Multi-state 2010 turbo tax
2016 Nissan Maxima (Platinum) with 19k Miles
2024.06.07 21:25 No-Piglet6283 2016 Nissan Maxima (Platinum) with 19k Miles
I am inheriting a 2016 Nissan Maxima (Platinum edition) with only 19k miles on it. I know the maintenance has been kept up and only Premium fuel has been used.
I've been driving Subaru's for the past 20 years and my daily is a slightly modified 2008 Outback XT (turbo) with 181k miles. I do almost all of my own repairs on the car. Otherwise, I have an independent Subaru mechanic I use. I can only use Premium in this car, so I'm not scared of that grade of fuel. The 19 - 22 mpg sucks, though. LOL -- I'll now be the primary driver of the Maxima and the Subaru will be a 3rd / project car.
We used to own a 2010 Maxima and loved it! My wife was the primary driver and said she used to alternate between Premium and Regular fuel, or just used mid-grade at times. Why does everyone compare regular to premium... why not mid-grade? I know premium is recommended for top performance. That Maxima had to get a new CVT at 5k miles. We traded it in a few years later for a 2013 Quest SL and its CVT failed at 80k miles. Both were dealer maintained. We swore we'd NEVER buy another Nissan with a CVT again!
So, here we are. Inheriting one at no cost. It's practically brand new with 8 years of age. I'm looking for advice on what I need to look for as far as maintenance to keep it running for a long period of time. I've read Nissan made better CVTs since the 2010 model year, so I'm hoping that's true. I'll also look up videos on YouTube just for knowledge.
submitted by No-Piglet6283 to NissanMaxima [link] [comments]
I've been driving Subaru's for the past 20 years and my daily is a slightly modified 2008 Outback XT (turbo) with 181k miles. I do almost all of my own repairs on the car. Otherwise, I have an independent Subaru mechanic I use. I can only use Premium in this car, so I'm not scared of that grade of fuel. The 19 - 22 mpg sucks, though. LOL -- I'll now be the primary driver of the Maxima and the Subaru will be a 3rd / project car.
We used to own a 2010 Maxima and loved it! My wife was the primary driver and said she used to alternate between Premium and Regular fuel, or just used mid-grade at times. Why does everyone compare regular to premium... why not mid-grade? I know premium is recommended for top performance. That Maxima had to get a new CVT at 5k miles. We traded it in a few years later for a 2013 Quest SL and its CVT failed at 80k miles. Both were dealer maintained. We swore we'd NEVER buy another Nissan with a CVT again!
So, here we are. Inheriting one at no cost. It's practically brand new with 8 years of age. I'm looking for advice on what I need to look for as far as maintenance to keep it running for a long period of time. I've read Nissan made better CVTs since the 2010 model year, so I'm hoping that's true. I'll also look up videos on YouTube just for knowledge.
2024.06.07 19:57 andrewbiochem Big munchies for $MSOS, by Manager goat Dougie Kass
Why I Am Now Optimistic on Cannabis
Here are some reasons (and catalysts) for my short and intermediate-term optimism: Legislative Reform Lies Ahead The ramifications of reform are multi-faceted and dynamic — and will, in the fullness of time, unlock the most cannabis industry value.
The likely rescheduling process from Schedule 1 to Schedule 3 (whether a 2024 or 2025 event) has major and positive implications for cannabis businesses, capital markets reform (AG memo at the minimum) and share prices.
There is little question that we are now closer than ever to the most important legislative reforms ever seen for the industry. That path, as I have mentioned in the past (see below), will no doubt be bumpy but the reform inroads are now inevitable and, for the first time, lie within a reasonable investing timeframe. This inevitability is not, in any way, being discounted in the market. In fact, MSOS is trading at a price below before the rescheduling announcement.
Rescheduling reform will also provide relief from overly indebted balance sheets. Moreover, a revision of Section 280E (which prevents cannabis companies from claiming tax credits and deductions for expenses they incur in operating their businesses) will be a cash flow, debt repayment and profit boon for the space — making the Tier One companies even more dominant operationally and financially.Uplisting and Custody Issues Will Ultimately Be Resolved Uplisting is an important ingredient to a rerate in valuation. It is even more likely impactful than S3, but the two may go hand in hand because if S3 becomes passed both fixing uplisting and custody (though unpredictable) could come swiftly after the most significant change in federal policy in decades (particularly if an AG memo is forthcoming).
Green Thumb's (GTBIF) interest in merging with Boston Beer (SAM) might be a way around uplisting. More permutations and more creative uplisting techniques likely lie ahead.
Curaleaf (CURLF) and TerrAscend (TCNNF) have been listed on the Canadian Stock Exchange — both companies are already getting some custody relief because of their moves. Without custody, industry share prices rely on inflows into MSOS. Custody resolution changes that reliance.
Remember, with such a small company market capitalizations (the top-five companies have an aggregate market cap well under $10 billion) it will not take much of an embrace by potential institutional buyers to have a measurable impact on stock prices. November's Recreational Vote In Florida Will Be an Important Fundamental Industry Catalyst Only four months away, this will help the return of the industry's growth story. My baseline expectation is passage. (This is particularly positive for Trulieve).
Product Price Compression May Be Ending Industry fundamentals are stabilizing in some major markets. The aforementioned Florida opportunity and that of over large and populated states lie ahead.
Industry Bifurcation — The Rich Get Richer and the Poor Go to Prison The last five years have served as a period of natural selection and survival of the fittest as the industry has dramatically consolidated under the pressure of limited legislative reforms, weak operating results and overleveraged balance sheets.
The top 5-10 Tier One cannabis companies are differentiated, have the scale/critical mass and path to profitability, are relatively healthy, have access to capital and will likely dominate cannabis' future.
Managements Slowly Have Gotten Religion Cannabis company managements have been forced to manage their businesses' operations and finances more rationally. Out of necessity managements are concentrating on profitable growth and are finally implementing best practices after years of poor execution. Managements' historically poorly thought out growth and expansion plans have been replaced with the objective of maximizing cash flow and the more efficient use of capital — all steps in the right direction.
The Tier One Cannabis Companies Trade at Low Free Cash Flow and Sales Multiples (Without Even Layering on 280E Changes) The best run company in cannabis (which we own), Green Thumb, is now even buying back their own shares — that's testimony to the above observations. Should the industry's punitive tax rules be changed (our baseline expectation), more companies could follow with buybacks.
The Tier One Cannabis Companies Will Likely Become Attractive Takeover Candidates The alcohol and tobacco business are stagnating (at best) and are being disrupted. Today there are more steady and daily cannabis users than steady drinkers.
I have spoken to numerous consumer product companies. The vast majority are quite interested in having ownership in the cannabis space as, among other reasons, the sales synergies are immense. To me it is only a matter of time. Indeed,several more aggressive consumer product companies might seek first-mover advantage and move even before they get an all clear legislative signal.
In theory, CPGs may even hold the key to pushing reform!
Finally, with such small market capitalizations (mentioned earlier) cannabis companies could be tempting takeover candidates for a large swath of companies. In theory and under the best of circumstances there could even be a buying frenzy and bidding wars for some of the major players who are morsels for the large consumer product companies!
Cannabis as the Next Meme? There remains some possibility that if I am correct about the upcoming legislative reforms that cannabis stocks may be embraced in the same speculative way meme stocks have been. After all, if rescheduling and 280E reform is adopted, uplisting is resolved, institutions can buy and the state silo situation is resolved — this is an admittedly low probability but not entirely unrealistic scenario that cannabis becomes a meme.
Trump and Cannabis What if, as Hedgeye's Howard Penney mentioned yesterday on Twitter, former President Trump said on the campaign trail...."I will decriminalize cannabis?" Answer: The stocks would rip higher!
That said, I am increasing less concerned about resistance to rescheduling.
Bottom Line: Reward vs. Risk We are at a likely sentiment extreme as optimism has been thoroughly beaten out of the sector. With MSOS and many individual stock prices at or near all-time lows (in absolute terms and relative to current and prospective cash flows) and given the likely regulatory reforms, the share prices' upside dwarfs the downside (perhaps more so than any time in history).
Tactical Strategy Most industry observers (and the consensus) expect cannabis stocks to be lackluster this summer as we are in the "comments period" for rescheduling. But those were the same industry observers (analysts, paid advisors, etc.) have been consistently bullish (and wrong) over the last several years. Now, with the share prices ar such lowly levels they have grown "objective" (tongue in cheek!).
It has paid not to listen to them in the last five years and it might not pay to listen to them now. Burned by their past opinions they have become consensus for the first time and I am not sure they will prove correct as markets tend to anticipate and discount the future.
I am using the current "comments" window (for rescheduling) to accumulate a large position in cannabis equities.
I am almost fearless at these levels — the lower the share prices fall, the more aggressive I will be.
Dougie's position: Long MSOS common (M) and calls, CURLF (S), VRNOF (S), GTBIF (S), TSNDF (S), TCNNF (S), DKNG (M), VKTX (S)
My Positions: full yolo into $MSOS shares and calls
submitted by andrewbiochem to wallstreetbets [link] [comments]
Here are some reasons (and catalysts) for my short and intermediate-term optimism: Legislative Reform Lies Ahead The ramifications of reform are multi-faceted and dynamic — and will, in the fullness of time, unlock the most cannabis industry value.
The likely rescheduling process from Schedule 1 to Schedule 3 (whether a 2024 or 2025 event) has major and positive implications for cannabis businesses, capital markets reform (AG memo at the minimum) and share prices.
There is little question that we are now closer than ever to the most important legislative reforms ever seen for the industry. That path, as I have mentioned in the past (see below), will no doubt be bumpy but the reform inroads are now inevitable and, for the first time, lie within a reasonable investing timeframe. This inevitability is not, in any way, being discounted in the market. In fact, MSOS is trading at a price below before the rescheduling announcement.
Rescheduling reform will also provide relief from overly indebted balance sheets. Moreover, a revision of Section 280E (which prevents cannabis companies from claiming tax credits and deductions for expenses they incur in operating their businesses) will be a cash flow, debt repayment and profit boon for the space — making the Tier One companies even more dominant operationally and financially.Uplisting and Custody Issues Will Ultimately Be Resolved Uplisting is an important ingredient to a rerate in valuation. It is even more likely impactful than S3, but the two may go hand in hand because if S3 becomes passed both fixing uplisting and custody (though unpredictable) could come swiftly after the most significant change in federal policy in decades (particularly if an AG memo is forthcoming).
Green Thumb's (GTBIF) interest in merging with Boston Beer (SAM) might be a way around uplisting. More permutations and more creative uplisting techniques likely lie ahead.
Curaleaf (CURLF) and TerrAscend (TCNNF) have been listed on the Canadian Stock Exchange — both companies are already getting some custody relief because of their moves. Without custody, industry share prices rely on inflows into MSOS. Custody resolution changes that reliance.
Remember, with such a small company market capitalizations (the top-five companies have an aggregate market cap well under $10 billion) it will not take much of an embrace by potential institutional buyers to have a measurable impact on stock prices. November's Recreational Vote In Florida Will Be an Important Fundamental Industry Catalyst Only four months away, this will help the return of the industry's growth story. My baseline expectation is passage. (This is particularly positive for Trulieve).
Product Price Compression May Be Ending Industry fundamentals are stabilizing in some major markets. The aforementioned Florida opportunity and that of over large and populated states lie ahead.
Industry Bifurcation — The Rich Get Richer and the Poor Go to Prison The last five years have served as a period of natural selection and survival of the fittest as the industry has dramatically consolidated under the pressure of limited legislative reforms, weak operating results and overleveraged balance sheets.
The top 5-10 Tier One cannabis companies are differentiated, have the scale/critical mass and path to profitability, are relatively healthy, have access to capital and will likely dominate cannabis' future.
Managements Slowly Have Gotten Religion Cannabis company managements have been forced to manage their businesses' operations and finances more rationally. Out of necessity managements are concentrating on profitable growth and are finally implementing best practices after years of poor execution. Managements' historically poorly thought out growth and expansion plans have been replaced with the objective of maximizing cash flow and the more efficient use of capital — all steps in the right direction.
The Tier One Cannabis Companies Trade at Low Free Cash Flow and Sales Multiples (Without Even Layering on 280E Changes) The best run company in cannabis (which we own), Green Thumb, is now even buying back their own shares — that's testimony to the above observations. Should the industry's punitive tax rules be changed (our baseline expectation), more companies could follow with buybacks.
The Tier One Cannabis Companies Will Likely Become Attractive Takeover Candidates The alcohol and tobacco business are stagnating (at best) and are being disrupted. Today there are more steady and daily cannabis users than steady drinkers.
I have spoken to numerous consumer product companies. The vast majority are quite interested in having ownership in the cannabis space as, among other reasons, the sales synergies are immense. To me it is only a matter of time. Indeed,several more aggressive consumer product companies might seek first-mover advantage and move even before they get an all clear legislative signal.
In theory, CPGs may even hold the key to pushing reform!
Finally, with such small market capitalizations (mentioned earlier) cannabis companies could be tempting takeover candidates for a large swath of companies. In theory and under the best of circumstances there could even be a buying frenzy and bidding wars for some of the major players who are morsels for the large consumer product companies!
Cannabis as the Next Meme? There remains some possibility that if I am correct about the upcoming legislative reforms that cannabis stocks may be embraced in the same speculative way meme stocks have been. After all, if rescheduling and 280E reform is adopted, uplisting is resolved, institutions can buy and the state silo situation is resolved — this is an admittedly low probability but not entirely unrealistic scenario that cannabis becomes a meme.
Trump and Cannabis What if, as Hedgeye's Howard Penney mentioned yesterday on Twitter, former President Trump said on the campaign trail...."I will decriminalize cannabis?" Answer: The stocks would rip higher!
That said, I am increasing less concerned about resistance to rescheduling.
Bottom Line: Reward vs. Risk We are at a likely sentiment extreme as optimism has been thoroughly beaten out of the sector. With MSOS and many individual stock prices at or near all-time lows (in absolute terms and relative to current and prospective cash flows) and given the likely regulatory reforms, the share prices' upside dwarfs the downside (perhaps more so than any time in history).
Tactical Strategy Most industry observers (and the consensus) expect cannabis stocks to be lackluster this summer as we are in the "comments period" for rescheduling. But those were the same industry observers (analysts, paid advisors, etc.) have been consistently bullish (and wrong) over the last several years. Now, with the share prices ar such lowly levels they have grown "objective" (tongue in cheek!).
It has paid not to listen to them in the last five years and it might not pay to listen to them now. Burned by their past opinions they have become consensus for the first time and I am not sure they will prove correct as markets tend to anticipate and discount the future.
I am using the current "comments" window (for rescheduling) to accumulate a large position in cannabis equities.
I am almost fearless at these levels — the lower the share prices fall, the more aggressive I will be.
Dougie's position: Long MSOS common (M) and calls, CURLF (S), VRNOF (S), GTBIF (S), TSNDF (S), TCNNF (S), DKNG (M), VKTX (S)
My Positions: full yolo into $MSOS shares and calls
2024.06.07 19:54 LynnwoodTimes Boeing airplanes just as safe as Airbus despite media hype
 | https://preview.redd.it/ttsfcnolu65d1.png?width=1200&format=png&auto=webp&s=fd69eb1c3b2f822c64c86edf98ca3ebb19a1f0fa submitted by LynnwoodTimes to SeattleWA [link] [comments] EVERETT—A Lynnwood Times study of National Transportation Safety Board (NTSB) incident records from 2014 to 2023 concludes that there is no statistically significant safety difference between US-related Boeing and Airbus commercial aircraft. Boeing scrutiny and oversightAfter Alaska Airlines Flight 1282’s non-fatal incident involving a cabin door blowing off mid-flight on January 5, 2024, due to four key bolts missing, according to a preliminary report from the NTSB, Boeing has been under intense scrutiny by federal regulators and media.The incident resulted in the Federal Aviation Administration (FAA) temporarily grounding, for weeks, similarly configured Boeing 737 Max 9 aircraft to undergo inspections. The action by the FAA was reminiscent of the March 2019 grounding of all Boeing 737-MAX aircraft shortly after Ethiopian Airlines Flight 302, a 737-MAX 8 aircraft, crashed six minutes after takeoff from Addis Adaba killing all 157 people aboard. Just months earlier, on October 29, 2018, Lion Air Flight 610 crashed into the Java Sea 12 minutes after takeoff, killing all 189 passengers and crew. Both 737-MAX 8 aircraft, and the Boeing 737 Max 9, were only a few months old at the time of their incidents. On March 4, 2024, the FAA “halted production expansion of the Boeing 737 MAX,” as a financial incentive for the company to address what the FAA calls, “production quality issues.” A six-week FAA audit of the Boeing 737 Max 9 production line found multiple “manufacturing process control, parts handling and storage, and product control” problems. Regulators also required the aircraft manufacturer to develop a comprehensive plan within 90 days to address the “systemic quality-control issues.” On Thursday, May 30, the FAA accepted Boeing’s comprehensive “Product Safety and Quality Plan,” that aims to tighten supplier oversite and manufacturing processes. On March 25, Boeing’s President and CEO Dave Calhoun, along with BCA president and board chair, announce their resignations. A month later, on April 25, S&P Global downgraded Boeing from “stable” to “negative” a day after Moody’s similar announcement. “The company faces heightened production uncertainty, notably related to quality issues affecting its 737 MAX aircraft, and key changes to its leadership are pending,” the report reads. “We revised the rating outlook to negative from stable and affirmed our ‘BBB-‘ long- and ‘A-3’ short-term issuer credit ratings on the aerospace and defense company.” S&P Global expects Boeing to have poor “cash flow and credit ratios” due to the risk of “further delays” related to the company’s commercial aircraft production. NTSB incident data deep diveAlmost daily, so far this year, there are reports of safety incidents involving a Boeing manufactured plane in the news. Recently, the Seattle Times published a well-researched article comparing the safety record of Boeing-built aircraft to that of its primary competitor, Airbus, using NTSB data—see below.SOURCE: Seattle Times article https://www.seattletimes.com/business/boeing-aerospace/have-boeing-planes-really-had-more-problems-lately-look-at-the-numbers/ At first glance it appears that Airbus, with its 82 incidents to Boeing’s 166, is a much safer aircraft to fly. The Lynnwood Times was able to duplicate similar results from the NTSB database but with 170 reported incidents over the last 10 years for Boeing. Because both aircraft models have varying scales, displaying only the aggregate of the data—not normalized—as presented by the Seattle Times may lead to possible misinterpretation of its findings. Performing a One-Way ANOVA analysis, a statistical test used to evaluate the difference between the means datasets, indicated that there is strong evidence (p-value 0.00058) with a 95% confidence level that Airbus safety incidents differ by 8.4 per year, well beyond any likelihood of being statistically equal. The mean for Airbus yielded 8.2 [±2.898] incidents and 16.6 [±5.680] for Boeing. In other words, the way the data is presented by the Seattle Times, allows for the misinterpretation that Airbus aircraft is much safer than Boeing-built aircraft. When analyzing data of varying scales, it must be adjusted to a notionally common scale, in this case million departures per year and million block hours per year—an apples-to-apples comparison. Boeing has almost 60 percent more departures within the United States than Airbus and just over 40 percent more commercial block hours (duration of passenger revenue service). What this means is that there are more opportunities for a Boeing aircraft to experience a safety incident in the U.S. than an Airbus aircraft. Therefore, the data must be normalized to a common scale. Below are normalized charts of all reported commercial incidents using the data from both the Seattle Times (normalized by the Lynnwood Times) and Lynnwood Times. Using a million block hours per year generated similar charts and same conclusion from the statistical analysis. For simplicity, only charts showing million departures per year are displayed for a one-to-one comparison. Normalizing the safety data presented by Seattle Times tells a much more accurate story. Just with a visual look, the two datasets appear similar. Normalized chart of reported commercial incidents using Seattle Times dataset represented as million departures per year. SOURCE: Seattle Times article https://www.seattletimes.com/business/boeing-aerospace/have-boeing-planes-really-had-more-problems-lately-look-at-the-numbers/ A One-Way ANOVA analysis for the above chart indicates there is strong evidence (p-value 0.4337) with a 95% confidence level that the means of Airbus and Boeing safety incidents do not differ significantly. The mean for Airbus yielded 4.9136 [±1.5491] incidents per million departures per year and 5.4718 [±1.5681] incidents per million departures per year for Boeing. In other words, you are as likely to experience a safety incident with Boeing as with Airbus. However, keep in mind that these are all reported safety incidents, treating minor coffee spills with the same level of severity as an engine failure. Performing the One-Way ANOVA analysis for all incident data using the Lynnwood Times dataset also yielded strong evidence (p-value 0.3429) with a 95% confidence level that the means of Airbus and Boeing safety incidents do not differ significantly. The mean for Airbus yielded 4.9136 [±1.5491] incidents per million departures per year and 5.5901 [±1.5570] incidents per million departures per year for Boeing. Airbus and Boeing safety incidents from 2024 to 2023. SOURCE: National Transportation Safety Board Mario Lotmore Lynnwood Times Although the Lynnwood Times’ dataset yielded a slightly lesser significance value, it is still statistically sound. Also, both the means for the Lynnwood Times and the Seattle Times differs for Boeing by 0.1183 (just over 2 percent). In his article, “Does data show Boeing is unsafe?,” by Courtney Miller, Founder and Managing Director, Visual Approach Analytics, he pointed out the Seattle Times’ use of “aggregate numbers of incidents” suggests to the reader that Boeing’s safety incident rate “is higher” than Airbus contrary to the data. “The Seattle Times did an admirable job of providing more context to the NTSB numbers in a recent article,” wrote Miller. “You’ll notice very similar-looking charts to ours, but with one key difference: aggregate numbers of incidents are still used [by Seattle Times], suggesting Boeing’s rate is higher while providing the context of greater Boeing departures separately in the text.” The Lynnwood Times took Miller’s lead from his article and reviewed all 319 reported aircraft incidents for both Boeing and Airbus from 2014 to 2023. Cargo and general aviation (charter and biplanes) built by the two aircraft manufacturers were removed because one cannot accurately estimate the number of flights and hours. The remaining 252 reports were then categorized as unknown, environmental factors, human factors, and aircraft related. Miller’s dataset differed slightly in that it had 165 Boeing (five less than Lynnwood Times) incidents and 84 (two more that Lynnwood Times) Airbus incidents. Not all reported incidents have the same level of severity. The NTSB database includes all reported US-related accidents and incidents—from a coffee spill resulting in an injury to a fatal plane crash. The data shows that 80.56 percent of incidents are Human and Environmental factors, and only 12.7 percent are aircraft related. Airbus and Boeing safety incidents from 2024 to 2023. SOURCE: National Transportation Safety Board Mario Lotmore Lynnwood Times Human factor incidents were subcategorized as pilot error, cabin incident, taxi incident, tail strike (which one incident was weather related), air traffic controller error, and grounded crew. Environmental factor incidents were subcategorized as turbulence, airport equipment, and bird strikes. Aircraft related incidents were subcategorized as aircraft manufacturer, electrical, engine failure, and maintenance error (can also be considered a human factor). The most common incident reported was turbulence at 29.37 percent, followed by pilot error and a cabin incident (spilled coffee or cart injury). Almost all injuries were related to turbulence, cabin, or grounded crew incidents. Both Boeing and Airbus had no manufacturing incidents reported in the NTSB database for U.S. related flights during this period. Airbus and Boeing safety incidents from 2024 to 2023. SOURCE: National Transportation Safety Board Mario Lotmore Lynnwood Times A One-Way ANOVA analysis for all aircraft related (including maintenance) incident data using the Lynnwood Times dataset yielded somewhat strong evidence (p-value 0.2041) with a 95% confidence level that the means of Airbus and Boeing aircraft related safety (including maintenance) incidents do not differ significantly. The mean for Airbus yielded 0.5836 [±0.4030] incidents per million departures per year and 0.7669 [±0.1765] incidents per million departures per year for Boeing. The Boeing aircraft related safety data is tighter to its mean, whereas Airbus’ occurrences have a greater variance. In other words, Boeing aircraft related safety is consistent for this dataset. Airbus and Boeing true aircraft-related safety incidents (including maintenance) from 2024 to 2023. SOURCE: National Transportation Safety Board Mario Lotmore Lynnwood Times Removing the “noise” from the data by focusing on all aircraft safety, including maintenance incidents, (not those due to human and environmental factors) provides a more accurate story for what is in the control of the aircraft manufacturer. When comparing aircraft related incidents with maintenance and without maintenance in the dataset, the number of Boeing and Airbus incidents per million departures dropped 49 and 35 percent respectively. This significant reduction conveys the importance of routine maintenance by an airliner for the prevention of a safety incident. Airbus and Boeing true aircraft-related safety incidents (excluding maintenance) from 2024 to 2023. SOURCE: National Transportation Safety Board Mario Lotmore Lynnwood Times The aircraft safety data with maintenance related incidents removed from the aircraft related category more accurately reflects aircraft-only incidents, as maintenance truly is attributed to human error and is the responsibility of the airline (e.g. United, Alaska, Delta, etc.) maintenance personnel or third-party maintenance personnel and not the aircraft manufacturer. Performing a One-Way ANOVA analysis for true aircraft related (not including maintenance) incident data using the Lynnwood Times dataset yielded very strong evidence (p-value 0.939) with a 95% confidence level that the means of Airbus and Boeing’s true aircraft related safety incidents do not differ significantly. The mean for Airbus yielded 0.3784 [±0.3475] incidents per million departures per year and 0.3900 [±0.3221] incidents per million departures per year for Boeing. In other words, Boeing’s true aircraft related safety is almost identical to that of Airbus from 2014 through 2023. For the last ten years, Boeing has averaged 5.5901 incidents per million departures and Airbus has averaged 4.9136 incidents per million departures, regardless of incident severity. However, because of the variability in incidents per year, the overall safety for both aircraft manufacturers is statistically the same. For true aircraft related incidents, removing maintenance caused, the average over ten years drops to 0.3900 and 0.3784 incidents per million departures for Boeing and Airbus respectively. Again, statistically when factoring variability, these are the same. Although our numbers differed slightly, the analysis by Visual Approach Analytics also concluded that the true aircraft related safety rates for both aircraft manufacturers, Boeing and Airbus, are in fact the same. “Even though the [Seattle Times] article aimed to quell the same misinformation, the charts still show elevated Boeing incidents when, in fact, the rate is the same,” wrote Miller. “A seemingly small difference to us, but consider this article was sent to me by a concerned family member who used it to ‘prove’ that Boeing aircraft were unsafe. The attempt by the Seattle Times to use good data to ease irrational fears actually added to the hysteria in this anecdote.” Why the regulatory and media hypeIt begs to question, when the empirical data is easily available, why regulators are not requiring, and the media not reporting, the same level of “scrutiny” for Airbus.SOURCE: Boeing Company Facebook Page Each day, about 2.9 million people fly on commercial aircraft in the United States. The last fatal U.S. crash of a commercial airliner was Continental Flight 3407 in January of 2009, killing 49 passengers and crew, and one person on the ground. From 2010 to 2022, eight people, according to the NTSB, have died using commercial airlines. General Aviation, which are small and experimental planes, saw 4,079 fatalities during that same period. According to the Washington State Traffic Safety Commission, there were 810 traffic fatalities in 2023, up 9 percent from the previous year. This equates to 102 fatalities per million people or 2.22 fatalities per day within the state. The commission reports 429.2 serious traffic injuries per million people in Washington state for 2023 or 9.35 people per day. US commercial air travel, in comparison, for the last 15 years has reported 0.00146 fatalities per day, and according to the NTSB’s Railroad Passenger Safety Data statistics, from 2009 to 2023, there were 76 fatalities across the U.S. or 0.0139 fatalities per day for commuter rail. However, since the Alaska Airlines incident in January, news outlets appear to be relentless in their coverage of airplane incidents, specifically those that involve Boeing, to the point where Kayak.com is experiencing a spike from travelers filtering out Boeing planes out of fear. A recent Vox article sums up the media hype best: “Their [travelers] fears have been fueled by news sites that have been serving up incident after incident: a Boeing 737 Max 8 sliding off the runway in Houston, another 737 in Houston making an emergency return after flames were spotted spewing out of an engine, yet another in Newark reporting stuck rudder pedals, a Boeing 777 losing a tire shortly after takeoff from San Francisco, a 777 making an emergency landing in Los Angeles with a suspected mechanical issue. And so on and so on.” The Qatar Airways incident last week that injured 12 due to turbulence enroute from Doha to Dublin read on Fox Business, “12 Qatar Airways passengers injured as Boeing jet hits turbulence en route to Dublin,” with the byline, “Passengers say episode on Boeing 787-9 Dreamliner traveling from Doha to Ireland was ‘scary.’” Fox Business in March reported that travelers are resulting to medication and prayer when flying because of the hype. “If you start with a conclusion, you can always find some data to support it,” Courtney Miller, Founder and Managing Director, Visual Approach Analytics, told the Lynnwood Times in a statement. “In this case, it seemed logical that Boeing aircraft were less safe than Airbus because of all the negative coverage on Boeing. But the data simply doesn’t support that conclusion. The United States shows more Boeing incidents because Boeing is a U.S. manufacturer and all Boeing incidents around the world are reported. Conversely, France shows more Airbus incidents because of the same dynamic. In the end, both Boeing and Airbus aircraft have incredibly similar incident rates – and both are infinitesimal. Both Boeing and Airbus aircraft are extraordinarily safe to fly.” Year-to-date there are 12 reported Boeing incidents to Airbus’ one. However, as of June 4, 2023, there were eight reported Boeing incidents. Seven of the 12 incidents this year have reported injuries, but the probable cause has yet to be determined. Based off historical data, these are most likely going to be classified as turbulence, cabin, or ground incident—non-aircraft related—except for the Alaska Airlines incident in January. Why Boeing’s woes may become your problemIn 2020 when Boeing halted its production of the 737 MAX, economists estimated a 0.5- to 0.6-percent drop in GDP growth for the entire U.S.SOURCE: Boeing Company Facebook Page Boeing’s stock is down 27.2 percent since January 2, 2024, from $258.59 to $188.30 as of June 4. With S&P Global and Moody’s lowering the aircraft manufacturer’s creditworthiness in April, the FAA capping 737 Max production to 38 planes per month, delays in 777X production, and setbacks meeting mandated international “greener” emission standards for its 767 aircrafts, the company may soon face a cash crunch as it burns through billions of dollars more than projected. Boeing Chief Financial Officer Brian West warned investors at a conference in May that the company is set to lose at least $3.9 billion in its second quarter matching the previous quarter’s lost. Boeing’s cash on hand for the quarter ending March 31, 2024, was $7.52 billion according to its financial quarterly report. A positive is that the company had a $529 billion backlog. Boeing is one the nation’s largest exporters and has a global workforce of 170,000 with approximately 66,000 employed in Washington state. It has contracts with at least 12,000 suppliers around the world of which over 1,000 are in Washington state. Aerospace is a $70 billion industry in Washington state employing some 130,000 according to the Washington State Department of Commerce. In 2022, Boeing paid more than $200 million in taxes to Washington state. America’s number one aircraft manufacturer is in a race against time to implement more robust quality controls, to the FAA’s liking, and repair its public image. Boeing has faced challenges in the past, such as the fatal Lion Air and Ethiopian Airlines incidents, and the 787 aircraft lithium-ion battery debacle. The company of innovators and hard-working union employees in the Puget Sound area, always “find a way” to do the impossible and succeed. |
2024.06.07 19:26 Pookias Keep an eye out on eBay for refurbished Legion 9s for cheap -- here's my experience!
The Legion 9 ever since it was announced was extremely tempting, but obviously out of reach for me given the near $4K price tag for even just a 4080 configuration. However, I've frequently found refurbished 7 Pros on eBay in the past for a really reasonable price, so the last few months I've been periodically checking for a Legion 9.
Found one as a refurbished listing on eBay this past weekend that had a special 8% off to bring the cost of the 4090 configuration with 32 GB RAM and a 2 TB SSD for only $2,300, which is an absolute steal. I was skeptical, but it came with a 2 year warranty through Allstate and a 30-day return policy.
Got the laptop a few days ago and it was in brand-new condition. It didn't come with the original box, but not a mark anywhere on it and all the factory stickers are still on it. The only downside was that it came with the 140W charger and not the 330W charger that it ships with (buying it brand new you get both). However, I reached out to the seller and they shipped me the 330W PSU, so I will have both power supplies.
The Legion 9 is fantastic. The build quality is far better than the 7 Pro, having the fingerprint sensor is convenient, the keyboard is outstanding, and the screen is beautiful. The speakers are above average and better than I expected based on reviews I watched; they do have some bass but not as good as upward-facing speakers.
My primary compliant is the touchpad -- it clicks well and has a nice glass surface, but is very small and close to the edge of the laptop. Unfortunately the battery life has been pretty rough, even with disabling startup apps, turning on 60 Hz, turning off Intel Turbo, and a heavy undervolt. It's still pulling like 13-14W on idle.
Overall, I just wanted to share my experience with this as I know some people are really skeptical with refurbs, especially on eBay. But for $2,300 before tax for a laptop of this caliber is a steal and definitely worth considering with the return policy and given you are comfortable using eBay.
submitted by Pookias to GamingLaptops [link] [comments]
Found one as a refurbished listing on eBay this past weekend that had a special 8% off to bring the cost of the 4090 configuration with 32 GB RAM and a 2 TB SSD for only $2,300, which is an absolute steal. I was skeptical, but it came with a 2 year warranty through Allstate and a 30-day return policy.
Got the laptop a few days ago and it was in brand-new condition. It didn't come with the original box, but not a mark anywhere on it and all the factory stickers are still on it. The only downside was that it came with the 140W charger and not the 330W charger that it ships with (buying it brand new you get both). However, I reached out to the seller and they shipped me the 330W PSU, so I will have both power supplies.
The Legion 9 is fantastic. The build quality is far better than the 7 Pro, having the fingerprint sensor is convenient, the keyboard is outstanding, and the screen is beautiful. The speakers are above average and better than I expected based on reviews I watched; they do have some bass but not as good as upward-facing speakers.
My primary compliant is the touchpad -- it clicks well and has a nice glass surface, but is very small and close to the edge of the laptop. Unfortunately the battery life has been pretty rough, even with disabling startup apps, turning on 60 Hz, turning off Intel Turbo, and a heavy undervolt. It's still pulling like 13-14W on idle.
Overall, I just wanted to share my experience with this as I know some people are really skeptical with refurbs, especially on eBay. But for $2,300 before tax for a laptop of this caliber is a steal and definitely worth considering with the return policy and given you are comfortable using eBay.
2024.06.07 18:55 No-Aerie5237 The Problem with the US Federal Government.
Since its founding, the US Government was supposed to be for the people but since then it has become more and more, for most politicians, about allowing Corporation Funding, getting elected for more than 30-40 years (this has to do with Strom Thurmond and others), despite being a Senator was meant for a term or two and allowing their Corporate Fundees to do whatever they want in their states or in the US by slashing Corporate and Rich Taxes.
I find it horrifying that most of the Senators and Presidents in the US were over 50, 60, or 70 and that unlike our European Allies, the US doesn't have a multi-party system which it should at least have.
So Here is the thing, Why is it that despite these flaws, the average US Citizen doesn't care or defends it?
submitted by No-Aerie5237 to socialism [link] [comments]
I find it horrifying that most of the Senators and Presidents in the US were over 50, 60, or 70 and that unlike our European Allies, the US doesn't have a multi-party system which it should at least have.
So Here is the thing, Why is it that despite these flaws, the average US Citizen doesn't care or defends it?
2024.06.07 16:57 BlowMeIBM More desirable/lower yields or less desirable/higher yields?
I am a teacher who has been fortunate enough to build some decent savings and own my current home. I have enough saved up that I am ready to invest in a rental property in the $100-150k range, and am focused on the Midwest.
Right now, I'm stuck between a few small cities to invest in, both with populations between 50-100k. Both also have multi-family homes in my price range.
City #1 has properties that I think will yield a ~8% cap rate, but also has a growing reputation for crime and gang activity. Downtown redevelopment efforts seem somewhat haphazard and it's not clear that it will "come back" in a meaningful way or that crime will get cleaned up.
City #2 has properties that I think will yield a ~6.5% cap rate, and is considered a very affordable place now with low rents relative to peer cities. However, it's going through a more meaningful downtown redevelopment that seems to be more successful than most, and is moving in the right direction. It has significantly less crime than City #1, both statistically and by reputation.
Given the choice between these cities, assuming home prices are currently similar in both, which city would you buy your first investment property in? Both are in the same state, so property taxes, insurance rates, etc. are pretty similar. Thank you so much for your advice!
submitted by BlowMeIBM to realestateinvesting [link] [comments]
Right now, I'm stuck between a few small cities to invest in, both with populations between 50-100k. Both also have multi-family homes in my price range.
City #1 has properties that I think will yield a ~8% cap rate, but also has a growing reputation for crime and gang activity. Downtown redevelopment efforts seem somewhat haphazard and it's not clear that it will "come back" in a meaningful way or that crime will get cleaned up.
City #2 has properties that I think will yield a ~6.5% cap rate, and is considered a very affordable place now with low rents relative to peer cities. However, it's going through a more meaningful downtown redevelopment that seems to be more successful than most, and is moving in the right direction. It has significantly less crime than City #1, both statistically and by reputation.
Given the choice between these cities, assuming home prices are currently similar in both, which city would you buy your first investment property in? Both are in the same state, so property taxes, insurance rates, etc. are pretty similar. Thank you so much for your advice!
2024.06.07 16:19 IntelGoons [OPTICS] L&S PB-3 $340 with "PANDORA" Esstac 10% Off In-Cart 7% Off USNV Lasers + FREE PMAGS WITH ORDERS BFG GMT Slings $12 Off X300U-A & Turbo Tan $90 Off More Deals In Comments (no tax except to VA)
![[OPTICS] L&S PB-3 $340 with](https://external-preview.redd.it/7yjcs2aSCTul8lqqYFo6WZUWnOidLydaPxeE1Las9fI.jpg?width=640&crop=smart&auto=webp&s=ccd4fd83d1302bf4310eeb1c39a13d4fe5d84823 "[OPTICS] L&S PB-3 $340 with") | submitted by IntelGoons to gundeals [link] [comments] |
2024.06.07 13:59 Wikarian99PL Dell Inspiron 3881 How to enable boot from CD disc?
 | submitted by Wikarian99PL to Dell [link] [comments] |
2024.06.07 13:41 cifsidomestos Achizitie E-Class w213 (taxi,rent, probleme etc.)
Salut! Căutam un Mercedes E-Class w213 touring, si am cateva intrebari:
Majoritatea surprinzator nu au istoric in reprezentanta, si care au, au doar pana pe la 100.000km. Restul de facturi si ce iti mai arunca in fata vanzatorii pot foarte bine sa fie false.
Apar probleme majore si extrem de costisitoare peste 400.000km? Ma gandesc serios sa iau un taxiu de 8-9-10k€ care imi place ca dotari si stare generala.
Cu restul de 10k as putea sa ii trag o vopsea de cetatean si sa schimb tot ce ar putea sa pice, si sa am o masina buna pentru inca 2-3 ani?
Deasemenea orice pareri/sfaturi legate de model, verificare si intretinere sunt binevenite.
LE: Masina va face o naveta de 35km pe directie, pe dn, catre bucuresti + concedii etc. Se estimeaza o utilizare ~50-50 urban/extraurban si o medie de 35.000 km pe an. Bugetul este in zona 18-20.000€
submitted by cifsidomestos to AutomobileRO [link] [comments]
- Motorizarea: Favorit este 2.0 turbo benzina M274, dar sunt destul de rare. Optiunea 2 ar fi 3.0 twin-turbo M276, daca tot se platesc taxe, sa fie power. Optiunea 3, 2.0 diesel, doar pentru ca sunt multe, si as gasi mai usor una ok dpdv pret/dotari/rulaj.
- Kilometrajul. Sunt rare sub 250.000km, majoritatea se invart pe la 3-400k indiferent daca sunt taxiuri sau nu, indiferent daca le vand dealeri sau privati. (Eu ma uit pe piata internationala, in romania am vazut multe "minuni" chiar si sub 100k km)
Majoritatea surprinzator nu au istoric in reprezentanta, si care au, au doar pana pe la 100.000km. Restul de facturi si ce iti mai arunca in fata vanzatorii pot foarte bine sa fie false.
Apar probleme majore si extrem de costisitoare peste 400.000km? Ma gandesc serios sa iau un taxiu de 8-9-10k€ care imi place ca dotari si stare generala.
Cu restul de 10k as putea sa ii trag o vopsea de cetatean si sa schimb tot ce ar putea sa pice, si sa am o masina buna pentru inca 2-3 ani?
Deasemenea orice pareri/sfaturi legate de model, verificare si intretinere sunt binevenite.
LE: Masina va face o naveta de 35km pe directie, pe dn, catre bucuresti + concedii etc. Se estimeaza o utilizare ~50-50 urban/extraurban si o medie de 35.000 km pe an. Bugetul este in zona 18-20.000€
2024.06.07 13:40 jjdewit What is ProtonVPN.com? Read this hands on Proton VPN Review now.
ProtonVPN.com is a Swiss-based VPN provider that offers a comprehensive suite of security and privacy features to individuals, businesses, and organizations. Founded in 2013, ProtonVPN.com is a subsidiary of Proton Technologies AG, a company known for its commitment to online privacy and security. ProtonVPN.com is headquartered in Geneva, Switzerland, a country renowned for its strong data protection laws and commitment to privacy.
Key Features of ProtonVPN.com
ProtonVPN.com offers a range of features that make it an attractive option for individuals and organizations seeking to protect their online activities. Some of the key features of ProtonVPN.com include:
1. Encryption: ProtonVPN.com uses AES-256 encryption, which is considered to be one of the most secure encryption algorithms available. This ensures that all data transmitted over the internet is encrypted, making it virtually impossible for hackers and snoopers to intercept and access sensitive information.
2. Zero-Knowledge Policy: ProtonVPN.com operates under a zero-knowledge policy, which means that the company does not collect any logs or metadata about users' online activities. This ensures that users' online activities remain completely anonymous and private.
3. Server Network: ProtonVPN.com has a vast network of servers located in over 54 countries around the world. This allows users to access geo-restricted content and browse the internet anonymously, regardless of their physical location.
4. Kill Switch: ProtonVPN.com's kill switch feature ensures that users' internet connection is immediately terminated if the VPN connection is lost or interrupted. This prevents users' data from being exposed to potential threats.
5. Split Tunneling: ProtonVPN.com's split tunneling feature allows users to route specific applications or websites through the VPN while keeping other internet traffic unencrypted. This feature is particularly useful for users who need to access geo-restricted content while keeping other online activities private.
Benefits of Using ProtonVPN.com
ProtonVPN.com offers a range of benefits that make it an attractive option for individuals and organizations seeking to protect their online activities. Some of the key benefits of using ProtonVPN.com include:
1. Improved Online Security: ProtonVPN.com's robust encryption and zero-knowledge policy ensure that users' online activities remain private and secure.
2. Anonymity: ProtonVPN.com's vast network of servers and zero-knowledge policy allow users to browse the internet anonymously, making it difficult for hackers and snoopers to track their online activities.
3. Access to Geo-Restricted Content: ProtonVPN.com's server network allows users to access geo-restricted content and websites, making it an attractive option for individuals and organizations seeking to access content that is restricted in their region.
4. Improved Productivity: ProtonVPN.com's split tunneling feature allows users to access geo-restricted content while keeping other online activities private, making it an attractive option for individuals and organizations seeking to improve their productivity.
Conclusion
ProtonVPN.com is a leading VPN service that offers a comprehensive suite of security and privacy features to individuals, businesses, and organizations. With its robust encryption, zero-knowledge policy, and vast network of servers, ProtonVPN.com is an attractive option for anyone seeking to protect their online activities and maintain their online privacy. Whether you're an individual seeking to protect your online activities or an organization seeking to improve your online security, ProtonVPN.com is an excellent choice.
ProtonVPN.com offers a comprehensive suite of features and benefits that make it an excellent choice for anyone seeking to protect their online activities. With its unparalleled security features, global server network, user-friendly interface, no logging policy, affordable pricing, and comprehensive customer support, ProtonVPN.com is an excellent option for individuals and businesses alike. By using ProtonVPN.com, you can rest assured that your online activities are secure, private, and protected from prying eyes.
Masking Your IP: How ProtonVPN.com hides your IP address
As the internet has become an integral part of our daily lives, concerns about online privacy and security have grown exponentially. One of the most critical aspects of online security is hiding your IP address, which can be easily tracked by various entities, including governments, hackers, and advertisers. In this chapter, we will delve into the world of IP masking and explore how ProtonVPN.com, a leading Virtual Private Network (VPN) service, helps to conceal your IP address, ensuring your online anonymity and security.
What is an IP address?
Before we dive into the world of IP masking, it's essential to understand what an IP address is. An IP address is a unique numerical label assigned to each device connected to a computer network, such as the internet. IP addresses are used to identify devices and facilitate communication between them. In the context of online activity, your IP address is used to identify your device and track your online activities.
Why hide your IP address?
There are several reasons why hiding your IP address is crucial:
1. Privacy: Your IP address can reveal your location, which can compromise your privacy. By hiding your IP address, you can maintain your anonymity and protect your personal information.
2. Security: Hackers and malicious actors can use your IP address to launch attacks or steal sensitive information. By masking your IP address, you can reduce the risk of cyber attacks.
3. Data collection: Advertisers and data brokers can track your online activities and collect your personal data, which can be used for targeted advertising and other purposes. By hiding your IP address, you can prevent your data from being collected and used without your consent.
How does ProtonVPN.com mask your IP address?
ProtonVPN.com uses a combination of advanced technologies to mask your IP address and ensure your online security and anonymity. Here's how it works:
1. Encryption: ProtonVPN.com encrypts your internet traffic using AES-256 encryption, making it unreadable to anyone intercepting your data.
2. Virtual Private Network (VPN): ProtonVPN.com creates a secure and encrypted connection between your device and the VPN server. This connection is established using the OpenVPN protocol, which is highly secure and reliable.
3. Server selection: ProtonVPN.com offers a vast network of servers located in over 50 countries. When you connect to a ProtonVPN.com server, your IP address is replaced with the IP address of the server, effectively masking your original IP address.
4. IP address rotation: ProtonVPN.com uses a technique called IP address rotation, which ensures that your IP address is changed regularly. This makes it difficult for anyone to track your online activities and maintain your anonymity.
5. Kill switch: ProtonVPN.com's kill switch feature ensures that your internet connection is terminated immediately if the VPN connection is lost. This prevents your data from being transmitted without encryption, ensuring your online security.
Benefits of using ProtonVPN.com
By using ProtonVPN.com, you can enjoy the following benefits:
1. Anonymity: ProtonVPN.com helps to maintain your online anonymity by hiding your IP address and protecting your personal information.
2. Security: ProtonVPN.com's encryption and VPN technology ensure that your online activities are secure and protected from cyber threats.
3. Data protection: ProtonVPN.com prevents your data from being collected and used without your consent, ensuring that your online activities remain private.
4. Access to geo-restricted content: ProtonVPN.com allows you to access geo-restricted content by masking your IP address and making it appear as if you are accessing the content from a different location.
Conclusion
In conclusion, masking your IP address is a critical aspect of online security and privacy. ProtonVPN.com's advanced technology and features ensure that your IP address is hidden, and your online activities remain secure and private. By using ProtonVPN.com, you can enjoy the benefits of online anonymity, security, and data protection, ensuring that your online experience is safe and enjoyable.
Swiss Privacy
Switzerland is renowned for its neutrality, stability, and discretion, making it an attractive location for individuals and businesses seeking to maintain their privacy. The country's unique blend of political and economic stability, combined with its robust legal framework and strict data protection laws, provides an unparalleled environment for those seeking to protect their personal and professional information. In this chapter, we will explore the benefits of being based in Switzerland, highlighting the advantages of Swiss privacy and why it is an attractive destination for those seeking to maintain their confidentiality.
1.1 Introduction to Swiss Privacy
Switzerland's reputation for discretion and confidentiality dates back to the 18th century, when it was a neutral country during the Napoleonic Wars. This neutrality allowed Switzerland to maintain its independence and sovereignty, free from the influence of external powers. This unique position has enabled Switzerland to develop a distinct culture of discretion and confidentiality, which is deeply ingrained in its society.
1.2 Legal Framework for Privacy
Switzerland's legal framework is designed to protect the privacy of individuals and businesses. The country's constitution guarantees the right to privacy, and the Federal Data Protection Act (DPA) regulates the processing of personal data. The DPA sets out strict guidelines for the collection, storage, and transmission of personal data, ensuring that individuals have control over their personal information.
1.3 Data Protection Laws
Switzerland's data protection laws are some of the most stringent in the world. The country's data protection authority, the Federal Data Protection and Information Commissioner (FDPIC), is responsible for enforcing data protection laws and ensuring compliance with the DPA. The FDPIC provides guidance on data protection best practices and investigates complaints related to data breaches.
1.4 Banking Secrecy
Switzerland's banking secrecy laws are legendary, and the country's banks are renowned for their discretion. The Banking Act (BankG) regulates banking activities, and the Federal Act on Banking Secrecy (Bankgeheimnisgesetz) ensures that banking information remains confidential. This means that bank accounts, transactions, and financial information are protected by law, making Switzerland an attractive destination for individuals and businesses seeking to maintain financial confidentiality.
1.5 Tax Neutrality
Switzerland's tax system is designed to be neutral, with no withholding tax on dividends, interest, or royalties. This makes it an attractive location for international businesses and individuals seeking to minimize their tax liabilities. The country's tax laws are designed to encourage foreign investment and entrepreneurship, making it an attractive destination for entrepreneurs and businesses.
1.6 Confidentiality Agreements
Switzerland's legal system recognizes the importance of confidentiality agreements. The country's courts have consistently upheld the enforceability of confidentiality agreements, providing an added layer of protection for individuals and businesses seeking to maintain confidentiality.
1.7 Confidentiality in Practice
Switzerland's culture of discretion is deeply ingrained in its society. From the banking sector to the legal profession, confidentiality is taken seriously. This means that individuals and businesses can trust that their confidential information will remain confidential.
1.8 Conclusion
Switzerland's unique blend of political and economic stability, combined with its robust legal framework and strict data protection laws, makes it an attractive location for individuals and businesses seeking to maintain their privacy. The country's culture of discretion and confidentiality, coupled with its banking secrecy laws and tax neutrality, provide an unparalleled environment for those seeking to protect their personal and professional information. Whether you are an individual seeking to maintain your financial confidentiality or a business looking to expand into the European market, Switzerland is an attractive destination for those seeking to protect their privacy.
No-Log Policy
As a leading Virtual Private Network (VPN) provider, ProtonVPN.com is dedicated to protecting the privacy and security of our users. One of the key ways we achieve this is by implementing a strict no-log policy. In this chapter, we will delve into the importance of not keeping logs, the benefits of our no-log policy, and how it sets us apart from other VPN providers.
What are logs?
Before we dive into the details of our no-log policy, it's essential to understand what logs are. In the context of VPNs, logs refer to the records of user activity, including:
· Connection timestamps
· Bandwidth usage
· Traffic data
· IP addresses
· Browsing history
Logs are typically used to monitor and manage network activity, troubleshoot issues, and comply with legal regulations. However, logs can also be a significant threat to user privacy, as they can be used to identify and track individual users.
Why is it important to not keep logs?
Keeping logs can compromise the privacy and security of our users in several ways:
· Identification: Logs can be used to identify individual users, making it easier for governments, hackers, and other malicious actors to target them.
· Tracking: Logs can be used to track user activity, allowing third parties to monitor and analyze user behavior.
· Surveillance: Logs can be used to facilitate mass surveillance, enabling governments and other organizations to monitor and control online activities.
· Data breaches: Logs can be compromised in data breaches, exposing sensitive user information.
Benefits of a no-log policy
By not keeping logs, ProtonVPN.com ensures that our users' privacy and security are protected in the following ways:
· Uncompromised privacy: Without logs, our users' online activities remain anonymous, making it impossible for anyone to track or monitor their behavior.
· Enhanced security: Without logs, hackers and malicious actors have fewer opportunities to exploit vulnerabilities and compromise user data.
· Transparency: Our no-log policy ensures that our users can trust us to protect their privacy, as we have nothing to hide.
· Compliance: Our no-log policy ensures that we comply with privacy regulations, such as the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).
How ProtonVPN.com implements its no-log policy
To ensure the security and privacy of our users, we implement the following measures to prevent logging:
· No centralized logging: We do not maintain a centralized logging system, ensuring that no single point of failure can compromise user data.
· Decentralized infrastructure: Our infrastructure is designed to be decentralized, making it difficult for anyone to access or manipulate user data.
· End-to-end encryption: We use end-to-end encryption to protect user data, making it unreadable to anyone without the decryption key.
· Regular security audits: We conduct regular security audits to ensure that our infrastructure and policies are secure and compliant with industry standards.
Conclusion
To ensure the continued security and integrity of its encryption methods, ProtonVPN.com conducts regular security audits and penetration testing. This involves simulating cyber attacks on the VPN network to identify vulnerabilities and weaknesses. By addressing these vulnerabilities, ProtonVPN.com can further strengthen its encryption methods and protect its users' data from potential threats.
ProtonVPN.com's encryption methods are designed to provide the highest level of security and protection for its users' data. By employing AES-256 encryption, ECDH key exchange, and Perfect Forward Secrecy, ProtonVPN.com ensures the confidentiality, integrity, and authenticity of user data. Additionally, the use of secure protocols, regular security audits, and penetration testing further reinforces the security of ProtonVPN.com's encryption methods. As a result, users can trust ProtonVPN.com to protect their online activities and sensitive information.
Forward Secrecy
As a leading Virtual Private Network (VPN) service, ProtonVPN.com prioritizes the security and privacy of its users. One of the key features that sets us apart from other VPN providers is our commitment to forward secrecy, which ensures that even if our encryption keys are compromised, the data remains secure. In this chapter, we will delve into the world of encryption protocols and explore how ProtonVPN.com's forward secrecy works.
What is Forward Secrecy?
Forward secrecy is a cryptographic technique that ensures the security of encrypted data, even if the encryption keys are compromised. In traditional encryption methods, the same encryption key is used for the entire communication session. This means that if an attacker gains access to the encryption key, they can decrypt the entire conversation. Forward secrecy changes this by using a new encryption key for each message or packet sent. This means that even if an attacker gains access to the encryption key, they can only decrypt the specific message or packet, not the entire conversation.
How ProtonVPN.com's Encryption Protocols Work
ProtonVPN.com uses a combination of encryption protocols to ensure the security of our users' data. Our primary encryption protocol is OpenVPN, which uses the OpenSSL library for encryption. We also support other protocols such as WireGuard and IKEv2/IPSec.
OpenVPN and OpenSSL
OpenVPN is a widely-used, open-source VPN protocol that provides a secure and reliable connection. When you connect to ProtonVPN.com using OpenVPN, the following encryption process occurs:
1. Handshake: The client (your device) initiates a connection to the ProtonVPN.com server. The server responds with a list of supported encryption ciphers and authentication methods.
2. Key Exchange: The client and server exchange public keys using the Diffie-Hellman key exchange algorithm. This ensures that both parties have the same shared secret key.
3. Encryption: The client and server use the shared secret key to encrypt and decrypt the data. We use the AES-256-CBC encryption algorithm, which is a widely-used and secure encryption standard.
4. Authentication: The client and server authenticate each other using a digital certificate. This ensures that the connection is secure and that the parties involved are who they claim to be.
WireGuard and IKEv2/IPSec
In addition to OpenVPN, ProtonVPN.com also supports WireGuard and IKEv2/IPSec protocols. These protocols offer alternative encryption methods that provide an additional layer of security.
· WireGuard is a modern, open-source VPN protocol that uses public-key cryptography and the ChaCha20-Poly1305 encryption algorithm. WireGuard provides a secure and efficient connection, making it an excellent alternative to OpenVPN.
· IKEv2/IPSec is a widely-used VPN protocol that provides a secure and reliable connection. IKEv2/IPSec uses the Advanced Encryption Standard (AES) and the Data Encryption Standard (DES) encryption algorithms.
Forward Secrecy in ProtonVPN.com
ProtonVPN.com implements forward secrecy by using a combination of the following techniques:
1. Key Exchange: We use the Diffie-Hellman key exchange algorithm to generate a new shared secret key for each connection. This ensures that even if an attacker gains access to the encryption key, they can only decrypt the specific message or packet.
2. Random Nonce: We use a random nonce (a random number used once) for each message or packet. This ensures that each message or packet is encrypted with a unique key, making it difficult for an attacker to decrypt the entire conversation.
3. Session Resumption: We implement session resumption, which allows us to resume a connection using a new encryption key. This ensures that even if an attacker gains access to the encryption key, they can only decrypt the specific message or packet.
In conclusion, ProtonVPN.com's encryption protocols provide a secure and reliable connection for our users. Our commitment to forward secrecy ensures that even if our encryption keys are compromised, the data remains secure. By using a combination of encryption protocols and implementing forward secrecy techniques, we provide an unparalleled level of security for our users. Whether you're using OpenVPN, WireGuard, or IKEv2/IPSec, you can trust that your data is secure with ProtonVPN.com.
Full Disk Encryption
As a leading Virtual Private Network (VPN) service provider, ProtonVPN.com takes the security and privacy of its users' data extremely seriously. One of the key measures the company has implemented to ensure the confidentiality and integrity of user data is full disk encryption. In this chapter, we will delve into the details of ProtonVPN.com's full disk encryption strategy, exploring how the company protects its servers and the benefits this provides to its users.
What is Full Disk Encryption?
Full disk encryption (FDE) is a security measure that encrypts an entire hard drive or solid-state drive (SSD) to protect the data stored on it. This means that every file, folder, and directory on the drive is encrypted, making it virtually impossible for unauthorized individuals to access the data without the decryption key.
How ProtonVPN.com Implements Full Disk Encryption
ProtonVPN.com uses a combination of hardware and software solutions to implement full disk encryption on its servers. The company employs a Trusted Platform Module (TPM) chip, a specialized hardware component designed to securely store and manage encryption keys. The TPM chip is integrated into the server's motherboard and provides a secure environment for the encryption and decryption of data.
To encrypt the data, ProtonVPN.com uses the Advanced Encryption Standard (AES) with a 256-bit key length. This is a widely recognized and trusted encryption algorithm that is considered to be virtually unbreakable. The encryption key is stored on the TPM chip and is used to encrypt and decrypt the data on the server.
Benefits of Full Disk Encryption
The implementation of full disk encryption on ProtonVPN.com's servers provides several benefits to users. Some of the key advantages include:
1. Data Confidentiality: Full disk encryption ensures that all data stored on the server is confidential and cannot be accessed by unauthorized individuals.
2. Data Integrity: The encryption process ensures that any unauthorized changes to the data are detected and prevented, maintaining the integrity of the data.
3. Compliance with Regulations: ProtonVPN.com's implementation of full disk encryption helps the company comply with various data protection regulations, such as the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).
4. Enhanced Security: The use of full disk encryption adds an additional layer of security to ProtonVPN.com's servers, making it even more difficult for attackers to access sensitive data.
5. Improved User Trust: By implementing full disk encryption, ProtonVPN.com demonstrates its commitment to user privacy and security, building trust with its users.
In conclusion, ProtonVPN.com's implementation of full disk encryption on its servers is a critical component of the company's security strategy. By encrypting the entire disk, ProtonVPN.com ensures the confidentiality, integrity, and availability of user data. This not only protects the company's users but also demonstrates its commitment to data protection and security. As the VPN market continues to evolve, ProtonVPN.com's implementation of full disk encryption sets a high standard for other VPN providers to follow.
NetShield
As the digital landscape continues to evolve, the threat of malware and trackers poses a significant risk to individuals and organizations alike. NetShield, a cutting-edge technology, is designed to combat these threats by providing a robust and effective solution for blocking malware and trackers. In this chapter, we will delve into the inner workings of NetShield, exploring how it detects and blocks malicious activity, ensuring a safer and more secure online experience.
Understanding Malware and Trackers
Before diving into the mechanics of NetShield, it is essential to understand the nature of malware and trackers. Malware refers to any type of malicious software that can compromise the security and integrity of a computer system. This can include viruses, Trojans, spyware, and other types of malicious code. Trackers, on the other hand, are software applications that collect and transmit user data without their consent. This can include cookies, web beacons, and other tracking technologies.
The NetShield Architecture
NetShield is a sophisticated system that utilizes a combination of advanced technologies to detect and block malware and trackers. The architecture of NetShield consists of three primary components:
1. Network Traffic Analysis: This component is responsible for monitoring and analyzing network traffic in real-time. It uses advanced algorithms to identify patterns and anomalies in network traffic, allowing it to detect and block malicious activity.
2. Behavioral Analysis: This component is designed to analyze the behavior of software applications and determine whether they are malicious or not. It uses a combination of machine learning algorithms and rule-based systems to identify patterns of behavior that are indicative of malware or trackers.
3. Signature-Based Detection: This component relies on a vast database of known malware and tracker signatures to identify and block malicious activity. It uses advanced pattern-matching algorithms to compare network traffic against known malware and tracker signatures.
How NetShield Blocks Malware and Trackers
NetShield uses a multi-layered approach to block malware and trackers. Here's a step-by-step breakdown of how it works:
1. Network Traffic Analysis: NetShield monitors network traffic in real-time, analyzing packets and identifying potential threats.
2. Behavioral Analysis: NetShield analyzes the behavior of software applications, identifying patterns that are indicative of malware or trackers.
3. Signature-Based Detection: NetShield compares network traffic against known malware and tracker signatures, identifying potential threats.
4. Blocking: NetShield blocks malicious traffic, preventing malware and trackers from accessing the network.
5. Real-Time Updates: NetShield receives real-time updates from a cloud-based database, ensuring that the system remains up-to-date and effective against emerging threats.
Benefits of Choosing ProtonVPN.com
1. Unparalleled Security: ProtonVPN.com uses AES-256 encryption, the highest level of encryption available, to ensure that your online activities remain private and secure. This means that even if someone were to intercept your data, they wouldn't be able to decipher it.
2. Zero-Knowledge Policy: ProtonVPN.com operates under a zero-knowledge policy, which means that they don't collect any logs or records of your online activities. This ensures that your online identity remains anonymous and private.
3. Fast and Reliable Connections: ProtonVPN.com offers fast and reliable connections, ensuring that your online activities are uninterrupted and seamless. With servers in over 55 countries, you can access your favorite content from anywhere in the world.
4. Multi-Platform Compatibility: ProtonVPN.com is compatible with a wide range of devices and platforms, including Windows, macOS, Android, and iOS. This means that you can enjoy the benefits of ProtonVPN.com on all your devices.
5. Free Version Available: ProtonVPN.com offers a free version that allows you to enjoy some of its features, including unlimited bandwidth and speed. This is an excellent option for those who want to try out the service before committing to a paid plan.
Features of ProtonVPN.com
1. Server Network: ProtonVPN.com has a vast network of servers in over 55 countries, ensuring that you can access your favorite content from anywhere in the world.
2. AES-256 Encryption: ProtonVPN.com uses AES-256 encryption, the highest level of encryption available, to ensure that your online activities remain private and secure.
3. Zero-Knowledge Policy: ProtonVPN.com operates under a zero-knowledge policy, which means that they don't collect any logs or records of your online activities.
4. Kill Switch: ProtonVPN.com's kill switch feature ensures that your internet connection is immediately terminated if the VPN connection is lost, preventing any data from being leaked.
5. Split Tunneling: ProtonVPN.com's split tunneling feature allows you to choose which apps and services use the VPN connection, ensuring that your online activities remain private and secure.
6. Ad-Blocking: ProtonVPN.com's ad-blocking feature blocks ads and trackers, ensuring that your online experience is uninterrupted and free from distractions.
7. Automatic Server Selection: ProtonVPN.com's automatic server selection feature ensures that you're connected to the fastest and most reliable server available, ensuring that your online activities are uninterrupted and seamless.
8. Multi-Device Support: ProtonVPN.com allows you to connect up to 10 devices to a single account, making it an excellent option for families or businesses.
submitted by jjdewit to easyvpn [link] [comments]
Key Features of ProtonVPN.com
ProtonVPN.com offers a range of features that make it an attractive option for individuals and organizations seeking to protect their online activities. Some of the key features of ProtonVPN.com include:
1. Encryption: ProtonVPN.com uses AES-256 encryption, which is considered to be one of the most secure encryption algorithms available. This ensures that all data transmitted over the internet is encrypted, making it virtually impossible for hackers and snoopers to intercept and access sensitive information.
2. Zero-Knowledge Policy: ProtonVPN.com operates under a zero-knowledge policy, which means that the company does not collect any logs or metadata about users' online activities. This ensures that users' online activities remain completely anonymous and private.
3. Server Network: ProtonVPN.com has a vast network of servers located in over 54 countries around the world. This allows users to access geo-restricted content and browse the internet anonymously, regardless of their physical location.
4. Kill Switch: ProtonVPN.com's kill switch feature ensures that users' internet connection is immediately terminated if the VPN connection is lost or interrupted. This prevents users' data from being exposed to potential threats.
5. Split Tunneling: ProtonVPN.com's split tunneling feature allows users to route specific applications or websites through the VPN while keeping other internet traffic unencrypted. This feature is particularly useful for users who need to access geo-restricted content while keeping other online activities private.
Benefits of Using ProtonVPN.com
ProtonVPN.com offers a range of benefits that make it an attractive option for individuals and organizations seeking to protect their online activities. Some of the key benefits of using ProtonVPN.com include:
1. Improved Online Security: ProtonVPN.com's robust encryption and zero-knowledge policy ensure that users' online activities remain private and secure.
2. Anonymity: ProtonVPN.com's vast network of servers and zero-knowledge policy allow users to browse the internet anonymously, making it difficult for hackers and snoopers to track their online activities.
3. Access to Geo-Restricted Content: ProtonVPN.com's server network allows users to access geo-restricted content and websites, making it an attractive option for individuals and organizations seeking to access content that is restricted in their region.
4. Improved Productivity: ProtonVPN.com's split tunneling feature allows users to access geo-restricted content while keeping other online activities private, making it an attractive option for individuals and organizations seeking to improve their productivity.
Conclusion
ProtonVPN.com is a leading VPN service that offers a comprehensive suite of security and privacy features to individuals, businesses, and organizations. With its robust encryption, zero-knowledge policy, and vast network of servers, ProtonVPN.com is an attractive option for anyone seeking to protect their online activities and maintain their online privacy. Whether you're an individual seeking to protect your online activities or an organization seeking to improve your online security, ProtonVPN.com is an excellent choice.
ProtonVPN.com offers a comprehensive suite of features and benefits that make it an excellent choice for anyone seeking to protect their online activities. With its unparalleled security features, global server network, user-friendly interface, no logging policy, affordable pricing, and comprehensive customer support, ProtonVPN.com is an excellent option for individuals and businesses alike. By using ProtonVPN.com, you can rest assured that your online activities are secure, private, and protected from prying eyes.
Masking Your IP: How ProtonVPN.com hides your IP address
As the internet has become an integral part of our daily lives, concerns about online privacy and security have grown exponentially. One of the most critical aspects of online security is hiding your IP address, which can be easily tracked by various entities, including governments, hackers, and advertisers. In this chapter, we will delve into the world of IP masking and explore how ProtonVPN.com, a leading Virtual Private Network (VPN) service, helps to conceal your IP address, ensuring your online anonymity and security.
What is an IP address?
Before we dive into the world of IP masking, it's essential to understand what an IP address is. An IP address is a unique numerical label assigned to each device connected to a computer network, such as the internet. IP addresses are used to identify devices and facilitate communication between them. In the context of online activity, your IP address is used to identify your device and track your online activities.
Why hide your IP address?
There are several reasons why hiding your IP address is crucial:
1. Privacy: Your IP address can reveal your location, which can compromise your privacy. By hiding your IP address, you can maintain your anonymity and protect your personal information.
2. Security: Hackers and malicious actors can use your IP address to launch attacks or steal sensitive information. By masking your IP address, you can reduce the risk of cyber attacks.
3. Data collection: Advertisers and data brokers can track your online activities and collect your personal data, which can be used for targeted advertising and other purposes. By hiding your IP address, you can prevent your data from being collected and used without your consent.
How does ProtonVPN.com mask your IP address?
ProtonVPN.com uses a combination of advanced technologies to mask your IP address and ensure your online security and anonymity. Here's how it works:
1. Encryption: ProtonVPN.com encrypts your internet traffic using AES-256 encryption, making it unreadable to anyone intercepting your data.
2. Virtual Private Network (VPN): ProtonVPN.com creates a secure and encrypted connection between your device and the VPN server. This connection is established using the OpenVPN protocol, which is highly secure and reliable.
3. Server selection: ProtonVPN.com offers a vast network of servers located in over 50 countries. When you connect to a ProtonVPN.com server, your IP address is replaced with the IP address of the server, effectively masking your original IP address.
4. IP address rotation: ProtonVPN.com uses a technique called IP address rotation, which ensures that your IP address is changed regularly. This makes it difficult for anyone to track your online activities and maintain your anonymity.
5. Kill switch: ProtonVPN.com's kill switch feature ensures that your internet connection is terminated immediately if the VPN connection is lost. This prevents your data from being transmitted without encryption, ensuring your online security.
Benefits of using ProtonVPN.com
By using ProtonVPN.com, you can enjoy the following benefits:
1. Anonymity: ProtonVPN.com helps to maintain your online anonymity by hiding your IP address and protecting your personal information.
2. Security: ProtonVPN.com's encryption and VPN technology ensure that your online activities are secure and protected from cyber threats.
3. Data protection: ProtonVPN.com prevents your data from being collected and used without your consent, ensuring that your online activities remain private.
4. Access to geo-restricted content: ProtonVPN.com allows you to access geo-restricted content by masking your IP address and making it appear as if you are accessing the content from a different location.
Conclusion
In conclusion, masking your IP address is a critical aspect of online security and privacy. ProtonVPN.com's advanced technology and features ensure that your IP address is hidden, and your online activities remain secure and private. By using ProtonVPN.com, you can enjoy the benefits of online anonymity, security, and data protection, ensuring that your online experience is safe and enjoyable.
Swiss Privacy
Switzerland is renowned for its neutrality, stability, and discretion, making it an attractive location for individuals and businesses seeking to maintain their privacy. The country's unique blend of political and economic stability, combined with its robust legal framework and strict data protection laws, provides an unparalleled environment for those seeking to protect their personal and professional information. In this chapter, we will explore the benefits of being based in Switzerland, highlighting the advantages of Swiss privacy and why it is an attractive destination for those seeking to maintain their confidentiality.
1.1 Introduction to Swiss Privacy
Switzerland's reputation for discretion and confidentiality dates back to the 18th century, when it was a neutral country during the Napoleonic Wars. This neutrality allowed Switzerland to maintain its independence and sovereignty, free from the influence of external powers. This unique position has enabled Switzerland to develop a distinct culture of discretion and confidentiality, which is deeply ingrained in its society.
1.2 Legal Framework for Privacy
Switzerland's legal framework is designed to protect the privacy of individuals and businesses. The country's constitution guarantees the right to privacy, and the Federal Data Protection Act (DPA) regulates the processing of personal data. The DPA sets out strict guidelines for the collection, storage, and transmission of personal data, ensuring that individuals have control over their personal information.
1.3 Data Protection Laws
Switzerland's data protection laws are some of the most stringent in the world. The country's data protection authority, the Federal Data Protection and Information Commissioner (FDPIC), is responsible for enforcing data protection laws and ensuring compliance with the DPA. The FDPIC provides guidance on data protection best practices and investigates complaints related to data breaches.
1.4 Banking Secrecy
Switzerland's banking secrecy laws are legendary, and the country's banks are renowned for their discretion. The Banking Act (BankG) regulates banking activities, and the Federal Act on Banking Secrecy (Bankgeheimnisgesetz) ensures that banking information remains confidential. This means that bank accounts, transactions, and financial information are protected by law, making Switzerland an attractive destination for individuals and businesses seeking to maintain financial confidentiality.
1.5 Tax Neutrality
Switzerland's tax system is designed to be neutral, with no withholding tax on dividends, interest, or royalties. This makes it an attractive location for international businesses and individuals seeking to minimize their tax liabilities. The country's tax laws are designed to encourage foreign investment and entrepreneurship, making it an attractive destination for entrepreneurs and businesses.
1.6 Confidentiality Agreements
Switzerland's legal system recognizes the importance of confidentiality agreements. The country's courts have consistently upheld the enforceability of confidentiality agreements, providing an added layer of protection for individuals and businesses seeking to maintain confidentiality.
1.7 Confidentiality in Practice
Switzerland's culture of discretion is deeply ingrained in its society. From the banking sector to the legal profession, confidentiality is taken seriously. This means that individuals and businesses can trust that their confidential information will remain confidential.
1.8 Conclusion
Switzerland's unique blend of political and economic stability, combined with its robust legal framework and strict data protection laws, makes it an attractive location for individuals and businesses seeking to maintain their privacy. The country's culture of discretion and confidentiality, coupled with its banking secrecy laws and tax neutrality, provide an unparalleled environment for those seeking to protect their personal and professional information. Whether you are an individual seeking to maintain your financial confidentiality or a business looking to expand into the European market, Switzerland is an attractive destination for those seeking to protect their privacy.
No-Log Policy
As a leading Virtual Private Network (VPN) provider, ProtonVPN.com is dedicated to protecting the privacy and security of our users. One of the key ways we achieve this is by implementing a strict no-log policy. In this chapter, we will delve into the importance of not keeping logs, the benefits of our no-log policy, and how it sets us apart from other VPN providers.
What are logs?
Before we dive into the details of our no-log policy, it's essential to understand what logs are. In the context of VPNs, logs refer to the records of user activity, including:
· Connection timestamps
· Bandwidth usage
· Traffic data
· IP addresses
· Browsing history
Logs are typically used to monitor and manage network activity, troubleshoot issues, and comply with legal regulations. However, logs can also be a significant threat to user privacy, as they can be used to identify and track individual users.
Why is it important to not keep logs?
Keeping logs can compromise the privacy and security of our users in several ways:
· Identification: Logs can be used to identify individual users, making it easier for governments, hackers, and other malicious actors to target them.
· Tracking: Logs can be used to track user activity, allowing third parties to monitor and analyze user behavior.
· Surveillance: Logs can be used to facilitate mass surveillance, enabling governments and other organizations to monitor and control online activities.
· Data breaches: Logs can be compromised in data breaches, exposing sensitive user information.
Benefits of a no-log policy
By not keeping logs, ProtonVPN.com ensures that our users' privacy and security are protected in the following ways:
· Uncompromised privacy: Without logs, our users' online activities remain anonymous, making it impossible for anyone to track or monitor their behavior.
· Enhanced security: Without logs, hackers and malicious actors have fewer opportunities to exploit vulnerabilities and compromise user data.
· Transparency: Our no-log policy ensures that our users can trust us to protect their privacy, as we have nothing to hide.
· Compliance: Our no-log policy ensures that we comply with privacy regulations, such as the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).
How ProtonVPN.com implements its no-log policy
To ensure the security and privacy of our users, we implement the following measures to prevent logging:
· No centralized logging: We do not maintain a centralized logging system, ensuring that no single point of failure can compromise user data.
· Decentralized infrastructure: Our infrastructure is designed to be decentralized, making it difficult for anyone to access or manipulate user data.
· End-to-end encryption: We use end-to-end encryption to protect user data, making it unreadable to anyone without the decryption key.
· Regular security audits: We conduct regular security audits to ensure that our infrastructure and policies are secure and compliant with industry standards.
Conclusion
To ensure the continued security and integrity of its encryption methods, ProtonVPN.com conducts regular security audits and penetration testing. This involves simulating cyber attacks on the VPN network to identify vulnerabilities and weaknesses. By addressing these vulnerabilities, ProtonVPN.com can further strengthen its encryption methods and protect its users' data from potential threats.
ProtonVPN.com's encryption methods are designed to provide the highest level of security and protection for its users' data. By employing AES-256 encryption, ECDH key exchange, and Perfect Forward Secrecy, ProtonVPN.com ensures the confidentiality, integrity, and authenticity of user data. Additionally, the use of secure protocols, regular security audits, and penetration testing further reinforces the security of ProtonVPN.com's encryption methods. As a result, users can trust ProtonVPN.com to protect their online activities and sensitive information.
Forward Secrecy
As a leading Virtual Private Network (VPN) service, ProtonVPN.com prioritizes the security and privacy of its users. One of the key features that sets us apart from other VPN providers is our commitment to forward secrecy, which ensures that even if our encryption keys are compromised, the data remains secure. In this chapter, we will delve into the world of encryption protocols and explore how ProtonVPN.com's forward secrecy works.
What is Forward Secrecy?
Forward secrecy is a cryptographic technique that ensures the security of encrypted data, even if the encryption keys are compromised. In traditional encryption methods, the same encryption key is used for the entire communication session. This means that if an attacker gains access to the encryption key, they can decrypt the entire conversation. Forward secrecy changes this by using a new encryption key for each message or packet sent. This means that even if an attacker gains access to the encryption key, they can only decrypt the specific message or packet, not the entire conversation.
How ProtonVPN.com's Encryption Protocols Work
ProtonVPN.com uses a combination of encryption protocols to ensure the security of our users' data. Our primary encryption protocol is OpenVPN, which uses the OpenSSL library for encryption. We also support other protocols such as WireGuard and IKEv2/IPSec.
OpenVPN and OpenSSL
OpenVPN is a widely-used, open-source VPN protocol that provides a secure and reliable connection. When you connect to ProtonVPN.com using OpenVPN, the following encryption process occurs:
1. Handshake: The client (your device) initiates a connection to the ProtonVPN.com server. The server responds with a list of supported encryption ciphers and authentication methods.
2. Key Exchange: The client and server exchange public keys using the Diffie-Hellman key exchange algorithm. This ensures that both parties have the same shared secret key.
3. Encryption: The client and server use the shared secret key to encrypt and decrypt the data. We use the AES-256-CBC encryption algorithm, which is a widely-used and secure encryption standard.
4. Authentication: The client and server authenticate each other using a digital certificate. This ensures that the connection is secure and that the parties involved are who they claim to be.
WireGuard and IKEv2/IPSec
In addition to OpenVPN, ProtonVPN.com also supports WireGuard and IKEv2/IPSec protocols. These protocols offer alternative encryption methods that provide an additional layer of security.
· WireGuard is a modern, open-source VPN protocol that uses public-key cryptography and the ChaCha20-Poly1305 encryption algorithm. WireGuard provides a secure and efficient connection, making it an excellent alternative to OpenVPN.
· IKEv2/IPSec is a widely-used VPN protocol that provides a secure and reliable connection. IKEv2/IPSec uses the Advanced Encryption Standard (AES) and the Data Encryption Standard (DES) encryption algorithms.
Forward Secrecy in ProtonVPN.com
ProtonVPN.com implements forward secrecy by using a combination of the following techniques:
1. Key Exchange: We use the Diffie-Hellman key exchange algorithm to generate a new shared secret key for each connection. This ensures that even if an attacker gains access to the encryption key, they can only decrypt the specific message or packet.
2. Random Nonce: We use a random nonce (a random number used once) for each message or packet. This ensures that each message or packet is encrypted with a unique key, making it difficult for an attacker to decrypt the entire conversation.
3. Session Resumption: We implement session resumption, which allows us to resume a connection using a new encryption key. This ensures that even if an attacker gains access to the encryption key, they can only decrypt the specific message or packet.
In conclusion, ProtonVPN.com's encryption protocols provide a secure and reliable connection for our users. Our commitment to forward secrecy ensures that even if our encryption keys are compromised, the data remains secure. By using a combination of encryption protocols and implementing forward secrecy techniques, we provide an unparalleled level of security for our users. Whether you're using OpenVPN, WireGuard, or IKEv2/IPSec, you can trust that your data is secure with ProtonVPN.com.
Full Disk Encryption
As a leading Virtual Private Network (VPN) service provider, ProtonVPN.com takes the security and privacy of its users' data extremely seriously. One of the key measures the company has implemented to ensure the confidentiality and integrity of user data is full disk encryption. In this chapter, we will delve into the details of ProtonVPN.com's full disk encryption strategy, exploring how the company protects its servers and the benefits this provides to its users.
What is Full Disk Encryption?
Full disk encryption (FDE) is a security measure that encrypts an entire hard drive or solid-state drive (SSD) to protect the data stored on it. This means that every file, folder, and directory on the drive is encrypted, making it virtually impossible for unauthorized individuals to access the data without the decryption key.
How ProtonVPN.com Implements Full Disk Encryption
ProtonVPN.com uses a combination of hardware and software solutions to implement full disk encryption on its servers. The company employs a Trusted Platform Module (TPM) chip, a specialized hardware component designed to securely store and manage encryption keys. The TPM chip is integrated into the server's motherboard and provides a secure environment for the encryption and decryption of data.
To encrypt the data, ProtonVPN.com uses the Advanced Encryption Standard (AES) with a 256-bit key length. This is a widely recognized and trusted encryption algorithm that is considered to be virtually unbreakable. The encryption key is stored on the TPM chip and is used to encrypt and decrypt the data on the server.
Benefits of Full Disk Encryption
The implementation of full disk encryption on ProtonVPN.com's servers provides several benefits to users. Some of the key advantages include:
1. Data Confidentiality: Full disk encryption ensures that all data stored on the server is confidential and cannot be accessed by unauthorized individuals.
2. Data Integrity: The encryption process ensures that any unauthorized changes to the data are detected and prevented, maintaining the integrity of the data.
3. Compliance with Regulations: ProtonVPN.com's implementation of full disk encryption helps the company comply with various data protection regulations, such as the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).
4. Enhanced Security: The use of full disk encryption adds an additional layer of security to ProtonVPN.com's servers, making it even more difficult for attackers to access sensitive data.
5. Improved User Trust: By implementing full disk encryption, ProtonVPN.com demonstrates its commitment to user privacy and security, building trust with its users.
In conclusion, ProtonVPN.com's implementation of full disk encryption on its servers is a critical component of the company's security strategy. By encrypting the entire disk, ProtonVPN.com ensures the confidentiality, integrity, and availability of user data. This not only protects the company's users but also demonstrates its commitment to data protection and security. As the VPN market continues to evolve, ProtonVPN.com's implementation of full disk encryption sets a high standard for other VPN providers to follow.
NetShield
As the digital landscape continues to evolve, the threat of malware and trackers poses a significant risk to individuals and organizations alike. NetShield, a cutting-edge technology, is designed to combat these threats by providing a robust and effective solution for blocking malware and trackers. In this chapter, we will delve into the inner workings of NetShield, exploring how it detects and blocks malicious activity, ensuring a safer and more secure online experience.
Understanding Malware and Trackers
Before diving into the mechanics of NetShield, it is essential to understand the nature of malware and trackers. Malware refers to any type of malicious software that can compromise the security and integrity of a computer system. This can include viruses, Trojans, spyware, and other types of malicious code. Trackers, on the other hand, are software applications that collect and transmit user data without their consent. This can include cookies, web beacons, and other tracking technologies.
The NetShield Architecture
NetShield is a sophisticated system that utilizes a combination of advanced technologies to detect and block malware and trackers. The architecture of NetShield consists of three primary components:
1. Network Traffic Analysis: This component is responsible for monitoring and analyzing network traffic in real-time. It uses advanced algorithms to identify patterns and anomalies in network traffic, allowing it to detect and block malicious activity.
2. Behavioral Analysis: This component is designed to analyze the behavior of software applications and determine whether they are malicious or not. It uses a combination of machine learning algorithms and rule-based systems to identify patterns of behavior that are indicative of malware or trackers.
3. Signature-Based Detection: This component relies on a vast database of known malware and tracker signatures to identify and block malicious activity. It uses advanced pattern-matching algorithms to compare network traffic against known malware and tracker signatures.
How NetShield Blocks Malware and Trackers
NetShield uses a multi-layered approach to block malware and trackers. Here's a step-by-step breakdown of how it works:
1. Network Traffic Analysis: NetShield monitors network traffic in real-time, analyzing packets and identifying potential threats.
2. Behavioral Analysis: NetShield analyzes the behavior of software applications, identifying patterns that are indicative of malware or trackers.
3. Signature-Based Detection: NetShield compares network traffic against known malware and tracker signatures, identifying potential threats.
4. Blocking: NetShield blocks malicious traffic, preventing malware and trackers from accessing the network.
5. Real-Time Updates: NetShield receives real-time updates from a cloud-based database, ensuring that the system remains up-to-date and effective against emerging threats.
Benefits of Choosing ProtonVPN.com
1. Unparalleled Security: ProtonVPN.com uses AES-256 encryption, the highest level of encryption available, to ensure that your online activities remain private and secure. This means that even if someone were to intercept your data, they wouldn't be able to decipher it.
2. Zero-Knowledge Policy: ProtonVPN.com operates under a zero-knowledge policy, which means that they don't collect any logs or records of your online activities. This ensures that your online identity remains anonymous and private.
3. Fast and Reliable Connections: ProtonVPN.com offers fast and reliable connections, ensuring that your online activities are uninterrupted and seamless. With servers in over 55 countries, you can access your favorite content from anywhere in the world.
4. Multi-Platform Compatibility: ProtonVPN.com is compatible with a wide range of devices and platforms, including Windows, macOS, Android, and iOS. This means that you can enjoy the benefits of ProtonVPN.com on all your devices.
5. Free Version Available: ProtonVPN.com offers a free version that allows you to enjoy some of its features, including unlimited bandwidth and speed. This is an excellent option for those who want to try out the service before committing to a paid plan.
Features of ProtonVPN.com
1. Server Network: ProtonVPN.com has a vast network of servers in over 55 countries, ensuring that you can access your favorite content from anywhere in the world.
2. AES-256 Encryption: ProtonVPN.com uses AES-256 encryption, the highest level of encryption available, to ensure that your online activities remain private and secure.
3. Zero-Knowledge Policy: ProtonVPN.com operates under a zero-knowledge policy, which means that they don't collect any logs or records of your online activities.
4. Kill Switch: ProtonVPN.com's kill switch feature ensures that your internet connection is immediately terminated if the VPN connection is lost, preventing any data from being leaked.
5. Split Tunneling: ProtonVPN.com's split tunneling feature allows you to choose which apps and services use the VPN connection, ensuring that your online activities remain private and secure.
6. Ad-Blocking: ProtonVPN.com's ad-blocking feature blocks ads and trackers, ensuring that your online experience is uninterrupted and free from distractions.
7. Automatic Server Selection: ProtonVPN.com's automatic server selection feature ensures that you're connected to the fastest and most reliable server available, ensuring that your online activities are uninterrupted and seamless.
8. Multi-Device Support: ProtonVPN.com allows you to connect up to 10 devices to a single account, making it an excellent option for families or businesses.
2024.06.07 12:55 KingOfTheWorldxx I just completed the ending cutscene and I am in Tears.... What mods for 2nd run?
Every single action I took in the mojave wasteland was brought up in the slideshow and I shed tears
I have only played 1 other game that has done that and that was The Last Of Us
I am so doing a 2nd run with 100 Speech! And I alssoo regret fucking choosing some perks too!
Powder gangers scattered and Great Khans moved up north (game bugged but I was tryint to switch them from legion to ncr), i regret slaughtering the black mountain after seeing the slideshow that mentioned how super mutants and nightkin were left confused and suffering, atleast I saved Jacobstown and found a cure without harming Lily! I am soooo not killing Cassidy next run I felt so fucking bad when the slideshow said "Just like her caravan was ended on an unmarked road so did her life in an unmarked grave" I really thought I was gonna bring Cassidy over and theyd be extra dialouge where I could convince Van Graff to let Cassidy go 🥲🥲 and then I ddnt want to loose the Van Graffs cause of the Laser Goons BUT FUCK THAT IM MELEE BUILD I LOVEEEE THE SUPER SLEDGE AND OH BABY. Novac remained free of NCR Rule after the bright followers came back abd helped! It sucks that alot of Novac citizens died in hoover dam battle :(. I sooo am gnna try to figure out a way to keep veronica on bos good side, I hated that she could never return to the bunker that she called home even though in the end NCR and BoS reached a deal and were helping each other! All cause of veronica!! I loved that the followers were able to setup a succesful refugee camp with support of NCR and were able to treat all of freeside! Ohhh and the Boomers + Gun runners -> NCR trade routeee. Only thing I wish i could change would be the NCR taxes... The NCR provides protection and because of that merchant traffic is able to increase in said area. The Kings and Novac being independent gives me hope that their can be the possibility of sufficient communities to start a new world alongside NCR structure. I also wish I could play after the battle! Thank god I ddnt stop and loot all the bodies
For a 2010 game and short development time The context and depth of this world was sooo intriguing
I fucking loved all the factions rangers,powder gangers, khans, kings, bos, followers, town civilians, ncr, specially how evil they make the legion !
I fucking loveeeed the time based events! I forgot that the dino head had 2 shifts and never met boone!! Until i randomly decided to go up there at night atleast he battled with me at
The quests were you had to catch people at 2am doing sneaky shit was sooo fun!
Definitely switching to PC and running it with Mods to also get an end game! Mannn i wanted to customize my BoS bunker!! Collect all armors and sick guns put them on the display they had
What mods or modpack are MUST
submitted by KingOfTheWorldxx to fnv [link] [comments]
I have only played 1 other game that has done that and that was The Last Of Us
I am so doing a 2nd run with 100 Speech! And I alssoo regret fucking choosing some perks too!
Powder gangers scattered and Great Khans moved up north (game bugged but I was tryint to switch them from legion to ncr), i regret slaughtering the black mountain after seeing the slideshow that mentioned how super mutants and nightkin were left confused and suffering, atleast I saved Jacobstown and found a cure without harming Lily! I am soooo not killing Cassidy next run I felt so fucking bad when the slideshow said "Just like her caravan was ended on an unmarked road so did her life in an unmarked grave" I really thought I was gonna bring Cassidy over and theyd be extra dialouge where I could convince Van Graff to let Cassidy go 🥲🥲 and then I ddnt want to loose the Van Graffs cause of the Laser Goons BUT FUCK THAT IM MELEE BUILD I LOVEEEE THE SUPER SLEDGE AND OH BABY. Novac remained free of NCR Rule after the bright followers came back abd helped! It sucks that alot of Novac citizens died in hoover dam battle :(. I sooo am gnna try to figure out a way to keep veronica on bos good side, I hated that she could never return to the bunker that she called home even though in the end NCR and BoS reached a deal and were helping each other! All cause of veronica!! I loved that the followers were able to setup a succesful refugee camp with support of NCR and were able to treat all of freeside! Ohhh and the Boomers + Gun runners -> NCR trade routeee. Only thing I wish i could change would be the NCR taxes... The NCR provides protection and because of that merchant traffic is able to increase in said area. The Kings and Novac being independent gives me hope that their can be the possibility of sufficient communities to start a new world alongside NCR structure. I also wish I could play after the battle! Thank god I ddnt stop and loot all the bodies
For a 2010 game and short development time The context and depth of this world was sooo intriguing
I fucking loved all the factions rangers,powder gangers, khans, kings, bos, followers, town civilians, ncr, specially how evil they make the legion !
I fucking loveeeed the time based events! I forgot that the dino head had 2 shifts and never met boone!! Until i randomly decided to go up there at night atleast he battled with me at
The quests were you had to catch people at 2am doing sneaky shit was sooo fun!
Definitely switching to PC and running it with Mods to also get an end game! Mannn i wanted to customize my BoS bunker!! Collect all armors and sick guns put them on the display they had
What mods or modpack are MUST
2024.06.07 11:59 Squip_Beetle Finally!
I filed 2/8, received a notice 3/25 informing me that TurboTax ‘inadvertently’ deleted my information about home energy credits and that I needed to file an amendment immediately, which I did. I have been checking my transcripts nightly since with very little change until last night! Finally that 846 showed up…there is hope, people! The IRS may be in the top five of the most corrupt branches of the government, but they do sometimes pay their debts. Good luck all!
submitted by Squip_Beetle to IRS [link] [comments]
2024.06.07 11:58 Squip_Beetle Finally!
I filed 2/8, received a notice 3/25 informing me that TurboTax ‘inadvertently’ deleted my information about home energy credits and that I needed to file an amendment immediately, which I did. I have been checking my transcripts nightly since with very little change until last night! Finally that 846 showed up…there is hope, people! The IRS may be in the top five of the most corrupt branches of the government, but they do sometimes pay their debts. Good luck all!
submitted by Squip_Beetle to IRS [link] [comments]
2024.06.07 11:48 PLB_Splash [H] HB/Fanatical [W] RoR2/Coromon/Games/Offers
Full List: Link
Bionic Commando
Caveblazers
Dark Future: Blood Red States
Desert Child
Holy Potatoes! A Weapon Shop?!
Manual Samuel
Phantaruk
Pivot Pilot
Project Remedium
Qora
Road to Ballhalla
Royal Heroes
Shoppe Keep
Spellforce 2 Anniversary Edition
Zombie Pinball
1.1 - 2
Aegis Defenders
Age of Wonders III
Attrition: Tactical Fronts
Bear With Me Collector's Edition
Cities in Motion 2
Cook, Serve, Delicious! 2!!
Day of Infamy
Dead in Vinland
Deadbeat Heroes
Deadlight
Dungeon Rushers
Dungeons 2
Eon Altar: Episode 1
Europa Universalis III Complete
Fearless Fantasy
From the Depths
Gryphon Knight Epic
Juanito Arcade Mayhem
Ken Follett's The Pillars of the Earth
Laser League (DEAD GAME/NO ONLINE MAY NOT WORK AT ALL EVEN IN SINGLE PLAYELOCAL MULTI)
Leviathan Warships
Medieval Kingdom Wars
Octahedron: Transfixed Edition
Panzer Corps
Panzer Corps + Allied Corps DLC
Rebel Galaxy
Shark Attack Deathmatch 2
Slime-San
Splasher
Still Not Dead
Sudden Strike 4
Supreme Ruler 1936
The Little Acre
The Mims Beginning
Uncanny Valley
Warhammer 40000: Mechanicus
Wick
World to the West
X-morph Defense
2.1 - 3
Goetia
Majesty Gold HD
MOTHERGUNSHIP
Rampage Knights
Screencheat
Snake Pass
The Turing Test
TumbleSeed
Horizon Chase Turbo
Phantom Doctrine
Community Inc
Damned
Forward to the Sky
Hive Jump
Mytheon
Party Hard Tycoon
Shuyan Saga
3.1 - 4
Among the Sleep Enhanced Edition
Distance
God Eater 2: Rage Burst
Grey Goo Definitive Edition
Grey Goo Definitive Edition
Hand of Fate
Hearts of Iron III Collection
Magicka 2
Majesty 2 Collection
Monochroma
Never Alone Arctic Collection
Outpost Zero
Table Top Racing: World Tour
The Bard's Tale
4.1 - 5
Stories: The Path of Destinies
5.1 - 6
Guardians of Ember Fanatical Edition
Killing Room
7.1 - 8
Two Point Hospital
REGION LOCKED: SEA
One Step From Eden
[W]
*SEA = Southeast Asia
Risk of Rain 2
A Guidebook of Babel
Coromon
The Magister
PlateUp
Dragon's Dogma (SEA/RoW)
Loddlenaut SEA
Rainworld Downpour DLC
Celeste
Nobody Saves the World
South Park Stick of Truth
Civilization VI Base (NA/SEA)
Pumpkin Jack
offers
Puzzle/Strategy/Platformers/Roguelike
https://www.reddit.com/IGSRep/comments/d8w97h/plb_splashs_igs_rep_page_5/
PS: I don't use/open reddit chat, I just found out that people offer deals in chat and I missed a lot of offers there. I also want to finalize the trades in public before proceeding to dms. Thanks!
submitted by PLB_Splash to indiegameswap [link] [comments]
1Army General
Bionic Commando
Caveblazers
Dark Future: Blood Red States
Desert Child
Holy Potatoes! A Weapon Shop?!
Manual Samuel
Phantaruk
Pivot Pilot
Project Remedium
Qora
Road to Ballhalla
Royal Heroes
Shoppe Keep
Spellforce 2 Anniversary Edition
Zombie Pinball
Aegis Defenders
Age of Wonders III
Attrition: Tactical Fronts
Bear With Me Collector's Edition
Cities in Motion 2
Cook, Serve, Delicious! 2!!
Day of Infamy
Dead in Vinland
Deadbeat Heroes
Deadlight
Dungeon Rushers
Dungeons 2
Eon Altar: Episode 1
Europa Universalis III Complete
Fearless Fantasy
From the Depths
Gryphon Knight Epic
Juanito Arcade Mayhem
Ken Follett's The Pillars of the Earth
Laser League (DEAD GAME/NO ONLINE MAY NOT WORK AT ALL EVEN IN SINGLE PLAYELOCAL MULTI)
Leviathan Warships
Medieval Kingdom Wars
Octahedron: Transfixed Edition
Panzer Corps
Panzer Corps + Allied Corps DLC
Rebel Galaxy
Shark Attack Deathmatch 2
Slime-San
Splasher
Still Not Dead
Sudden Strike 4
Supreme Ruler 1936
The Little Acre
The Mims Beginning
Uncanny Valley
Warhammer 40000: Mechanicus
Wick
World to the West
X-morph Defense
Goetia
Majesty Gold HD
MOTHERGUNSHIP
Rampage Knights
Screencheat
Snake Pass
The Turing Test
TumbleSeed
Horizon Chase Turbo
Phantom Doctrine
Community Inc
Damned
Forward to the Sky
Hive Jump
Mytheon
Party Hard Tycoon
Shuyan Saga
Among the Sleep Enhanced Edition
Distance
God Eater 2: Rage Burst
Grey Goo Definitive Edition
Grey Goo Definitive Edition
Hand of Fate
Hearts of Iron III Collection
Magicka 2
Majesty 2 Collection
Monochroma
Never Alone Arctic Collection
Outpost Zero
Table Top Racing: World Tour
The Bard's Tale
Stories: The Path of Destinies
Guardians of Ember Fanatical Edition
Killing Room
Two Point Hospital
One Step From Eden
*SEA = Southeast Asia
Risk of Rain 2
A Guidebook of Babel
Coromon
The Magister
PlateUp
Dragon's Dogma (SEA/RoW)
Loddlenaut SEA
Rainworld Downpour DLC
Celeste
Nobody Saves the World
South Park Stick of Truth
Civilization VI Base (NA/SEA)
Pumpkin Jack
offers
Puzzle/Strategy/Platformers/Roguelike
https://www.reddit.com/IGSRep/comments/d8w97h/plb_splashs_igs_rep_page_5/
PS: I don't use/open reddit chat, I just found out that people offer deals in chat and I missed a lot of offers there. I also want to finalize the trades in public before proceeding to dms. Thanks!
2024.06.07 09:33 Fabulous_Bathroom_92 Income tax preparation software for Linux
I'm thinking about switching to using Linux completely. Does anyone know if there is any income tax return prep software running on Linux? Does HR Block or TurboTax have a Linux version?
submitted by Fabulous_Bathroom_92 to linuxquestions [link] [comments]
2024.06.07 09:03 Pyrite_The Kind of need slots, which epic car is worth putting 3 ur food into? (rq76 bmw is 1.3,2.3,1.3)
 | submitted by Pyrite_The to TopDrives [link] [comments] |
2024.06.07 08:42 Fair_Assumption6385 Interesting, Chat GPT creates an economic growth plan for America
- Market-Driven Fiscal Stimulus:
- Targeted Tax Cuts:
- How: Pass legislation to implement temporary tax cuts for low- and middle-income households. Work with Congress to identify and approve specific tax relief measures.
- Evidence: Research shows that tax cuts can stimulate economic activity by increasing disposable income and incentivizing investment. For example, the Tax Cuts and Jobs Act (TCJA) of 2017 provided some boost to GDP in the short term .
- Statistics: According to the Congressional Budget Office (CBO), the TCJA increased GDP by approximately 0.3% in 2018 and 2019 .
- Targeted Tax Cuts:
- Business Incentives:
- How: Introduce and pass temporary tax incentives for businesses investing in job creation and capital improvements. Collaborate with business associations to design effective incentives.
- Infrastructure Investment:
- Public-Private Partnerships:
- How: Establish a federal task force to identify infrastructure projects suitable for PPPs. Create an incentive structure to attract private investment, such as tax credits or matching funds.
- Evidence: Infrastructure investment is widely recognized as a powerful economic stimulus. The American Society of Civil Engineers (ASCE) reports that investing $1.00 in infrastructure returns approximately $3.70 in economic growth .
- Statistics: The ASCE estimates that the U.S. needs to invest $2.6 trillion by 2029 to close the infrastructure investment gap .
- Public-Private Partnerships:
- Private Sector-led Development:
- How: Simplify regulatory processes for infrastructure projects. Work with state and local governments to reduce barriers and streamline approval processes.
- Support for Small Businesses:
- Access to Capital:
- How: Expand Small Business Administration (SBA) loan programs to include more private lenders. Promote crowdfunding and venture capital opportunities through regulatory adjustments.
- Evidence: Small businesses are crucial for job creation and innovation. The SBA notes that small businesses create two-thirds of net new jobs .
- Statistics: SBA loans and other support mechanisms have historically helped small businesses grow, contributing significantly to GDP growth .
- Access to Capital:
- Deregulation:
- How: Conduct a comprehensive review of regulations affecting small businesses. Eliminate or revise unnecessary regulations through executive orders and legislative changes.
Long-Term Economic Strategies
- Education and Workforce Development:
- Private Sector Training:
- How: Partner with industry leaders to develop and promote job training and apprenticeship programs. Provide tax incentives to companies that offer training programs.
- Evidence: Investing in education and workforce development correlates with higher productivity and economic growth. The OECD reports that countries investing heavily in education tend to see higher GDP growth rates .
- Statistics: For every dollar invested in education, the return is estimated to be $2 to $14 in economic benefits .
- Private Sector Training:
- School Choice:
- How: Expand federal funding for charter schools and voucher programs. Encourage states to adopt policies supporting school choice through grants and incentives.
- Healthcare Access:
- Market-based Solutions:
- How: Deregulate healthcare markets to allow more competition among providers and insurers. Promote policies that encourage transparency in healthcare pricing.
- Evidence: Access to healthcare improves worker productivity and reduces economic losses due to illness. The WHO notes that better health outcomes can lead to significant economic gains .
- Statistics: Expanding healthcare coverage under the Affordable Care Act (ACA) led to a decrease in uninsured rates from 16% in 2010 to 9% in 2016, which supported economic stability and growth .
- Market-based Solutions:
- Health Savings Accounts (HSAs):
- How: Expand HSA contribution limits and allow broader uses of HSA funds. Pass legislation to make HSAs more accessible to all citizens.
- Housing Affordability:
- Deregulation:
- How: Work with state and local governments to reduce zoning and land use regulations. Provide federal incentives for localities that streamline housing development processes.
- Evidence: Affordable housing initiatives boost economic stability by reducing homelessness and supporting workforce mobility. The NAHB states that investment in affordable housing can generate significant local economic activity .
- Statistics: Building 100 affordable rental homes generates an estimated 120 jobs, $11.7 million in local income, and $2.2 million in taxes and other revenue for local governments .
- Deregulation:
- Private Investment:
- How: Offer tax credits and other incentives to private developers investing in affordable housing projects.
Economic Policies and Reforms
- Tax Reform:
- Flat Tax:
- How: Develop and propose a flat tax plan through comprehensive tax reform legislation. Work with economists and policymakers to create a fair and efficient tax system.
- Evidence: Simplifying the tax code and implementing fair tax policies can encourage investment and economic growth. Historical examples, such as the Reagan tax cuts of the 1980s, show significant economic impacts, though they also highlight the need for balanced approaches to avoid increasing deficits .
- Statistics: The Reagan tax cuts resulted in an average annual GDP growth rate of 4.2% from 1983 to 1989 .
- Flat Tax:
- Investment Incentives:
- How: Implement tax incentives for private investments in key sectors through targeted legislation. Promote these incentives to attract both domestic and foreign investments.
- Regulatory Reforms:
- Deregulation:
- How: Establish a regulatory review commission to identify and eliminate outdated or unnecessary regulations. Implement changes through executive orders and legislative action.
- Evidence: Reducing unnecessary regulations can lower business costs and encourage entrepreneurship. The World Bank's Doing Business report shows that countries with less regulatory burden tend to have higher levels of economic activity .
- Statistics: The Trump administration's deregulation efforts claimed to have saved businesses $50 billion annually, though the long-term impacts are debated .
- Deregulation:
- Innovation-friendly Policies:
- How: Introduce and support policies that protect intellectual property and promote patent reform. Provide grants and support for startup incubators and innovation hubs.
Trade and Global Cooperation
- Trade Policies:
- Free Trade Agreements:
- How: Negotiate and finalize free trade agreements with key trading partners. Promote fair trade practices through international forums and bilateral agreements.
- Evidence: Free trade agreements can enhance economic growth by opening new markets and increasing exports. The North American Free Trade Agreement (NAFTA) significantly boosted trade among the U.S., Canada, and Mexico .
- Statistics: NAFTA increased U.S. GDP by about 0.5% per year since its implementation .
- Free Trade Agreements:
- Export Support:
- How: Enhance export support programs through the Export-Import Bank and other federal agencies. Provide businesses with resources and information on international markets.
- Climate Action:
- Market-based Solutions:
- How: Develop a carbon credit trading system to encourage private investment in renewable energy. Provide tax incentives for businesses that adopt sustainable practices.
- Evidence: Market-based climate solutions like carbon pricing can incentiv
- Market-based Solutions:
2024.06.07 08:15 JadedPermission3485 Did I mail my taxes correctly?
I filed my taxes through turbo tax like I usually do but this time I had to report the $9,500 I won gambling and AFTER I paid and finished TurboTax decided to let me know I have to mail it so I printed it off and couldn’t for the life of me figure out where to mail it the only thing I saw was that the Utah office deals with gambling and I’m hoping it’s the right move sending there because I did or would it be better do go have someone else do them at like H&R Block it’s been a couple weeks and I’ve heard nothing should I re print and mail somewhere else I’m lost and do they also deal with my state refund? Not an office in my state ? (MT)
submitted by JadedPermission3485 to tax [link] [comments]
2024.06.07 07:43 tomcam 2025 Lexus NX 450h+ Luxury unsatisfying mini-review
Grumpy review of my NX 450h+ follows. Fanboys may not love it.
Paid a bit over list for a 2025 Lexus NX 450h+ Luxury yesterday because my daily driver is falling apart. The extra was about $300 for some kind of ceramic coating or something equally lame. Car price is $67,105, or $77,000 with tax here in the Seattle area. Paid cash. The first dealer I went to last month tried to sell me a 2024 model for $88,000! I laughed and he came back with a $77,000 offer (before tax). The 2024 doesn't even have all the features I want. We laughed even harder and departed, checkbook in hand. A dealer 45 minutes away had a much better price if I could wait for the 2025 to come in, so that's what we chose. What's the price for a dealer that stuck to list? Their finance manager or whatever it's called showed me a long list of things like windshield protection for $2,000 and threw a hissy fit when he noticed my pattern of declining them. He made a big show of stopping in the sales process, sighing loudly, swiveling around to his computer, and giving me the silent treatment while we finished the transaction. Boo hoo. I was devastated.
Originally my plan was to get a Tesla Model Y. Its build quality is apparently uneven, so there are inspection checklists available online. Its paint is apparently not overly robust, so it's recommended that you get ceramic coating. Its controls are all voice or screen-based without discrete controls. Before you disagree with any of this, please understand the biggest problem is not what I believe, but instead it's finding sane sources of information. Elon is a divisive figure It seemed like everyone either hated the car irrationally because he's Elon or loved it irrationally because he's Elon. But it was the point where I started assembling my own inspection checklist that I realized I'd much prefer a car made in Japan that didn't need an inspection checklist. The RAV4 and NX 450h+ are the only reliable, easily maintained ones with 30+ plugin miles. Oh, and the Tesla has me concerned about insurance and repair costs. Again, nothing against it and I knew you had a great experience with Lexus and I am a complete moron for doubting any of this. Stipulated. But I already bought the Lexus so kindly redirect your outrage.
Am retired and drive about 35 miles/day, most of it chauffeuring my handicapped son around for pleasure. This made the 37 or so miles of plug-in electric appealing, and electricity is one of the few things not overpriced around here. Other reasons we chose it:
Here's what I like so far.
Summary: worth it and fits my requirements but I suspect I'll never be an enthusiast.
submitted by tomcam to LexusNX [link] [comments]
Paid a bit over list for a 2025 Lexus NX 450h+ Luxury yesterday because my daily driver is falling apart. The extra was about $300 for some kind of ceramic coating or something equally lame. Car price is $67,105, or $77,000 with tax here in the Seattle area. Paid cash. The first dealer I went to last month tried to sell me a 2024 model for $88,000! I laughed and he came back with a $77,000 offer (before tax). The 2024 doesn't even have all the features I want. We laughed even harder and departed, checkbook in hand. A dealer 45 minutes away had a much better price if I could wait for the 2025 to come in, so that's what we chose. What's the price for a dealer that stuck to list? Their finance manager or whatever it's called showed me a long list of things like windshield protection for $2,000 and threw a hissy fit when he noticed my pattern of declining them. He made a big show of stopping in the sales process, sighing loudly, swiveling around to his computer, and giving me the silent treatment while we finished the transaction. Boo hoo. I was devastated.
Originally my plan was to get a Tesla Model Y. Its build quality is apparently uneven, so there are inspection checklists available online. Its paint is apparently not overly robust, so it's recommended that you get ceramic coating. Its controls are all voice or screen-based without discrete controls. Before you disagree with any of this, please understand the biggest problem is not what I believe, but instead it's finding sane sources of information. Elon is a divisive figure It seemed like everyone either hated the car irrationally because he's Elon or loved it irrationally because he's Elon. But it was the point where I started assembling my own inspection checklist that I realized I'd much prefer a car made in Japan that didn't need an inspection checklist. The RAV4 and NX 450h+ are the only reliable, easily maintained ones with 30+ plugin miles. Oh, and the Tesla has me concerned about insurance and repair costs. Again, nothing against it and I knew you had a great experience with Lexus and I am a complete moron for doubting any of this. Stipulated. But I already bought the Lexus so kindly redirect your outrage.
Am retired and drive about 35 miles/day, most of it chauffeuring my handicapped son around for pleasure. This made the 37 or so miles of plug-in electric appealing, and electricity is one of the few things not overpriced around here. Other reasons we chose it:
- One car it replaces is an 8 seat Mercedes GL550 SUV and I'm tired of finding parking for it and am a bit offended by the repair costs (I expected but never enjoyed it going in).
- The other car it replaces, a 2001 Porsche 911, doesn't hold the family and we're a little past performance driving. It's also expensive to repair, duh
- My life expectancy isn't that long. This should be my last car, so I want reliable and easy to maintain
- Power moonroof required. We love fresh air when driving
- Digital rearview mirror strongly preferred because visibility is not great in this car
- Parking assist would be nice
- Power adjustable seats. We're old
- Foot-activated lift gate good for carrying big loads of groceries with both hands full
- Comfortable leather seats because they're, well, comfortable, durable, and easy to clean
- Assisted parking
Here's what I like so far.
- Good performance. I also bought a 2024 Camry a few months ago and it drives darn well too, but I like the extra 100 horses.
- Comfy drive. It's smoother than the Camry
- 360 degree camera is awesome for tricky parking spots, as is the modest size of the car
- Tallish ceiling makes it easy to get in the car
- Display is large but unobtrusive
- Love love love the digital rear view mirror. It can also be used as a normal optical mirror
- Heads up display is very helpful and doesn't distract
- Front seat not too comfortable for rides over an hour. Big disappointment. The Camry XLE's seats are better for long drives IMHO. To calibrate, my all-time favorites were the 2010 GL550 and a 2005 Toyota Sienna XLE Limited. However they fit my severely overweight ass so that's a win
- Less legroom in back than the 2024 Camry. Bit of a surprise
- Moonroof very noisy when open and only opens partway. I think this is because of a rollcage-like safety feature. It came with a luggage rack but also with instructions and a tool to remove it. I will probably do so because we don't need it and we do like a quiet ride
- Passenger seat has no memory but the front does. WTF? For $77K I'd like a preset, thank you very much. The driver's side has 3. Maybe average the two of them and have 2 each lol
- The Mark Levinson sound system is good. Not as good as much ancient Merc. I don't understand why it gets such good reviews on the Lexus. It is noticeably better than the Camry
- You guys will hate me for this. I think all of these cars are butt ugly: the RAV4, the NX, and so on. Since I'm not looking at the car very much it's fine. I'm a practical guy and need its particular feature set so I bought it without hesitation. A YouTube reviewer whose name I can't remember called the grill an "angry catfish" look and I agree wholeheartedly. I had to buy white because red and blue weren't available. The interior is a two tone black and beige color, but the beige has an orange cast. Not loving it but it passed my wife's muster so that's a win
- Salesman couldn't get the assisted parking feature to work and I haven't tried to learn it yet
- I'd much rather have a spare like the Camry does, and so many of the RAV4's did, then the run-flat tires. No matter what I have terrible luck with tires. I live on a farm and my farm van's tires are only $100 each even now.
Summary: worth it and fits my requirements but I suspect I'll never be an enthusiast.
2024.06.07 07:37 Nockulus_Rift Stolen Federal Tax Return?
I realized that I never received my federal tax return via direct deposit after filing with TurboTax. When I checked the return itself, I saw that the routing number and account numbers were both unknown to me.
I live in Utah and have had the same bank account for my whole life. The routing number belongs to a bank in Texas, the first three digits don’t even match. The account number is also a few digits longer than mine so I see no possibility of clerical error.
What’s my step #1? Call the IRS?
**EDIT: Thank you everyone for the tips and advice, I will be contacting the Partnered Bank as well as TurboTax this afternoon. I’ve removed the unsolved tag in good faith <3
submitted by Nockulus_Rift to tax [link] [comments]
I live in Utah and have had the same bank account for my whole life. The routing number belongs to a bank in Texas, the first three digits don’t even match. The account number is also a few digits longer than mine so I see no possibility of clerical error.
What’s my step #1? Call the IRS?
**EDIT: Thank you everyone for the tips and advice, I will be contacting the Partnered Bank as well as TurboTax this afternoon. I’ve removed the unsolved tag in good faith <3
2024.06.07 06:52 Mia-Wallace-7 Weird icon in iPhone Settings - cellular
 | Does anyone know what the “Playas” icon is with skeleton? I did a search but to no avail. It looks scary. submitted by Mia-Wallace-7 to iphone [link] [comments] |
2024.06.07 06:21 Defective_YKK_Zipper Is this a good Chevrolet lease deal/residual?
Went in to try and get the advertised lease deal on a 2024 2.7 TurboTax Silverado Custom, I got it pretty close to the advertised dea for 3/yr 30,000 milesl:
4500 Down $270.99/month
But the residual was insane! It was over $38K. I'm coming off of a 2021 Ram 1500 Warlock 5.7l and that one had a residual of about $27k including taxes and fees (with Chrysler Capital). I was expecting the Silverado residual to be closer to $29K. I amicably walked out because that residual was high.
submitted by Defective_YKK_Zipper to askcarsales [link] [comments]
4500 Down $270.99/month
But the residual was insane! It was over $38K. I'm coming off of a 2021 Ram 1500 Warlock 5.7l and that one had a residual of about $27k including taxes and fees (with Chrysler Capital). I was expecting the Silverado residual to be closer to $29K. I amicably walked out because that residual was high.