting they unjustly and inappropriately attack the week and innocent.
Proposed reform: As a trainee my universities malpractice insurance covers me for mistakes made at work. If a learner mistakenly harms a patient, then the university stands on their behalf. If the learner does something wrong under a teachers direct guidance, then the teacher is at fault. This makes sense logically as well as pragmatically. The state entrusts large amounts of money to hospital systems and universities to train resident physicians. A portion of this money is allocated to malpractice insurance. This should extend to accused impairment.
Suppose a training university was required to cover rehabilitation and monitoring of a resident of whom they claim is impaired. Alternatively they have the option of firing the trainee. This would reduce the number of innocent trainees being accused of impairment, make the process of rehabilitation more fair and provide a better use for tax payer derived dollars, which hospital systems are given to train residents. The truly impaired could still seek help, less false accusations would be made and with the employers having the ability to fire at the moment of impairment, there would be less chance of impairment at work.

My_qualifications: 10th - 87%, 12th (Science) - 76%, currently in 4th semester pursuing a BTech in Information Technology with a CGPA of 7.55 (average of the last 3 semesters).
I want to do masters abroad but seeing current situation US/AU/CAD looks difficult and I have 2 year remaining so i guess after 2 year it will be more worst. So my question is, What Netherlands is a good option for Masters, not only for Masters but for career.

1. Does Netherlands have good Jobs for this field (mentioned in title). I don't want to get rich in 5 years but can I pay my monthly expenses and student loan while working part time or field job after masters, or do I have to do overtime.(Im okay with working overtime.) And what are rules for working hours.
   
2. What are the basic eligibility requirements for admission to universities in the Netherlands, and which exams are necessary for admission?
   
3. What is the average annual cost, inclusive of all expenses, for studying in the Netherlands?
   
4. What are the post-work visa rules, and is it possible to convert a student visa to a work visa or similar options?
   
5. Any language requirements like Germany?
   
6. Should I explore other countries, or is the Netherlands a good option if I'm willing to do a 4-5 year(or more) struggle in exchange for a good career and life?
   

I’m a bit new to Australia and since I’ve left home, I don’t have a gym here. However, at first glance, the prices seem a bit crazy to me. I’ve gone to gyms of all membership costs and finally swore off crazily priced gyms after a tumultuous relationship with one gym not letting me leave until I provided them with a fake lease to a “new apartment” across the country so they wouldn’t charge me for 6 months.
I don’t think I’ll get what I had at home but I was paying just under A$15 a month so a little under A$180 per year. It was a 24 hour gym as I like working out at night.
Do you guys have any go-to recommendations in Victoria? I’m east of Melbourne if that helps. And if I could get tips on what is average here, so I have a good grasp on medians and what to expect. I would really appreciate any help or insight. Thank you so much.
Edit: I’m near Lilydale, Croydon, Mt. Dandenong area.