Account hot file

Pictures of dogs!

2009.08.27 22:50 Pictures of dogs!

Pictures of dogs!
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2012.10.27 00:06 gerter1 Aquascape

A central hub for Aquascaping techniques, articles, news, and more. This Subreddit is meant to teach and show the art and science of Aquascaping and the method of designing layouts.
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2012.07.14 06:46 Battlefield 4

The Official Battlefield 4 Subreddit
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2024.05.14 02:51 jnkbndtradr Entrepreneurs & Bank Loans

I want to share a use case for keeping your books clean that I don’t see talked about a whole lot - banking and access to capital.
It’s much more difficult to get most types of funding as a business owner than an employee. I’ve gone through the hell that is mortgage underwriting personally, and have walked countless clients through the same process. Below is a real story from 2022.
Don is one of my bookkeeping clients. He built a very successful luxury landscape design company that has operated in Texas over the past 7 years. A typical month for him has him grossing between $50k - $150k depending on deals in the pipeline.
A couple years ago he found a house he wanted to buy - actually his first home, and started the underwriting process with the bank that held his business accounts. They wouldn’t give him the loan.
He called me up, pretty upset about it, and I understood his frustration. His credit score is just shy of 800. He had 20% down. He had strong revenues. While his jobs were very cost intensive, he ran a relatively lean operation and was keeping 20-30% on each job. He could cover the note easily, so it just didn’t add up.
I asked him if his bank gave him a reason for why they rejected his application, and after some back and forth, we uncovered that his bank was asking for some documentation that he didn’t have yet - specifically his most recent tax return.
Banks usually want two years of tax returns when underwriting self employed. The house he was looking at came on the market in June, and he had filed an extension like he had a habit of doing every year. His CPA was covered up in work, and told him that the return wouldn’t be done until likely August. Market was hot, in heavy favor of the seller, and there were already other buyers touring the property, so Don was feeling the pressure to do something to get the bank what they wanted.
We ended up asking the bank if they would accept a P&L for the missing tax year instead. They said they would take the P&L for the current year as that was required for underwriting anyway, but they wouldn’t accept it in lieu of the prior year tax return. SOL.
We decided to pivot his strategy and find a lender that was more disposed to lend to the type of borrower profile he fit, and ended up beating down the doors of a handful of bank statement lenders. The way it ended up working was Don was underwritten based on his business bank statements coupled with his financial statements instead of the traditional self employed process of tax returns.
Ultimately Don closed on his new home a couple months later using one of these lenders. He had to pay a premium on the interest rate, but since this was a couple years ago, I think his APR would be considered attractive in today’s mortgage market.
There are a handful of key takeaways here. If Don had known he was going to be shopping for a home that year, he should have filed his tax return by the standard deadline instead of filing an extension. This would have opened him up to be able to shop more mortgage lenders, and he’d probably have a better rate.
If Don had not cared enough to keep his books clean on an ongoing basis - especially since he could afford to get it done - he would have been scrambling even more to put together the documentation necessary for underwriting, even with the lender who ended up funding him.
Maybe most important - he wanted to get the deal done no matter what. Didn’t matter that he had what he considered a great relationship with his primary bank. They wouldn’t fund him. He was willing to knock on doors and find a lender that would, and that is the main reason he is swimming in his pool at his new home today.
Food for thought, y’all. Small business finance is tricky in the US if you don’t fit the mold of high salary W2. If you only think of your bookkeeping expense as a non-value add only for tax compliance, you’re being short-sighted.
submitted by jnkbndtradr to EntrepreneurRideAlong [link] [comments]


2024.05.14 02:31 idkwtdwmylaph Gsave by CIMB Account Restriction

Hi, I donʼt know where else to raise this concern. I opened a Gsave account by CIMB Bank yesterday and deposited money. I received a banner above saying I should upgrade my Gsave account in order for me to use it for more than 12 months. My impulsive self directly filled up the necessary info that was needed without double checking it. Then it lead me to download the CIMB Bank app to connect my Gsave account.
I complied the necessary requirements; valid ID (front & back) & the app scanned my face. But upon checking not long after, I received an email saying, “On your GSave application, we are having trouble authenticating your ID and selfie check. Because of this, we regret to inform you that we won't be able to proceed with your application.”, even though my ID was in fact valid, and my “selfie” was just a mere face scanning procedure. I cannot log in to the CIMB Bank app because it did not accept the requirements that I gave.
When I got back to Gcash to check, my account was restricted saying I do not meet the minimum eligibility requirements and stuff.
I called CIMB customer service 3 times! The 2nd time, they gave me an email asking for additional requirements; valid ID (front and back), selfie and selfie while holding the ID. I provided the requirements and also added the screenshot of what Gsave by CIMB gave me on the Gcash app, which is Gsave is unavailable to you and I cannot click withdraw anymore, which is just unfair because donʼt they have to consider still that I deposited money on the account so if I donʼt meet the “criteria” they should allow me to at least withdraw, Iʼm not entirely sure.
I just want to my account to get unrestricted and withdraw my money back safely as soon as possible, even if they did tell me to wait 7 banking days, because every second I wait for them to email me back I get crippling anxiety thinking about what will happen. I thought I could trust Gsave by CIMB since my friend recommended it to me, but alas.
I also messaged BSP on their Facebook account via Messenger and filed 3 separate complaints because I was so panicked thinking what will happen. I even messaged CIMB Bank Philippines through messenger as well, but I have yet to receive a reply.
I really want it processed right away. I canʼt bear to see my money sitting there on the Gsave by CIMB and fearing they will take it from me.
I am so sorry for the long post. Iʼm just really anxious. I donʼt know what to do.
submitted by idkwtdwmylaph to DigitalbanksPh [link] [comments]


2024.05.14 02:21 Gumi_My_Beloved I saw Interface by Masa Works Design [talk]

👋👋👋 Hi there! I wanted to just share my story. I saw Interface by Masa Works Design when I was a young child, and I have some information about the song. It did somewhat sound like Abnormal Love Enthusiast. I also have had it downloaded on my computer years ago, but unfortunately, that computer shut down. You can ask me anything, but my English might be bad since I'm a Japanese speaker. Please be kind to me, thank you!
For those of you who think I have a file still, unfortunately I don't. I only have a file of Crystal Diva and I believe it got found already. I'm sorry for the bad news. I'm mostly here since I really wanna hear Interface again, it's been so long! I can't believe Masa deleted it to be honest.
Ive also been searching for Meducal Wedding, and when my account hits more days I’m going to be making a subreddit for Interface and other Masa Lost Media. Anyone looking is welcome to join me! I’d like some help with it too since I don’t know how owning a subreddit works, if any mods of this subreddit could talk to me to help I’d really appreciate it.
Ive not seen Medical Wedding sadly, BUT I might of heard Kagome Uta before. I’ve been following Masa since they first started their Vocaloid work. Unfortunately I do not have any of Doctor Willy’s songs or Scapegoat-P.
I hope everyone here has a wonderful day, and you all do amazing work on searching for lost media. It’s amazing! Hearts to all of you! ❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️
submitted by Gumi_My_Beloved to lostmedia [link] [comments]


2024.05.14 02:14 DJboutit Anybody Else Ripping Onlyfans Accounts??

I have been ripping Onlyfans accounts for like 3 1/2 years now. Here is what I do I run these two programs at the same time Coom-DL and Cyberdrop they are ripping from Coomer.su. I have 3.2tb and a total with 308k files. I got another 12tb hd 6 months ago I also to the pointer I need another hd. I would really like to get 3 to 5 more 12tb hds I do not have the money. Anybody else ripping Onlyfans accounts??
submitted by DJboutit to Pornhoarding [link] [comments]


2024.05.14 02:05 inAbigworld Homeowner took advantage of me being a newcomer and kept a portion of the bond

I recently came to Australia and rented a room in a shared house via Flatmates website. No real estate agent was involved. I signed the rental agreement like the house owner, which was a 1 page pdf file and transferred the rent and bond amount to the owner's bank account. After 1 month I moved out. Then the owner claimed that because the house bills are issued every three months, no evidence can be shown but the monthly bills amount is $200 per person. So kept $200 of the bond. This is a house without any major energy consumption with 2 people living there and multiple solar panels. Also,I was there between 31 January -27 February and there was no need for heating and we didn't turn on the AC that much and didn't have any other major electricity consumption. I think I'm being scammed.
The money is not important, I just don't want to get scammed by this character. What choices do I have? Consumer affairs? Victoria Tenants? Please help
submitted by inAbigworld to melbourne [link] [comments]


2024.05.14 02:05 lemonlimecrocs What roles would I be qualified to branch out to with my current experience?

I've found myself in HTalent Acquisition and it really wasn't my intention. I've been doing this for about 3 years, my main responsibility is background checks (reporting, adjudicating background files, tons of email and correspondence, adhering to employment laws, analyzing risk, etc.) I feel like my job is very niche. We’re a huge company so there’s always a lot going on, but I feel like my skills wouldn’t translate well on paper. I’ve been working on my resume a lot though.
Before this, I was working as an assistant type role for a CPA/attorney doing various tasks (drafting legal docs, account reconciliation, other admin stuff) for 7 months. I graduated with a Bachelors in Economics in 2020.
I want to apply to a federal job, and am doing my due diligence before I submit to a role. Do I have a chance at qualifying for a Contract Specialist? Management and program analyst? Acquisition Specialist? Any other suggestions?
The main roles I'm looking at are GS 11 and GS 12 due to salary. Is that too high with my experience? I live in high cost area and can't afford a pay cut, I'm actually hoping to find something with a pay increase.
submitted by lemonlimecrocs to usajobs [link] [comments]


2024.05.14 02:01 TheEternalGazed Tom Henderson: recent Call of Duty Leaks are "complete fiction."

https://insider-gaming.com/call-of-duty-leaks-fiction/
Earlier today, several new Call of Duty “leaks” on upcoming installments went viral across social media, which Insider Gaming can report is complete fiction.
The rumors were somewhat believable in part because they originated from two Call of Duty data miners (Visceral and VondyisPog), who have previously reported some accurate information pertaining to the Call of Duty franchise. However, this time around, things were a little bit different with both accounts reporting on two apparent Call of Duty projects named “Anvil” and “Devilwood”—details that couldn’t have been obtained from datamining. Partly because the titles are so far out that they wouldn’t be within the files, but mostly because they are not real.
According to the “leaks,” Anvil was an Infinity Ward title based on Ghosts, and Devilwood was a Sledgehammer title based on Advanced Warfare. While I wouldn’t be surprised to see Infinity Ward tackle CoD 2026 and Sledgehammer 2027 (which is the current plan and, to be honest, pretty predictable), it’s understood that the details of the games are not accurate. While things can certainly change, getting codenames wrong in the first place makes me question how the information was obtained and to the extent to which it was verified.
submitted by TheEternalGazed to GamingLeaksAndRumours [link] [comments]


2024.05.14 01:59 ForkShoeSpoon A Complete Guide to Maximizing M-Stats and Beating the Ocean City Boardwalk Games (without Shadow Taint)

Quick and Dirty: So long as you get Pep Talk by completing the first four dream quests, AND install Ye Olde Chemicker on Plunkett Street, you can get 15/15/15 on day 6 and beat the Ocean City Boardwalk games (Dream Cat not required). The rough outline: You get +2/+2/+2 from Ocean City perks and Charlestown State Pen perks, +1/+1/+1 from any number of hat and pants combos, +1/+1/+1 from the Monster Club sash, +1/+1/+1 from a Noble Elixir from Ye Olde Chemicker, +1/+1/+1 from the devil's food cake (throw a hot link down the H***hole), +1/+1/+1 from your choice of liquor and your bonus from the electrified orb, +1/+1/+1 from your Pep Talk perk and choice of cat, +1 to Moxie from a new set of teeth, +1 to Muscle from Chiropractic, +1 to mysticality from the statue of you, +1/+1/+1 from losing and getting Angry, Contemplative, and Aloof effects.
Beating the Ocean City Boardwalk games requires a minimum of 15/15/15 Mus/Mys/Mox stats. This is missable--it is possible to lock yourself out of being able to achieve such high stats. However, there are multiple ways to get your M-stats this high, meaning even if you miss one route to 15/15/15, another is likely still open. I wanted to make a quick guide about not only how to purely maximize stats, but the different options available to get yourself to 15/15/15.

Always Possible Stat Boosts

On any save file, 13/13/13 should be achievable. Here's how:
Those, which I assume most folks who made it through chapter 1 know about, bring you to 6/6/6. Potions, alcohol, and food will also easily net you +1, +1, +2 to your choice of stats (you can get higher boosts from food and potions, but they are unique and/or missable), bringing you to around 7/8/7. Then:
This brings us to 10/10/10. To get to 13/13/13:
So, this will get you to +13/+13/+13 fairly hassle free. But that still leaves us 6 points shy of victory. Thankfully, there are myriad ways to reach that final number (and beyond)

Bridging the final +6 gap

All of the following is content you can lock yourself out of, sometimes pretty easily, sometimes pretty early in the game. The good news is, there are so many options, it's likely a path to 15/15/15 still exists on your save file unless you've reached the very late game and aren't lucky.

Dreams

You can get an additional +4 from Dream-related events.

Clothing

This makes for a maximal +2 from better clothes.

Food

There are a number of food options to grant more than +1 to your M-stats, granting a maximal additional +2 to your M-stats overall.

Potions

Potion options are comparatively limited, but can grant an additional +2.

Other

There are a couple unique effects that you can use which will last 1 day only

Bonus Guide to Liquors

-Tequila grants +1 to Muscle and Mysticality and can be found in the Mob Submarine in The Big Moist, but only if you accept the Mob's offer on day 2. - Whiskey grants +1 to Muscle and Moxie and can be found in the Moonshiner's Cave in The Big Moist. - Absinthe grants +1 to Mysticality and Moxie and is found in Rufus' Lab) at S.I.T.
Shoutout to this previous post by u/Mr_Lisreal, which already covers most of what's in this post. My motivation behind making this was primarily that the wiki does not do a good job of displaying potion effects in a browsable way, and it wasn't clear to me if it was possible to completely box yourself out of being able to complete the boardwalk games (to my eye it appears possible, but uncommon). I also wanted a guide out there for freaks like me who enjoy petting cats, and therefore don't want to lean on the dream cat boon because it deprives you of the joy of petting all the other cats in the game.
submitted by ForkShoeSpoon to ShadowsOverLoathing [link] [comments]


2024.05.14 01:55 flwwhtrbt Mini Pirate News

Well, let's wrap up what I've found at the very least interesting in the last couple weeks for pirates and purists alike! This one is very small, not much happening lately!
Sony:
As maybe you've seen, there's no better indication that 'if they don't let you buy it, then pirate it' than Sony delists Ghost of Tsushima PC from various Steam regions, much like Helldivers 2 saw.

Following Sony's decision last week to delist Helldivers 2 in 170 regions worldwide on Steam, it seems this will be the firm's PC stance moving forward, and it has since done the same for the imminent PC release of Ghost of Tsushima. More regions have been added to the list, taking the total number of territories affected to 180, which is now consistent across both titles.
Previously, Sony has said that Ghost of Tsushima's single player offering would be unaffected by this additional requirement. The game's Steam Page still states that a PSN account is required to play the Legends multiplayer mode, but it was delisted anyway. Due to the open nature of Valve's platform, these changes are pretty visible, and including Sucker Punch's primarily single player open world epic in this blanket ban comes as a legitimate surprise.
SteamDB's post here shows the refund.
This is bullshit. The good news? Sony do not use Denuvo for their PC games, so it will be available as soon as possible to be pirated.


Rockstar:
By all accounts, it looks like Rockstar's Red Dead Redemption will be releasing on PC - in line with their usual tactics of releasing on a console platform and leaving PC for last, at least it will (probably) be coming to PC.


Denuvo:
A Denuvo 'outage' made a completely single-player game Persona 5 unplayble - amusingly Denuvo claim that "there was no outage related to its servers at this time"
The thing we can take away from this is Denuvo sucks, and it's just better to play the damn thing via Yuzu or Ryujinx.

Related, we now see that it is confirmed that Homeworld 3 will release with Denuvo. The only good news is that Gearbox is one of the few publishers who remove Denuvo. So...just wait for this one.


Just...interesting and useful:
This video guide via YouTuber 'MonroeWorld' shows you how to SSHFS - mount your Steam Deck as a Windows drive.
"Access your Deck's storage using whatever file manager or tools you want ON AND FROM Windows. In a few minutes, you can copy roms, access compatdata, backup/restore save files and more without ever leaving the comfort of Windows. In about ten minutes, you will have your common Steam Deck locations mounted as drive letters in Windows - accessing them just like any other Windows drive" 
Here is a github link for a GUI for the sshfs manager


Hydra Launcher:
Hydra is an open-source launcher released in the last few weeks by the Brazilian community. Being able to download and launch games from fitgirl and dodi - it has/is a torrent client, automatically applies metadata for games, emulators and roms; seems to hope to be an all-in-one piracy portal. Personally, I prefer to manually add games from trusted links myself. But I'm paranoid. At least it is interesting.

Hydra is a free open game launcher focused on being 100% safe, self-sufficient, ad-free, without registration, without subscription and without waiting times.
Hydra combines games from platforms like Steam and Epic Games with trackers from repackers/crackers known and trusted by the pirate gaming community (such as Fitgirl, Dodi and KaOsKrew.
The game downloads are done directly through the platform, as we have our own private torrent protocol.
Hydra currently has the capability to search among a list of more than 13,000 repacks posted in secure places on the internet, but not limited to that. being self-sufficient, Hydra can navigate the trackers not only looking for updates of games that are already registered but also for games that have just been released.


Lastly the AMA with Dodi:
Well and truly locked in for the 16th. I have a post pinned at the top of PiratedGames, and have just reached out to the mods of Piracy about posting in their sub letting the users know what is happening. I also just posted in his discord server (at his behest). The only thing yet to be determined will be the exact time, for Americans it may be the 15th (your time), but...time-zones fry my brain so I don't know. Really excited about having him come by, the repacker scene is fascinating to me, so I can't wait to hear what he says.

Guides?
I'm working on one lil guide since its been awhile since my last. Most probably will post after the aforementioned AMA.

Lastly?
Thanks to all of you, we're nearing 17k members here and you're all super lovely. This is such a strange sub-reddit because everyone is so damned nice. I just wanted to thank you all for being here, it makes it so nice.
If you wanted to show off your Deck's home screen - then this post a couple days ago is where you can do it!


Thanks, all <3


submitted by flwwhtrbt to SteamDeckPirates [link] [comments]


2024.05.14 01:52 this-guy76 Disputed credit card charge then found out family member made charge

So recently I seen some charges on my credit card that I didn’t make(3 charges of different amounts to onlyfans) .then I couldn’t find my card. It wasn’t where I normally keep it. So I called my card company and disputed the charges thinking my card was stolen. So a couple days later I find out that a family member of mine had taken my card and made the charges with my phone. They don’t have one so I let them use mine occasionally. I find this out 4 days later and I then call my credit card company and cancel the dispute. I didn’t want to get into any trouble because of this or get family member in trouble legally and we were gonna work it out between ourselves. Well They agree to canceling it and tell me that the will send a dispute resolution in the mail. I recived this resolution and it says that the charges will be taken out of my account on my next statement. I had thought that they provided me a temporary credit because I got that the day after I filed the dispute so I assumed that was what they were taking out. Well my next statement comes and they don’t take the money out I call them and ask for an update as to why the credit wasn’t taken out. They tell me that wasn’t a temporary credit that the merchant had already refunded the purchase and that is what was on my account. Confused I asked if they were gonna send that back and they said it wasn’t on them to give it back. They tell me that the dispute was canceled and that i didn’t have to worry. But is there something I need to do to give this merchant their money back or are they just gonna take it back? Is it gonna cause more problems down the line if they don’t get it back?
submitted by this-guy76 to Advice [link] [comments]


2024.05.14 01:50 DavideHu Hardstuck Asc for 11 months

I'm lost. I've been hardstuck in Asc for 11 straight months, 600-700 hours in Asc Matches..
This is my tracker: https://tracker.gg/valorant/profile/riot/void%23why/overview
I've been spamming phoenix for all those matches, but sometimes I feel burned out from using phoenix and switch agents,
I'm currently trying out new roles, because with phoenix although I'm the god of being successful with my flashes in defense, in attack I'm a literally useless. I'm too scared to entry as my team can't use their util properly to make me entry or they just stay in main not entrying, I don't flash my team while I entry With phoenix alone I'm hard struggling to find some routes to not get instakilled from 3 different angles or die from CypheRecon utility. So that's why I'm trying out something like Cypher, I love the idea of lurking and let my duelist struggle with my no comms no utility initiators,
But now I'm stuck in diamond.. How?? I usually smurf my way back to asc1
I've dicusses with someone and they told me if I have that level of aim, try in a match to be hyperagressive with reyna: https://youtu.be/21Cj4HOhgY0?si=IsrMU51aNDcV7vxk There's a big problem of rushing shots. That's all I got as my internet can't upload big files I cope a lot on my ping too
Also: https://youtu.be/nByx86i3RhE?si=FAKZOOpxAiGbGnO_ 5 months ago Full vod of my immo rank up game, 1rr from immo... then I did a huge lose streak and lost all my mental.
I'm so burned out from the quality of the matches, I don't want to be the guy that's always saying team fault, but the thing is; I rely too much on my team, if my team sucks and it's toxic I will do trash, If my team is good and friendly I do my best and tryhard with all my brain and call out everything.
I actually lost all the motivation to babysit my team, when I see other peoples matches, their team is just the best, and mine is a toxic wasteland with literal throwers. Probably valorant has flagged me as toxic and it's putting me with other flagged toxic players if it's ever a thing, I've been banned 5 or so times from insulting legit smurfs ruining my day. May or may not make a new account a this point.
submitted by DavideHu to AgentAcademy [link] [comments]


2024.05.14 01:48 Accomplished_Bet8238 sauna heater size

Hello,
We are building a sauna and looking for a sizing advice.
I am wondering if Cilindro 6kw (effective size up to 300q.ft) would be sufficient for this setup. We are limited with current electrical setup (having 10 awg wire that can hold up to 30amp at 240 volts). Another possibility is to use HUUM drop 6kW which seems to have higher heating capacity (effective size up to 350 cf). Not sure why at the same 6kW power 'harvia cilindro' suitable up to 300qf and 'huum drop' up to 350cf.
I looked at several sizing calculators that give different effective sizes:
What would think? Do you know why HUUM is using different multiplier for cold surfaces? (~5 vs 2 for harvia). Is there a way to account that glass surface is interior and thus having lower heat loss than if is was exterior?
submitted by Accomplished_Bet8238 to Sauna [link] [comments]


2024.05.14 01:47 Johnwestrick The Hanging Tree

The Hanging Tree By John Westrick

The ball streaked towards little Jimmy Hanson, covering the distance uncomfortably fast. The scrawny boy two sizes too small with the aviator glasses, cringed out of the way. It landed directly where he had been standing, and like that the game ended.
“Damnit Jimmy, you're supposed to catch the ball not hide from it!” a fat kid with a glove on one hand cried.
A skinny boy with glasses turned from the pitcher's mound to look at Jimmy disdain clearly visible on his face, “This is the third run you’ve allowed, and you wonder why we never let you play with us. You’re dog shit! Actually, I apologize to all loads of shit out there, you’re even more useless. I’d prefer to have Roger Morris on our team and he can’t see a damn thing with those bug eyes.”
An easy-going boy with blonde shaggy hair and a confident smile strolled up to Jimmy, extending his hand to assist, and said, “Here let me help you up. After all, you're the best player on our team. MVP hands down. Come on boys, give him a cheer!”
The boys chanted Jimmy’s name in a mocking parade of triumph.
“I don’t need your help, David,” said Jimmy.
Dirt smeared and face growing hot, the embarrassed boy attempted to climb to his feet. The hand extended to help, struck lightning-fast, catching the smaller boy squarely in the chest. With a groan of pain, the dirty boy hit the ground for the second time that afternoon.
“Well, if I knew you liked to eat dirt so much, I never would’ve offered to help,” said David, a wolfish smile forming on the landscape of his face.
A chorus of cruel laughter echoed all around.
“I hate you David Baxly,” said the wheezing boy.
David looked at Jimmy with disgust, giving him a savage kick to his left kidney. “Why don’t you do us all a favor and die. I doubt even your family would miss you.”
The rest of the boys walked away leaving the bleeding Jimmy whimpering on the ground.
No longer crying from pain but seething anger, slowly he began to crawl to his feet. “I wish I could go somewhere else. Just pick up and move and never have to see those shitheads ever again,” said Jimmy speaking to no one in particular.
It was thoughts of revenge that occupied his mind, half-baked plans, he didn't have the courage to act upon. No matter, it wasn’t revenge he truly sought, but a friend. The idea of having people look at him and truly see him. Humiliation for David Baxly was just an added bonus.
The bloody boy was still fantasizing about these things, when he found himself staring at the intersection of Jackson and main street in the sleepy town of Brookhollow, Tennessee. Brookhollow is like many rural towns, so tiny that it doesn’t even appear on the map. There are 876 residents in the tight-knit community, according to the 2008 census. Main street boasts one general store, a gas station, the town hall, and Debbie’s Diner.
It was on the outside of the later building that he saw the missing sign of Jack Dunkin, a 12-year-old boy from a neighboring town a few miles to the west. Jack was from Polk, a slightly larger town and known rival to Brookhollow. Even though Jack was in the same grade as Jimmy, they had never met.
Jimmy looked at the picture and saw that the boy had been missing for nearly 3 months. He wondered how his mom would react if he was missing that long; he reached the conclusion that she probably wouldn’t even notice. Ever since she took that job at Debbie’s to pay for the remainder of her husband’s gambling debts, she was hardly even home.
She was gone when he woke and didn't come back too well after he was asleep. The only time Jimmy had any communication with Laura Hanson was on Sundays. Even this small exposure was tainted by the bone deep exhaustion. She may have been present, even so, she wasn't there. Laura wakes, eats, drinks, uses the bathroom; yet she isn't really living. She reminded the boy of those cheesy horror movies they sometimes play late at night. The walking dead.
As little as his interaction with Laura, at least she still lived in the ramshackle motorhome right off the main highway. His dad, if he even still qualified to be called that, left some time back, draining the joint bank account and leaving the two of them penniless. Jimmy didn’t even know where he stayed, let alone had a phone number for the bastard. A few years back he received a postcard from him. He was shelled up in some two-bit motel in the thriving city of Las Vegas. On the back of the card was a charming little note, it said, “Jimmy, I wish you could see the city. Maybe you could come out and visit. I’d love for you to come and hang with my friends. Ps. Could you have your mom send me some money, I’m in a little bit of trouble here.
This led to his first real fight with his mom. He was adamant on going and meeting his father, thinking that if he got to know him he could change him. Bring him back. His mom wanted nothing to do with the man, nor did she want her son to be hurt again. The argument got heated and words were exchanged. In the end, he stayed, but some things chafe over time. Things were never quite the same.
If the boy was honest with himself, he would have to admit there is no one in his life. He has no friends in school, there is no one waiting for him at home, and he is not a part of any extracurricular activities. He goes to school, comes home, does his homework, makes dinner for his mom, and goes to bed. It has never occurred to him that he is lonely, the fact is he has never known anything else.
Jimmy doesn’t actually live in Brookhollow, his house is about two miles north up highway 29. He lives outside of the school’s jurisdiction, so he is unable to take the bus. He walks to school every day. The walk is peaceful and he actually looks forward to it. The boy possesses an overactive imagination and gets lost in his fantasies. A little less today, his ribs ache with every step. But not even this inconvenience can ruin the solitary 2-mile trek back home. He makes no turns, highway 29 is main street. All he needs to do is walk straight and he will arrive at his house.
But he is not walking in rural Tennessee anymore. He is a pioneer exploring the Great Frontier. Native Americans and wolves stalk him at night, he must be aware of the dangers that lie beyond every turn. He can see his way through any situation with the help of his trusty companion and best friend, One-eyed Pete. Pete used to be an outlaw that robbed and cheated people, but changed his ways when Jimmy saved him from being hung on the hanging tree.
A shutter runs through his body every time he remembers the hanging tree. It’s the largest oak he had ever seen. He loves to climb trees but would never dream of climbing that one. It is twisted, not a single leaf on its branches. If evil was ever a location, it would be at the heart of that gnarled tree. Jimmy doesn’t like to think about it. It always seems to ruin his mood. Poison his mind. His fantasies always turn darker when he thinks of the oak.
Suddenly he is aware of exactly how alone he is. A full mile out from the safety of the town. No one is nearby. It’s just him, the trees, and his own tormented imagination. He wishes he wouldn’t have thought of that tree. He wishes he had a dad to pick him up from school, but there is no rescue for him. In Jimmy’s experience, heroes only exist in the story books.
“The hanging tree is in your mind, Jimmy, it isn't real,” he tells himself over and over as if to ward away evil. And why not? For that tree is most definitely evil, the hideous villain in an insidious plot.
In the primal portion of his mind, he senses danger. The same skittish feeling the antelope experiences shortly before the concealed lion pounces and feasts on flesh.
“Trees don’t eat little boys,” murmurs the frightened boy.
“Maybe so, yet that oak could hardly be classified in the same league as other trees,” responds his own treasonous thoughts.
The boy's mind splinters; warring factions jockeying for supremacy. Paranoia seizes him, inky black hands clawing the air out of his lungs. A young boy unaware of the inward mutiny happening amidst his own wits, completely left to his own demented imagination. Yet, the stakes of this adventure are a great deal higher than any he has yet to experience.
His mother was fond of telling him, “What you think, you become.”
A truly awful thought slinks into his mind unbidden. What if the stories his mind conjures could gain reality too? The thought overwhelms the boy. His eyes shift back and forth searching for threats. Jimmy’s senses are keen to his surroundings. Every twig snapping, a creature stalking. Every bush rustling, a hungry beast ready to devour. Yet, the petty fears of a child's tormented mind pales to the unearthly wrongness of the hanging tree.
“What if mom is right?” says the concerned boy to the emptiness. At this unwelcome thought the boy slams his eyes closed in a futile attempt to banish the horrific idea.
“The hanging tree isn’t real,” says Jimmy, knowing in his heart this isn’t true. In the back of his mind, the boy is certain that the moment he opens his eyes, he will see it. He will see the strands of rope dangling from the gnarled branches. He will smell the smell of decaying bodies. He will hear the creak of rope swaying gently in the cool breeze.
The boy doubles his efforts in a vain attempt to keep his eyes closed. He sees red due to the strain he is putting on his muscles. He hears the steady pulse of his blood rushing in his head. The boy also understands that all this effort is for naught. He must open his eyes at some point. Jealousy creeps into the boy’s heart. Envy for the man born without sight. For the boy understands the moment he sees, there will be no coming back.
The moment has come.
Jimmy can no longer keep his eyes shut. Seconds before his eyes fling open, he feels the gentle touch of someone's hand on his shoulder. This touch startles him, and the boy throws wide his eyes.
Sure enough a few hundred yards in front of him, stands the abomination. A lone tree on the top of a bald, scarred hill. Not a living thing to be seen. No vegetation growing on the hill, no squirrels scuttling about, just a great oak, standing; an obscene gesture to the god of this world. The only fruit of this tree the decaying flesh of dead men, and likewise, the only cup the curdled blood of those hanging. A final meal set for the boy, an unholy communion.
The hand, whose was it? Was it even human? The little boy left visibly shaking at the touch of the unknown. Is this death? The icy grip of the Reaper himself here to harvest with his scythe. No marriage, no children, not knowing the pleasures of true friendship. Life cut short, a lamentable state of affairs.
It was in this line of thought, where true courage was mustered. A strength measured not by the size of his muscles or the amount one could lift, but the more impressive type, the type quantified in the amount of shit one can wade. Identified in the amount of crap hands dealt without bowing out altogether. Young Jimmy Hanson did the unthinkable, he turned and faced death looking it in the eyes.
Eyes, yes, but death perhaps not. It was no titan of horror, nor was it the poster child of demented evil. Child it was, but this boy was familiar. Not anyone from his class, yet he knew the boy. In a moment of clarity, he recognized him. It was the missing kid, Jack Dunkin.
He looked identical to the poster on the side of Debbie’s Diner. He wore the same black and white Van’s tee shirt, ripped blue jeans, and some tattered Nike tennis shoes. The thoroughly terrified Jimmy stood staring at the missing boy, mouth ajar.
Jack with an easy-going grin plastered on his face, said, “It's about time, someone comes looking for me. I've been waiting for you Jimmy, far too long.”
With an audible click the boy shut his gaping mouth and responded, “Ja- Jack, you've been missing for nearly three months. Have you been out here all along? Are you alone? Are you hurt?” Jimmy fired these questions in rapid succession, growing more suspicious with each word.
“I’ve been right here, waiting for you to come and play with me. You see, I am like you. I never had anyone to play with either. Now you are here, and you must stay with me,” said the bigger boy with a smile on his face.
Jimmy’s mind quieted, for the first time in his life he saw himself clearly. A boy with no friends, no father, hardly a mother, bullied every day, and no way of escape. Clarity revealed the harsh truth. A day had not gone by that he wasn’t lonely. There was no one in his life. There was no life for him.
The undersized boy looked at the other with longing in his eyes. He thirsted for a friend, like a man lost at sea. He hungered for companionship, like a man stuck in the wilderness. It wasn’t just a desire; he was desperate for a friend. If the bigger boy would leave, Jimmy felt as if his soul would tear in half. His heart would shatter into a thousand pieces unable to be put back together. The boys' eyes were a mirror reflecting the same sad truth, they understood each other. Both had lived, and neither had anyone to share it with.
The boys bound by shared hardships grasped onto each other refusing to let go. The combined burden of loneliness lessened by two backs, instead of one.
With few words exchanged, the two of them created soul ties. Not the ties of lovers, but of lifelong friends. The type one dies for. The rare type of friendship that most people never form in their entire life. It was rich. It was wholesome. Jimmy felt as if his life was complete. The one thing he always desired truly fulfilled.
Jack grabbed the smaller boy’s hand and guided him towards the tree.
Jimmy, not wanting to get anywhere near that monstrosity, tried to pull back.
“Don’t worry. The tree is a good place. It will take us to a new land filled with boys and girls just like you and I. No David’s or bullies like him,” said a smiling Jack.
“How did you know about David? You’ve been missing all this time,” said a concerned looking Jimmy.
“Jimmy, I hear whispers. My friends tell me things. They will tell you secrets too. If you want to be friends with me, that is.” The bigger boy looked down at his ragged shoes. He looked so pitiful and Jimmy was so starved for companionship, how could he not follow the boy.
Jack led the two of them to the scarred trunk of the tree. Here he let go of Jimmy’s hand, telling the boy, “Do exactly what I do.”
Jimmy’s fear bottled up deep in his guts. He felt as if he was going to explode. The tree was sinister and twisted. Evil through and through. Yet, the little boy had never had a friend. He was not willing to throw that away so easily.
Jack walked to the lowest hanging branch. He reached up and grabbed one of the dangling nooses. He wrapped it around his neck and looked at Jimmy. “Don’t worry, no pain is felt. The hanging tree is magic. You’ll close your eyes on this world, and wake up in a better place with me and all of my friends,” said a smiling Jack.
“Ja-Jack, I don’t think I can do this. It seems dangerous. I need to go back home soon. My mom will be waiting for me,” said a terrified Jimmy.
A heartbroken Jack looked at the smaller boy and said, “Jimmy, I can’t believe you would lie to me. Your mom isn’t home and she wouldn’t even notice that you are missing. Come with me. I am the only one who cares for you.”
Tears streaming down the smaller boy’s face, he responded, “Please don’t make me do it! This place frightens me. Can’t you just come home with me?”
“No! This world despises people like you and me. We weren’t made for it. We were made for the hanging tree. This is where you belong,” snarled the bigger boy.
Jimmy, eyes still running, reached with trembling hands for the dangling noose. He seized it. With one final glance at his friend, the little boy placed the loop around his neck. Immediately the noose drew tight. It felt as if the tree was hauling him up by it. The boy kicked and squirmed. Trying to shout for help, but his airflow was cut off. He managed to make a choking noise, then with one final twitch all was still. Still as the glassy surface of a lake on a spring day.
Little Jimmy Hanson had finally made a friend.
The two boys remained dangling together, gently swaying in the stale autumn breeze.
submitted by Johnwestrick to BackwoodsCreepy [link] [comments]


2024.05.14 01:40 datejust36 Few questions regarding BMO

First question - Im with BMO and have a buisness account that I haven't used since 2022. I'm looking to close the account since its not in use. Is there a fee I have to pay or anything when closing the account? Also do I have to files my taxes on this account even if it hasn't been used or seen any transactions since 2022?
Second question - When I deposit cheques to my main BMO checking account I have to wait a week for the money tot show up. The day I deposit the check only $100 gets processed then the rest takes a week to come in, is there any way to make the deposit instant or faster than a week? thanks!
submitted by datejust36 to Banking [link] [comments]


2024.05.14 01:38 cuevadanos Some specific questions about the Diversity Visa lottery

I am interested in the lottery and I have a few questions I haven’t found the answers to.
  1. The education requirements say that primary applicants must have completed 12 years of education/a high school equivalent. The assumption is that the mandatory time period of schooling in the US is 12 years.
  1. What does the US call people who work in HR and manage payroll, filing taxes, etc? I believe that’s not accountant work, but is there a specific job title? (I need to know in order to check if it’s an eligible occupation)
  2. Which are the mental health conditions that may cause a visa to be refused? Is the US strict on this regard (and even a person with mild anxiety may get denied) or is refusal limited to people with crimes or a history of violent behaviour?
  3. How likely is a visa to be granted if one adult person in the household does not speak any English at all?
submitted by cuevadanos to immigration [link] [comments]


2024.05.14 01:32 this-guy76 Disputed credit card

So recently I seen some charges on my credit card that I didn’t make(3 charges of different amounts to onlyfans) .then I couldn’t find my card. It wasn’t where I normally keep it. So I called my card company and disputed the charges thinking my card was stolen. So a couple days later I find out that a family member of mine had taken my card and made the charges with my phone. They don’t have one so I let them use mine occasionally. I find this out 4 days later and I then call my credit card company and cancel the dispute. I didn’t want to get into any trouble because of this or get family member in trouble legally and we were gonna work it out between ourselves. Well They agree to canceling it and tell me that the will send a dispute resolution in the mail. I recived this resolution and it says that the charges will be taken out of my account on my next statement. I had thought that they provided me a temporary credit because I got that the day after I filed the dispute so I assumed that was what they were taking out. Well my next statement comes and they don’t take the money out I call them and ask for an update as to why the credit wasn’t taken out. They tell me that wasn’t a temporary credit that the merchant had already refunded the purchase and that is what was on my account. Confused I asked if they were gonna send that back and they said it wasn’t on them to give it back. They tell me that the dispute was canceled and that i didn’t have to worry. But is there something I need to do to give this merchant their money back or are they just gonna take it back? Is it gonna cause more problems down the line if they don’t get it back?
submitted by this-guy76 to legaladvice [link] [comments]


2024.05.14 01:31 buckwheatone Issue testing view function w/SQLAlchemy and pytest

Hey all, I'm having an issue with a user route to soft delete the user. My goal is to append '_deleted' to the username and email, and set the active status to zero. Here's the route:
@users.route("/delete-account", methods=['GET', 'POST']) @login_required def delete_account(): current_user.active = 0 current_user.email = current_user.email + '_deleted' current_user.username = current_user.username + '_deleted' db.session.commit() logout_user() flash("Your account has been deleted.", category='info') return redirect(url_for('users.login')) 
My conftest.py file mimics the blog post from Alex Michael (here) and contains the following:
import pytest from application import create_app, db as _db from application.config import UnitTestConfig from application.models import User from werkzeug.security import generate_password_hash @pytest.fixture(scope='session') def app(request): app = create_app('testing') # UnitTestConfig implements # SQLALCHEMY_DATABASE_URI = 'sqlite://:memory:' # and WTF_CSRF_ENABLED = False app.config.from_object(UnitTestConfig) app_context = app.app_context() app_context.push() def teardown(): app_context.pop() request.addfinalizer(teardown) return app @pytest.fixture(scope='session') def db(app, request): def teardown(): _db.drop_all() _db.app = app _db.create_all() request.addfinalizer(teardown) return _db @pytest.fixture def client(app): with app.test_request_context(): yield app.test_client() @pytest.fixture(scope='function') def session(db, request): connection = db.engine.connect() transaction = connection.begin() options = dict(bind=connection, binds={}) session = db.create_scoped_session(options=options) db.session = session def teardown(): transaction.rollback() connection.close() session.remove() request.addfinalizer(teardown) return session @pytest.fixture def dummy_user(app, db): # The dummy_user fixture creates a user in the database, and then deletes it after the test is complete. with app.app_context(): user = User( username="test", email="test@test.com", password=generate_password_hash("password") ) db.session.add(user) db.session.commit() yield user db.session.delete(user) db.session.commit() 
Lastly, here's the test:
def test_delete_account(app, client, session, dummy_user): with app.test_request_context(): login_user(dummy_user) initial_username = dummy_user.username initial_email = dummy_user.email response = client.post("/delete-account", follow_redirects=True) assert response.status_code == 200 assert b"MyApp: Sign In" in response.data updated_user = session.query(User).filter_by(id=dummy_user.id).first() assert updated_user.username == f"{initial_username}_deleted" assert updated_user.email == f"{initial_email}_deleted" 
The error I'm getting is an AssertionError indicating that the two values are not equal. Any help would be appreciated!
> assert updated_user.username == f"{initial_username}_deleted" E AssertionError: assert 'test' == 'test_deleted' E - test_deleted E + test 
submitted by buckwheatone to flask [link] [comments]


2024.05.14 01:30 Mizzno [H] Games [W] Cornucopia, Headbangers: Rhythm Royale, art of rally, Games (Listed Below), Steam Gift Cards

N.B.: I'm mainly looking for the games listed in the title and at the bottom of the thread. Feel free to post other offers, but if I haven't responded to your comment(s) by my next posting, I likely wasn't able to find a trade that interested me.

For sale (for Steam Gift Cards or gifted Steam Wallet balance):



For trade:
*signifies that a game is tentatively up for trade, assuming I buy the bundle








































































































WANT:



IGS Rep Page: https://www.reddit.com/IGSRep/comments/ti26nz/mizznos_igs_rep_page/
submitted by Mizzno to indiegameswap [link] [comments]


2024.05.14 01:26 Defiant_Tear_967 Home A Glow Cleaning/Dazzling

Never use this service! I canceled the service 7 months ago. They continued to with draw a 49.00 subscription fee after it was canceled. I requested a refund when some chick named Emma contacted me stating I no longer had an account. Her response to refund was credits and to schedule cleaning. I told her it was unacceptable and filed a police report. It was approved as identity theft. I also filed a complaint with BBB and Colorado Attorney General. They have been trying to access all of my accounts in my name for 49.00, All three banks have flagged the transactions aa fraud! DO NOT use this company. 😡
submitted by Defiant_Tear_967 to CleaningTips [link] [comments]


2024.05.14 01:26 Fast_Personality4035 TIL The First Sioux War in 1854 started "All Because of a Mormon Cow"

In 1854 a pioneer company of Scandinavian saints was traveling through Wyoming and one of their cows wandered away and was subsequently killed by a Native American. The owner informed the US Army at nearby Fort Laramie and one of the officers there hot headed to get into a fight took a contingent of a couple dozen soldiers to go settle the matter, rather than waiting for the government Indian agent to come by to handle it as they were supposed to.
The army shows up and ends up shooting the chief so the whole group is attacked and killed. This became known as the Grattan Massacre and starts a round of retaliatory attacks as the start of the multi-year war.
https://www.lakotatimes.com/articles/all-because-of-a-mormon-cow-historical-accounts-of-the-grattan-massacre/
submitted by Fast_Personality4035 to latterdaysaints [link] [comments]


2024.05.14 01:24 Fito-reddit I-485 Filing, can it be done online?

Hello, as title says, im going to help my family apply for their green card, but i have searched all over the USCIS website and USCIS account log in to try to file the I485 online, on google it says you can, but cant seem to find it. I can only find where to mail the form. I just want to ask before starting the I485, can it be done online? if so, how?
submitted by Fito-reddit to USCIS [link] [comments]


2024.05.14 01:23 snarkily- [H] Games + Some big titles [W] Paypal, Trades

Hi! As the title implies, I have amassed quite a large collection of games and am looking to trade or sell some of them.
Here is my Wishlist for reference: Steam Wishlist
The games, alphabetized, are as follows:
submitted by snarkily- to SteamGameSwap [link] [comments]


http://rodzice.org/