Bill riccio boat lettering

Apprentice of the Year

2024.05.22 02:02 JAM_Passive Apprentice of the Year

Apprentice of the Year
https://preview.redd.it/k3uwxljnwu1d1.jpg?width=1200&format=pjpg&auto=webp&s=fa0120ed23e7338cbba776dee3e3245db1a5d0c6
Before getting to the award, I'd like to talk talk about my journey from open shop to the UA.
About 2 years or so ago, before I knew about unions, I was working for an open shop plumbing/HVAC company. $15/hr, mostly residential with the occasional commercial. I liked my co-workers, boss was cool, one of my supervisors was cool, the other was a toss up on any given day. Ladies in the office were cool too. Good all around. I was a helper or apprentice, that title changed whenever the boss wanted it to, made no difference in my pay or hours.
I went to a job with one of the guys, and it was to work on a tankless water heater. Long story short, the water heater was piped in backward. That's not important. What is, is the man we did the job for: Mr. Stevens. He was a retired pipefitter of about 30 years from a UA in Chicago. He had a bunch of union stickers from many different locals on the fridge in his garage where we were working. He asked me if I ever thought about joining the UA. I told him no, and I had no idea what that was. While my coworker was on the phone getting approval for the work from a warranty company, Mr. Stevens talked to me about how the UA gave him better wages, the good retirement that he's currently enjoying with his wife, health benefits, and everything he could advertise. I was listening intently because that sounded wonderful to me. He was describing everything I thought my at the time company was supposed to be.
Before we left, Mr. Stevens gave me his number. He told me if I had any more questions to call or text him, he'll be available. He also told me if I was interested in getting in the UA, he'd write me a letter of recommendation for the board members. I thanked him and we went on our way.
Over the next few months, I looked into unions, the UA specifically. I saw pro-union stuff, and anti-union stuff. I'm here, so as you can see, there was too much good for me to care about any of the anti-union stuff, which were mostly lies or exaggerations. Come March of 2023 when applications opened up, I speedran eveything I could have. I called Local 43's office, got all the info I needed. Filled out my application, got my HS transcripts, did the Helmets to Hardhats, got with the VA to work out my GI Bill, smoked the ACT WorkKeys test.
My supervisors did eventually find out about me doing all that. One of the board members owned the plumbing company next to my boss's and I guess they're friends and talked to each other, and my boss talked to my supervisors. The cool one made a joke about the dues I'd have to pay (exaggerated the amount) and the other one was visibly not pleased and made a sly remark about it. Fortunately nothing negative came of it for me.
Anyway, finally, the interview. Easily the only thing I was stressed out about. I got a fresh cut, bought a nice (but cheap) blue suit, bought a nice pair of lowkey business casual shoes, bought a cheap black tie, even lightly put on cologne. I walked in to the waiting room and thought I fucked up. The other interviewees had on jeans, those nice dress(?) cowboy boots, and tucked in button-up long sleeve shirts. I make no exaggeration when I tell you, I was the ONLY one in a suit and tie. Internally I'm freaking out wondering "What was I thinking? It's the South, I should have dressed like them! The board is gonna see me an think I'm some prim & proper (derogatory) Yank!" An assumption I made based on the reaction I got when I joined a Fire Department and I told one of the Firefighters I'm from NY. Fortunately, this was not the case.
Nothing to be done about it at that point, I get called into the room. I've been through a board or two in the Army, so I knew I could fake it at least, but I'm still nervous. What I did do immediately that I'm still proud of to this day is I remembered to shake everyone's hand and look at them. Just like I've practiced, a nice firm handshake and eye contact. Sat up straight, hand positioning, made eye contact when answering, answered audibly and clearly, practiced it all beforehand and executed.
They did get Mr. Stevens' letter of recommendation and had me tell them about the work we did for him. And they wanted me to tell them about my time in the Army. That took up a large portion of time thankfully. No matter where you go, men love a good story. Around the last 5 -10 minutes, they had me tell them about my previous company. I didn't badmouth the company, I didn't have much negative to say about it anyway, aside from the hours being wonky occasionally and learning being difficult sometimes if they guy you're with didn't feel like teaching you that day. Sometimes, you really were just a helper. Hand them the tools and move back.
Before I left, one of the men stopped me at the door and told me he was glad I dressed like a professional. He said "Some of these guys come around here and dress like they're about go to the bar and not an interview. I know this is blue collar work, but we're still professionals. Just a blazer goes a long way, and we appreciate that you took this seriously."
All that work (and I'm not gonna lie, there's no doubt in my mind that me being a veteran damn near guaranteed me in) paid off as me and the rest if the 1st years swore in. And starting at $17.60 ain't too bad.
Fast forward to today. Today was the last day of class at my Local. They did awards, congratulations, and all the flair that comes with it. Among the awardees, was me. I haven't earned an academic award since elementary. By the time I got to HS, I realized schooling (at least traditional) isn't something I enjoy or care for, and my effort (or lack of it) reflected that. I stopped doing homework altogether as it was only 15% of our grades, I did well on tests and quizzes, and did classwork depending on length/difficulty and necessity. Graduated HS stress free and got the same diploma as everyone else.
This was not the case during this past school year. I put in the effort for this. I paid attention and asked for help. Especially with math, I asked for a lot of help with math. And I suppose that showed and reflected. I earned Apprentice of the Year for the 1st Year Class. I feel really good about it. I intend to put my ass into and try to earn it for the next 4 years. Joining the UA is one of the best decisions I've ever made. I fucking love the UA, and I love my Local Union 43.
Note: I still talk to Mr. Stevens to this day. I sent him a picture of my award and he's treating me to dinner this weekend.
submitted by JAM_Passive to UnitedAssociation [link] [comments]


2024.05.22 01:34 True-Ad2697 Father recently passed away after an extended uninsured hospital stay - I have some debt and Will questions/concerns.

HI there,
My dad passed away a few months ago in Virginia. He was in the hospital (ICU) for almost 3 weeks before ultimately passing away, he was also uninsured (unbeknownst to me). Fortunately, he did have a Will and instructions for a Trust to be setup.
We have a lawyer who seems knowledgeable but she's not the most responsive and I've been beyond stressed out about all the "what ifs". She (our lawyer) has instructed me to send her any bills my dad receives and her firm is sending them letters regarding the status of his estate (less than $15k).
Now here's where it gets "interesting" - he had paid off his home, which is a huge accomplishment, but I fear that the creditors will go after his house or put a lien against it. Our lawyer has said that in VA they only have one year from the date of his death to come after any real estate. I've yet to receive any bills for his actual hospital stay (a few from random doctors totaling ~$5k) but I'm expecting bills in excess of $350k from what the counselors at the hospital had told me.
If those bills haven't arrived yet (2.5 months in) I suspect/hope when they do arrive, I'll share with the lawyer, she'll send the letter, we'll then be forced to assign an executor to the will/estate, they'll need to go through any necessary steps of the house being in the trust, place a lien against the home, etc.
I guess what I'm looking for here is reassurance that the "obstacles" our lawyer has put in place (not assigning an executor until forced to do so, sending letters declaring the estate is only $15k, and the house/assets being in a trust) will hopefully and succesfully delay any creditors beyond that year to place a lien against the home?
I apologize if this convoluted, I'm beyond stressed, worried, and grieving and trying to wrap my head around things. Thank you so much for taking the time to read through all this - I really do appreciate it and this was rather therapeutic :).
Have a great day.
submitted by True-Ad2697 to personalfinance [link] [comments]


2024.05.22 01:29 True-Ad2697 Father recently passed away after an extended uninsured hospital stay - I have some debt and Will questions/concerns.

HI there,
My dad passed away a few months ago in Virginia. He was in the hospital (ICU) for almost 3 weeks before ultimately passing away, he was also uninsured (unbeknownst to me). Fortunately, he did have a Will and instructions for a Trust to be setup.
We have a lawyer who seems knowledgeable but she's not the most responsive and I've been beyond stressed out about all the "what ifs". She (our lawyer) has instructed me to send her any bills my dad receives and her firm is sending them letters regarding the status of his estate (less than $15k).
Now here's where it gets "interesting" - he had paid off his home, which is a huge accomplishment, but I fear that the creditors will go after his house or put a lien against it. Our lawyer has said that in VA they only have one year from the date of his death to come after any real estate. I've yet to receive any bills for his actual hospital stay (a few from random doctors totaling ~$5k) but I'm expecting bills in excess of $350k from what the counselors at the hospital had told me.
If those bills haven't arrived yet (2.5 months in) I suspect/hope when they do arrive, I'll share with the lawyer, she'll send the letter, we'll then be forced to assign an executor to the will/estate, they'll need to go through any necessary steps of the house being in the trust, place a lien against the home, etc.
I guess what I'm looking for here is reassurance that the "obstacles" our lawyer has put in place (not assigning an executor until forced to do so, sending letters declaring the estate is only $15k, and the house/assets being in a trust) will hopefully and succesfully delay any creditors beyond that year to place a lien against the home?
I apologize if this convoluted, I'm beyond stressed, worried, and grieving and trying to wrap my head around things. Thank you so much for taking the time to read through all this - I really do appreciate it and this was rather therapeutic :).
Have a great day.
submitted by True-Ad2697 to AskALawyer [link] [comments]


2024.05.22 01:26 Square_Substance_522 ECSI turned my paid loan debt into a zombie loan.

I need HELP! So, I fell for ECSI debt collector trap by replying to one of their bills of $0.
When I contacted them in Sept 2023. They asked for proof of payment in full I made 7 years ago and I sent it, only for them to take my information, and claim I didn't pay in full. The took the amount I paid and subtract it from what the lawyer billed me in 2016 to prove that I didn't pay the principal? Which makes no sense because why would I pay almost double the amount in debt all at once only to leave out $200?! I don't have the letter for the payment in full since it was sent to my work email, and I was laid off so no access.
With this, they created a new amount for the debt with the $200+ and added fees and interest on top, restart my loan and claimed it to the Dept of Education. I never got any bills until ECSI decided to trick me with this scummy move. Basically they took Biden's covid deferment law and started sending out bills in hopes that someone answers them in order to zombify their loans, same situation with the zombie mortgages! I put in a complaint to the DoEd only to get my complaint dismissed without explanation which was weird.
They reported me to the credit bureau and claim they have been billing me since Feb. 2023 the so called "$300+ amount" even though I have paper proof I was billed $0 current and past amount in Sept 2023 with the bill stating " THANK YOU FOR KEEPING YOUR LOAN CURRENT. Credit Bureau rating as of the above due date: Current and in Good Standing."
I have asked for paperwork of this 26-year-old loan via mail and phone calls. They claimed they mailed it, I never got anything. I tried a pro bono lawyer, who first wanted to help but now said he got no time since he picked up so many other bigger cases. The lawyer suggested the SAVE program, but I have to wait another 20 years for it be dismissed? I also don't like the fact I have to agreed to take ownership of the new loan amount when I already paid more than enough to be considered paid off and extra all at once.
It's clear ECSI just made everything up. Now they constantly bill me every month since Dec. 2023. I tried everything I can think of, from complaints, to emails to the school the loan originated. By the way its no longer there, but merged into some other school. I emailed the old debt lawyer, too, and they all ignored me. Well, I tried everything other than starting lawsuits which I am highly tempted to do.
I swear they are just hoping this amount of $370+ is small enough that I would pay them off to get them off my back. It's still increasing by $1 every month btw. But I rather fight it if I can since I paid it off in full and should not be coerced to pay more for these scammers.
What do you all think?
submitted by Square_Substance_522 to StudentLoans [link] [comments]


2024.05.22 00:57 Individual-Double596 Keep the Movement Alive! Contact Your Leglislators to Oppose H.4139

H.4139, the "Lawful Citizens Imprisonment Act" is still in Conference Committee. No public action has been taken by the legislature since 3/27 when the conference committee voted to have future meetings in secret.
I think we all could use a reminder to keep the legislative pressure on. Contact your representatives, and contact the members of the Conference Committee (and especially if your legislator is a member!). If you sent emails before, send follow ups. Calls are better. Send written letters. Let's make clear that we're not allowing this to pass in secret silence.
We don't know when this bill will pop back up again, but July 31st is the deadline if they want to move with it.
https://goal.org/gunban
https://www.goal.org/ProcessMatters
Be respectful and sound educated; let's not give the legislators a reason to hate us. You catch more flies with honey than with vinegar.
``` Senator Cynthia Stone Creem
Cynthia.Creem@masenate.gov
(617) 722-1639
24 Beacon St. Room 312-A Boston, MA, 02133
Senator Joan Lovely
Joan.Lovely@masenate.gov
(617) 722-1410
24 Beacon St. Room 413-D Boston, MA, 02133
Senator Bruce Tarr
Bruce.Tarr@masenate.gov
(617) 722-1600
24 Beacon St. Room 308 Boston, MA, 02133
Rep. Michael Day
Michael.Day@mahouse.gov
(617) 722-2396
24 Beacon St. Room 136 Boston, MA, 02133
Rep. Carlos Gonzalez
Carlos.Gonzalez@mahouse.gov
(617) 722-2230
24 Beacon St. Room 167 Boston, MA, 02133
Rep. Joseph McKenna
joseph.mckenna@mahouse.gov
(617) 722-2810
24 Beacon St. Room 167 Boston, MA, 02133
```
submitted by Individual-Double596 to MAguns [link] [comments]


2024.05.21 23:39 Legal-Editor2982 Finances struggles

I didn't pay my council tax to the point they were threatening court and bailiffs. I just had to pay over 500 with an additonal cost of 273 and 75 for court services. I walked straight past the final reminder letter that was on my floor until my partner noticed it. Its the one bill i sort out. I feel angry and frustrated not to mention the blow to my bank account. I cannot understand how this could happen. I cant even pay my bills when i literally have the money too.
submitted by Legal-Editor2982 to ADHD [link] [comments]


2024.05.21 23:05 double_pink_eye Managing friendships and boundaries post infidelity

I’m going to try to be brief here. I’ll provide details if asked in comments, but at the core I’m curious what is a reasonable way to manage boundaries with friends who were/are mutually friends with your ex-spouse who cheated?
For background, in 2020 my ex-husband left our 11-year relationship and 6-year marriage ABRUPTLY. No one else knows a private relationship of course, but it was an absolute shock to me and the rest of our community/friends/family. He was a loving husband one day and then brought up divorce the next. Within a month he left our home and then in three months we were divorced. Little explanation, circular rationale when I asked what was going on. I was traumatized and confused, and treated pretty shitty throughout his departure (again, sparing details unless asked).
I never got an apology. I learned about two months after our divorce of his presumed (he never admitted it) affair and new relationship. They moved out of state, married, are pregnant, and moved back home in my parent’s town. There’s been no communication since 2020 apart from some aggressive and accusatory letters from his current partner since (somehow a toll bill was sent to his address and she sent it to my family member’s home with a scribbled angry note, etc.)
Anyway, since he’s come home, he’s rekindled some friendships with just a couple mutual friends. These aren’t my closest friends but they’re dear to me. While I’m okay with that, my friend keeps posting him on his social media. So I come home from work to scroll to see my ex-husband’s face.
I’m happy and in a relationship and I KNOW IT’S BEEN FOUR YEARS, but the trauma of my ex falling off the face of the planet with no apology or explanation doesn’t exactly fade away. While I don’t want to make others feel bad, I don’t really get why he needs to post my ex-husband. Like?
Is it unreasonable to be bothered and slightly hurt? I muted his account for now but is it extreme to even question if this person means well for me? Sometimes I just wonder if people don’t understand, or if it’s still unresolved pain lingering.
Thanks all!
submitted by double_pink_eye to survivinginfidelity [link] [comments]


2024.05.21 22:49 1HappySquid Sold car - 6 years later towing company coming for fees (Oregon)

I sold a car 6 years ago and didn’t submit a notification to dmv, rarely do. But I received a letter yesterday that a towing company has given me 15 days (letter dated 8 days prior even though the company is only 2.5 hour drive away) to reclaim the vehicle that is registered in my name or it will be foreclosed on. Also states I am liable for the fees accumulated at the company for their services. The bottom states that the vehicle will be sold to reclaim any fees and I will be responsible for the remaining balance, and collections will be involved, if needed.
I have confirmed with the dmv that I am the registered owner and they cannot do anything to assist as it’s a civil matter. I called the towing company and the person I discussed the car with was quite “sketchy” sounding. They said it was picked up from a shop and has a 454 (engine I sold it with) and had a hole in the hood. First I asked if they could send a photo to be in an attempt to confirm it’s the same car I sold and they declined. They when I mentioned I would need to know where to come with a trailer and money to pay the fees and collect the car, they said it was “full of water” and “probably sat outside since I sold it” and the bill is like $3k so doubt it would be worth it for me.
I asked where the vehicle was located (asking if the address from the letter was correct) so I could bring a trailer and view it to confirm it’s the right vehicle and see a list of the fees to pay. This was met with “they have many locations” Then I asked if I was speaking to the owner and he said no and said he would have someone call me back later, but I’m on a time frame to not be stuck with fees and no car here, so I’m trying to find out:
submitted by 1HappySquid to legaladvice [link] [comments]


2024.05.21 22:45 SeaConquest Migraines DBQ Experts -- Is this 30 or 50%

Migraines DBQ Experts -- Is this 30 or 50%
I received a rating this morning. I am super grateful, and am afraid to rock the boat, but I want to understand.
The decision letter says:
We have assigned a 30 percent evaluation for your migraines based on:
• Frequent characteristic prostrating attacks
A higher evaluation of 50 percent is not warranted for migraines unless the evidence shows:
• Very frequent completely prostrating and prolonged attacks productive of severe economic
inadaptability. (38 CFR 4.120, 38 CFR 4.124a)

I am posting screenshots of my DBQ below because I am trying to understanding why it was not rated at 50. I have been on SSDI since 2007 and applied for TDIU. If the TDIU is approved, does that meet the requirements for severe economic inadaptability? Thanks so much for your input.

https://preview.redd.it/0kuoiw46bu1d1.png?width=1920&format=png&auto=webp&s=4dc034cf9fc181bf42340a67a7daca5c4a2434e3
https://preview.redd.it/luzdv8zabu1d1.png?width=1920&format=png&auto=webp&s=f62813740c7253d0aea145f9b077d056e6d454c5
https://preview.redd.it/pjpzinrhbu1d1.png?width=1920&format=png&auto=webp&s=11e7d5724faf4158f30ba38c1bf36bdee7a556ac
https://preview.redd.it/zuvegatmbu1d1.png?width=1920&format=png&auto=webp&s=f956f6c3370cca54a179024d0c8901029c2769e7


submitted by SeaConquest to VeteransBenefits [link] [comments]


2024.05.21 22:24 PBaker2 AITAH for cleaning my back yard?

About 10 years ago my neighbor asked to take down a portion of my 4' chain link fence dividing our property. He wanted to back a storage building into his back yard. I agreed and neither of us replaced the missing 30' (15x15x4) fence. A couple of years go by and I notice he is piling stuff against my house and in my yard. I ask him to move it to his own property. He does eventually.
Meanwhile I moved across town to care for a family member but still go by to check on the property, empty the mailbox, mow the yard, etc.
The encroaching happens a couple more times during that timeframe. He must have had a run in with county code-enforcement, because one day there is wood plank fence that runs from his house across the property line so the last 4x4 is touching my house. Obscuring line of sight into the back yards.
Now looking in, my yard was a nightmare of "treasures" he picked up and piled in my yard.. (his yard was full)... Sanford & Son would've been proud of him. His S%$t was piled 6' high. I was less than enthused.
So, AITAH when I called the junk hauling service. My instuctions were very clear. Here is the property line. ANYTHING on my side of the line is junk including the portion of wood fence, posts, gate, hardware, et all. If It is on my property, it's mine and I want it removed. There was a cement mixer, construction supplies, broken lawn equip, parts and decks to mobility scooters.. Took a couple guys a couple box trucks full to get it done. Cost, $1000+.
or AITAH for sending the bill to the neighbors 70yr old mother whose named as the property owner with a deman letter for reimbursement.
I offered a few options for her and/or her hoarder son to pay off cost of the hauling or we could meet in civil court. She (mom) agreed to cover the cost and I feel that the sting of that interaction will keep her son, the neighbor, in line. If not for the cost, but to avoid his mother's wrath.
submitted by PBaker2 to AITAH [link] [comments]


2024.05.21 22:19 AusmericanMama imaging report sent to my old doctor?

I recently changed doctors, because my old doctor was awful. last week, I had a mammogram and ultrasound. I provided my current doctor's information to the imaging place multiple times, when I made the appointment, when they called to confirm because they had to adjust the appointment, when I filled put the patient forms (which was twice because 2 different types of imaging) and the current doctor's name is on the orders. At no point was my previous doctor a part of this appointment. however they clearly messed sonething up and used his infor from my previous scans because today I received an email from my previous doctor that there was a letter on the patient portal. I logged in, confuses because I am no longer a patient there, anf it was my results from the mammogram and ultrasound. I am kind of ticked off over this. is this a hipaa violation, being that they had my current doctor's info on file and on the orders and I did not consent to them sending the reports to the old doc? or no because they had him on file from last year? it is also very likely that I will receive a bill for this, he usually bills for reading test results.
submitted by AusmericanMama to hipaa [link] [comments]


2024.05.21 21:45 SparkyNest [H] Recent Bundles +150 Steam Games [W] Want List or Paypal (from 0.80$ each)

    REP
Steam profile
IGSRep +119 trades confirmed
SGS Flair +237 trades confirmed
GameTradeREP +24 trades confirmed
       
Payment through Paypal (USD) using Good & Services option. Not accepting other type of payment (bitcoin, Venmo, etc). If you want to pay using F&F option fees are on your own (I'm from EU).
     
Press Ctrl + F to search games in the list
   
  Want List
  • River City Girls 2
  • Huntdown
  • We Were Here Forever
  • THE DARK PICTURES ANTHOLOGY: LITTLE HOPE
 
   
   
SPECIAL PACK This 15 games for 1$
  • Western Press Mk Cans II Character DLC
  • Western Press
  • Kholat
  • 140
  • MirrorMoon EP
  • Contraption Maker
  • Air Guardians
  • Gentlemen!
  • Gravity Badgers
  • Ignite
  • Tank Operations - European Campaign
  • McGuffin Curse
  • Age of Steel: Recharge
  • Combat Wings: Battle of Britain
  • Battlesloths 2025: The Great Pizza Wars
5$ * Earth Defense Force 4.1 The Shadow of New Despair + a ton of DLC * DLC list here
   
10$
Game deslisted from Steam
   
0.80$ each one
OFFER Buy 5 games of the this list for 3$
OFFER Buy 10 games of the this list for 4$
   
   
1.75$
OFFER Buy 3 games of this second list for 4$
   
submitted by SparkyNest to SteamGameSwap [link] [comments]


2024.05.21 21:45 SparkyNest [H] Recent Bundles +150 Steam Games [W] Want List or Paypal (from 0.80$ each)

    REP
Steam profile
IGSRep +119 trades confirmed
SGS Flair +237 trades confirmed
GameTradeREP +24 trades confirmed
       
Payment through Paypal (USD) using Good & Services option. Not accepting other type of payment (bitcoin, Venmo, etc). If you want to pay using F&F option fees are on your own (I'm from EU).
     
Press Ctrl + F to search games in the list
   
  Want List
  • River City Girls 2
  • Huntdown
  • We Were Here Forever
  • THE DARK PICTURES ANTHOLOGY: LITTLE HOPE
 
   
   
SPECIAL PACK This 15 games for 1$
  • Western Press Mk Cans II Character DLC
  • Western Press
  • Kholat
  • 140
  • MirrorMoon EP
  • Contraption Maker
  • Air Guardians
  • Gentlemen!
  • Gravity Badgers
  • Ignite
  • Tank Operations - European Campaign
  • McGuffin Curse
  • Age of Steel: Recharge
  • Combat Wings: Battle of Britain
  • Battlesloths 2025: The Great Pizza Wars
5$ * Earth Defense Force 4.1 The Shadow of New Despair + a ton of DLC * DLC list here
   
10$
Game deslisted from Steam
   
0.80$ each one
OFFER Buy 5 games of the this list for 3$
OFFER Buy 10 games of the this list for 4$
   
   
1.75$
OFFER Buy 3 games of this second list for 4$
   
submitted by SparkyNest to indiegameswap [link] [comments]


2024.05.21 21:43 Xenokrates Please help! Another ILR SET(M) Document Checklist

Hello, I'm submitting my application for ILR SET(M) in a few days and I'm really stressed I've missed something crucial. I would really appreciate if someone could check through my document list.
Application documents
Indentification/Travel History
Other
Finances
Accomodation
Cohabitation (2.5 years from Dec 2021 to June 2024, is the spacing okay?)
Any help or advice is appreciated. I'm mostly worried about the accomodation requirement, there's nothing in my mortgage documents that details what kind of house it is which is why I included the survey, but that survey document is more than a year old now.
submitted by Xenokrates to ukvisa [link] [comments]


2024.05.21 21:40 boogersbitch EZ Pass Crimnal Offense?

What do you call it when after 27 years with them on the same card, ezpass attempts a charge, SAYS it's declined for insufficient funds and proceeds to charge $50 for every toll passed. The expass account t has been in good standing since the inception of the program and been on the same American Express credit card that I've had for 35 years. Amex said they never even attempted to bill the account. All that was needed was a phone call - it was obviously a glitch - but no supervisor was willing to do that. My husband has logged hours and hours and the phone on hold with them. They have turned my account over to a collection agency for 3000.00. I retained an attorney to send a letter for $300. Today I received another letter from a collection agency.
I contend that the Turnpike Authority is knowingly and willingly duping the citizens of NJ.
They are very aware of how broken their phone, IT and admin are but why fix it when you're raking in millions and millions in admin fees. Why would you fix a very profitable faulty system?
Because it's against the law. If there is an ezpass account in existence they must bill that account without fees. This was signed I believe two years ago by Gov Murphy.
So I'm looking at a minimum of another $300 to pay an attorney to move forward.
It's been a YEAR.
Anyone have any ideas?
submitted by boogersbitch to newjersey [link] [comments]


2024.05.21 21:04 Easy_Regret7271 Social Security Cap - Two employers IRS says I owe more

I hit the maximum social security wages / taxes with my first employer in 2023. Then my second employer continued to take out social security (normal as I understand). On my 1040 I filed for a credit based on the excess social security I paid. As the IRS website says "If you, or your spouse if filing a joint return, had more than one employer for 2023 and total wages of more than $160,200, too much social security or tier 1 railroad retirement (RRTA) tax may have been withheld. You can take a credit on this line for the amount withheld in excess of $9,932.40."
Today I got a letter from the IRS stating "If an employee works for one employer and receives the maximum social security wages and works for another employer in the same calendar year, the second employer is also required to deduct social security tax... Therefore, you do not qualify for the excess social security tier 1 tax credit."
I'm lost... everything I have read says that once you hit the max social security wage you are done paying. If you have another employer that takes it out you are due a credit. Is this IRS employee just plain wrong? or am I missing something?
Also this wonderful letter has not come with a bill... I assume they will send that separately?
Thanks for any insight!
submitted by Easy_Regret7271 to SocialSecurity [link] [comments]


2024.05.21 20:43 Billow-holligan Foreclosed without warning

My husband and I just bought a house in august. It’s sharing a driveway with my parents we bought from the deceased previous owners children for a good price.
Anyways we got our loan and all, but the lenders were bought out and they sent up papers and all then said they got it figured out around November or so.
My husband and I are both neurodivergent and struggling to figure things out. We are still in our early to mid 20’s. I’m autistic and physically disabled and he’s ADHD with significant trauma. Keeping track of things.
Yesterday we were served summons, just the first stage of foreclosures but when we called they said it’s in foreclosure. We live paycheck to paycheck after my husband had to get a lower paying job. We were fine financially, should’ve been at least.
All our bills are automatic and he doesn’t get consistent checks so we genuinely never knew that money wasn’t coming out. Yeah that’s our fault but the issue is we haven’t had a single letter, phone call, or email that we weren’t paying our mortgage. If we knew we would’ve fixed it way sooner and readjusted money, because we used any money leftover for projects.
We set up rocket money, by we I mean my mom and husband and during that time no one noticed that money wasn’t coming out for 5 months. That leftover money was spread out pretty wide for things. We feel awful about it but we absolutely had no idea and now we don’t know what to do. We are very shut down emotionally. It was about $860 a month with taxes, insurance, etc for reference.
I have no clue what to do, we’ve contacted suggested people in the letter sent but nothing makes sense to us.
Can anyone please give advice or reassure me we’re gonna be okay?
submitted by Billow-holligan to legaladvice [link] [comments]


2024.05.21 20:41 ilyaperepelitsa Rewatching, on episode 27

I apologize. This post is nothing special or interesting. I just don't have anyone IRL to talk to about this stuff and I can't just forget about these random thoughts. Sorry if I wasted your time.
This is a sort of low key love letter to the series. There are a few things that get me sobbing or really fascinated with the early OP
All these small things that happen so often during the early arcs and sagas. There is so much about being a good person, having your own principles that are internal and rarely brought up in conversations. Being so late into the series with new emotional things happening (Kuma, etc.) going back to East Blue brings so many memories of this series.
submitted by ilyaperepelitsa to Piratefolk [link] [comments]


2024.05.21 20:38 BodybuilderNo4566 Medicare Part B/D dropped

We had to file a tax extension in 2022. My husband received his annual IRMA large bill and shortly after he got another bill with a totally different amount.
He finally got around to calling to see which amount was correct. He was told he did not owe anything. He asked if he could set up auto withdrawal for the annual IRMA as he does with his monthly payment at and he was told no not for the annual amount.
Apparently he called Medicare instead of social security who collects the IRMA (at least I think that is how it works). Then they cancelled his Part B and Part D. I did not see any notices warning him about this nor did he.
Does anyone know what will be accepted in the appeal letter? Or is there anything he can do? He is a retired firefighter and has all kinds of structural medical needs and we do not know how to navigate this process. Any help is most appreciated.
Thank you!
submitted by BodybuilderNo4566 to medicare [link] [comments]


2024.05.21 20:24 just-some-basslines James Jamerson transcription series (80+ songs)

hey everyone! way back when i first started my bass transcription channel on YT (@justsomebasslines) and was struggling to find an audience, bass gave me a nice bump, so i thought i'd make a post about a series i started a while back called Jamerson Tuesdays. at over 80 songs and counting, i have to imagine this is now the most extensive collection of JJ transcriptions on the internet (though i'd be happy to be proven wrong...!)
i see a lot of discussion about Jamerson here and anywhere bass is discussed, but i always see people mentioning the same handful of lines, so (for my benefit, mostly) i wanted to get to know some of the deep cuts and hidden gems among the thousands of songs he recorded. so, if you like Jamerson and have done the famous songs, i hope this playlist will introduce you to some really great lines you might not have known about :) there are also quite a few beginner-friendly lines in there, for anyone wanting to start learning the elements of the JJ style early!
the full playlist is here: https://youtube.com/playlist?list=PLlWVbcKsYeBpcMjQrXG4815AsGzkXlFuv&si=tIHoMFL1Fpms2EFb
as always, i can't claim either the transcriptions or the playing are mistake-free (especially the playing, but i do my best - and no, i don't play everything with one finger... sorry purists!), but i think the transcriptions are quite solid on the whole.
i hope that if any of this is helpful and/or you're interested in getting to know more obscure Jamerson lines, you'll consider subscribing to the channel :)
here's the full list of what's available so far:
Bill Withers - Family Table
Bonnie Pointer - Heaven Must Have Sent You
Buddy Miles - All The Faces
Chris Clark - Good Morning Sunshine
Chuck Jackson - Honey Come Back
Chuck Jackson - The Day My World Stood Still
David Ruffin - Put A Little Love In Your Heart
Deborah Washington - Ready or Not
Diana Ross - Ain't No Mountain High Enough
Diana Ross - Something On My Mind
Diana Ross & Marvin Gaye - My Mistake (Was To Love You)
Diana Ross & Marvin Gaye - Stop, Look, Listen (To Your Heart)
Diana Ross & The Supremes - Can't Shake It Loose
Diana Ross & The Supremes - How Long Has That Evening Train Been Gone
Diana Ross & The Supremes - I'm So Glad I Got Somebody (Like You Around)
Donald Byrd - Dance Band
Eddie Kendricks - Skippin' Work Today
Eddie Kendricks - You Are The Melody Of My Life
Edwin Starr - Easin' In
Eloise Laws - Ain't It Good Feeling Good
Four Tops - I'm Grateful
Four Tops - Reflections
Gladys Knight & The Pips - I Heard It Through The Grapevine
Gladys Knight & The Pips - I Wish It Would Rain
Gladys Knight & The Pips - I'll Be Here (When You Get Home)
Gladys Knight & The Pips - Neither One Of Us
Gladys Knight & The Pips - The End Of Our Road
Gordon Staples & The String Thing - Get Down
Hearts of Stone - It's A Lonesome Road
Hearts of Stone - What Does It Take To Win Your Love
Hugo Montenegro - Your Song
Jack Ashford - I'm Back Home
Jerry Butler - Never Give You Up
Jerry Butler - Too Many Danger Signs
Jimmy Ruffin - Raindrops Keep Falling On My Head
Jimmy Ruffin - Take A Letter Maria
Joan Baez - Oh Happy Day (Live)
John Lee Hooker - Boom Boom
John Lee Hooker - What Do You Say
Jr. Walker & The All Stars - (I'm A) Road Runner
Martha Reeves & The Vandellas - I Should Be Proud
Martha Reeves & The Vandellas - Love Bug Leave My Heart Alone
Martha Reeves & The Vandellas - Nowhere To Run
Marvin Gaye - God Is Love
Marvin Gaye - Let's Get It On (Live '74)
Marvin Gaye - What's Going On (Live '74)
Marvin Gaye - What's Going On
Marvin Gaye & Tammi Terrell - Little Ole Boy, Little Ole Girl
Marvin Gaye & Tammi Terrell - You Ain't Livin' Till You're Lovin'
Mary Wells - Two Lovers
Melvin "Wah Wah" Watson - My Love For You Comes And Goes
Robert Palmer - Give Me An Inch
Stevie Wonder - Everybody Needs Somebody
Stevie Wonder - Hello Young Lovers
Stevie Wonder - Respect
Stevie Wonder - Silver Bells
Stevie Wonder - Thank You Love
The Artistics - Price of Love
The Caravans - Eternal Life
The Dramatics - Spaced Out Over You
The Isley Brothers - I Guess I'll Always Love You
The Jackson 5 - Come Round Here I'm The One You Need
The Marvelettes - I Can't Turn Around
The Marvelettes - Our Lips Just Seem To Rhyme Everytime
The Marvelettes - Strange I Know
The Marvelettes - That's How Heartaches Are Made
The Originals - Be My Love
The Originals - God Bless Whoever Sent You
The Originals - The World Can't Stop Me Now
The San Remo Golden Strings - My Girl
The Spinners - I've Got To Find Myself A Brand New Baby
The Spinners - My Whole World Ended
The Supremes - Come See About Me
The Supremes & The Temptations - A Place In The Sun
The Temptations - All I Need
The Temptations - Born To Love You
The Temptations - I Can't Get Next To You
The Temptations - You're My Everything
The Undisputed Truth - Save My Love For A Rainy Day
The Undisputed Truth - What's Going On
Valerie Simpson - Can't It Wait Until Tomorrow
submitted by just-some-basslines to Bass [link] [comments]


2024.05.21 19:20 droopy18 (CA) is it worth taking my landlord to small claims court?

I recently moved out of my apartment in California and my landlord is trying to charge me $380 to repaint the entire apartment. I rented the apartment for 12 months. The landlord is trying to claim the walls were damaged - I took pictures and video of the entire apartment and there is no damage, only a few minor scuff marks and some nail holes, which should be considered normal wear and tear. I had scheduled a move out inspection but the landlord never showed up despite me receiving email confirmation and sending two emails that day. They later sent me a note with a bill for the supposed damages.
They are not budging, despite the fact I already sent them a demand letter. I owe final utilities which I haven’t paid yet (total utilities are above the security deposit so I owe a balance) and my landlord has threatened to send to collections if I don’t pay.
I am based on the east coast now so it would be a pain to go to small claims court in California but I think I could do it over zoom. My question is - is it even worth it for $380 or should I just swallow my pride and pay it? Or is there a gov’t entity I could report my landlord to? Based on reviews of the building this seems like a common practice of his.
submitted by droopy18 to legaladvice [link] [comments]


2024.05.21 18:59 vu051 Yesterwynde Merch List

This is an accompanying post to my one about Vinyl LP variants, so click there if you're interested in those. I was going to add this on the end but realised it would make the post absurdly long... Pls comment if anything's wrong or more merch pops up
There seem to be two album cover-ey base designs, "Timeless" and "Yesterwynde" - "Yesterwynde" is literally the cover, with boat and chain, and "Timeless" is a slightly different spiral with butterflies and a pocket watch. Otherwise, some merch has YW ornate letters with varying design embellishments.
These are all the shops I've found so far with merch. I've included the CDs for info but the standard and earbook 3CDs are available in many other places as well.
All of these are different designs unless specified.
 

Record Shop X

Masculine cut (S-XXXL):
CDs:
 

Backstage Rock Shop

Feminine cut (S-XXL):
Masculine cut (S-XXXL):
Other stuff:
CDs:
 

Nuclear Blast & Impericon

Feminine cut (XS-XXL):
Masculine cut (S-XXXL):
CDs:
submitted by vu051 to nightwish [link] [comments]


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