Eset smart security username 64 bits 2011

Westbridge open mic night.

2024.05.16 01:50 theninjaindisguise Westbridge open mic night.

It was, in theory, a good idea to improve discipline. Captain Mary had one, and stood at the back, ready to oversee. In front of an officer, the preatorians, Valyreans and Taronians would be more subdued. The only snag was the compare. Scarlett was not known for an uncontroversial routine, and Staisy had even seen her on stage before joining the regiment, in the gig she was banned for. The ginger haired woman stepped out, flexing her bionic arm as she took the microphone.
Scarlett looked out onto the crowd. A mix of regiments, in blocks, let out for a bonding activity. A captive audience, if not a particularly lively one, filling the former town hall. Around a dozen taronians, and then fifty of the 1066th, Valyrrans and preatorians. She picked up the mic, and moved the stand to the edge.
“Hello westbridge,” she began, before deconstructing her act. “Its great to be here. Well, not great, but you all know that, it is just a thing you say. So I’ll start by telling you a bit about tonight, then get you warmed up with the usual crowd banter, and then various acts themselves will play some music, do a play or try and tell better jokes than me. But first, as at any comedy occation, some crowd work. Hello, what’s your name. And what do you do, a soldier, well I never. And you sitting next to her. Also a soldier. Is this some sort of works night out. What do you mean it’s a frontline gig. Well I never. Let’s move on to something else then, and out first act. But first, if I can give you a tip, of you have certain preferences, shall we say, in the bedroom. Valyrran security are in town, and, well, between the smart, tight uniforms, in black, with the leather, and the whips, I’ll leave those of you into that to seek them out at the end of the night.” The joke went down well with the minthelian contingent, especially for its daring as Tammy and Fizzy could be seen creasing with laughter. “But first, our first act, and I wasnt given a running order, and here they are, whoever it is first.” She departed the stage to leave it empty and ready for whoever was on first.
(Post the performance as a comment, and then we can react to each one individually I think, and broadly in any order)
submitted by theninjaindisguise to war_for_Gryllus [link] [comments]


2024.05.16 01:33 mapeps555 I got scammed and now I feel terrible

I recently found out that person who I trusted my savings to make investments has fled the country and is currently being sued by 8 other people for not paying back what he owes. Now, I'm feeling like an idiot
For some context, I (32 f) live in an underdeveloped Latin American country. I've worked since I graduated highschool in so many different places from family businesses, retail stores, advertising companies, and I'm currently working as a LS teacher. I mostly live paycheck to paycheck, but I had managed to save a little bit of money with some additional projects, around $4.5K, which may not sound like a lot, but is half my yearly salary, so, for me, it is.
Last year, I decided I wanted to invest that money instead of having it in my bank account. On the one hand, because I wanted it to generate some more money. On the other, because the country were I live in is currently experiencing a massive security crisis that has us, common citizens, living in fear. It's not rare to hear stories of people whose bank accounts have been ransacked by criminals through violent and coercive acts.
As I don't know how to invest or were to do it, I contacted a friend of my boyfriend (let's call him AJ) who worked in one of this investment funds or whatever they are called and asked about it. I had heard that some other friends had made some money through him. That, and the fact that we knew him and his family made me trust him. At first, at least.
While we were still talking business, he started to become pushy and to ask me repeatedly for the money, I told him I needed to wait and check the documents and all. I didn't like that, and had a bit of a bad gut feeling, but finally I assumed that the pushy part, was just him being himself (as he is known for being an annoying person). After a couple of days, I decided it seemed legit, signed a contract and wired the money. It was supposed to be for a full year, so I waited patiently. The year ended a couple of days ago so I tried reaching out to him, but his number was disconnected and his Whatsapp deactivated. Then, I searched for his wife, whose social media I followed and noticed I couldn't find her. Through some digging up, I was able to find a Facebook account with a different name. With that account, she had posted furniture for sale. That's when I started getting suspicious, because a lot of people are selling all their stuff to migrate due to lack of safety in our home country. At that point, I called my boyfriend to inquire about this friend and he told me he hadn't seen or talked to him for a couple of months, neither did the rest of their friends in common.
At that point, I went through all the information I could find online and turns out that his businesses, which were supposedly going pretty well, hence the lavish lifestyle he and his wife had, in fact didn't make a lot of money. And then, I checked the local judicial database, just to discover he had a total of 8 open cases for not giving paying back money to his investors.
I was devastated. I guess that it might take me a two to three years to save that amount again, and that's if there are no unpredictable expenses through the month. I had some plans for this year, like replacing my car and getting a minor surgery I've been postponing, which I don't know if I will be able to accomplish. My boyfriend consoled me and promised me he was going to talk to his family to ask how they can pay me back.
My SIL is best friends with one of AJ's sisters, so we asked if she knew anything about him. Which she replied "Yeah, I heard he and his family had to flee the country because they were in trouble, just one of the sisters stayed here". Through last activity in WhatsApp and other social media, I can guess they left last month.
So now my fears came true. I don't think I'll ever see my money again. But, even though this sucks tremendously, what's worse is how guilty and dumb I feel. At some point I had this gut feeling, but didn't trust my own instincts, and decided to trust someone who wasn't worthy. I can't believe I was scammed this way. I considered myself a smart, put together person, but know I'm insecure about my own capacity.
Talking to my boyfriend and one of my best friends has helped me feel better, but I'm unwilling to let other close people know about what happened, because I'm afraid they will think I'm stupid. I don't even know if taking legal action is worth it, as it might cost more that the actual amount. The people I could consult about this for free are the lawyers in my family, but it's just too embarrassing to let them know how easily I was scammed, as when I doubled checked the contract I noticed some sketchy things that I hadn't noticed at the time.
I guess I'm here just to vent some more, as I don't think I will tell the rest of my family and friends in the near future.
submitted by mapeps555 to TrueOffMyChest [link] [comments]


2024.05.16 00:06 crimsonwhisper567 What are the 10 Best Earbuds Right now in 2024. My Recommendations and Top Picks Reviewed.

After tirelessly seeing so many post on what is the best Earbuds under $50, Under $100, $200, $300 etc. What is the best earbuds for this and that. I have decided to hopefully do a comprehensive post to address this. I might not be perfect but feel free to put your responses in the comments. Offer your constructive suggestions. Share your insights and your opinions.
This list came out of my testing and having some of these earbuds personally. Some by much research and review of hundreds of comments from this subreddit as well as helpful articles. I hope someone will find this helpful.
To help you make an informed decision, I have curated this expert-reviewed list from my experience as well as other blogs of the 10 best earbuds for 2024 across various categories and budgets. See references below if you wish to research more.

The 10 Best Wireless Earbuds for iPhone and Androids

Most of the can be purchase on https://amazon.com for a great price.

1. Technics AZ80 - Best Earbuds for Music and Sound Quality

https://electricfieldsfestival.com/technics-az80-wireless-earbuds-review/
Key Features:
For discerning audiophiles who prioritize sound quality above all else, the Technics AZ80 are a standout choice. These premium earbuds leverage advanced audio technologies like LDAC and CCAW drivers to deliver an immersive, high-fidelity listening experience. Combine that with capable hybrid noise cancellation, multipoint connectivity, and long battery life, and you have a compelling all-around package for audio enthusiasts. The premium build quality also ensures long-lasting durability. Around $300
Pros:
Cons:

2. Jabra Elite 10 - Best Earbuds for Ultimate sound & comfort

https://www.digitalreviews.net/reviews/audio/jabra-elite-10-comes-with-a-cherry-on-top/
Key Features:
If you want a versatile pair of earbuds that excel in all areas, the Jabra Elite 10 are hard to beat. They deliver a compelling mix of good sound, impressive call quality, effective noise cancellation, and all-day comfort, making them ideal for work, travel, and workouts. With multipoint connectivity, wireless charging, and a durable water-resistant build, the Elite 10 check all the boxes for an all-around great pick. Around $250
Pros:
Cons:

3. Sony WF-1000XM5 - Best Earbuds for Phone Calls

https://www.rtings.com/headphones/reviews/best/wireless-earbuds
Key Features:
The Sony WF-1000XM5 are the complete package, delivering top-notch noise cancellation, superb sound quality, and a host of useful features in a sleek, comfortable design. These earbuds outshine their predecessor with better audio performance, a more compact and lightweight build, and longer battery life. Sony's industry-leading noise cancellation effectively silences ambient noise, while the new Integrated Processor V1 and premium drivers produce rich, detailed audio across genres. You also get handy features like multipoint connectivity, speak-to-chat, and quick charging. Around $300
Source:
Pros:
Cons:

4. Bose QuietComfort Ultra - Best Noise Cancellation Earbuds

https://electricfieldsfestival.com/bose-quietcomfort-ultra-earbuds-review/
Key Features:
When it comes to blocking out ambient noise, few earbuds can match the Bose QuietComfort Ultra. Bose's proprietary noise cancellation technology is simply unrivaled, effectively hushing even the loudest external sounds. The QuietComfort Ultra also boast a comfortable, secure fit ideal for travel, an aware mode for situational awareness, and stellar battery life up to 24 hours. While not the best for audio quality, noise cancellation is their forte. Around $300
Pros:
Cons:

5. Beats Fit Pro - Best Earbuds for Running and Active Sports

https://gocrazyfitness.com/beats-fit-pro-review/
Key Features:
With their secure-fitting wingtip design and IPX4 watesweat resistance, the Beats Fit Pro are purpose-built for intense workout sessions. The flexible, locked-in fit ensures they stay put even during vigorous exercise. Despite the sporty focus, the Fit Pro still deliver enjoyable sound quality with an energetic, bass-forward profile. They also support iOS/Android devices via the H1 chip and have decent noise cancellation. Around $150
Pros:
Cons:

6. Apple AirPods Pro 2 - Best for Iphone and Music

https://www.cnn.com/cnn-underscored/reviews/best-true-wireless-earbuds
Key Features:
For iPhone users who want a no-fuss earbud experience, the AirPods Pro 2 are a natural choice. The H2 chip provides seamless pairing, device switching, hands-free Siri access, and spatial audio on compatible Apple devices.While not class-leading, the AirPods Pro 2 offer good active noise cancellation, IPX4 water resistance, and sound quality that's decent if not exceptional. The downside is a slightly nasal sonic signature. Around $190
Pros:
Cons:

7. Sennheiser Momentum True Wireless 4 - Best Premium Sound Quality and Music

https://headmania.org/2024/03/06/sennheiser-momentum-true-wireless-4-earbuds-review/
Key Features:
Rounding out the list are the Sennheiser Momentum True Wireless 4 , premium earbuds designed for discerning audiophiles. They leverage Sennheiser's audio expertise to deliver rich, engaging sound that edges out most competitors. You also get good active noise cancellation, a sleek premium design, all-day battery life with wireless charging, and a comprehensive app with EQ customization. The only drawback is their high-end price tag. Still great but the Technics and Sony are a bit better than it. Around $300
Pros:
Cons:

8. EarFun Air Pro 3 - Best Budget Hi-Res Audio

https://www.myearfun.com/eu/headphones/earfun-air-pro-3-le-audio-anc-true-wireless-earbuds-black
Key Features:
For audiophiles on a budget, the EarFun Air Pro 3 punch well above their weight, offering hi-res audio with LDAC codec support and hybrid active noise cancellation at a very reasonable price point. While they can't match premium models in overall sound quality, the Air Pro 3 deliver an engaging listening experience with good detail and soundstage. The 80-hour total battery life is also impressive in this price range. Around $80
Pros:
Cons:

9. Anker Soundcore Space A40 - Best Budget Pick Under $100

https://www.mobiletechtalk.co.uk/reviews/soundcore-space-a40-review/
Key Features:
If you're looking for a capable budget pair of earbuds under $100, the Anker Soundcore Space A40 are an excellent value pick. They punch above their weight class with good overall sound quality, customizable EQ, decent active noise cancellation, and an ambient aware mode. While they can't compete with premium models, the Space A40 get most things right for the price, making them a smart choice for those on a tight budget. Around $60
Pros:
Cons:

10. Tozo NC9 Earbuds - Best Value and Budget Friendly

https://www.headphonesty.com/2020/12/review-tozo-nc9/
Key Features:
The Tozo NC9 are affordable true wireless earbuds that deliver impressive value with their hybrid active noise cancellation and balanced sound quality. They feature Bluetooth 5.3 connectivity, decent battery life, and IPX6 water resistance in a secure-fitting ergonomic design. While the ANC can't match premium models, the NC9 punch above their weight for the ultra-budget price point. Around $40
Pros:
Cons:

Some Notable Mentions:

  1. Google Pixel Buds Pro - Noise Canceling Earbuds - Up to 31 Hour Battery Life with Charging Case - Bluetooth Headphones
  2. SAMSUNG Galaxy Buds 2 Pro True Wireless Bluetooth Earbuds
  3. SHOKZ OpenFit - Open-Ear True Wireless Earbuds for Sports
There you have it - my-curated list of the 10 best earbuds across various categories. I hope this list helps somebody and save you a lot of time researching or reading hundreds of blog posts like I did.
If you ask for my Option. Go with the Technics AZ80 Or the Jabra Elite 10 for the Best of the Overall Sound and experience.
best wireless earbuds 2024, top noise cancelling earbuds, earbuds with great sound quality, workout earbuds, budget earbuds
Sources and References that I used in my Research:
https://electricfieldsfestival.com/
https://www.cnn.com/cnn-underscored/reviews/best-true-wireless-earbuds
https://www.techradar.com/news/audio/best-in-ear-headphones-1276925
https://www.engadget.com/best-wireless-earbuds-120058222.html
https://www.rtings.com/headphones/reviews/best/wireless-earbuds
https://www.myearfun.com/
https://www.headphonesty.com
https://www.digitalreviews.net
submitted by crimsonwhisper567 to Earbuds [link] [comments]


2024.05.15 22:35 WCInvestor A Physician Disability Insurance Primer - Do You Really Need It?

A Physician Disability Insurance Primer - Do You Really Need It?
The greatest financial risk for physicians is losing the ability to turn the knowledge and skills you spent a decade learning into a huge pile of money by working in your profession for decades. There are risks that could show up in your life that would prevent you from being able to accomplish this task. One of the most common of these risks is an extended or even permanent disability. Insurance companies estimate that as many as one in seven doctors will be disabled at some point during their career. While many imagine this will occur in a sudden traumatic accident, medical illness is actually a more common cause of disability that prevents a doctor from working. Physician disability is a complicated type of insurance. This post will give you the “must-know” information to secure the best protection and help you avoid common disability insurance mistakes.

TL;DR: Key Takeaways: What Doctors Need to Know About Disability Insurance

  1. The best Disability Insurance policy is an individual, portable, own-occupation, specialty-specific policy.
  2. Purchase disability insurance from an independent agent who can show you policies from all of the major companies. We have a list of recommended Disability Insurance agents used by thousands of white coat investors each year.
  3. Buy as much disability insurance as they are willing to sell you as a resident. Include a future purchase option (sometimes called a “benefit purchase rider” or “future increase option”) and a cost of living disability insurance rider.
  4. As an attending, increase your coverage to cover both your living expenses and retirement savings if you were to work to age 65.
  5. You may get sticker shock, but the reason disability insurance is expensive is that it actually gets used. Slightly more than 1 out of 4 adults will experience a disability before they retire. Physician disability insurance agents often use a figure of 1 out of 7 doctors actually using the disability insurance they purchase. Whatever the true statistic may be, it's certainly high enough to insure against.
Do not take the risk of not having disability insurance.

What Is Disability Insurance?

Disability insurance gives you an income to live on if you become so disabled that you can no longer work.
If you become disabled, a long-term disability insurance policy pays a predetermined amount each month until you either recover from your disability or reach age 65-67. (Note: Policies vary. It is possible to buy a policy that pays to age 70 or even, for a very high premium, until death).

Why Do Physicians Need Disability Insurance?

One out of seven doctors end up having to use their disability insurance. Losing the ability to turn the knowledge and skills you spent a decade learning into a pile of money by working in your profession for decades is one of the most expensive risks that physicians face. Your most valuable asset is your ability to work.

How Does Disability Insurance Work?

Disability insurance is a pretty straightforward proposition. You buy a policy and pay your premium monthly or annually. If you become disabled, you (and your doctor) fill out the paperwork to prove it to the satisfaction of the insurance company and then they pay you the promised monthly benefit until you either recover from your disability or the insurance company meets its contractual obligation to pay the benefit.

Short-Term vs. Long-Term Disability

Disability insurance is most commonly divided into short-term and long-term.

Short-Term Disability

A short-term disability policy generally begins paying just as soon as you get disabled and then pays for a maximum period of 3-24 months. These policies are often provided by an employer as an employee benefit. Short-term disability, while inconvenient financially, is not generally a financial catastrophe for a physician saving for retirement with an emergency fund. As a result, many doctors do not buy short-term disability policies at all.

Long-Term Disability

A long-term disability policy generally does not pay immediately, but only begins to pay after a waiting period ranging from 1-24 months (typically 3 months). Then, the policy will continue to pay you a benefit each month until age 65, 67, or 70, depending on the policy. Note that a 3 month waiting period typically means your first check won't come until the end of the first month after the 3 months, so it's really a 4 month waiting period. Since losing your ability to earn a living for the rest of your life is a financial catastrophe, any doctor who is not financially independent should buy a long-term disability insurance policy.

What Does Disability Insurance Cover?

Disability insurance covers all kinds of disabilities. The best (and unfortunately most expensive) policies cover the widest range of potential disabilities.

The Definition of Disability

The most important feature is the definition of disability. Disability insurance differs from life insurance in numerous ways, but none is more significant than in defining exactly when you become disabled (and when you become enabled again). The broader the definition of disability you get in your policy, the more the policy will cost.
Unlike life insurance, where life and death are pretty black and white, disability has 50 shades of gray. You want a policy with a strong, broad definition of disability that will cover any possible type of disability? That means “true own-occupation, specialty-specific” and no limitations on things such as psychiatric conditions or addictions. This is the main difference between the “Big 5” companies and others. Even among the “Big 5,” there are slight differences. It is OK not to purchase the policy with the very best definition of disability, but the weaker the definition, the bigger the discount you should expect.

Own-Occupation, Specialty-Specific

Probably the most important aspect of the definition for doctors is that it be specific to your occupation. For instance, if I lost my left thumb, there are a number of procedures in emergency medicine that I could no longer do. I would be completely disabled from managing a busy emergency department by myself. But I could probably still go do urgent care work. A specialty-specific definition of disability in my policy would provide me with my full disability payments in addition to the money I make at the urgent care. Sometimes, the “specialty-specific” clause is inherent to the policy, and at other times it is an additional rider (a piece of paper added to the policy for which you pay an additional premium). Either way, you almost surely want to get this in your policy. Here are the various definitions, starting with own occupation and progressing to any occupation.

Own-Occupation Definition

Under this definition, your policy will pay if you cannot work in your occupation/specialty, even if you can and do work in another field and make as much money as you want.
Own-occupation policies cover people based on the occupational duties they are performing at the time of claim. If your policy includes an own-occupation definition of total disability and you are exclusively performing the customary duties of your medical specialty or sub-specialty at the time of the claim, the policy will cover you when unable to perform your specialty or sub-specialty. If you have transitioned into a different role or expanded into a new career path that requires much less direct patient contact or procedural duties, you may no longer be considered totally disabled when unable to work in your specialty or sub-specialty. This is because your “occupation(s)” involves additional material and substantial duties, no longer limited to the performance of your medical specialty or sub-specialty. In these instances, you may be considered partially disabled or not disabled at all, depending on the exact circumstances.

Transitional Own-Occupation

Your policy will pay if you cannot work in your occupation/specialty, even if you can and do work in another field. But if you exceed your previous income while you now work in another field, your monthly benefit from the policy would likely be lowered.

Modified Own-Occupation

Your policy will only pay if you can't work in your occupation/specialty AND if you are not working in another field. This definition is also sometimes called “Own-Occupation, Not Engaged” or “Own-Occupation, Not Working.”

Any-Occupation

Your policy will only pay if you cannot work in any occupation based on education, training or experience. Note that some policies are own-occupation for a couple of years and then transition to any-occupation.
One company out there (Northwestern Mutual) sells a policy with a definition that they claim is BETTER than own-occupation. They call it Medical Own-Occupation, but in reality, it is just a form of modified own-occupation. Learn more about the NML Medical Own-Occupation Definition.

Do You Really Need an Own-Occupation, Specialty-Specific Policy?

Some non-procedural physicians argue that they might not need a true own-occupation policy. They reason that if they are so disabled that they cannot practice their specialty, they probably cannot do anything else. So, they accept a less broad definition of disability to save some dollars on the premium. If you choose to do this, make sure you understand the exact circumstances under which your policy will and will not pay out.

Mental Disorders/Substance Abuse

Many policies will only cover mental illness or substance abuse-related disabilities for a period of two years. I know an attorney who couldn't practice law after developing bipolar syndrome in his 30s. It took over a decade to get it under control. He had a policy that covered mental illness indefinitely, which prevented financial catastrophe from striking him and his family.
According to the April 2011 issue of Current Psychiatry Magazine, physicians are not immune to depression and have an increased risk of suicide. Additionally, the lack of distinction between a psychiatric diagnosis and impairment stigmatizes physicians and impedes treatment.
You'll need to decide whether this is a risk you're willing to run. If you want mental illness covered like every other illness, you'll be paying more.

Presumptive Total Disability

As you well know, disability can be defined in many shades of gray. In the event of your disability, you can expect a paperwork fight between you, your physician, the disability insurance company, and maybe even your attorney. However, most policies contain a section that defines “presumptive total disability” where you can be assured there won't be much arguing from the insurance company. Even better, the waiting period will be waived and you'll start getting payments right away.
Anything short of that, and you're going to have to get your doctor to certify your disability and get the insurance company to accept it. At times, this can involve visits to multiple specialists and even hiring an attorney. Note that with some companies, presumptive disability does not need to be permanent.

Cosmetic Surgery/Transplant Surgery

Some policies will cover you if your disability is the result of cosmetic surgery or the result of donating a kidney or other body part to someone else. Others will not. Best to read your policy carefully and know what it does and does not cover.

Disability Insurance Exclusions & Limitations

Disability insurance policies generally exclude any medical conditions you have at the time of applying for insurance. For example, if you already have chronic back pain, the policy will not provide a benefit if you are disabled due to a back condition. In addition, if you admit to participating in dangerous activities such as scuba diving, rock climbing, flying, and sky-diving, the policy will likely be issued with a rider that excludes those activities from coverage. Other exclusions may also apply, such as acts of war, normal pregnancy, and foreign travel. Here is a list of common exclusions:
  • War or Act of War (this could probably be interpreted pretty broadly)
  • Active Military Duty (having served, this is pretty stupid since 95%+ of our military folks are never in any kind of serious danger of being hurt by a combatant)
  • Normal Pregnancy (don't want to work because you're eight months pregnant? Don't bother trying to get disability benefits for that)
  • Foreign Travel (varies by policy, but many don't cover you during that European vacation, much less that humanitarian trip to Sudan—read the fine print)
  • Mental/Nervous Disorder (many companies limit benefits to two years, where they might pay for “physical” disorders until you're 65 years old)
  • Medical Exclusions (any medical conditions you have at the time the policy is issued will likely be excluded, meaning if you have heart disease at the time of issuance and it leads to you being disabled five years later, the policy isn't going to pay. Again, apply when you are young and healthy and/or when you haven't had medical problems for several years to minimize this.)

Residual Disability

Residual disability refers to being only partially disabled. This may occur from the initial injury or illness or be part of the process of recovery. You generally need to buy an additional rider to cover this. Read this rider carefully, it can be a bit complicated.
Imagine developing painful lumbar radiculopathy that keeps you from working more than 20 hours a week. This is the part of your policy that will cover that. This rider will also explain how much you get if you are partially disabled. My old policy says it pays the whole benefit (total disability) if I can't earn at least 20% of my “indexed prior monthly earnings,” which is basically the money I earn at my job. It doesn't count my investments, other disability income policies, rent from a rental property, or my nonvocational activities. It doesn't pay anything if my earnings aren't reduced at least 20%. If I am making between 20%-80% of what I made previously, I get the total disability benefit times the ratio of my loss of income for that month divided by my indexed prior monthly earnings. Note that with some companies, the partial disability rider will kick in at 15%.
Some contracts use “or” in the contract and others use “and” in the contracxt. For instance, a stronger policy would trigger the partial disability rider if you had a loss of income or a loss of time or a loss of duty whereas a weaker contract would require loss of income and loss of time and loss of duty where all of those triggers must be met.

Partial Disability vs. Residual Disability

Partial disability and residual disability are generally considered to be the same thing, but there is a technical difference at some companies. For example, at one company, a partial disability rider requires total disability during the elimination period and the residual disability rider does not. With another company, partial refers to the disability, such as one that only affects one part of the body (such as one arm), while residual refers to a decrease in earnings. Either way, the key is to understand how the residual/partial rider works in the policy you actually purchase.

Recovery Benefits

A physician should consider a contract that will continuing paying them a portion of their benefits upon recovery from a disability if their income continues to be down at least 15%-20%. Most carriers will pay a recovery benefit for the benefit period although one only pays for 12 months. This is especially important for practice owners. Think if a dentist were to be disabled for 6 months and then recovers and goes back to their practice. Many of their patients may have gone elsewhere because the dentist sees his patients twice a year. It could take several years to get back to where he/she was at before becoming disabled.

Recommendations for Physicians on Disability Insurance Riders

Here's an easy cheat card to help you know at a glance what we think about all of the various riders available.
https://preview.redd.it/akf6t5iqfn0d1.png?width=800&format=png&auto=webp&s=3f8b415d0101d729fdfa51bc9147993309147d75

Who Needs Disability Insurance?

Nearly every high-income professional in their first decade or two out of school should own a policy. Your most valuable asset is your ability to work. So, if you do not own a disability insurance policy, you need to go get one, now. If you have an income, it's time to buy a policy, even if money is tight as a resident. The only exception is if you do not rely on your income to live. If you are already financially independent, it's OK not to buy disability insurance. However, even if you are frugal and married to another high earner, you may wish to still have a policy. You could both become disabled, or you could become divorced.

How Much Physician Disability Insurance Do I Need?

As a resident, you typically cannot afford to buy as much as you need, but you should be able to do so even as a brand-new attending. Basically, you need to buy enough disability insurance to cover both your living expenses and your retirement savings if you were to work to age 65 but not your taxes. Physician disability insurance payouts are generally tax-free since they are usually paid with post-tax dollars.
Note that how much you need has little to do with your income and everything to do with what you spend. The less you spend, the less insurance you need to buy. Insurance agents would love to sell you the largest possible policy (which usually works out to be about 2/3 of your gross income, but it is possible to combine two companies to get even more), so you'll need to decide how much you need on your own. Resident physicians typically buy a $5,000 per month benefit and attending physicians typically buy a benefit in the $10,000-$15,000 per month range, but there are plenty of docs who buy both more and less. If your plan in the event of disability is to rely on the income of your spouse, you may not need disability insurance at all.

Average Cost of Disability Insurance for Physicians

Unlike cheaper insurance policies like term life and umbrella policies, physician disability insurance is expensive, although not quite as expensive as your malpractice insurance. The reason it costs so much is it actually gets used. The likelihood of you acquiring a long-term disability during your working years is approximately seven times as high as your risk of dying in those years. A typical policy bought on a healthy doc in their 20s or 30s will cost something between 2%-6% of the benefit. If your monthly benefit is $10,000, expect to spend $200-$600 per month for that. Perhaps the sticker shock you get upon being quoted prices will motivate you to reach financial independence as soon as possible so you can cancel the policy.

Graded vs. Level Premiums

One way to save money on your policy is to get graded premiums. Not all policies offer this feature, but those that do will charge you less in the first few years and more in later years. Level premium policies charge you the same amount in premium every year. A graded premium policy accounts for the fact that you become more likely to become disabled as you go through life. However, it can be very beneficial to you because your need for insurance actually falls continually throughout your career as your build your retirement nest egg.
Once you become financially independent, you can drop the insurance completely. This is a good idea since the total benefits a policy could potentially pay are also dropping throughout your life (since the policy will generally only pay until you are in your mid- to late-60s). Many white coat investors who are great savers hit financial independence by mid-career. If you are one of those, you are likely to come out ahead using graded premiums instead of level premiums.

What Disability Insurance Discounts Are Available for Doctors?

Like other types of insurance, disability insurance is sold by agents who are paid commissions by the insurance companies to sell their products. It is a very competitive business. The insurance companies want agents, especially the independent agents you should be buying from, to preferentially sell their products. To incentivize the agents, they offer discounts that are only available through certain agents. Experienced, high-volume agents can often provide you with the same policy at a cheaper rate than a newer, lower-volume agent. Thus, it pays to use an experienced agent and shop around with two or three of them. Nearly every doctor should qualify for some type of discount on their policy—10%-30% premium discounts are not unusual. Types of discounts include:
  • Unisex discounts
  • Student/Resident/Fellow discounts
  • Multi-life institution discounts
  • Guaranteed Standard Issue (GSI) institution discounts
  • Association discounts
Learn more about physician disability insurance discounts.

How Do I Buy Disability Insurance?

The key to physician disability insurance is the independent agent. The agent is going to be paid a great commission by the insurance company no matter which policy you choose. Assuming policies with similar benefits, the commission isn't going to be all that different. Plus, these agents get plenty of business and none of them are starving, so they have little incentive to sell you an inferior policy for a slightly higher commission. Their reputation is worth far more than a few extra dollars in commission. Since you are (indirectly) paying the agent a very nice commission, don't feel bad about using their time and expertise to fully understand this complicated product.
For most doctors, this is a purchase that is only done once or twice in their life. Have the agent quote you different physician disability policies from each of the “Big 5” companies and show you the strengths and weaknesses of each. If you have a policy from work or your professional association, bring it in with you and have it included in the comparison. Then, you can know you made an educated decision and you can buy it and forget about it. Also, be sure to ask for a discount. The vast majority of doctors will qualify for a 5%-30% association or employer-related discount, and a top-notch agent will help you get that.

What Type of Disability Insurance Should I Buy?

There are two main types of disability policies: individual policies and group policies. As a general rule, individual policies have stronger definitions of disability. Many group policies are not own-occupation policies. Individual policies are also portable, in that you can change jobs and take them with you.

Individual Disability Policy

There are a number of benefits of an individual policy. The main one is that you are in control of all the details. You get to choose how much insurance you want to pay for. You get to choose which of the bells and whistles you are going to pay for. The policy is also “portable,” meaning you still have it if you change employers (or if your employer just decides to change the policy). As a general rule, the policy is also “stronger,” meaning it is more likely to actually pay you if you get disabled.

Group Disability Policy

A group policy provided by your employer is usually not portable, although sometimes you are allowed to take over the entire premium and take it with you. Group policies also frequently have premiums that increase every year or every five years, whereas an individual policy usually has level premiums. Group policies paid for by your employer may also pay a taxable benefit, rather than the tax-free benefit provided by an individual policy. Aside from the lower cost, the main benefit of a group policy is that it may be easier to qualify for. It may not require any sort of medical exam or blood work, and it may not ask any pesky questions about your medical conditions and dangerous hobbies such as rock climbing, skydiving, scuba diving, or flying.

How to Compare Disability Insurance Policies

The most important feature is the definition of disability. You want a policy with a strong, broad definition of disability that will cover any possible type of disability. That usually means “own-occupation, specialty-specific” and no limitations on things such as psychiatric conditions or addictions. This is the main difference between the “Big 5” companies and others.
Since disability is complicated, disability insurance policies are complicated. There are dozens of differences from one policy to another, making them difficult to compare. Use your independent agent for recommendations on what matters most. Just for an example, take a look at this chart of all the differences you could see between one policy and another.

When to Buy Disability Insurance?

You should buy disability insurance just before you become disabled. Since you don't know when that time could be, earlier is generally better. However, disability insurance is also expensive, and when you are young and poor, you have lots of other great uses for your money. A good compromise is to buy a small policy as you enter residency and then upgrade to a more robust disability insurance plan just before leaving residency. The younger you are, the healthier you are, and the fewer dangerous hobbies you engage in, the cheaper your premiums will be for the same benefit.

Best Disability Insurance for Physicians

I keep a list of those I consider the best disability insurance agents in the country. Save yourself the work of finding a good one you can trust and use the same agents that have been used by thousands of WCI readers in the past. You do not need someone local that you can sit down across the table from. It is better to have someone who has sold policies to hundreds of docs this year working with you by phone, Skype, Zoom, and email than someone you can sit down with who has only sold four policies. In addition, if there is some issue with one of these agents, I can usually help you resolve it quickly.
Information in this space rapidly changes. While we try to keep The White Coat Investor website as up-to-date as possible, our recommended agents are going to be our best source for updated information. I cannot emphasize how strongly I suggest you use them, whether buying your first policy or simply reviewing what you already have.
submitted by WCInvestor to whitecoatinvestor [link] [comments]


2024.05.15 22:30 Ben_Elohim_2020 The Nature of Family [Chapter 17]

Credit to Blue for the wonderful cover art of Trilvri
Thank you to:
u/SpacePaladin15 for creating the Nature of Predators universe.
u/EdibleGojid, author of Dark Cuts, for proofreading.
EmClear, aspiring author, for proofreading
You, the reader, for your support. I love reading your comments.
Please consider reading the works of my proofreaders as they’re all authors of excellent stories and be sure to check the links below for more of my work and beautiful art from members of the community.
[First] [Previous] [Next] [Master List of Stories, Art, and More!]
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Memory transcription subject: Sawvek, Junior Extermination Officer
Date [standardised human time]: October 5th, 2136
Hard foam presses uncomfortably up against delicate pressure points situated across the length of my entire body, building up to an unbearable ache that makes me shift and turn against the thin mattress pad. I yank at the rough old blanket I’d taken out of storage and clutch it even tighter around my body, trying to keep out the chill. The best racks, the ones near the heating vents, had already been claimed long before I’d decided to move into the Guild House’s Barracks and it doesn’t seem likely that the current occupants will be giving up their spots any time soon.
My mind is still racing from the events of last paw, replaying the scene over and over again in my dreams and in my head. The way my brother had looked at me… That look on his face when he’d seen the real me…
My paw gives a sympathetic throb in memory, still aching from where it had met the wall, but at least I had been able to wrap it up a bit and stop the bleeding. I feel like I should take it as a small miracle that it isn't broken. More medical bills are the last thing I need right now.
I turn about in the bunk once more, rolling around in vain to try and find a comfortable position that doesn’t seem to exist. Through a conscious act of will I try to empty my mind and sleep, but the very act of trying not to think about things only brings them bubbling back up to the surface of my thoughts. My heartbeat echoes in my ears, a damnable drumming sound brought about by the exertion of my own restless tossing and turning. Out in the hallway I can hear the muffled shuffling of feet and murmurs of conversation. The Guild Hall never sleeps, and it seems that neither would I this paw.
Electing to abandon the attempt as hopeless, I cut my rest claw short and get up, venturing out into the hallway. If I can’t sleep anyway then I might as well start my waking claw early, maybe get in a little exercise. It’s not so bad when it’s self-directed, almost fun in a way. If our family had the money to support it then maybe I could have been an athlete of some variety growing up. I had always possessed something of a natural physicality.
“Stop wasting time with worthless questions about what could have been, Killer.” The voice interjects, early and active today by the sound of it. “You’ll never amount to anything more than a wild predator kept on a leash.”
There’s nothing to do but sigh and carry on. It was right after all. This is it. This is my life now.
Making my way down the hallway towards the gym I find myself walking past a row of private offices assigned to some of the more veteran officers on staff. Most are empty at this claw, their occupants either asleep or off doing other work. One room in particular catches my attention though, the one belonging to our newest PRED Team Commander.
The door leading inside is open and ajar, seemingly forgotten in the midst of more pressing business and granting me a look inside. The entire room is a mess, papers and binders strewn about everywhere with official looking documents littering the floor. A map of the city decorates the otherwise unadorned and impersonal space. On its face it hosts a variety of multicoloured pins, all connecting seemingly arbitrary locations as well as photographs of people and places from the records department. The face of the former PRED Team Commander, Vrienna, looks out at me once again with the same cruel eyes that decorate the memorial wall. Beside her photo are another pair of eyes, a pair I recognise, but not one I would have expected to see here.
Trilvri, my brother’s creepy coworker, the one who’d brought him home the night he’d drunk himself into a stupor, stares out at me from the wall. He was younger in this photo, barely of age, if even that, and dressed in a regulation space corps flight suit, but I could still recognise him. Trilvri’s eyes appear somehow more lively than when I had met him in person, though it does nothing to improve his overall disposition, looking, as they are, as if behind them resides only hatred and a feral desire to kill and rend. Come to think of it, he had mentioned he used to be in the corps hadn’t he? ‘Used to’ being the operative word. When I’d asked he hadn’t seemed particularly fond of his time in the service…
Situated as he is next to Vrienna like that, their pitch-black wool and evil-looking eyes bear a striking resemblance. It was the exact same sort of predatory expression that bore into your soul, the kind that made me feel weak and exposed, the same kind that was worn by-
“What do you think you’re doing in my office?” A voice asks from behind, nonplussed, but with a casual depth of power and authority behind it that makes me freeze on the spot.
“Commander Glagrig, Sir!” I turn about on the spot, fixed at attention in the doorway as I stare up at the man himself. “I’m sorry to intrude. I noticed someone had forgotten to close the door so I was just going to secure it.”
“I see.” Glagrig doesn’t seem to believe a word of it, but neither does he seem inclined to press the issue. “At ease. Tell me, do you recognise the man in the photo there? Have you ever seen him before?”
“No, Commander.” I lie reflexively as I shift to a parade rest, not fully knowing why, but knowing that whatever is going on I want no part of it, for me or my brother. It’s only after the fact that it occurs to me that lying might be worse than telling the truth.
“How… regrettable.” The prestige officer says plainly and I can’t tell whether he believes me or not. “If you do ever catch sight of this individual, then be sure to let me know immediately.”
“Y-Yes, Commander.” I subconsciously swallow with apprehension, hoping that he doesn’t notice. I want nothing more than to run away as quickly as I can, but I haven’t been dismissed yet.
“Junior Officer Sawvek, was it?” Glagrig carries on, looking me up and down, dissecting me with his eyes. “You have quite the interesting record on file and Officer Intalran is quite adamant about your potential. Your simulator results speak for themselves, even if they are just simulations.”
“Thank you, Commander.” I can feel myself growing dizzy as I answer with uncertainty.
“Don’t thank me,” the all-consuming void in front of me replies with no hint of warmth, “just remember that your performance is under evaluation. It’s in my interests to keep note of promising young aspirants who might someday join my team, and I would hate to see you squander your talents.”
“I-I understand, Commander.” I flick my tail in agreement, straining not to look away towards the floor.
“Dismissed.” Glagrig brushes past me as he enters his office, moving to shut the door behind himself.
“Um, Commander?” I ask just before the door shuts, feeling a beckoning call of curiosity that even the predatory prestige exterminator couldn’t crush. “If you don’t mind me asking… Why do you have all that stuff up on the wall there?”
The door opens again, just a crack, and I can feel my superiors' weighty presence bearing down on me, almost suffocating in its intensity. “It’s simply a personal matter. I have reason to believe that the prior investigation regarding the kelach incident was conducted according to… insufficient standards. The predator responsible was never found and I intend to remedy that deficiency.”
“How hard could it be to find a kelach?” I tilt my ears in confusion. “They're huge!”
“Despite initial reports,” he answers with an ominous, cold tone that sends a chill up my spine, “it may be possible that we're dealing with something far more dangerous than just a kelach.”
“T-Thank you, Commander.” I flick my tail in appreciation and the door closes.
I breathe a sigh of relief as the malevolent aura recedes. That was too close.
“And you’re a complete moron going back to ask him more questions afterwards, Killer.” The voice rises with amusement. “What? Do you want him to figure you out and turn you to cinders? Only a matter of time, Killer.”
“Ugh, shut up.” I mutter under my breath, quickly turning back around to make sure Commander Glagrig didn’t hear me, but when no reprisal comes I quickly depart. If I’m gonna be stupid I should at least try not to do so right in front of his office.
As the imminent threat of our in-house prestige exterminator dwindles so too does the energy driven by the adrenaline of the encounter. It figures that the moment I roll out of bed I want to take a nap again, but I know the moment I lie back down I’ll be back to full wakefulness in an instant. That’s just how that sort of thing works. With that in mind there’s really only one solution, a big, steaming hot cup of tea.
Making my way towards the tea machine I spot Jonsco, the feisty little primitive that mans our dispatch centre, smacking the top of the dispenser with a clenched paw while holding a mug underneath it.
“Is the tea machine fixed?” I ask as I pull out a mug from the cabinet myself.
Jonsco sighs heavily and shoots me a combative glare. “For the last time it’s not my brahking job to fix this damn tea machine! You got a problem with that then you can go pester someone else about it!”
I shrink back under the harsh rebuke. Jonsco may be small, but there was as much rage and fury condensed into that little package as anyone else in this department. Maybe more.
“I… I didn’t mean to imply…I just wanted to know if it was working again or not… Sorry.” I sputter out, feeling properly admonished as I look away towards the ground.
Jonsco looks at me quizzically, his hard glare softening somewhat as he seems to truly see me for the first time before returning to his usual scowl.
“Right…Whatever you say…” With one final smack the machine coughs and chokes, sputtering to life with a struggle, and a small trickle of freshly brewed tea begins to fill Jonsco’s cup. “The machine is on the fritz again as usual, but if you hit it just right, do a little percussive maintenance, then you can get it started again.”
“Thanks, Jonsco.” I lean back against the wall and watch as the mug slowly fills, impressed by the primitives know-how. “That's actually pretty smart of you.”
“For a ‘primitive’ right?” The words are barbed and spiteful, but lack his typical enthusiasm, more of a simple statement of fact than a real question. I couldn't exactly deny it, those had been my thoughts, and so the silence drags on awkwardly, marked only by the splash of tea falling into the steadily rising pool.
“What are you doing here at this claw anyway?” I eventually ask, dodging the question entirely. “We’ve still got at least another half-claw until our crew's shift is supposed to start.”
“I could ask you the same thing, you know?” The angry little dispatch operator retorts. “I'm here early working an overtime shift so I can afford to put food on my family's table. It's expensive feeding that many mouths. What's your excuse?”
“I had a fight with my brother…” I rub the back of my neck as I turn away abashedly, “moved out of the apartment and into the barracks full time… couldn't sleep…”
“Well then you should hurry up and work on patching things up with him.” Jonsco looks at me with an uncharacteristic hint of sympathy in his eyes. “Your family are the only ones who might actually care. This Gods-damned place is a slyther’s nest and no one here gives a speh about you or your problems. If you want my advice, you should do your best to spend as little time in this cesspool as possible.”
With his cup now full, Jobsco steps back from the machine and begins walking out towards the main hall.
“Thanks, Jonsco.” My words stop him in his tracks as he walks away from me. “I appreciate it.”
“... You're welcome.” He says after a short pause, glancing back to look at me one more time before leaving. “See you around, Sawvek.”
Taking advantage of the tea machine while it’s still mostly working, I fill up my own cup and drink deeply of the warm, fragrant beverage. The taste is bitter and unpleasant, just about the quality I would expect of this Guild Hall, but even at the first taste it’s evident that it’s been loaded with an extra strength dose of caffeine. I down the drink quickly and rinse out the cup before continuing on my journey towards the training hall. Fatigue begins to fall away as I walk, bit by bit as the drug makes its way into my bloodstream, blocking off sleep receptors and energising me. I know I’ll probably pay for it later, no amount of caffeine can actually replace sleep, but for now it feels good and I can see how some people can get addicted to the stuff.
A loud, metallic clanging emanates from the gym as I approach, something unexpected for this time of paw. No one's reserved space in the gym for this claw and not many people are industrious enough to sweat on their own initiative. Peeking my head inside the door I spy Bikim, the perfect, privileged, ‘holier than thou’ brahkass occupying the otherwise empty weight room. His irritatingly handsome face is taut with strain as he performs a series of weighted squats, his back and leg muscles straining underneath his short-cropped wool, and he pants heavily under the exertion.
I’m half tempted just to leave and go back to bed despite the fact that there’s no way I’d be getting any sleep with the tea running through my system. It’s too early in the paw to deal with Bikim’s speh. Before I can slip away unnoticed though, he spots me. I give a heavy sigh and continue my way inside. There's nothing to be done for it now. Trying to back out now would only make things worse later, a sign of weakness.
“What… Do you want… Predator?” Bikim asks between gulps of air as he reracks his weights, practically hanging off the bar to support himself on shaky legs.
“Good paw to you too, Bikim.” I say, forcing civility into my tone. “I’m here to use the equipment. Same as you. I'm allowed.”
“Whatever…” He eyes me with suspicion. “Just keep your distance… I don't want to catch any of your taint.”
“Believe me,” I flick my tail out in irritation, “I intend to.”
Looking around the room for available spots, I march my way over towards a cable machine on the opposite side of the room. Not nearly as far from Bikim as I would like, but the farthest I can get without leaving the weight area entirely. Bikim watches me all the while as I seat myself down and begin adjusting the machine. Eventually he grows tired of watching me fumble around with the machine and returns to his own exercises with a displeased flick of the tail, quite obviously judging me for my lack of experience with the equipment.
A tense sort of quiet settles over the room as we each go about our business, trying our best to ignore one another. Bikim slowly winds his way around the room, cycling from station to station to exercise all the different parts of his body in sequence before repeating it all again. He seems to bypass my corner of the room, glancing over at me with each repetition of his pattern. For myself, I stay put where I am, taking advantage of the varied exercises offered by the versatile machine to experiment with different muscle groups. Occasionally I slip up, dropping the weights with a loud clang that always draws Bikim’s ire. Every time he seems just a bit more disgruntled, a bit less patient. Eventually, the constant disruption reaches a tipping point and the pompous, self-entitled jerk walks over to confront me.
“Do you always do this?” He asks rhetorically. “If you keep slamming the weights like that you're gonna break it. Your form is speh so either fix it or lower the weight so you don't have to keep compensating. Better yet, just leave. You’ve been monopolising the cable machine for almost half a claw now. I don't know why you're even here in the first place.”
“Oh, look at Mr. Know-it-all thinking he can just go around telling us what to do, eh Killer?” The voice rises to the challenge. “Where does a guy like that who's been handed everything his whole life think he can get off with telling us how we should be doing anything?”
“Brahk off Bikim!” I don't even try to reign in the predator inside, feeling justified in letting it roam free for once. “I didn't ask for your advice and you don't get to kick me out of the weight room just because you can't wait your turn! I'm here because I don't have anywhere else to go! Ever since Intalran dragged me into this stupid Guild this brahking job has taken over my entire life! I don't even have a home to go back to anymore!”
Bikim's body tenses at my tirade and his tail flicks out aggressively like a whip.
“That's your own damn fault, predator!” He shouts back, eager for the excuse to vent his own frustrations. “Maybe if you weren't just some blood-starved beast out roaming the streets then you wouldn't be here right now! I’ve read your file! You got a history of herdless behaviour and physical altercations! Someone should have institutionalised you a long time ago, but someone took pity on you and let you slip through the cracks because of your poor dying mommy! They should have known it would come back to bite them! A normal, functional member of the herd wouldn't even think to pick a flamer up off the ground and burn another person to death with it! But you? You did it instinctively! You revelled in it!”
“You think that was easy for me!” I get up and walk towards him as I yell incredulously. “You think I asked for that to happen! You think it was fun for me to get choked out and almost eaten! That thing I burned wasn't even a person anymore! It was a predator in the middle of a feeding frenzy! So yeah, I did what I did, and you know what? It's a good thing I did! If I wasn't a freak of nature then that thing would have kept on going and kept on killing! Last I checked, preventing that sorta thing was supposed to be your job, but I had to be the one to step up! Now I have to live with the consequences of my actions every paw, knowing that I’m a Protector-damned killer that doesn't belong anywhere! Maybe you, in your infinite wisdom, would've known the perfect thing to do in that situation, but I’m not you! I’ve had to work and struggle for every little thing I have! Not just had it handed to me on a silver platter!”
“Oh, so you got me all figured out do you?” Sarcasm drips from Bikim's mouth as he looks down on me. “You don't know me. You don't know my life or what I’ve been through, how hard I’ve worked to get where I am. You just see the end product from cycles of effort and assume that it's always been that way, that it's always been that easy. It hasn't.”
“Yes, I’m sure you had it so hard growing up Bikim.” Saying it aloud almost makes me laugh. “You’re such a child of privilege that it drips off of you with every move you make and every word you say. I hate people like you, thinking that you're better than everyone else just because you were lucky enough to be born into wealth and status. Try living like the other side for a change, scrounging for every credit just so you can afford to eat, and then try to tell me how hard you had it with a full belly and a warm home!”
“You’re right, predator,” Bikim says contemptuously, “I am a child of privilege. My family has a long and decorated military tradition, my father is a captain for the space corps, a brahking hero, and I’ve reaped the benefits of that. That privilege came at a cost though, and that’s called expectations. Second best is not good enough and I've had to put in ten times the effort as anyone else my whole life just to meet standards! At least you grew up with a father who was there for you and loved you without the condition that everything you do is perfect!”
“All that talk about reading my file and you didn't even get past the first page did you?” I snap at him with a snarl. “ I didn't grow up with a father at all! He's been dead since I was in elementary school! Killed in action! I barely even remember him anymore!”
That one seems to give Bikim pause, but I’m not done yet.
“If you and your whole family are such a bunch of brahking heroes then how come you're here, working as a common garrison exterminator in a run-down backwater city like this?” I taunt. “Shouldn't you be out gallantly fighting the Arxur with one of the fleets or on a colony pacification force rather than making my life here harder than it already is?”
“That's the price for failing to meet expectations,” Bikim quiets down, drawing away from the world and into himself, “the price for knocking up a beautiful, wonderful girl right after graduation and refusing to get rid of it afterwards. You get cut off. You lose that privilege, and you do whatever you have to in order to provide and try to be a good role model for your son.”
Now that one threw me for a loop. In the short time I’ve known Bikim I’ve had a lot of thoughts about him, few of them good, but never would I have expected him to be the type to take responsibility… For anything. Still, there is one thing about his story that doesn't line up…
“Oh really?” I take a step back as I watch for his reaction closely. “I seem to recall Jonsco mentioned just the other day that your wife had left you for a Human.”
“Don't you bring that brahking primitive into this!” Bikim's anger flares in an instant before returning to a subtle simmer of regret. “We’ve just been having a… a rough patch in our relationship. I’m not giving up on us. I’ll win her back. She's just… confused and being taken advantage of! It's all that damn predators fault!” Bikim sighs and sits down on a nearby bench. “You're not the only one whose had something taken from them because of this job. You're not the only one without a home to go back to.”
Looking at Bikim now, a sad, pathetic man moping on the bench with nothing better to do on his rest claw than to try to externalise his inner pain… I find it hard to stay angry at him. He's still a narcissistic brahk ass and a complete jerk, but it's hard to truly hate someone when you actually know them. I had made quite a few assumptions about him when we first met, and he certainly hadn't helped my impression of him since, but… perhaps I was wrong to judge him so harshly?
“Nah,” the voice chortles, “he’s a piece of speh that got what he brahking deserves for being an insufferable prick.”
Overhead the intercom crackles to life and I can hear Jonsco's voice reverberating over the airwaves.
“Officers Vaesh and Sawvek please report to the briefing area for assignment. Repeat. Officers Vaesh and Sawvek please report to the briefing area for assignment.”
“Sounds like it's time for your first field assignment, Kid.” Bikim says, staring up at the intercom. “At least it gets you out of my wool. Try not to brahk it up and make the rest of us look bad.”
“Hmph.” I turn to leave, muttering to myself. “Stupid brahkass.”
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A/N - Hello! Sorry this one took a while. Like I mentioned before I got delayed working on my Ficnapping chapter as well as a crossover One-shot that's still in progress (but hopefully will be done soon). In other news we have new art of Sawvek's life-changing encounter in the Builder's Lane Bloodbath as drawn by Miglove and you can still find that and everything else Nature of Family in the new Master Post linked up above.
If you like the story then please remember to upvote, comment, and use the “!Subscribeme” function to be alerted to all new posts. I post as often as I can but real life has a tendency of getting in the way and my job makes it almost impossible to keep to any kind of schedule. Your engagement and support go a long way towards helping to keep me on track and motivated, so thank you very much for reading and I hope you'll stay tuned for next chapter!
submitted by Ben_Elohim_2020 to NatureofPredators [link] [comments]


2024.05.15 21:58 kamikazi- Can you evaluate my writing please? My test is in one week.

Can you evaluate my writing please? My test is in one week.
Task 1:
The chart below shows the number of households in the US by their annual income in 2007, 2011 and 2015. Summarise the information by selecting and reporting the main features, and make comparisons where relevant.
My response:
The graph depicts the number, in millions, of 5 population groups in the United States with different household annual incomes in three years. Overall, the number of people whose household income is higher than $100,000 increased the most, unlike the numbers of all the other groups which merely fluctuated.
Households with annual income higher than $100K was just below 30 million in 2007. Despite the little dip in 2011, this number increased to approximately 33 million in 2015. Households with income less than 25 thousand and between 25 to 50 thousand were around 25 million in 2007. In 2011 the number increased a little bit for both groups, reaching around 35 million, before it goes down again to around 27 for the two groups.
Unlike the other groups, households with income between $50K to $75K and $75K to $100K levelled off during the whole three years. In 2007, they both were around 20 million and 15 million, respectively. Both group showed an extremely tiny fluctuation in the other two years.
Task 2:
https://preview.redd.it/evaqyau7bn0d1.png?width=1085&format=png&auto=webp&s=f388e5efb0b60db566de8ba0fd57e4f8f0e822ae
My response:
Many college students express their interests in learning subjects that are different than the typical ones they study, while others argue it is essential that they dedicate all their time and energy to study for a degree. Studying different subjects alongside the main ones simultaneously might be good for the overall knowledge of students. Nevertheless, I believe focusing on academic studies is more important because it guarantees jobs in the future.
On the one hand, many students find the idea of learning unusual and different subjects more appealing than learning the typical mainstream ones. In modern days, most education systems are based on memorization, something that all college students find boring. This urges the students to find other ways to fulfill their curiousity and thirst of knowledge. For instance, college students might show interest in learning about Astronomy, a subject that is mostly unrelated to any major. In fact, this approach is likely to be good for the general knowledge of students, but is unlikely to serve them any professional benefit.
On the other hand, other students believe that they must focus on their college courses only. Proponents of this notion claim that the diplomas they will get upon graduation is their top priority. In today's competitive employment market, academic achievements are prerequisites to secure a good job. Therefore, qualifications in one specific subject is more important than a simple general knowledge of many fields. For example, a tech company would prefer to hire an Information Technology graduate with very little knowledge of the world than someone who graduated from a tech school with understandings of many unrelated fields.
In conclusion, learning different subjects for university students, like astronomy, might be good for their personal knowledge and instinct fulfillment. However, focusing on the universities' main courses and getting diplomas is far better for their future employment.
I spent 1 hour exactly on both questions. Thank you in advance!
submitted by kamikazi- to IELTS [link] [comments]


2024.05.15 20:53 sookfong A Week In Vancouver Island on a $92,000 Salary (Original Submission)

Please note this is the original submission I sent Refinery29. In the current post,they have given me a second credit card with a 100$ balance, as well as generational trauma from World War II and cut context for other things. I am trying to get that fixed.
Per previous discussion in comments here: The espresso machine is a Bezzera, which ranges from 2-5K. We got ours on sale for 1.7K, it’s a work house and we use it everyday, still hurts that we spent that money on a coffee maker.
I do understand mortgage is debt but when you compare it to rent to a lesser value condo in Vancouver it feels like not debt at all, which is how I tend to think of it. Yes I owe my mortgage but also I get my house instead of renting-which may not have become clear.
Please see in full the diary, below (edit for formatting via mobile)
Occupation: Sr Business Analyst
Industry: Tech
Age: 30
Location: Vancouver Island, BC
Salary: 92,000$ (Spouse makes 60,000$ for a combined income of 152,000$ before tax)
Net Worth: ~ 1.2 Million ( house is valued at 989,000$ currently, we have a combined 150,000 in pension, and ~60,000 in various company stocks, and GICs)
Debt: 3,000$ in a zero interest credit card for a 10 month period. We balanced transferred and pay 400$/month. Debt was acquired in Q4 2023 when we had to buy Snow Tires, and do a full break replacement as well as Christmas. 480,000$ in a mortgage, we refinanced in September 2023 for five years fixed rate at accelerated biweekly, however I don’t consider our mortgage debt due to the equity we are gaining, and that our mortgage for a five bedroom, 3 bath single family home is less than rent for a two bedroom condo in Vancouver
Paycheck Amount (Every 2 Weeks): 2,555$ after taxes. (Just mine). Spouse makes 2,308$ after taxes. Our pay periods are alternating.
Pronouns: She/her
Monthly Expenses Mortgage: 1450$ biweekly (100$ extra to the principal).
Utilities: ~200$ (includes water [paid quarterly], hydro [paid bimonthly], gas, sewetrash [paid quarterly] phone [highly discounted due to work plans for spouse and myself] and car gas) Loan Payments: 400$/Credit Card
Car Insurance: 84$
Life Insurance: 167$ combined (67$ me, 100$ spouse)
Health & Dental Insurance: 60$ deducted from pay (coverage for myself and spouse from my employer. Spouse also has coverage for both of us deducted from pay)
Retirement Contribution: 400$ (Employee matches me), (Spouse has a defined pension through work and contributes ~200$ month)
Union fees: 70$ Spouse
Subscriptions: Crave 22$/month (Recent splurge for Binge watching the Rookie), Playstation Plus 100$ (annual bought on Black Friday Deal), Amazon Prime 80$ (Annual), BCAA 120$ (annual) Gym 30$/month (we both have one so 15$/pp)
Note: My spouse and I have completely commingled finances. I will be tracking both as it’s essentially I spent whatever they spent
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?
There was always the expectation. My father was very clear, we were very smart. There was no way we’d be wasting our potential. He wanted me to be a lawyer, but unlike other immigrant parents, I got to choose my major and went into social sciences and got my masters in history. I deferred my PhD too much so I got dropped by the program.
I chose my university by where I got a full first year scholarship and then after that took about 15k in student loans for my undergraduate. My parents paid my rent and I got a part time job for food.
For my masters, I had a student line of credit and 5 k student loans otherwise it was all my savings and scholarships. With the line of credit, I had a total of 30K in student loans and paid it off in about four years.
Growing up, what kind of conversations did you have about money? Did your parent(s)/guardian(s) educate you about finances?
Save. We talked about how you get a dollar allowance and half of it goes into long term saving with 25% in short term and 25% in spend.
Investing came after I was eighteen. Family would like us to invest in property, however I don’t really want to be a landlord, but also we wouldn’t get to really enjoy profit of owning a rental property due to other family circumstances.
What was your first job and why did you get it?
Ice cream parlour I was twelve and my parents made me get it for responsibility. I lasted three weeks because I hated it.
Did you worry about money growing up?
I grew up thinking we were not rich, because we didn’t get big plane vacations (I didn’t count flying from Toronto to Vancouver every summer as a vacation since we were just seeing family but staying in a house my parents owned) and I had only been to Disney twice.
But we had a big new build house in the rich end of town, my mom stayed home to raise all of us. We had to work for things (like going to see a movie opening night or a new CD) but we always had money and got what we wanted. In retrospect, my family was/is fairly well off.
Both my parents grew up poor, with parents working multiple jobs and different shifts to make ends meet, the strive/drive to not have that childhood, and for my father to be able to retire his parents really impacted mine and my siblings and cousins lives. My father showed me the apartment he grew up in Chinatown a few years back. It’s light years away from the house my grandparents owned when I was a kid and how I grew up.
Do you worry about money now?
Of course. Inflation is real and we are actively planning a wedding for the next year, as well as a baby in the next few years. We also need to buy a second car, so we’re saving for that.
At what age did you become financially responsible for yourself and do you have a financial safety net?
Fully financially responsible? Twenty five. I lived in a family property where I didn’t pay rent in one of the most expensive cities in Canada, so even though I paid all my bills (food and phone), I didn’t have to pay rent. I in fact made money, as I rented rooms out and used the income for house utilities, and paying my student loans down faster. When I moved in with my spouse, I just paid condo fees until we bought our house two years ago which gave me plenty of time to save.
Our financial safety net is family, and our savings. I know my family would bail us out. My spouse’s father would as well. Conversely, we are my spouse’s mother's safety net and we have to keep all our plans in mind that we will be subsidising her.
Do you or have you ever received passive or inherited income? If yes, please explain. Yes, I received 50K from my parents once they sold my childhood home, as did both of my siblings. I have also received 10K from one set of grandparents which paid off my car and part of my student loans when I was 21. I will be receiving another inheritance when probate is done for around ~100K. My spouse also has received inheritance which allowed them to buy their first condo in their early twenties when the market was much better. That condo, 50k, and the subsequent upgrading helped us afford our house.
Day 1
10 AM: I drive to the pharmacy to pick up a prescription. Not how I want to start my Sunday morning but y’know. Normally I’d walk since it’s about 20 minutes but I have a UTI. I’m “lucky” that despite not having a dr because of the health care shortage, my work pays for the Maple app so I could get a dr to write the prescription and order the lab work at 1 am. I’ll do the lab work later this week when I can get an appointment but will take the relief now. Insurance makes the antibiotics free, but I also buy hydrogen peroxide because we’re out and we have a dog that thinks everything is meant to be in her mouth. We’ll buy a bigger one at Costco later. I also bought some oral wound mouthwash because we were out. I come home and my spouse made us breakfast.
Total: 15.90$ paid with debit.
1-2:30 PM: We do our taxes. I have a mini meltdown when I realize the part time bakery job I had for a few months didn’t take off income tax last year, so I owe 800$. Luckily, my partner is getting a refund so we net out positive 400$. The bakery took off income tax in 2022, so unsure why they didn’t in 2023. I made us lunch.
3-6:30 PM: We walk the dog, and watch the Rookie. Some time during that time period, a venue emails us back and is surprisingly affordable at 3k. I also get told that the tattoo artist I want to book with, has not chosen me.
6:30-7:30 PM: I explain what lazy girl dinner is to my spouse and make a lazy girl dinner. After not really grocery shopping since Feb for things besides fresh veg, we need to do a big pantry shop and neither of us want that. We debate about buying a food saver and if we should wait for a sale. My spouse is more frugal than me and has determined we should.
8-9:30 PM: We start season 3 of The Rookie, and then after two episodes we go to bed
Day One Total: 15.90$
Day Two
5:45-8 AM: Wake up and start work. I get up to date with what’s happened on the weekend and check that my automated reports. Sometime before 6:30, I get the kettle on for my spouse’s pour over before I go back to my meetings. There’s a twenty minute gap where I get changed and do my skin care and brush my teeth. I’d love to be a skin care person but honestly I’ve spent too much money on product that I don’t use and that just goes bad. Washing my face and using sun screen is a win.
I also make sure that Spouse’s lunch is in his bag and I get our travel mugs ready. Before, we used to go to Starbucks every day. Starbucks used to do free refills on coffee and tea if you were a rewards member if you bought a coffee or tea so it would cost us $5/day (2.5/pp), and we could get refills all day. While that’s 20$/week, 80$/a month and yes, we could have saved it but back then, that 80$ wasn’t turning the dial anywhere significantly for us—a privileged view.
But now, after COVID where I stopped drinking tea after one day working from home having like 10 cups and thinking I was dying, and Spouse has bought a good grinder and we recently splurged on a stupidly expensive espresso machine we call his Engagement Espresso since it costs the same price as my stupidly expensive ring, we bring our coffees.
8-8:30 AM: We drive to work. Prior to buying our house, we were both work from home and lived in a city with amazing transit. We only needed the one car. Since buying the house and moving to a city where public transit is a joke (the one bus goes past our house every 1.5h), Spouse changed jobs and is in office every day and I have to go in 3 days a week. We need a second car or the e-bike rebate to come through. We debate this in the car, since I’m done at 1 pm, and Spouse works normal hours, I either have to take the bus home, or go to the gym for three hours. Today though, I drop Spouse off. I will pick him up later as he has a half day because of the dentist
8:30-12:30 AM/PM: Work. I find a tech manager and ask them to get me more triple a batteries. Work won’t provide or let me expense batteries for my mouse, despite them replacing my usb mouse with a battery one. The poor admin had to tell me the decision is that we’ll all supply our own batteries. Luckily the tech managers have to have batteries on hand and give them out freely.
I ask my boss how the work from home tax forms work, and he is going to find out.
I run more meetings and work on a request for a dashboard and a business case for a new feature that I have to convince leadership to spend money on.
12:30-1 PM: I drive back to my Spouse because he has a dentist appointment.
While I wait for a spouse, I am incredibly hungry. I’m usually not hungry/don’t eat a proper meal until around 1 in the afternoon and my two granola bars I already ate at the office. I go to the bakery by Spouse’s work and buy a cheese bun for me (3.65$), and an apple pie scone (2.55$) for Spouse as a snack. Spouse points out he won’t be able to eat until after his appointment.
Total: 6.20$ debit
1-1:30 PM: I drop Spouse off, and the car stops working. The engine won’t catch. I try multiple times and then run into the dentist to dramatically announce to Spouse and the receptionists that the car won’t start. Spouse asks me what he wants me to do about this, since he’s about to go into an appointment. A very kind receptionist tells me it might be the alternator. I don’t know what that is.
I go back to the car to Facetime my father. He also asks what I think he can do to help since he lives 3000 km away. Weirdly, and sexistly, I thought a man who grew up at race tracks, in a racing family, or the man who has collected and worked on sports cars for forty years might be able to help.
Spouse texts me to remind me we have BCAA while my father also tells me that. I finally get the engine to catch and drive the very long way home, going the speed limit and getting stuck in traffic, construction and a bus. It takes me 20 minutes to get home instead of 10.
1:30-2:30 PM: I walk the dog, mail a (late) birthday card and then start researching what an alternator is. The car is over a decade old and until the house, the most expensive thing I ever bought at 12K back in 2015. We have the funds for the cost, but it’s my first car and the fact it might be the end of its life is scary.
Alternators can cost between 400-800$ repair with labour, so that’s fun.
My dad calls me back and apologises for asking me what he could do away. He advises me that there’s probably a bald spot on the alternator and advises me to go to the mechanic to check or replace it, if the car doesn’t start again.
I call the mechanic to book an appointment, and to also get the snow tires off and to buy new rims for the snow tires. The mechanic lets me know that the alternator part is 500$, and an hour of labour so with taxes we’re looking at around 700$
That future appointment next week (we’re going down a highway this weekend which requires snow tires) will cost ~1.5K, assuming we replace the alternator.
I make lunch and sigh.
2:30 PM: The car starts thankfully. I drive incredibly slow. I pick up Spouse by idling the car. We get an email back from a venue saying they cost 75,000$ minimum. The timing is hysterical.
Due to the nature of the dentist, Spouse owes 618$, as they haven’t flipped it under my insurance. They split it in half, as he has a follow up in two weeks. After the next appointment they will flip the whole amount under me and we’ll get reimbursed for the whole amount.
Total 309$/credit card.
3-10 PM: We walk the dog, make dinner (Spouse makes white sauce pasta, with chicken and peas) and watch The Rookie. There are thirteen episodes in season three, and we will be busy every night this week besides Friday and Sunday, and I would like to finish season three so we can start season 4 next Monday. I don’t want to pay for more than one month of Crave. We have five episodes left
Day Two Total: 315.2$
Day Three
1 AM: 100$ is automatically transferred from our account to the credit card debit. We have an auto transfer of 100$/every Tuesday to a Visa where we balance transferred both our cards. We have an offer for 0 interest for 10 months, so we did that for some of the bigger expenses (snow tires, break replacement and general Christmas) and are on track to pay it back within the next 6 months. That visa is our emergency card that we just have in the back end and utilise for promos like this. It allows us to keep our two cards balances manageable and lets us pay in an easier way than taking big chunks out of our various savings.
Total: 100$/direct deposit
5:45-9 AM: Work. Meetings, reports, trying to convince a colleague that the process does include them and refusal to follow it means that their requests won’t be done. Spouse has another half day so I can go into the office at my leisure—if the car starts
9-9:20 AM: The car starts, I get into the office and refresh a data flow before a meeting with a new stake holder. It takes longer to drive into work today because the tourists are starting to come and their van builds or campers are not exactly highway speed and with a two lane highway, if you don’t merge over fast enough you’re stuck.
10:05-10:20 AM: Meeting done, car starts again and I drive home for more meetings. The least amount of time in the office is preferable for me.
10:30-11AM : Meeting with my manager where we discuss future salary and promotion. I am due for a promotion in the start of Q2, which would push me to six figures. I’ll believe it when I see it but, I’m really excited at that possibility for my family.
11:15 AM: Spouse leaves for work, we discuss what groceries are needed, as well if he’ll go to Home Depot tonight to buy more clover seeds for the yard, as we need to reseed before it starts raining. I eat a muffin and my dog and cat decide to try and eat each other.
11:15-1:30 PM: Work runs late. There’s some issues with the data and we can’t figure it out. We call it a night, and I’ll record the video presentations tomorrow, once we fix the data.
1:30-4 PM: Nap time! It’s bad for me, but honestly I don’t sleep well during the night so naps are what keep me alive.
4-6 PM I prep dinner (smash burgers and fries), and get chores done and walk the dog.
6-7:30 PM: Spouse comes home, we eat dinner. Groceries come to 96.83 for two 7 pound pork loins, two packs of bacon, chicken nuggets, coffee, pop, 8 pack of peppers, milk, tomato, pickles, rice, avocado, mushrooms, sour cream and lettuce.
Not too bad, we average about 300$/month in groceries because we can buy bulk and have a second freezer.
For the month of March we are currently at 123.61$ for groceries and there is twelve days left. We went on a small weekend away, so we ate out a fair bit but even then our current food budget is 272.27$ today.
Total: 96.83/ debit
7:30-10 PM: Spouse makes a coffee and plays video games with his friends. They do it every week. I have a shower, fold and put away laundry and read in bed.
Day Three Total: 196.83
Day Four
1AM: Our biweekly accelerated mortgage payment comes out of 1450$. I’m tracking it here to be honest on our spending but I tend not to think of it as money spent because in my head it’s already money gone. To pay for a house equivalent in Vancouver, the mortgage would be over 6k. Renting a two bedroom condo would be 3K. It feels like the mortgage is just cheaper rent, even though each time I own more of my house.
5:45-9 AM: Work. I find out the limits of how many people I can invite to a Teams Meeting as well as that the Thursday before Good Friday is a catholic holiday when a few people ask me to reschedule a training forum for over a thousand people. Sometime in there I make us coffee, make sure Spouse has lunch packed (leftovers). Spouse has walked the dog and has the recycling and compost out for pick up. I drop Spouse off at work.
10-11:45 AM: I leave the office for home and more meetings. I walk the dog and go record training videos. I get an email that Amazon is doing their big spring sale. I send a link to a robot mop and vaccum that’s on a big discount to Spouse. We want one, but I’m not in charge of the research on it. I send links to play grounds to my friends with toddlers
11:45-12:30 PM : I shove lunch in my mouth, last night’s left overs. I’m running late, and decide to get myself later by collecting all the random dishes and mugs that just show up places and start the dishwasher. I get to the lab ten minutes early but need to buy gas on the way home.
I tell my team I’ll be MIA for a bit and leave the work phone in the car.
I buy 15.6L of gas for 30$ at 1.879/l it sucks. I don’t fill up because we’re going to my in laws this weekend and there’s a Costco Gas Bar there.
Total: 30$/credit card
12:30-1:30 PM: Work goes long again.
1:30-2:30 PM: Nap!
2:30-4:30 PM: Walk the dog and drive to the gym. I usually go three times a week but with last week’s weekend away and this week’s weird half days from Spouse, today’s the only day. I make it up by doing both upper and lower body and a 30 minute circuit.
4:30-7:30 PM: I pick up Spouse and we go to Costco. We pick up nachos, ham, cheese buns and some other items. We debate buying our friend’s kid a toddler set of clothes and decide no. We end up buying work pants for Spouse, and a garden hose. It comes out to 116.90
I order our Costco dinner of hot dogs and fries for a grand total date night of 6.41$
Total: 123.31/ credit card
8-9 PM: Dance class! We bought a series of six lessons of introduction to ballroom back in December for a new date night idea. We paid 60$/pp and this is the fifth lesson tonight.
9 pm: We’re home, we let the dog out. Spouse spends an undetermined amount of time watching ballroom videos while I sleep.
Day Four Total: 1603.31$ or 153.31 excluding the mortgage payment.
Day Five
5:45-9 AM: Work. All the meetings. Thursday is the meeting day. I debate with a friend what’s the earliest call we’ve had. 4:30 am still wins. I pack lunch for Spouse and his coffee and he leaves. I end up cleaning up cat puke as the cat decides to drink milk from Spouse’s cereal and vomit it up on camera in a meeting.
9-9:30 AM: I make myself a matcha and walk the dog.
9:30-1 PM: Work and I treat myself to a lunch of a cheese bun and ham sandwhich. We used to eat it every Sunday while growing up but the cost of ham has been outrageous. The deal at Costco yesterday was 1.5$/100 g which is really good.
1-1:30 PM: I seal the wooden deer Christmas decoration we bought last year. It sits outside our front door and needs to be weather proofed, and I’ve been putting it off for five months. But the weather is good and we have newspapers. We have left over wood sealer after the sign we bought a year ago so I use that. The dog and the cat both don’t like my wooden deer.
1:30-4 PM: Nap!
4-5 PM: I basically just watch youtube and drink a root beer. I have no energy.
5-6:30 PM: Spouse comes home, we walk the dog and I make dinner (Kraft Dinner and nuggets–I swear we eat veggies but today is not that day). We discuss the possibility of our dog at our wedding as a flower girl, and if she’ll be in a tutu or a cheongsam like me. I am now researching if they make dog cheongsams and if she can match us. The cat, despite all my heart wanting it, won’t physically be there because he will have an anxiety attack and probably die.
6:30-10:30 PM: Board game night! We go to a friend’s to repeat the same scenario we’ve lost two weeks in a row.
10:30-11 PM: I pack Spouse’s breakfast (oatmeal and frozen berries), lunch (spicy tuna and mayo) since he’s trying to go to the gym before work, and feed the animals before we go to bed.
Day Five Total: 0$
Day Six Friday
5:45-9 AM: Work. I have a deep focus block which means I can get the script for the training I have to run. Public speaking is not my strong suit and it’s a group of a thousand people so I’m not looking forward to it. Spouse almost makes it to the gym. I get an email that my new work phone has shipped. I’m surprised because they wouldn’t order us any for the past four years, but I guess my new iPhone will show up next week. I might give my old work phone to my mother in law, since she smashed the camera on the phone we bought her last year.
9-9:30 AM: I walk the dog, make a matcha and make a todo list for what we have to get done before we leave to my in laws tomorrow. I text my mother in law happy birthday, and hope that she got the card in time. She did.
9:30-11:30 AM: My last meeting for the week ends and I’m debating calling it a day so I can nap. Instead I make lunch (cheese bun and ham), text my other mother in law our plan for Saturday, and unload and reload the dishwasher and go back to work for at least another hour.
12:30-1 PM: I shower and do skin care
1-3 PM: Nap! Somewhere in this time FedEx comes and since I’m sleeping, we have to pick up on Monday. I’m not too sure what it is, I assume it’s our custom address stamp from Etsy because that’s the only thing I’ve bought recently but not too sure. I just realized in retrospect, this might be my new work phone.
3-5 PM: I prep dinner (nachos), unload the dishwasher, pack my overnight bag and confirm all our venue tours by email. I start a load of laundry and do a quick clean. I feel like this is not the best image of our diet. I swear we generally eat healthy but we both have been feeling really blah over the past two weeks so have been going for quick and easy over healthy and balanced. I do have three whole peppers and two whole avocados in the nachos though.
5-7 PM: Spouse comes home, we walk the dog, have dinner, and plan out next week. We have a big Wednesday next week (mechanic, I have a nails appointment, dance class), and we are having our friends over for Easter so we need to prep for that. We pack the car so tomorrow is a very easy start.
Spouse also gets paid today. We’re lucky that we’re on alternating pay periods, we used to be on the same and it always felt stressful. Spouse also lets me know his union has secured a 3% cost of living raise to start in Q3. I really like his union for negotiating a base 2% year of cost of living raise, with potential addition raises depending on inflation. It’s a bit away but that’s still good news.
7:30-10:30 PM: We finish The Rookie Season 3 and head to bed. Crave reminds me that I have 10 days until I’m charged again. Sadly, I think we’ll have to pay for 2 months.
Day Six Total: 0
Day Seven Saturday
8:30-9:30 AM: Wake up. No one (except the dog) slept well so we’re not in a morning mood. Spouse makes coffee and walks the dog, while I finish packing the car and give the cat a lot of attention. Our first venue tour is at 11 and the one that is the most expensive (8-10K), but also the one we probably want the most. We live about an hour away but the highway is two lanes and one accident can back everything up for hours.
10:40-1 PM: We visit our dream venue. We stay way longer than expected. Basically if the quote is under 10K, we’ll get it. Just waiting now.
1-2 PM: We get to our in-laws and have a lunch of egg salad sandwhichs. We need to buy gas. My in laws drive us to a pottery painting store.
2-4 PM: We paint pottery. My mother in law only wanted to do this for her birthday. They’ll pick it up in a week after it’s been thrown. I paint a vase (28$), Spouse paints an Easter egg (18$), father in law paints a mug (30$), and mother in law paints a plate (50$)
Total:143.36/credit card
4-5 Pm: We see another venue. It’s an instant no. My in laws decide they want to try Korean fried chicken. We call ahead for take out to get two fries and 16 pieces of half and half. It comes to 50.83$ that my in laws pay for.
5-10 PM: We come back and see that our dog has pooped in their house and also has gotten into their pantry and eaten an entire bag of dog food. It is not a fun night.
We spend the night drinking wine and discussing the wedding and watching TV.
10PM: We go to bed. That’s the end of this week, but tomorrow we will be buying gas and probably lunch for my other mother in law as we will be touring another venue.
Day Seven Total: 143.36$
submitted by sookfong to MoneyDiariesACTIVE [link] [comments]


2024.05.15 18:51 rickstein01 Eset smart security alerting about botnet

Hi! Today I've been notified from eset smart security about Botnet from qbit, once every few minutes: botnet.cnc.generic.b
I notice this is every time qbitorrent is open.
Should i be worried about something ??? I added a few torrents in the last days but it also could be older ones...
Is there any way to find out which torrent is causing this so i can delete it??
Also i notice since december i have a torrent mark as warning in the tracker section, which i never could find out why was marking it as "warning" whats my aproach here ?
I analyze the folders that i used to save my torrent files but nothing came out , im guessing im not infected and eset smart is only blocking the communication or am i wromg and indeed infected ??
Note: qbitorrent was downloaded from the official website and this is the first time im getting this since i installed the client +1 year ago...
Also i read this could mean an ip blacklisted or a false/positive but i want to be sure.
So far no changes or low performance on my pc
submitted by rickstein01 to qBittorrent [link] [comments]


2024.05.15 18:03 KamchatkasRevenge Out of Cruel Space Side Story: Of Dog, Volpir, and Man - Bk 6 Ch 18

The next day finds the military part of the Bridger family waiting in one of the larger cargo bays. Paladin company and Shark Platoon are on hand, all in full power armor except for Makula, with the exception of Jaruna who's standing next to Jerry in a family uniform with her shotgun and sword slung over her back. Jerry had also elected for a dress uniform today, though he'd paired it with a 'ceremonial' curaiss that could still take a hit from a plasma cannon or two... and concealed a small shield generator. Mixed with his cloak and the Crimsonhewer war ax on his belt, Jerry thought he looked every bit the barbarian warlord... if a bit too clean cut for a Hollywood depiction of such.
The situation reminded Jerry of a similar reception back on Serbow... but this one was a bit less ceremonial and a bit more... dynamic. They didn't have any formal bonds with Clan Karchara, or their Khan, Komugai. So as a meeting of two new to each other factions, things could get... exciting. Which considering they were talking about Cannidor meant that things could potentially get very violent, very quickly.
They usually didn't. Not any more. Yet... it never helped to play it safe, even with a clan that had a decent reputation like the Karchara. More cut throat clans had been heard to disguise themselves for meetings like this for meetings so they could ambush their targets after all. Plus as always, there was tradition to observe and satisfy. Tradition which could be best summarized as 'Offer one hand, but arm the other.'. The Cannidor were ready to fight a war naked among any people but their own. They were beyond dangerous. So an armed society wasn't so much a polite society as the unarmed were likely mentally infirm, and to be politely left to their own devices.
A sharp whistle from the 1MC draws Jerry from his thoughts.
"Now hear this! The Clan Karchara envoy is arriving!"
The Karchara drop ship slides into view out of the black and makes it's way towards the docking day with all the leisurely grace of a terrestrial shark swimming towards a coral reef. Whoever's piloting it is clearly a hot hand on the stick because the ship moves as smooth as anything Jerry had ever seen out of Cruel Space, extending it's landing gear and coming to a halt with nary a hint of a bounce in it's suspension and shock absorbing gear.
"Hmmm. The Karchara..." Jaruna rumbles. "An interesting contact in Cannidor space to be sure. So to recap what we talked about, they're somewhat on and off again allies of my old clan. Decent types for the most part. No idea who the Khan is now, and a little searching online didn't turn anything up. Don't think the intelligence weasels had anything either. Save that they've been having some internal structural changes. Seized a new planet too, lighting raid, unconventional tactics, whatever that means. Gives them complete control of... ten decently populated and industrialized star systems I think. They're firmly in the middle of the power band for the Khans by that measurement, exact position depends on the number of warriors under arms they can bring to the Golden Khan's muster."
"Right. Well. Guess we'll have to see what Khan Karchara wants to chat about, and hear about this plan of hers."
The Karchara drop ship settles onto it's landing gear, and it's flight crew leaves the engines running. Tradition. You never knew if a reception was actually friendly after all, and it was also a mark of respect for the hosts. You might be asked to fuck off after all.
The forward assault ramp drops, and the honor guard warriors of the Khan march out, in power armor, but with their helmets off, fanning out to cover their leader. The lack of helmets was very much a declaration of intent, the human equivalent of open palms for a Cannidor in power armor.
Jaruna's brow instantly furrows as she scans the faces of the honor guard.
"...Wait. I know some of those girls. One of my aunts, Norkath is there on the left, and that's... but that."
Jerry can hear Jaruna's brain crunching that information.
"...Komugai. You said the Khan's name was Komugai? Not Jelvuna?"
"Definently Komugai."
"...Unless she changed her name... but then would Aunt Norkath join the Karchara proper without her...?"
Jaruna mutters to herself, clearly trying to puzzle whatever's eating at her out, when the sound of heavy boots on the assault ramp sound, and an utterly massive Cannidor woman starts to come into view. She cuts an imposing presence. Her uniform not too far off from Jerry's, a mix of barbarian warlord and modern dress uniform. The massive war ax over her shoulder tipping the scales on the barbarian - modern officer scale towards barbarian. It was easy to miss her other various weapons in the sheer scale of her. Her stark white fur, the three brutal scars across her muzzle, and another two over her left eye, which had a cybernetic replacement.
Khan Karchara stands for a moment, surveying the room silently... and before anyone can say anything, Jaruna breaks the silence;
"...Mom?"
Khan Karchara cuts loose with a booming laugh that reminds Jerry of Khan Isuras, and if this is indeed Jaruna's mother, he can immediately see exactly why the two women cut palms and swore sisterhood. He wouldn't be hard pressed to believe they were actual sisters.
"Heh. Glad to see all that time on Centris hasn't dulled your powers of observation! Always said you were a sharp one."
There's no sarcasm there, a little maternal teasing perhaps, but she's not mocking Jaruna. Anyone with eyes can tell Khan Karchara is damn proud of her child.
"And this'd be my son in law... bit small but hell just from your first date with my little girl I know you're a first class head kicker, plus you already gave me four grandbabies to spoil! Hahah. I suppose these bigguns here are the older girls? I... say. I thought there was three of you."
Karchara points at Makula.
"You're a bit old to be Hippolyta considering she was born a couple weeks ago. Who are you, girl?"
"Makula Sa'Bridger, I was adopted a few days ago. Honored Matron."
Karchara grins, her numerous teeth gleaming in the light of the hangar.
"Matron? Not Khan?"
"You are my mother's mother, standing in my family's clan hold. To refer to your title by right of blood is most appropriate."
Another bark of laughter.
"Well drilled and whip smart I see. You know the ways of our kind well, granddaughter." Karchara smirks, looking smug before turning to her honor guard.
"See girls? Five now! Haha! What a stud of a bull!"
Khan Karchara turns back to Jerry and Jaruna.
"Ah but I'm getting ahead of myself. Let's get the formal bit done so we can go jaw a bit and then hopefully I can visit with my eldest daughter, my son in law and these fine young ladies."
She quickly shifts her body a bit, drawing herself up to her full, imposing twelve foot height.
"I am Komugai, Khan of Karchara. I come to broker peace and fellowship between our clans, to join them in a bond of steel that will stand the sword storm for all time."
Jerry nods slowly. More than they'd expected actually. That was laying out intent to conduct some very, very serious negotiations.
"I, Jeremiah, Khan of Bridger, Admiral of this fleet, lord of these proud warriors before you, bid you welcome, Komugai of Karchara, bring your banner among ours, that they might rest together while we discuss the business of peace, and of wars yet to come."
"Well spoken indeed... and the steel in your eyes." Komugai nods slowly. "Yes, I see what you see in him, Jaruna, well past his considerable combat skills. All the better my dear son-in-law that you have already begun working on my grand design... but come, let us dismiss our warriors that they might go and eat, drink and enjoy themselves. We need only you, Jaruna, and perhaps my granddaughters for this business, so that they might learn the ways of leadership."
"I think we can accommodate that." Jerry says before turning and pulling the ax off of his belt and raising it high, an ancient Cannidor signal for attention from the leader of a warband to their warriors.
"Warriors, we walk with friends, show them to the promenade, that they might share our table while we discuss business."
Jerry and Jaruna guide Komugai to the conference room they'd prepared, while Joan and the girls quickly hustle to get their armor stowed and get their tails to the same spot. None of them wanted to miss a minute of this!
Still, the tension in the room's fairly heavy when the door closes, and Jaruna turns on her mother.
"Alright. We got a couple minutes till the girls get up here. What the hell, mom? You changed your name? Took over the Karchara? What the heck is going on?"
Komugai settles herself in a Cannidor scale chair, grinning all the while.
"You should be happier, daughter. This was inspired by you after all. When you left our band. Left the old clan... I knew you were right. We won't speak of that business, but we were obligated... and I should have been brave enough to refuse, but I lacked the standing... and perhaps the courage. So I did what any good Khan worth her blades would do and crammed it down their throats. Broke that clan, took them in, then subsumed the Karchara with my new band. They've got the older name, so I became Khan Karchara instead of remaining Khan Jormuntide. Your Aunt's got the title now. I'd offer it to you, but you've got your own clan now."
"So Jormuntide remains at least." Jaruna shuts her eyes for a second and lets out a slow breath. "You really did all this because of my idealistic and childish temper tantrum nearly a century ago?"
"Hardly childish. Idealistic? Absolutely. There's something to be said for actually trying to live up to our own ideals though. Especially as warriors. However, that is personal business, and we have business to discuss for the Undaunted first."
Komugai turns to face Jerry square on.
"Admiral Bridger, I'm prepared to offer two things to the Undaunted. One. I want to ally myself and my clan formally with the Undaunted. Second, I prepared to gift an entire star system to the same from my holdings. It is populated, but sparsely across three habitable worlds. Ripe for ongoing colonization and industrialization. To keep things fair, people within my clans will be given a chance to move to or from as they please if for some reason they don't wish for Undaunted citizenship. The Undaunted will then have the standing to select a Khan for your Cannidor population, both in Cannidor space, and Undaunted wide. A non voting position at first, but as the clan grows you will achieve that status quickly I believe."
Jerry stops dead. "...Did you just offer us a star system with three habitable worlds?"
"Yes."
"...Okay, I'm on board, but why?"
"Simply put, the worlds are marginal. They need investment. They need settlers. You need worlds. A strong alliance with humanity... and being the first Cannidor clan to extend that hand formally, even having your realm within my space... only benefits me. As I grow my own territory I might even cede another system to the Undaunted. If the Undaunted Khan helps me in those battles I damn sure will." Komugai chuckles. "We'll see how many Khans are stupid enough to try to fight me in the next few decades of course. The other thing I'm trading on is Undaunted naval power. As you just learned, we don't really do navies. I want a professional navy, the Undaunted have agreed to help me get it... and help secure my space once we secure them my end of the bargain, that, Admiral, is where you come in."
Jerry arches an eyebrow and gestures for Komugai to continue.
"Simply put, you need to do what you just did with that border bandit Khan Irgalas, but across Cannidor space. This isn't a done deal. It's up to the Grand Council and I'm but one vote. You already have an in with some of the other Khans, and the Undaunted are doing business with Cannid Solutions. That's an excellent start, and you just made a stellar formal introduction of yourself to Cannidor space. A flawless orbital and ground fight like that'll make sure word gets around that the Undaunted are here... and as dangerous as their rep says they are. I got a little list of the other movers and shakers you need to press the flesh with to win over key parts of the council. You make the rounds, and I'll be doing the same on my end. We meet on Canis Prime for the council meeting, and then we either have a huge brawl to make our point or toast victory with some top quality booze."
"You make it sound pretty simple." Jerry says, clearly not believing there's all there is to it.
Komugai shrugs. "It is simple in its concept. Pressing the flesh and winning the various Khans over won't be. They'll all have their little tests and challenges for you to get the measure of both humans and the Undaunted. We've seen a lot on the trivid as a species. A lot of us have heard stuff in the news or from kin. This is your chance to just straight up show people who you are and what you're about. Because now you're here, and therefore 'real'. If that makes any sense. Cannidor don't really care much about shit happening on the other half of the galactic disk. Undaunted, Humans, being here? Now? Now people will really start paying attention besides idly seeing if there's some interesting amateur porn or more combat footage available."
The Khan points over at Joan, Boudicca, Khutulun and Makula. "These four will likely be very critical to the warrior house's opinion of you... your next generation of warriors, your daughters. How are they treated? How are they trained? What's their mettle like? If they're strong, and worthy, you will impress the khans in a very good way. If my granddaughters are found wanting, they'd question a great many things... and could cause trouble when the Grand Council meets to discuss my little proposal, among other orders of business."
Jerry looks over at Joan and the girls, all four of them are suddenly looking very tense, especially Makula. "I have every confidence in all of my daughters to deal with anything the Khans can throw at them. Even Hippolyta if a trial suited for an infant is on hand."
That gets a chuckle from the girls, relaxing them a hair.
"Still. We'll burn that bridge when we get there. No sense borrowing trouble that hasn't come yet."
Komugai nods. "Wise words. Your diplomats have already approved this plan on their end, they'll send you the itinerary and all the fussy details shortly. Unless you have other questions for me?"
"I've heard there's a grand council of patriarchs too. Would getting in good with them help?"
That gets a full on shrug from the massive warrior woman. "Yes? I mean. Probably. No good way to arrange that though beyond asking my hubby, and I have. He said their council will handle things if it's deemed appropriate, and I don't need to fuss about it too much, and I know a polite way to be asked to fuck off when I hear one... so keep your head on a swivel on that one Jerry, I'm sure the patriarchs are well aware of the Undaunted... and are looking at a possible way to make warriors out of their sons without making their wives piss their frilly panties."
The khan's brilliant white teeth glitter in the room. "Back when we were the more traditional kind of savages back on our homeworld, the bulls did a lot of the leading and the fighting on an individual basis. Women however have always fought the wars. As we grew as a species, developed power armor, space travel, had our population bloom, a bull fighting another in single combat became less practical, and the other traditional male roles of shaman, guide, and brain trust came to the forefront. The council of patriarchs is an old body Jerry. Pre space flight. One of our first forms of international diplomacy between the khans. The matriarchs hold all the power... but when the council of patriarchs speaks, people know to shut up and pay attention."
Jerry nods slowly. Seemed like he'd just have to wait and see... and make sure he made a good impression when the opportunity presented itself.
"Well. I think that concludes everything we need to talk about professionally. Unless you have something else Khan Karchara?"
"Aww, just call me Mama like my big fuzz ball over here used to when we're not working! I've heard a bit about this little fortress of yours, could you all give me the tour? I'd like a chance to talk to all my new granddaughters after all."
Jerry shrugs. "Sure, we'll head up to the Den for a bit, then head down to the promenade to join the girls for some drinks and skewers. Our Cannidor eatery's got the best skewers in wild space whenever we're there."
"Don't I believe it, get to try some more Earth meats too! Bought a little sampler pack from a friend and good goddess, if you start exporting that bacon stuff in bulk, I'm going to invest in a chain of gyms, because there's going to be a lot of girls fighting to keep their girlish figures!"
First Last (SFW) Last (NSFW)
submitted by KamchatkasRevenge to HFY [link] [comments]


2024.05.15 16:53 Financial_Pitch_8593 What's the best tool to manage multiple email accounts?

I've been juggling multiple email accounts for a while now – work, personal, side projects, you name it. It got to the point where I was losing track of important emails and missing deadlines because I couldn't keep up. So, I went on a bit of a quest to find the best tool to manage all these accounts efficiently. Here’s a rundown of what I found, based on my experience and some deep dives into various tools:
  1. Microsoft Outlook: This one’s a powerhouse. It can handle multiple accounts seamlessly, whether they’re Outlook, Gmail, Yahoo, or others. The focused inbox feature is a lifesaver, and the calendar integration is top-notch. Plus, the mobile app is pretty solid. However, it can be a bit overkill if you’re just managing personal emails.
  2. Mozilla Thunderbird: For those who prefer open-source software, Thunderbird is a great option. It’s highly customizable with tons of add-ons and themes. It supports multiple accounts and can handle different email protocols like IMAP and POP3. The downside is that it can feel a bit clunky and outdated compared to more modern solutions.
  3. Spark: This app has a sleek design and is incredibly user-friendly. One of its best features is the Smart Inbox, which categorizes your emails for you. It also supports multiple accounts and has excellent collaboration features if you need to share emails with a team. The downside is that it’s primarily designed for Apple devices (iOS and macOS), although they do have a web version now.
  4. Mailbird: If you’re on Windows, Mailbird is a fantastic choice. It’s very modern and integrates well with a lot of third-party apps like Google Calendar, WhatsApp, and more. It supports multiple accounts and has some nifty productivity features like a unified inbox. However, it’s not free – there’s a one-time fee or a subscription model.
  5. ProtonMail: If privacy is your top concern, ProtonMail is the way to go. It’s encrypted end-to-end and has a strong focus on security. It supports multiple accounts, but the free tier is quite limited in terms of storage and features. The interface is clean, but it might not have all the bells and whistles that some of the other options do.
  6. eM Client: This one’s a bit of a hidden gem. It’s very user-friendly, supports multiple accounts, and has a built-in calendar, tasks, and chat. The free version supports two accounts, but you’ll need to upgrade for more. It also has a neat feature where it can translate emails.
  7. Airmail: Another great option for Apple users. It’s very customizable and supports a wide range of email services. Airmail’s interface is clean and modern, and it integrates well with other macOS and iOS apps. However, it’s not free, and some users report occasional bugs.
So, after trying out all these, I settled on Spark for my personal use because of its smart features and clean interface. For work, I stick with Outlook because of its robust integration with other Microsoft services.
What tools to use for your business? • email warmup: warmup inbox •automate customer support: Algomo • landing pages: leadpages • Publishing: Wordpress • Social Media Marketing - AdEspresso
submitted by Financial_Pitch_8593 to copywritingsecrets [link] [comments]


2024.05.15 16:44 FockCucker Most accurate BITSAT 2024 Prediction + much more [OC]

Most accurate BITSAT 2024 Prediction + much more [OC]
pre-writing opinions: Reddit's markdown support sucks ass, no LaTeX and no mermaid support, fuck u/spez

Disclaimer:

LONG READ. These are predicted and the opinions and results may vary for every individual, gaali mat bakna, mai thoda weak ho rakha hu abhi. Although I am pretty confident about what I found, but still, DO NOT BLINDLY BELIEVE EVERYTHING YOU SEE , you are only allowed to take notes of what could happen.

Table of Contents

  1. 5 Year score v/s cutoff v/s no. of applicants v/s seats available comparison
  2. Projected scores required for 2024
  3. Fee details broken down w/ projected costs of living, hostels and mess charges and miscellaneous
  4. Should you join it?
  5. Toughness of the courses offered
  6. What courses to take <-- needs personal introspection
  7. My remarks and need for amateur developers.

5 Years' scores detailed review

BITSAT has always seen large number of candidates giving their exams. I used 3 different regression methods for finding the projected number of candidates scoring 88% and above in BITSAT.
Here's the catch, BITSAT was of 450 marks before 2021, but I noticed a linear relation whatsoever for which some blogs claim was due to the ease of solving paper which was higher as of then.[1]
Projected number of candidates scoring >= 316 marks
Don't worry about how I plotted the graph, for the ease of viewing I used a calculative exaggeration method, while all the calculations being done on the raw data only.
Here, all the regressions have too much difference between them which throws off the ease of just averaging the three. Instead I used what is called the R-squared value to find an accurate follow-up projection for the number of candidates.
The R-squared value for the three are as follows:
R-squared values: Linear Regression: 0.8401621913740709 Polynomial Regression: 0.9161966003792115 Exponential Regression: 0.922505755755209 Projected next outcome using damped Exponential Regression: 15916.26589649187 

Cutoff Prediction

Now, the best part, cutoff prediction. Here, you need to know one more thing that all the campuses have a record of increasing the number of seats for their programs every year which has somehow worked a little to adjust to the 'population inflation' and has kept the numbers steady.
AAAAAANNNND, here comes the issue, while looking at the seat matrices for BITS, the seats in all branches has remained the same since 2017 (increase in seats for CSE). (2018 for Goa campus).
ALTHOUGH, due to the addition of the new Mathematics and Computing course, it can have significant impact on the No. of seats v/s Cutoff debate
Seeing with the lowest marks required for joining B.Pharm at three campuses of BITS:
Cutoff v/s Candidates remained consistent till 2020
[2][3][4][5]
NOTE: some of you jhaatus will be paranoid about how the cutoff decreased with much higher candidates. It's due to increase in the number of seats due to the new MnC branch
NOTE 2: I am speculating about the predicted number of candidates, since, the popularity has seemingly exponentially increased due to youtuber bhaiyya didis.
Notice that I used a simple polynomial regression here due to having much simpler values for predicting the consecutive iterations.

Why I couldn't correctly predict for CSE

See, the choices of students during counselling is really complicated and after reviewing some previous year details and cutoff scores, I couldn't have a perfect idea about how the relationship is maintained. That's why I will need someone else with more free time to help me polish my code for predictions.
Anyways, here's the predicted cutoff for some branches using exponential regression:
Branch Pilani Campus Goa Campus Hyderabad Campus
CSE ~356 ~312 ~299
MnC* ~310-ish ~290-ish ~280-ish
ECE ~300 ~279 ~272
* no regression, only compared ratios with the cutoffs of IIT Roorkee (JoSSA 2023)

Broken Down Fee details and Costs of Living

With inflation and the enduring lust for money, the hostel charges are continuously being increased since a few years, here's the detailed breakdown for what I have observed.
Academic Year Semester fees (per sem) Hostel + mess + elec (per sem) + advance Summer term fee (whole) costs of living (projected and adjusted for inflation)
2019-20 1,78,000 22,900 + 15,000 62,300 ~10,000 (covid)
2020-21 1,99,000 24,150 + 15,000 69,900 ~27,000 (covid)
2021-22 2,18,500 25,550 + 15,000 78,000 <~50,000 (post-covid inflation)
2022-23 2,31,500 27,100 + 15,000 83,700 <~50,000
2023-24 (CURRENT) 2,51,000* 28,800 + 15,000* 87,900* <~55,000
* The fees are as per the archive since their webpage went down -> 2023-24 fee structure
The projected 4 year B.E. course price you have to pay would not exceed ~INR 27,55,000 /-
I am too lazy for finding projected for other courses.

Should you join it?

as a disclaimer, I am in no position to judge as I have lost hopes getting into BITS this year, since I have wasted a lot of money and seeing our house put of collateral for securing my admission into VIT I am in no way entitled to ask more money for second attempt from parents, but I can give you suggestions from what I've researched when I used to daydream about getting into BITS.
Overall Culture: when it comes to projects and teams, the students get highly competent, and after finding a good partner, you could go for numerous competitions like the Mars Rover Challenge (personal favourite), which needs skills from almost all branches inclusive of chemical and materials department. Which in turn also leads to better communicative skills and a top tier social life.
Imagine your parents get to see you with bunch of smart ass people just discussing about different stuff ranging from algorithms to spatial modelling of biological molecules, they will feel on top of the world.
Student life: I will not talk about the zero attendance policy nor about the strictness inside campus. Here, you NEED to have a control over yourself, drug peddling is quite common although no one talks about it, even at VIT Vellore, kids find a way to get that mind numbing puff. You will have an urge to just try it for once to find what is it for real, but DON'T. I guess I don't need to elaborate more.
Second, remember:
Darshane Punyam, Sparshane Paapam 
Look at all the chics, maybe even flirt with them under limits, but don't indulge in bad stuff since you already know how horny you really are.
Now, for a better part BITS hosts numerous fests varying from cultural to tech clubs, some of the highlighted as follows:
Type of Event Pilani Goa Hyderabad
Cultural Annual Oasis Waves Fervour, PEARLS(?)
MUNs BITSMUN ----- -----
Tech Annual APOGEE Quark ATMOS
Sports BITS Open Sports Meet (BOSM) Spree Arena
Entrepreneurial ----- Coalescence -----
Social Service ----- ----- IGNITE
Click on the campus names for detailed info about all the events.

Toughness @ BITS

doesn't need much of a warning, it's tough. Although, the first year will go on a cakewalk, same stuff for everyone to learn, you might have problems with the engineering physics and drawing classes** so be prepared. Maintaining 9+ GPA is really hard, you have work your arse off more than what you are doing right now.
Getting scholarships is on the tougher side too, you can manage to get 10% off by little work, but getting those sweet 80% waivers can be tough, you have to ace your quizzes and assignments.
By the 3rd year, you will start getting tensed about internships, their interviews, your GPA and finally your courses. You have to be ready and try to complete all the side courses (if any) by the end of the third year so you can focus more on placements the next year (only for low pointers).
That's all of what I've learnt and understood from the students, there are easier aspects too but only if you are actually smart and can do more work in much less of a timeframe.

What course should I take?

You need to introspect yourself before asking this question, many people say to follow your interest but it's not always practical.
You see, I have a friend who wants to become a physicist, and yet he isn't able to solve measly problems in physics which might need more brainpower, and even shitting himself on questions of nuclear physics when he wants to do research in that specific field. Not only about questions, he doesn't even properly know about how the Hadron Collider works, just spurts out some random Fission and Fusion chickenshit when asked about.
OK, you should totally give your interests a higher ground during the counselling but ask yourself if you are actually ready for what you have to learn for the next four years, probably even your whole life. Since, it's BITS you'll be able to adapt yourself, but always take caution before every choice you're going to fill in during choice filling. Don't embarrass yourself afterwards.
Here are few courses your might be interested in anyways:
Interests Skills Course recommendation
Computers, Maths, Hardware (JOB BIASED) Little bit of OOP, good statistical knowledge, knows how shit works Computer Science, Mathematics and Computing, Electronics and Communication, Electrical and Electronics
Physics, Building stuff, Likes to experiment (JOBS OR RESEARCH) Classical physics, mechanics, civil engineering stuff Mechanical, Electronics and Instrumentation, MSc Physics, Civil
chemistry chemistry chemistry
Maths, economics, next harshad mehta Maths (a little bit advanced is good), statistics, Economical and current affairs MSc Economics, MSc Mathematics
Biology, chemistry Biology, chemistry, (teeny weeny bit of Physics) B.Pharm, MSc Chemistry

My rants, remarks and opinions

Honestly, this was a ride and an escape for me to relieve a little bit of stress about how I was fcked this year. Denied EWS certificate, filed for an appeal, and no progress. Gave JEE as an OPEN candidate. Somehow got 10k rank in VITEEE, got cat 3 CSE, dad told me to leave no opportunities, now have to pay 4 lakhs tuition fee per annum, dad's income is 4 lakhs per annum. Took an educational loan from Indian Bank (13% interest + our house on collateral).
Called VIT, told me they will give a full refund if withdrawn before 11th September, but have to pay a cut of interest for the loan taken (did not specify how much). I am pretty sure they will be asking easily at 2-3 lakhs, unprepared for BITS after Nanu's death on 22nd April, (my VITEEE was on 24th), went with my mom to Kerala and back the next day and then again back to Kerala with dad and my 24 year old brother who has cerebral palsy. spent about 50k on the flight tickets alone. Wouldn't get BITS in the first attempt, afraid to register for 2nd.
Can't even commit suicide thinking about my brother, entitled school topper yesterday after results, teachers saying that I am not getting of what I am capable upto, really disappointed about me joining VIT instead of IITs (for god's sake).
Cousin sister told me to join her in Germany, (I've learnt german from her) but the living costs so high and the amount of stress my parents would have to take for this year has concerned me enough already. No one asks for this but please dm me, tell me your stories, it's nice to have someone around to talk shit.
Enough of rants, best of lucks to everyone
FOR AMATEUR DEVELOPERS OR INTERESTED IN DEVELOPING/RESEARCH
Since, this June and July are going to be an empty and un-exciting month for most of you, I need some amateur developers who can help me in building a college recommendation portal, which will help ease out the stresses students have to take while counselling and choice filling, I mean if not interested in joining some random dude and working your arse off, just take it as a recommendation for your next project :)
[1] Find the blog here for detailed scores from 2012
[2] BITSAT 2020 Cutoff scores
[3] BITSAT 2021 Cutoff Scores
[4] BITSAT 2022 Cutoff scores
[5] BITSAT 2023 Cutoff scores
This was a high effort post btw :) Thank you to the readers who read the whole thing
submitted by FockCucker to JEENEETards [link] [comments]


2024.05.15 16:20 detestatus Location and time zone changed

Hey guys 👋
I have an issue with my location and time on Windows as of today. After a reboot the time zone changed from UTC +1 to UTC -5, and also the location which was shown correctly earlier, from Budapest to North Carolina, Raleigh.
If I open Maps / Google Maps (via browser) it also shows the exact same location. (1000+ km away)
In the past there were no issues with it, and was really accurate about the location and time.
Model: Asus ROG Strix G15 (2022)
Troubleshooting which I tried: • Updating OS • Terminal (ipconfic \renew, etc.) • Updating Network adapter drivers • BIOS time change • WLAN —> Ethernet & tried connecting to other networks • Windows Security Virus Check • ESET Smart Security Complete check • Restarting the modem • Resetting drivers and connection settings
Little bit worried may I have been hacked, or something else.
Thank you for your help 🙌
submitted by detestatus to WindowsHelp [link] [comments]


2024.05.15 15:51 r3crac BANGGOOD Deals (15.5.2024)!

BANGGOOD Deals Compilation (15.5.2024)!
Check products in compilation image: https://i.imgur.com/oUtwtKM.jpeg or https://i.ibb.co/mNDTktc/31dc90bc3a55.jpg
-1- HABOTEST HT680 HT681 Thermometer Hygrometer
🌍 https://bit.ly/49D00g8
✳️ https://couponsfromchina.com/habotest-ht680-ht681-thermometer-hygrometer-coupon-price/
💣 Price: 4.99 USD / Lowest before: 5.99 USD
👌 Coupon: BGbe0af2
-2- Car GPS HUD Digital Speedometer
❗️ https://bit.ly/3K2mVHp
🛒 https://couponsfromchina.com/car-gps-hud-digital-speedometer-coupon-price/
✌️ Price: 6.99 USD / Lowest before: 6.99 USD
-3- 2Pcs Aluminum Alloy Metric/Imperial Nut and Bolt Thread Checker
https://bit.ly/3QMTXPE
🛒 https://couponsfromchina.com/2pcs-aluminum-alloy-metric-imperial-nut-and-bolt-thread-checker-coupon/
📉 Price: 8.99 USD / Lowest before: 9.99 USD
-4- AC/DC 12V 24V Transformer 100W LED Driver Power Supply
🌍 https://bit.ly/4bBVMaa
🔗 https://couponsfromchina.com/ac-dc-12v-24v-transformer-100w-led-driver-power-supply-coupon/
👉 Price: 9.99 USD / Lowest before: 9.99 USD
-5- Namimno ExpressLRS ELRS 2.4G RC Nano RX
🌐 https://bit.ly/3WLjk8b
🚨 Price: 10.91 USD / Lowest before: 11.99 USD
-6- 12V Motorcycle Two-way Anti-theft Security Alarm System with Engine Start
🌐 https://bit.ly/3WGbEnx
🌐 https://couponsfromchina.com/12v-motorcycle-two-way-anti-theft-security-alarm-system-with/
👉 Price: 11.99 USD / Lowest before: 11.99 USD
-7- 220V 63A Adjustable Voltage Relay
✌️ https://bit.ly/3ydXoby
📌 https://couponsfromchina.com/220v-63a-adjustable-voltage-relay-coupon-price/
〽️ Price: 11.99 USD / Lowest before: 12.99 USD
-8- 20Pcs Fishing Lure Set 9-10cm
📌 https://bit.ly/3yd5zF1
✌️ https://couponsfromchina.com/20pcs-fishing-lure-set-9-10cm-coupon-price/
📉 Price: 12.99 USD / Lowest before: 14.99 USD
✏️ Coupon: BG11352e
-9- ANENG A3007 True RMS Digital Multimeter
📌 https://bit.ly/390dMAb
👌 https://couponsfromchina.com/aneng-a3007-true-rms-digital-multimeter-coupon-price/
💣 Price: 12.99 USD / Lowest before: 13.99 USD
-10- SEALIGHT X3S H7 6500K LED Car Headlight
👌 https://bit.ly/3W0Mvnw
🛒 https://couponsfromchina.com/sealight-x3s-h7-6500k-led-car-headlight-coupon-price/
⭕️ Price: 13.99 USD / Lowest before: 13.99 USD
-11- Bakeey 100-Inch Metal Anti-light Projector Screen
✌️ https://bit.ly/3G5oR0t
✳️ https://couponsfromchina.com/bakeey-100-inch-metal-anti-light-projector-screen-coupon-price/
💥 Price: 14.99 USD / Lowest before: 15.49 USD
-12- G11 Universal HUD GPS Head Up Display
✳️ https://bit.ly/3K2Mx6W
📌 https://couponsfromchina.com/g11-universal-hud-gps-head-up-display-coupon-price/
🥇 Price: 19.99 USD / Lowest before: 19.99 USD
-13- NightEye Auto Lighting A315-S4 2Pcs Car LED Headlight Bulb
🛒 https://bit.ly/3P4UI5R
❇️ https://couponsfromchina.com/nighteye-auto-lighting-a315-s4-2pcs-car-led-headlight-bulb/
👉 Price: 19.99 USD / Lowest before: 19.99 USD
-14- BlitzWolf BW-HP6 Wireless Headset ANC
📌 https://bit.ly/3QNTOLL
🌐 https://couponsfromchina.com/blitzwolf-bw-hp6-wireless-headset-anc-coupon-price/
🥇 Price: 19.99 USD / Lowest before: 19.99 USD
🔑 Coupon: BGb04a3d
-15- SEALIGHT S6 LED Car Headlight Bulbs
🔗 https://bit.ly/4a5B9Cy
🛒 https://couponsfromchina.com/sealight-s6-led-car-headlight-bulbs-coupon-price/
👌 Price: 19.99 USD / Lowest before: 19.99 USD
-16- NOVSIGHT A500-N63 2PCS 6500K Car LED Headlight Bulbs
❗️ https://bit.ly/4avMuMA
✳️ https://couponsfromchina.com/novsight-a500-n63-2pcs-6500k-car-led-headlight-bulbs-coupon-price/
💥 Price: 19.99 USD / Lowest before: 19.99 USD
-17- BlitzMax BM-ES1 PLUS Monitor Light Bar [EU]
❇️ https://bit.ly/3WKpPrQ
✳️ https://couponsfromchina.com/blitzmax-bm-es1-plus-monitor-light-bar-eu-coupon-price/
〽️ Price: 19.99 USD / Lowest before: 22.99 USD
-18- 4Pcs USB Rechargeable Fridge Deodorizer
❇️ https://bit.ly/4akYtvE
👉 https://couponsfromchina.com/4pcs-usb-rechargeable-fridge-deodorizer-coupon-price/
👌 Price: 19.99 USD / Lowest before: -1 USD
🔑 Coupon: BGbf612c
-19- Astrolux SL06 2000lm Bike Flashlight
📌 https://bit.ly/4aXgml5
✳️ https://couponsfromchina.com/astrolux-sl06-2000lm-bike-flashlight-coupon-price/
⭕️ Price: 22.99 USD / Lowest before: 22.99 USD
👉 Coupon: BG63d448
-20- Drillpro 20+1 Brushless Electric Screwdriver 1000W
👌 https://bit.ly/3yhzYCm
💣 Price: 22.99 USD / Lowest before: 24.99 USD
-21- GameSir G4 Pro Game Controller
🛒 https://bit.ly/4cU6CcK
❗️ https://couponsfromchina.com/gamesir-g4-pro-game-controller-coupon-price/
⭕️ Price: 23.99 USD / Lowest before: 32.99 USD
✂️ Coupon: BGce662f
-22- Drillpro 600mm Woodworking Line Scriber T-type [EU]
❇️ https://bit.ly/3Q5jrHt
❗️ https://couponsfromchina.com/drillpro-600mm-woodworking-line-scriber-t-type-eu-coupon-price/
💣 Price: 27.99 USD / Lowest before: 29.99 USD
-23- Trustfire MT22 2250lm EDC Flashlight
📌 https://bit.ly/3UEOj3b
🛒 https://couponsfromchina.com/trustfire-mt22-2250lm-edc-flashlight-coupon-price/
💥 Price: 32.42 USD / Lowest before: 32.42 USD
-24- HONGDUI Dovetail Saw Guide 45 90 Degree Dovetail Rail Saw Gauge
🌐 https://bit.ly/4aLceEC
👌 https://couponsfromchina.com/hongdui-dovetail-saw-guide-45-90-degree-dovetail-rail-saw-gauge-coupon-price/
💣 Price: 32.99 USD / Lowest before: 33.99 USD
-25- Astrolux FT05 3050lm 711m Flashlight Green
👌 https://bit.ly/3TB6lnt
❇️ https://couponsfromchina.com/astrolux-ft05-3050lm-711m-flashlight-green-coupon-price/
〽️ Price: 37.99 USD / Lowest before: 38.01 USD
-26- Fonson Aluminum Alloy Track Saw Square Guide Rail [EU]
🔗 https://bit.ly/44KeZnz
💥 Price: 37.99 USD / Lowest before: 39.99 USD
-27- Namimno ExpressLRS ELRS 2.4G RC Flash TX Module
🔗 https://bit.ly/3j9DYKi
✌️ Price: 42.76 USD / Lowest before: 45.99 USD
-28- Wltoys 284131 RC Car [EU]
❇️ https://bit.ly/3UZf3g0
🌐 https://couponsfromchina.com/wltoys-rc-car-eu-coupon-price-2/
✌️ Price: 46.99 USD / Lowest before: 46.99 USD
-29- POPDEER PD-J02 23800mAh 3000A Jump Starter [EU]
🔗 https://bit.ly/3IUCRuZ
🌍 https://couponsfromchina.com/popdeer-pd-j02-23800mah-3000a-jump-starter-eu-coupon-price/
⭕️ Price: 52.99 USD / Lowest before: 52.99 USD
👉 Coupon: BG40ec4f
-30- MUSTOOL MDS9208 3-in-1 Oscilloscope Multimeter [EU]
📌 https://bit.ly/433b4Sh
👉 https://couponsfromchina.com/mustool-mds9208-3-in-1-oscilloscope-multimeter-eu-coupon-price/
💥 Price: 52.99 USD / Lowest before: 52.99 USD
⏳ Coupon: BGd4950b
-31- Mustool DM9 Digital Microscope 7-inch 1200X [EU]
❇️ https://bit.ly/4bdNBAW
🌍 https://couponsfromchina.com/mustool-dm9-digital-microscope-7-inch-1200x-eu-coupon-price/
💰 Price: 52.99 USD / Lowest before: 53.99 USD
-32- BlitzWolf BW-VS6 100Inch Projector Screen with Stable Stand [EU]
🌍 https://bit.ly/3QGMWQ7
❇️ https://couponsfromchina.com/blitzwolf-bw-vs6-100inch-projector-screen-with-stable-stand-eu-coupon-price/
🚨 Price: 54.99 USD / Lowest before: 56.99 USD
-33- GOCHIFIX 3x360 12 Line 3D Self-Leveling Green Laser Level [EU]
✳️ https://bit.ly/4dI1I2W
👉 https://couponsfromchina.com/gochifix-3x360-line-3d-self-leveling-green-laser-level-eu/
👌 Price: 56.99 USD / Lowest before: -1 USD
-34- SEEKNITE L6T XHP70.3 HI Flashlight 5000lm 5000K
🌀 https://bit.ly/3UK0tId
✌️ https://couponsfromchina.com/seeknite-l6t-xhp70-3-hi-flashlight-5000lm-5000k-coupon-price/
🥇 Price: 60.36 USD / Lowest before: 60.36 USD
-35- LDRC 1899 RTR 1/18 RWD RC Car
🛒 https://bit.ly/3QGFhla
👌 https://couponsfromchina.com/ldrc-rtr-1-18-rwd-rc-car-coupon-price/
💣 Price: 62.99 USD / Lowest before: 62.99 USD
-36- SKYRC GSM020 RC GNSS Performance Analyzer
👌 https://bit.ly/3Uz6Gqc
👉 https://couponsfromchina.com/skyrc-gsm020-rc-gnss-performance-analyzer-coupon-price/
💥 Price: 62.99 USD / Lowest before: 62.99 USD
-37- RC ERA C187 RC Helicopter RTF with 2 Batteries
🌐 https://bit.ly/4aUoYZO
👉 Price: 73.99 USD / Lowest before: 76.99 USD
-38- Hiwill HW210 120W 2.1 Channel Soundbar [EU]
🌀 https://bit.ly/3TekPbI
🛒 https://couponsfromchina.com/hiwill-hw210-120w-2-1-channel-soundbar-eu-coupon-price/
💣 Price: 80.99 USD / Lowest before: 85.99 USD
✏️ Coupon: BGREUHW210
-39- ULTIMEA Nova S40 BT5.3 Soundbar 2.1 [EU]
🛒 https://bit.ly/49xsSr2
❇️ https://couponsfromchina.com/ultimea-nova-s40-bt5-3-soundbar-2-1-eu-coupon-price/
✌️ Price: 83.99 USD / Lowest before: 82.99 USD
🏆 Coupon: BGREUNS40
-40- N-ONE NPad S MT8183 4/64GB 10.1 Inch Android 12 Tablet [EU]
✌️ https://bit.ly/49QU1ol
📉 Price: 93.99 USD / Lowest before: 89.99 USD
🖍 Coupon: BGREUNNPQ
-41- Proscenic V9 25KPa 250W Vacuum Cleaner [EU]
✳️ https://bit.ly/48S1nqP
🥇 Price: 98.99 USD / Lowest before: 98.99 USD
👉 Coupon: BGf96e63
-42- Runcam 6 4K FPV Camera 12MP 1/2.3 inch
🌐 https://bit.ly/3ykEsrQ
💥 Price: 101.99 USD / Lowest before: 101.99 USD
-43- LDARC X43 1/43 RC Car RTR
🌐 https://bit.ly/4bjEzm7
👉 https://couponsfromchina.com/ldarc-x43-1-43-rc-car-rtr-coupon-price/
🔹 Price: 104.99 USD / Lowest before: 106.99 USD
-44- ULTIMEA Tapio VII 190W BT5.0 Soundbar 2.1 [EU]
🌍 https://bit.ly/49SMmWy
👌 https://couponsfromchina.com/ultimea-tapio-vii-190w-bt5-0-soundbar-2-1-eu-coupon-price/
💣 Price: 107.99 USD / Lowest before: 114.99 USD
❤️ Coupon: BGREUTVII
-45- BlitzWolf BW-V8 FHD Projector Android 11.0
✌️ https://bit.ly/4dJffYq
✌️ https://couponsfromchina.com/blitzwolf-bw-v8-fhd-projector-android-11-0-coupon-price/
💥 Price: 107.99 USD / Lowest before: 107.99 USD
-46- SCY 16307 PRO 1/16 4WD Brushless RC Car RTR
🌐 https://bit.ly/3K05Iya
✳️ https://couponsfromchina.com/scy-pro-1-16-4wd-brushless-rc-car-rtr-coupon-price/
✌️ Price: 109.24 USD / Lowest before: 114.99 USD
🔖 Coupon: BGRCCar5
-47- AtomStack R1 V2 Laser Engraver Rotary Roller [EU]
🌍 https://bit.ly/3UyIncZ
https://couponsfromchina.com/atomstack-r1-v2-laser-engraver-rotary-roller-eu-coupon-price/
💥 Price: 125.99 USD / Lowest before: 144.99 USD
-48- FENGMI Xming Q1SE 1080P Projector
❗️ https://bit.ly/3WHUA0x
👌 https://couponsfromchina.com/fengmi-xming-q1se-1080p-projector-coupon-price/
⭕️ Price: 129.99 USD / Lowest before: 151.99 USD
-49- COOLBANK M5A1 1/16 2.4G RC Tank RTR with 2 Batteries
✌️ https://bit.ly/3UXntVk
🔗 https://couponsfromchina.com/coolbank-m5a1-1-16-2-4g-rc-tank-rtr-with-batteries-coupon/
💰 Price: 131.09 USD / Lowest before: 131.09 USD
👉 Coupon: BGRCCar5
-50- MJX HYPER GO 14303 1/14 RC Car Brushless with 2 Batteries
👉 https://bit.ly/3JZtSZE
📌 https://couponsfromchina.com/mjx-hyper-go-1-14-rc-car-brushless-with-batteries-coupon/
🚨 Price: 136.99 USD / Lowest before: 136.99 USD
-51- Liectroux M7S PRO Robot Vacuum Cleaner [EU]
🛒 https://bit.ly/4aeGfvE
💰 Price: 139.99 USD / Lowest before: 142.99 USD
🔑 Coupon: BG377071
-52- Proscenic P13 Cordless Vacuum Cleaner 35Kpa 1.2L [EU]
🌍 https://bit.ly/3UJT6QY
🌀 https://couponsfromchina.com/proscenic-p13-cordless-vacuum-cleaner-35kpa-1-2l-eu-coupon-price/
🥇 Price: 159.15 USD / Lowest before: 159.15 USD
🔓 Coupon: BGHONEYSP
-53- ULTIMEA Nova S70 3.1.2 Soundbar 390W [EU]
https://bit.ly/3Tlj90d
https://couponsfromchina.com/ultimea-nova-s70-3-1-2-soundbar-390w-eu-coupon-price/
✌️ Price: 163.99 USD / Lowest before: 167.99 USD
⏳ Coupon: BGREUNS70
-54- Artillery X2 Sidewinder X2 3D Printer [EU]
🌍 https://bit.ly/3wytJJt
💥 Price: 189.00 USD / Lowest before: 189 USD
🔖 Coupon: BGbb04a0
-55- DIDEEP 0.5Lx2 Mini Scuba Diving Oxygen Cylinder Set [EU]
✌️ https://bit.ly/3V9P4De
🌍 https://couponsfromchina.com/dideep-0-5lx2-mini-scuba-diving-oxygen-cylinder-set-eu-coupon/
👌 Price: 189.96 USD / Lowest before: 189.96 USD
-56- Ultimea Poseidon D60 BT5.3 Soundbar Speakers [EU]
❇️ https://bit.ly/4bAZTDg
🔗 https://couponsfromchina.com/ultimea-poseidon-d60-bt5-3-soundbar-speakers-eu-coupon-price/
💣 Price: 193.99 USD / Lowest before: 199.99 USD
💵 Coupon: BGREUPD60
-57- OWON SDS1104 Oscilloscope 100MHz 1GS/s [EU]
🌀 https://bit.ly/3UJ6eWp
✳️ https://couponsfromchina.com/owon-sds1104-oscilloscope-100mhz-1gs-s-eu-coupon-price/
🚨 Price: 205.99 USD / Lowest before: 219.99 USD
-58- C-FLY Faith Mini Drone with 2 Batteries [EU]
✌️ https://bit.ly/4dzfqW5
✳️ https://couponsfromchina.com/fly-faith-mini-drone-with-batteries-eu-coupon-price/
🔹 Price: 209.99 USD / Lowest before: 204.99 USD
-59- WQ-W4 Pro 36V 10Ah 350W 8.5inch Electric Scooter [EU]
🌐 https://bit.ly/42SK9IJ
🥇 Price: 215.00 USD / Lowest before: 210.7 USD
👉 Coupon: BGRDECWQ4P
-60- ATOMSTACK A10 PRO 10W Laser Engraving Machine [EU]
❇️ https://bit.ly/4aeai6H
〽️ Price: 299.99 USD / Lowest before: 299 USD
👉 Coupon: BG904a44
-61- SG PINECONE FOREST 1004A 1004B 1/10 2.4G 4WD 70km/h Brushless RC Car
✌️ https://bit.ly/3IbgIIk
❗️ https://couponsfromchina.com/sg-pinecone-forest-1004a-1004b-1-10-2-4g-4wd-70km-h-brushless/
👌 Price: 327.99 USD / Lowest before: 327.99 USD
-62- Furitek 2519 CAYMAN PRO V2 1/18 2.4G 4WD Brushless RC Car
❇️ https://bit.ly/3yloUnG
🌀 https://couponsfromchina.com/furitek-cayman-pro-v2-1-18-2-4g-4wd-brushless-rc-ca
💰 Price: 351.49 USD / Lowest before: 369.99 USD
🔖 Coupon: BGRCCar5
-63- Furitek 2520 CAYMAN PRO V2 1/18 2.4G 4WD Brushless RC Car
📌 https://bit.ly/3K5psAJ
🌀 https://couponsfromchina.com/furitek-cayman-pro-v2-1-18-2-4g-4wd-brushless-rc-car-2/
〽️ Price: 351.49 USD / Lowest before: 369.99 USD
▪️ Coupon: BGRCCar5
-64- KUGOO KIRIN M4 10Ah 48V 500W 10in Electric Scooter [EU]
❗️ https://bit.ly/3J75TaF
👌 Price: 423.85 USD / Lowest before: 425.32 USD
❤️ Coupon: 80b1a2
-65- DIDEEP D4000 15m 5h Diving Ventilator System [EU]
✌️ https://bit.ly/4b5RVlB
👉 https://couponsfromchina.com/dideep-d4000-15m-5h-diving-ventilator-system-eu-coupon-price/
🚨 Price: 465.52 USD / Lowest before: 465.52 USD
-66- FMS FCX10 1/10 4WD RC Car Chevrolet K5 Blazer RS
📌 https://bit.ly/4bfYlij
https://couponsfromchina.com/fms-fcx10-1-10-4wd-rc-car-chevrolet-k5-blazer-rs-coupon-price/
🔹 Price: 540.49 USD / Lowest before: 582.79 USD
🏆 Coupon: BGFCX10
-67- AYN ODIN2 1080P Game Console 6 inch 12/256GB Android 13
🔗 https://bit.ly/3QKiJQi
❗️ https://couponsfromchina.com/ayn-odin2-1080p-game-console-6-inch-12-256gb-android-13-coupon-price/
💥 Price: 549.99 USD / Lowest before: -1 USD
-68- KuKirin G3 18Ah 52V 1200W 10.5in Electric Scooter [EU]
❇️ https://bit.ly/49AR9vF
❇️ https://couponsfromchina.com/kukirin-g3-18ah-52v-1200w-10-5in-electric-scooter-eu-coupon-price/
💣 Price: 713.31 USD / Lowest before: 713.31 USD
❤️ Coupon: XMKKG3
-69- HALYTUS Hookee Plus Smart Fitness Equipment 5-100 lbs Resistance [EU]
🌍 https://bit.ly/4arII5X
💥 Price: 789.99 USD / Lowest before: 827.99 USD
✏️ Coupon: BGTYHOK1
-70- Ridstar H20 Electric Bike 48V 15Ah 1000W 20x4.0inch [EU]
👌 https://bit.ly/4bjS2ty
❗️ https://couponsfromchina.com/ridstar-h20-electric-bike-48v-15ah-1000w-20x4-0inch-eu-coupon-price/
📉 Price: 939.99 USD / Lowest before: 939.99 USD
⏳ Coupon: BG45d597
-71- Cosmobattery 2600W 2048Wh 640000mAh Power Station LiFePO4 [EU]
✳️ https://bit.ly/3wx8loh
🔗 https://couponsfromchina.com/cosmobattery-2600w-2048wh-640000mah-power-station-lifepo4-eu-coupon-price/
💣 Price: 1002.82 USD / Lowest before: 1002.82 USD
-72- CMACEWHEEL AC16 Electric Bike 48V 18Ah 350W 16 Inch [EU]
🌍 https://bit.ly/49vmQGl
✳️ https://couponsfromchina.com/cmacewheel-ac16-electric-bike-48v-18ah-350w-inch-eu-coupon/
📉 Price: 1029.99 USD / Lowest before: 1029.99 USD
-73- CMACEWHEEL EM20 Electric Bike 36V 12Ah 350W 20 Inch [EU]
❇️ https://bit.ly/3xpMZJy
✌️ https://couponsfromchina.com/cmacewheel-em20-electric-bike-36v-12ah-350w-inch-eu-coupon/
💣 Price: 1089.99 USD / Lowest before: 1089.99 USD
-74- RANDRIDE YG90B Black 48V 17Ah 1000W 27.5x2.4 Inch Electric Bicycle [EU]
🛒 https://bit.ly/3ULHqPe
👌 https://couponsfromchina.com/randride-yg90b-black-48v-17ah-1000w-27-5x2-4-inch-electric-bicycle-eu-coupon-price/
🚨 Price: 1136.06 USD / Lowest before: 1120.81 USD
👉 Coupon: YG90BBBG
-75- EKX X20 Electric Bike 48V 30Ah 2000W 20x4.0inch [EU]
✌️ https://bit.ly/3K0dpEP
🌀 https://couponsfromchina.com/ekx-x20-electric-bike-48v-30ah-2000w-20x4-0inch-eu-coupon-price/
👉 Price: 1519.99 USD / Lowest before: 1519.99 USD
👉 Coupon: BGc41f25
-76- OOTD K8 Electric Scooter 60V 40Ah 3000Wx2 12inch [EU]
✌️ https://bit.ly/3WFrGy8
✳️ https://couponsfromchina.com/ootd-k8-electric-scooter-60v-40ah-3000wx2-12inch-eu-coupon-price/
💥 Price: 1549.99 USD / Lowest before: 1549.99 USD
💵 Coupon: BGa2b796
-77- YUME HAWK PRO Electric Scooter 60V 30Ah 3000Wx2 10inch [EU]
✳️ https://bit.ly/4aBPqGZ
⭕️ Price: 1610.99 USD / Lowest before: 1685.8 USD
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-78- ENGWE P275 ST Electric Bike 19.2Ah 36V 250W Electric Bike 27.5 Inch [EU]
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2024.05.15 15:48 karenvideoeditor The Zoo - [Part 2]

Previous

So, if you’re just joining us, I work at a haunted zoo now. Since I’ve gotten some rest, it feels like I’ve got my head on straight, at least, so I’d like to continue where I left off.
I sat on the floor in the office after meeting the ghost until I’d settled my rattled mind (and realized I’d forgotten to ask her name, how rude is that?). I took a deep breath and got up off the floor. Walking over and falling into the rolling chair in front of the large screen of camera views, when I brought up the camera that covered the area in which I’d spotted her, she was still there, and it seemed she hadn’t moved an inch.
Sitting there, at a loss, I continued to watch her. The ghost hung around for another five minutes or so, appearing to look at a few things off-screen, though I’m not sure what. Then she walked off into the forest and left the view of the cameras. I wasn’t sure if she vanished into the ether or if she’d gone looking into the trees to look for something.
But that wasn’t the end of the job interview, so let me jump back there. It continued into what kind of animals the zoo had, with Andrew asking me how much experience I had with dangerous animals.
I took a moment to consider the question. “So, ah…I’ve been going hunting and fishing with a neighbor since I was sixteen,” I told him. “We always have to keep an eye out for gators, bears, and hogs. Then there’s snakes, of course…snapping turtles… Since I’ve lived here my whole life and been aiming for a job with wildlife for a long time, I know a lot about the animals in Arkansas in general. But good advice for all of the above is avoid them, so I’ve had encounters, but I don’t know if you’d say I have experience with them.”
“That’s fine,” Andrew said, nodding. “That’s an answer I’m satisfied with. Now, the ghost was the appetizer, Ripley; here’s the main course. To start with, the pay isn’t twenty-five an hour. It’s fifty.”
Staring in shock for a moment, I asked, “Are you serious?”
“Yeah. But that’d be weird to post online considering what applicants think we need, so I halved it.”
“That’s… Okay, why?”
“The animals are already here. You just can’t see them.”
I stared at him for a long moment, some disbelief worming its way into my expression, before saying, “Sorry, what?”
“There’s a chance you’d naturally never see them, or at least some of them,” he continued casually. “It depends on both your genetics and how long you stay on the job. I can naturally see six of them, but that’s it. Suzanne can see all of them, and more. Some are what people would label demons or ghosts. Or magic. Mostly you’d call them cryptids. The ghost was just a warm-up; I mentioned her first because it never takes more than a week to see her if you work the night shift. If you manage to handle her okay, soon you’ll be able to see the animals too. The more time you spend on the grounds, for weird reasons,” he said, wiggling his fingers in the direction of the back door, “the more you’ll be able to see.”
“So, this…this is a zoo for cryptids,” I echoed slowly. He nodded once, waiting to find out what kind of reaction I would have. I gestured vaguely around the room. “If this is a hidden camera show, will you cut me a check for showing up and participating?”
Andrew coughed out a chuckle and shook his head. “No joke. There are a ton of stories out there that have been written to death, pulverized until they’re not the Grimm stories of old and instead they’re Disney films. A lot of those stories come from what some humans have seen. There are dozens of other worlds pressed up against ours, and occasionally things come through by accident. If they’re smart, they’ll lay low and then make their way back when they can. If not, they become local folklore until someone helps them back. I’m just from London, but Suzanne is from somewhere else. She hires people like us for this zoo. Humans.”
Sighing, I shook my head. “That makes no sense. Why would she hire a muggle for a magic zoo?”
Andrew burst out laughing at that, and then waited to gather himself before he continued. “Fair point, but this is less about magic and more about animals, and you’re missing some information that will explain it. First of all, if I misjudge an employee, and they think they can make bank by outing the endangered and valuable animals we have, it’s easy to relocate the zoo.”
“Because magic?” I asked.
“Exactly,” he replied, ignoring the thread of skepticism in my tone. “That means it isn’t the end of the world if that happened, though it is a pain in the arse. But second…let me ask you a question. Speaking of reality shows, say the Discovery Channel put out a call to replace Steve Irwin when he passed. Imagine they had a line out the door,” he said with a gesture, “of people who thought they had the skill and natural talent to replace him, to take on everything he’d been doing his whole life. How many do you reckon would lose an arm, a leg, or their life, by the end of the day?”
My lips parted in surprise and I narrowed my eyes at him. “You’re saying people from…wherever…they’re just as dumb as humans, but they’re worse, because they actually think they can handle these things.”
Andrew pointed the pen at me. “Things. Exactly. You called them things. Suzanne and her friends grew up with them and would call them animals. These animals have dispositions and temperaments that we’ve studied for as long as there have been scientists. Where Suzanne’s from, they know the weaknesses of these animals, and also they’re in enclosures here, even if you and I can’t see the walls because they’re invisible things called ‘wards’. If I hire someone who’s got magic on top of all that, they’ll have almost no instinctive fear.
“Everything here is nocturnal, and every one of them is a hunter. Some of these things? Humans see them and they pass out. Not that I want you passing out, but I need someone who is scared of these things, who knows to stay out of the enclosures no matter what. Not someone who thinks they can train them to do tricks, who gets close enough for them to grab a mouthful of hair and drown them. Once, we had a night shift manager injured, and once killed, because they didn’t take these animals seriously enough.”
Thinking back to the Sea World orca incident I knew he’d been referencing, I remembered wondering how someone at that level of her profession could be so careless as I watched the video on YouTube. It made sense when he explained it like that. I hesitated before mentally throwing my hands up and going all in. “So, why put this place here, then? If they’re endangered and also dangerous, why have a zoo at all instead of just a small reserve?”
He pursed his lips, looking disappointed in me. “Ripley. You know that already. You already said as much.”
Thinking back through our conversation, I said, “The rich humans who pay top dollar to see supernatural animals.”
“Not humans,” he told me. “But people, yes, and they are rich, and they’re making donations and spending their money on a ticket here because everything we have is endangered.”
“So…”
I just let my voice trail off and my mind started to drift. Andrew remained silent, letting me do so. There’s that thing people say, ‘I believe that you believe it,’ which is just a kinder way of saying, ‘Bullshit.’ Parents say it about closet monsters. Psychologists say it to people who say they’ve been abducted and probed by aliens. I wanted to say it to Andrew.
But I also wanted a job. If it meant working overnight at an empty zoo, that was fine. When it came down to it, especially when I took the tone of our conversation into account, this was a zoo specifically focused on preserving endangered ‘animals’, and it was allegedly doing important work. Also, if this turned out to be the real deal and I started seeing the animals, I would deal with it, just like I would deal with an enclosure that had a lion or tiger or gorilla. If it came with a ghost and invisible creatures, I really didn’t see what the difference was, if I couldn’t go in the enclosures either way.
On that note, I’d like you to imagine a kid who looks at a roller coaster, watching everyone screaming and grinning as they go up and down and all around and they’re like, ‘Heck, I could do that! That looks like a blast!’
Then they get on, the first drop hits, and they realize they’ve made a terrible mistake.
“All right,” I sighed. “I can’t say I’m going to turn down a job just because it’s going to be scary. Especially not one with this paycheck.”
Andrew smiled. “Awesome. There’s an adjustment process for anyone working here, similar to a dog that gets adopted, actually. I know the general guidelines of, ‘three days, three weeks, three months’ in terms of milestones, until they finally feel they’re where they’re supposed to be,” he told me, “and you can think of your time here along those lines. I really think you’re a great fit, and once you reach the milestone of working here for three months, I’ll officially consider you our new night shift guard. And I hope you’ll stay with us for many years.”
I nodded and smiled at the flattery of an employer wanting me to work a great job for them for a long time. I’d never had a dog, but those milestones were well-known among anyone who knew animals, especially dogs. The first three days, the dog is getting to know its new digs, exploring, and decompressing. At three weeks, they’ve gotten used to their environment and are starting to get comfortable with their surroundings and the routines of the humans they live with. By three months, they know the rules and follow them, they trust you, and they feel they are where they’re meant to be. I could only hope to be so lucky.
I saw the ghost two days ago and she has yet to make another appearance (for those who are curious, I asked, and her name is Leila), and I still hadn’t seen any animals. I did hear one, though, I feel compelled to note. A growling roar sounded from the lake on occasion, echoing across the vast zoo, sending a shiver down my spine. Whatever that animal was, it sounded gigantic.
Andrew said there was apparently a group that wanted to visit for a birthday and they were offering a huge donation, so he let me know they were making an exception and that this group would be walking through the park that night. That meant I’d be watching people watching animals that, as far as I could tell, weren’t there.
It was anticlimactic. Even the three people who came for the tour just looked like people, not like aliens or something eldritch from another dimension, and I stayed in the security office the whole time. Andrew was the one giving the tour. I watched them spend about five minutes at each enclosure, the hour or so that they were there passing without incident. It was clear that they were able to see all the animals, though, since they motioned excitedly at each enclosure and spoke to Andrew, who presumably answered any questions they had.
If they could see the animals, that was that. There was still that niggle in the back of my head, from my twenty-three years of life never encountering anything like ghosts or cryptids, telling me that this was ridiculous. Waiting for someone to knock on the door, a camera mounted on their shoulder, to tell me that it was a big joke and they wanted to see how long I’d play along. But from all I saw, this was a real place with real, invisible animals.
I do carry a taser and pepper spray in my capacity as a security guard. Though it isn’t for the animals, since they’re in the enclosures; they’re actually for the rare instance of a break-in. Andrew mentioned that it had happened several times it the past, someone trying to steal an animal in the hopes of selling it on the black market. They’d been successful before, but apparently my predecessor Roger was good at his job, and mostly they left in handcuffs.
I’ll be honest, I’m not a huge fan of confrontation, but my job was to call Andrew and then confront the person, not kick their ass. That’s what the police were for, or rather, the people Andrew would call in lieu of police in certain situations.
Fifty bucks an hour. That’s the key here.
Andrew hadn’t set up direct deposit, since he was sticking with a strategy of waiting to see if I’d continue to work there once I found out myself dealing with the animals (I’ve decided I am going to just call them animals). Instead, I got an old-fashioned check after my shift every Friday. The number on the first check was delightful. I went out that evening and had a big dinner at the local diner, order my most expensive favorites on the menu and a big slice of pie for dessert.
When it came to the paychecks in general, though, I had this weird feeling of not wanting to tell my dad and brother about the fact that it was actually $50/hr. I previously mentioned that my dad, his name’s Nathan if you’re curious, works at a local grocery store. Our town has a couple food franchises, but I think its size is just short of whatever threshold Walmart uses to decide where to open. He earns $14/hr. and that’s after the tiny raises he’s gotten over the past thirteen years.
That’s not to say he’d feel bad about not making as much as me. On the contrary, he would be ecstatic for me and really proud. But, like me, he’d be suspicious. That hourly rate was the biggest hint that this was more than just a private zoo for cryptids. And as soon as that fat check cleared without problems, my dad wouldn’t be satisfied with reassurances; he’d want to come visit the zoo and look around.
I’d told him it’s a private preservation with scheduled (expensive) visits only and that it had only eleven animals, so he’d been appeased by me brushing off the idea of a visit. Also, I took a few photos of my workplace; one of the security room, one of me sitting in my chair, one photo of the many screens I watched, and a selfie where I was feigning sleep out of boredom, slouched in my chair with my mouth open in a faux snore. That let him feel like he knew where I was and what I was doing, and that I was safe.
But if I told him I was making double what he thought, my father would practically order me to quit. No job was worth my safety, he’d tell me. I was quite of the opposite opinion, however, considering how crucial any and all conservation efforts were these days. Especially with the steep extinction levels due to humans competing with other animals for space, not to mention climate change. Working in any job that helped preserve species and keep ecosystems in balance, or put them back in balance, was so important.
Then again, my father would also point out something I had realized right away: the fact was that I was working with endangered species that were not from Earth. I wasn’t helping my planet. To be honest, though…that didn’t matter to me. Especially after that talk with Andrew about why he hired a human for this job, I figured whichever dimension these animals came from had the equivalent of us, razing forests to the ground, clouding the planet with pollution, and leaving the animals with no avenue of recourse when yet more land was taken from them.
I really do hope to keep working here for a long time, though, and not just because of the money. I can’t help it; I want to know what these things were, and I want to work with them, to do the job of a zookeeper. The same way you go up to the chain-link fence to get close to a carnivore on the other side who thinks you’d make a nice afternoon snack. You just want to be closer to them, to experience that incredible, daunting feeling of being in their presence.
Unsurprisingly, it wasn’t long before I got what I wanted.
The day after we had the tour go through, I was doing my sweep when I saw the ghost again. She was sitting on a small boulder in the same area I’d seen her the first time, looking identical, blood covering the front of her slashed shirt, the wounds visible underneath. I stopped and stood there for a moment before I decided to raise my hand in a small wave.
The young woman cocked her head at me and raised a hand in the air in an imitation of my gesture, her expression showing a bit of curiosity.
She was low-key, seemingly not concerned with my presence, looking at me as a novel phenomenon in her world. I wondered what that world consisted of. Was she always here, sometimes visible and sometimes not? Or did she have another world next to ours, in the ether, where she left everything in this world behind and floated in her disembodied form? Did she still feel emotions? Was that really curiosity on her face, or was I projecting? Did she feel happiness? Fear? Did she have the option of moving on, or was she stuck here?
Many questions that I might never get the answers to. And that was assuming Andrew knew the answers, since I’d never met Suzanne Cooper and he hadn’t even mentioned that possibility. This place was clearly her baby, but I’m sure running it was a lot of work. Plus, if she was rich enough to own it, she was rich enough to have other businesses and charities to run.
When it comes to the enclosures, they’re all wrapped by a barrier of some kind, though never one that seems adequate. There was not a single place with the ugly metal weavings of a chain-link fence, and no stretches of circular razor wire. Instead, there are nice fences. Black iron, or wrought steel fencing in a similar style to the one circling the perimeter of the zoo, just shorter and with different patterns. Or a spaced picket fence, the wood stained in some tone of brown, or a split two-rail fence. As if to say, ‘This is the border of your enclosure, but we’re just letting you know out of courtesy.’
When I started to pass enclosure number seven last night, a young woman’s voice spoke, “Hello.”
I startled, unaware that I hadn’t been alone. “Oh. Hi,” I said, staring at her standing a few yards in.
She had been next to a large tree and I hadn’t seen her. This enclosure was behind a picket fence, and she walked through the large area of wild grasses and flowers that stretched across the other side of the fence. There were fewer tall grasses closer to the fence, which I guessed was because it had been tromped down by her regular pacing along it when there were visitors, or if she wanted to see the various enclosures of the zoo. Her sudden appearance was a bit weird, considering I had been expecting to see a cryptid and instead I was looking at, it seemed, an attractive Asian woman.
She wore a black kimono, the soft silk robe draped gently over her body, with beautiful patterns of cherry blossoms, more so over her left side, and red and blue birds with their wings spread. A sash wrapped around her abdomen, she wore socks and sandals on her feet, and her hair was up in those rolls that gave volume to the style.
I was no expert on any fashion, much less that of another country, so I just assumed it was all traditional Japanese clothing. Most likely, the visitors who came liked to see a certain time-honored style and that’s what she stuck with. Or maybe she played on stereotypes. That would be amusing.
“I’m Yui. It’s nice to meet you,” she spoke, arriving at the border of the fence and holding out a hand for me to shake.
I’d been standing about three yards away from her, and I’ll be honest, muscle memory tried to kick in. But I only made it two steps, my hand starting to rise, before I froze, the hand falling limply at my side. “Nice to meet you, too,” I answered, my voice quiet.
Damn. I wonder how many times that honey trap works back where she comes from.
The pleasant look on her face faded, and she lowered her hand. “You won’t shake hands with me? Isn’t that rude?”
“I mean, I kind of like my hand where it is. You know, attached to me.”
Her demure smile widened into something more amused. “I would never do something so revolting.”
Looking her up and down, as if more visual information would give me more knowledge of what she was, I asked her, “What would you do?”
“I would be less wasteful,” she said softly.
A finger of ice trailed down my spine, and I had the sudden image in my head of her grabbing my outstretched hand in an iron grip and yanking me over the fence, leaving me to sprawl on the ground. Then killing and consuming me efficiently, without a single careless step, the same way humans slaughtered pigs, using everything from the hog but the squeal. I was struck with a shiver at the idea of her consuming everything from me but my screams.
Slowly, I took one step further down the path, then another. Just as I got to a walking pace, though, I realized the woman had started walking too, in the same direction. I’d have eventually gotten to the end of her enclosure and keep going, leaving her behind, but she spoke up. “Are you leaving?”
I came to a stop, meeting her gaze again. “My job is to walk the zoo every hour. Then I’ll get back to the security room and stay there until my next walk.”
“Have you met the others yet?”
I hesitated before saying, “Just Leila.”
She blinked languidly. “That means nobody welcomed you here.”
“Andrew did.”
She didn’t reply to that. Instead, she slowly started to lean forward, and I flinched backward a few steps further as I saw insect legs start curling out from her back.
No. Not insect. Arachnid.
The eight legs ended in small ‘paws’ with tiny claws, a layer of hairs covering the leg from top to bottom, like any typical tarantula. I took two more slow steps back and my mouth went dry as the jointed legs just kept lengthening, until they were large enough to lever her off the ground.
My gaze had been on the spider legs, but my heart skipped a beat as I realized her human legs had melded together and turned into a bulging abdomen. Her skin was shifting to a carapace, eventually all the way up to her shoulders and down her arms, her fingers elongating and her nails stretching to claws. From there down, her body was that of a pale tarantula with pedipalps the size of my arms and piercing fangs in her jaws that looked like they could take my head off.
There was a moment, my vision blurring, where I was worried that I might piss myself. The part of my brain that still had its humor intact in that moment told me that I should keep an emergency set of clothes in my car, or at the very least, start wearing Depends to work.
“I show you my true form,” she said softly, her voice now raspy like an eighty-year-old after a lifelong smoking habit. “Welcome to Suzanne Cooper’s zoo. The night shift guard for many years was Roger, before he retired and the zoo moved, and I miss him dearly. What should I call you?”
I choked on my words. There was no way my throat was going to cooperate enough for me to clearly get a sentence out. Instead, I realized my legs had taken control of the situation themselves, unsatisfied with my conscious brain’s decision to stand and stare, taking steps backward. I backed up a yard, then five yards, then ten.
My mind focused on the fact that spiders don’t waste anything, and pictured my demise. I’d be wrapped in a cocoon, killed, and made nice and mushy before she had me for dinner.
The whole time, my brain was a frenzied mess, my pupils were probably the size of dimes, and I was staring at that tiny, pathetic fence between her and me. There was so much adrenaline pumping through my body that I felt like my bones were vibrating. The fence was, to my eyes, the only thing between us. The only thing keeping her from tackling and killing me. My only hope was that she’d do it quickly.
But she didn’t move. As I absorbed her innocent, polite words, the look on her face was calm, and I wondered if this was typically the way a conversation went before she devoured her prey. I wondered how many people she’d eaten. Not humans, not people from Earth, but the ones from where she came from. The fact that she doesn’t scare the shit out of those people means they’re staggeringly dumber than humans.
Finally, I rounded a corner, both relieved at having her out of my sight and worried that she would take that moment to come find me. When she’d been within eyeshot, I had at least known where she was and could run in the other direction. But I didn’t hear the sound of faint footsteps moving rapidly toward me. All was quiet, in that deep, smothering way that only an empty business in the middle of the night in small town America could be.
My hands trembling, I barely paid attention to anything but the confirmation that my surroundings were free of the colossal spider as I finally got back to the door. Grabbing the handle and letting my eyes dart around for about ten seconds and my ears prick for the slightest sound, I finally swiped my key card across the pad and went inside, shutting the door behind me and engaging the backup deadbolt.
Maybe that was why they had decided on keycards. If I was running from something and panicking, using an actual key or inserting the card like at a hotel would keep me from getting to safety considering my hands were shaking enough to mix a margarita.
Walking over to my chair, I fell into it, letting my body flush itself of terror as I looked up at the cameras. There she was, still in arachnid form, exactly where I’d left her behind that rinky-dink fence, casually looking around and slowly pacing back and forth. I stared at her as my racing heart gradually slowed, and a minute or so later she turned on her eight legs and walked back into the trees.
Whatever invisible fences the enclosures have apparently work, which is nice, because I wasn’t keen on getting killed by one of the creatures here. And that’s what brings me here, spilling out everything that’s happened so far. Because nearly passing out from terror isn’t something I wanted to deal with at work, obviously, but I keep going over what she did in my head again and again, and I feel like I reacted like a child who spotted a wolf spider on their bed. I started to worry for my overactive sense of self-preservation, at least in my capacity as an employee here.
The spider didn’t even try to hurt me, and so I was feeling a bit foolish. Even annoyed, actually, at the fact that I’d freaked out so hard and took off instead of trying to engage in at least basic conversation. I got the sense that she wasn’t at human-level intelligence, but I was never going to be able to hold any level of conversation with an alligator.
Sure, she did mention that she wouldn’t be so crass as to yank off my hand because she’d rather just have my entire corpse, but wouldn’t a wolf do the same if it was hungry? Wouldn’t any carnivore? Actually, they probably would’ve been satisfied with one of my hands. The fear here was from the fact that she turned into a giant spider. If she’d turned into Clifford, I would’ve reacted the same way, if not better than, meeting Leila.
With that, I decided I’m staying on the job. Considering how frustrated I can get with foolish people, it’s a bit hypocritical, and I’m being a bit of an idiot. But…there are definitely wards keeping them in their enclosures. Also, I signed up for creatures for another dimension, whether or not I believed in them at the time, and I will not let encountering my first one in an objectively boring way be the reason I quit.
The money is a factor, I’ll grant you. Of course it is. And I can’t spend it if I’m dead, but all signs point to surviving as long as I don’t do anything dumb. Also, yes, I’ll admit there’s a not-so-little voice in the back of my head that’s desperate to know what else is here. I never thought I’d do something like this, but finding out these things are real, I honestly do want to learn more about them.
Still, though, I decided to call Andrew at the end of my shift to ask if the pepper spray and taser I carried worked on a certain spider, as well as the other animals I’d yet to meet.

Previous
***
/storiesbykaren
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2024.05.15 15:35 karenvideoeditor The Zoo [Part 6]

First / Previous
Back on the job, my eyes kept going to the camera that was on enclosure one. Andrew told me its real name, but I think that’d be a step too far, putting that out on the internet. I’d just stick with ‘Steve the bear’. Whatever it was, I just knew I’d have a nightmare about it eventually. Last night I slept fitfully but okay. But I know my brain, and I’d already had a nightmare about Yui stabbing me with one of her legs (they are not needle-sharp in real life, this was dream logic) and walking around, having not noticed I was a Ripley-kebab on her leg. I kept trying to get her attention but for some reason I’d been worried about sounding rude.
On my third walk around the zoo, at about 12 a.m. I saw Leila again, who I’d been noticing more and more often. She never looked interested in talking, only walking through the enclosures, and by that I meant any and all of them. She didn’t seem to have a favorite. I assume that however much of her mind that was left over from being alive still gravitated toward looking at the animals, since getting too close was what killed her in the first place.
Then, in enclosure eight, I saw a new creature and stopped abruptly. This one looked chill, but I wasn’t about to make any assumptions. It looked unique in a strange way, shaped like a giant lizard but built like a big cat of some sort. It had an uncanny valley human face, green hair for a mane, and also a horn like a unicorn. It felt like something drawn by an imaginative five-year-old brought to life, but was still somehow oddly endearing.
“Hello,” she spoke, noticing me noticing her. Her voice was distinctly female and oddly deep.
“Hello,” I responded with false cheer.
She pushed herself to her feet and I took an instinctive step back, but she didn't seem to notice, much less take offense. “You’re the guard here?”
“Yup. That’s me.”
“Thank you.”
I blinked, taken aback. “Ah…you’re welcome. For what?”
She cocked her head. “For guarding me.”
That was different. Most of the impressions I had gotten from the animals so far were that they wanted to eat me. And the idea that this one was thankful for me doing my job was refreshing, don’t get me wrong, but made me wary. Call me a cynic, I guess.
“My name is tàiyang. You can call me Sun,” she told me.
“Hi, Sun. I’m Ripley.”
Then she looked toward the sky. “It’s going to rain tonight.”
After a thoughtful moment, I asked, “Does that make you sad?”
“Why would it make you sad?”
I smiled. “Because your name is Sun.”
She paused and then said, “I don’t understand.”
Honestly, I wasn’t sure what I was expecting, telling a pun to one of the animals. “Never mind.” I glanced up at the sky. “I thought the rain is supposed to stay away from here. Are the ones who told me that wrong?”
“Yes.”
“Well that’s good to know,” I murmured to myself, thinking of my raincoat hanging in the security office closet. It wasn’t that surprising, honestly. Sometimes I felt like the meteorologists in Arkansas try to read the entrails of goats to figure out the weather. It’s all a mess and it’s all made up.
At that, the animal looked to the sky and fell silent. She appeared to be the most uneventful introduction I’d had so far, and I was incredibly grateful for it. Except then the animal kept talking. “He’s under a spell.”
I blinked. “What?”
She looked back to me. “Andrew. He’s under a spell. He’s very unhappy.”
I had no idea how to react to that. For a second I just stared. The sudden jolt of being told my boss was currently being afflicted by magic left me floundering. “He… What?” I finally asked. “Where is he?”
“In his office.”
Oh shit. My eyes instinctively darted in the direction of the main office. I always just entered through the door on the west side of the building, of course, since it led to the security room. It was unnecessary for me to go through the door that first led into the lobby-slash-office Andrew worked out of. Sometimes he even left early, so it was locked anyway. I had the key, but again, it was unnecessary.
Whatever had happened, assuming this animal wasn’t joking around (she seemed completely serious), I needed to establish whether she was right. Leaving the enclosure of the animal I’d just met, I quickly walked back to the small building.
Taking a deep breath, I knocked loudly. “Andrew, are you in there?”
The only reply was silence. I stood there until enough time had passed that it was obvious that no one was coming to answer the door. Taking out my phone, I dialed his cell number and wait as it rang. Then I grimaced when I heard it ringing inside.
Hanging up and shoving the phone back in my pocket, I stared at the closed door.
Trying the doorknob, I found that it was unlocked, and my heart skipped a beat. Andrew always locked his office before leaving. Opening the door slowly, the lights were off in the room, leaving only the faint red glow of the lights outside peeking around his curtains, so I turned on a light. Then my heart plummeted into my stomach, because there was Andrew, splayed limply on the ground, his eyes only half open.
I bolted to him and dropped to his side as he let out a whimper.
“Andrew,” I said, putting two fingers to the side of his neck. He remained silent, and despite his relaxed, wilted appearance, his heart was racing, and I wondered if he was in pain. The room smelled, and it was clear to me that he’d lost control of his bowels. I couldn’t believe I’d been working here for hours without knowing he was in the next room like this.
“Fucking hell. I’m so sorry it took me so long to find you. Can you hear me? What happened?” He made a small sound, unfocused eyes attempting to meet mine, but it was as if he were severely deprived of sleep or something, unable to focus. His mouth opened and he tried to say something, but he couldn’t speak. All I got was halting words mushed into each other. I felt for him; he must’ve been mortified by his condition. I would’ve been, at least.
The obvious solution would be to get Suzanne’s number from Andrew’s phone, so I searched him for it and found it in his right jacket pocket. I pressed the button the iPhone, swiped, and let out a sigh of frustration. He was security conscious enough to lock his phone with a code, of course.
“Can you… You can’t tell me the code,” I said knowing. He grunted quietly.
“What happened?”
I shrieked and jumped to my feet. Leila stood in the doorway, staring in shock at Andrew’s body. “You scared the bejesus out of me,” I exclaimed. I stopped myself before asking if she could make some noise when she moved or if I could put a bell on her. “What does it look like happened? Someone put a spell on him.” Abruptly, my stance changed, standing up straight. “Wait. Do you know how to get in touch with…anyone?” I asked desperately.
“I know Ms. Cooper’s phone number,” she said frankly.
My eyes widened. “Seriously? How?”
“Andrew gave it to me after I worked here for three months.”
That stopped my brain dead in its tracks. “You…used to work here?” I whispered. I remembered Andrew telling me that one of the night shift managers had been killed, but he hadn’t told me it was Leila. Whether it was for her own privacy or her dignity or some other reason, it didn’t really matter. What mattered was that I could call Suzanne.
“I worked here for three months,” Leila confirmed as I took out my own phone.
“Okay…what’s her number?” I asked, ready to dial. She rattled off the number and dialed it.
The phone rang twice times before someone answered. “Hello?”
“Hi, is this Suzanne?”
“Yes, who’s this?”
She had a British accent like Andrew did. I took a deep breath and said, “It’s Ripley Mason. I got your number from Leila. I’m here in Andrew’s office and he’s in really bad shape. Someone cast a spell on him and it’s like he’s lost control of the part of his brain that lets him move around and speak.”
“What?” she snapped. “What happened?”
“I-I don’t know,” I said, glancing back to Andrew. He actually looked calmer now, and I hoped that was because he knew Suzanne could fix this. “I was doing my rounds and I met Sun; she’s the one that told me and that’s why I came into his office. I don’t- Who would do this? What do I do?”
“It’s okay, Ripley. I’ll leaving now and will be there soon,” she told me. I heard rustling in the background, the sounds of getting out of a chair and footsteps. “Did you check the security cameras?”
My eyes shut in irritation against my stupidity. It hadn’t even occurred to me. “I’m sorry. Of course, I’ll do that right away.” Proof positive that I was completely out of it. Some security guard I was, not even able to keep my head in an emergency.
“Don’t apologize, Ripley, you’re quite within your rights to be discombobulated at the moment,” she said. “And I’d like you stay with Andrew, but I would prefer to know what happened. Leave his side just for a second to check the footage.
“Okay.” I crouched down to him, putting a hand on his shoulder. “I’ll be right back.” His eyes flicked to me, but he didn’t make a sound. Getting back to my feet and walking over to the security room door, I went in and sat at my desk, putting the phone on speaker so I could more easily navigate the footage.
After fidgeting around with the unfamiliar aspect of the program, since I’d never needed to look back before and Andrew only showed me how to do it once, I finally went back to the point where the spell had been cast. “Okay, he walked into his office with two men at…4:08 p.m. and it looks like he was fine with it. He wasn’t under duress, from what I can see.”
“That’s likely Michael Wise and Eric Henry,” Suzanne told me. “They were allegedly making a donation, a herd of Bagot goats.”
“Allegedly?”
“Well, I’m operating under the assumption that they lied if Andrew is spelled.”
I grimaced. That was a good point. Watching them have a conversation, I saw Andrew tense, and then turn to dart toward his desk, but he only made it two steps before one of the men raised what looked like a wand, snapping it in my late boss’s direction, speaking something. As I saw Andrew’s body seize like he’d been hit with a taser and collapse, I hissed in a sharp breath. “Cripes.”
“What is it?”
“One of them had a wand,” I managed. “He-He did something with it.”
“I’m here, Ripley. Come back to the office.”
My eyes widened and I did as I was told, stunned to see her opening the front door. “How did you get here so fast?” I asked.
The woman gave me a small smile, rendered grim by the situation. “Call it a trick of the trade.”
“Oh. Gotcha.”
Suzanne was all hard edges, her pin-straight blond hair cut at an angle just below her ears, and she wore a smart blue pants suit with matching pumps. But then she looked to Andrew and her face softened, despair and fury flashing across it as she quickly walked to him and knelt at his side, taking his weak hand in hers.
“Oh, Andrew,” she whispered. “I’m so, so sorry. You’ll be okay. I already texted a healer and asked her to come by. A friend of mine named Janine.”
I looked back to Andrew’s face, his eyes open and his expression one of exhaustion, but then quickly looked to Suzanne. “Why would someone do this?” I asked.
“I have a feeling at least one of our animals is missing,” she told me, her voice low and hard.
Anger flared up in me. “What?” I asked tersely. I glanced back in the direction of the cameras. “Should we check the cameras to see which enclosure they went to? Do we- Are there cops you can call for this? What do we do?”
Suzanne’s face slowly faded to sadness. “I’ll take care of it,” she said. “You’re accurate in that I do have a different police I’ll call about this. But there’s a good chance we won’t get the animal back.”
“Wait, why? Come on, there’s got to be magic you could do, right?” I asked anxiously.
“The animal will have been warded and sold to someone immediately,” she explained. “They would’ve had a buyer set up, and gone straight there to reduce the risk of being caught with it. Anyone who is buying an animal like this is extremely powerful, which means that even if we catch the men who stole it, they’d go to prison, but they wouldn’t risk angering the buyer. They won’t tell the authorities who it was, even for a lesser sentence. Losing an animal to robbery has only happened twice in the zoo’s history, this is the third time, but that’s how it played out both times. Actually, in the first instance, the police didn’t even catch the people who took it, since they were wearing masks.”
Just then, there was a knock at the door, and Suzanne pushed herself to her feet, walking over and opening it without hesitation. “He’s in here.” I took the opportunity to open the windows and turned down the thermostat so it would start displacing the smelly air.
A woman walked in, Janine presumably. “Oh, goodness,” she breathed, going quickly to Andrew. She took his pulse with one hand as she pulled a wand out from her purse with the other. “It’s good he’s staying calm. Redire orior can be terrifying to be subjected to.”
“He wasn’t calm when I got here,” I told her quietly. “I’ve been here for hours and didn’t know he was here until just a few minutes ago.”
Janine swore softly. “All right. Let me get started.”
I didn’t know what that meant, so I turned to Suzanne. “What did she call this?”
“The spell is ‘redire orior’. It’s a regression of part of the mind, basically all the way back to when we were first born,” she said tightly, anger flickering across her face. “He has no more control over his body than he did when he was a newborn baby.”
I grimaced, looking back to him. “Oh my god,” I whispered. It meant exactly what it had looked like when I’d walked in: Andrew had been rendered completely helpless. Rage welled up inside me, despising the men who’d done this and wishing desperately that Suzanne had been more confident in finding them.
Suzanne took the opportunity to walk into the security office and I heard her sit in my chair. Janine put down her wand to have both hands free and told Andrew, “Just relax, concentrate on breathing slowly,” she said, carefully pulling both of his legs out and rolling him onto his back. She then put his arms at his sides and, picking up her wand, pointed it at his forehead.
I took in a sharp breath of surprise as I saw a faint glow coming from the wand, through the top of it and then to Andrew’s forehead. She held that position for a while, muttering under her breath.
A few minutes later, Suzanne came out and took her phone from her pocket, saying, “I don’t recognize either of the men in the footage. But they seemed distressed, particularly the one that didn’t hurt Andrew. I don’t think that’s what was meant to happen.”
“Meant to or not, it happened,” I muttered through clenched teeth. I’d already decided that my new to-do list every day included first checking the office cameras.
“Andrew,” Janine said, letting the glow fade. “Can you speak?”
“I…yeah,” he whispered.
Suzanne came over to my side. “Thank goodness. How are you feeling? How’s the vertigo?”
“Pretty much gone,” he said, closing his eyes for a long moment, though he didn’t try to stand up.
“Andrew, I pulled up the cameras in the office and listened to the audio,” she told him. “I know what happened.”
My eyebrows furrowed. “The cameras have audio?”
“It’s under admin privileges, but yes. Andrew, you should have known better,” she said softly, looking back to him. “The gun in one of the desk drawers? I presume that’s what you were lunging for, because those two men had just made it clear they were here for an animal.”
“Yeah,” he sighed. “I just…” He looked distraught.
“They told you to just let them get what they came for,” Suzanne said. “Why didn’t you?” My lips parted in shock.
“The last time this happened, I cooperated, but…I regretted it,” he growled. “We never saw Harriet again. I couldn’t just stand here and let them do whatever they wanted. Not again.” I assumed Harriet was one of their animals, but I didn’t ask.
“Don’t ever do something so foolish again,” she told him, on the verge of being upset, her emotions likely tempered by his condition. “I want to make it clear to you that this job, these animals, they’re immensely important, but they are not worth your life. He could have killed you. If someone gains access to the zoo again to steal an animal I want you to cooperate fully. Understood?”
“Yeah,” Andrew muttered.
The idea that Andrew had tried to bring a gun to a wand fight was staggering. Something heavy curled in my stomach at the thought. It was clear he cared about the wellbeing of the animals to a degree I hadn’t comprehended.
Janine took one of the small pillows from the couch and tucked it under Andrew’s head as Suzanne continued. “All right,” she said with a sigh. “I’ll go through the footage to determine what they stole and then call the authorities to report the theft. Janine, can you continue to treat him?”
I wasn’t sure what that entailed, but Janine apparently did, since she nodded and knelt back down as Suzanne went back into the security office. Janine did the same thing that she’d done before, that soft glow channeling light into Andrew’s head. Obviously, I wanted to ask what she was doing, but I knew better than to think I’d get an answer. Instead, I sat in one of the loveseats in front of Andrew’s desk, turning it to face them.
I heard Suzanne’s voice faintly speaking to someone on the phone and the minutes ticked by. Eventually, Suzanne came back out again and she stood next to me for a long moment, watching the healing process before turning to me.
“Andrew told me you were attempting to create some enrichment activities for the animals?” asked my boss.
“Oh, uh…yeah, I am,” I answered. I assumed she was trying to make small talk to distract me from the current situation, and I appreciated it. “The first one went well. Spike loves artichokes, pecans, and hazelnuts. I went with things that made it a challenge to eat, like it’s a challenge to pull out fingernails of its prey.”
Suzanne’s expression brightened just enough for me to notice. “Ripley, that’s wonderful. Very clever.” She let out a breath. “It’s becoming more and more obvious to me that Andrew chose well in hiring you.” I gave her a small smile. “Listen, I’m going to hire someone else to be here with you on duty,” Suzanne told me, “and by that, I mean someone from my neck of the woods. Andrew explained that to you, correct?”
“Not much. Just that you’re not from Earth.”
Suzanne smiled. “That makes me sound like an alien, but yes, I’m not from this dimension. I can hire someone who has similar abilities to mine, who can check in every few hours, make sure everything’s all right, but generally make themselves scarce unless there’s an emergency. He wouldn’t have been able to do much if he’d already been here, but he’d have known what was going on. Andrew would have received assistance immediately.”
I was curious of what those abilities were, aside from being able to see the animals, but I wasn’t bold enough to ask. Also, I was curious about who this new ‘employee’ would be, but presumably I’d find out sooner or later. “That would make me feel a little better,” I said, nodding. “Knowing there was someone else here.”
She nodded once. “It’s as good as done, then. As for Andrew, he’ll need to take a few days off to recover. Would you be willing to give the tours until he’s back in ship-shape?”
My eyes bugged out of my skull. “Wait, what? I can’t even see all the animals!”
Suzanne chuckled at my expression and shook her head. “I can enchant a pair of specs for you to wear,” she told me. “It’ll give you a bit of a headache, but you’ll be able to see all of the animals. Also, I’ll give you the background for each of them, because you’ll be speaking about them to the tourists.”
I blinked, thinking of how awesome it would be to finally know all about them all. And it was flattering, the fact that she had such confidence in me that, without hesitation, she asked if I could take over for Andrew. The best thing for me to do, of course, was to be confident and assure her that I could take any temporary promotion in stride. “I’m…I’m not great with people,” I managed.
Yup. Nailed it.
“You can be a little harsh with them if you need to,” she said with a small, knowing smile. “I assumed that signing up for a job where you interact with a screen of cameras the whole time means you aren’t great with people. And Andrew did brief me on you when he hired you. How good are you at couching your insults in polite talk? The British are quite skilled, but I know Americans aren’t too bad at it.”
I smirked, remembering how a coworker friend of mine once told a customer, “Oh, bless your heart,” in her thick southern accent and it sounded like the worst insult. “I can manage that, I think.”
A buzz from the gate that went to the panel on the wall drew our attention and Suzanne walked over to let the visitors in. It was three people, a man and two women, with a gurney.
Walking over to Andrew, I folded my arms with a small smile as Janine released his head from the glow the wand was emitting. “Hey. Sorry you had to lay on the floor for so long knowing I was cluelessly reading a book in the next room.”
“Eh, not the end of the world,” he whispered. “I’ll be back on my feet soon. So, no parties while I’m gone.”
I snorted and my smile widened, and he returned it.
Going back into the security room, I pulled the system back to the multi-camera exterior view, and I sat there and listened to Suzanne talk to one of the medics, explaining everything that had happened in detail. Once she’d done that and they brought Andrew outside on the gurney, presumably to a waiting ambulance, I gave my statement, and then…it was back to work.
Obviously going back to work like nothing had changed felt weird, but Suzanne stayed, letting me know that she would get some work done at Andrew’s desk until my shift was over. It was likely the opposite of necessary, the robbers were gone, but it did make me feel a tiny bit better knowing that she was in the next room with her wand.
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2024.05.15 14:45 dremspider Reccomendation for resources for 12 year old to join the master race?

I have built a number of computers since I was 13 with my first being an AMD K6-3, 64 MB of RAM back in the day. I would like to give my 11 year old that experience this Christmas (he will be 12 by then). He is pretty smart and we have done a number of electronics projects, simple Python projects, etc however his attention span isn't always the best. My current PC is a bit old being a 4790K as I mostly have defected to the dark side using Macs as my daily driver (I largely admin Linux systems these days). I don't play a lot of games these days either due to responsibilities. Back in the day Scott Muellers Upgrading and Reparing PCs was my favorite book. I would buy every other edition and would read it from front to back. I am looking for a resource that will teach him the basics of all the computer components while not be completely boring. My plan for this summer is to give him a number of milestones to accomplish before he is able to get the PC.
Some ideas I came up with:
Does anyone have any resources of material that would be engaging and teach the basics? Mostly things like this is a CPU and it crunches numbers, RAM stores volatile memory, etc. I dont think it needs to be the intricacies of PCI-E 3.0 vs 4.0, just the basics.
I found this as a potential resource:
I found the book which looks promising:
Oliver the Adventurous Engineer: Learn with Oliver how to build your very own personal computer! (STEM Team Oliver Book Series)
Does anyone else have good resources and ideas of milestones?
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2024.05.15 14:14 detestatus PC shows different location

Hey guys 👋
I have an issue with my location and time on Windows as of today. After a reboot the time zone changed from UTC +1 to UTC -5, and also the location which was shown correctly earlier, from Budapest to North Carolina, Raleigh.
In the past there were no issues with it, and was really accurate about the location and time.
Model: Asus ROG Strix G15 (2022)
Troubleshooting which I tried: • Updating OS • Terminal (ipconfic \renew, etc.) • Updating Network adapter drivers • BIOS time change • WLAN —> Ethernet • Windows Security Virus Check • ESET Smart Security Complete check • Restarting the modem
Little bit worried may I have been hacked, or something else.
Thank you for your help 🙌
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2024.05.15 12:35 SlightlyAnonymous87 The Undraftables: Week 6 Update

The Undraftables: Week 6 Update (Going into/during Week 7)
This challenge was initially undertook with the NBA and it was fun, so decided to extend it to MLB as well. The rules are simple: Cannot select any player who has an Average Draft Position (ADP), regardless of how high or low it may be. Even if a player's ADP is 250+, they are off-limits if they have any average draft position. The draft took place on Sunday, April 7th. Admittedly, this was after the start of the season, but my focus had been primarily on the NBA season, leaving me with limited time to prepare for baseball. Nevertheless, managed to squeeze in most of my MLB prep work within a few days/week. This is a standard 12 team head to head category league on yahoo with 6 adds per week. The buy-in was lower than my usual, but not free (inactivity and too easy).
Here was the draft results:
  1. (6) Lance McCullers Jr. (HOU - SP)
  2. (19) Drew Rasmussen (TB - SP)
  3. (30) Dustin May (LAD - SP)
  4. (43) Ronel Blanco (HOU - SP,RP)
  5. (54) Brady Singer (KC - SP)
  6. (67) Paul Blackburn (OAK - SP)
  7. (78) Cody Bradford (TEX - SP,RP)
  8. (91) Chad Green (TOR - RP)
  9. (102) Steven Matz (STL - SP,RP)
  10. (115) Tanner Houck (BOS - SP)
  11. (126) Tyler Anderson (LAA - SP)
  12. (139) Spencer Turnbull (PHI - SP)
  13. (150) Connor Joe (PIT - 1B,OF)
  14. (163) José Caballero (TB - 2B,SS)
  15. (174) Gio Urshela (DET - 1B,3B,SS)
  16. (187) Will Brennan (CLE - OF)
  17. (198) Jake McCarthy (AZ - OF)
  18. (211) Jorge Mateo (BAL - SS)
  19. (222) Dairon Blanco (KC - OF)
  20. (235) Jacob Young (WSH - OF)
  21. (246) Bubba Thompson (CIN - OF)
  22. (259) Trevor Williams (WSH - SP)
  23. (270) Reese McGuire (BOS - C)
Recent Additions from Last Week and This Week (since last update):
Recent Drops This Week and Last Week:
Trades that I performed since my last update:
Current Roster and why I choose to own them:
Continue the grind! I made it through yet another week! I would like to talk about last week's matchup: It was a humbling defeat where I lost 3-6. The few categories I won were SB, Saves, K. We tied in wins with 7 for each of us. (Incredibly high amount of wins) My ERA and WHIP were massive because of my "Aces" not performing like it. Kirby, Gauseman and Ragans all did bad. People made a big fuss about me "winning those trades" a few weeks ago, but actually if I had Lugo and some of those other names I would have won this week.... Still long term I should be just fine. Oh McArthur also inflated my ratios. Walker was useful to help me with those wins. RP Neris somehow got 2 of them? Fedde continues to shine just like his KBO numbers and I'm much higher on him than most others are. On offense I barely got enough SB actually. Then really did NOT hit for high average. The two standouts were Yandy Diaz and Campusano! Ruiz was a terrible add and recently cut him. He hasn't played in 5 games. Time to shake this loss off and focus on the future.
No trades to report on this week. I was slightly less active trading and sending offers out this past week than I usually am. I still intend on selling high on Jon Gray and possibly Crochet (cuz innings limits concerns), and my streamer who just had an awesome start TUES Gavin Stone. Three for 1 package deal of course. I will be going after those buy low SP. I have no issues holding onto Jon Gray or Crochet either.
My matchup for this current week features an opponent who has only 22sb on the season compared to my 39. They only have hit for .243 average compared to my .251 so I feel pretty confident I can win at least those 2 offensive categories. Since we are two days in I'm actually ahead in runs at this moment too, however I doubt that will last since they are 4th in overall runs on the season. For pitching I'm absolutely dominant in the season stats. I am the LEADER in every single category. Pretty awesome considering the way I started at the draft! (It helps that players I took were absolutely incredible to start the year and I have streamed in many strong names). A deeper look on the pitching though they have 7 starts remaining vs my 5. I'm severely ahead thus far though with 4 wins, 26k, 0.94era, 0.70whip. So I absolutely have no real need to stream more SP. This is the manager that I traded some of my former SP like Tanner Houck, Seth Lugo, Jordan Hicks and Spencer Turnbull. They only have 2 closers compared to my 3 so I like my odds there too. I do predict a likely 7-3 victory for me this week.
In terms of the moves I have made already this week and my future moves this week: I secured a real nice speed and contact hitter in Josh Lowe! Feels like he will fit it on my squad perfectly! And it gets rid of my weakest hitter Ruiz. When I added in Dairon Blanco it's purely a speed play really. He may still be replaceable if this weekly matchup is close in runs and I need them later in week. Sal Frelick is an option to re add as well as other leadoff hitters across the majors. (Frelick hasn't been batting leadoff) I'm glad I held the line on Fedde and Crochet. I almost was going to drop them to stream in more starting pitchers. Late in the week I knew it was close in wins and I had no chance to win the ratios so I streamed in a few extra SP and cut Taillon. I certainly could have tried harder to "sell high" on him. Gavin Stone is fine on my roster, but I may actually add a pitcher with higher upside to both dangle in trades and/or just keep on team. I been in talks to obtain Jarren Duran or Brice Turang (both owned by the same manager) so that might be something that happens for the next update!
Bit of strategy talk here regarding my team build. The goal of a punt power build is to win 2 offensive categories (Ideally 3 eventually, R, AVG, SB) and win 4-5 pitching categories. (If you are able to obtain closers you have upside to win 5 pitching cats, if you punt saves then your upside is 4 and you would be more consistently likely to win WINS and K categories) I technically currently have the upside to win all 5 pitching and 2 hitting categories. (If I gain runs value I would even have maximum upside of 8 categories! 5+3=8) Remember that in category leagues you ONLY NEED TO WIN 6 categories folks! This is the benefit of punting! (And technically in h2h playoffs you can have a tie 5-5 and still advance to next round due to season standings and matchup ranking!) I think punting gives you less variance than other builds? Or maybe this less variance is just from having high AVG contact hitters? Discuss? (Could be an ongoing discussion throughout the season)
There is an interesting topic to bring up regarding trading for hitters who fit the "punt power" type of team build. I think buying low on Kwan and Trea Turner now become viable possibilities for my team and other punt power teams that may exist out there! If you have any other names that could be buy low, I'm all ears. Remember to always keep an eye out for prospects coming up who have the skills that you want/need! Sometimes you can trade away your current assets that you have for upgrades at weak positions on your team and then fill those holes of the guys you traded away with prospects who are coming up soon or have already come up. (Or a hot waiver wire bat that will fill in temporarily) In this way you become a team with "less weaknesses" (Of course that advice can apply to all sorts of type of team builds in head to head category leagues). What this means for this Undraftables team is I may be able to flip my pitching assets for hitting upgrades that give the full trifecta of RUNS, AVG, SB. (Corbin Caroll firmly on my future radar) Maybe I should already be sending feelers, hmmm...
Overall, continue to be quite happy with my team's performance and strategy, (despite last week's loss). As mentioned my goal is to win by a score of 6-4 or tie 5-5, but eventually will have upside to win 7-3 or even 8-2. I'm willing to make adjustments for each week and consider player recommendations to achieve that goal. So far, this has gone better than I expected (whereas this was tougher in the NBA)! One of the bigger takeaways you can glean from this strategy is that there are numerous ways to win a category league. I have won with punt power strategy for 3-4 years now so for me it is "proven winner". (Notate that this punt power strategy has NOT been tested in Roto YET. I plan to test that next year. Is this the best way to "punt power"? No, remember this was an "extra challenge" that I set forth upon myself.) You really don't have to go "Undraftables" (hard mode) like I have! A big takeway is that having superstars (or stars) undeniably will help a build like this do even better (Ronald Acuna, Elly De La Cruz, Witt, Corbin Carroll, etc), but you don't necessarily "need" those superstars. Instead you just need to have the right build or combination of players and a focus on your matchups. (In fantasy and MLB) There are various "useful" players with skill sets that are still worthy. You don't always need "The best player" in everything. (At least NOT IN A CATEGORY LEAGUE) If you have suffered severe injuries to some power hitters (like Trout, Casas, Royce Lewis, Josh Jung) you could transition and/or trade into a "punt power build" to try it out? (Or that could be something you consider further down the road in the season too) If you need help on how to do it, I'm your guy!
I'll provide weekly updates on the team's progress, so let me know if you'd like to follow along or have any suggestions! Thoughts on the team? If you want the previous updates on the team with "How I ended up here" and each week breakdown you can find them in a FB group or I can send them to you in a message. (I wasn't able to post early in season because I changed reddit profiles (hated my username) from last year which had bunches of karma!) (Can't post if you don't have enough karma) Additionally, I'm recruiting for next year, (although this is NOT the central goal of this post) where this unique drafting strategy will be the league's standard for each owner.
submitted by SlightlyAnonymous87 to fantasybaseball [link] [comments]


2024.05.15 12:26 lawlore Hacked Facebook Account Recovered in 14 days (UK)

What a nightmare.
So, my story and process is very similar to this thread, but I figure it's worth sharing just to give a bit of hope and info on the process.
April 30th, I wake up to find I'm logged out of my Facebook account, and attempts to log back in reveal it's been disabled for inappropriate Instagram content. To appeal, I need to log in to the Instagram account, which is a Vietnamese username I don't recognise. Familiar story to many, I'm sure. This disabled page gives you the option to download some of your Facebook account, and I believe this was key- the access logs show exactly when and where it was hacked.
My own Instagram is not suspended, but has been unlinked from two accounts at the same time- I assume the hacker's IG and my Facebook.
Fruitlessly search Facebook's FAQs, end up here. Email the support addresses that are listed, no reply at all.
Get Meta Verified through IG to communicate with a human, at £9.99/month. Thinking about it, I should cancel that now.
Go through Meta Verified to communicate the Facebook issue. Raised approximately 20 tickets, but actually found that replying to the same one was more effective in getting replies. Each and every time, they send me links to the Facebook pages that do not work. The loop. I cannot upload ID to verify my identity as it wants me to log in, I cannot log in because it's disabled. I also, as stated, cannot appeal through IG by logging in to the hacker's IG. Each and every time, they try to close the ticket. Replying reopens it.
Eventually, I was escalated to a manager. I work in customer service, I know they'll all have scripts to follow and limits to what they can do. At no point am I getting angry or abusive, but I am making it clear that I have repeated the process, and I screenshot everything, showing my attempts to follow their instructions. I ask them for another way to be put through to the appeals team, because their form will not let me. No dice. Dead end after dead end.
So I come here again, and see the EU reporting form:
https://facebook.com/help/contact/837980354337486
You can't access it from the UK, just clicking it gives a page error. You need to use a VPN and put your location in Europe. Thanks, Brexit. I installed the Opera browser, which has a free VPN built in.
THIS WORKED.
I received a ticket from a support agent asking me for:
This email was replied to on Thursday 9th. By Sunday 12th, I had received an email at the new email address. This was from the "Facebook Community Operations Team", not Meta Support. They wanted a complete, detailed overview of what had happened, with ID, including the issues I'd encountered trying to report through the Facebook links. This felt like less of a template email reply and that progress was being made.
So I gave it to them. I also gave them some very specific details of the Facebook account- specific photo album names and status updates, information about Events I had previously organised through Facebook, what the banner picture was- anything extra that I thought could sway them to believe I was who I said I was. I underlined how the "permanently disabled after 30 days" part would mean losing all contact with specific people on the account, and I told them I'd travel to Facebook HQ to verify my identity face to face if need be. I didn't know what the hacker may have done with any of those things, but I included anything I thought could be reviewed and proven as true. I again attached the access logs and disabled screenshots.
Within 12 hours I had a reply stating they had secured my account with the new email address and a password reset link. It worked. The EU link through a VPN worked for me.

I appreciate the story probably ends there for most people, but since regaining access, I looked into what had been done by the hacker. They had added someone Vietnamese (themselves?) as a Facebook friend, who I have obviously now reported and blocked. They had not touched my wall, friends, photos or statues.
More importantly, and probably their whole aim, they set up a Facebook Ad Account under my name, and started spamming paid ads for something Vietnamese. They used someone's credit card details to do this, for about US$300- the details were not mine, so I guess someone else got a shock and cancelled the payments when they noticed.
However, my linked PayPal account was listed as a backup payment account, and my home address listed as the business account address. As I did not authorise the payments with PayPal, no funds left the account, and because the payments failed, the ads were suspended- I discovered this from notifications that they had on Facebook.
I am obviously taking steps now to close that Ad Account with Facebook.
And, as far as I can tell, that's it. My Facebook account was a perfectly normal, standard personal account. I'm going to spend today backing up photos on it, because it has made me very aware of just how much I'd have list if I hadn't found a way to resolve this.
submitted by lawlore to facebookdisabledme [link] [comments]


2024.05.15 11:05 Moodfoo Windows 11's File History doesn't seem to back up all files

After I ran File History and it indicated all files where copied I checked the properties of the original folders and those on my external drive, in D:\FileHistory\[username]\[computername]\Data\[initial]\Users\[username]. The folders in FileHistory are consistently indicated to be smaller in size and contain fewer files and folders than the original ones. I have the same after running the backup again and after deleting the backup and running it from scratch. Going through the files I find that it seems to skip folders and files seemingly at random. For instance, in folder mostly containing pdfs, it only copied 268 out of 336 files. In other folders everything gets copied.
Looking in the device manager at the external HD it tells me under Disk drives the HD is working properly, but in section for Portable devices there's a notification saying: "this device cannot start (Code 10)". Yet, the disk is actually running and I can access it. The driver is updated to the best driver.
I don't know if it matters, but I'm storing other files (that aren't on the laptop) on the external HD, alongside the Files History. There doesn't seem to be anything wrong with these files.
I'm not sure if I'm doing anything wrong. Maybe the missing files are backed up elsewhere or differently? Or is the back up utility or the HD just not functioning properly?
Specifications:
Lenovo IdeaPad Slim 3
AMD Ryzen 7 7730U with Radeon Graphics 2.00GHz
16 GB RAM (13.8GB usable)
64-bit operating system, x64-base processor
External HD: WD Elements 6TB
PS: I posted this on techsupport but didn't get any answers.
submitted by Moodfoo to DataHoarder [link] [comments]


2024.05.15 09:46 creeprincee SOLUTION for Google Nest Protect can't connect to xfinity 2.5G wifi

Hey! I have been through it for the last couple of weeks trying to figure this out like many others. I reached out to xfinity tech support multiple times on all ends and was always given incorrect information. They couldn't seem to understand that the bands need to be on their own individual isolated channels, not supported up thru 2.4-6 G. On their end, they're not seeing that the bands are not individual like we see it in our Xfinity app. I think some of the confusion is that on the consumer side we don't know that band steering is being used, and we would like to have control over our own functionality rather than xfinity automating everything so we cannot change our settings. Or the devices should just be compatible. There is *no longer* a separate "NETWORK NAME - 2.4G / NETWORK NAME - 5G" different login setting. It's all the same network name and password you setup. Anyway, most of the advice I have seen in all the forums asking the same question was also not helpful to solve the issue. But! I figured out how to fix this finally and everything is up and running. I also had trouble during my initial gateway setup after starting service where the app was not working at all and the connection setup always failed. It was ultimately because the error notification kept saying "must use WPA3 password." I told the customer service specialist multiple times but they were going to send someone out because it wasn't working. The problem was that the security mode for the password type was not set correctly in the settings. I had to select WPA3 Personal Only, then I could proceed to change my password and continue with the setup to finally allow me to login and connect to the internet service/network and not just the router. If you're having issues during setup with your new service where your gateway modem is working and connected but you can't connect to the internet -- go into your app settings and make sure that the security mode you selected for login to your network is the one your device requires you to use (WPA2 or WPA3). I think this is because my devices are newer 2019+ apple and require the newer protocols. I'm going to try to make a video to explain it at some point to show. The problem with the smart devices that require the 2.4G band is a similar issue. (The problem isn't unique to Google Nest devices. It can be any 2.4G WPA2 device, like a Dyson smart device, a Ring door cam, Smart TV, etc). There are a few different steps you have to take:

  1. go to your xfinity app and do the following: wifi > wifi details > edit wifi settings > security mode: WPA3 - Personal Transition (NOT PERSONAL ONLY). This is necessary because the older smart devices that require the 2.4G IPv6 protocol will also require a WPA2 security protocol and cannot "see" or find WPA3 networks. When you select transition mode you allow the network and device to automatically communicate with one another based on which one they use, either WPA2 or WPA3. If it is set to WPA3 Only, then the WPA2 devices will not connect, and if set to WPA2 only, the WPA3 devices will not connect. Note that there is a toggle function that says "split bands" -- THIS DOES NOT WORK. It will automatically undo itself no matter how many times you toggle it on and select save. Don't worry about it.
  2. login to a web browser and type in 10.0.0.1 (from your home network. not remotely)
  3. under username and password type: username:admin / password: password. This is universal at first. Next you will change your password to whatever you want it to be. The username will always remain "admin." Note: the login is NOT your xfinity login info or your network login info.
  4. Select: connection > wifi . You will now see a page with the individual bands: 2.4G, 5G, and 6G. Select "edit" next to the 5G band and toggle "disable" > save settings. Do the same to disable the 6G band.
  5. Next go to: connection > status. You will notice that your 2.4 G band is now the only one "active" and the other two are disabled. You will also see that your security mode was changed to "WPA3 Personal transition" mode. You will notice an indicator count for what devices are connected to what band.
  6. Select the "firewall" dropdown from the lefthand menu. Select "IPv4" and change this security setting to "minimum security low." Save settings. Now select "IPv6" and change this setting to "custom." Make sure that no additional "Block _" boxes are checked. Save settings.

Now you should be able to find your network on your device and connect the device to wifi to finish your setup process! For me, I had to reset the Google Nest Smoke Detector following the reset settings. I also uninstalled the Google Nest app. I turned my phone off and back on. I reinstalled the Nest app. I did not have to uninstall and reinstall the Dyson app. My iPhone and Macbook automatically still joined the network no problem because the login info is the same due to the band steering. I just got a notification on my Macbook saying that the WPA3 protocol was changed and said ok. For my Dyson hot and cool air filter I was able to pair the device and the network finally showed up. I followed the settings in the app and now that the network knows the "MAC address of the device" it is stored in the network's memory and they can find and communicate with each other now. Same with the Google Nest. If it doesn't work right away just try another time and it should work.

Important: the reason they automatically merge the bands and steer them is because the 2.4G is more unstable. This is true. You might notice that the connectivity will drop out occasionally for the devices which could explain why it might take another try to finish your setup. Don't worry about it. It will reconnect on it's own.

Now that your smart devices are connected and setup is finished, and your network knows their MAC addresses, you can revert all the changes you made to your network settings to go back to full functionality (2.4G-6 and increase your firewall security standards back up to your desired level. You just follow the reverse order of what you just did. Keep the 2.4G as is of course, but select: "5G > edit" and toggle enable on. Do the same for 6G. Now all your bands are turned back on and you have full access again. Go back to "firewall" and change the IPV4 and IPV6 settings. You will see on the top menu bar in the right that your security is back to "medium."

Go back to "connection > status." You will notice that all your bands are now active. You can see the device count for how many devices are connected and to which band they are connected. This may drop in and out so don't worry if you don't see the correct total. Sometimes the nest will drop out but it will reconnect itself on it's own in a few minutes. You can verify this on your phone by: Going to the Nest app and seeing that your "Protect" or whatever device you setup is good. You can go to the Dyson app and see that it is connected and get your status updates. You can also go to the xfinity app and see what devices are connected to your network as you usually would. Again, this might drop in and out with the Google nest. But! all your settings are restored and all your devices are now fully functioning and connected to your network :) You also might get notifications from xfinity on your iPhone once the devices are finally successfully paired to your network. Cool!

Important note: you can also use the 10.0.0.1 admin tool to manually add a device's MAC address if, for some reason, you still can't get things to work. I thankfully didn't have to do this because I figured out the solution, but it was going to be my next attempt. Thankfully, the Dyson has the MAC address for the device printed on the inside of the device. However, Google Nest unfortunately does not do this and you have to already be connected in to the app to view the system info. However, you could do a workaround for that by taking your device someplace else and using their wifi (as long as it is 2.4 WPA2 IPV6) to connect and setup the device in the app in order to find the MAC address for the device in the settings in the Nest app. Then you can take the device back home to your network, reset, and try to manually add the MAC address now that you found it (hopefully you took a screenshot or something :) ) Thankfully I didn't have to do this either, but it also would have been my next attempt.

Also, make sure you keep your password settings that you changed in your xfinity app to WPA3 Transition Mode. It'll stay that way for both 2.4G and 5G. This is important because the devices still need to be able to communicate and can only use WPA2. Also if in the future you have this problem again with another product, like perhaps an older Smart TV, you will already have the WPA2 functionality enabled.

I hope this was helpful! It's 3am but I'm so glad I eventually figured it out on my own!
submitted by creeprincee to Nest [link] [comments]


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