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Merchant Services

2015.11.09 18:22 Merchant Services

Hello! We're here to discuss merchant accounts, services and everything in between. Looking to accept payments for your business online? Try using Bitcoin and reduce your interchange rates drastically!
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2010.11.02 20:28 snoonoo Merchant Services

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2016.03.06 19:19 dybolic Smart Card Merchant Services

Today a majority of credit card transactions are sent electronically to merchant processing banks for authorization, capture and deposit. Various methods exist for presenting a credit card sale to "the system." In all circumstances either the entire magnetic strip is read by a swipe through a credit card terminal/reader, a computer chip is read, or the credit card information is manually entered into a credit card terminal, a computer or website.
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2024.05.16 09:12 EchoJobs Hiring Engineering Director – Global Merchant Services Technologies [Remote] [Java Spring PostgreSQL]

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2024.05.16 07:32 EchoJobs Hiring Engineering Director – Global Merchant Services Technologies UK Remote [Java Spring PostgreSQL]

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2024.05.16 07:01 EUGsk8rBoi42p "Just check out Eugene’s Reddit section any day, but don’t say I didn’t warn you."

Admitting we have a problem is the first step in solving it! Author is a Eugenean talking about her experience with rising crime in the city, never saw this story but hey, still relevant today. Found this little gem by random chance. Title is a hopefully relatable quote from the article. You can agree or disagree with the author, but it's actually pretty well written with sources included. (just including the whole article, for people who don't want to click links!)

I Caught Two Men Stealing From My Home. The Aftermath Was Absurd—and All Too Typical.

This experience crystallized Oregon’s deeper problems.

BY REBECCA SCHUMANJUNE 21, 20225:40 AM
Typically, guys wearing power-company vests don’t leave the houses they’re working on laden down with backpacks—let alone power tools, a scooter, and a Nintendo Switch. But that was the scene I happened upon at 6:30 p.m. on a Tuesday in mid-April when I puttered into my driveway in Eugene, Oregon, my 7-year-old ensconced in the back seat.
For a second, my brain tried to normalize the incident: This is just my daughter’s dad stopping by—except there are two of him, and they’re dressed as electricians for some reason? Then, a second later, everything whooshed into place: Oh, wait, I’m being robbed. Or, rather, I was being burgled. I would get reminded of this distinction later, when I made the dubious choice to join the chorus of aggrieved buttinskies on Nextdoor, where my well-meaning post to warn the neighborhood would turn me into an accidental vigilante hero for a day.
Unfortunately, it’s true: My reaction to this burgle was the lived-out fantasy of many who have been on the business end of a property crime. As the two goons took off on foot down my street, I went into fight-or-flight mode—and I chose fight.
“Well,” I said to my confused child, “let’s go see if we can get our stuff back.”
I peeled my 2005 Subaru back onto the street and easily overtook my two targets, who then hurtled themselves into an alley, whereupon I cornered one by the driver’s side window as the other made haste across the adjacent parking lot.
“Just give it back, bro!” I yelled out my window. “Just give it back! I’m a single mom! Just give it back.”
I repeated this until either I reminded him too much of his meanest teacher or he realized he’d been caught in broad daylight. “Fine,” he said. “Just fucking take it.”
He shoved a backpack through my driver’s side window. Inside it was both my laptops and my daughter’s iPad from school. Back at home, I would discover these guys had used channel lock pliers to force open the back door, but that the general chaos of my home had prevented them from locating my passport, jewelry, or sole item of irreplaceable value: the Montblanc fountain pen that my father, who died in a bicycle accident two years ago, had gotten for his law school graduation. My cat was unfazed.
I can honestly tell you that this little caper of mine was thrilling and deeply satisfying. It was also the exact wrong thing to do. Even this fanatical open-carry gun website implores: “Don’t chase criminals.” What if these two dipsticks had been armed? As unlikely as that was—property crime in my town is often driven by addiction, and weapons are worth money, which can buy drugs—I put myself and my child in potential danger. And for what? Three grand worth of electronics. As any reputable expert will tell you, you’re never to give chase to a thief, because human life is not worth possessions. As much as I admit to enjoying being called a “badass” by everyone I told this story, plus the listeners of KLCC Oregon, I should not have done this.
I did call the police, on the nonemergency line, because the dudes were long gone and nobody was hurt. I declined the dispatcher’s offer to send two officers to fingerprint a bunch of stuff I’d already touched. At best, that would have just added two more sets of prints to my town’s burgeoning roster of perennially at-large property criminals.
There are larger issues here, issues much more important than my would-be cool story. First, it’s an example of how in Eugene, small-scale property crime is now de facto legal. It is largely nonviolent, so it’s rarely seen as worth police resources to track down the goods. At the same time, it is so prevalent that any time one vest-wearing bozo gets nabbed, three more spring up in his place. This was my house’s second break-in in six months, and my fourth property crime total in the three years I’ve lived here as an adult. Eugene is my hometown, so I can also add the four times my childhood house, where my mother still lives, has been burgled since the early 2000s. When I was little, we left our front door unlocked so regularly that I wasn’t aware front doors had locks on them until I was much older. By the time I turned 30, however, every door in my parents’ house had been pried open at least once. (“Time to finally get that alarm system!” said my dad for three straight decades.)
Still, it’s a mistake to treat this trend solely as a vexing crime problem. Eugene’s descent into its property crime epidemic has been concurrent, unsurprisingly, with two addiction epidemics: First, the methamphetamine nightmare of the 1990s—when pseudoephedrine pills were still unregulatedhit Oregon and other Western states particularly hard. That wave segued all too naturally into the opioid and fentanyl crisis of the present. Meanwhile, not only did meth never really leave, but its use in Oregon also surged with the pandemic, with three Oregonians per day currently dying a drug-related death.
Since our conversation was necessarily brief, I don’t know the housing or drug situation of the guys who broke into my place. But local statistics point to them as two more casualties of these plagues. (Granted, those statistics are from nearby Portland, and they are police-sourced, so take them how you wish.)
For all the ambivalent empathy that the opioid epidemic has engendered, the local property crime scourge has set off a fierce public backlash. My incident brought out an unsurprising chorus of bloodlust on Nextdoor and elsewhere, when I shared it because I wanted to give my immediate neighbors a heads-up: “You should have kicked their asses,” they wrote. “We need to rise up and defend our property.
This town’s petty crime is often attributed, at least in the national conservative press, to our West Coast government’s decision to temporarily allow urban camping during the pandemic. (That policy has now officially ended, for what it’s worth.) Towns like mine have often been characterized in the popular imagination as unlivable crime-addled hellholes. I will be the first to admit that our tent cities are sometimes blatant open-air drug markets, but this is the case even as our property values inflate to absurd proportions—and our crime is actually on the decline. Still, Oregonians like me currently have about a 2.7 percent chance of being burgled, which, at almost 30 percent higher than the national average, is very high. I learned very efficiently how anecdotes like mine get around (I can’t help it if I’m a dynamic storyteller!) and attract the righteous indignation of other former victims, so many often feel, incorrectly, like we few honest vanguards are awash in a sea of riffraff.
This atmosphere, in turn, inspires my locality’s equally unreasonable political extremists to put forth and exacerbate their own untenable solutions. Even in a hyperpolarized American environment, Oregon is more polarized than most. For decades, our liberal enclaves have made Portlandia look understated, while our conservative areas make Texas’ look progressive.
For example, during the heyday of Eugene’s recently dismantled and infamous Washington Jefferson Park tent city, a larger break-in at a bicycle store was traced at least partially back to the encampment. The police swept the tents and made a flurry of arrests. Some of the bikes were found. This resulted in part in outrage over using resources to hassle the city’s most impoverished residents: “A stolen bike, yes, that sucks,” an advocate for the unhoused told a local news outlet. “But what are your priorities? And I’m sorry, but a stolen bike isn’t the priority.”
Well, trust me, in this town, it definitely isn’t. Recovering those bikes was an anomaly; in Eugene, most of these burglaries go unsolved. In fact, 87 percent of burglaries in the whole country do, too. The get-tough-on-property-crime proponents assert that statistically, this sends a message that stealing is fair game, and sure, that is a message I do not condone. But I also agree with a somewhat less rabid version of the opposing view: Property is replaceable, these crimes are nonviolent, and everyone currently rifling through houses and dealing drugs out of tents in my town is human. They deserve a chance to get their lives on track.
So, what should be the town’s priority? Fixing the addiction epidemics is a perilously long way away from happening, for reasons that are as polarizing as addiction’s consequences. In the sobering and excellent Dopesick, author Beth Macy goes into painfully exacting detail about opioids’ near-inescapable hold on the human brain. Macy argues that the true way out of this epidemic is “low-barrier treatment,” which includes supportive housing and medical interventions such as safe injection supplies, fentanyl testing strips, buprenorphine access, and supervised consumption sites. All of these options, however, are a tough sell even in a “progressive” town like Eugene, where supervised consumption sites are what NIMBY nightmares are made of, and low-barrier treatment can run up against deeply held moral stigma: Gas is $5 a gallon, and my taxes are going to some junkie?
In the meantime, while some admirably advocate and vote and wait for those breakthroughs, what should we do about the burglaries themselves? Should we pursue more law enforcement, or more compassion toward the burglars? More arrests that allegedly might deter this, or policies that might alleviate income inequality? Does—as approximately 83 percent of the suggestions from my Nextdoor thread contended—every house in town need a tripwire that handcuffs trespassers on sight? Or should all businesses be taxed at 500 percent, and the proceeds used to furnish every fentanyl dealer in town with a nice apartment and mad cash? The debate has degenerated such that these are the sorts of cartoonish positions each side believes they’re fighting—and, in fact, are the only available choices. Just check out Eugene’s Reddit section any day, but don’t say I didn’t warn you.
The actual blight on small American towns like mine isn’t property crime. It’s that any tenable solution to it has been swallowed up into a churning abyss of extremism and perceived counterextremism. No one seems to have a convincing answer to the most basic question: So what should we do? What should I do?
Burglaries don’t have to be largely unsolvable, and more property criminals could be apprehended. But while I don’t want those dudes or any of their buddies to come back to my house, I also don’t want them in an American prison, where their “rehabilitation” will consist largely of learning better ways to commit even bigger crimes when they get out, and their options for alternative forms of acquiring money will be even more limited than they are now. Lacking any meaningful restorative justice program for petty thieves in my town (which would, in turn, necessitate locating and apprehending them), I decided my own problems could be solved, for now, with a padlock on my back gate.
And then, not long after the break-in, a Nintendo Switch appeared on my town’s Craigslist. Its included components and color combination were identical to the set stolen from my house. I debated, briefly, bringing my vigilante justice alter ego Super Annoying out of retirement, answering the ad and showing up to shrill my wrongdoers into returning what was mine. But this time, I thought better of it. My life is not worth much, but it’s probably worth more than Mario Kart. I can only hope the console’s new owners enjoy it as much as my daughter did—at least until someone steals it again.
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2024.05.16 05:22 St_Augustine_Discord Live Music and Events Thursday May 16th

Live Music

Wednesday Pier Farmers Market

Boozin' on the Boulevard

St. Augustine Wine Walk

Bo Johnson at Cafe Eleven

Historic Architectural Review Board Meeting

Date: May 16, 2024
Time: 1:00 PM - 2:00 PM
Where: Alcazar Room at City Hall, 75 King Street
I am unable to post the sources because they are getting flagged as spam since they are all similar in name. So please visit this site for the list.
Written out urls here tinyurl.com/yjkw32kd

For future events please visit the Discord.

https://discord.gg/NG4eZSWAgR
submitted by St_Augustine_Discord to StAugustine [link] [comments]


2024.05.16 05:22 St_Augustine_Discord Live Music and Events Thursday May 16th

Live Music

Wednesday Pier Farmers Market

Boozin' on the Boulevard

St. Augustine Wine Walk

Bo Johnson at Cafe Eleven

Historic Architectural Review Board Meeting

Date: May 16, 2024
Time: 1:00 PM - 2:00 PM
Where: Alcazar Room at City Hall, 75 King Street
I am unable to post the sources because they are getting flagged as spam since they are all similar in name. So please visit this site for the list.
Written out urls here tinyurl.com/yjkw32kd

For future events please visit the Discord.

https://discord.gg/NG4eZSWAgR
submitted by St_Augustine_Discord to StAugustineBeach [link] [comments]


2024.05.16 05:06 MirkWorks Excerpt from The Culture of Narcissism by Christopher Lasch (Changing Modes of Making It: From Horatio Alger to the Happy Hooker)

III. Changing Modes of Making It: From Horatio Alger to the Happy Hooker

From “Self-Culture” to Self-Promotion through “Winning Images”
In the nineteenth century, the ideal of self-improvement degenerated into a cult of compulsive industry. P.T. Barnum, who made a fortune in a calling the very nature of which the Puritans would have condemned (“Every calling, whereby God will be Dishonored; every Calling whereby none but the Lusts of men are Nourished: …every such Calling is to be Rejected”), delivered many times a lecture frankly entitled “The Art of Money-Getting,” which epitomized the nineteenth-century conception of worldly success. Barnum quoted freely from Franklin but without Franklin’s concern for the attainment of wisdom or the promotion of useful knowledge. “Information” interested Barnum merely as a means of mastering the market. Thus he condemned the “false economy” of the farm wife who douses her candle at dusk rather than lighting another for reading, not realizing that the “information” gained through reading is worth far more than the price of the candles. “Always take a trustworthy newspaper,” Barnum advised young men on the make, “and thus keep thoroughly posted in regard to the transactions of the world. He who is without a newspaper is cut off from his species.”
Barnum valued the good opinion of others not as a sign of one’s usefulness but as a means of getting credit. “Uncompromising integrity of character is invaluable.” The nineteenth century attempted to express all values in monetary terms. Everything had its price. Charity was a moral duty because “the liberal man will command patronage, which the sordid, uncharitable miser will be avoided.” The sin of pride was not that it offended God but that it led to extravagant expenditures. “A spirit of pride and vanity, when permitted to have full sway, is the undying cankerworm which gnaws the very vitals of a man’s worldly possessions.”
The eighteenth century made a virtue of temperance but did not condemn moderate indulgence in the service of sociability. “Rational conversation,” on the contrary, appeared to Franklin and his contemporaries to represent an important value in its own right. The nineteenth century condemned sociability itself, on the grounds that it might interfere with business. “How many good opportunities have passed, never to return, while a man was sipping a ‘social glass’ with his friends!” Preachments on self-help now breathed the spirit of compulsive enterprise. Henry Ward Beecher defined “the beau ideal of happiness” as a state of mind in which “a man [is] so busy that he does not know whether he is or is not happy.” Russell Sage remarked that “work has been the chied, and you might say, the only source of pleasure in my life.”
Even at the height of the Gilded Age, however, the Protestant ethic did not completely lose its original meaning. In the success manuals, the McGuffey readers, the Peter Parley Books, and the hortatory writings of the great capitalists themselves, the Protestant virtues - industry, thrift, temperance - still appeared not merely as stepping-stones to success but as their own reward.
The spirit of self-improvement lived on, in debased form, in the cult of “self-culture” - proper care and training of mind and body, nurture of the mind through “great books,” development of “character.” The social contribution of individual accumulation still survived as an undercurrent in the celebration of success, and the social conditions of early industrial capitalism, in which the pursuit of wealth undeniably increased the supply of useful objects, gave some substance to the claim that “accumulated capital means progress.” In condemning speculation and extravagance, in upholding the importance of patient industry, in urging young men to start at the bottom and submit to “the discipline of daily life,” even the most unabashed exponents of self-enrichment clung to the notion that wealth derives its value from its contribution to the general good and to the happiness of future generations.
The nineteenth-century cult of success placed surprisingly little emphasis on competition. It measured achievement not against the achievements of others but against an abstract ideal of discipline and self-denial. At the turn of the century, however, preachments on success began to stress the will to win. The bureaucratization of the corporate career changed the conditions of self-advancement; ambitious young men now had to compete with their peers for the attention and approval of their superiors. The struggle to surpass the previous generation and to provide for the next gave way to a form of sibling rivalry, in which men of approximately equal abilities jostled against each other in competition for a limited number of places. Advancement now depended on “will-power, self-confidence, energy, and initiative” - the qualities celebrated in such exemplary writings as George Lorimer’s Letters from a Self-Made Merchant to His Son. ” By the end of the nineteenth century,” writes John Cawelti in his study of the success myth, “self-help books were dominated by the ethos of sales-manship and boosterism. Personal magnetism, a quality which supposedly enabled a man to influence and dominate others, became one of the major keys to success.” In 1907, both Lorimer’s Saturday Evening Post and Orison Swett Marden’s Success magazine inaugurated departments of instruction in the “art of conversation,” fashion, and “culture.” The management of interpersonal relations came to be seen as the essence of self-advancement. The captain of industry gave way to the confidence man, the master of impressions. Young men were told that they had to sell themselves in order to succeed.
At first, self-testing through competition remained almost in-distinguishable from moral self-discipline and self-culture, but the difference became unmistakable when Dale Carnegie and then Norman Vincent Peale restated and transformed the tradition of Mather, Franklin, Barnum, and Lorimer. As a formula for success, winning friends and influencing people had little in common with industry and thrift. The prophets of positive thinking disparaged “the old adage that hard work alone is the magic key that will unlock the door to our desires.” They praised the love of money, officially condemned even by the crudest of Gilded Age materialists, as a useful incentive. “You can never have riches in great quantities,” wrote Napoleon Hill in this Think and Grow Rich,” unless you can work yourself into a white heat of desire for money.” The pursuit of wealth lost the few shreds of moral meaning that still clung to it. Formerly the Protestant virtues appeared to have an independent value of their own. Even when they became purely instrumental, in the second half of the nineteenth century, success itself retained moral and social overtones, by virtue of its contribution to the sum of human comfort and progress. Now success appeared as an end in its own right, the victory over your competitors that alone retained the capacity to instill a sense of self-approval. The latest success manuals differ from earlier ones - even surpassing the cynicism of Dale Carnegie and Peale - in their frank acceptance of the need to exploit and intimidate others, in their lack of interest in the substance of success, and in the candor with which they insist that appearances - “winning images - count for more than performance, ascription for more than achievement. One author seems to imply that the self consists of little more than its “image” reflected in others’ eyes. “Although I’m not being original when I say it, I’m sure you’ll agree that the way you see yourself will reflect the image you portray to others.” Nothing succeeds like the appearance of success.
<The American Religion by Harold Bloom (California Orphism)>
The Apotheosis of Individualism
The fear that haunted the social critics and theorists of the fifties - that rugged individualism had succumbed to conformity and “love-pressure sociability” - appears in retrospect to have been premature. In 1960, David Riesman complained that young people no longer had much social “presence,” their education having provided them not with “a polished personality but [with] an affable, casual, adaptable one, suitable to the losing organizations of an affluent society.” It is true that “a present-oriented hedonism,” as Riseman went on the argue, has replaced the work ethic “among the very classes which in the earlier stages of industrialization were oriented toward the future, toward distant goals and delayed gratification.” But this hedonism is a fraud; the pursuit of pleasure disguises a struggle for power. Americans have not really become more sociable and cooperative, as the theorists of other-direction and conformity would like us to believe; they have merely become more adept at exploiting the conventions of interpersonal relations for their own benefit. Activities ostensibly undertaken purely for enjoyment often have the real object of doing others in. It is symptomatic of the underlying tenor of American life that vulgar terms for sexual intercourse also convey the sense of getting the better of someone, working him over, taking him in, imposing your will through guile, deception, or superior force. Verbs associated with sexual pleasure have acquired more than the usual overtones of violence and psychic exploitation. In the violent world of the ghetto, the language of which now pervades American society as a whole, the violence associated with sexual intercourse is directed with special intensity by men against women, specifically against their mothers. The language of ritualized aggression and abuse reminds those who use it that exploitation is the general rule and some form of dependence the common fate, that “the individual,” in Lee Rainwater’s words, “is not strong enough or adult enough to achieve his goal in a legitimate way, but is rather like a child, dependent on others who tolerate his childish maneuvers”; accordingly males, even adult males, often depend on women for support and nurture. Many of them have to pimp for a living, ingratiating themselves with a woman in order to pry money from her; sexual relations thus become manipulative and predatory. Satisfaction depends on taking what you want instead of waiting for what is rightfully yours to receive. All this enters everyday speech in language that connects sex with aggression and sexual aggression with highly ambivalent feelings about mothers.
In some ways middle-class society has become a pale copy of the black ghetto, as the appropriation of its language would lead us to believe. We do not need to minimize the poverty of the ghetto or the suffering inflicted by whites on blacks in order to see that the increasingly dangerous and unpredictable conditions of middle-class life have given rise to similar strategies for survival. Indeed the attraction of black culture for disaffected whites suggests that black culture now speaks to a general condition, the most important feature of which is a widespread loss of confidence in the future. The poor have always had to live for the present, but now a desperate concern for personal survival, sometimes disguised as hedonism, engulfs the middle class as well. Today almost everyone lives in a dangerous world from which there is little escape. International terrorism and blackmail, bombings, and hijackings arbitrarily affect the rich and poor alike. Crime, violence, and gang wars make cities unsafe and threaten to spread to the suburbs. Racial violence on the streets and in the schools creates an atmosphere of chronic tension and threatens to erupt at any time into full-scale racial conflict. Unemployment spreads from the poor the white-collar class, while inflation eats away the savings of those who hoped to retire in comfort. Much of what is euphemistically known as the middle class, merely because it dresses up to go to work, is now reduced to proletarian conditions of existence. Many white-collar jobs require no more skill and pay even less than blue-collar jobs, conferring little status or security. The propaganda of death and destruction, emanating ceaselessly from the mass media, adds to the prevailing atmosphere of insecurity. Far-flung famines, earthquakes in remote regions, distant wars and uprisings attract the same attention as events closer to home. The impression of arbitrariness in the reporting of disaster reinforces the arbitrary quality of experience itself, and the absence of continuity in the coverage of events, as today’s crisis yields to a new and unrelated crisis tomorrow, adds to the sense of historical discontinuity - the sense of living in a world in which the past holds out no guidance to the present and the future has become completely unpredictable.
Older conceptions of success presupposed a world in rapid motion, in which fortunes were rapidly won and lost and new opportunities unfolded every day. Yet they also presupposed a certain stability, a future that bore some recognizable resemblance to the present and the past. The growth of bureaucracy, the cult of consumption with its immediate gratifications, but above all the severance of the sense of historical continuity have transformed the Protestant ethic while carrying the underlying principles of capitalist society to their logical conclusion . The pursuit of self-interest, formerly identified with the rational pursuit of gain and the accumulation of wealth, has become a search for pleasure and psychic survival. Social conditions now approximate the vision of republican society conceived by the Marquis de Sade at the very outset of the republican epoch. In many ways the most farsighted and certainly the most disturbing of the prophets of revolutionary individualism, Sade defended unlimited self-indulgence as the logical culmination of the revolution in property relations - the only way to attain revolutionary brotherhood in its purest form. By regressing in his writings to the most primitive level of fantasy, Sade uncannily glimpsed the whole subsequent development of personal life under capitalism, ending not in revolutionary brotherhood but in a society of siblings that has outlived and repudiated its revolutionary origins.
Sade imagined a sexual utopia in which everyone has the right to everyone else, where human beings, reduced to their sexual organs, become absolutely anonymous and interchangeable. His ideal society thus reaffirmed the capitalist principle that human beings are ultimately reducible to interchangeable objects. It also incorporated and carried to a surprising new conclusion Hobbes’s discovery that the destruction of paternalism and the subordination of all social relations to the market had stripped away the remaining restraints and the mitigating illusions from the war of all against all. In the resulting state of organized anarchy, as Sade was the first to realize, pleasure becomes life’s only business - pleasure, however, that is indistinguishable from rape, murder, unbridled aggression. In a society that has reduced reason to mere calculation, reason can impose no limits on the pursuit of pleasure - on the immediate gratification of every desire no matter how perverse, insane, criminal, or merely immoral. For the standards that would condemn crime or cruelty derive from religion, compassion, or the kind of reason that rejects purely instrumental applications; and none of these outmoded forms of thought or feeling has any logical place in a society based on commodity production. In his misogyny, Sade perceived that bourgeois enlightenment, carried to its logical conclusions, condemned even the sentimental cult of womanhood and the family, which the bourgeoisie itself had carried to unprecedented extremes.
At the same time, he saw that condemnation of “woman-worship” had to go hand in hand with a defense of woman’s sexual rights - their right to dispose of their own bodies, as feminists would put it today. If the exercise of that right in Sade’s utopia boils down to the duty to become an instrument of someone else’s pleasure, it was not so much because Sade hated women as because he hated humanity. He perceived, more clearly than the feminists, that all freedoms under capitalism come in the end to the same thing, the same universal obligation to enjoy and be enjoyed. In the same breath, and without violating his own logic, Sade demanded for women the right “fully to satisfy all their desires” and “all parts of their bodies” and categorically stated that “all women must submit to our pleasure.” Pure individualism thus issued in the most radical repudiation of individuality. “All men, all women resemble each other,” according to Sade; and to those of his countrymen who would become republicans he adds this ominous warning: “Do not think you can make good republicans so long as you isolated in their families the children who should belong to the republic alone.” The bourgeois defense of privacy culminates - not just in Sade’s thought but in the history to come, so accurately foreshadowed in the very excess, madness, infantilism of his ideas - in the most thoroughgoing attack on privacy; the glorification of the individual, in his annihilation.
<…>
Standing-Reserve.
Note a lack of the “Greek” in Lasch.
Visions of Excess: Selected Writings, 1927-1939 by Georges Bataille, Edited by A. Stoekl, Translated by A. Stoekl, C.R. Lovitt, and D.M. Leslie Jr.
<…>
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2024.05.16 03:05 o0TG0o Checking Some Localization - Cold Steel III: Chapter 3 (1/2)

Once again, my next post concerning the localized script of Cold Steel III. With this, I'll tackle the first part of Chapter 3. The points shown here are based on my sensibilities as to what lines cause issues for the dialogue, from being outright wrong to being awkward. My previous posts are listed below:

Chapter 3

The localization has Jusis word this an absolute. "当主" should refer to the actual head of the house. Jusis could've said: [I take it this means House Hyarms will be the only one of the Four Great Houses in with it's head attendance?]
The phrasing choice of "earlier" in the localization makes this reference to a moment in Chapter 1, pretty much two months ago, strange. It feels like way too much like a direct translation of "この前," without the context. Millium could've said: [Every bit as tasty as the pancakes Tilly and I had (anything that'd make more sense) before/in Leeves/a couple months ago.]
Random moment in the localization where refering to the jaeger corp in question as just "the dragons"/"竜" is omitted. There were no issues in any other instance. Shirley could've said: [I figured the dragons would be good, but the other guys are no slouches themselves.]
The original has it as "changed"/"変わり," not outright lost. Gareth could've said: [The dragon changed its head, and as for the other group, well...]
The localization phrases this in a different way than it should. It's denoted that "the dragons and these jaegers in purple" are emphasized as the "two strongest jager corps"; however, the original is listing the four in the scene. Sara could've said: [We've got two of the strongest jaeger corps--Zephyr and the Red Constelation--the dragons and these jaegers in purple, battling it out.]
The localization changes the clear question about the actual term she read about, just to make it sillier. Besides the fact that it even chooses to swap "council" for "conference." Juna could've said: [What's this Provincial Council thing about?]
The localization omits the time held captive, "one week"/"一週間." Old Man Rod could've said: [One time, some bandits captured me and held me in a stone prison for a whole week...]
「I heard that they sealed it up so that the Noble Alliance wouldn't get their hands on it.」 / 「貴族勢力に使われないよう厳重に封印したって聞いたけど……」
Very weird way to phrase this line by the localization. Especially considering that it is also said "they sealed it" in the next line. The original already mentions the "military"/"軍." Celine could've said: [Speaking of which, was/wasn't the Azure Knight ever retrieved by the military?]
The localization lumps the meaning of reaching the "pinnacle" or "heights"/"極み" and "enlightenment"/"理" to be the same thing as "mastering"/"奥伝" the 7th form. That's simply wrong. Yun Ka-Fai's letter could've said: [Reaching the pinnacle of this form is more difficult than any other. I do not know if you are even capable of attaining "enlightenment", yet...]
The localization adds what I assume is meant to be a "threesome" joke. Sharon could've said: [Not to mention, I can't imagine you'd like me to intrude on your private time♡]
The localization saw fit to omit the specifications of the district. Elise could've said: [My school/St. Astraia/the Girl's School and the cathedral are both in the Sankt District, in case you were wondering.]
Actually, it's completely wrong. When questioned, by Rean, that she's never been to Armorica Village before, she's not supposed to have "studied in the village." Elise should've said: [Yes, I haven't. However, when I was accompanying the inspection team in Crossbell, I did some studying/read all *about it.]
「What is it that the Nord people worship?」 / 「ノルドの民が、空の女神と同じくらい大切にしているものは?」
There isn't supposed to be a comparison that reads as if the Nord people worship "something else" instead of Aidios. Rean could've said: [They also have the Goddess of the Sky, but they worship something else equally.]
「With such an amazing faculty member, Thors must really be an excellent school.」 / 「あんなに優秀な職員さんが いるなんて、トールズってやっぱり名門校なのねぇ。」
「Hahaha...(That doesn't quite seem like Celestin, but...)」 / 「ははは……(セレスタンさんはちょっと特別な気もするが……)」
The localization got this one completely wrong. How is describing Celestin as "knowledgeable about cooking" and "helpful" not like him? That response makes no sense. First, the second line should read more generalizing the compliments to the whole staff; Cattleya could've said: [With such an amazing faculty member/members Thors must really be an excellent school.] Second, the meaning is that "Celestin is a unique case among the faculty" (in regards to being so amazing.) Rean could've said: [Hahaha... (That doesn't quite seem like anyone but Celestin...)]
The localization also got this one wrong. The Japanese don't come across as completely unaware. The assumption of this scene is that to Wayne is standing outside the training hall. Rean could've said: [Huh...? (Wait, the one outside would be...)]
The localization omits the time spent traveling, "半年." Rean could've said: [She also said she apprenticed under a female martial artist and traveled around Erebonia for six months...]
The localization simplifies the explanation. Rean could've said: [Yeah, thanks to this pendant Emma imbued with her magic.)
「What a nightmarish beast that cryptid was...」 / 「はぁ、まさかあんな恐ろしい魔物がいるなんて……」
The localization mistranslated "fiend"/"魔物" for "cryptid"/"幻獣." Kurt could've said: [A monster? Wait that's some kind of fiend!] Musse could've said: [What a nightmarish beast that fiend was...]
The localization removes the direction of the city. The narration could've said: [After paying a visit to Professor Schmidt, Rean walked George to the station, where his train back to Roer, in the northeast, was waiting.]
The localization removes the remark about the duration of the last stand. Aurelia could've said: [I considered making a last stand there for a year, but news of the Northern War reached me.]
The localization changes, addressing Towa by her surname. Munk could've said: [You'll be just fine, Herschel. Now let's get this show on the road!]
The localization omits taking social classes into account. Munk could've said: [Not to mention, as the student council president, you were highly regarded by many of your fellow students--nobles and commoners alike.]
The localization omits the mention of the brand. Musse could've said: [Heehee. No elegant young maiden can resist the call of Mariage Cross beautiful lace/Mariage Cross' beautiful lace.]
The localization completely changes, from specifically teasing Elise to just be more of a general tease. Musse could've said: [I've heard that the princess has gifted you many such lace.]
The localization chooses to translate the general term for "ammunition"/"弾薬" to be specifically gunpowder. Marcus could've said: [Although, I was shocked when she tried to pay for it with ammunition/ammo/(maybe) bullets.]
The localization randomly chooses to translate "yokan"/"羊羹" as just generic "eastern sweets", after having no problem doing it correctly in all other instances. Rean could've said: [How about some assorted yokan?]
The localization phrases the arrangement weirdly. Juna could've said: [Well, we've (Elise, Musse and Juna) basically just decided on the menu together with the Cooking Club.]
「I'm also worried about the 'true story' that Vita mentioned.」 / 「クロチルダさんが言っていた“真なる物語”というのもあったな。」
Again, it's made to use "Vita" instead of "Clotilde." I've already explained in previous posts how these changes can affect the dynamics of characters negatively. Rean could've said: [I'm also worried about the 'true story' that Clotilde mentioned.]
The localization removes what Roselia told Emma. Celine could've said: [From the day the Elder said 'forget all about heVita', Emma began training and studying as hard as she could with one goal...)
The localization swaps "used" or "piloted"/"使っていた" for "mentioned." Rean could've said: [That's the golden Spiegel the principal used!]
The localization omits the joke. The narration could've said: [And so, Aurelia finished (gently) training the members of Class VIII...]
The localization chose to phrase this as there's supposed to be reservation against these events being held at the same time. That wasn't particularly present originally. Tatiana could've said: [The Summer Festival is going to be held at the same time as Pronvicial Council...]; or: [I hear that the Provincial Council will be held together with the Summer Festival...]
The localization puts this as if it's a 'known regular hobby'. Tita could've said: [From what I heard, Olivier played his lute under it *once.]
「I hope our boss is doing well.」 / 「それにしても──女将さん、元気だといいんだが。」
The localization creates an awkward confusion for these lines. What would be expected is that "boss" would be the fleet's boss, but it's actually talking about the owner of the sailor bar, Miranda, by using "owner" or "landlady"/"女将さん." Leonora could've said: [I hope Miranda/the owner is doing well.]
「I think it'll be an eye-opening experience for everyone, yeah?」 / 「坊ちゃんやらジャジャ馬にだっていい社会勉強になるんじゃねえか?」
「Though I might consider doing something after we're done with the field exercises.」 / 「せめて演習が終わった最終日なら引率込みで考えなくもないが。」
「Huh...? Well, aren't you a stingy one?」 / 「ハァ……?チッ、ケチくせえ野郎だな。」
The point of the line doesn't really come across that well in the localization. It sounds like the punchline to responding to Ash's proposal to allow Class VII to go out in the nightlife of Raquel is that "I'll consider doing that by myself." That couldn't be more wrong. Rena could've said: [Though I might consider chaperoning you guys after we're done with the field exercises.]
Literally mistranslates "current"/"現." Altina could've said: [The current Duke Cayenne is still under arrest and no replacement has been named.]
Ash's line originally ends at the first clause.
The localization omits tthe fact that the snipers are from the army. Maya could've said: [I hear there are some snipers in the Imperial Army who chose the Hector... but I suppose it all comes down to feeling.]
The localization removes the previous remark. Rean could've said: [This way leads to Raquel--We need to focus on getting to Ordis.]
The choice of "used" makes the sentence read as a characteristic beyond the single event the Japanese refers to. Ash could've said: [Damn. So that monster locked herself/cozied up in there with fifty-thousand soldiers.]
「It's fully equipped with multiple Panzer Soldats, large-class airships, and enough supplies and anti-aircraft cannons to last three years.」/ 「多数の機甲兵に大型飛行艇、3年は継戦できるだけの物資、対空砲も完備していましたから。」
In the context of "the Noble Alliance forces, after the civil war ended, barricaded themselves in Juno Naval Fortress," the localization wrongly chooses to put it as "during the war." Much the same, the second line is supposed to be talking about that single past event. Altina could've said: [It was equiped with multiple Panzer Soldats, large-class airships, and enough supplies amd anti-aircraft cannons to last three years.]
The localization translated this line very wrongly. The situation being "shifted" isn't the Northern War. Rean could've said: [To resolve that situation (Aurelia's barricade in Juno), the deal to set out for the Northern War was struck.]
The localization omits the mention of the Main Battle Tanks. Ash could've said: [I don't see any Main Battle Tanks/MBTs/Achtzenhs or Goliath Soldats. Do you?]
「Activity that's led us to believe they're planning something for the Imperial Provincial Council in Lamare.」 / 「ール州で開かれる領邦会議に合わ・せるように。」
「Over the past six months, there haven't been any confirmed reports of jaeger corps activity within the Empire.」 / 「──ここ半月、帝国各地で 活動していた複数の猟兵団の動きが確認できなくなっている模様。」
By virtue of omitting information, the localization causes this line to have the wrong information. In the first line. Wallace could've said: [But over the past half a month/two weeks, we've not seen activity from the multiple jaeger corps which, until then, had been moving suspiciously in the Empire starting six months ago.] Consequentially, it's the lack of movement so close to the Provincial Council that makes them wary. The third line straight up mistranslated "half a month"/"半月." Wallace could've said: [Over the past half a month/two weeks, there haven't been any confirmed reports of jaeger corps activity within the Empire.]
The localization outright mistranslates "tomorrow"/"明日." The Provincial Army Soldier could've said: [Ordis will hold the Imperial Provincial Council starting tomorrow. Immediately after that's done is the Summer Festival.]
「The Port City, Ordis.」 / 「《紺碧の海都》オルディスへ。」
The localization refuses to establish a term for this other name that Rean and Musse call Ordis. Given some uses of the Japanese term, it could be "Saphirl Port City"; given the name of a food item in the city, perhaps "Aquamarine Port City"; even if not the same kanji, maybe "Azure Port City." As long as it's not entirely omitted from the game.
The localization omits mentioning the location of the monster. Ash could've said: [Yeah, but once we're done sightseein', we've got a monster to kill on the beach to the south/southern beach/beach south of the city.]
The localization singles out Luna. Lord Quinn could've said: [I hope Luna and Eclair aren't too bored.]
The localization messes up the timeframe a little. The Provincial Army Soldier could've said: [You're in luck. With the Summer Festival happening soon, the town is really buzzing with activity.]
Just like in Chapter 2, a maid is made to call her "master"/"lord" her husband by virtue of the fact that the Japanese term can be used for both. Pamela could've said: [My Master/Lord doesn't like things that come from the capital.]
It's not meant to be "households "in plural; the context here is that the glass workshop is used by the Cayenne estate. Musse could've said: [In addition to the taverns, there's an orbment store, and a glass workshop that is popular with the duke household/Cayenne/duke's estate*.]
「My big brother is coming back tomorrow!」 / 「今日は兄ちゃんが帰ってくるんだよ!」
Straight up mistranslating "today"/"今日" in the localization. Luka could've said: [Guess what! My big brother is coming back today!]; And: [My big brother is coming back today!]
The localization omits the line also havimg mention of the fact that the emperor is the award giver. Luther could've said: [Gramps is the ultimate craftsman. He even received the Golden Emblem from His Majesty himself.]
「We get all our seafood from Rossel.」 / 「ちなみに魚介はそこのロッセルさんが卸してくれるんだ。」
The localization got this line wrong. It's not about drinking a lot, even the owner of the inn says the same, "卸して." Just as mentioned in the second line, by the tavern owner, Edmond. Old Man Rossel should've said: [Though, all I do nowadays is sell my catches here!]
The localization chose to have the guy who's emamored with his new boat, and gave it it's own name, ultimately call it a "this." The Cheerful Man could've said: [I need to make sure it doesn't compromise Radiance's beauty.]
The original isn't really about being or not being "self-made." Lord Beckford could've said: [I had to rid myself of some of the merchant ships my grandfather passed down to me as if they were worthless!]
The localization makes up the logic that the count would somehow still be in doubt of the participation of Great Houses with one day to go. Count Florald should've said: [I mean, will all four of the Great Houses' thoughts even be in alignment? This truly is mindboggling.]
The whole point of the quest is to make "decorations"/"飾り" for the Summer Festival, and the localization decides it should be "accessory." Kurt should've said: [So this is a jade shell...It'd make for quite the decorarion.]
The original doesn't make it sound like the Purple Jaegers already lost men against Rean and Class VII. The Purple Jaeger should've said: [There's no point in us losing our forces here today.]
The localization mistranslated this line and also makes it sound silly. None of the characters put any doubt that there are jaegers around or that the Purple Jaegers are jaegers; needing to confirm that just comes across as awkward. Patrick should've said: [It would have been great if we had actually captured those jaegers roaming the area.]
The original is about "accepting the government's reform plan"/"政府の改革案を受け入れる. Lord Beckford should've said: [This is a travesty! Does Marquis Ballad truly intend to accept the reforms of the government like this?!]
The original is about the lovers being in Ordis "every year"/"毎年" during the Provincial Council. Hearhcliff could've said: [We both come to town every year while the council is underway.]
The localizations not only mistranslate "current"/"現" but also "sentenced"/"判決が出される." Reins should've said: [The current Duke Cayenne is about to be sentenced.]
「You can enjoy the night life without worrying about the time.」 / 「鉄道のお時間を気にせず歓楽街を楽しむ事ができますよ。」
The first localized line gives the wrong idea. That would cause the second line to likely be interpreted as "Ordis' night life" when it's actually about in "Raquel"/"ラクウェル". Receptionis Harold should've said: [Our hotel offers a taxi service jto and from Raquel*.]
The localization singles out Juna, when it's her and Class VII. Louise could've said: [Juna and everyone/Everyone/Class VII, see you later.]
The localization leaves to the imagination, for better or for worse to some, that she got a "nosebleed"/"鼻血." Angelica could've said: [Haha. Well, the three girls were so cute that I got a nosebleed--ahem, excuse me.]
The localization mistranslated "町" as "school," which doesn't have anything to do with it. Sister Olfa should've said: [There was a shooting near the city the other day...]
submitted by o0TG0o to Falcom [link] [comments]


2024.05.16 02:42 Otherwise_Wave7634 Credit One keeps declining

I have a Credit One credit card. I recently made a payment that posted and have available credit. My card keeps getting declined everywhere even though I have available credit. I’ve tried it online. I’ve tried it in person. Tried multiple merchants. I’ve called them multiple times and I cannot get an answer or a solution from Customer service. Has anybody else had this issue and if so, did it ever get resolved or did you find a solution for it?
submitted by Otherwise_Wave7634 to CreditCards [link] [comments]


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submitted by ai_online_biz to viral_ai_profits [link] [comments]


2024.05.16 00:30 AutoModerator General Questions Thread, May 15, 2024

A thread for new collectors to ask basic questions of the community.
Frequently Asked Questions below!
A longer version of the subreddit rules is here.
For questions specifically concerning bootlegs or vendor legitimacy, please ask in the Bootleg Megathread.
NSFW & Spoiler Guidelines
  • For Self Posts: include a bolded NSFW note next to links in that post.
  • For Links to sites/images: If the figure is NSFW, or the website has any NSFW content (including ads) be sure to tag your post NSFW and use the appropriate link flair.
Bootlegs
Any collection posts containing bootlegs, comments advocating buying bootlegs, or links to sites selling bootlegs, recasts, or unlicensed merchandise will be removed.
People often ask about the legitimacy and/or safety of a number of websites which sell large resin statues. The more commonly-asked of those deal primarily in resins from studios which do not have a license from the Japanese IP holders to produce merchandise. Therefore links to those sites are not permitted here. Another sign is if MyFigureCollection doesn't list the either the statue, its manufacturer, or the shop it's being sold on.
MyFigureCollection
My Figure Collection is like MyAnimeList... but for figures! Their database includes thousands of items which been produced during the last couple of decades, along with reviews of shops and other helpful articles. One can also list their own collection and post gallery photos.
Shops
Retailers:
AmiAmi HobbySearch Mandarake (sells rare figures) Good Smile Company Online Shop (often has exclusives) Good Smile Company US shop Crunchyroll Store Hobby Link Japan (aka HLJ) Solaris Japan (MFC partner) BigBadToyStore (MFC partner, US retailer) Big in Japan (also has proxy service) Tokyo Otaku Mode FigureHaven Archonia (EU) Yorokonde (EU) Figuya (EU) Gamersheek (UK) Jungle
List of retailers on MFC
/AnimeFigures' List of Retailers
Community Guide to Shopping in Japan
Blogs/News:
Nekomagic (News/Previews) NyaaFigurines (Reviews/Releases) Kahotan's Blog (News/Reviews) Figma Blog (JP)

Buying & Shipping

1. What’s the best place to buy my anime figures from?
That’s going to depend a lot on what works for you, but most people around here buy them from Amiami, Big in Japan, Hobby Search, HobbyLink Japan, or Tokyo Otaku Mode. If none of those work for you for whatever reason, there’s a list of reputable retailers in the sidebar that you can check out at any time. Be extra careful when ordering figures from websites like Amazon or ebay, as there are a lot of bootlegs on those sites. Don’t be afraid to ask in our Bootleg Megathread if you’re unsure.
2. What differences are there between the shipping options I get from most Japanese shops?
Below is a rundown of the main shipping choices you’ll get at most retailers. Keep in mind that if an order is large enough you will be forced to use one of the more expensive options, as SAL shipments have lower size and weight restrictions.
  • Unregistered SAL: Sometimes referred to as uSAL, is usually the cheapest method. It does not come with any tracking or insurance. Usually takes up 2-4 weeks for delivery.
  • Registered SAL: Sometimes referred to as rSAL, is insured for the declared value up to 6,000 yen. It comes with a tracking number and usually takes 2-4 weeks for delivery.
  • EMS: This method of shipping is much faster than either SAL options, usually arriving within a week of shipment. EMS shipments are insured for the declared value up to 2,000,000 yen.
  • Airmail
  • E-packet
  • Surface: Shops don't offer this very often. It's an actual cargo ship and slow as a result.
  • DHL: Becoming more available as an alternative to EMS on AmiAmi and other sites. Can be less expensive than EMS and of comparable speed, but may be more reliant on the specific geographical area being shipped to. The price is also determined by the size of the box. Offers their own tracking.
3. I placed two+ orders for figures at different times. Will my items be shipped together, or will I have to pay shipping twice?
Most shops will ask you to pay shipping on a per-order basis, but here are some that will allow combined shipping:
  • Amiami: You can combine orders here, as long as the orders ship in the same month. It doesn’t matter if the item is new or preowned. Any preorders that are set for that month can also be combined with other orders for that month. However, be aware that if the preorder gets delayed, Amiami will remove that item from that month’s shipment and place it on a new order. To combine orders on Amiami, use the “Combine Orders” feature under “My Account”.
  • Hobby Search: Hobby Search will let you combine orders that release in the same month, but you cannot combine in stock items with preorders. If you want to combine multiple preorders, or multiple in stock items, you can do so using the “Order Recombination” feature on your account page.
  • HobbyLink Japan: At HLJ, you have the option to send paid orders to their “Private Warehouse”, where you can store them for up to 2 months. When you’re ready to ship the items, you simply select which items to ship and HLJ will combine them into one shipment for you. To use this, just select the “Private Warehouse” option as shipping when you order.
If you’re unsure about whether or not a shop we haven’t listed will combine your orders, please refer to their individual FAQs.
4. When will I get charged for my preorder?
Most Japanese shops charge you once the item is in stock and ready for shipment. When that happens, they will send you an email asking for payment. Some shops (mostly overseas ones), will allow you to pay for the item up front though, if you’d like. A few with that option are:
  • Big in Japan (Japanese store)
  • Tokyo Otaku Mode
  • Anime Island
  • Crunchyroll
Keep in mind that overseas stores will likely get the figure a few months after Japanese ones, so pay attention to the release date stated on the website you are buying from so as to avoid that confusion.
5. Should I expect to pay customs fees when importing figures?
That depends on where you live. Here’s a quick rundown:
  • Australia: 10% GST is now assessed up front.
  • Canada: Minimum declared value for charges is around CAD$20 for regular shipments, and CAD$60 for gifts (gifting something only seems to lower the declared value by about CAD$40, not deplete it completely). When using Amiami, try their Small Air Packet option. It comes with tracking, gets there in about the same time as EMS, and is better at avoiding customs.
  • European Union: As of 1st July 2021, VAT has to be paid on all goods imported from outside of the EU. Retailers are supposed charge VAT for purchases under €150, however many Japanese retailers currently do not, so VAT will be charged when your order arrives in the EU. Orders that are >€150, VAT and duty will be charged by your local customs.
  • UK: As of 1st January 2021, VAT is to be charged by retailers for orders <£135. However, customs isn't currently charging VAT on parcels valued at <£135, even if the VAT hasn't been paid. Goods >£135 will have their VAT and duty calculated and charged by customs.
  • Mexico: Minimum declared value for customs fees is USD$300 for shipments by post, and USD$50 for shipments by courier.
  • United States: A shipment has to have a declared value of USD$2,000 before customs starts hitting you with fees, so you most likely won’t have to worry about them at all.
6. The figure I want is an exclusive, how do I go about ordering one outside of Japan?
You have three options for this:
A. Big in Japan is known to stock exclusive figures and ship to other countries. Usually the price is higher because they build in their proxy fees, but it’s easier than worrying about using a forwarder or proxy service. If you live in the US, Crunchyroll, Right Stuf, and Tokyo Otaku Mode also get exclusives sometimes, but out of the states the shipping can get expensive.
B. Forwarding Services: A forwarder is someone who you ship an exclusive item to so that they can forward the package on to you, usually for a flat fee + shipping. When using a forwarder you still make the purchase yourself, and enter their address into the shipping field. When the box arrives at the forwarder they will then stick your address onto the package and send it on its way.
Some popular forwarders are:
Be sure to read each sites instructions on forwarding carefully!
C. Proxy Services: With a proxy, you tell them what the item you’re looking for is and they will purchase it in your stead. This is handy for when a company doesn’t accept foreign credit cards, or you’re having trouble navigating a Japanese website.
Some popular proxies are:
Again, be sure you thoroughly read through each sites proxy instructions.
7. I see a bunch of really cheap figures that ship from China on ebay. Are those okay to buy?
Generally, no. They’re most likely bootlegs. If you want a second opinion on that, feel free to ask in the Bootleg Megathread that’s always stickied at the top of the sub.
8. What’s a bootleg, and how can I avoid buying them?
A bootleg is a counterfeit figure often made using rejected molds of the official product. They are usually priced significantly lower than the genuine article, and in order to make their profit, bootleggers use lower quality materials and have less attention to detail- resulting in a substandard figure.
The Bootleg Megathread that I mentioned in question 7 is a great tool to avoid buying any bootlegs. It has a few tips and tricks to avoiding them to begin with, and a few more on how to spot them if you’re worried you might already own one.
9. Does anyone know when figure X is going to be released? How do I know if it was delayed?
My Figure Collection (sometimes referred to as MFC) does an excellent job of staying on top of information like release dates and delays. If you’re curious about an upcoming figures release date, check there first. This information can be found directly under the “Releases” section on a figure’s entry. If you only see a month and a year in that section, it means the release date has not yet been announced by the manufacturer, and there is still a chance the figure could be delayed.
If you make an account on MFC you can also subscribe to comments, changes, and pictures via a checkbox on the right hand side of a figure’s listing. Subscribing to any of these things will allow MFC to send you an email anytime the subscription in question updates. Subscribing to “changes” is a great way to keep up with release dates and delays, among other things.
10. The figure I want is long sold out at normal retailers! What’s the best place to pick it up in the aftermarket?
A list of reputable retailers can be found under the “Shops” section of the /AnimeFigures sidebar. They all sell legitimate products, and many of them also sell figures second hand. However, the most frequently suggested second hand sites are Mandarake and Amiami- who has a preowned section that they update every night save Sundays and Japanese holidays around 1PM JST and again around 6PM JST.
AmiAmi grades their pre-owned items on a letter scale. The general consensus from buyers is that their ratings are conservative, so unless the item and/or packaging is specifically indicated as having significant flaws, pre-owned items from them are usually in at least as good a condition as their rating suggests.
Note: When you search Mandarake, you’ll get the best results by using the Japanese characters for whatever you are searching. If you don’t know them, you can find them on MFC by clicking on any of the “details” in that figure’s listing.
11. Amiami has a figure I’m interested in labeled as “For sale in Japan only”. Does this mean I can’t order it without a proxy or forwarder?
No, you can still order it. Amiami’s English site has that warning on many items, and it’s mostly meant to inform you that this product was made for a Japanese market, and as such, will have Japanese speaking/writing in it- so don’t expect any instructions to be in English. If Amiami doesn’t want foreigners buying a certain product, they won’t even list it on their English site.

Displaying Your Figures

12. What display cases do you recommend?
If you live near an Ikea try out one of these:
  • Klingsbo
  • Billy (Often used with Morliden doors (now the HÖGBO and glass shelves.)
  • Detolf: Formerly the go-to choice for inexpensive display cabinetry, the Detolf was first made flimsier around 2020 and then essentially phased out of the name, to become the BLÅLIDEN. Knockoff versions of widely-varying quality are commonly found on other shopping sites these days, though.
*If you decided on a Detolf, you might find that there is a lot of wasted space. Here are a few tutorials on raising the shelves or and adding extra ones in.
If you don’t live near an Ikea, Amazon has a few display options, though they are more expensive. Also keep an eye on your local Craigslist (or your country’s equivalent) and stores near you that are closing up.
13. What lighting do you guys recommend?
Ikea’s Dioder LED strips were discontinued after a long run. A current version is the Vattensten, if you're inclined to buy your case and lights at the same time.
LED strips have become very commonly available in recent years; most hardware and home furnishing stores carry a selection now. Just make sure that the lights don’t get too hot!
14. What are those clear plastic boxes that I see under everyone’s figures in their collection posts, and where can I get them?
Those are called risers. Most of us use standard acrylic risers like these. Some other, easy to find things that have been suggested are:
Check your local hobby store for the first 2 options, or your local hardware store if you want to make your own.
Another common suggestion is to visit The Container Store if you have one near you. They have a lot of things to choose from that can suit a variety of needs. Be sure to check out their standard acrylic risers, their Amac boxes, and the various display cases they sell (baseball cases, mini car cases. hockey puck cases, etc).
15. Should I keep my figures sealed?
That is, of course, up to you really, but here are a few things to keep in mind when debating this question:
  • Keeping it sealed can actually damage your figure. PVC figures usually have something called plasticizer in them, and that plasticizer needs to be able to breath. If a PVC figure isn’t exposed to oxygen, after a period of time the plasticizer starts to break down and form a sticky substance on the surface of the figure. Simply opening your figures and taking them out of the box prevents this from happening. If you happen to find plasticizer goo on one of your figures, Kahotan has a handy guide for dealing with it.
  • Unlike some other figure markets, keeping an anime figure sealed won’t raise its value by a whole lot. In fact, because of the plasticizer problem mentioned above, your figure could actually be in better condition if you open it versus keeping it sealed.

Finding the Right Figure(s) for You

16. What are "scales" and "prizes"? What is the difference between them?
Those are classifications for figures based on a few factors.
  • "Prizes" are generally more simply produced figures which are intended to be given as prizes for playing arcade games. They are inexpensive and lack the detail of scale figures, though some prize figure lines have standouts which may approach lower-end scales in quality. That is uncommon and often depends on the individual figure.
  • "Scales" are called such because they are nominally designed to be proportional to the dimensions of the character which they are based on. They are generally of much better manufacture and materials than prize figures, allowing for more detail in painting, accessories, or complex poses.
  • "Trading" figures appear in gashapon machines or as blind boxes on shop counters, often as sets which include multiple characters. As suggested by the class name, the randomness encourages trading. They are usually very inexpensively-produced, though as with prizes, some series are better than others.
  • "Non-scale" encompasses a variety of other categories. It is often used to describe poseable figure lines such as figma and Nendoroids.
In recent years producers such as Good Smile Company attempted to further bridge the gap between prize quality and scales by introducing figure lines which are intended to be moderately-priced while retaining a higher level of detail than the typical prize figure, to varying levels of success.
17. There are so many figure companies! Who makes good figures?!
Obviously this is a very subjective question, but as a general starting point, here are a few well renowned figure companies:
  • Alter
  • Max Factory
  • Good Smile Company
  • Kotobukiya (usually hit or miss for people. Use your best judgement based off of the prototype)
  • Flare
  • Stronger
18. I really love “series X / character X”- how can I check if any figures were ever made for it?
My Figure Collection can be your best friend here. Simply do a search on the name of the series or character using the search bar located at the top right of the screen, and all associated figures pop up!
Alternatively, if you’re looking at a figure’s MFC entry, most of the text under the “Details” section can be clicked on and used to run a search.
19. How can I commission a custom figure?
None of the major figure companies (Alter, Kotobukiya, Good Smile Company, etc.) will take a commission for a single figure. This thread has a few websites in it that you can check out, or you can look into garage kits. Some kit painters would be willing to resculpt, frankenstein together, or otherwise modify kits for the right price.
If you're looking for help completing a garage kit, /brushforhire may be useful.

Keeping Up with New Announcements

20. How can I keep up with figure news (announcements, updates, etc.)?
Most people use a MFC combined with any or all of the following news sites:
Many figure companies are active on Twitter, so following them there is recommended for quicker news.
To use MFC for this I’ll quote question #9.
If you make an account on MFC you can also subscribe to comments, changes, and pictures via a checkbox on the right hand side of a figure’s listing. Subscribing to any of these things will allow MFC to send you an email anytime the subscription in question updates. Subscribing to “changes” is a great way to keep up with release dates and delays, among other things.
Most companies have one or more Twitter accounts. Some examples: Good Smile Company sales, Good Smile's USA branch, Max Factory, AmiAmi Hobby News.
21. Everyone’s excited about something called Wonfes….. what the heck is that?!
WonFes (short for Wonder Festival) is a biannual figure expo where many figure producers (both large and small) show off new sculpts and updates to figures already under way. Most companies save their most exciting announcements for WonFes, so we all look forward to the expo whenever it rolls around! Winter Wonder Festival is usually held in February, while Summer Wonder Festival is usually in July. The event has also spread to Shanghai, in the late spring.
22. One or two (or 15) figures were announced at WonFes that I’m really excited about! How can I keep track of their progress once the event is over?
MFC is always really quick about getting new WonFes announcements (or any others throughout the year, for that matter) listed in their database, so we suggest using that. To find a figure from the event you can search any number of things, including the name of the character or the name of the show. You can also use the tag search to search “WonderFestival 20xx_[season]” to see all items announced at that event.
submitted by AutoModerator to AnimeFigures [link] [comments]


2024.05.16 00:01 ahead-market DADA Q1 2024 Earnings: Revenue Decline and Net Loss

DADA reported a revenue decline of 3.3% to $2.45 billion and a net loss of $328 million in Q1 2024, with significant challenges in the JD NOW segment.

Key Metrics

Revenue $2451.8M -3.3%
Operating Expenses $2817.5M
Operating Expenses Growth -3.7%
Net Income $-328.0M
Earnings Per Share $-0.31
Cash and Cash Equivalents $3813.2M
Segment Performance
Business Highlights
Guidance
Future Business Drivers: - Making the shopping journey smoother and continuously improving selection, speed, quality, and value to enhance user experience and drive greater penetration among JD.com users. - Strengthening rider ecosystem and enhancing fulfillment capabilities to continue expanding market share in the third-party on-demand delivery industry.
Additional Notes
Expectations: MISS
The reported revenue of $2.45 billion is significantly higher than the analysts' average estimate of $368.27 million for Q1 2024, suggesting a possible discrepancy in the figures or a misunderstanding of the scale covered by analysts. The net loss of $328 million contrasts sharply with the analysts' average EPS estimate of $0.04, indicating a substantial negative surprise.
submitted by ahead-market to ahead_market [link] [comments]


2024.05.15 21:26 Mad_Spank Need help with backend unit testing using Vitest

This is the method under the test and then the test I'm writing. I've mocked all async method and DB calls with vi.fn() but it still runs into time out (timeout change doesn't help)
private async getOrderDataForId( orderData: any, splitOrders: any, responseOrders: any, tenant_id: number, trackingId?: string, ) { this.#logger.info({ trackingId, message: "get order data for given orderID - start", data: { id: orderData.id, tenant_id: orderData.tenant_id }, }); const existingOrderData = await ManufactumCoreOrderService.getOrderById( orderData.id, orderData.tenant_id, trackingId, ); if (!existingOrderData existingOrderData.length < 1) { this.#logger.error({ trackingId, message: "Order doesn't exist with id: ", }); FbxError.throwBadRequest("WMS_Order_3", "Order doesn't exist with id: "); } const newOrderData = JSON.parse(JSON.stringify(existingOrderData)); this.#logger.info({ trackingId, message: "get order data for given orderID - end", data: newOrderData, }); // optimize order_items for (const [key] of Object.entries(splitOrders)) { const position = parseInt(splitOrders[key][0].splitorder_position); const number = parseInt(splitOrders[key][0].orderId); if (key === "1") { console.log("=======got into if block"); newOrderData.splitorder_position = position; newOrderData.parent_id = orderData.id; newOrderData.order_items = []; for (const [index] of newOrderData.order_addresses.entries()) { delete newOrderData.order_addresses[index].id; } for (const [index] of newOrderData.order_partners.entries()) { delete newOrderData.order_partners[index].id; delete newOrderData.order_partners[index].order_id; } // prepare new order newOrderData.splitorder_number = number; let total_weight = 0; let total_volume = 0; for (const splitOrderItem of splitOrders[key]) { const index = existingOrderData.order_items.findIndex( (item: any) => item.article_barcode == splitOrderItem.barcode && item.item_number === splitOrderItem.ManufactumPositionNumber, ); if (index < 0) continue; const orderItemData = existingOrderData.order_items[index]; orderItemData.amount = parseInt(splitOrderItem.amount); orderItemData.item_number = splitOrderItem.ManufactumPositionNumber; const articleId = orderItemData.article_id; let articleData = await DB.query( "select weight, length, width,height from articles where id = ?", [articleId], ); articleData = articleData[0]; const weight = articleData.weight; const _total_weight = await this.calculateAnyISOUnitToAnyIsoUnit( "KG", "GRM", weight * orderItemData.amount, ); const width = articleData.width; const height = articleData.height; const length = articleData.length; const realVolume = width * height * length; const maxVolume = (realVolume + realVolume * 0.05) * orderItemData.amount; total_volume += maxVolume; total_weight += parseFloat(_total_weight); orderItemData.WMS_Positionsnummer = parseInt(splitOrderItem.WMS_Positionsnummer); if (existingOrderData.order_items[index]) { existingOrderData.order_items[index].WMS_Positionsnummer = orderItemData.WMS_Positionsnummer; } newOrderData.order_items.push(existingOrderData.order_items[index]); } newOrderData.total_weight = total_weight + 200; newOrderData.net_weight = total_weight; newOrderData.volume = total_volume; // create split order this.#logger.info({ trackingId, message: `Create split order for order id:${orderData.id} - start`, data: newOrderData, }); const newOrder = await ManufactumCoreOrderService.createOrder(newOrderData, orderData.tenant_id, trackingId, false); if (!newOrder) { this.#logger.error({ trackingId, message: "Failed to create order csv." }); FbxError.throwInternalError("WMS_Order_4", "Failed to create order csv."); } this.#logger.info({ trackingId, message: `Create split order for order id:${orderData.id} - end`, data: newOrder, }); this.#logger.info({ trackingId, message: `Update order id:${orderData.id} - start`, data: newOrderData, }); const updateQuery = "UPDATE orders SET erp_id = \"\" WHERE id = ?"; await DB.query(updateQuery, [orderData.id]); this.#logger.info({ trackingId, message: `Update order id:${orderData.id} - end`, data: newOrder, }); } else { console.log("=======got into else block"); const newOrderManufactum: any = { id: orderData.id, new_order_number: formatNumbers( parseInt(await this.getNewOrderNumber(orderData.tenant_id, "Split")), 10, ), erp_id: existingOrderData.erp_id, splitorder_number: number, splitorder_position: position, order_items: [], }; for (const splitOrderItem of splitOrders[key]) { newOrderManufactum.order_items.push({ new_order_item_number: await this.checkIfPositionIsStandardInt( splitOrderItem.ManufactumPositionNumber, orderData.id, splitOrderItem.barcode, tenant_id, ), amount: parseInt(splitOrderItem.amount), change_amount: false, WMS_Positionsnummer: parseInt(splitOrderItem.WMS_Positionsnummer), }); } responseOrders.push(newOrderManufactum); } } } describe("getOrderDataForId", () => { let repo: any; let orderDataMock: any = { "id" : 303226, "date" : "2024-04-10T14:00:11.000Z", "erp_id" : "0089123048", "tenant_id" : 4, "shipping_service_id" : 2, "shipping_type" : "", "shipping_priority" : 5, "customer_number_erp" : "", "payment_method" : "", "currency" : "", "parent_id" : 4766580, "splitorder_position" : 2, "splitorder_number" : "98873524", "order_status_id" : 47, "bill_number" : "", "sales_channel" : "", "system_id" : 4, "created_at" : "2024-04-10T16:00:11.000Z", "updated_at" : "2024-04-11T16:11:07.000Z", "order_type" : null, "order_tracking_number" : null, "tracking_id" : null, "return_tracking_id" : null, "wmsx_status" : "unprocessed", "volume_measurement_unit_id" : 5, "weight_measurement_unit_id" : 4, "volume" : 25.65, "total_weight" : 2486.0, "incoterms1" : "FH", "incoterms2" : "Frei Haus", "net_weight" : "2140.000", "number_of_packages" : 0, "ship_condition" : "Z0", "shipping_point" : "V007", "sales_organisation" : "0200", "warehouse_number" : "HER", "desired_delivery_date" : "20240403220000", "timezone" : "CET", "description" : "{}", "custom_attributes_MF" : "{\"VSART\":\"SP\",\"ZTERM\":\"D201\",\"PAPERTYPE\":\"AT\",\"BUNDESLAND\":\"Niederösterreich\"}", "is_valid" : 1, "delivery_type" : "LF", "document_status" : null, "document_timestamp" : null, "carrier_mapping_id" : 2, "label_response" : null, "Flyer" : null, "cod_amount" : null, "cod_purpose" : null, "ps_sync_id" : null, "processed_fine" : null, "WMS_Auftragsnummer" : null, "WMS_Teil_Auftragsnummer" : null, "drop_off_point" : null, "error_description" : "Failed to detect carrier. Country short name: AT, sales organisation: 200, VSART: SP, ship_condition: Z0", "packaging_id" : null, "fine_status" : null, "fine_processed" : null, "channel_id" : null, "channel_sign" : null, "channel_no" : null, "item_count" : null, "warehouse_id" : null, "priority" : null, "cancel_reason_code" : null, "cancel_reason" : null, "carrier" : null, "merchant_id" : null, "integrator" : null, "order_items" : [{"id": 2290664, "amount": 1, "article_id": 2939, "article_name": "Balkonkasten Stahl verzinkt gross", "article_barcode": "2050000804168", "article_description": "", "article_weight": 2.14, "erp_id": "000000000000018996", "hazardus_material_number": null, "short_text": "Balkonkasten Stahl verzinkt gross", "sales_unit_id": 1, "sales_unit_iso_measure": "CMT", "item_hierarchy": "000000", "loading_group": "0003", "partial_delivery": "C", "overdelivery_percentage": 0, "underdelivery_percentage": 0, "movement_type": "601", "reference_movement_type": null, "movement_indicator": "L", "cumulated_batch_quantity": "0.000", "distribution_channel": "10", "division": "01", "plant": "0100", "storage_location": "L007", "profit_centre": null, "number_profitability": "0000000000", "sales_item_number": "000000", "item_number": "000010", "sales_document": "0852011163", "sales_document_item": "000010", "sales_document_category": "C", "document_date": "20240402", "order_date_customer": null, "order_date_to_party": "00000000", "date_of_call_off": null, "weight": 2140, "material_type": "HAWA", "article_width": 19, "article_length": 91, "article_height": 15, "article_length_measurement_unit": "CM", "article_weight_measurement_unit": "KG", "WMS_Positionsnummer": "1", "change_amount": 0}], "order_addresses" : [{"id": 1060667, "salutation": "Firma", "name": null, "first_name": null, "last_name": null, "full_name": "Schlosserei Bock GmbH", "company_name": "", "street": "Ascherstraße", "street_number": "0180795", "house_number": "10", "postal_code": "2734", "city": "Puchberg am Schneeberg", "email": null, "country_short_name": "AT", "contact": "02636 2303", "floor": null, "room_number": null, "erp_id": "0026824582", "county": null, "address_notes": null, "fax": null, "time_zone": "CET", "address_info": {"AT":{"COUNTRYISO":"AT","LANGU_ISO":"DE"}}},{"id": 1060668, "salutation": "Firma", "name": null, "first_name": null, "last_name": null, "full_name": "Schlosserei Bock GmbH", "company_name": "", "street": "Ascherstraße", "street_number": "0180795", "house_number": "10", "postal_code": "2734", "city": "Puchberg am Schneeberg", "email": null, "country_short_name": "AT", "contact": "02636 2303", "floor": null, "room_number": null, "erp_id": "0026824582", "county": null, "address_notes": null, "fax": null, "time_zone": "CET", "address_info": {"AT":{"COUNTRYISO":"AT","LANGU_ISO":"DE"}}}], "order_partners" : null, "shipping_service_name" : "DHL", "order_status_name" : "Carrier and shipping type are not determined.", "order_status_code" : "error_2000", "shipped_out_date" : null, "invoice_number" : null, "weight_measurement_unit" : "G", "volume_measurement_unit" : "CDM" }; let responseOrders: any = orderDataMock; let splitOrders: any = { 1: [ { splitorder_position: 1, orderId: 123, }, { splitorder_position: 2, orderId: 124, }, { splitorder_position: 3, orderId: 125, }, ], }; beforeEach(async () => { repo = new ManufactumWmsxOrderRepository(); ManufactumCoreOrderService.getOrderById = vi.fn().mockResolvedValue(orderDataMock) DB.query = vi.fn().mockResolvedValue(orderDataMock); DB.query = vi.fn().mockResolvedValue(true); repo.calculateAnyISOUnitToAnyIsoUnit = vi.fn().mockResolvedValue(1); ManufactumCoreOrderService.createOrder = vi.fn().mockResolvedValue(orderDataMock); repo.getNewOrderNumber = vi.fn().mockResolvedValue("0088123456"); repo.checkIfPositionIsStandardInt = vi.fn().mockResolvedValue("000390"); }) test("should update responseOrders array", async () => { await repo.getOrderDataForId(orderDataMock, splitOrders, responseOrders, 4); }) }, { timeout:10000 }) 
submitted by Mad_Spank to node [link] [comments]


2024.05.15 21:18 SparkyNest [H] Recent Bundles +150 Steam Games [W] Want List or Paypal (from 0.80$ each)

    REP
Steam profile
IGSRep +118 trades confirmed
SGS Flair +237 trades confirmed
GameTradeREP +24 trades confirmed
       
Payment through Paypal (USD) using Good & Services option. Not accepting other type of payment (bitcoin, Venmo, etc). If you want to pay using F&F option fees are on your own (I'm from EU).
     
Press Ctrl + F to search games in the list
   
  Want List
  • Huntdown
  • We Were Here Forever
  • THE DARK PICTURES ANTHOLOGY: LITTLE HOPE
 
   
   
SPECIAL PACK This 12 games for 1$
  • Western Press Mk Cans II Character DLC
  • Western Press
  • Kholat
  • 140
  • MirrorMoon EP
  • Contraption Maker
  • Air Guardians
  • Gentlemen!
  • Gravity Badgers
  • Ignite
  • Tank Operations - European Campaign
  • McGuffin Curse
5$ * Earth Defense Force 4.1 The Shadow of New Despair + a ton of DLC * DLC list here
   
10$
Game deslisted from Steam
   
0.80$ each one
OFFER Buy 5 games of the this list for 3$
OFFER Buy 10 games of the this list for 4$
   
   
1.75$
OFFER Buy 3 games of this second list for 4$
   
submitted by SparkyNest to indiegameswap [link] [comments]


2024.05.15 21:18 SparkyNest [H] Recent Bundles +150 Steam Games [W] Want List or Paypal (from 0.80$ each)

    REP
Steam profile
IGSRep +118 trades confirmed
SGS Flair +237 trades confirmed
GameTradeREP +24 trades confirmed
       
Payment through Paypal (USD) using Good & Services option. Not accepting other type of payment (bitcoin, Venmo, etc). If you want to pay using F&F option fees are on your own (I'm from EU).
     
Press Ctrl + F to search games in the list
   
  Want List
  • Huntdown
  • We Were Here Forever
  • THE DARK PICTURES ANTHOLOGY: LITTLE HOPE
 
   
   
SPECIAL PACK This 12 games for 1$
  • Western Press Mk Cans II Character DLC
  • Western Press
  • Kholat
  • 140
  • MirrorMoon EP
  • Contraption Maker
  • Air Guardians
  • Gentlemen!
  • Gravity Badgers
  • Ignite
  • Tank Operations - European Campaign
  • McGuffin Curse
5$ * Earth Defense Force 4.1 The Shadow of New Despair + a ton of DLC * DLC list here
   
10$
Game deslisted from Steam
   
0.80$ each one
OFFER Buy 5 games of the this list for 3$
OFFER Buy 10 games of the this list for 4$
   
   
1.75$
OFFER Buy 3 games of this second list for 4$
   
submitted by SparkyNest to SteamGameSwap [link] [comments]


2024.05.15 20:39 dg005583 Disappointed

Purchased a monthly fitness/nutrition coaching program. Within 15 minutes of purchase, I realized this particular regiment included the use of PED’s. That was not something I wanted to partake in, so I reached out to the owner of “Get Slanked LLC” speaking directly to the owner, Seth Shaw, to cancel. After some back and forth I finally got him to cancel the subscription. Payment was not made in a P2P format. During this 15 minute period, there were no services rendered but a refund was refused. I was not sent a payment receipt at all. NFCU denied the claim stating “We did not find any record that the purchase was canceled or that your cancellation resulted in a refund.” Neither of which are accurate. While this dispute was open the owner contacted me and was extremely hostile over the phone. While speaking to a NFCU representative, she advised me to “contact the merchant for a cancellation receipt.” Which of course was of no luck. I’m extremely displeased as I have been banking with Navy Federal for years and have multiple auto loans with them, and they just hang me out to dry.
submitted by dg005583 to NavyFederal [link] [comments]


2024.05.15 18:53 Longjumping_Soup5231 denied service - won chargeback - now being sued

Civil motion Happening in quebec, I'm from another province.
Merchant denied service despite multiple attempts on my end to get the service. Email, message evidence. Eventually after 2 weeks of trying I contacted my bank. They looked at evidence, agreed with me and filed chargeback for over 30 000
Months letter I got a demand letter for the money back. My credit card told me to ignore and they were trying to bully me, now merchant is sueing in civil court for the money back. He is claiming no refund policy - which I understood but if they don't provide the service and refuse to answer you, isn't contract termininated. I have evidence of what was promised, and evidence of it not being delivered.
looking for possible angles to approach this - have also reached out to lawyers and deciding on the best fit.
submitted by Longjumping_Soup5231 to legaladvicecanada [link] [comments]


2024.05.15 18:47 Longjumping_Soup5231 got denied service - filed chargeback and won - now being sued

Civil motion Happening in quebec, I'm from another province.
Merchant denied service despite multiple attempts on my end to get the service. Email, message evidence. Eventually after 2 weeks of trying I contacted my bank. They looked at evidence, agreed with me and filed chargeback.
Months letter I got a demand letter for the money back. My credit card told me to ignore and they were trying to bully me, now merchant is sueing in civil court for the money back. He is claiming no refund policy - which I understood but if they don't provide the service and refuse to answer you, isn't contract termininated. I have evidence of what was promised, and evidence of it not being delivered.
looking for possible angles to approach this - have also reached out to lawyers and deciding on the best fit.
submitted by Longjumping_Soup5231 to CanadaLegal [link] [comments]


2024.05.15 18:05 bcsteeve Finding a place to rent... how?

We own in Kelowna. Wife got cancer that can only be treated in Van and it takes 1-3 years. Currently in Cancer Society housing until July 1. We can stay there longer, but they don't allow kids so our child is in kelowna with family until end of school year.
I thought our budget was OK and our requirements pretty basic. We can handle up to $4k/mo and need min 2 beds, 1.5 baths. We have 2 cats. Needs to be within 25 min drive of VGH (with traffic), but within 10-15 would be preferable. Preferably within similar distance to Kitsalano Secondary.
At initial searching, I wasn't too worried about it. I saw plenty of listings on Marketplace and Padmapper that fit the bill. But I started contacting them, and... ghosted. 100% ghosted. Of the 15+ enquiries I made, I got only one response to say it was gone.
Honestly I have so much going on right now I don't have the time or energy to focus solely on this task. Is there a better way I don't know about? Craigslist seems like a crapshoot. I found one professional "locator" service, but with a copyright date of 2019 and only 1 listing, I don't have confidence.
submitted by bcsteeve to askvan [link] [comments]


2024.05.15 16:02 docXfamas [H] DOOM Eternal DELUXE EDITION, Have a Nice Death, Dying Light Definitive Edition, Torchlight III, Romancing SaGa -Minstrel Song- Remastered, Omensight Definitve Edition and lots of other bundled games [W] Trepang2, PayPal, tf2 keys, gems, wishlisted games

Note:

HAVE

WANT

Mainly looking for PayPal (accepting most of the currencies, fees may slightly differ)
MY REP Wishlist
Gems
TF2 keys/ CS2 Cases
submitted by docXfamas to SteamGameSwap [link] [comments]


2024.05.15 16:01 docXfamas [H] DOOM Eternal DELUXE EDITION, Have a Nice Death, Dying Light Definitive Edition, Torchlight III, Romancing SaGa -Minstrel Song- Remastered, Omensight Definitve Edition and lots of other bundled games [W] Trepang2, PayPal, tf2 keys, gems, wishlisted games

Note:

HAVE

WANT

Mainly looking for PayPal (accepting most of the currencies, fees may slightly differ)
MY REP Wishlist MY IGS REP
Gems
TF2 keys/ CS2 Cases
submitted by docXfamas to indiegameswap [link] [comments]


2024.05.15 14:47 OwlsGoBrrr Dont order food in Dominos

I ordered Dominos Pizza in Grab and they choose to use their own drivers so there is no way to track where the order is.
Yes, theres an option in the official website to track the driver, but that isnt helpful either because theres no update.
When you contact the merchant (since thats the only option you have in contacting them), they dont answer. You will be in the dark. No updates. Nothing.
I ordered around 6:35pm and have been waiting for the delivery to arrive without knowing when it will arrive because theres no update.
Just wanted to share this kasi I checked the reviews dun sa store na yun (Millenium Building) and I saw that alot of us were having the same issues such as No updates on when the delivery will arrive, 2-3 hours wait time, Garbage customer service, and not knowing if the delivery is actually coming or not.
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2024.05.15 13:04 Vivid-Spread1007 Exploring the Rapid Expansion of the Mobile Payment Market

The mobile payment market is rapidly expanding, driven by increasing smartphone penetration and a shift towards digital transactions. This market enables users to make payments using mobile devices, often through apps or mobile banking. It encompasses various methods, including NFC (Near Field Communication), QR codes, and SMS-based payments. Key growth factors include convenience, improved security features, and the rise of e-commerce. Major players include tech giants like Apple, Google, and Paytm. The market is also seeing significant innovations in fintech and regulatory support for cashless transactions, catering to a tech-savvy, convenience-seeking global consumer base.
Mobile Payment Market Size and Growth
The mobile payment market has exhibited significant growth, with the global market size valued at nearly USD 2,986.00 billion in 2023. This surge is propelled by the widespread adoption of smartphones and the increasing acceptance of digital transactions across various sectors. Consumers and businesses alike are leveraging mobile payment technologies for their convenience, speed, and enhanced security features. This market includes a range of payment methods such as NFC, QR codes, and mobile wallets, which have become integral to the daily financial interactions of millions globally.
Looking ahead, the market is poised for continued expansion. It is projected to grow at a compound annual growth rate (CAGR) of 18.8% from 2024 to 2032. By the end of this period, the market size is expected to reach approximately USD 14,422.00 billion. This growth trajectory is supported by technological advancements, increasing financial inclusivity, and evolving consumer behaviors that favor contactless and cashless payment options. Additionally, regulatory changes and the introduction of more sophisticated payment solutions are set to further boost market growth, reflecting an increasing dependency on digital payment platforms in the global economy.
Mobile Payment Market Trends
The mobile payment market is characterized by several key trends that are shaping its evolution and growth:
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  1. Increased Adoption of Contactless Payments: The trend towards contactless payments has accelerated, particularly due to health concerns raised by the COVID-19 pandemic. Consumers prefer tapping their phones or smartwatches over traditional cash or card transactions, driving the widespread adoption of NFC (Near Field Communication) technology.
  2. Growth in E-commerce: As online shopping continues to grow, so does the use of mobile payments for digital transactions. Consumers find it convenient to pay directly through mobile apps or websites, which has fostered tighter integration of payment systems into e-commerce platforms.
  3. Rise of Mobile Wallets: Mobile wallets like Apple Pay, Google Wallet, and Samsung Pay are becoming increasingly popular. These platforms not only allow users to store multiple payment methods securely but also offer rewards and the ability to manage financial transactions from a single interface.
  4. Financial Inclusion: Mobile payments are playing a crucial role in enhancing financial inclusion, especially in developing countries where traditional banking infrastructure is limited. Mobile money solutions provide a gateway for unbanked and underbanked populations to participate in the financial system.
  5. Regulatory and Security Enhancements: As the volume of mobile payments increases, so does the focus on security. Advanced authentication technologies, including biometrics and blockchain, are being implemented to ensure transaction security. Additionally, regulations are being updated to protect consumers and ensure fair practices within the mobile payments ecosystem.
  6. Integration with IoT: The Internet of Things (IoT) is increasingly intersecting with mobile payments, enabling transactions through connected devices. Examples include smart appliances that can reorder supplies automatically and cars that can pay for fuel or tolls.
Market Opportunities and Challenges
The mobile payment market presents a range of opportunities and challenges that influence its development and scalability:
Opportunities
  1. Expansion into New Markets: With mobile penetration increasing globally, there's significant opportunity for mobile payment solutions to expand into emerging markets, particularly in regions like Africa, Asia, and Latin America, where traditional banking infrastructure is less developed.
  2. Technological Innovation: Innovations such as blockchain and cryptocurrencies offer new ways to conduct secure, transparent transactions. These technologies can reduce fraud and enhance the efficiency of payments, presenting a substantial growth opportunity for the industry.
  3. Partnerships with Financial Institutions: By partnering with banks and other financial institutions, mobile payment providers can tap into existing customer bases while offering enhanced services, such as improved security features and loyalty programs.
  4. Integration with Other Services: Mobile payments can be integrated with other services like public transport systems, healthcare, and retail, providing seamless payment experiences and increasing user engagement and satisfaction.
Challenges
  1. Security Concerns: Despite advancements, security remains a significant concern. The risk of data breaches and fraud can deter users from adopting mobile payment solutions, necessitating continuous improvements in security measures.
  2. Regulatory Compliance: The mobile payment sector faces complex and varied regulations across different regions, which can complicate expansion efforts and increase operational costs. Compliance with these regulations is crucial but challenging, especially for new entrants.
  3. Fragmentation and Interoperability: The market is fragmented with numerous platforms and standards, making interoperability a significant challenge. Consumers and merchants may find it difficult to navigate these varied systems, which can hinder the adoption and scalability of mobile payment solutions.
  4. Consumer Trust and Adoption: Building consumer trust is essential, especially in regions where cash has been the predominant mode of transaction. Changing consumer habits and convincing them of the benefits and reliability of mobile payments is a gradual and ongoing challenge.
Market Dynamics
The mobile payment market is driven by a complex interplay of dynamics that include technological advancements, consumer behavior, regulatory frameworks, and economic factors. Here are some of the key dynamics shaping this market:
  1. Technological Advancements: Technology is at the core of the mobile payment market's expansion. Innovations such as near-field communication (NFC), blockchain, and biometric authentication are enhancing the security and efficiency of mobile payments. These advancements not only improve user experience but also expand the scope of mobile payments in terms of capabilities and reach.
  2. Consumer Adoption and Behavior: Consumer preferences are shifting towards convenience and speed in transactions, which mobile payments can offer. The widespread use of smartphones has facilitated this shift, making mobile payments more accessible to a broader audience. However, consumer behavior can vary significantly across different regions and demographics, influencing the pace and pattern of adoption.
  3. Regulatory Environment: The regulatory landscape for mobile payments is evolving as governments worldwide recognize the importance of regulating digital transactions to ensure security and prevent fraud. Regulations affect how companies operate, the level of security required, and the introduction of new features or services. Compliance with these regulations can be both a challenge and a driving force for innovation within the market.
  4. Economic Impact: Economic factors, including disposable income levels and the overall economic environment, play a crucial role in the adoption of mobile payments. In thriving economies, consumers are more likely to engage with new technologies, including mobile payments. Conversely, in regions with less economic stability, the adoption might be driven by necessity, such as for financial inclusion of the unbanked.
  5. Competitive Landscape: The mobile payment market is highly competitive, with major tech companies, traditional banks, and fintech startups vying for market share. This competition fosters innovation and drives improvements in service offerings, but it also creates a fragmented market landscape that can confuse consumers and complicate interoperability between different payment systems.
  6. Integration with Other Industries: Mobile payments are increasingly integrated with other sectors such as retail, transportation, and healthcare, which opens new avenues for growth but also requires complex collaborations and partnerships. These integrations often lead to improved customer service and operational efficiencies.
Competitive Landscape
The key players in the industry includes:
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