Napa auto parts commercials

frugalauto

2017.01.09 14:59 8bitaficionado frugalauto

A subreddit for coupons, discounts, sales, and all things frugal when it comes to cars, trucks, vans
[link]


2024.05.14 01:02 JonB505 What lines of Commercial claims is the best to get into? I hear property is good but what if you have no property experience.

I don’t have the experience needed to move into Professional Liability, Cyber, Construction Defect, Error and Omissions, New York Labor Law, Medical-Malpractice, Surety, E&S, Product Liability, Management Liability etc.
I just do Commercial Auto major injury claims in litigation and handle a very small amount of minor GL claims.
Which is the least stressful path where I don’t have to take any steps back. Ive been in this industry a very long time right out of college and if I were to explore options it has to be now. The claims load now is insane.
submitted by JonB505 to adjusters [link] [comments]


2024.05.14 01:01 Frosty-Ad-6817 kick magouille

🎰🎲✨ Obtenez 500 euros et 200 tours gratuits pour jouer à des jeux de casino en un seul clic ! ✨🎲🎰
kick magouille
Politique de kickback
Une politique de kickback est une pratique où une entreprise ou un individu offre des pots-de-vin, des rabais ou des avantages en échange de faveurs ou de services. Cette pratique est souvent considérée comme illégale et contraire à l'éthique, car elle peut fausser la concurrence et compromettre l'intégrité des transactions commerciales.
Les kickbacks peuvent prendre de nombreuses formes, allant du simple versement d'argent liquide à des cadeaux coûteux ou des voyages de luxe. Ces pratiques sont couramment utilisées dans certains secteurs, tels que la construction, les soins de santé et les industries extractives, où les contrats lucratifs sont souvent attribués par appels d'offres ou par des relations d'affaires.
Les entreprises qui se livrent à des kickbacks risquent de subir des conséquences légales et financières importantes. En effet, de nombreux pays ont des lois strictes interdisant les pots-de-vin et les pratiques de corruption, avec des sanctions allant de lourdes amendes à des peines de prison pour les responsables.
Pour lutter contre les kickbacks, il est essentiel que les entreprises établissent des politiques claires et des procédures de conformité rigoureuses. Cela implique de former le personnel sur les règles éthiques et légales en vigueur, ainsi que de mettre en place des mécanismes de signalement des abus et de contrôle des transactions.
En conclusion, la mise en place d'une politique de kickback stricte est essentielle pour garantir des pratiques commerciales éthiques et conformes à la loi. Les entreprises qui respectent ces principes renforcent leur réputation et contribuent à promouvoir un environnement commercial sain et équitable.
Pratiques de corruption
Les pratiques de corruption sont des actes qui portent atteinte à l'intégrité et à l'éthique d'une organisation ou d'une société. La corruption peut prendre de nombreuses formes, allant du pots-de-vin et des dessous-de-table aux favoritismes et aux conflits d'intérêts. Ces pratiques sont souvent motivées par des intérêts personnels ou financiers, au détriment de l'intérêt général et de la bonne gouvernance.
La corruption peut avoir des conséquences dévastatrices sur une économie, en décourageant les investissements étrangers, en faussant la concurrence et en sapant la confiance des citoyens dans les institutions publiques. Elle nuit également au développement durable en générant des inégalités et en favorisant l'enrichissement illicite de quelques-uns au détriment du bien-être de la majorité.
Pour lutter contre les pratiques de corruption, il est essentiel de promouvoir la transparence, l'obligation de rendre des comptes et l'application rigoureuse de la loi. Les entreprises et les gouvernements doivent adopter des politiques de prévention de la corruption et former leur personnel pour reconnaître et signaler les comportements frauduleux.
En fin de compte, la lutte contre la corruption est l'affaire de tous. En refusant de céder à la tentation de la corruption et en exigeant des normes éthiques élevées de la part de nos dirigeants et de nos institutions, nous pouvons contribuer à bâtir un monde plus juste et plus équitable pour tous.
Malversations financières
Les malversations financières sont des pratiques illégales qui visent à tromper et à exploiter des systèmes financiers à des fins personnelles ou criminelles. Ces actes de fraude et de corruption peuvent avoir de graves conséquences, non seulement pour les entreprises et les institutions financières impliquées, mais aussi pour l'économie dans son ensemble.
Les malversations financières peuvent prendre de nombreuses formes, telles que la falsification de documents, le détournement de fonds, la manipulation des marchés financiers, le blanchiment d'argent et la fraude fiscale. Ces pratiques entraînent des pertes financières importantes et sapent la confiance du public dans le système financier.
Il est essentiel de mettre en place des mesures de prévention et de détection pour lutter contre les malversations financières. Les entreprises doivent mettre en place des politiques et des procédures rigoureuses, former leur personnel à identifier les signes de fraude et mettre en place des systèmes de surveillance efficaces pour détecter les comportements suspects.
Les autorités réglementaires et les organismes de surveillance jouent également un rôle crucial dans la prévention et la répression des malversations financières. Ils doivent enquêter sur les cas de fraude présumée, poursuivre les auteurs de ces actes criminels et veiller à ce que justice soit rendue.
En fin de compte, la lutte contre les malversations financières nécessite une coordination efficace entre les entreprises, les autorités gouvernementales et les organismes de régulation pour protéger l'intégrité et la stabilité du système financier. Seule une vigilance constante et une action résolue peuvent contribuer à prévenir et à combattre ce fléau qui menace la confiance et la transparence indispensables au bon fonctionnement de l'économie.
Fraudes électorales
Les fraudes électorales sont un sujet grave et préoccupant qui nuit à l'intégrité des processus démocratiques. Ces actes frauduleux peuvent prendre différentes formes, allant de la manipulation des résultats des élections à l'achat de votes en passant par la falsification des documents électoraux.
Les fraudes électorales sapent la confiance des citoyens dans le système politique et remettent en question la légitimité des élections. Elles peuvent également avoir des répercussions importantes sur la stabilité politique et sociale d'un pays, en alimentant les tensions et les contestations.
Il est crucial pour les autorités compétentes de prendre des mesures efficaces pour prévenir et lutter contre les fraudes électorales. Cela passe notamment par la mise en place de mécanismes de contrôle et de surveillance renforcés, la sensibilisation des citoyens aux enjeux de l'intégrité électorale, ainsi que des sanctions sévères contre les fraudeurs.
En tant que citoyens, il est également de notre responsabilité de rester vigilants et de signaler tout comportement suspect ou toute tentative de fraude électorale. Nous devons défendre nos droits démocratiques et œuvrer ensemble pour des élections libres et équitables, garantissant la légitimité des représentants élus et le respect de la volonté du peuple.
Manigances politiques
Les manigances politiques, également connues sous le nom de manœuvres politiques, représentent un aspect sombre et sournois de la vie politique. Ces pratiques impliquent souvent des manipulations, des intrigues et des stratagèmes destinés à servir les intérêts personnels des acteurs impliqués, au détriment de l'intérêt public.
Les manigances politiques peuvent prendre différentes formes, allant du lobbying clandestin à la corruption en passant par la déstabilisation des adversaires politiques. Ces pratiques sont courantes dans de nombreux pays, où le pouvoir et l'influence politique sont fortement convoités.
Les conséquences des manigances politiques peuvent être dévastatrices pour la démocratie et la société dans son ensemble. En sapant la confiance du public dans les institutions politiques et en favorisant la corruption, ces pratiques minent les fondements mêmes de la gouvernance démocratique.
Il est essentiel de rester vigilant face aux manigances politiques et de promouvoir la transparence, l'intégrité et la responsabilité au sein de la sphère politique. Les citoyens doivent être informés et engagés afin de contrer et de dénoncer ces pratiques insidieuses qui menacent la démocratie et l'État de droit.
En fin de compte, lutter contre les manigances politiques nécessite une vigilance constante et un engagement ferme en faveur de l'éthique et de la justice dans toutes les sphères de la vie politique.
submitted by Frosty-Ad-6817 to u/Frosty-Ad-6817 [link] [comments]


2024.05.14 00:52 CachuHwch1 Excessive JEA advertising on Amazon Prime

We are watching a 5-season series on Amazon Prime. Without exaggeration, every other commercial break includes one of four new JEA commercials in rotation. Im thinking, JEA is not a private company trying to expand into new markets. Its customer based is pretty much fixed. It’s nice to know about JEA services (which we already knew about), but this advertising seems excessive and unnecessary.
Jacksonville for the most part loves our JEA. That’s why we fought so hard to keep it. We don’t need to be sold. Maybe use that money to lower rates. Thanks JEA, and keep up the good work.
submitted by CachuHwch1 to jacksonville [link] [comments]


2024.05.14 00:51 EchoJobs Hiring Commercial Project Manager - MPL (Material Part Localization) [Remote]

Hiring Commercial Project Manager - MPL (Material Part Localization) [Remote] submitted by EchoJobs to remoteworks [link] [comments]


2024.05.14 00:51 JohnSMosby Suspension package advice for NC2

Hi there
I'm a Volvo guy, hence my appearance here seeking advice. I searched - saw lots of old posts, and a few new ones, but didn't see anything specifically on point for NCs. My wife's Miata (2012, sub 50k miles, auto, power hardtop) has a blown rear shock (like DEAD) and the fronts are starting to go. So, she wants to make the car more fun since we have to R&R everything anyway.
No auto-x planned, just spirited driving. It's her daily driver and main car (besides her '89 240 ;)). A little lower is OK. We have speed bumps all over so too low is bad. A local shop I use is going to install it, so I can't get anything that is too involved - basically need bolt-on stuff.
Here's what we are considering:
https://www.good-win-racing.com/Mazda-Performance-Part/61-3318.html Koni/Progress Suspension Package for NC
https://www.meisterr.com/products/meisterr-sportive-coilovers-2006-2015-mazda-miata-mx-5-nc/ MeisterR Sportive Coilovers
https://mossmiata.com/910-763-mcc-cp-stage-1-suspension-package-by-flyin-miata Stage 1 Suspension Package by Flyin' Miata
I am also open to other suggestions. I appreciate any advice!
submitted by JohnSMosby to Miata [link] [comments]


2024.05.14 00:48 HogwashDrinker Kendrick Lamar vs Drake—The End of an Era?

Do you think we'll look back on the Kendrick Lamar vs Drake beef and see it as marking the end of an era?
Hip-hop/rap being on the decline has been a frequent topic of discussion for the past few years.
Could the defeat of commercial rap's figurehead finally signify an end to hip-hop's reign over the mainstream?
Will the triumph of the conscious-adjacent poet laureate artist signify a resurgence of more conscious underground hip-hop?
The death of XXXtentacion marked the end of the Soundcloud Rap era. Imo Drake's defeat feels like a continuation of that. Trending away from the shallow and blatant hedonism and violence that has dominated much of the mainstream—not for any puritanical reason, but simply due to over-saturation and fatigue.
If hip-hop as a genre begins to trend towards its more conscious and artistic roots, it will also naturally fall from the mainstream.
Of course, a part of me sees this as wholly unrealistic. On the other hand, artists like Earl Sweatshirt, MIKE, and Armand Hammer are making some great shit and picking up significant traction.
And I feel like there's only so many songs I can listen to about fucking your bitch in the throat, killing people, and buying expensive shit before getting bored and craving a little more substance. Also, it seems like people are becoming less misogynistic on the whole, and some of the things commonly said in rap just seem to come off grosser as time goes on. Maybe there's something in the air, people might be over that. Just something I'm picking up on
Don't get me wrong, I'm not trying to sound like an oldhead boomer complaining about mUsIc ThEsE dAyS; there will always be a space and demand for hedonistic bangers. But on the whole, I can't really imagine that these current trends stay exactly the same for another decade or two. At some point, what's popular is going to change. What marks that, and what will it shift to?
Surprisingly, there seems to be a major surge in the popularity of country music. In a way, this was prophesied by the popularity of Corridos Tumbados—artists like Peso Pluma somehow making acoustic music popular among the youth.
It makes sense—we're still in post-pandemic recovery mode in an increasingly isolated world. We yearn for a sense of togetherness and unity. We want tangible, real world connections, and country music's sing-along tracks with real physical instruments taps directly into that need. But ngl, I'm not really rocking w country music. So I hope hip-hop figures out its own answer to that.
Tracks like Kanye's Carnival, with its stadium-anthem chorus feeds into that need for togetherness (s/o Professor Skye for that). The same phenomenon can be observed in places like Japan, where Yuki Chiba's Team Tomodachi is going mega viral (the title means "team friends," it's a banger about hanging out w your buddies lol). Most recently, Kendrick Lamar's "Not Like Us" seems to unify not only the West Coast, but hip-hop fans in general.
All this is to say that there do seem to be certain emerging trends, in conjunction with certain needs people are yearning to fulfill. The latest rap beef between Kendrick and Drake certainly fed into this desire for togetherness, but it also feels like some kind of major shift.
Do you think it will mark the end of an era in hip-hop, do you think it will have little-to-no impact, or do you think it will lead to something else entirely?
submitted by HogwashDrinker to KendrickLamar [link] [comments]


2024.05.14 00:39 SolidusSnake57432 (FNV) TTW mod support-I may have went a bit crazy with mods and now need help to fix the mess ive made. Was working until i installed Dyanvision and a few other mods. Now CTDs upon loading into a worldspace. pls help(removed ENB for Reshade as i was told it helps with performance)

Load order

FalloutNV.esm
DeadMoney.esm
HonestHearts.esm
OldWorldBlues.esm
LonesomeRoad.esm
GunRunnersArsenal.esm
Fallout3.esm
Anchorage.esm
ThePitt.esm
BrokenSteel.esm
PointLookout.esm
Zeta.esm
CaravanPack.esm
ClassicPack.esm
MercenaryPack.esm
TribalPack.esm
NavmeshOverhaul.esm
TaleOfTwoWastelands.esm
YUPTTW.esm
Vanilla Enhancements.esm
Main And Pause Menus Overhaul.esm
Uncut Wasteland.esp
Rebuild the Capital.esm
Functional Post Game Ending.esm
TTW Reputations.esm
MoreMojave.esm
SSTIndustrializedSloan.esm
TLD_Travelers.esm
AWorldOfPainFO3.esm
Regulators.esm
SSTGroundedRangerStationCharlie.esm
A World of Pain Revised.esm
Sweet Pain NV.esm
A Trail of Crumbs.esm
TTW New Vegas Speech Checks.esm
Home and Safehouse Tweaks.esm
mil.esp
Functional Post Game Ending - TTW Patch.esm
TweaksTTW.esm
Tactapack.esp
mil_Add-On.esp
Bad Touch.esm
[RWM]-Complete.esm
RtC-Hotpatch.esm
DYNAVISION 3.esm
Home and Safehouse Tweaks - TTW Addon.esm
Impostors and LOD Flicker Fix.esp
TTW FaceGen Fix.esp
MigSpeedFix.esp
The Mod Configuration Menu.esp
Vanilla UI Plus.esp
FOVSlider.esp
Power Armor Holo Panel.esp
PipBoyUITweaks.esp
ItemCards.esp
3DGrenadeIndicator.esp
QuickSelect.esp
JustAssortedMods.esp
TTW Ultimate Invisible Wall Remover.esp
TTW Dialogue and Interactions Expansion Overhaul.esp
Root 'n Loot.esp
Casino Exchange All.esp
Rebuild the Capital - No Pony Express Boxes.esp
TTWZetaRewards.esp
JIP Companions Command & Control.esp
MigArmorDegen.esp
WeaponRequirementSystem.esp
ImmersiveRecoil.esp
DynamicWeaponSpread.esp
DWS_JAM_patch.esp
Reload Reloaded.esp
DynamicDetectionSystem.esp
Supplemental Ammo Crafting.esp
Enhanced Movement.esp
S6S Perks.esp
ATMOS Ambient Overhaul.esp
New Blood.esp
S6S Base Game Perks Redux.esp
S6S Base Game Perks Redux TTW Side.esp
Friends With Benefits Perk Pack.esp
SP TTW Patch.esp
MMAWOP Patch.esp
GRA Scavenger Hunt Balanced NVSE.esp
Titans of The New West.esp
Titans of The New West - Power Armor Sprint JAM.esp
S6S Ingestibles NO DLC.esp
SSTMojaveOutpostSecurityBooths.esp
AfterglowNeonIllumination.esp
Aid Addon.esp
AK112.esp
B42Dropmag.esp
B42Inspect.esp
B42Bash.esp
B42Descriptions.esp
Player Headtracking.esp
B42Inertia.esp
B42Retrievables.esp
B42 RWMS.esp
New Blood TTW Patch.esp
Natural Interior.esp
TestHK33.esp
NVRA - Uzi.esp
M1C.esp
LaserRifleReplacer.esp
127 SMG Rebirth.esp
JSRS.esp
CharacterKitRemake-Hair.esp
Interior Rain.esp
Interior Rain - TTW.esp
CharacterKitRemakeHHandsFix.esp
RtC-RootnLoot.esp
RtC-TrailofCrumbs.esp
NewVegasQuickStart.esp
JustHitMarker.esp
JustHitIndicator.esp
JustHoldBreath.esp
JustLootMenu.esp
JustBulletTime.esp
JustDynamicCrosshair.esp
Casino Bets - Jackpot Limit and Chips Exchange v1.2.esp
10YearPack.esp
T60Pistol.esp
GhoulPistol.esp
dD - R.B.E.T Main NV.esp
dD - Enhanced Blood Main NV.esp
MCPipBoy2000MK6_clock.esp
HeadShotSplatter.esp
Atmospheric Lighting Tweaks TTW.esp
ATMOS Ambient Overhaul Patch - Atmospheric Lighting Tweaks.esp
FNVLODGen.esp
DNWeathers.esp
RTC-DNWeathers.esp
NeutralWeathers_TTW.esp
Realism Redux.esp
Mod list
+DYNAVISION 3 - Total Visual Enhancement
-Dusty Distance Redone
+Desert Natural Realism - Redux
+Blood Trails - ESPLess
+FNVLODGen
+OneTweak for FNV
+The Mod Configuration Menu-Quickfix
+Neutral Weathers - DNW for NVR - NV - TTW
+New Vegas Quick Start
+Natural Interiors
+3D Rain
+Interior Rain
+Interior Rain-Main
+Longer Weather Transitions ESPless
+Simple Total Fog Remover - NVSE
+NillaPlus MIRROR MIRROR 4K 2K 1K
+Real Time Reflections - NVSE
+Atmospheric Lighting Tweaks (Interior Lighting for FNV and TTW)
+Flags HD
+Desert Natural Weathers - NV - TTW
+NillaPlus Crate Expectations 4K (large metal shipping containers)
+NillaPlus Howitz Started--Howitz Going 4K (Nellis artillery)
+NV Compatibility Skeleton
+Fabulous New Vegas-Smile
+Fabulous New Vegas
+10 Year Anniversary Celebration Pack
+Red Rock Canyon Sign HD retexture
+Feral Ghoul Retexture by Koldorn
+Super Mutants HD - 4k Retextures
+TTW Billboards Upscaled Pretty Good HD
+Billboards HD Remade
+NewVegasReloaded
+HQ Freeside Shop Signs
+Goodsprings Sign
+Cottonwood Cove Sign
+Medical Clinic sign
+Strip and Freeside Signs HD Overhaul
-Signs HD - Honest Hearts
+UTI (Upscaled Texture Improvement) - Old World Blues DLC
+UTI (Upscaled Texture Improvement) - Honest Hearts DLC
+UTI (Upscaled Texture Improvement) - Gun Runner's Arsenal DLC
+UTI (Upscaled Texture Improvement) - Lonesome Road DLC
+UTI (Upscaled Texture Improvement) - DLC Projectiles
+UTI (Upscaled Texture Improvement) - Projectiles
+Headshot Splatter
+Explosions Ignore Line of Sight - ESPless
+EXE - Effect teXtures Enhanced
+ETJ Realistic Enhanced Blood Textures
+Enhanced Blood Textures for NV v2_22c
+UTI (Upscaled Texture Improvement) - Decals and Impacts
+Rivet City Signs HD (TTW)
+Paradise Falls HD (TTW)
+Megaton Signs HD (TTW)
+Sunset Sarsaparilla HD
+Hoover Dam Signs HD
+HD Signs Overhaul - Part 3
+HD Signs Overhaul - Part 2
+Street Signs HD Overhaul
+HQ Upscaled posters - Part 2
+Posters HD Remade
+Various Signs HD
+Casino Posters and Signs HD
+Robots HD
+Creatures HD
+Blue metal door retexture
+NillaPlus Wood (Please be mature in the comme
+Honest Barks (new bark textures for maple cedar mesquite and burnt trees)
+Random Stuff HD
+Unique Journals
+Unique Books
+NillaPlus Rebar McEntire (4K 2K 1K)
+Afterglow -- Neon illumination
+TTW - Megaton Signs Redone
+FNV TTW AIO - Interface Upscaled
+White Horsenettle HD
+Clocks HD
+Food HD
+Broc Flower HD
+Xander Root HD
+Vanilla Graffiti Redone
+Great Khans Graffiti Redone
+FNV-TTW Graffiti Redone
+NillaPlus Vault Doors 4K (FNV - TTW)
-Legacy Reborn - Quality Edition
+Contrasted LOD Noise Texture
+Impostors and LOD Flicker Fix
+Simply Upscaled Grass
+Mobile Pip-Boy Light - NVSE
+Pip-Boy 2000
-Visuals_separator
-ExRB - Extended Roombounds
+Collision Meshes
+TTW Ultimate Invisible Wall Remover
+JSRS Sound Mod 2.0
+ATMOS Ambience Overhaul - Atmospheric Lighting Tweaks Patch
+ATMOS Ambience Overhaul-main
+ATMOS Ambience Overhaul
+Sound Extender
-Optimizations_separator
+Aid Addon - Medkits - Blood Draw - Bandages - Afterburner Gum - More
+New Blood
+Sweet Consumables
-Hardcore_separator
+HQ Ranger Hat
+Titans of The New West
+Lily Outfit HD
+Clothes HD - Kids
+Clothes HD - Unique
+Clothes HD - Brotherhood
+Clothes HD - Powder Gangers
+Clothes HD - Doctors
+Clothes HD - Gamblers
+Courier Duster HQ 4K
+Clothes HD - Prewar
+Clothes HD - Kings
+Clothes HD - Workers
+Clothes HD - Wasteland
+Physically Based Rangers
+Glowing Ranger Visors
-Armor_separator
+New Vegas Animation Overhaul Guns
+M1 Carbine (KNVSE)
+FNV Clean Animations - Auto-Axe
+FNV Clean Animation Sets - Laser Rifle
+FNV Clean Animation Sets - Grenade Rifle-Main
+FNV Clean Animations - Explosive Mines Pack
+FNV Clean Animations - Grenades Pack
+Assume the Position - An Unarmed Animation Overhaul - Part 1
+FNV Clean Animations - Minigun
+FNV Clean Animation Sets - Grenade Rifle
+FNV Clean Animations - Throwing Weapons Pack
+FNV Clean Animations - Ripper
+FNV Clean Animations - Fat Man
+FNV Clean Animations - Grenade Rifle Redux
+FNV Clean Animations - Alien Disintegrator
+FNV Clean Animations - Grenade APW
+FNV Clean Animations - Incinerator
+FNV Clean Animations - Rock-It Launcher
+FNV Clean Animations - Missile Launcher
+Butcher Pete Complete - A Melee Animation Overhaul
+Wasteland Warrior - A Melee Animation Overhaul
+Laser Pistol 3rd Person Latch animation fix
+Grenade Launcher - 3rd person bug fix
+No Reload Cancelling
+Hit - Anti-Materiel Rifle Anim Set
+Hit - B42 Interact Skinning-Human
+Hit - B42 Interact Skinning
+B42 Weapon Inertia
+Retrievable Throwables Reforged
+MadAce's Ragdoll compatibility patch
+Player Headtracking
+B42 Melee Bash
+B42 Inspect - aka Animated Ammo and Weapon Condition Checking
+B42 Dropmag and One in the chamber
+B42 Inject - Animated Item Use - ESPless
+B42 Optics - ESPless
+WAP B42 Optics Patch
+B42 Loot - Animated Physical Item Pickup - ESPless
+B42 FireMode - Selective Fire and First Shot Precision - ESPless
+B42 Interact - Animated Items and Interactions Framework - ESPless
+Hit - Lewis Gun Anims
+SYNC - Remade kNVSE Animation Set - Classic AK-112 - The Adytum Rifle-
-Animations_separator
+Gauntlets Debulked
+NVRA - Uzi-4k
+NVRA - Uzi
+NVRA - HK33-4k
+NVRA - HK33
+Physically Based Plasma Rifles
+Fallout TV - The Ghoul's Handcannon
+WAP Year One and Bonus
+Laser Rifle Rebirth
+WAP 12.7 SMG Rebirth-4k
+WAP 12.7 SMG Rebirth-Reticle Fix
+WAP 12.7 SMG Rebirth
+WAP Lever Action Shotgun-4k
+WAP Lever Action Shotgun
+WAP F4NV Recharger Weaponry-4k
+WAP F4NV Recharger Weaponry
+WAP Single Shotgun-4k
+WAP Single Shotgun
+WAP 12.7MM Pistol-4k
+WAP 12.7MM Pistol
+WAP Grenade Launchers
+WAP F4NV Laser Pistol and Pew-Pew-4k
+WAP F4NV Laser Pistol and Pew-Pew
+WAP Laser RCW-4k
+WAP Laser RCW
+DKS and Friends
+WAP - F4NV .44 Magnum Weaponsmith
+WAP - F4NV .44 Magnum-4k
+WAP - F4NV .44 Magnum
+WAP Bozar and LMG
+WAP Year One and Bonus-4k
+Tactapack
+Another Millenia
+Another Millenia Gun Add-on
+T60P - Power Armor Sidearm-NVAO patch
+T60P - Power Armor Sidearm
+Classic AK-112 - The Adytum Rifle-SYNC animation patch
+Classic AK-112 - The Adytum Rifle
+NVRA - M1 Carbine-4k
+NVRA - M1 Carbine
-Weapons_separator
+B42 Descriptions aka Pip-Info
+Character Kit Remake - Teeth
+Improved Vanilla Male Body
+Character Kit Remake - Hands
+Improved Vanilla Male Body - Seamless - 4k-f3
+Character Kit Remake - Hands-IVMB
+Character Kit Remake - Hair
-Character Kit Remake
-Character Kit Remake TTW Facegen
-Character Kit Remake - Uncompressed Faces
-Character Kit Remake-IVMB
-Character Kit Remake Facegen Patches For Many Mods-The Living Desert
-Character Kit Remake Facegen Patches For Many Mods-Uncut NV
-Character Kit Remake Facegen Patches For Many Mods-Sweetpain
-Character Kit Remake Facegen Patches For Many Mods-MoreMojave
-TTW Character Kit Remake Facegen Patches For Many Mods-Rebuild The Capital
-Character Kit Remake Facegen Patches For Many Mods-FPGE
-Character Kit Remake Facegen Patches For Many Mods-EVE
-Character Kit Remake Facegen Patches For Many Mods-AWOLP
-TTW Character Kit Remake Facegen Patches For Many Mods-The Regulators
-TTW Character Kit Remake Facegen Patches For Many Mods-A Trail of Crumbs
+IHWT - Improved Heavy Weapons Textures
+HIPControl - Weapon Idle Position Adjuster - ESPless
+TTW (D.I.E.O.) Dialogue and Interactions Expansion Overhaul
+GRA Unique Weapons Relocated
+TTW The Regulators
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submitted by SolidusSnake57432 to FalloutMods [link] [comments]


2024.05.14 00:38 craftytoonlover I may be a petty jersey, but at least I got away from a "toxic" friend.

Edited: The title was supposed to say that: I may be a Petty jerk, but at least I got away from a toxic "friend. Auto correct changed it to Jersey, and I couldn't edit the actual title.
Fair Warning, this is going to be a LONG post, but I will try to dilute it as much as possible.
About 12 years ago I left the world of retail (of which I have MANY stories) to begin a career in childcare. Some people prefer different titles, Nanny, Babysitter, Parents' Helper, Childcare Provider, etc. To be honest each of those titles are suitable in different situations.
The first family that I Nannied for went on for about 4 years, and then on again off again for another year. Through this family, I met "Wendy" and her family. Wendy went out of her way to be friendly with me, and would often ask me to babysit her kids (B5 and G1).
At one point, I had moved on to working with another family for a few months. Sadly, that ended due to the parents getting a divorce, and they moved further away.
Wendy found out that I was unemployed and asked that I Nanny for her kids. She was also pregnant with her 3rd at the time. I agreed at a slightly discounted rate because we were "friends". I realized too late that that was a HUGE mistake on my part.
Wendy's live in boyfriend "Cole" also had 3 kids from a previous relationship. B15, G8, and G6 lived with their mother. Yes, am aware of the closeness in age of Wendy and Cole' B5 and his G6. I chose to keep my mouth shut.
Now prepare yourselves for the Rollercoaster of emotions I dealt with with this family.
Initially, both Wendy and Cole were employed. I would come over 5 days a week for 8 to 10 hour days, depending upon whether Wendy got home on time. Here is where my discounted rate bit me in the butt.... $300 a week was still complained about. Wendy asked that I not leave Cole alone with their kids because he basically ignored them and refused to change diapers. I felt pretty icky about that, but agreed. Now I lived 45 minutes away without traffic. I would often leave my house early in anticipation of possible traffic. If I arrived early, I wasn't allowed in until she our alloted time of 7am. I didn't have a key, and would often be left waiting on the porch an extra 15 minutes past our time. If I knew I was too early, I parked around the corner and ate breakfast. Wendy and Cole both got very irritated if I wasn't their door precisely at 7 am. It was a headache that I chose to avoid.
Over the first month, I realized that G2 was emotionally abused by Wendy. She constantly said to or in front of the child how much she hated dealing with the wild child. How she wished G2 was more well behaved like B5. She even wrote unkind things on Facebook, asking someone to take her on the weekend while I was off.
This took a toll on poor G2, obviously. She would get violent with me first thing in the mornings : Hitting, kicking, biting, pulling my hair, throwing things at me, or what ever popped into her mind. Eventually, once Wendy left for work G2 would calm down and become an absolute delight.
When B5 started school, Wendy took a new job that allowed her to work from home at times. Those were not fun days! I asked if I could bring G2 to my house where I have an outdoor play area, a playroom, plenty of kid movies, crafts, books, music, and local playgrounds. At first the car rides were torture with G2 screaming bloody murder for at least half of the 45 minute drive. When she got used to the new routine, those drives became pleasant. Her violent tendencies disappeared when we were spending the days at my home. The drawback was that I also had to drive her home in time to get B5 off the bus.
During school breaks, I also had B5, and if they were visiting G8 and G6. B15 stayed at Wendy's house and just did his own thing. If you thought G2 was torture in toddler form, these two girls would have made Nanny McPhee grow a few more moles, a hunch back, and closed feet.
B5 would get a little bored, being that he was the only boy that was understandable. I purchased an array of boy friendlier toys to entertain him. I already had a lot of girl friendly toys either purchased or gifted from the first family that I had worked with. Of course I had plenty of gender neutral items too.
Wendy and Cole didn't give 2 sh*ts and a shave if the kids watched TV all day, went out to a playground or museum, or were driven 2 hours away, as long as I got them home on time. I easily spent an entire paycheck on activities, gas, food (which they didn't pack), and toys over 2 weeks watching all 4 kids. By the by, when asked for additional money when I did have all 4, Wendy not so politely informed me that the kids are entertain each other, so my job should be easier with all 4.
My husband and I discussed a few times whether I should look for something else. Inevitably the people pleaser in me actually felt guilty even considering it. Yup, I was apparently a glutton for punishment. Gratefully, my income was just extra, for an nice meal out occasionally, gifts for birthdays and holiday, extra hobbies, and basic groceries.
Just before Wendy gave birth to their new baby, she became unemployed. Logically, one would think this was my easy out. NOPE!! I became more of a Mother's Helper / Nanny. At this point Wendy and Cole were beginning to look for a larger house to rent. I did more walk through than I can count. She even asked me to tour a couple without her, and to bring G2 and B5 so she could get her nails done and take a nap. (Seriously, I toured houses on her list without her!)
As we spent more and more time together, I began to learn FAR FAR more about her bedroom life than I could ever desire. G2 and I spent much less time in the peace of my home, and way too much in Wendy's company. G2's behavior began to deteriorate slowly, causing Wendy to lose her temper with her far too easily. This completely broke my heart. I TRIED to redirect them both, and expressed my concern to Wendy. Of course, she then turned her anger towards me.
Wendy would openly discuss her theories about Cole in front of her kids. She claimed that he was cheating on her with his ex because he would shower immediately after seeing her to pick up or drop off the kids. He often made those drives directly after work though. Maybe he was cheating, maybe not. I honestly don't know.
Wendy also enjoyed gossiping about absolutely anybody. The parents of the first family that worked with were having marital issues. This was a favorite topic of hers. Wendy told me about every unkind word her mother uttered in her direction. The apple obviously didn't fall far from the tree here. I was told lots of personal information about people I didn't know. The gossip made me very uncomfortable. I told her that I would prefer we not discuss the lives of people who weren't around to speak on their own behalf. This fell on deaf ears.
I became quite used to her disapproval of my loose fitting jeans and T-shirts. Working with kids, I found my favorite cartoon prints were just as possible with my tiny charges. I NEVER wear makeup or heels because I simply don't want to. My dresses always have leggings under them because it make me feel less vulnerable. I never wear shorts or above the knee skirts/dresses. That's a ME thing, not religious or cultural. I find my "uniform" of choice is ideal for working with kids. Wendy informed me more than once that it embarrassed her to be seen in public with me. She often insisted that I wear something of hers if we had to go anywhere.
My husband enjoys photography, particularly long exposure which is done at night. He has a lot of photography friends of both genders, but his best friend is a female. He also enjoys concerts and kayaking, often with an ex from high school. (He graduated in 1997). I trust my husband and have no problem with him spending time with his friends. Enter Wendy's whispers of accusations. She often "jokingly" accused him of cheating on me with these female friends. I don't enjoy concerts, crowds, or being out late; so I support his doing with people who do. At least I know he with someone if something happens. I have bad knees, which make getting in and out of a kayak difficult. Why should that stop him? Again, I told her that I trust him and that I don't appreciate her accusations joke or not. This annoyed her because she doesn't trust Cole.
I know these are major red flag issues. I know how toxic being subjected to these comments is. I also know how difficult it would be on their kids if I left too soon. I knew they needed someone who wasn't emotionally cruel. I stayed for them.
My husband and I spent 2 of our weekends helping them pack and move to house that ended up 15 minutes from us. We were thanked by words, but that was the extent of the gratitude. Wendy's mother looked after the kids while we helped them move. This was complained about because I was already paid to watch the kids during the week. Insert eye roll here!! Her mom felt my husband should be willing to help them move while I watched the kids on the weekend for no extra pay. Either way, we were doing them a HUGE favor to begin with.
A family that I had briefly Nannied for prior to working for Wendy asked if I could help out every other Saturday. The dad (Nice Guy) traveled a lot for work leaving the Mom (Angelface) home alone with the kids. She just needed a day to run errands, work out, and just have time to herself. Angelface is one of the kindest women on this planet. When I did Nanny for them (2 days a week), she was in tears when she had to let me go. They couldn't justify the outgoing money at the time. She referred me to several friends. I am legitimately friend with this family, and still babysit sporadically.
Through a random discussion, I told Wendy about working with Angelface on every other Saturday. She began to tell me what to charge, how many hours to work, and what days to leave open for her just in case. Insert headache inducing eyerolls!
One Friday, Wendy's cousin arrived for a weekend visit with her baby. Wendy told me that because it was a holiday weekend I would not be needed until Tuesday. I double checked via text, and she confirmed that she and Cole were taking the kids to the beach with her cousin. Monday morning I got a call from a passed off Wendy asking where I am. I reminded her that she had told me that they would not need me. I even took a screen shot of our text. She said that Cole had decided to work Monday anyway so she was alone with HER kids. This pissed me off, so I lied. I told her that I was out of town with my mom and wouldn't be home until 5 or 6 pm. She went on about how much of an inconvenience it was to her, and I should have checked before going out of town. For the second time, I sent her a screenshot of my text verifying that I wasn't needed Monday. She abruptly ended the call saying to just be sure to be on time Tuesday. I had NEVER been late, but opted to mention that as we hung up.
Over time we worked out a new arrangement where I brought now G3 to my house 2 days a week, and we stayed there 3 days a week. I helped with cleaning, errands, helped with the new baby (NB), etc. Mostly, I was Wendy's sounding board. She continued to accuse Cole of cheating, wasting money, and even beating her.
My husband and I offered to let her and the kids stay with us, but she declined. Wendy even told me that since she was so sure Cole was cheating, she was going to find herself a side boyfriend to cheat with. I tried to talk her out of it, to no avail. Sadly, she spoke openly about her new boyfriend in fron of G3. During one of her rants I learned that my pay came from him selling drugs. GULP!!
While cleaning out the couch one day, I came across a loaded gun kept in the couch console thing, along with baggies of pills, "dried plants", and white powder. This completely freaked me out. 2 small children and a soon to be crawling baby sat and played on and around that couch. I STRONGLY considered calling Child Pretective Services and the police. I quickly realized that if I did, they would know it was me. I regret it, but I feared their possible retaliation towards us.
Shortly after finding these thing Cole quit his job. For several months while I worked for them, they were both unemployed. Again, I thought it was an easy out. NOPE AGAIN! For another 3 months, they insisted that they couldn't take care of the house and kids without my help. Very often, I arrived to find now B6 fending for himself for breakfast and getting ready for school. He was told to wake up and unlock the door for me, but they went back to sleep. I was expected to keep the baby from crying, and to keep G3 quiet and entertained until they came downstairs. I often chose to simply take both to my house so we could play naturally. We had a crib, so this wasn't a problem for NB. G3 would just nap on the couch or my bed. When out of school B6 preferred this too. This really should have told Wendy and Cole something about their kids, but of course not.
FINALLY, I was informed after about a year of working for them, they could no longer justify paying me. At this point, I had often considered quitting anyway. I mainly stayed because my heart broke for the kids. However, based on her gossipy and judgmental nature ... not to mention my little 3 day weekend fail; I was concerned about what kind of reference Wendy would provide if I chose to quit.
So in 2019, I found myself happily unemployed. The timing here worked out beautifully because Angelface knew neighbors due to have their first baby in 2020. I ended up working for this lovely family until August of 2023. The mom (Joy) and the Dad (Mr. Cool) were such a relief to my entire mental and physical health. We became friends as well, and over time I told them about Wendy. Between Joy, Angelface, Mr. Cool, Nice Guy, my husband, and family I began to realize just hoe toxic Wendy really was to my mental health. My husband never liked her but understood my feelings towards the kids.
For almost a year Wendy would randomly call or FaceTime me .... more often than not while drunk. She would rave about how much she and the kids missed me. We would get together for a meal, and she had me over for a couple birthday parties for the kids. I found myself almost always being the only sober adult watching the kids as the adults partied. Wendy often went back to her gossiping, trash talking, and "jokes" about my husband spending time with women. She would offer underhanded compliments. "It's so nice to see you wearing a dress instead of those tacky T-shirts." You get the drift. She even INFORMED me that since her neighbor was pregnant I could quit my job with Joy and Mr. Cool. She had told her neighbor that I would work for her now, and since they were next door, I would watch her own kids too. I shut that down saying that I was quite happy working with Joy and Mr. Cool. I even lied about what they paid thinking it would detur her further. NOPE yet again. She said that I should quit anyway so her life would be easier with me around. Once more, I told her that wasn't going to happen.
AT LONG LAST, I am coming to the end of my tortuous endurment with Wendy.
A week later, she called and asked if I had quit yet. I said that I had no intention of leaving an "$800" a week job. (Not even close to that with my 3 day a week job, but she didn't need to know the truth.) She told me to let her know when I quit, then changed the subject towards gossiping about that first family and their problems. I told her that I don't feel comfortable gossiping about people who can't speak for themselves. That pissed her off, so she turned it on me again. She said of course I don't want to talk about them since my husband was cheating on me with 2 different women. I angrily corrected her. She has no reason to think my husband is cheating, and I trust him and our friends. Just because she thinks her boyfriend cheats, and she cheats, that doesn't mean everybody does. She then said we could talk when I calmed down and after I quit my job.
After hanging up, I proceeded to block Wendy on everything! Facebook, phone calls, texting, face timing, Instagram, and even Snapchat (which I hadn't used in over a year). I also blocked her mom, and any body that had been friendly simply because Wendy knew them and wanted me to have their information too. I gave her no warning at all. I was beyond passed off, and refused to be talked out of my very gratifying decision.
I told my husband, family, and friends that was now free of Wendy. Not a single person tried to tell me to make ammends. The only guilt that I feel is towards those poor kids. For once though, I put myself first. Joy and Angelface were both extremely supportive when I told them that I had Ghosted Wendy. Both even mentioned how proud they were of me for FINALLY truly stand-up for myself. They were NOT fans of Wendy!!!
I never ended up quitting my job with Joy and Mr. Cool inorder to babysit Wendy's neighbor. I also continued to babysit for Angelface and Nice Guy.
About 7 or 8 months ago, I ran into Wendy at a playground between our two homes. She was with now G5 and B2. I had Joy and Mr. Cool's daughter with me. I was polite, almost obscenely so. I was friendly towards the kids, who were stand off-ish. I offered to let Little Miss play with them, but they weren't interested. Little Miss wanted to do her own thing, so off we went to play. We left after only 15 minutes because Little Miss said "that lady" is scaring her.
That night, my husband got a Facebook message from Wendy. She described my cruelty towards her kids by ignoring them. She said that it was so hateful that I blocked her on everything after all she had done for us. This message went on and on. My husband left it unread for months before my morbid curiosity caused me to open the silly thing. We never responded, but instead he finally bl9cked her too.
Ok, if you read that bloody novel of a post, you are a ROCK STAR!! I don't have any regrets towards my eventual choice, except towards the kids. It breaks my heart knowing what kind of parents they are enduring. I often regret not calling CPS, but there isn't a shadow of doubt that would have retaliated .... most likely violently.
I did eventually get back in contact with that very first Nanny family. They had indeed broken up, but both are happier and healthier now. I warned them that Wendy enjoyed gossiping and spreading rumors about them. Neither were surprised, and both had broken contact with Wendy long ago. They supported my choice to break ties with her as well. Shocking, right!?!
I no longer work full time for Joy and Mr. Cool, as they wanted Little Miss to get used to being around more kids before starting school. I do still sporadically babysit for them and Angelface and Nice Guy though. The two couples have referred me to several other families in the neighborhood, so I stay pretty busy with much more sane individuals.
Maybe I was a jerk, and petty. I'm cool with being thought of that way towards Wendy. At least now, I have much kinder people in my life.
submitted by craftytoonlover to AmITheJerk [link] [comments]


2024.05.14 00:29 HogwashDrinker [DISCUSSION] Kendrick Lamar vs Drake—The End of an Era?

Do you think we'll look back on the Kendrick Lamar vs Drake beef and see it as marking the end of an era?
Hip-hop/rap being on the decline has been a frequent topic of discussion for the past few years.
Could the defeat of commercial rap's figurehead finally signify an end to hip-hop's reign over the mainstream?
Will the triumph of the conscious-adjacent poet laureate artist signify a resurgence of more conscious underground hip-hop?
The death of XXXtentacion marked the end of the Soundcloud Rap era. Imo Drake's defeat feels like a continuation of that. Trending away from the shallow and blatant hedonism and violence that has dominated much of the mainstream—not for any puritanical reason, but simply due to over-saturation and fatigue.
If hip-hop as a genre begins to trend towards its more conscious and artistic roots, it will also naturally fall from the mainstream.
Of course, a part of me sees this as wholly unrealistic. On the other hand, artists like Earl Sweatshirt, MIKE, and Armand Hammer are making some great shit and picking up significant traction.
And I feel like there's only so many songs I can listen to about fucking your bitch in the throat, killing people, and buying expensive shit before getting bored and craving a little more substance. Also, it seems like people are becoming less misogynistic on the whole, and some of the things commonly said in rap just seem to come off grosser as time goes on. Maybe there's something in the air, people might be over that. Just something I'm picking up on
Don't get me wrong, I'm not trying to sound like an oldhead boomer complaining about mUsIc ThEsE dAyS; there will always be a space and demand for hedonistic bangers. But on the whole, I can't really imagine that these current trends stay exactly the same for another decade or two. At some point, what's popular is going to change. What marks that, and what will it shift to?
Surprisingly, there seems to be a major surge in the popularity of country music. In a way, this was prophesied by the popularity of Corridos Tumbados—artists like Peso Pluma somehow making acoustic music popular among the youth.
It makes sense—we're still in post-pandemic recovery mode in an increasingly isolated world. We yearn for a sense of togetherness and unity. We want tangible, real world connections, and country music's sing-along tracks with real physical instruments taps directly into that need. But ngl, I'm not really rocking w country music. So I hope hip-hop figures out its own answer to that.
Tracks like Kanye's Carnival, with its stadium-anthem chorus feeds into that need for togetherness (s/o Professor Skye for that). The same phenomenon can be observed in places like Japan, where Yuki Chiba's Team Tomodachi is going mega viral (the title means "team friends," it's a banger about hanging out w your buddies lol). Most recently, Kendrick Lamar's "Not Like Us" seems to unify not only the West Coast, but hip-hop fans in general.
All this is to say that there do seem to be certain emerging trends, in conjunction with certain needs people are yearning to fulfill. The latest rap beef between Kendrick and Drake certainly fed into this desire for togetherness, but it also feels like some kind of major shift.
Do you think it will mark the end of an era in hip-hop, do you think it will have little-to-no impact, or do you think it will lead to something else entirely?
submitted by HogwashDrinker to hiphopheads [link] [comments]


2024.05.14 00:26 Koala1a Traded in for a 2021 E350 4Matic

Traded in for a 2021 E350 4Matic
TLDR: Traded in my 2014 E350 at 96k+ miles and paid $38k+ cash (including tax, tags and fees) for a CPO 2021 E350 4Matic at 19k miles which would be at least $45k including tax, tags and fees. What do you all think about this deal? (We are in Sunshine State 🌴🏝️☀️FL…)
⬇️ Long version: I bought my 2014 E350 base Luxury back in early 2019 for $16k and put about 40k+ miles on it since then. Last year, Mercedes dealership quoted me $9k+ to repair AC issues and replaced some parts when I took it in for a maintenance service. I paid $1.8k for the service but took it to a reputable auto shop that specializes in European cars to get it done for $3800+ instead.
Last week, I had to take my 2014 E350 in for another maintenance service and the Mercedes dealership quoted me $7k to fix and replace some stuff AGAIN!! I basically just left the car there and went home and called another reputable foreign car shop for a second quote. I showed them everything Mercedes showed me, photos included and they estimated $2k or less to get it done.
At this point, my husband and I thought maybe it’s time to look at a newer CPO instead of pouring more money into an older car. CarGuru and KBB estimated $9k for my 2014 E350 at excellent condition. But we all know my 2014 E350 is not at excellent condition. While we looked at CPO on CarGuru, there was actually an E350 that checks off lots of boxes for us at our local Mercedes dealership.
So we went in this past weekend and tried to make a deal with the MB dealership.
This CPO 2021 E350 4Matic at 19k+ miles was $41.8k+ before tax and fees; after taxes and fees it would be at least $44.8k. The CPO has only one previous owner and no accident or anything.
We ended up negotiating and being at the dealership for like 3 hours…
💵 The ultimate deal we came down to is: The dealership would accept our car’s current condition as is trade-in at $6k AND wouldn’t need us to pay for the $1.3k maintenance service. And we drove off this CPO 2021 E350 4Matic with $38k cash 💰 after the trade in and including all the taxes and fees!
🤔 I’m not sure if this is a good or bad deal. But so far I absolutely LOVE my new CPO. This is my 4th Mercedes and the best car I’ve ever had. 😍 I love the large screen and touch screen panel; HD aerial and backup cameras; the handling and performance; the matte interior wood trim (because I hate how blinding it is when the sun reflects on the glossy trim in my 2014 E350); the list goes on!!!! Definitely would love to hear everyone’s thoughts or experiences with dealerships and what not😊
submitted by Koala1a to mercedes_benz [link] [comments]


2024.05.14 00:22 xcskigirl13 Understanding lease language for term rollover and base rent reset

“the base year for determining RET/CAM escalations shall be reset to be the calendar year in which the applicable renewal term commences” I had a good broker negotiate the lease pre-pandemic in 5 year renewal terms- overall looks like a great lease. It has this clause above. I pay RET/CAM which is notable, when we renegotiated, it was set to zero and obviously climbed each year. Does the clause above mean that when my 5 yr term renews (upcoming) that the Ret/CAM will go back to zero? And I will start with the base year rent first the new term?? I am meeting with the landlord next week and there is plenty of time and I can rehire the broker if need be (13 months) but if I can knock out an auto- renewal (the terms are actually pretty good and I have been there 14 years) I think it’s in my best interest to keep the lease. If it doesn’t reset to zero, there is room to negotiate and a broker makes more sense.
I find this part of commercial leasing way outside my “pay grade”, these add ons, and I just want a heads up.
Any explanations appreciated. I just don’t know the language/terms…
submitted by xcskigirl13 to CommercialRealEstate [link] [comments]


2024.05.14 00:15 car_nubster12 2012 Civic DX (9th Gen) rear brake callipers + pads RockAuto

2012 Civic DX (9th Gen) rear brake callipers + pads RockAuto
Hey fellow redditors,
I am looking to buy rear brake pads + callipers on RockAuto for my 2012 Civic DX. When I specify my model, I notice that there are quite a few parts specific to EX, EX-L model, and some that have no trim model information at all. Of all the provided options for both callipers + pads, I don't see DX at all.
Is it safe to go with any listed here, or is it just the case that RockAuto doesn't carry these parts for the DX trim?
Thanks in advance
callipers
pads
submitted by car_nubster12 to civic [link] [comments]


2024.05.14 00:05 A_Nap Signal Booster submitted by SHENZHEN HUAPTEC CO., LTD

FCC ID: OWWF115705SR

### Application Information Submitted on: May 12, 2024
Equipment Description: Signal Booster
TCB Grant Type: B1: Commercial mobile radio services equipment in the following 47 CFR Parts 20, 22 (cellular), 24,25 (below 3 GHz) & 27
Manufacturer: SHENZHEN HUAPTEC CO., LTD ### Further Details See more data about Signal Booster (FCC ID OWWF115705SR)
Find more SHENZHEN HUAPTEC CO., LTD devices
submitted by A_Nap to fccinsights [link] [comments]


2024.05.13 23:44 littlemunchkin52 Sellers can now message Mercari & get their payment released within 24 hours of buyer receiving the item?

I’m SO confused.. I thought that buyers had 3 days to rate the transaction & then the buyer gets paid. A seller I purchased a 300 dollar item from messaged me asking if I could accept the item & rate them because they need money for their credit card payment. I told them as soon as I was home from errands i’d open it up (its a large package with 20+ parts needed for assembly) & check it all out & rate them. They didn’t like that answer & instead messaged support. Next thing I know 20 minutes later I get a message from support telling me looks like i’m busy so they went ahead & auto rated the seller so the seller can be paid.. (i received the package 1 day ago)
I get home, open the package & one of the very important pieces needed is snapped in half… also theres 2 pieces missing.
So the seller received their money & I have a broken item.. is this normal? I never knew a seller could get Mercari to release their funds like that. I understand they have bills but this seems odd.
submitted by littlemunchkin52 to Mercari [link] [comments]


2024.05.13 23:41 NinjaFartin 30 million dollars

"Friday the 13th: The Game" has been quite successful in terms of revenue and sales. As of the last available data, the game has generated approximately $30.3 million in gross revenue ' It has sold over 1.8 million units. Please note that these figures might have changed as they are based on the last available data. The game was first released on May 25, 2017 1. Despite some technical issues and mixed critical reception, the game has managed to achieve significant commercial success. The game's success can be attributed in part to its popularity amona content creators and streamers.
submitted by NinjaFartin to FridayThe13thGame [link] [comments]


2024.05.13 23:40 BaseballBot Game Thread 5/13 ⚾ Marlins (11-31) @ Tigers (20-20) 6:40 PM ET

Join us on Discord!

Marlins (11-31) @ Tigers (20-20)

First Pitch: 6:40 PM at Comerica Park
Team Starter TV Radio
Marlins Sixto Sánchez (0-1, 7.50 ERA) BSFL FOX940AM, WAQI (ES)
Tigers Matt Manning (0-1, 4.24 ERA) BSDET 97.1
MLB Fangraphs Reddit Stream IRC Chat
Gameday Game Graph Live Comments Libera: ##baseball

Line Score - First and second, 2 Outs, Bottom of the 2nd

1 2 3 4 5 6 7 8 9 R H E LOB
MIA 0 0 0 2 1 2
DET 0 3 3 3 0 0

Box Score

DET AB R H RBI BB SO BA
LF Greene, R 2 0 1 1 0 0 .252
DH Canha 1 0 0 0 0 0 .234
CF Pérez, W 1 0 0 0 0 1 .278
RF Carpenter, K 1 1 1 0 0 0 .281
2B Keith, C 1 1 0 0 0 0 .175
1B Torkelson 1 0 0 0 0 0 .223
3B McKinstry 0 0 0 0 1 0 .220
SS Báez, J 1 1 0 1 0 0 .171
C Kelly, C 1 0 1 1 0 0 .183
DET IP H R ER BB SO P-S ERA
Manning 2.0 2 0 0 0 2 25-18 3.79
MIA AB R H RBI BB SO BA
CF Chisholm Jr. 1 0 0 0 0 0 .250
DH De La Cruz, B 1 0 0 0 0 1 .262
1B Bell 1 0 1 0 0 0 .208
RF Sánchez, J 1 0 0 0 0 0 .234
3B Burger 1 0 0 0 0 0 .181
LF Gordon 1 0 1 0 0 0 .222
2B Lopez, O 1 0 0 0 0 0 .310
SS Bruján 1 0 0 0 0 1 .253
C Bethancourt 0 0 0 0 0 0 .137
MIA IP H R ER BB SO P-S ERA
Sánchez, S 1.2 3 3 0 1 1 32-22 6.86

Scoring Plays

Inning Event Score
B2 Javier Báez grounds into a force out, second baseman Otto Lopez to shortstop Vidal Bruján. Kerry Carpenter scores. Colt Keith to 3rd. Zach McKinstry out at 2nd. Javier Báez to 1st. 1-0
B2 Carson Kelly singles on a ground ball to right fielder Jesús Sánchez. Colt Keith scores. Javier Báez to 3rd. 2-0
B2 Riley Greene singles on a line drive to right fielder Jesús Sánchez. Javier Báez scores. Carson Kelly to 2nd. 3-0

Highlights

Description Length
Bullpen availability for Detroit, May 13 vs Marlins 0:07
Bench availability for Miami, May 13 vs Tigers 0:07
Fielding alignment for Miami, May 13 vs Tigers 0:11
Bench availability for Detroit, May 13 vs Marlins 0:07
Fielding alignment for Detroit, May 13 vs Marlins 0:11
Starting lineups for Marlins at Tigers - May 13, 2024 0:09
Matt Manning strikes out Bryan De La Cruz 0:07
Sixto Sánchez strikes out Wenceel Pérez 0:07
Sixto Sánchez In play, run(s) to Javier Báez 0:21
Attendance Weather Wind
80°F, Partly Cloudy 16 mph, Out To CF
HP 1B 2B 3B
Dan Iassogna Ben May CB Bucknor Adam Beck
Updated at 7:08 PM.
Remember to sort by new to keep up!
submitted by BaseballBot to baseball [link] [comments]


2024.05.13 23:35 BaseballBot Game Thread 5/13 ⚾ Blue Jays (18-22) @ Orioles (26-13) 6:35 PM ET

Join us on Discord!

Blue Jays (18-22) @ Orioles (26-13)

First Pitch: 6:35 PM at Oriole Park at Camden Yards
Team Starter TV Radio
Blue Jays José Berríos (4-3, 2.85 ERA) SN1 SN590
Orioles Corbin Burnes (3-2, 2.83 ERA) MASN 98 Rock
MLB Fangraphs Reddit Stream IRC Chat
Gameday Game Graph Live Comments Libera: ##baseball

Line Score - Middle of the 3rd

1 2 3 4 5 6 7 8 9 R H E LOB
TOR 0 0 0 0 1 0 1
BAL 0 0 0 1 0 1

Box Score

BAL AB R H RBI BB SO BA
SS Henderson 1 0 0 0 0 0 .269
C Rutschman 1 0 0 0 0 0 .302
DH O'Hearn 1 0 1 0 0 0 .300
1B Mountcastle 1 0 0 0 0 0 .278
RF Santander 1 0 0 0 0 0 .217
LF Cowser 1 0 0 0 0 0 .255
3B Westburg 1 0 0 0 0 0 .302
CF Mullins 0 0 0 0 0 0 .192
2B Mateo 0 0 0 0 0 0 .250
BAL IP H R ER BB SO P-S ERA
Burnes 3.0 1 0 0 1 1 37-26 2.66
TOR AB R H RBI BB SO BA
LF Schneider 2 0 0 0 0 1 .272
CF Varsho 1 0 0 0 0 0 .213
1B Guerrero Jr. 1 0 0 0 0 0 .271
SS Bichette 1 0 1 0 0 0 .208
DH Vogelbach 0 0 0 0 1 0 .097
C Kirk 1 0 0 0 0 0 .195
2B Kiner-Falefa 1 0 0 0 0 0 .274
RF Biggio 1 0 0 0 0 0 .202
3B Clement 1 0 0 0 0 0 .254
TOR IP H R ER BB SO P-S ERA
Berríos 2.0 1 0 0 0 0 22-14 2.74

Highlights

Description Length
José Berríos against the Orioles 0:09
Bullpen availability for Baltimore, May 13 vs Blue Jays 0:07
Bullpen availability for Toronto, May 13 vs Orioles 0:07
Bench availability for Baltimore, May 13 vs Blue Jays 0:07
Fielding alignment for Baltimore, May 13 vs Blue Jays 0:11
Attendance Weather Wind
75°F, Partly Cloudy 9 mph, Out To LF
HP 1B 2B 3B
Chris Conroy Chad Fairchild Brennan Miller Brian O'Nora
Updated at 7:08 PM.
Remember to sort by new to keep up!
submitted by BaseballBot to baseball [link] [comments]


2024.05.13 23:29 Then_Marionberry_259 MAY 13, 2024 AOT.TO ASCOT REPORTS FIRST QUARTER 2024 RESULTS

MAY 13, 2024 AOT.TO ASCOT REPORTS FIRST QUARTER 2024 RESULTS
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VANCOUVER, British Columbia, May 13, 2024 (GLOBE NEWSWIRE) -- Ascot Resources Ltd. ( TSX: AOT; OTCQX: AOTVF ) (“ Ascot ” or the “ Company ”) is pleased to announce the Company’s unaudited financial results for the three months ended March 31, 2024 (“ Q1 2024 ”), and also to provide a construction update on the Company’s Premier Gold Project (“ PGP ” or the “ project ”), located on Nis
g
a’a Nation Treaty Lands in the prolific Golden Triangle of northwestern British Columbia. For details of the unaudited condensed interim consolidated financial statements and Management's Discussion and Analysis for the three months ended March 31, 2024, please see the Company’s filings on SEDAR+ (www.sedarplus.ca).
All amounts herein are reported in $000s of Canadian dollars (“ C$ ”) unless otherwise specified.
Q1 2024 AND RECENT HIGHLIGHTS
  • On May 7, 2024, the Company announced a $5,000 non-brokered flow through private placement (the “Offering”), the proceeds of which will be used to fund the 2024 exploration program at the PGP. The Offering will consist of 6,024,096 common shares of the Company, which qualify as "flow-through shares" within the meaning of the Income Tax Act (Canada) (the “FT Shares”), at a price of $0.83 per FT Share. The closing of the Offering is expected to occur in one or more tranches in or around late-May to mid-June 2024, and is subject to certain conditions including, but not limited to, the receipt of all necessary regulatory approvals, including the acceptance of the Toronto Stock Exchange.
  • Rock was introduced into the grinding circuit of the mill on March 31, 2024, and first gold-bearing ore was introduced to the mills on April 5, 2024. On April 20, 2024, first gold was poured as a part of the commissioning process. Commissioning of the processing plant at PGP is ongoing, with commercial production anticipated in Q3 2024. Two gold pours have been completed using gold recovered from the gravity circuit. Another pour from gold recovered from the carbon-in-leach (“CIL”) circuit is anticipated imminently.
  • On February 20, 2024, the Company closed its previously announced financing package for a total of US$50 million from Sprott Resource Streaming and Royalty Corp. and its affiliates (“SRSR”) and Nebari Credit Fund II, LP (“Nebari Credit Fund II”), as described in the Company’s news release dated January 22, 2024. $13,700 of the above proceeds were used to buy back two existing 5% NSR royalties on various PGP property claims on March 15, 2024.
  • On February 20, 2024, concurrently with the above-noted financing package, the Company closed its previously announced bought deal private placement financing, under which the Company issued a total of 65,343,000 common shares of the Company (the “Common Shares”) at a price of $0.44 per Common Share, for gross proceeds of $28,751.
  • At the end of Q1 2024, overall construction excluding mine development was 98% complete compared with 86% complete at the end of 2023. A few remaining commissioning activities in the mill are underway. The tailing storage facility was completed and signed off by the engineer of record at the end of March 2024.
  • The new water treatment plant began operations in February 2024. The high-density sludge plant has been successfully commissioned and water is being treated and discharged into the environment. The moving bed bio-reactor (“MBBR”) is complete and media have been loaded into the tanks.
  • As of April 30, 2024, underground development totaled approximately 2,710 metres at Big Missouri and 150 metres at Premier.
DEVELOPMENT OF THE PROJECT
Project financing
On February 20, 2024, the Company closed a bought deal private placement for gross proceeds of $28,751 and a financing package of US$50 million for the completion and ramp-up of PGP. The financing package consisted of a royalty restructuring and a cost overrun facility.
Construction progress key performance indicators
At the end of Q1 2024, overall construction was 98% complete, compared with 86% complete at the end of Q4 2023. With first gold having been poured on April 20, 2024 via gold recovered through the gravity circuit, the project construction is 100% complete on schedule and on the most recently provided budget of approximately C$339 million. Commissioning and ramp-up activities in the processing plant and in the mine continue towards achieving commercial production in Q3 of 2024.
Safety
The Project had no lost time injuries in Q1 2024. There was an increase in recordable injuries at the end of the quarter which in part, can be attributable to seasonal changes and the transition from construction to operations. As the Project continues its transition from construction into operations, focus has been placed on the ongoing development of standard operating procedures, in field job hazard analysis and worker training. There was a small increase in property damage reported in the quarter due in part to weather conditions and the onboarding of a significant number of new workers to the site. The re-enforcement of reporting to the operating team remains a key focus to ensure that all learnings are identified and applied to prevent re-occurrence and reflect in the future training plans. In Q2 2024, significant work will be placed to support the operational teams to begin to operate the newly constructed plant through the final stages of C4 and C5 commissioning.
Processing plant and site infrastructure
Mechanical and electrical work in the mill was substantially completed in Q1 2024 with minor associated systems and punch list items to complete. Focus has shifted to commissioning the process plant and ramp up as well as completing minor deficiencies.
Stage one of the tailings storage facility (“TSF”) raise was completed and accepted by the Engineer of Record for use. Earthworks activities in 2024 will focus on raising the spillway dam by three metres, producing material for the 2025 raise and advanced work on the Cascade Creek Diversion in preparation for the 2025 works and final completion of the diversion.
The new water treatment plant was substantially mechanically and electrically completed in Q4 2023 with some minor areas remaining. The high-density sludge circuit was commissioned in Q1 2024 and is advancing towards full ramp up. The MBBR circuit was substantially complete in Q1 2024 and will begin full commissioning as the process plant continues to deposit tailings into the TSF and feed nitrogen species into the MBBR circuit.
The site power reticulation was completed in Q1 2024. Sustaining capital works in 2024 will focus on reticulation to the Premier portal as well as the Big Missouri portal.
Mine development
Procon Mining & Tunnelling (“Procon”) a mine contractor with extensive experience in BC and the Golden Triangle continued to advance mine development at two portal areas: S1 about 9 kilometres north of the mill which accesses the Big Missouri and Silver Coin deposits, and the mill adjacent Premier Northern Light (“PNL”) portal which accesses the Premier and Northern Light orebodies. As of the end of Q1 2024, Procon had about 57 people on site, 40 of whom were miners and 10 were maintenance personnel.
At Big Missouri, Procon advanced development into several ore headings in the A zone, as well as reactivating the S1 ramp heading that goes to Silver Coin deposit. In Q1 Procon developed 936 metres at Big Missouri (258 metres in ore and 678 metres in waste, and by April 29, 2024, development advanced to 905 metres in waste and 507 metres in ore total in 2024. Including the development completed in late 2022 and late 2023, the total development to date is approximately 2,710 metres in both ore and waste. Productivities at Big Missouri have continued to improve, with availability of key equipment such as Maclean bolters being made a priority.
During Q1 2024, the geological team continued to encounter high grade material occurrences in both face sampling and probe hole drilling in multiple areas of the A zone. As previously reported, these occurrences are in or very near existing wireframes or logical extensions of wireframes. At the end of March 31, 2024, a total of approximately 30,000 tonnes of ore was mined from Big Missouri and stockpiled at Diego pit.
At PNL, Procon dealt with issues related to near surface structure and weak ground. These issues seem to have abated at the end of April, and Procon has started to make better progress as they move into the better ground conditions expected at Premier given what was seen historically. In Q1 2024 approximately 85 metres were advanced at PNL, and at the end of April this increased to approximately 150 metres as ground conditions improved.
Mining development is being advanced down into the Premier deposit for initial mining in the Prew Zone, with ore development now anticipated to begin in early Q3 2024, and initial longhole stope production following later in Q3 2024. The ramp has been strategically laid out to allow for underground drilling on the Sebakwe Zone in 2024 and will eventually connect a footwall ramp over to the 602 area at the southern end of the Premier deposit. Although progress has been slow, the quality of the resultant work with ground control and shotcrete arches has been excellent, allowing for a secure and stable ramp for the life-of-mine production to come from this area approximately 350 metres from the Premier Mill.
Recruitment
At the end of Q1 2024, total site recruitment has reached approximately 90% of the planned operational team. A key achievement was the successful recruitment for some challenging roles pertaining particularly to some of the maintenance roles, health and safety (specifically, mine rescue), and technical roles for the mine and processing area. Policies and procedures development have been ongoing throughout Q1 2024 and key documents will be rolled out in Q2 2024.
Permitting and Environmental Compliance
A Joint Permit Amendment Application (“JPAA”) was required to be re-aligned with the project completion dates and was submitted in October 2023. The JPAA underwent first round comments through February 2024 and second round comments were received in late April 2024, with our responses anticipated to be submitted in May 2024.
The air permit was received on March 25, 2024. The updated environmental permit PE-8044, including the sewage treatment facility discharge permit is anticipated to be received in late May 2024.
2024 EXPLORATION PROGRAM
Planning for the 2024 exploration program is in full swing with an anticipated start date in late June. There are several areas on the properties that will be targeted by new drilling. Near the Premier mill, several drill holes have been planned around the Prew and Sebakwe zones of the Premier deposit. The new holes will complement the existing drill pattern at Prew and test induced polarization geophysical anomalies from last year’s survey.
Additional drill holes have been planned for the Big Missouri deposit where underground development is rapidly providing access to different parts of the deposit. The new holes will be designed for resource conversion and mine plan addition at this deposit. Specific new drill targets have been identified at the Day Zone on the western edge of the deposit, where geophysical anomalies seem to outline previously untested mineralization along strike of known ore zones.
Additional exploration drill holes are targeting a large geophysical anomaly to the west of the Dilworth deposit that extends surface showings to the north onto Ascot’s PGP property. This target has a large strike extent and may require drilling over more than one exploration season.
The Company anticipates a drill program of between 15,000 and 20,000 metres distributed over the areas described above. The program will require utilization of two drill rigs into late September or early October 2024.
FINANCIAL RESULTS FOR THE THREE MONTHS ENDED MARCH 31, 2024
The Company reported a net loss of $6,208 for Q1 2024 compared to $7,589 for Q1 2023. The lower net loss for the current period is primarily attributable to a $2,170 decrease in the loss on extinguishment of debt and a $1,196 decrease in financing costs, partially offset by increases in other expense categories.
LIQUIDITY AND CAPITAL RESOURCES
As at March 31, 2024, the Company had cash & cash equivalents of $47,028 and working capital deficiency of $33,030. The working capital deficiency is caused by an estimated $23,024 as the current portion of the deferred revenue only to be settled with future production from the Project and the $25,180 value of the Convertible facility, which is classified as current due to the lender’s right to exercise the conversion option at any time at a variable exercise price. Excluding these non-cash current liabilities, working capital was $15,174. In Q1 2024, the Company issued 67,807,135 common shares, 10,164,528 warrants, and granted 110,000 stock options and 28,667 Deferred Share Units. Also, 100,766 stock options expired or were forfeited, 24,427 Restricted Share Units were forfeited, and 99,039 stock options, 137,533 Deferred Share Units and 158,726 Restricted Share Units were exercised in Q1 2024.
MANAGEMENT’S OUTLOOK FOR 2024
In 2024, the Company will transition from the construction of the mine and related infrastructure to the operation of the entire site and becoming a gold producer. Despite the challenges associated with this transition, there are many opportunities for the Company to grow and create value.
The key activities and priorities for 2024 include:
  • Making health and safety a priority in the commencement of operations
  • Completing the commissioning of the process plant
  • Completing the access ramp and starting the mine production at the Premier deposit
  • Continuing to expand the mine production and development at the Big Missouri deposit
  • Shipping and selling of gold doré
  • Advancing the exploration and infill drilling program on the numerous opportunities to increase resources
  • Compliance with the environmental requirements of the site and making sure water treatment and the tailings management facility operate as designed
  • Successfully transition from a mine developer to a mine operator
Qualified Person
John Kiernan, P.Eng., Chief Operating Officer of the Company is the Company’s Qualified Person (QP) as defined by National Instrument 43-101 and has reviewed and approved the technical contents of this news release.
On behalf of the Board of Directors of Ascot Resources Ltd.
“Derek C. White”
President & CEO, and Director
For further information contact:
David Stewart, P.Eng.
VP, Corporate Development & Shareholder Communications
dstewart@ascotgold.com
778-725-1060 ext. 1024
About Ascot Resources Ltd.
Ascot is a Canadian mining company focused on commissioning its 100%-owned Premier Gold Mine, which poured first gold in April 2024 and is located on Nis
g
a’a Nation Treaty Lands, in the prolific Golden Triangle of northwestern British Columbia. Concurrent with commissioning Premier towards commercial production anticipated in Q3 of 2024, the Company continues to explore its properties for additional high-grade gold mineralization. Ascot’s corporate office is in Vancouver, and its shares trade on the TSX under the ticker AOT and on the OTCQX under the ticker AOTVF. Ascot is committed to the safe and responsible operation of the Premier Gold Mine in collaboration with Nisga’a Nation and the local communities of Stewart, BC and Hyder, Alaska.
For more information about the Company, please refer to the Company’s profile on SEDAR+ at www.sedarplus.ca or visit the Company’s web site at www.ascotgold.com.
The TSX has not reviewed and does not accept responsibility for the adequacy or accuracy of this release.
Cautionary Statement Regarding Forward-Looking Information
All statements and other information contained in this press release about anticipated future events may constitute forward-looking information under Canadian securities laws (" forward-looking statements "). Forward-looking statements are often, but not always, identified by the use of words such as "seek", "anticipate", "believe", "plan", "estimate", "expect", "targeted", "outlook", "on track" and "intend" and statements that an event or result "may", "will", "should", "could", “would” or "might" occur or be achieved and other similar expressions. All statements, other than statements of historical fact, included herein are forward-looking statements, including statements in respect of the terms of the Offering, the closing of the Offering, the advancement and development of the PGP and the timing related thereto, the completion of the PGP mine, the production of gold and management’s outlook for the remainder of 2024 and beyond. These statements involve known and unknown risks, uncertainties and other factors that may cause actual results or events to differ materially from those anticipated in such forward-looking statements, including risks associated with entering into definitive agreements for the transactions described herein; fulfilling the conditions to closing of the transactions described herein, including the receipt of TSX approvals; the business of Ascot; risks related to exploration and potential development of Ascot's projects; business and economic conditions in the mining industry generally; fluctuations in commodity prices and currency exchange rates; uncertainties relating to interpretation of drill results and the geology, continuity and grade of mineral deposits; the need for cooperation of government agencies and indigenous groups in the exploration and development of Ascot’s properties and the issuance of required permits; the need to obtain additional financing to develop properties and uncertainty as to the availability and terms of future financing; the possibility of delay in exploration or development programs and uncertainty of meeting anticipated program milestones; uncertainty as to timely availability of permits and other governmental approvals; and other risk factors as detailed from time to time in Ascot's filings with Canadian securities regulators, available on Ascot's profile on SEDAR+ at www.sedarplus.ca including the Annual Information Form of the Company dated March 25, 2024 in the section entitled "Risk Factors". Forward-looking statements are based on assumptions made with regard to: the estimated costs associated with construction of the Project; the timing of the anticipated start of production at the Project; the ability to maintain throughput and production levels at the PGP mill; the tax rate applicable to the Company; future commodity prices; the grade of mineral resources and mineral reserves; the ability of the Company to convert inferred mineral resources to other categories; the ability of the Company to reduce mining dilution; the ability to reduce capital costs; and exploration plans. Forward-looking statements are based on estimates and opinions of management at the date the statements are made. Although Ascot believes that the expectations reflected in such forward-looking statements and/or information are reasonable, undue reliance should not be placed on forward-looking statements since Ascot can give no assurance that such expectations will prove to be correct. Ascot does not undertake any obligation to update forward-looking statements, other than as required by applicable laws. The forward-looking information contained in this news release is expressly qualified by this cautionary statement.

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Universal Site Links
ASCOT RESOURCES LTD
STOCK METAL DATABASE
ADD TICKER TO THE DATABASE
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2024.05.13 23:28 AlfrescoDog The Great Wall and Wall Street: Become a Better Trader by Understanding the Perils of 🇨🇳 Chinese Companies on 🇺🇸 U.S. Exchanges

The Great Wall and Wall Street: Become a Better Trader by Understanding the Perils of 🇨🇳 Chinese Companies on 🇺🇸 U.S. Exchanges
⚠️ Attention all traders and holders of Chinese stocks: You should read this if you don’t know what a VIE is. Sure, most of you will be repelled by the great wall of text here (so many words!), but you might want to keep this post nearby.
Hello. You are aware that Wall Street’s bustling bazaar hosts a veritable Forbidden City of Chinese companies draped in ticker tape rather than silk. Today, I will provide background and data on all allowed Chinese companies listed on three of the largest U.S. stock exchanges: New York Stock Exchange (NYSE), Nasdaq, and NYSE American.
I should note that a bustling troupe of 26 national securities exchanges are registered with the SEC in the United States. Most are owned by the Nasdaq, NYSE, or the Chicago Board Options Exchange (CBOE).
Nonetheless, based on data from the World Federation of Exchanges as of August 2023, the NYSE and Nasdaq were the top two exchanges behemoths of the global financial stage, accounting for 42.4% of the total $110.2 trillion in valuation traded across 80 major global exchanges.
🖼️ I had a photo of Wall Street to add here, but I'm only allowed to include one attachment.
2022 vs. 2023
According to the U.S.-China Economic and Security Review Commission, as of January 8, 2024, there were 265 Chinese companies listed on the three U.S. exchanges, with a total market capitalization of $848 billion. That valuation is down from a year prior—January 9, 2023—when a slightly lower 252 Chinese companies were tracked, but they represented a total market capitalization of $1.03 trillion.
Since January 2023, 24 Chinese companies have entered the spotlight of the three U.S. exchanges, raising $656 million in combined initial public offerings (IPOs). On the other hand, eleven Chinese companies have folded their tents and delisted.
China Securities Regulatory Commission
The American stock exchanges witnessed a springtime bloom of Chinese IPOs in the first quarter of 2023. However, this listing activity came to an abrupt halt as the clock struck March 31, 2023.
Why? The China Securities Regulatory Commission (CSRC) implemented a revised approval process for companies going public overseas.
I won’t get into the details, but China has rules to cap foreign investment and ownership in sectors deemed strategic, such as technology. In the past, those regulations have driven several Chinese firms to the legal gymnastics of a Variable Interest Entity (VIE) structure—a clever contrivance that allowed them to leapfrog domestic constraints.
However, under the revised review mechanism, every company, regardless of its corporate ownership structure, must now bow before the China Securities Regulatory Commission (CSRC) to register its intent to list overseas.
🖼️ I had a photo of the CSRC building to add here, but I'm only allowed to include one attachment.
The gatekeeper
Therefore, although the CSRC touted this regulation as a necessary measure for enforcing regulatory compliance and preventing fraud (which is true), it also helps regulators act as gatekeepers poised to block any proposed listing they deem poses a risk to their national security or jeopardizes China's national interests.
This process is wide-ranging. For instance, it includes an evaluation of the company’s safeguards against disclosing what the Chinese Communist Party considers potential state secrets. But we’re not talking about top-secret black-ops projects meant to be hidden from international oversight committees. No… any company that collects personal information on more than one million users requires stern data security review mechanisms for its cross-border data flows.
For perspective, TikTok has over 150 million users in the U.S. alone and is not subject to the same scrutiny from the Western nations.
Currently, the CSRC approval process is reportedly taking upward of six months.
Audit inspections and investigations in China
You’re probably unaware of the HFCAA, so let’s start there.
The Holding Foreign Companies Accountable Act of 2020 (HFCAA) is a law that requires companies publicly listed on stock exchanges in the U.S. to disclose to the United States Securities and Exchange Commission (SEC) information on foreign jurisdictions that prevent the Public Company Accounting Oversight Board (PCAOB) from conducting inspections.
That law laid down a stern ultimatum: If Chinese authorities kept obstructing the Public Company Accounting Oversight Board (PCAOB) from inspecting audit firms in China or Hong Kong for three consecutive years, the companies audited by these entities would face a ban from the bustling arenas of the U.S. exchanges.
Basically, either China allowed the PCAOB to inspect the audit firms, or the companies had to change to another auditing firm within three years.
Then, as 2022 waned to its final days (literally, on December 29), President Joe Biden signed a Consolidated Appropriations Act, which contained a provision that will tighten the noose, shortening future timelines from three consecutive years to only two.
Once they looked under the rock
Finally allowed to conduct full investigations of audit firms in mainland China and Hong Kong after over a decade of obstruction, the PCAOB announced the findings of its first round of inspections in May 2023, identifying deficiencies in seven of eight audits conducted by the auditing firms KPMG Huazhen and PricewaterhouseCoopers (PwC) Hong Kong. Audits of Chinese Companies Are Highly Deficient, U.S. Regulator Says
On November 30, 2023, the PCAOB announced fines against three audit firms in China, totaling $7.9 million for misconduct. For perspective, that number included the second and third-largest fines ever doled out by the PCAOB.
Why were the fines so bad?
Those sneaky Chinese accountants
Imagine a gaggle of accountants in the far reaches of PwC China and Hong Kong applying for a U.S. auditing curriculum. But alas, these foreign accountants find the U.S. auditing training tests a trifle tedious, so someone came up with the answers and decided to pass them around like a secret note in a schoolroom.
From 2018 to 2020, over 1,000 of these busy bees completed their U.S. auditing online exams by copying the answers from two unauthorized apps with a fervor that would make a gossip columnist blush.
When confronted with the evidence, PwC China and PwC Hong Kong response: 🤷‍♂️
And let me remind you, this happened late last year. Both firms are expected to provide reasonable assurance that their personnel will act with integrity in connection with internal training and to report their compliance to the PCAOB within 150 days—April 2024.
🖼️ I was planning on using an AI-generated image of Chinese accountants cheating, but I'm only allowed to include one attachment.
State-owned enterprises
According to the U.S.-China Economic and Security Review Commission, this graph represents the total market capitalization of Chinese companies listed in the three U.S. exchanges.
Market Capitalization of Listed Chinese Companies
The number of listed companies has stayed at around 260. However, all Chinese state-owned enterprises (SOEs) have delisted themselves from U.S. exchanges, most of them soon after the PCAOB announced it had secured complete access to Chinese auditors’ records.
Variable Interest Entities (VIEs)
Most traders—and that means you—are unaware that 166 Chinese companies currently listed on the three major U.S. exchanges use a VIE structure.
As of January 8, 2024, these companies have a market capitalization of $772 billion. For perspective, that represents 91% of the total market capitalization of all the Chinese firms listed on the three major U.S. exchanges.
What the hell is a VIE?
It is a complex corporate structure that grants shareholders contractual claims to control via an offshore shell company without transferring actual ownership in the company.
A Variable Interest Entity (VIE) is a bit like a riverboat casino’s cleverest trick, allowing a company to sell its chips on a foreign table without ever letting the players hold the cards directly.
A VIE is a structure used primarily by companies that wish to partake in the financial streams of another country (the U.S. exchanges) without breaking local laws (Chinese laws) that prevent full ownership.
Remember, Chinese companies structured themselves as VIEs to circumvent China’s restrictions—not U.S. restrictions—on foreign ownership in industries the CCP deems sensitive.
Therefore, when you hold stock in one of these Chinese companies, you’re not officially holding any actual ownership in the company. Because if you did, then that company could be breaking Chinese restrictive caps on foreign investment and ownership.
That’s why they set up a façade, or a legal entity, that controls the business on paper, but the true power and profits are funneled back to the company pulling the strings.
Granted, it’s not as shaky as asking a random stranger to hold your shares, but it is crafty, and you should be aware of the risks.
Wait. What are the risks?
You need to understand that there’s a shadow of potential risk looming. Potential. Now, don't mistake me for the town crier of doom; I'm not proclaiming that the sky is falling on these shares. Nor am I declaring that disaster is certain for Chinese stocks.
What I am pointing out, however, is the presence of a risk—a subtle beast that might just catch you off guard if you remain unaware.
And let’s face it: Most of you are completely oblivious to these issues.
There are two sides here: 🇺🇸 & 🇨🇳
🇺🇸
Since July 2021, the SEC has imposed additional disclosure requirements for Chinese companies using a VIE to sell shares in the U.S. These requirements include greater transparency about the relationship between the VIE and its Chinese operating companies.
In summary, the SEC aims to push VIEs toward the company behind them to offer more clarity on U.S. investor ownership in the Chinese operating company.
🇨🇳
On the other side, Chinese companies that list overseas using a VIE were not required to register their listings with the CSRC, as the VIE is not considered a Chinese company under China’s law. This is the reason VIEs were used in the first place.
However, as I mentioned earlier, after March 31, 2023, the CSRC established requirements for all new Chinese companies to register and receive permission before going public overseas—even those planning to use VIE structures. That’s why there was a boom of Chinese IPOs before that deadline.
Granted, on September 14, 2023, a Chinese auto insurance platform became the first company that received the elusive blessing of the CSRC to list, and it did so using a VIE arrangement, breaking the long, dry spell that had plagued Chinese IPOs when she listed on the Nasdaq four days later.
However, even though VIEs received some sort of recognition from the CSRC, the VIE corporate structures still hold dubious legal status under China’s laws. Remember, VIEs purpose is to avoid being considered a Chinese company under China’s laws.
So… do you see the potential risk here?
Umm… No, I don’t get it.
Think about it. Either country could potentially increase regulations for VIEs, but if the SEC forces them to be more transparent, the VIE would not be able to circumvent China’s restrictions. That’s one risk.
Also, at some point, China’s CSRC might question whether it’s appropriate to recognize a corporate structure that was created to circumvent its laws.
Which leads me to this: What’s keeping the CCP from deciding to start reigning in those VIEs?
The answer is simple: They’re not in a hurry to do so because if misfortune should befall, it’ll be the foreign investors who’ll see their assets deflated like a punctured balloon.
🖼️ I would've added a nice image or two by now, to balance all the text and make this more appealing, but I'm only allowed to include one attachment.
If a VIE-listed company goes private at a lower valuation, businesses fail, or there’s a valuation discrepancy, the enforceability of a VIE’s contractual arrangements is unproven in Chinese courts. With VIE-listed companies, foreign investors’ recourse in the Chinese legal system is as elusive as a catfish’s whisper.
Yeah, but that’s unlikely…
Sure. Of course, I’m not saying every Chinese stock will have these issues. But it can happen. And it has happened.
The unlucky case of Luckin Coffee
Due to the lack of compliance with international audit inspections, Chinese corporate financial statements’ reliability for valuation and investment is not assured.
Such is the case of Luckin Coffee. In a bold bid to capture Wall Street’s hearts and wallets, Luckin Coffee showed up dressed in finery, flaunting alluring figures of revenue, operations, and bustling customer traffic.
At her grand debut, the stock sashayed onto the Nasdaq at $17, swirling up a storm of interested buyers to the tune of $561 million in capital.
For a fleeting moment, Luckin shimmered like a star over the financial firmament, boasting a market capitalization that soared to a heady $12 billion, with shares peaking just over $50.
Ah, but as the adage goes, ‘Truth will out.’ And out it came—the revelation of those embroidered numbers caused the company's stock to plummet like a stone tossed from a bridge, leaving a wake of investor losses and culminating in a disgraceful delisting from Nasdaq 13 months after her debut. Luckin Coffee Drops Nasdaq Appeal; Shares to Be Delisted
🖼️ I would've added an AI-generated image of a cup of Luckin Coffee jumping from a bridge, but I'm only allowed to include one attachment.
Well… but that won’t happen to me…
Uh-huh. On April 2, 2020, after announcing that employees—including its chief operating officer—falsified 2.2 billion yuan (about $310 million) in sales throughout 2019, Luckin's shares nosedived -80%.
This is from one of you unluckin bastards: I've lost 240k on Luckin Coffee, all my life savings. Now I'm broke af.
I’m sure many of you might reckon yourselves immune to a similar debacle since you think you’re smart enough to use stops to escape any runaway losses. It's time to wake up and smell the Luckin coffee. Chinese news catalysts often strike like lightning at night, and the stops you set under the sun cannot shield you from storms that explode in the moonlight. Dumbass.
Chinese regulators can be mercurial
Even though the PCAOB is currently able to perform its oversight responsibilities, concerns remain around the possibility that Chinese regulators might backtrack, potentially clamping down once again on the PCAOB's ability to access audit firms and personnel across mainland China and Hong Kong.
If that happens, the PCAOB can quickly declare a negative determination. HOWEVER, this action would only start the countdown under the HFCAA, giving U.S.-listed Chinese companies a window of TWO years to secure services from an auditor in a compliant jurisdiction or face a trading ban. That’s it.
Of course, within that time, Chinese regulators could agree once again to allow access to the PCAOB, thus resetting the two-year countdown without significant consequences.
What lurks in the shadows
Although the risk of PCAOB non-compliance looms over these financial engagements, it is the ghost of potentially misconstrued—or, let's say, creatively presented—earnings reports coming to light that should scare you most. Or, on the flip side, present the biggest opportunity.
I believe it is possible that there are several ghosts out there—ghastly financial figures dressed up a tad too finely—lingering in the shadows, unchecked and unchallenged. If they’re found and unveiled under the harsh spotlight of scrutiny, the fallout would be immediate and severe, leaving investors scrambling.
And if that happens, it’s not about diamond-holding through the plunge since the company might opt (or be forced) to delist from the U.S. exchanges.
🖼️ I would've added an AI-generated image of an attractive young Chinese ghost woman, implying both the allure of Chinese stocks, but also the risk of getting closer. However, I'm only allowed to include one attachment.
You need to understand a crucial concept. Many traders believe that if a company messes up, plunges, and gets delisted, it means the company is basically over—dead. But that’s not the case here. A delisting does not equal death.
I mean, Luckin Coffee is still out there, alive and kicking.
16,218 stores and counting, covering 240+ cities across China.
You would think that a company like that would not be able to cheat on its balance sheet. Yeah, just like you would think PwC China would notice 1,000 accountants cheated their way through the U.S. auditing curriculum.
🖼️ I would've added an AI-generated image of a Chinese accountant dabbing like a boss for getting his cheated accounting diploma, but I'm only allowed to include one attachment.
So… is it too far-fetched to believe more ghosts might come to light, now that the PCAOB can supervise the numbers?
I mentioned a flip side since you could specialize in tracking everything the PCAOB does. If you can get a whiff about increased auditing on a certain company, you might decide to play a short position in anticipation of a potential ghost coming to light. Be warned, though, that it’s not as if they tweet out which companies they’re auditing.
If I were to do it, I would research and join whatever digital saloon young Chinese ledger-keepers convene in. Perhaps I’d stumble upon a post by SumYungGuy or another pleading for advice on how to parley with the PCAOB Laowai making a fuss over his figures. The poor lad's in a pickle, you see, since he cheated the exam and doesn’t know squat.
Methodology
For the purposes of this table, a company is considered Chinese if:
  1. It has been identified as being from the PRC (the People's Republic of China) by the relevant stock exchange;
  2. It lists a PRC address as its principal executive office in filings with the SEC; or
  3. It has a majority of operations in the PRC, including a company structured offshore but whose value is ultimately tied through a relationship in the PRC.
⚠️ Some Chinese companies that use offshore corporate entities hide or do not identify their primary Chinese corporate domicile in their listing information. This complicates tracing, making it difficult to guarantee that this list captures all Chinese companies registered offshore.
I should also point out that this list does not include companies domiciled exclusively in Hong Kong or Macau.
⚠️ Remember, this list only considers Chinese companies listed on three of the largest U.S. stock exchanges: New York Stock Exchange (NYSE), Nasdaq, and NYSE American.
Oh, and btw, this isn’t a list I came up with. This info was compiled by the U.S.-China Economic and Security Review Commission. It’s their methodology and list.
Since the majority is a VIE, I’ve marked the ones that are not registered as a VIE with an asterisk (*). This is determined using the most recent annual report filed with the SEC. A company is judged to have a VIE if:
  1. It explicitly describes using a VIE to conduct all or part of its business operations in China, or
  2. It describes a subsidiary in which it has no direct equity interest but relies on contractual arrangements to exercise control and receive economic benefits from its operations in China.
⚠️ For companies that have been listed for less than a year, information contained in the company’s most recently updated investment prospectus, as filed with the SEC, is used instead.
Chinese companies listed on U.S. exchanges
Companies are arranged by the size of their current market capitalization. All companies utilize a VIE corporate structure, except those marked with an asterisk (*).
BABA Alibaba Group Holding Limited PDD Pinduoduo Inc. NTES NetEase, Inc. JD JD.com, Inc. BIDU Baidu, Inc TCOM Trip.com International, Ltd. TME Tencent Music Entertainment Group LI Li Auto BEKE KE Holdings BGNE BeiGene * ZTO ZTO Express (Cayman) Inc. YUMC Yum China Holdings Inc. EDU New Oriental Education & Technology Group, Inc. HTHT H World Group Limited * NIO NIO Inc. YMM Full Truck Alliance Co. Ltd VIPS Vipshop Holdings Limited TAL TAL Education Group LEGN Legend Biotech * MNSO Miniso * BZ Kanzhun Limited XPEV Xpeng BILI Bilibili Inc. IQ iQIYI, Inc. HCM HUTCHMED (China) Limited * ATHM Autohome Inc. QFIN Qifu Technology RLX RLX Technology LU Lufax ATAT Atour Lifestyle Holdings * WB Weibo Corporation ZLAB Zai Lab Limited * ZKH ZKH Group Ltd * YY JOYY Inc. GOTU Gaotu Techedu, Inc. MSC Studio City International Holdings Limited * GCT GigaCloud Technology Inc GDS GDS Holdings Limited ACMR ACM Research, Inc. * HOLI Hollysys Automation Technologies, Ltd. * FINV FinVolution Group JKS JinkoSolar Holding Co., Ltd. * DQ Daqo New Energy Corp. * MOMO Hello Group Inc. CSIQ Canadian Solar Inc. * EH Ehang TUYA Tuya Inc. NOAH Noah Holdings Ltd. HUYA HUYA Inc. KC Kingsoft Cloud YALA Yalla *
These are only 51 of the 261 Chinese companies currently listed on the major U.S. exchanges to comply with rule three. I kept the market cap minimum at $750M to allow for some wiggle room.
I mentioned earlier that the U.S.-China Economic and Security Review Commission had 265 tickers, but that was on January 8, 2024. Since then, three companies have been acquired, and the other one has voluntarily delisted.
As you can confirm, the vast majority is structured as a VIE.
I was going to include charts to illustrate how several Chinese stocks—aside from the ones with the biggest market caps—tend to display sudden rallies, followed by after-hours reversals. It is important to recognize them, whether you want to capitalize on them, or avoid them entirely. But I can't add any more attachments, so...
Besides, it's unlikely that many of you have even read this far without images.
Have a good day.
submitted by AlfrescoDog to wallstreetbets [link] [comments]


2024.05.13 23:23 Psykotyrant Three solo legend clears of Node Avalon

It’s done. It’s easily the hardest thing I ever did in this game, but I did it.
I hated every second of it, I cheesed every single part as hard as I could. This is easily the exotic mission I hated the most in all of the game lifespan. It has zero atmosphere. It’s strictly combat with very little exploration. And more importantly, it just LOVES bullshit deaths.
Like when you got in the safe hole and the wyverns are all like “like shooting a fish in a barrel WITH ENERGY SHOTGUNS FROM HELL”.
Or when Brakion randomly is like “Hey look, my sniper rifle has a full auto setting”.
Or those wyverns after in the second part of the final fight.
And good lord is it boring. Having to spend decades hiding behind a pillar to farm heavy ammo from the infinite harpies is soul drenching.
But it’s done. A ghost shell that like 3 players in the world must have at this point, and a fully upgraded Vexcalibur. Done.
At this point I just want to cleanse my palate and my soul with Zero Hour.
submitted by Psykotyrant to DestinyTheGame [link] [comments]


2024.05.13 23:18 Far_Chemical_4486 Adicto al fap?

Llevo mucho tiempo sin tener una relación formal con una chica, lo único que tuve fue varias relaciones casuales de 4 a 8 meses. Pero nada serio ni muy íntimo. La verdad es que tengo una vida bastante difícil (por no decir groserias) y ps de pequeño nunca tuve afecto emocional de parte de mis padres. Eso me duele la vdd, mi madre nunca me dice que me ama y mi padre ps tiene otra familia y así. Siento que es un problema que debo tratar con un psicólogo pero PS no tengo dinero lol. No tuve un buen desarrollo emocional y quizá por eso las relaciones que tengo no duran. Pero yo también quisiera saber que es amar de verdad, estar preparado emocionalmente y mentalmente para hacer que una relación funcione bien bonito. En fin, casi ya no hablo con nadie, no me interesa casi nadie y sé que debo dejar de hacerlo pero. Casi todos los días práctico el auto delicioso. La culpabilidad me acosa pero aún así no puedo dejar de hacerlo por sentirme muy solo. Y quizá no me sentiría solo si tan solo pudiese conectar de una forma sana con otras personas. Pero no tengo a nadie, a veces siento que no tengo propósitos de vivir. Y el caso es que soy ectomorfo (delgado con articulaciones pequeñas) y cuando me doy placer ps obvio me desgasto mucho pero mucho de verdad. Ya a llegado a un punto psicológico en el que digo: por qué lo hago si me está matando. Y luego también me digo: total nadie se preocupa por mí. Y siendo realistas la verdad nadie se preocupa por mí. Cómo ya dije, mi vida, familia e infancia fueron y son una... Eso. Solo quiero sentirme bien y ya no matarme a pajas, pero el entorno en casa es muy pesado. Problemas aquí y allá. Casi no aguanto. Tengo suficiente cordura mental como para escribir de vez en cuando para desahogarme pero eso es todo. No tengo a nadie me siento muy solo. Y este hábito me va dar graves problemas de salud física y mental muy pronto. Nadie debería sufrir esto, estar solo, es estar muriendo. Mientras nadie ve que poco a poco te vas degradando física y mentalmente.
submitted by Far_Chemical_4486 to Desahogo [link] [comments]


2024.05.13 23:14 classy_barbarian I wrote a fully-fledged Minesweeper for command line... in Python!

https://github.com/edward-jazzhands/Minesweeper_Command_Line/
So I just finished making this, thought I'd share it.
This is my first big attempt at making a "full" game using classes for everything. I used to play a lot of minesweeper so I was inspired to do this properly. And not only that but being a beginner, and also part of my personality, is I like to comment my code to very thorough levels. Every function or class has a full docstring and most of the code has in-line comments explaining what the code is doing. I personally need to "rubber-duck" my code like this to keep myself organized. But I'm hoping some other people out there find it informative.
Here's an overview of the features:
-dynamic grid generation allows for custom sizes and mine count -validation math makes sure everything makes sense and is on the grid -There's a stopwatch that runs in a separate thread for accuracy -cluster reveal function -flagging mode and logic -There's a debug mode (on by default) that shows extremely verbose logging of all the inputs and outputs of functions and game states. I actually needed this myself at several points for debugging. You can toggle the debug mode in-game. -type reveal to toggle reveal the entire grid (for... testing... yes.) -previous times can remember your times between rounds -For the real minesweeper players, there's a '3x3 vs minecount' check built in as well! You can't have a legit minesweeper game without it seriously. (For the uninitiated that means when you "check" a square that's already been revealed, it'll auto reveal the 3x3 squares around it as long as it counts a number of flags equal to or higher than its adjacent mine count. If you have not flagged enough cells, it won't do the check. Its an essential part of minesweeper that lets you scan quickly by checking a bunch of squares at the same time. Anyway its in there.
Also I made this in VS Code and hopefully most of you are as well because there's a bunch of ANSI coloring codes to make the text pretty in the terminal . I confirmed it works in PyCharm as well so you should be fine with that. Although the pycharm terminal is suspiciously laggy compared to VS Code for some reason. Anyway hopefully someone finds this interesting.
submitted by classy_barbarian to learnpython [link] [comments]


http://activeproperty.pl/