Hace ya casi un año circula el billlete de san Martín y todavía no los acepta el cajero. Suman el de 2000. Ahora el de 10000. Tampoco los acepta. Ya pasé por 3 sucursales del BBVA todos fuera de servicio. Lpm.

Schacht van de schouw
Hallo (mede-)Klussers! Hopelijk kunnen jullie ons helpen met onze klusvraag. :)
Mijn vriend en ik zijn bezig met het renoveren van onze jaren 30 woning. Dit doen wij samen met onze neef die ervaren timmerman is. Voor het ventilatie systeem hebben we door de tijd heen verschillende ideeën bedacht. Eerst dachten we aan een WTW, maar door de grote van de box en de vele buizen zijn we hier recent toch vanaf gestapt. Nu leek ons een type C ventilatiesysteem het beste bij ons passen. Hiervoor willen we de volgende afvoeren plaatsen:

• Afvoer in de WC (begane grond): Een decentrale oplossing lukt hier volgens mij niet, tenzij we de afvoer in de voorgevel willen plaatsen. Dit heeft echter niet onze voorkeur + ons huis heeft een beschermd stadsaanzicht. Zodoende dachten wij hier aan een centrale ventilatie box, zodat de afvoer door het dak kan. Is dit inderdaad de beste oplossing? De achtergevel is meer dan 1,5 m verwijderd van de WC.
• Afvoer in de badkamer (1e verdieping, geen roostertjes of kier onder deur): hiervoor willen we een decentrale badkamerventilator gebruiken met timer en vochtsensor. Deze kan makkelijk door het dak. Hier zien wij geen gekke problemen ontstaan.
• Afvoer in de keuken (begane grond): Wij wouden hier gaan voor een decentrale oplossing, omdat wij geen oplossing zien om het ventilatiekanaal naar zolder te krijgen. Anders zou de WC en Keuken samen op de centrale ventilatie box kunnen. Nu zouden wij graag de uitlaat van de afvoer in de keuken uit laten komen in de schacht van onze schouw (welke voorheen gebruikt werd voor de afvoer van de geiser). Is dit mogelijk? Moeten we in dat geval een buis tot boven aan de schouw aanleggen of is tot halverwege of minder ook oké? En zijn er items waar wij over na moeten denken? De schouw is circa 6 m hoog.

Missen wij naast deze locaties nog belangrijke afvoer punten? Aanvoer gaat dus door roostertjes. Onder de deuren van de slaapkamer zorgen wij voor voldoende ruimte onder de deur (wij dachten aan circa 2 cm). Is er bijvoorbeeld nog een afvoerpunt nodig voor de slaapkamers op de 1e verdieping en op zolder?
Wij staan ook altijd open voor andere oplossingen! We kennen de wereld aan mogelijkheden namelijk nog lang niet ;)
Alvast bedankt!

Una de las grandes obras de la música clásica inspiradas en versículos bíblicos centrales que nos muestran el carácter redentor de Cristo.

Despues 25 años el banco central europeo ha cortado la tasa antes de la Fed.
Es securo asumir que la Fed seguirà en breve la decision de corter la tasa
https://preview.redd.it/1aof29vthi5d1.png?width=904&format=png&auto=webp&s=e4682ea4e027e51182a5c004a7863218543dc353
Podemos mirar como en el ultimo periodo aumentar y disminuir la tasa ha habido un impacto mas grande nel precio de TLT.
Asumiendo que la Fed seguirà el banco central europeo en el cortar la tasa.
https://preview.redd.it/jbd9g1iwoi5d1.png?width=752&format=png&auto=webp&s=c0c4a97d2387f0a643f69107a04571014ef6758b
Los inversores siguen a comprar los bonos americans de lungo plazo $TLT aunque el precio sigue bajando.
Los inversores apuestan que en el corto plazo el precio de TLT vuelve en una tendencia alcista.
https://preview.redd.it/ojgbjyglii5d1.png?width=680&format=png&auto=webp&s=4696effb6b0d53920568acfd83105c57bcde97d6
Mirando al rendimiento (rolling 3 meses) historico, se mira como es en un nivel despues de lo cual voy probablemente a stabilizarse.
https://preview.redd.it/5d479qnnii5d1.png?width=2400&format=png&auto=webp&s=4528b09e5bc740d70ea9d211dd47b138676848f7
Concluyendo, creo que TLT està in una position optimale para aprovechar de un posible corta de la tasa de Fed.
NOT FINANCIAL ADVISE

I needed to let off some steam earlier so I wrote the following post earlier today; I intended to post it much earlier but it probably needed some revision anyways. So here is my pitch: if I could ask one question to all North American urbanists and people in NA who follow city planning, it'd be just four words. "Where is your rage?" If I was allowed to ramble for a longer period than that, it'd probably be this post. I'm sorry for the rant.
So the question is this: where is the rage for a city being torn apart by massive roads and highways that pollute it to nobody's business? Where is the rage for a city still building historically classist and systematically racist developments to this day? Where is the rage when homeless people must live between poorly maintained railroad tracks and a golf course for the wealthy?
Sacramento. That's the name of a city that's brought me far too much stress recently. Sacramento's done this to no end and aims to continue doing this. The city destroyed its Japantown to build a park just for the Capitol Building. It carved through and separated its oldest part of town with a massive interstate highway. It gutted its once-robust streetcar system for three LRT lines that really don't quite cut it.
These actions were often done to appeal to the car and with the wealthy in mind.
Today, it aims to widen I-80, I-5, US-50, and CA-99... so you know... pretty much every fully-separated highway it has authority over. It's building new isolated single-family developments far from anything else, as are all its satellite cities and suburbs. It's torn out large swaths of natural space in the name of "flood control" (which they've failed at many times before, and residents have said has worsened since). And nearly everything that exists outside about a half square mile city center just... looks like this:
El Camino Avenue @ Yorktown Avenue looking east via Google Maps
To be quite frank, I'm exhausted with this place. It is lost in the 1960s with no plan to exit this hellscape that it has created. It plans on widening those highways because it indeed expects to build even more places like this - places where you have to drive just to go literally anywhere because walking is impossibly slow, difficult, and dangerous.
As you can see, I'm an obnoxious winge-fest about this place because I have to live near it all. I've only just become an adult and I've got no job - here's to hoping - so I'm landed here for the foreseeable future. This is the view I see of the city.

I think people don't like negativity. This makes sense, because avoiding constant negativity and hate and anger is healthy, and people who are always negative are also often very miserable. Additionally, I firmly believe that positivity towards positive actions done by cities is a vital aspect to urbanists' advocacy. When a city does something that will improve its quality of life, sustainability, and health, that should absolutely be applauded. I also know that small things matter and that small steps are required to get on the right track. And on top of that, I get that perspective changes how you view a place.
I've been told that I should be grateful for living in Sacramento. After all, I have a roof over my head. I don't have to cycle 10 miles down winding midwest country roads with not even a painted bike gutter to get to the nearest grocery store. And while that is a valid perspective and I am glad for the little things about where I am vs where I could be, it's extremely hard for me to personally digest this response. I should be grateful for... this??
Yorktown Avenue @ El Camino Avenue, looking west down El Camino via Google Maps
When people's reactions to my complaints about a place like this is to say "be grateful, cause it could be worse," that just shows how utterly dystopian this part of the world is. It not only doesn't console me but it makes me even more upset knowing that THIS is one of the better parts of the continent.
Yes, I would rather be here than biking next to racist pro-lifers in lifted F-150s trying to rolling-coal me. I know it's a relative privilege to be able to live in a city that has some modicum of safety outside a car. But why is it I feel these folks are telling me I should be happy to live in a place like this? That modicum of safety is TINY and while Sacramento's nowhere near the worst it's still a miserable place people clearly don't care about and just hope to get out of as soon as they can.
Is it a privilege to live in a fairly regular North American car pit?
It's perspective that leads people to these takes, I know. Some folks are truly roughing it somewhere where they can't even afford a car and have to walk through dumps like this. But that's such a dystopian take. "Hey buddy, it only goes down from here," it says. "Those are the shining lights. Lovely, ain't they?"

In my opinion, the positive aspects of a place get disproportionately more positive attention than the negative aspects get negative attention. Sacramento's a great example of this. Downtown is absolutely beautiful. Like. It's called the city of trees for a reason.
K Street @ 9th looking west via Google Maps
Look, there's absolutely nothing wrong with being happy about this place. I'm happy about it. I want to see more of it and I want people to show their approval for places like this. It's just that at least from my perspective it often feels like North American city planning followers will point to places like this and give them showering Urbanist Gold Credits for Doing The Good Street Thing. And again, I want to emphasize that we should amp up places like this because these are the type of places we want every place to build.
But that comes with the caveat that we also do need to remember that this is the little half square mile. Like so many other cities in North America, there's this little world almost separate from the rest where it's actually really nice with lovely old streets and great transit. But that's the key, it's almost a separate world.
In Sacramento, it's not immediate suburban sprawl hell the moment you step out of that little plot, but it is a place choked by highways and that place quickly deteriorates in quality the further out you go. Additionally, the price of living in downtown Sacramento - while inconsistent and volatile - is pretty hard to justify. People can easily be paying $4k for a studio, or almost worse be paying something relatively reasonable but end up in an apartment that has few or no amenities and is practically preparing to fall apart next time an earthquake hits. People shouldn't be stuck somewhere miserable or stung for something just livable.
And the areas outside downtown are just. 1960s American suburban art, in the derogatory sense. If anyone's still reading this, have you watched the movie adaptation of A Wrinkle in Time? Bit of a spoiler but there's a scene where everything's been tailor-made to be identical to everything else, including people and their schedules, and it's a stereotypical American cul-de-sac suburb, and it's creepy. Yeah, tell that to Sacramento and its suburbs and they'll take it to the next level by not only making it real but making it even more devoid of life.
Auburn Boulevard west of Sylvan Road, looking west via Google Maps
So yes, the downtown's beautiful, but can you really still say Sacramento's all that good if most of it looks like this, and this is how most Sacramento residents actually experience the city?
When I'm told I should be grateful for where I live, this is the lens through which I see it. I almost never get to see downtown. So to be honest, I can't help but look through my lens and say, no, I'm sorry, this is fucking miserable. Frankly, the thing I'm most grateful for is that I know a few things about city planning and can identify that these issues exist.

So why don't I just move out?
Well, let's think of some cities known for their great urbanism in North America.
Vancouver! Vancouver's pretty great, it's beautiful, it's in Canada so free healthcare - oh my, the median rent's $2,950 per month.
Toronto! Toronto's not quite in the northeast, but it is close and that area's known for its urbanism and great city pla- $2,650 per month.
So Canada's a bit of a no-go... how about New York City? I hear it's hands down the best city in North America. Oh wait, that's right, the rent's infamous for being like $10,000 for a tiny little box.
And that's the main issue. There are some places with incredible urbanism but to be brutally honest, they're still so fucking unlivable due to the cost of rent alone. I mean, it's San Francisco everywhere!
Remember also that I have no money of my own, so it's not like I can just book a one-way to Chicago.
Let me be a bit aggressive for a moment. "Just move out" is one of the laziest, most privilege-lensed, fucked up responses possible.
So, I should advocate, then, right? But with what platform? Nobody's gonna listen to this random singular person who whines about stroads. And it's also a time and energy investment that brings you right into the heart of the firey pits of American politics. Look, I'm just one person and while I'm sure they're there I've never met anyone else who is as open about the city's planning nightmare. Hell, how long's CAHSR taking even with advocates in favor?
One of my biggest frustrations is that I always feel like I have absolutely no power in this country. My voice is unheard by everyone but a little group of friends. Honestly, for me, it'd almost be easier to move out, because as far as the government in charge is concerned, I simply don't exist. Telling me to "just advocate" completely misses that advocacy only works if people are willing to listen, and frankly, nobody who can do anything about it is.

Let me talk for a minute about "the northeast and Chicago problem". What's this? Well, it's when North American urbanists champion the same small set of cities that happen to have a pretty significant positive background with city planning already. NYC, DC, Boston, Philadelphia, Chicago, the Twin Cities.
Look, these cities are wonderful, but most of them are in the wealthiest subset of North America where a massive portion of the continent's economic wealth is concentrated. I get the vibe that people think these places are representative of the whole country. They aren't. The suburbs of Sacramento are a way more accurate depiction of what it's like to live in the United States or Canada. And so I continue feeling my anger towards them.
Look, there's an entire section of interstate that totally flouts the interstate regulations because a town in Pennsylvania didn't want their car tourism to dip. This story of "please don't remove the cars, we'll lose our tourism" is almost (not quite, but almost) exclusively North American. The places worse than Sacramento only make me even angrier, because the way the people in power have configured them has created a nightmarish dystopia machine.
I like Chicago and I respect the northeast because these places are truly the royalty of North American city planning for a lot of people and a lot of reasons. But they only represent a tiny bit of the region and most people don't have the privilege of living in these places. Yes, the whole NJB "give up on America" thing very clearly came from a place of privilege and was kinda nuts, but the whole "just move to Philly" thing is almost on the same tier and I'm just so tired of it.
The worst part? There are just so many things about even Chicago and NYC that scream "gutted for the car" or some other issue like financial deficit or historical racism. An entire black neighborhood was bulldozed to put Central Park in NYC and the city barely even acknowledges it. What about the BQE? That tore New York's neighborhood apart and the city still pays for it dearly.
Hudson River Greenway by the World Trade Center, NYC, looking south.
A lot of even New York City is still absolutely bleeding for the mistakes made for the car. Congestion, massive stroads through the urban core, highways cutting off every waterfront. And this is NEW YORK CITY.
There's a lot to love about a lot of places in North America. A lot of places have something that is genuinely very charming about them. I personally love the neighborhood of Fremont in Seattle for its unapologetic weirdness - they even have a statue of Lenin that someone mortgaged their house to bring to Seattle. I can also see the charm in New Orleans's historic cultural prowess and lovely canals that crisscross some of the city. And Sacramento has its lovely street trees. There is lots of charm to be found in even the most roughed-up places.
However, that just makes it so much sadder that these places have been almost buried in cars. I just can't help but see so much waste, shattered potential, and destroyed city fabric in these places. Why are we still gladly erasing the charm of a bizarrely imported statue or a culture scene so big they name things after and make art all about the city that created it with flavorless stroads with no sidewalks and Camazotzian dystopia cul-de-sacs? Where is the rage for the people whose houses get bulldozed to cram another lane in?
Looking west down New Orleans's Madrid Street, between Arts and Music Streets, via Google Maps.

I want to see positivity. But I also want to see what places are actually like, and to be honest, even in places known for something truly charming and powerful, the place that once may have been isn't there anymore. I personally think that just because there's something that is generally appealing about a place, doesn't mean it's a good place.
Just because Sacramento has a nice downtown does not mean I should hold back my thoughts about the new single-family exurbs going up left and right.
Just because New Orleans is historic, doesn't mean I'm going to see the appeal given a lens into what the city's actually like.
If a city is underrated and financially struggling, it's more fuel on the fire against car infrastructure. When Sacramento pours billions into highway widening projects, they're pouring that financial investment down the drain. These decisions are made at best carelessly and at worst still with the intent to make the rich richer, and I will continue to be upset at places like Sacramento for said decisions.

All people deserve better.
People shouldn't have to bike 10 miles without any protection to get to a store. People shouldn't have to rely on depreciating assets to get anything done in their lives. People should be able to enjoy a beautiful urban core without having to return home to a rundown apartment next to a highway and a stroad. People deserve to be able to afford mixed-use developments. People deserve not to be kicked out of a place they may already be struggling to pay for just so a polluting, wasteful highway can be blasted right on through their home. People deserve not to suffer for the continued systemic racism and classism of the current, outdated city planning standards still followed by a wide majority of North America.
This way of doing things is wrong.
So, I will ask just once more. North America: where is your rage?

Thank you if you're still tolerating my whining and rambling. I hope you can understand my frustration and perspective. I want to make really clear that I know North America isn't totally silent about this. There are lots of small towns and great groups working to improve on the mistakes that haunt us from the 1960s. But I get very jaded and frustrated so often and I just needed to let this out or I'd itch for eternity. Please feel free to tell of your perspective because perspective matters. And remember: we all want the same thing. We want the domination of the car to end.
This is not my main account -- I will be watching on this post as u/thatsalice. Thanks for your time!