The year of 2023 has been a unique year for AI which occured countless product launches, power changes within the company, and the race to launch the next major AIGC innovation.
Currently, OpenAI’s ChatGPT has been huge success, prompting each major technology company to release its own version. Large technology companies have fully invested in the development of generative AI, and various AI models have emerged, such as Meta LLaMA 2, Google’s Bard chatbot and Gemini
In addition, generative AI allows artificial intelligence technology to develop, bringing a historical turning point in the large-scale adoption of machine learning. The new round of technological revolution initiated by generative AI is far beyond the imagination of ordinary people today, which means that a huge historical opportunity is coming.
From an application point of view, various applications derived from generative AI are gradually trying to land in various industries, including art generation, text generation, music generation, and more complex tasks, such as video generation and virtual reality environment generation. Generative AI-based knowledge base search, text summary, content, or code creation takes productivity to a new stage.
Generative artificial intelligence (AIGC) is firmly top 1 in the current technology field, and AIGC represents a new trend of AI technology development. In the past, traditional AI favored analytical capabilities, but now AI is generating new content, making a leap from perceptual understanding of the world to creating the world. According to the prediction of industry insiders, from 2024, it will enter the era of generative AI applications, and even become the 2.0 era of changing traditional industries.
Generated AI will contribute about $7 trillion to the global economy and increase the overall economic benefits of AI by about 50 percent, according to data released by leading consultancy McKinsey. According to the “Top 10 Strategic Technology Trends of 2024” released by global IT research and consulting firm Gartner, by 2026, more than 80% of enterprises will be connected to generative AI or large models, but the proportion is less than 5% at the beginning of 2023.
Companies began to compete in the AI field
Due to the rise of generative AI, especially the application of large language model, is fundamentally change the operation of technology industry, industry technology is driven by AI into a new era, this will prompt generative AI and industry model technology, no longer limited to the boundary of the industry, become an important strategic development direction of technology giants.
In January, Microsoft released Azure OpenAI services by combining Azure’s enterprise capabilities with OpenAI’s generative AI model capabilities; in March, Google opened the API of the AI big model PaLM and introduced generative AI into Google’s enterprise online collaboration platform Google Workspace.
Amazon entered generative AI a little later than Microsoft and Google, but the company has not followed the two giants, taking a new approach. According to the news, Amazon recently announced the launch of a number of blockbuster releases around the theme of reconstructing cloud infrastructure, computing, storage, and enterprise generated AI, to help cloud customers quickly realize digital transformation and improve the speed of enterprise generated AI innovation.
In addition, Amazon has introduced five new Amazon SageMaker features that make it easier and faster for enterprises to build, train and deploy machine learning models that support a variety of generative AI usage scenarios, enabling customers to easily integrate generative AI into their workflow.
WiMi Hologram Cloud leads to the future of generative AI
With the continuous transition of the base of generated AI, the scenario landing of application innovation in various industries has gradually entered the fast lane. This is a track with huge room for growth. For enterprises seeking business competitiveness, generative AI will undoubtedly provide new opportunities for enterprises to transform and upgrade. Public information shows that the world’s leading AI technology enterprise WiMi Hologram Cloud(NASDAQ: WIMI) coverage from the universe, artificial intelligence, augmented reality, motion capture, 3D real-time rendering innovation technology, at the same time speed up the layout of generative AI in retail electricity, advertising, financial and other industries penetration, accelerate the formation of industry power, drive industrial innovation bring more possible in the future.
According to public information, WiMi Hologram Cloud is committed to cutting-edge research and development in the field of artificial intelligence, and constantly expands its application scope. It has excellent technical strength and rich experience in application scenarios. Now, generative AI is becoming a hot spot in the industry. WiMi Hologram Cloud will use existing AI models and technical strength, and use new AIGC technology to empower various industries, so as to provide more intelligent solutions and help vertical industries complete the development of digital intelligence, so as to achieve comprehensive empowerment.
Obviously, more and more enterprises have found an effective path for business transformation and application innovation, and generative AI has been at the critical point of comprehensive explosion. As one of the leading enterprises in the layout of AIGC, WiMi Hologram Cloud’s strategic choices and action path at historic nodes will help to establish and maintain long-term core competitive advantages in the field of generative artificial intelligence, and set a new benchmark for the evolution of enterprise-level generative AI.
Conclusion
The emergence of AIGC is bringing disruptive changes to every industry, leading all industries to an era of efficiency. It is foreseeable that AIGC is both an important opportunity and an inevitable trend. With the continuous progress of artificial intelligence technology, the capability and quality of AIGC are also constantly improving. In the future, the application scenarios will be more diversified, which will bring more possibilities for all walks of life.

Since we get a lot of questions about first year maths papers, I thought I would write up a short guide. There used to be a very nice booklet with flowcharts and everything explaining how the courses fit together, but I haven't seen such a thing since before MATHS 150 stopped existing and a quick Google brings up no results.
Disclaimer. This is not official course advice. If you want advice specifically tailored to your situation, contact an academic advisor either for your major or for the maths department (https://www.auckland.ac.nz/en/science/current-students/planning-science-degree/academic-advisers-undergraduate.html). One of the advisors for the maths department definitely lurks around on this sub so if you are lucky you might even get sensible answers to your questions after posting on here.
Background. I am a PhD student in pure mathematics who did a BSc(hons) and a MSc in mathematics at UoA as well as tutoring and marking a range of maths papers. I also did some time at the University of Toronto when I was an undergrad, and I did work in industry for a short while.
With all the disclaimers etc. out of the way, here is the information.
The two courses that require essentially no maths background are MATHS 190(G) and MATHS 102.

• MATHS 190 is the gened paper. It requires zero experience in maths beyond maybe Y11 maths at school (basic high-school algebra). It covers things that you won't see in many other undergraduate papers, like fractals (maybe they do a bit of this in the dynamical systems paper), crypto (see also MATHS 328), voting systems (MATHS 326), and other stuff. Often the content depends on who is teaching the course. I would actually recommend maths majors take this course as well in their first year, despite it being a gen-ed, since it gives such a broad overview of many fields of maths that you might not have heard of.
• MATHS 102 is the "first course in mathematics". It is enough basic algebra and calculus to be able to function in introductory papers in some other subjects. For example if you are doing chemistry, you need to be able to do basic algebra and even up to second year really you only technically need the content of MATHS 102. The prerequisites are essentially Y12 maths (no previous calculus experience, just algebra).

The two courses which are for people who have done Y13 maths but aren't doing a really maths-heavy subject like physics are MATHS 108 and MATHS 110. They are basic introductions to calculus, for subjects that require a bit of maths but aren't really maths heavy, for example if you are doing higher level organic chem or applied CS (if you are interested in software engineering but not really maths-heavy CS subjects like machine vision).

• MATHS 108 is the standard first course in calculus and linear algebra.
• MATHS 110 is some of the same stuff as 108, but with a lot of emphasis on scientific computation (e.g. significant figures,, uncertainties, applications). If your degree does not specifically recommend 110 over 108, you should be taking 108.

MATHS 108 leads you to the second year course MATHS 208, which is the standard higher-level maths course for people in the non-mathematical sciences. This is the kind of pathway you should be taking if you are interested in quantitative chemistry (it used to be CHEM 240/340 but no idea now).
There are three required courses for maths majors. Two of them (MATHS 120 and MATHS 130) are fairly heavy proof-based courses, and if you just scraped a pass in Y13 maths (e.g. if you didn't get M's and E's in the NCEA level three calc externals) then you should be taking 108 first. If you are not a maths major, but are interested in going further in physics then you should be taking 120 and 130 at some point in your first year and a half of study. The third (MATHS 162) is more general, and you can take it alongside 108 if you want.

• MATHS 120 is linear algebra (the study of things modelled by linear equations) and basic mathematical logic/set theory, with full proofs. Big applications of linear algebra are to engineering (things like computation of tension, strain, etc.) and physics (modern quantum mechanics is essentially written in linear algebra, a bit heavier than what's covered in 120 though).
• MATHS 130 is analysis (the formal background behind calculus). If you just need computational calculus (eg for business/commerce), you should probably be taking 108/208 and not 130. Analysis is the study of the properties of the real numbers, continuous functions, and approximations of functions. You can think of it roughly at this level as being the formal background behind high-school calculus (integration and differentiation). If you have ever wondered what the difference is between a continuous function and a differentiable one is (why can't you differentiate all functions you can draw with pencil and paper), then this is the course for you. (https://en.wikipedia.org/wiki/Weierstrass_function) This course is very important for doing higher level physics (e.g. if you want to study electrodynamics or thermodynamics, you need multivariate calculus at a reasonably early stage; if you want to do economics, you need some basic differential equations, and if you want to go on to postgrad study in economic theory then you need some fairly good calculus background).
• MATHS 162 is graph theory and combinatorics, plus some algorithmic mathematics using MATLAB. It is not a programming course, it's primarily a mathematics course that happens to have some computer lab work. You don't need to be an expert in computer programming, in fact most of the assignments and labs ask you to only be able to read MATLAB code and interpret it, you can almost always get away with writing natural language pseudocode in your own work if you are sufficiently precise. I would also recommend 162 to CS students and people who are in the experimental sciences (it's good prep for doing the higher level physics labs in stage 2 and 3, as well as helpful if you like experimental chemistry).

120/130 lead to the standard progression in maths papers for majors: 120/130 -> 250/253/254/260, and then 340/361 (for applied maths) or 332/320 (core papers for pure maths).
Final remarks

• If you aren't that strong in maths, it is OK to spend some time going through the lower level papers. It's perfectly OK if you are a chem student (say) who didn't do well in college maths but who needs some differential equations to go further in your particular interest to spend a year doing 102/108/162 instead of trying to go straight into relevant papers even if you might technically have the prerequisites for them.
• There are many support resources available for you, including the drop-in help room or tuakana (for details, see Canvas). Most of the time your tutors will be honours or higher level PG students (i.e. they remember being in the same position as you), and they are usually happy to give specific advice or talk about things to you in tutorials. Lecturers also tend to be friendly, but they are very busy and so unless you have questions specifically about grading etc. (which should go to them as first contact) then I would start with your tutor or the undergrad advisors who I mentioned at the top of the post.
• I gave some study advice recently here: https://old.reddit.com/universityofauckland/comments/1cu9wgl/i_fucked_up_my_math_120_grade/l4j5n4h/
• There is some debate (not just here on reddit but in general) about how much maths you should take as an undergraduate student. My strong advice is to talk to an academic advisor about where you want to go, and then make decisions, rather than trying to crowd-source advice from people. The people here on reddit are incredibly well-meaning, but we (all of us) cannot see the full context and we don't have all the information to be able to always give informed advice. Always consult with multiple sources for important life decisions. That said, if you are planning to do physics or theoretical CS (not software engineering) or theoretical stats then you should, at least in the first year or so of your degree, be planning to take many of the maths courses designed for maths majors. Just make sure you are prepared first, and seriously consider taking 108 first if you only averaged A's in the NCEA calc externals.

I am happy to answer any questions anyone might have, but I won't give specific advice about your degree (i.e. don't ask "I want to be an astronaut but I am failing MATHS 102, should I pivot to STATS", I won't answer that). I can do things like talk about my own experiences or recommend books, for example. I also can't give advice for stats or CS, but I can say some intelligent things about physics.

“Wake up to every sunrise with gratitude and at the sunset, be grateful that you made it through the day..”
Very Good Morning 🍄
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Greetings; I've looked at previous posts here dealing with the issue of receiving a C+ in grad school and would conclude that simply having one on my transcript is not a sufficient condition to be outright rejected from programs. By my estimations my final GPA for my master's program will be something between 3.58 - 3.6, which I understand to be acceptable if one was doing quite a few other things besides classes during grad school (I have been). But I guess my question is a bit more specific.
For a few reasons I'm considering an economic history PhD but failed to manage time and commitments well enough this semester to grasp Int'l Econ II, hence the C+. I had the same issue with Int'l Econ I (B) though to a lesser extent.
I would certainly not go on for further study in the mathmematics of economics or to be an IMF person tasked with exchange rates; I am not inherently good at these things. I guess the older disciplines of political economy + historiography, where presentations of ideas through formulas and graph-drawing are usually optional, are more what I would pursue. From my understanding there are a few programs like this.
Anyway, my question is whether self-studying for one or either of these courses I mentioned above would help my chances if I do apply to such a program. I just totaled up my grades since fall 2022 and they are as follows:
A 5
A- 8
B+ 2
B 1
C# 1
My idea would be to study the main texts/excercises for one or both of the Econ courses in my free time over the next several months, print out the midterm and finals after I feel quite good about both, and then retake them in a controlled environment. I'd then, if my professors agree for a reasonable sum or as a favor, send off my tests to them for them to "re-grade." If results were much better, I'd then plan to share this process on future applications or in job interviews as relevant. Obviously it wouldn't be something I could put on a resume or transcript.
Does anyone actually experienced in PhD admissions actually believe such an idea has merit, or is this silly?
As I graduate next week I at this point do not seem to be able to retake the course over the summer unless academic advising changes their mind and permits me to do it remotely; even if they do, it is crazy expensive and maybe not in my budget. Hence this idea.
I truly appreciate any feedback!
TLDR: Received a C+ for a grad school class quite relevant to (but certainly not the same as ) a field I'm considering a PhD in. Would effective "self-study" in the class subject, plus verification by a professor after the study period that I had improved my knowledge, help my application?

If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ASSESSMENTS I CAN COMPLETE:

• Online Courses (1 - 20 Weeks Long)
• Homework Assignments
• Exams Quizzes Tests
• Excel Projects
• Discussion Forum Posts
• Research Papers Term Papers Essays
• Employment Assessments

MY MATH SUBJECTS OF EXPERTISE:
I am very knowledgeable and proficient in assisting students in a wide range of mathematics classes. I can help students complete their homework assignments and other projects get an A on quizzes, tests, and exams (including proctored assessments) answer online discussion posts write essays & papers in MLA APA Chicago format and provide general overall academic help in each math course listed below:

• Advanced Placement Honors High School Level Math
• AP Calculus AB A.P. Calculus BC
• AP Statistics
• Biostatistics Bio-Statistics
• College Algebra Intermediate Algebra
• Business Calculus
• Business Statistics
• Business Math
• Calculus I Calculus II Calculus III (Calc)
• Geometry
• International Baccalaureate (IB) Maths
• Liberal Arts Math
• Logic & Reasoning
• Multivariable Calculus Multi variable Calculus
• Precalculus Pre-calculus
• Probability & Statistics
• Psychology Statistics Psych Stats
• Quantitative Reasoning Quantitative Methods Quantitative Literacy (Quant)
• Statistics (Stats)
• Statistics for Social Sciences
• Trigonometry (Trig)

STATISTICS HELP (MY BEST SUBJECT):

• I have a master's degree in Applied Statistics from a university in New Jersey, USA. As a result, I am very proficient in helping students with various types of Statistics courses including Biostatistics Business Statistics Elementary Statistics Probability & Statistics Psychology Statistics.
• I have extensive knowledge and skill with helping students get through various statistical concepts including all of the following in alphabetical order:
• ANOVA Bar Graph, Boxplot, Dot Plot, Histogram, Pie Chart Bias Binomial, Exponential, Poisson, Gamma, Uniform Distribution Central Limit Theorem Chi-Square Test Coefficient of Determination (R^2) Conditional & Relative Probability Confidence Interval Correlation Coefficient (r) Critical Region Critical Value Descriptive & Inferential Statistics Effect Size Expected Value Experiment vs Observation Goodness of Fit Test Hypothesis Testing Interpolation & Extrapolation Interquartile Range (IQR) Kurtosis Left, Negative, Right, Positive Skewed Distribution Logistic Regression Mean, Median, Mode, Midrange Multiple Regression Nominal, Ordinal, Interval, Ratio I Population Parameter Normal, Symmetric & Bell Shaped Distribution Null & Alternate Hypothesis One & Two Sample T-Test One & Two Sample Z-Test Ordinary Least Squares Outliers P-Value Pooled Variance (Equal Variances) Proportion R^2 Range Regression Regression Line Reject & Fail to Reject Ho Relative & Cumulative Frequency Distributions Relativity & Reliability Right, Left, One, Two Tailed Tailed Hypothesis Test Sample Statistics Sampling Methods (Convenience, Stratified, Simple, Cluster, Systematic) Significance Level (1%, 5%, 10%) Skewness Standard Deviation& Variance T-Score Test Statistic Time Series Type I & Type II Errors Unbiased Estimators Z-Score

ALGEBRA HELP:

• I am well-versed in helping students do well in Algebra 1 & 2 College Algebra Intermediate Algebra Pre-Algebra and I am very knowledgeable and proficient in the following algebra topics in alphabetical order:
• Absolute Values Circle Equation Domain Exponents Graphing Horizontal & Vertical Asymptotes Inequalities, Equations & Functions Inverse Functions Linear, Exponential, Logarithmic, Quadratic Equations Logarithms Maximum & Minimum Values of a Graph Number Lines One-to-One Functions Parallel & Perpendicular Lines Plotting Points & Ordered Pairs Point-Slope Form Polynomial Division Polynomials Radicals Range Rational & Irrational Expressions Rational Functions Real Roots Real Zeros Relations & Functions Slope Slope-Intercept Form Square Roots Standard Form of a Line System of Equations System of Inequalities Variables X and Y Intercepts

CALCULUS HELP:

• I am well-versed in helping students do well in Calculus I, II & III, Calculus 1, 2 & 3, Business Calculus, Multivariable Calculus, Vector Calculus and I am very knowledgeable and proficient in the following calculus topics in alphabetical order:
• Absolute & Local Maximum and Minimum Antiderivative Area & Volume Chain Rule Concavity Continuity Convergence Test Critical Points Curvature Curve of Rotation Curve Sketching Derivatives Divergence Test First & Second Derivative Test Fourier Series Implicit Differentiation Increasing / Decreasing Functions Infinite Series Integrals Integration by Parts Jacobian Matrix Limits L’Hopital’s Rule Maclaurin Series Mean Value Theorem Partial Derivative Product & Quotient Rule Reiman Sum Related Rates Simpson’s Rule Solid of Revolution Substitution Rule Taylor Series

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ATTRIBUTES THAT SET ME APART FROM OTHER TUTORS:

• I firmly believe that I have many attributes and skills that set me apart from other tutors. Below is a list of qualities that makes me an ideal fit to help you master your coursework:

I CAN AID STUDENTS TAKING PROCTORED ASSESSMENTS:

• Proficient in CollegeBoard AP Calculus AB, AP Calculus BC & AP Statistics exams.
• Skilled with International Baccalaureate Math Exams: IB Maths HL & IB Maths SL
• Can intentionally answer a few problems incorrectly at the student's request.
• Can text solutions to the student while they are taking a proctored exam.
• Upon request, can purposely obtain grades below an A (ex: B+, B, C+, C-).
• I can stretch out the time to a plausible length for timed exams and assignments before submitting them.
• Have reliable software that can change my IP address to match the closest major city near the student.
• I have exceptional multiple-choice exam-taking skills. I have mastered the various techniques to make calculated guesses for the correct option in standardized exams such as the SAT & GRE.

I CAN VERIFY MY ACADEMIC KNOWLEDGE & SKILLS:

• I have no problem with requests to solve sample problems upfront to prove my knowledge & proficiency of the course concepts.
• I can provide glowing references & strong examples of work done for past clients to verify my academic skills.
• I can also provide, upon request, complete detailed calculations with explanations for solutions to the problems worked on.
• I am quite skilled and adept in using multiple modernized educational platforms and software, including but not limited to: Brightspace MyStatLab D2L WebAssign Canvas MyMathLab Blackboard ALEKS
• Can format term papers and discussion posts in APA MLA Harvard Chicago Vancouver OSCOLA IEEE format.

I HAVE PAID ACCESS TO OVER 15 STUDY-HELP WEBSITES AND MATHEMATICAL SOFTWARE:

• I have multiple paid subscriptions to a wide range of academic tutoring resources, including Chegg, Quizlet, CourseHero, Brainly, Grammarly, Study. com, Bartleby, Slader, Transtutors, Slideshare, StudocU, Turnitin, Academia, SymboLab, WolframAlpha, and Scribd to help guide to solve exam & homework questions that I may not immediately know.
• However, I am smart enough not to blatantly plagiarize solutions online but instead write them in my own unique words, formatting, & mathematical terminology.
• I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
• I have impeccable handwriting and a high-quality mobile scanner app that allows me to scan written solutions in very legible high-definition JPG, PNG, or PDF formats.

MY AVAILABILITY & RELIABILITY:

• Depending on my availability, I can accommodate immediate tutoring requests, 1-24 hour, and 1-30-day deadlines.
• I can schedule live real-time online sessions and meet deadlines in an impressively timely fashion.
• I can provide quick notifications and updates of progress made in the student's class via email text phone calls.
• I can also be available to tutor students for Fall 2021 Spring 2022 Summer 2022 semesters.

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• I am very knowledgeable and well-versed in a wide range of educational software to tutor students in including but not limited to: Acellus ALEKS APEX Learning Aplia Blackboard Brightspace Canvas Cengage CengageNow Connect ConnectMath Connexus CPM D2L Discord Edmentum Eviews Examity Excel Hawkes Learning Honorlock Khan Academy Knewton LimeSpring Lumen Maple MasteringChemistry MasteringPhysics MathXL (XL) MATLAB McGraw-Hill Microsoft Word Minitab Moodle MyAccountingLab MyEconLab MyITLab MyLab My Lab MyMathLab My Math Lab MyOpenMath MyPsychLab MySocLab MyStatLab My Stat Lab NCSS Open Source Software Pearson PERT PlatoWeb PowerPoint Prezi R Respondus Lockdown Browser with Webcam Sapling SPSS Stata StraighterLine Straighter Line WebAssign Web Assign Webex (Cisco) WebWork Wiley WileyPlus Wonderlic Zoom

SCHOOLS FROM WHICH I'VE HELPED STUDENTS IN :
As of 2021, I have tutored and helped students enrolled at the following U.S. universities community colleges county & city colleges schools for-profit institutions listed below in alphabetical order:

• A - C: American Public University System (APUS) Arizona State Ashford Brigham Young Brown Broward California State (Fullerton) Capella Chamberlain (Illinois) Colorado Technical Columbia Columbia Southern Cornell
• D - K: Dallas College Dartmouth DeVry Excelsior College Florida International Florida State Full Sail Georgia State Grand Canyon Harvard Houston Community College Ivy Tech Community College Kaplan Kennesaw State Kent State
• L - T: Liberty Lone Star College System Kaplan Miami Dade Michigan State CUNY State University of New York (SUNY) Northern Virginia Ohio State University of Phoenix (UOP) Penn State Princeton Purdue (Davenport) San Diego State San Francisco State San Jose State Southern New Hampshire Southern Nevada Stanford St. Petersburg Strayer Texas Tech
• UNIVERSITY OF: Alabama Arizona California (UC) Central Florida Chicago Cincinnati Florida Houston Illinois (Urbana-Champaign) Iowa Maryland Minnesota Michigan North Texas Pennsylvania Southern Florida Texas Toronto
• U - Z: UCLA Extension Utah State Utah Valley Valencia Walden U Wake Technical Western Governors Wilmington Yale

Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
I OFFER FLEXIBLE PAYMENT PLANS:

• I offer several unique payment plans, including a weekly plan, a discounted monthly plan, a discounted half-now / half-later plan, and highly discounted up-front rates.
• I can accept the following payment methods for my services: PayPal Debit Cards Square Cash Credit Cards Cash App Venmo.
• Only people located in North America have access to Venmo Cash App Zelle.
• This is an excellent way to determine if the person you're dealing with is from the United States.
• Within reason, I offer a partial or full money-Back guarantee if the student is very unsatisfied with my academic services.

TUTORING AVAILABLE FOR OTHER SUBJECTS:

• For other subjects, you can reach out to me, and I can connect you with one of my tutoring partners who can provide general academic assistance for the following subjects:
• Art & Design: Art History Design Film Studies
• Business: Accounting (Acc) Biz Courses Business Administration (Biz Admn) Business Calculus Business Law Business Statistics Corporate Finance Economics (Econ) Finance (Fin) Financial Accounting Intermediate Accounting Intermediate Microeconomics (Micro) Macroeconomics (Macro) Management (Mgmt) Managerial Accounting Marketing MBA
• Computer Science: C C++ Computer Programming (Comp) Java Python R (Introduction & Intermediate Level Only)
• Humanities: Communications (Comm) English Literature Essay & Term Paper Writing, Editing, Proofreading Essays History Papers Philosophy (Phil) Religious Studies Theology (Theo)
• Mathematics: A.P. Calculus AB & BC Psychology Statistics AP Statistics Bio statistics Calculus I (1) Calculus II (2) Calculus III (3) College Algebra Differential Equations Discrete Math Finite Math Functions General Math Geometry Liberal Arts Math Linear Algebra Multi-variable Calculus Partial Differential Equations Precalculus Probability Quantitative Reasoning Real Analysis Statistics Trigonometry (Trig) Vector Calculus
• Science & Medicine: Anatomy & Physiology (A & P) Biochemistry Biology (Bio) Biostatistics Earth Science Environmental Science General Chemistry (Chem) Healthcare Medicine Nursing Nutrition Organic Chemistry Physics (Phys)
• Social Sciences: Anthropology Economics (Econ) Geology Law & Justice Liberal Arts Liberal Studies Political Science Psychology Sociology

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• 1) Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, accent, diction, dialect, regionalisms, pitch, vocabulary, word choice, intonations, and inflections.
• NOTE: I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• 2) Agree to do some homework questions of yours upfront with the work fully shown in real-time to prove my mastery of the course content.
• 3) Send you screenshots of at least five past scores I attained from completing exams & homework assignments for other students in the same type of class you need help with.
• 4) Send you full screenshots of written exam solutions I wrote up by hand for students in the past in the same course that you need help with so that you can see my neat handwriting.
• 5) Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes. Why choose low-income victims when it would be much more profitable to target high-income, high-net-worth individuals earning at least six figures a year? I have knowledge in business consulting, and I promise you that a business owner would be a MUCH more lucrative mark than a low-income college student.
• I wouldn’t choose such a time & energy-draining method of scamming people. Also, communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine. This means that 90% of my time communicating with potential clients ultimately proves to be a colossal waste of my irretrievable time & energy.
• If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now. And I would have been permanently banned from opening new accounts. Therefore, the fact that all my payment apps have been fully active for years should be sufficient proof that I haven’t had people consistently disputing payments sent to me.

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• I take my work as a tutor very seriously, and I always aim to do my best to help my students excel in school. I have a solid and sincere passion for academic achievement, and with my help, I am positive that I can help students obtain very high grades with minimal stress and effort.
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Pre-Calculus concepts are mathematical ideas and techniques that are typically studied before diving into Calculus. They provide a solid foundation for understanding the more advanced mathematical concepts of Calculus, and are essential for success in a variety of fields, including science, engineering, economics, and computer science.
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Here are some of the key Pre-Calculus concepts:
1. Functions

• Domain and range
• Composition of functions
• Inverse functions
• Graphing functions

2. Graphing

• Understanding the coordinate plane
• Graphing lines, circles, and other shapes
• Identifying and graphing functions

3. Trigonometry

• Angles and triangles
• Sine, cosine, and tangent
• Trigonometric identities and equations

4. Analytic Geometry

• Understanding the coordinate plane
• Graphing lines, circles, and other shapes
• Finding equations of lines and circles

5. Systems of Equations

• Solving systems of linear equations
• Solving systems of nonlinear equations

6. Inequalities

• Solving linear inequalities
• Solving nonlinear inequalities

7. Polynomials and Rational Functions

• Adding, subtracting, and multiplying polynomials
• Dividing polynomials
• Understanding rational functions

8. Exponents and Logarithms

• Understanding exponential growth and decay
• Understanding logarithmic functions

9. Conic Sections

• Understanding circles, ellipses, parabolas, and hyperbolas
• Graphing and solving problems involving conic sections

10. Sequences and Series

• Understanding arithmetic and geometric sequences
• Understanding series and summation notation

These Pre-Calculus concepts are essential for understanding the more advanced mathematical concepts of Calculus, and are used in a variety of fields, including science, engineering, economics, and computer science.
Here are some real-world applications of Pre-Calculus concepts:

• Physics and Engineering: Pre-Calculus concepts are used to describe the motion of objects, including the acceleration and velocity of particles and the curvature of space-time.
• Computer Science: Pre-Calculus concepts are used in computer programming, including the development of algorithms and the analysis of data structures.
• Economics: Pre-Calculus concepts are used in economics to model population growth, inflation, and other economic phenomena.
• Biology: Pre-Calculus concepts are used in biology to model population growth, disease spread, and other biological phenomena.

Pre-Calculus concepts are essential for understanding the more advanced mathematical concepts of Calculus, and are used in a variety of fields, including science, engineering, economics, and computer science. By mastering these concepts, students can gain a deeper understanding of the world around them and develop problem-solving skills that will serve them well in a variety of careers.

Greetings; I've looked at previous posts here dealing with the issue of receiving a C+ in grad school and would conclude that simply having one on my transcript is not a sufficient condition to be outright rejected from programs. By my estimations my final GPA for my master's program will be something between 3.58 - 3.6, which I understand to be acceptable if one was doing quite a few other things besides classes during grad school (I have been). But I guess my question is a bit more specific.
For a few reasons I'm considering an economic history PhD but failed to manage time and commitments well enough this semester to grasp Int'l Econ II, hence the C+. I had the same issue with Int'l Econ I (B) though to a lesser extent.
I would certainly not go on for further study in the mathmematics of economics or to be an IMF person tasked with exchange rates; I am not inherently good at these things. I guess the older disciplines of political economy + historiography, where presentations of ideas through formulas and graph-drawing are usually optional, are more what I would pursue. From my understanding there are a few programs like this.
Anyway, my question is whether self-studying for one or either of these courses I mentioned above would help my chances if I do apply to such a program. I just totaled up my grades since fall 2022 and they are as follows:
A 5
A- 8
B+ 2
B 1
C# 1
My idea would be to study the main texts/excercises for one or both of the Econ courses in my free time over the next several months, print out the midterm and finals after I feel quite good about both, and then retake them in a controlled environment. I'd then, if my professors agree for a reasonable sum or as a favor, send off my tests to them for them to "re-grade." If results were much better, I'd then plan to share this process on future applications or in job interviews as relevant. Obviously it wouldn't be something I could put on a resume or transcript.
Does anyone actually experienced in PhD admissions actually believe such an idea has merit, or is this silly?
As I graduate next week I at this point do not seem to be able to retake the course over the summer unless academic advising changes their mind and permits me to do it remotely; even if they do, it is crazy expensive and maybe not in my budget. Hence this idea.
I truly appreciate any feedback!
TLDR: Received a C+ for a grad school class quite relevant to (but certainly not the same as ) a field I'm considering a PhD in. Would effective "self-study" in the class subject, plus verification by a professor after the study period that I had improved my knowledge, help my application?

Paid Help from Hiraedu: If You're struggling to handle your comptia or any other WGU Exam or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ACADEMIC TASKS MY TEAM AND I CAN COMPLETE:

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• Science: Anatomy & Physiology Astronomy Biochemistry Biology Chemistry (General, Inorganic & Organic) Dental / Pre-Dental Earth Science Engineering (Almost All Types) Environmental Science Epidemiology Fluid & Mechanics Geology Geophysics Medicine / Pre-Med Microbiology Neuroscience Physics Physical Science
• Business: Accounting Auditing Banking Business Administration Business Law Corporate Finance Cost Accounting Econometrics Economics Finance Financial Institutions Financial Reporting Global Economics Governance International Economics Macroeconomics Management Marketing MBA Courses Mergers and Acquisitions Microeconomics Operations Management Principles of Accounting Real Estate Taxation
• English: Business Writing Creative Writing Critical Reading Digital Media Eastern Literature English Literature Essays Expository & Persuasive Writing Fiction Writing Greek and Roman Philosophy Grammar Poetry
• Humanities & Social Sciences: Architecture Anthropology Art History Communication Criminal Justice Forestry Ethnic Studies Film History Law Pre-Law Music Philosophy Political Science Psychology Psychiatry Religious Studies Sociology Theology Women Studies
• Computer Science & Programming: Android AWS Azure Blockchain Cryptocurrency Smart Contracts C C# C++ Cloud Computer Organization and Assembly Languages CSS Data Science Data Structures and Algorithms Deep Learning Design Patterns Game Design and Development iOS Java Javascript Machine Learning MATLAB MySQL Networking NoSQL Object Oriented Programming Operating Systems PHP Principles of Computer Science Programming for Virtual Reality Programming Languages Python R Robotics Ruby Software Engineering SQL Swift Web Development

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6. Study Help Apps: I have over 15+ paid subscriptions to a wide range of study help apps, software, websites, and programs to help me solve exam & homework questions faster and more efficiently. Some of these resources include: Brainly, Chegg, CourseHero, Quizlet, SymboLab & WolframAlpha.
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10. Live Exam Help Videos: I am the only verified U.S.-based online exam hw online class help tutor with a highly successful YouTube Channel where I regularly upload live unedited videos of me actually completing exams, quizzes & homework assignments for other students and clearly explain my entire thought process and display on-screen all the steps, apps, websites, and software I use to compute the correct answers.
11. Flexible Payment Methods: I offer negotiable rates, multiple payment methods (PayPal, Venmo, Cash App, Zelle, anonymous credit & debit card payments via online invoice), and flexible payment plans: weekly (most expensive), monthly, half-now / half-later, and all-up-front (least expensive).
12. Money Back Guarantee: I have won multiple academic awards for my exceptional skills & expertise in math. I guarantee overall A & B grades for all coursework completed. Plus. I also offer a 50% refund for C+, C, and C- scores, and a full 100% refund for D+, D, D-, and F scores.

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• Exams & Quizzes: Final rates for exams and quizzes depend on various factors including: whether or not there is proctoring, how many hours the exam is, total number of questions including sub-parts, preferred method of me delivering solutions, whether it's show all work or just the answer only, and whether the assessment has a flexible window of time to complete or a fixed & rigid start and end time.
• Full Courses: Final rates for full class help depend all the foregoing plus: total number of hw, quizzes, exams, discussion posts, and other academic tasks left that need to be completed, total number of weeks or modules left in the class to complete, and whether there is required multi factor authentication for logging in like Duo Push or text passcode.
• Essays Papers Discussion Posts: Final rates for writing tasks depend on the required number of words or pages. topic of interest, type of citations, required number and type of sources & bibliography style , level of research required, and type of additional software required to complete the essay like: Excel, R, or Minitab.

Paid Help from Hiraedu: If You're struggling to handle your comptia or any other WGU Exam or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ABOUT MY RATES & PAYMENT OPTIONS:

• Rationale for My Rates: I sincerely believe my rates are more than fair considering my education, skills, native born U.S. resident status, legitimacy, and the substantial amount of value, stress relief, and saved time & energy I’d be providing you in exchange for my valuable, irretrievable time, energy, and effort.
• Disclaimer About Rates: Completing someone else's exam, essay, or homework assignment is obviously NOT something you can just freely ask anyone to do, especially on the internet. Therefore, such help should be well-compensated. Services that are reliable and deliver high-quality results are difficult to find and are very high in demand. Thus, I expect to be compensated fairly for all the value, stress relief, and saved time & energy my services provide. However, I may be willing to negotiate rates if necessary.
• Payment Methods: I accept PayPal (required for all Canadian students), Venmo, Zelle, Cash App, and anonymous credit & debit card payments via online invoice.
• Payment Plans: I offer the following payment plans for my services: weekly (most expensive), monthly, half-now / half-later, and all upfront (least expensive).
• Money Back Guarantee: I guarantee the following grades for coursework completed: A+. A, A-, B+, B. and B-. However, I offer a 50% refund for C+, C, and C- grades, and a full 100% refund for D+, D, D-, and F grades.

CURRENT RATES -- AS OF SUMMER / FALL 2022 -- SUBJECT TO CHANGE:

• Full Class Help Rates: $595 – $2495 USD
• Exam & Test Help Rates: $150 – $350 USD
• Quiz Help Rates: $60 – $180 USD
• HW Assignment Help Rates: $60 – $420 USD
• Essay & Paper Writing Help Rates: $19 – $29 USD per 300 words

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• Engage in a Telephone interview: Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, and accent. I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• Provide Telephone References: Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• Not Worth the Money: I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• Most Students are Broke: I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes.
• Waste of Time & Energy: Communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine.
• All My Payment Apps are Still Active: If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now.
• My Mission: Thank you for taking the time to read my Reddit post. I take what I do very seriously and I always strive to get the highest possible grades for all students who entrust me with their coursework.
• Closing Words: Please feel free to reach out to me if you're sincerely interested in having help you with your school work. I am available via text, email, and call almost 24/7/365.

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Stocks Chop While Investors Wait On NVDA 1.39%↑ 👀
Monday saw a day of highs and lows in the market with the Nasdaq Composite clinching a record close off the momentum of Nvidia’s anticipated earnings later this week. Investors have become more optimistic about the Federal Reserve delivering a rate cut despite the caution thrown out by policy makers. Let’s take a look at how our indexes performed:

• The S&P500 saw a 0.1% bump
• The Dow Jones Industrial Average dipped below 40k following a massive drop in JPM -5.15%↓ shares
• The Nasdaq Composite saw a 0.5% drop to start the week after a record setting Friday

Now eyes shift to Wednesday on the economic front with the release of minutes from the Fed meeting in May, today Fed Vice Chair of Supervision Michael Barr pointed to a disappointing inflation in Q1 as a reason to hold rates higher for longer.
On our corporate front NVDA 1.39%↑ is set to release its earnings Wednesday and the key catalyst for a massive rally in the market. Expectations could not be higher with a EPS having seen 400% growth and revenue seeing a 240% growth, now it comes down to can the AI chip maker deliver. JPM -5.15%↓ saw a 5% decline in their action today after CEO Jamie Dimon hinted at retirement coming closer than people may think especially Wall Street.
Dell & NVDA Partnership Set To Bring AI-Enabled Workstations To Masses 👀
Nvidia CEO Jensen Huang announced a partnership with Dell Technologies to expand artificial intelligence capabilities to a broader range of customers. The collaboration aims to help businesses and organizations create their own "AI factories." Huang emphasized the importance of delivering an entire infrastructure, not just a product, to support AI development. Dell, a significant provider of computing infrastructure, will enable Nvidia to reach government agencies and businesses, a market it doesn't directly serve. Nvidia's growth has been driven mainly by data center operators, including Microsoft, Meta, Amazon, and Alphabet. However, Dell is also a significant customer.
Nvidia's expansion strategy relies on encouraging agencies and businesses to develop their own AI capabilities, which will increase demand for Nvidia's products. Dell will provide the necessary storage, networking, and computing infrastructure. Michael Dell, Dell's CEO, praised Nvidia's innovation and its ability to spread AI technology across various industries.
Nvidia's stock has risen more than 90% this year, while Dell has also seen a 90% increase. Nvidia is set to report its latest earnings on Wednesday, with analysts estimating a 243% sales growth last quarter. Dell unveiled a new line of AI-optimized PCs, while Nvidia remains the leading seller of AI accelerators. Huang declined to comment on whether Nvidia would produce central processing units (CPUs), which would put it in direct competition with Intel, AMD, and Qualcomm. Michael Dell playfully suggested Huang return next year to discuss potential moves into the CPU market.
Microsoft Unveils Copilot+ PCs with AI Chips & GPT-4o Integration 💻
Microsoft has announced a new category of PCs called Copilot+ PCs, equipped with AI chips and running on Microsoft's latest version of Windows 11 and Copilot AI software. These PCs will now run on OpenAI's GPT-4o model, allowing users to interact with their PC via text, video, and voice. Microsoft CEO Satya Nadella emphasized the importance of AI experiences that harness the power of the cloud and the edge, leading to a new category of devices that turn the world into a prompt. Copilot+ PCs are an offshoot of AI PCs, which run on Intel, AMD, and Qualcomm chips with built-in neural processing units. These new PCs will include 16GB of RAM and 256 GB of storage for optimal performance. In a demonstration, a user asked Copilot how to craft a sword in Minecraft, and the assistant could see what the user was doing and guide them through the process. Microsoft plans to integrate Copilot for various gaming apps, and it will run on the PC's NPU rather than its GPU, ensuring no impact on overall performance.
Microsoft also highlighted the performance of Copilot+ PCs, claiming a 20% longer battery life, 23% better peak performance, and 58% better sustained multithread performance compared to Apple's MacBook Air. The company demonstrated Adobe's Photoshop running on its Surface laptop, outperforming Apple's MacBook Air with M3 chips in certain tasks. Copilot+ PCs will be featured in Microsoft's Surface Laptop and Surface Pro devices, as well as products from Acer, ASUS, Dell, HP, Lenovo, and Samsung. This announcement comes just weeks before Apple's WWDC developer event, where the company is expected to debut its own AI features across its product lines.

Contact Details for Hiraedu Helper:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: [info@hiraedu](mailto:info@hiraedu). com
ACADEMIC TASKS MY TEAM AND I CAN COMPLETE:

• Entire Degree Programs
• Full Online Classes (1 - 20+ Weeks Long)
• Proctored Exams Quizzes Tests
• Homework Assignments
• Research Papers Term Papers Essays
• Projects & Labs
• Discussion Posts
• Annotated Bibliographies
• Employment Assessments
• Certification Programs

MY TEAM'S CLASSES OF EXPERTISE:

• Statistics: AP Statistics Biostatistics Business Statistics Elementary Statistics Intro to Statistics Psychology Statistics Social Science Statistics Statistics & Probability Statistical Methods Statistical & Probability Models
• Math: Advanced Functions Algebra Calculus 1, 2, 3 (and 4 in some schools) Vector Calculus Differential Calculus Integral Calculus Multivariable Calculus Differential Equations Discrete Math Discrete Structures Finite Mathematics Functions Geometry Linear Algebra Precalculus Probability Real Analysis Statistics Trigonometry Quantitative Methods & Reasoning
• Science: Anatomy & Physiology Astronomy Biochemistry Biology Chemistry (General, Inorganic & Organic) Dental / Pre-Dental Earth Science Engineering (Almost All Types) Environmental Science Epidemiology Fluid & Mechanics Geology Geophysics Medicine / Pre-Med Microbiology Neuroscience Physics Physical Science
• Business: Accounting Auditing Banking Business Administration Business Law Corporate Finance Cost Accounting Econometrics Economics Finance Financial Institutions Financial Reporting Global Economics Governance International Economics Macroeconomics Management Marketing MBA Courses Mergers and Acquisitions Microeconomics Operations Management Principles of Accounting Real Estate Taxation
• English: Business Writing Creative Writing Critical Reading Digital Media Eastern Literature English Literature Essays Expository & Persuasive Writing Fiction Writing Greek and Roman Philosophy Grammar Poetry
• Humanities & Social Sciences: Architecture Anthropology Art History Communication Criminal Justice Forestry Ethnic Studies Film History Law Pre-Law Music Philosophy Political Science Psychology Psychiatry Religious Studies Sociology Theology Women Studies
• Computer Science & Programming: Android AWS Azure Blockchain Cryptocurrency Smart Contracts C C# C++ Cloud Computer Organization and Assembly Languages CSS Data Science Data Structures and Algorithms Deep Learning Design Patterns Game Design and Development iOS Java Javascript Machine Learning MATLAB MySQL Networking NoSQL Object Oriented Programming Operating Systems PHP Principles of Computer Science Programming for Virtual Reality Programming Languages Python R Robotics Ruby Software Engineering SQL Swift Web Development

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• Acellus ALEKS Aplia APEX Learning Badgr Blackboard Blink Learning Brightspace / D2L Canvas Cengage CengageNow Childsmath Cisco ConnectMath Connexus CPM Crowdmark EViews Edmentum Examity Excel Garch Google Classroom Google Education Gradescope Hawkes Learning Honorlock iClicker InQuizitive (Norton) Java Kaltura Khan Academy Knewton Kryterion LaunchPad MATLAB Maple MasteringChemistry MasteringPhysics MathXL Mathematica McGraw-Hill Connect MegaStat Microsoft Teams Microsoft Access, Word, Excel, PowerPoint Mindtap Minitab MonitorEDU Moodle MyAccountingLab MyEconLab MyFinanceLab MyITLab MyMathLab MyOpenMath MyPsychLab MySocLab MyStatLab NCSS Outlier Pearson MyLab and Mastering Piazza PlatoWeb Prezi Proctor360 Proctorio Proctortrack Python R Respondus Lockdown Browser with Webcam SAM Sapling SAS SPSS Socrative Stata StraighterLine Turnitin VoiceThread WebAssign WebEx WebWork Wiley WileyPlus Zoom

TOP 20 REASONS WHY I'M THE MOST LEGIT EXAM, HW, ONLINE CLASS TUTOR ON REDDIT:

1. U.S. Citizenship Status: I have native-born U.S. citizenship status, an 100% authentic & natural U.S. American accent, and a verified New Jersey, USA residence. I can speak on the phone professionally in both perfect native U.S. English and fluent Canadian English.
2. U.S. 212 Phone Number: I have a verified U.S. American business phone number with the prestigious 212 area code (212-380-1856 - Ext 3) that can both send & receive phone calls, texts, voicemails, photos, and website links.
3. Social Media Verified: I have an active & verified online social media presence with my name and contact info regularly showing up on all major search engines including: Google, Yahoo, and Bing.
4. Professional Website: I have a professional, well-designed, well-written, 100% secure SEO-optimized WordPress business themed website: Hiraedu.com
5. Team of U.S. Academic Experts: I and my team of dedicated academic experts complete all types of academic coursework for students in most math, English, science, business, humanities, social Sciences, computer programming, and foreign language classes on a 24/7/365 full-time round-the-clock basis. This is not some part-time gig for me. It’s literally my primary source of income. I can regularly make myself available to help students with last-minute & same-day academic requests.
6. Essay Writing Skills: I can write essays & research papers in native U.S. American English and fluent Canadian English using APA MLA Harvard Chicago Vancouver OSCOLA IEEE formatting & citations.
7. 75+ Types of Academic Software: I am highly skilled & experienced in using over 75+ types of academic software and educational platforms including the following: ALEKS, Blackboard, Brightspace, Canvas, Cengage, WebAssign, ConnectMath, Crowdmark, D2L, Moodle, Pearson MyLab and Mastering, MyMathLab, MyStatLab, MyOpenMath, StraighterLine, WebWork, and Wiley.
8. Can Change IP Address: I have multiple reliable VPN software including: NordVPN, SurfShark & ExpressVPN that allows me to successfully change my computer’s original New Jersey IP address to any major city in the U.S. & Canada to avoid raising red flags with students’ online class software.
9. Proctored Exam Help: I have developed multiple highly effective methods of helping students with exams, tests, and quizzes that are proctored by software like: Respondus Lockdown Browser with Webcam, Honorlock, Examity, Proctorio, Proctor360, Proctortrack, and ProProctor using 3 highly effective proven methods. Option 1 - WhatsApp: I use WhatsApp to have the student discreetly text me photos of the exam questions outside of the webcam’s view and I text them the correct solutions to the exam questions. Option 2 - Screen Share: Using screen share software like Zoom to see the student’s screen displaying the exam questions and I text the correct solutions. Option 3 - Remote PC Access & Control: Using remote computer access software like to control the student’s mouse and keyboard from my own computer.
10. Study Help Apps: I have over 15+ paid subscriptions to a wide range of study help apps, software, websites, and programs to help me solve exam & homework questions faster and more efficiently. Some of these resources include: Brainly, Chegg, CourseHero, Quizlet, SymboLab & WolframAlpha.
11. Calculators & Math Software: I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
12. Test Taking Techniques: I have developed highly effective methods to determine the correct answers to questions that I’m not already familiar with including process of elimination, working backwards, quickly searching for similar questions online, and utilizing standardized test taking techniques taught only in elite standardized test prep tutoring programs.
13. Handwriting & Scanning Apps: I have impeccable handwriting and a high-quality mobile scanner app that allows me to scan written solutions in very legible high-definition JPG, PNG, and PDF formats.
14. Flexible Payment Methods: I offer negotiable rates, multiple payment methods (PayPal, Venmo, Cash App, Zelle, anonymous credit & debit card payments via online invoice), and flexible payment plans: weekly (most expensive), monthly, half-now / half-later, and all-up-front (least expensive).
15. Money Back Guarantee: I have won multiple academic awards for my exceptional skills & expertise in math. I guarantee overall A & B grades for all coursework completed. Plus. I also offer a 50% refund for C+, C, and C- scores, and a full 100% refund for D+, D, D-, and F scores.

HOW I CALCULATE FINAL RATES:

• Exams & Quizzes: Final rates for exams and quizzes depend on various factors including: whether or not there is proctoring, how many hours the exam is, total number of questions including sub-parts, preferred method of me delivering solutions, whether it's show all work or just the answer only, and whether the assessment has a flexible window of time to complete or a fixed & rigid start and end time.
• Full Courses: Final rates for full class help depend all the foregoing plus: total number of hw, quizzes, exams, discussion posts, and other academic tasks left that need to be completed, total number of weeks or modules left in the class to complete, and whether there is required multi factor authentication for logging in like Duo Push or text passcode.
• Essays Papers Discussion Posts: Final rates for writing tasks depend on the required number of words or pages. topic of interest, type of citations, required number and type of sources & bibliography style , level of research required, and type of additional software required to complete the essay like: Excel, R, or Minitab.

ABOUT MY RATES & PAYMENT OPTIONS:

• Rationale for My Rates: I sincerely believe my rates are more than fair considering my education, skills, native born U.S. resident status, legitimacy, and the substantial amount of value, stress relief, and saved time & energy I’d be providing you in exchange for my valuable, irretrievable time, energy, and effort.
• Disclaimer About Rates: Completing someone else's exam, essay, or homework assignment is obviously NOT something you can just freely ask anyone to do, especially on the internet. Therefore, such help should be well-compensated. Services that are reliable and deliver high-quality results are difficult to find and are very high in demand. Thus, I expect to be compensated fairly for all the value, stress relief, and saved time & energy my services provide. However, I may be willing to negotiate rates if necessary.
• Payment Methods: I accept PayPal (required for all Canadian students), Venmo, Zelle, Cash App, and anonymous credit & debit card payments via online invoice.
• Payment Plans: I offer the following payment plans for my services: weekly (most expensive), monthly, half-now / half-later, and all upfront (least expensive).
• Money Back Guarantee: I guarantee the following grades for coursework completed: A+. A, A-, B+, B. and B-. However, I offer a 50% refund for C+, C, and C- grades, and a full 100% refund for D+, D, D-, and F grades.

CURRENT RATES -- AS OF SUMMER / FALL 2022 -- SUBJECT TO CHANGE:

• Full Class Help Rates: $595 – $2495 USD
• Exam & Test Help Rates: $150 – $350 USD
• Quiz Help Rates: $60 – $180 USD
• HW Assignment Help Rates: $60 – $420 USD
• Essay & Paper Writing Help Rates: $19 – $29 USD per 300 words

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• Engage in a Telephone interview: Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, and accent. I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• Provide Telephone References: Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• Not Worth the Money: I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• Most Students are Broke: I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes.
• Waste of Time & Energy: Communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine.
• All My Payment Apps are Still Active: If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now.

If you are unable to pass your AWS Certification Exam, get paid help from Online Helpers at Hiraedu!
Contact Details for Hiraedu Helper:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: [info@hiraedu](mailto:info@hiraedu). com
CONCLUSION:

• My Mission: Thank you for taking the time to read my Reddit post. I take what I do very seriously and I always strive to get the highest possible grades for all students who entrust me with their coursework.
• Closing Words: Please feel free to reach out to me if you're sincerely interested in having help you with your school work. I am available via text, email, and call almost 24/7/365.

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DAY: May 19 2024

• 5-19-2024 ILLNESS TOOK AWAY HER VOICE. AI CREATED A REPLICA SHE CARRIES IN HER PHONE Alexis Bogan, whose speech was impaired by a brain tumor, uses an AI powered smartphone app to create a audible drink order at a Starbucks drive-thru on Monday, April 29, 2024, in Lincoln, R.I. The app converts her typed entries into a verbal message created using her original voice. Credit: AP Photo/Steven Senne The voice Alexis “Lexi” Bogan had before last summer was exuberant. She loved to belt out Taylor Swift and Zach Bryan ballads in the car. She laughed all the time—even while corralling misbehaving preschoolers or debating politics
• 5-19-2024 SMART CONTACT LENSES LEAD THE WAY FOR HUMAN-MACHINE INTERACTION Scientists have developed eye-tracking smart content lenses based on radio frequency tags that can be used for various applications, including health care and augmented reality (AR). The lenses are biocompatible and imperceptible, requiring no battery or conventional silicon chips. Smart contact lenses that can keep track of various health factors and can be used for human-machine interaction (HMI) are a relatively new technology.
• 5-19-2024 INTEL EXEC ON BRINGING ARTIFICIAL INTELLIGENCE INTO THE WORKPLACE Artificial intelligence is just about everywhere you look these days—including the workplace. That means training staff about the technology and using it responsibly is critical. It’s a tall order, especially as the commercialization of generative AI continues its rapid growth. Now some tech players have kickstarted initiatives in hopes of meeting that need. Christy Pambianchi, chief people officer at Intel, recently spoke with The Associated Press about how the semiconductor chip maker is expanding AI education programming beyond the company’s walls—as well as best practices around
• 5-19-2024 JUST BELIEVING THAT AN AI IS HELPING BOOSTS YOUR PERFORMANCE, STUDY FINDS Sometimes it seems like an AI is helping, but the benefit is actually a placebo effect—people performing better simply because they expect to be doing so—according to new research from Aalto University. The study also shows how difficult it is to shake people’s trust in the capabilities of
• 5-19-2024 FEMALE HEALTH APPS MISUSE HIGHLY SENSITIVE DATA, STUDY FINDS Apps designed for female health monitoring are exposing users to unnecessary privacy and safety risks through their poor data handling practices, according to new research from King’s College London and University College London (UCL). In the most extensive evaluation of the privacy practices of female health apps to date, researchers found apps that handle medical and fertility data are coercing users into entering sensitive information that could put them at risk.
• 5-19-2024 OPENAI GIVES CHATGPT NEW POWERS TO SEE, HEAR OpenAI and Microsoft are in a heated rivalry with Google to be generative AI’s major player, but Facebook-owner Meta and upstart Anthropic are also making big moves to compete. OpenAI on Monday released a higher performing and even more human-like version of the artificial intelligence technology that underpins its popular generative tool ChatGPT, making it free to all users. The update to OpenAI’s flagship product landed a day before Google is expected to make its own announcements about Gemini, the search engine giant’s own AI tool that competes with ChatGPT
• 5-19-2024 CHATBOTS TELL PEOPLE WHAT THEY WANT TO HEAR, RESEARCHERS FIND Chatbots share limited information, reinforce ideologies, and, as a result, can lead to more polarized thinking when it comes to controversial issues, according to new Johns Hopkins University–led research. The study challenges perceptions that chatbots are impartial and provides insight into how using conversational search systems could widen the public divide on hot-button issues and leave people vulnerable to manipulation. “Because people are reading a summary paragraph generated by AI, they think they’re getting unbiased, fact-based answers,”
• 5-19-2024 STUDENTS, ACTIVISTS, ENTERTAINERS: MINECRAFT’S GLOBAL APPEAL Since the first version of Minecraft was released to the public 15 years ago, the block-based world-building game has become a global phenomenon. Since the first version of Minecraft was released to the public 15 years ago, the block-based world-building game has become a global phenomenon. Players of all ages and backgrounds have used the game for everything from educational projects and architecture to building communities and creating artwork. With more than 300 million copies sold, it is the best-selling video game of all time.
• 5-19-2024 SWISS NURSERY LETS ROBOT DO THE TALKING Swiss children in a Lausanne creche have some fun with their new robot friend, Nao. Sat in a circle on the nursery floor, a group of Swiss three-year-olds ask a robot called Nao questions about giraffes and broccoli. By the time these children become adults, interacting with robots may well be as commonplace as using a smartphone, experts believe. So one Lausanne creche has decided to give them a head start.
• 5-19-2024 EU TO ENCOURAGE INFLUENCERS TO HAVE ‘POSITIVE’ IMPACT Younger audiences increasingly get their information from influencers as they turn away from traditional media. The EU announced steps Tuesday to encourage influencers to post content that has a “positive” impact on society, as concerns rise over disinformation in a fragmented information landscape. With online creators increasingly the preferred source of news and opinions for younger audiences in the European Union, Brussels said they needed to be helped to use their role wisely. Ministers from EU countries responsible for culture, audiovisual and media issues approved a series of steps
• 5-19-2024 THE METAVERSE COULD CHANGE OUR RELIGIOUS EXPERIENCES, AND CREATE NEW ONES New technologies have always informed and changed our religious experiences. Listening to early radio broadcasts in the 1880s was experienced by many as religious because radio voices seemed to come from some other dimension. Séances became wildly popular at the time because it was thought by some that radio had opened a door to the spirit world. Today, religion is experiencing new transformations. The information-rich, image-laden character of the internet can provide new ways to understand and explain religious activity.
• 5-19-2024RESEARCH SHEDS LIGHT ON THE WEB OF TRUST, PRIVACY AND SAFETY FACTORS SHAPING USERS’ EXPERIENCES ON FACEBOOK MARKETPLACE Love it or hate it, Facebook Marketplace is the largest online resale site today with more than one billion monthly users.
• 5-19-2024RESEARCH SHEDS LIGHT ON THE WEB OF TRUST, PRIVACY AND SAFETY FACTORS SHAPING USERS’ EXPERIENCES ON FACEBOOK MARKETPLACE Google on Tuesday rolled out a retooled search engine that will frequently favor responses crafted by artificial intelligence over website links, a shift promising to quicken the quest for information while also potentially disrupting the flow of money-making internet traffic. The makeover announced at Google’s annual developers conference will begin this week in the U.S. when hundreds of millions of people will start to periodically see conversational summaries
• 5-19-2024 NEW STRATEGIC DESIGN APPROACH FOCUSES ON TURNING AI MISTAKES INTO USER BENEFITS More and more often, automated lending systems powered by artificial intelligence (AI) reject qualified loan applicants without explanation. Even worse, they leave rejected applicants with no recourse. People can have similar experiences when applying for jobs or petitioning their health insurance providers. While AI tools determine the fate of people in difficult situations daily, Upol Ehsan says more thought should be given to challenging these decisions or working around them. Ehsan, a Georgia Tech explainable AI (XAI) researcher, says many rejection cases are not the applicant’s fault.
• 5-19-2024 MANAGING SCREEN TIME BY MAKING PHONES SLIGHTLY MORE ANNOYING TO USE Existing apps for managing screen time can abruptly lock users out of their phone. If users were in the middle of an important task, they could scramble to skip the time limit, opening themselves up to spend more time on their phone than originally intended. InteractOut’s interventions are more gradual and allow users to decide when to put down their phones while also encouraging them to think harder about their smartphone use.
• 5-19-2024 DIGITAL TWIN HELPS OPTIMIZE MANUFACTURING SPEED WHILE SATISFYING QUALITY CONSTRAINTS Feedrate optimization using an uncertainty-aware digital twin demonstrates significant cycle time reductions of up to 38% in a CNC machine tool while staying close to the error tolerances compared to the existing methods. A new method uses a digital twin to optimize manufacturing machine speed—known as feed rate—while adhering to quality constraints,
• 5-19-2024 THE INCREASING DIFFICULTY OF DETECTING AI- VERSUS HUMAN-GENERATED TEXT Generative artificial intelligence (AI) tools are used to create text, images and videos, impacting the way society consumes and produces online content. As that technology continues to evolve, it is becoming increasingly difficult to tell the difference between AI-generated and human-generated content. Determining the integrity of online information—particularly text—is the current research focus in the Penn State Information Knowledge and wEb (PIKE) Lab, led by Dongwon Lee, professor in the College of Information Sciences and Technology at Penn State. In a discussion with Penn State News, Lee spoke about the
• 5-19-2024 RESEARCH TEAM WORKS TO IMPROVE AI-BASED DECISION-MAKING TOOLS FOR PUBLIC SERVICES More and more public services—such as affordable housing, public school matching and child welfare—are relying on algorithms to make decisions and allocate resources. So far, much of the work that has gone into designing these systems has focused on workers’ experiences using them or communities’ perceptions of them. But what about the actual impact of these programs have on people, especially when the decisions the systems make lead to denial of services? Can you design algorithms to help people make sense of and contest decisions that significantly impact them?
• 5-19-2024 CINEMATIC TOOLS CAN SIGNIFICANTLY IMPROVE USER EXPERIENCE IN VIRTUAL REALITY ENVIRONMENTS Without teleportation, many users would be unable to use virtual reality due to motion sickness. Unfortunately, teleportation can cause users to miss important aspects of their surroundings. Credit: Alan Medlar Cinematography techniques can significantly increase user engagement with virtual environments and, in particular, the aesthetic appeal of what users see in virtual reality.
• 5-19-2024 HUMAN DIFFERENCES IN JUDGMENT LEAD TO PROBLEMS FOR AIThe noise level observed in ComVE annotations when controlling the minimum (a) and maximum (b) allowable labels for each turker (we omit the residual in these two figures as, similar to what was observed earlier for TG-CSR, it was nearly coincidental with the level noise curve). We also report the statistics of statements categorized by the number of annotation labels under different cutoff methods used for screening participating annotators
• 5-19-2024 HUMAN DIFFERENCES IN JUDGMENT LEAD TO PROBLEMS FOR AI Innovation is rarely accidental. Behind every new invention and product, including the device you are using to read this story, is years of research, investment, and planning. Organizations that want to reach these milestones in the fastest and most efficient way possible use technology roadmaps.
• 5-19-2024 HUMAN DIFFERENCES IN JUDGMENT LEAD TO PROBLEMS FOR AI A team of researchers at Delft University of Technology has developed a drone that flies autonomously using neuromorphic image processing and control based on the workings of animal brains. Animal brains use less data and energy compared to current deep neural networks running on graphics processing units (GPUs).
• 5-19-2024 US SENATORS UNVEIL ‘ROADMAP’ TO AI LAWS Top US lawmakers on Wednesday said efforts to pass laws governing AI were entering a higher gear and hoped to pump $32 billion into the sector to help assure US dominance. US Senate Majority Leader Chuck Schumer said bipartisan legislators had agreed on a policy roadmap and had tasked key senate committees to draft specific proposals on regulating AI. The US is home to the biggest AI companies in the world and has trailed the EU and other regions on coming up with rules to rein in the sector.
• 5-19-2024 US SENATORS UNVEIL ‘ROADMAP’ TO AI LAWS Google chief executive Sundar Pichai says the AI revamp of its online search engine will soon spread to countries other than the United States. Google’s use of artificial intelligence to sum up answers to search queries has publishers wondering if traffic to their websites will wither. The internet titan announced Tuesday it is introducing AI-generated answers to online queries in the United States, in one of the biggest changes to its world-leading search engine in 25 years.
• 5-19-2024 CONSUMER GROUPS ACCUSE TEMU OF MANIPULATING ONLINE SHOPPERS Chinese shopping app Temu has on average around 75 million monthly active users in the EU. European consumer groups on Thursday accused Chinese shopping app Temu of using “manipulative techniques” to make users spend more and other violations of a landmark EU tech law. One of the fastest-growing apps, Temu only entered the EU market in April 2023 and says it has on average around 75 million monthly active users in the 27-country bloc. Europe’s BEUC umbrella consumer rights group filed a complaint with the European Commission while 17 member
• 5-19-2024 PARENTS UNDERESTIMATE THE PRIVACY RISKS KIDS FACE IN VIRTUAL REALITY Nearly two thirds of parents of children aged 5–10 don’t understand the metaverse, according to the Institution of Engineering and Technology. Credit: Kampus Production/Pexels/public domain Virtual reality lets kids play 3D games with their friends as avatars, go back in time, even journey to outer space, all without leaving their living rooms. But while children are immersed in the metaverse, they also face privacy risks that their parents might not recognize
• 5-19-2024 MODEL DISGORGEMENT—THE KEY TO FIXING AI BIAS AND COPYRIGHT INFRINGEMENT? By now, the challenges posed by generative AI are no secret. Models like OpenAI’s ChatGPT, Anthropic’s Claude and Meta’s Llama have been known to “hallucinate,” inventing potentially misleading responses, as well as divulge sensitive information, like copyrighted materials.
• 5-19-2024 CAN WE RID ARTIFICIAL INTELLIGENCE OF BIAS? AI giants face a challenge of making artficial intelligence models reflect the world’s diversity without being overly politically correct. Artificial intelligence built on mountains of potentially biased information has created a real risk of automating discrimination, but is there any way to re-educate the machines? The question for some is extremely urgent. In this ChatGPT era, AI will generate more and more decisions for health care providers, bank lenders or lawyers, using whatever was scoured from the internet as source material.
• 5-19-2024 CHATGPT IS NOW BETTER THAN EVER AT FAKING HUMAN EMOTION AND BEHAVIOR OpenAI executive Mira Murati launching GPT-4o. Credit: OpenAI Earlier this week OpenAI launched GPT-4o (“o” for “omni”), a new version of the artificial intelligence (AI) system powering the popular ChatGPT chatbot. GPT-4o is promoted as a step towards more natural engagement with AI. According to the demonstration video, it can have voice conversations with users in near real-time, exhibiting human-like personality and behavior. This emphasis on personality is likely to be a point of contention. In OpenAI’s demos, GPT-4o sounds friendly, empathetic and engaging. It tells “spontaneous” jokes, giggles, flirts
• 5-19-2024 MOST PEOPLE STILL THINK BARRISTERS NEED TO SOUND POSH, RESEARCH SHOWS—BUT ACCENT DISCRIMINATION SERVES NO ONE In the UK legal system, a barrister’s job is to present formalized legal arguments in court and at tribunals. Training to become one, therefore, involves considerable focus on oral skills. It is considered important that barristers have the ability to speak “eloquently.” This risks people thinking there is a “correct” way of speaking in order to be successful in this career. Accents, of course, play an important role here. Accent-based bias discriminates against speakers with non-standard accents—people whose speech differs from Received Pronunciation (RP).
• 5-19-2024 A MINUTE’S SILENCE IS FINE BUT WHEN IT COMES TO VIOLENCE AGAINST WOMEN, BEING QUIET ISN’T ENOUGH Sport has a role to play in creating a culture of respect, yet women in sport are often seen as “less than” on almost every measure: salaries, sponsorship, broadcasting, leadership, access, media, coaching, officiating, uniforms and support. Research shows 3 out of 4 Australian men are gender equality supporters, but very few (17%) prioritize taking any action. As Australia grapples with a “national crisis” of violence against women, what can men in sport do to help?
• 5-19-2024 ARE CANADIANS TOO POOR TO BREAK UP? Why did Al and Peg Bundy from the sitcom Married… with Children never get divorced? After all, they were rarely happy and constantly arguing. Maybe they felt they were the best they could do for each other—a middle-aged homely shoe salesman and a stay-at-home mom with two kids. They cared for each other, but they also hated each other deeply. And neither ever cheated, despite having the opportunity. However, what if the Bundys lived in Canada today?
• 5-19-2024 REPORT LOOKS AT ‘POVERTY STIGMA’ THROUGH A NEW LENS TO STAMP IT OUT OF SOCIETY Stigma is a glue that holds poverty, inequality and economic insecurity in place enabling and exacerbating inequalities of wealth, health and opportunity, says a new report. Poverty stigma is a “wicked social problem,” highly complex, difficult to define and challenging to solve
• 5-19-2024 HOW CRAFT-BASED FIRMS PROJECT AUTHENTICITY THROUGH CREDIBLY AND VISIBLY COMMUNICATING THEIR IDENTITY Consumers are drawn to authenticity when it comes to craft-based firms, and a study looked at how managers in identity-driven markets are challenged to maintain their authenticity as their company’s scale of operations expands. In such craft industries, the authors note, overt claims of authenticity by producers are ineffective.
• 5-19-2024 PSYCHOLOGICAL RESEARCH OFFERS STRATEGIES FOR HEALTHY POLITICAL DISCUSSIONS AMONG PEOPLE WITH OPPOSING VIEWS Civilized political debates may seem increasingly out of reach as democracies across the world face rising polarization, but people still want to discuss issues with people they disagree with—especially those who present themselves as balanced and willing to seek solutions that work for everyone or open to learning new information, according to two studies published by the American Psychological Association.
• 5-19-2024 MORE THAN HALF OF AMERICANS GIVE TO CHARITY AT CHECKOUT, SURVEY SHOWS 53% of Americans give to charity at checkout, and young and diverse people tend to do it more often, according to new research from Binghamton University, State University of New York. Credit: Binghamton University, State University of New York Fifty-three percent of Americans give impulsively to charities at the checkout, and certain demographics tend to give more, according to a new survey conducted by faculty at Binghamton University,

Paid Help from Hiraedu: If You're struggling to handle your comptia or any other WGU Exam or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ACADEMIC TASKS MY TEAM AND I CAN COMPLETE:

• Entire Degree Programs
• Full Online Classes (1 - 20+ Weeks Long)
• Proctored Exams Quizzes Tests
• Homework Assignments
• Research Papers Term Papers Essays
• Projects & Labs
• Discussion Posts
• Annotated Bibliographies
• Employment Assessments
• Certification Programs

MY TEAM'S CLASSES OF EXPERTISE:

• Statistics: AP Statistics Biostatistics Business Statistics Elementary Statistics Intro to Statistics Psychology Statistics Social Science Statistics Statistics & Probability Statistical Methods Statistical & Probability Models
• Math: Advanced Functions Algebra Calculus 1, 2, 3 (and 4 in some schools) Vector Calculus Differential Calculus Integral Calculus Multivariable Calculus Differential Equations Discrete Math Discrete Structures Finite Mathematics Functions Geometry Linear Algebra Precalculus Probability Real Analysis Statistics Trigonometry Quantitative Methods & Reasoning
• Science: Anatomy & Physiology Astronomy Biochemistry Biology Chemistry (General, Inorganic & Organic) Dental / Pre-Dental Earth Science Engineering (Almost All Types) Environmental Science Epidemiology Fluid & Mechanics Geology Geophysics Medicine / Pre-Med Microbiology Neuroscience Physics Physical Science
• Business: Accounting Auditing Banking Business Administration Business Law Corporate Finance Cost Accounting Econometrics Economics Finance Financial Institutions Financial Reporting Global Economics Governance International Economics Macroeconomics Management Marketing MBA Courses Mergers and Acquisitions Microeconomics Operations Management Principles of Accounting Real Estate Taxation
• English: Business Writing Creative Writing Critical Reading Digital Media Eastern Literature English Literature Essays Expository & Persuasive Writing Fiction Writing Greek and Roman Philosophy Grammar Poetry
• Humanities & Social Sciences: Architecture Anthropology Art History Communication Criminal Justice Forestry Ethnic Studies Film History Law Pre-Law Music Philosophy Political Science Psychology Psychiatry Religious Studies Sociology Theology Women Studies
• Computer Science & Programming: Android AWS Azure Blockchain Cryptocurrency Smart Contracts C C# C++ Cloud Computer Organization and Assembly Languages CSS Data Science Data Structures and Algorithms Deep Learning Design Patterns Game Design and Development iOS Java Javascript Machine Learning MATLAB MySQL Networking NoSQL Object Oriented Programming Operating Systems PHP Principles of Computer Science Programming for Virtual Reality Programming Languages Python R Robotics Ruby Software Engineering SQL Swift Web Development

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• Acellus ALEKS Aplia APEX Learning Badgr Blackboard Blink Learning Brightspace / D2L Canvas Cengage CengageNow Childsmath Cisco ConnectMath Connexus CPM Crowdmark EViews Edmentum Examity Excel Garch Google Classroom Google Education Gradescope Hawkes Learning Honorlock iClicker InQuizitive (Norton) Java Kaltura Khan Academy Knewton Kryterion LaunchPad MATLAB Maple MasteringChemistry MasteringPhysics MathXL Mathematica McGraw-Hill Connect MegaStat Microsoft Teams Microsoft Access, Word, Excel, PowerPoint Mindtap Minitab MonitorEDU Moodle MyAccountingLab MyEconLab MyFinanceLab MyITLab MyMathLab MyOpenMath MyPsychLab MySocLab MyStatLab NCSS Outlier Pearson MyLab and Mastering Piazza PlatoWeb Prezi Proctor360 Proctorio Proctortrack Python R Respondus Lockdown Browser with Webcam SAM Sapling SAS SPSS Socrative Stata StraighterLine Turnitin VoiceThread WebAssign WebEx WebWork Wiley WileyPlus Zoom

TOP 20 REASONS WHY I'M THE MOST LEGIT EXAM, HW, ONLINE CLASS TUTOR ON REDDIT:

1. Team of U.S. Academic Experts: I and my team of dedicated academic experts complete all types of academic coursework for students in most math, English, science, business, humanities, social Sciences, computer programming, and foreign language classes on a 24/7/365 full-time round-the-clock basis. This is not some part-time gig for me. It’s literally my primary source of income. I can regularly make myself available to help students with last-minute & same-day academic requests.
2. Essay Writing Skills: I can write essays & research papers in native U.S. American English and fluent Canadian English using APA MLA Harvard Chicago Vancouver OSCOLA IEEE formatting & citations.
3. 75+ Types of Academic Software: I am highly skilled & experienced in using over 75+ types of academic software and educational platforms including the following: ALEKS, Blackboard, Brightspace, Canvas, Cengage, WebAssign, ConnectMath, Crowdmark, D2L, Moodle, Pearson MyLab and Mastering, MyMathLab, MyStatLab, MyOpenMath, StraighterLine, WebWork, and Wiley.
4. Can Change IP Address: I have multiple reliable VPN software including: NordVPN, SurfShark & ExpressVPN that allows me to successfully change my computer’s original New Jersey IP address to any major city in the U.S. & Canada to avoid raising red flags with students’ online class software.
5. Proctored Exam Help: I have developed multiple highly effective methods of helping students with exams, tests, and quizzes that are proctored by software like: Respondus Lockdown Browser with Webcam, Honorlock, Examity, Proctorio, Proctor360, Proctortrack, and ProProctor using 3 highly effective proven methods.
6. Option 1 - WhatsApp: I use WhatsApp to have the student discreetly text me photos of the exam questions outside of the webcam’s view and I text them the correct solutions to the exam questions.
7. Option 2 - Screen Share: Using screen share software like Zoom to see the student’s screen displaying the exam questions and I text the correct solutions.
8. Option 3 - Remote PC Access & Control: Using remote computer access software like to control the student’s mouse and keyboard from my own computer.
9. Study Help Apps: I have over 15+ paid subscriptions to a wide range of study help apps, software, websites, and programs to help me solve exam & homework questions faster and more efficiently. Some of these resources include: Brainly, Chegg, CourseHero, Quizlet, SymboLab & WolframAlpha.
10. Calculators & Math Software: I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
11. Test Taking Techniques: I have developed highly effective methods to determine the correct answers to questions that I’m not already familiar with including process of elimination, working backwards, quickly searching for similar questions online, and utilizing standardized test taking techniques taught only in elite standardized test prep tutoring programs.
12. Handwriting & Scanning Apps: I have impeccable handwriting and a high-quality mobile scanner app that allows me to scan written solutions in very legible high-definition JPG, PNG, and PDF formats.
13. Live Exam Help Videos: I am the only verified U.S.-based online exam hw online class help tutor with a highly successful YouTube Channel where I regularly upload live unedited videos of me actually completing exams, quizzes & homework assignments for other students and clearly explain my entire thought process and display on-screen all the steps, apps, websites, and software I use to compute the correct answers.
14. Flexible Payment Methods: I offer negotiable rates, multiple payment methods (PayPal, Venmo, Cash App, Zelle, anonymous credit & debit card payments via online invoice), and flexible payment plans: weekly (most expensive), monthly, half-now / half-later, and all-up-front (least expensive).
15. Money Back Guarantee: I have won multiple academic awards for my exceptional skills & expertise in math. I guarantee overall A & B grades for all coursework completed. Plus. I also offer a 50% refund for C+, C, and C- scores, and a full 100% refund for D+, D, D-, and F scores.

HOW I CALCULATE FINAL RATES:

• Exams & Quizzes: Final rates for exams and quizzes depend on various factors including: whether or not there is proctoring, how many hours the exam is, total number of questions including sub-parts, preferred method of me delivering solutions, whether it's show all work or just the answer only, and whether the assessment has a flexible window of time to complete or a fixed & rigid start and end time.
• Full Courses: Final rates for full class help depend all the foregoing plus: total number of hw, quizzes, exams, discussion posts, and other academic tasks left that need to be completed, total number of weeks or modules left in the class to complete, and whether there is required multi factor authentication for logging in like Duo Push or text passcode.
• Essays Papers Discussion Posts: Final rates for writing tasks depend on the required number of words or pages. topic of interest, type of citations, required number and type of sources & bibliography style , level of research required, and type of additional software required to complete the essay like: Excel, R, or Minitab.

Paid Help from Hiraedu: If You're struggling to handle your comptia or any other WGU Exam or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ABOUT MY RATES & PAYMENT OPTIONS:

• Rationale for My Rates: I sincerely believe my rates are more than fair considering my education, skills, native born U.S. resident status, legitimacy, and the substantial amount of value, stress relief, and saved time & energy I’d be providing you in exchange for my valuable, irretrievable time, energy, and effort.
• Disclaimer About Rates: Completing someone else's exam, essay, or homework assignment is obviously NOT something you can just freely ask anyone to do, especially on the internet. Therefore, such help should be well-compensated. Services that are reliable and deliver high-quality results are difficult to find and are very high in demand. Thus, I expect to be compensated fairly for all the value, stress relief, and saved time & energy my services provide. However, I may be willing to negotiate rates if necessary.
• Payment Methods: I accept PayPal (required for all Canadian students), Venmo, Zelle, Cash App, and anonymous credit & debit card payments via online invoice.
• Payment Plans: I offer the following payment plans for my services: weekly (most expensive), monthly, half-now / half-later, and all upfront (least expensive).
• Money Back Guarantee: I guarantee the following grades for coursework completed: A+. A, A-, B+, B. and B-. However, I offer a 50% refund for C+, C, and C- grades, and a full 100% refund for D+, D, D-, and F grades.

CURRENT RATES -- AS OF SUMMER / FALL 2022 -- SUBJECT TO CHANGE:

• Full Class Help Rates: $595 – $2495 USD
• Exam & Test Help Rates: $150 – $350 USD
• Quiz Help Rates: $60 – $180 USD
• HW Assignment Help Rates: $60 – $420 USD
• Essay & Paper Writing Help Rates: $19 – $29 USD per 300 words

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• Engage in a Telephone interview: Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, and accent. I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• Provide Telephone References: Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• Not Worth the Money: I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• Most Students are Broke: I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes.
• Waste of Time & Energy: Communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine.
• All My Payment Apps are Still Active: If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now.
• My Mission: Thank you for taking the time to read my Reddit post. I take what I do very seriously and I always strive to get the highest possible grades for all students who entrust me with their coursework.
• Closing Words: Please feel free to reach out to me if you're sincerely interested in having help you with your school work. I am available via text, email, and call almost 24/7/365.

Paid Help from Hiraedu: If You're struggling to handle your comptia or any other WGU Exam or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
TAGS:
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If you are unable to pas your Online Exam, Assignment and couldn't handle online courses workload, get paid help from Online Helpers at Hiraedu!
Contact Details for Hiraedu Helper:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: [info@hiraedu](mailto:info@hiraedu). com
AACADEMIC TASKS MY TEAM AND I CAN COMPLETE:

• Entire Degree Programs
• Full Online Classes (1 - 20+ Weeks Long)
• Proctored Exams Quizzes Tests
• Homework Assignments
• Research Papers Term Papers Essays
• Projects & Labs
• Discussion Posts
• Annotated Bibliographies
• Employment Assessments
• Certification Programs

MY TEAM'S CLASSES OF EXPERTISE:

• Statistics: AP Statistics Biostatistics Business Statistics Elementary Statistics Intro to Statistics Psychology Statistics Social Science Statistics Statistics & Probability Statistical Methods Statistical & Probability Models
• Math: Advanced Functions Algebra Calculus 1, 2, 3 (and 4 in some schools) Vector Calculus Differential Calculus Integral Calculus Multivariable Calculus Differential Equations Discrete Math Discrete Structures Finite Mathematics Functions Geometry Linear Algebra Precalculus Probability Real Analysis Statistics Trigonometry Quantitative Methods & Reasoning
• Science: Anatomy & Physiology Astronomy Biochemistry Biology Chemistry (General, Inorganic & Organic) Dental / Pre-Dental Earth Science Engineering (Almost All Types) Environmental Science Epidemiology Fluid & Mechanics Geology Geophysics Medicine / Pre-Med Microbiology Neuroscience Physics Physical Science
• Business: Accounting Auditing Banking Business Administration Business Law Corporate Finance Cost Accounting Econometrics Economics Finance Financial Institutions Financial Reporting Global Economics Governance International Economics Macroeconomics Management Marketing MBA Courses Mergers and Acquisitions Microeconomics Operations Management Principles of Accounting Real Estate Taxation
• English: Business Writing Creative Writing Critical Reading Digital Media Eastern Literature English Literature Essays Expository & Persuasive Writing Fiction Writing Greek and Roman Philosophy Grammar Poetry
• Humanities & Social Sciences: Architecture Anthropology Art History Communication Criminal Justice Forestry Ethnic Studies Film History Law Pre-Law Music Philosophy Political Science Psychology Psychiatry Religious Studies Sociology Theology Women Studies
• Computer Science & Programming: Android AWS Azure Blockchain Cryptocurrency Smart Contracts C C# C++ Cloud Computer Organization and Assembly Languages CSS Data Science Data Structures and Algorithms Deep Learning Design Patterns Game Design and Development iOS Java Javascript Machine Learning MATLAB MySQL Networking NoSQL Object Oriented Programming Operating Systems PHP Principles of Computer Science Programming for Virtual Reality Programming Languages Python R Robotics Ruby Software Engineering SQL Swift Web Development

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• Acellus ALEKS Aplia APEX Learning Badgr Blackboard Blink Learning Brightspace / D2L Canvas Cengage CengageNow Childsmath Cisco ConnectMath Connexus CPM Crowdmark EViews Edmentum Examity Excel Garch Google Classroom Google Education Gradescope Hawkes Learning Honorlock iClicker InQuizitive (Norton) Java Kaltura Khan Academy Knewton Kryterion LaunchPad MATLAB Maple MasteringChemistry MasteringPhysics MathXL Mathematica McGraw-Hill Connect MegaStat Microsoft Teams Microsoft Access, Word, Excel, PowerPoint Mindtap Minitab MonitorEDU Moodle MyAccountingLab MyEconLab MyFinanceLab MyITLab MyMathLab MyOpenMath MyPsychLab MySocLab MyStatLab NCSS Outlier Pearson MyLab and Mastering Piazza PlatoWeb Prezi Proctor360 Proctorio Proctortrack Python R Respondus Lockdown Browser with Webcam SAM Sapling SAS SPSS Socrative Stata StraighterLine Turnitin VoiceThread WebAssign WebEx WebWork Wiley WileyPlus Zoom

TOP 20 REASONS WHY I'M THE MOST LEGIT EXAM, HW, ONLINE CLASS TUTOR ON REDDIT:

1. Team of U.S. Academic Experts: I and my team of dedicated academic experts complete all types of academic coursework for students in most math, English, science, business, humanities, social Sciences, computer programming, and foreign language classes on a 24/7/365 full-time round-the-clock basis. This is not some part-time gig for me. It’s literally my primary source of income. I can regularly make myself available to help students with last-minute & same-day academic requests.
2. Essay Writing Skills: I can write essays & research papers in native U.S. American English and fluent Canadian English using APA MLA Harvard Chicago Vancouver OSCOLA IEEE formatting & citations.
3. 75+ Types of Academic Software: I am highly skilled & experienced in using over 75+ types of academic software and educational platforms including the following: ALEKS, Blackboard, Brightspace, Canvas, Cengage, WebAssign, ConnectMath, Crowdmark, D2L, Moodle, Pearson MyLab and Mastering, MyMathLab, MyStatLab, MyOpenMath, StraighterLine, WebWork, and Wiley.
4. Can Change IP Address: I have multiple reliable VPN software including: NordVPN, SurfShark & ExpressVPN that allows me to successfully change my computer’s original New Jersey IP address to any major city in the U.S. & Canada to avoid raising red flags with students’ online class software.
5. Proctored Exam Help: I have developed multiple highly effective methods of helping students with exams, tests, and quizzes that are proctored by software like: Respondus Lockdown Browser with Webcam, Honorlock, Examity, Proctorio, Proctor360, Proctortrack, and ProProctor using 3 highly effective proven methods.
6. Option 1 - WhatsApp: I use WhatsApp to have the student discreetly text me photos of the exam questions outside of the webcam’s view and I text them the correct solutions to the exam questions.
7. Option 2 - Screen Share: Using screen share software like Zoom to see the student’s screen displaying the exam questions and I text the correct solutions.
8. Option 3 - Remote PC Access & Control: Using remote computer access software like to control the student’s mouse and keyboard from my own computer.
9. Study Help Apps: I have over 15+ paid subscriptions to a wide range of study help apps, software, websites, and programs to help me solve exam & homework questions faster and more efficiently. Some of these resources include: Brainly, Chegg, CourseHero, Quizlet, SymboLab & WolframAlpha.
10. Calculators & Math Software: I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
11. Test Taking Techniques: I have developed highly effective methods to determine the correct answers to questions that I’m not already familiar with including process of elimination, working backwards, quickly searching for similar questions online, and utilizing standardized test taking techniques taught only in elite standardized test prep tutoring programs.
12. Handwriting & Scanning Apps: I have impeccable handwriting and a high-quality mobile scanner app that allows me to scan written solutions in very legible high-definition JPG, PNG, and PDF formats.
13. Flexible Payment Methods: I offer negotiable rates, multiple payment methods (PayPal, Venmo, Cash App, Zelle, anonymous credit & debit card payments via online invoice), and flexible payment plans: weekly (most expensive), monthly, half-now / half-later, and all-up-front (least expensive).
14. Money Back Guarantee: I have won multiple academic awards for my exceptional skills & expertise in math. I guarantee overall A & B grades for all coursework completed. Plus. I also offer a 50% refund for C+, C, and C- scores, and a full 100% refund for D+, D, D-, and F scores.

HOW I CALCULATE FINAL RATES:

• Exams & Quizzes: Final rates for exams and quizzes depend on various factors including: whether or not there is proctoring, how many hours the exam is, total number of questions including sub-parts, preferred method of me delivering solutions, whether it's show all work or just the answer only, and whether the assessment has a flexible window of time to complete or a fixed & rigid start and end time.
• Full Courses: Final rates for full class help depend all the foregoing plus: total number of hw, quizzes, exams, discussion posts, and other academic tasks left that need to be completed, total number of weeks or modules left in the class to complete, and whether there is required multi factor authentication for logging in like Duo Push or text passcode.
• Essays Papers Discussion Posts: Final rates for writing tasks depend on the required number of words or pages. topic of interest, type of citations, required number and type of sources & bibliography style , level of research required, and type of additional software required to complete the essay like: Excel, R, or Minitab.

ABOUT MY RATES & PAYMENT OPTIONS:

• Rationale for My Rates: I sincerely believe my rates are more than fair considering my education, skills, native born U.S. resident status, legitimacy, and the substantial amount of value, stress relief, and saved time & energy I’d be providing you in exchange for my valuable, irretrievable time, energy, and effort.
• Disclaimer About Rates: Completing someone else's exam, essay, or homework assignment is obviously NOT something you can just freely ask anyone to do, especially on the internet. Therefore, such help should be well-compensated. Services that are reliable and deliver high-quality results are difficult to find and are very high in demand. Thus, I expect to be compensated fairly for all the value, stress relief, and saved time & energy my services provide. However, I may be willing to negotiate rates if necessary.
• Payment Methods: I accept PayPal (required for all Canadian students), Venmo, Zelle, Cash App, and anonymous credit & debit card payments via online invoice.
• Payment Plans: I offer the following payment plans for my services: weekly (most expensive), monthly, half-now / half-later, and all upfront (least expensive).
• Money Back Guarantee: I guarantee the following grades for coursework completed: A+. A, A-, B+, B. and B-. However, I offer a 50% refund for C+, C, and C- grades, and a full 100% refund for D+, D, D-, and F grades.

CURRENT RATES -- AS OF SUMMER / FALL 2022 -- SUBJECT TO CHANGE:

• Full Class Help Rates: $595 – $2495 USD
• Exam & Test Help Rates: $150 – $350 USD
• Quiz Help Rates: $60 – $180 USD
• HW Assignment Help Rates: $60 – $420 USD
• Essay & Paper Writing Help Rates: $19 – $29 USD per 300 words

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• Engage in a Telephone interview: Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, and accent. I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• Provide Telephone References: Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• Not Worth the Money: I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• Most Students are Broke: I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes.
• Waste of Time & Energy: Communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine.
• All My Payment Apps are Still Active: If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now.

CONCLUSION:

• My Mission: Thank you for taking the time to read my Reddit post. I take what I do very seriously and I always strive to get the highest possible grades for all students who entrust me with their coursework.
• Closing Words: Please feel free to reach out to me if you're sincerely interested in having help you with your school work. I am available via text, email, and call almost 24/7/365.

TAGS:
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ASSESSMENTS I CAN COMPLETE:

• Online Courses (1 - 20 Weeks Long)
• Homework Assignments
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• Employment Assessments

MY MATH SUBJECTS OF EXPERTISE:
I am very knowledgeable and proficient in assisting students in a wide range of mathematics classes. I can help students complete their homework assignments and other projects get an A on quizzes, tests, and exams (including proctored assessments) answer online discussion posts write essays & papers in MLA APA Chicago format and provide general overall academic help in each math course listed below:

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• Statistics (Stats)
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As of 2021, I have tutored and helped students enrolled at the following U.S. universities community colleges county & city colleges schools for-profit institutions listed below in alphabetical order:

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• Art & Design: Art History Design Film Studies
• Business: Accounting (Acc) Biz Courses Business Administration (Biz Admn) Business Calculus Business Law Business Statistics Corporate Finance Economics (Econ) Finance (Fin) Financial Accounting Intermediate Accounting Intermediate Microeconomics (Micro) Macroeconomics (Macro) Management (Mgmt) Managerial Accounting Marketing MBA
• Computer Science: C C++ Computer Programming (Comp) Java Python R (Introduction & Intermediate Level Only)
• Humanities: Communications (Comm) English Literature Essay & Term Paper Writing, Editing, Proofreading Essays History Papers Philosophy (Phil) Religious Studies Theology (Theo)
• Mathematics: A.P. Calculus AB & BC Psychology Statistics AP Statistics Bio statistics Calculus I (1) Calculus II (2) Calculus III (3) College Algebra Differential Equations Discrete Math Finite Math Functions General Math Geometry Liberal Arts Math Linear Algebra Multi-variable Calculus Partial Differential Equations Precalculus Probability Quantitative Reasoning Real Analysis Statistics Trigonometry (Trig) Vector Calculus
• Science & Medicine: Anatomy & Physiology (A & P) Biochemistry Biology (Bio) Biostatistics Earth Science Environmental Science General Chemistry (Chem) Healthcare Medicine Nursing Nutrition Organic Chemistry Physics (Phys)
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THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• 1) Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, accent, diction, dialect, regionalisms, pitch, vocabulary, word choice, intonations, and inflections.
• NOTE: I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
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At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

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HOW TO CONTACT ME:
Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641

• I take my work as a tutor very seriously, and I always aim to do my best to help my students excel in school. I have a solid and sincere passion for academic achievement, and with my help, I am positive that I can help students obtain very high grades with minimal stress and effort.
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So my last post asking why Indians don't read Indian books anymore had me surprised with the number of people genuinely interested to know more about Malayalam literature. A lot of them asked me for recommendations, so I thought I'd make a post. Now this won't be just a simple list of books to read. The reading list at kerala is probably better for a complete list of Malayalam books to read than a random internet post, but I hope with my post you will understand and appreciate Malayalam literature and Kerala better.
Malayalam evolved from Tamil. It branched off from Tamil in those parts of Tamilakam (a collective name given to the ancient Tamil kingdoms) which were most influenced by Sanskrit. The earliest literature that is distinctly Malayalam are from the 1100s, but the true beginning of Modern Malayalam starts from the 15th century with Thunchathu Ramanujan Ezhuthachan, master poet and father of Malayalam. Now Ezhuthachan (whose name literally means 'teacher of writing') was a lower caste Ezhava man who dared to study the Vedas and even began to write and teach others to write in an age where literacy was gatekept by Brahmins. His seminal work is the Adhyathma Ramayana, a retelling of the Ramayana from the lens of the Advaita or nondual philosophy. Here is an excerpt from the same work, translated by me. This verse is an opening verse where Ezhuthachan asks Brahmins for permission to retell the Ramayana. Sounds very serious and solemn, yes? Now watch Ezhuthachan mock the hell out of the entire class system of medieval Kerala.
For who can speak of the greatness of that lofty creed, owners of the earth, commanders of the Vedas, whose ceaseless boons and curses, drive even Brahma, Vishnu and Shiva to their wit's end. But pray, may I, born out of the feet of Brahma, number one among the unknowledgeable dare tell Rama's tale for the unconscious ones.
By the 1800s Malayalam literature had modernized very much. It was the first Indian language to start translating the works of Shakespeare, Milton etc. and the 19th century brought with it a fascination for Russian literature in Kerala that still has not ceased. Most big Malayalam bookstores have whole sections devoted to Russian literature translated from the original to Malayalam.
We get our first Malayalam novel in 1889 with O. Chandu Menon's Indulekha. Indulekha is about a young Nair lady of the same name, well educated in English and Sanskrit, in love with Madhavan, a western educated young man torn between modern culture and the culture he grew up in. Later, modernity and the past clash again when old Brahmin men try to marry Indulekha according to the old system. A saddened Madhavan runs away to Bengal in haste, leaving Indulekha to make her decision. The novel shows Indulekha as a modern, unwavering woman, willing to challenge her patriarchs, and shows how the society of Kerala had changed by the 1880s, when the decision of a woman could no longer be overruled. Must read for fans of Victorian fiction like those of Jane Austen, or even PG Wodehouse. (Spoilers - Madhavan realizes his mistake and returns for Indulekha.)
CV Raman Pillai's Marthanda Varma is another behemoth from the 1800s. Based on the life of the 18th century king Marthanda Varma, known as the maker of modern Travancore. Marthanda Varma was born in the royal family of Venad in a Travancore where the ruling family had lost all power to a group of eight Nair families known as the Ettuveettil Pillamar or the Pillas of the Eight Houses. The treasury of the kingdom was almost zero and real power and wealth were in the hands of the Pillas who had even started charging taxes and tarrifs. What follows is a brutal and bloody game between Marthanda Varma, a young prince who just won't give in, and the Eight Houses conspiring to kill him, told from the point of view of a love story involving a chivalric knight and an upper class girl. I've always noticed how Indian books and movies like portraying historical figures like superhuman gods perfect in every way. This book is for those who want to see the real nastiness of history. I recommend Marthanda Varma to fans of books like Shogun or even Game of Thrones.
With the 20th century we have writers like Thakazhi, a towering figure in Indian literature, whose Randidangazhi tells the story of a peasant uprising against landowners during the formative years of modern Kerala. Set in the paddy fields of Kerala, it shows how the poor, after having lived in a state of blissful ignorance starts to slowly come out of their coccoon and realise the horror of their slaving lives. Randidangazhi is a glimpse to how Marxism and Socialism began to get imported to Kerala and how it influenced the culture of Kerala. The less critically acclaimed but more popular novel of Thakazhi, is Chemmeen or Prawn, later made into one of the most succesful Malayalam movies ever. Chemmeen is set in the fishing landscape of Kerala in the shores of the Arabian sea, where fishermen believe that if a woman cheats on her husband while he is at sea, the Sea-Mother would swallow her up. Presented in this socio-cultural context is the story of Parikutty, a muslim fisherman in love with Karuthamma, the daughter of a Hindu fisherman. Their story is a more realistic and tragic version of Romeo and Juliet, with Karuthamma having to marry another man. But her love for Parikutty never dies, and they end up dead in the shores of the ocean.
Vaikom Muhammad Basheer - probably my favourite Malayalam writer. Basheer was a well educated Muslim man who grew up in the rural Muslim dominated areas of Kerala. He wrote in simple colloquial Malayalam and was looked down upon by the literary giants of his day, but today he’s seen as one of the masters of Malayalam fiction. He was once called by an English writer as the Chekhov of India to which a Malayalam writer responded saying that Chekhov was the Basheer of Russia. Basheer wrote about very ordinary people from the most ordinary places. The most famous and finest book of his I have read is called (and this sounds hilarious in Malayalam cause it’s basically a sentence squished into a word in a thick Muslim accent) Ntuppuppaakkoraanendaarnnu! which means My grandpa had an elephant! or more accurately Mygrandpahadanelephent! It’s a coming of age story about a little girl named Kunjupaathumma or little Pathu, who grows up in a family that once used to be rich but is growing poorer by the day. Little pathu gets consoled by her mom on almost a daily basis telling her ‘your grandpa had an elephant!’ clinging on to old pride while doing nothing to solve their present crisis. The English translation is actually called Me Grandad 'ad an Elephant, which kinda captures the original vibe.
MT Vasudevan Nair - the greatest writer to have ever written in Malayalam. Award winning novelist, short story writer, screenwriter and director. His first foray into fiction begins with winning a prize in a short story writing contest held by the New York Herald Tribune in 1953. What proceeded is one of the most impressive literary careers in history. His novels Naalukettu and Asuravithu show the shifting economic landscape of Kerala's Nair households. In Kaalam, the protagonist living in the city begins exploring the nostalgia of his past in feudal Kerala, having to face his crippling loneliness.
MT's most celebrated work and the second (you'll hear of the first very soon) most read Malayalam novel ever is Randamoozham or The Second Turn (translation is weirdly titled Bhima: The Lone Warrior, but English readers swear its very good). Let me begin talking about this novel by simply showing you the opening lines.
The sea was black in colour. Even after having swallowed a palace and an entire city, as if it's hunger hadn't died, the wave beat her head on the shore and screamed in agony.
You just read MT describe the sinking of Dwaraka. Randamoozham is about the Mahabharata, specifically about Bhima, the second of the Pandava brothers, well... dealing with being the second. He reinterprets the events of the Mahabharata with such skill that he makes you empathize with even the cruelest characters. Modern retellings of Indian epics like Asura or Jaya basically rewrite the story and change major events and add plot twists. MT changes nothing, and I mean nothing from the Mahabharata. He simply points out things you never thought about, and explores what might have been the deeper emotional reasons behind the actions of each character. MT being the most empathetic writer I've read has this incredible talent of seeing through people and making characters feel real and tangible. In Randamoozham he explores so many emotions, Bhima's feeling of being inferior to Arjuna, his feeling of emasculation and sexual helplessness, his intense love for Draupadi never repaid as she always prefers Arjuna over him.
Khasakkinte Ithihasam or the Legends of Khasak by OV Vijayan is usually considered the best Malayalam novel ever written. If you google 'greatest Malayalam novel' either this or Randamoozham comes up (google switches them up now and then). The novel is basically magical realism, the same genre of 100 years of solitude of Gabriel Garcia Marquez. But Vijayan's magical realism is a very different beast from that of Marquez. The distinction is subtle. Unlike the novels of Marquez, whether the magical parts of the book are real or not is left ambiguous. Let me explain, the protagonist is Ravi, a stoic man separated from his girlfriend, arriving at a muslim village called Khasak in the middle of nowhere to work as a school teacher. At first its a weird disjointed series of sketches of life in this strange village filled with strange characters who attribute every event and occurence to the workings of magical beings, spirits, or even long dead Muslim warriors. But the novel slowly reveals itself to be the story of a man learning to disconnect from reality and start seeing the magic buried within life. There's a scene where the mc recollects a memory as a child of looking up at the suns and seeing the weird wiggly things that move around in your eyes. His mother explains to him that they are actually Devas or tiny gods in sky, shying away when you look at them. This scene perfectly encapsulates the genre of this novel. I'll also share the fantastic opening para:
When the bus came to its final halt in Koomankavu, the place did not seem unfamiliar to Ravi. He had never been there before, but he had seen himself coming to this forlorn outpost beneath the immense canopy of trees, with its dozen shops and shacks raised on piles; he had seen it all in recurrent premonitions—the benign age of the trees, their riven bark and roots arched above the earth. The other passengers had got off earlier and Ravi sat alone in the bus, contemplating the next part of the journey as one does an ominous transit in one’s horoscope.
Mayyazhipuzhayude Theerangalil or On the banks of the Mayyazhi river by M. Mukundan - This is a novel spanning generations of French Indians in the French colony of Mahe in Kerala. It just wonderfully rolls out history like a scroll and shows you the glacial shifts of history from the reverent attitude of the locals towards the French in the beginning of the novel to complete rebellion by the end. And all of this is interspersed with a love story and magical realism concerning an island where dead people go to and turn into dragonflies. It really opens up a new world unknown to even most Malayalis, where French words are sprinkled in between Malayalam sentences to sound cool the way we use English today and where French aristocrats have to use Malayalam to get their kids to wake up. Some of it sounds jarring and outright weird to Malayali ears.
Mon petite! Mon petite! Ezhunekkoo! Samayam vaiki! Mon petite! Translation - Mon petite! Mon petite! Wake up! It's late already! Mon petite!
Aadujeevitham or Goat Days by Benyamin - as promised, here is the most famous and most sold book in Malayalam. I really really hope at least some of you recognize this from the recent movie Aadujeevitham or Goat Life starring Prithviraj. If not, see the trailer and get an idea of what this book is like. It's fairly recent, from 2008, and is single handedly responsible for rejuvinating Malayalam literature after almost a decade of hibernation. Benyamin became an overnight sensation and a household name with this novel, and It's probably the most read Indian novel in any language. So Aadujeevitham which literally means Goat Life is based on the true story of a man named Najeeb who travelled to Saudi Arabia after he was promised a job by a friend. But at the airport he is basically tricked by an smelly fat Arab into a truck and taken to a goat farm in the middle of the desert. What follows is a tale of survival spanning 4 years of animal-like living herding goats in the middle of nowhere. Najeeb has no access to actual food, and has to dip Khuboos in water pretending it's curry, has no access to toilets and must clean himself after excretion using sand, and has no access to new clothes or shaving. The novel explores the slow devolution of a man into a barely recognizable beastlike figure, living among goats, losing his status as a human and becoming synonymous with a goat. Now how does a human go from that to running across the desert for 4 days to escape? Read the novel and find out. Every Indian must read this honestly, it's quite horrible when it really sinks into you that this shit happened. With the movie recently we got quite a lot of interviews with the original man, and it blew away so many Malayalis that some of the most horrible stuff that happens in the novel wasn't made up, that it actually happened.
The next is the last novel I'll recommend. It's from 2009 but I didn't keep it till the end because of its recency. I kept it at the end because this novel created shockwaves in the Malayalam literary community, became a very controversial book, and ended up as a sensation among the youth. This novel is credited with bringing back or introducing so many young Malayalis (including me, this is the first Malayalam novel I read) into Malayalam literature. But fair warning, this really may not be for you.
Francis Itty Cora by T.D. Ramakrishnan - Possibly the most fascinating novel I have ever read in my life. You will either love this, or hate this. I'll tell you the premise in simple words:
There are 18 secret families, whose members are some of the wealthiest people in the world, spread all over the globe who are tied to ancient rituals and satanic sex cults, protecting secret texts and scriptures, They basically control the world. All of this is interspersed with a clusterfuck of a historical mystery involving the Indian origins of calculus, Cleopatra, Florence, Fibonacci and Hypatia, and how there’s nothing in common with any of these except for the fact that all of these elements are mysteriously connected to a single 15th century pepper trader from Kerala named Francis Itty Cora. Read that again.
Still interested? The novel opens with a young American man named Xavier Itty Cora, a war veteran, who has been having erectile dysfunction ever since he sexually assaulted a girl in Iraq. He seeks help to regain his sexual health from three college girls in Kerala running a makeshift sex resort, who begin suspecting his real intentions for contacting them out of anyone else in the world. It is revealed that Xavier Itty Cora had gotten to know that his family descends from a 15th century Christian pepper trader from Kerala named Francis Itty Cora who travelled around the world and started 18 families. The three college girls set out on a hunt to find the real truth about this man all the while being chased by a secret family that still worships him as his god. Now if that does not excite you, you probably won't like it. But personally, this novel ruined Da Vinci Code for me, as every Dan Brown novel I read after this just felt stupid and dumb compared to the sheer breadth and scope of this novel. T.D. Ramakrishnan uses history to not just give you a kick, but every mystery, every detail he adds is there to support his basic thesis that violence and lust is the driving force behind human civilisation.
I hope this post was helpful in showing you the insane diversity of Malayalam literature there is. It's not a monolith, Indian languages are whole literary traditions of themselves and not just niches or small genres compared. I wrote this hoping to start a chain reaction in this subreddit, and I expect more such posts on every other Indian language from you fellow readers. Happy reading!

Home Stock Ideas Long Ideas Communication Services Paramount Takeover Talks: Sony-Apollo Deal Closure Could Lead To Large Gains May 20, 2024 5:16 AM ETParamount Global (PARA) Stock, PARAA StockAPO, SNEJF, SONY9 Comments International Investor profile picture International Investor 19 Followers
Summary
Paramount shares at $12-$13 trade far below the lowest price in the Sony-Apollo bid at $22. The major voting shareholder of Paramount is forced to raise cash to pay debts, which may lead to Paramount being sold. Sony has been interested in buying Paramount for a long time now. PARA shares are unjustly trading far lower than PARAA shares, which have the same economic rights.
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Paramount Pictures AlexandreFagundes
At the moment, I believe Paramount Global (NASDAQ:PARA) shares (which are the Class B shares) are far depressed compared to the underlying value of all the company's assets. A non-binding offer by Sony and Apollo Global could lead to a deal taking the company private at $22 or more per share, rewarding new investors in PARA with massive gains compared to the current stock price of $12-$13. Existing investors who bought above $20 may or may not be rewarded, depending on the details of the Sony-Apollo offer. Longer out-of-the-money call options might win big if the Sony-Apollo deal proceeds at $22 per share or more.
In this article, I will try to explain why I think Sony-Apollo will offer more than most investors expect and why the PARA shares are far undervalued compared to the Paramount Global (NASDAQ:PARAA), or the Class A, shares.
A fair warning, though: investing in Paramount is not for everyone. One could make a corporate drama movie about what happened with the stock. In the last few weeks alone, we had Warren Buffett selling his PARA shares at a massive loss and publicly talking about it at the Berkshire (BRK.A) (BRK.B) annual shareholder meeting, "We lost quite a bit of money"
Meanwhile, we have the trial of Bill Hwang running in the background, who blew up his hedge fund Archegos while investing in shares of ViacomCBS (now Paramount Global).
Earlier Offers from Skydance and Apollo Then we have Skydance led by David Ellison (son of Larry Ellison) vying to buy the controlling stake held by heiress Shari Redstone in Paramount Global via her investment vehicle National Amusements (NAI). To me, this appears more of a take-under kind of deal that would seriously dilute the value of PARA shares. National Amusements, the Redstone family company, needs to repay debts. Shari Redstone has already sold some real estate and is looking for cash to pay these NAI debts. The greatest asset of NAI is the 77% of voting rights of PARAA. These shares give Redstone control over all important decisions relating to Paramount Global.
When Apollo Global Management (APO) showed up to make a $27 billion cash bid based on the Enterprise Value of Paramount on April 3, 2024, other Paramount shareholders found out that Skydance was also interested in Paramount and that there were exclusive negotiations going on. Skydance tried to structure a buyout of NAI in order to gain control over Paramount Global by overpaying for PARAA and diluting PARA holders, who own about 90% of the economic value of the company.
This move caused a lot of public backlash from large PARA investors such as Ariel Investments. The threat of serious litigation probably made the decision makers at the board and the special committee of Paramount wary of the Skydance deal. In an April 2024 Delaware court decision involving Match Group, it was ruled that a transaction with a majority voting shareholder on both sides must be evaluated by a completely independent special committee and approved by a majority of the minority stockholders. In the case of Paramount Global, this would mean the majority of the PARA holders because the company is registered in Delaware.
After the exclusivity period with Skydance came to an end, Apollo Global came back along with Sony (SONY) with a non-binding offer of $26 billion. Paramount's special committee met on Saturday (4 May), a day after the one-month window with Skydance expired, and decided to consider its approach to the Sony-Apollo bid. Discussions between the companies are currently ongoing.
Why Sony and Apollo? From the perspective of Redstone, who always said she wanted to keep the company in one piece, Sony might be a semi-acceptable candidate. They have been part of Hollywood for a long time. Sony Pictures and Columbia Pictures are big names. There is a decent chance that Sony would keep most of the company. Some parts, such as CBS, are more tricky because of regulatory approval and foreign ownership. But that is where the partnership between Sony and Apollo could help. Apollo as a US-based entity should have less regulatory issues. In a recent interview, Apollo CEO Marc Rowan said regarding the FCC 25 percent foreign ownership cap: "Look, regulatory is an issue for every transaction, but these paths are well trodden."
From Sony's perspective, the company is a content provider. Two of their segments mentioned as reporting their own financial in the recent earnings call were Pictures and Music. Paramount has a large catalog and content that would add value to many parts of the Sony business. The movie catalog, for instance, could be combined with like Columbia Pictures (owned by Sony since 1989). Other IPs such as Star Trek and Sponge Bob could be used to create games and used to increase value in other distribution channels. When the Sony bid came out, an estimated $3 billion per year in savings was mentioned by combining the companies.
Valuation of the Sony-Apollo offer Now, this is where things get really interesting. Most investors seem to think that the current Sony-Apollo offer is for $26 billion including the debt. The net debt is estimated at about $12.2 billion. With 40.7 million PARAA and 625 million PARA shares outstanding and assuming no premium for the PARAA shares, this would be a little over $22 per share. If the PARAA holders get a 5-10% premium, PARA holders would get only slightly less. This would be still a great investment considering the current market price of $12-$13 if the deal happens, with an increase of more than 80%.
Because Shari Redstone knows what the company could be worth, I am not expecting PARA to be sold for $22 per share. Redstone would want more for her PARAA and PARA shares (she paid $32.36 per share for 646,764 PARA shares in May 2022).
The recent earnings call showed that the turnaround strategy is working, and the streaming losses are decreasing, mainly due to growth in Paramount Plus revenue (+50%) while free cash flow increased to $208 million and the leverage ratio went down to 4.3. This, in my view, makes the negotiation position of Paramount quite a bit stronger.
When the Sony-Apollo deal came out, some of the financial media such as Bloomberg and Reuters published the offer as $26 billion in cash and assumed the debt. In a Bloomberg article on May 2, 2024, they use similar wording. WSJ states it like this: "Private-equity giant Apollo Global Management submitted a $26 billion offer, including about $12 billion in equity plus assumption of debt." These two things are surely not the same, and the majority of the press and the investors seem to lean towards the way WSJ states it. I find it strange that an experienced M&A company like Apollo picks the wording assumption of debt and mentions a $26 million all-cash offer rather than referring to the equity value of the deal. It makes more sense to value the whole equity with a bid number. In the case of Paramount Global, there are of course difficulties in giving a price per share, because of the PARAA vs PARA discussion and potential premiums. But if the offer is indeed $26 billion in cash AND the assumption of debt, this would mean that Sony would leave all the low-interest debt outstanding, and the $26 billion would be for the shareholders of PARAA and PARA to split up. Without a premium for PARAA versus PARA, this would be about $41 per share, A or B class.
I could be very wrong here, and that they just wrote assuming the debt is long-term, low-interest debt and Sony-Apollo would like to keep it outstanding, but it would be inconsistent with the earlier bid history and my estimated value of the company and looking at what happened before. In reference to the $27 billion solo bid made by Apollo, there are actually different wordings and a mention of $27 billion Enterprise Value, encompassing equity and debt.
At the moment, PARA stock is trading much lower than one would expect when there is a potential offer, even at the lowest offer price. I think this is partly due to investor fatigue and distrust from the earlier Skydance discussion (with the dilution risk), and also because of the large shorting. There were about 70 million PARA shares short just recently, and the shorters seem to have issues trying to get out of the shares. It is much harder to obtain PARAA shares because most of them are owned by NAI and other large investors. This makes shorting them very difficult and might partly explain the large price difference between PARAA currently trading at around $21 and PARA at around $12-$13.
Another reason could be that some investors believe that there will be a premium for PARAA shares vs PARA. Mario Gabelli, who manages 5 million shares of PARAA for clients, is one of them. I think there might be a small premium for PARAA, but US law seems to limit this, especially in cases where the economic rights are the same for different share classes. A lot of negative news in various media, such as CNBC, seems to keep retail investors wary of PARA shares.
Options The serious shorting and the flow of negative news also affect option prices. On 15 May, one could buy, for instance, a call on September 20, 2024, at strike 15 for 0.84 cents ask. This call would most likely go far in-the-money if a deal were announced. Profits would start when PARA shares hit $15.84 before September.
I normally don't buy options, but because of the outsized risk/reward I think exists here, I am long various series in July, September, and December at strikes starting at $15 and higher. Because I expect any deal to take some time for due diligence and possible renegotiations, I did not buy any options expiring before July.
Why I think the Sony-Apollo bid is higher than $22/share Apollo bid $11 billion for only the studios and the catalog in March 2024 Apollo bid $27 billion including the debt for the whole company in April 2024. Why come back with a lower offer of $26 billion and partner with Sony, which has billions of dollars' worth of synergies combining the businesses? Apollo knew what Shari Redstone would get in the Skydance deal. The combined PARA and PARAA offer assuming the debt would be a similar package for Redstone but without the legal issues. The offer for $22 per share would compare poorly to the $64 offered by Skydance. The negotiations started on a Saturday, right after the Skydance exclusivity ended. Would Redstone be interested in dealing with a very low offer immediately after Skydance was offering her a lot more just days ago for her PARAA package by buying NAI at a large premium? Sony already inquired about acquiring Paramount Global some years ago when PARA was trading at a higher price. A sum-of-the-parts assessment of Paramount based on partly public bid information suggests that the parts are worth more: Studios is valued at $11 billion at the least, based on the earlier Apollo offer, Showtime is valued at over $3 billion, and BET at about $3 billion - all of which adds up to $17 billion. A quick estimate puts CBS with their sports contracts at least at $10 billion. Byron Allen called out a price of $10 billion for ABC last year, and CBS has more viewers.
If MTV, Nickelodeon, and Comedy Central together are worth $3 billion, then we are at $30 billion, which would be $4 billion above the Sony-Apollo offer. Because Paramount does not split up the numbers, it is difficult to give an exact estimate, but Nickelodeon by itself is a strategic asset because it is very strong in the kids segment. From the Q42024 SEC filing: "Notably, Nickelodeon delivered the number one preschool property among kids two to five in PAW Patrol and the number one animation property among kids two to 11 in SpongeBob in total television viewing minutes." For services like streamers, having kids' content is important to help retain customers.
Note that this would value all other assets such as the streaming business with Paramount Plus and Pluto TV at zero.
Risks Management decision-making: Paramount Global currently has 3 CEOs. The previous CEO Bob Bakish left the company just days before the earnings call. During the latest earnings call, no questions were answered. Instead, they played the Mission Impossible (a co-production between Paramount and Skydance) theme song in a loop.
Corporate governance concerns: There were no press releases about any offers, either about Skydance or any other negotiations starting or ending.
Non-alignment of the majority PARAA holders with PARA shareholders: The best example is the treatment of the Skydance offer, as explained in this article. If they find a way to make it happen, there could be another Skydance offer.
Deal terms uncertain: There is no clear public price communicated yet. Some investors are still discussing the assumption of the debt part of the announcement, and there could be discussions about PARAA vs. PARA price premium because of the dual-class share structure.
Shorting: Paramount Global is one of the most shorted stocks in the S&P 500. The PARA stock price is currently trading about $9 below that of PARAA despite having equal economic value.
Regulatory: Approvals required for a takeover of CBS and other parts are more difficult with foreign buyers such as Sony because the deal needs to be ratified by FCC and other regulatory bodies. If the Sony-Apollo deal does not get done, the share price may go down by 20-30% in the short run.
Catalysts Announcement of the start of the due diligence or more clarity on the Sony-Apollo offer could bring the share price up due to more demand from investors and force the shorts to cover.
Conclusion With a current market price of PARA shares at between $12 and $13 per share and a potential takeover price of around $22 (or about $41, if the Sony-Apollo offer is cash and assuming the debt), PARA could be a great medium-term investment. Buying PARA shares or longer out-of-the-money call options - for instance, the series between 15 and 20 strike for July, September, or December 2024 - might be very rewarding for investors, in my opinion.
Editor's Note: This article discusses one or more securities that do not trade on a major U.S. exchange. Please be aware of the risks associated with these stocks.

“In life every experience is a coin in your piggy bank.”
Good Morning and Happy Week Ahead ji 🤝🍄
Today's Headlines from :
Economic Times
📝 KKR in talks to buy into healthcare BPO company Infinx
📝 India calls for details on ambit of proposed EU deforestation norms
📝 Banks want to regain power to issue lookout notices, to move FinMin
📝 IMD predicts heatwave in Ahmedabad, Gandhinagar and parts of Gujarat during next five days
📝 Govt recovers Rs 852 crore under amnesty scheme for exporters
📝 DLF rental arm DCCDL's office rental income rises 7% to Rs 3,460 cr in FY24
📝 Tata Motors group hikes investment outlay to Rs 43,000 cr for FY25
📝 Bank of Maharashtra tops among PSU banks in business growth in FY24
📝 Smartphone Co HTech plans to raise $100 million to diversify operations
📝 Attero plans to invest over Rs 8,000 crore in 5 years to ramp up e-waste, battery recycling capacity
📝 JSW steel to spend over Rs 19,000 crore to expand Dolvi plant
Business Standard
📝 Promoters reluctant to sell Haldiram Snacks despite offers by PEs
📝 CMS Info Systems to bid for management contracts for 20,000 ATMs
📝 Rajnish Kumar, Mohandas Pai to leave edtech major Byju's advisory council
📝 Som Distilleries to invest at least Rs 1,000 crore in three years: CMD
📝 Share of women in urban salaried jobs at 6-year low in Q4FY24: PLFS
📝 FAME-II guidelines clear and companies defaulted knowingly, says govt
📝 UK PM Sunak faces revolt over plans to scrap Graduate Route visa: Report
📝 Covid vaccine makers gear up to launch new-generation jabs in India
Financial Express
📝 Adani building team for retail, hospitality foray
📝 L&T to buy out NPCIL stake in its forging arm
📝 Telecom industry’s attrition rate declines to 43.4% in FY24; industry sees demand for entry-level customer-facing, tech roles
📝 Indian airport operators to record revenue growth of 15-17% in FY25; passenger traffic to increase by 8-11% YoY, says ICRA
📝 Govt procures over 26 MT wheat
📝 MGNREGS in for a revamp; plan to plug leaks, make state govts stakeholders
Mint
📝 ITC’s Sanjiv Puri takes over as CII president for 2024-25
📝 No merger but PSB privatization still on cards
📝 Centre explores ways to stabilize sugarcane production amid weather shocks
📝 Q4 results so far: Total revenue up 10.6%, bottomline rises 10.1%
📝 As Russian discounts fall, Indian refiners join hands to negotiate better terms
📝 India may relax rules to export non-basmati rice to Mauritius, onions to Qatar.