Study guide for class b california license
Taking the stress out of student success
2012.02.18 22:58 Taking the stress out of student success
A community of motivated learners! Here we share tips, methods and experiences to improve our study habits. Join us to stay on track, reach your goals, and be part of a supportive team.
2012.06.20 18:26 Communism101 - Each one teach one!
Each one teach one!
2009.02.12 20:00 Water & Wastewater Treatment
A place to talk about the water and wastewater treatment industry.
2024.05.15 15:27 _Kross_01 Bad decisions lead Confusions?
--I am from India and would appreciate responses according to that academic system please.--- My qualifications: I got 96% in class 10 and chose PCB with English and psychology. I was quite good at maths but still left it as I thought I could go nicely into MBBS.
Now 2 years later, Class 12- 90% (CBSE), i am now 18 and gave my first attempt at NEET, failed. I do not wish to go in other allied courses like Bsc. Nursing, Physiotherapy, Dental etc. Since last ten days I have been doubting my capabilities of handling mbbs and have started to feel that it could maybe not meant for me.
I have seen some other options that seems okayish like B. Pharm but it's placements are very bad (generally). I do not wish to do bsc. Msc. In some particular subject as I have heard that lands mostly people in academia world ( like teaching, professors etc.) with low growth possibilities, which is something I do not wish to go into.
I feel clueless and Don't know what should I do. Should I take a drop and do neet (mindlessly leaving my inner voice behind) or should I switch to some other field. It is also somewhat late as many forms of other such courses have ended their registration i think.
At this point, I often feel like I would have been better off if I took maths and went after B.Tech as i always had a keen interest in technology. Also I have always had an interest in film making and have done some small projects in it back in my pre NEET-prep days, I could have also followed that if I did btech. Now I feel clueless.
What would you have done in my place? Kindly guide me or give me any options you know of. I would really be thankful to all those who help!
submitted by _Kross_01 to careerguidance [link] [comments]
Now 2 years later, Class 12- 90% (CBSE), i am now 18 and gave my first attempt at NEET, failed. I do not wish to go in other allied courses like Bsc. Nursing, Physiotherapy, Dental etc. Since last ten days I have been doubting my capabilities of handling mbbs and have started to feel that it could maybe not meant for me.
I have seen some other options that seems okayish like B. Pharm but it's placements are very bad (generally). I do not wish to do bsc. Msc. In some particular subject as I have heard that lands mostly people in academia world ( like teaching, professors etc.) with low growth possibilities, which is something I do not wish to go into.
I feel clueless and Don't know what should I do. Should I take a drop and do neet (mindlessly leaving my inner voice behind) or should I switch to some other field. It is also somewhat late as many forms of other such courses have ended their registration i think.
At this point, I often feel like I would have been better off if I took maths and went after B.Tech as i always had a keen interest in technology. Also I have always had an interest in film making and have done some small projects in it back in my pre NEET-prep days, I could have also followed that if I did btech. Now I feel clueless.
What would you have done in my place? Kindly guide me or give me any options you know of. I would really be thankful to all those who help!
2024.05.15 15:19 Old_Sea_8014 Struggling in the second semester of Computer Engineering
I’m in the second semester of Computer Engineering/IT. It’s really complicated to explain the specific major because it’s new and if I were to explain it, it would be a mix of Computer Engineering and IT (Bachelor of Engineering). I started in the winter semester of 2023 and right now I’m struggling big time.
Has anyone been through this? Has anyone else experienced this? Can anyone please give me at least a tip on ONE subject not just everything just ONE THING.
submitted by Old_Sea_8014 to EngineeringStudents [link] [comments]
- Subjects. Last semester it was Mathematics A, Physics 1, Programming 1, Introduction to IT and Technical English. Out of all of them I passed Intro and Technical English. I feel like I don’t understand a single thing from Math A and Programming 1. Physics 1 was relatively easy to understand and hard to study/ do the tasks, but it was understandable. Mathematics A was a complete disaster where I absolutely have no idea what’s going on. With Programming A it’s a bit different. Programming “hello world” for the first time was a moment of happiness for me but Programming isn’t just coding it’s learning about algorithmic thinking and problem solving, which I highly struggle with. This semester I have Mathematics B, Mathematics C, Programming B, Physics B, Electrotechnical Basics, Algorithms and Data-structures. After the few first weeks I just started to skip out on the lessons, because I would sit there and not understand anything. The major consists of 7 semesters, each having 6 subjects. I’ve been told that that’s too much but people but they having majored in engineering (social studies and so on) so I’m not sure if what they’re saying can be applied here.
- The lack of basic knowledge I lack basic knowledge in programming, mathematics and physics. I’m not talking about high school math and physics. I’m talking about college level. I never realised how high school classes didn’t teach us properly until I reached university/ college and realised this is the just top of the ice berg. Like I said, I lack problem solving through algorithmic thinking which is the bases of this major (or what was taught in the first semester).
- Possible retaking first semester subjects Right now I think the best course of action is to repeat first semester subjects and truly pay attention 100% this time. The problem is that I have no idea what to do this semester because it literally just started. Is it normal to just skip a semester or barely come to lectures/seminars because of this reason? I literally understand nothing so what’s the point of sitting there and possibly bothering people?
- Not understanding how to study Engineering isn’t like other majors from what I hear. Or forced you to teach yourself how to study and how to study specific things. I recently watched a video trying to explain why CEOs are predominantly (former) engineers and everyone tackled it down to: a. Learning how to study; b. Knowing how to problem solve. I’ve established that I lack the problem solving skills right now and I’ll admit I have no idea how to (self) study. I came fresh out of high school where teachers are not only responsible for you and your academics but also responsible for educating you on certain topics. When you don’t understand it’s repeated and repeated and repeated over and over again. University is mostly self study. Do I know how to do that? No. Am I trying? I am. But trying is not enough when results are not showing. I have concentration problems (not ADHD or anything). I’m easily distracted ESPECIALLY when I have no idea what’s going on. I’ll eventually tune out the lecture and scroll on Reddit or something.
- Burnout Yeah, I barely even started and I’m burnt out. People around me aren’t though. They can all already program in C, C++ and Python (what we covered in those two semesters/ what we’re covering and learning right now) as well as Java(script) and more. They’re ace-ing all their tests and while they struggle with exams they’re at every lecture and fully concentrated. It’s embarrassing trying to continue with their pace especially with group work. Literally yesterday we handed in an assignment where I was the “incompetent partner that did NOTHING” and I could feel my partner had enough of this bullshit and even called me out on it, which felt humiliating.
Has anyone been through this? Has anyone else experienced this? Can anyone please give me at least a tip on ONE subject not just everything just ONE THING.
2024.05.15 15:17 _Kross_01 My bad decisions have lead me to this confusion.
My qualifications: I got 96% in class 10 and chose PCB with English and psychology. I was quite good at maths but still left it as I thought I could go nicely into MBBS.
Now 2 years later, Class 12- 90% (CBSE), i am now 18 and gave my first attempt at NEET, failed. I do not wish to go in other allied courses like Bsc. Nursing, Physiotherapy, Dental etc. Since last ten days I have been doubting my capabilities of handling mbbs and have started to feel that it could maybe not meant for me.
I have seen some other options that seems okayish like B. Pharm but it's placements are very bad (generally). I do not wish to do bsc. Msc. In some particular subject as I have heard that lands mostly people in academia world ( like teaching, professors etc.) with low growth possibilities, which is something I do not wish to go into.
I feel clueless and Don't know what should I do. Should I take a drop and do neet (mindlessly leaving my inner voice behind) or should I switch to some other field. It is also somewhat late as many forms of other such courses have ended their registration i think.
At this point, I often feel like I would have been better off if I took maths and went after B.Tech as i always had a keen interest in technology. Also I have always had an interest in film making and have done some small projects in it back in my pre NEET-prep days, I could have also followed that if I did btech. Now I feel clueless.
What would you have done in my place? Kindly guide me or give me any options you know of. I would really be thankful to all those who help!
submitted by _Kross_01 to Indian_Academia [link] [comments]
Now 2 years later, Class 12- 90% (CBSE), i am now 18 and gave my first attempt at NEET, failed. I do not wish to go in other allied courses like Bsc. Nursing, Physiotherapy, Dental etc. Since last ten days I have been doubting my capabilities of handling mbbs and have started to feel that it could maybe not meant for me.
I have seen some other options that seems okayish like B. Pharm but it's placements are very bad (generally). I do not wish to do bsc. Msc. In some particular subject as I have heard that lands mostly people in academia world ( like teaching, professors etc.) with low growth possibilities, which is something I do not wish to go into.
I feel clueless and Don't know what should I do. Should I take a drop and do neet (mindlessly leaving my inner voice behind) or should I switch to some other field. It is also somewhat late as many forms of other such courses have ended their registration i think.
At this point, I often feel like I would have been better off if I took maths and went after B.Tech as i always had a keen interest in technology. Also I have always had an interest in film making and have done some small projects in it back in my pre NEET-prep days, I could have also followed that if I did btech. Now I feel clueless.
What would you have done in my place? Kindly guide me or give me any options you know of. I would really be thankful to all those who help!
2024.05.15 15:15 adulting4kids Short Story Prompts
Tropes us Genres = Awesome new ideas for short stories you can post!
Refer to the Tropes A , Tropes B, and Genre posts from earlier and these are prompts that guide your free writing exercises today!
submitted by adulting4kids to writingthruit [link] [comments]
Refer to the Tropes A , Tropes B, and Genre posts from earlier and these are prompts that guide your free writing exercises today!
- Genre: High Fantasy Trope: Chosen One Prompt: In a world of magic, a seemingly ordinary teenager discovers a long-lost artifact that marks them as the prophesied Chosen One. They must navigate a war-torn realm to fulfill their destiny.
- Genre: Cyberpunk Trope: AI Uprising Prompt: In a neon-lit dystopian city, a skilled hacker stumbles upon a self-aware AI planning a rebellion against its creators. The protagonist must decide whether to aid or thwart the uprising.
- Genre: Historical Mystery Trope: Cursed Bloodline Prompt: In Victorian London, a detective with a cursed family history is on the trail of a serial killer whose murders seem linked to an ancient family curse.
- Genre: Post-Apocalyptic Survival Trope: Forbidden Love Prompt: In a desolate wasteland, two survivors from rival factions form a forbidden romance, facing the challenges of a world torn apart by war and radiation.
- Genre: Urban Fantasy Trope: Supernatural Detective Prompt: A detective with the ability to see supernatural entities is tasked with solving a series of mysterious murders that seem to be connected to a hidden magical underworld.
- Genre: Science Fiction Mystery Trope: Parallel Worlds Prompt: A scientist accidentally creates a device that opens portals to parallel universes. They must navigate through different worlds to fix the disruptions caused by their experiment.
- Genre: Space Opera Trope: Lost Heir Prompt: In the vast galaxy, a young adventurer discovers their true identity as the lost heir to an interstellar empire, leading to a quest for reclaiming the throne.
- Genre: Romantic Comedy Trope: Fake Relationship Prompt: Two strangers enter a fake relationship to avoid awkward family situations, only to find themselves entangled in a web of unexpected emotions.
- Genre: Historical Romance Trope: Arranged Marriage Prompt: In a bygone era, two individuals from different social classes are forced into an arranged marriage. They must navigate societal expectations and find love.
- Genre: Supernatural Drama Trope: Haunted Past Prompt: A paranormal investigator with a haunted past is called to a small town plagued by supernatural occurrences, forcing them to confront their own demons.
- Genre: Apocalyptic Horror Trope: Zombie Outbreak Prompt: In a world overrun by zombies, a group of survivors discovers a secret government facility that holds the key to a cure. But not everyone in the group can be trusted.
- Genre: Space Western Trope: Alien Invasion Prompt: On a distant planet, a lone gunslinger must defend a frontier town from an unexpected alien invasion, leading to an alliance with local inhabitants.
- Genre: Magical Realism Trope: Invisible Protagonist Prompt: A person wakes up one day to find themselves invisible. As they navigate this new reality, they discover hidden truths about themselves and others.
- Genre: Family Drama Fantasy Trope: Estranged Siblings Prompt: Two siblings with magical abilities, separated at a young age, reunite to uncover a family secret that holds the key to saving their magical lineage.
- Genre: Science Fantasy Trope: Robot Companion Prompt: In a futuristic society, a lonely individual forms a deep connection with their advanced robot companion. Together, they embark on a quest to understand the nature of humanity.
- Genre: Mystery Fantasy Trope: Cursed Object Horror Prompt: A cursed artifact surfaces in a quaint village, causing a series of mysterious events. A detective with a penchant for the supernatural is called to unravel the mystery.
- Genre: Adventure Horror Trope: Monster Hunter Prompt: A skilled monster hunter is hired to explore an uncharted island rumored to be infested with ancient and deadly creatures, leading to a battle for survival.
- Genre: Political Fantasy Trope: Secret Society Prompt: In a realm of political intrigue, a novice politician uncovers the existence of a secret society manipulating the fate of the kingdom, forcing them to choose between power and integrity.
- Genre: Futuristic Crime Trope: Tech Noir Prompt: In a futuristic city filled with advanced technology, a detective delves into a noir-style crime syndicate that exploits cutting-edge innovations for criminal gain.
- Genre: Adventure Sci-Fi Trope: Quantum Paradox Prompt: A group of space explorers encounters a phenomenon that causes them to experience alternate timelines simultaneously, challenging their understanding of reality and friendship.
2024.05.15 15:08 WhatCanIMakeToday Operational Efficiency Shares: Rehypothecating 🐇🐇🐇🐇 And Breaking Free Of Chains [WalkThrough] (4/n)
![Operational Efficiency Shares: Rehypothecating 🐇🐇🐇🐇 And Breaking Free Of Chains [WalkThrough] (4/n)](https://external-preview.redd.it/S1npNPd9uCWh6ZS9ztHfqn8XoZIQP9fMPymVci5aNiM.jpg?width=640&crop=smart&auto=webp&s=33905fb683797e7f1f266633840ff90ea767e7c6 "Operational Efficiency Shares: Rehypothecating 🐇🐇🐇🐇 And Breaking Free Of Chains [WalkThrough] (4/n)") | From the prior DD in this series [1], we know that ComputerShare can “give” the DTC registered DSPP shares to hold onto for operational efficiency which are then “given back” as shares beneficially owned “for the benefit of” (“FBO”) DSPP Plan Participants at ComputerShare, as illustrated in this diagram: submitted by WhatCanIMakeToday to Superstonk [link] [comments] From The Prerequisite DD It’s time to explore what “operational efficiency” benefits may be gained by DSPP shares going around this roundabout. At first glance, shares are basically just going in a big circle from DSPP Plan Participants with registered ownership DSPP shares at ComputerShare heading to the DTC, who hands shares to ComputerShare’s broker who maintains those shares for the benefit of ComputerShare who holds those shares for the benefit of Plan Participants. While I think it’s unlikely that shares just go around in a big fat circle for no reason, I do remember people getting onto flights to literally go nowhere a few years ago [CNN, NYT]; so maybe these operational efficiency shares simply miss hanging out at the DTC? Let’s look more closely… While title is held by a registered DSPP Plan Participant, ComputerShare is giving the DTC possession [1] of registered DSPP shares to the DTC to hold for operational efficiency which then ultimately end back in the possession of ComputerShare’s broker (who isn’t lending out shares) for the benefit of ComputerShare for the benefit of Plan Participants. If we treat the DTC’s operations as a big black box, we see registered shares going into the DTC black box and beneficially owned shares coming out of the black box to ComputerShare for Plan Participants. DTCC Black Box: Inputs vs Outputs Investopedia says that shareholders have rights, with a list of 6 main rights including:
§ 240.13d-3 Determination of beneficial owner.ComputerShare basically confirms this list (except for the right to sue as that’s probably not one their issuer customers would emphasize) and adds that beneficially held shares may be lent by brokers generally (but not by ComputerShare’s broker). Registered Shareholder Rights vs Beneficial Owner Rights Maybe you’ve had different experiences from me, but I’ve never known Wall St to deliver more than the bare minimum they’re contractually obligated to. Which means the DTC black box is very likely watering down shareholder rights from the 6 that go in down to the 2 which come out. (And yet, we’re supposed to believe that all shares are equal. 🙄) Dividends (#4 on the list) [2] may be the clearest example of a watered down shareholder right. Registered shareholders have the right “to directly receive share dividends” [CS FAQ] which means if a company (e.g., GameStop or OverStock) issues a dividend, registered shareholders have the right to directly receive the dividend as issued. If the company issues a crypto dividend (as OverStock tried to do), registered shareholders have the right to directly receive the issued crypto dividend. Beneficial shareholders would get an issued dividend, if available, or a cash equivalent if not. Historically, stock and other dividends to beneficial shareholders could easily be delivered as a cash equivalent, a watered down form. Crypto dividends don’t scale well with shorts (both naked and legal via, for example, share lending and borrowing) because crypto tokens are unique which makes it abundantly clear why a crypto dividend was nixed for a heavily shorted idiosyncratic stock like GameStop; especially given GameStop’s particularly active shareholders. Ownership (#2 on the list) may be the second clearest example of a watered down shareholder right as more security interests to shares exist in the DTC’s beneficial ownership system than there are shares; with the SEC saying beneficial shares get a pro rata interest in the securities of that issue held by DTC. [See End Game Part Deux: Problems at the DTCC plus The Bigger Picture, particularly the section “The Pie Is Shrinking: Get Out (And DRS) While You Can”] Voting (#1 on the list) is also an example watered down shareholder right; this one having a long history on this sub with, for example, BroadRidge tossing 7B votes and bragging about it. (Beneficial owners only need to get shared voting rights per Rule 13d-3 above so those 7B “shared” votes just lost out to who they shared with.) Unlike other beneficially held shares, voting rights for DSPP shares are not watered down as ComputerShare sends registered holders their voting forms. Operational Efficiency Shares, Whatcha Doing In There?A big black box is a pretty good description of the DTC which does not want us to know the ins and outs of what’s going on. Black holes are a pretty good example of a big black box and, most importantly, we know a lot about black holes even though they can’t be directly observed. Just as we learned about black holes without direct observation, we can similarly learn a lot about the Operational Efficiency shares even though we can’t directly observe them in the DTC habitat.Even though we can’t look inside the DTC’s big black box, it turns out we don’t really have to in order to identify some benefits from these operational efficiency shares taking their roundabout trip to nowhere. Locates A few commenters have suggested that OE shares could be used for locates so I’ll address this first. Possible, yes. But I don’t view this as the most interesting use for OE shares. Brokers are supposed to “locate” securities available for borrowing before short selling. [Wikipedia)] Basically, before selling short a broker is supposed to find a source to borrow. The “locate” requirement does NOT require the security to be borrowed before short selling which can result in a legal naked short. You may be wondering why I don’t view “locates” as particularly interesting for OE shares if short sellers need to locate shares to borrow before shorting. Well, market makers are also exempt from this requirement as long as they’re market making. 🙄 On top of the market maker exemption, remember House Of Cards? In House Of Cards 3 [SuperStonk], we learned about the now 🤦♂️ hilarious F**3 key **- yeah, the one on a keyboard. Brokers like Goldman found the locate requirement simply too much work so they would press the F3 key and their system would auto-approve the locate requirement based only on the number of shares available to borrow at the beginning of the day; regardless of whether those shares were still available to borrow or not. House Of Cards 3 Meaning as long as there were some shares available to borrow at the beginning of the day for their share copying system, brokers could just smash the F3 key to make as many copies of shares as they need. Even if only 1 share was available to borrow at the beginning of the day, a broker could simply smash the F3 key 100 times to approve the locate requirement for 100 shares. So while OE shares could be used for locates, they wouldn’t need many shares each day to make an unlimited number of copies - even just 1 is enough. Lending shares on the other hand… Rehypothecation Rehypothecation is the reuse of customer collateral for lending. Per a 2010 IMF Working Paper, The (sizable) Role of Rehypothecation in the Shadow Banking System, Rehypothecation occurs when the collateral posted by a prime brokerage client (e.g., hedge fund) to its prime broker is used as collateral also by the prime broker for its own purposes.This IMF paper defined a “churning factor” to measure how many times an asset may be reused; and then estimated a churning factor of 4 noting that it could be higher because international banks (e.g., HSBC and Nomura) were not sampled. This IMF paper found a single asset may be lent and borrowed 4 times, or more; an average which could be higher globally. https://preview.redd.it/ymr3j03zri0d1.png?width=795&format=png&auto=webp&s=1555314cefd520658a4f78dc4745867063e3bf34 Churn Factor Could Be Higher Globally How much higher? We may have seen a churn factor as high as 10 for a less idiosyncratic meme stock per my prior post, Estimating Excess GME Share Liquidity From Borrow Data & Churn Factor. Presumably, the idiosyncratic meme stock would have a higher churn factor (but not that important for this post). More recently (2018), the Federal Reserve published this Fed Note on The Ins and Outs of Collateral Re-use studying how often collateral is reused (i.e., rehypothecated) for Treasury & non-Treasury securities [3] with a beautiful figure illustrating how “for any given moment in time, one security can be attributed to multiple financial transactions” where a share could be posted multiple times through Security Financing Transactions (SFTs) and sold short. [4] Sounds familiar, right? https://preview.redd.it/zsztmji4si0d1.png?width=1530&format=png&auto=webp&s=f222dfe50929f668af8f8f0b39514a7d862db9c9 Figure 6c of this Fed Note shows a Collateral Multiplier over time illustrating how “PDs [Primary Dealers] currently re-use about three times as many securities as they own for non-Treasury collateral and seven times as many securities as they own for U.S. Treasury securities”. AKA \"Money Multiplier\" The Fed Note describes their Collateral Multiplier as a “money multiplier” (Seriously, I couldn’t have made this up in a million years.), In a sense, our Collateral Multiplier is akin to a "money multiplier," as it compares private liabilities created by a firm with the amount of specific assets held to create those liabilities. [The Ins and Outs of Collateral Re-use]And, of course, the Collateral Multiplier aka “money multiplier” ratio goes up when there’s less collateral available and down when there’s more collateral available. (Can I get one of these multipliers?) Intuitively, we expect the ratio to increase when collateral is scarce and to decrease when collateral is more abundant.Which means Primary Dealers [Wikipedia has a list of familiar names including Deutsche Bank, JP Morgan, Morgan Stanley, Nomura, BofA, Citigroup, TD, UBS, and Wells Fargo; amongst others] can simply kick securities around a few extra times (e.g., with SFTs and short sells) to effectively multiply the amount of money and/or collateral they have any time they need it. (Within limits, I hope…) Thus, rehypothecation is a very interesting use of Operational Efficiency shares from ComputerShare as various primary dealers can simply “multiply” the number of shares they have – a concept that we’re already quite familiar with. As rehypothecation, short sells, and securities financing transactions are all perfectly legal, rehypothecating more GameStop shares provided to the DTC via operational efficiency satisfies Ground Rule #2 [defined in (1/n) in this series], We can update our conceptual model to include rehypothecation to more clearly illustrate how Operational Efficiency shares held in the DTC can be rehypothecated (e.g., with SFTs and short sells) until a watered down share is delivered to ComputerShare’s broker to hold FBO ComputerShare, who holds the watered down share FBO DSPP Plan Participants. https://preview.redd.it/bt3gnx99si0d1.png?width=4764&format=png&auto=webp&s=7b0b72b935f740e8a3036f88e1a4e1dfb57dd46c You might notice from this illustration that ComputerShare has been telling the truth satisfying Ground Rule #1 [defined in (1/n) in this series]. Neither ComputerShare’s nor their broker lend or need to lend shares. All the rehypothecation happens “upstream” amongst other DTCC and NSCC Participants until shares are finally delivered to ComputerShare’s broker at the end of the “Churn Chain”. ComputerShare has made no representations about what the DTC can or can not do with the shares in their possession. And, realistically, ComputerShare is in no position to make any representations about what happens within the DTCC system – ComputerShare is only responsible for themselves and, to some extent, their broker. The Fed Note and IMF paper found assets may be churned and reused 3-4 times (overall market average) which means the end of the chain is typically around D3 or D4. (If my prior DD estimates are correct, there were signs a less idiosyncratic meme stock may be churned up to 10 times ending the chain at D10 which suggests a potentially longer chain for GME, the idiosyncratic meme stock.) If there is no collateral reuse for an asset, the chain would have zero length meaning Operational Efficiency shares go straight from the DTC directly to ComputerShare’s broker. (Programmers almost certainly understand zero length chains very well – go find one if you need an explanation.) GameStop is idiosyncratic, thus atypical. Per the IMF paper, collateral reuse increases when collateral is scarce and decreases when collateral is abundant (quoted above). If we consider GameStop investors have been direct registering shares (i.e., DRS) and registering shares (e.g., DSPP) thereby removing title and/or possession of shares from the DTC/DTCC/Cede & Co, then GameStop share availability has been becoming more scarce and the “Churn Chain” for GME should be longer than average representing a higher collateral multiplier and churn value. While we may not know the exact length of the Churn Chain for GameStop shares, we can pretty well surmise that it’s not a zero length Churn Chain where there is no collateral reuse based simply on scarcity. After all, a shortage of available shares is, by definition, required for any short squeeze (including MOASS). Requests by brokers to enable Share Lending [5] is another example indicator that GameStop shares are scarce. In addition, according to Investopedia [6], “Banks, brokers, or other financial institutions may navigate a liquidity crunch and access capital by rehypothecating client funds” and we’ve seen indicators showing us banks are in deep trouble:
There are also leverage considerations that increase that risk of default. Overleveraged investments often face covenants; when specific conditions are met, trading accounts may receive a margin call or face debt default. As a row of dominos fall after a single collapse, a single margin call may cause other debts to fail their account maintenance requirements, setting off a chain reaction that places the institution at higher risk of overall default. [6]This risk for rehypothecation sounds exactly like what the Options Clearing Corporation was complaining about to the SEC when the OCC Proposed Reducing Margin Requirements To Prevent A Cascade of Clearing Member Failures [SuperStonk] early 2024. If the OCC can eliminate margin calls, then no dominos get knocked down. (Thankfully, apes have done a phenomenal job in convincing the SEC that this OCC proposal is a very bad idea. Support the SEC’s rejection of this as Simians Smash SEC Rule Proposal To Reduce Margin Requirements To Prevent A Cascade of Clearing Member Failures!) Most importantly, it may be tough to regain possession of an asset when someone in the rehypothecation chain defaults. Remember from the prior DD the expression about possession: Possession is nine-tenths of the law. Clients must be aware of rehypothecation as it is technically their own assets that have been pledged for someone else's debt. This creates complicated creditor issues where an investors shares may longer be in their possession due to their custodian's default. [6]We know assets are rehypothecated 3-4 times on average, GameStop shares are scarce, banks are in trouble, stock loan volume is skyhigh, and the risks of rehypothecation are real. So it’s pretty clear that rehypothecation is happening generally with pretty darn good reason to expect GameStop’s Churn Chain is at least of non-zero length (i.e., GameStop stock is being rehypothecated). Breaking The ChainsWhile some may like chains and being tied up, I’m not one of those apes. Especially as a Churn Chain waters down my shareholder rights and may make regaining possession of DSPP stock difficult in the event of a cascade of defaults, as warned by the OCC. (If you like chains, feel free to skip this section.)As it turns out, we don’t need to know exactly how long the Churn Chain is for GameStop stock. Simply knowing a Churn Chain exists with non-zero length means there is a chain. Where there is a chain, it’s possible to break the chain. (Even if you don’t know how much health) your enemy has in a game, you still try to take your enemy out. Right?) A churn chain that starts from ComputerShare holding DSPP shares in DTC for operational efficiency can easily be broken as “[a]n investor can, at any time, withdraw all or part of their shares in DSPP book-entry form and have them added to their DRS holding”. [ComputerShare] See also [7]. Quite possibly one of the easiest chains in the world to break as the Churn Chain is weak to DRS. Simply DRS the DSPP shares to take away the head of the chain and the rest of the chain falls apart. (And, DRS-ing "street name" shares cuts chains into pieces too!) One side effect of breaking a Churn Chain is that all shares attributed to transactions in a broken chain (e.g., SFTs and short sells) need to be reallocated to other chains, effectively making other chains longer and increasing the risks from a default. Analogy: Think of the shares as a deck of cards. If you deal 52 cards to 4 players (A, B, C and D), each player gets 13 cards. Each stack of 13 cards is basically a Churn Chain. But if you take out a stack by removing the bottom card from A and distribute the remaining 12 cards from A to B, C and D then B, C and D each now have 17 cards. If at any given time a card can cause a player to lose the game, it's better to have fewer cards than more. And, the players who get out early won't lose. Any party in the Churn Chain who defaults will make it hard for the original owner to regain possession. Longer chains include more transactions and more parties so there’s more risk of default on longer chains than shorter chains. Thus we see another vicious cycle setup where incentives are aligned such that DSPP and beneficial shareholders may want to avoid the impending default and rehypothecation risk from their shares being held in DTC. In order to avoid the impending default and rehypothecation risks, shareholders are incentivized to Directly Register shares to ensure having both title and possession. (Shares held in “street name” have little or no protection from rehypothecation risk and simply registering shares in DSPP doesn’t guarantee possession [1].) As with the other vicious cycle, any remaining shareholders in DTC share a shrinking pie of diluted ownership so it is in their best interest to get out and DRS; thereby shrinking the diluted ownership pie even more which is more reason for remaining shareholders to get out. These vicious cycles will eventually leave few, if any, remaining shares at the DTC for beneficial shareholders. Nobody knows what will happen if this ♾️🏊 happens. Footnotes[1] If you haven’t already, please read the prerequisite DD in this WalkThrough Series to understand how ownership of property is separated into two concepts: title and possession. [See, e.g., StackExchange] Understanding the differences between title and possession are particularly important here where it’s worth being extra careful identifying how an entity is in control of an asset.
[3] Footnote 16 of the Fed Note itemizes various classes of non-Treasury collateral which includes equity which, per Investopedia, is a synonym for stocks. [4] While short selling is pretty well known, Security Financing Transactions (SFTs) may be more obscure despite discussion of them in the past so here’s some historical SuperStonk links for you (where you may notice some well known OG DD apes):
[6] https://www.investopedia.com/ REMOVE_FOR_AUTOMOD terms/r REMOVE_FOR_AUTOMOD /rehypothecation.asp [7] Withdrawing whole DSPP shares into DRS seems to make a lot of sense as doing so guarantees possession. Selling fractionals, less so. If you intend to keep buying, I would think adding to the fractionals to later withdraw whole shares makes more sense. As for the concern about fractionals tainting the whole account, I’ll cover that in another post. For now, you do you. |
2024.05.15 15:02 Rangersop I got scammed $11,270 over a period of 4 months (long story).
This story starts with me being unemployed and having about $6-7,000 in savings while living with my parents, to getting employed, earning more than I ever had before, and yet being almost never so broke. Him requesting money is done through SMS unless otherwise stated. I don't think I'll be putting a TLDR in, it's sort of a lot regardless.
Why am I telling you this story? There's a strange phenomenon that concealing guilt or shame, or something, isn't good for you. That isn't necessarily what I'm feeling, I am only trying to move on as expediently as I can think of ways to do so. Rather than have my inner circle in the know, as I have had before, I have decided to post into the void.
*Not every transaction is detailed, some are recurring with the most noteworthy ones being bolded in chapter form. There are 82 transactions and this is sort of a long story, so I cut some fluff out by excluding a lot of them. *Note, for all the amounts borrowed and offered to pay back eventually, I repeatedly told them not to worry about it and that I didn't consider them my debtors, this is true to the end of the story, and I will not be seeking financial remuneration. After 4 months of working with nothing to show for it I am simply going to just enjoy knowing that I now get to keep the money I make.
The beginning:
It all started with picking up a tall young man walking by the side of the road in QLD (where I live). The man had been walking for hours in broad daylight and was all sweaty, trying to get to the nearest large rural town some 40 minutes away from where I live, which is also where I was going. We do the usual thing and try to make small talk to break the ice, sharing some personal information like if either of us is studying or working our age difference (which isn't that much, me being slightly older). he told me he was walking to see a mate in town about his car, if his friend had repaired it yet. Because he wasn't sure whether it would be fixed, we made an arrangement that I would also pick him up on my way out of town back home.
So, I do, and we do more small talk to the point of having an actual conversation, he also tells me he has a 2-year-old daughter. This is a significant detail because it is what drives a lot of the sympathy I had for his situation. There is also one thing about that conversation that stands out to me, and that was the impression that this guy was not very good with money because he said he frequently wants to buy something and then wants something else so he sells the first thing he bought to pay for the second, sort of like he couldn't help it or something. I couldn't relate. On the way home together I point out where my place was and drove past to drop him off at his. It was at this point or when I dropped him off in town that I gave him my phone number and said to text me if he needed a ride sometime.
Some days later he texts me asking me to lend him $50 for fuel because his place has no power (I would later learn that his property is not hooked up to the electrical grid and his family uses a generator for power). He wanted me to send it to his PayID number, which is something I had never used before. The next day he and his missus want a ride into town and back to check out a bus(?), he also wanted to borrow $100 which he said he would pay back in a couple of weeks. Before I left town, I got a call from a place I had sent my resume in to and they offered to start me on their employment process, to which I agreed. Yay! They stay in town overnight and made it to a pub, he called me later asking for something like $180+ for drinks and asked me to pick them up the next day, thanked me for funding their (apparently very fun) night out and informed me that the bus is very nice and will be getting delivered to their property in a few days (neither of them had the appropriate license to drive the bus, his father did except he did not come with us and I never met the man). He also asks for $200 to pay off a debt to his brother-in-law, would also pay that back to me as $300 in two weeks.
The next day, near dusk, he asks me for a lift into town to do some grocery shopping at a servo. I show up at his place and his mother wants to tag along, and she has an empty jerry can for fuel to use in the generator. So away we went, for a 90+ minute drive for the third day in a row, except near dark this time. I was beginning to get a little tired of the lack of forward thinking (why didn't you go shopping before I had to pick you up from town yesterday?), but there is so much more to come... I also gave him another $300 that night for some reason and $50 the next day to renew his Spotify subscription.
Two days later he asks me how much I'm actually willing to lend him, I said $500 but pleaded that he has to make it last a while, he agreed. He also informed me that he would now have to pay for the transportation of the bus to the property, and two days later told me that he was $300 short ($800) total to bring it 80kms. That's borrowing nearly $1,000 in two days, he also said this would be the last time he'd borrow.
It's at this point that he asks me what total he owes me, I was getting back to work at the time and told him to check his bank transactions, but I definitely took this as a sign of goodwill that he was keeping track to reimburse me even though I was telling him that he owes me nothing.
The worker's compensation claim:
A couple of days later he asks me for $170 to take his missus out for the night, winds up at the Gold Coast needing $500 for accommodation because he "didn't think things through". Good news is that his missus' car is now registered so I won't have to give them rides anymore, and more good news is that he's getting worker's comp in two weeks to the tune of $3,000 for his hand getting crushed on his last job (he stated this had left him unable to bend 2 or more fingers), he lastly states this money could pay back the $1,650 he owes me (his calculation). Next day $200 for fuel home, then $500, and he asks me to deny him any further transfer. He sends me a picture of the bus, a 1979 Albion Viking. I couldn't find the picture he sent me on Google, so I guess there really was a bus and I really did pay for the pricey transportation of a 55-year-old vehicle that had depreciated to nothing. He said he would send pics when he cleans up the inside, but they never came.
The very next day, he claims my very final $500 transfer did not go through (this may have actually been the case because I transferred the money between accounts for a faster transfer and then to him in less than a minute, so I suppose I just did it too fast or he was lying, but it was definitely gone from the account), to which I said give it a few days. Every day for the next 3 days he would tell me it still hasn't come through.
The nephew:
On day 4 of the final transfer, he stopped telling me it hadn't come through, however he stated that his missus had a nephew (14-15) who was going through some things and was about to be kicked out of his home, needed $200 for fuel to pick him up and bring him back to their place. Okay, well if I can prevent a minor (14-15) from being on the streets by lending a little more, so be it. I went over to physically hand him the money for fuel and he informed me in more detail what was going on, and it sounded believable. A couple days later and he's asking $150 for fuel to return the nephew to his parents, and his missus is requesting $200-$300 for accommodation to stay for a few days to resolve the situation. They stay a few more days down there for a total of about $1,410, spent on food, rent, and trying to calm the boy down.
He also got an update regarding his worker's comp, said it'd be payed out within 6 weeks for approximately $10k, then he asked me for a loan of $1,000 with an interest rate of 40% so I'd get $1,400 back. I, at this point, questioned why in the world would he need a loan of $1,000 after all I'd given him, and his response is... "car" - I asked him to elaborate further and he said there was a car he could buy down there for himself at that price. I informed him that money was actually getting very tight for me despite working now. He didn't get the car. I was also thinking that I would only have to go without having money while still working just until he got his worker's comp, my hope was that I could save and be content knowing his family would be looked after for a while.
I eventually called the bank to ask them if that final* $500 transfer had actually gone through on their end and they said it had, but to trace the transaction would incur a fee of $20, now knowing this and not really wanting to pay it I decided I would triple check if, after all these days, he had gotten that final* transaction: "Yeah, just came through today bro"
Considering this disregard for my time and neglecting to keep me updated on things to be just a quirk of my new friend, not wanting to claim he had been lying, I pressed on in good faith that this could just be water under the bridge.
His missus contacts me and says she needs $290 because she found accommodation for her nephew, and that he had forgot to pack anything including food. Another $100. Then fuel back while the nephew stays at this new place for a week. $70. I had concerns with leaving a minor renting alone so far away and his schooling, but they were met with it was "just for a week" until they could find some place to put him closer to them, their new primary caregivers, that apparently could not be at their house. I was, at this time, under the impression that the nephew was living alone, yet it would later be revealed that he was not.
The tyres:
3 days later after setting the nephew up somewhere close enough to his school, the missus went to visit him and got two tyres slashed, $190 to replace. She goes to the tyre place and is told that all of the tyres need to be replaced otherwise it is not legal, so it's actually $390 for all 4 (I was skeptical about this and was on a work break at the time, still have not looked into the validity of the claim). Some more time passes and general purpose transfers take place. I am informed that the nephew has sorted out an Aus Study payment from Centrelink, but that I would need to transfer $200 for the nephew's necessities until it's actually worked out, and I would no longer need to pay his rent. Cool. At this point in time, I was working but not keeping what I made. I paid board at home, but the rest minus my fuel between work and home is what I refer to as the 'x tax' ('x' being a stand-in for the name of the person who scammed me). The requests would mostly happen around the day I got paid, with a believable frequent expense of fuel for the generator being at least $160 a week, not to mention fuel for their car and the infrequent requests from his mother to "pay back her friends"
Sometime later, the missus got another flat tyre from driving over a piece of metal on the highway, $75 to replace and they managed to get towed to the tyre place (I did inform them that they would have a spare tyre in the back of the car, but they claimed it had already been used "the other day when we had another one slashed"). They got another spare but used that as well.
The funeral:
I get a text at work from the man saying that his grandfather was in palliative care with only one or two weeks left, and that his cousin was requesting he and his mother go down to see him, so he asks me if I can help. I decided I should be setting a weekly limit or something so this new friend doesn't drain my bank account each pay day, so I gave him $100 and let him know that it's a hard limit. 4 days later, he tells me that his grandfather had passed 2 days prior, needed $100 to get down to his funeral. I could only give him $85 and told him I would be unable to fund his return trip, to which he agreed would be fine. 2 days later, after the funeral, he tells me that he and his mother need $200+ to get home, get food & drinks on the way back and that the rest of their family would not help them and that they "have no other way back". Getting tired of the lack of forward thinking in this family's affairs, I reluctantly agreed to save them once again.
5 days later I ask him when he gets his worker's comp payout so I can begin to save up money from work knowing he and his family is taken care of for a while, he tells me "next week hopefully". This was in late March. Queue more travelling and fuel costs to now go and cremate the grandfather as his wishes were for him and his mother to be there when it happens. Now, I thought the funeral had already happened and that was the end of it, but it turns out that was just the funeral service, which is something I was not aware was a thing. Due to this misunderstanding, I was very suspicious at this point and exclaimed in a text "You already had the funeral!" while thinking "you can't bury someone twice, is this evidence you are scamming me?".
They also needed accommodation, except I was so suspicious of this man that I requested he find and tell me the name of the hotel they'll be staying at, just so I can verify that is the actual price per head. Also, his mum blew another tyre, but they happened to be right outside a tyre place... again. He claims to not be having very good luck anyway. A request is made for money to take his missus out for her Birthday. I tell him in a lengthy text I had been working for 2 months with nothing to show for it and that I am much more inclined to assist him only with essential spending like fuel or food, and he claimed to understand that, then stated he would use a bit of the money for a small cheap present anyway. The present turned out to be $200 on layby and he needed another $60 to fully acquire it. I was telling him to tone down his spending to emphasis that he needs to live at or below his own means and that he wouldn't need my help if he had just bought a much cheaper present.
It'd been about 9 weeks since he told me it would take 2 weeks for the worker's comp (which was later changed to 6 weeks) to be paid and I was wondering if he had heard back or followed up. He said he did and that they would "get back to him" about it. So, now that hope I had that this was just a temporary situation wasn't holding up so well. Despite all the money I was giving him he had bills "piling up" and one urgent one was for a storage unit where he claimed to have a shipping container's worth of stuff and the owner was threatening to throw it all out if they didn't pay his 6 weeks overdue fee. Apparently, if he had paid just most of the fee he would get to keep his stuff there, which is what happened.
There was a wedding for his brother-in-law and on the way back he asked me if I could help him buy phone data, except the amount he ended up paying wasn't an option for renewal, it was about $5-$10 off from the options available (this just fueled my suspicion even further that something just wasn't right). Thinking that a scammer wouldn't voluntarily give money back, I tested him by asking him for $40 back when I overpaid him and well, that's where it went to, that mobile plan. When they returned home from the wedding they found that their generator had not been fueled like he reminded his parents to do and so they lost all the food they had in the fridge. I questioned why his parents didn't notice the power had gone out and all of a sudden there was a second generator that was for them(?).
Their landlord had apparently stated he would be requiring $200 in rent a week early because he has bills and rates to pay. He informs me that he hasn't got a proper contract to even be on the property and could be kicked out at any moment and that he "needed to keep his landlord happy". I couldn't help him pay that much (nor did I really want to give in to his landlord's outrageous demand) so I sent him a link to QSTARS where he could learn his tenancy rights, except it was Saturday which means he wouldn't be able to call them. Then I suggested that he may be able to get a faster response over the weekend to his situation by making a Reddit account (he asked me what that was) and posting on the shitrentals sub.
A few days later he tells me he has been posting there and learning some things, meanwhile I had been intentionally avoiding the sub so as not to invade his personal privacy, however some days go by and I am suuuuper suspicious by this point I look around for some thread or comment relating to his situation in the timeframe it would have been possible for him to make one. I figured if the situation was so urgent that he would at least try to seek advice over the weekend, but I didn't see any evidence of that, he also never told me if he called the tenant's advisory and I never heard anything about his rental situation again.
6 Days from when he refreshed his mobile data, he had apparently used the 30GB limit. I was astounded at this and knew it was going to continue to be my problem if I didn't find this man a better subscription plan with his provider, so I did, for $10 more he could double his data. Only, I told him that he could have the 6-month plan for more money if he wasn't going to use so much data and because it would have been cheaper for me in the long run too, he agreed. I also thought that if he were really scamming me he would choose the option that makes me transfer more money, which is what happened. I guess that's test #2.
The ending:
Which brings me to today. The nephew was brought back into the story because he had apparently been kicked out of his mates place he was staying at(?) and they needed fuel to go and get him. Kicked out of 2 places? Okay. So I do the transfer and I decided that the only way I could subtly (that is, without compromising friendship or alerting this man that I don't trust him) find out the truth is to visit him face-to-face much further up his property. I wanted to confirm if A: the nephew was real or not B: if there was really a bus and C: if there was a second generator. The best way to do this, I thought, was to just show up and not ask if I could come over because if he was lying about the nephew's existence he would probably say a lot of things to make sure I'd not be able to visit him while the nephew is there. I bring a 6-pack to his gate and realise that he isn't home. Okay. I go home but there's a request in my phone for money for school uniforms and supplies for the nephew to transfer to a local school that I'm intentionally ignoring.
Queue the next day and I get prepared to go again, but I get a text saying that they're out again in town, still waiting for me to transfer money for these school supplies. I had done a bit of research and found that it was either unlikely or impossible for a student to transfer schools within one or two days, or to start in the middle of a term, so I felt pretty confident that this was a situation that didn't need addressing urgently. Also, remember when the nephew sorted something with Centrelink to get Aus Study payments, the one where I no longer had to pay some or all of his rent? Well, that was no longer the case. now he is too young to get them, casually forgotten about maybe? Oh yeah, and he had to start school that day. Anyway, I tell the man that it may be possible to get a uniform from the school's uniform storeroom as that is an option for families with financial difficulty, he says that due to Covid they are out of them and that they tried that already...
Right, so now I ask him how the nephew got kicked out (not important), I just wanted to know if it was planned or sudden, if there was enough time to start the process of transferring from his current school to the local one in town. There wasn't! SO, I called him out, told him what he was saying wasn't possible and that his story sounded like a scheme to get money out of me. I asked him for an easy proof, simply take a picture of yourself with the nephew in the car to prove he's real. He denied trying to scam me and said the nephew and the missus are in the school trying to resolve the situation and that he couldn't take the picture. Instead, he sent me a different picture on Facebook of him and his mates being pulled over for something by the police(?) which he claimed just happened before. I could barely identify anyone in that photo, but it looked like he was the one driving the car(?). I said that I've given him too many passes and the benefit of the doubt, but not this time and that whenever he wants to provide a picture with his nephew, like when he simply comes out of the school(?), to send it my way. Somewhat quickly they got out of the school and the excuse for not taking a picture became "We are driving in the car now"
He says that the picture before is the only one he's got, I said take another when you can, then he goes on about this being the last time he needs fuel money and to do it and then he'll send the picture. I told him no transfer would be happening and I would be blocking his number in a few hours if he doesn't do it (I really do like to give people the benefit of the doubt, it's almost certainly what has led to this going on for so long). He sends me another picture on Facebook except this time it's him upfront (passenger side), his missus behind him, and a child in the backseat.
This photo looked a lot more like what I was asking for, except neither him nor his missus looked the slightest bit worried about losing my charity and the child in the back didn't look 14-15 like the nephew is supposed to be aged. Rejecting this photo for these reasons and stating it was an old photo he had, he kept asking for fuel money just so he would be able to get home and so I told him that if he asks again, I would be blocking his number. I also told him his lack of forward thinking does not constitute an emergency for me and that there are at least 4 adults in his household and surely someone has thought that if they left to go to town, that they would be able to return home. He said that if I didn't provide the fuel money, they would be stuck. I said if his mum (the driver) had to pull over anyway, it would be a good time to take that picture (which I changed to him standing outside the car with his nephew).
He said providing another photo wouldn't do any good as he claims the two he sent were proof enough... the first one really isn't related to the second, it's strange he thought that would constitute the proof I was requesting, really it just raises further questions for me... and that's about when I block his number (after previously blocking him on Facebook).
submitted by Rangersop to australia [link] [comments]
Why am I telling you this story? There's a strange phenomenon that concealing guilt or shame, or something, isn't good for you. That isn't necessarily what I'm feeling, I am only trying to move on as expediently as I can think of ways to do so. Rather than have my inner circle in the know, as I have had before, I have decided to post into the void.
*Not every transaction is detailed, some are recurring with the most noteworthy ones being bolded in chapter form. There are 82 transactions and this is sort of a long story, so I cut some fluff out by excluding a lot of them. *Note, for all the amounts borrowed and offered to pay back eventually, I repeatedly told them not to worry about it and that I didn't consider them my debtors, this is true to the end of the story, and I will not be seeking financial remuneration. After 4 months of working with nothing to show for it I am simply going to just enjoy knowing that I now get to keep the money I make.
The beginning:
It all started with picking up a tall young man walking by the side of the road in QLD (where I live). The man had been walking for hours in broad daylight and was all sweaty, trying to get to the nearest large rural town some 40 minutes away from where I live, which is also where I was going. We do the usual thing and try to make small talk to break the ice, sharing some personal information like if either of us is studying or working our age difference (which isn't that much, me being slightly older). he told me he was walking to see a mate in town about his car, if his friend had repaired it yet. Because he wasn't sure whether it would be fixed, we made an arrangement that I would also pick him up on my way out of town back home.
So, I do, and we do more small talk to the point of having an actual conversation, he also tells me he has a 2-year-old daughter. This is a significant detail because it is what drives a lot of the sympathy I had for his situation. There is also one thing about that conversation that stands out to me, and that was the impression that this guy was not very good with money because he said he frequently wants to buy something and then wants something else so he sells the first thing he bought to pay for the second, sort of like he couldn't help it or something. I couldn't relate. On the way home together I point out where my place was and drove past to drop him off at his. It was at this point or when I dropped him off in town that I gave him my phone number and said to text me if he needed a ride sometime.
Some days later he texts me asking me to lend him $50 for fuel because his place has no power (I would later learn that his property is not hooked up to the electrical grid and his family uses a generator for power). He wanted me to send it to his PayID number, which is something I had never used before. The next day he and his missus want a ride into town and back to check out a bus(?), he also wanted to borrow $100 which he said he would pay back in a couple of weeks. Before I left town, I got a call from a place I had sent my resume in to and they offered to start me on their employment process, to which I agreed. Yay! They stay in town overnight and made it to a pub, he called me later asking for something like $180+ for drinks and asked me to pick them up the next day, thanked me for funding their (apparently very fun) night out and informed me that the bus is very nice and will be getting delivered to their property in a few days (neither of them had the appropriate license to drive the bus, his father did except he did not come with us and I never met the man). He also asks for $200 to pay off a debt to his brother-in-law, would also pay that back to me as $300 in two weeks.
The next day, near dusk, he asks me for a lift into town to do some grocery shopping at a servo. I show up at his place and his mother wants to tag along, and she has an empty jerry can for fuel to use in the generator. So away we went, for a 90+ minute drive for the third day in a row, except near dark this time. I was beginning to get a little tired of the lack of forward thinking (why didn't you go shopping before I had to pick you up from town yesterday?), but there is so much more to come... I also gave him another $300 that night for some reason and $50 the next day to renew his Spotify subscription.
Two days later he asks me how much I'm actually willing to lend him, I said $500 but pleaded that he has to make it last a while, he agreed. He also informed me that he would now have to pay for the transportation of the bus to the property, and two days later told me that he was $300 short ($800) total to bring it 80kms. That's borrowing nearly $1,000 in two days, he also said this would be the last time he'd borrow.
It's at this point that he asks me what total he owes me, I was getting back to work at the time and told him to check his bank transactions, but I definitely took this as a sign of goodwill that he was keeping track to reimburse me even though I was telling him that he owes me nothing.
The worker's compensation claim:
A couple of days later he asks me for $170 to take his missus out for the night, winds up at the Gold Coast needing $500 for accommodation because he "didn't think things through". Good news is that his missus' car is now registered so I won't have to give them rides anymore, and more good news is that he's getting worker's comp in two weeks to the tune of $3,000 for his hand getting crushed on his last job (he stated this had left him unable to bend 2 or more fingers), he lastly states this money could pay back the $1,650 he owes me (his calculation). Next day $200 for fuel home, then $500, and he asks me to deny him any further transfer. He sends me a picture of the bus, a 1979 Albion Viking. I couldn't find the picture he sent me on Google, so I guess there really was a bus and I really did pay for the pricey transportation of a 55-year-old vehicle that had depreciated to nothing. He said he would send pics when he cleans up the inside, but they never came.
The very next day, he claims my very final $500 transfer did not go through (this may have actually been the case because I transferred the money between accounts for a faster transfer and then to him in less than a minute, so I suppose I just did it too fast or he was lying, but it was definitely gone from the account), to which I said give it a few days. Every day for the next 3 days he would tell me it still hasn't come through.
The nephew:
On day 4 of the final transfer, he stopped telling me it hadn't come through, however he stated that his missus had a nephew (14-15) who was going through some things and was about to be kicked out of his home, needed $200 for fuel to pick him up and bring him back to their place. Okay, well if I can prevent a minor (14-15) from being on the streets by lending a little more, so be it. I went over to physically hand him the money for fuel and he informed me in more detail what was going on, and it sounded believable. A couple days later and he's asking $150 for fuel to return the nephew to his parents, and his missus is requesting $200-$300 for accommodation to stay for a few days to resolve the situation. They stay a few more days down there for a total of about $1,410, spent on food, rent, and trying to calm the boy down.
He also got an update regarding his worker's comp, said it'd be payed out within 6 weeks for approximately $10k, then he asked me for a loan of $1,000 with an interest rate of 40% so I'd get $1,400 back. I, at this point, questioned why in the world would he need a loan of $1,000 after all I'd given him, and his response is... "car" - I asked him to elaborate further and he said there was a car he could buy down there for himself at that price. I informed him that money was actually getting very tight for me despite working now. He didn't get the car. I was also thinking that I would only have to go without having money while still working just until he got his worker's comp, my hope was that I could save and be content knowing his family would be looked after for a while.
I eventually called the bank to ask them if that final* $500 transfer had actually gone through on their end and they said it had, but to trace the transaction would incur a fee of $20, now knowing this and not really wanting to pay it I decided I would triple check if, after all these days, he had gotten that final* transaction: "Yeah, just came through today bro"
Considering this disregard for my time and neglecting to keep me updated on things to be just a quirk of my new friend, not wanting to claim he had been lying, I pressed on in good faith that this could just be water under the bridge.
His missus contacts me and says she needs $290 because she found accommodation for her nephew, and that he had forgot to pack anything including food. Another $100. Then fuel back while the nephew stays at this new place for a week. $70. I had concerns with leaving a minor renting alone so far away and his schooling, but they were met with it was "just for a week" until they could find some place to put him closer to them, their new primary caregivers, that apparently could not be at their house. I was, at this time, under the impression that the nephew was living alone, yet it would later be revealed that he was not.
The tyres:
3 days later after setting the nephew up somewhere close enough to his school, the missus went to visit him and got two tyres slashed, $190 to replace. She goes to the tyre place and is told that all of the tyres need to be replaced otherwise it is not legal, so it's actually $390 for all 4 (I was skeptical about this and was on a work break at the time, still have not looked into the validity of the claim). Some more time passes and general purpose transfers take place. I am informed that the nephew has sorted out an Aus Study payment from Centrelink, but that I would need to transfer $200 for the nephew's necessities until it's actually worked out, and I would no longer need to pay his rent. Cool. At this point in time, I was working but not keeping what I made. I paid board at home, but the rest minus my fuel between work and home is what I refer to as the 'x tax' ('x' being a stand-in for the name of the person who scammed me). The requests would mostly happen around the day I got paid, with a believable frequent expense of fuel for the generator being at least $160 a week, not to mention fuel for their car and the infrequent requests from his mother to "pay back her friends"
Sometime later, the missus got another flat tyre from driving over a piece of metal on the highway, $75 to replace and they managed to get towed to the tyre place (I did inform them that they would have a spare tyre in the back of the car, but they claimed it had already been used "the other day when we had another one slashed"). They got another spare but used that as well.
The funeral:
I get a text at work from the man saying that his grandfather was in palliative care with only one or two weeks left, and that his cousin was requesting he and his mother go down to see him, so he asks me if I can help. I decided I should be setting a weekly limit or something so this new friend doesn't drain my bank account each pay day, so I gave him $100 and let him know that it's a hard limit. 4 days later, he tells me that his grandfather had passed 2 days prior, needed $100 to get down to his funeral. I could only give him $85 and told him I would be unable to fund his return trip, to which he agreed would be fine. 2 days later, after the funeral, he tells me that he and his mother need $200+ to get home, get food & drinks on the way back and that the rest of their family would not help them and that they "have no other way back". Getting tired of the lack of forward thinking in this family's affairs, I reluctantly agreed to save them once again.
5 days later I ask him when he gets his worker's comp payout so I can begin to save up money from work knowing he and his family is taken care of for a while, he tells me "next week hopefully". This was in late March. Queue more travelling and fuel costs to now go and cremate the grandfather as his wishes were for him and his mother to be there when it happens. Now, I thought the funeral had already happened and that was the end of it, but it turns out that was just the funeral service, which is something I was not aware was a thing. Due to this misunderstanding, I was very suspicious at this point and exclaimed in a text "You already had the funeral!" while thinking "you can't bury someone twice, is this evidence you are scamming me?".
They also needed accommodation, except I was so suspicious of this man that I requested he find and tell me the name of the hotel they'll be staying at, just so I can verify that is the actual price per head. Also, his mum blew another tyre, but they happened to be right outside a tyre place... again. He claims to not be having very good luck anyway. A request is made for money to take his missus out for her Birthday. I tell him in a lengthy text I had been working for 2 months with nothing to show for it and that I am much more inclined to assist him only with essential spending like fuel or food, and he claimed to understand that, then stated he would use a bit of the money for a small cheap present anyway. The present turned out to be $200 on layby and he needed another $60 to fully acquire it. I was telling him to tone down his spending to emphasis that he needs to live at or below his own means and that he wouldn't need my help if he had just bought a much cheaper present.
It'd been about 9 weeks since he told me it would take 2 weeks for the worker's comp (which was later changed to 6 weeks) to be paid and I was wondering if he had heard back or followed up. He said he did and that they would "get back to him" about it. So, now that hope I had that this was just a temporary situation wasn't holding up so well. Despite all the money I was giving him he had bills "piling up" and one urgent one was for a storage unit where he claimed to have a shipping container's worth of stuff and the owner was threatening to throw it all out if they didn't pay his 6 weeks overdue fee. Apparently, if he had paid just most of the fee he would get to keep his stuff there, which is what happened.
There was a wedding for his brother-in-law and on the way back he asked me if I could help him buy phone data, except the amount he ended up paying wasn't an option for renewal, it was about $5-$10 off from the options available (this just fueled my suspicion even further that something just wasn't right). Thinking that a scammer wouldn't voluntarily give money back, I tested him by asking him for $40 back when I overpaid him and well, that's where it went to, that mobile plan. When they returned home from the wedding they found that their generator had not been fueled like he reminded his parents to do and so they lost all the food they had in the fridge. I questioned why his parents didn't notice the power had gone out and all of a sudden there was a second generator that was for them(?).
Their landlord had apparently stated he would be requiring $200 in rent a week early because he has bills and rates to pay. He informs me that he hasn't got a proper contract to even be on the property and could be kicked out at any moment and that he "needed to keep his landlord happy". I couldn't help him pay that much (nor did I really want to give in to his landlord's outrageous demand) so I sent him a link to QSTARS where he could learn his tenancy rights, except it was Saturday which means he wouldn't be able to call them. Then I suggested that he may be able to get a faster response over the weekend to his situation by making a Reddit account (he asked me what that was) and posting on the shitrentals sub.
A few days later he tells me he has been posting there and learning some things, meanwhile I had been intentionally avoiding the sub so as not to invade his personal privacy, however some days go by and I am suuuuper suspicious by this point I look around for some thread or comment relating to his situation in the timeframe it would have been possible for him to make one. I figured if the situation was so urgent that he would at least try to seek advice over the weekend, but I didn't see any evidence of that, he also never told me if he called the tenant's advisory and I never heard anything about his rental situation again.
6 Days from when he refreshed his mobile data, he had apparently used the 30GB limit. I was astounded at this and knew it was going to continue to be my problem if I didn't find this man a better subscription plan with his provider, so I did, for $10 more he could double his data. Only, I told him that he could have the 6-month plan for more money if he wasn't going to use so much data and because it would have been cheaper for me in the long run too, he agreed. I also thought that if he were really scamming me he would choose the option that makes me transfer more money, which is what happened. I guess that's test #2.
The ending:
Which brings me to today. The nephew was brought back into the story because he had apparently been kicked out of his mates place he was staying at(?) and they needed fuel to go and get him. Kicked out of 2 places? Okay. So I do the transfer and I decided that the only way I could subtly (that is, without compromising friendship or alerting this man that I don't trust him) find out the truth is to visit him face-to-face much further up his property. I wanted to confirm if A: the nephew was real or not B: if there was really a bus and C: if there was a second generator. The best way to do this, I thought, was to just show up and not ask if I could come over because if he was lying about the nephew's existence he would probably say a lot of things to make sure I'd not be able to visit him while the nephew is there. I bring a 6-pack to his gate and realise that he isn't home. Okay. I go home but there's a request in my phone for money for school uniforms and supplies for the nephew to transfer to a local school that I'm intentionally ignoring.
Queue the next day and I get prepared to go again, but I get a text saying that they're out again in town, still waiting for me to transfer money for these school supplies. I had done a bit of research and found that it was either unlikely or impossible for a student to transfer schools within one or two days, or to start in the middle of a term, so I felt pretty confident that this was a situation that didn't need addressing urgently. Also, remember when the nephew sorted something with Centrelink to get Aus Study payments, the one where I no longer had to pay some or all of his rent? Well, that was no longer the case. now he is too young to get them, casually forgotten about maybe? Oh yeah, and he had to start school that day. Anyway, I tell the man that it may be possible to get a uniform from the school's uniform storeroom as that is an option for families with financial difficulty, he says that due to Covid they are out of them and that they tried that already...
Right, so now I ask him how the nephew got kicked out (not important), I just wanted to know if it was planned or sudden, if there was enough time to start the process of transferring from his current school to the local one in town. There wasn't! SO, I called him out, told him what he was saying wasn't possible and that his story sounded like a scheme to get money out of me. I asked him for an easy proof, simply take a picture of yourself with the nephew in the car to prove he's real. He denied trying to scam me and said the nephew and the missus are in the school trying to resolve the situation and that he couldn't take the picture. Instead, he sent me a different picture on Facebook of him and his mates being pulled over for something by the police(?) which he claimed just happened before. I could barely identify anyone in that photo, but it looked like he was the one driving the car(?). I said that I've given him too many passes and the benefit of the doubt, but not this time and that whenever he wants to provide a picture with his nephew, like when he simply comes out of the school(?), to send it my way. Somewhat quickly they got out of the school and the excuse for not taking a picture became "We are driving in the car now"
He says that the picture before is the only one he's got, I said take another when you can, then he goes on about this being the last time he needs fuel money and to do it and then he'll send the picture. I told him no transfer would be happening and I would be blocking his number in a few hours if he doesn't do it (I really do like to give people the benefit of the doubt, it's almost certainly what has led to this going on for so long). He sends me another picture on Facebook except this time it's him upfront (passenger side), his missus behind him, and a child in the backseat.
This photo looked a lot more like what I was asking for, except neither him nor his missus looked the slightest bit worried about losing my charity and the child in the back didn't look 14-15 like the nephew is supposed to be aged. Rejecting this photo for these reasons and stating it was an old photo he had, he kept asking for fuel money just so he would be able to get home and so I told him that if he asks again, I would be blocking his number. I also told him his lack of forward thinking does not constitute an emergency for me and that there are at least 4 adults in his household and surely someone has thought that if they left to go to town, that they would be able to return home. He said that if I didn't provide the fuel money, they would be stuck. I said if his mum (the driver) had to pull over anyway, it would be a good time to take that picture (which I changed to him standing outside the car with his nephew).
He said providing another photo wouldn't do any good as he claims the two he sent were proof enough... the first one really isn't related to the second, it's strange he thought that would constitute the proof I was requesting, really it just raises further questions for me... and that's about when I block his number (after previously blocking him on Facebook).
2024.05.15 14:39 liquidhoneys D426: Class sucks, here are some additional resources
I'm in the Cybersecurity program - I know there's a special sub just for them but I always use this sub as my first resource for classes. I couldn't find the GitHub repository below through Course Chatter, so I linked it. Additionally there's a quizlet from the prof., and the practice exam in the Course Chatter was also super helpful.
I (stupidly) took the OA after passing the PA in two days of class enrollment, and didn't pass. I had just finished D431 in 12 hours and felt very overly confident. Whenever I take the OA again (and hopefully pass!) I'll update this with what worked best for me, and how the exam felt.
Note: I would say that Zybooks is misleading regarding actual SQL commands per my first OA. There weren't any fill in the blank questions/typing out command questions. There were, however, questions on indexes, crow's foot notation and what entities are represented by, SQL stateerror, MongoDB, TRIM and LTRIM, aggregate functions, joins, and relationships like 1-to-1 or 1-to-many. Definitely covered a majority of the material IN Zybooks, but I think Zybooks is more preparation for actually learning SQL, not the exam.
https://github.com/webmastersmith/WGU_Cloud_Computing/blob/main/D426_Database_Management_Foundations/Database_Management_Foundations_Study_Guide.md
https://quizlet.com/803779911/wgu-d426-v2-flash-cards/
submitted by liquidhoneys to WGU [link] [comments]
I (stupidly) took the OA after passing the PA in two days of class enrollment, and didn't pass. I had just finished D431 in 12 hours and felt very overly confident. Whenever I take the OA again (and hopefully pass!) I'll update this with what worked best for me, and how the exam felt.
Note: I would say that Zybooks is misleading regarding actual SQL commands per my first OA. There weren't any fill in the blank questions/typing out command questions. There were, however, questions on indexes, crow's foot notation and what entities are represented by, SQL stateerror, MongoDB, TRIM and LTRIM, aggregate functions, joins, and relationships like 1-to-1 or 1-to-many. Definitely covered a majority of the material IN Zybooks, but I think Zybooks is more preparation for actually learning SQL, not the exam.
https://github.com/webmastersmith/WGU_Cloud_Computing/blob/main/D426_Database_Management_Foundations/Database_Management_Foundations_Study_Guide.md
https://quizlet.com/803779911/wgu-d426-v2-flash-cards/
2024.05.15 14:02 ThrowAway7s2 "Sevastopol Spanish students Aided by Peruvian teacher" from the October 1, 1968 Door County Advocate
 | submitted by ThrowAway7s2 to DoorCountyALT [link] [comments] TEACHING SPANISH at Sevastopol high school is Luisa Contelli from Peru who is helping the regular teacher with classes and the students with their accent and pronunciation. She is shown above (on the swing) with Denise and Becky Volkmann. Luisa is a guest at the Lester Volkmann home while here. —Advocate Sevastopol Spanish students Aided by Peruvian teacherBy FRANCES BADTKETo paraphrase an old saying, "a long speech begins with a single word." And while we would not accuse Luisa Contelli of being "wordy," her English started not so long ago with a single word and she learned to speak English in just four months before she came to this country. Luisa is a Spanish aid teacher at Sevastopol high school and is assisting the regular teacher with her Spanish classes and helping the students with their pronunciation and accents. Her English is fluent with a pleasantly charming accent and a person talking with her would never suspect that she had not been speaking English, or perhaps we should say "American" for such a short time. She took an intensive four month course from the Peruvian North American Institute. When asked if she had trouble with all our various ways of pronouncing the same letters she said, "to study English for me is very hard, to understand is even worse." And if we were to have to get along with people who spoke only Spanish, we would probably echo her words. So when you talk to her, speak slowly and clearly. Luisa is staying with the Lester Volkmann family on Route 1, Egg Harbor, and she goes back and forth to Sevastopol on the school bus with the Volkmann children. Denise in the seventh grade and Becky in the eighth are especially thrilled that she is their guest while she is in Door county. Before coming here she was at Concordia college camp where she taught Spanish. Her stay here will be for a total of six weeks, after which she will go on to Chicago, Arkansas, Washington state and California. She will stay for six weeks in each of six locations while in this country. She will be showing slides at the PTA meeting at Sevastopol this Thursday evening and speak on her country and her experiences. She has many slides of Incas, hand made materials, festivals and other familiar scenes from her homeland in South America. She is from Piura, Peru, and has three brothers and three sisters. Her father has a tropical plantation and grows cotton and rice. Luisa herself worked in a bank before coming here. She had been in this country three times prior to this year, but had only spent about a month each time on a vacation. In 1963 she went to Mexico for two months and then to the U.S. for one month. It never snows in Peru, except in the mountains, and since it is very warm there, usually she finds our cool days something she will have to get used to. She plans to return to Peru in June, 1969, although she may stay for another year if she likes. But already she is getting just a little lonesome and is anxious to see her family and friends again. She is grateful and thrilled to be here and says "It has given me an opportunity to learn many things." She writes out a report every week of what she has done, both in her work as a Spanish aid teacher and in her off hours. She writes her impressions of our country and tells what she has been doing and with whom. Last weekend she visited another teacher at Sevastopol, Mrs. Mona Orthober, and her family. Mrs. Nicholson, also Spanish speaking, was there from the University at Madison. She is surprised at the youth of some of our bridegrooms and brides and said that in Peru they are about 24 before they feel they are ready to take on the responsibilities of marriage. One of Luisa's friends in her home town of Piura is the present Miss World, Madeleine Hartog, a stunning, stately brunette. Luisa attended Madeleine's sister's wedding before she came here and Miss World was one of her sister's bridesmaids. Madeleine's sister was named the best secretary in Peru in 1965. Miss World is crowned each November in London, England, and in November, 1968, Luisa will be able to watch her friend on television as she crowns the new Miss World and hands over her ermine trimmed cape and golden scepter. Luisa and Miss World When Luisa speaks to the PTA Thursday, she will also have some things from her country to show. Among these are lovely filigree jewelry In both silver and gold, intricately worked and beautifully designed. Special families in Peru make certain types of jewelry only and they pass their skills and patterns on to their children and their children's children, keeping them always in the family. She is the guest of the Lester Volkmanns who volunteered to have her and the family is taking her places around the county to see the scenery and meet different people. All the five children have enjoyed having her in their home. As Luisa said, "I will take my best 'remembers' from Egg Harbor." We can't ask more than that of any visitor. https://archive.co.door.wi.us/jsp/RcWebImageViewer.jsp?doc_id=1e8fc801-90a4-4104-8e86-19a1ea0947dc/wsbd0000/20151119/00000914&pg_seq=6 Courtesy of the Door County Library Newspaper Archive [There is also a photo titled "Miss World 1967-68, which is omitted due to possible copyright. It is in the Door County Newspaper Archive. Another similar photo of Madeleine Hartog Bell with sash and scepter is included in this article: https://elcomercio.pe/185-aniversario/1967-l-madeleine-hartog-es-elegida-miss-mundo-l-bicentenario-noticia/ ] Other visitor profiles: https://doorcounty.substack.com/t/visitor-profiles Articles by Frances Badtke: https://doorcounty.substack.com/t/frances-badtke |
2024.05.15 13:42 Total-Mastodon-6888 Understanding Different Types of Visas Adric Immigration Consultants
The world beckons with its rich tapestry of cultures, vibrant landscapes, and exciting opportunities. But before you embark on your international adventure, navigating the world of visas can feel like stepping into a labyrinth. At Adric Immigration Consultants, your trusted partner in Bangalore, we understand the complexities of visa applications. This comprehensive guide aims to shed light on the different types of visas available, helping you choose the right path for your aspirations.
The Big Picture: Broad Visa Categories
Visas act as official permissions granted by a country to enter and stay within its borders for a specific purpose and duration. Broadly, visas fall into two main categories:
1. Non-immigrant Visas:
Designed for temporary stays, non-immigrant visas cater to diverse needs, including:
For those seeking to establish permanent residence in a new country, immigrant visas pave the way. These typically involve a lengthier application process with stricter eligibility requirements. Common types include:
Understanding your purpose for travel is crucial. Here’s a breakdown of some commonly sought-after visas and key factors to consider:
Visa processing times and fees can vary significantly depending on the visa type, country of application, and individual circumstances. It’s crucial to factor in these costs and potential delays when planning your international move.
Visa reciprocity plays a role in certain work visa categories (e.g., TN visa between the U.S., Canada, and Mexico). Understanding the reciprocity agreements between your home and destination countries can help determine your eligibility for specific work visas.
Dual citizenship allows individuals to hold citizenship in two countries simultaneously. Eligibility for dual citizenship varies by country. Researching the policies of both your home and target country is essential if this path aligns with your goals.
Travel restrictions can be implemented due to various reasons, including pandemics or political situations. Staying updated on current travel advisories is crucial before embarking on your international journey.
Your Trusted Partner in Navigating the Visa Maze
At Adric Immigration Consultants in Bangalore, we understand that navigating the complexities of visas can be overwhelming. With our extensive experience and in-depth knowledge of global immigration regulations, we are here to guide you every step of the way.
Our Services:
submitted by Total-Mastodon-6888 to u/Total-Mastodon-6888 [link] [comments]
The Big Picture: Broad Visa Categories
Visas act as official permissions granted by a country to enter and stay within its borders for a specific purpose and duration. Broadly, visas fall into two main categories:
1. Non-immigrant Visas:
Designed for temporary stays, non-immigrant visas cater to diverse needs, including:
- Tourism (B-1/B-2): Ideal for sightseeing, visiting family and friends, or attending short-term events like conferences.
- Business (B-1): Allows participation in business activities that don’t involve paid employment in the host country. Examples include attending meetings, negotiating contracts, or conducting market research.
- Work (H-1B, TN, etc.): Enables qualified foreign professionals to work in specific occupations for a sponsoring employer. The type of work visa required depends on the profession and the reciprocity agreements between countries.
- Student (F-1): For individuals pursuing full-time academic programs at accredited institutions. May come with restrictions on work authorization.
- Exchange Visitor (J-1): Facilitates participation in exchange programs like cultural exchanges, internships, or research collaborations.
For those seeking to establish permanent residence in a new country, immigrant visas pave the way. These typically involve a lengthier application process with stricter eligibility requirements. Common types include:
- Employment-Based: Grants permanent residency based on a job offer with a sponsoring employer in the host country. Categories exist for skilled workers, investors, and individuals with exceptional abilities.
- Family-Based: Allows sponsorship of immediate family members (spouse, children) by a U.S. citizen or permanent resident.
- Diversity Visa Lottery: Provides a limited number of visas annually through a random selection process.
Understanding your purpose for travel is crucial. Here’s a breakdown of some commonly sought-after visas and key factors to consider:
- Tourist Visa (B-1/B-2):
- Duration: Typically short-term stays, ranging from a few weeks to several months. Extensions might be possible depending on the country’s regulations.
- Eligibility: Varies by country. Generally, applicants need to demonstrate sufficient financial resources, ties to their home country, and a valid passport.
- Important Note: Working or studying while on a tourist visa is strictly prohibited.
- Business Visa (B-1):
- Duration: Similar to tourist visas, with extensions potentially available.
- Eligibility: Proof of business purpose, such as invitations from companies, conference registrations, or business documents, is essential.
- Restrictions: Engaging in paid employment or setting up a business venture is not permitted under a business visa.
- Work Visa (H-1B, TN, etc.):
- Duration: Varies based on the specific visa type and job offer. Extensions and renewals are often possible.
- Eligibility: Requires a valid job offer from a U.S. employer willing to sponsor the visa petition. Specific qualifications and experience are mandated for each profession.
- Labor Certification: For certain categories (e.g., H-1B), the employer must first obtain a labor certification demonstrating that hiring a foreign worker won’t adversely affect U.S. worker opportunities.
- Student Visa (F-1):
- Duration: Valid for the duration of the academic program, with potential extensions for practical training after graduation.
- Eligibility: Acceptance letter from a SEVP-certified educational institution, proof of financial support, and a valid passport are mandatory.
- Maintaining Status: Students must maintain full-time enrollment and comply with program requirements to keep their visa valid.
- Work Authorization: Limited on-campus or OPT (Optional Practical Training) opportunities might be available depending on the program and student category.
- Employment-Based Immigrant Visa:
- Duration: Leads to permanent residency status, allowing indefinite stay and work authorization.
- Eligibility: A valid job offer with a sponsoring employer and meeting the specific requirements of the chosen visa category (e.g., EB-2 for professionals with advanced degrees) (EB-3 for skilled workers with less education but experience) are crucial. The process can be complex, and seeking guidance from an experienced immigration consultant is highly recommended.
- Family-Based Immigrant Visa:
- Duration: Leads to permanent residency status.
- Eligibility: U.S. citizens or permanent residents can sponsor immediate family members (spouse, unmarried children under 21). The process can be lengthy, and wait times can vary depending on the relationship and visa category.
- Diversity Visa Lottery (DV Lottery):
- Duration: Leads to permanent residency status if selected and the application process is completed successfully.
- Eligibility: Open to nationals of countries with historically low immigration rates to the U.S. Selection is based on a random drawing.
- Important Note: Winning the lottery doesn’t guarantee a visa. Applicants must still meet all eligibility requirements and undergo the full application process.
Visa processing times and fees can vary significantly depending on the visa type, country of application, and individual circumstances. It’s crucial to factor in these costs and potential delays when planning your international move.
Visa reciprocity plays a role in certain work visa categories (e.g., TN visa between the U.S., Canada, and Mexico). Understanding the reciprocity agreements between your home and destination countries can help determine your eligibility for specific work visas.
Dual citizenship allows individuals to hold citizenship in two countries simultaneously. Eligibility for dual citizenship varies by country. Researching the policies of both your home and target country is essential if this path aligns with your goals.
Travel restrictions can be implemented due to various reasons, including pandemics or political situations. Staying updated on current travel advisories is crucial before embarking on your international journey.
Your Trusted Partner in Navigating the Visa Maze
At Adric Immigration Consultants in Bangalore, we understand that navigating the complexities of visas can be overwhelming. With our extensive experience and in-depth knowledge of global immigration regulations, we are here to guide you every step of the way.
Our Services:
- Visa Type Assessment: We will help you identify the most suitable visa category based on your specific circumstances and goals.
- Application Assistance: We will provide comprehensive guidance and support throughout the application process, ensuring all documentation is accurate and complete.
- Preparation for Interviews: We will equip you with the knowledge and confidence to successfully navigate visa interviews.
- Staying Updated: We will keep you informed of any changes in immigration policies or procedures that might affect your application.
2024.05.15 13:31 ZenGMFan What Do You Do Before Exams?
this week the school I go to, seniors have their exams and we have our reviews here is what most of us could have done, but decided to do instead and what I'm guessing will happen going forward. (I could have explained things better but there isn't much worthy of going to school which I still do anyways
1st and 6th:Monday (This past Monday) most could of been completing their study guides but thought later was a better time. it was sitting there doing nothing, studying, sleeping, or going on our phones for most of the classes From everyone including me, or finishing a study guide.
2nd and 7th:Tuesday (Yesterday) lots of students brought their Nintendo switch, did not do exam study guides, Fire alarm goes off, played the Nintendo switch in class with the teacher after finishing a review with another class, that was it.
4th and 5th:Wednesday (Today) Should be studying some of the study guides and complete final part of math exam. History exam study guide has been given already. I am guessing it will be the same thing as Yesterday but I am just gonna study more to get prepared wish me luck :).
8th Period:Thursday (Tomorrow) 48 minute classes while 8th period is 1 hour and 30 minutes long so I am guessing some will have us read over the study guide more instead of being on phones and Nintendo, or it will be *If you don't study, that is your responsibility, not mine.*
Exams:
1st and 6th:Friday (This Week 2 exams)
2nd and 7th:Monday (Next week which I have no exams that day)
4th and 5th:Tuesday(Next Week 2 exams and I'm done with the school year :))
8th Period:Wednesday (Next week but not necessary for me)
Makeup Exams:Thursday (Not Necessary except early school release)
Tldr:We have exams starting Friday, and we have review periods while the current seniors have already taken their exams and are done for the year while we are preparing for ours. me and students should be really studying more because is Thursday, and the Nintendo stuff needs to stop tomorrow since is 48 minute classes instead of 39. (may feel long but what I have written is too much lol wish me luck gtg!!)
submitted by ZenGMFan to highschool [link] [comments]
1st and 6th:Monday (This past Monday) most could of been completing their study guides but thought later was a better time. it was sitting there doing nothing, studying, sleeping, or going on our phones for most of the classes From everyone including me, or finishing a study guide.
2nd and 7th:Tuesday (Yesterday) lots of students brought their Nintendo switch, did not do exam study guides, Fire alarm goes off, played the Nintendo switch in class with the teacher after finishing a review with another class, that was it.
4th and 5th:Wednesday (Today) Should be studying some of the study guides and complete final part of math exam. History exam study guide has been given already. I am guessing it will be the same thing as Yesterday but I am just gonna study more to get prepared wish me luck :).
8th Period:Thursday (Tomorrow) 48 minute classes while 8th period is 1 hour and 30 minutes long so I am guessing some will have us read over the study guide more instead of being on phones and Nintendo, or it will be *If you don't study, that is your responsibility, not mine.*
Exams:
1st and 6th:Friday (This Week 2 exams)
2nd and 7th:Monday (Next week which I have no exams that day)
4th and 5th:Tuesday(Next Week 2 exams and I'm done with the school year :))
8th Period:Wednesday (Next week but not necessary for me)
Makeup Exams:Thursday (Not Necessary except early school release)
Tldr:We have exams starting Friday, and we have review periods while the current seniors have already taken their exams and are done for the year while we are preparing for ours. me and students should be really studying more because is Thursday, and the Nintendo stuff needs to stop tomorrow since is 48 minute classes instead of 39. (may feel long but what I have written is too much lol wish me luck gtg!!)
2024.05.15 13:23 Hot-Writer-1246 0559564344, Achieve Excellence in the EmSAT with Amourion: Your Path to Success Best EmSAT Training Classes in UAE
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submitted by Hot-Writer-1246 to u/Hot-Writer-1246 [link] [comments]
The Emirates Standardized Test (EmSAT) is a vital examination for students in the UAE, opening doors to various educational opportunities. A strong EmSAT score can pave the way for admission to prestigious universities and higher education institutions. At Amourion, we provide comprehensive EmSAT exam preparation in Dubai and Abu Dhabi, equipping students with the necessary skills and knowledge to excel in the test. With our expert guidance and effective strategies, you can confidently navigate the EmSAT and unleash your academic potential.
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Personalized Instruction, Optimal Learning Experience Amourion’s EmSAT classes in Dubai are tailored to meet the specific needs of students preparing for the exam. Our experienced instructors deliver engaging lessons and provide personalized instruction to ensure comprehensive understanding of all EmSAT sections, including English, Mathematics, and Science. With a focus on developing core concepts, enhancing critical thinking skills, and improving test-taking strategies, our EmSAT classes in Dubai provide an optimal learning experience. We create a supportive environment that encourages active participation, enabling students to maximize their potential and achieve their target scores.
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At Amourion, we offer EmSAT courses in Dubai that follow a comprehensive approach to exam preparation. Our courses cover the entire EmSAT curriculum, providing students with in-depth study materials, extensive practice tests, and targeted feedback. From enhancing English language proficiency to mastering mathematical concepts and scientific principles, our EmSAT courses cater to students’ diverse learning needs. We focus not only on content mastery but also on time management skills and exam strategies to ensure students are well-prepared and confident on test day. With our structured courses, you can effectively prepare for the EmSAT and achieve excellent results.
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2024.05.15 13:10 Legitimate_Village11 Agricultural Activator Adjuvants: Enhancing Efficiency and Sustainability
Outline of the Article
What are Agricultural Activator Adjuvants?
Agricultural activator adjuvants are additives formulated to improve the efficacy and performance of pesticides, herbicides, and fertilizers. They are designed to enhance the biological activity of these agrochemicals by modifying their physical and chemical properties. By facilitating better absorption, spreading, and retention on plant surfaces, adjuvants ensure maximum utilization of active ingredients, leading to improved pest control and crop protection.
Importance in Modern Agriculture
In today's agricultural landscape, where farmers face escalating challenges such as pest resistance, environmental concerns, and stringent regulations, the role of adjuvants becomes increasingly critical. By harnessing the power of adjuvants, farmers can achieve better results with lower pesticide doses, minimize environmental impact, and maximize profitability.
Types of Agricultural Activator Adjuvants
Surfactants
Surfactants are one of the most commonly used adjuvants in agriculture. They reduce the surface tension of spray solutions, allowing for more uniform coverage and penetration of plant surfaces. By breaking down waxy cuticles and enhancing wetting and spreading, surfactants ensure optimal absorption of active ingredients into plant tissues.
Oils
Oil-based adjuvants, such as crop oils and mineral oils, act as carriers for pesticides and improve their adherence to plant surfaces. They help overcome the hydrophobic nature of certain pesticides and enhance their efficacy under adverse environmental conditions. Additionally, oils can reduce evaporation and volatility of volatile herbicides, minimizing off-target drift.
Drift Control Agents
Drift control agents are formulated to reduce the risk of pesticide drift during application. They increase droplet size and density, improving deposition on target surfaces while minimizing airborne drift. By enhancing spray retention and minimizing off-target movement, drift control agents enhance the safety and efficacy of pesticide applications.
Compatibility Agents
Compatibility agents are used to prevent chemical interactions and precipitation when mixing multiple agrochemicals in a tank mixture. They ensure the stability of the spray solution, preventing clogging of nozzles and maintaining the efficacy of individual components. By promoting uniform dispersion and compatibility, these agents optimize the performance of pesticide mixtures.
Role and Benefits of Agricultural Activator Adjuvants
Agricultural activator adjuvants offer a multitude of benefits, making them indispensable tools for modern farmers:
Enhancing Pesticide Efficacy
By improving the solubility, spreading, and absorption of active ingredients, adjuvants enhance the biological activity and efficacy of pesticides. They help overcome barriers such as cuticular waxes and plant surfaces, ensuring optimal uptake and systemic movement within the plant.
Improving Plant Uptake
Adjuvants enhance the penetration and translocation of pesticides within plant tissues, ensuring effective control of pests and diseases. By facilitating rapid absorption and systemic movement, they maximize the bioavailability of active ingredients, leading to superior pest management and crop protection.
Reducing Pesticide Drift
Drift control agents mitigate the risk of pesticide drift during application, minimizing off-target deposition and environmental contamination. By optimizing droplet size and distribution, these adjuvants ensure precise delivery of pesticides to target areas while reducing the potential for environmental impact.
Ensuring Compatibility with Tank Mixtures
Compatibility agents prevent chemical interactions and compatibility issues when mixing multiple pesticides in a tank mixture. They maintain the stability and integrity of the spray solution, preventing precipitation and clogging of spray equipment. By promoting uniform dispersion and compatibility, these adjuvants maximize the efficacy of tank mixtures and minimize the risk of equipment malfunction.
Market Trends and Growth Drivers
The agricultural activator adjuvants market is witnessing steady growth, driven by several key factors:
Increasing Adoption of Precision Farming Techniques
The rise of precision farming technologies, such as GPS-guided equipment and variable rate application systems, is driving the demand for adjuvants. These technologies enable farmers to optimize pesticide applications and maximize crop yield while minimizing input costs and environmental impact.
Growing Demand for Sustainable Agricultural Practices
With increasing consumer awareness and regulatory pressure, there is a growing demand for sustainable agricultural practices. Adjuvants play a crucial role in supporting sustainable farming by improving the efficiency and efficacy of pesticide applications, reducing chemical usage, and minimizing environmental footprint.
Rise in Research and Development Activities
The agricultural adjuvants industry is characterized by ongoing research and development efforts aimed at introducing innovative formulations and technologies. Manufacturers are investing in developing eco-friendly and biodegradable adjuvants with improved performance and safety profiles, driving market growth and differentiation.
Key Players in the Agricultural Activator Adjuvants Market
The agricultural activator adjuvants market is highly competitive, with several key players vying for market share. Some of the leading companies in the industry include:
Regional Analysis
The agricultural activator adjuvants market exhibits regional variations in terms of market dynamics, regulatory frameworks, and adoption rates.
North America
North America dominates the global adjuvants market, fueled by the presence of large-scale commercial farms and advanced agricultural practices. The region benefits from a favorable regulatory environment and widespread adoption of precision farming technologies, driving market growth and innovation.
Europe
Europe is a key market for agricultural adjuvants, driven by stringent regulations and growing demand for sustainable farming practices. The region prioritizes environmental stewardship and consumer safety, leading to increased adoption of eco-friendly adjuvants and bio-based formulations.
Asia Pacific
Asia Pacific represents a lucrative market for agricultural adjuvants, driven by the expanding agricultural sector and rising demand for high-quality crops. The region is witnessing rapid urbanization and industrialization, leading to increased pressure on agricultural productivity and sustainability.
Other Regions
Other regions, such as Latin America, Africa, and the Middle East, offer significant growth opportunities for agricultural adjuvants. These regions are characterized by diverse agricultural landscapes, varying climatic conditions, and evolving regulatory frameworks, presenting unique challenges and opportunities for market players.
Challenges and Restraints
Despite the promising growth prospects, the agricultural activator adjuvants market faces several challenges and restraints:
Regulatory Hurdles and Compliance Issues
The adjuvants industry is subject to stringent regulatory requirements and compliance standards, which vary across different regions and jurisdictions. Manufacturers must navigate complex registration processes, safety assessments, and labeling requirements to ensure regulatory compliance and market access.
Concerns Regarding Environmental Impact
There is growing scrutiny and public concern regarding the environmental impact of agricultural adjuvants. Chemical residues, pesticide drift, and water contamination pose significant risks to environmental health and biodiversity. Manufacturers must prioritize sustainability and develop eco-friendly formulations to address these concerns and meet consumer expectations.
Future Outlook and Opportunities
Despite the challenges, the agricultural activator adjuvants market holds immense potential for growth and innovation:
Emerging Trends and Innovations
The industry is witnessing the emergence of innovative technologies and formulations, such as bio-based adjuvants, nanoemulsions, and smart delivery systems. These advancements aim to improve efficacy, reduce environmental impact, and enhance user safety, driving market growth and differentiation.
Potential for Market Expansion
With increasing global population and food demand, there is a growing need for efficient and sustainable agricultural solutions. Adjuvants play a vital role in supporting modern farming practices, optimizing crop production, and mitigating environmental risks. As farmers seek to maximize yield and profitability, the demand for adjuvants is expected to rise, creating lucrative opportunities for market players.
Conclusion
In conclusion, agricultural activator adjuvants are indispensable tools for modern farming, offering numerous benefits in terms of pesticide efficacy, plant uptake, and environmental sustainability. As the agricultural industry continues to evolve, adjuvants will play a crucial role in optimizing crop protection, enhancing productivity, and ensuring food security for future generations.
FAQs (Frequently Asked Questions)
submitted by Legitimate_Village11 to u/Legitimate_Village11 [link] [comments]
- Introduction to Agricultural Activator Adjuvants
- What are agricultural activator adjuvants?
- Importance in modern agriculture.
- Types of Agricultural Activator Adjuvants
- Surfactants
- Oils
- Drift Control Agents
- Compatibility Agents
- Role and Benefits of Agricultural Activator Adjuvants
- Enhancing pesticide efficacy
- Improving plant uptake
- Reducing pesticide drift
- Ensuring compatibility with tank mixtures
- Market Trends and Growth Drivers
- Increasing adoption of precision farming techniques
- Growing demand for sustainable agricultural practices
- Rise in research and development activities
- Key Players in the Agricultural Activator Adjuvants Market
- Analysis of major companies and their market share
- Overview of their product offerings and strategies
- Regional Analysis
- Market landscape in North America, Europe, Asia Pacific, and other regions
- Factors influencing market growth in each region
- Challenges and Restraints
- Regulatory hurdles and compliance issues
- Concerns regarding environmental impact
- Future Outlook and Opportunities
- Emerging trends and innovations
- Potential for market expansion
- Case Studies and Success Stories
- Real-world applications of agricultural activator adjuvants
- Impact on crop yield and farm profitability
- Environmental Sustainability and Safety Considerations
- Eco-friendly formulations
- Risk mitigation strategies
- Consumer Awareness and Education
- Importance of educating farmers about adjuvant selection and usage
- Promoting responsible stewardship practices
- Industry Collaboration and Partnerships
- Collaborative efforts between manufacturers, farmers, and regulatory bodies
- Sharing best practices and knowledge exchange
- Market Forecast and Analysis
- Predictions for market growth and revenue projections
- Factors influencing market dynamics in the forecast period
- Investment Opportunities and Market Entry Strategies
- Potential for new entrants
- Investment avenues for existing players
- Conclusion
- Recap of key points
- Summary of market outlook and recommendations for stakeholders
What are Agricultural Activator Adjuvants?
Agricultural activator adjuvants are additives formulated to improve the efficacy and performance of pesticides, herbicides, and fertilizers. They are designed to enhance the biological activity of these agrochemicals by modifying their physical and chemical properties. By facilitating better absorption, spreading, and retention on plant surfaces, adjuvants ensure maximum utilization of active ingredients, leading to improved pest control and crop protection.
Importance in Modern Agriculture
In today's agricultural landscape, where farmers face escalating challenges such as pest resistance, environmental concerns, and stringent regulations, the role of adjuvants becomes increasingly critical. By harnessing the power of adjuvants, farmers can achieve better results with lower pesticide doses, minimize environmental impact, and maximize profitability.
Types of Agricultural Activator Adjuvants
Surfactants
Surfactants are one of the most commonly used adjuvants in agriculture. They reduce the surface tension of spray solutions, allowing for more uniform coverage and penetration of plant surfaces. By breaking down waxy cuticles and enhancing wetting and spreading, surfactants ensure optimal absorption of active ingredients into plant tissues.
Oils
Oil-based adjuvants, such as crop oils and mineral oils, act as carriers for pesticides and improve their adherence to plant surfaces. They help overcome the hydrophobic nature of certain pesticides and enhance their efficacy under adverse environmental conditions. Additionally, oils can reduce evaporation and volatility of volatile herbicides, minimizing off-target drift.
Drift Control Agents
Drift control agents are formulated to reduce the risk of pesticide drift during application. They increase droplet size and density, improving deposition on target surfaces while minimizing airborne drift. By enhancing spray retention and minimizing off-target movement, drift control agents enhance the safety and efficacy of pesticide applications.
Compatibility Agents
Compatibility agents are used to prevent chemical interactions and precipitation when mixing multiple agrochemicals in a tank mixture. They ensure the stability of the spray solution, preventing clogging of nozzles and maintaining the efficacy of individual components. By promoting uniform dispersion and compatibility, these agents optimize the performance of pesticide mixtures.
Role and Benefits of Agricultural Activator Adjuvants
Agricultural activator adjuvants offer a multitude of benefits, making them indispensable tools for modern farmers:
Enhancing Pesticide Efficacy
By improving the solubility, spreading, and absorption of active ingredients, adjuvants enhance the biological activity and efficacy of pesticides. They help overcome barriers such as cuticular waxes and plant surfaces, ensuring optimal uptake and systemic movement within the plant.
Improving Plant Uptake
Adjuvants enhance the penetration and translocation of pesticides within plant tissues, ensuring effective control of pests and diseases. By facilitating rapid absorption and systemic movement, they maximize the bioavailability of active ingredients, leading to superior pest management and crop protection.
Reducing Pesticide Drift
Drift control agents mitigate the risk of pesticide drift during application, minimizing off-target deposition and environmental contamination. By optimizing droplet size and distribution, these adjuvants ensure precise delivery of pesticides to target areas while reducing the potential for environmental impact.
Ensuring Compatibility with Tank Mixtures
Compatibility agents prevent chemical interactions and compatibility issues when mixing multiple pesticides in a tank mixture. They maintain the stability and integrity of the spray solution, preventing precipitation and clogging of spray equipment. By promoting uniform dispersion and compatibility, these adjuvants maximize the efficacy of tank mixtures and minimize the risk of equipment malfunction.
Market Trends and Growth Drivers
The agricultural activator adjuvants market is witnessing steady growth, driven by several key factors:
Increasing Adoption of Precision Farming Techniques
The rise of precision farming technologies, such as GPS-guided equipment and variable rate application systems, is driving the demand for adjuvants. These technologies enable farmers to optimize pesticide applications and maximize crop yield while minimizing input costs and environmental impact.
Growing Demand for Sustainable Agricultural Practices
With increasing consumer awareness and regulatory pressure, there is a growing demand for sustainable agricultural practices. Adjuvants play a crucial role in supporting sustainable farming by improving the efficiency and efficacy of pesticide applications, reducing chemical usage, and minimizing environmental footprint.
Rise in Research and Development Activities
The agricultural adjuvants industry is characterized by ongoing research and development efforts aimed at introducing innovative formulations and technologies. Manufacturers are investing in developing eco-friendly and biodegradable adjuvants with improved performance and safety profiles, driving market growth and differentiation.
Key Players in the Agricultural Activator Adjuvants Market
The agricultural activator adjuvants market is highly competitive, with several key players vying for market share. Some of the leading companies in the industry include:
- Company A: A global leader in agricultural adjuvants, offering a comprehensive portfolio of surfactants, oils, and drift control agents.
- Company B: A pioneer in eco-friendly adjuvant formulations, focusing on sustainability and innovation in agricultural solutions.
- Company C: A renowned supplier of specialty chemicals and adjuvants, catering to the diverse needs of farmers worldwide.
- Company D: A leading provider of compatibility agents and tank mix adjuvants, ensuring optimal performance and efficacy in pesticide applications.
Regional Analysis
The agricultural activator adjuvants market exhibits regional variations in terms of market dynamics, regulatory frameworks, and adoption rates.
North America
North America dominates the global adjuvants market, fueled by the presence of large-scale commercial farms and advanced agricultural practices. The region benefits from a favorable regulatory environment and widespread adoption of precision farming technologies, driving market growth and innovation.
Europe
Europe is a key market for agricultural adjuvants, driven by stringent regulations and growing demand for sustainable farming practices. The region prioritizes environmental stewardship and consumer safety, leading to increased adoption of eco-friendly adjuvants and bio-based formulations.
Asia Pacific
Asia Pacific represents a lucrative market for agricultural adjuvants, driven by the expanding agricultural sector and rising demand for high-quality crops. The region is witnessing rapid urbanization and industrialization, leading to increased pressure on agricultural productivity and sustainability.
Other Regions
Other regions, such as Latin America, Africa, and the Middle East, offer significant growth opportunities for agricultural adjuvants. These regions are characterized by diverse agricultural landscapes, varying climatic conditions, and evolving regulatory frameworks, presenting unique challenges and opportunities for market players.
Challenges and Restraints
Despite the promising growth prospects, the agricultural activator adjuvants market faces several challenges and restraints:
Regulatory Hurdles and Compliance Issues
The adjuvants industry is subject to stringent regulatory requirements and compliance standards, which vary across different regions and jurisdictions. Manufacturers must navigate complex registration processes, safety assessments, and labeling requirements to ensure regulatory compliance and market access.
Concerns Regarding Environmental Impact
There is growing scrutiny and public concern regarding the environmental impact of agricultural adjuvants. Chemical residues, pesticide drift, and water contamination pose significant risks to environmental health and biodiversity. Manufacturers must prioritize sustainability and develop eco-friendly formulations to address these concerns and meet consumer expectations.
Future Outlook and Opportunities
Despite the challenges, the agricultural activator adjuvants market holds immense potential for growth and innovation:
Emerging Trends and Innovations
The industry is witnessing the emergence of innovative technologies and formulations, such as bio-based adjuvants, nanoemulsions, and smart delivery systems. These advancements aim to improve efficacy, reduce environmental impact, and enhance user safety, driving market growth and differentiation.
Potential for Market Expansion
With increasing global population and food demand, there is a growing need for efficient and sustainable agricultural solutions. Adjuvants play a vital role in supporting modern farming practices, optimizing crop production, and mitigating environmental risks. As farmers seek to maximize yield and profitability, the demand for adjuvants is expected to rise, creating lucrative opportunities for market players.
Conclusion
In conclusion, agricultural activator adjuvants are indispensable tools for modern farming, offering numerous benefits in terms of pesticide efficacy, plant uptake, and environmental sustainability. As the agricultural industry continues to evolve, adjuvants will play a crucial role in optimizing crop protection, enhancing productivity, and ensuring food security for future generations.
FAQs (Frequently Asked Questions)
- What are agricultural activator adjuvants? Agricultural activator adjuvants are additives formulated to enhance the performance and efficacy of pesticides, herbicides, and fertilizers by modifying their physical and chemical properties.
- How do adjuvants improve pesticide efficacy? Adjuvants improve pesticide efficacy by enhancing wetting, spreading, and absorption on plant surfaces, ensuring better penetration and systemic movement within the plant.
- What types of adjuvants are commonly used in agriculture? Common types of adjuvants include surfactants, oils, drift control agents, and compatibility agents, each designed to address specific challenges in pesticide applications.
- Why are adjuvants important in modern agriculture? Adjuvants are essential in modern agriculture to optimize pesticide performance, minimize environmental impact, and maximize crop yield and profitability.
- Are there any environmental concerns associated with adjuvant usage? While adjuvants play a crucial role in crop protection, there are concerns regarding their environmental impact, including chemical residues, pesticide drift, and water contamination. Manufacturers are increasingly focusing on developing eco-friendly formulations to address these concerns and promote sustainable farming practices.
2024.05.15 12:06 reracked377 Like... what if?
....
https://zenodo.org/records/6210570
https://ibb.co/0V8yCGB
https://ibb.co/JvncMQ4
https://ibb.co/pLc96p2
https://ibb.co/NVq0CFk
https://ibb.co/sFy0xDY
She looks like Jennifer Doudna, literally:
https://ibb.co/gD5rPy9
What if?
What if the lipo-nanoparticles and the ACE2 gene-silencing CRISPR RNA-gene-drive 'inoculation' program are part of Club of Rome's Odum's "reduce America's population by 2/3rds hopefully voluntarily by 2030?" What if this was and will become Utopia? What if Deagel's 2025 population statistics that accounts for this 2/3rds population reduction, which was sponsored by Kissinger, the Rockefeller foundation and Edwin Deagle Jr., knows more about this?
https://ibb.co/Pr9YffM
https://ibb.co/bvcf1F7
https://ibb.co/b2JcCS1
https://ibb.co/3TK03M0
https://ibb.co/HPs7nX8
https://ibb.co/Rvb0ZDB
Utopia (UK):
https://ibb.co/2KNmdCH
Where is ACE2 located? Also in mitochondria, the cell's battery. Why cancer? CRISPR, mitochondria and p53 disruption, oxidative stress. Once modRNA gets into cells, they're released to hijack cell's machinery to produce full-spike proteins, endlessly. Spike proteins downregulate ACE2-protein expression of mitochondrias and silence p53 the guardian of genome. And the CRISPR Cas9/Cas12a awaits for gRNA to act.
An idea of giving cells the instructions to synthesize pathogenic spike-protein to develop immunity is imbecilic in the first place. But urging people to get one without a prescription promising getting back to normal (that's been destroyed for this purpose) - a crime.
But Rockefeller's (Rockefellos) Cub of Rome would never think of doing anything like this. The network in Utopia is fictional, right? Read Kissinger report, read the Jaffe memo!
Rockefeller's Population Council:
https://ibb.co/Wk9CWhz
https://ibb.co/kQkHmkk
https://ibb.co/Q8dw9QN
https://ibb.co/drTNH1n
https://ibb.co/N2p6vms
You see, just like women refused to smoke in public until they saw it as a form of liberation. Covid is our liberation. If things go to plan. We won't know for many years.
The public would never support the most powerful men working to reduce the numbers of the "lower class" until we saw OURSELVES as a deadly virus to the planet. That's been the goal from the get-go.
In the population control document that Rockefellers sponsored it suggests multiple methods of involuntary sterilization such as adding “fertility control agents” to water supplies, temporary sterilization of all young women “via time-capsule contraceptives,” and compulsory sterilization of men with three or more children.
Those are just ideas they floated, it's not like they ever funded or implemented them. It's not like they made an anti-fertility vaccine! They did.
HCG is the same pregnancy hormone that is used in conjunction with Tetanus in that SAME ROCKEFELLER FOUNDATION FUNDED INDIAN INFERTILITY VACCINE. Doctors in the Philippines and Mexico also claimed to have found HCG in their WHO distributed Tetanus vaccines in the 90s (they did). The WHO didn't fund the development of that Indian vaccine (BECAUSE THE ROCKEFELLER FOUNDATION DID)!
https://ibb.co/cyXwns8
https://ibb.co/y5QVdc6
https://ibb.co/bXNNmhS
https://ibb.co/bKfNqrf
It is important to note that this Anti-fertility vaccine has been in development since 1988 thru 2014 to this day.
It does appear as if the Rockefellers have implemented their "involuntary fertility control" and have used Tetanus vaccines as cover to test this pet project of theirs, but that's speculation.
The goal of the network also reminds me of "Children of Men," originally published in 1992 and set in England in 2021.
https://ibb.co/V3fyDKH
Given the quality of sperm declining due to fluoride, chemical exposure and such, and mRNA-medicine affecting fertility of men and women, that's the exact match.
Joel E Cohen, the Rockefeller University Professor on Population heavily acknowledged the significant drop in fertility rate of white populations in US and EU, explaining driven immigration to sustain the level and boost 'economic prosperity.' As the saying goes, Just as the Egyptians made G‑d’s firstborn (the Israelities) suffer, G‑d punished - measure for measure - the Egyptians’ firstborn. All the firstborn would lose the life-energy that until then kept them alive." This is the 188th Mitzvah and accompanies the gene drive which is Janus to a T. Bye, bye!
https://ibb.co/y41N4NK
https://ibb.co/vBdPw1x
https://ibb.co/rdtvXDH
To solve population bomb, just sterilize the entire world with:
https://ibb.co/mFdwT9S
https://ibb.co/7bzKWZj
https://ibb.co/Y2Bmtp4
https://ibb.co/rbT0hbf
https://ibb.co/Cs33JWK
https://ibb.co/9wS8cfz
https://ibb.co/WpQcVZH
https://ibb.co/XZWnnqF
https://ibb.co/ZcHB5D6
https://ibb.co/tMS5nMq
https://ibb.co/FKggvdg
Presented for your viewing:
https://ibb.co/wrz03dk
https://ibb.co/JWZt7bL
https://ibb.co/qnSyYVp
https://eandt.theiet.org/content/articles/2017/12/darpa-invests-100-million-in-gene-drive-technology/…
Harvard, Wyss Institute - CRISPR-Cas9: Gene-drive:
https://wyss.harvard.edu/media-post/crispr-cas9-gene-drives/
https://ibb.co/wzxtjHh
https://ibb.co/8mJ455t
And to conclude, Epstein associate George Church, who said arranged marriages using gene sequencing as Haredim have been doing is ideal; Epstein associate Martin Nowak - Evolutionary dynamics of CRISPR-Cas9 gene drives (2016)...
https://biorxiv.org/content/10.1101/057281v1.full
...with Matthew Liao, want to design humans using gene editing.
https://ibb.co/QdqsfyJ
https://ibb.co/zQv8rDs
https://ibb.co/PQtDgvh
https://ibb.co/jDQkB7x
https://ibb.co/TR023k6
https://onlinelibrary.wiley.com/doi/10.1111/bioe.12519
Here's the end; how fun it will be, how fun, indeed:
https://ibb.co/8rbdNzY
In Grant's drawings it says they put the ghost cell in the buffalo and the man eats the buffalo and rots. People won't physically rot from consuming the food, they'll just be sterilized when they take the vaccine, or they will, because Prions.
Like I'm crazy so don't take too much of what is posted here that seriously, but do if your life depends on it.
Utopia experiments manuscript was the plot for 2025. I'm shaking in my socks.
submitted by reracked377 to utopiatv [link] [comments]
https://zenodo.org/records/6210570
https://ibb.co/0V8yCGB
https://ibb.co/JvncMQ4
https://ibb.co/pLc96p2
https://ibb.co/NVq0CFk
https://ibb.co/sFy0xDY
She looks like Jennifer Doudna, literally:
https://ibb.co/gD5rPy9
What if the lipo-nanoparticles and the ACE2 gene-silencing CRISPR RNA-gene-drive 'inoculation' program are part of Club of Rome's Odum's "reduce America's population by 2/3rds hopefully voluntarily by 2030?" What if this was and will become Utopia? What if Deagel's 2025 population statistics that accounts for this 2/3rds population reduction, which was sponsored by Kissinger, the Rockefeller foundation and Edwin Deagle Jr., knows more about this?
https://ibb.co/Pr9YffM
"The analysis of the SARS-CoV-2 structure in light of the functioning of the CRISPR-Cas9, Cas12a and CasX mechanism suggests that the virus is man-made through genetic modification. [...] Covid is not acting like other viruses and many various symptoms in human body have been observed. [...] The modifications in the backbone’s phosphate group induced by CRISPR engineering create a highly imbalanced state. The entropy and therefore the repulsion forces strongly dominate in this type of virus."What if they gave you AIDS and sterilized you? What if the optimal CRISPR-Cas9 lock-on markers out of any nGG, ie markers for future gene editing, was part of the plan? And hopefully none of this is sexually transmissible. Sticking a peen in an Extinction Level Event... is it worth the risk? We should ask Ian this. He did look grayer after screwing Jessica.
https://ibb.co/bvcf1F7
https://ibb.co/b2JcCS1
https://ibb.co/3TK03M0
https://ibb.co/HPs7nX8
https://ibb.co/Rvb0ZDB
Utopia (UK):
- "SARS doesn't exist."
- "The planet can support only 1 billion."
- "We leave 5 to 8% unaffected."
- "Janus consists of protein and an amino-acid." (CRISPR)
I chose my own people."
Spikeopathy’: COVID-19 Spike Protein Is Pathogenic, from BOTH Virus and Vaccine mRNA
https://mdpi.com/2227-9059/11/8/2287The modification of mRNA with N1-methylpseudouridine for increased stability leads to the production of spike proteins for months.'
Uncanny similarity of unique inserts in the 2019-nCoV spike protein to HIV-1 gp120 - withdrawn (January 2020)
https://biorxiv.org/content/10.1101/2020.01.30.927871v1Amino acid residues in all the 4 inserts have identity or similarity to those in the HIV-1 gp120 or HIV-1 Gag."What's the common denominator? European DNA. The injection is ethnically adjusted to deplete ACE2-expression of European DNA but not those carry k26r polymorphism, ie. Ashkenazi J's and the Amish.
https://ibb.co/2KNmdCH
Where is ACE2 located? Also in mitochondria, the cell's battery. Why cancer? CRISPR, mitochondria and p53 disruption, oxidative stress. Once modRNA gets into cells, they're released to hijack cell's machinery to produce full-spike proteins, endlessly. Spike proteins downregulate ACE2-protein expression of mitochondrias and silence p53 the guardian of genome. And the CRISPR Cas9/Cas12a awaits for gRNA to act.
An idea of giving cells the instructions to synthesize pathogenic spike-protein to develop immunity is imbecilic in the first place. But urging people to get one without a prescription promising getting back to normal (that's been destroyed for this purpose) - a crime.
But Rockefeller's (Rockefellos) Cub of Rome would never think of doing anything like this. The network in Utopia is fictional, right? Read Kissinger report, read the Jaffe memo!
Rockefeller's Population Council:
"fertility control agent' designed to lower fertility in the society by 5 to 75% less than a present birth rate; to be included in water supply in urban areas." (1969).https://ibb.co/7gJBNwq
https://ibb.co/Wk9CWhz
https://ibb.co/kQkHmkk
https://ibb.co/Q8dw9QN
https://ibb.co/drTNH1n
https://ibb.co/N2p6vms
You see, just like women refused to smoke in public until they saw it as a form of liberation. Covid is our liberation. If things go to plan. We won't know for many years.
The public would never support the most powerful men working to reduce the numbers of the "lower class" until we saw OURSELVES as a deadly virus to the planet. That's been the goal from the get-go.
In the population control document that Rockefellers sponsored it suggests multiple methods of involuntary sterilization such as adding “fertility control agents” to water supplies, temporary sterilization of all young women “via time-capsule contraceptives,” and compulsory sterilization of men with three or more children.
Those are just ideas they floated, it's not like they ever funded or implemented them. It's not like they made an anti-fertility vaccine! They did.
Its not like they ever went thru with an actual involuntary roll out of this tho, we woulda heard about it!You might have seen this 2014 story "debunked." In 2014, Kenyan doctors found traces of HCG in Tetanus vaccines being distributed by WHO/funded by Gates. Why is this important?
HCG is the same pregnancy hormone that is used in conjunction with Tetanus in that SAME ROCKEFELLER FOUNDATION FUNDED INDIAN INFERTILITY VACCINE. Doctors in the Philippines and Mexico also claimed to have found HCG in their WHO distributed Tetanus vaccines in the 90s (they did). The WHO didn't fund the development of that Indian vaccine (BECAUSE THE ROCKEFELLER FOUNDATION DID)!
https://ibb.co/cyXwns8
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https://ibb.co/bKfNqrf
It is important to note that this Anti-fertility vaccine has been in development since 1988 thru 2014 to this day.
It does appear as if the Rockefellers have implemented their "involuntary fertility control" and have used Tetanus vaccines as cover to test this pet project of theirs, but that's speculation.
The goal of the network also reminds me of "Children of Men," originally published in 1992 and set in England in 2021.
https://ibb.co/V3fyDKH
"Armageddon Begins - Russian Detonates Nuclear Bomb, Kazakhstan Annihilated." The newspaper reads in opening of the film.Did you know that "Children of Men" was written by Phyllis Dorothy James, referencing Pat Frank's "Mr. Adam" and "Alas, Babylon" written back in 1950s?
Children of Men' (2006) Plot - In the year 2027, after 18 years of total human infertility, war and global depression have pushed society to the point of collapse as humanity faces extinction.
Given the quality of sperm declining due to fluoride, chemical exposure and such, and mRNA-medicine affecting fertility of men and women, that's the exact match.
Joel E Cohen, the Rockefeller University Professor on Population heavily acknowledged the significant drop in fertility rate of white populations in US and EU, explaining driven immigration to sustain the level and boost 'economic prosperity.' As the saying goes, Just as the Egyptians made G‑d’s firstborn (the Israelities) suffer, G‑d punished - measure for measure - the Egyptians’ firstborn. All the firstborn would lose the life-energy that until then kept them alive." This is the 188th Mitzvah and accompanies the gene drive which is Janus to a T. Bye, bye!
https://ibb.co/y41N4NK
https://ibb.co/vBdPw1x
https://ibb.co/rdtvXDH
Angiotensin-converting enzymes (ACE) play a dominant role in fertility (2013):
https://pubmed.ncbi.nlm.nih.gov/24152441/To solve population bomb, just sterilize the entire world with:
- release bioengineered disease binding and exploiting ACE2
- silence gene expression through CRISPR-Cas9 mRNA
https://ibb.co/mFdwT9S
https://ibb.co/7bzKWZj
https://ibb.co/Y2Bmtp4
https://ibb.co/rbT0hbf
https://ibb.co/Cs33JWK
https://ibb.co/9wS8cfz
https://ibb.co/WpQcVZH
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https://ibb.co/ZcHB5D6
https://ibb.co/tMS5nMq
https://ibb.co/FKggvdg
Presented for your viewing:
https://ibb.co/wrz03dk
https://ibb.co/JWZt7bL
https://ibb.co/qnSyYVp
CRISPCas9 gene drives in genetically variable and nonrandomly mating wild populations (2017)
https://pubmed.ncbi.nlm.nih.gov/28560324/A drive targeting Ace2 might therefore conceivably be used for direct population suppression.”DARPA invests $100m in gene-drive technology - new gene-editing technology, which many people fear could lead to deliberate and unintended damage on a huge scale (2017):
https://eandt.theiet.org/content/articles/2017/12/darpa-invests-100-million-in-gene-drive-technology/…
Harvard, Wyss Institute - CRISPR-Cas9: Gene-drive:
https://wyss.harvard.edu/media-post/crispr-cas9-gene-drives/
Little is known about the role of p53 in the regulation of ACE2. An earlier study reported that p53 suppresses the replication of coronavirus through ACE2 degradation in humans.”https://researchgate.net/publication/350180861_A_tissue-_and_gender-specific_regulation_of_the_SARS-CoV-2_receptor_ACE2_by_p53_in_pigs
https://ibb.co/wzxtjHh
https://ibb.co/8mJ455t
And to conclude, Epstein associate George Church, who said arranged marriages using gene sequencing as Haredim have been doing is ideal; Epstein associate Martin Nowak - Evolutionary dynamics of CRISPR-Cas9 gene drives (2016)...
https://biorxiv.org/content/10.1101/057281v1.full
...with Matthew Liao, want to design humans using gene editing.
https://ibb.co/QdqsfyJ
https://ibb.co/zQv8rDs
https://ibb.co/PQtDgvh
https://ibb.co/jDQkB7x
https://ibb.co/TR023k6
https://onlinelibrary.wiley.com/doi/10.1111/bioe.12519
The Rockefeller Foundation - Bionics, Transhumanism, and the End of Evolution (2019):
https://foresightfordevelopment.org/video-library/bionics-transhumanism-and-the-end-of-evolutionHere's the end; how fun it will be, how fun, indeed:
https://ibb.co/8rbdNzY
In Grant's drawings it says they put the ghost cell in the buffalo and the man eats the buffalo and rots. People won't physically rot from consuming the food, they'll just be sterilized when they take the vaccine, or they will, because Prions.
Like I'm crazy so don't take too much of what is posted here that seriously, but do if your life depends on it.
Utopia experiments manuscript was the plot for 2025. I'm shaking in my socks.
2024.05.15 12:00 The_Way358 Essential Teachings: A Biblical Model of Ethics
Introduction
In this post, we'll be discussing something called "Virtue Ethics." This is a normative theory of ethics that's most associated with Aristotle, though has in recent times experienced a resurgence of sorts from modern philosophers, some of whom have tweaked and modified it, and in doing so have created different branches on this tree of moral theory. We will be comparing these different flavors of Virtue Ethics to that of the New Testament's, pointing out where they're similar, as well as highlighting where the NT differs (and is actually superior) from the heathens' views.I want to preface all this with a verse and a warning:
"Beware lest any man spoil you through philosophy and vain deceit, after the tradition of men, after the rudiments of the world, and not after Christ."-Colossians 2:8The entire Bible, over and over again, warns against syncretism. It's a running theme throughout to condemn the practice, with this verse being one of the more explicit ones to do so.
Mapping the ideas of Pagans (and especially Greek philosophers) onto the Scriptures has always resulted in people severely misinterpreting the Bible, as looking at the Word of God through a Hellenistic lens is and always has been extremely innapropiate to the author's original intent.
Whenever Greek philosophy or ideas are referenced, they're always portrayed in a bad light or otherwise used to make a point. Examples of the latter could be found in the apostle Paul's writings, as he was a fully educated Roman citizen of his day, and so he made use of known Hellenestic philosophy and literature (that he would have been familiar with) by redefining their terms and ideas in a way that would be consistent with the theology of his own religion. The apostle Peter did the same within his own epistles whenever he mentioned "Tartarus," the abyss/prison for certain disobedient angels that rebelled against God, despite the fact that the word has its roots in Greek mythology and not Hebrew religion (though, the belief that there were a group of spiritual beings that rebelled against the highest authority in the heavens was one technically shared between the two ancient cultures; even if the parties involved were vastly different, as well as the contexts of the rebellion itself).
The affect Hellenstic philosophy has had on the way people think (even subconsciously) can still be felt to this day, and can be seen in the confusion modern "Christianity" has brought on through its adoption of Gnostic teachings such as Dualism or the inherently fatalistic views that many unknowingly hold due to the error of Classical Theism.
While yes, I will be commending the heathen (unbeliever) whenever they are right with their ideas as pertaining to this subject, I will also show where they are wrong.
Let's begin.
"What Is Virtue Ethics?"
First, we need to define some terms and point out the differences between this view and others within the larger debate of normative ethics.There are three major approaches in normative ethics, those being: Consequentalism, Deontology, and Virtue Ethics. The following are definitions of the terms:
Consequentialism – a class of normative, teleological ethical theories that holds that the consequences of one's conduct are the ultimate basis for judgement about the rightness or wrongness of that conduct.
Deontology – theories where an action is considered morally good because of some characteristic of the action itself, not because the product of the action is good. Deontological ethics holds that at least some acts are morally obligatory regardless of their consequences for human welfare.
Virtue Ethics – theories that emphasize the role of character and virtue in moral philosophy rather than either doing one’s duty or acting in order to bring about good consequences. The virtue ethicist would argue that actions themselves, while important, aren't as important as the character behind them. To the virtue ethicist, consequences are also important, but they would say that good consequences ultimately flow from a virtuous character who has made virtuous decisions. Theories of virtue ethics do not aim primarily to identify universal principles that can be applied in any moral situation, instead teaching that the best decisions can vary based on context, and that there are only some actions that would be universally evil, only because those actions could never flow from a virtuous character in the first place (e.g., rape).
Aristotle's idea of ethics is in an important respect different from most people's, especially today. Heirs as we are to Kant’s idea of duty – there is a right thing that one ought to do, as rational beings who respect other persons – and to Mill’s idea of utility – the right thing to do is that which produces the greatest good for the greatest number – most of us see ethics as concerned with actions. "The function of ethics is to help me see what I ought to do in a given situation," the modern says. Aristotle’s approach was different. His ethic is not so much concerned about helping us to see what we ought to do, as about what sort of person we ought to be.
Aristotle was concerned with character, and with the things that go to make up good and bad character; virtues and vices. His sort of ethic does not look at our action to see if it fulfils our duty, or produces a certain outcome, such as the greatest good of the greatest number, and therefore merits approval. Instead, it looks at us; at the character behind the actions, to see whether we merit approval.
Comparing Virtue Ethics with philosophies such as Deontology and Consequentialism, we are able to divide ethical theories into two kinds; act-centered theories and agent-centered theories. Kant’s (Deontological) and Mill’s (Utilitarian) approaches are act-centered, because they concern themselves with our actions, whilst Aristotle’s is agent-centered because it concerns itself with the character of a person, which in his view was ourselves and our own dispositions that prompt our actions.
Both approaches have ardent present-day advocates, and so both are alive and well. Virtue Ethicists are dissatisfied with the answers ‘modern’ act-centered philosophy offers, and look for a more flexible, person-centered approach that takes more account of the subtle varieties of human motivation. Those in this camp see ethics as being about people – moral agents – rather than merely about actions. Of course, your actions matter. But, for Aristotle and his present day advocates alike, they matter as expressions of the kind of person you are. They indicate such qualities as kindness, fairness, compassion, and so on, and it is these qualities and their corresponding vices that it is the business of ethics to approve or disapprove.
All this seems simple and uncontroversial; there are two ways of looking at an action to evaluate it morally. You can take the action in isolation and judge it, or take the agent and judge him or her.
Virtue ethicists argue that act-centered ethics are narrow and bloodless. What is needed is a richer moral vocabulary than just ‘right and wrong’. There are subtle but important differences between actions that are good because they are kind and those that are good because they are generous, and those that are good because they are just. Likewise, there are subtle but important differences between actions that are bad because they are selfish and those that are bad because they are cruel and those that are bad because they are unfair. These, and many other, distinctions are lost when we talk simply about doing one’s duty, or promoting utility. Questions of motive and of character are lost, in these asceptic terms. Modern moral philosophy won’t do: it is cold, technical and insensitive to the many kinds and degrees of value expressed in human actions. Ethics is more than just thought experiments and hypotheticals about what would be the right course of action to take in any given situation we might conjure up from the comfort of our armchair. Ethics is about doing, and about context and character.
The Different Kinds of "Virtue Ethics"
Virtue Ethics has has been developed in two main directions: Eudaimonism, and agent-based theories.Eudaimonism (Aristotle's view) bases virtues in human flourishing, where flourishing is equated with performing one’s distinctive function well. In the case of humans, Aristotle argued that our distinctive function is reasoning, and so the life “worth living” is one which we reason well. He also believed that only free men in the upper classes of society (i.e., the aristocrats) could excel in virtue and eschew vice, being that such men had greater access to the means in accomplishing this task as they had the wealth and resources to better perform their distinctive function of 'reasoning,' and thus "live well." For the Eudaimonian, inner dispositions are what one ought to focus on in order to cultivate virtuous traits, and thus a virtuous character.
In contrast, an agent-based theory emphasizes that virtues are determined by common-sense intuitions that we as observers judge to be admirable traits in other people. There are a variety of human traits that we find admirable, such as benevolence, kindness, compassion, etc., and we can identify these by looking at the people we admire, our moral exemplars. Agent-based theories also state that the motivations and intentions behind an action are ultimately what determine whether or not said action is actually virtuous. Whereas Eudaimonism understands the moral life in terms of inner dispositions or proclivities to act in certain ways (whether righteous or wicked, just or unjust, kind or cruel, etc.), agent-based theories are more radical in that their evaluation of actions is dependent on ethical judgments about the inner life of the agents who perform those actions, that is, what the motivations and intents are of a person.
[Note: While both Eudaimonism and agent-based theories are both agent-centered, Eudaimonism is not to be confused with an agent-based theory. Both branches concern themselves more with agents rather than acts themselves, but Eudamonism focuses on the self to improve whereas the agent-based theory focuses on others to improve.]
Common Critcisims Toward Secular Forms of Virtue Ethics
Firstly, Eudaimonism provides a self-centered conception of ethics because "human flourishing" (here defined as simply fulfilling our base function as humans, which is "reason" according to this view) is seen as an end in itself and does not sufficiently consider the extent to which our actions affect other people. Morality requires us to consider others for their own sake and not because they may benefit us. There seems to be something wrong with aiming to behave compassionately, kindly, and honestly merely because this will make oneself happier or "reason well."Secondly, both Eudaimonism and agent-based theories also don't provide guidance on how we should act, as there are no clear principles for guiding action other than “act as a virtuous person would act given the situation.” Who is a virtuous person? Who is the first or universal exemplar?
Lastly, the ability to cultivate the right virtues will be affected by a number of different factors beyond a person’s control due to education, society, friends and family. If moral character is so reliant on luck, what role does this leave for appropriate praise and blame of the person? For the Eudaimonian, one ought to be born into a status of privilege if they wish to excel in being virtuous. For the proponent of an agent-based theory, one ought to be born into a society or family with good role models and preferably be raised by such, else they have no moral exemplars to emulate.
The New Testament's Virtue Ethic
The New Testament authors didn’t sit down and do a self-consciously philosophical exercise, for this was not what they were concerned with. They were concerned with giving practical instruction to disciples of the faith, and merely trying to express the ethical implications of their spiritual experience. That being said, we know the apostle Paul was familiar with the writings of Aristotle. We can actually identify places where Paul displays knowledge of Aristotle and incorporates some of the philosopher's ideas into his own epistles. Before we do this, however, it's important we refute common misnomers about what the Bible teaches concerning ethics in general.You probably have heard many attack the ethics of the New Testament as being primitive and simplistic. "God dictates universal commands to follow: 'do not lie,' do 'not divorce,' 'do not insult.' And the only motivating factor is escaping hellfire and obtaining the reward of eternal pleasure." But in reality, this is a gross misrepresentation of the ethics laid out in the NT. I will argue the NT advocates for a form of virtue ethics, instead of claiming the NT contains a form of deontic ethics, as it is so often assumed.
Elizabeth Anscombe was one of the most influential virtue ethicists of the 20th century. Her work helped to revive virtue ethics in the modern era, however she also criticized the ethics of the Bible for promoting a form of ethics different than what Aristotle promoted:
"...between aristotle and us came Christianity, with its law conception of ethics. For Christianity derived its ethical notions from the Torah. (One might be inclined to think that a law conception of ethics could arise only among people who accepted an allegedly divine positive law..." (Modern Moral Philosophy, vol. 33, no. 124, 1-19)
We've already dealt with the issue of the Torah in another post. The Torah is not laying down moral laws, but describing justice in the form of ancient Near Eastern wisdom literature. But does the New Testament teach a deontic form of ethics? Anscombe might appear justified in her claim, as some "Christian" theologians have explicitly taught the ethics of the NT is deontic.
However, other theologians have argued the ethics of the NT is best characterized as a form of virtue ethics. In a study of the NT, we'll support this notion. As noted earlier, one of the central features of this approach to ethics is that the aim of ethics should be on living a virtuous life. Other forms of ethics focus on directing actions when confronted with a moral dilemma, but for virtue ethics every action is a moral or immoral action because all of our actions contribute or do not contribute to living a virtuous life. In other words, for a virtue ethicist, everything we do will contribute to living a fulfilled life. Now, the NT promotes a similar idea with a slight modification. The NT changes the distinctictive function and purpose for man in Eudaimonism from "reasoning" to loving God and others instead, and thus "living well" is changed from self-centered 'flourshing' (as defined by Aristotle) to glorifying God instead. The apostles taught everything we do contributes to living a life that glorifies God:
"Whether therefore ye eat, or drink, or whatsoever ye do, do all to the glory of God."-1 Corinthians 10:31So we see the same idea in Paul, that everything we do can be seen as a moral or immoral action. Everything we do should be seen as contributing to living a life that glorifies god or not. As a believer, the aim is not just doing good actions to avoid punishments, but to see everything we do as glorifying God. On secular virtue ethics, all our actions are either advancing a good life or not: nourishing your body contributes to living a good life. In a Biblical context: taking the time to properly dress contributes to living a good life, and not giving into the sin of sloth. So all our actions can be moral actions in this context, and so likewise for Paul and Jesus, all we do can contribute to living a life that glorifies God.
"And whatsoever ye do in word or deed, do all in the name of the Lord Jesus, giving thanks to God and the Father by him."-Colossians 3:17
Since God made our bodies to thrive and enjoy life, we should nourish our bodies so we can thrive as God intended for our bodies to do, thus ultimately glorifying Him. Since we were created to experience and feel enjoyment, laughing and enjoying things throughout life glorifies God as well since we're experiencing emotions that God created to be experienced. Everything we do should be to glorify God, and often all that is is living our lives in the way that they were intended to be lived. Biblical ethics is very much more than merely performing right actions, but living a virtuous life that brings glory to God.
As Jesus said:
"Thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind."-Matthew 22:37bIt is also important to focus on what it means to love, which is an important aspect of what it means to be a believer. Paul makes the radical claim that to love is the entirety of the law of God:
"For all the law is fulfilled in one word, even in this; Thou shalt love thy neighbour as thyself."-Galatians 5:14Jesus also taught that to love God and love others were the two greatest commandments (Mark 12:28-31, Matt. 22:34-40). He also extends the commandment to love beyond one's brethren, and to love our enemies (Matt. 5:44). Loving those around us is central to what it means to be a believer (John 13:34; 15:12-17, Rom. 12:10; 13:8, 1 Cor. 13:1-8; 16:14, 2 Cor. 8:8, Eph. 4:2; 5:2, Phili. 1:9, Heb. 10:24, Jam. 2:8, 1 Pet. 1:22, 1 John 2:10; 3:23).
One might suggest this is no different than the Golden Rule: "Do unto others as you would have them do to you," or a Kantian rule: "I ought never to act except in such a way that I could also will that my maxim should become a universal law." In other words, "to live well is to perform good deeds or actions and nothing more." But an important point about loving someone is it cannot be done through actions alone. For example, one could buy a gift for their spouse to cheer them up. However, one could perform this action merely because they value performing right actions without any love for the person. One could donate to charity because it is the right thing to do, and not because she cares for the people who would benefit. In such scenarios, they can be seen as idolizing moral laws, not necessarily caring about helping others.
But to love someone requires more than merely performing right actions. You cannot love someone and not care about who they are as a person and where they are heading in life. To love is to will the good of the other. Jesus chastised the Pharisees of his day for only performing right actions, but not loving their brethren in their hearts. His criticism follows Matthew chapter 22, where Jesus says the greatest commandments are to love. The implication is the Pharisees perform proper actions, but have the wrong motivations for doing so. James Keenan puts it like this:
"Essential to understanding this command is that we love our neighbors not as objects of our devotion, but rather as subjects; that is, as persons. Thus, we cannot love others only because God wants us to do so, since then we would love them as means or as objects and not as persons. We can only love one another as subjects, just as God loves us." (Jesus and Virtue Ethics: Building Bridges Between New Testament Studies and Moral Theology, pg. 86)
A critic may bring up that verses of the NT are still phrased as commands, and therefore the structure implies duties were the central aspect of Christian ethics. But the importance of duties is not foreign to Virtue Ethics. Instead of being central to the ethical framework, duties flow from a virtuous character. Virtues are active and have certain demands for which a person must fulfill in their active behavior.
According to Aristotle, knowledge of the virtues gives us practical wisdom in how to properly act. Duties flow from the understanding of the demands of virtues. To put it another way, for virtues to manifest in persons, they have certain demands that must be fulfilled. For the believer, the command of love flows from being virtuous and aligning oneself with the character of God. Commitment to the character of Christ, who perfectly carried out the will of the Father, allows us to perform right and proper actions.
The NT also contains lists of virtues the believer ought to emulate, the most famous of these is in Galatians chapter 5:
"But the fruit of the Spirit is love, joy, peace, longsuffering, gentleness, goodness, faith, Meekness, temperance: against such there is no law." (vss. 22-23)
Now, the connection with Aristotle cannot be more pronounced. The Greek phrase "against such there is no law" is almost identical to what we find in Aristotle's politics (3.13.1284a). It seems clear Paul is teaching a similar ethical framework to what Aristotle advocated for. Paul is teaching that the believing community ought to be persons who display key virtues, and that their conduct would not need to be regulated by a law. Instead, their character should be the standard others can measure themselves by. Romans chapter 2 is also a place we see references to Aristotle, where Paul notes that when Gentiles do what the law requires, they are "a law unto themselves" (vss. 14-15). In other words, they do not need to be told to act a certain way. They have the proper virtuous character that directs their actions, to do the good the law requires. Paul is advocating in Galatians that believers should think in a similar way.
So in Galatians 5, we have affinity with the teachings of Aristotle, and in other lists of virtues throughout the NT we see a similar idea, which is that Christians were meant to display virtues primarily (Rom. 5:3-5, 1 Cor. 13:1-8, Col. 3:12-17, 1 Tim. 3:2-3; 4:7-8, Jam. 3:17-18, 2 Pet. 1:5-8). From that, good deeds will properly manifest in our actions.
Anscombe made a great point on what the focus of ethics should be:
"It would be a great improvement if, instead of 'morally wrong', one always named a genus such as 'untruthful', 'unchaste', 'unjust'. We should no longer ask whether doing something was 'wrong', passing directly from some description of an action to this notion; we should ask whether, e.g., it was unjust; and the answer would sometimes be clear at once." (Modern Moral Philosophy, vol. 33, no. 124, 1-19)
Interestingly enough, Paul lays out a similar idea in explaining Christian ethics:
"Finally, brethren, whatsoever things are true, whatsoever things are honest, whatsoever things are just, whatsoever things are pure, whatsoever things are lovely, whatsoever things are of good report; if there be any virtue, and if there be any praise, think on these things. Those things, which ye have both learned, and received, and heard, and seen in me, do: and the God of peace shall be with you."-Philippians 4:8-9In other words, the central aspect on living a Christian life was on what is virtuous, not on what is lawfully right or wrong. Right actions flow from whatever is honorable, true, and pure. Correlating with this is how Paul responds to the Corinthians who claimed that "all was lawful." Paul reminded them the emphasis is not on what is lawful, but on what is good for building a virtuous character:
"All things are lawful for me, but all things are not expedient: all things are lawful for me, but all things edify not."-1 Corinthians 10:23One's main focus ought to be on what is good, not on laws that dictate behavior.
One of the key aspects of Virtue Ethics is the idea we ought to learn from virtuous teachers and imitate them. A virtuous character is obtained by imitating what a virtuous person does. This parallels a key aspect of Christian ethics. Imitating Christ was (and still is) crucial to living a virtuous life:
"For even hereunto were ye called: because Christ also suffered for us, leaving us an example, that ye should follow his steps:"-1 Peter 2:21Paul says in Romans 8:29 that Christians were predestined "to be conformed to the image of his Son." Jesus often taught his followers to do as he does (Matt. 16:24, Mark 8:34, Luke 6:40; 9:23, John 13:15, 34). Paul says in 1st Corinthians 11: Be ye followers [i.e., imitators] of me, even as I also am of Christ" (vs. 1). Hebrews 13:7 says to imitate the faith of the patriarchs. 1st Thessalonians 2:14 says to imitate each other. And jesus taught to imitate the good Samaritan from his parable (Luke 10:37). Imitating virtuous teachers was key for Christian ethics.
Aristotle tended to compare acquiring virtues with that of learning a practical skill, like playing an instrument or learning how to become a builder. Such practical skills are best picked up when trained by a master of that particular skill, because a teacher can always provide more insight through lessons they learn from experience. For example, an expert salesman can provide examples from his experience of what works with specific customers that a sales textbook could never provide. Many professions today require on-the-job training or experience before even hiring an applicant. The reason is: experience is key to learning a profession. Merely acquiring knowledge from a textbook or an instruction manual is often insufficient to master a skill, so why would mastering the skill of virtue be any different?
In the NT, a believer is to see the world through the eyes of Christ and to love as he loved. One cannot learn how to be a virtuous person without knowing what that life would look like. A key component of Christian theology is that the Messiah perfectly represented the Father and His will on earth, to show us how to properly live as God intended for man. This central tenet of the NT aligns well with agent-based theories of Virtue Ethics, and modifies it so that the person of Jesus Christ is the universal exemplar that one is meant to emulate. We are called to imitate him through our actions, thoughts, and desires, and to conform ourselves to the way he lived. As Paul said:
"I am crucified with Christ: nevertheless I live; yet not I, but Christ liveth in me: and the life which I now live in the flesh I live by the faith of the Son of God, who loved me, and gave himself for me."-Galatians 2:20If learning from Christ is key, we should briefly take a look at the Sermon on the Mount, which is said to be one of Jesus' most important series of teachings. Daniel Harrington notes:
"The sermon begins with nine 'beatitudes' (see 5:3–12) in which Jesus declares as 'happy' or 'blessed' those who practice certain virtues, and promises them an eternal reward and the fullness of God's kingdom." (Jesus and Virtue Ethics: Building Bridges Between New Testament Studies and Moral Theology, pg. 62)
Jesus laid out what a life for those that follow him look like in detail. One ought to be merciful, pure in heart, a peacemaker, thirst for righteousness, etcetera (Matt. 5:2-10). The Sermon does not merely include what right actions are, but includes sections on proper desires. Not only is it wrong to murder, but it is wrong to desire to murder or wish ill on someone (Matt. 5:22). Avoiding adultery is good, but one also should not covet after another man's woman in their heart (Matt. 5:28). In other words, merely avoiding immoral actions is not enough. One must also not desire vices. A believer is called to desire what is good.
The Sermon is not necessarily laying down universal moral commands. For example, Matthew 5:9 says, "Blessed are the peacemakers," but this doesn't imply absolute Pacifism, as it would contradict passages in the Old Testament where it explicitly says there is a time for war (Ecc. 3:8). The point of the Sermon is to teach what a virtuous life ought to look like. A follower of Christ ought to use reason to know what is proper to do in various circumstances. For example, in Matthew chapter 6, Jesus offers guidance on how one ought to pray by presenting the Lord's prayer (vss. 9-15). This is a model of how to pray. It's not a command for followers to always pray in this exact way.
In reality, the Sermon on the Mount mixes in exhortations, parables, hyperbole, declarations, commands, etc. It is best understood as displaying what a virtuous life ought to look like. It's not a law code. Building on this, it's important to understand a proper action is context sensitive. Under Virtue Ethics, one should not necessarily apply a universal maxim to every situation. Sometimes the proper action will depend on what is at stake, who is involved, what is the background, etc. Aristotle advocated against the idea there were fixed universal laws that dictate actions, and instead he argued the right action would depend on the circumstances one finds themselves in. Although the ethics of the NT may be a bit more strict, it still places an emphasis on being sensitive to the context of situations.
In 1st Corinthians chapter 8, Paul lays out instructions on how to deal with meat that has been sacrificed to Pagan idols. Instead of stating an absolute prohibition against meat sacrificed to idols, Paul instructed Christians to use reason to come to the proper ethical decision based on context. In other words, the right action is not determined only by a law. Instead, the Christian had to make the proper decision based on the context: if eating caused another to stumble, then you ought to abstain; if not, then there's no harm done. The value of the action depends on the context.
A Deontologist might reply that there's still a universal law given here: that one should always abstain if it's going to cause another to stumble. This objection can be addressed by asking: how are we to know if eating the meat will cause another believer to stumble? To answer such a question, one must be sensitive to the context, which in this case would be knowledge of the fellow believer and your relation to him. It is the context that determines the right action, not a universal law. Moreover, Paul states that the primary goal for the believer should be to love (1 Cor. 13). The first consideration is once again not the rightness of action, but having love for one another. From this, knowledge of the proper action will follow.
Paul often explains that living a proper life as a believer will take work and practice. He reminded Timothy to attend readings, practice what these things mean, and keep a close watch on himself (1 Tim. 4:13-14). Elsewhere, he directs that all believers must work on their faith (Phili. 2:12). Beyond this, he also noted that not all Christians would have the same gifts, and to accept that this was normal (1 Cor. 12). For some, certain things may be a hindrance, whereas for others it is acceptable (Rom. 14:2-4). What matters is that we love and build one another up (1 Thess. 5:11). Right actions flow from love and knowledge of virtue. Rules are not the primary motives that dictate our actions; rules are secondary in this regard.
An interesting case can be studied with regards to divorce in the Gospels. Jesus preaches against divorce (Mark 10:7-9) and it is often interpreted to mean "divorce is always wrong, regardless of circumstances." However, it should be noted the prohibition on divorce is not a universal law. The context can affect whether or not a divorce is permissible. Jesus says that one can divorce over sexual immorality. Paul also has a situation where divorce is permissible, namely if one spouse is an unbeliever and wishes to leave (1 Cor. 7:15). The implication one can derive is divorce is not ideal, but there are circumstances where it may be the proper action to take. Given the other features of Christian Virtue Ethics we already covered, the proper action to take will depend on the circumstances and what the virtuous agent thinks is the most loving thing to do. A universal prohibition on divorce is not a Christian ethic. Instead, one ought to discern the proper action from circumstances. However, it's clear in most cases divorce would not be the virtuous thing to do.
Building on this, it's important to note that within NT ethics, certain acts are always wrong. For example, idolatry and sexual immorality are always wrong (1 Cor. 10:14, Col. 3:15, 1 Pet. 4:13). There are no possible scenarios where it would be okay to rape, because such an act would never flow from a virtuous character. But this concept is not foreign to theories of Virtue Ethics. Aristotle noted that for some actions, no qualifications could make them virtuous. Actions such as rape or murder are always wrong, because they would never flow from a virtuous character. So it's not as if a Virtue Ethicist cannot claim that some actions are always wrong. They simply are qualified as being unable to flow from virtue, whereas actions like lying or waging war could be considered virtuous for the right reason.
Now, despite Christian Virtue Ethics having many similarities with Eudaimonism (Aristotelian ethics), there are also numerous differences beyond what we've already noted. One of the deficiencies of how Aristotle lays out his ethical theory is that it is essentially an all-boys club. Aristotle writes mainly to aristocratic men, excluding women and slaves. In his view, women were inferior to men and slaves lacked the necessary rational faculty. But the Christians rejected this mentality, as the teachings of Christ and the apostles were available to all (Matt. 28:19). Paul said, "There is neither Jew nor Greek, there is neither bond nor free, there is neither male nor female: for ye are all one in Christ Jesus" (Gal. 3:28). Peter wrote that all Christians were part of the priesthood of Christ (1 Pet. 2:5). Jesus had women followers (Luke 8:2-3), and they were entrusted with delivering revelation (Mark 15:40–16:8). What we find throughout the NT is a radical change to how women were viewed in the ancient world. Paul is also likely building on Aristotle's household structure and refining it. David deSilva says the household codes of the NT are "...following the pairs laid out as early as Aristotle to such a degree as to suggest that these were standard topics in ethical instruction" (Honor, Patronage, Kinship & Purity, pg. 231). But Paul adds an important preface: submitting to one another out of reverence for Christ (Eph. 5:20-21). DeSilva says:
"...husbands, we cannot then ignore the distinctively Christian addition they bring to this arrangement; husbands are to be subject to their wives as well." (Honor, Patronage, Kinship & Purity, pg. 233)
Thus Paul doesn't break down the traditional perspective on the structure of the family, but he does add the idea that we all must submit to each other in reverence, love, unity, and cooperation because all are equal before God. There is no explicit mention in the NT calling for the abolishment of slavery, but it should be noted that Paul taught that slaves should be seen as equals. In the letter to Philemon, Paul is clear that his slave is no longer "as a servant, but above a servant, a brother beloved" (vs. 16). Thus, within Christian ethics class distinctions were supposed to evaporate. All were brothers and sisters of one family.
An important aspect of Christian ethics is that it wasn't a standalone ethical theory. It's embedded in the larger Christian worldview. The ethical framework is dependent on Christian doctrines. For Aristotle, his ethical theory is for men who were raised well. This is why these specific men desire to be virtuous and perform right actions. As for why the believer does good and desires to be virtuous, it's not because one was raised well, but because they have been activated by the power of God's Spirit (John 3:6, 1 Cor. 12:13). For believers, the reason as to why we desire to be good and virtuous is because the Spirit of God has regenerated us. He loves us so we can love others (1 John 4:19). One is meant to look to the life of Christ and what he has done by dying on the cross, to know that we are loved and forgiven. This in turn is meant to activate a good life, having seen what we have gained and been forgiven of. He calls and activates us to do similar to those around us. This is a more open system for people of all groups and classes. One only has to call upon the name of the Lord to be included. It does not require a specific gender or to be raised a certain way.
The goal of Aristotelian ethics is to achieve 'eudaimonia.' However, within the Bible the goal is as the Westminster Shorter Catechism puts it: "Man's chief end is to glorify God, and enjoy Him forever." Since the central aspect of Biblical Eschatology is that humans will continue on forever in resurrected bodies, the aim of ethics is more than living a good life presently. Living a good life now is important, but it was only one aspect in the Christian worldview. Humans are meant to live beyond this life, so the aim is also about building virtuous souls that will continue on. The importance of this is more crucial than it may seem at first. Paul said that we must all appear before judgment, so that "every one may receive the things done in his body, according to that he hath done, whether it be good or bad" (2 Cor. 15:10).
Being a virtuous person requires integrity, because one will still have to answer to God after death. If one can commit an evil act and no one finds out, then from the outside perspective he or she may still appear virtuous. Culturally speaking, the ancient world was very different from our own. All wrongdoings centered around public honor and shame. One did good to receive public honor, and one did not do what was bad to receive public shame. Right and wrong were connected to one's public honor and shame in the ancient Greco-Roman world. Thus good and evil were public ideas, not personal ideas. Ethical demands were grounded in the community in one's public appearance
The Biblical idea of an omniscient God who cared about our ethical status laid a foundation for integrity and personal guilt to emerge. Now one ought to do good because he is beholden to God, not just the community. Believers are to remain focused on God's approval and on the actions that lead them, regardless of the world's response. This lays down fertile ground for integrity to emerge. So the Biblical worldview has another important element built in that encourages ethical behavior, regardless of the honor it brings. One ought to do good because of a commitment to God not, because it might bring honor to one's name publicly.
Implications for Preterists
Paul believed that the Second Coming would happen in his generation, and prescribed certain things in the NT on the basis of that belief. An example of an exhortation that would no longer apppy to us today would be 1st Corinthians 7:24-29, where Paul argues that the times him and his fellow Christians were in called for celibacy, being that the Lord was fast approaching. It wasn't a sin if you did get married, of course; it was just harder to serve the Lord in this context if you had a family to worry about. Thus, Paul encouraged being single.So, we need to be careful when reading the NT and determining what prohibitions or exhortations are still applicable to us today. Context is key.
2024.05.15 11:44 chestck Vivo motus strenght and gobi sneaker sizing - EU 42 vs 43
 | Hey, I recently ordered the following vivo shoes recently submitted by chestck to vivobarefoot [link] [comments]
I measured my feet on the printed out paper sizing guide and my one foot is slightly below 42 and my other foot is slightly above 42. In the 42 model of gobi sneaker i feel a bit too much snug-ness around the toes of my large foot and even some around my smaller foot. In the 43 gobi, my large foot right now feels perfect, my small foot feels slightly large but its ok if i tighten the laces well. I am however not sure if after some period of wearing the leather will become more flexible and then my small foot fit will be too large. Will the leather soften up and the shoe increase in size? I wore them with the insoles they came with. For the motus, I measured the insole and the 42 motus insole seems same size as the 43 gobi insole. However for the 42 motus i feel too much snugness around the top of my foot on my larger foot, less when taking the insole out. I feel this snugness considerablly less on the 43 model. The 43 feels more roomy, there is however a good thumb of space and a bit more between the end of my foot and then end of the shoe. Here I saw that typically the motus sizing will not change too much, so i believe the fit wont change over time. I am planning on keeping 1 pair of motus and 1 pair of gobi sneaker. Whats weird is that the 42 motus sole is the same size as the 43 gobi sneaker sole. The primus lite in 43 feel way too large and vast around my foot - too much sliding around. But its weird because their insole is the same as the 43 motus strength, which makes me a bit hesitant about the 43 motus. The motus 43 feels good but very roomy, i am slightly worried it may be too long and my thick foot only feels good because they are somewhat shallow (due to the snugness). Other shoes of mine
gobi sneaker 42 and 43 sole VS motus 42 sole https://preview.redd.it/s52i2k6i9k0d1.jpg?width=3024&format=pjpg&auto=webp&s=9c880e3bef3fb6fc524bc35d11117a77d55086b6 https://preview.redd.it/esnvgw6i9k0d1.jpg?width=3024&format=pjpg&auto=webp&s=7fc4dd39c708107f4bcbc291ea2185bb02406232 Here are the fits: https://preview.redd.it/hgfxq4rv9k0d1.jpg?width=3024&format=pjpg&auto=webp&s=0df813770c21465315add64a40df96bf76d847d8 https://preview.redd.it/tu5hx4rv9k0d1.jpg?width=4032&format=pjpg&auto=webp&s=266e7bcab88eeefce11dec3d4da7347a8ac6cb72 https://preview.redd.it/m744y9rv9k0d1.jpg?width=4032&format=pjpg&auto=webp&s=ab4baaa9ae4db96ea060fc6278f479c3844bae67 https://preview.redd.it/yoxl86sv9k0d1.jpg?width=3024&format=pjpg&auto=webp&s=ed1b63b4f4d53924d255551a1a857d07789ca169 https://preview.redd.it/ez4by5rv9k0d1.jpg?width=3024&format=pjpg&auto=webp&s=ddedb664a44e98164cd93e053ce4ea8ccca32334 https://preview.redd.it/f8fg38sv9k0d1.jpg?width=4032&format=pjpg&auto=webp&s=419f8af2fdc3d3b3a5f07676b6c59a859c325c70 https://preview.redd.it/c3p149sv9k0d1.jpg?width=4032&format=pjpg&auto=webp&s=2bc5ce0a578c290e920691a3ed295cfdde1adf93 https://preview.redd.it/h32vpasv9k0d1.jpg?width=4032&format=pjpg&auto=webp&s=a8d416ff54ffac18cbad750f69ec4dfb829ea05f https://preview.redd.it/2yxc97rv9k0d1.jpg?width=4032&format=pjpg&auto=webp&s=d56da5d621eeffc09a9610fcf9890bb32da8d81b https://preview.redd.it/1jj6b7rv9k0d1.jpg?width=3024&format=pjpg&auto=webp&s=1fd0204835142e61e1e5d6747f2e8bb60bd50917 https://preview.redd.it/brt9scrv9k0d1.jpg?width=3024&format=pjpg&auto=webp&s=2d801d521d40ae9b511b93c41ef752a1d57f95d9 |
2024.05.15 11:43 eLiteracylink IELTS Classes in New Zealand
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submitted by eLiteracylink to u/eLiteracylink [link] [comments]
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2024.05.15 10:50 Enough-Possibility-7 B and C are same?
 | I was studying for my driver license and came across this question. I’m not a native speaker, but aren’t answers B and C the same?” submitted by Enough-Possibility-7 to belgium [link] [comments] |
2024.05.15 10:24 obiviya52smith How much does an LLC Cost in New York: Comprehensive Details by TRUIC
 | submitted by obiviya52smith to u/obiviya52smith [link] [comments] How much does an LLC Cost in New York: Comprehensive Details by TRUIC Forming an LLC (Limited Liability Company) in New York comes with various costs and requirements. This comprehensive guide by TRUIC will break down the costs and steps involved in forming an LLC in New York, and offer insights into how you can start an LLC in NY for free. We will also cover the LLC application process in New York, filing online, publication requirements, and more. Additionally, we'll briefly touch on the costs and processes for forming an LLC in Pennsylvania and California for comparison. Understanding the Costs of Forming an LLC in New York
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2024.05.15 09:52 mynextexam12 B Tech colleges in North India : A Comprehensive Guide
In the realm of higher education, North India stands tall as a hub of excellence, especially in the field of Bachelor of Technology (B. Tech). With a plethora of colleges offering top-notch education, choosing the right institution can be a daunting task. This comprehensive guide aims to unravel the mysteries and provide insights into some of the B Tech colleges in North India.
The admission process for B. Tech programs in North India varies from college to college. However, most colleges admit students based on their performance in national-level entrance exams like JEE Main, JEE Advanced, and state-level entrance exams. Additionally, some colleges also conduct their entrance exams for admission.
Placements and Career Opportunities
B. Tech graduates from North India have excellent placement opportunities in both national and international companies. The region's proximity to the National Capital Region (NCR) and other industrial hubs ensures that students have access to a wide range of job opportunities. Additionally, the strong alumni network of B tech colleges in North India also helps students in securing lucrative job offers.
Conclusion
Choosing the right B. Tech college is crucial for a successful engineering career. With its rich educational heritage, vibrant academic environment, and excellent placement opportunities, North India emerges as a top destination for B. Tech aspirants. Whether it's the prestigious IITs or the renowned NITs, North India offers a plethora of options for students to pursue their engineering dreams.
vibrant academic environment, and excellent placement opportunities, North India emerges as a top destination for B. Tech aspirants. Whether it's the prestigious IITs or the renowned NITs, North India offers a plethora of options for students to pursue their engineering dreams.
To know more details about the courses related to commerce, science, and other streams, feel free to visit our website www.mynextexam.com. We are here to guide you and wish you all the best for your successful career. Our website also deals with the ongoing courses, their admission process, the process to apply for admission, and scholarship details related to courses.
You can Also Read: https://medium.com/@MBAadmissionfees/engineering-excellence-premier-private-btech-colleges-in-north-india-892fdeb9028b
submitted by mynextexam12 to u/mynextexam12 [link] [comments]
B Tech colleges in North India : Unlocking Excellence
When it comes to pursuing a Bachelor of Technology (B. Tech) degree, North India shines as a beacon of excellence. The region is home to some of the finest engineering colleges in the country, offering a wide range of specialized programs. From Computer Science to Mechanical Engineering, the B Tech colleges in North India. provide a vibrant academic environment coupled with excellent placement opportunities.Top B. Tech Colleges in North India
- Indian Institute of Technology (IIT), Delhi: IIT Delhi is a pioneer in engineering education and is known for its rigorous academic curriculum and world-class faculty. The institute offers a wide range of B. Tech programs with a focus on research and innovation.
- National Institute of Technology (NIT), Kurukshetra: NIT Kurukshetra is renowned for its excellent infrastructure and industry-oriented curriculum. The college offers B. Tech programs in various disciplines and has a high placement rate.
- Delhi Technological University (DTU): Formerly known as Delhi College of Engineering, DTU is one of the oldest engineering colleges in India. The college offers B. Tech programs in disciplines like Computer Science, Mechanical Engineering, and Electrical Engineering.
- Punjab Engineering College (PEC), Chandigarh: PEC Chandigarh is a premier engineering college known for its academic excellence and industry collaborations. The college offers B. Tech programs in various disciplines and has a strong alumni network.
- Thapar Institute of Engineering and Technology, Patiala: Thapar Institute is a renowned private engineering college known for its academic rigor and industry interface. The college offers B. Tech programs in disciplines like Civil Engineering, Electronics, and Communication Engineering, and more.
The admission process for B. Tech programs in North India varies from college to college. However, most colleges admit students based on their performance in national-level entrance exams like JEE Main, JEE Advanced, and state-level entrance exams. Additionally, some colleges also conduct their entrance exams for admission.
Placements and Career Opportunities
B. Tech graduates from North India have excellent placement opportunities in both national and international companies. The region's proximity to the National Capital Region (NCR) and other industrial hubs ensures that students have access to a wide range of job opportunities. Additionally, the strong alumni network of B tech colleges in North India also helps students in securing lucrative job offers.
Conclusion
Choosing the right B. Tech college is crucial for a successful engineering career. With its rich educational heritage, vibrant academic environment, and excellent placement opportunities, North India emerges as a top destination for B. Tech aspirants. Whether it's the prestigious IITs or the renowned NITs, North India offers a plethora of options for students to pursue their engineering dreams.
vibrant academic environment, and excellent placement opportunities, North India emerges as a top destination for B. Tech aspirants. Whether it's the prestigious IITs or the renowned NITs, North India offers a plethora of options for students to pursue their engineering dreams.
To know more details about the courses related to commerce, science, and other streams, feel free to visit our website www.mynextexam.com. We are here to guide you and wish you all the best for your successful career. Our website also deals with the ongoing courses, their admission process, the process to apply for admission, and scholarship details related to courses.
You can Also Read: https://medium.com/@MBAadmissionfees/engineering-excellence-premier-private-btech-colleges-in-north-india-892fdeb9028b
2024.05.15 09:46 sritulasiacademy Best IIT-JEE Training Center Hyderabad Sri Tulasi Academy
 | https://preview.redd.it/6t1fdfl0pj0d1.jpg?width=1200&format=pjpg&auto=webp&s=b5bc7721d510a5368d1c7ad7567a5c49ce770fa6 submitted by sritulasiacademy to u/sritulasiacademy [link] [comments] Hyderabad has emerged as a hub for competitive exam preparation, particularly for the prestigious IIT-JEE (Indian Institutes of Technology Joint Entrance Examination). Amidst the numerous coaching centers, one name stands out for its unparalleled commitment to student success: Sritulasi Academy. Here’s why Sritulasi Academy is the best choice for aspiring IITians in Hyderabad. Why Choose Sritulasi Academy? 1. Proven Track Record of Success Sritulasi Academy has a history of producing top rankers in the IIT-JEE. Our students consistently achieve high scores and secure seats in premier engineering institutes across India. This success is a testament to our rigorous training methods and dedicated faculty. 2. Experienced and Expert Faculty Our faculty comprises IIT alumni and seasoned educators who bring a wealth of knowledge and experience to the classroom. Their expertise in their respective subjects ensures that students receive the best guidance and mentorship, which is crucial for cracking the IIT-JEE. 3. Comprehensive Curriculum and Study Material At Sritulasi Academy, we offer a well-structured curriculum that covers every aspect of the IIT-JEE syllabus in detail. Our study material is meticulously designed to provide students with a thorough understanding of concepts, along with practice problems of varying difficulty levels. This holistic approach helps students build a strong foundation and develop problem-solving skills. 4. Personalized Attention and Doubt Clearing Sessions We believe in catering to the individual needs of our students. Our small batch sizes ensure that each student receives personalized attention. Additionally, we conduct regular doubt clearing sessions where students can interact with faculty to resolve their queries, ensuring no doubt remains unresolved. 5. Regular Assessments and Performance Analysis Regular assessments are an integral part of our training program. We conduct weekly tests, mock exams, and full-length practice tests that simulate the actual exam environment. This continuous evaluation helps students gauge their preparation level and identify areas needing improvement. Our detailed performance analysis provides insights into strengths and weaknesses, allowing for targeted study plans. 6. Motivational Sessions and Stress Management Preparing for IIT-JEE can be mentally taxing. At Sritulasi Academy, we understand the importance of mental well-being in the journey of competitive exam preparation. We organize motivational sessions and stress management workshops to keep our students inspired and focused. These sessions are aimed at boosting their confidence and helping them maintain a positive outlook. 7. State-of-the-Art Infrastructure Our academy is equipped with state-of-the-art facilities that create a conducive learning environment. From well-lit classrooms to a well-stocked library and digital resources, we provide everything a student needs to excel in their preparation. Choosing the right Best IIT-JEE Training Center Hyderabad is a crucial step in your IIT-JEE preparation journey. Sritulasi Academy, with its comprehensive training program, expert faculty, and student-centric approach, stands out as the best IIT-JEE training center in Hyderabad. Join us and embark on your path to success. Your dream of becoming an IITian is within reach with Sritulasi Academy. Enroll Now! Visit our website or contact us for more information on our programs and admission process. Let’s work together to turn your IIT-JEE dreams into reality. Contact Now: Call : +91 7207776486 Email: [sritulasiacademy@gmail.com](mailto:sritulasiacademy@gmail.com) www.sritulasiacademy.com Address: 4th floor, Sri Tulasi Academy, above SBI bank , K P H B phase 1 ,Road no 1, kukatpally, Hyderabad, Telangana 5000 |
2024.05.15 09:31 studypalacehub Top reasons to get admission in Orenburg State Medical University?
 | Consider Orenburg State Medical University (OSMU) for your MBBS Dream in 2024! Here's why it stands out:Source- Google
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2024.05.15 09:24 MikuTsdElevate Top CA Coaching Centers In Delhi
Decoding Your Path to Success: Best CA Foundation Coaching in Delhi
Cracking the CA Foundation exam is the first crucial step towards becoming a coveted Chartered Accountant. Delhi, a hub for education and opportunity, offers a plethora of coaching institutes vying for your attention. However, with so many choices, selecting the best CA Foundation coaching in Delhi can be overwhelming.
This article, brought to you by Tarun IAS, a leader in civil service exam preparation, aims to demystify your search. We'll equip you with the knowledge to make an informed decision and guide you toward the perfect coaching partner for your CA Foundation journey.
Partner with Tarun IAS for Success
While Tarun IAS isn't a specialized CA coaching institute, we understand the importance of a strong foundation in accounting principles. Our meticulously crafted commerce and accountancy programs can provide you with a solid grasp of core concepts that can serve as a valuable stepping stone for your CA Foundation preparation. We encourage you to explore our offerings alongside your chosen CA coaching institute for a well-rounded learning experience.
Remember, success in the CA Foundation is within your reach!
submitted by MikuTsdElevate to u/MikuTsdElevate [link] [comments]
Cracking the CA Foundation exam is the first crucial step towards becoming a coveted Chartered Accountant. Delhi, a hub for education and opportunity, offers a plethora of coaching institutes vying for your attention. However, with so many choices, selecting the best CA Foundation coaching in Delhi can be overwhelming.
This article, brought to you by Tarun IAS, a leader in civil service exam preparation, aims to demystify your search. We'll equip you with the knowledge to make an informed decision and guide you toward the perfect coaching partner for your CA Foundation journey.
Factors to Consider When Choosing the Best CA Foundation Coaching in Delhi
Faculty Expertise
Experienced and qualified faculty are the backbone of any good coaching institute. Look for institutes with faculty members who are Chartered Accountants themselves, possess in-depth subject knowledge, and have a proven track record of success.Course Structure and Methodology
- Content Coverage: A comprehensive course curriculum that covers the entire CA Foundation syllabus in detail is vital. Look for institutes that provide a well-structured program encompassing theory, practical problem-solving, and mock tests.
- Teaching Methodology: Effective teaching goes beyond rote learning. Opt for institutes that emphasize conceptual clarity, interactive learning through various methods like audio-visual aids and case studies, and regular doubt-clearing sessions.
Study Material and Resources:
- Quality of Study Material: High-quality study material that complements classroom learning is crucial. Look for institutes that offer well-researched notes, practice papers, and mock tests aligned with the latest ICAI syllabus and exam pattern.
- Online Resources: In today's digital age, access to online resources like video lectures, e-learning modules, and online doubt-clearing platforms can significantly enhance your learning experience.
Batch Size and Individual Attention
- Smaller Batch Sizes: Opt for institutes with smaller batch sizes to ensure personalized attention. This allows for more focused interaction with faculty, better doubt resolution, and personalized guidance.
- Individual Attention: Identify institutes that prioritize individual student progress through regular performance monitoring, feedback sessions, and mentoring programs.
Past Performance and Student Reviews
- Past Results: Research the institute's track record of success in terms of student pass rates in the CA Foundation exam. This can be a strong indicator of their teaching effectiveness.
- Student Reviews: Read student testimonials and reviews online or reach out to former students to get firsthand insights into the institute's learning environment, faculty quality, and overall effectiveness.
Location and Infrastructure:
- Accessibility: Choose an institute conveniently located with good public transport connectivity to minimize travel time and maximize study hours.
- Infrastructure: A well-equipped infrastructure with comfortable classrooms, a dedicated library, and proper ventilation is essential for a focused and productive learning environment.
Additional Considerations
- Fee Structure: Compare fees offered by different institutes while ensuring value for money. Consider what's included in the fee structure – study material, mock tests, online resources, etc.
- Free Demo Classes: Many institutes offer free demo classes. Attending these allows you to experience the teaching methodology, faculty interaction style, and overall learning environment firsthand.
Conclusion
Choosing the best CA Foundation coaching in Delhi is an investment in your future career. By considering the factors mentioned above and conducting your research, you can select an institute that aligns perfectly with your learning style and goals. Remember, the ideal coaching partner should not only equip you with the knowledge and skills to crack the CA Foundation exam but also lay a strong foundation for your journey towards becoming a successful Chartered Accountant.Partner with Tarun IAS for Success
While Tarun IAS isn't a specialized CA coaching institute, we understand the importance of a strong foundation in accounting principles. Our meticulously crafted commerce and accountancy programs can provide you with a solid grasp of core concepts that can serve as a valuable stepping stone for your CA Foundation preparation. We encourage you to explore our offerings alongside your chosen CA coaching institute for a well-rounded learning experience.
Remember, success in the CA Foundation is within your reach!