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Bloons Super Monkey 2 Mobile

2016.11.03 21:22 Bloons Super Monkey 2 Mobile

The unofficial subreddit to talk about Bloons Super Monkey 2!
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2015.07.22 00:10 apotero Significant Other drama and rants

A place to post about your SO who is just the *worst*. Come for support, come for advice, or just to vent and get it all out. That's what we're here for.
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2014.01.03 09:27 Mad_Economist Cabal PC Building Services

The Cabal is participating in the Reddit blackout and will be private for an indefinite from June 12th. This is to protest upcoming API changes that threaten 3rd party apps and accessibility features. For more information please visit https://www.reddit.com/Save3rdPartyApps/
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2024.05.15 11:03 not_sosuretho I'm starting to not like my sister

For a bit of back story, my older sister hasnt really been a part of the family. She has been in boarding schools from middle school till uni and only stays a while to visit. I guess this whole family concept is new to her. She used to be the best older sister. I would always brag to my friends about how preety and smart she is even though ive had some horrible experiences with her. She recently graduated uni and is back at home she is looking for a scolarship in Tokyo for her master's ( that I really hope she gets)
My little sister is really wise and calm for an 11 year old but she also has her complaints about her. My older sister tends to ignore people and then pretend to be nice, valuable or a 'saviour' by baking, cooking and cleaning around. She also pretends to be this really smart person and interrupts laughs or makes rude remarks when trying to prove your point in a debate. I have ADHD which is frustrating for my clean freak little sister that i share a room with as i tend to forget things she asked me to do or leave random things all over the room jumping from task to task. My sister and I always bicker but end up making up and I truly put in effort to keep the room clean. On one of these bickering moments my oldersister came into the room and imediatly took her side and ignored anything i had to say and would directly talk to her like im not in the room "Dont worry just ignore her, we all know she doesnt care about anyone" which makes completly no sense at all but whatever.
Im really smart and everyone knows that biology is a subject I'm good at so when my mum was talking about something and i was explaining it to her from a biological stand I was confused to see her mocking and laughing at me and looking at my little sister who was just as stunned as I was. We got into a debate about whether smoking causes cancer or not and i said that it doesnt but has a correlation to which she indirectly said that I'm 'young and stupid' and we aren't here to argue 'semantics' She then went on to use 'big words' in hopes to make me feel dumb but failed terribly. she asked me if i knew what a certain chemical compound was and when I said no she just went completely out of control with her rude attitude and when i confronted her, she just said that "being rude is the only thing that works with me" I, later on, asked my dad who has a high IQ and is super good at all sciences what that compound is and he had no Idea.
My mom recently bought everyone chocolate. I kept mine in my bag but decided to keep it in the fridge a couple days later. both my sisters had eatten their bars so i was surprised to see that my bar was also missing. Im not a fan of the brand and would have let her eat it if she had asked me. I asked my younger sister if she ate it and she said no, my parents dont like sugar which only leaves her in the home. I found out later that she told my mum I ate mine and some of hers, she is really good at manipulating my mother. I also saw her take my earbuds and use them, I asked her if those were mine to which she replied "I dont know what ur talking about" and then put them on and blasted music. I told her I would appreciate if she asked before using my stuff to which she replied "I dont know what ur talking about" and smirked
The next day I took a chocolate she had gotten for herself and hid it. When she asked me where it was i told her i dint know what she was talking about to which she responded to saying stuff under her breath. He had had a physical fight when i was around 13 and she did some damage there but knew not to mess with me now as im bigger and stronger than she is. she complained to our mum saying that money should be deducted from my pockets. I let her believe i ate her chocolate for an hour to let her know how i feel about her taking my things without my permission then i placed her chocolate on the kitchen counter and accidentally knocked yogurt she put in the freezer and promptly cleaned it up. she saw the spilled yogurt and was jeering at me and flinging all sorts of insults. I didn't care and camly cleaned up the mess. I guess she saw the chocolate because its missing from the counter and people in this house dont just take things that dont belong to them.
I'm starting to seriously not like my sister and I dont know what to do about it. she's not all bad but for a 22-year-old.. this is completely unacceptable. there was a time she decided to go vegan and would call the food in the fridge a "grave yard" when i tried to fry an egg she made a disgusted face and called it "chicken period" she also called any kind of meat "corpses" Im guessing she has grown a little from then but ill never forget that easter break she came over. If you ask her about this she will tell you that she would never say 'such a thing' and that 'the human brain creates false memories' and so thats what i must be going through.
I dont want to dislike her because she is family and i have alot of good memories with her but I also will not tolerate nonsense. AITAH for not liking my sister? or hiding her chocolate? I feel bad "playing God" and making her learn a lesson.
submitted by not_sosuretho to AITAH [link] [comments]


2024.05.15 11:00 Lusky_da_Axeman Hunt is slowly dying

Hey guys, veteran console player here. This is my rant on hunt. This game has slowly went downhill over the past 6 months. The games slowly dying. I understand a lot of that's due to other games like Helldivers 2, but here's why hunt hasn't kept me around and why I, as a "whale" who bought every skin up to desolations wake no longer buy anything from this game. 1. The economy in hunt is in shambles. This is largely due to not gaining enough XP. The recent change to not being able to retire until level 50 has defeated the purpose of retiring at all, on top of the lack of XP. You get what 1500XP now? That's trash. This has encouraged more passive plays. Dying has consequences, unless you have 1000s of hrs in the game and are max presitge with 100s of thousands of dollars like many whales are. It doesn't affect you until a few months go by so why implement this rule at all? It hurts the general player base by forcing them to play passive and once put at a disadvantage it's actually better to now run away or hide until the enemy leaves. This also rewards players for leaving matches early and choosing to avoid fighting even at the cost of missing out on a bounty, which then takes away from the actual combat. On top of that, cash registers and money pouches not counting if you die again encourages players to leave if they hit that magical 500 on a register. Pledge registers helped players to avoid going broke but those are gone. Also the hunt economy has gone up as much as the real world economy which is ridiculous I play this game to forgot about inflation but now my axe costs 40 hunt dollars and my stamina shots are 120 a piece. On top of all the other guns increasing. Again rewarding players that play extra careful and extra passive. Which then drags down the appeal for people that do want to fight others and don't mind losing 15 games in a row as long as the fights are good, but now these players can't recover from it without playing by hiding in bushes and extracting once things go south. This is also due to only getting 1000 hunt dollars upon leveling up after rank 100. 2. The BB economy is ruined. You earn at most 250 BB a week. There's no point in playing once you finish your weekly challenges. It could easily be brought back by allowing players to earn BB from in game matches again. Pretty easy to do and with the COUNTLESS legendary items. Earning 0-12 BB a match poses no threat to the BB economy. We can all agree that there is at least 100,000 BB items in store. To earn that, with an average of 6BB you'd have to play 16,666 matches. With an average playtime of 20 minutes you're looking at playing 5,555 hrs. Which even I don't have! It forces you to purchase skins instead of being able to earn them and that kinda sucks, plus not being able to earn back 1000BB from the battle pass is kinda trash because again you have to purchase the currency. Its a turn off for players. 3. The guns. While this is a controversial complaint it's not founded in BS. To sum it up super simple there's two problems. A. Everything is special so nothing is. B. High skill isn't rewarded as well. I'd like to cover the high skill one first. So highly skilled weapons such as Romero, sparks, crossbow are all great options and when pinned against a crown, avto, Mosin. These guns all stand a great chance and if a player is highly skilled with one of the cheaper options they can have a great fight with someone not as highly skilled but is using an avto. But nowadays there's things like crown with bleed which can two tap from up to 50m away which is incredibly good and kinda puts all the cheap guns to shame, to a point where even a highly skilled player won't be able to take out a lesser skilled player because of weapons like this. Now that may be an extreme example but the point is that lower price used to = higher skill. Now not so much its balanced sure but there's no high skill high reward weapons because there's counters for everything which leads to the point that nothing is special anymore. At this point put bleed on the sparks, HV on the nitro, and explosive on the avto just because it'd be fun. 4. My last and final point is directed at the devs themselves. They have gotten greedy in the past 6-12 months. I honestly believe it's because they have expanded their team so much. But so much of this expansion is in the wrong area. It's a lot on the graphic design team which is totally killing it. No hate there but I'd rather only get a skin once a month but get the engine on time or get the bug fixes sooner or get a better event. Plus I could actually afford a $20 skin a month without even thinking about it but now we are getting skins every other week or big drops once a month. They could have hired more people to be a part of map design, engine update process or ya know developing the core game play mechanics. Which this game needs more than skins. They have been promising this update forever and haven't even made any remarks on it yet.... which is like come on man at least say something to defend yourself. And that last even desolations wake, while fun, was a quick cash grab. I'm not doubting effort went into it and I enjoyed it. But it was mostly recycled altars and recycled packs. It was simple and I enjoyed that part but again simple, not game changing, which means easier to make and easier to distract people from the engine update. The devs have just either misdirected their priorities or have gotten greedy and im hoping it's just the first one.
submitted by Lusky_da_Axeman to HuntShowdown [link] [comments]


2024.05.15 11:00 chumbaz My life just imploded and I don't know what direction to go.

My spouse and I have been working in a small software business for a few years. The team I was on completed a multi-year project (on time). As part of this multiple year project, as an incentive, I was supposed to get a substantial bonus/payout next month, and then another moderate bonus in a year if I stayed and moved over to the new company. However, the agreement with the third-party company somehow collapsed. Though they were essentially paying us the entire time for the dev work, they decided they now want to throw it all away and are not going to go through with the acquisition leaving the software company I work for, which nearly exclusively relied on this client, essentially out of business.
My goal is to somehow figure out how to rework my entire financial position to see if any of this is salvageable with the time I have left.
I could find another role but I may have to take a substantial pay cut for a short time just so I can quickly ramp up on technology that is desirable in my area and get some skin on my very barren resume as I've been with one place for so long writing very niche software for a niche platform. I'm just worried about survivability even if it's 6 months. Also burning through any retirement is truly terrifying to me at this point in our lives and I just assume I'm working until at least 67.

The good:

  • I have a paid-off cabin + property in a desirable location that I could sell for at least $60k+ (maybe a little more if I didn't want to sell it quickly). I could maybe rent the cabin but I'd want to do it long term, and that would maybe bring in $6k a year? Renting doesn't seem viable, but who knows. It's too far away to make AirBNB manageable.
  • I have some pretty substantial physical assets that I know I could sell off quickly if I absolutely had to for another $50-60k.
  • I have other smaller assets that I could liquidate that would take time, but I could maybe get another $20k+ out of them but not quickly. It would take a chunk of time.
  • I could move the family member in the rental into our current home which has essentially a separate apartment in the basement at the same rate. Combined the rental could bring in $1.5k a month, the family member would add $500/mo for a few years while they're getting on their feet, that could add $2k a month to the income stream.
  • We have about $360k in total retirement, $225k in stocks, $65k is in 401k/Roth/SEP, $40k in a VUL, and $30k left in a money market account for emergencies. Also about $20k in HSA.
  • There is a slim possibility I might get at least $100k, but it's all conjecture at this point and I can't make big decisions on that or trust that it will happen. From what I understand I'd have to take a hit on taxes for this money as now it'd come in as cash income instead of a stock conversion.

The Bad:

Job market collapsed in my area in '09. BK in 2010. Lost everything including a house I had moderate equity in. Had to live off 100% of my 401k withdraws and lost 10 years of retirement and equity because where I lived at the time it was so bad I couldn't even get a job at a grocery store and I had two babies at the time. I wasn't just broke, I was super-broke for an extended period of time. I still feel the scars from this.
Eventually dug myself out, learned new skills, and moved to a different area with more job options but I was still behind both in salary and definitely in retirement for years after that. This bonus was supposed to help me recover my retirement and debt from the crash + BK. Now I'm in my mid 40s, my partner is in their early 50s and we've only recently gotten ourselves to a place that started to feel safe for retirement and back on track and started putting away in our Roth + HSA regularly and wanted to start maxing that out asap.
And now it feels like quicksand all over again.

The Ugly:

The stupidest thing I did was because we'd reached this milestone towards the end of last year and I stupidly assumed it was a done-deal -- I rewarded myself by going out and getting a vehicle I'd always wanted. I paid into it with some down payment to get me in it at 3%, but because of market conditions and other programs that reduced the value of the vehicle a few months later -- even if I sold it 3rd party I'm probably at least $25k upside down in if i tried to sell it outright.
We now live in a HCOL area so housing is kind of outrageous. Due to a medical emergency with my spouses parents we had to purchase a house quickly a couple years ago to accommodate her parent with pretty significant medical issues on very short notice so we took a bit of a bath to acquire it quickly. Because of the timing we had to float mortgage payments at two properties for almost a year which burned a lot of our emergency savings and then some of the profit from selling our previous house. Also lost the 2.75% rate šŸ˜­.
She also couldn't work during most of the year so she could take care of them which didn't help.
We were able to find our current home on short notice that met their needs at the time, but then her parent died less than a year later and now we are in a house that's way more expensive and way larger than we really need. Also we are now back to the beginning of the new mortgage where we're paying almost all interest even with 20% to avoid PMI. With the market going up and what I have in it, even with the couple years of almost all interest payments, I could maybe get $150-$175k out of it if I had to sell.
We have a rental property that is nearly paid off (maybe $60k left?). We had good tenants for quite a few years, but the last one was horrid and basically destroyed it. I just put a bunch of remodeling into the house to update it and make it easier to transition between tenants if we had to. But because I'd assumed I was going to be paying it off with the bonus, I'd paid for a lot of the first round of work with cash and put the materials on a CC. Also in the process another family member was struggling with a life change so to help them get on their feet and have a second set of eyes on the property while it was all happening -- we let them stay in the house for the last year at cost (only charged them the mortgage). With that all wrapped up, now I'm in the position where it's technically costing me money to have them in there even at cost. They can't afford regular rent. That agreement is technically up in July.
I have about 40k in misc high-interest debt from material costs from the remodel.
How:
I'm trying to determine what the best course of action is at this point. I'm concerned about keeping my head above water on monthly expenses as it's going to quickly snowball to an unmaintainable nightmare if I don't get things under control fast. But at the same time I do not want to jeopardize our retirement. But I absolutely have to reduce the monthly burn rate to make this work. If anyone has insights or suggestions, I'm all ears.
  1. I have to get all the high interest debt paid off first ASAP. It's more than 15% of our income per month if I don't take care of it soon. Because I depleted most of my emergency savings, should I take the rest of the cash out of the emergency fund? I could spend a couple months selling the larger assets, and either replenish the MM or go ahead and max out Roth's for the year then replenish or switch to HYSA for a couple percentage points?
  2. I really don't know what the best approach on the vehicle is. I could try and see what a dealership might do on a much more sustainable vehicle for 1/3 the payment, but at the cost of throwing away $30k in cash most likely. I don't want to finance the delta as it completely defeats the point. Should I just pay it off so it's not taking up 20% of the income per month and keep it until the wheels fall off?
  3. From what I understand, I assume my VUL is completely pointless at this point. The whole purpose was to provide a vehicle for the large bonus. Should I move the value in it to a more traditional investment since all the benefits were reliant on the bonus lump sum? I didn't really like the VUL as it seems insanely complicated anyway. Not sure if this should be more of a financial advisor question or not.
  4. Should I keep the rental property or sell it and put that towards my current mortgage to try and greatly reduce the monthly cost of my home? With maybe $1.5k a month in rental income -- paying off my current house would save me almost $2.5k a month. Even ideally, the rental income would take 10yrs before I got the same benefit. However one of the reasons I might want to keep this property is if things got truly dire over the next few years I could throw the bulk of my stuff in storage and we could move into it if absolutely necessary because it's only about $400/mo in taxes and insurance where our current home is more like $1.2k. If I had no other choice, that is at least someplace I could always live a few years and squirrel almost everything away.
  5. The mortgage is the biggest expense in our budget and at nearly $4k/mo, it is almost 1/3 of our combined current income (if nothing changes). If I take a hit on salary in the short term it could be 1/2 or MORE of current income at least for some short period of time. Does it make sense to keep it for x years and then sell since I'm already a few years into the loan and just figure out how to accelerate the principal so we can stay in it long enough to not completely have wasted the last few years of payments? Then hopefully 1031 it into a more affordable home in prep for retirement?
  6. In a world where I got the $100k or more, is it worth while to pay towards my current home & do a recast, or put that in an investment? I'm a little worried about binding it up in the house, but the long term benefits may be worth while in a few years if I can just bust my ass and get the delta covered and get it to a point where I'm not burning money only on interest.
  7. Literally any other suggestions! Especially the most effective uses in the case of the much smaller bonus if it does come in and what I should do with that given the current scenarios.
submitted by chumbaz to personalfinance [link] [comments]


2024.05.15 10:54 originaljulz Inherited the family home in Auckland and enough money to develop - what do?

Hoping someone with more knowledge than myself can point me in the right direction to start researching.
I have the old family property and probably enough money to develop it. It is a 830m section within the max density 'Terrace Housing and Apartment Buildings' residential zone in Te Atatu Peninsula.
I really don't want to just sell it to the likes of Williams Corp or anyone unethical where I won't make anything from the sale, and who will just put cheap no off street parking units up for max profit and max eye sore. I'd like to put up units with at least single car garage even if it means one less unit, fund it myself and potentially let lots of extended family stay in the units, maybe rent out any spare units for a reasonable, affordable rent. (My dad owned a few houses in the past and always tried to keep the rent affordable; usually below average for the area for nice young families).
Renovating the old house seems more trouble than it's worth, it's super run down and all the value is in the land so I may as well just put up units.
I have no idea where to start looking about how to develop the property- I wouldn't know the first thing for what I need to get legally (consent etc), or who I need to consult for plans, or who would be the best options for builders. Can someone give me the basic run down of what I need to start looking into? Or, if there are development companies (better than Williams Corp) what do people recommend? And how much of a cut would I lose out going the development company route?
submitted by originaljulz to auckland [link] [comments]


2024.05.15 10:53 _Q5U4EX7YY2E9N I think I may be autistic/possibly ADHD, but I keep second guessing myself.

Recently my mumā€™s been diagnosed with ADHD, and itā€™s made me think about whether or not I might be neurodivergent. I struggle to really connect with most people except a certain few (all of whom are either diagnosed neurodivergent in some way or very likely to be) but with most people, Iā€™m not great at interacting. In primary school several years ago, I had a really close friend group of people who had the same interests as me and we were super close, but now that Iā€™m in a new school with different friends and we have next to nothing in common, I find myself spending a lot more time alone than used to, because itā€™s the only place where I can do those things without people thinking Iā€™m ā€weirdā€.
Whenever I start thinking that I might be autistic (I have pretty niche interests that I become incredibly fixated on, I tend to zone out and daydream very often, I find it quite hard to focus on conversations in noisy environments and do things like talk on the phone in public) I always end up doubting everything the next day, thinking Iā€™m gaslighting myself. I donā€™t have a huge problem understanding sarcasm (in fact Iā€™m very sarcastic myself), i dont stim super often unless Iā€™m excited about something, and Iā€™m not at all organised (I tend to wing things a lot) - so is it still possible to be autistic with these things in mind?
Iā€™ve been trying some tests recently and theyā€™ve been telling be Iā€™m likely autistic (I got 37 on an aq test iirc) but as Iā€™ve said, Iā€™m still not sure. Obviously tests like that arenā€™t at all diagnostic. If anyone understands my experiences and could help me figure this out, thatā€™d be great. Getting a diagnosis and talking to a professional is really expensive, so Iā€™ll feel really bad if my parents spend a lot of money on something like that only to find out Iā€™m neurotypical.
submitted by _Q5U4EX7YY2E9N to autism [link] [comments]


2024.05.15 10:50 eternalbettywhite Burned out high-achievers or workaholics: where are you now if you stepped away from that lifestyle? Any resources or stories would be appreciated.

Today, I am finally healing. No contact with my whole family and I have no one to prove anything to but myself. I donā€™t need to work hard to feel loved by anyone. But I am realizing I didnā€™t pick my field bc I love it and am proficient in the subject matter. I picked it because of the recognition it got me. I was able to go to conferences, present research, and get a little stipend for it. I am bringing my trauma responses into work in a way that feels like transference. I am not ok.
I was a super high achiever but realize my only framework is to work until I burn out. In school, this worked because there was always a finish line. That isnā€™t the best fit for a long-term professional career. I have been working for less than 5 years but Iā€™ve quit two jobs before I could burn out. I left a positive mpression with some but I know I left a bad taste in someoneā€™s mouth. I may have inadvertently burned bridges in an industry that is very niche. I may be seen as unreliable by my colleagues despite the initial strengths that brought me here.
I find myself lashing out due to the work I took on when I was more of a people pleaser. I find myself being too tired and disinterested in my job. I am too slow and donā€™t do things with a lot of attention to detail anymore. Itā€™s a very social environment and I just have pulled away from everything that isnā€™t obligated.
I feel like I want to step away and do something mundane. Make less money but feeling happier overall. I wish I could have passion and drive like my colleagues but I just donā€™t give a damn anymore.
Idk what are yā€™all up to?
submitted by eternalbettywhite to CPTSD [link] [comments]


2024.05.15 10:46 DoingMyLilBest Trying to remember/find an anime I saw years ago

It's really bugging me and I remember some details super clearly, but there were only a few episodes out at the time and I didn't have adult money to buy streaming services back then. This would have been new-ish about 6-8yrs ago (or the dub was). Basically only saw the first few episodes and it was on some kind of charter on demand thing at the time. I thought it was some kind of vampire anime, but any attempt at searching through those turns up the normal results and nothing more obscure.
Show followed this group of "people" that had some kind of powers/turned into monsters. Each of them was different and there were at least 3 of them that I remember but I want to say there was 4-5 total individuals. Their leader was a tall man who wore a trench coat (I think he was a pale blonde), there was a pretty girl (I think), and this one kid who was really into video games (this one I know for sure). They want to restore their humanity/cure their condition or something like that.
The whole thing is they were some kind of immortal monster things that could look like people and chose to live amongst people. Others of their kind went full monster and would attack people. The group would occasionally intervene to kill those that attacked. The one who was into video games had a rich human friend who got them into games. He showed the kid what they really looked like (a monster) one day and I think the kid freaked out, but he ends up saving the kid from another monster iirc.
The leader met and kind of had this will-they-won't-they thing with a detective woman and the story seemed to be leading into her getting his group to help them kill the monsters that were attacking people. I remember him giving some big speech while they stood on top of a huge San Francisco style suspension bridge about how connecting with humans might be the key to regaining or at least keeping their humanity.
I think there was a villain in the early parts that did something with electricity or bubbles??? I'm foggy on that part. Also, I want to say the name was a one-word title that was also what they used to referr to themselves (the human shifting monster group) or their leader. It MIGHT have started with an N, but that is probably wrong.
Any help would be appreciated. This has been bugging me for a month now.
submitted by DoingMyLilBest to anime [link] [comments]


2024.05.15 10:38 Plane_Pressure7510 Most helpful T4

I was wondering what others thought the most helpful/cost effective tier 4 monkey is. I think itā€™s the monkey pirates ā€˜Buccaneer Monkeyā€™ simply for the fact it can solo round 40 and 60 as well as being pretty cheap. Also super monkey dosent count and I know someone will say it
submitted by Plane_Pressure7510 to btd6 [link] [comments]


2024.05.15 10:22 Prize-Pie4244 Can I build my PC before I get my GPU?

Hi, it's my first time building a PC and I want to know if I need to have a GPU before I build my PC. I live in Australia and right now I only have enough money to buy every component apart from the GPU. I'm planning on getting a rtx 4070 or 4070 super, depending on which one has a better deal. For my CPU I'm getting a ryzen 5 7600 along with 32 GB of ddr5 cl30 ram. (See part picker below) I was planning on getting all the parts except for the GPU and using the integrated graphics on the CPU until I can afford the GPU. I plan on playing games like terraria and making beats in FL Studio while I wait for my GPU. Is the any reason that I shouldn't do this?
Parts (Any recommendations are welcome cuz this is my first time)
https://au.pcpartpicker.com/list/vzBVz6
PCPartPicker Part List: https://au.pcpartpicker.com/list/pjfbgB
CPU: AMD Ryzen 5 7600 3.8 GHz 6-Core Processor ($299.00 @ Centre Com) CPU Cooler: Thermalright Peerless Assassin 120 SE 66.17 CFM CPU Cooler ($59.00 @ Scorptec) Motherboard: MSI B650 GAMING PLUS WIFI ATX AM5 Motherboard ($276.58 @ Amazon Australia) Memory: Corsair Vengeance 32 GB (2 x 16 GB) DDR5-6000 CL30 Memory ($179.00 @ MSY Technology) Storage: Crucial P3 Plus 2 TB M.2-2280 PCIe 4.0 X4 NVME Solid State Drive ($188.00 @ Amazon Australia) Video Card: Gigabyte WINDFORCE OC GeForce RTX 4070 12 GB Video Card ($898.77 @ JW Computers) Power Supply: Corsair RM750e (2023) 750 W 80+ Gold Certified Fully Modular ATX Power Supply ($139.00 @ Centre Com) Total: $2039.35 Prices include shipping, taxes, and discounts when available Generated by PCPartPicker 2024-05-15 18:21 AEST+1000
submitted by Prize-Pie4244 to buildapc [link] [comments]


2024.05.15 10:17 data-bender108 USB heat pads - or any warming tips for winter?

I have stage 4 endo, this is generally managed at home with a hot water bottle and pain meds. Sometimes also when I'm out, but I'm looking at longer term options. I also feel the cold super easily due to weight loss, not enough calories in per day (working on this!!) and need to keep my feet and womb warm all the time to not suffer inflammation.
I'm looking into warmer housing options, including setting up a diesel heater in my van as a last resort - I have friends I can stay with, and can house sit, but my current house was too cold with a bathroom needing renovation. Just wondering if anyone has any hacks, beyond hot water bottles.
I had a friend get a USB warmed motorcycle jacket vest but it was too many amps to run from his power bank. There's some cheap womb warmers on AliExpress (I am in NZ, no Amazon) but don't want to spend money if it ends up like my friend's vest - only useful when plugged into AC or higher amp source.
I have used a smallish tens machine but find it negligible compared to heat - especially moxa stick but that's not always ideal especially in winter. Deep water aqua fit classes help for mobility, as does spa and sauna for heat. But struggling to heat myself up at other times.
submitted by data-bender108 to endometriosis [link] [comments]


2024.05.15 10:06 Alliecatastrophe Age old question: Miner or Geologist?

Hello, I have hit level 5 Mining and even after perusing the forums, I can't decide what to pick!! Some things to note:
This is my first time playing, and I am in Fall, year 1.
I...Only have 1 sprinkler, bronze tools and 1k gold, lol, Spent all my money on seeds šŸ˜­
I know Miner is supposedly better early game because of ore for tools can be a slog to farm, but I honestly love exploring the mines!! I love the dungeon crawly aspect and the combat!! So maybe it wouldn't be a slog for me??
My thought process was I love finding pretty gems, so geologist would be helpful to have some extra cash and to give to the townies. I know you can farm gems with crystalarium(?), but the automation of it sounds boring, half the fun of the mines for me is stumbling across pretty gems!!
And since it's my first playthrough I don't care about minmaxing too much, so I am not trying to rush through anything by needing tools upgrades super fast, but then again, if I do want to upgrade them I don't want it to be tedious and unfun. I only just reached lvl 35 of the mines (no desert or SC) so I don't know how ore farming is yet.
Any help is appreciated!!
submitted by Alliecatastrophe to StardewValley [link] [comments]


2024.05.15 10:02 SillyCalf55796 GTA Online is a bad game

Everyone makes GTAO seem like a super good game with so much to do even though the game is super bland. Every way to make money is inefficient but fun or kinda efficient but boring, just like a real job. The only real way to get money is glitches.
Okay, now you've glitched 1 billion. What now? Half of the cars are behind a subscription service, the PvP and PvE is kinda ass, challenges reward you with money so what are you supposed to do? RP doesn't do anything beyond lvl 120. You can't prestige or such so there's really no reason to play other than friends.
The game is literally unplayable on E&E, the input glitch has STILL NOT BEEN FIXED and it's been there since launch. It basically takes all input away, like trying to play with your controller off.
What about the challenges and eastereggs? They're shit. They award you a few hundred thousand, a shit car or a bit of generic clothing or tattoos. It's such an easy thing to fix. Make completing all of the import/export challenges give you a discount on every vehicle purchase, make gunrunning give you discounts on ammo or make it unlock extea weapon mods.
Oh yeah and the DLCs are usually blanks and they release 1 good DLC per year.
Oh and I almost forgot to mention griefing, the toxic community and the PC modding problem.
submitted by SillyCalf55796 to unpopularopinion [link] [comments]


2024.05.15 10:00 Evening-Ad-8816 is my build alright? For like minecraft,league and streaming?

So ive started to learn about pc build about a week ago because im planning to build one my self but im really worried if i build it without knowing what im doing im just wasting money like maybe alot of thing may happen because of the lack of knowledge.
Gpu: Rotac rtx 4070 super 12gb Cpu: Amd ryzen 7 5700x Mobo: Gigabyte: b650 aorus elite ax ice Cooler: Artic liquid freezer 3 360 argb Ram: Patriot viper elite 2x16gb 6200mhz Ssd: Crucial p3 1tb gen 4nvme Psu: Corsair rm850 pcie 5.0 Case: montech king 95 pro
submitted by Evening-Ad-8816 to PCBuilds [link] [comments]


2024.05.15 09:53 Pristine_Log_1039 Is this the way for this samurai?

Hi,
Im looking to improve my Raiyuu commander deck. Some key ideas I wanted to incorporate in the deck:
- less removal and more protection/ aikido effects
- voltron and attack alone synergy
- quality artifacts and samurai tribal
- some extra combat steps but i'd prefer to not go infinite whenever I play this deck
- enough ramp/land/card draw (not sure if i did)

curious which 3 to 5 cards you would remove and replace. Im looking for consistency more than Cedh super combo's and turn 3 wincons. I have some budget but please don't suggest to replace marble diamond with some mox or mana crypt money muncher

Thankuu
link below

https://www.moxfield.com/decks/UOA9AHUtp0OQdbrNFHUhLQ
submitted by Pristine_Log_1039 to EDH [link] [comments]


2024.05.15 09:48 Unhappy-Goat5638 PLEASE DO NOT buy super deep OTM call options. I know it feels like the right way to make money without selling shares, but you're just providing liquidity to the ones that want to see you go to 0

That is it.
Buy, DRS and hold shares.
This is the way to ensure victory.
If you only buy options, you're just throwing money away. This can be dragged for more months and years. They can just take your money for these next 2 weeks and use it to prolong this timeless crime.
submitted by Unhappy-Goat5638 to Superstonk [link] [comments]


2024.05.15 09:33 DirtyCommie07 How do i get out of a friendship?

I have this "friend" and maybe im overreacting because theres a lot worse things you can do but they always leave me on read (its cuz they're busy but delivered would be better, or just a quick message saying theyre busy), they forgot my birthday (after 5 years of friendship), they refuse to use tone tags when we message even though they have seen me 'breakdown' about small things a lot of times, and i sent them one of those tiktok best friend 'quizes' and they got every question wrong.
Im pretty sure i have decided to purposely drift apart but we have plans together for ages. We are gonna go to pride together and i still wanna go (i dont care if they go, just as long as we're not together) but we're from a small town where we're like the only queers so we were gonna go to a city but i cant go alone right??? And we're going to a movie at the end of june, what can i just say like "oh yeah they cancelled the movie, heres your money back", but i really dont feel like seeing them.
TLDR: my friend and i arent super close anymore but we have plans that i dont know how to get out of, do i just do it or try to lie and get out of it?
submitted by DirtyCommie07 to AdviceForTeens [link] [comments]


2024.05.15 09:31 SaltyInformation4657 Ideas??

I have been on the waitlist at my current complex to move into a first floor apartment. They messaged me last Friday saying that the unit directly below me is opening up August 1st so they have to get their cleaning/ inspection done so after that they give me the keys! My new lease will start on the 1st of September but they said that I can have a few weeks to move and pack up. This is SUPER exciting for me especially since I hate the stairs after my surgery and Iā€™ll also get a lot more ā€œpatioā€ space than my current balcony.. which is what my dog and I are most excited about! I plan on moving my bigger stuff off the patio since itā€™s not a super far drop. ( I wonā€™t throw important stuffā€¦ i guess haha) But thatā€™s how we got our bed set and larger stuff up here in the first place, had someone lift it up so we could easily grab it. I had kinda a crazy idea of using a pulley system but before I spend money is that a good idea, or should I just deal with stairs?? I would also order more moving tote bags (theyā€™re nice to have anyways sometimes!) and I have some huge bins/ more totes I can also pull out and use.
submitted by SaltyInformation4657 to Apartmentliving [link] [comments]


2024.05.15 09:29 Various_Diamond5933 I (23F) worked in an unsanitary dental office for 3 years and had no idea how bad it truly was, advice on what to do..

I 23(F) worked for an 80(M) Dentist for about 3 years, and what I observed and endured as an employee during that time traumatized me and made me quit dental assisting in general, not because I didn't like it but because I loved it just not the dentist and I'm going to just break it down the best I can.
Starting off this specific dentist is really well known in my city, he has been practicing for 50 years now. However not much has changed in that 50 years. His office is so old that patients will come in from 1989 and say how not a single thing has been updated or changed. The floor is carpeted with rotting wood underneath and he just doesn't care. He has like creepy dolls all around the office and creepy clowns. I almost feel like he won't change anything because he wants to still feel like he's in his prime like it's the 80's/90's still.
He denies the fact that he's getting older, he says he is 44 years old when physically and literally he is not. So maybe this is some type of symptoms of a disorder. This is just some background so you can understand the full picture.
So he only hires women of lighter complexions, also certain body size, small not to skinny but curvy but not too big. You have to have long blown out hair that's always fixed, his old rule used to be that you could not wear your hair up bc it's not appealing to him. Also you can't wear glasses for the same reason. If you were trying to get a girl to work there he would have to see a picture of her first and she couldn't have tattoos or "bad teeth" even though he would put braces on staff members for free and I witnessed that, if it was "too much" the person would be a no for him. Even having a simple nose ring was against his rules.
I started working for him when I was 19 turning 20. So I was pretty young and didn't really realize until later that all of this was just so toxic and it gets worse.And so when I found out my pregnancy was healthy I announced it and they decided to not train me on patients for pretty much my entire pregnancy because they thought i would just have my baby and leave
After being post partum and working while also being a first time mom to a baby, I begin to lose a lot of weight because I guess I was stressed. I went from being my normal weight 135 to 116 pounds.
The doctor would comment on my body and say things about my weight loss in front of patients. It made me very insecure and uncomfortable two things I have never felt in my life at a job. I started to have body dysmorphia from working for this man. When he looked at me it felt as if he was staring through me and picking me apart. And no one should I have to feel like that in the work place.
I fell into a deep depression because feeling like I can't go find a new job because as terrible as it sounds, I was attached to the toxic abuse cycle there. He would love bomb and compliment you so heavily that you almost felt bad for thinking of leaving cuz he was so old. He would say things like how much he loved your personality, you were the best employee, best with patients. It was definitely creepy. Also I felt as if I were to try to leave he would be upset or it felt like I was breaking a trusted bond. So I continued working and things...got worse
Enough about my personal experience but now for the patients.The doctor treated each patient nothing more than a dollar sign. Unless they were a known person in the community, a family friend, he would give them treatment but if they had questions or concerns about their teeth he would be very dismissive, and if they argued back he would pretty much belittle them and make them feel like they were stupid for asking a question. Saying what they wanted was "impossible" because that's "the way their teeth were". I watched him take braces off of patients and their teeth were still not aligned properly, I watched him accidentally set a patient on fire, I watched him give a girl bone loss, she lost her tooth because of something he did incorrectly.
Not to mention his entire staff has not been to any type of dental school, every single person hired basically with no experience. I was told because he couldn't "afford it", yet the man has multiple million dollar homes and luxury cars....
To even scam us further he sent us to take a super lax unsupervised "test" that he said would make us certified assistants. Came to find out that was nothing more than a piece of paper.
Not to mention probably more things he has done, like practicing half blind, also urinating on himself daily and it being reported and nothing done about it.The sterilization was absolutely horrifying. Their method is not to use an autoclave but to throw all dirty instruments in a basket and throw them in an old machine that had sterilization and water and put them through an oven baking them.
Also cold sterile which was not monitored properly, and did not soak for 24 hours. Sometimes 5-10 minutes. I just got so tired of not only him being misogynistic, but not caring for health and safety of patients, or even staff members.
And the rest of the current staff members, my heart does hurt for them for them to be in this kind of abusive cycle for so long and not want to remove themselves and realize they deserve better. This kind of environment should not be normalized. And I've watch him say god awful things about every single one of them behind their back and it's honestly sad. Why would you stand by this especially for the incredibly low amounts of pay.
Making yourself look weak to him while he sits back and laughs. It's really sad and I pray for them. And I'm telling the truth and stand by it on everything I say. No I did not get fired, I quit the job. Because I couldn't take the negativity any longer. But the more I think about it the more it angers me for people that give their money to this man.
Im currently enrolled in the Dental Hygiene program at a college. I'm really excited to become a an RDH but the thing is I'm scared working for him and just cold quitting will ruin my career. Also My question is should I report him to OSHA?
submitted by Various_Diamond5933 to askdentists [link] [comments]


2024.05.15 09:24 Sacrifice_a_lamb Ky Slime Review (good and bad) with Pics

Ky Slime Review (good and bad) with Pics
I actually have been waiting to review a few shops, since I think it might be nice to live with the slime for a while instead of writing a review that's just based on what the slime was like when I first got it. But today I got an order from Ky and I've got things to say about it lol!
Rambling preamble (skip to review) First off, I had heard rumblings of discontent about this shop, but also had heard aspersions cast about Sonria and I found her slimes to be pretty good. So, I was open to Ky, especially since she clearly is a master at designing DIY slimes. Her IG is a go-to ASMR source for me and her posts make the slime look irresistible! Seriously, for all you stores out there--make your slimes look good on the internet. You'll have so many more buyers.
While it's definitely obvious that the slimes that are played with on the IG are of larger quantities than what you will be getting when you order, her representation of the product otherwise looks pretty legit and she still has kind of a small, hand-made store vibe, which makes it easier to pay 16$ for a toy that may only last for a few months, right? She also has my dream slime--a neon space unicorns and rainbows sundae-themed slime tribute to Lisa Frank. This thing just looks so incredible. She really nailed the concept.
So, I made a big order because, shipping. there was a 10% discount and the prices didn't seem terrible, even with shipping. I placed my order on the 4th and it arrived today, on the 14th, which ten days feels acceptable for a small business in Hawaii. They didn't go crazy on the packaging, which at first made me glad (I do not feel good about all the bubblewrap so many folks use!) but then I saw that one of the clay containers had gotten smashed and the clay pieces inside were totally flattened. Honestly, nothing else had any damage and the clay was always going to get smooshed, anyway, so I'm not bothered, BUT, I dunno. Use bunched up newspaper or something.
It included a gift of two free "small" slimes. Really, they are like 3-4 ounces. Definitely a decent size for a sample and both slimes were pretty awesome, but I still have complaints...
My rating system is pretty "strict"--I'm stingy about perfect scores, but anything with a score over 15/20 is something I'd consider buying again.

Taro Milk Tea Cheesecake 10/20

Someone else reviewed this recently and loved it. I do not. I had initially hesitated to buy this because I like taro, but sometimes find the smell of taro-flavored things like mass-produced ice-cream disgustingly sweet, and I worried that this slime might smell this way. It does not. To me, it smells like boiled white potatoes with an undertone of glue. Not great.
The DIY kit came in a sealed bag and everything looked in good condition and matched the website photos perfectly. The boba balls slime, however, was so unactivated it was straight-up glue and I ended up having to SCRUB my hands in hot water to remove it. Even so, the assembly experience was fun and mixing was fun, as well. But the result is a mid slime. It is quite tough--so dense, but not terribly stretchy--and isn't much for bubble pops or other ASMR. The bobas are soft and squishy and that's cool.
I'd like it better if it didn't smell weird, OR I'd be fine with smell if I liked the texture of the slime more.
https://preview.redd.it/bfgiai0pjj0d1.jpg?width=3024&format=pjpg&auto=webp&s=9f7822d424279f48771d57aac399642c0aefcc8c

Tangulu 14/20

This came with giant, detailed charms and the giant fimos are beautiful and fun, but the clear slime was quite cloudy and yellow and for the price, that just seems like kind of a bummer. There's a fruity smell but the scent of the glue and maybe the add-ins overwhelms it. By itself, the smell isn't enough to deter me from playing with it. It is a stiff slime that tears easily, but it does stretch quite well if played with slowly. The slime is thick, so there isn't much noise from crunching, but it makes decent bubble pops.
Mainly, I just think there are other folks out there making what is basically this same slime, but I suspect that their versions smell better and maybe the quality of the slime is a little better, too.
https://preview.redd.it/rpcmvo5vij0d1.jpg?width=4032&format=pjpg&auto=webp&s=f0e5b01c3035436bfc92f52919cb9d181b3540b6

Slimereo Mug Cake 16/20

Super fun concept that was realized as a wonderfully detailed DIY kit. The clay oreo was in perfect condition and so detailed! This was a lot of fun to set up and then mix. Initially the oreo smell was spot on, but since I've played with it a couple of times, the chocolate smell has weakened somewhat and, again, there's just a strong glue smell.
The mixed slime is not bad. It is still pretty tough, but it doesn't rip when pulled fast and it gets pretty soft and fluffy with inflation. It's just still a little more dense than I prefer. It has a nice sizzle to it and even makes some pretty nice bubble pops with a bit of effort. It is moderately tacky, but not too bad and I certainly wouldn't add activator for fear of making it too tough.
https://preview.redd.it/msdobiqgjj0d1.jpg?width=3024&format=pjpg&auto=webp&s=b3ac9a0430db226839bf4c4a233030fbacc9e631

Boba Creme Donut 15/20

Another DIY kit that came in great shape. The clay donut was soft and everything assembled to make a beautiful, fun and interesting slime. Mixing was fun. The resulting slime is pretty close to that of slimereo Mug Cake, but instead of slakes of snow there are the tiniest mico-floam beads and some squishy bobas. I really like the way both feel and they seem to make this slime more pop-y than Slimereo. No sizzles, though. Bonus: this one doesn't smell bad! It smells like a caramel tea boba drink--lots of brown sugar and sweetened milk tea smells and then that sweet potato smell of boba.
but it's still a tougher slime that doesn't make a ton of noise.
https://preview.redd.it/le93bjv1jj0d1.jpg?width=3024&format=pjpg&auto=webp&s=2ddd6d6a6a35417a95a1e53f00977aa38a94bf93

Slime-Brite (jury's still out for me on this one)

This seemed like Ky's answer to Slime OG's steel wool-themed slime and Ky's having it honestly kind of tipped the scales for me buying from Ky instead of OG. Again, the presentation is fabulous--fun charms, great concept that is rendered in a fun, visually-striking way, cool label. The smell is definitely a convincing imitation of, like, Dawn dishsoap, which I like. I also realize that I just really like bingsu in slimes so I'm into this one, but it is still very sticky (I'm too afraid to add activator lest it become tough like other slimes in this order) and it is much tougher than the bingsu slimes I have from Seoul Gage. It's not tough by what I think are American standards, I'm just not used to it. It still makes great, bingsu crackles and I love how it looks and smells. If it gets a little less sticky without turning more tough, I might really love this one.
https://preview.redd.it/b1g7r4wkjj0d1.jpg?width=3024&format=pjpg&auto=webp&s=f4189637c261eb2feeda90a6693f53070f66ec6d
Which brings me to my next purchase:

My diet starts tomorrow 8/20

Again, super fun concept and so much detail! Everything was similar to the IG photos and in good condition except the clay pieces were a little hard, but it was fun to assemble and the slime components all seemed totally good to go. The smell is fine. The problem was mixing this produced a hard, rubbery slime--no stretch. I guess it was overactivated? I was ready to throw it out, but I had glycerine on hand so added maybe a tablespoon and that helped it, but it is still very tough. It does crinkle and crackle with the bingsu, but my hands hurt after just a couple of minutes of playing with it. Super not worth it, even with the amazing DIY element.
https://preview.redd.it/1bu63j11kj0d1.jpg?width=3024&format=pjpg&auto=webp&s=ffcc241bcb9766757516ba9ce82d8ff45e5d5a87

Sandy Beach 15/20

This was the one that had the damaged clay pieces. Honestly, it didn't spoil the assembly experience. In fact, I pulled off the clear slime from the sand crust and first mixed the clay into that and what an awesome expeirence! I really love how it looks to mix colorful clay into a clear slime base. This has a moderate "beachy" smell that isn't bad. I think I just don't like sand in slime. I was expecting something like a pumice slime, but instead it just seems to kill any ASMR effect: no bubble pops, no clicks, no sizzles. The clay pieces were dried out in places so there's also some un-mixed goobers in the slime and the slime is also quite tough.
https://preview.redd.it/hk9vgrztjj0d1.jpg?width=3024&format=pjpg&auto=webp&s=7d69e33a498878caf0ca80522fdece037b8e64c6

Birthday Cake Pop 18/20

This one kind of saved the order (and maybe slime-bright) and it was totally one I almost didn't get it. It smells like how it looks--like a super bright, artificial birthday cake smell, which is actually pretty great. I love how it looks--such a loud, happy pink and love the sprinkles and the look of the different-sized floam balls. I'm not sure this is it, but I believe the floam balls being different sizes gives this slime extra bubble pops. This is a shiny slime that I expected to be tough, and it is--but somehow now I like that quality? Maybe it's because there's such a huge ASMR pay-off. Like, I' even getting some whistles when I stretch it.
I'd give this guy a higher score but, again, I have perfect and near perfect (to me) slimes in my collection and this doesn't feel quite at the level. But it's also unlike any other slime I have and I suspect it will end up being a favorite. I whole-heartedly recommend this one!
https://preview.redd.it/xtnmqgw6jj0d1.jpg?width=3024&format=pjpg&auto=webp&s=c7470eb86ee0c6076ba8cf8a8ccb505b23c192ce
Free slimes were Lemon Loaf (with no clay piece, which maybe makes it better?) and Java Chip Frappe, also just the base. Again, these were large samples. I'm just grading them out of 10 because...I don't know? they were free and also they aren't, like, the version of the slimes you would be able to buy?

Java Chip Frappe (Jury is still out)

This is supposed to be a "jelly cream bingsu". It seems like a pretty thick, dense jelly with a tiny bit of bingsu. The bingsu are enough to produce some soft cracks and sizzles, so I really want to be abl to play with it, but it is way to sticky. It is already pretty thick, so I've only added a little activator so far, which hasn't helped much. Hoping this stops being so sticky without also turning into rubber. Smells is listed as chocolate chip cookie, but it smells more like khalua to me. At any rate, I like the smell.
https://preview.redd.it/7rczrp66kj0d1.jpg?width=3024&format=pjpg&auto=webp&s=2499c9709c64d6c9cc690909f554890f3431a6ff

Lemon Loaf 10/10

This is my favorite slime of the whole darn order. It is a highly resistant bingsu slime, but it really softens with inflation. Smells like a cake with a lot of artificial lemon flavor added to it, which sounds bad but it actually quite delicious. It looks great: a bright and cheery yellow that is broken up by specks of iridescence from the bingsu. Also, I love the lemon fimos! But, the cherry on top is the micro-floams! I love these tiny micro-floams that she uses. It may be psychosomatic, but I think they actually change the bingsu texture somehow? At any rate, this is a great, stretchy, inflating, crackling, squeezeable bingsu slime and I love it.
https://preview.redd.it/9sk0uoi9kj0d1.jpg?width=3024&format=pjpg&auto=webp&s=0b3a9bb64388eb724a5b854882522c3c0bcab6ac

Conclusion:

I really don't know what to make of this store, guys. I mean, I have only 3 clear "would buy agains" (one of which I didn't even pay for) out of a total of ten slimes, so, objectively, I should not buy from them again, but... I don't know. I definitely would not have spent all this money at this store if I'd seen some of the reviews I've seen since making the order. The complaints seem to be the same as my own: hard clay, tought slime, not great smells.
On the other hand, the Birthday Cake Pops and the Lemon Loaf are so good that I might be persuaded to try Ky again.
I guess, part of me wonders if the slime is this way because she's cutting corners on ingredients or doesn't know how to make slimes well? But then the amount of work and care that goes into designing the slime just makes me think there's no way this person doesn't know what they are doing, so then I guess this is the way the slime is meant to be (not for the Diet one, though--that was straight up bad slime) and it just isn't for me, but who is it for? who likes tough slime that doesn't make much noise?
Would be curious to hear others' thoughts.
submitted by Sacrifice_a_lamb to Slime [link] [comments]


2024.05.15 09:21 grady_vuckovic 7 Proposals for Ways of Addressing Housing Affordability

I don't need to tell anyone here that housing affordability is bad right now so I'll cut to the chase...
What can be done about it?
I got seven proposals to address the problem.
But first.. lets talk about what I call 'Non-Solutions'.
A Non-Solution is something that feels like a solution but isn't. For example: Scratching at itchy skin isn't a solution to a rash.
There's a few Non-Solutions I'm going to be avoiding with my proposals:
Instead solutions need to be formed through means such as:
So - what could we do?

Proposal 1 - The AAHC

I call it the 'Australian Affordable Housing Construction Company', aka, AAHC Co.
Government initiated housing construction company, similar to the NBN Co.
It has one goal: Build houses and sell them. It has a target rate of 'houses/quarter' it aims to construct houses at. That rate is set by an independent body that aims to keep the cost of housing to a fixed level relative to incomes, and controlled in a fashion similar to the official interest rate. Another lever on the economy. The rate increases when housing supply is low, and decreases when housing supply is high.
The AAHC builds houses. Then sells them. Simple as that. No other purpose. The goal is to break even, build houses, sell them at market value (no profit). The great thing is, this means the AAHC has a net zero funding cost for the tax payer - literally costs nothing to run, because it pays for itself through sales of houses.
The actual construction would be done by external private construction companies under contract who compete under bids to build suburbs worth of houses in large projects. Which is another benefit. Lots of jobs creation, a big boon for our local manufacturing and construction industry, and any related employment opportunities (construction companies don't just hire builders after all, they hire graphic designers, accountants, managers, receptionists, etc).
As additional benefit, because the government is building the houses, it can ensure the houses meet conditions and standards we the people want to see applied to future housing construction. So it could be mandated for example, every new home constructed must have air conditioning, must have solar panels, etc.
The AAHC Co in summary:

Proposal 2 - Nationalised Definitions of 'Tiny Homes', and Easing Of Laws Regarding Them

The reality is, there is such a shortfall of housing in Australia, that it may take a decade or longer to address the problem, even if we started implementing the right policies to do so today.
What people need is alternatives. Today.
Such as 'Tiny Homes'.
Tiny homes can be constructed in larger quantities, prefab, for cheaper than a house, and constructed on a trailer frame which allows them to be easily moved and transported.
They can be significantly cheaper than a house, and moved easily, opening up prospects for someone to own reasonable housing in Australia for a fraction of the cost of buying an established constructed house, by buying very cheap land, a cheap 'Tiny Home' and parking it permanently on their land. Then eventually moving it on, selling it even, once it comes time to upgrade to a permanent fixture house, or move into a larger fixed house.
Because they're legally defined as caravans, they subject to all the same rules.
The first problem is, those rules vary depending on where you live. Not just for each state, but even depending which council you live in. Some councils have no clear regulations at all, making matters worse. A nationalised definition of a 'Tiny Home', and national laws regarding them, would make life easier for everyone.
The second problem is, because currently Tiny Homes are defined legally as Caravans, they are subject to the same restrictions, which can be stifling, such as, subject to location (state or council laws vary). Here are some of the worst restrictions found around the country:
A nationalised legal framework for tiny homes, and easing of laws around them, to make them easier and cheaper to obtain, install and live in, would open up possibilities for alternative means of housing to ease the burden on the existing housing market.

Proposal 3 - Housing Super Fund

Super is a well established method for ensuring individuals can afford their retirement without resorting to giving people free money or price fixing the cost of retirement. It forces employers to make contributions to employee's super funds, that then collect interest, grow, and eventually can be accessed at retirement age.
This is a mechanism we can borrow to achieve a similar result for renters, to allow them eventually afford housing.
I call it a 'Housing Super Fund'.
How it could work is like this:
Every tenant in Australia, could have a 'housing super fund' set up for them when they start renting. Every time a tenant pays rent, the land lord receiving the rental payment, could be required to deposit 5% of that payment into the tenant's housing super fund.
Land lords will insist, argue, that they will put up rents by 5% to compensate. But this is a lie. Prices are determined by customer purchase power. Renters will not have any additional purchase power as a result of this change. Rents won't go up in real terms over a long period of time, instead this change eats a cut away of rents from landlords and invests it on the behalf of tenants.
The housing super fund could be made accessible if and when a tenant is making their "first home purchase". If that never occurs, the funds could available automatically at retirement age instead.

Proposal 4 - Increased Property Taxes for Landlords & Elimination of Negative Gearing

While some people are facing the prospect that they may NEVER be able to afford a house in their lifetime - other individuals, might have as many as 7 properties, and are currently shopping for their 8th.
It's obvious, that the system strongly favours those who already own houses and have capital, ahead of those who don't.
So, simple solution, is to increase taxes for being a landlord.
Property taxes faced by individuals could be higher for those who own more than one house, and increase with each additional house owned.
And, Negative Gearing, eliminated, since it creates such a massive financial incentive to own more than one house.

Proposal 6 - Harsh taxes on empty resident housing

A simple proposal.
There are empty houses across Australia.
Tax the owners until they either rent them out or sell them or move into them.

Proposal 7 - Housing HELP Loan

Saved the best for last. Got a HELP Loan? Then you know how this loan structure works.
You borrow money from the government to pay for education, and then pay off that help loan in your taxes, if and when your income is above a minimum threshold. In the mean time, the loan amount is adjusted based on interest rates at the end of each financial year.
There's no reason why we can't have a similar loan structure made available for housing.
'Housing HELP Loan' could be made available to cover up to 75% of the purchase price of an individual's first home, with the remaining 25% required as an upfront deposit. The loan then can be paid off as part of the individual's taxes if and when their income is above a minimum threshold.
This would enable millions who currently can't get a home loan to finally get one, and ensure the debt of a home loan isn't financially crushing when individuals end up in a situation where they are temporarily unable to pay off their loan due to loss of employment.
That's 7 proposals to fixing housing affordability in Australia.
Which ones do you think would work?
Which ones do you think would stand a chance politically of being supported by a major party and made into reality?
submitted by grady_vuckovic to shitrentals [link] [comments]


2024.05.15 09:19 ineedamunch05 feeling ashamed, scared, and paranoid

Please don't judge, I needed money I just bought a brand new laptop. šŸ˜­ I feel so ashamed and stupid.
so about two or three weeks ago, a significantly older coworker at my job (F,30+) decided to convince me (F,19) to get on this website streammate. I can't blame anyone but she really could've told me more about how there will be people that will record you and post you on cam recording websites. The few days that i did cam, i got super popular. I was averaging around 65-79 dollars per hour. (I don't know if that's good or not) but I'd always make atleast 300/400+ in around 2/3 hours. I only was on for like seven days. I streamed for like 4 days in total i think. Maybe a little more
Anyways i decided to search my cammer name up and i got so scared. I immediately messaged streammate i would like to have my account deleted. I have super strict parents and am now paranoid if anyone ever finds these clips. I regret it so much. I wasn't nude fully but i have big boobs and my nipples did come out a lot. I didn't show other things. Idk what to do.
submitted by ineedamunch05 to offmychest [link] [comments]


2024.05.15 09:08 NefariousnessSea1529 Late to the party.

Currently in school for cyber security and I'm super intimidated by everything I'm reading. I'm my late 30s never knew anything about computers till I jumped in this class. I was mostly into hip hop and doing immoral things in the streets to make money now I'm trying to go legit. I have so many questions with no one to talk to about any of this cause I. A. Still don't know shit, and B. Know more than almost everyone I know. Any advice or words of encouragement?
submitted by NefariousnessSea1529 to hacking [link] [comments]


http://activeproperty.pl/