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USD falters ahead of US CPI, ASX set to track Wall Street higher? Asian Open May 15, 2024

2024.05.15 01:32 FOREXcom USD falters ahead of US CPI, ASX set to track Wall Street higher? Asian Open May 15, 2024

USD falters ahead of US CPI, ASX set to track Wall Street higher? Asian Open May 15, 2024
The USD was weaker despite higher producer prices, as traders placed greater emphasis on last month's figures being revised lower. And that now sees a 51% chance of a September Fed cut, according to Fed Fund futures.
By : Matt Simpson, Market Analyst
If there’s a case to be made that traders simply see what they want, it is visible in the US dollar’s reaction compared to headlines. Jerome Powell said that whilst he expects inflation to move lower, it likely won’t be as quickly as he expected. And US producer prices were hotter than expected on the eve of a Key CPI report, Yet traders took more notice of that fact that prior figures were revised lower. Perhaps I’m wrong to do so, but I would place greater emphasis on incoming data over downward revisions of past data. Yet with bond yields and the US dollar lower, who am I to argue.

  • The US dollar closed below 105 and US yields were broadly lower on bets the Fed could cut rates this year.
  • Fed fund futures now imply a 51% chance of a September rate cut, or 45.2% chance of one in November.
  • GBP/USD was the strongest major thanks to firmer economic data bringing doubt to a June rate cut by the BOE
  • A bullish engulfing day formed on NZD/USD, AUD/USD closed at a 6-day high
  • Gold recouped most of Monday’s losses to reveal demand around $2333
  • Wall Street indices pushed higher to see the S&P 500 trade just -0.34% from its all-time high, whilst the Nasdaq 100 is -0.77% below its record high

US dollar index (DXY) technical analysis:

https://preview.redd.it/u9wjjpjm7h0d1.png?width=1532&format=png&auto=webp&s=bddab4ba6fc89e54ca33b7717d527ae8abeae0d1
We didn’t see the expected bounce on the US dollar, which instead has closed below 105 with an outside day and is now trying to hold above the 50-dy EMA. Yet I remain unconvinced prices will simply fall to my 104.50 target unless CPI data comes in very soft later today. RSI (2) is approaching oversold, and the 50-day EMA is likely to provide a level of support, at least initially.
Click the website link below to get our Guide to central banks and interest rates in Q2 2024.
https://www.forex.com/en-us/market-outlooks-2024/q2-central-banks-outlook/
https://preview.redd.it/b2djv69v7h0d1.png?width=1000&format=png&auto=webp&s=c0626ce351d58f01cdbce74d2118ced128c534ce

BOE June cut appears less likely

UK data threw an inevitable spanner in the work for a potential June cut from the BOE, with earnings remaining relatively high at 6% (or 5.7% y/y including bonus, above 5.3% expected and unchanged from prior). The jobless claimant amount also fell to 8.9l (13.9k expected) and prior revised to -2.4k from 10.9k. -177 jobs were lost, but this was not as bad as the -215k consensus estimate. Still, BOE’s Chief Economist Pill said that it was “not unreasonable” to consider rate cuts over the summer, although it is unclear whether this refers to June or August. My bet August, and the rebound of GBP appears to back this up.

US-China trade war heating up one more

Shots have been fired by the Whitehouse after they unveiled steeper of tariffs on China, which include EV batteries, medical products and computer chips. EV duties have quadrupled from 5% to 100% and semiconductors have been doubled to 50%. Clearly this is a ploy to look tough on China in the name of in the name of American jobs in the lead up to the elections. Yet it is worth pointing out these inflationary policies could become an own goal and spark a fresh trade war. As expected, China were quick to vow retaliation and take measures to defend its interests.


Economic events (times in AEST)

  • 09:50 – Japan foreigner stock/bond purchases
  • 11:30 – Australia wage price index
  • 19:00 – Euro GDP, employment, industrial production
  • 22:30 – UC CPI, retail sales
  • 00:00 – Fed Vice Chair for Supervision Barr Speaks, US business inventories, retail inventories
  • 02:00 – Fed Atlanta GDPnow

Click the website link below to get our exclusive Guide to index trading in Q2 2024.
https://www.forex.com/en-us/market-outlooks-2024/q2-indices-outlook/
https://preview.redd.it/d4mjyzf18h0d1.png?width=1000&format=png&auto=webp&s=ac1f296f917ebc9a29ddef0c15452ca77a168935

ASX 200 technical analysis:

  • The ASX 200 cash index formed a relatively small bearish outside / engulfing day as it retraced against last week’s bullish range expansion
  • Given Wall Street remains supported and SPI futures were higher overnight, I suspect the cash index is building up for another leg higher
  • SPI 200 futures are on track for a bullish engulfing day, and prices have been coiling up within a small symmetrical triangle pattern which assumes a bullish breakout
  • The 1-hour chart shows a volume cluster around 7780, so any low-volatility retracements towards the 7772 low could be appealing to bullish sewing traders
  • RSI (2) is overbought, hence the bias for an initial retracement lower before the anticipated breakout occurs
  • A break above 7800 assumes bullish continuation, and brings the 7580 high into focus, below the 7866 high-volume nice
https://preview.redd.it/eufhsk888h0d1.png?width=780&format=png&auto=webp&s=966107cb4db59cbe85a6a0e0f1e4d0e691d2baf7
https://preview.redd.it/252ypwv98h0d1.png?width=1535&format=png&auto=webp&s=954fbdaf844e9b51941c8bda79eccfe9060d8488
-- Written by Matt Simpson
Follow Matt on Twitter u/cLeverEdge
https://www.forex.com/en-us/news-and-analysis/usd-falters-ahead-of-us-cpi-asx-set-to-track-wall-street-higher-asian-open-2024-05-15/
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submitted by FOREXcom to Forexstrategy [link] [comments]


2024.05.15 01:13 OriginalSprinkles718 dcdvdcd

PLEASE READ THE WHOLE POST.

Tested on PS5 since release, very stable
New game on survival difficulty required
All 6 DLCs needed
No unbalanced cheat mods added
Very difficult but satisfying and immersive
Adding other mods might break stuff, ask in comments
Not tested on PS4 or PS4 Pro performance-wise
This modlist is for people enjoying difficult challenge, exploration, combat, managing settlements and a bit of building. No more bullet sponges, loot/enemy respawns and rambo playstyle!
In the beginning you are no one. You leave the vault weak, tired, with barely any gear. Avoid most encounters and quests at the start. Try to survive, build a safe spot and carefully explore. Be aware of your surroundings, use what you find.
Save often in beds and make 'autosave drug' at the earliest possibility for your convinience (nearest chemistry workbench is at Abernathy Farm). Save items are always on top of MISC category in Pip-Boy.
Discovering new places gives plenty of exp in the beginning, but quests are your main exp income.
Explore safer areas like Sanctuary, Concord and smaller settlements first (avoiding powerful enemies). There might be a lot of combat in the background. Don't engage much, especially avoid supermutants, robots, turrets, bears - they are deadly even for high level, well developed characters. Raiders also hit hard, depending on their weapon and rank.
Weapon caliber makes huge damage difference. 10mm is pretty weak, but if you find rare .50cal rounds or some good explosives, you should eliminate tougher targets much more easily.
Investing in stats right after level 15 is a good idea. STR for carry weight, PER for accuracy, END for health, CHA for better prices, INT for more exp, AGI for sneak and speed, LCK for dmg and loot. Be sure of your choices. Watch out for 'revealing all map markers' and 'slow time when aiming' perks. Be sure you want and like them, there is no going back.
Deathclaw in the early minuteman quest is tough - try to use explosives to break his legs and some high caliber weapons to finish him off by shooting his face. Or maybe you'll get lucky and raiders will kill him. Or just simply avoid him until you get proper gear.
Don't waste ammo on zombies, use melee. Bullets are valuable. However zombies can grab and instantly kill you if your HP is very low, so watch out on early levels!
Aim for the head for much higher damage. Concentrating damage on arms or legs to rip them off is a good strategy too. Raider without arms wont do much to you. Besides running around and alerting enemies nearby, that is.
Damage types are important. Ballistic damage is not efficient against turrets, melee against radroaches and so on. You need to figure out whats best for current situation.
Develop and protect your settlements, put walls to protect generators and other important structures. Gear up settlers. Scraping and cleaning settlements is a good source of components.
Try to fully explore the map, kill enemies and do all quests. Most loot and enemies wont ever respawn so this is your chance to find new secrets in Commonwealth.

Good luck!

CHANGES

Combat, Enemies

  • Enemies will flank, charge, take cover, run in fear, use and pick up ammo & weapons, swap to backup gun and so on.
  • Headshots or weakspot hits do much higher damage than torso shots.
  • Gun caliber greatly affects damage, explosives are powerful and damage type matters.
  • Foes have special moves like biting and holding leg, wrestling moves, kicks. Dependent on enemy type and briefly stuns you. ### Sound, Graphic
  • Sounds are less flat because of added reverb and other tweaks.
  • Very dark nights with wide, helpful flashlight.
  • Atmospheric lightning: beautiful light from lantern and fire sources, dusk, dawn, moon, plus bullets illuminate environment when flying around.
  • No dreadful, annoying, unimmersive: combat music, hearthbeat, sounds of generators, turrets, exp gain sound, most perk triggers and perk chart. ### Crafting, Modifying
  • Making/disasembling ammo and also creating various shipments. Upgrading clothes, rings, glasses in different ways.
  • Legendary swapping, crafting legendary effects using technical documents. Some effects have been adjusted.
  • Added crafting of new, lower damage explosives, but they have unique effects for ease of use. ### Perks, SPECIAL
  • STR affects carry weight, PER accuracy, END is health, max AP, CHA for better prices, INT for more exp, AGI for sneak, walk and reload speed, LCK for small dmg boost, loot, critical hits outside VATS and while using it.
  • Leveling up does not give you health. You rely on stats, bonuses, gear.
  • Perks tree mostly changed, level 15 needed to start increasing Special base stats, level of around 100 to increase stat to 10. To get all perks you would need 300 levels, so new modified 'idiot savant' will help a lot.
  • Collecting magazines, bobbleheads, companion perks is now more helpful and recommended.
  • Some skills are changed, reordered, much more interesting and useful.
  • More perks are needed for crafting, especially science perk is required for most technology related stuff.
  • Lockpicking everything is available instantly from level one, but perks and AGI make it reasonably easier. Bobby pins are more rare.
  • Hacking is simplified to not do the repeating minigame. Now holotapes to reprogram and override terminals might be of use. ### Settlements, Building
  • Expensive build costs of robot workbenches, turrets, big generators, so buying component shipments is justified.
  • You can hire guards for caps or risk settlers lives on the usual guard posts.
  • Can't harvest planted fruit and veg, you get your fair share in workbench instead.
  • Collecting resources by settlers changed. Bigger variety of settlers and they are now mortal.
  • More objects to build and decorate your bases. ### Locations, Loot
  • Items like meds and ammo are harder to find and exist in appropriate containers.
  • New map markers and few minuteman towers as a small addition to explore.
  • Quick travel available, but only to settlements.
  • Only rare enemies like bosses drop legendaries. And many more...

Before you download:

  • Safe to remove/swap mods are listed below the modlist, just in case you don't like or want some of them. Rest needs to be kept for balance or glitch removal, but only in the CORRECT ORDER!
  • Remove all mods you currently have before downloading this mod list.
  • Read what to do after downloading mods.

MOD LIST WITH CORECT ORDER:

  1. Unofficial Fallout 4 Patch [UFO4P] [PS4] - Thousands of small bug fixes for FO4.
  2. Radium Rifle Suppressed Sound Fix - As the mod name suggests. Must be on top of mod list, its a master file.
  3. [PS4] Pip-Boy Paint Jobs - Colors Of The Wasteland Pack (Club Freedom) - Adds simple Pip-Boy skins. Remember you can click touchpad while using pip-boy to zoom. Again a master file.
  4. Kane's Items Sorting (PS4) - Junk is sorted and some other things too.
  5. [PS] Useful Technical Documents - Legendaries - You can swap legendaries for free, create new ones using technical documents.
  6. Named NPC Protection [PS4] - Protects named quest npc's, merchants, important characters from random encounters with enemies.
  7. Tribals of Commonwealth - Adds tribal groups, often found in wilderness.
  8. Ghouls Of Commonwealth - Adds over 1100 feral ghouls for zombie apocalypse and chaos.
  9. DLC Creatures In The Commonwealth [PS4] - Adds 200 creature spawns to the commonwealth for constant war, danger and chaos.
  10. Longhorns Of The Commonwealth - Adds longhorns to more empty areas on the map.
  11. Gulpers Of The Commonwealth - Adds gulpers to more empty areas on the map.
  12. Wolves Of The Commonwealth - Adds wolf spawn points to the map.
  13. More Behemoths In Commonwealth - Adds 5 more behemots to the Commonwealth.
  14. Behind Enemy Lines - Adds plenty of enemies to the glowing sea region.
  15. Roving War Parties, Raiding Packs And Hordes Of MY - Adds wandering groups that attack some key locations.
  16. More Radstags - Adds plenty of radstags, especially north and into forests.
  17. Better Radstags - More agressive radstags.
  18. Not a Princess - Humans can grab you/others and slam on the ground, make karate moves, dogs can hold your legs/arms, bloodbugs suck your blood.
  19. Disable Minutemen's Annoying Quests [PS4] - Disables 7 types of repetitive and not important radiant quests.
  20. [PS4] Grounded Updated By Sarinia - Adds tons of ground foundations, floors, walls, mounds of dirt to Structures-Concrete menu.
  21. Miscellaneous Settlement Items Unlocked [PS4] By Callias - Adds 49 objects for building in settlements.
  22. Cinder Block Walls And Sandbags Unlocked [PS4] By Callias - Adds 16 objects like cinder blocks and sandbags.
  23. Constructible Faction Guards - Adds ability to hire guards for caps in build menu, but only after allying with a faction.
  24. [PS4] OCDecorator - Adds inventory items as a decorational building objects.
  25. [PS4] OCDecorator DLC - Support for addons for the above mod.
  26. Tweaks - Survival Fast Travel Settlements All DLC - You can fast travel to settlements on survival difficulty.
  27. 1st Person Animation Tweaks [PS4] - In first person mode you lower your gun automatically.
  28. [PS4] Swinging Animated Meat Bags - Adds animations to supermutant meat bags.
  29. Power Line Physics [PS4] - Swinging power lines in settlements.
  30. No Sneak Indicators - Completely removes all sneak indicators.
  31. [PS4] Dogs Not Brahmin - Provisioners and traders use dogs instead of brahmin.
  32. Vertibirds Unghosted - Tweaks invincible vertibirds for danger and realism.
  33. [PS4] Simple Settlers (Mortal Edition) - Provides bigger settlers pool (five times more) and names them.
  34. Quieter Settlements PS4 - Vanilla - Generators, turrets and hammering are much quieter.
  35. Fallout 76-Style Region Music - Changes music in regions for less boring/repetitive background tracks.
  36. Reverb And Ambiance Overhaul - ALL DLC [PS4] - Tweaks sounds for better ambient and reverb and adds sliders to options.
  37. Better Dialogue - Camera focuses on NPC, changes made to some irritating generic dialogues and tweaked dialogue interuption.
  38. Esk QuietPerks [PS4] - Muted five annoying perks like idiot savant.
  39. No Experience SFX - Silences sounds when gaining experience from various sources.
  40. [PS4] Dead Beat - Removes heart beat sound at low HP.
  41. Combat Music Remover - Mutes combat music, so there is silence and suspension when enemy detects you.
  42. Commonwealth Visual Overhaul & DLC [PS4] - Changes colours, atmosphere and makes nights darker.
  43. UCW - Unified Commonwealth Weather - Adjusted weather for regions and integrated DLC weather for Commonwealth.
  44. [PS4] No More Fake Puddles - Removes ugly puddles that stay 24/7.
  45. No More Twigs - Removes stupid twigs sticking out of the ground.
  46. [PS4] Enhanced Flickering Firelight - Better light effects for fire sources including oil lamps.
  47. [PS4] Dark Mode - Abandoned Settlements - Empty settlements don't have light sources.
  48. Vanilla Moon (4x) - Much bigger moon. Anything bigger looks low quality.
  49. Sunlight Alignment Tweak - Better Dawn And Dusk [PS4] - Changes sun and moon movement for better lighting and atmosphere during dusk, dawn and night.
  50. Crafting Blur Removal (PS4) - Removes blur while looting containers, from crafting screen, power armor.
  51. Ironsight Blur Removal (PS4) - Removes blur while aiming.
  52. More Map Markers (PS4) - Adds some new markers on map.
  53. CleanVATS - Green Tint Remover PS4 - Removes fullscreen green tint effect while aiming in VATS mode.
  54. VATS Third Person Only - As the name says, just changes in cameras used in VATS.
  55. [PS4] Payneful VATS - Better VATS cinematics, shows important hits and finishers a bit slower.
  56. Component Tagging Helper - Allows to easily tag basic components on cooking bench and you can quickly view how many you have in total.
  57. Grenade and Mine Pack - Adds some new weaker, but modified explosives.
  58. Saving Survival Mode - Allows crafting misc items on chemistry workbench for anytime saving (3 standard autosave slots and 1 save shared/overwritten on all survival characters).
  59. Animations Be Gone - Removes plenty annoying hammering spots in sanctuary.
  60. Minuteman Watchtowers - Adds 8 minuteman watchtowers containing loot and/or guards.
  61. Power Goggles (All DLC) - Power Armor Mods For Goggles, Visors, And Glasses - As the name says. Two mods for glasses for high level characters.
  62. Clothes For Every Stats Wz - Most clothes can be worn under armor and you can upgrade them after unlocking ballistic weave.
  63. Bear Trap and Caltrops Fix [PS4] - Small changes in how traps work and balance them.
  64. See-Through-Scopes [PS4] - Adds new combat scopes in place of 2.5x and 4x magnification.
  65. See-Through-Scopes - Nuka World [PS4] - As above but for 2 Nuka World guns.
  66. See-Through-Scopes - Far Harbor [PS4] - As above but for 2 Far Harbor weapons.
  67. Targeting Sensors On Recon Scopes(Colour Coded NPCs Version)[PS4] - Modified recon scopes that highlight enemies, friends and dead bodies in specific colours.
  68. Immersive Gameplay Combat Mostly PS4 - Core of this modlist. Hundreds of changes.
  69. Immersive Gameplay Seasonpass Patch (Playstation) - DLC compatibility for IG.
  70. Immersive-Gameplay. Low Tech, No Powerarmor Justification Patch. (PS4) - Makes fusion cores worn. Balances the game around power armor.
  71. Immersive Gameplay Rough Start (PS4) - Overwrites starting level to 1.
  72. Medium Settlement Raids PS4 - Makes enemy raids less ridicolous and balanced.
  73. Zombie Walkers (PS4) - Most feral ghouls act like slow rotten zombies.
  74. Curse Of Darkness - Normal Edition - - Zombies are faster and more dangerous after midnight.
  75. Esk No More Teleporting Creatures [PS4] - Molerats and radscorpions don't teleport.
  76. Realistic Insects Health [PS4] - Makes insects easier to kill and balanced.
  77. Full Load - Loot Logic And Reduction Complete - Restricted harvest, lower and/or different production output for settlements, empty bottles renamed, Scrounger perk less ammo, less meat, less loot.
  78. Full Load - Rough Start Less Handouts - Removed some workbenches in starting locations. Different loot in Vault111.
  79. Immersive Gameplay Dismemberment - A Patch Or Standalone Feature. - Higher damage to headshots, easier to dismember limbs.
  80. Tackle! Immersive Gameplay Knockdown Version - Lets you stagger enemies by sprinting into them after aquiring a perk.
  81. Wasteland Baubles Ring Overhaul! PS4 - You can find unique rings at traders, in suitcases, cabinets. Allows scraping and modifying rings for special legendary effects.
  82. [PS4] STS - All-In-One - Allows scraping almost all settlement objects.
  83. (PS4) Improved Lighting Ballistics - Improves lighting for projectiles such as bullets, lasers, gauss, plasma, missiles, flares and explosions.
  84. Explorer Restored - Cut Perk Mod PS4 - Adds rank two of VANS perk - explorer. Uncovers map.
  85. Idiot Savant & Better Criticals Redone (PS4) - Idiot savant is better the more INT you have, muted perk chart, better criticals perk for crits outside VATS.
  86. Realistic Death Physics - No Animation - ALL DLC [PS4] - Decreases the amount of force of both melee and ranged attacks, so bodies wont fly away.
  87. Increased Settler Limit - Awareness - Wire Length - Corpse Collisions [PS4] - More aware settlers with limit of 50 per settlement and longer wires. Mind the limit.
  88. Settlement Attack Spawns Outside The Settlement PS4 - Moves attack spawns outside the settlements.
  89. Power Conduits Radius Increase And No Build Limit - All DLC [PS4] - Infinite build limit and two times longer range electricity conduits.
  90. [PS4] Creation Club Skins (Weapon & PipBoy) Generic Compatibility Patch - Makes weapon paints from Creation Club show up in crafting menu if you have any.
  91. No Affinity Cooldown - Removes cooldown between companions liking/hating your actions.
  92. [PS4]More XP Per Level (Base:600, Bump 120) - Increased experience required to level up.
  93. Increased EXP - Increases the amount of EXP gained to make Immersive Gameplay and mod list balanced.
  94. No Building Houses XP Gains PS4 - Building settlements don't provide experience.
  95. Pip-Boy Flashlight - Pipboy light is now a flashlight.
  96. PS4 - Longer Headlamp Light - Makes flashlight much bigger and changes headlamp and power armor light.
  97. [PS4] Starting SPECIAL = 7 - Changes starting SPECIAL stats to 1 in each category so you start weak.
  98. No Enemy Respawns - Game areas don't respawn loot and enemies, after time have passed.
  99. Accelerated Fast Travel - Fast travel takes less in-game time, should be also relevant to survival needs.
  100. Time Scale Changed From 20 To 10 [PS4] - Day and night lasts twice as long.

Additionally after downloading:

  • After installing the mod list, restart your PS4/PS5.
  • Dont add or remove mods mid playthrough.
  • Change game difficulty to survival in options.
  • Play on performance 60fps. Newly added mode visual 60fps is more laggy and has awfull VATS framerate.
  • If you want even more immersive settings, go to Settings, Gameplay and turn off quest markers or crosshair.
  • Go to Options, Sound and reduce ambience level by 5-8 clicks and reverb by 2-3.
  • Dont forget to change camera sensitivity (I play on max), next go to Options, Display and change hud color to blue or any other that makes sense (not red), lower transparency by 30% or more, set pip-boy colour to your preference (I use red pip-boy and minty hud to have the best compatibility with highlighting perks and scopes).

You can add/swap some mods if you want:

101... Immortal Cats - PS4 - Invincible cats, so you don't lose happiness increase when they die. Add after mod #83 \ 102... [PS4] STS - Extras - Living & Dead - Season Pass Version - You can get extra resources from scraping dead bodies in settlements. Watch out not to scrap someone alive. Place after mod #82. \ 103... Josephine Preset - Nice looking preset number 13 for female character creation. Change hair and other details if you want. Delete after leaving vault111 and saving (if you need mod list space that is). Add after mod #55. \ 104... Faster Positive Affinity For Companions - Removes cooldown between companions liking/hating your actions and gain five times more positive affinity. Swap with mod #91 if you want more cheaty version. \ 105... Silent Main Menu - To mute main menu sound, find duplicate sound slider named 'Master sound' and move it all the way to the left. Add after mod #41. \ 106... Quieter Settlements PS4 - Contraptions DLC - Quieter production lines. I ran out of space on mod list so this and next one are optional. Add after mod #34. \ 107... Quieter Settlements PS4 - Wasteland Workshop - Quieter fusion generators. Add after mod #34. \ 108... [PS4] Simple Settlers (Immortal Edition) - Instead of #33, so generic settlers don't die during settlement attacks. \ 109... Reduced Rubble Etc. - Safely reduces density of unimportant objects by 50-75%. Add after #44 or swap with #45. \ 110... Vrexia's Magical Rings - Add after #57 only if you get poison/perception bug where your PER is shown as (-1). You can offset it by equiping multiple rings from this mod (created at chem bench). Didnt found a better way yet. \ 111... Pip-Boy Flashlight (Brighter) - For a smaller, brighter flashlight swap #96 with #95 and replace #95 with this.

Remove, if you want:

Stock, ugly Pip-Boy color - #3 \ No tinkering with legendary effects - #5 \ No powerful groups wandering and attacking places - #15 \ Radstags to be less agressive - #17 \ Dont care about building - #20 #21 #22 \ Dont care about decorating settlements - #24 #25 \ Annoying wandering brahmins instead of dogs - #31 \ Cash register sounds when gaining exp - #39 \ Old vanilla dusk and dawn lighting - #49 \ Don't use VATS much - #53 #54 #55 \ Prefer old combat scopes - #64 #65 #66 \ Don't want uncover map perk and will never unlock it - #84 \ Don't have any weapon skins from Creation Club - #90 \ Faster leveling - #92 \ To gain building EXP - #94 \ Start with 7 extra SPECIAL points to distribute - #97 \ Loot and enemies respawn after time - #98 \ Fast travel to take time - #99 \ Days be vanilla length - #100

Known issues, bugs, glitches, exploits:

Some of those are present in vanilla game. I just mention every problem encountered during testing and not fully fixed. - Ground textures in and around sanctuary flicker black. FIX: Fixes itself. Possibly after short time or reload. - Creature cages cost too much in building menu. NO FIX: Did not found a safe and balanced fix yet, so cages are most likely out of reach, because cost is absurd. - Green chest containing flare gun and 10k flares after exiting vault 111. FIX: Mod dev forgot to delete it. Ignore it or if it bothers you much, remove mod #83, which I don't recommend doing. - Hubby secret basement in Sanctuary. NO FIX: Its up to you if you want to use its content. Just easier difficulty option, but not game breaking. - Hacking rank 4 seems useless or has wrong description. NO FIX: Needs proper check. - Wall turrets sometimes glitches and play sound on repeat. FIX: Re-enter the area or reload save. - Contact frag mines seems to have too low damage. FIX: Just dont craft them. Rest of new explosives should work fine even that it shows low damage values in description. - Perception low, constant (-1) PER in stats because of poison damage/resistance bug. FIX: Add mod #110 and equip perception rings. Dont delete the mod. Cant find safer solution for now. Rings dont take equipment slots. - Action girl perk have only one rank on female character and two on male. NO FIX: Just 25% AP regen loss at high level. Not a big deal. - Bubblegum seems to unintentionally quench thirst a bit and kind vendors give it for free. NO FIX: Free candies. Its better to use them to slow down time. - Incorrect cost to build concrete foundations. FIX: Use mod #20 to add tons of foundations in newly added category Structures-Concrete. - OCDecorator replaces creation club menu. FIX: Items from CC are still available in other building categories. Ignore or delete mod #24 + #25 if you dont care about its function. - Few perk descriptions might be slightly incorrect or missing. NO FIX: Nothing important to worry about. - Three street lights, powered water pump, industrial purifier and subway light have incorrect build costs. NO FIX: These have wrong values, but items like clean sofa or tv are more expensive to build on purpose though. - Pip-boy light wont transfer from first to third person camera view. FIX: Turn flashlight off and on. - Water surface sometimes flash black when moving underwater. NO FIX: Its not very noticable and you don't dive much in FO4 anyway. - Flashlight in Vault111 has incorrect beam look/color. FIX: It will fix itself after mods load right after you leave Vault111, dont worry.
v1.0 - Initial version.

Have fun!

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2024.05.15 00:15 businessnewstv How to accept credit card payments for your Science Tutoring Business

Introduction to accepting credit card payments

In today's digital age, accepting credit card payments has become an essential aspect of running a successful business. This holds true not only for large corporations but also for small businesses, such as science tutoring services. By offering the convenience and security of credit card payments, science tutors can attract more customers and provide a seamless payment experience. In this article, we will explore how science tutors can utilize Square, a leading payment processing platform, to accept credit card payments and enhance their tutoring business.

Benefits of accepting credit card payments

Accepting credit card payments for your Science Tutoring Business with Square offers several benefits. Firstly, it provides convenience to your customers by allowing them to pay using their preferred method of payment. This can lead to increased customer satisfaction and loyalty. Secondly, accepting credit card payments can help you attract more customers, as many people prefer to pay with their credit cards for the added security and rewards. Additionally, accepting credit card payments can streamline your business operations by reducing the need for cash handling and manual record-keeping. This can save you time and effort, allowing you to focus on providing quality tutoring services. Lastly, accepting credit card payments with Square can also help you build trust and credibility with your customers, as Square is a trusted and widely recognized payment processor. Overall, accepting credit card payments can enhance the professionalism and efficiency of your Science Tutoring Business, ultimately leading to increased revenue and growth.

Choosing Square as a payment processor

Choosing Square as a payment processor for your Science Tutoring Business is a wise decision. Square offers a range of benefits that make it an ideal choice for accepting credit card payments. One of the key advantages of using Square is that it provides a free business bank account. This means that you can easily manage your finances and keep track of your transactions without incurring any additional costs. By having a free business bank account with Square, you can streamline your payment processes and ensure that your Science Tutoring Business runs smoothly. With Square, you can focus on providing quality tutoring services while Square takes care of your payment processing needs.

Setting up a Square account

Creating a Square account

To start accepting credit card payments for your Science Tutoring Business, you need to create a Square account. Square is a leading payment processing platform that allows businesses to securely accept credit card payments online. Creating a Square account is a simple and straightforward process that can be done entirely online. By creating a Square account, you will gain access to a wide range of features and tools that will help streamline your payment processing and make it easier for your customers to pay for your tutoring services. To create a Square account, visit the Square website and follow the step-by-step instructions. Once your account is set up, you can start accepting credit card payments from your students and grow your tutoring business with ease.

Verifying your identity

Verifying your identity is an essential step when it comes to accepting credit card payments for your Science Tutoring Business with Square. In order to ensure the security and legitimacy of transactions, Square requires all merchants to go through a thorough identity verification process. This process involves providing valid identification documents and verifying the information provided. By verifying your identity, you can gain the trust and confidence of your customers, as they know that their payments are being processed by a reputable and trustworthy business. Additionally, it helps Square in preventing fraudulent activities and maintaining a safe payment environment for both merchants and customers.

Linking your bank account

Linking your bank account is a crucial step in accepting credit card payments for your Science Tutoring Business with Square. By linking your bank account, you can seamlessly transfer funds from your Square account to your bank account, ensuring a smooth and efficient payment process. Additionally, linking your bank account provides an added layer of security, as Square's advanced encryption technology ensures the safety of your financial information. With the convenience and peace of mind that comes with linking your bank account, you can confidently accept credit card payments and focus on providing exceptional science tutoring services to your students.

Integrating Square with your Science Tutoring Business

Installing the Square Point of Sale app

To power your business and accept credit card payments for your Science Tutoring Business, you will need to install the Square Point of Sale app. The Square Point of Sale app is a powerful tool that allows you to easily accept credit card payments from your customers. By installing this app, you can provide a convenient and secure way for your customers to pay for your tutoring services. With the Square Point of Sale app, you can streamline your payment process and ensure that you never miss out on a sale. Install the Square Point of Sale app today and start accepting credit card payments for your Science Tutoring Business.

Setting up your products and services

Setting up your products and services is an essential step when it comes to accepting credit card payments for your Science Tutoring Business with Square. By properly organizing and categorizing your offerings, you can streamline the payment process and provide a seamless experience for your customers. Tailoring services to meet the specific needs of your students will ensure that they receive personalized attention and achieve their academic goals. With Square's user-friendly interface, you can easily create and manage different tutoring packages, such as individual sessions, group classes, or specialized workshops. Additionally, Square's secure payment processing system allows you to accept credit card payments with confidence, providing convenience and peace of mind for both you and your customers. By offering the option to pay with credit cards, you can expand your customer base and attract more students who prefer the convenience and security of electronic payments. Embrace the power of Square and enhance the payment experience for your Science Tutoring Business today!

Customizing your payment options

When it comes to customizing your payment options for your Science Tutoring Business with Square, there are a few important factors to consider. One of these factors is logo design tips. A well-designed logo can help establish your brand identity and make your business more recognizable to potential customers. With Square, you have the flexibility to upload your own logo or choose from a selection of pre-designed logos. If you're looking for logo design tips, Square provides resources and guidance to help you create a professional and eye-catching logo that represents your Science Tutoring Business effectively. Whether you're a graphic design expert or a novice, Square's logo design options make it easy to customize your payment options and create a cohesive brand image for your Science Tutoring Business.

Accepting credit card payments with Square

Processing credit card payments

Processing credit card payments is a crucial aspect of running a successful Science Tutoring Business. As a business expert in the field, it is important to ensure that your payment processing system is efficient, reliable, and secure. With Square, you can accept credit card payments seamlessly, allowing your customers to pay for your tutoring services with ease. Square provides a user-friendly interface that simplifies the payment process, making it convenient for both you and your customers. Additionally, Square offers advanced security features, such as encryption and fraud detection, to protect sensitive customer information. By utilizing Square's payment processing services, you can streamline your business operations and provide a seamless payment experience for your customers.

Accepting contactless payments

Accepting contactless payments is an essential aspect of enhancing the quality of life in group homes. By enabling residents to conveniently and securely make payments using their credit cards, it streamlines the payment process and eliminates the need for cash transactions. This not only improves efficiency but also promotes a safer and more hygienic environment. With contactless payments, residents can easily pay for their tutoring services, ensuring seamless transactions and a hassle-free experience. Embracing this modern payment method through Square empowers science tutoring businesses to provide a convenient and accessible payment solution for their clients, ultimately enhancing the overall experience and satisfaction of both residents and tutors.

Handling refunds and disputes

Handling refunds and disputes is an essential aspect of running a successful Science Tutoring Business with Square. As a business owner, it is important to have a clear and fair refund policy in place to address any customer concerns or dissatisfaction. In the event of a dispute, it is crucial to handle it promptly and professionally to maintain customer trust and reputation. Square provides a robust system for managing refunds and disputes, ensuring that both the business and the customer are protected. By utilizing Square's secure payment processing platform, Science Tutoring Business owners can confidently accept credit card payments and effectively manage any potential refund or dispute situations.

Managing your Square transactions

Viewing transaction history

To view the transaction history of your Science Tutoring Business with Square, you can easily access this information through your Square account. Simply log in to your account and navigate to the 'Transactions' tab. Here, you will be able to see a comprehensive list of all the credit card payments that have been processed for your business. This feature allows you to track and monitor your financial transactions, ensuring transparency and accuracy in your records. By regularly reviewing your transaction history, you can gain valuable insights into your business's cash flow and make informed decisions to optimize your Science Tutoring Business's financial performance.

Generating reports and analytics

Generating reports and analytics is a crucial aspect of managing a Science Tutoring Business with Square. By utilizing the robust reporting features offered by Square, business owners can gain valuable insights into their financial performance, customer behavior, and sales trends. These reports provide comprehensive data on various metrics, such as revenue, transaction volume, and customer demographics, enabling business owners to make informed decisions and optimize their operations. With Square's analytics tools, Science Tutoring Business owners can track the effectiveness of marketing campaigns, identify areas for improvement, and measure the success of different pricing strategies. By regularly analyzing and interpreting these reports, business owners can drive growth, enhance customer satisfaction, and maximize profitability in their Science Tutoring Business.

Managing customer information

Managing customer information is a crucial aspect of business leadership. As a science tutoring business owner, it is essential to have a systematic approach to collecting, organizing, and utilizing customer information. By effectively managing customer information, you can personalize your services, track customer progress, and provide a seamless experience. With Square, a leading payment processing platform, you can easily accept credit card payments and efficiently manage customer data. Square's robust features allow you to securely store customer information, including contact details, payment history, and preferences. This enables you to maintain a comprehensive customer database and effectively communicate with your clients. With Square's user-friendly interface, you can effortlessly update customer information, track interactions, and analyze data to make informed business decisions. By prioritizing the management of customer information, you can enhance your science tutoring business's efficiency, customer satisfaction, and overall success.

Conclusion

Summary of the benefits of using Square

Square is an excellent payment processing solution for science tutoring businesses looking to accept credit card payments. With its user-friendly interface and robust features, Square provides numerous benefits that can streamline your payment process. First and foremost, Square offers secure and PCI-compliant transactions, ensuring the safety of your customers' sensitive information. Additionally, Square provides transparent pricing with no hidden fees, allowing you to easily understand and manage your payment processing costs. Furthermore, Square offers seamless integration with various accounting and bookkeeping software, making it effortless to track and reconcile your transactions. Lastly, Square provides exceptional customer support, ensuring that any issues or concerns you may have are promptly addressed. Overall, utilizing Square for accepting credit card payments can greatly enhance the efficiency and professionalism of your science tutoring business.

Tips for maximizing your credit card payment acceptance

Accepting online payments is crucial for maximizing your credit card payment acceptance. Online payment solutions like Square make it easy for customers to pay for your science tutoring services conveniently and securely. With Square, you can accept credit card payments online, allowing your customers to pay from the comfort of their own homes. This not only increases convenience for your customers but also expands your reach to potential students who prefer online transactions. By offering online payment options, you can attract more customers and streamline your payment process, ultimately maximizing your credit card payment acceptance.

Final thoughts on accepting credit card payments with Square

Accepting credit card payments for your Science Tutoring Business with Square can be a game-changer. With Square's user-friendly platform and secure payment processing, you can easily provide your customers with a convenient and reliable way to pay for your tutoring services. Square offers a range of features and tools to help you manage your payments, track your earnings, and streamline your business operations. Whether you're just starting out or looking to expand your tutoring business, Square can help you accept credit card payments with ease. So, why wait? Start accepting credit card payments with Square today and take your Science Tutoring Business to new heights!
In conclusion, Square Instant Access is the perfect solution for small businesses looking for instant funds. With Square Instant Access, you no longer have to struggle to get the funds you need to grow your business. Say goodbye to lengthy loan applications and waiting periods. Square offers a seamless and efficient way to access funds, allowing you to focus on what really matters - running and expanding your small business. Don't miss out on this opportunity! Visit our website to learn more about Square Instant Access and start growing your business today.
submitted by businessnewstv to u/businessnewstv [link] [comments]


2024.05.14 23:38 midnightdusk567 Recommendation for the Best Office Chairs 2023 and 2024 on Reddit and Beyond. Reviewed

The 5 Best Office Chairs in 2024 - Expert Reviewed & Recommended

To save you from endless research, we've compiled this expert-reviewed list of the 5 best office chairs available right now based on comfort, adjustability, durability, and value for money.

1. Steelcase Gesture - Best Overall Office Chair

Ergonomics Score: 4.9/5
Key Features: Adjustable seat depth, recline resistance, 3D LiveBack, 4-way adjustable arms
The Steelcase Gesture is widely regarded as the best ergonomic office chair money can buy. Its innovative 3D LiveBack design mimics the natural curve of the spine, providing excellent lumbar support.
The highly adjustable features like seat depth, recline resistance, and 4-way arms allow you to customize it perfectly to your body size and sitting posture
While pricey, the Gesture's superior comfort, back support, and build quality justify the investment, especially for those spending 6+ hours a day at their workstation. It's available in multiple colors and upholstery options.
Pros:
Cons:
Here are the Office Chair Prices Sold on https://www.amazon.com

2. Herman Miller Aeron - Premium Ergonomic Pick

Ergonomics Score: 4.8/5
Key Features: Pellicle mesh suspension, PostureFit SL, tilt limiter, adjustable arms
The iconic Aeron from Herman Miller is another top-tier ergonomic chair perfect for long work hours. Its pioneering 8Z Pellicle suspension distributes your weight evenly to prevent pressure points.
The PostureFit SL feature provides excellent sacral support while the tilt limiter allows reclining in a balanced position.
With its breathable mesh build and adjustable features like seat angle and arms, the Aeron delivers outstanding comfort and customized ergonomic support. It's an investment but built to last decades.
Pros:
Cons:

3. Sihoo M18 - Best Value Ergonomic Chair

Ergonomics Score: 4.5/5
Key Features: Adjustable lumbar support, headrest, 3D armrests, recline to 120°
If you want an ergonomic chair without breaking the bank, the Sihoo M18 is hard to beat in terms of value. It packs in a surprising number of adjustable components like lumbar support, headrest, seat height, and multi-directional armrests at a very reasonable price point.
The breathable mesh back and adjustable recline up to 120° allow you to find a comfortable upright or reclining position. While not as premium as Steelcase or Herman Miller, the Sihoo provides great ergonomics and adjustability for the money.
Pros:
Cons:

4. Serta AIR Health & Wellness Executive Chair

Ergonomics Score: 4.3/5
Key Features: Layered body pillows, adjustable lumbar, recline up to 135°
The Serta AIR Executive is designed for maximum comfort during long sitting sessions. It features layered body pillows that contour to your body's curves, along with an adjustable lumbar zone for lower back support. You can recline all the way to 135° when you need a break.
With its plush bonded leather upholstery and padded armrests, this ergonomic chair provides a luxurious sitting experience at a mid-range price. It's an excellent choice for those who prioritize cushioned comfort over firm support.
Pros:
Cons:

5. NOUHAUS Ergo3D - Affordable Ergonomic Pick

Ergonomics Score: 4.2/5
Key Features: 3D lumbar support, adjustable headrest, 135° recline, 3D armrests
For an affordable ergonomic chair packed with adjustable features, the NOUHAUS Ergo3D is a great option. Its 3-piece 3D lumbar support system and adjustable headrest provide customized back support and alignment for your spine.
You also get 3D adjustable armrests, seat height adjustment, and the ability to recline up to 135°. While not as premium as higher-end chairs, the Ergo3D delivers excellent ergonomics and adjustability for the budget-conscious buyer.
Pros:
Cons:
There you have it - our expert-recommended list of the 5 best office chairs for 2024 based on ergonomics, adjustability, comfort, and value.
Whether you need premium lumbar support or an affordable ergonomic option, these chairs will help you maintain proper posture during long work hours.
Related Topics: best ergonomic office chair, top rated office chairs, office chair reviews, comfortable office chairs, office chairs for long hours
submitted by midnightdusk567 to officechairsisell [link] [comments]


2024.05.14 23:01 MortgageRich3613 [For Hire] WGU Help for Stat Math Course Online Reddit U.S History Algebra English Composition Biology Chemistry Accounting Psychology Sociology Statistics Precalculus PACA Politics Online Helper Reddit WGU Quiz Test Class Full Course Assignment Exam Homework taker reddit do my WGU Exam Reddit

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My contact details:
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2024.05.14 22:55 TerribleCollar2932 GME AND THE BUY BACK

GME AND THE BUY BACK
Explaining DFV's Insight on GameStop's Stock Surge
Introduction: The Context and DFV's Post Timing - DFV, a highly regarded figure in the community, posted about GameStop (GME) potentially going ballistic. This post serves as a very fictional unrealistic, untrue explanation based on his observations and should not be used for investment decisions.
Understanding the Link and Trade Observation - DFV noticed a specific trade pattern, suggesting it was an application of Rule 10b-18, where only the company issuing the shares (in this case, GameStop) could execute such trades.
Significance of GameStop Buying Back Shares - The act of GameStop buying back its shares signifies the second step in a possible four-step process leading to a short squeeze. This suggests that the first step, likely involving the secretive acquisition of call options, was already completed.
The Short Squeeze Strategy Explained Using the VW Example - Step 1: Secretive acquisition of call options. - Step 2: Public purchase of shares. - Step 3: Announce significant shareholding to pressure short sellers. - Step 4: Profit realization. - This strategy mirrors the famous 2008 VW Short Squeeze, providing a framework for understanding possible moves by GameStop.
How the Story Relates to GameStop - Assuming R.C. (Ryan Cohen) aims to induce a short squeeze, the recent purchase of call options and shares indicates preparatory steps aligning with the VW playbook. The actions suggest steps one and two might be complete.
The Invisible Step and DFV's Knowledge - R.C. likely prepared by ensuring GameStop was profitable and had shareholder approval to utilize its cash for stock market investments, including options. This strategic position, coupled with R.C. becoming CEO, set the stage for potential maneuvers involving GameStop's shares.
Future Prospects and Timing - With an upcoming quarterly report and investor meeting, R.C. might soon disclose GameStop's total share and option holdings. This announcement could trigger the squeeze if the combined holdings with Computershare reach a critical threshold, speculated to be over 90%.
Current Market Dynamics and Future Predictions - The stock's current rise might be influenced by other investors recognizing the unfolding scenario, similar to prior squeezes like VW. However, the precise market behavior before the squeeze, whether it will drop or continue rising, remains unpredictable.
Conclusion - It's essential to recognize this explanation as speculative and humorous. The actual market dynamics can differ vastly, and this narrative is constructed for entertainment and illustrative purposes only, based on very hypothetical scenarios around GameStop's stock movement. This is not financial advice in any way I am not an advisor and this is just a fictional story nothing is real!
Credit to Starhammer4Billion they are the reason I wrote this up and everything is from his post. I felt that more eyes on it could be beneficial
submitted by TerribleCollar2932 to Superstonk [link] [comments]


2024.05.14 22:47 amberarteaga78 psychology statistics help Reddit Assignment Exam Homework Quiz Test Class Course Helper for Online Hire Reddit

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I am very knowledgeable and proficient in assisting students in a wide range of mathematics classes. I can help students complete their homework assignments and other projects get an A on quizzes, tests, and exams (including proctored assessments) answer online discussion posts write essays & papers in MLA APA Chicago format and provide general overall academic help in each math course listed below:
STATISTICS HELP (MY BEST SUBJECT):
ALGEBRA HELP:
CALCULUS HELP:
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I CAN AID STUDENTS TAKING PROCTORED ASSESSMENTS:
I CAN VERIFY MY ACADEMIC KNOWLEDGE & SKILLS:
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I OFFER FLEXIBLE PAYMENT PLANS:
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THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:
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submitted by amberarteaga78 to Statisticshelpers_ [link] [comments]


2024.05.14 21:14 Select_Green_1106 The 7 Best Bitcoin & Crypto Casinos Reviewed in 2024

The online casino industry has experienced an explosion in popularity in recent years and, in part, that's down to the legalisation of iGaming in a selection of US states that has allowed the industry to spread around the world. Of course, online casinos have come a long way since the early days. Now, there are more casino games than ever and, along with the increase in these, there are more and more payment methods. This means that crypto gambling is now with us, and this has brought a whole new audience to iGaming. With so many sites to choose from, how do you find the best bitcoin casino? How do you know what goes into making the best crypto casino? Should you be paying attention to new bitcoin casino sites? As you read on, that's what we're going to be exploring.
An Overview Of The Best Bitcoin and Crypto Casinos
If you're someone who likes to jump right in, and take a snapshot, to follow you'll find our summary of the crypto casino market and discover the ones that we think are the best. If you're someone who seeks more detail, we have you covered too, but you'll need to read on. So, here's a look at the best bitcoin casinos, as well as those accepting other top cryptocurrencies:
As you read on, we'll be exploring the best bitcoin casinos in more detail. We'll be delving into the range of bitcoin casino games, and how these compare to traditional online casinos. We'll also be looking at the cryptocurrencies that are accepted, as well as everything else you need to know about banking methods. If that's not enough, we'll be going into detail about the bitcoin casino sites and the bonuses on offer ( we know you'll be looking for free spins, an attractive match bonus, as well as VIP programs), as well as exploring the customer service on offer.

The Heybets Crypto Casino Site

There's no denying that Heybets is one of the top bitcoin casinos around. As well as offering a great online casino experience, there is also an attractive sportsbook where you can enjoy sports betting on the top action. This means that you can play games, and win in the best sporting events, all in the same place.
Let's have a closer look at what makes this one of the best bitcoin gambling sites:
Heybets and Crypto Casino Games
While there's plenty to consider when looking for the best bitcoin casino, there's no escaping the fact that the range of casino games matters. There needs to be plenty to keep players entertained, there need to be provably fair games, and sports betting is an added bonus. Here's what Heybets has to offer:
Slot Games
With traditional online casinos, slot games are the staple of what's on offer. These are the most popular casino games out there, and so you'd expect the best bitcoin casino sites to perform well here. The good news is that Heybets certainly delivers here. There are classic slots, jackpot slots, and those with stunning bonus rounds. Just a few of the titles include:
While the number of slots matters, for a site to be the best bitcoin casino, the quality matters too. Fortunately, the games here only come from the best providers, such as:
This just goes to show that you can rely on online crypto casinos if you're one of the many slot fans out there.
Table and Card Games
Something else that makes Heybets one of the best cryptocurrency casinos is the fact that it also caters well for fans of other games. Here, you'll find a selection of classics, such as:
Live Casino Games
Heybets also has a great range of live dealer games. You can enjoy live versions of blackjack, roulette, and baccarat. Thanks to the fact that the live casino is powered by Evolution Gaming, you can also make the most of live game shows, such as Dream Catcher and Monopoly Big Baller.
Banking and Crypto Transactions
As with all gambling websites, the payment methods on offer are important when it comes to choosing an online casino to play at. The top bitcoin casino sites allow players to use a range of cryptocurrencies, as well as supporting other methods that you'd find at fiat casinos. Ay Heybets, you can use the following to fund your account and play casino games:
While there's plenty of choice here, what would make this stronger would be the inclusion of the likes of Dogecoin and Tether.
When considering more traditional methods of depositing and withdrawing, Heybets also allows you to use bank wire. There are no fees when using this option for fiat currencies, but users of crypto will need to be aware of the relevant GAS fees.
Heybets and Bonuses and promotions
As you'd expect from a site that could well be considered the best bitcoin casino, there are a host of bonuses and promotions here. Let's get the bad news out of the way with first: this crypto casino does not offer a welcome bonus. With that out of the way, let's take a look at the bonuses and promotions on offer for existing players. While these change on a regular basis, these are the ones that are a constant:
Raise Your Arm Zeus
This bonus comes into play when you're playing the online slot, Gates of Olympus. You'll activate the bonus at this bitcoin casino if you manage to win 20x - 100x from the free spins feature. If you're in luck, this leads to this crypto casino boosting your winnings by 100%.
Extra Juice
The lack of a welcome bonus doesn't seem to sting quite so much when you look at the likes of Extra Juice. This bonus kicks in on a selection of new casino games. It can lead to winnings being boosted by 7%.
Sports Betting
While our focus is on online casinos, it's worth noting that Heybets also offers a range of ongoing bonuses and promotions for customers of its sportsbook.
Loyalty Program
If you're looking for the bitcoin casino with the best loyalty rewards then Heybets is it. The VIP program here has 5 tiers, and each comes with its own rewards. To enter at the bronze level, you need to have wagered at least $2,500. With this, you can enjoy 5% cashback on all bets. Reach diamond and you'll benefit from 10% cashback as well as exclusive bonuses and rewards. This certainly makes this site stand out from other bitcoin casinos.
Heybets Customer Service
With online gambling, it's a must that a site offers great customer support. At Heybets, you can be sure that you're covered here. Just like all relatively new bitcoin casino sites, there's a need for Heybets to go above and beyond to inspire confidence. It certainly does that with almost instant responses on its live chat which is staffed by knowledgable and polite agents. The only downside is that this isn't available 24/7.
Mobile Experience
While this bitcoin online casino doesn't have a dedicated app, players can still play games via their mobile browsers. The casino games here are compatible with mobile devices thanks to HTML5 technology and the work of the developers behind them.
Summing up the Heybets Online Crypto Casino
Let's sum up the pros and cons, and see what makes this online casino one that's worthy of your attention:
Pros:
Cons:

The Metaspins Bitcoin Casino

When looking at the best bitcoin casinos, Metaspins is another online gambling site that can't be ignored. If you're the kind of player seeking an attractive deposit bonus, then you'll be more than happy with what's on offer here. As we get into the detail, you'll soon see why Metaspins deserves a place on our list of the best bitcoin casinos.
Metaspins and Bitcoin Games
Something that is clear when looking at the best BTC casinos is that there is no shortage when it comes to the range of games that there are to choose from. What puts Metaspins in the running for the best bitcoin casino site is the fact that there are more than 2,500 games to explore. Given that this site was only launched in 2022, it can still be considered to be one of the new bitcoin casino sites, so there's a good chance that the range of games will only grow. Let's take a closer look at what's on offer now:
Slot Games
What makes Metaspins one of the best crypto casinos is the range of slots that can be played. These are provably fair games, and they come from some of the best providers in the business. In fact, what makes the range of slots so exciting here is the sheer number of providers that Metaspins works with. There are more than 30 of these, including the likes of:
You can expect to come across some of the most popular slot titles, such as Gonzo'a Quest, Starburst, and Dark King: Forbidden Riches. For fans of jackpot slots, there's a great range of these too, including Jackpot Quest and Rainbow Jackpots Power Lines.
Table and Card Games
As you'd expect from a site in the ranks of the best bitcoin casino, there's more to this BTC casino than slots. There's also a great range of table and card games, meaning that Metaspins is an attractive destination for fans of all casino games. The games that you'll find cover all the classics such as:
Live Casino Games
Like many of the best crypto casinos, Metaspins also has an impressive range of live games. These come from top developers such as Swintt and Evolution Gaming. When gambling online here, there are traditional titles to choose from, including live poker games, as well as game show experiences. such as Crazy Time and Boom City.
Banking and Crypto Transactions
This crypto casino accepts a range of cryptocurrencies. This is good news for players as it means that can find the crypto that suits them. The other great thing at this crypto casino is that, if you don't happen to have any crypto of your own, you can use VISA or MasterCard to purchase some. The cryptos available include:
As bitcoin online casinos go, this is an impressive showing and will be a major draw for new players.
Metaspins Bonuses and Promotions
A major part of online casinos is the welcome bonus money that's up for grabs. Alongside this, players also like to see reload bonuses, cashback, free spins and even no deposit bonuses (although these are a little on the rare side). With that in mind, let's take a look at what this bitcoin casino has to offer:
Metaspins Welcome Bonus
The welcome bonus offered here is certainly attractive, and is bound to catch the eye of many players. As one of the best bitcoin casino sites, Metaspins offers a 100% match bonus up to a maximum of 1 btc. That means that if you were to deposit 0.5 btc, you'd then be rewarded with another 0.5, meaning that you had 1 btc to play with. The only watch out here is the wagering requirements. They come in at 40x, and they need to be met within 7 days. This could prove a little tricky if you were to take advantage of the maximum bonus money offered.
Deposit and Get
As deposit bonuses go, this one we think is extremely impressive. It really is as simple as it sounds: you continue to make deposits, and you can be certain that you'll get rewards. You just need to keep an eye on your rewards panel. When you see a notification, give it a click and see what you've been given. Some of the rewards on offer are:
These ongoing rewards mean that there are plenty of reasons for players to stay loyal to, what we believe, is one of the best bitcoin casinos.
Sports Betting
Just like many of the other best bitcoin casinos, Metaspins also has an impressive sports betting section. There are separate bonuses to be enjoyed here.
Metaspins Customer Service
To be seen as one of the best crypto casino sites, there's a need for online gambling platforms to offer outstanding customer service. Bitcoin casinos are still relatively new, and knowing that the company is there when you need it matters even more than it does at traditional sites. Metaspins delivers here, with 24/7 live chat, as well as a detailed FAQ section. The fact that customer support is always there means that this truly is one of the top bitcoin casinos.
Mobile Experience
This btc casino doesn't have a dedicated app as yet, but that doesn't mean the games can't be enjoyed on the go. Simply by using your mobile browser, you can access Metaspins from any mobile device and enjoy the full crypto casino experience, no matter where you are.
Summing Up the Metaspins Crypto Casino
As before, now's the time to round up the pros and cons of this crypto casino site, so that you can decide if this is one that you want to play at:
Pros:
Cons:

The Immerion Bitcoin Casino Site

If you're looking for crypto casino sites that feature all of the classics that you're already a fan of, then Immerion could well be the crypto casino for you. As you read on, we'll be looking at just what's on offer here. As well as considering the crypto casino games, we'll also be looking at everything else that you need to know Let's get started.
Inmerion Crypto Casino Games
With online gambling, players like to see a wide range of games. It's fair to say that when compared to other bitcoin casinos and fiat casinos, Inmerion has an impressive showing. There are more than 5,000 bitcoin casino games to be played, and we're going to explore these in more detail now:
Slots
You may think that Inmerion is the best crypto casino based on the number of slots alone. There are more than 3,000 of these to choose from, meaning that even the most ardent slot fans have plenty to keep them entertained. What we like here is that the number of slots isn't overwhelming thanks to the filters that can be used. You can set filters to search by provider, RTP, max win, and volatility.
Among this vast number of slots, you're going to come across new titles, as well as many classics, such as:
Table and Card Games
For gambling sites to be among the best, there needs to be more on offer than slots. Inmerion does well here with a range of other games:
Live Dealer Games
Many crypto casinos give some attention to live dealer games, but here you'll find that there are more than 300 to choose from. There are all of the classic games, as well as the game show titles that Evolution Gaming excels at.
Banking Options
As you'd expect from one of the top bitcoin casinos, Inmerion has a range of cryptos that you can play with. You can make deposits and withdrawals using:
Something else that we like here is that there's no minimum deposit so this is an online gambling site for players of all budgets.
Inmerion's Bitcoin Casino Bonus
Whether it's a healthy welcome bonus, a loyalty program, or reloads that appeal, btc casinos need to have something special on offer to be classed as the best. Let's take a look at what Inmerion has to offer:
Welcome Bonus
As it stands, there is no Immerion welcome bonus on offer. This may be a letdown for some players who can't benefit from their first deposit. However, there are other casino bonuses to enjoy.
Engine of Fortune
This is a daily bonus that allows you to spin the wheel of fortune. You need to have deposited at least $50 in the last 24 hours and then you can spin. The prizes on offer include free spins, cash, and a more than impressive top prize of 5 btc.
Daily Cashback
No matter who plays at this online crypto casino, they can all benefit from the ongoing cashback offer. Each and every day you benefit from receiving 20% of your losses from the previous day. This is something that really appeals and certainly puts Inmerion in the running for the best bitcoin casino.
Sports Betting
This is another of the best crypto casinos that has an attractive sports book, along with some great bonuses.
Inmerion Customer Service
Reputable casinos need to be there for their customers. There need to be ways that customers can reach out and have their queries resolved in a timely manner. Here, you'll find that live chat is on hand 24/7 to deal with any issues. What we also liked was the fact that there is separate support for those wanting assistance with deposits and withdrawals.
Mobile Experience
Just like the other other crypto casinos that we've looked at so far, there is no mobile app here. However, you can still enjoy Inmerion online gambling via your smartphones and tablets via your mobile browser. Nothing is lost when compared to the desktop experience, and it allows you to enjoy all that Inmerion has to offer with added convenience.
Summing up the Inmerion Crypto Casino
That brings us towards the end of our look at this bitcoin gambling site. Before we move on to the next, let's sum up the pros and cons:
Pros:
Cons:

The BC Game Online Casino

As we continue to explore the best bitcoin gambling sites, next up is BC Game. This is a site that was established back in 2017, and there is no doubt that this is one of the most reputable btc casinos that there is. Let's take a look at what's on offer, and what makes this one of the best crypto casinos that there is.
BC Game Library
This crypto gambling platform is nothing short of mind-blowing when it comes to the number of games to choose from. At BC Game, you'll find that there are more than 9,000 to explore and that makes this crypto gambling site really stand out. What else is impressive here is that the games cater for high rollers as well as those with a more conservative budget. Let's take a look at just what there is here:
Slot Games
Like other bitcoin casinos that we've looked at so far, there are plenty of slots to enjoy here. Alongside titles that you'll find at other crypto casinos, BC Game also has a host of exclusive games that you won't find anywhere else. The remainder of the library is made up of titles from providers such as Play 'n Go, Microgaming, NetEnt, and Quickspin. Just some of the slots you'll find here include:
What we like here is that you can spin with bets as low as $0.01 so these games are accessible to all.
If you're a fan of jackpot slots, you'll find that there are more than 150 progressives here, with the chance to win life-changing amounts.
Table and Card Games
With so many games overall, it's probably unsurprising that there's also a great selection of table and card games too. Here, you can play classics such as:
Live Dealer Games
BC Game also has live dealer games like the other btc casinos that we've looked at so far. These come from the best in the business, namely Evolution Gaming and Pragmatic Play. In truth, the selection here isn't as wide as it is at other crypto casinos, but there is still plenty to keep you entertained.
Banking Options at BC Game
Just like other crypto casinos that make our list of the best, BC Game has plenty of options to choose from. While there are no alternatives away from crypto, the number of these that you can play and withdraw your winnings with is impressive. Some of those that you can use include:
BC Game Bonuses
This bitcoin casino also comes with some attractive bonuses and promotions that are sure to appeal to players everywhere. Here's a look at what's up for grabs
Welcome Bonus
The welcome bonus here is a little different compared to that at other crypto casinos. That's because it's spread over your first 4 deposits. Here's how it's broken down:
The wagering requirements are 40x. While this may be common it does make it a little difficult to take full advantage of what's offered.
No Deposit Bonuses
Right now, BC Game is also offering a no deposit bonus for new players who sign up. Simply by joining, you can claim $5 worth of free spins that can be used on the Lucky Wheel. Prizes can be up to $500 or come in a variety of cryptocurrencies.
Loyalty Rewards
Players in the VIP program can enjoy higher payouts, free spins, and a host of other rewards. Once a player reaches level 22, you're also given the chance to play with the Super Spin. This is a version of the Lucky Wheel that comes with even more rewards, with the chance to pocket 3 btc.
Sports Betting
Like the other bitcoin casinos that we've looked at so far, BC Game also has a sportsbook that comes with its own bonuses and rewards.
BC Game Customer Service
We're impressed with this crypto casino and the levels of support that are on offer. Firstly, there's the 24/7 live chat function. This is staffed by knowledgeable agents who provide speedy responses. As well as this, there is also the option to reach out via email. This takes longer to receive a reply, but when it does come it is detailed and resolves most issues.
Mobile Experience
If you're wanting to play on the go, BC Game has an impressive mobile app. This can be downloaded on both iOS and Android devices and provides a truly outstanding experience. If you'd rather not download, you can also play via your mobile browser.
Summing up the BC Game Crypto Casino
If you're still trying to decide if this casino is for you, here's an overview of the pros and cons:
Pros:
Cons:

Stake Online Casino Site

If you have ever explored crypto casinos, there's a very good chance that you have come across the name, Stake. Why? Well, it's widely regarded as one of the best out there. As you keep reading, we're going to delve into the details and show you why.
Stake Game Selection
While Stake may not have as many games as we've seen at BC Game, there are still more than 2,000 to choose from. In truth, this is plenty to keep players entertained, and the good news is that each and every title is truly exceptional. Let's take a look:
Online Slots
Slots are a major draw for players, and Stake certainly delivers in this area. You'll find a wide range of titles, with those that are instantly recognisable such as:
Alongside top providers, such as NetEnt, Push Gaming, and Wazdan, there are also Stake original slots. If you give these a try, we're sure that you'll be impressed.
Table and Card Games
Just like the other best bitcoin casino sites, at Stake, you'll discover a great selection of classic casino games. Whether you're a fan of blackjack, excited by the spin of the wheel, or looking to take a chance with baccarat, Stake has you covered. The only game lacking here is poker. If your casino experience is based on video poker, you may need to play elsewhere.
Live Casino Games
You're sure to be impressed with what's on offer in terms of live dealer games. The lobby is bursting with titles coming from Evolution and Pragmatic Play. There are also titles from Bombay Live Games. This means that Stake has everything covered, and offers a live experience that's second to none.
Banking Options
As you'd expect from an operator that makes our list of the best bitcoin casinos, there are plenty of payment options to choose from. While this is a 100% crypto site, the good news is that you're not just limited to one or two of these. Just some of the ones you can use include:
In total, Stake accepts 20 cryptocurrencies, so there's sure to be one that you're comfortable using.
Bonuses at Stake Casino
Before we explore the bonuses and promotions that Stake has to offer, let's first look at what's not up for grabs. At Stake, there is no welcome bonus on offer right now. There's no first deposit bonus or free spins. Why? Well, Stake is confident that it has enough to offer, and can attract new players with ease. With that out of the way, let's take a look at what you can take advantage of:
Daily Race
There is a prize pool worth $100,000 every day. When you play casino games, or wager at the sports book, you have the chance to win from this.
Weekly Giveaway
Each week there's the chance to share in a prize fund worth $75,000. To take part, you need to wager $1,000 for a ticket.
Multiplier Race
If you reach the highest multiplier on specified games, you may walk away with the top prize of $10,000.
Loyalty Program
Stake has an attractive loyalty program. However, before you enter the first level, you need to wager at least $10,000. This makes this a program for true high rollers. The rewards on offer include rakeback and daily bonuses.
Stake Customer Service
Just like other operators that we class as being among the best crypto casinos, at Stake there is a live chat option. This is available 24/7 and offers a great way to resolve any queries. You can expect a speedy response from agents who are polite and courteous.
Mobile Experience
Stake doesn't have a dedicated mobile app right now. However, you can still play on the go by going directly through your mobile browser. This means that you can play on any tablet or smartphone, without the need to download.
Summing up the Stake Casino Site
Before we move on to the next of the best crypto casinos, here's a look at the pros and cons of Stake:
Pros:
Cons:

Wild.io Bitcoin Casino


As we continue our reviews of the best crypto casinos, next up it's Wild.io. As you'll see as you read on, this is a site that comes with an attractive welcome bonus as well as an impressive lobby. Let's take a look in more detail and see what else Wild.io has to offer:
Wild.io Games Selection
A common theme among the best crypto casinos is the wide range of games that can be played. Over at Wild.io, there are around 2,500 of these to explore. This means that there's never any danger of losing interest, no matter what type of games you're a fan of. Let's take a closer look:
Wild.io Slots
As bitcoin casinos, as well as traditional ones, go the range of slots here is certainly impressive. There are more than 2,000 of these to choose from, and you can expect to see these coming from the likes of Pragmatic Play, NetEnt, Gamzix, and others. Some of the top titles that you'll be able to play include:
Table and Card Games
While Wild.io is one of the more impressive bitcoin casinos, we can't help feeling that there could be a little more on offer in this section. As it stands there are just 26 games to choose from. To be fair, all of the basics are covered, but we'd love to see this range expanded.
Live Dealer Games
This section seems to be a work in progress. As you click to enter the live area, it says that there are currently no games to play. However, there is a detailed explanation of how live bitcoin games work. This is something to be monitored as it surely means live games are on their way.
Banking Options at Wild.io
When comparing Wild.io to other bitcoin casinos, it's fair to say that there's a wide range of currencies that can be used. Here, you can choose between using:
Wild.io Bonuses
Wild.io is one of the very best bitcoin casinos when it comes to the offers that it has. Let's take a look at these now:
Welcome Bonus
As bitcoin casino bonuses go, the welcome bonus here is very attractive. Rather than just being based on your first deposit, it's a package spread across your first three:
The wagering requirements for all three bonuses are 40x.
Wheel of Fortune
If you deposit at least $20 you can spin the Wheel of Fortune every day. Prizes can be as much as $1,000, and there are plenty of free spins up for grabs too. There is also the Jungle Wheel for VIPs. This wheel brings bigger rewards but requires a minimum deposit of $100.
Weekly Spotlight
Each week, Wild.io nominates a game that is in the spotlight. When you wager on the specified game, you're rewarded with more loyalty points.
Wild Weekends
Each Friday, Wild.io launches a promotion for the weekend. This could be a reload matched deposit bonus, free spins, or anything else that the operator decides to offer.
Rakeback and Cashback
The higher up you are in the VIP program you are, the more you can claim back. You can recover anywhere between 1% and 20% of your weekly losses.
Loyalty Program
Every player is automatically enrolled. The more you wager, the more points you have and the higher you claim. Each level has exclusive offers such as free spins and matched deposits. There are also other perks such as higher maximum withdrawals.
Wild.io Customer Service
Like the other bitcoin casinos that we've looked at, the customer service on offer at Wild.io is impressive. With a live chat function that is available 24/7, you can reach out whenever you need any assistance. When we gave this a try, we had an almost instant response meaning that our query was resolved quickly. There is also a chatbot to help with queries.
Mobile Experience
As it stands, there is no Wild.io mobile app. To enjoy this casino on the go, you can play via your mobile browser.
Summing up the Wild.io Casino
Before we move onto the final of our bitcoin casinos, here's a rundown of the pros and cons of Wild.io:
Pros:
Cons:

Jackbit Crypto Casino


Jackbit is the final operator to make our list that looks at the best bitcoin casino. With a great game selection and free spins up for grabs, you'll soon see why we rate this crypto casino so highly. Let's get into the detail now:
Jackbit Games Library
Established in 2022, Jackbit has quickly expanded its library so that it now exceeds 6,000 titles. There are plenty of slots to choose from, as well as an impressive range of table games. The live casino is also of note. Let's take a closer look:
Slots
There is certainly no shortage of slots at Jackbit. There are thousands of games to choose from, and these come from some of the best providers around. The likes of Yggdrasil, Red Tiger, and Microgaming mean that the quality is exceptional. Just some of the titles you will find include:
Table and Card Games
While some casinos only pay lip service to games other than slots, Jackbit is a little different. There is a vast range of choices here that covers all of the games that you could ever want to play. When you look at roulette alone, there are some 56 variations just of this game so you can imagine how vast the whole offerings are.
Live Casino
If live games are your thing, you'll find over 200 of these at Jackbit. As you'd expect, the classics are all covered, but there's also the inclusion of game show titles courtesy of Evolution. Just some of these include:
Banking Options at Wild.io
You can use a range of cryptocurrencies to play at Jackbit. If you don't happen to own any crypto, you can use your debit or credit card to purchase through the site. Some of the currencies that can used include:
Jackbit Casino Bonuses
If you're a fan of free spins, the Jackbit crypto casino may well be of interest to you. Let's take a look at why.
Jackbit First Deposit Bonus
When you make your first deposit at Jackbit, you're rewarded with 50 free spins that can be used on the Lazy Sheriff slot. What makes this bonus really attractive is the wagering requirements: wager once and any winnings are then yours.
Jackbit Loyalty Program
The loyalty program here has its focus on rakeback. As you wager more and move up the levels (Rookie to Legend), the greater the percentage of rakeback you're entitled to.
Customer Service
The Jackbit casino allows players to get in touch via live chat or email. The live chat option is there 24/7 and this is a big plus. There was a slight delay in being connected when we gave it a try, but after that the responses were all pretty much instant and we found our query being resolved very quickly.
Mobile Experience
There is currently no Jackbit mobile app. If you want to play via your smartphone or tablet, you can do this via your mobile browser. You'll find that the games translate well to the smaller screen and nothing is lost in terms of the experience.
Summing up the Jackbit Casino
Let's finish by taking a look at the pros and cons of this bitcoin casino:
Pros:
Cons:
Bitcoin Casinos FAQ
Are Bitcoin casinos safe?
Like any online casino, safety depends on the platform's reputation. Look for casinos with positive user reviews, provably fair games, and proper licensing.
What are provably fair games?
Provably fair games use cryptography to allow players to verify the randomness and fairness of each game round themselves, giving more transparency than traditional online casinos.
What types of games can I play at Bitcoin casinos?
Many Bitcoin casinos offer a wide variety of games, including slots, and table games (like blackjack and roulette.he online casino industry has experienced an explosion in popularity in recent years and, in part, that's down to the legalisation of iGaming in a selection of US states that has allowed the industry to spread around the world. Of course, online casinos have come a long way since the early days. Now, there are more casino games than ever and, along with the increase in these, there are more and more payment methods. This means that crypto gambling is now with us, and this has brought a whole new audience to iGaming. With so many sites to choose from, how do you find the best bitcoin casino? How do you know what goes into making the best crypto casino? Should you be paying attention to new bitcoin casino sites? As you read on, that's what we're going to be exploring.
An Overview Of The Best Bitcoin and Crypto Casinos
If you're someone who likes to jump right in, and take a snapshot, to follow you'll find our summary of the crypto casino market and discover the ones that we think are the best. If you're someone who seeks more detail, we have you covered too, but you'll need to read on. So, here's a look at the best bitcoin casinos, as well as those accepting other top cryptocurrencies:
As you read on, we'll be exploring the best bitcoin casinos in more detail. We'll be delving into the range of bitcoin casino games, and how these compare to traditional online casinos. We'll also be looking at the cryptocurrencies that are accepted, as well as everything else you need to know about banking methods. If that's not enough, we'll be going into detail about the bitcoin casino sites and the bonuses on offer ( we know you'll be looking for free spins, an attractive match bonus, as well as VIP programs), as well as exploring the customer service on offer.

The Heybets Crypto Casino Site

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2024.05.14 20:59 LiteraryHedgehog MEGATHREAD: Camp and Chill Event, May 14-16

A new Camp and Chill Event starts today!
This 2 day event will run from Tuesday, May 14 until 19:00 GMT Thursday, May 16, and is open to all players with version 11.3.0 or above, a minimum of 250 dragon power, and a stable and reliable internet connection.
Points are earned by tapping items, opening chests, and other simple tasks completed in Camp. The Event Capsule Store appears after earning 500 points; free Bronze Capsules containing Event Points can be collected every 3 hours after that.
Please keep questions and strategy discussions about the event in this thread while it is live; good luck and happy merging!
 

ANNOUNCEMENTS:

Event Notes
Elsewhere in the Game
 

EVENT PRIZES

  1. Sprouting Dragon Tree, lvl 2 - requires earning 70 points
  2. Prism Flower Buds, lvl 2 - 1,290p
  3. Blue Belly Shrooms, lvl 5 - 1,840p
  4. Daily Chest (Super Egg Fragment) - 3,190p
  5. Watering Hole, lvl 5 - 4,790p
  6. Aged Glowing Dragon Tree, lvl 4 - 6,420p
  7. Nice Zen Temple, lvl 3 - 7,990p
  8. Golden Sapling, lvl 2 - 9,610p
  9. Wood (A) Dragon Kid, lvl 2 - 11,210p
  10. Jester (AS) Dragon Kid, lvl 2 - 13,590p
Total to collect all prizes: 60,000 points
 

STRATEGY TIPS

This is the only type of event where point producing items can be stockpiled ahead of time; for info and links to guides on bubbling as a storage option, please visit the Community FAQ.
The following are the most efficient or most frequently recommended ways to earn points:
  • Tier 2 Nests of most breeds yield 900 points per tap, for a total of 3,600 to 6,300 points per nest.
  • High level Goal Stars are an excellent source of points; the exact number of taps available varies by level and random chance.
    • L6 Star- 1056, L5 Star- 330, L4 Star- 99
  • Level 2 Materials Chests offer unlimited quick and easy points; stockpiling stone bricks gives more flexibility than buying specific chests ahead of time:
    • Spectral Chest- 1305, Summoned Chest- 820, Chest of Beasts- 300, Solid Gold Chest- 80, Phobos Chest- 40
  • Higher level free chests all yield well:
    • Treasure: L7- 1690, L6- 530, L5- 165
    • Grimm: L4- 792, L3- 240, L2- 72
    • Season: L4- 330, L3- 100
    • Bountiful (Level) Chests- 150
    • Kala’s Rucksacks- 250
  • High level Life Trees can be harvested for quick points:
    • Life Orbs: L9- 1560, L8- 500, L7- 160
  • These chains recharge fast and give unlimited taps; note that multiple mid-level items may earn more than one or two higher-level items.
    • Fruit Trees: L10 Watermelon- 34, L9 Pineapple- 30, L8 Dragon Fruit- 26, L7 Pear- 23
    • Prism Flowers: L7- 42, L6- 36, L5- 29, L4- 23
    • Midas Trees: L11- 145, L10- 135, L9- 125, L8- 115, L7- 105, L6- 95, L5- 85, L4- 75, L3- 65, L2- 55
    • Bushes: L5- 35, L4- 25, L3- 15
    • Graves: L8- 75, L7- 65, L6- 55, L5- 45, L4- 35
    • Fountains: L6- 136, L5- 105, L4- 75, L3- 45
 

ITEM POINTS

(Tap the name of the chain to go to its wiki page)
Alien Obelisks (Requires cash purchase)
  • Alien Obelisk - 45
  • Radioactive Alien Obelisk - 135
  • Pulsing Alien Obelisk - 450
  • Galactic Alien Megalith - 1485
 
Bushes
  • Tiny Cabin - 10
  • L1 Shrub Sprout - 1
  • L2 Budding Shrub - 5
  • L3 Nice Shrub - 15
  • L4 Flowering Shrub - 25
  • L5 Gorgeous Shrub - 35
 
Fruit Trees
  • L4 Grape Tree - 10
  • L5 Raspberry Tree - 14
  • L6 Banana Tree - 18
  • L7 Pear Tree - 23
  • L8 Dragon Fruit Tree - 26
  • L9 Pineapple Tree - 30
  • L10 Watermelon Tree - 34
 
Goal Stars and Dragon Stars (points per tap)
  • L1 Star - 3 (2-3 taps)
  • L2 Star - 9 (2-3 taps)
  • L3 Star - 30 (3-4 taps)
  • L4 Star - 99 (3-4 taps)
  • L5 Star - 330 (3-4 taps)
  • L6 Star - 1056 (6-7 taps)
  • L1 Dragon Star - 30 (2-4 taps)
  • L2 Magnificent Dragon - 90 (7-11 taps)
 
Graves
  • L4 Doom Cross - 35
  • L5 Fiend’s Resting Place - 45
  • L6 Tomb of the Innocent - 55
  • L7 Tomb of the Forgiven - 65
  • L8 Tomb of the Righteous - 75
 
Life Orbs (single tap)
  • L0 Life Essence - 1
  • L1 Tiny Life Orb - 1
  • L2 Small Life Orb - 2
  • L3 Life Orb - 3
  • L4 Furious Life Orb - 5
  • L5 Wondrous Life Orb - 15
  • L6 Great Life Orb - 50
  • L7 Giant Life Orb - 160
  • L8 Life Orb of Souls - 500
  • L9 The Life Orb of Heavens - 1560
 
Midas Trees
  • L2 Golden Sapling - 55
  • L3 Golden Tree - 65
  • L4 Midas Tree - 75
  • L5 Glowing Midas Tree - 85
  • L6 The Orb Holder - 95
  • L7 The Crystal Catcher - 105
  • L8 The Moon Bearer - 115
  • L9 The Star Mother - 125
  • L10 Greater Midas Tree - 135
  • L11 Divine Midas Tree - 145
 
MonsteMythical Idols (single tap)
  • L1 Kattryx - 3
  • L2 Guardian Sphinx - 9
  • L3 Young Cerberus - 30
  • L4 Noble Gryphon - 99
  • L5 Mythical Ogopogo - 330
  • L1 Gromblin - 5
  • L2 Capricorn - 15
  • L3 Dragon Idol - 50
  • L4 Rising Phoenix - 165
  • L5 Mythical Pegasus - 550
 
Mystic Topiaries (single use only, number of taps depends on level)
  • L1 Bunny - 10 (1x tap)
  • L2 Bear - 90 (1x tap)
  • L3 Rex - 150 (2x taps)
  • L4 Swan - 250 (3x taps)
  • L5 Seahorse - 550 (5x taps)
  • L6 Dolphin - 880 (10x taps)
 
Nests/Eggs
  • Tier 1 nest - 20 per tap, 60 to 140 total
  • Tier 2 nest - 900 per tap, 3,600 to 6,300 total (except for Star Dragons)
  • Mystery Egg Nests - 10 per tap, 40 to 70 total
  • Supernest - 20 per tap
  • Meganest - 20 per tap
  • Ultranest - 20 per tap
  • Shimmering Ultranest - 20 per tap
  • Activated Super Eggs - 600 (30 per dragon)
 
Prism Flowers
  • L1 Sprouting Prism Flower - 3
  • L2 Prism Flower Buds - 10
  • L3 Opening Prism Flowers - 16
  • L4 Prism Flowers - 23
  • L5 Blossoming Prism Flowers - 29
  • L6 Gorgeous Prism Flowers - 36
  • L7 Brilliant Prism Flowers - 42
  • L8 Spectral Prism Flowers - 49
  • L9 Glowing Prism Flowers - 55
 
ShimmeSecret Fountains (per tap)
  • L1 Fountain of Legend - 3
  • L2 Ancient Spring - 15
  • L3 Shimmering Spring - 45
  • L4 Fountain of Faith - 75
  • L5 Fountain of Rebirth - 105
  • L6 Heroic Dragon Spa - 135
  • L1 Secret Lifespring - 30
  • L2 Spectral Lifespring - 150
 
Coin Vaults and Stone Yards
  • L1 Tattered - 1
  • L2 Basic - 5
  • L3 Nice - 15
  • L4 Great - 25
  • L5 Opulent - 35
  • L6 Mythical - 45
  • L7 Gigantic - 55
  • L8 Bottomless - 65
 
Chests (single tap only)
 
Camp and Chill Event Items
  • Capsules - 0
  • Pile of Camp Event Points - 5
  • Great Rucksack of Event Points - 10 per tap, 20+ total
  • Wondrous Chest of Event Points - 25 per tap, 125+ total
  • Mythical Coffer of Event Points - 50 per tap, 450+ total
 
Miscellaneous Items
 
Combo Merges Note: this is a partial list — most chains seem to work, with points increasing by item levels and length of chain.
  • Coins - 5, 10, 30, 60 (started with L2)
  • Life Flowers - 5, 10, 15, 20, 40 (start w/L1)
  • Life Flowers - 15, 40 (started w/L5)
  • Life Orbs - 5, 10, 15, 20, 40 (Started w/ heart)
  • Life Orbs - 5, 20, 45, 80 (started w/ L3)
  • Living Stones - 5, 10, 15, 40 (start w/fresh stones)
  • Stone bricks - 5, 10, 15, 40, 60 (start w/L1)
 
No Points Given
  • Currency (Coins, Stone Bricks, and Gems)
  • Loot orbs
  • Dimension Jars
  • Dragon Homes
  • Haunted Houses
  • Boutique exclusive chains
  • Lobelia Topiaries
  • Ornate/Jeweled Statues
  • Small Fluffs
  • Chocolate Fountain chain
  • Dust Bunny Crates
  • Weekly Den Chests
  • Opulent Chests
  • Season Bonus Chests
  • Star Chests
  • Star Dragon T2 nests
  • New items and anything in limited release for beta testing
 

EVENT TROUBLESHOOTING

If the event is not showing up correctly or if glitches are affecting your play:
  1. Check that you meet the version and dragon power requirements.
  2. Try hard-closing and then relaunching your game.
  3. Try rebooting your device (ie, turn it completely off, then back on and allow it to fully boot up before relaunching the game). If you are on wifi and have access to the router, try rebooting that, too.
  4. Try switching to a completely different internet source.
  5. Try clearing your game’s cache (google for instructions for your specific phone type).
  6. If you’re suddenly experiencing multiple issues like lagging or error messages (or if the event vanishes completely), close the game and try again after 2-3 hours. Events are internet-based, and sometimes issues with the servers can cause temporary problems — all we can do for that is to wait it out.
  7. If none of the above helps, contact Gram Games Support through the in-game link or the Support Web Portal for help figuring out what’s wrong.
  • NOTE: Cloud Save is still unreliable: according to the developer, it is not safe to be used and should be left turned off.
  • NOTE: Saving your Progress: Make sure to save your progress by traveling to the World Map screen (and waiting there until everything’s fully loaded) regularly, and especially before closing your game.
 
Edits are ongoing
submitted by LiteraryHedgehog to MergeDragons [link] [comments]


2024.05.14 20:40 RavensDoe Posting (again) the Stugotz Personal Record Book I've been keeping for years. He's had a few recent entries so I wanted to post an updated version.

I may have missed some more recent (late 2023-24) declarations, so let me know if I should add anything I've missed.
Stugotz personal record book. Sorry if the links are expired on some things. They're old.
[Time Stamps] Started to use them in late 2019. They may not be exact based on what podcast app or service you use. But they'll be close.
I DIDN'T ASK FOR ANY OF THIS:

FOOTBALL

(1) UCF is the 2017-2018 national champion.
(2) If Kirk Cousins goes to the Jaguars and not the Jets, no championship he wins will count in the personal record book.
Note (2)(a): Still pending sort of since Kirk is with the Vikings now – possible in future he could go to Jags.
(3) Eli manning has 1 ring. He doesnt get one for throwing a ball into David Tyree's face / Tyree getting a football stuck in his helmet.
(4) Carson Wentz has a Super Bowl 52 ring.
Note (4)(a): Foles does not have a Super Bowl 52 ring.
(5) The Raiders defeated the Patriots in their divisional playoff matchup in 2002 (Tuck Rule game), and then would defeat the Rams in Super Bowl 36.
Note (5)(a): In this scenario also, Bill Belichick was also "fired and looking for a job" after the Tuck Rule game and has 0 rings.
(6) If the 2017 Patriots won Super Bowl 52, James Harrison would not have a ring (Patriots lost to Eagles).
(7) Peyton Manning has one ring (Broncos ring does not count).
(8) Peyton Manning must give such ring he lost (above) to Von Miller, who thus has 2 rings.
(9) Aaron Rodgers can have all the rings he wants for keeping all of central Wisconsin employed.
(10) Brian Billick has 0 rings (2000 Ravens Super Bowl) because that defense carried him.
(11) Tony Boselli is a Hall of Famer.
(12) Tarik Cohen is an honorary Jew.
(13) JuJu Smith-Schuster is also an honorary Jew. L'Chaim.
(14) Drew brees has three rings for winning the super bowl for the city of New Orleans.
Note (14)(a): There was discussion on this where the number started at three, went up to five, came down to two, but it ended up at three.
(15) Mike McCarthy has no Super Bowl rings.
Note(15)(a): Dan also has this in his record book, and it is the first entry into the Le Batard Personal Record Book.
Note 15(b): In fact, McCarthy has -3 (Negative three) rings.
(16) Any Super Bowl rings Antonio Brown gets with the Patriots will not count in the Stugotz personal record book (9/9 Weekend Observations National Hour 2).
(17) Ohio State's 76 to 5 victory over Miami (Ohio) on 9/21/19 does not count.
(18) Due to Bill Belichick's 219 wins with Tom Brady, Bill's week 7 2023 victory over the Bills was actually his 81st victory and not his 300th victory.
(19) The 2002-03 Miami Hurricanes actually won the Fiesta Bowl/BCS National Championship game against Ohio State.
(20) If JJ Watt joins the Texans for the 2024 season or later on, none of the Super Bowl rings will count in Stugotz's personal record book

BASKETBALL

Kevin Durant
(1) If Westbrook wins a championship and beats Kevin Durant along the way in the playoffs, Westbrook will have won 2 championship rings.
(2) "STRAP IT ON BOYS, GONNA TAKE YA FOR A RIDE:"
Kevin Durant has 0 rings (Zero rings)
Kevin Durant has -1 rings (Negative 1 rings).
Kevin Durant has -4 rings (Negative 4) (As of 4/11/18)
Note (2)(a): This number is subject to change based on Stugotz altering rings to the "-4" current total. Specifically as seen recently when Stugotz adjusted the number from (i) 0 rings to (ii) -1 rings to (iii) -4 rings.
Note (2)(b): Here is a tweet transcript of the conversation where this was discovered.
Archive link
(3) If Kevin Durant wins an NBA title for the NY Knicks, he will gain 11 rings.
Note (3)(a): As seen above in "(2)," Kevin Durant has -4 rings.
Note (3)(b): [Math] If Durant were to remain at -4 rings, and subsequently win an NBA title for the Knicks, he will have 7 rings total. This was specifically stated (-4 + 11 = 7), and a question about a non-specifically stated Personal Record Book entry is posed below in "Note (3)(c)(i)."
Note (3)(c): If the Golden State Warriors had won a championship playing 3 on 5 with Kevin Durant, Kevin Durant would have 1 ring.
Note (3)(c)(i): [Confusion] I am unsure if "Note(3)(c)" means he would gain +1 ring, and therefore be "up" to -3 rings total. Possibly, Stugotz means if the Golden State Warriors had won a championship 3 on 5 with Durant, Kevin Durant would be at +1 rings total (Positive 1 rings).
(4) Kevin Durant's dagger in Game 3 did not count, because according to Stugotz, none of Durant's stats count. KD's official statline last night was 0/0/0 and the Cavs blew the Warriors out by 40.
(5) Anything Kevin Durant has done with the Warriors so far is not in Stugotz' personal record scroll.
Note (5)(a): Stugotz did not take his feathered pen and write anything in his scroll (King Roy approves).
(6) Westbrook has ALL of KD's rings.
(7) For every time KD says he doesn't give a BLEEP, Stugotz adds 2 "I do give a BLEEPS" in the personal record book.
(8) Per Dan, speaking on Stugotz' behalf, Kevin Durant has no Olympic Gold Medals (9/18/19 National Hour 1 @ 00:07:50).
Michael Jordan
(1) Jordan has 9 rings because:
(a) The Rockets have to give their 2 rings from 1994 and 1995 to Jordan (+2); and
(b) The Bulls would have won the 1999 Finals over the Spurs if Jordan didn't retire (+1; 9 total).
Note (1)(a-b)(i): Put LeBron's rings in a box and put Jordan's rings in a box. Jordan is +6 by the way over LeBron box-minus, despite box-minus sounding like a dumb stat.
(2) Michael Jordan was suspended for 2 years for gambling (Said 4/25/18 Hour 2, 14:30 in podcast).
Note 2(a): HOWEVER, MJ still has 9 rings as see above in (1)(a) and (1)(b).
(3) Any game Michael Jordan played wearing the uniform #45 does not count.
LeBron James
(1) If LeBron James goes to the Golden State Warriors, every Championship he wins will result in a deduction of 2 previously won championships.
(2) The Miami Heat LeBron teams were the GREATEST teams in the history of sports (5/7/18 Local Hour).
(3) The Miami Heat LeBron teams were also the MOST INTERESTING teams in the history of sports.
(4) If, after the 2018 NBA Playoffs:
(a) LeBron does not make it to the finals and the Celtics do; and
(b) The Houston Rockets do not make it to the finals and the Warriors do; and
(c) LeBron goes to the Houston Rockets for the next season, THEN
LeBron is allowed to win rings that count in Stu's personal record book.
Note (4)(a-c)(i): HOWEVER, Harden & Chris Paul - if they remain on the Rockets with LeBron on the team - are not allowed to have any of the rings won with LeBron count in Stu's personal record book.
Note 4(a-c)(ii): To quote the big man Stu (with Dan agreeing of course), "Do it on your own” (Dan agrees here).
(5) If LeBron wins an NBA Championship with the 2018 Lakers roster (as of 7/23/18), then that wins counts for 6 rings.
Note (5)(a): Thus LeBron would have 9 rings.
Kyrie Irving
(1) Kyrie Irving hit one of the biggest shots in NBA Finals History, but was only in that position because of LeBron James. Kyrie Irving, did hit one of the biggest shots in NBA Finals history that won everyone on that team a Ring, except for you (Kyrie). (3/9/20 Hour #3; Google Podcast @ 07:00).
Note (1)(a): Stugotz: "A little revision to the uhhh Stugotz Personal Record Book that I'll come around to writing...or Mike will." I'M WRITING IT YOU IDIOT MORON JACKAL
Misc. Basketball
(1) The Houston Rockets have 0 (Zero) NBA Championship victories.
Note (1)(a): See "Michael Jordan (1)(a)" for reasoning.
Note (1)(a)(i): [Restated Reasoning] Michael Jordan is actually in possession of those 1994 and 1995 Rockets rings because Michael Jordan would have won those championships if he stayed in Chicago.
Note(1)(b): [CONFLICTING HOT TAKE] Stugotz has also said Jordan didn't get the Rockets' rings because he was actually suspended for gambling.
Note (1)(b)(i) NEEDS CLARIFICATION PLEASE. Stugotz keeps going back and forth. In "Michael Jordan Note 1(a)," the opposite of "Miscellaneous Basketball Note (1)(b) is stated because he has gone back and forth on this issue.
(2) Steve Kerr has no rings as a coach. In fact, he has never even coached a game.
(3) Mychal Thompson (Klay's dad) has no rings. (Said on Zach Harper podcast).
(4) Clyde Drexler no rings (Said on Zach Harper podcast).
(5) Giannis Antetekoumpo is pronounced Yani Adababoombo.
(6) As long as James Harden has his beard, he cannot win any championships.
Note (6)(a): If the Rockets win a ring, then the ring goes to the beard.
(7) Lamarcus Aldridge cost the Spurs game 2 of the 2017 Western Conference Semifinals, even though they won.
(8) If the Sixers happen to win a championship, Sam Hinkie gets a ring.
(9) Chris Paul has NOT made a Western Conference Final since he had to join the Rockets to do so.
(10) Michael Jordan winning the NBA Finals in 1999 also means that Tim Duncan only has 4 rings instead of 5 rings.
(11) The Warriors only have 1 ring
Note (11)(a): Durant still has -4.
(12) Boogie Cousins cannot win a NBA Championship and have it count if he does so with the Warriors.
(13) Billy Donovan was the NBA Coach of the Year in 2017 (12/13/17 @ 28:10 Hour 1).
Note (13)(a): The Thunder blowing the 3-1 lead to the Warriors that year had nothing to do with Donovan. It was Durant's fault.
(14) The OKC Thunder actually did win the WCF against the Warriors in 2017 when up 3-1.
Note (14)(a): This does not apply to Durant though.
Note (14)(b): The Thunder also beat whoever they would have played in the Finals. Durant still no ring.
(15) Embiid has his 2023 MVP taken away and given to Jimmy Butler.
(16) Caitlin Clark's NCAA all-time scoring record still belongs to Pistol Pete because unlike Pistol Pete, Caitlin didn't do it in 3 years and she did it with a 3 point line.

BASEBALL

Babe Ruth
(1) Babe Ruth is black.
(2) Babe Ruth never hit a baseball. Not once.
(3) Babe Ruth is the number two black baseball player of all time behind Barry Larkin.
(4) Babe Ruth is NOT a top 20 Baseball player of all time. He's a pitcher.
Note (4)(a): However This is somewhat confusing/interesting because:
(i) Stugotz has said "Babe Ruth is the number two black baseball player of all time behind Barry Larkin; and"
(ii) This MUST mean Stugotz can only have 1 black player in his top 20 Baseball players of all time Barry Larkin; because
(iii) The only way this can work logically is if in the list of greatest players #1 through #20, only Barry Larkin is on the latter top #1 through #20 list. I would like some clarification on if he wishes to change this take/record.
(5) Babe Ruth is also not a top 20 pitcher of all time.
Misc. Baseball
(1) Stugotz has declared that in his personal record book, Baseball no longer allows pitchers to hit (Stated on 05/03/2018 @ 12:38:52 P.M).
Note (1)(a): Excludes Bartolo Colon, and Shohei Ohtani.
Note (1)(b): You are either a pitcher or a hitter. Not both.
(2) If the Dodgers won the 2017 World Series Clayton Kershaw would not have had a ring.
(3) Wade Boggs DOES have a ring because he rode around on a horse with a beer afterward.
(4) Clayton Kershaw did not win an MVP award because the award for pitchers was already given, the CY Young award.
(5) Miami beat LSU in the 1996 College Baseball World Series.
(6) The 1986 NY Mets did not win the World Series against the Boston Red Sox.
Note (6)(a): This "pains" Stugotz.
(7) The Red Sox retroactively winning the 1986 World Series may result in taking a ring away from the Mets.
Note (7)(a): Stugotz has to think about it though, he's not sure yet.
(8) Bryce Harper did not win the 2018 home run derby because he cheated.
(9) Kershaw's Earned Ring Average (ERA) is 0.00.
(10) Mike Minor (Rangers Pitcher) does not have 200 strikeouts in 2019. He's at 199 (National Hour 2, 10 mins 40 seconds in).
Note (10)(a): Chris agrees too. And who really cares (15% on poll do care).
(11) The 2020-2021 Mets, during the Coronavirus outbreak, are 0-3 and Jacob deGrom is somehow 0-1 with a 0.00 ERA and 1 complete game. The deGrominator. (Google Podcast 3/30 Hour #3 @ 19:20)

HOCKEY

(1) Ray Bourque doesn't have a ring.
(2) Alex Ovechkin may or may not have won the Stanley Cup against the Vegas Golden Knights.
Note (2)(a): "I mean he beat an expansion team . . . bunch of players nobody wanted" (We get the sense that Dan agrees).

TENNIS

(1) If anyone wins a major in Female Tennis without Serena Williams playing, it does not count and they have 0 rings.
(2) If Maria Sharapova wins a grand slam in which Serena isnt competing it doesnt count.

GOLF

(1) If Jason Day wins the 2018 Masters, it counts as an American winning (as far as bets are concerned).
(2) Vijay Singh did not play in the 2018 Masters.
(3) Steph Curry did not win the 2023 American Century Celebrity Golf Championship Tournament . Mardy Fish was the real winner.

SOCCER

(1) Lionel Messi is stripped of all his achievements for using HGH. He never played soccer. He is still 5'1". "Fraud."
(2) Soccer is dead.

NCAA DIVISION 1 WOMEN'S LACROSSE

(1) Rachel has more rings than Kevin Durant

MISCELLANEOUS

(1) Aqua?
(2) Rings plus-minus is the only way to measure greatness.
(3) The HBO Andre the Giant film was good, not great, and Stugotz didn’t learn anything.
(4) Benoit Lecomte (guy they interviewed) can not and will not swim from San Francisco to Tokyo in the personal record book because he is most likely taking a dip for a few minutes then coming back on the boat and enjoying some filet mignon by the pool.
Note (4)(a): "Do it without a yacht. And how about ya do it without the little magnetic field around you that keeps sharks away. How bout that. Allows dolphins through though? Anyway.."
(5) Justify (the Horse) only has a double crown.
Note (5)(a): This is the first ever double crown.
(6) Tango and Cash is in the action movie Hall of Fame. and Cliffhanger has the greatest 5 minute intro of any movie of all time.
(7) Maximum Security (a Horse) won the 2019 Kentucky Derby.
(8) Fruit Stripes Gum is NOT a 1st Ballot Hall of Famer in Stu's "Gum Hall of Fame." (08/12/2019 Hour 2 @ 15:25).
Note (8)(a): "It loses it's flavor so quickly"
Note (8)(b): Also, "[...] Bazooka...1st Ballot Hall of Famer." Also, "Big League Chew..1st Ballot."
(9) Chris Cote owns all intellectual property rights to the "Friends" (TV Show) Movie with a misleading preview that eventually has a climax leading to an intense murder mystery. (10/29/19 Hour #2 @ 03:15).
Note (9)(a): "If they make this without crediting Cote, they're stealing it."
(10) That guy killed the pigeon (12/10 Hour 3 @ 08:20).
(11) Billy owns the record for world's longest Plank (2/25, Hour #3; Google Podcast @ 30:55).
Note (11)(a): Possibly in just the Non-Marine edition.
(12) Zach Buchanan won a Pulitzer Prize for his story on the Madison Bumgarner / Mason Saunders rodeo fiasco (2/28/20 Hour #2; Google Podcasts @ 21:35).
(13) Findlay the Golden retriever holds the Stu Gotz Personal Record Book record for most tennis balls held in a mouth at one time by a dog at 6 (2/11/2020)
(14) Ace Davis (The kid who "proved" Tom Brady was cheating with science) and his fathefamily are heroes (4/1 Hour #3; Google Podcast @ 18:50).
(15) Dan did NOT do more push-ups than Domonique Foxworth (Dan did push-ups on a non-linear platform) (4/28/2020 Hour # 1).

SPORTS MEDIA DREAM TEAM™

Sourced from Google Podcast; 05/06/2020, Hour 2 @ 09:00
(Head Coach) Ernie Johnson - "When you look over to the bench, what you need is someone to stand tall, someone who is confident, someone who is competent, someone who has all the credibility -soaked in credibility - when you have the Head Coach of the Sports Media Dream Team."
(1; Point Guard) Mike Greenberg - "Doesn't really want to answer the big questions, but has no problem distributing those questions to other people who are happy to answer them."
(2; Shooting Guard) Stephen A. Smith - "Never met a topic he doesn't like. Short memory, doesn't care, Greeny could throw him anything and Stephen A. is gonna run with it even if he knows nothing about the topic. That is how it works. Stephen A. is the greatest of all time."
(3; Small Forward) Chris Fowler - "A do it all guy. Studio show? Great. Play by Play? Even better. Can do everything."
(4; Small Forward Replacement) Maria Taylor) - "Need Play by Play, need Sideline, need Studio Host - she can do it all"
(5; Power Forward) Dianna Russini - "You need some crazy, some don't mess with us, someone to tear someone's head off in the event that they come after one of us."
(6; Power Forward Replacement) PFT Commenter - "He just comes in and acts crazy, throws his arms and hair around, and give ya 5 to 10 really crazy minutes."
(7; In honor of the Chicago Bulls, Stugotz needed a Wennington, a Purdue) Scott Van Pelt - Dan debated whether or not SVP should be on the Sports Media Dream Team™. That's what he's doing.
(8; Bench Player w/ No Position Specified) Doris Burke
(9) Teased...
submitted by RavensDoe to DanLeBatardShow [link] [comments]


2024.05.14 20:26 tempmailgenerator Automating Email Operations in Excel with VBA

Unlocking Email Automation in Excel VBA

Excel's versatility extends beyond data analysis and reporting, delving into the realm of automation that simplifies tedious tasks, such as email communications directly from your worksheets. The integration of Visual Basic for Applications (VBA) within Excel allows users to create custom functions, enabling the automation of creating and sending emails without leaving the comfort of their spreadsheet environment. This capability is particularly beneficial for professionals who rely on timely communication and data distribution, ensuring that reports, notifications, and updates are dispatched directly from their workbooks with minimal manual intervention.
However, navigating the VBA landscape to automate email operations can present challenges, particularly in ensuring the new mail item is prominently displayed in front of the worksheet and is sent after the contact is selected. Addressing this issue not only enhances the user experience by making email management more efficient within Excel but also leverages the full potential of Excel's automation capabilities. By streamlining these processes, users can focus more on their core tasks, knowing that their communication needs are handled efficiently and effectively.
Command Description
CreateObject("Outlook.Application") Creates an instance of Outlook Application, allowing VBA to control Outlook.
.CreateItem(0) Creates a new email item.
.Display Displays the email item to the user in Outlook.
.To, .CC, .BCC Specifies the recipient(s) of the email in the To, CC, and BCC fields.
.Subject Defines the subject of the email.
.Body Sets the body content of the email.
.Send Sends the email item.

Expanding Email Automation with Excel VBA

Delving deeper into the integration of Excel VBA for email automation unveils a powerful toolset at the disposal of users aiming to streamline their communication workflows directly from their spreadsheets. This capability is not just about sending basic emails; it's about creating a highly personalized and dynamic communication channel. Through VBA, Excel can interact with Outlook to manipulate various aspects of email creation, from adding attachments to customizing the email body with data directly sourced from the spreadsheet. This level of automation can significantly enhance productivity, especially for those dealing with customer inquiries, periodic reports, or regular updates that require personalization based on spreadsheet data.
Moreover, the automation process extends to handling responses. By automating email operations, users can set up rules within Outlook to sort incoming emails based on specific criteria, such as sender, subject, or keywords. This can be particularly useful for managing feedback or responses to the emails sent through Excel VBA. Such automation ensures that the workflow is not just one-way but creates a loop of communication that is both efficient and manageable. Implementing these advanced features requires a good understanding of both Excel VBA and Outlook's capabilities, highlighting the importance of integrating these powerful tools to maximize efficiency and effectiveness in professional communication.

Automating Outlook Emails from Excel VBA

VBA in Excel
 Dim outlookApp As Object Dim mailItem As Object Set outlookApp = CreateObject("Outlook.Application") Set mailItem = outlookApp.CreateItem(0) With mailItem .Display .To = "recipient@example.com" .CC = "ccrecipient@example.com" .BCC = "bccrecipient@example.com" .Subject = "Subject of the Email" .Body = "Body of the email" ' Add attachments and other email item properties here End With End Sub 

Enhancing Communication through Excel VBA

Integrating email automation within Excel using Visual Basic for Applications (VBA) significantly boosts the efficiency of communication processes, particularly in professional settings where time is of the essence. This integration allows for seamless creation, customization, and sending of emails directly from Excel, leveraging data within spreadsheets to personalize messages. The automation goes beyond mere convenience, enabling users to send bulk emails tailored to each recipient, schedule emails for future delivery, and even trigger emails based on specific events or conditions met within the spreadsheet. Such capabilities are invaluable for marketing campaigns, customer service follow-ups, and internal communication within organizations, ensuring that the right messages reach the right people at the right time.
Furthermore, Excel VBA's email automation can be enhanced with advanced features such as dynamic attachment inclusion, where files relevant to the spreadsheet's data or analysis are automatically attached to the outgoing emails. Users can also implement error handling to manage issues that may arise during the email sending process, such as invalid email addresses or network problems, ensuring that all communications are delivered successfully. With these advanced functionalities, Excel VBA becomes not just a tool for data management but a comprehensive solution for managing professional communications, reducing manual effort, and increasing the reliability and effectiveness of email interactions.

FAQs on Email Automation with Excel VBA

  1. Question: Can Excel VBA send emails without Outlook?
  2. Answer: Typically, Excel VBA uses Outlook for email automation, but it's possible to send emails via other email clients or SMTP servers with additional scripting and configuration.
  3. Question: How do I attach files to an automated email in Excel VBA?
  4. Answer: Use the .Attachments.Add method within your VBA script to attach files to your email. You can specify the file path directly in the code.
  5. Question: Can I automate emails based on cell values in Excel?
  6. Answer: Yes, by using VBA scripts, you can trigger email sending based on specific cell values or changes in the data within your spreadsheet.
  7. Question: How do I ensure my automated emails are not marked as spam?
  8. Answer: Ensure your emails have a clear subject line, avoid excessive links or attachments, and send emails through recognized email servers. Personalization can also help reduce the risk of being marked as spam.
  9. Question: Is it possible to send HTML formatted emails with Excel VBA?
  10. Answer: Yes, you can set the .HTMLBody property of the MailItem object to send emails in HTML format, allowing for rich text formatting, images, and links.
  11. Question: Can automated emails include dynamic data from Excel?
  12. Answer: Absolutely. You can dynamically insert data from your Excel sheets into the email's body or subject line, customizing each message based on the spreadsheet's contents.
  13. Question: How do I schedule emails to be sent at a later time using Excel VBA?
  14. Answer: Direct scheduling within VBA is complex; however, you can create the email and then use Outlook's Delay Delivery feature to specify a sending time.
  15. Question: Can I send emails to multiple recipients using Excel VBA?
  16. Answer: Yes, you can list multiple email addresses in the .To, .CC, or .BCC properties, separated by semicolons, to send emails to multiple recipients.
  17. Question: How do I handle errors during the email sending process in VBA?
  18. Answer: Implement error handling routines in your VBA script to catch and respond to errors, such as using Try...Catch blocks or checking for specific error codes.
  19. Question: Is it necessary to have programming knowledge to automate emails with Excel VBA?
  20. Answer: Basic programming knowledge is helpful for customizing and troubleshooting your VBA scripts, but many resources and templates are available to help beginners.

Mastering Excel VBA for Efficient Email Management

Excel VBA's email automation presents a transformative approach to managing communications, allowing users to leverage the powerful features of Excel to streamline their email-related tasks. By integrating VBA scripts, professionals can automate the sending of personalized emails, manage attachments, and even handle incoming responses, all within the familiar environment of Excel. This not only saves valuable time but also reduces the risk of errors associated with manual email handling. Furthermore, the ability to customize email content based on spreadsheet data ensures that communications are relevant and timely. As we continue to seek efficiencies in our professional workflows, the role of Excel VBA in automating and enhancing email communications cannot be overstated. It represents a significant step forward in how we manage data-driven communication, providing a robust toolset for professionals looking to optimize their email workflows and enhance their productivity.
https://www.tempmail.us.com/en/excel/automating-email-operations-in-excel-with-vba
submitted by tempmailgenerator to MailDevNetwork [link] [comments]


2024.05.14 18:12 DyaDya_Walker The Democratic Reset Decentralized - Direct - Democracy Not reform the government – Replace it!

Replace the current government structure with a decentralized, direct democracy model. Allowing citizens to actively be the decision-making body. Through secure authentication and transparent processes, the application ensures equal representation and accessibility for all users. It emphasizes the use of AI-powered law writing and technocrats for efficient execution of decisions. Geo-tracked voting rights enable localized decision-making, while an unconditional 10% tax, voted on by citizens, promotes transparency and citizen involvement in budget allocation. Overall, the application will empower citizens, eliminate external influence, and establish an inclusive and transparent democratic system.
Corporations, interests groups and lobbyist would lose all political influence
Citizen Participation: The primary function of a direct democracy application is to provide a platform for citizens to participate directly in the decision-making process of their community or country. This includes the ability to propose, discuss, and vote on various issues that affect their daily lives.
Decentralized Decision-Making: All users have an equal say in the decision-making process. This ensures that decisions are made based on the collective will of the community rather than the interests of a small group of people.
Secure Authentication: Crypto identity will be used to ensure that only authorized users can participate in the decision-making process. This helps prevent fraud and ensures that the decisions made are truly representative of the community.
Transparency: 100% transparent and audible in how it functions, how decisions are made, and how data is collected and used. This helps build trust among users and ensures that the decision-making process is fair and impartial.
Accessibility: All users, regardless of their background, education, or socio-economic status. This includes providing clear instructions on how to use the application, as well as making it available in multiple languages and on multiple platforms.
Data Privacy: Users’ personal information and data, including their voting history and any other information they provide. This ensures that users can participate in the decision-making process without fear of retribution or discrimination.
Milestones: A country like Iceland (380.000 population), Switzerland or similar could be the most open to first implement it. In bigger countries like Germany and France the application can first be used to force democratic referendums. And through forced referendums slowly change the government to direct democracy.
Branches of Government: The direct democracy app will be structured to accommodate various branches of government, allowing users to participate in decision-making processes at different and all levels.
By organizing the app into branches of government, allowing for detailed exploration, fostering discussions, and implementing a robust voting mechanism, the direct democracy app ensures citizen participation, transparency, and collective representation across various sectors of governance. Users with direct involvement or a specific interest in a particular topic, such as parents with children attending a specific school, may vote more extensively on decisions related to that topic. This ensures that decisions reflect the interests and perspectives of those most affected by them.
AI-Powered Law Writing: By adopting a direct democracy approach, integrating AI-powered law writing, and emphasizing citizen engagement, the legislative aspect of the direct democracy application empowers citizens to actively participate in law creation, leveraging technology for efficiency and accuracy while upholding democratic principles.
By leveraging the expertise of technocrats and the objectivity of AI algorithms, the executive aspect of the direct democracy application ensures efficient and unbiased execution of decisions. The emphasis on transparent evaluation processes, data-driven criteria, and continuous monitoring contributes to the effective implementation of public contracts and hiring, promoting fairness, competence, and public trust.
Geo-Tracked Voting Rights: A geo-tracking mechanism to determine voting rights allocation based on proximity and time spent in a particular location. Proximity-based Voting: The application establishes a proximity threshold for voting rights allocation. Within a 10 to 50km radius of a user’s current location, they are granted 100% voting rights. This ensures that individuals directly impacted by local decisions have the highest level of influence over them.
Geo-tracked voting rights aims to enable individuals to influence decisions in proportion to their proximity and time spent in specific locations. This localized approach ensures that local decisions are primarily made by those most impacted, fostering community engagement and tailored governance.
Unconditional 10% Tax: By implementing a 10% unconditional tax enforced through digital currency and allowing citizens to vote on the percentage distribution across branches of government, the direct democracy application ensures a democratic and transparent approach to tax collection and allocation. This enables citizens to actively participate in determining budget priorities and promotes accountability.
submitted by DyaDya_Walker to democratic_reset [link] [comments]


2024.05.14 16:22 lykwydchykyn WTT/WTS: A Pedal-licious Pile of Hoopy Homestyle! Drives, Filters, Amps, and Fuzz, plug'em in and feel the love.

Spring is winding down, summer's on it's way; would love to get a little cash to fund the summer fun (and the next parts order). Still, trades are always on the table. Don't be shy with the cheapies.
TLDR
I got:
I want:
DIY STUFF
(If you are NOT into handmade stuff, scroll down because I have some other items at the end.)
This is hand-built stuff that I made, mostly relatively unique or heavily tweaked designs built on vero or point to point. Many are housed in upcycled tins, a few in Hammond boxes. They all run on standard 9v pedal power. These aren't clones for the most part, unless they are; but normally I actually monkey about with the circuits quite a bit or just test out wacky ideas. If you want something nobody else has, you're in the right place…
I have the handmades valued in 4 tiers:
MOBILE USERS: There are 4 columns in the tables below: Name, Tier, Links, and Notes. If you don't see all 4, scroll over or ask for more info.
Fuzzes
Name Tier Links Notes
Bazz Me Fuss You #1 A PIC DEMO A bazz-fussified perversion of the Escobedo push-me-pull-you, featuring controls for octave and volume. This is the first unit I've built using my own custom PCB. Housed in a painted 125B with top jacks.
Space Fuzz B+ PIC DEMO This is a Hollis crash sync fuzz that I souped up with an LFO to modulate the filtesync frequency. Really wild flangery/phasey type gated fuzz sound. At the right settings you can get some octave-down effects as well. Housed in a ~3.5 inch square game tin reinforced with recycled plastic. Pretty pleased with this build.
SwirlFuzz B+ PIC DEMO Modulated octave fuzz prototype. It's an octave fuzz, but you can switch on an LFO to modulate the octave amount. Controls for Rate, Depth, Gain, and Volume, plus switches for waveshape and mode (Normal/Octave/Modulated). In a circular tin reinforced with recycled plastic.
Baller Fuzz B PIC DEMO Another Bazz-Me-Fuss-You build with an added BMP-style tone control. In a slightly beaten-up heart-shaped basketball tin. Y'all ready for this?
Big Green Fuzz for Attractive Bass Players B PIC Demo Like my bazz-me-fuss-you circuit, but with a big muff tone stack, a clean blend, and optional clippers for more compression. Housed in a big round tin reinforced with recycled plastic and designed specifically for attractive bass players. Unattractive ones may not really gel with this.
Creature from the planet Chyowngg B PIC Demo Prototype of a unique fuzz I've been developing that I call the Chyowngg fuzz. It's a 2-stage octaver that gives a bright synthy tone with a distinctive envelope (hence the name). You can toggle each stage from octave to non-octave mode for a variety of interesting timbres. Also has a tone control, but the tone control is before the octave stages so it results in interesting behaviors depending on the switch settings. It's in a tin meant to be painted like an alien, though some say it looks more like a triceratops.
Dumbo's Bazzrite Fussrite C PIC Demo A bazz-fussified mosrite fuzzrite circuit I cobbled together in point-to-point wiring style. Housed in a little Dumbo puzzle tin with GLITTER! Controls are for balance (kind of tone-cum-gain) and volume.
Wiff Spwinkles on Top C PIC Demo This point-to-point fuzz lives in the same neighborhood as the Harmonic Percolator, but has a few differences. I altered the way the gain knob works, and added a switch to toggle bass cut. It's housed in an ice-creamity welly tin.
Drives, Distortions, and Boosts
Name Tier Links Notes
Bronze Drive A PIC Demo This is a point-to-point, transistor based overdrive I designed based loosely on the Davisson Easy Drive. Good for low-gain crunchy tones and plenty of output volume on tap if you want it for a boost. Tone circuit is like a BMP stack but with a mid hump instead of a mid cut. Housed in a painted 125B.
Copper ZenerMorph Drive B PIC Demo This is an experiment in zener diode clipping. Nice crispy drive that gets beefier as you turn up the gain, lots of good edge-of-breakup tones to be had. Housed in a decorated tin reinforced with some recycled plastic.
Shining Hope Drive B PIC Demo Differential mirroring drive, gives a kind of overdriven-mixer-channel distortion. Controls for gain, tone, and volume. Housed in a star-shaped Christmas tin.
B is for Beast C PIC DEMO This fun little drive/boost consists of two cascading MOSFET gain stages with optional clipping in between. It goes from clean and loud to massive wall-of-gain distortion nicely. Controls for gain, clipping, and volume. In a small heart-shaped tin about 4in by 4in.
Green Sparkler Boost D PIC Just an Escobedo Duende JFET boost built point-to-point in a sparkly little round tin. Gives a little gain and a bit of warmth to the tone.
Non-Dirt
Name Tier Links Notes
Quack like a penguin B+ PIC DEMO Third build of the Chykka Wakka, a WIP all-transistor envelope filter. This one is built on vero, and features controls for Q, Range, and Attack, as well as toggles for Voicing and envelope smoothing. Housed in a smallish penguin tin reinforced with recycled plastic.
Gift of Chykka Wakka B PIC DEMO First build of an all-transistor envelope filter I designed. Built point-to-point style and housed in a little giftbox tin reinforced with recycled plastic. Controls for Q and Sweep, switch toggles envelope smoothing.
Vortex of Funk B PIC DEMO Second build of the Chykka-Wakka circuit, this one features attack, Q, and range controls. Built point-to-point and housed in a painted tin.
BZZZ BOOP BEEP B PIC DEMO A basic square wave oscillator on a momentary switch. Can go from bzzz to boop to beep with a sweep of the big knob. Also has tone and volume controls, and a 3-way switch for different decay amounts. Use it to simulate a spring door stopper or dying cow. Or bleep your foul-mouthed frontman. Or mess with the sound guy. Or send Morse code to the bar. I dunno. Housed in a painted tin reinforced with recycled plastic.
Little Amps
Name Price/Trades Links Description
Ample iMank $65 PICS DEMO This is a Runoffgroove Ruby Amplifier built into this old multimedia speaker enclosure designed to look like an old iMac. Glows blue when you turn it on. It runs from a standard 9v pedal power. It's not terribly loud, nor terribly clean, but if you dig the classic mac vibe it might be fun. Controls for gain and volume, and a power switch on the back.
Nosy Amp $75 PICS DEMO Another solid-state amp based on the Ruby amplifier, housed in a repurposed bookshelf speaker. This one actually has pretty decent volume, even on 9V (can run on 12V as well for more), and can stay clean while getting loud enough for a quiet jam with friends.
Fleur-de-Lis Amp $90 PICS DEMO A tiny bookshelf speaker turned into a practice amp. This one features a class D power amp for lovely cleans, and a custom designed discrete preamp that gets punchy & crunchy when cranked. Runs on 9V but pretty loud nonetheless.
Non-DIY Stuff
Make an offer. I respect Reverb Price Guide values, though I may lean high if it's a feeler.
Brand Name Condition Notes
Danelectro Fab Chorus Excellent Cheap plastic chorus, but sounds great. Probably just a make-weight, too cheap to trade on its own.
Caline 10-band EQ Good Works fine, I just don't really need 10 bands of EQ. Has velcro on the back, and sometimes makes a weird noise when you turn on the pedalboard. Another make-weight.
Ibanez PH7 Good Tonelok phaser. Great pedal, has some glue on the bottom I couldn't get off, but works fine.
BOSS TU-12H Good Crusty vintage tuner from Boss. Still works great, but it's missing the outer case (still has the inner part). If you had one in the day and want to relive the magic, feel free to make an offer.
Digitech RP360 Very Good Great multifx, I've gotten some fun sounds out of it, but it isn't seeing much use. I'm just more of a discrete FX guy I guess.
MOTU MIDI express Good This is an antique MIDI patchbay and interface. It's pre-USB and uses the parallel cable (PC) or some kind of Apple-specific DIN cable (Mac). Could be used standalone, or maybe you're into retro MIDI setups? Comes with box and cables anyway.
unknown builder PedalPCB Cataclysm Very Good This is a really solid build of a PedalPCB cataclysm (Disaster Transport Jr clone) built by someone other than me. Pics here. Not sure what to value it, but make an offer.
Local (Nashville TN area) ONLY
Brand Name Condition Notes
TEAC A3340S 4-Track Reel-to-Reel Good Cleaned up, oiled up, and in good working order last time I tried it out. Meant to do some analog recording, but just haven't gotten the time or space. Would trade for a decent instrument of some kind. Might even throw in a copy of Craig Anderton's "Home Recording for Musicians", which uses the same unit.
Altec-Lansing Power amp (9442A) Fair 300 W, 2 rack-unit power amp, can work in stereo or bridged mode. Last time I used it one of the channels was a little flaky. Couldn't be bothered to fix it myself. Heavy as all get out, I'll sell for cheap if you're local.
What would I trade for??
I'm wide open to trades for music gear of all kinds and other items of value.
Some Priority Wants:
Other things I'd likely trade for:
Probably not wants (doesn't apply to C or D-tier builds, offer anything for those):
A Note about mods/repairs/custom jobs: Feel free to shoot me your ideas, but probably I'm leaning toward not doing these. Expect to pay/trade way more for something custom than what I ask for the pedals I've already built.
submitted by lykwydchykyn to letstradepedals [link] [comments]


2024.05.14 16:16 multi-chain The increasing demand for sustainable alternatives to fossil-based polymer materials has led to the development of innovative biopolymer membranes for organic solvent nanofiltration (OSN

In a recent study, researchers have successfully fabricatedinterpenetrating biopolymer network (IPN) membranes from natural compounds, agarose and natural rubber latex, without the use of toxic cross-linking agents. This breakthrough technology offers a promising solution for the separation of molecular species in harsh organic media, benefiting various industries such as petrochemical, biorefining, paint, pharmaceutical, and food.
Key Features of the Biopolymer Membranes
The biopolymer membranes exhibit excellent solvent resistance and tunable molecular sieving, making them suitable for a wide range of applications. The membranes are biodegradable, ensuring an environmentally friendly end-of-life phase. The use of natural materials and water as a solvent during fabrication reduces the environmental impact of the production process. Additionally, the membranes demonstrate high mechanical strength, thermal stability, and resistance to fouling, making them suitable for long-term operation in harsh environments.
Fabrication and Characterization of the Membranes
The IPN membranes were fabricated by combining agarose and natural rubber latex through a self-assembly and self-cross-linking process. The morphology and chemical information of the membranes were characterized using various techniques, including scanning electron microscopy (SEM), atomic force microscopy (AFM), and nano-Fourier transform infrared (nano-FTIR) spectroscopy. The results revealed a textured dense microstructure with a water contact angle of 71° ± 1° and a roughness value of 138.75 nm. The membranes' surface chemistry was also analyzed using X-ray photoelectron spectroscopy (XPS), which showed a high concentration of hydroxyl and carboxyl groups, contributing to their hydrophilic nature.
Nanofiltration Performance and Biodegradability
The nanofiltration performance of the membranes was evaluated using a crossflow filtration system. The results showed a linear correlation between the pure solvent flux and the solubility parameter, indicating that the membranes can be used with optimum linear control over polar solvents. The membranes demonstrated long-term stability over 72 h of continuous crossflow nanofiltration at 20 bar. The biodegradability of the membranes was confirmed through enzymatic treatment, ensuring a sustainable end-of-life phase. The membranes' biodegradability was further evaluated using a soil burial test, which showed a significant reduction in membrane weight and molecular weight over a period of 6 months.
API Purification and Impurity Removal
The membranes were successfully used for the purification of an active pharmaceutical ingredient (API) and the removal of a carcinogenic impurity. The results showed that the membranes can effectively remove impurities below the threshold of toxicological concern, making them suitable for pharmaceutical applications. The membranes' ability to remove impurities was further evaluated using a range of analytical techniques, including high-performance liquid chromatography (HPLC) and mass spectrometry (MS).
Scalability and Industrial Applications
The scalability of the membrane fabrication process was evaluated using a pilot-scale setup. The results showed that the membranes can be fabricated on a large scale while maintaining their performance and properties. The membranes' potential for industrial applications was further evaluated through collaborations with industry partners, which showed promising results in the areas of petrochemical, biorefining, and pharmaceuticals.
The development of biopolymer membranes for OSN offers a sustainable solution for the separation of molecular species in harsh organic media. The use of natural materials, water as a solvent, and the biodegradability of the membranes reduce the environmental impact of the production process. The membranes' excellent solvent resistance, tunable molecular sieving, and long-term stability make them suitable for various industrial applications. This breakthrough technology has the potential to replace traditional fossil-based polymer materials, contributing to a more sustainable future.
submitted by multi-chain to u/multi-chain [link] [comments]


2024.05.14 15:24 Opening-Talk8657 Exploring the Impact of AI on Payments Industry: An Outlook for 2024

 Exploring the Impact of AI on Payments Industry: An Outlook for 2024
In the ever-evolving digital economy, the demand for faster, more robust, and secure payment solutions is paramount, highlighting the crucial role of payment technology. With the landscape continuously evolving, its imperative to understand the changing dynamics of the payments industry and anticipate emerging trends for 2024. Additionally, exploring the potential of AI in shaping the future of digital transactions provides valuable insights into the trajectory of the industry.
Fintech
The purpose of the blog Exploring the Impact of AI on Payments Industry: An Outlook for 2024 is to analyze the evolving role of AI in shaping the future of digital transactions and navigating key trends in the payments industry.
Learnings:
Digital Payment Trends: The digital economy demands faster, more robust, and secure payment solutions. Key trends include the projected growth of global digital payments revenue to and the widespread adoption of digital payments worldwide.
Role of AI in Shaping the Future: AI holds immense potential in revolutionizing digital transactions. Its ability to enhance security, streamline processes, and offer personalized experiences makes it a critical area for exploration in the payments industry.
Innovations in Payment Technology: From blockchain for cross-border payments to AI-driven fraud detection and biometric authentication, various technological advancements are reshaping the payments landscape. Technology providers play a crucial role in driving innovation, security, and efficiency across the financial ecosystem.
Implications of Regulatory Scrutiny: While AI promises significant benefits, its implementation raises concerns about data privacy and regulatory compliance. Financial institutions must navigate these challenges while harnessing the potential of AI to drive business growth and innovation.
Opportunities for Growth and Collaboration: With the evolving landscape of banking and FinTech in 2024, organizations have opportunities to explore new markets, expand partnerships, and embrace innovative solutions. Understanding and adapting to emerging trends will be key to staying competitive in the dynamic payments industry.
Navigating Digital Payments: Key Statistics and Trends
Digital payments are reshaping the financial landscape, and understanding these trends is essential for businesses, consumers, and policymakers alike. The potential of AI in shaping the future of digital transactions holds exciting possibilities, making it a critical area to explore. Lets delve into some key statistics and trends related to digital payments in the ever-evolving landscape.
Global Digital Payments Revenue:
By 2027, the global digital payments revenue is projected to reach an impressive $14.79 trillion.
The market is expected to grow at an annual rate of 11.79% from 2023 to 2027.
In 2023, the total global digital payments transaction value is estimated to be $9.47 trillion.
Global Adoption of Digital Payments:
Two-thirds (2/3) of adults worldwide are now using digital payments, with 89% adoption in the United States.
Developed countries have a higher adoption rate (95%) compared to developing countries (57%).
Approximately 84% of financial services account owners globally engage in digital transactions.
Ecommerce and Digital Wallets:
Ecommerce is projected to account for 24% of global consumer spend by 2026.
Digital wallets play a significant role, accounting for 49% of global ecommerce sales, while credit cards contribute 21%.
Top digital wallets in the U.S. include PayPal (36%), Apple Pay (20%), and Venmo (16%).
Central Bank Digital Currencies (CBDCs)
Nine in 10 central banks are exploring the concept of central bank digital currencies (CBDCs).
CBDCs could revolutionize the way we conduct transactions and enhance financial inclusion.
Unbanked Population:
While 76% of adults worldwide have a bank account or use a mobile money provider, approximately 1.4 billion adults remain unbanked.
Efforts to bridge this gap are crucial for financial inclusion and economic growth.
Analyzing the Current State of Innovation in the Payments Industry
The payments industry is widely perceived to be approaching a saturation point concerning technological interventions, according to numerous financial experts. Over the past few years, the FinTech revolution has gained considerable momentum, significantly simplifying customer experiences. Despite these advancements, there remains ample opportunity for enhancement across various facets of the industry.
One lens through which to examine innovation is by considering market drivers. For instance, the macroeconomic landscape of 2023 compelled many companies to prioritize operational efficiency over expansion. Managing costs, mitigating risks, and ensuring service quality became paramount for maintaining market share. Additionally, heightened consumer awareness emerged as a significant catalyst for this paradigm shift. Present-day consumers are more cognizant of the time value of money, checkout experiences, and safety considerations, all of which are poised to influence the trajectory of innovation in the industry.
A Recap of Payment Innovation in 2023
The year 2023 witnessed significant developments across various fronts in the payments industry. One notable highlight was the rebranding of several companies, indicative of their strategic positioning within the sector. These rebrandings often aimed to align with evolving market dynamics and underscore their commitment to serving as strategic partners for banking and financial institutions.
In terms of technological advancements, there was a notable focus on adopting AI-first solutions to enhance payment operations, reduce costs, and improve overall customer satisfaction. Companies showcased a range of innovative solutions leveraging cutting-edge technologies such as FedNow, blockchain, and omnichannel commerce.
Partnership ecosystems also saw expansion, with collaborations formed with leading tech companies like Google Cloud, AWS, Microsoft, Databricks, Stripe, Salesforce, and Checkmarx. Such alliances were aimed at fostering innovation and delivering value-added services to clients.
Looking ahead, there are plans for workforce growth and exploration of new markets, indicating a continued drive for expansion and innovation within the industry. Overall, 2023 was characterized by significant strides in technological innovation, partnership development, and strategic positioning within the payments landscape.
Exploring the Role of Technology Providers in the Evolving Payments Landscape
At the forefront of the banking and payments revolution are technology solution providers, working in tandem with both banking and non-banking financial institutions.
For banking institutions, the focus lies on modernizing legacy infrastructure to address scalability, agility, and performance limitations. Digital transformation initiatives enable banks to offer contemporary payment experiences, integrating emerging technologies like instant payments and buy-now-pay-later for enhanced convenience and flexibility. Adoption of advanced technologies such as APIs, serverless architecture, microservices, cloud-native frameworks, and data services further bolsters performance and security measures.
Successful modernization empowers banks to develop tailored solutions, enhancing customer value and competitiveness. Support in infrastructural upgrades, operational efficiency, and service excellence aids institutions in aligning with evolving customer expectations and thriving in a competitive landscape.
Non-banking institutions and FinTechs leverage technology partners to explore distinctive use cases and business models.
Collaborative efforts result in innovative solutions tailored to meet customer needs and preferences. Leveraging industry expertise, creative problem-solving, product engineering, and technological proficiency, these partners deliver value-added services that differentiate entities from competitors. Integration of cutting-edge technologies such as blockchain, AI, and deep analytics diversifies payment channels while ensuring regulatory compliance and robust security measures.
Exploring Innovations in the Payments Landscape: Use Cases and Providers
Lets delve into some key use cases and some prominent PayTech companies or technology providers that are reshaping the evolving payments landscape:
Blockchain for Cross-Border Payments:
Use Case: Blockchain technology enables secure, transparent, and real-time cross-border transactions.
Technology Providers: Companies like Ripple and Stellar offer blockchain-based solutions for seamless international payments.
AI-Powered Fraud Detection:
Use Case: AI algorithms analyze transaction patterns, detect anomalies, and prevent fraudulent activities in real time.
Technology Providers: Feedzai, Forter, and Kount specialize in AI-driven fraud prevention for payment processors and merchants.
Biometric Authentication:
Use Case: Biometrics (such as fingerprint or facial recognition) enhance security and streamline user authentication during payments.
Technology Providers: IDEMIA, BioCatch, and Veridium offer biometric authentication solutions.
Embedded Finance and APIs:
Use Case: Technology providers enable businesses to embed financial services directly into their platforms.
Technology Providers: Plaid, Adyen, and Stripe facilitate API-driven financial integrations.
Contactless Payments and NFC:
Use Case: Near Field Communication (NFC) technology allows users to make secure payments by tapping their smartphones or cards.
Technology Providers: Apple Pay, Google Pay, and Samsung Pay lead in contactless payment adoption.
Real-Time Payments Infrastructure:
Use Case: Technology providers build and maintain real-time payment rails for instant fund transfers.
Technology Providers: Volante Technologies, Jack Henry, and Finzly actively participate in the FedNow Pilot Program.
Buy Now, Pay Later (BNPL):
Use Case: BNPL services allow consumers to split payments into installments, enhancing affordability and flexibility.
Technology Providers: Affirm, Afterpay, and Klarna are popular BNPL providers.
AI-Driven Personalization:
Use Case: AI analyzes customer behavior to offer personalized payment options and targeted promotions.
Technology Providers: Personetics, ZestFinance, and DataRobot specialize in AI-driven personalization.
Open Banking and PSD2 Compliance:
Use Case: Technology providers facilitate secure data sharing between banks and third-party apps.
Technology Providers: Tink, Plaid, and Yodlee offer open banking solutions.
Automated Invoice Processing:
Use Case: AI automates invoice reconciliation, reducing manual effort and improving accuracy.
Technology Providers: Blue Prism, UiPath, and ABBYY provide intelligent automation for payment processing.
These technology providers or PayTech companies play a pivotal role in shaping the future of payments, driving innovation, security, and efficiency across the financial ecosystem.
Analyzing the Implications of the FedNow Service Launch on the U.S. Payments Landscape
The launch of the FedNow Service marks a significant milestone in the evolution of the U.S. payments landscape. Positioned to revolutionize payment processes, FedNow promises to facilitate instant peer-to-peer payments, bill pay, and e-commerce transactions, catering to customer-centric use cases.
Additionally, the FedNow framework prioritizes crucial aspects such as fraud prevention, liquidity management, and message standardization, all of which are integral to modernizing the U.S. payments system.
Various entities such as J.P. Morgan, Citi, Goldman Sachs, Wells Fargo, Volante Technologies, Jack Henry, Finzly, are actively engaged in the FedNow Pilot Program, showcasing early participation and expertise in providing end-to-end FedNow integration services. These services encompass gap analysis, identification of use cases, and the development of implementation roadmaps aimed at expediting development timelines, reducing costs, and mitigating risks associated with FedNow integration.
Preparing for the AI Revolution in Payments: Strategies for Industry Leaders
As the belief in AIs pivotal role in shaping the future of payments gains momentum, organizations across the financial sector are gearing up for this transformative shift.
MSys Technologies, recognized for its leadership in AI-first, Cloud-first solutions tailored to the financial industry, stands poised to assist financial institutions in accelerating their AI adoption journey. Addressing common early adoption challenges, such as tool inadequacy, data complexity, and scalability concerns, MSys Technologies offers comprehensive support to clients.
By conducting thorough assessments and providing actionable implementation roadmaps, MSys Technologies helps organizations navigate the complexities of AI integration. This encompasses various stages, including data preparation, model development, and deployment, ensuring a seamless transition towards AI-driven decision-making.
Central to this endeavor is the establishment of a resilient, flexible, and modern data ecosystem. MSys Technologies assists clients in building a unified data marketplace and implementing data-as-a-service capabilities to streamline data management processes. Moreover, integrated data governance policies are put in place to uphold security standards and ensure compliance with industry regulations.
In aligning with the AI revolution, MSys Technologies empowers financial institutions to harness the power of data and drive critical business decisions effectively.
Navigating the Future of Banking and FinTech in 2024: Insights and Opportunities
As we step into 2024, the banking and FinTech sectors are poised for continued evolution and innovation. With ISO 20022 emerging as a global standard for payment messages, financial institutions are prioritizing its adoption to facilitate seamless cross-border transactions. The integration of contextual data flow not only reduces friction points but also presents an opportunity for delivering enhanced payment experiences to both retail and business customers.
Looking ahead, blockchain and distributed ledger technologies are anticipated to play a significant role in easing cross-border payments, offering promising solutions to existing challenges in the payment landscape.
However, as AI assumes a more prominent role, it brings along genuine concerns regarding its implementation and impact. Regulatory scrutiny is expected to intensify, with governments monitoring AI-related activities for potential unfair or harmful implications. In this context, adherence to existing federal laws and the development of comprehensive regulatory frameworks will be paramount.
Navigating this evolving landscape necessitates a nuanced understanding of AI usage, data collection, and risk mitigation strategies. Data privacy emerges as a central concern, underscoring the importance of robust controls and regular model testing to ensure compliance and safeguard consumer interests.
In embracing innovation with AI while adhering to regulatory requirements, organizations position themselves favorably to navigate the evolving landscape of banking and FinTech in 2024.
Reference site - https://www.msystechnologies.com/blog/exploring-the-impact-of-ai-on-payments-industry-an-outlook-for-2024/
submitted by Opening-Talk8657 to u/Opening-Talk8657 [link] [comments]


2024.05.14 14:10 IndependentPool4995 Signed our first creator client - estimated to be worth $150k a year to us in fees

Wanted to share a little win - since a pivot in business, we've signed our first large client.
I've been running a fashion design and manufacturing agency for 7 years, focusing mostly on corporate clients and SMEs, which went well (scaled to $40k per month, team of 5 and growing YOY) but we recently decided to pivot into the creator economy
Our offer - we strategise, build and manage merch and clothing brands for creators with pre-existing audiences (1m + subscribers / followers per platform)
We manage;
  1. Product manufacturing
  2. Building your website
  3. Distribution
  4. Customer support - 24/7
  5. Brand marketing
And we work on a revenue share model. The creator fronts the cash to build out an MVP and we use our network to access factory prices on product and build what we can in-house to keep initial costs low.
We recently signed our first client who actually already has a merch brand setup but is struggling on managing workload / time. Running the numbers, based on experience + their data (AOVs, LTVs, conversion rates) and taking into account improvements we'll implement, we foresee $150k in fees this fiscal year from this one client.
Just thought I'd share the win for anyone needing the motivation.
For those wondering, we got this client through cold outreach (email) on a hyper personalised, 4 step email campaign process with a cadence of 1-2-5-10 (days) and they showed interest on day 5. We then hopped on a discovery call, put together a proposal which took 7 hours, drove down and pitched the client in person with custom samples we'd developed, alongside a re-design of their landing page.
So in short, we led with immense value upfront and it paid off.
Happy Tuesday!
submitted by IndependentPool4995 to agency [link] [comments]


2024.05.14 14:01 Zappingsbrew A post talking about 400 words

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storm, story, straight, strange, stranger, strategic, strategy, stream, street, strength, strengthen, stress, stretch, strike, string, strip, stroke, strong, strongly, structural, structure, struggle, student, studio, study, stuff, stupid, style, subject, submit, subsequent, substance, substantial, substitute, succeed, success, successful, successfully, such, sudden, suddenly, sue, suffer, sufficient, sugar, suggest, suggestion, suicide, suit, summer, summit, sun, super, supply, support, supporter, suppose, supposed, Supreme, sure, surely, surface, surgery, surprise, surprised, surprising, surprisingly, surround, survey, survival, survive, survivor, suspect, sustain, swear, sweep, sweet, swim, swing, switch, symbol, symptom, system, table, tactic, tail, take, tale, talent, talk, tall, tank, tap, tape, target, task, taste, tax, taxi, tea, teach, teacher, teaching, team, tear, technical, technique, technology, teen, teenager, telephone, telescope, television, tell, temperature, 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weather, web, website, wedding, week, weekend, weekly, weigh, weight, welcome, welfare, well, west, western, wet, what, whatever, wheel, when, whenever, where, whereas, whether, which, while, whisper, white, who, whole, whom, whose, why, wide, widely, widespread, wife, wild, wildlife, will, willing, win, wind, window, wine, wing, winner, winter, wipe, wire, wisdom, wise, wish, with, withdraw, within, without, witness, woman, wonder, wonderful, wood, wooden, word, work, worker, working, workout, workplace, works, workshop, world, worried, worry, worth, would, wound, wrap, write, writer, writing, wrong, yard, yeah, year, yell, yellow, yes, yesterday, yet, yield, you, young, your, yours, yourself, youth, zone.
submitted by Zappingsbrew to u/Zappingsbrew [link] [comments]


2024.05.14 13:49 Soninetz Surveysparrow vs Surveymonkey: Which One wins..Comparison

Surveysparrow vs Surveymonkey: Which One wins..Comparison
Looking to revolutionize your survey experience but torn between Surveysparrow and Surveymonkey? Check user reviews for customer satisfaction. Which platform will elevate your data collection game and provide the best value for your business needs? Dive into this comparison to uncover the features, pricing, reviews, analysis, and customer experience of both tools. Make an informed decision that aligns with your survey goals and maximizes efficiency. Are you ready to discover which survey tool will take your feedback processes for customers and organizations to the next level?
Useful Links:
  1. Surveysparrow LifeTime Deal
  2. Surveysparrow Free Trial

Key Takeaways

  • When choosing between Surveysparrow and Surveymonkey, consider the key features each platform offers, such as ease of use, customization options, and reporting capabilities.
  • Understand the common use cases for each survey tool to determine which aligns best with your specific needs, whether it's collecting customer feedback, conducting market research, or evaluating employee satisfaction.
  • Take user ratings and reviews from customers into account to gauge user satisfaction and get insights into the strengths and weaknesses of Surveysparrow and Surveymonkey.
  • Compare the pricing plans of both platforms to find the one that fits your budget while still providing the necessary features and support.
  • Keep in mind that the decision between Surveysparrow and Surveymonkey should be based on your unique requirements and goals to ensure you select the most suitable survey tool for your projects.
  • By evaluating key features, use cases, user feedback, and pricing plans, you can make an informed choice between Surveysparrow and Surveymonkey that best suits your surveying needs.

Key Features Overview

Customization Options

Surveysparrow offers a wide range of customization options, allowing users to create surveys that align with their branding. From color schemes to logos, personalizing the survey experience is seamless.
On the other hand, Surveymonkey also provides extensive customization features, enabling users to tailor surveys to their specific needs. This includes adding images, videos, and customizing themes for a professional touch.
https://preview.redd.it/5ancrgberd0d1.png?width=680&format=png&auto=webp&s=4673210e0e787f633c34e4105a48344eab001ce7
Unleash the power of exceptional customer experiences! Dive into SurveySparrow's free trial and take your business to new heights! 🌈

Question Types

Both platforms support various question types, including multiple-choice, rating scales, and open-ended questions. This versatility ensures that users can gather diverse feedback effectively.

Integration Capabilities

Surveysparrow integrates seamlessly with popular tools like Zapier and Slack, streamlining data collection and analysis processes. This enhances workflow efficiency for users across different platforms.
Conversely, Surveymonkey offers a robust set of integration capabilities, connecting with tools such as Salesforce and Google Sheets. This enables users to sync survey data with their existing systems effortlessly.

Common Use Cases

Business Surveys

Surveysparrow is ideal for small businesses due to its affordable pricing plans and user-friendly interface. On the other hand, Surveymonkey caters well to large enterprises with its advanced features and customization options.

Customer Feedback

For collecting customer feedback, Surveysparrow's conversational surveys offer a more engaging experience, while Surveymonkey's robust analytics tools provide in-depth insights.

Employee Satisfaction Surveys

When it comes to conducting employee satisfaction surveys, Surveysparrow's automation features streamline the process, whereas Surveymonkey's extensive question library allows for detailed feedback collection.

User Ratings and Reviews

Surveysparrow

Surveysparrow has garnered positive feedback from users for its user-friendly interface and easy customization options. Users appreciate its simplicity in creating surveys without the need for extensive training. The platform's interactive survey designs have also been praised for engaging respondents effectively.
  • Simple to use
  • User-friendly interface
  • Interactive survey designs
Useful Links:
  1. Surveysparrow LifeTime Deal
  2. Surveysparrow Free Trial

Surveymonkey

Surveymonkey, on the other hand, is known for its comprehensive features and robust analytics tools. Users value the platform's ability to generate detailed reports and analyze data efficiently. Surveymonkey offers a wide range of survey distribution options, allowing users to reach their target audience effectively.
  • Comprehensive features
  • Robust analytics tools
  • Wide survey distribution options
Both platforms have received acclaim for their customer support services, with users highlighting the prompt responses and helpful guidance provided by their support teams. However, some users have raised concerns about occasional glitches in the survey creation process on both platforms.

Pricing Plans Comparison

Features Offered

SurveySparrow:
  • Offers a free plan with basic features.
  • Provides paid plans starting at $19 per month.
  • Includes features like question branching and analytics.
SurveyMonkey:
  • Offers a free plan with limited questions and responses.
  • Paid plans start at $25 per month.
  • Provides advanced features like survey logic and custom branding.

Customization Options

SurveySparrow:
  • Allows custom branding on all plans.
  • Offers white-labeling options for a professional look.
  • Provides customization of survey themes and templates.
SurveyMonkey:
  • Limited customization on the free plan.
  • Advanced customization available on paid plans.

Integrations

SurveySparrow:
  • Integrates with popular tools like Zapier and Slack.
  • Seamless integration with CRM systems for data synchronization.
SurveyMonkey:
  • Extensive integration options with third-party apps.

Support Services

SurveySparrow:
  • Offers 24/7 customer support via chat and email.
SurveyMonkey:
  • Provides email support during business hours only.

Summary

You've now explored the key features, common use cases, user ratings, and pricing plans of Surveysparrow and Surveymonkey. Both platforms offer unique benefits tailored to different needs. Surveysparrow stands out for its user-friendly interface and conversational surveys, while Surveymonkey excels in its robust analytics and customization options. Consider your specific requirements to determine which platform aligns best with your goals.
Make an informed decision based on your priorities and objectives. Whether you prioritize ease of use, advanced analytics, or cost-effectiveness, both Surveysparrow and Surveymonkey have something valuable to offer. Choose the platform that resonates most with your needs and start creating impactful surveys today.
Level up your customer experience game! Get started with SurveySparrow's free trial today and watch your business flourish! 🌟

Frequently Asked Questions

What are the key features of Surveysparrow and Surveymonkey?

Surveysparrow offers conversational surveys, NPS surveys, offline surveys, and more. Surveymonkey provides customizable survey templates, data analysis tools, integration options, and advanced reporting features.

How can businesses use Surveysparrow and Surveymonkey?

Businesses can utilize Surveysparrow for customer feedback collection, employee engagement surveys, market research, and event feedback. Surveymonkey is suitable for customer satisfaction surveys, employee evaluations, academic research, and product feedback gathering.

What do users say about Surveysparrow and Surveymonkey?

Users appreciate Surveysparrow for its user-friendly interface, conversational survey approach, customer support. Surveymonkey users value its extensive template library, robust analytics tools, scalability options.

What are the pricing plans comparison between Surveysparrow and Surveymonkey?

Surveysparrow offers flexible pricing starting from $19 per month with a free plan available. Surveymonkey provides various plans starting from $25 per month with a free basic plan but includes limitations on responses and features.
Useful Links:
  1. Surveysparrow LifeTime Deal
  2. Surveysparrow Free Trial
submitted by Soninetz to NutraVestaProVen [link] [comments]


2024.05.14 12:55 Soninetz Voicespin Reviews: Features, Benefits, Comparisons

Voicespin Reviews: Features, Benefits, Comparisons
Exploring Voicespin Reviews unveils insights into this communication tool's efficacy and user experiences. With a historical backdrop dating back to its inception, understanding the omnichannel evolution of Voicespin can shed light on its current standing in the market. Delving into real customer feedback, expert analyses, and intelligent lead scoring provides a comprehensive view for potential users seeking quality information before making informed decisions. Stay tuned to uncover valuable perspectives that can guide your choices effectively.
Useful Links:
  1. Voicespin LifeTime Deal
  2. Voicespin Free Trial

Key Takeaways

  • Explore the Features: Dive into Voicespin's key features and benefits to understand how it can enhance your communication strategies.
  • Consider Pricing Carefully: When evaluating Voicespin, take a close look at the pricing structure to ensure it aligns with your budget and needs.
  • Compare Voicespin with alternative solutions on quality, time, source, and agents to make an informed decision based on your specific requirements.
  • User Feedback Matters: Pay attention to user insights and reviews to gain a better understanding of real-world experiences with Voicespin.
  • Act on Insights: Use the information gathered to make a well-informed decision that suits your communication needs effectively.
  • Optimize Communication: Implement Voicespin effectively to optimize your communication processes and enhance customer interactions.

Understanding Voicespin

Industry Presence

Voicespin is a prominent player in the communication industry, providing innovative solutions for businesses. It caters to a wide range of sectors, including customer service, sales, and marketing.
https://preview.redd.it/n54m4ksmhd0d1.png?width=698&format=png&auto=webp&s=839b021cf93d4c80fa93777129a731522a69d352
Elevate your sales game with VoiceSpin's cutting-edge contact center solutions! 📈 Try it FREE today!

Core Functionality

Voicespin offers advanced features like interactive voice response (IVR) systems and automatic call distribution (ACD). These tools streamline communication processes, ensuring efficient interactions with customers and clients.

Reasons for Choosing Voicespin

  • Cost-effective: Companies opt for Voicespin due to its affordable pricing plans.
  • Scalability: The platform allows businesses to scale their communication infrastructure as they grow.
  • Enhanced Customer Experience: By utilizing Voicespin, companies can provide seamless customer support services.

Key Features and Benefits

Fast Support

Voicespin offers fast support response, ensuring that any issues or queries are promptly addressed.

Quality Calls

With Voicespin, users can enjoy quality calls that are clear and reliable, enhancing communication efficiency.

Cost Savings

Using Voicespin can result in cost savings for businesses due to its efficient communication solutions.

Scalability

Voicespin's scalability allows businesses to easily adapt and grow their communication systems as needed.

Efficient Services

The services provided by Voicespin are designed to streamline communication processes for businesses of all sizes.

Improved Communication

By utilizing Voicespin's features, businesses can experience improved overall communication quality.
Voicespin stands out from other software with its great service, tailored to meet the diverse needs of businesses. The platform's ability to seamlessly handle a large volume of calls and agents makes it a perfect fit for companies looking to enhance their communication capabilities. With Voicespin, businesses can achieve significant improvements in their communication efficiency while enjoying top-notch support and cost-effective solutions.

Voicespin Pricing

Plans Overview

Voicespin offers various pricing plans to cater to different business needs. The plans typically include features like call recording, IVR systems, and analytics tools.

Comparison with Competitors

When comparing Voicespin's pricing with similar communication software in the market, Voicespin stands out for its competitive pricing structure. It offers a balance between affordability and functionality.
Useful Links:
  1. Voicespin LifeTime Deal
  2. Voicespin Free Trial

Value Proposition for Businesses

Voicespin's pricing plans are designed to accommodate businesses of all sizes, from startups to enterprises. The flexibility in pricing allows companies to scale their communication needs as they grow.
  • Pros:
    • Flexible pricing options
    • Scalable plans for businesses of all sizes
  • Cons:
    • Limited customization in lower-tier plans

Comparing Alternatives

Features Comparison

Voicespin offers advanced call routing options, ensuring efficient call management. In contrast, other solutions may lack such compliance features.

User Reviews Analysis

Users praise Voicespin for its user-friendly interface and quick solution deployment. However, some competitors may excel in scoring higher on customization options.

Customer Service and Pricing

Voicespin's exceptional customer service sets it apart from competitors, providing timely assistance. Moreover, its competitive pricing makes it an attractive time-saving option for businesses.

User Insights

Customer Interactions

Customers appreciate Voicespin for its intelligent lead scoring feature, which streamlines customer interactions and enhances customer service. Real users highlight the platform's ability to efficiently manage leads.

Reviews Analysis

Users praise Voicespin's support system for its quick response time and effective resolution of issues. However, some cons mentioned in reviews include occasional delays in response and difficulties in reaching customer support.

User Feedback Management

Voicespin actively engages with potential customers through various channels to address concerns and gather feedback. By analyzing user data, the platform continuously improves its services based on customer suggestions.

Summary

Having explored Voicespin, its key features, pricing, alternatives, and user insights, you now possess a comprehensive understanding of this communication solution. Voicespin stands out for its user-friendly interface, robust features like call recording and analytics, competitive pricing plans, and positive user feedback. As you consider your communication needs, Voicespin emerges as a reliable option worth exploring further.
Make an informed decision by evaluating how Voicespin aligns with your specific requirements. Dive deeper into its functionalities to leverage its benefits effectively. Whether you prioritize cost-efficiency, advanced features, or user satisfaction, Voicespin offers a compelling solution. Take the next step in enhancing your communication strategy by delving into what Voicespin can offer your business.
Boost productivity and delight your agents with VoiceSpin's advanced tools! 🚀 Sign up for your FREE trial now!

Frequently Asked Questions

What is Voicespin known for?

Voicespin is known for its advanced voice technology solutions that enhance communication and customer interaction through innovative features like AI-powered voice analytics and real-time transcription.

How can Voicespin benefit businesses?

Voicespin benefits businesses by improving customer service efficiency, enhancing call center operations, increasing sales conversion rates, and providing valuable insights through advanced voice data analytics.

What are the pricing options offered by Voicespin?

Voicespin offers flexible pricing options tailored to different business needs, including subscription-based models with scalable features and customizable plans based on usage and specific requirements.

How does Voicespin compare to its alternatives?

Compared to alternatives, Voicespin stands out for its cutting-edge voice technology, robust features like real-time transcription and sentiment analysis, user-friendly interface, seamless integration capabilities, and reliable customer support services.

Can users share their insights on using Voicespin?

Yes, users can share their experiences and insights on using Voicespin through reviews, testimonials, case studies, or feedback sessions to provide valuable information about the platform's performance, usability, and impact on their business operations.
Useful Links:
  1. Voicespin LifeTime Deal
  2. Voicespin Free Trial
submitted by Soninetz to NutraVestaProVen [link] [comments]


2024.05.14 12:51 MOMSHIEANN Big Excitement, Bigger Wins! Chase the Mega Jackpot at Hugewin's Casino Games

Hey fellow Redditors,
I wanted to share my experience with an online casino that's been gaining traction lately—Hugewin. If you're into online betting and gaming, especially with a penchant for crypto, this might pique your interest. I’ve spent some time exploring what they offer and thought I'd provide a rundown for anyone curious.
A Fair Game for All
One of the standout features of Hugewin is its commitment to fairness. The casino leverages blockchain technology to ensure all games are provably fair. This means each game's outcome is determined by an algorithm that anyone can verify. It's refreshing to know the odds aren’t skewed and every player has a genuine shot at winning.
Security First
Security is another aspect where Hugewin excels. The platform uses advanced encryption to protect personal and financial information. Transactions are verified through smart contracts, adding an extra layer of security and transparency. For those wary of online scams, this is a big plus.
Rewarding Loyalty
Hugewin has a pretty generous reward system. Players earn points and rewards for their activity, which can be redeemed for cash or other perks. There’s also a referral system that lets you earn more by bringing in friends. It's a nice incentive to keep playing and to get your social circle involved.
Game Variety
When it comes to game selection, Hugewin doesn't disappoint. They offer a wide range of options, from slots and table games to live dealer games. The variety in themes and styles means there's something for everyone, whether you’re a casual player or a seasoned pro.
Customer Support
Another thing I appreciate is their customer support. Available 24/7, the support team is responsive and helpful. Whether you reach out via live chat, email, or phone, they’re there to assist with any issues or questions. It’s reassuring to know help is just a message away.
Quick Withdrawals
Withdrawals at Hugewin are processed quickly, usually within 24 hours. This is a big deal if you're eager to get your winnings without delay. The fast turnaround adds to the overall positive experience, making the gaming process smooth and hassle-free.
Mobile Friendly
For those who like to play on the go, Hugewin’s platform is fully mobile compatible. The site is optimized for smartphones and tablets, so you can enjoy your favorite games seamlessly wherever you are. It's a great feature for anyone with a busy lifestyle.
Community Vibes
Hugewin has a solid community of players. There’s a forum where users share tips, strategies, and experiences. It's a great place to connect with fellow gamers, participate in tournaments, and be part of the casino’s social fabric.
Token-Based Economy
The platform uses a token-based economy, with $HUGE tokens as the native currency. You can use these tokens to play games, participate in governance, and receive rewards. This adds an interesting dimension to the gaming experience, blending traditional casino elements with the world of cryptocurrency.
Promotions and Tournaments
Hugewin also runs regular promotions. There’s a Super Wednesday with a 25% slot bonus and a 15% casino discount, plus a 100% welcome bonus up to $1,000. Monthly slot tournaments with a $100,000 prize pool add an extra layer of excitement. These promotions keep things fresh and provide additional opportunities to win big.
User-Friendly Interface
The site itself is user-friendly, with a simple membership form and a clean interface. Deposits and withdrawals are straightforward, with a minimum deposit amount of $1 and a maximum of $5,000,000 at once. Withdrawal limits are similarly flexible, ranging from $10 to $1,000,000.
Crypto Payments
Payment methods include a variety of cryptocurrencies like Bitcoin, Tether, Tron, Dogecoin, Binance Coin, Litecoin, and Ripple. This broad range of options makes transactions convenient and caters to a wide audience of crypto enthusiasts.
Overall, Hugewin is shaping up to be a compelling choice for anyone interested in online crypto betting. With its fair games, secure platform, and rewarding system, it offers a balanced mix of excitement and reliability. If you’re looking to try your luck and perhaps chase a mega jackpot, Hugewin might just be worth checking out.
Feel free to explore more on their official website.
Happy gaming, and may the odds be ever in your favor!
submitted by MOMSHIEANN to AltcoinTalk [link] [comments]


2024.05.14 12:40 Specialist_Bake6514 Vapiano P3: Italian Food Made in Germany

Vapiano P3: Italian Food Made in Germany
The kitchen is on fire. Welcome to the final part of the Vapiano story where the tables are turning. In the first two episodes we followed Mark Korzilius' journey from setbacks to founding Vapiano, a groundbreaking restaurant concept, highlighting its fresh ingredients, dynamic atmosphere, and data-driven operations that drove rapid success. While achieving initial profitability and garnering attention from industry giants like McDonald's, Vapiano's global expansion has led to stellar revenue growth. However, it has also resulted in the emergence of numerous side projects (or distractions), operational challenges, increased costs, significant investments, and a notable accumulation of debt. This underscores the prioritization of top-line growth over profitable growth. We will continue on this thread and see how the story ends, but I would encourage you to read part one and two for better context. Vapiano P1: Italian Food Made in Germany (substack.com). Let's dig in.
Before Going Public
We are now in 2015 and the year is a disaster for Vapiano's PR department. Employee time stamps are being manipulated, endless overtime for employees and high turnover in managerial roles are reported; mice in the kitchen and even rotten food allegedly found.
The company is confronted with allegations of exceeding working hours among trainees in an article published by Welt am Sonntag, while the same outlet accuses Vapiano of manipulating punch times. The auditing firm PwC is commissioned to investigate the allegations and finds that there is no systematic approach but rather misconduct by individual employees, a mistake that’s being corrected. Internal however, investigations into stamp times are carried out regularly now and beyond its obvious reputational impact, this sucks up valuable management time and attention.
In the summer of 2015 CEO, co-founder and investor Gregor Gerlach, who has been running the group since 2011 is stepping down and Jochen Halfmann is taking over. A new Vapiano People Program with an App is being developed with the aim to better interact with customers that will incorporate innovate features such as mobile pay. The German website sees a launch of new magazine to further promote the brand and there is now a full inhouse blogger and Instagram team being installed. In October the company buys seven restaurants from original co-founder, former co-investor and ex-president previously responsible for internation expansion Kent Hahne (2x Bonn, 3x Cologne, 1x Koblenz and one in Cologne that’s under construction). This package of Vapiano restaurants is very successful and generates net sales of more than 20 million euros in 2014. Hahne opened his first Vapiano restaurant in Cologne in August 2006 and in 2015 with his company apeiron AG, Hahne operates six L'Osteria franchise restaurants, a direct Vapiano competitor, and two self-owned restaurants GinYuu.
Then in November of 2015, the next public relations bomb goes off with allegations regarding the company's quality standards. The company immediately investigates the issue through internal and external specialists but finds no evidence of any quality issues. Nevertheless, knowing that the group is now being closely watched, the company’s already in place hygiene standards are being reinforced. Additional audits and inspections are performed nationally. Further, all Vapianos worldwide are being audited twice by the partners SGS Institut Fresenius and SAI Global. Auditing software is purchased to simplify the implementation of the audits and the resulting measures. Apart from the external examinations, there is a food sampling plan in place being performed continuously. Again, all of this sucks up costs, management time and attention. With all these tumultuous developments the company’s growth engine is undeterred. Revenue grows by a whopping 50 million euros to 202 million euros, an increase of 33%. Impressive. While average spent per customer increases in all countries, the number of customers per day in Germany decreases by 3.3% partially due to the negative press towards the end of the year. Five own, four JV and 19 new franchise restaurants are added that year to the group, the total number of own managed restaurants grows to 51, there are 31 JVs and 84 franchises which bringing the total to 166 Vapiano restaurants. Global restaurant sales are now above 400 million euros.
But while revenue grows by an astronomical 50 million euros, operating profits, alarmingly, shrink again. Gross margins are staying perfectly healthy above 75% but operating costs keep growing disproportionately fast. The Company’s outstanding debt jumps by almost 30 million, close to 85 million euros by the end of the year. With operating profits at 9.5 million euros, alarm bells should be going off right now.
In Q4 of 2015, new CEO Jochen Halfmann introduces Strategy 2020. The new strategy includes five essential points. One, profitable growth in the newly defined core markets of Germany and Austria as well as in the UK, Netherlands, France and USA. Two, operational excellence through strict “best practice” management. Three, further development and digitalization of the concept considering guest feedback. Four, greater focus on long-term employee retention and five, building a modern and sustainable IT landscape. Sound’s good on paper but let’s see how things pan out.
Vapiano's investments (capital expenditures) that year are primarily directed towards new restaurant openings, renovations of existing establishments, and share acquisitions in other Vapiano restaurants from franchisees or JV partners. A significant portion of funds is allocated to the digitalization of the guest experience, including the development of a new app scheduled for market release in 2016 and the implementation of a time recording system across all group restaurants. The world's first standalone Vapiano restaurant with a delivery service that year is built in Fürth, Germany. The company keeps expanding its presence in both inner-city locations and international markets, such as Shanghai, China.
To finance all of this, the group has its own operating cash flow which comes in at 18 million while capital expenditures are 26 million euros plus 14 million for acquisitions. The funding gab is filled with 26 million euros of new debt and a seven-million-euro equity raise. At that end of the year and after the equity raise Gregor Gerlach (through his AP Leipzig GmbH & Co. KG entity) holds 30.1%, Hans-Joachim and Gisa Sander through their Exchange Bio GmbH hold 25.5% and the Tchibo heirs, Herz through their Mayfair Beteiligungsfonds II GmbH & Co. KG hold 44,4%.
But for the first time the restaurant’s concept that was so successful to date is being questioned. Some customers are starting to mislike the operational flow of the concept itself. If you want pasta, you must queue for pasta. If you want pizza you stand in a different queue. A small side salad, yet another queue. "You spend more time carrying trays than an actress in Berlin-Mitte. The audience in the pasta limbo can only consist of people who have worked for an insurance company for a long time and, like Stockholm syndrome, they can no longer get away from the industrial canteen feeling," writes TV host Beisenherz provocatively. While overly harsh in his assessment he's not entirely wrong judging by customers venting their frustrations in forums and social media channels. It isn’t uncommon for those who ordered pizza to have already finished eating while there is little movement in the pasta queue. Long term that doesn't go down well, QSRs competitors like L’Osteria are handling this process differently, with much success.
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Tipping Point

Where are now in the year 2016 and things start to deteriorate visibility. Perhaps not for the leman’s eye but any business minded observer can see that there are problems under the hood. Yes, revenue grows yet another whopping 50 million to almost 250 million euros but half of that growth, comes from acquisitions of restaurants that the group didn’t already own 100%, which is now being fully consolidated within the group’s accounts. Here is a concrete example. In the past, Vapiano SE, the group’s top holding company held an indirect 50% stake in a French subgroup via the subsidiary VAP Restaurants SA, based in Luxembourg, and included this as an associated company in the Vapiano SE consolidated financial statements using the equity method. Due to the acquisition of additional shares in September of 2016, Vapiano SE's indirect share in the French subgroup increased to 75%. This means that Vapiano SE takes control of the French subgroup, which is therefore included in the group’s financial statements as part of the full consolidation. The revenue from the acquired subsidiary now recorded in the consolidated income statement amounts to 12.8 million euros. While that’s great for the top line, the loss of the fully consolidated entity equates to 0.2 million euros. Yes, you are buying revenue, but there are losses attached to them, not profits. A similar case is the Swedish entity that runs eight restaurants with revenue of 11.5 million euros but has losses of 235 thousand euros. So much for Strategy 2020 and “profitable” growth.
That year the group’s operating profits are absolutely tanking, halving to 3.5 million euros. Operating profits are now a mere 1,4% of revenue. Remember original founder Mark Korzilius who talked about operating margins of 25% to 28% at the restaurant level? Yes, there are overhead costs for the organization that sits above the chain of restaurants, but operating margins that low indicates a course correction is needed. What’s telling is that in the annual report, in the management discussion section, the company starts talking about EBITDA as a proxy measure of profitability, rather than operating profit or net income. This wasn’t the case in the years before. Is this window dressing for an upcoming IPO? EBITDA is short for earnings before interest, tax, depreciation, and amortization. How can you measure profitability of a restaurant chain that absolutely and unequivocally needs capital investment to maintain its restaurant operations, the very source of cash generation, by simply excluding this maintenance charge (depreciation in the income statement)? Vapiano’s own annual report talks about the fact that existing restaurants must be rejuvenated from time to time and that new interior designs have to be implemented every few years. These things wear and tear, they go out of style, kitchen equipment breaks and needs replacement. This business absolutely needs maintenance capital expenditure, why anyone talks of profits before these maintenance costs is beyond me. Fun fact: in the previous annual report EBITDA is mentioned seven times, mostly around restaurant acquisitions and financing, not however as a profit indication for the group. In the new annual report, EBITDA is mentioned 28 times. Maybe it’s just me but belated Charlie Munger liked to call EBITDA: bullsh*t earnings. When in doubt I stick with Charlie. Interestingly, EBITDA for Vapiano keeps growing while operating and net profits keep falling.
Operating cashflow for the group that year is about 21 million euros, but capital expenditure is 30 million and acquisitions for subsidiaries another 20 million. To finance these expenditures another 28 million euros of debt and 16 million of equity is raised. Net debt rises above 130 million euro. The operating cashflow of the group before any capital expenditures is 21 million euros. I am not sure free cash flow would be significantly positive after maintenance capex is paid out; it’s not broken out so we can’t be sure. Granted, I am not on the ground during this time, and I am not in the board room, I am simply reading what’s in front of me, but to me this is starting to look like a distressed situation. Regardless, the following year the company goes public.

IPO

Where are now in the year 2017 and its Vapiano’s first year as public company. The company’s annual report reads the following “Sales revenue, like-for-like growth (LfL) and the earnings figures EBITDA and adjusted EBITDA are used as the most important financial performance indicators for controlling operational business activities.” The very same report however also says: “The majority of the group's investments regularly go towards opening new restaurant locations and modernizing existing restaurants. The latter are differentiated into regular replacement investments that occur during ongoing operations (Maintenance CAPEX) and fundamental investments in the renovation of a restaurant (Remodeling CAPEX). On average, a restaurant remodeling takes place nine years after opening.” It says it right there in their own report; every nine years a remodeling is taking place. Remodeling and updating is not cost free, so why exclude depreciation charges which reflect capital expenditures? I understand that perhaps you would want to strip out one-off opening costs, that’s fine and fair, but don’t go overboard.
The number of restaurants increases by 26 (previous year: 13) to a total of 205. The increase consists of 27 new openings and one closure. Group revenue grows to an astonishing 325 million euros but here comes the shocker, operating profits turn negative to 25 million. Fine, strip out foreign exchange losses of 3 million, IPO costs of 5.8 million and new opening costs of 6.1 million and you still have 10 million euros of operational losses. All the while the debt load of almost 130 million hasn’t materially changed, so those operating losses are before a six-million-euro interest payment. 184 million euros are raised through the IPO of which 85 million go to the company. This money is earmarked for further expansion as the group has ambitions to almost double the footprint to 330 restaurants by the end of 2020. The company is currently not profitable on an operating basis, and still wants to expand aggressively? I don’t get it. The remaining 100 million euros of the IPO money raised is distributed to co-founder Gregor Gerlach and Wella heirs Hans-Joachim and Gisa Sander. The family office of the former Tchibo owners Günter and Daniela Herz with a 44% stake, don’t sell a single share. After the IPO, 32% of all the company’s shares are now in free float.
One year later, in 2018, things get even worse. Revenue grows to 371 million, but operating losses mount to 85 million euros, that’s before interest expenses of 9 million. Even the beloved EBITDA figure turns negative, meaning the operating business before any expansionary or even maintenance capital expenditures is loss making. All regions are experiencing significant deterioration in their earnings profiles. Like for like sales are down 1% across the board. That’s revenue, not profitability. The question naturally arises: is the Group approaching its natural saturation point here or this operational by nature? The operating cash flow is now 9 million while financing cost are close to 7 million. That leaves 2 million for maintenance capital for 74 own restaurants and 76 joint ventures ones. Describing this as financially tight, would be an understatement.
Things are not looking good at this point. Yet the company still grows restaurants by 26 new sites. 64 million euros are spent on acquisitions, new openings, and maintenance costs, financed through a 20 million-euro equity raise and 72 million of new debt. The Company now has net debt outstanding of over 160 million euros. After the equity raise and by the end of the year 2018, Mayfair owns 47.4%, VAP Leipzig, Gregor Gerlach’s entity owns 18.9% and the Sander couple own 15.5% of the company. Yes, the Sanders and Gerlach may have taken 100 million euros off the table, but they still have substantial skin in the game. Plus, Mayfair hasn’t sold a single share and instead injects more money into the company through the equity round. The stock has now fallen from its IPO price of 23 euros per share to under 6 euros by the end of 2018. Something must be done here. And indeed, there is pivot in strategy and a hard push for change. At last, the management team abandons its aggressive growth plan and curtails new openings significantly. Additionally, the team wants to run a thorough analysis of weak locations to then either discontinue or sell sites. In Europe, the operating focus will be put on corporate restaurants and joint ventures in major cities to ensure the ideal size and location to match the respective demographic target group. Outside of Europe, the franchising business is being expanded and at the same time a consolidation of the existing corporate and joint venture markets is being sought. All future investments will be reviewed to achieve higher rates of returns on new openings. Investments are also being made in the renovation of older restaurants. The goal in the future is to also open smaller formats, like Mini-Vapianos (less than 400 square meters) or Freestander at prominent transportation hubs outside city centers (currently in Fürth and Toulouse) to cater to individual location requirements, and to enter new partnerships. I am not sure why management hasn’t stopped all expansion altogether, bringing the ship in order first, getting profitable, clean up, all hands-on deck before considering any further expansions whatsoever. But again, it’s easy to comment from the sidelines; maybe they saw white spaces that would be covered by competing concepts if they weren’t moving fast and aggressively enough. Although pushing internationally means competing with local players such as Jamie's Italian, Prezzo, Pizza Express, Wagamama, Nando's and many more which brings in its own dynamic.
Management also aims to enhance guest satisfaction. This involves refining operational processes, reorganizing the support center, and refocusing on the core offering: providing fresh and high-quality Italian food at affordable prices for a broad audience. The group also aims to reduce waiting times, especially during lunch, while also improving the evening atmosphere. There is even what I would call an evolution, away from Vapiano’s original concept, reorientating the customer journey. The ordering flow is being changed, offering guests synchronized preparations of all dishes while eliminating wait times at the cooking stations. The open show kitchen remains, staying true to original mantra of freshness and transparency but now guests can choose their preferred method of ordering through a mobile app, using a digital order point (kiosk), or by personally placing an order with a waiter. Guests can still freely choose their table and are then informed about the complete preparation of their order through a pager or their smartphone. This is a substantial deviation from the original concept, but a needed one. The group is also exploring and implementing the expansion of take-away and home delivery services but only at suitable locations, not universally across new openings. I am not sure why home delivery is even a priority here; it adds operational complexity. It’s better to clean up shop first and get back to the basics before adding new complexities. To be fair management does try to simplify. There are 49 different permanent dishes on the menu and additional 10 seasonal ones. Customers can choose from eleven different types of pasta. There is simply too much choice, and it makes orders complicated. The company announced to slim the menu down to its most popular and typical Vapiano dishes. There’s no need for an Asian salad at an Italian restaurant. "We have to go back to the roots, i.e. classic, honest Italian cuisine" says COO Everke. Regardless, in November of 2018, the supervisory board pulls the plug on CEO Jochen Halfmann and replaces him with Cornelius Everke. Everke himself has just become COO five months ago. Since 2017 he was responsible for international expansion. From 2011 to 2017 that role was filled by Mario Bauer – put a pin in that name, he’ll play a key role in the groups fate later. Then nine months later, in the middle of 2019, Cornelius Everke quits. He essentially concludes that his skillset and experience in the areas of internation expansion is no longer needed in the foreseeable future. To put it differently: Vapiano has moved from a growth story and has become a restructuring case, and other skills are required for that job. In June of 2019 Everke says the following “(we’ve) made a bit of a mistake when it came to foreign expansion”. No sh#t. Vapiano postpones the presentation of the 2018 annual financial statements three times in the spring of 2019, citing negotiations over an urgently needed loan of 30 million euros. It’s not until the end of May that a binding loan commitment comes through from the financing banks and major shareholders.
We are now in August of 2019 and the corona pandemic is just around the corner. Supervisory board chief Vanessa Hall takes over as interim-CEO and things are unravelling. Visitor numbers are declining; originally, it was planned to sell the US business but halfway through the year the buyer cannot come up with the money. But not all restaurants are performing poorly. The group's poor figures contrast starkly as an example with the experiences of the Swiss-German franchisee, who runs six restaurants. The Sodano family in Switzerland pays Vapiano a royalty of 6% of sales for the use of the brand. Enrico Sodano explains in an interview that they operate largely autonomously from the licensor. If an “accident” were to occur, he could immediately replace the Vapiano sign with Sodano, he says. The family concluded the rents and contracts with employees and suppliers independently. The Sodano family have six locations in Bern, Basel and Zurich, around one million guests every year and 350 employees. Things are going well on the ground. The delivery service they’ve built is offering them a second income stream. Expansion into Winterthur, St. Gallen and Lucerne are being planned; small locations with 150 to 250 square meters and an attached delivery service. Originally, Vapiano restaurants used to be huge but for such a large restaurant to be profitable, 800 to 1,000 guests per day are needed. That’s possible in medium-sized cities, but not in smaller towns which is why the Vapiano group now also supports smaller formats. Back to our corporate drama. The 2019 annual report would be the last report the group files. By the end 2019 the outstanding debt of the company is at an astronomical 450 million euros. Revenue has grown by another 7%, produced by four net new openings through two JVs and two franchise restaurants but operating losses come in at 317 million euros. That sound like an absolute shocker at first but depreciation and amortization charges are 345 million, so that operating cash flow is actually positive but unfortunately capital expenditures and interest payments are so large that they are eating up all of the company’s operating cash flow. Then in the beginning of 2020 Corona hits with full force and the world shuts down. As a result of the measures to prevent further spreading of the virus, the group is forced to cease all global business operations (except in Sweden). While all these shutdowns are happening, the group is the middle of negotiating with its lending banks and main shareholders. There are additional financing needs for restructuring measures, even without a pandemic happening in the background. The situation is so dire that the company starts pleading to the German government to roll out the package of financial help more quickly. Unfortunately, it’s to no end. The rapid closure of restaurants and the resulting lack of operating cash inflows in conjunction with the additional financing requirements, lead to the company’s final knockout punch. In April of 2020, the Vapiano group officially files for insolvency proceedings. The end of an era.

New Beginnings

Because of the pandemic, the majority of the group's subsidiaries in Austria, the Netherlands, Denmark, the United States, Sweden, and China also file for insolvency or seek liquidation. The US business never gets sold in the end and is wound down. In the summer of 2020, significant group divestments occur, including the sale of 75% shares in the group's French subsidiaries, shares in franchisor companies, Australian subsidiaries, German subsidiaries, associated companies, self-managed restaurants in Germany, and insolvency-related sales in the Netherlands, Great Britain, and Sweden. The buyer of the Vapiano brand and one of these bundles of Vapiano restaurants is company named Love & Food Restaurant Holding, a consortium led by Mario C. Bauer – a name I told you to remember. Bauer was a former Vapiano board member and led the national and international expansion, opening 200 sites in 33 countries from 2011 to 2017 until he was succeeded by Cornelius Everke. Bauer didn’t feel comfortable with the IPO at the time but clearly has a lot of managerial and entrepreneurial talent.
The buyer consortium is an absolute A-Team comprised of European QSR top league hitters, including the founder of the Pret A Manger chain Sinclair Beecham; Henry McGovern, the founder and Ex-CEO of the giant international restaurant and foodservice operator AmRest; the Van der Valk Family that runs hotels and Vapiano restaurants in the Netherlands, and co-founder and ex-CEO Gregor Gerlach. The acquisition value is 15 million euros and entails 30 Vapiano restaurants in Germany, albeit that’s just the purchase price which comes on top of any capital investment needed to refresh and return the sites to its former glory. Nevertheless, just as a thought experiment, if you can get each site to 2 million euros of revenue and 400,000 euros in operating profit on average, which wouldn’t be an overly aggressively assumption given the company’s history, you’ve got yourself a package that can deliver restaurant-level operating profits of 12 million euros or more. It’s not disclosed how much capex was needed to refresh the operations, just that fact that the overall investment plus purchase price was a middle double-digit million-euro figure. Stil, it probably was a decent purchase. The same consortium buys Vapiano’s French business for 25 million euros just two weeks prior. After the transaction concludes, the master franchise is given to Delf Neumann and his Gastro & Soul GmbH. Neumann is an experienced operator, and he is ambitious to revitalise the brand with new services and products. For example, instead of pizza, the restaurants will be serving pinsa - a flatbread made from sourdough, wheat and rice flour, topped similarly to a pizza. It targets a more health-oriented customer base looking for a less calory heavy option. The menu overall is expanded by including a variety of vegan and vegetarian dishes.
https://preview.redd.it/kpt7ea6red0d1.png?width=1242&format=png&auto=webp&s=c9930ced85ee364e9df414547cae06b47a03fc19
Today Neumann’s Gastro & Soul GmbH operates 18 Vapianos on its own account and has 29 franchise sites, amongst other brands. By the year 2021, Vapiano operates 191 restaurants in 34 countries. This is around 50 fewer sites than before the bankruptcy. The number of branches is particularly thinned out in Germany – from 80 to 55. Nevertheless, Vapiano's home country remains by far the largest market, followed by France with 35 restaurants and Austria with 15 locations. “We have shrunk ourselves to health,” says Bauer in the aftermath and there is no further shrinking planned. Quite the opposite, the smell of expansion is in the air again – pun intended. Not as aggressively as before and with a new menu and ordering process.
Overall, the team around Bauer is filled with industry experts with knowledge and networks gained over decades who have a great track record, a long-term view, and the staying power to let Vapiano breath and finds its way back to success. The pressure of being a public company with all the associated quarterly, half-year and yearly disincentives have been removed. The menu is changed and extended with new types of pasta and sauces with significantly more vegetarian and vegan dishes available. Guests can order with restaurant staff, at terminals or on their phones and there are barcodes attached to the tables identify the respective seat. The food is brought to your table, all at the same time if you are in a group, no more annoyances with waiting in line. There is a plan for smaller, 350 square meter locations, with half the number of guests and significantly fewer staff and less set-up costs required to make the economics work. Locations that capitalize on remote work and increased demand for local lunch options, higher population density with shorter delivery routes and therefore cost-effective in house delivery services are targeted. And Bauer is testing the concept of ghost kitchens, which operate without a dining room or service staff, focusing solely on preparing food for delivery services, which for obvious reasons have a very different operational set up and footprint. Original founder Mark Korzilius however is not entirely convinced. He is not a fan of the pinsa for instance and he considers Vapiano's pizza as its cash cow, flagship product and believes that the core Vapiano proposition of Pizza, Pasta, Bar that has given the company its original success is being diluted. He instead admires the competitor L'Osteria, saying they’ve done a better job by focusing on Italian classics, especially the impressively large pizzas that sticks out beyond the plate is leaving every customer in awe. The guys who run L’Osteria are the same guys who have built Vapiano with him in the first place. Bauer on the other hand, like a true business leader, remains undeterred, stating that he is frequently asked whether Vapiano's restart was bold or foolish. He believes in entrepreneurship, franchising, in his experienced fellow partners and importantly the Vapiano concept. By the year 2024 you can find over 140 Vapiano branded restaurant in 27 countries across the globe, including locations far away from its birthplace like Australia, USA, Columbia, Chile, Bahrain, and Saudi Arabia. And why not? Italian food is, and will remain to be, incredibly popular. Vapiano offers fresh and tasty food at affordable prices in a good atmosphere. This combination of attributes should attract a lot of customers. It certainly has in the past.
For more stories: WIP Thomas Weitzendoerfer Substack
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2024.05.14 12:30 Artistic_Warthog_865 Revisting ATNM (Actinium Pharmaceuticals) 11 Years Later

https://docs.google.com/document/d/e/2PACX-1vQpZprOqw9YaJDN8aX53P43GIM-aJ_GQlk8Wxeq-OTokgzVgLn9xqGlxlakr1ti55JXkpnPqP_fc5oY/pub
Abstract Actinium Pharmaceuticals, Inc. has an estimated acquisition value between $10.1 to $11.2 billion and potential return on acquisition of $57+ billion from 2031 to 2037. This valuation is based on cumulative revenue from the company’s unique, lower-cost, globally scalable Actinium-225 manufacturing technology, two radiotherapy cancer drugs, and its targeted conditioning drug. According to Stifel, the radiopharma field was the second largest value accretion from December 2021 to March 2024 at 1650.5% (the largest was obesity at 4002.6%) [58]. Since late 2023, there were 4 big pharma acquisitions of radiopharmaceutical companies that totaled $9.35 billion and linked to the Actinium-225 alpha-emitting isotope [1]. According to the Department of Energy, alpha-emitting isotopes are promising, destroy cancer cells and leave healthy cells untouched [2].” With global demand increasing for Actinium-225 to treat cancers like prostate and GEP-NETs, Actinium Pharmaceuticals, Inc.'s unique manufacturing technology adds scarcity to its value [3, 4]. Since 2013, Actinium Pharmaceuticals, Inc., Memorial Sloan Kettering Cancer Center (MSKCC), and Fred Hutchinson Cancer Research Center (FHCRC) have used beta and alpha-emitting isotopes to develop Iomab-B (pending BLA/MAA submission) and Actimab-A (pre-Phase 3) targeted radiotherapies for patients with refractory/relapsed Acute Myeloid Leukemia [5]. Additionally, Iomab-ACT is a targeted conditioning drug that is planned for clinical trials with the leading FDA-approved CAR T-Cell Therapy [33]. Combined, Actinium Pharmaceuticals will change the paradigm of cancer treatment. Actinium Pharmaceuticals, Inc. is an ideal company and a “holy trinity” in rare diseases. Stifel defines a “holy trinity” as excellent efficacy (lead drug needs to cure a disease or at least make a major difference in the majority of patients), long-term exclusivity (10 years), and orphan but not ultra rare (>1000 patients). Companies with “holy trinity” status have a median enterprise value of $3.1 billion pre-commercial and $11.7 billion commercial [37]. Actinium’s lead drug Iomab-B demonstrated that 100% of patients gain access in half of the time to a potentially curative bone marrow transplant and double their survival at 1 year. Iomab-B is protected with FDA orphan drug status and patent exclusivity through 2037 [25]. With “holy trinity” potential and manufacturing uniqueness, Actinium Pharmaceutical's estimated acquisition valuation between $10.1 to $11.2 billion is below Stifel’s median enterprise value that meets their “holy trinity” criteria. Actinium was assigned a BLA number, received positive feedback from the Chemistry, Manufacturing, and Controls (“CMC”) package, and is planning an FDA meeting to discuss the clinical and non-clinical sections in 2Q2024 [48]. Actinium plans to submit a BLA 1H2024 and their European partner Immedica plans to submit an MAA 2H2024. Commercialization is estimated in 2025 [26].
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